2020-2024 Consolidated Plan and Annual

Home , Berry Global, Bosse Field, Burdette Park, Evansville Thunderbolts, EVSC Fields, Ford Center (Evansville)

Demo

The City of Evansville is requesting to align the Art's District and Jacobsville District NRSAs timelines with the 2020-2024 Consolidated Plan

Executive Summary

ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction

The City of Evansville, Indiana is pleased to submit to the U.S. Department of Housing and Urban Development (HUD) its 2020-2024 Consolidated Plan. Project goals outlined in the plan were determined through citizens' participation at three public meetings where participants discussed community development and housing needs, including the completion of a survey. Due to COVID-19 and the suspension of public contact the 2020-2024 Consolidated Plan was displayed on the City of Evansville website. The Analysis of Impediments to Fair Housing Choice (AI) prepared by Prosperity Indiana provided a summary of the existing fair housing condition in Evansville, with five-year remediation goals. A marketing plan of the public service area, Evansville, prepared by Bowens National Research provided housing data on the existing PSA and five submarkets; Central Area, Near East, East, North, and West, including three submarkets of the Central Area; Arts District, Downtown District, and Jacobsville District. Through the use of these tools Evansville will be able to carry out reasonable community and housing goals with positive outcomes.

Evansville Indiana, established in 1812, today is the third-largest city in the state of Indiana with an estimated population of 117,429. Situated along the scenic Ohio River, Evansville is centrally located providing highway access to and from major cities; Indianapolis, Indiana is 170 miles north via Interstate 69, Louisville, Kentucky is 120 miles east via Interstate 64, St. Louis, Missouri is 165 miles east via Interstate 64, and Nashville, Tennessee, is 150 miles south via Hwy 41 and Interstate 24. The Evansville Regional Airport connects Southwest Indiana with the world by operating daily flights to major hubs of Atlanta, Chicago, Detroit, Dallas, and Charlottesville. Including a low-cost non-stop service to Orlando.

As the result of Evansville’s geographic location, it is the commercial, medical, and cultural hub of Southwest Indiana, and the Illinois-Indiana-Kentucky tri-state area. Many of Evansville’s local assets have broadened the economic base of the region helping build an economy known for its stability, diversity, and vitality.

The City of Evansville, Indiana, (Evansville) is a Federal Entitlement city, eligible to receive direct assistance from the U.S Department of Housing and Urban Development (HUD) to use Community Development Block Grant (CDBG), Emergency Solutions Grant (ESG), and HOME Investment

Consolidated Plan EVANSVILLE 1 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Partnerships Grant funds. As a recipient of federal funds, Evansville is required by HUD to produce a Consolidated Plan and Annual Action Plan. The Department of Metropolitan Development is responsible for administering the Consolidated Plan.

Evansville, Indiana has prepared its Five-Year Consolidated Plan for the period of FY 2020 through FY 2024. The Consolidated Plan (CP) is an inclusive five-year strategic plan for revitalization; building on local assets and coordinating responses to the needs of the community. Through citizens’ participation, conducting public meetings and using a public survey; residents, neighborhood associations, social service agencies, housing providers, and local organizations communicated to Evansville its community development and housing needs.

2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview

The Five-Year Consolidated Plan will serve as a strategic plan for the City. The following priorities and goals have been identified through the Analysis of Impediments to Fair Housing Choice prepared by Prosperity Indiana, the Evansville Community Development Housing Survey, a Market Study prepared by Bowen National Research (Bowen), and citizens' participation at public meetings to address community and housing needs of its residents for the period of FY 2020 through FY 2024. Listed are the following thirteen (13) goals established for 2020 - 2024.

1. Support the Availability of Public Services

Includes but is not limited to transportation services, substance abuse services, employment training, fair housing, abused and neglected children, childcare services, youth services, senior services, disability services, domestic violence services, health services, food banks, homeless services, and broadband education. Note that some public service organizations are Community Based Development Organization (CBDOs).

2. Increase Affordable Housing for Homeownership

Includes but is not limited to code enforcement, housing counseling, owner-occupied rehabilitation, emergency home repair, the construction or rehabilitation of new units, or providing homebuyer assistance (closing costs and/or down payment assistance).

3. Increase Affordable Housing for Rental

Includes but is not limited to code enforcement, Tenant-Based Rental Assistance (TBRA), or the new construction or rehabilitation of new units. Encourage residential development in Opportunity Zones.

Consolidated Plan EVANSVILLE 2 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

4. Support Public Facility Improvements

Including but not limited to street improvements, water and sewer improvements, sidewalk improvements, flood drainage improvements, broadband installation, park, recreational or neighborhood facilities improvements and/or improvements to facilities for persons with disabilities or for the homeless.

5. Support Economic Development Initiatives

Support economic development opportunities including but not limited to the rehabilitation of publicly or privately owned commercial or industrial property, direct financial assistance to for-profit business, or technical assistance.

6. Support Rapid Rehousing

8. Support A Coordinated Entry-System

10. Support Re-Entry

11. Support the Reduction of Residential Blight

Enhance the value and appeal of neighborhoods by removing blighted structures, through acquisition, disposition, and demolition.

12. Support the Development of a Local Envision Center

Empowers people to leave HUD-assisted housing by incorporating the four hub support pillars: economic empowerment, educational advancement, health and wellness, and character and leadership development.

13. Administrative and Planning

Includes but is not limited to the oversight of Federal, State, and Local Program, Fair Housing Activities, CDBG funding of HOME administrative costs, HOME CHDO operating expenses, and planning activities, such as neighborhood plans and environmental studies.

Consolidated Plan EVANSVILLE 3 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

3. Evaluation of past performance

The City of Evansville past performance during the 2015-2019 Consolidated Plan established obtainable goals in each of its five Annual Action Plans, anticipating positive outcomes for the corresponding Consolidated Annual Performance & Evaluation Reports (CAPERs). Most matrix goals, on an aggregate scale, were satisfied. The results of the 2019 CAPER should close the gap on most of the remaining matrix goals. Reasons for not satisfying the estimated goals could have resulted from estimating unrealistic project goals, delays in the release of funds, accomplishment goals not reflected in the CAPER as the result in drawdown delays, and changes in the HOME Investment Partnerships Grant Program Final Rule.

4. Summary of citizen participation process and consultation process

Citizen participation was achieved through several methods during the consolidated planning process. Most of the elements in the plan are designed to benefit low and moderate income populations in the City of Evansville. However, the Consolidated Planning process also affords the City an opportunity to strengthen its partnership with other governmental and private sector entities. The goal is to provide a plan that helps establish and maintain suitable living environments and extend economic opportunities to all residents.

5. Summary of public comments

Due to the COVID-19 pandemic, many of the public meetings were conducted in a different format than in the past. These changes reduced the number of comments received from the public regarding the City’s 2020-2024 Consolidated Plan.

6. Summary of comments or views not accepted and the reasons for not accepting them

All public comments were accepted.

7. Summary

The 2020-2024 Consolidated Plan and 2020 Action Plan have both been fully-developed and submitted to the US Department of Housing and Urban Development for evaluation and final approval. Including supplemental studies: The Analysis of Impediments, the Citizens Participation Plan, and the Market study. Including the alignment of two NRSA timelines; Art’s District and Jacobsville District with the new consolidated plan.

Three federal applications and corresponding certifications for CDBG, ESG and HOME, grant funds were submitted. All the necessary steps have been completed and approved by the Evansville Common Council.

Consolidated Plan EVANSVILLE 4 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

This plan illustrates Evansville’s commitment to increasing the supply of decent affordable housing, providing services to selected low-income population, developing the local economy, and providing public services.

Consolidated Plan EVANSVILLE 5 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

The Process

PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

Agency Role Name Department/Agency

CDBG Administrator EVANSVILLE Department of Metropolitan Development HOME Administrator EVANSVILLE Department of Metropolitan Development ESG Administrator EVANSVILLE Department of Metropolitan Development Table 1 – Responsible Agencies

Narrative

The Department of Metropolitan Development was created under Evansville, Indiana Municipal Code: 3.30.126 to become the responsible city department for planning and implementing the use of federal funds available through the U.S. Department of Housing and Urban Development. To ensure compliance with federal regulations and policies, DMD will promote the establishment of programs that focus on at least one of the three national objectives: Benefit Low-Moderate Income Persons whose incomes are no more than 80% median income, inclusive of area benefit, limited clientele, housing, and employment; The Prevention and Elimination of Slums and Blight, inclusive of acquisition, clearance, relocation, historic preservation, and rehabilitation; and Meeting Urgent Needs that pose a serious threat to the health and welfare of the community.

Through the yearly budget process all public service and non-public service local agencies are provided the opportunity through public notification to submit grant applications for annual funding. CD staff provides technical assistance to inquiring agencies, ensures that all grant requests comply with one of the three national objectives discussed in the preceding paragraph, and that the applicants’ budget proposals are provided adequate due process from the Citizens’ Advisory Council, the Mayor of Evansville, and the Common Council.

DMD invites funded agencies as well as other interested parties, including but not limited to: banks, not- for-profits, health facilities, and social and fair housing agencies, which focus on services to children, the elderly, and persons with disabilities to collaborate on specific projects identified in the Consolidated

Consolidated Plan EVANSVILLE 6 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Plan. Establishing partnerships with a focus on common goals and the future needs of areas are critical for the community to achieve the desired outcomes in the most effective and efficient way possible.

Consolidated Plan Public Contact Information

Mr. Kelley M. Coures, Executive Director

1 N.W. Martin Luther King Jr. Blvd

306 Civic Center Complex

Evansville, IN 47708-1869

(812) 436-7823

[email protected]

Consolidated Plan EVANSVILLE 7 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) 1. Introduction

Taken from their 2019 Annual Report, the Evansville Housing Authority (EHA) administers 1,906 Housing Choice Vouchers (HCV), 31 Veterans Affairs Supportive Housing (VASH) vouchers, and 14 Homeownership vouchers. These served almost 4,485 people in the City of Evansville in 2019. Families and individuals receiving housing assistance have the opportunity to participate in self-sufficiency programs such as the Family Self-Sufficiency (FSS) Program, YouthBuild Evansville, Caldwell YMCA, and the Fulton Boys & Girls Club. EHA’s Resident Service Department works with resident councils and community partners to offer residents and community members a variety of workshops, health fairs, food programs, and others.

Advantix Development Corporation has served as EHA’s non-profit development instrument since 2007. It owns, operates, acquires, and develops housing for low to moderate income (LMI) families, including 4% and 9% Low Income Housing Tax Credit development projects and working with local jurisdictions to develop several types of affordable housing in Evansville and the surrounding area.

Advantix operates approximately 1,000 affordable housing units in Indiana and manages over 900 units of affordable, market-rate & supportive housing units in Evansville and Corydon, IN, with over 200 more in construction & development.

2019 marked the first full year using the Rental Assistance Demonstration (RAD) voucher program. Approximately 250 move-ins were completed for 2019. Six of the properties finished the year at 93% of capacity leased. EHA is pleased with results so far and looks forward to continuing with RAD.

Total number of housing units administered by EHA and Advantix is conservatively estimated as over 3,600. These are able to serve thousands more in need of housing in Evansville.

Connecting residents to services has been an increased priority. EHA created a new position to monitor and assist communication between Advantix, American Apartment Management Corporation, Inc., and residents. It is based on weekly feedback from the Resident Initiatives Coordinator. Resident Councils are supported in each property and are active in 5 of 7 properties. They meet monthly with management to discuss living situations, build community, and find solutions and support for residents. Services provided at property-wide events included transportation access, fire safety, mental health, voter registration, Census workshops, food and nutrition skills, technology literacy, family/parenting/childcare, quitting smoking, diabetes workshops, and general health and wellness.

Consolidated Plan EVANSVILLE 8 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

Evansville has a local City-County Commission on Homelessness, which meets monthly includes the following membership authorized jointly by local ordinances Evansville Municipal Code Chapter 2.115; There is hereby created the Commission on Homelessness in Vanderburgh County (hereafter “Commission”). The Commission shall have a president and vice-president which shall be the Mayor the first year and a County Commissioner the next year and alternate between the Mayor and County Commissioner each year thereafter. The purpose of the Commission is to make nonbinding recommendations to City and County government, not-for-profits, or interested agencies concerning homelessness in Vanderburgh County and the City of Evansville. [Ord. G-2018-27 § 1, passed 11-15-18.]

The Commission shall consist of not more than 25 members and shall include the following members: (1) The Mayor of the City of Evansville. (2) A County Commissioner selected by the Board of Commissioners of Vanderburgh County. (3) A City Councilman selected by the City Council of the City of Evansville. (4) A County Councilman selected by the County Council of Vanderburgh County. (5) The Board Administrator of the Commission. (6) A representative appointed by the Homeless Services Council of Southwest Indiana. (7) A representative appointed by the United Way of Southwestern Indiana. (8) A representative appointed by the Evansville-Vanderburgh School Corporation Board of Trustees. (9) A person appointed by the Commission interested in providing employment opportunities and who has an interest in the issue of homelessness in Vanderburgh County. (10) A person appointed by the Board of Commissioners who was previously a homeless person at some point. (11) A person appointed by the Mayor of the City of Evansville who is a landlord in Vanderburgh County. (12) The Director of the Evansville Housing Authority. (13) A person appointed by the Board of Commissioners of Vanderburgh County who has an interest in the issue of homelessness in Vanderburgh County. (14) A person appointed by the Commission who works in the area of mental health and who has an interest in the issue of homelessness in Vanderburgh County. (15) The Director of the Department of Metropolitan Development. (16) A person appointed by the Mayor of the City of Evansville who works in the area of vocational rehabilitation. (17) The Director of Human Relations Commission of Evansville-Vanderburgh County. (18) No more than four representatives appointed by the Commission from local homeless service agencies, and not more than one representative from an agency. (19) No more than four at-large members appointed by the Commission. Elected officials serve during their term of office, and appointed persons serve for two years but at the pleasure of the appointing authority.

Committees and subcommittees of the Commission may be developed to focus on specific issues, such as housing, prevention, discharge planning, and other homelessness issues. Committees should report their findings and recommendations to the Commission twice a year.

(1) A meeting quorum exists when more than 50 percent of all currently appointed members of the Commission are present. (2) Members of the Commission may designate a person to serve and vote in

Consolidated Plan EVANSVILLE 9 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

their place if the member is not available to attend a meeting. Meetings shall be subject to the Open- Door Law of the State of Indiana.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

The City of Evansville works with IHCDA and HSCSI as part of the Indiana Planning Council to develop and coordinate a regional central intake and triage centers to ensure access to assistance is driven by the needs of persons experiencing homelessness. The Evansville region implemented coordinated entry for all phases including permanent supportive housing, transitional housing, emergency shelters, and diversion.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

The City of Evansville is part of the Indiana Balance of State Continuum of Care. The Indiana Planning Council on the Homeless is the governing body for the Indiana Balance of State Continuum of Care. HMIS is provided and funded by IHCDA for the Indiana Balance of State and is funded by IHCDA for the Balance of State. Sub recipients are all required to participate in the HMIS system or DV equivalent, as provided by Eccovia Solutions. Sub recipients are required to produce regular reports from the HMIS in conjunction with HUD and IHCDA requirements. The Subrecipients agree to enter data into the HMIS program on a regular and consistent basis. IHCDA and the City of Evansville will monitor data entry and data quality on an ongoing basis.

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

Consolidated Plan EVANSVILLE 10 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Table 2 – Agencies, groups, organizations who participated 1 Agency/Group/Organization HOPE OF EVANSVILLE, INC Agency/Group/Organization Type Housing Services - Housing Community Housing Development Corporation What section of the Plan was Housing Need Assessment addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the HOPE of Evansville, Inc. was selected to participate in Agency/Group/Organization the Analysis of Impediments to Fair Housing Choice consulted and what are the because the organization is an active CHDO and CBDO anticipated outcomes of the providing affordable housing opportunities to the consultation or areas for improved community. The anticipated outcomes of the coordination? consultation were to identify impediments to fair housing and work on solutions to remove the issues. 2 Agency/Group/Organization Evansville Vanderbugh County Human Relations Commission Agency/Group/Organization Type Housing Service-Fair Housing Other government - Local What section of the Plan was Housing Need Assessment addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the The Vanderburgh County Human Relations Commission Agency/Group/Organization investigates discrimination complaints in the areas of consulted and what are the employment, housing, and public accommodation and anticipated outcomes of the education. The anticipated outcomes of the consultation or areas for improved consultation were to identify impediments to fair coordination? housing and work on solutions to remove the issues 3 Agency/Group/Organization Evansville Water and Sewer Department Agency/Group/Organization Type Other government - Local What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Evansville Water and Sewer Department provides the Agency/Group/Organization metro area with quality, safe, and dependable water consulted and what are the and sewer services at rates which encourage economic anticipated outcomes of the development. The anticipated outcomes of the consultation or areas for improved consultation were to identify impediments to fair coordination? housing and work on solutions to remove the issues.

Consolidated Plan EVANSVILLE 11 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

4 Agency/Group/Organization EVANSVILLE HOUSING AUTHORITY Agency/Group/Organization Type Housing PHA Services - Housing Other government - Local What section of the Plan was Housing Need Assessment addressed by Consultation? Public Housing Needs Analysis of Impediments to Fair Housing Choice How was the Evansville Housing Authority local public housing Agency/Group/Organization organization promoting adequate and affordable consulted and what are the housing, economic opportunities, and suitable living anticipated outcomes of the environment free from discrimination. The anticipated consultation or areas for improved outcomes of the consultation were to identify coordination? impediments to fair housing and work on solutions to remove the issues. 5 Agency/Group/Organization Catholic Charities Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Employment What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Catholic Charities is a social service organization that Agency/Group/Organization works to prevent homelessness by providing financial consulted and what are the assistance and long-term support. The anticipated anticipated outcomes of the outcomes of the consultation were to identify consultation or areas for improved impediments to fair housing and work on solutions to coordination? remove the issues. 6 Agency/Group/Organization United Caring Services Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Persons with Disabilities Services-homeless What section of the Plan was Housing Need Assessment addressed by Consultation? Homeless Needs - Families with children Analysis of Impediments to Fair Housing Choice

Consolidated Plan EVANSVILLE 12 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

How was the United Caring Services is a social service organization Agency/Group/Organization that provides day shelter services, a homeless medical consulted and what are the respite program, night shelter, emergency night shelter anticipated outcomes of the for women, and transitional housing with case consultation or areas for improved management services. The anticipated outcomes of the coordination? consultation were to identify impediments to fair housing and work on solutions to remove the issues. 7 Agency/Group/Organization Evansville Christian Life Center Agency/Group/Organization Type Services-Children Services-Persons with Disabilities Services-Health Health Agency What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Evansville Christian Life Center faith-based organization Agency/Group/Organization assisting households with poverty issues. The consulted and what are the anticipated outcomes of the consultation were to anticipated outcomes of the identify impediments to fair housing and work on consultation or areas for improved solutions to remove the issues. coordination? 8 Agency/Group/Organization Growth Alliance for Greater Evansville Agency/Group/Organization Type Services-Employment Economic Development What section of the Plan was Economic Development addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the Growth Alliance for Greater Evansville is an economic Agency/Group/Organization development organization aimed at attracting and consulted and what are the creating new jobs and retaining existing jobs, anticipated outcomes of the effectively allocating available resource to sustaining consultation or areas for improved economic development growth. The anticipated coordination? outcomes of the consultation were to identify impediments to fair housing and work on solutions to remove the issues. 9 Agency/Group/Organization COMMUNITY ACTION PROGRAM OF EVANSVILLE (CAPE) Agency/Group/Organization Type Housing Services - Housing Community Housing Development Corporation Consolidated Plan EVANSVILLE 13 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

What section of the Plan was Housing Need Assessment addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the The Community Action Program of Evansville and Agency/Group/Organization Vanderburgh County, Inc., was selected to participate consulted and what are the in the Analysis of Impediments to Fair Housing Choice anticipated outcomes of the because the organization is an active Community consultation or areas for improved Action Program and CBDO providing affordable coordination? housing opportunities to the community. The anticipated outcomes of the consultation were to identify impediments to fair housing and work on solutions to remove the issues. 10 Agency/Group/Organization Legal Aid Agency/Group/Organization Type Service-Fair Housing Services - Victims What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Legal Aid provides quality civil legal services to low Agency/Group/Organization income residents of Vanderburgh County. The consulted and what are the anticipated outcomes of the consultation were to anticipated outcomes of the identify impediments to fair housing and work on consultation or areas for improved solutions to remove the issues. coordination? 11 Agency/Group/Organization Area Plan Commission Agency/Group/Organization Type Other government - Local Planning organization What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the The Area Plan Commission is the local agency Agency/Group/Organization designated to carry out land use planning for the City consulted and what are the of Evansville, Vanderburgh County, and the Town of anticipated outcomes of the Darmstadt and is the administration/enforcement of consultation or areas for improved the Zoning and Subdivision ordinances. The anticipated coordination? outcomes of the consultation were to identify impediments to fair housing and work on solutions to remove the issues.

Consolidated Plan EVANSVILLE 14 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

12 Agency/Group/Organization MEMORIAL COMMUNITY DEVELOPMENT CORPORATION Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Health Services-Education Services-Employment Community Housing Development Corporation What section of the Plan was Housing Need Assessment addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the Memorial Community Development Corporation was Agency/Group/Organization selected to participate in the Analysis of Impediments consulted and what are the to Fair Housing Choice because the organization is an anticipated outcomes of the active CHDO and CBDO providing affordable housing consultation or areas for improved opportunities to the community. The anticipated coordination? outcomes of the consultation were to identify impediments to fair housing and work on solutions to remove the issues. 13 Agency/Group/Organization Southwestern Indiana Behavioral Health Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Persons with Disabilities Services-homeless What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Southwestern Indiana Behavioral Health providers of Agency/Group/Organization community-based mental healthcare in southwestern consulted and what are the Indiana. The anticipated outcomes of the consultation anticipated outcomes of the were to identify impediments to fair housing and work consultation or areas for improved on solutions to remove the issues. coordination? 14 Agency/Group/Organization Metropolitan Planning Office Agency/Group/Organization Type Planning organization What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation?

Consolidated Plan EVANSVILLE 15 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

How was the The Metropolitan Planning Office is a state and local Agency/Group/Organization office assist with the community transportation system consulted and what are the and planning process. The anticipated outcomes of the anticipated outcomes of the consultation were to identify impediments to fair consultation or areas for improved housing and work on solutions to remove the issues. coordination? 15 Agency/Group/Organization YMCA Agency/Group/Organization Type Services-Children Services-Education What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the YMCA is a social service organization that focuses on Agency/Group/Organization youth development for healthy living and social consulted and what are the responsibility. The anticipated outcomes of the anticipated outcomes of the consultation were to identify impediments to fair consultation or areas for improved housing and work on solutions to remove the issues. coordination? 16 Agency/Group/Organization Evansville Realtors' Association Agency/Group/Organization Type Business Leaders Local Realtor Group What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Evansville Realtors Association is an organization of Agency/Group/Organization real estate professionals that protects the public consulted and what are the interest by providing services to members which anticipated outcomes of the promote effective and ethical business practices. The consultation or areas for improved anticipated outcomes of the consultation were to coordination? identify impediments to fair housing and work on solutions to remove the issues. 17 Agency/Group/Organization CARVER COMMUNITY ORGANIZATION Agency/Group/Organization Type Services-Children Services-Elderly Persons Services-Persons with Disabilities CBDO What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation?

Consolidated Plan EVANSVILLE 16 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

How was the Carver Community Organization is a local community- Agency/Group/Organization based development organization assisting families with consulted and what are the daycare, childcare, and senior care. The anticipated anticipated outcomes of the outcomes of the consultation were to identify consultation or areas for improved impediments to fair housing and work on solutions to coordination? remove the issues. 18 Agency/Group/Organization Aurora, Inc. Agency/Group/Organization Type Housing Services - Housing Services-Children Services-Elderly Persons Services-Persons with Disabilities Services-homeless What section of the Plan was Homeless Needs - Chronically homeless addressed by Consultation? Homeless Needs - Families with children Anti-poverty Strategy Analysis of Impediments to Fair Housing Choice How was the Aurora Inc., is a nonprofit that strives to prevent and Agency/Group/Organization end homelessness in the community. The anticipated consulted and what are the outcomes of the consultation were to identify anticipated outcomes of the impediments to fair housing and work on solutions to consultation or areas for improved remove the issues. coordination? 19 Agency/Group/Organization Old National Bank Agency/Group/Organization Type Business and Civic Leaders Community Bank Private Sector Banking / Financing What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation? How was the Old National Bank a community bank that collaborates Agency/Group/Organization with local businesses, non-profits, and housing consulted and what are the developers in promoting affordable housing and anticipated outcomes of the creating sustainable living opportunities. The consultation or areas for improved anticipated outcomes of the consultation were to coordination? identify impediments to fair housing and work on solutions to remove the issues 21 Agency/Group/Organization Vanderburgh County Assessor Agency/Group/Organization Type Other government - County Consolidated Plan EVANSVILLE 17 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

What section of the Plan was Multi-Hazard Mitigation Plan addressed by Consultation? How was the The Vanderburgh County Assessors Office prepared a Agency/Group/Organization flood map identifying all the low-income census tracts consulted and what are the affected. anticipated outcomes of the consultation or areas for improved coordination? 22 Agency/Group/Organization AMEC Agency/Group/Organization Type For Profit What section of the Plan was Multi-Hazard Mitigation Plan addressed by Consultation? How was the AMEC Foster Wheel from Nashville, Tennessee is the Agency/Group/Organization company contracted by the Emergency Management consulted and what are the Agency to update the Multi-Hazard Mitigation Plan. anticipated outcomes of the The update with provide the City with a current plan. consultation or areas for improved coordination? 23 Agency/Group/Organization Department of Metropolitan Development Agency/Group/Organization Type Other government - Local Grantee Department What section of the Plan was Housing Need Assessment addressed by Consultation? Analysis of Impediments to Fair Housing Choice How was the Department of Metropolitan Development promotes Agency/Group/Organization community development and urban revitalization consulted and what are the through human and infrastructural development. The anticipated outcomes of the anticipated outcomes of the consultation were to consultation or areas for improved identify impediments to fair housing and work on coordination? solutions to remove the issues. 24 Agency/Group/Organization Center Point Energy Agency/Group/Organization Type Gas and Electric Company What section of the Plan was Analysis of Impediments to Fair Housing Choice addressed by Consultation?

Consolidated Plan EVANSVILLE 18 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

How was the Center Point Energy/Vectren provides gas and electric Agency/Group/Organization services to the Evansville community. The anticipated consulted and what are the outcomes of the consultation were to identify anticipated outcomes of the impediments to fair housing and work on solutions to consultation or areas for improved remove the issues. coordination? 25 Agency/Group/Organization ECHO HOUSING CORPORATION Agency/Group/Organization Type Services - Housing Services-homeless CHDO and CBDO What section of the Plan was Analysis of Impediments to Fair Housing addressed by Consultation? How was the ECHO Housing was selected to participate in the Agency/Group/Organization Analysis of Impediments to Fair Housing Choice consulted and what are the because the organization is an active CHDO and CBDO anticipated outcomes of the providing affordable housing opportunities to the consultation or areas for improved community. The anticipated outcomes of the coordination? consultation were to identify impediments to fair housing and work on solutions to remove the issues.

Identify any Agency Types not consulted and provide rationale for not consulting

Agency Types not consulted were agencies that chose not to participated in the process. The City of Evansville advertises federal opportunities and meetings to the public through the local newspapers and on City website.

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? Continuum of Care Indiana Planning Council Support rapid rehousing, and support coordinated entry. Table 3 – Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

Consolidated Plan EVANSVILLE 19 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Information was gathered from several city and county departments including Area Plan, Building Commission, Evansville Metropolitan Planning Organization, and Transportation. Prosperity Indiana interviewed many community partners as part of the AI.

Narrative (optional):

Consolidated Plan EVANSVILLE 20 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

There shall be an advance 10-day public notice of the availability of required federal documents, and of all public hearings and meetings pertaining to funds related to the Citizen Participation Plan. The City will continue to identify communication resources, to all persons to information provided by the City, regardless of their disability, language, or nationality. The City has identified nine (9) known resources of communication which will be utilized by the City/Department of Metropolitan Development (DMD) in providing notification to the public. Current operating agencies and organizations on a contact mailing list, receive emails regarding public meetings. DMD maintains an interested parties list of organizations or persons requesting notification of updated plans and public meetings.

The publications provide the purpose of the meetings, dates, locations, and times. All meetings are conducted in handicapped accessible locations. In addition to newspaper notifications, public meetings are posted on the City website and Evansville Building Authority internal kiosk. A fifteen-day notification is provided prior to each meeting. A PowerPoint presentation of the Consolidated Plan Process, Action Plan Process, Analysis of Impediments to Fair Housing Choice, and Citizens' Participation plan are presented at these meetings. Handouts are also available. Participants are asked to sign an attendance sheet, not mandatory, and discuss issues. Comments are documented and evaluated by staff and are addressed as a concern in the new plans. Action on concerns are subject to availability of funds, compliance with federal regulations, and approval by Evansville Common Council.

A city ordinance has established online audio and video recordings of all public meetings of government or advisory bodies. The meeting locations are accessible to the disabled and centrally located in a focus area of the city. The City will take whatever action is appropriate to encourage participation of all its citizens in public meetings, including minorities and non English-speaking persons, as well as persons with disabilities.

The only deviance to the ordinance referenced above would be in the event of an epidemic, pandemic, or natural disaster that would prevent accessibility to the public. Alternative means to fulfill the City’s obligation to receive citizen participation include but are not limited to the following:

• Audio and/or video recording presentations posted on the City’s website with information on how to make comments

Consolidated Plan EVANSVILLE 21 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

• PDF presentation posted on the City’s website with information on how to make comments • A webinar hosted via work computers for commenting (as this tool becomes available) • Exercising HUD allowable waivers for citizen participation public comment period for associated Consolidated Plan and Action Plan amendment so long as the City adheres to required days HUD allows for this waiver to receive public comments. • Exercising HUD allowable waivers for citizen participation reasonable notice and opportunity to comment so long as the City adheres to determining what constitutes reasonable notice and opportunity to comment given their circumstances.

To help establish priority community needs, the City developed a comprehensive community development and housing needs survey based on HUD matrix codes. Notice of the available survey was advertised in the local newspapers, posted on the City website, and distributed at public meetings from August 6, 2019 through October 31, 2019. One hundred and seventy nine surveys were submitted. An emphasis will be place on the high community needs with a score of 61 or higher. Low priorities may receive consideration. See URL in the Citizen Participation Outreach- list of all the public meetings.

Citizen Participation Outreach

Sort Order Mode of Outreach Target of Outreach Summary of Summary of Summary of comments URL (If response/attendance comments received not accepted applicable) and reasons

Table 4 – Citizen Participation Outreach

Consolidated Plan EVANSVILLE 22 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Needs Assessment

NA-05 Overview Needs Assessment Overview

As previously stated in this document, the city of Evansville commissioned Bowen National Research in the fall of 2019 to conduct a Housing Needs Assessment (HNA) of the city of Evansville. Overall, the Housing Needs Assessment included detailed demographic, economic and housing supply data and analysis, along with input from community stakeholders. Historical data was presented to serve as a baseline of recent trends and changes in the area, while selected demographic projections were provided to help understand anticipated changes that are expected to occur that could influence housing needs in the years ahead. The study concluded with an outline of housing priorities and needs for the area and provided a summary of recommendations that should be considered by the city to address housing. The study was completed and dated on October 17, 2019.

Consolidated Plan EVANSVILLE 23 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs

The findings of the commissioned Housing Needs Assessment indicated that the housing needs of Evansville are broad, covering a wide spectrum of affordability ranges, bedroom types and target markets (seniors vs. families).

Demographics Base Year: 2009 Most Recent Year: 2015 % Change Population 117,429 120,210 2% Households 50,957 51,270 1% Median Income $35,749.00 $35,785.00 0% Table 5 - Housing Needs Assessment Demographics

Data Source: 2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)

Number of Households Table

0-30% >30-50% >50-80% >80-100% >100% HAMFI HAMFI HAMFI HAMFI HAMFI Total Households 8,655 7,920 11,710 5,465 17,515 Small Family Households 2,760 2,425 3,940 1,965 8,610 Large Family Households 434 560 570 415 890 Household contains at least one person 62-74 years of age 1,140 1,435 2,055 1,089 3,700 Household contains at least one person age 75 or older 775 1,485 1,805 645 1,390 Households with one or more children 6 years old or younger 1,728 1,315 2,000 827 1,203 Table 6 - Total Households Table Data 2011-2015 CHAS Source:

Consolidated Plan EVANSVILLE 24 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Housing Needs Summary Tables

1. Housing Problems (Households with one of the listed needs)

Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 99 24 20 10 153 10 20 50 0 80 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 100 155 190 10 455 0 20 0 0 20 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 55 50 104 110 319 4 70 80 54 208 Housing cost burden greater than 50% of income (and none of the above problems) 4,145 940 250 35 5,370 1,015 590 270 33 1,908

Consolidated Plan EVANSVILLE 25 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI Housing cost burden greater than 30% of income (and none of the above problems) 735 2,300 1,920 130 5,085 305 1,155 1,475 240 3,175 Zero/negative Income (and none of the above problems) 915 0 0 0 915 215 0 0 0 215 Table 7 – Housing Problems Table Data 2011-2015 CHAS Source:

2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden)

Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 4,405 1,170 570 165 6,310 1,030 700 395 85 2,210 Having none of four housing problems 1,470 3,400 5,325 2,030 12,225 620 2,645 5,420 3,185 11,870 Household has negative income, but none of the other housing problems 915 0 0 0 915 215 0 0 0 215 Table 8 – Housing Problems 2 Data 2011-2015 CHAS Source:

Consolidated Plan EVANSVILLE 26 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

3. Cost Burden > 30%

Renter Owner 0-30% >30-50% >50-80% Total 0-30% >30-50% >50-80% Total AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 1,645 1,330 910 3,885 265 460 660 1,385 Large Related 364 303 70 737 40 160 20 220 Elderly 674 750 584 2,008 595 674 629 1,898 Other 2,340 1,000 695 4,035 420 540 440 1,400 Total need by 5,023 3,383 2,259 10,665 1,320 1,834 1,749 4,903 income Table 9 – Cost Burden > 30% Data 2011-2015 CHAS Source:

4. Cost Burden > 50%

Renter Owner 0-30% >30- >50- Total 0-30% >30- >50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Small Related 1,385 355 25 1,765 245 125 90 460 Large Related 264 64 0 328 30 60 0 90 Elderly 560 260 160 980 385 244 104 733 Other 2,080 295 75 2,450 360 165 70 595 Total need by 4,289 974 260 5,523 1,020 594 264 1,878 income Table 10 – Cost Burden > 50% Data 2011-2015 CHAS Source:

5. Crowding (More than one person per room)

Renter Owner 0- >30- >50- >80- Total 0- >30- >50- >80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Single family households 119 170 269 29 587 4 80 55 49 188 Multiple, unrelated family households 39 4 19 35 97 0 10 25 10 45

Consolidated Plan EVANSVILLE 27 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Renter Owner 0- >30- >50- >80- Total 0- >30- >50- >80- Total 30% 50% 80% 100% 30% 50% 80% 100% AMI AMI AMI AMI AMI AMI AMI AMI Other, non-family households 55 25 15 50 145 0 0 0 0 0 Total need by 213 199 303 114 829 4 90 80 59 233 income Table 11 – Crowding Information – 1/2 Data 2011-2015 CHAS Source:

Renter Owner 0- >30- >50- Total 0- >30- >50- Total 30% 50% 80% 30% 50% 80% AMI AMI AMI AMI AMI AMI Households with Children Present 0 0 0 0 0 0 0 0 Table 12 – Crowding Information – 2/2 Data Source Comments:

Describe the number and type of single person households in need of housing assistance.

