HSTCQE=VV^Z\Y: Education Policy Advice for Greece
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MER-Greece-2019.Pdf
Anti-money laundering and counter-terrorist financing measures financing counter-terrorist and laundering Anti-money Anti-money laundering and counter-terrorist financing measures Greece Mutual Evaluation Report Greece September 2019 The Financial Action Task Force (FATF) is an independent inter-governmental body that develops and promotes policies to protect the global financial system against money laundering, terrorist financing and the financing of proliferation of weapons of mass destruction. The FATF Recommendations are recognised as the global anti-money laundering (AML) and counter-terrorist financing (CTF) standard. For more information about the FATF, please visit the website: www.fatf-gafi.org. This document and/or any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of international frontiers and boundaries and to the name of any territory, city or area. This assessment was adopted by the FATF at its June 2019 Plenary meeting. Citing reference: FATF (2019), Anti-money laundering and counter-terrorist financing measures – Greece, Fourth Round Mutual Evaluation Report, FATF, Paris http://www.fatf-gafi.org/publications/mutualevaluations/documents/mer-greece-2019.html © 2019 FATF-. All rights reserved. No reproduction or translation of this publication may be made without prior written permission. Applications for such permission, for all or part of this publication, should be made to the FATF Secretariat, 2 rue André Pascal 75775 Paris Cedex 16, France (fax: +33 1 44 30 61 37 or e-mail: [email protected]). Photo Credit - Cover: © Stratos Kalafatis, Archipelago, Agra Publications, 2017 Table of Contents Key Findings .................................................................................................................................................................... 3 Risks and General Situation ..................................................................................................................................... -
Report to the Greek Government on the Visit to Greece Carried out by The
CPT/Inf (2014) 26 Report to the Greek Government on the visit to Greece carried out by the European Committee for the Prevention of Torture and Inhuman or Degrading Treatment or Punishment (CPT) from 4 to 16 April 2013 The Greek Government has requested the publication of this report and of its response. The Government’s response is set out in document CPT/Inf (2014) 27. Strasbourg, 16 October 2014 - 2 - CONTENTS Copy of the letter transmitting the CPT’s report............................................................................5 I. INTRODUCTION.....................................................................................................................6 A. Dates of the visit and composition of the delegation ..............................................................6 B. Establishments visited...............................................................................................................7 C. Consultations held by the delegation.......................................................................................9 D. Cooperation between the CPT and the Greek authorities ....................................................9 E. Immediate observations under Article 8, paragraph 5, of the Convention .......................10 F. National Preventive Mechanism ............................................................................................11 II. FACTS FOUND DURING THE VISIT AND ACTION PROPOSED ..............................12 A. Treatment of persons detained by the police........................................................................12 -
The Market for Financial Advice: an Audit Study
