Nirvana Europe Limited Activities Covered

Nirvana Europe Limited

Policy number: NIRVSIW13/00067 Activities covered The table below lists the activities that can be covered by your policy. If you would like to purchase additional activity cover you can do so by logging onto the website using the details provided in your confirmation email and amending your policy. Alternatively, you can call tagconnect on 0845 408 0583. All activities purchased will also be detailed on your policy certificate. There are Conditions which apply to the activities, please see at the end of the table for more information.

Activity Guidance Specific conditions Category Abseiling/Rap jumping Supervised a, b, c Insured Aerobics Insured Archery a, b Insured Athletics b Insured Backpacking Insured Banana boating Insured Baseball/Rounders/Softb a, b Insured all Basketball Insured Battle re-enactment b Insured Boogie boarding Insured Bouldering a Insured Bowls Insured Breathing observation a, b, c Insured bubble diving Bridge walking Insured Bungy Jumping (Maximum 2 jumps) b, c Insured Canoeing/Kayaking (freshwater/seawater) Insured Canyoning/Kloofing Insured Cricket Insured Cross country skiing On locally recognised tracks c Winter Curling b, c Insured Cycling (cycles not covered) Insured Drag hunting Insured Dry slope skiing c Winter Dune and wadi bashing b Insured Falconry a Insured Fell running b Insured Fell/Gorge running (on recognised routes) Insured Fell/Gorge walking On recognised routes Insured Fencing b Insured Field hockey Insured

Registered in England No. 2457543 | Registered Office: Tower 42 Old Broad Street London EC2N 1HQ | authorised and regulated by the Financial Services Authority | firm reference no 304811 Nirvana Europe Limited

Policy number: NIRVSIW13/00067 Activities covered - continued Activity Guidance Specific conditions Category Fishing course/fly/deep-sea Insured Football (soccer) Insured Go karting c Insured Golf c Insured Gorge swinging Insured Gorge walking a, b Insured Guided glacier walking Insured Gymnastics c Insured Helicopter ride As passenger only a, b Insured Hill walking and rambling Insured Horse riding or riding Insured other animals Hot air ballooning As passenger only a, b Insured Hurling Insured Hydro speeding Insured Ice skating c Insured Jet boating Insured Jet skiing a, b Insured Jogging Insured Mono-skiing on-piste c Winter Mountain boarding a Insured Netball c Insured Non manual work Insured Orienteering b Insured Outward bounds pursuit Insured Overland travel Insured Paintballing a, b, c Insured Parascending/parasailing Insured Racquet sports Insured Roller blading/Ice skating Insured Rounders Insured Rowing Insured Running/Jogging Insured Safari travel (in a vehicle or on foot) Insured Safari/Gorilla Trekking a, b Insured Sailing Insured Scuba diving up to 40 excluding solo diving Insured metres

Policy number: NIRVSIW13/00067 Activities covered - continued Activity Guidance Specific conditions Category Shark cage diving Insured Shooting Insured Ski dooing b Winter Skiing off-piste (not solo) a Winter Skiing on-piste Including telemark skiing c Winter Sledging c Winter Snorkelling Insured Snow mobiling a, b Winter Snowblading c Winter Snowboarding off-piste a Winter Snowboarding on-piste c Winter Softball Insured Surfing (surf boards excluded from policy) Insured Swimming Insured Table tennis c Insured Tallship crewing b Insured Tobogganing c Winter Trampolining c Insured Trekking/Rambling/Hiking recognised routes only Insured Triathlon b Insured Triathlon, Iron man and b Additional Long course Tubing Insured Tug of war Insured Volleyball c Insured Volunteer work, Insured community work, teaching abroad Wake boarding Insured Wall climbing (man made climbing walls) Insured Water polo c Insured Water skiing Insured White/Black water rafting Insured or canoeing Windsurfing (boards not covered) Insured Zorbing c Insured

Conditions

Policy number: NIRVSIW13/00067 Activities covered - continued These apply to all activities 1. The activities must be carried out in a safe and responsible way. 2. You must not act irresponsibly or put yourself in needless danger. 3. You must take notice of and follow all local safety warnings and guidelines. 4. You must participate in safe areas and/or areas covered by rescue facilities. 5. You must wear the usual protective clothing and observe the normal safety procedures of the activity. 6. You must adhere to the following conditions as annotated in the activities listed above.

Specific conditions a) You are accompanied by, or have access to, an experienced and/or suitably qualified instructor or guide; b) You are properly supervised, taking part in an organised event or activity arranged by a recognised provider; c) You use natural or purpose built facilities approved by the activity's local or national regulatory authorities.

Exclusions 1. Any claim where you are not physically fit or suffer from any medical condition, which would normally prohibit you from taking part in the activity. 2. Any claim where you have participated competitively in the activity unless a written endorsement has been issued by us and you have paid any additional premium required. 3. We will not pay for any claim that is the result of you participating in an insured activity as a professional.

Please contact your travel organiser to ensure that you are fully covered if: 1. you are taking part in an activity which is not listed above; or 2. you are unable to adhere to any of the conditions set out above; or 3. you are taking any sports equipment away with you such as tents, golf clubs or fishing rods.

Registered in England No. 2457543 | Registered Office: Tower 42 Old Broad Street London EC2N 1HQ | authorised and regulated by the Financial Services Authority | firm reference no 304811