Persons Per Renter Household

In 2020, the share of PSA (Evansville) renter households with one- and two-persons was just over 70%, while three-person or larger renter households represent over one-fourth of the total share of renter households. The shares of renter households by household size are not projected to change much between 2020 and 2025.

Persons Per Owner Household

Generally, one- and two-person owner-occupied households have each represented about 70% of the owner-occupied household base within the PSA (Evansville). At the same time, approximately 14% of the PSA’s owner-occupied households have consisted of three-persons, around 10% have been four- persons, and approximately 6% have been five-person or larger. These shares are not expected to change much through 2025

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking.

There are approximately 34,344 persons within Evansville (29.2% of the total 117,671 non- institutionalized civilian population) who are classified as Special Needs. The following table summarizes

Consolidated Plan EVANSVILLE 28 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

the various Special Needs populations within Evansville that were considered in this report. Note that while the CoC counts are likely underestimated, the HIV/AIDs and Re-Entry populations are county estimates. The data shown is for the latest period in which data is available for each Special Needs population, which may vary from group to group.

There are 5,350 disabled adults with incomes below the poverty line who may be at risk of homelessness

The largest numbers of Special Needs persons are among those with disabilities, veterans, Hispanic population, and ex-prisoners re-entering society. According to our interviews with area stakeholders, housing alternatives that meet the specific needs of these populations are limited. As a result, efforts to address the housing issues of the Special Needs population should be considered.

What are the most common housing problems?

Based on the findings of the commissioned Housing Needs Assessment, affordability, substandard conditions and availability are the primary housing challenges in the market, particularly among the lowest income households.

Affordability - Among Evansville’s renter households, a total of 11,685 (50.1%) are cost burdened and 5,893 (25.3%) are severely cost burdened. A total of 5,614 (19.8%) owner households are cost burdened while 2,376 (8.4%) are severely cost burdened. The greatest share of severely cost burdened renter and owner households is in the Central Submarket, representing 29.2% and 10.9%, respectively. Based on this analysis, affordability of housing remains significant challenge in Evansville.

Substandard Conditions - Based on the 2013-2017 ACS estimates, the percentage of renter-occupied housing with incomplete kitchen facilities is 1.1% in Evansville. However, only 0.2% of renter-occupied units had incomplete plumbing facilities. While representing small shares, there are over 300 renter- occupied units in the Evansville PSA that have either incomplete bathrooms or kitchens. Owner- occupied housing units which lack complete kitchen or plumbing facilities comprise only 0.5% of all owner-occupied housing units in the Evansville PSA. Overcrowded housing is housing that has 1.01 or more persons per room, while severe overcrowded housing is housing that has 1.51 or more persons per room. In Evansville, 675 (2.9%) of renter households and 224 (0.8%) of owner households are

Consolidated Plan EVANSVILLE 29 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

experiencing overcrowded housing situations. Meanwhile, 257 (1.1%) of renter households and 82 (0.3%) of owner households are experiencing severe overcrowded housing conditions.

Availability – While the overall multifamily rental market is operating at a balanced 95.9% occupancy rate, affordable rental options operating through the Low-Income Housing Tax Credit program or with a government subsidy have very limited availability. Projects operating exclusively under the LIHTC program have an overall 98.8% occupancy rate, Tax Credit/government-subsidized projects are operating at a 99.2% occupancy rate and government-subsidized projects are operating at a 99.5% occupancy rate. Management at these properties report long wait lists. Therefore, there is pent-up demand for affordable rental housing.

Are any populations/household types more affected than others by these problems?

Households with incomes at 0-30% and ≤30-50% AMI, including the elderly and disabled are most affected by the common housing problems. There is also a racial disparity due to systemic racism. We are conducting a racial equity analysis.

The commissioned Housing Needs Assessment (HNA) did not address “at-risk populations”. However, the HNA did provide information on the population living in poverty and cost-burdened households (households paying a disproportionately high share of income towards housing costs). These populations/households are most at risk of experiencing homeless. Based on 2013-2017 ACS data provided in the HNA, there are 26,858 people in Evansville that live in poverty, representing nearly three-quarters (23.3%) of the overall population. Of this population, 9,339 are children under the age of 18, representing over one-third (37.2%) of all children. Cost burdened households are those that pay over 30% of their income towards housing costs. Within Evansville, there are a total of 11,685 renter households, representing half (50.1%) of all renter households in the city, that are considered housing cost burdened. While not as pronounced, 5,614 homeowners are cost burdened. Based on this information, there are many low-income households living in poverty and paying disproportionately high shares of their household income for just their housing. This causes further financial strain are households who are vulnerable to becoming homeless. Exacerbating their problems is the fact that there are very few affordable housing alternatives available to them, as most subsidized and Tax Credit rental alternatives are fully occupied with long wait lists and the Housing Choice Voucher program has a long wait list. Therefore, the market currently offers minimal relief to households struggling economically.

Consolidated Plan EVANSVILLE 30 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance

Families and Individuals that are doubled up or couch surfing, especially if having to move frequently, are at imminent risk of becoming homeless. Families and individuals that are living in motels. Families and individuals that are spending more than half of their income on rent. Families and individuals are disabled and unable to work, especially if waiting to qualify for disability, or do not qualify for disability. Families and individuals that owe a huge amount of back rent and back utilities. Families and individuals that live in substandard housing to the point that it is not habitable, and lack the resources to fix their housing up to the point that they can live there. Families and individuals where one adult goes to prison, especially if the one going to prison was the breadwinner. Families and individuals that are living in overcrowded conditions. There have even been a few cases where severe bed bugs have caused people to leave their housing and seek shelter.

If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:

We are part of the Indiana Balance of State Continuum of Care (CoC), so much of our homeless data is collected at the CoC level. Corporation for Supportive Housing did several studies and estimates of needs. We also partner with University of Southern Indiana for homeless analysis. We will have a focus on racial equity analysis, and a focus on homeless prevention, to better understand why people become homeless.

Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness

Being precariously housed by being doubled up with family or friends, or couch surfing from place to place is very unstable. Substandard housing to the point that a place is not habitable. Overcrowded living conditions. A lot of back rent and back utilities. Lack of family and friends for a support system so a person has no place to go.

Discussion

Many people are at risk of becoming homeless, but studies indicate that only a small percentage wind up literally homeless. However, trying to determine what actually makes the difference is tricky. Random luck seems to play too great of a role. Lacking family and friends as a support system seems to be the biggest difference in whether a person can stay precariously housed or if they become

Consolidated Plan EVANSVILLE 31 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

literally homeless. Amazingly, often only a little bit of money makes a difference to prevent someone from becoming literally homeless.

Consolidated Plan EVANSVILLE 32 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

In the Analysis of Impediments to Fair Housing Choice the community populations reported that 78.8 % of the population was Caucasian, while 15 % are African American, the largest minority population in the City and the Hispanic of any race account for 3.6% of the population.

Homeownership rates are low among African Americans.

1. 75 percent African Americans rent, compared to 40% Caucasian

2. Loans were denied at nearly double the rate in minority-concentrated census tracts compared to tracts with small minority populations. HMDA data shows that 706 loans were denied to White/Caucasians in 2018, and 80 loans were denied to Black/African Americans

3. A significant African American population occupy the urban core, low-income census tracts: CT 10 with 25%, CT 11 with 38%, CT 12 with 35%, CT13 with 54%, and CT14 with 47%, CT15 with (56%), and CT 17 (31%).

4. 27% of the African American population in Evansville have a household income below $10,000 per year.

During the 2020-2024 Consolidate Plan timeline the City will evaluate the Analysis of Impediments findings and follow the recommendations to convene roundtable discussions with residents and leaders of the African American community, lenders, and real estate professionals to identify solutions to low homeownership among African Americans

0%-30% of Area Median Income

Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 6,465 1,060 1,130 White 4,300 740 730 Black / African American 1,875 284 310 Asian 45 0 10 American Indian, Alaska Native 30 0 30 Pacific Islander 10 0 0

Consolidated Plan EVANSVILLE 33 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Hispanic 90 20 0 Table 13 - Disproportionally Greater Need 0 - 30% AMI Data 2011-2015 CHAS Source:

*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

30%-50% of Area Median Income

Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 5,330 2,585 0 White 4,140 2,080 0 Black / African American 820 385 0 Asian 40 0 0 American Indian, Alaska Native 0 10 0 Pacific Islander 10 0 0 Hispanic 240 20 0 Table 14 - Disproportionally Greater Need 30 - 50% AMI Data 2011-2015 CHAS Source:

*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

50%-80% of Area Median Income

Consolidated Plan EVANSVILLE 34 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Black / African American 645 883 0 Asian 0 35 0 American Indian, Alaska Native 10 4 0 Pacific Islander 0 0 0 Hispanic 75 79 0 Table 15 - Disproportionally Greater Need 50 - 80% AMI Data 2011-2015 CHAS Source:

*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

80%-100% of Area Median Income

Housing Problems Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 625 4,840 0 White 520 4,360 0 Black / African American 20 235 0 Asian 4 0 0 American Indian, Alaska Native 0 19 0 Pacific Islander 0 0 0 Hispanic 60 170 0 Table 16 - Disproportionally Greater Need 80 - 100% AMI Data 2011-2015 CHAS Source:

*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

Discussion

While the commissioned Housing Needs Assessment (HNA) did not specifically address housing characteristics of any specific race or minorities as a whole, the HNA did include information on areas (submarkets) with the greatest concentrations of minorities. As shown in the table below, the Central

Consolidated Plan EVANSVILLE 35 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

and Near East submarkets have the highest minority shares in the city, each representing more than 20% of the population within the respective submarkets.

As shown elsewhere in this document, these two minority concentrated submarkets (Central and Near East) have the lowest median household incomes and the highest poverty rates within the city. These submarkets also have the largest number of renter-occupied units that are classified as “substandard”, meaning they are overcrowded and/or lack completed kitchens or indoor plumbing. The share of rent burdened households is highest in the Central and Near East submarkets, indicating the challenges renters have with affordability issues in these areas of Evansville. Adding to the challenges within these submarkets is the fact that most affordable rentals operating under the Low-Income Housing Tax Credit program or with a government-subsidy are fully occupied and maintain long wait lists. Therefore, it is reasonable to conclude that many minorities within these specific submarkets, at least, experience housing challenges associated with affordability, quality and availability.

Consolidated Plan EVANSVILLE 36 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

Substandard housing is typically considered housing or households living in housing that is overcrowded, lacking completed kitchens or plumbing facilities, or are a cost burden to the occupants. The following summarizes information of substandard housing based on information included in the commissioned Housing Needs Assessment. Overcrowded housing is considered a unit with 1.01 or more persons per household, while severe overcrowded housing has 1.51 or more persons per household.

Table 1 - Condition of Owner Occupied and Rental Occupied Housing. Attached jpeg. Source 2013 - 2017 ACS, Tenure by Selected Physical and Financial Conditions; Bowen National Research.

In Evansville, 675 (2.9%) of renter households and 224 (0.8%) of owner households are experiencing overcrowded housing situations. Meanwhile, 257 (1.1%) of renter households and 82 (0.3%) of owner households are experiencing severe overcrowded housing conditions. The downtown areas (Central and Near East submarkets) have the city’s highest share of severe overcrowded renter households, while the share of owner households with severe overcrowding is relatively even among the submarkets. Nationally, 2.2% of occupied housing units are considered overcrowded and 1.0% are considered severely overcrowded (American Community Survey S2501).

Cost burdened households are those paying more than 30% of adjusted gross income towards housing, while severe cost burden households pay more than 50% of income towards housing.

Table 2: Overcrowded Conditions. Attached jpeg. Source 2013 - 2017 American Community Survey

Cost burdened households are those paying more than 30% of adjusted gross income towards housing, while severe cost burden households pay more than 50% of income towards housing. Among Evansville’s renter households, a total of 11,685 (50.1%) are cost burdened and 5,893 (25.3%)

Consolidated Plan EVANSVILLE 37 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

are severely cost burdened. A total of 5,614 (19.8%) owner households are cost burdened while 2,376 (8.4%) are severely cost burdened. The greatest share of severely cost burdened renter and owner households is in the Central Submarket, representing 29.2% and 10.9%, respectively. Based on this analysis, affordability of housing remains important in Evansville.

Table 3 - Cost Burden in Evansville. Attached jpeg. Source 2013-2017 American Community Survey

Among Evansville’s renter households, a total of 11,685 (50.1%) are cost burdened and 5,893 (25.3%) are severely cost burdened. A total of 5,614 (19.8%) owner households are cost burdened while 2,376 (8.4%) are severely cost burdened. The greatest share of severely cost burdened renter and owner households is in the Central Submarket, representing 29.2% and 10.9%, respectively. Based on this analysis, affordability of housing remains important in Evansville.

Table 4: Owner Occupied Housing by Kitchen & Plumbing Characteristics. Attached jpeg. Source: American Community Survey (2013-2017, ESRI, Urban Decision Group; Bowen National Research.

0%-30% of Area Median Income

Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 5,435 2,090 1,130 White 3,580 1,460 730 Black / African American 1,590 570 310 Asian 45 0 10 American Indian, Alaska Native 30 0 30 Pacific Islander 10 0 0 Hispanic 80 30 0 Table 17 – Severe Housing Problems 0 - 30% AMI Data 2011-2015 CHAS Source:

*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

Consolidated Plan EVANSVILLE 38 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

30%-50% of Area Median Income

Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 1,870 6,045 0 White 1,420 4,790 0 Black / African American 370 820 0 Asian 0 40 0 American Indian, Alaska Native 0 10 0 Pacific Islander 10 0 0 Hispanic 25 235 0 Table 18 – Severe Housing Problems 30 - 50% AMI Data 2011-2015 CHAS Source:

*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

50%-80% of Area Median Income

Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 965 10,745 0 White 775 9,115 0 Black / African American 139 1,388 0 Asian 0 35 0 American Indian, Alaska Native 0 14 0 Pacific Islander 0 0 0 Hispanic 60 94 0 Table 19 – Severe Housing Problems 50 - 80% AMI Data 2011-2015 CHAS Source:

*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

Consolidated Plan EVANSVILLE 39 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

80%-100% of Area Median Income

Severe Housing Problems* Has one or more Has none of the Household has of four housing four housing no/negative problems problems income, but none of the other housing problems Jurisdiction as a whole 250 5,215 0 White 180 4,705 0 Black / African American 15 240 0 Asian 0 4 0 American Indian, Alaska Native 0 19 0 Pacific Islander 0 0 0 Hispanic 50 180 0 Table 20 – Severe Housing Problems 80 - 100% AMI Data 2011-2015 CHAS Source:

*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

Consolidated Plan EVANSVILLE 40 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

MA-20 Table 2 Severe Overcrowding

Consolidated Plan EVANSVILLE 41 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

MA-20- Table 3 Cost Burden

Consolidated Plan EVANSVILLE 42 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

MA-20- Table 4 Kitchen ÿ Plumbing Conditions

Consolidated Plan EVANSVILLE 43 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

AM-20 Table 5 Region Surveyed Supply Housing

Discussion Consolidated Plan EVANSVILLE 44 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Risk of Lead-Based Paint Hazard

The largest share (27%) of the overall Evansville rental housing supply was built prior to 1949, while nearly 53% was built prior to 1970. This is indicative of an older rental housing market. This is especially true within the Central Submarket, where nearly 75% of the existing rental housing supply was built prior to 1970. Further, only 9.8% of the renter-occupied housing units in the PSA have been built since 2000, indicating that there is a relatively small share of modern rental product in the Evansville market. Modern rental product is especially lacking within the downtown portions (Central and Near East submarkets) of Evansville, in which less than 6.0% of all renter-occupied housing units were built since 2000.

Similar to renter-occupied units, the majority (73.2%) of owner-occupied units in the Evansville PSA were built prior to 1970, while only 5.3% of all owner-occupied units have been added to the market since 2000. These trends demonstrate that the owner-occupied housing market within the Evansville PSA is also relatively old. Similar to the existing renter-occupied units, the majority of modern owner- occupied units are located outside of the downtown portions (Central and Near East submarkets) of Evansville.

Risk of Lead-Based Paint Hazard

Many of the homes built prior to 1970 are reaching a stage that requires repairs and/or modernization, and also carry the potential risk of having a lead-based paint hazard.

Consolidated Plan EVANSVILLE 45 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

family homes, duplexes, etc.), 14,047 recently sold housing units and 369 currently available for-sale units, and 27 senior care facilities with 2,315 beds were identified and analyzed in the region. The city’s surveyed housing supply is summarized in

Table 5 - Region Surveyed Housing Supply - Attached jpeg. Source 2013-2017 American Community Survey.

Consolidated Plan EVANSVILLE 46 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction:

According to HUD’s definition, disproportionately greater need exists when the members of a racial or ethnic group at a given income level experience a given need at a greater rate (10% or more) than the income level as a whole.

A household is cost burdened when 30% or more of their gross income is spent on housing costs. Severe cost burden exists when 50% of more of the gross income is spent on housing costs.

Housing Cost Burden

Housing Cost Burden <=30% 30-50% >50% No / negative income (not computed) Jurisdiction as a whole 33,660 8,905 7,502 1,220 White 29,725 7,225 5,215 790 Black / African American 2,679 1,275 1,940 340 Asian 179 49 45 10 American Indian, Alaska Native 50 10 30 30 Pacific Islander 0 10 10 0 Hispanic 600 260 120 0 Table 21 – Greater Need: Housing Cost Burdens AMI Data 2011-2015 CHAS Source:

Discussion:

Twenty-six percent of all household spend between 30% and 50% of their income on housing. Among this group, Black/African Americans (14%) are disproportionately affected.

Twenty-Two percent of all households are severely cost burdened, spending more than 50% of their income on housing. Among this group, Black/African Americans (25%) are disproportionately affected.

Consolidated Plan EVANSVILLE 47 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?

The Central and Near East submarkets have the highest minority shares in the city, each representing more than 20% of the population within the respective submarkets.

There is a significant income disparity between races. Twenty-seven percent of the Black/African Americans in Evansville have a household income below $10,000 per year compared to eight percent of non-Hispanic Whites.

If they have needs not identified above, what are those needs?

Substandard housing lacking a complete kitchen or indoor plumbing, overcrowding, and rent burdened.

Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?

These two minority concentrated submarkets (Central and Near East) have the lowest median household incomes and the highest poverty rates within the city. These submarkets also have the largest number of renter-occupied units that are classified as “substandard”, meaning they are overcrowded and/or lack completed kitchens or indoor plumbing. The share of rent burdened households is highest in the Central and Near East submarkets, indicating the challenges renters have with affordability issues in these areas of Evansville. Adding to the challenges within these submarkets is the fact that most affordable rentals operating under the Low-Income Housing Tax Credit program or with a government-subsidy are fully occupied and maintain long wait lists. Therefore, it is reasonable to conclude that many minorities within these specific submarkets, at least, experience housing challenges associated with affordability, quality and availability.

Consolidated Plan EVANSVILLE 48 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-35 Public Housing – 91.205(b) Introduction

In the sections below data from the Evansville Housing Authority has been attached as a jpeg or pdf document.

Table 1 describes the Public Housing Type, Table 2 describes Residents Characteristics, Tables 3 & 4 describes the race and ethnicity of residents.

Totals in Use

Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant - Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing # of units vouchers in use 0 0 832 1,608 30 1,566 0 0 0 Table 22 - Public Housing by Program Type *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Data Source: PIC (PIH Information Center)

Consolidated Plan EVANSVILLE 49 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Consolidated Plan EVANSVILLE 50 OMB Control No: 2506-0117 (exp. 06/30/2018)

Demo

NA-35 Table 1 Public Housing Program Type

Characteristics of Residents

Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant - Special Purpose Voucher based based Veterans Family Affairs Unification Supportive Program Housing Average Annual Income 0 0 11,508 9,960 9,312 9,929 0 0 Average length of stay 0 0 4 5 1 5 0 0 Average Household size 0 0 1 2 1 2 0 0 # Homeless at admission 0 0 0 0 0 0 0 0 # of Elderly Program Participants (>62) 0 0 214 229 4 225 0 0 # of Disabled Families 0 0 226 526 14 506 0 0 # of Families requesting accessibility features 0 0 832 1,608 30 1,566 0 0 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0 Table 23 – Characteristics of Public Housing Residents by Program Type

Data Source: PIC (PIH Information Center)

Consolidated Plan EVANSVILLE 51 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Consolidated Plan EVANSVILLE 52 OMB Control No: 2506-0117 (exp. 06/30/2018)

Demo

NA-35 Table 2 Residents Characteristics

Race of Residents

Program Type Race Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant - Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing White 0 0 477 780 21 751 0 0 0 Black/African American 0 0 351 814 8 802 0 0 0 Asian 0 0 0 3 0 3 0 0 0 American Indian/Alaska Native 0 0 2 7 1 6 0 0 0 Pacific Islander 0 0 2 4 0 4 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 24 – Race of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center)

Ethnicity of Residents

Program Type Ethnicity Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant - Special Purpose Voucher based based Veterans Family Disabled Affairs Unification * Supportive Program Housing Hispanic 0 0 12 10 1 9 0 0 0 Not Hispanic 0 0 820 1,598 29 1,557 0 0 0

Consolidated Plan EVANSVILLE 53 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 25 – Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center)

Consolidated Plan EVANSVILLE 54 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units:

There are no existing Public Housing Units within the Evansville Housing Authority portfolio.

For Advantix, the number of applicants on the waiting list increased from 150 to 400. Advantix partnered with American Apartment Management Corporation Inc. (AAMCI) to provide management to 843 units in the Advantix portfolio. This was based on AAMCI’s positive record with low-income housing. Rental occupancy increased 10% from 2018 through 2019 with 302 new residents housed.

Residents participate in Resident Councils at 5 of 7 properties to gauge their needs. Services provided at property-wide events included transportation access, fire safety, mental health, voter registration, Census workshops, food and nutrition skills, technology literacy, family/parenting/childcare, quitting smoking, diabetes workshops, and general health and wellness

Most immediate needs of residents of Public Housing and Housing Choice voucher holders

There are no existing Public Housing Units within the Evansville Housing Authority portfolio. The most immediate need for Housing Choice Voucher holders would be availability of units for rent that will pass the Housing Quality Standards (HQS) inspection.

How do these needs compare to the housing needs of the population at large

The needs are in line with the greater population at large. Overall in our community there is a lack of available quality affordable housing.

Discussion

From the data and information provided there is an accessibility and quality affordable housing need of those individuals who are on the public housing and section 8 waiting lists. Ongoing and planned construction of new units will help meet the need.

Consolidated Plan EVANSVILLE 55 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

NA-40 Homeless Needs Assessment – 91.205(c) Introduction:

While our shelters usually stay at maximum capacity year-round, the numbers in our homeless counts does vary based on availability of overflow bedding, weather conditions, available services, and availability of permanent housing options beyond shelter. See Point-in Time Attachment. Information is 2019, as the State of Indiana has not officially published 2020 results yet.

Homeless Needs Assessment

Population Estimate the # of persons Estimate the # Estimate the Estimate the # Estimate the # experiencing homelessness experiencing # becoming exiting of days persons on a given night homelessness homeless homelessness experience each year each year each year homelessness Sheltered Unsheltered Persons in Households with Adult(s) and Child(ren) 0 94 562 250 250 90 Persons in Households with Only Children 0 0 0 0 0 0 Persons in Households with Only Adults 45 338 1,685 500 500 90 Chronically Homeless Individuals 0 30 225 50 50 365 Chronically Homeless Families 0 0 0 0 0 0 Veterans 5 38 180 25 25 45 Unaccompanied Child 1 21 40 30 30 90 Persons with HIV 0 5 10 5 50 90

Table 26 - Homeless Needs Assessment

Data Source Comments: Estimates are based on rough averages over the last several years, and does not include COVID-19 quarantine.

Consolidated Plan EVANSVILLE 56 OMB Control No: 2506-0117 (exp. 06/30/2018) Demo

Indicate if the homeless population Has No Rural Homeless is:

If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):

Consolidated Plan EVANSVILLE 57 OMB Control No: 2506-0117 (exp. 06/30/2018)

Nature and Extent of Homelessness: (Optional)

Race: Sheltered: Unsheltered (optional)

White 305 33 Black or African American 95 11 Asian 2 0 American Indian or Alaska Native 3 1 Pacific Islander 6 0 Ethnicity: Sheltered: Unsheltered (optional)

Hispanic 15 2 Not Hispanic 416 43 Data Source Comments: Indiana Balance of State Region 12 Point In Time Count for 2019.

Estimate the number and type of families in need of housing assistance for families with children and the families of veterans.

There are an estimated 7,937 veterans in the city of Evansville, according to 5-year ACS data. According to the 2019 Point-In-Time survey for Region 12, there are approximately 46 veterans who are classified as homeless on any given day that are not already housed in permanent supportive housing in Vanderburgh County. Of the 46 identified homeless veterans in the subject county, 40 (87.0%) reside within emergency shelters. While a minority of veterans (five or 10.9%) are unsheltered, it should be noted that four veterans residing within emergency shelters (8.7%) are chronically homeless. Only one veteran resided in transitional housing. It should be noted that the Evansville Housing Authority currently administers 31 HUD-VASH vouchers within Evansville. Meanwhile, a total of 40 beds are designated for veterans through VASH program, according to the 2019 HUD CoC counts.

According to a representative of Volunteers of America (VOA), Vanderburgh County offers two shelters and many resources relative to the surrounding 15 rural counties. In 2013, VOA started a Supportive Services for Veteran Families (SSVF) program to help low-income veterans in Evansville transition to permanent housing. Homeless veterans from the SSVF program struggle with substance abuse, mental disorders, and eviction. Nonetheless, some landlords will work with this population, such as the 28-unit Claremont Apartments. Since 2011, a total of 27 permanent supportive beds have been available to veterans within Evansville, through ECHO’s Lucas Place II. Additionally, as of 2019, Aurora provides case management and supportive services to approximately 25 veteran households per month. Considering the large and involved local network of community providers, this population appears to be well-served, though some remain homeless.

Consolidated Plan EVANSVILLE 58 OMB Control No: 2506-0117 (exp. 06/30/2018)

Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.

Of the 468 identified persons in the subject county, the majority (85.7%) are within emergency shelters while only 4.9% reside in transitional housing. A total of 44 people (9.4%) are unsheltered and 35 of the people within shelters are considered by HUD to be chronically homeless. Note that there are 54 accompanied youth in emergency shelters, representing 11.5% of the total homeless population.

Discussion: See Point in Time attachment. The Evansville Vanderburgh Commission on Homelessness and through the MPA program through the University of Southern Indiana are conducting an extensive racial equity analysis.

Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.

ESG places an emphasis on communities working together through a coordinated entry system.

• ESG sub recipients are expected to participate in coordinated access with other ESG sub recipients within the homeless system. • ESG sub recipients are expected to allow referrals using a common assessment in coordinated entry system. • ESG sub recipients are expected to work with other ESG sub recipients on community solutions to ending Homelessness and triage for clients that fall in-between gaps. • ESG sub recipients are expected to attend at least 75% of Homeless Services Council of Southwest Indiana monthly meetings. • ESG sub recipients are expected to coordinate ESG funds between the City of Evansville and Indiana Housing Community Development Authority (IHCDA) if receiving ESG funds from both sources. • ESG sub recipients are expected to submit monthly reports to the city of Evansville. • ESG sub recipients are expected to keep data up to date in HMIS at least on a monthly basis. • ESG sub recipients are expected to allow a Regional Data Administrator aka HMIS Regional Super user to gather aggregate data from HMIS (keeping personal information confidential). • Domestic Violence sub recipients use an equivalent database to HMIS as they are not allowed to use HMIS due to confidentiality issues. • No discrimination against couples allowed, and marriage certificate cannot be required. • No discrimination against the GBLTQ+ allowed, clients choose shelters. • Discrimination of children based on age and gender is not allowed. • Monitoring of ESG sub recipients will be done through the Standards of Care committee process. • HUD will not allow new transitional housing applications.

Discussion:

Consolidated Plan EVANSVILLE 59 OMB Control No: 2506-0117 (exp. 06/30/2018)

For the next five years, we will have a focus on racial equity analysis, collecting data at various stages: including within the homeless system, homeless prevention, crisis intervention, zip codes, neighborhoods, and community level.

Consolidated Plan EVANSVILLE 60 OMB Control No: 2506-0117 (exp. 06/30/2018)

NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction:

There are a wide variety of needs regarding the special needs populations, case by case specific depending on the individual's situation. Most people are able to rely on the assistance of family and friends for a support system. Oftentimes, a small amount of money and/or assistance is needed for an individual to be able to live independently.

Describe the characteristics of special needs populations in your community:

As discussed in great detail earlier in this document, there are several special needs populations within the city of Evansville. The following table summarizes these populations based on the commissioned Housing Needs Assessment (excludes homeless population).

*There are 5,350 disabled adults with incomes below the poverty line who may be at risk of homelessness

These groups represent more than 34,000 people living within Evansville that have a special need. The housing alternatives available to these populations discussed earlier in this document. Regardless, according to various stakeholder familiar with special needs populations, there are few housing units that exist in the city that are specifically designed for and specifically serve the needs of these populations. Therefore, area stakeholders indicate that the housing to serve special needs population within the city limits is inadequate. Adding to the challenge of these persons is the fact that many have economic challenges and often have difficulty finding employment, working full time or earning a sufficient income. Therefore, these persons often are forced to choose from affordable rental housing options. Based on the commissioned Housing Needs Assessment, there are very few affordable rental alternatives (e.g. government-subsidized or Tax Credit) available in the market and many of these properties have long wait lists.

What are the housing and supportive service needs of these populations and how are these needs determined?

Consolidated Plan EVANSVILLE 61 OMB Control No: 2506-0117 (exp. 06/30/2018)

Expanding the resources and connections of the landlord registry would help fill current gaps when people fall through the cracks. Community One is a new resource locally that helps with minor repairs of houses and small housing modifications that allow households to continue to live in their houses and avoid becoming homeless. The City partners with SWIRCA to provide assistance to the elderly and disabled. Aurora, ECHO, and the Vanderburgh Re-entry Council work with special population that are homeless and near-homeless. Many people who have special needs are also precariously housed.

Determining the services needs of those with special needs is intertwined with community development outreach on an ongoing basis. Before the pandemic, the City of Evansville received at least 500 phones calls a year asking for help with special needs, particularly those in need who are at the end of their resources, and they don't know where else to turn for help. We currently have a special COVID-19 related hotline, as the requests for help have skyrocketed.

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:

There are approximately 12,708 persons identified as living with HIV/AIDS within Indiana, of which 346 persons reside in Vanderburgh County. In 2018 there were 522 newly reported cases of HIV/AIDS, 13 of which were within Vanderburgh County. This data is summarized in the following table.

Source: Indiana Semi-Annual Report, 2018; American Community Survey 2017 5-Year Estimates

*Jan. 1, 2018 to Dec. 31, 2018

Representatives of two local area service providers stated that within Evansville, there are currently no shelters or transitional housing programs that specifically target persons living with HIV/AIDS. The representatives also noted that approximately 20% to 30% of people living with HIV/AIDS seek refuge in other emergency shelters or become homeless due to 1.) evictions, substance-abuse and mental health disorders, as well as, 2.) the inability to find affordable housing, especially since utilities are often not included.

Although area representatives did not rank funding as a reason that HIV/AIDs populations may become homeless, it should be noted that program availability and the amount of assistance are subject to annual program funding through Housing Opportunities for Persons with Aids (HOPWA) and the Indiana AIDS Fund. Through the AIDS Resource Group, a supportive service provider, typical services available to persons living with HIV/AIDS within Evansville include short- and long-term assistance with rent,

Consolidated Plan EVANSVILLE 62 OMB Control No: 2506-0117 (exp. 06/30/2018)

mortgage payments, utilities, direct emergency financial assistance, case management, counseling, and a food pantry. The HIV Services Program (HSP), which traditionally provided access to comprehensive health insurance at no cost to eligible people living with HIV in Indiana, was expanded in 2018 to include a range of services to HIV-positive persons enrolled by non-medical case management organizations across Indiana. As such, the AIDS Resource Group works closely with Mathew 25 and Aurora and other service coordinators.