The Market for Financial Advice: An Audit Study Sendhil Mullainathan (Harvard University) Markus Nöth (University of Hamburg) Antoinette Schoar (Massachusetts Institute of Technology) April, 2011 A growing literature shows that households are prone to behavioral biases in choosing portfolios. Yet a large market for advice exists which can potentially insulate households from these biases. Advisers may efficiently mitigate these biases, especially given the competition between them. But advisers’ self interest – and individuals’ insufficiently correcting for it – may also lead to them giving faulty advice. We use an audit study methodology with four treatments to document the quality of the advice in the retail market. The results suggest that the advice market, if anything, likely exaggerates existing biases. Advisers encourage chasing returns, push for actively managed funds, and even actively push them on auditors who begin with a well‐diversified low fee portfolio. Keywords: financial advice, audit study JEL: D14, G11 We thank John Campbell and Michael Haliassos, and seminar participants at Columbia, York, MIT Sloan, SAVE Deidesheim, and ESSFM Gerzensee 2010 for their helpful comments. 1. Introduction A growing body of lab – and to a lesser extent field – evidence argues that individual investors make poor financial decisions. Drawing on research in psychology, this evidence argues that consumers’ beliefs and decision processes lead them astray. They chase trends, are overconfident, use heuristics and generally fall prey to biases that lead them to choose in ways at odds with basic portfolio theory. For example, the median household rebalances its retirement portfolio zero times (Samuelson and Zeckhauser, 1988), whereas in traditional portfolio theory rebalancing would be optimal in response to aging and the realization of uncertain returns. -
Understanding the Value of Arts & Culture | the AHRC Cultural Value
Understanding the value of arts & culture The AHRC Cultural Value Project Geoffrey Crossick & Patrycja Kaszynska 2 Understanding the value of arts & culture The AHRC Cultural Value Project Geoffrey Crossick & Patrycja Kaszynska THE AHRC CULTURAL VALUE PROJECT CONTENTS Foreword 3 4. The engaged citizen: civic agency 58 & civic engagement Executive summary 6 Preconditions for political engagement 59 Civic space and civic engagement: three case studies 61 Part 1 Introduction Creative challenge: cultural industries, digging 63 and climate change 1. Rethinking the terms of the cultural 12 Culture, conflict and post-conflict: 66 value debate a double-edged sword? The Cultural Value Project 12 Culture and art: a brief intellectual history 14 5. Communities, Regeneration and Space 71 Cultural policy and the many lives of cultural value 16 Place, identity and public art 71 Beyond dichotomies: the view from 19 Urban regeneration 74 Cultural Value Project awards Creative places, creative quarters 77 Prioritising experience and methodological diversity 21 Community arts 81 Coda: arts, culture and rural communities 83 2. Cross-cutting themes 25 Modes of cultural engagement 25 6. Economy: impact, innovation and ecology 86 Arts and culture in an unequal society 29 The economic benefits of what? 87 Digital transformations 34 Ways of counting 89 Wellbeing and capabilities 37 Agglomeration and attractiveness 91 The innovation economy 92 Part 2 Components of Cultural Value Ecologies of culture 95 3. The reflective individual 42 7. Health, ageing and wellbeing 100 Cultural engagement and the self 43 Therapeutic, clinical and environmental 101 Case study: arts, culture and the criminal 47 interventions justice system Community-based arts and health 104 Cultural engagement and the other 49 Longer-term health benefits and subjective 106 Case study: professional and informal carers 51 wellbeing Culture and international influence 54 Ageing and dementia 108 Two cultures? 110 8. -
Energy Performance Certification of Buildings a Policy Tool to Improve Energy Efficiency
Energy Performance Certification of Buildings A policy tool to improve energy efficiency Policy Pathway Energy Performance Certification of Buildings A policy tool to improve energy efficiency The IEA Policy Pathway series Policy Pathway publications provide details on how to implement specific recommendations drawn from the IEA’s 25 Energy Efficiency Policy Recommendations. Based on direct experience, published research, expert workshops and best-practice country case studies, the series aims to provide guidance to all countries on the essential steps and milestones in implementing specific energy efficiency policies. POLICY The Policy Pathways series is designed for policy makers at all levels