Discussion:

The special needs population represents a wide variety of the population. However, with the aging of the population, and improvements in medical science, more people have special needs. Assisted living and long-term permanent housing and supportive services are the solutions needed. For those that have special needs beyond normal market conditions, allowing people to be independent with assistance rather than to be dependent is the ultimate goal.

Consolidated Plan EVANSVILLE 63 OMB Control No: 2506-0117 (exp. 06/30/2018)

NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities:

The Department of Metropolitan Development contacted the following agencies to obtain information on public facility improvements needed in Evansville: Board of Public Works, City Engineering Department, Evansville Metropolitan Planning Office, Area Plan Commission and the Evansville Water & Sewer Utility Department. Listed are some of the public facility improvements needed:

- Mesker Park Amphitheater Improvements

- Develop Roberts Park on old Roberts Stadium site

- Repurpose Wesselman’s Park Par 3 Golf Course for a new recreation use

- Establish community gardens in certain public properties

- Eliminate gaps in the sidewalk system especially where social trails are worn in the grass

- Expand facilities in the bike/ped system including extensions to the Greenway Passage

Contact information for agencies responding to request for information:

Area Plan Commission / Executive Director / Ron London / 812-535-5226 / email: [email protected]

City Engineer Department / City Engineer / Brent Schmitt / 812-436-4990 / email: [email protected]

How were these needs determined?

The City’s public improvements/facilities needs are identified through numerous channels. One of these methods is through the process of public involvement. The city hosts traveling city hall meetings monthly as well as three road hearing throughout the year. These events along with others provide opportunities for the residents of Evansville to provide input as to the improvements they may find necessary. The city engineering department also identifies needs through personal observation of the city engineering department as well as other city employees.

The Area Plan Commission has indicated their list of needs has been obtained from the 2015-2015 Comprehensive Plan, the EMPO’s Bicycle & Pedestrian Master Plan and the City Engineers Sidewalk Inventory.

The Parks Department is currently updating the Parks Master Plan for the Parks Board.

Consolidated Plan EVANSVILLE 64 OMB Control No: 2506-0117 (exp. 06/30/2018)

METS is involved in a Comprehensive Operations Analysis project. This project analyzes the entire transportation system. It includes information regarding route improvements, fare structure and ride- pass purchasing upgrades.

Describe the jurisdiction’s need for Public Improvements:

The Department of Metropolitan Development contacted the following agencies to obtain information on public improvements needed in Evansville: Board of Public Works, City Engineering Department, Evansville Metropolitan Planning Office, Area Plan Commission and the Evansville Water & Sewer Utility Department. Listed are some of the public facility improvements needed:

- EWSU prioritizes water replacement projects on the basis of break history

- EWSU strives to replace 15 miles of water line per year, which is about 1.5% of the entire system

- A placeholder to relocate water lines around proposed transportation projects, if warranted

- An assessment is currently underway to evaluate the current water filtration plant

- A placeholder has been established from 2022-2025 to provide for upgrades to the water plant so water can be supplied to Evansville for the next generations

- EWSU prioritizes lift station replacement based on condition assessments

- The plan for 2020-2024 includes a rehabilitation rate of approximately 30% of the current rate due to the improved composite condition of the EWSU’s 94 lift stations

- Placeholders have been established for the lining or reconditioning of the sewer collection system

- Typically, 3-5 miles of sewer can be rehabilitated during a given year

- The EWSU capital plan is driven by project required to meet the criteria set by the Federal Consent Decree

- The 24 ½-year plan has established schedules of full operation for control levels of certain combination sewer overflows and plant improvements

- Improve and create transit connections between the City of Evansville and surrounding counties, especially Henderson County and the City of Henderson.

Consolidated Plan EVANSVILLE 65 OMB Control No: 2506-0117 (exp. 06/30/2018)

- Improve and create bicycle and pedestrian connections between the City of Evansville and surrounding counties.

- Complete the I-69 Bridge between Evansville and Henderson.

- Update the Pigeon Creek Master Plan of 1994

- Implement a Pre & Post Disaster Mitigation Program

- Expand emergency warning siren coverage into growing areas

- Replace deteriorated City sidewalks where needed

Contact information for agencies responding to request for information:

Evansville Water & Sewer / Executive Director / Michael Labitzke / 812-421-2126 / email: [email protected]

Evansville Metropolitan Planning Organization / Deputy Director / Pamela Drach / 812-436-7833 / email: [email protected]

Area Plan Commission / Executive Director / Ron London / 812-535-5226 / email: [email protected]

How were these needs determined?

The City’s public improvements needs are identified through numerous channels.One of these methods is through the process of public involvement. The city hosts traveling city hall meetings monthly as well as three road hearing throughout the year. These events along with others provide opportunities for the residents of Evansville to provide input as the the improvemnts they may find necessary. The city engineering department also identifies needs through personal observation of the city engineering department as well as other city employees.

The Evansville Metropolitan Planning Office (EMPO) maintains a Transportation Improvement Program for short term needs and the EMPO 2035 Transportation Program for long term needs. The EMPO Bike and Pedestrian Master Plan for the City will address the need for sidewalks, bike lanes and trains.

The Water and Sewer Utility Department developed a Capacity Management Operations and Maintenance Plan to combine all sewer plans.

Consolidated Plan EVANSVILLE 66 OMB Control No: 2506-0117 (exp. 06/30/2018)

Describe the jurisdiction’s need for Public Services:

The jurisdictions needs are described in detail in several sections of the Consolidated Plan. In general, the public services needed in the City are as follows: Programs for the Homeless, Domestic Violence Shelters, Case Management, Crisis Intervention, Childcare and Youth Programs, Senior Programs, Economic Development Programs, Food Banks, Affordable Housing Programs, and Administrative Programing.

The need for public services are determined through the citizens participation process when preparing the five-year consolidated plan, the one year action plan, and the consolidated annual and evaluation report processes. During the five-year consolidated plan process the City conducts several public meetings, conducts studies; the Analysis of Impediments to Fair Housing Choice, and a market study, and distributes a Community Development and Housing Survey. Through these methods of outreach citizens of the community may actively participate in the public service needs process.

How were these needs determined?

Key components of assuring the public service activities that are funded represent the needs of the community is the appointment of the Citizen Advisory Committee (CAC). Appointed by the Mayor, the CAC is the first step of a three-tier allocation process for public service funds. The CAC is a seven (7) member body appointed by the Mayor to represent Evansville residents, especially the low-income community, in the allocation of the funds process. Appointees represent housing, economic development and community development interests and are chosen on the basis of their personal knowledge about Evansville and the needs of the low-income community. The CAC meet three (3) times during the grant review process; (1). CAC training and grant overview; CAC members receive a binder from DMD with ESG and Public Service CDBG grant proposals for evaluation and funding recommendations. Additional documentation includes: current HUD income guidelines, Needs Survey Results from Consolidated Plan, Low-Income Census Tract Map, and Grant requirements. (2). Agency presentations to CAC; opportunity for CAC to ask questions of agencies, and (3). CAC final recommendation; the seven (7) member group recommends funding to the agencies and forwards to the Mayor. Meetings are conducted in the City-County Building where they are streamed live online, recorded and archived for public comment. Recommendations made by the CAC are forwarded to the Mayor and final allocation is made by City Council.

Consolidated Plan EVANSVILLE 67 OMB Control No: 2506-0117 (exp. 06/30/2018)

Housing Market Analysis

MA-05 Overview Housing Market Analysis Overview:

This document combines input from a city-commissioned Housing Needs Assessment, secondary data sources such as CHAS and ACS data provided through the IDIS Consolidated Plan template, and information collected by the city of Evansville. This broad but thorough approach enabled the city to provide comprehensive assessment of critical demographic, economic and housing information to properly evaluate the factors that contribute to housing challenges in the city and to develop a data- driven approach to addressing the housing needs of the area.

In preparation for this Consolidated Plan, the city of Evansville commissioned Bowen National Research in the fall of 2019 to conduct a Housing Needs Assessment (HNA) of the city of Evansville. The primary focus of this analysis involved assessing the housing needs of the city of Evansville, with additional consideration given to five submarkets comprising Evansville. Supplemental and entirely separate analysis was also provided for three smaller areas within the Central Submarket of Evansville, which include the Downtown Redevelopment Area, the Arts District Redevelopment Area and the Jacobsville Redevelopment District. To provide a base of comparison, various metrics of Evansville were compared with the balance of county and state of Indiana.

Overall, the Housing Needs Assessment included detailed demographic, economic and housing supply data and analysis, along with input from community stakeholders. Historical data was presented to serve as a baseline of recent trends and changes in the area, while selected demographic projections were provided to help understand anticipated changes that are expected to occur that could influence housing needs in the years ahead. The study concluded with an outline of housing priorities and needs for the area and provided a summary of recommendations that should be considered by the city to address housing. The study was completed on October 17, 2019

Consolidated Plan EVANSVILLE 68 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-10 Number of Housing Units – 91.210(a)&(b)(2) Introduction

The city of Evansville, Indiana offers a broad mix of housing stock that consists product of varying ages (year built), designs, geographic locations, sizes, quality levels and affordability levels. Because of this broad mix, the housing stock offers both a variety of housing challenges and opportunities. In an effort to get a thorough understanding of the city’s housing stock, the commissioned Housing Needs Assessment presented and evaluated numerous housing data sets from secondary data sources such as the U.S. Census, American Community Survey, and ESRI. Such data illustrated the types, the conditions, and other attributes of the city’s housing supply. Additionally, the Housing Needs Assessment collected rental housing information from property management companies, leasing agents, realtors and published/online resources and for-sale housing data from the Multiple Listing Services to provide additional insight on the local housing stock. This Consolidated Plan includes a summary of data and corresponding analysis, when applicable, from each of the previously cites resources.

The map attached illustrates the various submarkets in Evansville, Indiana (jpeg)

According to data provided by the 2013-2017 American Community Survey, there are a total of 59,276 housing units within the city. The occupied units are comprised of 28,360 (55.8%) owner-occupied units and 23,308 (44.2%) renter-occupied units. The distribution of occupied units by number of units per structure and by tenure is summarized in the attached table. (jpeg)

Nearly one-third of the rental housing stock in Evansville consists of single-family homes, while the remaining rental housing stock is primarily comprised of multi-unit structures (two units or larger). Approximately 94.6% of the owner-occupied housing stock in the Evansville PSA consists of single-family homes. Very few of Evansville’s owner-occupied units are located in multifamily structures, such as typical condominium projects.

The attached graphs illustrate the distribution of housing units per structure by tenure by submarket and the city overall. (jpeg)

Consolidated Plan EVANSVILLE 69 OMB Control No: 2506-0117 (exp. 06/30/2018)

All residential properties by number of units

Property Type Number % 1-unit detached structure 38,085 64% 1-unit, attached structure 1,375 2% 2-4 units 5,720 10% 5-19 units 9,230 16% 20 or more units 4,015 7% Mobile Home, boat, RV, van, etc 650 1% Total 59,075 100% Table 27 – Residential Properties by Unit Number Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 70 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-10 Map of sub-markets in Evansville

Consolidated Plan EVANSVILLE 71 OMB Control No: 2506-0117 (exp. 06/30/2018)

Unit Size by Tenure

Owners Renters Number % Number % No bedroom 65 0% 1,700 7% 1 bedroom 1,045 4% 7,095 30% 2 bedrooms 8,735 32% 10,170 43% 3 or more bedrooms 17,745 64% 4,710 20% Total 27,590 100% 23,675 100% Table 28 – Unit Size by Tenure Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 72 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table - Distribution of Occupied Units by Structure and Tenure

Consolidated Plan EVANSVILLE 73 OMB Control No: 2506-0117 (exp. 06/30/2018)

Rental and Owner- Occupied Housing Units in Structure 2013-2017

Consolidated Plan EVANSVILLE 74 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table 2 Units Size by Tenure

Consolidated Plan EVANSVILLE 75 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table 3 Government Subsidized Units

Consolidated Plan EVANSVILLE 76 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table 4- Expiring Affordable Housing (2019-2024)

Consolidated Plan EVANSVILLE 77 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table 5 - Rental Demand Housing Gap Estimates

Consolidated Plan EVANSVILLE 78 OMB Control No: 2506-0117 (exp. 06/30/2018)

Table 6 - For -Sale Demand Housing Gap Estimates

Consolidated Plan EVANSVILLE 79 OMB Control No: 2506-0117 (exp. 06/30/2018)

Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

Bowen National Research identified and personally surveyed 111 rental housing projects containing a total of 12,538 units within the PSA (Evansville). According to the commissioned Housing Needs Assessment, these projects have a combined occupancy rate of 95.5%, which indicates that the overall study area has a healthy and stable rental housing stock. Among these 89 are non-subsidized (market- rate and Tax Credit) projects containing 10,166 units. These non-subsidized units are 96.9% occupied. The remaining 22 projects contain 2,005 government-subsidized units, which are approximately 99.6% occupied. In fact, all but seven (0.4%) of these units are occupied. A total of 14 of these projects maintain wait lists for vacant units. These wait lists are up to 319 households or up to two years in duration, which provides evidence that there is pent up demand.

It is important to note that Bowen’s survey illustrates occupancy rates that only factor in physical vacancies, which are vacant units that are currently ready to rent and does not account for economic vacancies, which are vacant units that cannot be rented due to a variety of factors (e.g. units being renovated or prepared for future occupants, uninhabitable units, etc.). The following tables summarize the breakdown of non-subsidized units surveyed by program within the city.

Government-subsidized housing is generally older product. More than half of the surveyed subsidized projects within Evansville were built prior to 1980. Only five projects with subsidized product were built since 1990. Bowen National Research personally evaluated the existing supply in Evansville and rated each property on a variety of categories included building appearance, architectural appeal, landscaping, and property upkeep. Based on this evaluation, Bowen National Research determined that two-thirds of the projects had a quality rating of “C”, which is considered “fair” product. No properties were rated lower than a “C”.

Attached are two tables that summarized government-subsidized units with and without Tax Credits in Evansville (jpeg)

The subsidized housing market is dominated by smaller bedroom types, with nearly 60% of subsidized units with Tax Credits and 68% of subsidized housing consisting of studio and one-bedroom units. This disproportionately high share of smaller bedroom types is likely influenced by the fact that approximately one-third of the subsidized projects are restricted to seniors. The share of two-bedroom

Consolidated Plan EVANSVILLE 80 OMB Control No: 2506-0117 (exp. 06/30/2018)

units is around 25% and the share of three-bedroom or larger units is around 18%. The share of three- bedroom units is fairly typical, however, the share of two-bedroom units is lower than normal (typically around 40% to 50%). Regardless, demand for all bedroom types is strong as evidenced by the overall 99.6% occupancy rate and wait lists at virtually all of the subsidized projects.

Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.

Bowen National Research reviewed various published resources to identify units that have the potential to be lost from the affordable housing inventory, such as units within projects with expiring HUD contracts or Tax Credit projects that have reached their 15-year credit period. The following is a summary of the two projects in the region that may potentially be lost from 2019 to 2024. Additionally, three of the following projects had contracts that were scheduled to expire in the past 19 months and may have been renewed.

Attached is a summary of the expiring tax credit projects from 2019 through 2024 (jpeg)

While all HUD supported projects are subject to annual appropriations by the federal government, it appears that two projects have a renewal date within the next five years (by 2025) and are at potential risk of losing their government assistance a few years from now. It will be important for the city’s low- income residents that the projects with pending expiring HUD contracts be preserved in order to continue to house some of the market’s most economically vulnerable residents. Otherwise, other affordable housing or housing assistance will need to be provided.

Does the availability of housing units meet the needs of the population?

Based on Bowen National Research’s survey of multifamily apartment rentals in the city, all 38 surveyed projects offering at least some affordable units (Tax Credit or government-subsidized) are 96.7% occupied. In fact, most of these projects, which serve low- and very-low income households, maintain wait lists for renters waiting for units to become available. As a result, there is clear pent-up demand for rental housing that serves households with incomes of up to 80% of Area Median Housing Income level. There were 1,396 Tax Credit units and 2,005 government-subsidized units surveyed in the city, most of which are occupied and have long wait lists. Despite this inventory of rentals affordable to lower income households, more than half (50.1%) of the renter-occupied households in the city are considered rent burdened, meaning they pay more than 30% of their income toward housing costs. This is a large share of households paying disproportionately high shares of their income toward rental housing costs. The

Consolidated Plan EVANSVILLE 81 OMB Control No: 2506-0117 (exp. 06/30/2018)

lack of available housing serving low-income households is likely contributing to the large number of renters living in substandard and/or cost burdened housing situations in the city.

Describe the need for specific types of housing:

The commissioned Housing Needs Assessment took into consideration numerous demographic and other housing supply metrics in an attempt to quantify the housing needs for various affordability levels and tenure (renter and owner). The methodology took into account household growth, the availability of existing units, replacement of substandard housing, and extend market support. The table below summarizes the approximate housing gap in Evansville between 2020 and 2025.

Attached is a Table 5 that summarizes the housing gap in Evansville between 2020-2025.

Based on the preceding demand estimates, it is clear that there is some level of demand among all household income levels within Evansville over the five-year projection period. There is an overall housing need for approximately 1,439 additional rental units in the city over the next five years. The greatest need appears to be for housing that is affordable to and meets the needs of the lowest income households. This demand is driven primarily by replacement and units required for a balanced market. There is also a notable need for housing that is affordable to low- and moderate-income households. As such, future rental housing development should include a variety of rent and income- eligibility levels.

Based on the demographics of the market, including projected household growth estimates, it appears that approximately one-third of the demand for new rental housing could be specifically targeted to meet the needs of area seniors, though a project could be built to meet the housing needs of both seniors and families concurrently. A unit mix of around 25% to 35% one-bedroom units, 50% to 60% two-bedroom units, and 10% to 20% three-bedroom units should be the general goal for future rental housing, though senior-oriented projects should consider unit mixes closer to 50% for both one- and two-bedroom units each.

Attached is Table 6 demonstrating the housing gap estimates for for-sale housing within Evansville (jpeg)

Table 6 illustrates, over the five-year projection period, there is a potential need for for-sale housing of up to 1,898 units. Approximately half of this growth will be from projected household growth alone. Potential support from people commuting into the area also represent a notable portion of demand for housing.

While the largest projected need of for-sale housing is for product priced under $100,000, it will be difficult for most developers to build such product. However, the development of higher priced product

Consolidated Plan EVANSVILLE 82 OMB Control No: 2506-0117 (exp. 06/30/2018)

($100,000+) would enable some existing homeowners currently in lower priced homes to leave such product, thereby freeing up lower priced housing for those households than can afford it.

Discussion

The city receives funding from HUD on an annual basis through their Annual Action Plan and the housing issues will be addressed based on available funding.

Consolidated Plan EVANSVILLE 83 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction

Table 1, Cost of Housing was provided by Bowen National Research reporting the most current ACS data that the Cost of Housing from Base Year 2010 to Year 2017 the Median Home Value increased by .34% and the Median Contract Rent changed by 14.14%.

Table 2, Gross Rents Paid, summarizes the monthly gross rents (tenant paid rents plus tenant paid utilities) for area rental alternatives based on American Community Survey estimates. These rents are for all rental product types including apartments, non-conventional rentals, and mobile homes.

Table 3, Non-Conventional and Median Rents of Multifamily for Evansville represents the current inventory of units by bedrooms size, rent range, and average rent for year 2020.

Table 4, Available For-Sale Housing by Market ( As of December 31, 2029) illustrates the number of available for-sale units and the median list prices by submarket for 2014 and 2020.

The 369 available homes in the PSA at the end of 2019 is significantly lower than the 756 available homes in the market in 2014. This is a decrease of 51.2% of available product over the past five years. Based on the preceding table, the largest share (37.1%) of the available product is located in the Near East Submarket, while a significant share (23.0%) is also located within the Central Submarket. While the median list price ($44,900) of housing in the Central Submarket is the lowest of the five submarkets, it has the longest average days on market (133). The available inventory of for-sale housing in the three remaining submarkets represents shares of the overall PSA that range from 10.1% to 15.7%. The highest median list price ($215,000) is in the East Submarket. While the Central Submarket appears to have a large number of for-sale housing product that might be considered affordable to low-income households, based on our personal on-site observations it appears that much of this product is older and lower quality. In fact, as shown earlier in this report, the large majority of owner-occupied units in the Evansville PSA were built prior to 1970 and the majority of modern owner-occupied units are located outside of the downtown portions (Central and Near East submarkets) of Evansville. Therefore, while this product may be considered affordable, it is likely that due to its age and lower quality, that such product would require additional costs to repair, update and maintain that may be difficult for some lower income households to afford.

Consolidated Plan EVANSVILLE 84 OMB Control No: 2506-0117 (exp. 06/30/2018)

Cost of Housing

Base Year: 2009 Most Recent Year: 2015 % Change Median Home Value 87,600 89,200 2% Median Contract Rent 482 533 11% Table 29 – Cost of Housing

Data Source: 2005-2009 ACS (Base Year), 2011-2015 ACS (Most Recent Year)

Rent Paid Number % Less than $500 10,549 44.5% $500-999 12,435 52.5% $1,000-1,499 440 1.9% $1,500-1,999 100 0.4% $2,000 or more 147 0.6% Total 23,671 99.9% Table 30 - Rent Paid Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 85 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-15 Table 1 Cost of Housing

Consolidated Plan EVANSVILLE 86 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-15 Table 2 Gross Rent Paid

Consolidated Plan EVANSVILLE 87 OMB Control No: 2506-0117 (exp. 06/30/2018)

Housing Affordability

% Units affordable to Households Renter Owner earning 30% HAMFI 1,865 No Data 50% HAMFI 7,595 4,715 80% HAMFI 17,834 10,888 100% HAMFI No Data 14,488 Total 27,294 30,091 Table 31 – Housing Affordability Data Source: 2011-2015 CHAS

Consolidated Plan EVANSVILLE 88 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-15- Table 4 For-Sale Housing in Evansville

Consolidated Plan EVANSVILLE 89 OMB Control No: 2506-0117 (exp. 06/30/2018)

Monthly Rent

Monthly Rent ($) Efficiency (no 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom bedroom) Fair Market Rent 565 612 788 1,017 1,065 High HOME Rent 565 612 788 1,017 1,065 Low HOME Rent 565 612 756 873 975 Table 32 – Monthly Rent Data Source: HUD FMR and HOME Rents

Is there sufficient housing for households at all income levels?

As stated throughout this document and the Housing Needs Assessment, there is a shortage of multifamily housing, as evidenced by the 95.5% overall occupancy rates and long waits lists at affordable projects. The housing that is affordable to the lower-income households is significantly insufficient to meet the large need for such households, particularly rental housing. The long wait list for vouchers is also evidence of this.

How is affordability of housing likely to change considering changes to home values and/or rents?

Given the high occupancy rates of rentals, particularly among affordable (Tax Credit and government subsidized) rentals and the relatively limited available supply and short sales periods of housing priced above $150,000, high demand will likely force rents and housing prices of such projects to increase at higher rates than what might normally be expected. This anticipated growth in rents and home prices will exacerbate the problem of affordability for many area renters and homeowners (or potential homeowners). Therefore, it will be important that the city continue to support and introduce new product that will help meet the needs of the community while reducing some of the demand pressures that are driving up housing costs.

How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing?

Data Source: Novogradac, Inc

Consolidated Plan EVANSVILLE 90 OMB Control No: 2506-0117 (exp. 06/30/2018)

corresponding bedroom type. Given the lack of available multifamily rental units in the city, particularly among Tax Credit rentals, many residents must choose from non-conventional rental alternatives, which are evaluated in the HNA report. It appears that most non-conventional rentals are priced above Fair Market Rents and HOME rents, limiting the ability of low-income households’ ability to afford most non- conventional rentals.

The Fair Market Rents and HOME rents by bedroom are comparable to the corresponding bedroom market-rate rents from Bowen National Research’s survey of multifamily rentals. The city’s Tax Credit rents by bedroom are significantly lower than most of the Fair Market Rents and HOME rents of the corresponding bedroom type. Given the lack of available multifamily rental units in the city, particularly among Tax Credit rentals, many residents must choose from non-conventional rental alternatives, which are evaluated in the HNA report. It appears that most non-conventional rentals are priced above Fair Market Rents and HOME rents, limiting the ability of low-income households’ ability to afford most non- conventional rentals

Discussion

Through the city’s grant application process developers and CHDOs will be encouraged to create affordable housing for extremely low to low-moderate income households. Funding will be awarded to organizations that meet the housing priority needs and goals of the community.

Consolidated Plan EVANSVILLE 91 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction

Source: 2013-2017 ACS, Tenure by Selected Physical and Financial Conditions; Bowen National Research

Definitions

Condition of Units

Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 5,700 21% 11,165 47% With two selected Conditions 110 0% 425 2% With three selected Conditions 0 0% 25 0% With four selected Conditions 0 0% 0 0% No selected Conditions 21,770 79% 12,075 51% Total 27,580 100% 23,690 100% Table 33 - Condition of Units Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 92 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-20 Table 4 Owner- Occupied Housing by Kitchen and Plumbing Conditions

Consolidated Plan EVANSVILLE 93 OMB Control No: 2506-0117 (exp. 06/30/2018)

Year Unit Built

Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 1,230 4% 2,034 9% 1980-1999 3,405 12% 4,620 20% 1950-1979 11,725 43% 10,170 43% Before 1950 11,220 41% 6,865 29% Total 27,580 100% 23,689 101% Table 34 – Year Unit Built Data Source: 2011-2015 CHAS

Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 22,945 83% 17,035 72% Housing Units build before 1980 with children present 1,847 7% 577 2% Table 35 – Risk of Lead-Based Paint Data Source: 2011-2015 ACS (Total Units) 2011-2015 CHAS (Units with Children present)

Consolidated Plan EVANSVILLE 94 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-20 Table 5

Consolidated Plan EVANSVILLE 95 OMB Control No: 2506-0117 (exp. 06/30/2018)

Vacant Units

Suitable for Not Suitable for Total Rehabilitation Rehabilitation Vacant Units 0 0 0 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 36 - Vacant Units Data Source: 2005-2009 CHAS

Need for Owner and Rental Rehabilitation

Cost burdened households are those paying more than 30% of adjusted gross income towards housing, while severe cost burden households pay more than 50% of income towards housing.

Owner-occupied housing units which lack complete kitchen or plumbing facilities comprise only 0.5% of all owner-occupied housing units in the Evansville PSA. Notably, approximately 91.8% of all owner- occupied housing units which lack complete kitchen or bathroom facilities are located in the Central, North, and Near East submarkets.

Consolidated Plan EVANSVILLE 96 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards

Many of the homes built prior to 1970 are reaching a stage that requires repairs and/or modernization, and also carry the potential risk of having a lead-based paint hazard.

Based on research conducted by Bowen National Research and secondary data sources, an inventory of surveyed and/or evaluated housing stock was compiled. Overall, a total of 111 multifamily rental properties with 12,538 units (561 vacant units), 140 available non-conventional rentals (e.g. single- family homes, duplexes, etc.), 14,047 recently sold housing units and 369 currently available for-sale units, and 27 senior care facilities with 2,315 beds were identified and analyzed in the region. The city’s surveyed housing supply is summarized as follows.

Discussion

Consolidated Plan EVANSVILLE 97 OMB Control No: 2506-0117 (exp. 06/30/2018)

The City of Evansville through its Department of Metropolitan Development will enforce lead-based paint requirements on all rehab housing projects that were built prior to 1978. Testing and monitoring of the lead conditions will assist with the prevention of lead-based paint poisoning.

Consolidated Plan EVANSVILLE 98 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-25 Public and Assisted Housing – 91.210(b) Introduction

There are no existing Public Housing Units within the Evansville Housing Authority portfolio. Therefore, no average inspection score.

Totals Number of Units

Program Type Certificate Mod-Rehab Public Vouchers Housing Total Project -based Tenant -based Special Purpose Voucher Veterans Family Disabled Affairs Unification * Supportive Program Housing # of units vouchers available 0 0 950 1,906 55 1,851 0 0 0 # of accessible units *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 37 – Total Number of Units by Program Type Data Source: PIC (PIH Information Center)

Consolidated Plan EVANSVILLE 99 OMB Control No: 2506-0117 (exp. 06/30/2018)

Consolidated Plan EVANSVILLE 100 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-25 Table 1 Total Number of Units

Describe the supply of public housing developments:

Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:

There are 7 main properties with various set-ups going all the way to multi-family structures. These add up to approximately 3,600 units between EHA and Advantix. An additional 30 multi-family units are being constructed as Evansville Townhomes with 30 more being rehabilitated, all set to be completed in late 2020 according to EHA’s 2019 annual report.

Consolidated Plan EVANSVILLE 101 OMB Control No: 2506-0117 (exp. 06/30/2018)

Public Housing Condition

Public Housing Development Average Inspection Score

Table 38 - Public Housing Condition

Describe the restoration and revitalization needs of public housing units in the jurisdiction:

As part of Evansville Townhomes, begun in September 2019, Advantix is rehabilitating 30 former public housing scattered site homes in the city.

Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing:

Advantix’s Evansville Townhomes project will provide 30 new multi-family units.

Discussion:

HUD’s EnVision Center provides four pillars for jurisdictions to comply with: Economic Empowerment, Educational Advancement, Health & Wellness, and Character & Leadership. While EHA does not have plans at this time to create an EnVision Center from the ground up, EHA’s efforts address all four pillars. The Family Self-Sufficiency Program meets all four pillars with a holistic approach to lifting families up via income, home ownership, and education to name some more prominent aspects. YouthBuild addresses Education Advancement and Character & Leadership by training and empowering youth through high school equivalency and career certifications to prepare them for a brighter future. The Homeownership Program addresses Economic Empowerment. Finally, the Resident Service Program addresses Health & Wellness through health and community resource fairs to bring services to residents.

Consolidated Plan EVANSVILLE 102 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-30 Homeless Facilities and Services – 91.210(c) Introduction

A Homeless Count Inventory is attached to AD-25

Table 43 - Facilities and Housing Targeted to Homeless Households

Source: Region 12 Point-In-Time Homeless Count (1/23/2019)

Facilities and Housing Targeted to Homeless Households

Emergency Shelter Beds Transitional Permanent Supportive Housing Housing Beds Beds Year Round Beds Voucher / Current & New Current & New Under (Current & New) Seasonal / Development Overflow Beds Households with Adult(s) and Child(ren) 122 0 0 183 0 Households with Only Adults 351 18 24 148 0 Chronically Homeless Households 0 0 0 40 0 Veterans 0 0 0 27 0 Unaccompanied Youth 0 0 0 0 0 Table 39 - Facilities and Housing Targeted to Homeless Households Data Source Comments: Chronic homeless, veterans, youth are served in regular emergency shelters. New units are in the planning stage for 2022, but definite numbers are not known yet.

Consolidated Plan EVANSVILLE 103 OMB Control No: 2506-0117 (exp. 06/30/2018)

Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons

We include several mainstream providers as part of the Homeless Services Council of Southwest Indiana, the City-County Commission on Homelessness, Homeless Connect, and Destination Home. Our biggest outreach goal for the next five years to showcase to mainstream services the vital role that they play in the success of long- term success for homeless clients and their impact on the homeless community. All of our ESG subrecipients and Continuum of Care subrecipients along with community partners are working toward working as a whole system. We serve chronic homeless, individuals and families, veterans, and unaccompanied youth as a whole system.

List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

Evansville is located within HUD’s designated Continuum of Care (CoC) area known as Region 12 of the Indiana Balance of the State CoC. As part of the housing first model and coordinated access, our goals is to increase the amount of permanent housing solutions through rapid re-housing, subsidized housing vouchers, permanent supportive housing, and smart matching through the landlord registry. Our goal is also to decrease the length of shelter stay for those in shelters, reduce the number of people returning to shelter, and turn down less people for shelter. Since most of our agencies operate based on units and offer overflow beds, the homeless inventory chart is not a fixed number.

According to the 2019 Point-In-Time survey for Region 12, there are approximately 468 persons who are classified as homeless on any given day that are not already housed in permanent supportive housing or in treatment facilities and hospitals in Vanderburgh County, representing nearly a 10% increase from 2018. The following table summarizes the homeless population within Vanderburgh County.

Multiple area service providers noted that, although homelessness has improved thanks to service providers such as Evansville Rescue Mission, Aurora and ECHO, the shelters are generally around 60% to 80% occupied and have seen an increase over each of the past few years in intake at any given time. Vision 1505 opened in 2013, creating 32 units of permanent housing for previously chronically homeless individuals. In 2018, the city of Evansville initiated the Evansville Network of Diversion (END) program, assisting 63 individuals and families either experiencing a housing crisis or at risk of entering the shelter Consolidated Plan EVANSVILLE 104 OMB Control No: 2506-0117 (exp. 06/30/2018)

system in 2019. Also, in 2018, Evansville coordinated an official entry policy for permanent housing options which was piloted in 2016. In 2019, the city improved upon coordinated case management. Regardless, with an estimated population of more than 400 and nearly four dozen homeless persons unsheltered, homelessness remains a challenge in Evansville and is an ongoing housing need. Three area service providers that were contacted for this study confirmed that in addition to affordable housing, more temporary and permanent housing for the homeless is needed in Evansville. Homeless people transitioning out of shelters can have both financial and criminal background barriers.

Consolidated Plan EVANSVILLE 105 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-35 Special Needs Facilities and Services – 91.210(d) Introduction

Approximately 21,060 persons residing within Evansville have some kind of disability, which equates to 17.9% of the city’s total civilian population, which is higher than Indiana’s estimate of 13.8%. The majority of Evansville’s disabled population (58.5%) is between the ages of 18 and 64 and are over three times more likely to have incomes below the poverty line than disabled seniors. See attachment for tables.

Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs

While only 3.7% of disabled seniors within the county receive SSI benefits, disabled seniors within Evansville are approximately 20% less likely to have incomes below the poverty line. Many of Evansville’s disabled residents live in poverty even though they receive assistance. According to local area service providers within Evansville, there is a need for more affordable housing programs serving victims of domestic violence. There are a few housing vouchers targeted towards those with HIV/AIDS, but more are needed. In Vanderburgh County, there were 857 children in the Department of Child Services custody and only 150 foster homes, according to a 2017 Courier & Press article, which was referenced by an area stakeholder. Foster Success, an organization that provides supportive services to foster youth, estimates that in Indiana that 33% of youth are emancipated or “aged out” while 26.7% of youth were still in care on their 19thbirthday. Only 3% of youth of received federally funded room and board assistance (compared to 19% nationally). In 2018, the Indiana Department of Corrections released 404 adult men and 50 adult women to Vanderburgh County, representing less than 5% of the 11,026 prisoners released in the state. This represents the fourth largest number of releases by county, after Marion, Bartholomew, and Madison counties. Currently, there are 100 beds within Volunteers of America’s Hope Hall dedicated to formerly incarcerated men within Evansville. In addition, 16 households are served by Aurora’s tenant based rental assistance vouchers, which are primarily designated for the re-entry population. There are an estimated 7,937 veterans in the city of Evansville, according to 5-year ACS data.

There are approximately 34,344 persons within Evansville (29.2% of the total 117,671 non- institutionalized civilian population) who are classified as Special Needs. The following table summarizes the various Special Needs populations within Evansville that were considered in this report. Note that while the CoC counts are likely underestimated, the HIV/AIDs and Re-Entry populations are county estimates. The data shown is for the latest period in which data is available for each Special Needs population, which may vary from group to group.

Consolidated Plan EVANSVILLE 106 OMB Control No: 2506-0117 (exp. 06/30/2018)

Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing

Vanderburgh County offers two shelters and many resources relative to the surrounding 15 rural counties. In 2013, VOA started a Supportive Services for Veteran Families (SSVF) program to help low- income veterans in Evansville transition to permanent housing. Homeless veterans from the SSVF program struggle with substance abuse, mental disorders, and eviction. Nonetheless, some landlords will work with this population, such as the 28-unit Claremont Apartments. Since 2011, a total of 27 permanent supportive beds have been available to veterans within Evansville, through ECHO’s Lucas Place II. Additionally, as of 2019, Aurora provides case management and supportive services to approximately 25 veteran households per month. Considering the large and involved local network of community providers, this population appears to be well-served, though some remain homeless.

Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e)

Currently, there are 100 beds within Volunteers of America’s Hope Hall dedicated to formerly incarcerated men within Evansville. In addition, 16 households are served by Aurora’s tenant based rental assistance vouchers, which are primarily designated for the re-entry population. As such, the current housing stock appears to be meeting nearly one-quarter of the populations needs. Both programs are usually at capacity and refer men to the Evansville Rescue Mission (220 beds) or United Caring Shelter (64 beds). Women are referred to Ruth’s House (24 beds), the YWCA (28 beds) or the House of Bread and Peace (16 beds).

Through the AIDS Resource Group, a supportive service provider, typical services available to persons living with HIV/AIDS within Evansville include short- and long-term assistance with rent, mortgage payments, utilities, direct emergency financial assistance, case management, counseling, and a food pantry. The HIV Services Program (HSP), which traditionally provided access to comprehensive health insurance at no cost to eligible people living with HIV in Indiana, was expanded in 2018 to include a range of services to HIV-positive persons enrolled by non-medical case management organizations across Indiana. As such, the AIDS Resource Group works closely with Mathew 25 and Aurora and other service coordinators.

For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs

Consolidated Plan EVANSVILLE 107 OMB Control No: 2506-0117 (exp. 06/30/2018)

identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2))

Consolidated Plan EVANSVILLE 108 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-40 Barriers to Affordable Housing – 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment

Based on the Housing Needs Assessment, there are no apparent negative effects of public policies on affordable housing and residential development. The City will evaluate public policy and address the strategies identified in the Analysis of Impediments to Fair Housing Choice to ensure that housing is affordable Listed are six strategies to remove or ameliorate the barrier to affordable housing.

The following link provided will direct to the Analysis of Impediments to Fair Housing Choice report for the City of Evansville, Indiana: https://www.evansvillegov.org/egov/documents/1591202383_9329.pdf

Strategy One

1. The Human Relations Commission should improve marketing outreach to community and public housing residents on how to file discrimination grievances pertaining to housing. Recommendation begin in 2021 and continue through 2024.

Strategy Two

1. The City, along with local utility companies, should continue to assist low-income homeowners with weatherization programs. Recommendation begin in 2020 and continue through 2024.

Strategy Three

The City should review CHDO leases for provisions allowing pet exceptions for service animals. The City may also establish criteria to guarantee the animal is a trained service animal and needed to accommodate a disability. Recommendation begin in 2020 and continue through 2024.

Strategy Four

The City should continue to convene roundtable discussions with residents and leaders from the Black/African American community, as well as lenders and real estate professionals to identify solutions to low homeownership among Black/African Americans. Recommendation begin in 2020 and continue through 2024.

Consolidated Plan EVANSVILLE 109 OMB Control No: 2506-0117 (exp. 06/30/2018)

Strategy Five

CDCs and CHDOs should continue to partner with financial institutions to offer financial literacy programs in Low-Income Census Tract neighborhoods with low homeownership rates. Recommendation begin in 2020 and continue through 2024.

Strategy Six

Consolidated Plan EVANSVILLE 110 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction

Evansville comprises a large and diverse employment base within the city. The areas within and around Vanderburgh County are interdependent on each other to some degree and are generally influenced by similar economic factors such as taxes, government policy, and labor laws. Because of the mobility of the workforce between each study area and the reliance that each economy has with the other, it is necessary to evaluate the economies of the entire Vanderburgh County area, and to a degree, the Evansville MSA. The following evaluates key economic metrics within the various study areas that were included in the commissioned Housing Needs Assessment.

The local economy his relatively well balanced. The distribution of employment by industry sector in Evansville is detailed in the following table.

Economic Development Market Analysis

Business Activity

Business by Sector Number of Number of Jobs Share of Workers Share of Jobs Jobs less workers Workers % % % Agriculture, Mining, Oil & Gas Extraction 300 158 1 0 -1 Arts, Entertainment, Accommodations 7,043 10,573 15 14 -1 Construction 2,837 6,828 6 9 3 Education and Health Care Services 9,794 19,507 21 25 4 Finance, Insurance, and Real Estate 1,900 3,040 4 4 0 Information 687 1,466 1 2 1 Manufacturing 7,087 8,895 15 12 -3 Other Services 2,012 3,404 4 4 0 Professional, Scientific, Management Services 3,052 5,865 7 8 1 Public Administration 0 0 0 0 0 Retail Trade 6,810 10,432 15 13 -2

Consolidated Plan EVANSVILLE 111 OMB Control No: 2506-0117 (exp. 06/30/2018)

Business by Sector Number of Number of Jobs Share of Workers Share of Jobs Jobs less workers Workers % % % Transportation and Warehousing 2,223 3,336 5 4 -1 Wholesale Trade 2,194 3,827 5 5 0 Total 45,939 77,331 ------Table 40 - Business Activity Data Source: 2011-2015 ACS (Workers), 2015 Longitudinal Employer-Household Dynamics (Jobs)

Consolidated Plan EVANSVILLE 112 OMB Control No: 2506-0117 (exp. 06/30/2018)

Labor Force

Total Population in the Civilian Labor Force 59,454 Civilian Employed Population 16 years and over 55,155 Unemployment Rate 7.20 Unemployment Rate for Ages 16-24 20.37 Unemployment Rate for Ages 25-65 4.94 Table 41 - Labor Force Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 113 OMB Control No: 2506-0117 (exp. 06/30/2018)

NA-45 Table 6 Labor Force

Consolidated Plan EVANSVILLE 114 OMB Control No: 2506-0117 (exp. 06/30/2018)

Occupations by Sector Number of People

Management, business and financial 8,765 Farming, fisheries and forestry occupations 2,250 Service 7,620 Sales and office 14,195 Construction, extraction, maintenance and repair 4,260 Production, transportation and material moving 4,235 Table 42 – Occupations by Sector Data Source: 2011-2015 ACS

Travel Time

Travel Time Number Percentage < 30 Minutes 44,425 83% 30-59 Minutes 7,290 14% 60 or More Minutes 1,665 3% Total 53,380 100% Table 43 - Travel Time Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 115 OMB Control No: 2506-0117 (exp. 06/30/2018)

NA-45 Table 7 Commuting Time

Consolidated Plan EVANSVILLE 116 OMB Control No: 2506-0117 (exp. 06/30/2018)

Education:

Educational Attainment by Employment Status (Population 16 and Older)

Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 3,085 535 3,365 High school graduate (includes equivalency) 14,550 1,340 6,075 Some college or Associate's degree 15,675 1,020 4,460 Bachelor's degree or higher 11,175 237 1,570 Table 44 - Educational Attainment by Employment Status Data Source: 2011-2015 ACS

Consolidated Plan EVANSVILLE 117 OMB Control No: 2506-0117 (exp. 06/30/2018)

NA-45 Table 7 Educational Attainment

Consolidated Plan EVANSVILLE 118 OMB Control No: 2506-0117 (exp. 06/30/2018)

Educational Attainment by Age

Age 18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs Less than 9th grade 204 285 425 1,154 1,200 9th to 12th grade, no diploma 1,870 1,500 1,155 2,460 2,010 High school graduate, GED, or alternative 3,655 5,220 4,300 12,450 8,075 Some college, no degree 5,090 5,640 3,510 6,770 3,435 Associate's degree 354 1,680 1,210 2,360 650 Bachelor's degree 1,125 3,540 1,885 3,685 1,450 Graduate or professional degree 69 1,025 1,065 1,800 1,340 Table 45 - Educational Attainment by Age Data Source: 2011-2015 ACS

Educational Attainment – Median Earnings in the Past 12 Months

Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 70,877 High school graduate (includes equivalency) 109,378 Some college or Associate's degree 112,381 Bachelor's degree 148,943 Graduate or professional degree 193,962 Table 46 – Median Earnings in the Past 12 Months Data Source: 2011-2015 ACS

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

The labor force within the PSA is very diversified and balanced with no industry sector representing more than 20% of the overall PSA employment base. The largest employment sectors in the PSA are within Health Care & Social Assistance (19.3%), Retail Trade (15.4%), Professional, Scientific, & Technical Services (11.0%), and Manufacturing (10.4%). Combined, these four industry sectors represent over 50,000 jobs.

Describe the workforce and infrastructure needs of the business community:

Job growth has been very positive in the Evansville over the past five years (2015 to 2019), as evidenced by the city’s employment base increase of 2,651 employed persons, At the same time, the city’s 2019

Consolidated Plan EVANSVILLE 119 OMB Control No: 2506-0117 (exp. 06/30/2018)

unemployment rate of 3.4% represents a 10-year low. These positive trends have increased the positive demographic growth in the city, in terms of the number of new households living in the city. This likely has had an impact on the city’s limited availability of housing for both potential renters and homebuyers. Adding to the area’s challenges is the high rate (12.5%) of people without a high school degree. These persons often have fewer employment opportunities and likely have a lower earning potential. It is believed that the lack of available and affordable housing, along with the lack of education among a notable portion of the workforce, contribute to challenges employers likely face in retaining and attracting a qualified workforce. Based on these factors, both housing and education remain important issues that should be addressed in Evansville.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

According to a representative with the Growth Alliance for Greater Evansville, the Evansville economy is growing. There has been a boost in interest in the area from manufacturers, retailers, multifamily housing and hotel developers over the past few years. The convention center, the new Indiana University Medical School and Health Science Research Center, the DoubleTree Hotel opening and the Hyatt that opened January 2020, have accelerated interest in the downtown area. The Regional Cities grant of $42 million for high leverage, transformational projects have spurred the intended economic growth. The city has had multiple restaurants and retail establishment openings over the past several years. According to local sources, Evansville is “high on the list” for possible development areas for businesses, as they assess their possible return on investment. Both Evansville’s cost of development and cost of living are enticing to developers wanting to stay away from large cities where all aspects of developing and the cost of living are comparatively high. The area’s strong manufacturing base and desirable location for product distribution also contributes to its appeal. To encourage more large-scale businesses to consider Evansville, ground was broken in 2019 on two shell buildings, one will be 75,000 square feet and the other will be 150,000 square feet. The inventory of available industrial or warehousing space is at an all-time low. All key signs for continued growth are positive.

Additionally, in 2016 the Evansville Land Bank Corporation was put in place in an effort to ensure that Evansville’s vacant lots could be maintained, and vacated homes and buildings could be demolished. In the first two years, 249 vacant buildings were demolished, and 320 parcels were transferred to local homeowners, businesses and a few developers. The land bank still held 400 parcels in 2019, with over 90% being in Pigeon Township, which encompasses downtown, Jacobsville, and Haynie’s Corner. Of the 320 parcels that were transferred 76 were, or will be, used to build affordable housing, 30 parcels were used for businesses, 25 structures that were transferred are being rehabilitated, and 17 new owners of the land bank parcels built new market-rate homes.

Consolidated Plan EVANSVILLE 120 OMB Control No: 2506-0117 (exp. 06/30/2018)

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

As shown earlier in this document, more than half of the PSA (Evansville) population base has some level of post-secondary education, one-third (33.2%) of the population only has a high school degree, and 12.5% of the PSA’s population has not graduated from high school. Areas with low shares of educational attainment often suffer from poverty and lower wages due to their more limited earning capacity.

While the Evansville MSA has a diverse economy and a wide range of wages by occupation type, the typical wages by occupation appear to be concentrated in jobs with annual salaries less than $40,000. Approximately, two-thirds of occupation categories illustrated on page V-4 of this report have typical wages under $40,000 per year. Based on demographic data presented in Section IV of this report, nearly two-thirds of all Evansville households in 2020 have annual household incomes of less than $50,000. Based on this analysis of both wage and household income data, it appears that the majority of area employment opportunities consist of lower wage paying jobs leading to a large base of low-income households. These characteristics will likely contribute to the continuing need for housing that is affordable to lower income households

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

Workforce Innovation and Opportunity Act (WIOA) is federal legislation that is designed to strengthen and improve our nation's public workforce system and help get Americans, including youth and those with significant barriers to employment, into high-quality jobs and careers and help employers hire and retain skilled workers.

Workforce Ready Grant pays the tuition and mandatory fees for eligible high-value certificate programs at Ivy Tech Community College, Vincennes University or other approved providers. The grant is available for two (2) years and covers up to the number of credits required by the qualifying program.

Consolidated Plan EVANSVILLE 121 OMB Control No: 2506-0117 (exp. 06/30/2018)

Employer Training Grant was created to help Hoosier employers fill job vacancies. The Employer Training Grant reimburses employers who train, hire, and retain new or incumbent workers to fill in-demand positions within recognized job fields. The grant will reimburse employers per employee who is trained, hired, and retained for six months.

Disaster and Employer Recovery Grants are discretionary grants awarded by the Secretary of Labor, under Section 170 of Workforce Innovation and Opportunity Act (WIOA) to provide resources to states and other eligible applicants to respond to large, unexpected layoff events causing significant job losses. This funding is intended to temporarily expand capacity to serve dislocated workers meet the increased demand for WIOA employment and training services, with a purpose to reemploy laid off workers and enhance their employability and earnings. Disaster DWGs provide funding to create temporary employment opportunities to assist with clean-up and recovery efforts, when an area impacted by disaster is declared eligible for public assistance by the Federal Emergency Management Agency or otherwise recognized by a federal agency with authority or jurisdiction over federal response to the emergency or disaster.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

Yes

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

he Region 11 Workforce Development Board participates in a WIOA State Consolidated plan which supports workforce development alignment among Federal, State and local resources to support a human-centered public workforce system

The Economic Development Coalition of Southwest Indiana has been working in collaboration with five regional organizations: Evansville Regional Business Committee, Welborn Foundation, United Way of Southwest Indiana, Growth Alliance of Greater Evansville and the Southwest Indiana Chamber of Commerce, on the development of its Community Economic Development Strategy (CEDS) to serve four counties of Southwestern Indiana: Gibson, Posey, Warrick and Vanderburgh (Evansville). The document was recently submitted to the Economic Development Administration for review. The five-year strategic plan focuses on the following consolidated strategic priorities:

Consolidated Plan EVANSVILLE 122 OMB Control No: 2506-0117 (exp. 06/30/2018)

• Align employment and wage growth around the priority sectors of advanced manufacturing and health & life sciences; • Invest and improve regional infrastructure that will support innovation, new business start-ups and expansion of existing business; • Increase alignment between skills/credentials and future jobs with a focus on building cradle to career, early childhood education through 14/16 education system; • Create a unified regional marketing platform to consistently communicate our value proposition to all target audiences; • Initiate coordinated community-wide support and efforts to plan and implement solutions to raise at risk residents to self-sufficiency; and • Accelerate the development and adoption of policy, systems and environmental changes that support healthy habits, built environment and supports for active living, and a culture of health in target audiences.

Discussion

Consolidated Plan EVANSVILLE 123 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

As part of the commissioned Housing Needs Assessment, Bowen National Research provided supplemental analysis on smaller selected neighborhoods located within the Central Submarket. Specifically, this section of the report addressed the various demographics and housing characteristics and trends of the Downtown, the Arts District and the Jacobsville Redevelopment District. For the purposes of this analysis, we have referred to these areas as the Downtown Study Area, Arts District Study Area and Jacobsville Study Area. The adjoining map delineates the boundaries of these smaller study areas.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

Based on the commissioned Housing Needs Assessment, the population by race for the overall city of Evansville is compared with the five submarkets (different areas than the three neighborhoods cited on the previous pages. For the purposes of this topic, submarkets with greater shares of minorities than the overall city average of 18%, are considered “minority concentrated areas”.

The Central Submarket has the largest share of minorities when compared to the other submarkets, with 28.4% of the submarket’s population falling within one of the minority classifications. Minorities also represent one-fifth (20.1%) of the Near East Submarket.

What are the characteristics of the market in these areas/neighborhoods?

The Central Submarket, which is considered a “Target Area” by the city and includes Qualified Census Tracts of Evansville: 11, 12, 13, 14, 17, 18, 19, 20, 21, 23, 24, 25 and 26, is an area with higher shares of minorities, low-income households, and people living in poverty. While there are nearly 1,000 government-subsidized units within this submarket, all of them are occupied and there are long wait lists for this affordable housing alternative. As such, the Central Submarket has a large low-income population and household base, yet very limited availability of affordable housing.

Are there any community assets in these areas/neighborhoods?

Some Major Employers: Deaconess Hospital, Toyota Motor Manufacturing, Indiana, Evansville Vanderburgh School Corporation, St. Vincent’s Hospital, Berry Global, University of Southern Indiana,

Consolidated Plan EVANSVILLE 124 OMB Control No: 2506-0117 (exp. 06/30/2018)

Koch Enterprises, Inc., Alco Warrick Operations, T.J. Maxx, SKANSKA/Industrial Contractors. Educational Institutions: University of Evansville, University of Southern, Indiana Ivy Tech.

Some Cultural Entertainment Amenities: Ford Center – home of the Evansville Thunderbolts Hockey Team, Victory Theater, Old National Bank Events Plaza, Bosse Field- home of the Evansville Otter’s baseball team, film location of A League of Their Own, and a historic landmark, Mesker Park Zoo & Botanic Garden, Evansville Museums (African American Museum, Koch’s Children’s Museum, and the Arts, History, & Science Museum) LST Ship Memorial, Tropicana Casino, Reitz Home Museum, Evansville Wartime Museum, and the Evansville Civic Theater, Evansville Philharmonic.

Parks and greenways: There are 65 parks in Evansville, Pigeon Creek Greenway with biking, hiking and jogging trails, Burdette Park, Wesselmann Nature Preserve.

Atlas Work Group invested $1.1 million to expanded its headquarters in Evansville and will create 75 new jobs by 2024, Evansville Regional Airport invested $6.5 million for facility improvements completed in 2020, Costco opened in 2019 creating 200 new jobs. Downtown development activity includes: 5th and Main Building, the previous Old National Bank Building, will be a $30 million private investment mixed use development to be completed in 2021, the former Nabisco Factory is being renovated into a mixed-use development to include a Pangea Kitchen restaurant and 23 apartments to be completed in 2020, The Post House, a $40 million private investment is a mixed-use development with 144 apartments to be completed in 2020, the new downtown YMCA is a $16.6 million investment, Central Loft, a $25 million investment developing 62 affordable housing units by June 2021. Jacobsville Development Activity includes: Deaconess Aquatic Center a $28 million community investment, Jacobsville Overlay Zone created to permit mixed-use projects, a group of investors; Vectren Foundation, TruVest, HOPE of Evansville, Old National Bank and the Promise Zone plan to build/renovated 100 homes in low-income Promise Zones, House Investments will invest $28.4 million for mixed-use development including 180 workforce housing. Arts District development activities include: Brownfield grants in the amount of $96,000 assisted with the development of The Greyhound Depot, Mac’s Auto Body, and a former gas station on Haynie’s Corner, The Rathbone, a historic assisted- living facility was redeveloped into a 46-unit multifamily apartment complex with other amenities,

Are there other strategic opportunities in any of these areas?

Many strategic opportunities exist in Evansville, Indiana. They are as follows:

Federal Funding Opportunities through the US Department of Housing and Urban Development

Consolidated Plan EVANSVILLE 125 OMB Control No: 2506-0117 (exp. 06/30/2018)

The City of Evansville employs a grant writer responsible for researching available financial opportunities to assist with needed programing.

The HOME Investment Partnerships Program – provides income eligible the opportunity to apply for Down Payment Assistance toward the purchase of a home and an Owner-Occupied Rehab Program to assist homeowners with unaffordable repairs that are code deficient.

Habitat for Humanity of Evansville builds houses in partnership with people in need and then sells the houses to homeowner partners. Homeowners are selected based on their need for housing, ability to repay a no-profit mortgage and willingness to partner with Habitat. Mortgage payments contribute to the Fund for Humanity, which in turn provides the money to build more houses. Because of Habitat’s no-profit loans and because the houses are principally built by volunteer labor, mortgage payments are affordable for low-income partners

Consolidated Plan EVANSVILLE 126 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Increased access to broadband internet helps give households and neighborhoods greater access to education and economic opportunities.

In 2019 Vanderburgh County was designated a Broadband Ready Community by the Indian Economic Development Cooperation. Becoming a Broadband Ready Community will help ensure internet capabilities possible for all residents throughout the county.

During the COIVD-19 pandemic as the Evansville Vanderburgh School Cooperation (EVSC) closed all 40 of their schools starting March 16th, 2020 and went to remote educational instructions for the remaining of the school year. EVSC is currently looking into using virtual learning as an option as school return in August. In response to the shutting down of schools and nonessential business Comcast offered free internet service to new internet essential customers.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

The FCC Fixed Residential Broadband Deployment Map displays data showing the number of providers reporting residential fixed broadband in Evansville. The map shows the number of providers available with the most recent data from June 2019 with >25/3 mbps (downstream/upstream). 98.67% of the city has access to 3 or more providers of ≥25/3 mbps. The map can be found using this link https://go.usa.gov/xfkcZ

While according 2014-2018 Census data shows that 74.3% of households had a broadband Internet subscription, many Low-to- Moderate Income Household residents do not have a subscription to any type of broadband internet. The Policy Map “Estimated percent of households with income of $20,000 to $34,999 that have a subscription to any type of broadband internet between 2014-2018.” shows that many of Evansville Low-to- Moderate Income residents do not have a subscription to broadband internet. Less than 53% of residents in Census Tracks 1, 12,15,31, and 36 having a subscription any type of broadband internet.

Consolidated Plan EVANSVILLE 127 OMB Control No: 2506-0117 (exp. 06/30/2018)

LMI Broadband Access

Consolidated Plan EVANSVILLE 128 OMB Control No: 2506-0117 (exp. 06/30/2018)

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

The Evansville-Vanderburgh, Indiana Multi-Hazard Mitigation Plan examined the vulnerability assessment describes the vulnerability of Evansville to hazards and their impact on the community. The analysis examines the vulnerability of existing and future building, infrastructure, and critical facilities potential dollar losses. Figure 3.31 of the Mitigation Plan found that the Evansville Vanderburgh area is at increased risk for hazards such as, drought, flood, West Nile infestation and severe weather (extreme temperatures, thunderstorms, high winds, tornadoes, and winter storms). The probability of drought, flood, West Nile infestation, and tornadoes being ranked as likely (10-100% chance of occurrence in the next year or has a recurrence interval of 10 years or less); extreme temperatures, thunderstorms, high wings, lightning, and winter storms being ranked highly likely (near 100% chance of occurrence next year or happens every year).

A 100-year flood is estimated to displace 13,303 people, impact 1,901 buildings, and total cost $878.42 million: $281 million in building damage, $319.10 million in content damage, $216.91 million in inventory damage, $12.91 million in income loss, $11.46 million in relocation cost, $4.76 million in rental income loss, and $32.44 million in wage loss.

An analysis of daily maximum temperatures recorded at the Evansville Airport Cooperative

Weather Station showed that during the 8-year period from 2000-2007; 279 days had a high temperature exceeding 90 degrees Fahrenheit, 10% of the days during that time period. During the same time period 48 days had low temperatures 10 degrees Fahrenheit or blow and 21 days with low temperatures of 0 degrees of Fahrenheit or blow. The probability of extreme temperature events was assigned highly likely with on average, these events have a recurrence interval of 62 percent in any given year.

ACS Trend Report: Vanderburgh County--Evansville City PUMA, Indiana over 50% of Evansville homes are built before 1979 and are not up to modern building codes when it comes high wind and snow loads from severe weather. These houses are at a higher risk of taking storm damage and needing repairs.

The City of Evansville is developing a formal Climate Action Plan as reported by Mark Wilson in the Evansville Courier & Press. The Climate Action Plan is being developed to outline how Evansville will reduce greenhouse gas emissions to mitigate climate change throughout the city. The Climate Action Plan is taking public comments through a survey on their website https://www.climateevansville.com/ and will be hosting seven virtual town hall meetings.

In response of the COVID-19 pandemic the Coronavirus Aid, Relief and Economic Security ACT (CARES Act). The U.S. Department of Housing and Urban Development (HUD), one of the many agencies to

Consolidated Plan EVANSVILLE 129 OMB Control No: 2506-0117 (exp. 06/30/2018)

deliver the funding, announced its first phase of emergency funding to formula grantees. The City of Evansville Springs has been notified that it will receive approximately $2,383,197 through the CDBG and ESG programs ($1,592,787 in CDBG funds and $790,410 in ESG funds). In addition to CARES Act funds the US Department of Justice granted $218,478 to the City of Evansville for public safety initiatives. The Covid-19 Crisis Response Fund of the Greater Evansville Region has $4,915,882 funds committed to assist local nonprofits.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

The Mitigation Plan and ACS Trend Report showed that majority of Evansville low & moderate-income neighborhoods are at risk of flooding, storm, and extreme temperature events. Many of Evansville low & moderate-income homes are often older than 1979 and are in danger of flooding in major flood events.

The Mitigation Plan showed the vulnerability of Evansville to natural hazards would affect that low and moderate-income areas. The Low- and Moderate-Income areas census tract affected by flooding are; 1, 8, 10, 11, 14, 19, 21, 23, 24, 26, 31, 32, 33, 36, and 37.02. These census track neighborhoods could sustain serious damage.

Many of the low/mod neighborhoods in Evansville have older homes that predate modern building codes for storm damage.

Consolidated Plan EVANSVILLE 130 OMB Control No: 2506-0117 (exp. 06/30/2018)

Flood Problem Map

Consolidated Plan EVANSVILLE 131 OMB Control No: 2506-0117 (exp. 06/30/2018)

Strategic Plan

SP-05 Overview Strategic Plan Overview

The City of Evansville receives funding from the U.S Department of Housing and Urban Development (HUD) each year to prevent homelessness, increase and improve affordable housing developments, provide needed public services to the community, and support economic development efforts to create/maintain jobs.

Over the next five years, Evansville, will utilize the Community Development Block Grant, the Emergency Solutions Grant, and the HOME investment Partnerships Grant to address the goals outlined by the community. The 2020-2025 Consolidated Plan addresses the low-income housing and community development needs in Evansville, Indiana. The Plan includes input from Citizens through public meetings and the completion of the Community Development and Housing Needs Survey, the 2020-2025 Analysis of Impediments to Fair Housing Choice, and a Market Study prepared by Bowen National Research.

The 2020 Action Plan addresses the first year of the new 2020-2025 Consolidated Plan that outlines revenue and expenditures from July 1, 2020 through June 30, 2021. Both the Consolidated Plan and the Action Plan are required for Evansville to receive grant funds from HUD; CDBG, ESG, and HOME.

Consolidated Plan EVANSVILLE 132 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-10 Geographic Priorities – 91.215 (a)(1) Geographic Area

Table 47 - Geographic Priority Areas 1 Area Name: FOCUS AREA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: Revital Type: Housing Other Revital Description: Identify the neighborhood The City limits of Evansville is the neighborhood boundaries boundaries for this target area. for the Focus in providing direct services, and the 18 Low- Income Census tracts; 3,9,10,11,12,13,14,15,17,19,29,21,23,25,26,32,33, and 37.02 are for area benefit services. Bowen National Research refers to Evansville as one public service area, separated into five submarkets; East, Far East, West, North, and Central submarkets. The Central submarket has three study districts; Downtown District, Art’s District, and Jacobsville District. Include specific housing and Fifty percent of renters are cost burdened, spending more commercial characteristics of this than 30% of their income on rent and utilities. Subsidized target area. apartments have a two-year waiting list. Housing for sale currently has an extremely low vacancy rate of 1.3%, where the average rate is between 2.0 and 3.0%. Commercial characteristics – prior to Covid-19 the unemployment rate for Evansville was above average from 3.5% to 9.8%, with the average annual salary less than $40,000 per year. How did your consultation and Bowen National Research report that 26,858 (23.3% of citizen participation process help Evansville’s population live below the rate of poverty.) The you to identify this neighborhood poverty rate for children under the age of 18 years of age is as a target area? 37.3 % and 1.7% of the elderly population. At neighborhood meetings and scheduled public meetings residents completed surveys identify the high and low priority community and housing needs.

Consolidated Plan EVANSVILLE 133 OMB Control No: 2506-0117 (exp. 06/30/2018)

Identify the needs in this target The priority needs are outlined in SP-25. The top ten area. community development needs include; services to neglected or abused children, street improvements, water and sewer improvements, handicapped services, sidewalk improvements, senior services, youth centers for abused and neglect children, homeless youth services, permanent supportive housing, and flood drain improvements. Some of the municipal improvement requests are funded with non- federal funds. High housing priorities includes, the production of rental units for 30% and 50% Area Median Income (AMI), the rehab of existing rental units for 30%, 50%, and 80% AMI, the rehab of homebuyer units at 30% and 50% AMI, the rehab of owner-occupied homes at 30% and 50% AMI, and homeownership assistance of 30% AMI.

What are the opportunities for The opportunities for improvement in this target area are improvement in this target area? subject to the availability of federal funding through the U.S Department of Housing and Urban Development, local government funding, state funding through the Indiana Housing & Community Development Authority, community investment through local banks, organizational capital campaigns, fund raising, and in-kind donations. Are there barriers to The barriers to improvements are the result of the demand improvement in this target area? being greater than the availability resources. 2 Area Name: NRSA Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood The boundary of the Art’s District NRSA is composed of block boundaries for this target area. groups within four (4) census tracts; track 11, track 12, track 13, and track 17. Located in the City of Evansville and south of the City’s Central Business District.

Consolidated Plan EVANSVILLE 134 OMB Control No: 2506-0117 (exp. 06/30/2018)

Include specific housing and Per Bowen National Research there is a large population of commercial characteristics of this low-income households living in poverty and are cost target area. burdened. There are not any vacancies in the Tax Credit projects, and only 6.1% of the market rate units have three or more-bedroom units. Commercial characteristics include the creation of six restaurants, and six businesses.

How did your consultation and The concept of the Evansville Arts District was created in citizen participation process help 2003 after many of the neighborhood residents expressed you to identify this neighborhood concern about declining properties and increased concern as a target area? for safety in the neighborhood. This grassroots effort translated into the creation of the Evansville Arts District. Many hours of planning went into the attempt to create the district and the boundaries. One result of the effort was a special use permit allowing in-home art studios for artists known as Special Use 44.

In 2011, approximately 40 public meetings were held to discuss the vision of the area as part of the Evansville Arts Redevelopment Area which has the same boundaries as the NRSA. These meeting were held at the Central Library downtown and at a City owned building in the neighborhood near the Alhambra Theatre. These were visioning sessions and opportunities for the neighborhood and stakeholders to provide feedback about the redevelopment plan. After compiling many thoughts from the public meetings, a redevelopment plan was drafted which contained four parts; creation of a redevelopment area, creation of a TIF district, an overlay zoning area and design guidelines.

Consolidated Plan EVANSVILLE 135 OMB Control No: 2506-0117 (exp. 06/30/2018)

Identify the needs in this target Affordable housing is needed because 35.6% of the residents area. live in poverty, 5.3% rent substandard units, and 46.1 % are rent burdened.

The development of the Arts District in 2012 created opportunities for several business and restaurants to become established. Due to the result of the covid-19 pandemic and shut down of local businesses, most of the businesses and restaurants were negatively impacted and now require financial support to re-open. The area is stabilizing due to the efforts of the DMD over the past 12 years, which included partnership with local agencies to build affordable housing using HOME and CDBG funds Another round of HOMES of Evansville (II) is underway now.