of government E PATHWAY AT and other relevant stakeholders who seek U practical ways to develop, support, monitor L or modify energy efficiency policies in their A P V L home country and abroad. The Pathways A can also provide insight into the types of E N policies best adapted to the specific policy context(s) of different countries, so that each country derives the maximum benefit from M energy efficiency improvements. O N T I T N O E R M E L IMP IEA POLICY PATHWAY ENERGY PERFORMANCE CERTIFICATION OF BUILDINGS 1 INTERNATIONAL ENERGY AGENCY The International Energy Agency (IEA), an autonomous agency, was established in November 1974. Its mandate is two-fold: to promote energy security amongst its member countries through collective response to physical disruptions in oil supply and to advise member countries on sound energy policy. The IEA carries out a comprehensive programme of energy co-operation among 28 advanced economies, each of which is obliged to hold oil stocks equivalent to 90 days of its net imports. -
National Resource Center for American Indian, Alaska Native, and Native Hawaiian Elders
National Resource Center for American Indian, Alaska Native, and Native Hawaiian Elders Year 2: Qualitative Report Alaska Native Elders and Abuse: Creating Harmony by Voicing Traditions of Listening Prepared by Kathleen Graves, Ph.D. Louise Shavings, BSW Elizabeth Rose Stacy L. Smith, MFA (Editor) Cheryl Easley, Ph.D. Dean, College of Health and Social Welfare University of Alaska Anchorage Kanaqlak (George P. Charles), Ph.D. Center Director October 2005 Funding for this project is provided by a grant, No. 90AM2752, from the Administration on Aging (AoA), Department of Health and Human Services, Washington, DC. The information in this paper does not reflect the opinion of the Administration on Aging. Also supported in part by the Alaska Native Science Research Partnerships for Health under Grant No. R24 MD000499-01, 02, 03 National Institutes of Health, National Center from Minority Health and Health Disparities. 1 January 2006 Dear Reader: The National Resource Center for American Indian, Alaska Native, and Native Hawaiian Elders (NRC) at the University of Alaska Anchorage (UAA) has completed its second year and is pleased to send you its four papers: (1) Alaska Native Elders and Abuse: Creating Harmony by Voicing Traditions of Listening; (2) Achieving Best Practices in Serving Alaska Native and American Indian Elders; (3) Achieving Best Practices in Long Term Care for Alaska Native and American Elders; and (4) Boarding School: Historical Trauma among Alaska’s Native People. These papers are intended to provide information to decision makers on all levels in the Alaska Native community statewide and regionally, to the State of Alaska, to various federal offices in Washington, D.C., to all Title VI programs and to all the federally recognized tribes so that culturally appropriate Elder health care services and programs can be designed and implemented with input from the Elders themselves. -
Venice – Corfu
ANEK LINES ROUTES FROM ITALY TO CORFU SCHEDULE 2018 IMPORTANT NOTICE: TIMES ARE INDICATED ON LOCAL TIME! VENICE - IGOUMENITSA From 01/01/2018 to 19/05/2018 and from 29/09/2018 to 31/12/2018 Days VENICE Departure IGOUMENITSA Arrival(1) Wed, Sat, Sun 12:00 14:30 (1) The following day VENICE – CORFU - IGOUMENITSA From 20/05/2018 to 28/06/2018 and from 10/09/2018 to 28/09/2018 Days VENICE Departure CORFU Arrival IGOUMENITSA Arrival(1) Wed, Sat 12:00 - 14:30 Fri 12:00 13:45 15:00 (1) The following day *SUNDAY 23/09: VENICE (DEPARTURE 12:00) – IGOUMENITSA (ARRIVAL 14:30 24/09) – PATRAS (ARRIVAL 21:00 24/09) VENICE - IGOUMENITSA From 29/06/2018 to 09/09/2018 Days VENICE Departure IGOUMENITSA Arrival(1) Wed, Sat 12:00 14:30 (1) The following day ANCONA - IGOUMENITSA From 01/01/2018 to 28/06/2018 and from 10/09/2018 to 31/12/2018 Days ANCONA Departure IGOUMENITSA Arrival Tue, Wed, Thu, Fri 13:30 08:00(1) Sat, Sun 16:30 09:30(1) (1)The following day. WEDNESDAY 03/01, THURSDAY 04/01 & FRIDAY 05/01 ANCONA (DEP. 16:30) – IGOUM. (ARR. 09:30) – PATRAS (ARR. 15:00 THE FOLLOWING DAY) ANCONA – CORFU - IGOUMENITSA From 29/06/2018 to 09/09/2018 Days ANCONA Departure CORFU Arrival(1) IGOUMENITSA Arrival(1) Mon, Wed, Fri, Sun 13:30 - 06:30 13:30 05:30 06:45 Tue 16:30 - 09:30 15:00 07:00 08:15 Thu 16:30 - 09:30 13:30 - 06:30 Sat 16:30 - 09:30 (1)The following day. -