There is a small neighborhood park – Goosetown Park, in the NRSA area that needs attention as well. Many of the trees in the park need to be heavily pruned or replaced altogether, for safety and appearance reason. There is also a gazebo located in the park that serves as a place for mischief to occur. This gazebo needs to be demolished and replaced with a more CPTED friendly appurtenance. Lighting is also needed in the park to offer more safety for the neighborhood at night.

Consolidated Plan EVANSVILLE 136 OMB Control No: 2506-0117 (exp. 06/30/2018)

What are the opportunities for There are many opportunities that exist in the proposed improvement in this target area? NRSA for housing including affordable housing for the community through mixed-income development opportunities, also encouraging private developers to reinvest in the area. Over the last three (3) years, the Evansville Brownfield Corporation (EBC) has systematically acquired property throughout the proposed NRSA area. The EBC has acquired both residential and commercial properties of all sizes including, existing residential and commercial structures, individual lots and combined lots of two or more for development in the area. This presents an opportunity to direct infill development into the proposed NRSA to fill vacant and underutilized parcels through incentivized federal funding as gap-financing for larger projects, Continued rehab of the aging housing stock as desirable units for student attending the IU School of Medicine -Southeast. Opening in the fall of 2018, the medical campus on the northern most boarder of the NRSA is an opportunity to further replace and rebuild these neighborhoods.

Consolidated Plan EVANSVILLE 137 OMB Control No: 2506-0117 (exp. 06/30/2018)

Are there barriers to The impediments to economic development in the improvement in this target area? commercial core of the proposed NRSA are the lack of funding, space, and zoning. Funding is a major issue for economic development in this neighborhood. Due to the fact that the area has been neglected for many years it is seen as a place with high crime and dilapidated buildings. The stigma of the area still remains and there is lack of support in the form of funding for business opportunities as a result. Another major issue is simply the lack of space for commercial/retail or neighborhood-oriented businesses. The original commercial core was small and still remains small but there were scattered retail and commercial uses directly around the commercial core. Removing dilapidated structures and repurposing larger older homes will offer the needed space for economic development. Zoning impediments include parking regulations, allowable uses in residential zoning districts and employee restrictions for in- home businesses. Parking restrictions discourage the creation of businesses in the area because of heavy requirements for off-street parking. All of the allowable uses for in-home businesses in the area include very limited professional offices such as lawyers, consultants, accountants and artists. These uses are considered low- impact and do not have a retail component. In addition to the lack of a broader spectrum of in-home business opportunities there is a need for employees to work at those businesses. Currently, an owner must get a special-use permit for an employee and provide an additional off- street parking spot for the employee. In the commercial core of the proposed NRSA the highest commercial zoning had eliminated residential uses completely. This was seen as an impediment to create density and vibrancy in the central core of the proposed NRSA.

3 Area Name: Neighborhood Revitalization Strategy Area Area Type: Strategy area Other Target Area Description: HUD Approval Date: 10/11/2012

Consolidated Plan EVANSVILLE 138 OMB Control No: 2506-0117 (exp. 06/30/2018)

% of Low/ Mod: Revital Type: Other Revital Description: Identify the neighborhood Boundaries: The boundary of the proposed NRSA is boundaries for this target area. composed of approximately 1,024 acres in Census Tracts 19, 20, 25 and Block Groups 1 and 2 of Census Tract 21. These Census tracts include three historic areas: Lamasco to the west, Jacobsville in the center, and Jimtown to the east. Include specific housing and 58% of the residents have incomes under $30,000 annually, commercial characteristics of this with 30% of the residents live in poverty, 5.8% live in target area. substandard housing, and 52.3% are rent burdened. The 2019 announcement of a new aquatic center to be built in historic Garvin Park is expected to increase traffic along the main thoroughfare of the N. Main commercial district.

How did your consultation and The boundary of the Jacobsville NRSA has been established citizen participation process help by the City of Evansville as a means to concentrate efforts you to identify this neighborhood and funding on neighborhoods in the most need of as a target area? assistance. The Census Tract Data Analysis completed in 2016 by Bowen National Research ranked each of Evansville’s 41 Census tracts to illustrate areas of distress, decline or instability. All four of the contiguous Census tracts included in the NRSA boundaries are listed among the 10 most distressed. The Jacobsville Redevelopment Area Master Plan was created in 2013 and incorporated a number of opportunities for public participation and consensus building which focused on Census Tract 20. During the development process for that Master Plan and continuing into the development an expanded area that is the NSRA, workshops, open houses, roundtables and regular meetings with staff from Evansville’s Department of Metropolitan Development take place to evaluate the need, streamline recommendations and build consensus as to the approach for effective meaningful change.

Consolidated Plan EVANSVILLE 139 OMB Control No: 2506-0117 (exp. 06/30/2018)

Identify the needs in this target Among the greatest needs for the area are higher-wage area. employment, workforce development, affordable housing, improved transit, physical/mental health and wellness and crime prevention What are the opportunities for Current opportunities for improvement include; the improvement in this target area? Deaconess Aquatic Center to be completed in 2021, a mix- use development for work-force housing at N Main and Illinois Streets, Habitat for Humanity has committed to provide owner occupied housing on lots where dilapidated structures have been removed in partnership with Vectren, a local utility, who is investing $5.5 million over the next five years to build and renovate affordable and workforce housing. Berry Plastic ‘s expansion providing higher-wage job opportunities. The NRSA overlaps with several already described federally designated zones that provide tax deductions for qualified investments in businesses while also supporting education, reduction of housing barriers and improved health. They include Promise Zone, Opportunity Zone, HUB Zone and Enterprise Zone. In 2016, Evansville was awarded a 10-year HUD Promise Zone designation. Three of the 4 Jacobsville census tracts are within the Promise Zone. Census Tract 19 & 20 are designated as Opportunity Zones to stimulate private participation rather than taxpayer dollars to revitalize economically distressed areas like that of the NSRA. Evansville’s HUB Zone includes most of the City’s urban core and all of the NRSA. The federal government gives preference when awarding contracts to businesses in historically underutilized business zones providing a potentially lucrative new market to small businesses. Are there barriers to Barriers to improvement include a lack of public resources to improvement in this target area? meet the demand and apathy of residents brought on by years of failed personal and institutional attempts.

Consolidated Plan EVANSVILLE 140 OMB Control No: 2506-0117 (exp. 06/30/2018)

General Allocation Priorities

Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA)

The basis for allocating investments geographically within the City of Evansville is to strategically build up areas lacking affordable housing, economic opportunities, resource availability, and mixed income neighborhoods.

NRSA- Art's District

Consolidated Plan EVANSVILLE 141 OMB Control No: 2506-0117 (exp. 06/30/2018)

Evansville LMI Census Tracts

Consolidated Plan EVANSVILLE 142 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-25 Priority Needs - 91.215(a)(2) Priority Needs

Table 48 – Priority Needs Summary 1 Priority Need Services for Abused and Neglected Children Name Priority Level High Population Extremely Low Low Moderate Middle Large Families Families with Children Families with Children Mentally Ill Chronic Substance Abuse veterans Victims of Domestic Violence Unaccompanied Youth Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Victims of Domestic Violence Geographic FOCUS AREA Areas Affected Associated Goals Support the Availability of Public Services Description Services for abused and neglected children Basis for Relative Priority 2 Priority Need Street Improvements Name Priority Level High Population Extremely Low Low Moderate Geographic FOCUS AREA Areas Affected Consolidated Plan EVANSVILLE 143 OMB Control No: 2506-0117 (exp. 06/30/2018)

Associated Goals Support Public Facility Improvements Description Street Improvements are typically funded with City non-federal funds. Basis for Relative Priority 3 Priority Need Water and Sewer Improvements Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support Public Facility Improvements Description Water and Sewer Improvements are typically funded with City non-federal funds. Basis for Relative Priority 4 Priority Need Sidewalk Improvements Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Description Sidewalk Improvements are typically funded with City non-federal funds. Basis for Relative Priority 5 Priority Need Senior Services Name Priority Level High

Consolidated Plan EVANSVILLE 144 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Elderly Elderly Frail Elderly Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Senior Services are funded with Community Development Block Grant funds as a public service. Basis for Relative Priority 6 Priority Need Handicapped Services Name Priority Level High Population Extremely Low Low Moderate Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Eligible Handicapped Services are categorized as a public service using Community Development Block Grant funds. Basis for Relative Priority 7 Priority Need Youth Centers and Abused & Neglected Children Name Priority Level High Population Extremely Low Low Moderate

Consolidated Plan EVANSVILLE 145 OMB Control No: 2506-0117 (exp. 06/30/2018)

Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Youth Centers and Abused & Neglected Children Basis for Relative Priority 8 Priority Need Homeless Youth Services Name Priority Level High Population Extremely Low Low Moderate Middle Individuals Victims of Domestic Violence Unaccompanied Youth Victims of Domestic Violence Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Homeless Youth Services Basis for Relative Priority 9 Priority Need Permanent Supportive Housing Name Priority Level High

Consolidated Plan EVANSVILLE 146 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Non-housing Community Development Geographic Areas Affected Associated Goals Support the Availability of Public Services Support Re-entry Description Permanent Supportive Housing Basis for Relative Priority 10 Priority Need Flood Drain Improvements Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support Public Facility Improvements

Consolidated Plan EVANSVILLE 147 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description Flood Drain Improvements are typically funded by the City with non-federal funds. Basis for Relative Priority 11 Priority Need Childcare Services Name Priority Level High Population Extremely Low Low Moderate Families with Children Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Childcare Services are funded with Community Development Block Grant funds and are categorized as a public service. Basis for Relative Priority 12 Priority Need Homeless Prevention Subsidies Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Homeless Prevention Subsidies Basis for Relative Priority 13 Priority Need Day Shelters Name Priority Level High

Consolidated Plan EVANSVILLE 148 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Chronic Homelessness Individuals veterans Geographic Areas Affected Associated Goals Support Coordinated Entry-System Description Day Shelters Basis for Relative Priority 14 Priority Need Coordinated Entry System Name Priority Level High Population Extremely Low Low Moderate Middle Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Geographic Areas Affected

Consolidated Plan EVANSVILLE 149 OMB Control No: 2506-0117 (exp. 06/30/2018)

Associated Goals Support Coordinated Entry-System Description Coordinated Entry System Basis for Relative Priority 15 Priority Need Youth Services Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Youth Services Basis for Relative Priority 16 Priority Need Health Services Name Priority Level High Population Extremely Low Low Moderate Mentally Ill Chronic Substance Abuse veterans Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Geographic Areas Affected Associated Goals Support the Availability of Public Services Support Coordinated Entry-System Description Health Services

Consolidated Plan EVANSVILLE 150 OMB Control No: 2506-0117 (exp. 06/30/2018)

Basis for Relative Priority 17 Priority Need Code Enforcement Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support the Reduction of Residential Blight Description Code Enforcement - includes the removal of slum and blight Basis for Relative Priority 18 Priority Need Emergency Shelters Name Priority Level High Population Extremely Low Low Moderate Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Geographic Areas Affected Associated Goals Support Rapid Rehousing Support Re-entry Description Emergency Shelters - Provide temporary shelter for the homeless in general or for specific populations.

Consolidated Plan EVANSVILLE 151 OMB Control No: 2506-0117 (exp. 06/30/2018)

Basis for Relative Priority 19 Priority Need Medical Respite Name Priority Level High Population Extremely Low Low Moderate Middle Chronic Homelessness Geographic Areas Affected Associated Goals Support Coordinated Entry-System Description Medical Respite a safe clean place for homeless persons to heal who require care after a hospital stay. Basis for Relative Priority 20 Priority Need Rapid Rehousing Name Priority Level High Population Extremely Low Low Moderate Large Families Families with Children Elderly Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Unaccompanied Youth Geographic Areas Affected Associated Goals Support Rapid Rehousing

Consolidated Plan EVANSVILLE 152 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description Rapid Rehousing - short-term rental assistance and services to help people obtain housing. Basis for Relative Priority 21 Priority Need Health Facilities Name Priority Level High Population Extremely Low Low Moderate Middle Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Geographic Areas Affected Associated Goals Increase Affordable Housing for Rental Support Public Facility Improvements Description Health Facilities - Acquisition, construction, rehabilitation, of physical and mental health facilities.

Basis for Relative Priority 22 Priority Need Infrastructure Name Priority Level High

Consolidated Plan EVANSVILLE 153 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Support Public Facility Improvements Description Infrastructure - street parking, rail support, and onsite improvements for development. Basis for Relative Priority 23 Priority Need Energy Efficient Improvements Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Support Public Facility Improvements Description Energy Efficient Improvements - Improvements that reduce energy usage and expense. Basis for Relative Priority 24 Priority Need Crime Awareness and Prevention Name Priority Level High Population Extremely Low Low Moderate Geographic Areas Affected

Consolidated Plan EVANSVILLE 154 OMB Control No: 2506-0117 (exp. 06/30/2018)

Associated Goals Support the Availability of Public Services Description Crime Awareness and Prevention - educational programming Basis for Relative Priority 25 Priority Need Case Management Name Priority Level High Population Extremely Low Low Moderate Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Geographic Areas Affected Associated Goals Support Coordinated Entry-System Support Re-entry Description Case Management- assessing, coordinating, and monitoring the delivery of services Basis for Relative Priority 26 Priority Need Solid Waste Disposal Improvements Name

Consolidated Plan EVANSVILLE 155 OMB Control No: 2506-0117 (exp. 06/30/2018)

Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support Public Facility Improvements Description Solid Waste Disposal Improvements - acquisition, construction, or rehabilitation of solid waste facilities. Basis for Relative Priority 27 Priority Need Employment Training Name Priority Level Low Population Extremely Low Low Moderate Middle Chronic Homelessness Individuals Chronic Substance Abuse Victims of Domestic Violence Unaccompanied Youth Geographic Areas Affected Associated Goals Support the Availability of Public Services Support Economic Development Initiatives Description Employment Training - Assistance to create self-sufficiency, literacy, independent living skills, and job skills. Basis for Relative Priority 28 Priority Need Homeless Facilities (not operating cost) Name Priority Level Low

Consolidated Plan EVANSVILLE 156 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Middle Large Families Families with Children Chronic Homelessness Individuals Families with Children Mentally Ill Chronic Substance Abuse veterans Persons with HIV/AIDS Victims of Domestic Violence Unaccompanied Youth Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Persons with HIV/AIDS and their Families Victims of Domestic Violence Geographic Areas Affected Associated Goals Description Homeless Facilities - not operating cost, includes acquisition, construction, or rehabilitation of permanent housing. Basis for Relative Priority 29 Priority Need Fair Housing Name Priority Level Low Population Extremely Low Low Moderate Middle

Consolidated Plan EVANSVILLE 157 OMB Control No: 2506-0117 (exp. 06/30/2018)

Geographic Areas Affected Associated Goals Support the Availability of Public Services Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Support Rapid Rehousing Description Fair Housing provide services that protect people from discrimination when renting or buying a home. Basis for Relative Priority 30 Priority Need Parks, Recreational Facilities Name Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support Public Facility Improvements Description Parks, Recreational Facilities - The development of recreational facilities Basis for Relative Priority 31 Priority Need Handicapped Centers Name Priority Level Low Population Extremely Low Low Moderate Middle Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Geographic Areas Affected

Consolidated Plan EVANSVILLE 158 OMB Control No: 2506-0117 (exp. 06/30/2018)

Associated Goals Increase Affordable Housing for Rental Support Public Facility Improvements Description Handicapped Center - acquisition , construction, or rehabilitation of centers or group homes. Basis for Relative Priority 32 Priority Need Tenant Based Rental Assistance (TBRA) Name Priority Level Low Population Extremely Low Low Moderate Large Families Families with Children Elderly Chronic Homelessness Individuals Families with Children Mentally Ill veterans Elderly Geographic Areas Affected Associated Goals Increase Affordable Housing for Rental Support Rapid Rehousing Description Tenant Based Rental Assistance (TBRA) - Assist individuals and families with paying rent and other housing related expenses. Basis for Relative Priority 33 Priority Need Senior Centers Name Priority Level Low

Consolidated Plan EVANSVILLE 159 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Middle Elderly Elderly Frail Elderly Persons with Physical Disabilities Geographic Areas Affected Associated Goals Increase Affordable Housing for Rental Support Public Facility Improvements Description Senior Centers - acquisition, construction, or rehabilitation of facilities of senior centers. Basis for Relative Priority 34 Priority Need Shelter Diversion Name Priority Level Low Population Extremely Low Low Moderate Middle Large Families Families with Children Individuals Families with Children Geographic Areas Affected Associated Goals Support Coordinated Entry-System Description Shelter Diversion - an intervention to solve individuals or families lack of housing that have entered shelter. Basis for Relative Priority 35 Priority Need Legal Services Name

Consolidated Plan EVANSVILLE 160 OMB Control No: 2506-0117 (exp. 06/30/2018)

Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Legal Services - legal services to very-low to low-to-moderate income persons Basis for Relative Priority 36 Priority Need Neighborhood Facilities Name Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support Public Facility Improvements Description Neighborhood Facilities - acquisition, construction, or rehabilitation of a facility of facilities designed to serve neighborhood groups. Basis for Relative Priority 37 Priority Need Transportation Services Name Priority Level Low

Consolidated Plan EVANSVILLE 161 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Middle veterans Elderly Frail Elderly Persons with Mental Disabilities Persons with Physical Disabilities Persons with Developmental Disabilities Persons with Alcohol or Other Addictions Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Transportation Services - Services for a specific client group. Basis for Relative Priority 38 Priority Need Ex-Offender, Re-Entry Services Name Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support Re-entry Description Ex-Offender and Re-Entry Services- a collaborative approach used to assist former offenders. Basis for Relative Priority 39 Priority Need Direct Financial Assistance to -For-Profits Name Priority Level Low

Consolidated Plan EVANSVILLE 162 OMB Control No: 2506-0117 (exp. 06/30/2018)

Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support Economic Development Initiatives Description Direct Financial Assistance to For-Profits - job creation and retention Basis for Relative Priority 40 Priority Need Micro-Enterprise Assistance Name Priority Level Low Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support Economic Development Initiatives Description Micro-Enterprise Assistance - start-up funds for very small businesses Basis for Relative Priority 41 Priority Need Housing Services Name Priority Level Low Population Extremely Low Low Moderate Middle Geographic Areas Affected Associated Goals Support the Availability of Public Services Description Housing Services - homeownership services (not direct) utility assistance, landlord counselling, historic preservation Basis for Relative Priority

Consolidated Plan EVANSVILLE 163 OMB Control No: 2506-0117 (exp. 06/30/2018)

42 Priority Need Lead Based Paint Hazard Testing & Asbestos Removal Name Priority Level Low Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Support Public Facility Improvements Description Lead Based Paint Hazard Testing and Asbestos Removal Basis for Relative Priority 43 Priority Need Parking Facilities Name Priority Level Low Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Support Public Facility Improvements Description Parking Facilities - the primary purpose of rehabilitating a public facility or carrying out street improvements. Basis for Relative Priority 44 Priority Need Acquisition & Disposition - Commercial/Industrial Name Priority Level Low Population Extremely Low Low Moderate Geographic Areas Affected

Consolidated Plan EVANSVILLE 164 OMB Control No: 2506-0117 (exp. 06/30/2018)

Associated Goals Support Economic Development Initiatives Support the Reduction of Residential Blight Description Acquisition and Disposition: creating industrial parks for commercial and industrial development. Basis for Relative Priority 45 Priority Need Building, Acquisition, Construction / Rehab Name Priority Level Low Population Extremely Low Low Moderate Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Support Public Facility Improvements Description Building, Acquisition, Construction, or Rehabilitation - carried out by the grantee or by a non-profit Basis for Relative Priority 46 Priority Need The Production of New Rental Units for 30% AMI Name Priority Level High Population Extremely Low Large Families Families with Children Elderly Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description The production of new rental units for households with an income at or below 30% Area Median Income Basis for Relative Priority

Consolidated Plan EVANSVILLE 165 OMB Control No: 2506-0117 (exp. 06/30/2018)

47 Priority Need The Production of New Rental Units for 50% AMI Name Priority Level High Population Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description The production of new rental units for households with an income at or below 50% Area Median Income Basis for Relative Priority 48 Priority Need The Production of New Rental Units for 80% AMI Name Priority Level Low Population Moderate Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description Production of new rental units for households with an income at or below 80% Area Median Income Basis for Relative Priority 49 Priority Need The Rehab of Existing Rental Units for 30% AMI Name Priority Level High Population Extremely Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description The rehabilitation of rental units for households with an income at or below 30% Area Median Income Basis for Relative Priority

Consolidated Plan EVANSVILLE 166 OMB Control No: 2506-0117 (exp. 06/30/2018)

50 Priority Need The Rehab of Existing Rental Units for 50% AMI Name Priority Level High Population Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description The rehabilitation of existing rental units for households with an income at or below 50% Area Median Income Basis for Relative Priority 51 Priority Need The Rehab of Existing Rental Units for 80% AMI Name Priority Level High Population Moderate Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Rental Description The rehabilitation of existing rental units for households with incomes at or below 80% AMI Basis for Relative Priority 52 Priority Need The Production of New Homebuyer Units for 30% AMI Name Priority Level Low Population Extremely Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The production of new homebuyer units for households with an income below or at 30% AMI Basis for Relative Priority

Consolidated Plan EVANSVILLE 167 OMB Control No: 2506-0117 (exp. 06/30/2018)

53 Priority Need The Production of New Homebuyer Units for 50 % AMI Name Priority Level Low Population Low Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The production of new homebuyer units for households with an income at or below 50% AMI Basis for Relative Priority 54 Priority Need The Production of New Homebuyer Units for 80% AMI Name Priority Level Low Population Moderate Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The production of new homebuyer units for households with an income at or below 80% AMI Basis for Relative Priority 55 Priority Need The Rehab of Homebuyer Units for 30% AMI Name Priority Level High Population Extremely Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of homebuyer units for households with an income at or below 30% Area Median Income Basis for Relative Priority

Consolidated Plan EVANSVILLE 168 OMB Control No: 2506-0117 (exp. 06/30/2018)

56 Priority Need The Rehab of Homebuyer Units for 50% AMI Name Priority Level High Population Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of homebuyer units for households with an income at or below 50% Area Median Income Basis for Relative Priority 57 Priority Need The Rehab of Homebuyer Units for 80% AMI Name Priority Level Low Population Moderate Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of homebuyer units for households with an income at or below 80% AMI Basis for Relative Priority 58 Priority Need The Rehab of Owner-Occupied Homes for 30% AMI Name Priority Level High Population Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of privately owned, single-unit homes for households with an income at or below 30% AMI

Basis for Relative Priority

Consolidated Plan EVANSVILLE 169 OMB Control No: 2506-0117 (exp. 06/30/2018)

59 Priority Need The Rehab of Owner-Occupied Homes for 50% AMI Name Priority Level High Population Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of privately owned, single units homes for households with an income at or below 50% AMI Basis for Relative Priority 60 Priority Need The Rehab of Owner-Occupied Homes for 80% AMI Name Priority Level Low Population Moderate Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description The rehabilitation of privately owned, single units for households with an income at or below 80% AMI

Basis for Relative Priority 61 Priority Need Homeownership Assistance for 30% AMI Name Priority Level High Population Extremely Low Geographic NRSA Areas Affected Associated Goals Increase Affordable Housing for Homeownership

Consolidated Plan EVANSVILLE 170 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description Homeownership assistance assists with home purchases including down payment assistance and closing costs for households with an income less than or equal to 30% AMI. Basis for Relative Priority 62 Priority Need Homeownership Assistance for 50% AMI Name Priority Level Low Population Low Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description Assist with home purchases, including down payment assistance and closing costs for households with an income less than or equal to 50% AMI Basis for Relative Priority 63 Priority Need Homeownership Assistance for 80% AMI Name Priority Level Low Population Moderate Geographic Areas Affected Associated Goals Increase Affordable Housing for Homeownership Description Assist with home purchases, including down payment assistance and closing costs for households with an income less than or equal to 80% AMI Basis for Relative Priority

Narrative (Optional)

The City of Evansville used the IDIS Matrix to create a survey to determine the high, and low community development and housing needs priorities. Through public meetings and the City website 179 surveys were compiled. In the SP25 Priority Needs, the City will place an emphasis on the high community priorities needs with a score of 61 and higher. Low priorities are eligible activities and may receive consideration.

Consolidated Plan EVANSVILLE 171 OMB Control No: 2506-0117 (exp. 06/30/2018)

There were 18 housing questions on the survey. The City will place an emphasis on the high priority needs with a score of 46 or higher. Low priorities are eligible activities and may receive consideration.

The market study prepared by Bowen National Research and the Analysis of Impediments to Fair Housing Choice identified some needs that should be addressed that may not have scored high or low in the Needs Survey.

Consolidated Plan EVANSVILLE 172 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-30 Influence of Market Conditions – 91.215 (b) Influence of Market Conditions

Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Tenant Based We have allocated TBRA funding for ex-offenders, who face multiple barriers Rental Assistance when obtaining housing after release from prison. Ex-offenders do not qualify (TBRA) for Section 8, and landlords are more hesitant to house ex-offenders. Case management will also be provided. A local agency, Aurora, already receives an estimated 16 TBRA vouchers from State of Indiana HOME funds in addition to 16 TBRA vouchers, for a potential total up to 32 TBRA housing vouchers. TBRA for Non- Ex-offenders are a special needs population defined by the local Homeless Special community. Many ex-offenders have disabling conditions that further prevent Needs them from obtaining housing stability. The combination of housing vouchers with case management while working at the community level is the strategy. New Unit In the next five-years during the 2020-2025 consolidated plan timeline the City Production anticipates developing an estimated 80 rental units and 96 homebuyer projects. Per Bowen National Research there is a need for an additional 1,439 rental units and 1,898 for-sale housing to adequately serve the housing needs in Evansville. Rehabilitation In the next five-years during the 2020-2025 consolidated plan timeline the City anticipated assisting 222 homeowners with emergency home repairs or housing code repairs. In Evansville 73% of owner-occupied homes were build prior to 1970 and 1.5% are substandard.

Consolidated Plan EVANSVILLE 173 OMB Control No: 2506-0117 (exp. 06/30/2018)

Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Acquisition, Evansville currently has an estimated two dozen vacant re-useable structures including that represent viable housing for residential redevelopment. Three-fourths of preservation the structures are located in the Central, Near East, and East submarkets. The adaptive reuse of the structures into supportable residential product types would benefit the community by providing needed housing.

Preserve and Improve Existing Housing--While a large portion of demand for housing to meet the needs of lower income households originates from households living in substandard housing, it would likely be difficult to replace the housing on a large-scale level. While some areas within in Evansville have an abundance of product that may be considered affordable to low-income households, much of this product was built well beyond 40 years ago and appears to be of lower quality. So, while on the surface there appears to be many lower-priced housing units, such housing will likely require additional costs for repairs, updating and maintaining costs that many low-income households cannot afford. The high price of utilities is another barrier to low income households in preservation of the older stock of houses.

Table 49 – Influence of Market Conditions

Consolidated Plan EVANSVILLE 174 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)

Introduction

The City of Evansville is an entitlement community that receives annual formula allocations of Federal Funds through the U.S. Department of Housing and Urban Development: Community Development Block Grant funds, Emergency Solutions Grant funds, Home Investment Partnerships Program Grant funds, and other grant funds that may be available. Federal funds are awarded to agencies to fulfill the affordable housing and community development goals

Anticipated Resources

Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation: Income: $ Resources: $ Available $ $ Remainder of ConPlan $ CDBG public - Acquisition federal Admin and Planning Economic Development Housing Public Improvements Public Services 2,707,536 107,464 0 2,815,000 10,200,000 HOME public - Acquisition federal Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA 782,768 0 0 782,768 2,650,000

Consolidated Plan EVANSVILLE 175 OMB Control No: 2506-0117 (exp. 06/30/2018)

Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation: Income: $ Resources: $ Available $ $ Remainder of ConPlan $ ESG public - Conversion and rehab for federal transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing 229,219 0 0 229,219 880,000 Table 50 - Anticipated Resources

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

Agencies typically have their budgets in place from other sources of revenue to partially fund their programs prior to completing their application with the City of Evansville grant program process. Sources of funds utilized to match our programs include, but are not limited to the following: Local Option Income Tax, Low Income Housing Tax Credits, local Casino funding, Local Affordable Housing Fund and the FHL Bank Affordable Housing Program (AHP). IHCDA for Continuum of Care and ESG subrecipients require a minimum of 150 % per program. All of the agencies that partner with the City of Evansville also fundraise and receive private donations. Agencies also receive in kind donations through volunteers.

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

Consolidated Plan EVANSVILLE 176 OMB Control No: 2506-0117 (exp. 06/30/2018)

The City of Evansville acquires and clears property through the Evansville Land Bank. Vacant lots that are large enough to build on are offered to non-profit housing developers, such as Habitat for Humanity of Evansville, HOPE of Evansville and Memorial Community Development Corporation for construction of affordable housing. Publicly owned parks, facilities and community centers may be repaired, updated or constructed to serve the needs of low- and moderate-income communities.

Discussion

Federal funds allocated to the City of Evansville are an important resource to assist the City and local agencies in meeting the affordable housing and community development needs and goals identified in this Consolidated Plan.

Consolidated Plan EVANSVILLE 177 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-40 Institutional Delivery Structure – 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Responsible Entity Responsible Entity Role Geographic Area Type Served

Table 51 - Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System

Gaps in the delivery system occur when agencies do not understand the expectations of the grant programs that serve their missions. Prior to the grant application process, DMD provides agency trainings on the three grant programs; CDBG, ESG, and HOME. During the trainings the agency are provided a brief overview of the regulations. Including the City of Evansville's reimbursement process of processing claims. Other gaps to the system include the late release of federal funds to the City, impacting the agencies budget. The City of Evansville will work to correct or adjust any gaps in the delivery system.

Availability of services targeted to homeless persons and persons with HIV and mainstream services

Homelessness Prevention Available in the Targeted to Targeted to People Services Community Homeless with HIV Homelessness Prevention Services Counseling/Advocacy X X Legal Assistance X X Mortgage Assistance X X Rental Assistance X X X Utilities Assistance X X X Street Outreach Services Law Enforcement X X Mobile Clinics X X Other Street Outreach Services X X X Supportive Services Alcohol & Drug Abuse X Child Care X Education X Employment and Employment Training X Healthcare X X X HIV/AIDS X

Consolidated Plan EVANSVILLE 178 OMB Control No: 2506-0117 (exp. 06/30/2018)

Life Skills X Mental Health Counseling X Transportation X Other

Table 52 - Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

The service delivery system of mainstream resources to the homeless and HIV populations is part of the Homeless Services Council of Southwest Indiana, which is also the local representative body for the Region 12 Balance of State of Indiana Continuum of Care. Helping mainstream resource providers to understand the needs of the homeless and HIV community is a struggle, but they are willing partners. Programs such as Bridges out of Poverty help train mainstream providers to better understand the perspectives and needs of the populations that they serve, especially the challenges and barriers that face the homeless and HIV populations.

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

The strengths of the system are that we have a strong collaboration among homeless providers, and the main HIV provider ARG, is a member of the Homeless Services Council of Southwest Indiana. The mainstream providers are willing to try to help out, but the barriers are a lack of perspective of the needs of the populations, and hard data to showcase the benefits of helping the populations

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

The City of Evansville now has the infrastructure in place to better address gaps through collaboration at the community level and coordinated access. Working together across the entire community in a strategic manner, the City of Evansville will seek funding as collaborative applicant instead of relying on agencies and departments to compete for grants against each other. The City of Evansville hired a city grant writer in 2014, and the joint City-County Commission on Homelessness has agreed to be a grant representative in 2014 to apply for bigger funds and to apply on as a whole community.

Consolidated Plan EVANSVILLE 179 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-45 Goals Summary – 91.215(a)(4)

Goals Summary Information

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 1 Support the 2020 2024 Non-Housing Services for Abused and CDBG: Public service activities other Availability of Community Neglected Children $6,900,000 than Low/Moderate Income Public Services Development Senior Services Housing Benefit: Handicapped Services 431000 Persons Assisted Youth Centers and Abused & Neglected Children Homeless Youth Services Permanent Supportive Housing Childcare Services Homeless Prevention Subsidies Youth Services Health Services Crime Awareness and Prevention Employment Training Fair Housing Legal Services Transportation Services Housing Services

Consolidated Plan EVANSVILLE 180 OMB Control No: 2506-0117 (exp. 06/30/2018)

2 Increase Affordable 2020 2024 Affordable Infrastructure CDBG: Homeowner Housing Added: Housing for Housing Energy Efficient $2,575,000 120 Household Housing Unit Homeownership Improvements HOME: Fair Housing $626,000 Homeowner Housing Lead Based Paint Hazard Rehabilitated: Testing & Asbestos 200 Household Housing Unit Removal Building, Acquisition, Construction / Rehab The Production of New Homebuyer Units for 30% AMI The Production of New Homebuyer Units for 50 % AMI The Production of New Homebuyer Units for 80% AMI The Rehab of Homebuyer Units for 30% AMI The Rehab of Homebuyer Units for 50% AMI The Rehab of Homebuyer Units for 80% AMI The Rehab of Owner- Occupied Homes for 30% AMI

Consolidated Plan EVANSVILLE 181 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area The Rehab of Owner- Occupied Homes for 50% AMI The Rehab of Owner- Occupied Homes for 80% AMI Homeownership Assistance for 30% AMI Homeownership Assistance for 50% AMI Homeownership Assistance for 80% AMI

Consolidated Plan EVANSVILLE 182 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 3 Increase Affordable 2020 2024 Affordable Health Facilities CDBG: Rental units constructed: Housing for Rental Housing Infrastructure $100,000 30 Household Housing Unit Homeless Energy Efficient HOME: Improvements $2,500,000 Rental units rehabilitated: Fair Housing 50 Household Housing Unit Handicapped Centers Tenant Based Rental Assistance (TBRA) Senior Centers Lead Based Paint Hazard Testing & Asbestos Removal Building, Acquisition, Construction / Rehab The Production of New Rental Units for 30% AMI The Production of New Rental Units for 50% AMI The Production of New Rental Units for 80% AMI The Rehab of Existing Rental Units for 30% AMI The Rehab of Existing Rental Units for 50% AMI The Rehab of Existing Rental Units for 80% AMI

Consolidated Plan EVANSVILLE 183 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 4 Support Public 2020 2024 Non-Housing FOCUS Street Improvements CDBG: Public Facility or Infrastructure Facility Community AREA Water and Sewer $2,000,000 Activities other than Improvements Development Improvements Low/Moderate Income Flood Drain Housing Benefit: Improvements 265000 Persons Assisted Health Facilities Infrastructure Energy Efficient Improvements Solid Waste Disposal Improvements Parks, Recreational Facilities Handicapped Centers Senior Centers Neighborhood Facilities Lead Based Paint Hazard Testing & Asbestos Removal Parking Facilities Building, Acquisition, Construction / Rehab

Consolidated Plan EVANSVILLE 184 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 5 Support Economic 2020 2024 Non-Housing NRSA Employment Training CDBG: Facade treatment/business Development Community Direct Financial $500,000 building rehabilitation: Initiatives Development Assistance to -For-Profits 10 Business Micro-Enterprise Assistance Jobs created/retained: Acquisition & Disposition 11 Jobs - Commercial/Industrial Businesses assisted: 25 Businesses Assisted

Other: 111000 Other 6 Support Rapid 2020 2024 Homeless Emergency Shelters HOME: Tenant-based rental Rehousing Rapid Rehousing $496,000 assistance / Rapid Rehousing: Fair Housing 500 Households Assisted Tenant Based Rental Assistance (TBRA) 8 Support 2020 2024 Homeless Day Shelters CDBG: Overnight/Emergency Coordinated Entry- Coordinated Entry $71,500 Shelter/Transitional Housing System System ESG: Beds added: Health Services $649,820 22000 Beds Medical Respite Case Management Shelter Diversion

Consolidated Plan EVANSVILLE 185 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 9 Support Re-entry 2020 2024 Homeless Permanent Supportive ESG: Homeless Person Overnight Housing $475,000 Shelter: Emergency Shelters 80 Persons Assisted Case Management Ex-Offender, Re-Entry Services 10 Support the 2020 2024 Affordable Code Enforcement CDBG: Buildings Demolished: Reduction of Housing Acquisition & Disposition $1,025,000 1000 Buildings Residential Blight Acquisition, - Commercial/Industrial Disposition, Housing Code and Demolition Enforcement/Foreclosed Property Care: 14000 Household Housing Unit

Other: 25 Other 11 Support the 2020 2024 Affordable CDBG: Development of a Housing $50,000 Local Envision Non-Housing Center Community Development

Consolidated Plan EVANSVILLE 186 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 12 Administrative and 2020 2024 Affordable CDBG: Planning Housing $735,000 Homeless HOME: Non-Homeless $190,000 Special Needs Non-Housing Community Development Table 53 – Goals Summary

Goal Descriptions

1 Goal Name Support the Availability of Public Services Goal Description Support the Availability of Public Services: Includes but is not limited to transportation services, substance abuse services, employment training, fair housing, abused and neglected children, childcare services, youth services, senior services, disability services, domestic violence services, health services, food banks, homeless services, and broadband education. Note that some public service organizations are Community Based Development Organization (CBDOs). 1. 2 Goal Name Increase Affordable Housing for Homeownership Goal Increase Affordable Housing for Homeownership: includes but is not limited to code enforcement, housing counseling, Description owner-occupied rehabilitation, emergency home repair, the construction or rehabilitation of new units, or providing homebuyer assistance (closing costs and/or down payment assistance).

Consolidated Plan EVANSVILLE 187 OMB Control No: 2506-0117 (exp. 06/30/2018)

3 Goal Name Increase Affordable Housing for Rental Goal Increase Affordable Housing for Rental: includes but is not limited to code enforcement, Tenant-Based Rental Assistance Description (TBRA), or the new construction or rehabilitation of new units. Encourage residential development in Opportunity Zones. 4 Goal Name Support Public Facility Improvements Goal Support Public Facility Improvements: including but not limited to street improvements, water and sewer Description improvements, sidewalk improvements, flood drainage improvements, broadband installation, park, recreational or neighborhood facilities improvements and/or improvements to facilities for persons with disabilities or for the homeless 5 Goal Name Support Economic Development Initiatives Goal Support Economic Development Initiatives: Support economic development opportunities including but not limited to Description the rehabilitation of publicly or privately owned commercial or industrial property, direct financial assistance to for-profit business, or technical assistance. 6 Goal Name Support Rapid Rehousing Goal Support Rapid Rehousing Description 8 Goal Name Support Coordinated Entry-System Goal Support Coordinated Entry-System Description 9 Goal Name Support Re-entry Goal Support Re-entry using TBRA Description 10 Goal Name Support the Reduction of Residential Blight Goal Support the Reduction of Residential Blight Description

Consolidated Plan EVANSVILLE 188 OMB Control No: 2506-0117 (exp. 06/30/2018)

11 Goal Name Support the Development of a Local Envision Center Goal Support the Development of a Local Envision Center Description 12 Goal Name Administrative and Planning Goal Administrative and Planning activities for CDBG and HOME. Description Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

The City of Evansville will provide affordable housing as prescribe by HOME 91.315 (b) (2) during the five-year (2020-2024) Consolidate Plan with the following estimates: 600 extremely low-income households, 188 low income households, and 137 low-to-moderate income households.

Consolidated Plan EVANSVILLE 189 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)

Properties owned or controlled by Advantix meet, or exceed, the minimum ADA requirements. Properties developed by Advantix meet, or exceed, accessibility and adaptability requirements.

Activities to Increase Resident Involvements

Resident Councils are meeting monthly at 5 of 7 properties with the other 2 in the process of organizing their own. Council members and officers are trained by EHA what their duties and responsibilities are and how to work within HUD and EHA rules and regulations.

Is the public housing agency designated as troubled under 24 CFR part 902?

Plan to remove the ‘troubled’ designation

None, since the EHA is not designated as “troubled”.

Consolidated Plan EVANSVILLE 190 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-55 Barriers to affordable housing – 91.215(h) Barriers to Affordable Housing

Strategy to Remove or Ameliorate the Barriers to Affordable Housing

Consolidated Plan EVANSVILLE 191 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-60 Homelessness Strategy – 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs

In accordance with HUD, the State of Indiana, the City of Evansville chose to prioritize rapid re-housing activities with Emergency Solutions Grant funding based on the experience of HUD administering the Homeless Prevention and Rapid Re-housing program (HPRP) and the demonstrated effectiveness of rapid re-housing supports a housing first program model. Also, due to maximum income limit of 30% AMI, it is difficult to use funds for homeless prevention. Diversion uses non-federal funds.

Addressing the emergency and transitional housing needs of homeless persons

Rapid re-housing was given priority over the homeless prevention activity in an effort to use the funds as efficiently as possible to create a more impactful reduction in homelessness. It also infuses the shelter system with additional funds to support a more efficient and coordinated central intake system. The addition of this rapid re-housing component allows shelter systems to work more efficiently and expediently for those with the most urgent housing crisis. Additionally, homeless prevention activities are much more difficult to reliably measure outcomes and effectiveness, as well as to target recipients with the most need. In contrast, by using the HMIS in conjunction with a rapid re-housing program, it’s possible to measure system wide outcomes with more reliability.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again.

The City of Evansville is part of the Indiana Balance of State Continuum of Care, which is every Indiana County except Marion County (91 out of 92 Indiana counties.) We follow a housing first model with an emphasis on long-term permanent supportive housing. ESG funds directly tie to two strategic goals: support rapid re-housing, and support coordinated entry.

Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs

We target the re-entry population with HOME TBRA funds with approximately 16 housing vouchers, matching the State of Indiana, for a potential total of 32 housing vouchers. Consolidated Plan EVANSVILLE 192 OMB Control No: 2506-0117 (exp. 06/30/2018)

Consolidated Plan EVANSVILLE 193 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-65 Lead based paint Hazards – 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards

The City of Evansville uses the following actions to address LBP hazards and increase housing without LBP hazards.

The Department of Metropolitan Development employs Glenn Schoenbaechler as their Community Development Inspector. Glenn Schoenbaechler, is a HUD certified risk assessor and supervisor. Glenn’s knowledge and years of experience of lead regulations and construction background is an asset to the city’s programs. Other Community Development staff and CHDO staff are EPA/RRP certified and obtain the knowledge to address lead safe work practice on the job.

Each housing project must have an exterior and interior visual lead inspection performed by a lead risk assessor. Projects/homes that were built before 1978 are presumed to have Lead Paint and Lead Paint Safe Work Practices are utilized during and following the specified work. All projects are subject to the passing of a Final Clearance Dust Sample by a third party that is also certified in the appropriate field.

All contractors on the job and their workers must have current EPA Renovate, Repair, and Paint certification to work on the construction site. The enforcement of these practices ensures that all projects are lead safe prior to occupancy.

How are the actions listed above related to the extent of lead poisoning and hazards?

The City of Evansville is proactive by providing the occupants with Lead Based Paint brochures and notices to prevent cases of lead-based paint hazards or poisoning. By performing ongoing inspections, risk assessments and discussing prophylactic methods of lead poisoning the city aims to educate the community on how to avoid unsafe work practices.

How are the actions listed above integrated into housing policies and procedures?

The above actions are incorporated in the procurement process to ensure that all contractors bidding on the affordable housing projects can safely complete the job using safe work practices as well as educating home owners on the different types and methods of cleaning to avoid future risks of exposure to lead related issues.

Consolidated Plan EVANSVILLE 194 OMB Control No: 2506-0117 (exp. 06/30/2018)

Consolidated Plan EVANSVILLE 195 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-70 Anti-Poverty Strategy – 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

Evansville Christian Life Center is the lead agency for the Evansville region for anti-poverty strategies. Evansville Christian Life Center is the host of several community wide programs that are anti- poverty including Bridges out of Poverty, Circles, Results, and 30 days of Poverty.

30 Days of Poverty is a community-wide campaign to raise awareness of poverty in Evansville, as well as awareness of the many organizations dedicated to eliminating poverty in Evansville.

In our Tri-State communities these are the Six Faces of Poverty:

• Re-entry • Aging out of the foster care • Mental health issues • Individuals defined as the working poor • Single parents • Homeless

Circles is an innovative approach to ending poverty in our community.

A Circle Leader works within a network of support, leveraging community resources as they equip themselves on their journey out of poverty toward self-sufficiency.

A Circle consists of: • A Circle Leader (leads their household out of poverty) • 2-4 Allies (a network to support Circle Leaders) • Resources (curriculum, training, support and meetings)

The average Circle Leader in Evansville raised income by 87.2% and lowered public assistance by 48.9%.

Bridges Out of Poverty is a uniquely powerful tool designed for social, health and legal services professional. Bridges reaches out to millions of service providers and businesses whose daily work connects them with people in poverty. According to Bridges, “If you didn’t grow up in poverty, you may be unaware of the “hidden rules” that govern many aspects of life for the poor. People in poverty are often in survival mode, and support systems taken for granted in middle class and wealth are largely nonexistent.”

Consolidated Plan EVANSVILLE 196 OMB Control No: 2506-0117 (exp. 06/30/2018)

Bridges works with agencies in the community: - Redesign programs to better serve the people you work with - Build skill sets for management to help guide employees - Upgrade training for front-line staff like receptionists, caseworkers and managers - Improve treatment outcomes in healthcare and behavioral healthcare - Increase the likelihood of moving from welfare to work

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

These anti-poverty programs are interwoven and are a collaboration of the entire community. While Evansville Christian Life Center is the lead agency, hundreds of churches and community organizations participate locally. These goals have also been adopted by the local Homeless Services Council of Southwest Indiana. Evansville Christian Life Center is also a member of the City-County Commission on Homelessness.

Consolidated Plan EVANSVILLE 197 OMB Control No: 2506-0117 (exp. 06/30/2018)

SP-80 Monitoring – 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

Desk Monitoring occurs when the organization submits an invoice for reimbursement. The invoice must contain the appropriate State Board of Account financial documentation matching the reimbursement request and monthly monitoring report representing the number of persons or households served that month.

On-Site monitoring occurs often during project planning for all affordable housing projects funded with CDBG and HOME grants.

All HOME mortgages, notes, and deed restrictions are standardized for CHDO use when executing the sale of homebuyer projects or for down payment assistance. All executed documents are reviewed by DMD prior to execution. The affordability period is based on the amount of HOME funds that subsidized the loan and the project must be monitored until satisfied.

HOME rental projects are monitored by the rehab specialists after the projects are completed and the occurrence is based on the number of units that were produced. The owner is required to submit annual reports to the City/DMD on the income composition of the units, and year-end financial reports demonstrating good health in the rental property.

On-site monitoring for CDBG public service projects occurs at the end of the grant period. Appointments are scheduled through email or written letter to the sub-recipient or CBDO. In the correspondence the Community Development Specialist arranges for an appointment date and time, and provides a list of documentation that the organization must provide during the monitoring visit. Each agency that has expenditures in excess of $750,000 of federal funds must provide a certified audit to DMD reporting on the details of the program, 120 days after year-end.

All finding and concerns are discussed in the exit interview with the organization, with a follow-up letter providing a timeframe when the findings must be corrected and re-evaluated by the City if applicable.

ESG will be monitored through the Standards of Care, which will consist of four major sections per program: Peer Review, Government requirements (HUD, IHCDA, City of Evansville), Coordinated Entry, and the traditional Standards of Care focused on housing first. A SWOT analysis is still part of the traditional Standards of Care section. Also, in addition the entire system of Region 12 will be evaluated as a whole.

All of the local agencies receive funding from various levels including federal, state, and local. IHCDA and the City of Evansville are working to streamline requirements and policies with each other, Consolidated Plan EVANSVILLE 198 OMB Control No: 2506-0117 (exp. 06/30/2018)

especially when joint funding of the same agency program. Generally, the City of Evansville allows agencies to use IHCDA policies and manuals for program requirements, exceptions are in writing and included as addendums. IHCDA supplies agencies with several worksheets including budget, match, and income verification. HUD guidance is used as general guidance. The Supportive Housing Program (SHP) Self-Monitoring Tools is still in place until HUD replaces the manual.

Consolidated Plan EVANSVILLE 199 OMB Control No: 2506-0117 (exp. 06/30/2018)

Expected Resources

AP-15 Expected Resources – 91.220(c)(1,2) Introduction

Anticipated Resources

Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation: Income: $ Resources: $ Available $ $ Remainder of ConPlan $ CDBG public - Acquisition federal Admin and Planning Economic Development Housing Public Improvements Public Services 2,707,536 107,464 0 2,815,000 10,200,000

Consolidated Plan EVANSVILLE 200 OMB Control No: 2506-0117 (exp. 06/30/2018)

Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Funds Annual Program Prior Year Total: Amount Description Allocation: Income: $ Resources: $ Available $ $ Remainder of ConPlan $ HOME public - Acquisition federal Homebuyer assistance Homeowner rehab Multifamily rental new construction Multifamily rental rehab New construction for ownership TBRA 782,768 0 0 782,768 2,650,000 ESG public - Conversion and rehab for federal transitional housing Financial Assistance Overnight shelter Rapid re-housing (rental assistance) Rental Assistance Services Transitional housing 229,219 0 0 229,219 880,000 Table 54 - Expected Resources – Priority Table

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

Consolidated Plan EVANSVILLE 201 OMB Control No: 2506-0117 (exp. 06/30/2018)

following: Local Option Income Tax, Low Income Housing Tax Credits, local Casino funding, Local Affordable Housing Fund and the FHL Bank Affordable Housing Program (AHP). IHCDA for Continuum of Care and ESG subrecipients require a minimum of 150 % per program. All of the agencies that partner with the City of Evansville also fundraise and receive private donations. Agencies also receive in kind donations through volunteers.

Consolidated Plan EVANSVILLE 202 OMB Control No: 2506-0117 (exp. 06/30/2018)

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

Discussion

Consolidated Plan EVANSVILLE 203 OMB Control No: 2506-0117 (exp. 06/30/2018)

Annual Goals and Objectives

AP-20 Annual Goals and Objectives

Goals Summary Information

Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 1 Support the 2020 2024 Non-Housing FOCUS AREA Services for Abused CDBG: Public service activities other Availability of Community and Neglected $1,377,280 than Low/Moderate Income Public Services Development Children Housing Benefit: 87087 Persons Senior Services Assisted Handicapped Services Childcare Services Youth Services Code Enforcement Energy Efficient Improvements Case Management Employment Training Fair Housing Transportation Services Direct Financial Assistance to -For- Profits Consolidated Plan EVANSVILLE 204 OMB Control No: 2506-0117 (exp. 06/30/2018)

2 Increase 2020 2024 Affordable FOCUS AREA Energy Efficient CDBG: Homeowner Housing Added: 24 Affordable Housing Housing Improvements $515,000 Household Housing Unit for Fair Housing HOME: Homeowner Housing Homeownership The Production of $125,206 Rehabilitated: 45 Household New Homebuyer Housing Unit Units for 30% AMI The Production of New Homebuyer Units for 50 % AMI The Production of New Homebuyer Units for 80% AMI The Rehab of Homebuyer Units for 30% AMI The Rehab of Homebuyer Units for 50% AMI The Rehab of Homebuyer Units for 80% AMI The Rehab of Owner-Occupied Homes for 30% AMI The Rehab of Owner-Occupied Homes for 50% AMI The Rehab of

Consolidated Plan EVANSVILLE 205 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year Owner-Occupied Homes for 80% AMI Homeownership Assistance for 30% AMI Homeownership Assistance for 50% AMI Homeownership Assistance for 80% AMI

Consolidated Plan EVANSVILLE 206 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 3 Increase 2020 2024 Affordable FOCUS AREA The Production of HOME: Rental units constructed: 6 Affordable Housing Housing New Rental Units $525,000 Household Housing Unit for Rental Homeless for 30% AMI Rental units rehabilitated: 10 The Production of Household Housing Unit New Rental Units for 50% AMI The Production of New Rental Units for 80% AMI The Rehab of Existing Rental Units for 30% AMI The Rehab of Existing Rental Units for 50% AMI The Rehab of Existing Rental Units for 80% AMI 4 Support Public 2020 2024 Non-Housing FOCUS AREA Day Shelters CDBG: Public Facility or Infrastructure Facility Community Neighborhood $456,354 Activities other than Improvements Development Facilities Low/Moderate Income Housing Benefit: 53000 Persons Assisted

Consolidated Plan EVANSVILLE 207 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 5 Support Economic 2020 2024 Non-Housing FOCUS AREA Employment CDBG: Other: 22262 Other Development Community NRSA Training $100,000 Initiatives Development Neighborhood Direct Financial Revitalization Assistance to -For- Strategy Area Profits Micro-Enterprise Assistance 6 Support Rapid 2020 2024 Homeless FOCUS AREA Homeless ESG: Tenant-based rental assistance Rehousing Prevention $99,255 / Rapid Rehousing: 100 Subsidies Households Assisted 8 Support 2020 2024 Homeless FOCUS AREA Coordinated Entry CDBG: Other: 450 Other Coordinated Entry- System $14,300 System Case Management ESG: $129,964 9 Support Re-entry 2020 2024 Homeless Permanent HOME: Tenant-based rental assistance Supportive Housing $95,000 / Rapid Rehousing: 16 Ex-Offender, Re- Households Assisted Entry Services 10 Administrative and 2020 2024 Affordable FOCUS AREA CDBG: Planning Housing NRSA $147,066 Homeless Neighborhood HOME: Non-Homeless Revitalization $37,562 Special Needs Strategy Area Non-Housing Community Development

Consolidated Plan EVANSVILLE 208 OMB Control No: 2506-0117 (exp. 06/30/2018)

Sort Goal Name Start End Category Geographic Area Needs Addressed Funding Goal Outcome Indicator Order Year Year 11 Support the 2020 2024 Affordable FOCUS AREA Code Enforcement CDBG: Housing Code Reduction of Housing $205,000 Enforcement/Foreclosed Residential Blight Acquisition, Property Care: 3000 Household Disposition, Housing Unit and Demolition Other: 5 Other 12 Support the 2020 2024 Affordable FOCUS AREA Services for Abused CDBG: $0 Development of a Housing and Neglected HOME: $0 Local Envision Non-Housing Children ESG: $0 Center Community Crime Awareness Development and Prevention Fair Housing Handicapped Centers Senior Centers Legal Services Housing Services Table 55 – Goals Summary

Goal Descriptions

1 Goal Name Support the Availability of Public Services Goal The Public Service goals includes 45 activities receiving $435,000 and serving 87,087 persons or households. Eighteen of Description the 45 activities are being administered by Community Based Development Organizations (CBDOs).

Consolidated Plan EVANSVILLE 209 OMB Control No: 2506-0117 (exp. 06/30/2018)

2 Goal Name Increase Affordable Housing for Homeownership Goal CAPE Owner Occupied Rehab Program and Window Replacement Program are received a total of $90,000 to rehab an Description estimated 11 homes. Memorial CDC Emergency Home Repair Program received an allocation of $350,000 to rehab 34 owner occupied homes. Hope of Evansville received $75,000 to provide down payment assistance to an estimated 20 households and received $50,000 to rehab two homebuyer units. Habitat for Humanity received $75,206 to build 2 new homebuyer units. 3 Goal Name Increase Affordable Housing for Rental Goal Description 4 Goal Name Support Public Facility Improvements Goal Description 5 Goal Name Support Economic Development Initiatives Goal Description 6 Goal Name Support Rapid Rehousing Goal Description 8 Goal Name Support Coordinated Entry-System Goal Description 9 Goal Name Support Re-entry Goal Description

Consolidated Plan EVANSVILLE 210 OMB Control No: 2506-0117 (exp. 06/30/2018)

10 Goal Name Administrative and Planning Goal Description 11 Goal Name Support the Reduction of Residential Blight Goal Description 12 Goal Name Support the Development of a Local Envision Center Goal The City of Evansville supports the development of a local Envision Center. Many of the agencies supported with CDBG Description funds currently provide the services under the public services goal.

Consolidated Plan EVANSVILLE 211 OMB Control No: 2506-0117 (exp. 06/30/2018)

Projects

AP-35 Projects – 91.220(d) Introduction

The following are projects which have been allocated funding for the 2020 fund year.

Projects

# Project Name 1 AURORA INC. - STREET OUTREACH TEAM 2 ARK CRISIS - SAFE HAVEN FOR HIGHEST RISK CHILDREN 3 COUNSELING FOR CHANGE - SUBSTANCE ABUSE PROGRAM 4 OUTREACH MINISTRY - CRISIS INTERVENTION 5 THE ARC OF EVANSVILLE - COMMUNICATION ASSESSMENT & TRAINING 6 EVANSVILLE ASSOCIATION FOR THE BLIND - LOW VISION SCREENING 7 CAPE, INC - EMERGENCY NEEDS PANTRY 8 TRI-STATE FOOD BANK - ENDING HUNGER 9 TRI-STATE FOOD BANK - MOBILE PANTRY 10 MEALS ON WHEELS - MEAL DELIVERY 11 MISSING PIECES CDC - S.A.F.E. 12 SWIRCA & MORE - MEALS ON WHEELS 13 VOICES INC. - LONG -TERM OMBUDSMAN PROGRAM 14 BOYS & GIRLS CLUB OF EVANSVILLE - FULTON SQUARE 15 BOYS & GIRLS CLUB OF EVANSVILLE - SERVICE TO GIRLS 16 NEW HOPE CDC - TUTORING & MENTORING 17 PATCHWORK CENTRAL - ARTS & SMARTS 18 TRI-STATE FOOD BANK - BACKPACK PROGRAM 19 YMCA OF SOUTHWESTERN IN - ASPIRE 20 YMCA OF SOUTHWESTERN IN - CALDWELL COMMUNITY CENTER 21 YMCA OF SOUTHWESTERN IN - DIAMONDS 22 YMCA OF SOUTHWESTERN IN - Y-CAP 23 YOUNG & ESTABLISHED - COMMUNITY CENTER 24 YWCA OF EVANSVILLE - LIVE Y'ERS 25 MISSING PIECES CDC - SUITED AND BOOTED 26 CATHOLIC CHARITIES - HANDY HELPER HOME REPAIR 27 ADVANTIX- YOUTHBUILD 28 ADVANTIX- CHERRY ST. PLANNING GRANT 29 AURORA INC. - COMMISSION ON HOMELESSNESS ADMIN

Consolidated Plan EVANSVILLE 212 OMB Control No: 2506-0117 (exp. 06/30/2018)

# Project Name 30 AURORA INC. - HOUSING VOUCHERS ADMIN 31 AURORA INC. - ROOF REPAIRS 32 CAPE - OWNER OCCUPIED REHAB 33 CAPE - WINDOW REPLACEMENT 34 CARVER COMMUNITY ORGANIZATION INC.- AFTER SCHOOL YOUTH PROGRAM 35 CARVER COMMUNITY ORGANIZATION INC.- AM CHILDCARE 36 CARVER COMMUNITY ORGANIZATION INC.- PM CHILDCARE 37 CARVER COMMUNITY ORGANIZATION INC.- SENIOR SERVICES 38 ECHO HOUSING CORPORATION - PROMISE ZONE CONSULTING 39 ECHO HOUSING CORPORATION - FAMILY ENRICHMENT CENTER 40 ECHO HOUSING CORPORATION - LUCAS PLACE 41 ECHO HOUSING CORPORATION - PROMISE ZONE 42 ECHO HOUSING CORPORATION - PROMISE ZONE EXPRESS 43 EVANSVILLE ASSOCIATION FOR THE BLIND - DISABLED WORKERS PROGRAM-CBDO 44 EVANSVILLE ASSOCIATION FOR THE BLIND - ROOF REPLACEMENT 45 HOPE OF EVANSVILLE - COMPLIANCE FOR HOME DPA 46 HOPE OF EVANSVILLE - DOWN PAYMENT ASSISTANCE 47 HOPE OF EVANSVILLE - HOUSING COUNSELING 48 HOPE OF EVANSVILLE - JACOBSVILLE PLANNING GRANT 49 MEMORIAL CDC - 1st & 2nd SHIFT CHILDCARE PROGRAM-CBDO 50 MEMORIAL CDC - BITS & BYTES (FORMERLY STEM) 51 MEMORIAL CDC - BUSTING THE PIPELINE TO PRISON-CBDO 52 MEMORIAL CDC - EMERGENCY HOME REPAIR PROGRAM-CBDO 53 MEMORIAL CDC - FIT FOR THE FUTURE-CBDO 54 MEMORIAL CDC - GARDEN MARKET PROGRAM-CBDO 55 MEMORIAL CDC - WEEKEND CHILDCARE PROGRAM-CBDO 56 MEMORIAL CDC - YOUTH EMPLOYMENT PROGRAM-CBDO 57 NEW HOPE CDC - BRIDGE BUILDERS-CBDO 58 SALVATION ARMY - COMMERCIAL COOLER & FREEZER REPLACEMENT 59 UNITED CARING SHELTER - FACILITIES IMPROVEMENTS 60 UNITED METHODIST YOUTH HOME - LIFE SKILLS FOR AT RISK YOUTH 61 BUILDING COMMISSION - CODE ENFORCEMENT 62 DMD - ADMIN 63 DMD - DISPOSITION 64 DMD- FOCUS NEIGHBORHOOD DEVELOPMENT 65 DMD - NRSA PROGRAM 66 HUMAN RELATIONS COMMISSION - FAIR HOUSING OUTREACH 67 PUBLIC FACILITIES & NEIGHBORHOOD PARK IMPROVEMENTS 68 ADVANTIX - CHERRY STREET APARTMENTS

Consolidated Plan EVANSVILLE 213 OMB Control No: 2506-0117 (exp. 06/30/2018)

# Project Name 69 AURORA INC. - TBRA RE-ENTRY PROGRAM 70 CAPE - 1106 & 1108 CODY 71 CAPE - CHDO OPERATING 72 HABITAT FOR HUMANITY OF EVANSVILLE - DIRECT COSTS PLUS 2020 73 HOPE OF EVANSVILLE - 1010 & 1115 EDGAR REHAB 74 HOPE OF EVANSVILLE - CHDO OPERATING 75 MEMORIAL CDC - CHDO OPERATING 76 MEMORIAL CDC - MEMORIAL POINT I REHAB - PHASE II 77 MEMORIAL CDC - MEMORIAL VILLAS PHASE VII 78 DMD - HOME ADMIN 79 ESG20 EVANSVILLE Table 56 – Project Information

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

The allocation process is complex and begins when DMD issues a request for proposal (RFP) from various agencies. Notification is given through advertisement in local newspapers and direct mailings to public service agencies and other interested parties. During this time, DMD Development staff meets with all applicants to ensure eligibility. Once the RFP process closes, proposals are accepted, printed, and bound for distribution.

The Mayor of Evansville also appoints a Citizen Advisory Committee (CAC). The goal of the committee is to ensure that the funded programs represent the needs of the community. There are nine members on the council. The Mayor appoints two members. Another two members are representatives of the United Way Allocations Committee. The remaining five members are neighborhood representatives. CAC members are not appointed for an indefinite term. The composition of the members can change from year to year.

Once the CAC is appointed, public hearings are held where applicants may present their proposals. At this time, CAC makes their funding recommendation at a public meeting open to all the public. These recommendations are sent to the Mayor who then makes his own recommendation on funding. City Council members receive both the Mayor’s recommendation and the CAC’s recommendation on funding. A separate hearing is held to allow applicant agencies to address council members and present their proposals. During the final stage of the process, council allocates CDBG, ESG, and HOME funds.

Consolidated Plan EVANSVILLE 214 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-38 Project Summary Project Summary Information

Consolidated Plan EVANSVILLE 215 OMB Control No: 2506-0117 (exp. 06/30/2018)

1 Project Name AURORA INC. - STREET OUTREACH TEAM Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Case Management Funding CDBG: $14,300 Description Case management to provide care, supplies and assessments of clients to determine their needs and eligibility for services Target Date 6/30/2021 Estimate the number 30 clients housed and receiving case management and type of families that will benefit from the proposed activities Location Description 1001 Mary Street, Evansville IN 47710 Planned Activities Case management to provide care, supplies and assessments of clients to determine their needs and eligibility for services 2 Project Name ARK CRISIS - SAFE HAVEN FOR HIGHEST RISK CHILDREN Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Services for Abused and Neglected Children Funding CDBG: $28,000 Description ARK Safe Haven Program provides free childcare to children 6 weeks to 6 years of age at the highest risk for abuse and neglect. Target Date 6/30/2021 Estimate the number 1200 children to be served and type of families that will benefit from the proposed activities Location Description 415 Lincoln Ave, Evansville IN 47713 Planned Activities ARK Safe Haven Program provides free childcare to children 6 weeks to 6 years of age at the highest risk for abuse and neglect. 3 Project Name COUNSELING FOR CHANGE - SUBSTANCE ABUSE PROGRAM Target Area FOCUS AREA

Consolidated Plan EVANSVILLE 216 OMB Control No: 2506-0117 (exp. 06/30/2018)

Goals Supported Support the Availability of Public Services Needs Addressed Case Management Funding CDBG: $5,000 Description The purpose of this program is to reduce the financial barriers to identifying and treating substance abuse in individuals who otherwise have no access to these services. Target Date 6/30/2021 Estimate the number Treatment for 120 in-need individuals and type of families that will benefit from the proposed activities Location Description Counseling for Change Inc., 1133 Lincoln Ave, Evansville IN 47714 Planned Activities The purpose of this program is to reduce the financial barriers to identifying and treating substance abuse in individuals who otherwise have no access to these services. 4 Project Name OUTREACH MINISTRY - CRISIS INTERVENTION Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Funding CDBG: $20,000 Description Outreach Ministries is a compassionate resource service for families in crisis by providing emergency financial assistance and referrals to positively impact their futures and guide them to a life of self- sufficiency. Target Date 6/30/2021 Estimate the number 1,800 clients are projected to be served with 2020 funds. and type of families that will benefit from the proposed activities Location Description Outreach Ministries, 734 W. Delaware Street, Suite 255, Evansville IN 47710 Planned Activities This program will provide emergency financial assistance and referrals as well as coaching on basic life skills and financial literacy.