Comparing Classifications Feature Films and Video Games
Comparing Classifications feature films and video games 2012 & 2013 October 2014 Office of Film and Literature Classification Comparing Classifications 2012 & 2013 2 Office of Film and Literature Classification Comparing Classifications 2012 & 2013 Comparing Classifications: feature films and video games 2012 & 2013 Office of Film and Literature Classification Te Tari Whakarōpū Tukuata, Tuhituhinga Level 1, 88 The Terrace PO Box 1999 Wellington 6140 Phone 04 471 6770 Fax 04 471 6781 Email [email protected] Web www.classificationoffice.govt.nz ISBN: PDF 978-0-477-10417-3 This work is licensed under the Creative Commons Attribution 3.0 New Zealand licence. In general, you are free to copy, distribute and adapt the work, as long as you attribute the work to the Office of Film and Literature Classification and abide by the other license terms. To view a copy of this license, please visit http://creativecommons.org/licenses/by/3.0/. Please note that the Office of Film and Literature Classification may not be used in any way that infringes any provision of the Flags, Emblems, and Names Protection Act 1981. Attribution to the Office of Film and Literature Classification should be in written form and not by reproduction of any such emblem or logo. Acknowledgements The Classification Office is grateful to Nokuthaba Sibanda and Lara Wieser from the School of Mathematics, Statistics and Operations Research at Victoria University of Wellington who worked with us in 2009 to develop the scoring methodology and the analytical approaches used in this report. We are also grateful to Mike Camden of Statistics NZ who helped us in 2010 to present the data graphically. -
Citrus Annual 2014 Greece
THIS REPORT CONTAINS ASSESSMENTS OF COMMODITY AND TRADE ISSUES MADE BY USDA STAFF AND NOT NECESSARILY STATEMENTS OF OFFICIAL U.S. GOVERNMENT POLICY Voluntary - Public Date: 11/4/2014 GAIN Report Number: IT14107 Greece Post: Rome Citrus Annual 2014 Report Categories: Citrus Approved By: Christine Sloop Prepared By: Ornella Bettini Report Highlights: Greece’s MY 2014/15 orange production is forecast to decrease by approximately 12 percent compared to the previous year because of the heavy rainfall which occurred in May and June. Greece’s MY 2014/15 tangerine, lemon, and grapefruit productions are forecast to remain steady. Greece is a large importer of lemons. In MY 2013/14, Greece imported 21,307 MT of lemons, mainly from Argentina (7,863 MT), Turkey (4,039 MT), and Italy (4,006 MT). Oranges Table 1: Area (Ha), Production (MT), and Processing (MT) 2012 2013 2014 Estimates Estimates Forecast Oranges 2012/2013 2013/2014 2014/2015 Post Data Post Data Post Data Area Planted 35,261 36,500 36,500 Area Harvested 33,463 34,638 34,600 Production 930,000 970,000 850,000 For Processing 130,000 135,000 170,000 Source: Greek industry PRODUCTION Greece’s MY 2014/15 orange production is forecast to decrease by approximately 12 percent compared to the previous year, because of the heavy rainfall which occurred in May and June. Peloponnese and Aitoloakarnaia (western Greece) are the main orange-producing areas. Washington Navel, Commons, Valencia, Navelina, and Newhall are the leading orange varieties grown in Greece. CONSUMPTION Most oranges are consumed fresh (channeled to open markets and grocery stores). -
International Standards for Arts Education
August 2013 The College Board Office of Academic Initiatives 45 Columbus Avenue New York, NY 10023 National Coalition for Core Arts Standards 800-587-6814 Prepared by: Amy Charleroy, The College Board, New York Alison Thomas, PhD, 92nd Street Y School of Music Access to this publication is available at advocacy.collegeboard.org/preparation-access/arts-core and at nccas.wikispaces.org. Individuals are encouraged to cite this report and its contents. In doing so, please include the following attribution: The College Board, International Arts Education Standards: A survey of standards, practices, and expectations in thirteen countries and regions, New York, NY, August 2013. 2 Executive Summary …………………...