Consolidated Plan EVANSVILLE 217 OMB Control No: 2506-0117 (exp. 06/30/2018)

5 Project Name THE ARC OF EVANSVILLE - COMMUNICATION ASSESSMENT & TRAINING Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Handicapped Services Funding CDBG: $7,000 Description The Arc of Evansville provides one-on-one communication training for low-income individuals with severe and profound disabilities. Target Date 6/30/2021 Estimate the number 200 individuals are anticipated to be served with 2020 funds. and type of families that will benefit from the proposed activities Location Description The Arc of Evansville, 615 W. Virginia Street, Evansville IN 47710 Planned Activities The Arc of Evansville provides one-on-one communication training for low-income individuals with severe and profound disabilities. 6 Project Name EVANSVILLE ASSOCIATION FOR THE BLIND - LOW VISION SCREENING Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Handicapped Services Funding CDBG: $5,000 Description EAB'S Low Vision Screening program provides low vision screening to pre-school and grade school aged children as well as the elderly. They also provide activities of daily living and training on various devices to aid in independence. Target Date 6/30/2021 Estimate the number The Low Vision Screening program anticipates serving 6,115 individuals and type of families with 2020 funds. that will benefit from the proposed activities Location Description Evansville Association for the Blind, 500 Second Street, Evansville IN 47719

Consolidated Plan EVANSVILLE 218 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities EAB'S Low Vision Screening program provides low vision screening to pre-school and grade school aged children as well as the elderly. They also provide activities of daily living and training on various devices to aid in independence. 7 Project Name CAPE, INC - EMERGENCY NEEDS PANTRY Target Area Goals Supported Support the Availability of Public Services Needs Addressed Health Services Funding CDBG: $6,500 Description CAPE provides emergency food Monday - Friday from the CAPE food pantry. Target Date 6/30/2021 Estimate the number CAPE anticipates serving 828 households with 2020 funds. and type of families that will benefit from the proposed activities Location Description CAPE, 401 SE 6th Street, Evansville IN 47713 Planned Activities CAPE provides emergency food Monday - Friday from the CAPE food pantry. 8 Project Name TRI-STATE FOOD BANK - ENDING HUNGER Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Health Services Funding CDBG: $45,000 Description This program provides nutritious food items to the homeless and low- income families through the network of local pantries. Target Date 6/30/2021 Estimate the number This program anticipates serving 42,000 individuals with 2020 funds. and type of families that will benefit from the proposed activities Location Description Tri-State Food Bank, 801 E. Michigan Street, Evansville IN 47711

Consolidated Plan EVANSVILLE 219 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities This program provides nutritious food items to the homeless and low- income families through the network of local pantries. 9 Project Name TRI-STATE FOOD BANK - MOBILE PANTRY Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Health Services Funding CDBG: $8,000 Description The Mobile Pantry program will reach individuals who are near or at poverty levels and live in food deserts - geographic areas where access to nutritious food is limited or nonexistent. It will also benefit regional farmers by reducing their food waste by quickly distributing more of their products to area consumers. Target Date 6/30/2021 Estimate the number The Mobile Pantry program anticipates serving 1,580 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Tri-State Food Bank, 801 E Michigan Street, Evansville IN 47711 Planned Activities The Mobile Pantry program will reach individuals who are near or at poverty levels and live in food deserts - geographic areas where access to nutritious food is limited or nonexistent. It will also benefit regional farmers by reducing their food waste by quickly distributing more of their products to area consumers. 10 Project Name MEALS ON WHEELS - MEAL DELIVERY Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Senior Services Funding CDBG: $19,700 Description MOW Meal Delivery program operates 5 routes and delivers approximately 100 meals per day. While food delivery is the primary service, this also provides a daily check on individuals in the program and provides peace of mind to both client and their families. Target Date 6/30/2021

Consolidated Plan EVANSVILLE 220 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number MOW - Meal Delivery program anticipates serving 280 clients with 2020 and type of families funds. that will benefit from the proposed activities Location Description Meals on Wheels of Evansville, 3700 Bellemeade Ave, Suite 113, Evansville IN 47714 Planned Activities MOW Meal Delivery program operates 5 routes and delivers approximately 100 meals per day. While food delivery is the primary service, this also provides a daily check on individuals in the program and provides peace of mind to both client and their families. 11 Project Name MISSING PIECES CDC - S.A.F.E. Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Senior Services Funding CDBG: $5,000 Description The SAFE program transports seniors age 55 years and older to cash checks, pay bills, fill medical prescriptions as well as grocery shop. Target Date 6/30/2021 Estimate the number SAFE anticipates serving 120 individuals with 2020 funds. and type of families that will benefit from the proposed activities Location Description Missing Pieces CDC, 3311 Bayard Park Drive, Evansville IN 47714 Planned Activities The SAFE program transports seniors age 55 years and older to cash checks, pay bills, fill medical prescriptions as well as grocery shop. 12 Project Name SWIRCA & MORE - MEALS ON WHEELS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Funding CDBG: $8,500 Description The Meals on Wheels program serves individuals through 6 meal site locations and four home delivery routes. Meals are served Monday - Friday from 9am until 1pm.

Consolidated Plan EVANSVILLE 221 OMB Control No: 2506-0117 (exp. 06/30/2018)

Target Date 6/30/2021 Estimate the number Meals on Wheels anticipates serving 1,221 individuals with 2020 funds. and type of families that will benefit from the proposed activities Location Description SWIRCA & More, 16 W. Virginia Street, Evansville IN 47710 Planned Activities The Meals on Wheels program serves individuals through 6 meal site locations and four home delivery routes. Meals are served Monday - Friday from 9am until 1pm. 13 Project Name VOICES INC. - LONG -TERM OMBUDSMAN PROGRAM Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Senior Services Funding CDBG: $17,270 Description The Ombudsman program provides services to residents of Long-Term Care (LTC) facilities, including receiving and processing complaints, investigations and resolution of problems, assisting to obtain other services and advocating for improved quality of life. They also provide assistance and guidance to those looking for a LTC facility to help them work through the numerous issues involved in the admission process. Target Date 6/30/2021 Estimate the number VOICES anticipates serving 312 individuals with 2020 funds. and type of families that will benefit from the proposed activities Location Description VOICES INC., 2425 Hwy 41 North, Evansville IN 47711 Planned Activities The Ombudsman program provides services to residents of Long-Term Care (LTC) facilities, including receiving and processing complaints, investigations and resolution of problems, assisting to obtain other services and advocating for improved quality of life. They also provide assistance and guidance to those looking for a LTC facility to help them work through the numerous issues involved in the admission process. 14 Project Name BOYS & GIRLS CLUB OF EVANSVILLE - FULTON SQUARE Target Area FOCUS AREA

Consolidated Plan EVANSVILLE 222 OMB Control No: 2506-0117 (exp. 06/30/2018)

Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Funding CDBG: $17,400 Description Boys & Girls Club, Fulton Square program provides at-risk youth a safe and productive environment to reach their full potential as caring, productive citizens. It is a comprehensive educational and recreational initiative focused on addressing a variety of needs. Target Date 6/30/2021 Estimate the number Boys & Girls Club-Fulton Square program will serve an estimated 255 and type of families children with 2020 funds. that will benefit from the proposed activities Location Description Boys & Girls Club of Evansville, 1328 Dresden Avenue, Evansville IN 47710 Planned Activities Boys & Girls Club, Fulton Square program provides at-risk youth a safe and productive environment to reach their full potential as caring, productive citizens. It is a comprehensive educational and recreational initiative focused on addressing a variety of needs. 15 Project Name BOYS & GIRLS CLUB OF EVANSVILLE - SERVICE TO GIRLS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Funding CDBG: $15,500 Description Boys & Girls Club-Service to Girls program provides at-risk girls a safe and productive environment to reach their full potential as caring, productive, responsible citizens. Girls age 6-17 are served with comprehensive educational and recreational activities focusing on a variety of needs. Target Date 6/30/2021 Estimate the number Boys & Girls Club-Service to Girls program anticipates serving 375 girls and type of families with 2020 funds. that will benefit from the proposed activities

Consolidated Plan EVANSVILLE 223 OMB Control No: 2506-0117 (exp. 06/30/2018)

Location Description Boys & Girls Club of Evansville, 700 Bellemeade Ave, Evansville IN 47713 Planned Activities Boys & Girls Club-Service to Girls program provides at-risk girls a safe and productive environment to reach their full potential as caring, productive, responsible citizens. Girls age 6-17 are served with comprehensive educational and recreational activities focusing on a variety of needs. 16 Project Name NEW HOPE CDC - TUTORING & MENTORING Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services Funding CDBG: $8,500 Description The Tutoring & Mentoring program provides mentoring services to students enrolled in the EVSC as well as their parents. One-on-one mentoring will also be provided to include monthly visits between mentors and students and parents, monthly workshops to help foster an increase and appropriate communication between family members and to provide positive parenting skills and techniques and alternative methods for dealing with negative behaviors. Target Date 6/30/2021 Estimate the number The Tutoring & Mentoring program anticipates serving 120 youth with and type of families 2020 funds. that will benefit from the proposed activities Location Description New Hope CDC-Tutoring & Mentoring, 663 Dr. WR Brown Sr. Way, Evansville IN 47713 Planned Activities The Tutoring & Mentoring program provides mentoring services to students enrolled in the EVSC as well as their parents. One-on-one mentoring will also be provided to include monthly visits between mentors and students and parents, monthly workshops to help foster an increase and appropriate communication between family members and to provide positive parenting skills and techniques and alternative methods for dealing with negative behaviors. 17 Project Name PATCHWORK CENTRAL - ARTS & SMARTS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services

Consolidated Plan EVANSVILLE 224 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Youth Centers and Abused & Neglected Children Funding CDBG: $5,000 Description The Arts & Smarts program provides unique and enriching after school and summer activities for all children at no cost to their families. Target Date 6/30/2021 Estimate the number The Arts & Smarts program anticipates serving 100 students with 2020 and type of families funds. that will benefit from the proposed activities Location Description Patchwork Central, 100 Washington Ave., Evansville IN 47713 Planned Activities The Arts & Smarts program provides unique and enriching after school and summer activities for all children at no cost to their families. 18 Project Name TRI-STATE FOOD BANK - BACKPACK PROGRAM Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services Funding CDBG: $21,000 Description The Backpack Program provides each needy child a weekend backpack with nutritious food items for the weekend. Target Date 6/30/2021 Estimate the number The backpack program anticipates providing 25,000 backpacks with and type of families 2020 funds. that will benefit from the proposed activities Location Description Tri-State Food Bank, 801 E. Michigan Street, Evansville IN 47711 Planned Activities The Backpack Program provides each needy child a weekend backpack with nutritious food items for the weekend. 19 Project Name YMCA OF SOUTHWESTERN IN - ASPIRE Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services

Consolidated Plan EVANSVILLE 225 OMB Control No: 2506-0117 (exp. 06/30/2018)

Funding CDBG: $8,500 Description The ASPIRE program provide group mentoring, character development, academic support, enrichment activities, STEM activities along with college preparedness skills and tours to youth in grades 1-8. Target Date 6/30/2021 Estimate the number The ASPIRE program anticipates serving 425 youth with 2020 funds. and type of families that will benefit from the proposed activities Location Description The ASPIRE program takes place at the following EVSC schools: Delaware, Evans, Caze, McGary and Glenwood Academy. Planned Activities The ASPIRE program provide group mentoring, character development, academic support, enrichment activities, STEM activities along with college preparedness skills and tours to youth in grades 1-8. 20 Project Name YMCA OF SOUTHWESTERN IN - CALDWELL COMMUNITY CENTER Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Funding CDBG: $8,000 Description The Caldwell Community Center primarily serves youth ages 5-18 with mentoring services, daily tutoring and various structured physical activities. Target Date 6/30/2021 Estimate the number The Caldwell Community Center anticipates serving 400 youth with and type of families 2020 funds. that will benefit from the proposed activities Location Description YMCA- Caldwell Community Center, 1930 S. Garvin Street, Evansville IN 47713 Planned Activities The Caldwell Community Center primarily serves youth ages 5-18 with mentoring services, daily tutoring and various structured physical activities.

Consolidated Plan EVANSVILLE 226 OMB Control No: 2506-0117 (exp. 06/30/2018)

21 Project Name YMCA OF SOUTHWESTERN IN - DIAMONDS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Funding CDBG: $5,000 Description The DIAMONDS program serves young women to empower them to become self-sufficient, establish career goals, increase self-esteem and teach life skills which enable them to develop character, values and resiliency. Target Date 6/30/2021 Estimate the number The DIAMONDS program anticipates serving 275 young women with and type of families 2020 funds. that will benefit from the proposed activities Location Description The DIAMONDS program serves the following EVSC schools: Caze, Delaware, Evans, Lodge, Lincoln, Glenwood, Dexter, Bosse, Harrison, Washington, Grandin and McGary as well as the Caldwell Community Center. Planned Activities The DIAMONDS program serves young women to empower them to become self-sufficient, establish career goals, increase self-esteem and teach life skills which enable them to develop character, values and resiliency. 22 Project Name YMCA OF SOUTHWESTERN IN - Y-CAP Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Funding CDBG: $12,600 Description The Y-CAP program is a small group mentoring program which operates year-round. Service to the community is required by all participants. Participants receive character education based on the curriculum, Character First and receive 30 minutes of structured physical education using the SPARK curriculum.

Consolidated Plan EVANSVILLE 227 OMB Control No: 2506-0117 (exp. 06/30/2018)

Target Date 6/30/2021 Estimate the number The Y-CAP program anticipates serving 275 youth with 2020 funds. and type of families that will benefit from the proposed activities Location Description The Y-CAP programs serves the following EVSC schools: Lodge, Glenwood, McGary, Washington, Evans, Delaware and Caze. Planned Activities The Y-CAP program is a small group mentoring program which operates year-round. Service to the community is required by all participants. Participants receive character education based on the curriculum, Character First and receive 30 minutes of structured physical education using the SPARK curriculum 23 Project Name YOUNG & ESTABLISHED - COMMUNITY CENTER Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Funding CDBG: $15,000 Description The Y & E Community Center provides youth a safe space and exposure to learning opportunities, programs, events and mentoring. Target Date 6/30/2021 Estimate the number The Y & E Community Center anticipates serving 380 youth with 2020 and type of families funds. that will benefit from the proposed activities Location Description Young & Established Community Center, 1308 Vann Ave., Evansville IN 47714 Planned Activities The Y & E Community Center provides youth a safe space and exposure to learning opportunities, programs, events and mentoring. 24 Project Name YWCA OF EVANSVILLE - LIVE Y'ERS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services

Consolidated Plan EVANSVILLE 228 OMB Control No: 2506-0117 (exp. 06/30/2018)

Funding CDBG: $25,000 Description The Live Y'ers program is an after-school mentoring program for at risk girls. It provides activities on subjects such as health, age-appropriate sex education, bullying and peer pressure. Target Date 6/30/2021 Estimate the number The Live Y'ers program anticipates serving 125 young women with 2020 and type of families funds. that will benefit from the proposed activities Location Description The Live Y'ers program provided programming at Glenwood and Lodge schools in in the EVSC. Planned Activities The Live Y'ers program is an after-school mentoring program for at risk girls. It provides activities on subjects such as health, age-appropriate sex education, bullying and peer pressure. 25 Project Name MISSING PIECES CDC - SUITED AND BOOTED Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Employment Training Funding CDBG: $5,000 Description The Suited & Booted program provided interview attire to job-seekers. Target Date 6/30/2021 Estimate the number The Suited and Booted program anticipates serving 125 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description New Hope CDC, 3311 Bayard Park Drive, Evansville IN 47714 Planned Activities The Suited & Booted program provided interview attire to job-seekers. 26 Project Name CATHOLIC CHARITIES - HANDY HELPER HOME REPAIR Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Employment Training Funding CDBG: $5,000

Consolidated Plan EVANSVILLE 229 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description The Handy Helper Home Repair program is a job training program with a primary goal of creating systemic change for individuals with disjointed work histories. Target Date 6/30/2021 Estimate the number The Handy Helpers Home Repair program anticipates serving 8-12 and type of families individuals with 2020 funds. that will benefit from the proposed activities Location Description Catholic Charities, 600 Herndon Drive, Evansville IN 47711. Planned Activities The Handy Helper Home Repair program is a job training program with a primary goal of creating systemic change for individuals with disjointed work histories. 27 Project Name ADVANTIX- YOUTHBUILD Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services Employment Training Funding CDBG: $50,000 Description The Youthbuild program provides education and vocational training opportunities for at-risk youth. Target Date 6/30/2021 Estimate the number The Youthbuild program anticipates serving 25 individuals with 2020 and type of families funds. that will benefit from the proposed activities Location Description Advantix Development Corporation, 402 Court Street, Evansville IN 47708 Planned Activities The Youthbuild program provides education and vocational training opportunities for at-risk youth. 28 Project Name ADVANTIX- CHERRY ST. PLANNING GRANT Target Area Goals Supported Administrative and Planning Needs Addressed

Consolidated Plan EVANSVILLE 230 OMB Control No: 2506-0117 (exp. 06/30/2018)

Funding CDBG: $10,000 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description The Cherry Street Apartments are located at 318, 320 & 322 Cherry Street, Evansville IN 47708. Planned Activities 29 Project Name AURORA INC. - COMMISSION ON HOMELESSNESS ADMIN Target Area Goals Supported Administrative and Planning Needs Addressed Funding CDBG: $10,000 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description Aurora Inc. 1001 Mary Street, Evansville IN 47710 Planned Activities 30 Project Name AURORA INC. - HOUSING VOUCHERS ADMIN Target Area Goals Supported Administrative and Planning Needs Addressed Funding CDBG: $5,000 Description The Housing Vouchers Admin program is to cover the costs of case management and administration of programs which receive support from ESG and CDBG funds.

Consolidated Plan EVANSVILLE 231 OMB Control No: 2506-0117 (exp. 06/30/2018)

Target Date 6/30/2021 Estimate the number The Housing Vouchers Admin program anticipates serving 42 clients and type of families with 2020 funds. that will benefit from the proposed activities Location Description Aurora Inc., 1001 Mary Street, Evansville IN 47710 Planned Activities The Housing Vouchers Admin program is to cover the costs of case management and administration of programs which receive support from ESG and CDBG funds. 31 Project Name AURORA INC. - ROOF REPAIRS Target Area FOCUS AREA Goals Supported Support Public Facility Improvements Needs Addressed Permanent Supportive Housing Coordinated Entry System Funding CDBG: $34,414 Description The Roof Repair program will repair/replace the sealant around the edges of the roof to prevent leaking. Target Date 6/30/2021 Estimate the number Estimate that 1000 persons will be served. and type of families that will benefit from the proposed activities Location Description Aurora Inc., 1001 Mary Street, Evansville IN 47710 Planned Activities The Roof Repair program will repair/replace the sealant around the edges of the roof to prevent leaking. 32 Project Name CAPE - OWNER OCCUPIED REHAB Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Needs Addressed The Rehab of Owner-Occupied Homes for 30% AMI The Rehab of Owner-Occupied Homes for 50% AMI The Rehab of Owner-Occupied Homes for 80% AMI Funding CDBG: $50,000

Consolidated Plan EVANSVILLE 232 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description The Owner-Occupied Rehab program provides repairs to owner- occupied homeowners to address code violations, structural defect corrections, installing accessibility features to improve mobility and will aid homeowners to avoid homelessness. Target Date 6/30/2021 Estimate the number The Owner-Occupied Rehab program anticipates serving 5 homeowners and type of families with 2020 funds. that will benefit from the proposed activities Location Description CAPE, 401 SE 6th Street, Suite 001, Evansville IN 47713 Planned Activities The Owner-Occupied Rehab program provides repairs to owner- occupied homeowners to address code violations, structural defect corrections, installing accessibility features to improve mobility and will aid homeowners to avoid homelessness. 33 Project Name CAPE - WINDOW REPLACEMENT Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Needs Addressed Energy Efficient Improvements The Rehab of Owner-Occupied Homes for 30% AMI The Rehab of Owner-Occupied Homes for 50% AMI The Rehab of Owner-Occupied Homes for 80% AMI Funding CDBG: $40,000 Description The Window Replacement program will provide a minimum of 8 homeowner occupied, income eligible households to have energy star rated efficient windows installed. Target Date 6/30/2021 Estimate the number The Window Replacement program anticipates serving 6 households and type of families with 2020 funds. that will benefit from the proposed activities Location Description CAPE, 401 SE 6th Street, Evansville IN 47713 Planned Activities The Window Replacement program will provide a minimum of 6 homeowner occupied, income eligible households to have energy star rated efficient windows installed.

Consolidated Plan EVANSVILLE 233 OMB Control No: 2506-0117 (exp. 06/30/2018)

34 Project Name CARVER COMMUNITY ORGANIZATION INC.- AFTER SCHOOL YOUTH PROGRAM Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Funding CDBG: $22,415 Description The After-School Youth program provides structured after and out of school activities for elementary age school students. Target Date 6/30/2021 Estimate the number Carver After-School program anticipates serving 77 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Carver Community Organization Inc., 400 SE Eighth Street, Evansville IN 47713 Planned Activities The After-School Youth program provides structured after and out of school activities for elementary age school students. 35 Project Name CARVER COMMUNITY ORGANIZATION INC.- AM CHILDCARE Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Childcare Services Funding CDBG: $52,500 Description The AM Childcare program provides affordable high-quality childcare services for children to foster cognitive, physical language and social emotional development. Target Date 6/30/2021 Estimate the number Carver AM Childcare program anticipates serving 118 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Carver Community Organization Inc., 400 SE Eighth Street, Evansville IN 47713

Consolidated Plan EVANSVILLE 234 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities The AM Childcare program provides affordable high-quality childcare services for children to foster cognitive, physical language and social emotional development. 36 Project Name CARVER COMMUNITY ORGANIZATION INC.- PM CHILDCARE Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Childcare Services Funding CDBG: $63,225 Description The PM Childcare program provides high quality childcare services which foster cognitive, physical, language and social emotional development. Target Date 6/30/2021 Estimate the number Carver PM Childcare program anticipates serving 33 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Carver Community Organization Inc., 400 SE Eighth Street, Evansville IN 47713 Planned Activities The PM Childcare program provides high quality childcare services which foster cognitive, physical, language and social emotional development. 37 Project Name CARVER COMMUNITY ORGANIZATION INC.- SENIOR SERVICES Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Senior Services Funding CDBG: $22,850 Description The Senior Services program assists seniors to live as independently as possible and to avoid inappropriate institutionalization keeping seniors actively engaged in their communities with a sense of purpose and dignity. The services focus on helping seniors remain social and active members of the community while aging in place. Target Date 6/30/2021

Consolidated Plan EVANSVILLE 235 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number Carver - Senior Services anticipates serving 112 individuals with 2020 and type of families funds. that will benefit from the proposed activities Location Description Carver Community Organization Inc., 400 SE Eighth Street, Evansville IN 47713 Planned Activities The Senior Services program assists seniors to live as independently as possible and to avoid inappropriate institutionalization keeping seniors actively engaged in their communities with a sense of purpose and dignity. The services focus on helping seniors remain social and active members of the community while aging in place. 38 Project Name ECHO HOUSING CORPORATION - PROMISE ZONE CONSULTING Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Health Services Funding CDBG: $25,000 Description The Promise Zone Consulting program will provide consulting work to provide HUD-mandated evaluation services to the Evansville Promise Zone. Target Date 6/30/2021 Estimate the number An estimated 100 LMI families will be served in 2020. and type of families that will benefit from the proposed activities Location Description ECHO Housing Corporation, 414 Baker Ave., Evansville IN 47710 Planned Activities The Promise Zone Consulting program will provide consulting work to provide HUD-mandated evaluation services to the Evansville Promise Zone. 39 Project Name ECHO HOUSING CORPORATION - FAMILY ENRICHMENT CENTER Target Area FOCUS AREA Goals Supported Support the Availability of Public Services

Consolidated Plan EVANSVILLE 236 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Permanent Supportive Housing Childcare Services Youth Services Case Management Housing Services Funding CDBG: $30,000 Description The Family Enrichment Center provides families with individualized supportive services that are aimed at helping each family achieve stability. This is the childcare/youth education portion of the Lucas Place facility. Target Date 6/30/2021 Estimate the number The Family Enrichment Center program anticipates serving 240 and type of families households with 2020 funds. that will benefit from the proposed activities Location Description ECHO Community Housing, 414 Baker Avenue, Evansville IN 47710 Planned Activities The Family Enrichment Center provides families with individualized supportive services that are aimed at helping each family achieve stability. This is the childcare/youth education portion of the Lucas Place facility. 40 Project Name ECHO HOUSING CORPORATION - LUCAS PLACE Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Permanent Supportive Housing Homeless Prevention Subsidies Case Management Housing Services Funding CDBG: $50,000 Description The Lucas Place program provides individualized supportive services which are aimed at helping each family achieve stability. An on-site case manager trained in the needs of the homeless families is available to assist residents to work toward their self-determined goals. Target Date 6/30/2021

Consolidated Plan EVANSVILLE 237 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number The Lucas Place Program anticipates serving a minimum of 100 persons and type of families with 2020 funds. that will benefit from the proposed activities Location Description ECHO Housing Corporation, 414 Baker Avenue, Evansville IN 47710 Planned Activities The Lucas Place program provides individualized supportive services which are aimed at helping each family achieve stability. An on-site case manager trained in the needs of the homeless families is available to assist residents to work toward their self-determined goals. 41 Project Name ECHO HOUSING CORPORATION - PROMISE ZONE Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding CDBG: $80,000 Description The Promise Zone program is to provide operating costs and travel expenses to ECHO Community Housing as the lead organization of the 2016 designated Evansville Promise Zone. Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description ECHO Community Housing, 414 Baker Avenue, Evansville IN 47710 Planned Activities The Promise Zone program is to provide operating costs and travel expenses to ECHO Community Housing as the lead organization of the 2016 designated Evansville Promise Zone. 42 Project Name ECHO HOUSING CORPORATION - PROMISE ZONE EXPRESS Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Health Services Transportation Services Funding CDBG: $19,000

Consolidated Plan EVANSVILLE 238 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description The Promise Zone Express program provided transportation for Promise Zone residents to various grocery stores. The program is created to address the need created when much of the Promise Zone became a food desert which is specifically defined as not having a source for fresh foods within one mile of your residence. Target Date 6/30/2021 Estimate the number The Promise Zone Express program anticipates serving 300 residents and type of families with 2020 funds. that will benefit from the proposed activities Location Description ECHO Community Housing, 414 Baker Avenue, Evansville IN 47710 Planned Activities The Promise Zone Express program provides transportation for Promise Zone residents to various grocery stores. The program is created to address the need created when much of the Promise Zone became a food desert which is specifically defined as not having a source for fresh foods within one mile of your residence. 43 Project Name EVANSVILLE ASSOCIATION FOR THE BLIND - DISABLED WORKERS PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Handicapped Services Employment Training Funding CDBG: $15,000 Description The Disabled Workers Program employs disabled workers which may not be able to work successfully in community employment settings. It provides accommodations for their individual needs to become productive workers. The program offers the workers the opportunity to become self-sufficient and to be contributing members of the community. Target Date 6/30/2021 Estimate the number The Disabled workers program anticipates serving 74 individuals with and type of families 2020 funds. that will benefit from the proposed activities

Consolidated Plan EVANSVILLE 239 OMB Control No: 2506-0117 (exp. 06/30/2018)

Location Description Evansville Association for the Blind, 500 Second Avenue, Evansville IN 47719. Planned Activities The Disabled Workers Program employs disabled workers which may not be able to work successfully in community employment settings. It provides accommodations for their individual needs to become productive workers. The program offers the workers the opportunity to become self-sufficient and to be contributing members of the community. 44 Project Name EVANSVILLE ASSOCIATION FOR THE BLIND - ROOF REPLACEMENT Target Area FOCUS AREA Goals Supported Support Public Facility Improvements Needs Addressed Handicapped Services Employment Training Building, Acquisition, Construction / Rehab Funding CDBG: $274,000 Description The Roof Replacement program will provide the funding to replace the roof over the production area of the facility to ensure the disabled workers continue to have a safe environment to perform their work. This will also enable them to bring in additional work into the facility by utilizing all of the production areas available. Target Date 6/30/2021 Estimate the number The Roof Replacement program anticipates serving 74 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Evansville Association for the Blind, 500 Second Avenue, Evansville IN 47719 Planned Activities The Roof Replacement program will provide the funding to replace the roof over the production area of the facility to ensure the disabled workers continue to have a safe environment to perform their work. This will also enable them to bring in additional work into the facility by utilizing all of the production areas available. 45 Project Name HOPE OF EVANSVILLE - COMPLIANCE FOR HOME DPA Target Area FOCUS AREA Goals Supported Administrative and Planning

Consolidated Plan EVANSVILLE 240 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Funding CDBG: $3,000 Description HOPE will track approximately 80 households who previously received down payment assistance through HOPE and are still in their 5 - year affordability period. Target Date 6/30/2021 Estimate the number HOPE anticipates monitoring 85 households with 2020 funds. and type of families that will benefit from the proposed activities Location Description HOPE of Evansville, 612 SE 4th St., Evansville IN 47713 Planned Activities HOPE will track approximately 80 households who previously received down payment assistance through HOPE and are still in their 5 year affordability period. 46 Project Name HOPE OF EVANSVILLE - DOWN PAYMENT ASSISTANCE Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Needs Addressed Homeownership Assistance for 30% AMI Homeownership Assistance for 50% AMI Homeownership Assistance for 80% AMI Funding CDBG: $75,000 Description The Down Payment Assistance program provides down payment and closing cost assistance for eligible first-time homebuyers who purchase in Evansville. HOPE will require one-on-one counseling and pre- purchase 9 hour education classes for every client who receives assistance. Target Date 6/30/2021 Estimate the number The Down Payment Assistance program anticipates serving 20 home and type of families buyers with 2020 funds. that will benefit from the proposed activities Location Description HOPE of Evansville, 612 SE 4th Street, Evansville IN 47713

Consolidated Plan EVANSVILLE 241 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities The Down Payment Assistance program provides down payment and closing cost assistance for eligible first-time homebuyers who purchase in Evansville. HOPE will require one-on-one counseling and pre- purchase 9-hour education classes for every client who receives assistance. 47 Project Name HOPE OF EVANSVILLE - HOUSING COUNSELING Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Homeownership Assistance for 30% AMI Homeownership Assistance for 50% AMI Homeownership Assistance for 80% AMI Funding CDBG: $20,000 Description The Housing Counseling program provides housing counseling services including pre-purchase and foreclosure prevention counseling as well as down payment assistance to low-to-moderate income residents of Evansville. Target Date 6/30/2021 Estimate the number The Housing Counseling program anticipates serving 490 potential and type of families home buyers with 2020 funds. that will benefit from the proposed activities Location Description HOPE of Evansville, 612 SE 4th Street, Evansville IN 47713 Planned Activities The Housing Counseling program provides housing counseling services including pre-purchase and foreclosure prevention counseling as well as down payment assistance to low-to-moderate income residents of Evansville. 48 Project Name HOPE OF EVANSVILLE - JACOBSVILLE PLANNING GRANT Target Area Goals Supported Administrative and Planning Needs Addressed The Rehab of Homebuyer Units for 30% AMI The Rehab of Homebuyer Units for 50% AMI The Rehab of Homebuyer Units for 80% AMI Funding CDBG: $10,000

Consolidated Plan EVANSVILLE 242 OMB Control No: 2506-0117 (exp. 06/30/2018)

Description The Jacobsville Planning Grant program will be used as matching funds to pay for Historic Section 106 reviews, NEPA reports and architectural/engineering drawings for the 2 homes to be rehabbed under HOPE's proposed HOME funded project in 2020. Target Date 6/30/2021 Estimate the number HOPE anticipates development of 2 rehabbed properties with 2020 and type of families funds. that will benefit from the proposed activities Location Description HOPE of Evansville, 612 SE 4th Street, Evansville IN 47713 Planned Activities 49 Project Name MEMORIAL CDC - 1st & 2nd SHIFT CHILDCARE PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Childcare Services Funding CDBG: $26,123 Description The 1st & 2nd Shift Childcare program provides affordable quality care to children ages 6 weeks to 5 years with fees based on household income. Target Date 6/30/2021 Estimate the number The 1st and 2nd Shift Childcare program anticipates serving 50 and type of families individuals with 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The 1st & 2nd Shift Childcare program provides affordable quality care to children ages 6 weeks to 5 years with fees based on household income. 50 Project Name MEMORIAL CDC - BITS & BYTES (FORMERLY STEM) Target Area FOCUS AREA Goals Supported Support the Availability of Public Services

Consolidated Plan EVANSVILLE 243 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Employment Training Funding CDBG: $30,000 Description The Bits & Bytes program will introduce youth to the world of science, technology, engineering and math in ways to show practical uses. It will help to harness the passion for technology as well as prepare them for potential job attainment in the various STEM fields. Target Date 6/30/2021 Estimate the number The Bits & Bytes program anticipates serving 40 participants with 2020 and type of families funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Bits & Bytes program will introduce youth to the world of science, technology, engineering and math in ways to show practical uses. It will help to harness the passion for technology as well as prepare them for potential job attainment in the various STEM fields. 51 Project Name MEMORIAL CDC - BUSTING THE PIPELINE TO PRISON-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Health Services Crime Awareness and Prevention Employment Training Funding CDBG: $40,000 Description The Busting the Pipeline to Prison program provides at-risk youth organized recreation, education and mentoring services, job skills training, mental health intervention and parenting skill development to address delinquent behavior to reduce future offenses. Target Date 6/30/2021

Consolidated Plan EVANSVILLE 244 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number The Busting the Pipeline to Prison program anticipates serving 35 and type of families individuals with 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Busting the Pipeline to Prison program provides at-risk youth organized recreation, education and mentoring services, job skills training, mental health intervention and parenting skill development to address delinquent behavior to reduce future offenses. 52 Project Name MEMORIAL CDC - EMERGENCY HOME REPAIR PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Needs Addressed Energy Efficient Improvements Building, Acquisition, Construction / Rehab The Rehab of Owner-Occupied Homes for 30% AMI The Rehab of Owner-Occupied Homes for 50% AMI The Rehab of Owner-Occupied Homes for 80% AMI Funding CDBG: $350,000 Description The Emergency Repair Program will provide the financial resources to address the emergency home repair needs of low-moderate income homeowners in Evansville. Target Date 6/30/2021 Estimate the number The Emergency Repair program anticipates serving 34 households with and type of families 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Emergency Repair Program will provide the financial resources to address the emergency home repair needs of low-moderate income homeowners in Evansville. 53 Project Name MEMORIAL CDC - FIT FOR THE FUTURE-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services

Consolidated Plan EVANSVILLE 245 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Youth Centers and Abused & Neglected Children Youth Services Health Services Funding CDBG: $29,697 Description The Fit for the Future program provides youth with healthy alternatives and solutions for the challenges they face daily. Target Date 6/30/2021 Estimate the number The Fit for the Future program anticipates serving 65 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC., 645 Canal Street, Evansville IN 47713 Planned Activities The Fit for the Future program provides youth with healthy alternatives and solutions for the challenges they face daily. 54 Project Name MEMORIAL CDC - GARDEN MARKET PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services Employment Training Funding CDBG: $100,000 Description The Garden Market program provides youth with the opportunity for employment and job training along with personal and professional development to enhance and market them to future employers as well as colleges and other post-secondary institutions. The program also provides the availability and accessibility to fresh fruits and vegetables. Target Date 6/30/2021 Estimate the number The Garden Market program anticipates serving 15 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Fit for the Future program provides youth with healthy alternatives and solutions for the challenges they face daily.