……………………………………………………………………………… 4 Australia ....……..……………………………………………………………………………………………………… 15 Austria ....……..……………………………………………………………………………………………………… 26 Canada [British Columbia] ...……………………………………………………………..……………………… 34 China ....……..……………………………………………………………………………………………………… 59 Finland ....……..……………………………………………………………………………………………………… 66 Ireland ....……..……………………………………………………………………………………………………… 82 Japan ....……..……………………………………………………………………………………………………… 104 New Zealand ....……..……………………………………………………………………………………………………… 114 Scotland ....……..……………………………………………………………………………………………………… 123 Singapore ....……..……………………………………………………………………………………………………… 131 Sweden ....……..……………………………………………………………………………………………………… 143 United Kingdom …………………………………………………………………………………………………… 153 United States ....……..……………………………………………………………………………………………………… 166 3 Background and rationale -
How the US Funds the Arts
HOW THE UNITED STATES FUNDS THE ARTS NATIONAL ENDOWMENT FOR THE ARTS 1100 Pennsylvania Avenue, NW Washington, DC 20506-0001 202.682.5400 NATIONAL ENDOWMENT FOR THE ARTS NatioNal ENdowmENt for thE arts how the United states funds the arts Third Edition November 2012 NATIONAL ENDOWMENT FOR THE ARTS 1100 Pennsylvania Avenue, NW Washington, DC 20506-0001 202-682-5400 arts.gov Produced by the NEA’s Office of Research & Analysis Joanna Woronkowicz, Senior Research Officer Bonnie Nichols, Research Analyst Sunil Iyengar, Director First edition prepared by Tyler Cowen, Department of Economics, George Mason University. Second and third editions revised by the staff of the National Endowment for the Arts. Editorial and publication assistance by Don Ball Designed by Fletcher Design Cover: Hubbard Street dancers Jonathan Fredrickson and Jessica Tong performing at the Art Institute of Chicago below Sky Above Clouds IV by Georgia O’Keeffe. Photo by Todd Rosenberg, courtesy of Hubbard Street Dance Chicago Printed in the United States of America Library of Congress Cataloging-in-Publication Data CIP Data available in PDF version of the report at arts.gov Voice/TTY: (202) 682-5496 For individuals who are deaf or hard-of-hearing. Individuals who do not use conventional print may contact the Arts Endowment’s Office for AccessAbility to obtain this publication in an alternate format. Telephone: (202) 682-5532 This publication is available online at arts.gov, the Web site of the National Endowment for the Arts. CoNtENts Preface by Rocco Landesman ................................................ v I. Overview ...................................................................................1 II. Direct Public Funding for the Arts .....................................3 III. -
Practical Guide to Dealing with Religious Questions Within the Total Group
PRACTICAL GUIDE TO DEALING WITH RELIGIOUS QUESTIONS WITHIN THE TOTAL GROUP For employees and managers 08 Message from the Chairman and Chief Executive Officier 12 Diversity and religions 16 Principles and practical advice for managers and employees 29 Appendices Note that in the event of discrepancies between the original French text of this Guide and the translated document, the French text takes precedence. Published in May 2017 2 • PRACTICAL GUIDE TO DEALING WITH RELIGIOUS QUESTIONS WITHIN THE TOTAL GROUP PRACTICAL GUIDE TO DEALING WITH RELIGIOUS QUESTIONS WITHIN THE TOTAL GROUP For employees and managers PRACTICAL GUIDE TO DEALING WITH RELIGIOUS QUESTIONS WITHIN THE TOTAL GROUP • 3 PREFACE 6 INTRODUCTION: RESPECT FOR EACH OTHER 8 How and why to use this Guide and these resources 10 DIVERSITY AND RELIGIONS 12 Diversity 12 Religions around the world 12 PRINCIPLES AND PRACTICAL ADVICE FOR MANAGERS AND EMPLOYEES 16 Reminder of Group principles 16 Values and Code of Conduct 16 Human Rights Guide 17 General remarks 18 Available training 19 Practical advice for Group employees 20 Local approaches and advice for managers 21 Organisation of working hours and holidays 22 Community dining and food 23 Availability of rest or prayer rooms 24 Relationships between male and female colleagues 25 Clothing and behaviour 26 Hiring procedure 27 APPENDICES 29 Overview of religions and beliefs 30 Core dogma in various religions 30 The practice of prayer in different religions 35 Different religious feasts 38 Dietary practices and restrictions 44 Dress 47