Consolidated Plan EVANSVILLE 246 OMB Control No: 2506-0117 (exp. 06/30/2018)

55 Project Name MEMORIAL CDC - WEEKEND CHILDCARE PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Childcare Services Funding CDBG: $40,000 Description The Weekend Childcare program provides affordable weekend childcare for children ages 1 year to 12 years of age to low-income families who work non-traditional work hours. Target Date 6/30/2021 Estimate the number The Weekend Childcare program anticipates serving 40 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Weekend Childcare program provides affordable weekend childcare for children ages 1 year to 12 years of age to low-income families who work non-traditional work hours. 56 Project Name MEMORIAL CDC - YOUTH EMPLOYMENT PROGRAM-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Services Employment Training Funding CDBG: $180,000 Description The Youth Employment Program provides youth with employment and job training as well as sidewalk and street improvements through trash removal, curb appeal and beautification. The youth are provided a work environment while providing them with additional personal and professional development skills and exposure to enhance and market them to future employers as well as colleges and other post-secondary institutions. Target Date 6/30/2021

Consolidated Plan EVANSVILLE 247 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number The Youth Employment Program anticipates serving 50 individuals with and type of families 2020 funds. that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713 Planned Activities The Youth Employment Program provides youth with employment and job training as well as sidewalk and street improvements through trash removal, curb appeal and beautification. The youth are provided a work environment while providing them with additional personal and professional development skills and exposure to enhance and market them to future employers as well as colleges and other post-secondary institutions. 57 Project Name NEW HOPE CDC - BRIDGE BUILDERS-CBDO Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Transportation Services Funding CDBG: $225,000 Description The Bridge Builders program provides transportation services to work sites where no bus routes are available and during hours METS does not operate. Target Date 6/30/2021 Estimate the number Bridge Builders program anticipates serving 400 individuals with 2020 and type of families funds. that will benefit from the proposed activities Location Description New Hope CDC, 663 Dr. WR Brown Sr. Way, Evansville IN 47713 Planned Activities The Bridge Builders program provides transportation services to work sites where no bus routes are available and during hours METS does not operate. 58 Project Name SALVATION ARMY - COMMERCIAL COOLER & FREEZER REPLACEMENT Target Area FOCUS AREA Goals Supported Support Public Facility Improvements Needs Addressed Neighborhood Facilities

Consolidated Plan EVANSVILLE 248 OMB Control No: 2506-0117 (exp. 06/30/2018)

Funding CDBG: $44,520 Description The Salvation Army-Commercial Cooler & Freezer Replacement program will replace the cooler and freezer in the facility. Target Date 6/30/2021 Estimate the number The Salvation Army anticipates serving an estimated 50,400 individuals and type of families with 2020 funds. that will benefit from the proposed activities Location Description Salvation Army, 1040 N. Fulton Ave, Evansville IN Planned Activities Replacement of commercial cooler and freezer in the facility. 59 Project Name UNITED CARING SHELTER - FACILITIES IMPROVEMENTS Target Area FOCUS AREA Goals Supported Support Public Facility Improvements Needs Addressed Day Shelters Energy Efficient Improvements Homeless Facilities (not operating cost) Funding CDBG: $55,000 Description United Caring Shelter - Facilities Improvements will make/finalize needed updates and improvements for the safety, accessibility, energy efficiency and utilization of the facility by improving entrances, repairing and replacing windows, fixing broken floors and improving lighting and security for guests, volunteers and staff. Target Date 6/30/2021 Estimate the number Estimate serving 1,000 LMI persons or families. and type of families that will benefit from the proposed activities Location Description United Caring Shelter, 324 NW 6th Street, Evansville IN 47708 Planned Activities United Caring Shelter - Facilities Improvements will make/finalize needed updates and improvements for the safety, accessibility, energy efficiency and utilization of the facility by improving entrances, repairing and replacing windows, fixing broken floors and improving lighting and security for guests, volunteers and staff.

Consolidated Plan EVANSVILLE 249 OMB Control No: 2506-0117 (exp. 06/30/2018)

60 Project Name UNITED METHODIST YOUTH HOME - LIFE SKILLS FOR AT RISK YOUTH Target Area FOCUS AREA Goals Supported Support the Availability of Public Services Needs Addressed Youth Centers and Abused & Neglected Children Homeless Youth Services Youth Services Case Management Employment Training Funding CDBG: $10,000 Description United Methodist Youth Home - Life Skills for At-risk Youth programs teach vital soft skills to youth by helping with job applications, getting rides to work, working on resumes and interview skills, addressing housing and financial situations as well as any other assistance needed to help the youth get on their feet and have continuity of care after discharge. Target Date 6/30/2021 Estimate the number The Life Skills for At-Risk Youth program anticipates serving 115 and type of families individuals with 2020 funds. that will benefit from the proposed activities Location Description United Methodist Youth Home, 2521 N. Burkhardt Rd, Evansville, IN 47715 Planned Activities United Methodist Youth Home - Life Skills for At-risk Youth programs teach vital soft skills to youth by helping with job applications, getting rides to work, working on resumes and interview skills, addressing housing and financial situations as well as any other assistance needed to help the youth get on their feet and have continuity of care after discharge. 61 Project Name BUILDING COMMISSION - CODE ENFORCEMENT Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Increase Affordable Housing for Rental Needs Addressed Code Enforcement Funding CDBG: $200,000 Description

Consolidated Plan EVANSVILLE 250 OMB Control No: 2506-0117 (exp. 06/30/2018)

Target Date 6/30/2021 Estimate the number Estimate addressing 3,000 Code Enforcement concerns and type of families that will benefit from the proposed activities Location Description Locations include LMI census tract neighborhoods Planned Activities Estimate addressing 3,000 Code Enforcement concerns in the LMI census tracts 62 Project Name DMD - ADMIN Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding CDBG: $10,066 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities Administration 63 Project Name DMD - DISPOSITION Target Area FOCUS AREA Goals Supported Support the Reduction of Residential Blight Needs Addressed Building, Acquisition, Construction / Rehab Funding CDBG: $5,000 Description Target Date 6/30/2021

Consolidated Plan EVANSVILLE 251 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 64 Project Name DMD- FOCUS NEIGHBORHOOD DEVELOPMENT Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding CDBG: $13,000 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 65 Project Name DMD - NRSA PROGRAM Target Area NRSA Neighborhood Revitalization Strategy Area Goals Supported Support Economic Development Initiatives Needs Addressed Employment Training Funding CDBG: $100,000 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities

Consolidated Plan EVANSVILLE 252 OMB Control No: 2506-0117 (exp. 06/30/2018)

Location Description Planned Activities 66 Project Name HUMAN RELATIONS COMMISSION - FAIR HOUSING OUTREACH Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Fair Housing Funding CDBG: $6,000 Description Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 67 Project Name PUBLIC FACILITIES & NEIGHBORHOOD PARK IMPROVEMENTS Target Area FOCUS AREA Goals Supported Support Public Facility Improvements Needs Addressed Parks, Recreational Facilities Funding CDBG: $48,420 Description Funds will be used to improve public facilities and neighborhood parks located in a LMI census tract, serving approximately 100 persons. Target Date 6/30/2021 Estimate the number Funds will be used to improve public facilities and neighborhood parks and type of families located in a LMI census tract, serving approximately 100 persons. that will benefit from the proposed activities Location Description LMI Census Tracts in Evansville, Indiana. Planned Activities Facility and Park improvements in LMI census tracts. 68 Project Name ADVANTIX - CHERRY STREET APARTMENTS Target Area FOCUS AREA

Consolidated Plan EVANSVILLE 253 OMB Control No: 2506-0117 (exp. 06/30/2018)

Goals Supported Increase Affordable Housing for Rental Needs Addressed The Production of New Rental Units for 30% AMI The Production of New Rental Units for 50% AMI The Production of New Rental Units for 80% AMI Funding HOME: $175,000 Description Advantix - Cherry Street Apartments project will construct one multi- unit duplex with 2BR/2BA units. Target Date 6/30/2024 Estimate the number The Cherry Street Apartments project will provide housing for 2 and type of families households with 2020 funds. that will benefit from the proposed activities Location Description Cherry Street Apartments, 318, 320 & 322 Cherry Street, Evansville IN Planned Activities Advantix - Cherry Street Apartments project will construct one multi- unit duplex with 2BR/2BA units 69 Project Name AURORA INC. - TBRA RE-ENTRY PROGRAM Target Area FOCUS AREA Goals Supported Support Re-entry Needs Addressed Ex-Offender, Re-Entry Services Funding HOME: $95,000 Description AURORA TBRA Housing Vouchers is a tenant based rental assistance program primarily for the re-entry population. 24 CFR 92.1 Target Date 6/30/2024 Estimate the number 16 TBRA housing vouchers and type of families that will benefit from the proposed activities Location Description Aurora Inc., 1001 Mary Street, Evansville IN 47710 Planned Activities Aurora's HOME TBRA Re-Entry program provides tenant based rental assistance to clients exiting long-term incarceration into housing crisis. 70 Project Name CAPE - 1106 & 1108 CODY Target Area FOCUS AREA

Consolidated Plan EVANSVILLE 254 OMB Control No: 2506-0117 (exp. 06/30/2018)

Goals Supported Increase Affordable Housing for Rental Needs Addressed The Production of New Rental Units for 30% AMI The Production of New Rental Units for 50% AMI Funding HOME: $100,000 Description CAPE'S 1106 & 1108 CODY Street project will provide 2 affordable, efficient container style homes. Target Date 6/30/2024 Estimate the number The Cody Street project anticipates serving 2 households with 2020 and type of families funds. that will benefit from the proposed activities Location Description Cody Street project will be located at 1106 Cody Street and 1108 Cody Street, Evansville IN Planned Activities Construct 2 efficient, affordable container style homes.

71 Project Name CAPE - CHDO OPERATING Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding HOME: $10,000 Description CHDO Operating costs/expenses. 24 CFR 92.1 Target Date 6/30/2024 Estimate the number and type of families that will benefit from the proposed activities Location Description CAPE INC., 401 SE 6th Street, Evansville IN 47713 Planned Activities CAPE'S CHDO Operating program will provide the funds for partial salaries for the Director of Housing and the Manager of Construction Projects. 72 Project Name HABITAT FOR HUMANITY OF EVANSVILLE - DIRECT COSTS PLUS 2020 Target Area FOCUS AREA

Consolidated Plan EVANSVILLE 255 OMB Control No: 2506-0117 (exp. 06/30/2018)

Goals Supported Increase Affordable Housing for Homeownership Needs Addressed The Production of New Homebuyer Units for 30% AMI The Production of New Homebuyer Units for 50 % AMI The Production of New Homebuyer Units for 80% AMI Funding HOME: $75,206 Description Habitat for Humanity of Evansville - Direct Costs Plus 2020 will support the direct cost items for the build and down payment assistance for 2 homes/homebuyers. Target Date 6/30/2024 Estimate the number and type of families Estimate serving two low-income households. that will benefit from the proposed activities Location Description Addresses to be determined Planned Activities Habitat for Humanity of Evansville - Direct Costs Plus 2020 will support the direct cost items for the build and down payment assistance for 2 homes/homebuyers. 73 Project Name HOPE OF EVANSVILLE - 1010 & 1115 EDGAR REHAB Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Homeownership Needs Addressed The Rehab of Homebuyer Units for 30% AMI The Rehab of Homebuyer Units for 50% AMI The Rehab of Homebuyer Units for 80% AMI Funding HOME: $50,000 Description HOPE of Evansville, 1010 & 1115 Edgar Rehab program will provide funds to rehabilitate 2 homes and sell them to income qualified first- time homebuyers. Target Date 6/30/2024 Estimate the number The Hope of Evansville - 1010 & 1115 Edgar Rehab program will provide and type of families housing for 2 households with 2020 funds. that will benefit from the proposed activities

Consolidated Plan EVANSVILLE 256 OMB Control No: 2506-0117 (exp. 06/30/2018)

Location Description The rehabs will be performed at 1010 Edgar and 1115 Edgar, Evansville IN Planned Activities HOPE of Evansville, 1010 & 1115 Edgar Rehab program will provide funds to rehabilitate 2 homes and sell them to income qualified first- time homebuyers. 74 Project Name HOPE OF EVANSVILLE - CHDO OPERATING Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding HOME: $10,000 Description CHDO Operating cost/expenses. 24 CFR 92.1 Target Date 6/30/2024 Estimate the number and type of families that will benefit from the proposed activities Location Description HOPE of Evansville, 612 SE 4th Street, Evansville IN 47713 Planned Activities HOPE of Evansville, CHDO Operating program will provide operating expenses associated with HOME set-aside projects. 75 Project Name MEMORIAL CDC - CHDO OPERATING Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding HOME: $10,000 Description CHDO Operating cost/expenses. 24 CFR 92.1 Target Date 6/30/2024 Estimate the number and type of families that will benefit from the proposed activities Location Description Memorial CDC, 645 Canal Street, Evansville IN 47713

Consolidated Plan EVANSVILLE 257 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities Memorial's CHDO Operating program will provide funds to supplement the salary of the housing staff who are responsible for all housing operations. 76 Project Name MEMORIAL CDC - MEMORIAL POINT I REHAB - PHASE II Target Area FOCUS AREA Goals Supported Increase Affordable Housing for Rental Needs Addressed The Rehab of Existing Rental Units for 30% AMI The Rehab of Existing Rental Units for 50% AMI The Rehab of Existing Rental Units for 80% AMI Funding HOME: $150,000 Description Memorial CDC- Memorial Point I Rehab - Phase II will provide the funding for appliances such as water heaters and HVAC units to be removed and replaced. Target Date 6/30/2024 Estimate the number The Memorial Point I Rehab-Phase II project anticipates serving 10 and type of families renters with 2020 funds. that will benefit from the proposed activities Location Description Memorial Point I, 401-419 S Morton Ave., Evansville IN 47713 Planned Activities Memorial CDC- Memorial Point I Rehab - Phase II will provide the funding for appliances such as water heaters and HVAC units to be removed and replaced. 77 Project Name MEMORIAL CDC - MEMORIAL VILLAS PHASE VII Target Area Goals Supported Increase Affordable Housing for Rental Needs Addressed The Production of New Rental Units for 50% AMI The Production of New Rental Units for 80% AMI The Rehab of Existing Rental Units for 30% AMI Funding HOME: $100,000 Description Memorial CDC - Memorial Villas Phase VII will construct 2 lease to own single family home. Target Date 6/30/2024

Consolidated Plan EVANSVILLE 258 OMB Control No: 2506-0117 (exp. 06/30/2018)

Estimate the number Memorial Villas Phase VII will serve 2 household with 2020 funds. and type of families that will benefit from the proposed activities Location Description Locations to be determine Planned Activities Memorial CDC - Memorial Villas Phase VII will construct 1 single family home. 78 Project Name DMD - HOME ADMIN Target Area FOCUS AREA Goals Supported Administrative and Planning Needs Addressed Funding HOME: $7,562 Description Target Date 6/30/2024 Estimate the number and type of families that will benefit from the proposed activities Location Description Planned Activities 79 Project Name ESG20 EVANSVILLE Target Area FOCUS AREA Goals Supported Support Rapid Rehousing Support Coordinated Entry-System

Consolidated Plan EVANSVILLE 259 OMB Control No: 2506-0117 (exp. 06/30/2018)

Needs Addressed Homeless Youth Services Permanent Supportive Housing Homeless Prevention Subsidies Day Shelters Coordinated Entry System Emergency Shelters Rapid Rehousing Case Management Homeless Facilities (not operating cost) Shelter Diversion Ex-Offender, Re-Entry Services Funding ESG: $229,219 Description Annual Allocation of ESG Funds and ESG-CV Funds. ESG-CV funds to be used to prevent, prepare for and respond to COVID-19.Aurora Homeless Prevention, Aurora Rapid Re-housing, Aurora Street Outreach, Evansville Independent Self-Isolation Center (EISIC), Albion Fellows Bacon Center Shelter Program, House of Bread and Peace Shelter Program, Ozanam Family Shelter Program, UCS Day Shelter Program, UCS Ruth's House Shelter Program, UCS Sanitary Services, YWCA of Evansville Shelter Program, Evansville Rescue Mission Shelter Program, City of Evansville DMD Admin. Target Date 6/30/2022 Estimate the number Over 2000 people are homeless annually. and type of families that will benefit from the proposed activities Location Description The location for assistance is city-wide.

Consolidated Plan EVANSVILLE 260 OMB Control No: 2506-0117 (exp. 06/30/2018)

Planned Activities The City of Evansville is funding (3) categories of ESG: Emergency Shelter, Street Outreach and Rapid-Rehousing 1.) Emergency Shelter Albion Fellow Bacon - Domestic Violence Shelter - $20,738 House of Bread and Peace - Sheltering the Homeless - $16,138 Ozanam Family Shelter - Emergency Shelter Operations - $16,738 United Caring Services - Day Shelter - $27,738 United Caring Services - Ruth's House - $11,838 YWCA - Residence Services - $20,736 2.) Street Outreach (Total of 1) Aurora Inc. - Coordinated Entry - $16,038 3.) Rapid Re-housing (Total of 1) Aurora Inc. - Housing Support Team - $99,255

The cap on homeless services subcategory is based on the 2010 Emergency Shelter Grant expenditure for homeless assistance of $129,964 and can never be exceeded. There were (8) programs which received ESG funds in limitation of the homeless services cap in the 2020 program year. THIS PROJECT IS A LMC ACTIVITY AND IS CITY-WIDE BASED ON LMI.

Consolidated Plan EVANSVILLE 261 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-50 Geographic Distribution – 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

Geographic Distribution

Target Area Percentage of Funds FOCUS AREA 96 NRSA 1 Neighborhood Revitalization Strategy Area 3 Table 57 - Geographic Distribution

Rationale for the priorities for allocating investments geographically

In the City of Evansville there are 18 low income census tracts that have been deemed low income areas according to the 2019 TIGER/line Shapefiles/Census Tracts. The City of Evansville directs majority of our assistance within the 18 different Census Tracts because they have the highest concentration of low- income individuals and minorities.

Discussion

The rationale for allocating investments geographically is to improve trouble areas within the City of Evansville that lack economic opportunities, jobs, housing, or mixed income areas.

Consolidated Plan EVANSVILLE 262 OMB Control No: 2506-0117 (exp. 06/30/2018)

Affordable Housing

AP-55 Affordable Housing – 91.220(g) Introduction

In 2020 Program Year, the City anticipates the following affordable housing projects: Rental projects include 10 rehabbed units and 6 newly constructed units. Homebuyer activities include 45 owner- occupied homes rehabbed, 22 households provided down payment assistance, two homebuyer units constructed and two homebuyer units rehabilitated for a total of 97 affordable housing units. Homeless prevention services provided by Outreach Ministries assist 1,800 households per year.

One Year Goals for the Number of Households to be Supported Homeless 1,000 Non-Homeless 0 Special-Needs 0 Total 1,000 Table 58 - One Year Goals for Affordable Housing by Support Requirement

One Year Goals for the Number of Households Supported Through Rental Assistance 14 The Production of New Units 8 Rehab of Existing Units 47 Acquisition of Existing Units 9 Total 78 Table 59 - One Year Goals for Affordable Housing by Support Type Discussion

Locally through the Aurora Housing Support Program, we try to support about 100 homeless households with rapid re-housing funds for rental assistance from both the City of Evansville and the State of Indiana. 25 HOME TBRA vouchers have been set aside for the re-entry population. Through coordinated access and coordinated assessment, we have a general goal to do intake of 1000 clients with a housing plan. 20 TBRA re-entry vouchers from State of Indiana HOME funds and five re-entry vouchers from the City of Evansville HOME funds. Partnering with Community One and SWIRCA, we coordinate resources for the disabled and elderly with special needs

Consolidated Plan EVANSVILLE 263 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-60 Public Housing – 91.220(h) Introduction

The City of Evansville, DMD is responsible for the administration and management of the HOME Investment Partnership Grant to the agencies it serves. Through the HOME allocation for the Evansville Housing Authority (EHA) some of the local needs to public housing are addressed in addition to programs that will encourage public housing residents to participate in homeownership and build community.

Actions planned during the next year to address the needs to public housing

EHA will continue using Renal Assistance Demonstration (RAD) after 2019 was its first full year in use. Work is being done to continue current programs while seeking additional funding to expand those programs.

Actions to encourage public housing residents to become more involved in management and participate in homeownership

The Family Self-Sufficiency program currently has 131 participants and aims to maintain at least 125 participants into the future. As of the most recent available information, a grant application is in the works to expand the number of full-time FSS Coordinators from 2 to 3.

Maintaining and organizing residents in Resident Councils in order to use their voice and advocate as individuals and as a group for each other. This will foster leadership and a sense of community among residents and improve EHA’s effectiveness when responding to the needs of residents and applicants.

If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance

None needed since EHA is not designated as troubled.

Discussion

The DMD is working with EHA’s transition to RAD and with Advantix, a subsidiary of EHA and a Community Based Development Organization (CBDO) and a Community Housing Development Organization (CHDO). Getting public housing residents to be active in Resident Councils to better assess and meet their needs. This improves the kind of services and resources already brought to them that help them from a holistic standpoint on the path to homeownership.

Consolidated Plan EVANSVILLE 264 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction

Our priority is still to start trying to house the homeless as soon as first contact.

Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs

We have fully implemented a coordinated entry system, with intake in-built into HMIS and Charity Tracker. Aurora is our centralized point of contact, but all shelters and several services agencies contribute. The Aurora homeless street outreach team is a street outreach program with a housing goal emphasis. Coordinated Entry s is a critical tool to helping homeless become permanently housed and to be smart matched with better placement so they are less likely to lose their housing.

Addressing the emergency shelter and transitional housing needs of homeless persons

The Balance of State of Indiana emphasizes shorter stays in shelter and phasing out transitional housing except for domestic violence and substance abuse. We currently do not fund transitional housing with ESG funds. We will be seeking a variety of creative solutions and new funding collectively as the entire homeless system under the authority of the City-County Commission on Homelessness. We will be seeking to divert people from entering shelter and also to move people out of shelters faster by a combination of rapid re-housing, the Evansville Network of Diversion, and permanent supportive housing options

The Balance of State of Indiana emphasizes shorter stays in shelter and phasing out transitional housing except for domestic violence and substance abuse. We will be seeking a variety of creative solutions and new funding collectively as the entire homeless system under the authority of the City-County Commission on Homelessness. We will be seeking to move people out of shelters faster by a combination of rapid re-housing, working with landlords as part of the landlord registry, prioritizing homeless with Evansville Housing Authority, and permanent supportive housing options. We have decreased our reliance on transitional housing, and instead provide rental assistance and housing

Consolidated Plan EVANSVILLE 265 OMB Control No: 2506-0117 (exp. 06/30/2018)

vouchers to house the homeless in real housing as soon as possible.

Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs

Access to Permanent Housing

• Work with EHA to increase partnerships, access, funding, and opportunities to create PSH units. • Identify goal # of PSH units and determine how current resources and providers can support this goal. • Increase access to and quality of market rate property. • Analyze housing stock to understand extent of need for subsidies or rehab. • Explore funding opportunities and the implementation of new programs, including a coordinated resource pool. • Help households access and transition into housing. • Build provider capacity to serve high barrier households in permanent housing.

Discussion

Helping the homeless and special needs populations has had a monumental shift in focus to housing first with supportive services as rapidly as possible, with an emphasis on permanent housing with rental assistance and housing vouchers, with less reliance on temporary housing solutions such as transitional housing and shelters. Since the last Consolidated Plan, we no longer fund transitional housing, and working with several funding sources, we now fund more rental assistance and housing vouchers.

Consolidated Plan EVANSVILLE 266 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-75 Barriers to affordable housing – 91.220(j) Introduction:

Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment

1. The City, along with local utility companies, should continue to assist low-income homeowners with weatherization programs. Recommendation begin in 2020 and continue through 2024.

1. The City should review CHDO leases for provisions allowing pet exceptions for service animals. The City may also establish criteria to guarantee the animal is a trained service animal and needed to accommodate a disability. Recommendation begin in 2020 and continue through 2024.

1. The City should continue to convene roundtable discussions with residents and leaders from the Black/African American community, as well as lenders and real estate professionals to identify solutions to low homeownership among Black/African Americans. Recommendation begin in 2020 and continue through 2024.

1. CDCs and CHDOs should continue to partner with financial institutions to offer financial literacy programs in Low-Income Census Tract neighborhoods with low homeownership rates. Recommendation begin in 2020 and continue through 2024.

Discussion:

Consolidated Plan EVANSVILLE 267 OMB Control No: 2506-0117 (exp. 06/30/2018)

AP-85 Other Actions – 91.220(k) Introduction:

The City of Evansville, Indiana 2020 grant fund year will begin July 1, 2019 and end on June 30, 2020. Evansville’s fiscal year aligns closer to the U.S. Department of Housing and Urban Development’s grant release process, which typically occurs in the month of August, allowing more time for agencies to spend their grant allocations.

Grant Funds Utilization Plan:

• Community Development Block Grant Funds (CDBG): Public Service projects will receive an increase equal to their prior year allocation, not exceeding the 15 % Public Service cap. Public Service projects will be decreased by the percent difference between the prior year public service cap and the current year public service cap. • HOME Investment Partnerships Grant (HOME): HOME funds are available to shovel ready projects only. Excess HOME funds are typically used for administrative expenses. A decrease would reduce the administrative expenses.

Emergency Solutions Grant (ESG): ESG funds are estimated at a funding level of $200,000. If more than $200,000 is received, any remaining funds default to rapid re-housing

Actions planned to address obstacles to meeting underserved needs

The reduction in available federal grants to administer programs is the major concern for providing needed services to the community. Most organizations who apply for CDBG, ESG, and HOME grants are also applying for program funds elsewhere to sustain services including: United Way, State and other grants, fund raising, and dues, etc. The Community Development Block Grant fund does not require any match dollars from the applicants, although most agencies are not funded at 100% of the grant request. Emergency Solutions Grants require a 1:1 match, while HOME Investment Partnerships Grants currently do not require a match and typically require a match of 12.5% of the total project cost.

Another concern is the lack of capacity to satisfy the grant regulations to remain in compliance. As a result of the reduction in funding, agencies cut staff jeopardizing capacity. The City continues to monitor organizations and provide technical assistance when personnel changes occur.

In 2020 the City of Evansville will address the homeless, housing, community development, special needs, economic development, and administrative goals by reducing the gap to meeting the underserved needs.

Community Development Block Grant Funds in the amount of $2,815,000, including program income,

Consolidated Plan EVANSVILLE 268 OMB Control No: 2506-0117 (exp. 06/30/2018)

will address the following:

Assist Aurora’s outreach team working with the homeless, institutional discharge and diversion, provide emergency rehab, provide housing counseling assisting with foreclosure prevention and home purchases, including down payment assistance, reduce utility costs through a weatherization program, assist with the maintenance and transfer of City-owned lots to non-profits, provide fair housing education and services, provide public services: childcare, youth services, and nutritional services, remove slum and blight, improve community facilities: parks, sidewalks, etc., developed the Neighborhood Revitalization Strategy Area (NRSA) in the Jacobsville Redevelopment Area, assist organizations to continue services to special needs clients: emergency daycare, substance abuse counseling, crisis intervention, services to the elderly, and visually impaired, improve job creation and retention through job training programs and transportation services to work, and provide administrative funding to carry out planning and marketing of programs. Provide owner-occupied rehab to eligible homeowners. Provide down payment assistance to low-moderate income homebuyers.

Emergency Solutions Grant Funds in the amount of $229,219 will address the following:

Assist Aurora with rapid re-housing, coordinated entry, and decreasing chronic homelessness, assist Albion Fellows Bacon Center, House of Bread & Peace, Ozanam Family Shelter, and YWCA in decreasing homelessness for head-of-households with children, and assist United Caring Shelter, Aurora, Ruth’s House, and ECHO with outreach and triage for housing and services.

HOME Investment Partnerships Grant Funds in the amount of $782,768 will address the following:

Increase rental housing for VLI, LI, and LMI tenants to 16 households. Increase homebuyer housing for VLI, LI and LM to 4 households. TBRA to 24 VLI, LI, households. Provide CHDO Operating funds to three CHDOs.

Actions planned to foster and maintain affordable housing

The Affordable Housing Fund Advisory Committee (AHFA): Aids homeowners and housing developers. In 2020 City Council approved a $500,000 allocation of Riverboat funds to the AHFA to provide affordable housing opportunities.

Promise Zone Designation: ECHO Housing and DMD collaborate with community partners on six strategic goals to: increase jobs, expand economic opportunities, improve educational opportunities, reduce violent crime, promote health and access to health care, and provide access to quality affordable

Consolidated Plan EVANSVILLE 269 OMB Control No: 2506-0117 (exp. 06/30/2018)

housing.

The Land Bank of Evansville: The Evansville Land Bank Corp. (Land Bank) demolishes blighted structures with the goal of returning underutilized residential properties within the center city to productive use. Since inception on July 1, 2016 through July 1, 2020, the Land Bank has demolished 294 structures, with additional demolitions planned later in 2020. During the past four years, the Land Bank transferred 512 parcels for a variety of purposes: side yards, non-profit use, new homes and greenspace. One hundred eighty of those parcels were transferred for development of affordable housing units. Currently fifty-nine former Land Bank lots are under construction by HOPE of Evansville to construct sixty affordable housing units for a project dubbed Homes of Evansville II.

The Blight Elimination Program: Evansville used allocations from the Indiana Housing Community Development Authority (IHCDA) to demolish uninhabitable houses. Most vacant parcels will be utilized by the Evansville Land Bank Corp. and non-profit partners to create affordable housing, side-yards for adjacent neighbors, and green space. To-date a total of 312 structures demolished have occurred in. An estimated 3 additional properties will be demolished in 2020 using the Blight Elimination Program funds.

Local Banks - Partner with local non-profits providing financial literacy classes to clients. Old National Bank, German American Bank, and First Security Bank apply for Housing Opportunity Program (HOP) funds through the Federal Home Loan Bank to provide down payment assistance to eligible homebuyers. Most clients work with HOPE of Evansville to coordinate down payment assistance (DPA) between the bank HOP funds and the DPA funds allocated by the City.

In 2020, allocations awarded to CHDOs, developers, and sub-recipients will assist in the development of 85 housing opportunities through new construction rental, homebuyer new construction and rehab, emergency home repair, down payment assistance, disposition, fair housing, and housing counseling. See AP-20 Annual Goals and Objectives, and AP-35 Projects for more details.

Actions planned to reduce lead-based paint hazards

The Department of Metropolitan Development complies with the appropriate lead-based paint requirements mandated by the U.S. Department of Housing and Urban Development (HUD) and the Environmental Protection Agency (EPA). Homes built prior to 1978 are tested by a (HUD/EPA) certified Consolidated Plan EVANSVILLE 270 OMB Control No: 2506-0117 (exp. 06/30/2018)

Lead Supervisor/Abatement Contractor, Risk Assessor, Inspector Certified (EPA), and Renovation Repair and Painting (RRP) lead inspector to correct housing repairs without endangering the occupant(s). The City of Evansville’s Community Development Inspector is a (HUD) certified Supervisor, lead risk assessor, inspector certified and oversees the scope of work done by EPA certified Contractors and Lead Certified Firms through the (EPA) on all funded housing projects including homebuyer, owner-occupied rehab, rental rehab, and emergency home repair program.

Actions planned to reduce the number of poverty-level families

Evansville Christian Life Center is the lead agency for local anti-poverty strategies. They have programs including Circles, that actively moves people out of poverty, and moving them off the need for assistance. Bridges out of Poverty is a program that works with business and agencies that serve poverty-level families, and encourages them to adopt and implement policies that better serve the poor, and help the poor toward independence. The Results group actively campaigns for temporary assistance to help poverty-level families get back on their feet. The 30 Days of Poverty is a month- long campaign at the community level to help out those in poverty.

These anti-poverty programs are interwoven and are a collaboration of the entire community. While Evansville Christian Life Center is the lead agency, hundreds of churches and community organizations participate locally. The local anti-poverty think tank is community driven and will expand on our current anti-poverty strategies.

Actions planned to develop institutional structure

HUD requires the Participating Jurisdiction, Evansville, IN to coordinate housing efforts with the local public housing authority (Evansville Housing Authority). The EHA director, Joshua Case, oversees the Indiana Balance of State Continuum of Care Board of Directors. The IHCDA is accountable to the Board of Directors. Therefore, local homeless service agencies are able to better assist the homeless population.

Private housing is maintained and developed through Evansville CHDOs and developers receiving HOME and CDBG funds through the annual allocation process. In addition, the Evansville Land Bank provides opportunities for other community partners as Habitat, Community One, ECHO Housing and Memorial CDC to develop affordable housing.

Social Service agencies are notified of grant opportunities through public notifications in the local newspapers, via email, telephone contact lists, and the City of Evansville website. DMD is available to assist local service agencies with the development of programs during regular business hours in room 306 of the Civic Center Complex, Monday through Friday, 8:00 AM to 5:00 PM or by appointment.

Actions planned to enhance coordination between public and private housing and social

Consolidated Plan EVANSVILLE 271 OMB Control No: 2506-0117 (exp. 06/30/2018)

service agencies

EHA’s Resident Services Department, established in January 2019, has and will continue to coordinate between EHA, Advantix, AAMCI, and residents to provide and improve services to residents. Continuing regular dialog with the Resident Services Coordinator, Property Management, Service Providers and Tenant Councils through regular tenant council meetings and health and service fairs. Property rehabilitation and construction of new units through Advantix will provide more opportunities for people to become homeowners and get in touch with the social services they need.

Discussion:

The City of Evansville will continue to work with community partners to fulfill the goals identified in the 2015-2019 Consolidated Plan by implementing the projects listed in the 2019 Annual Action Plan.

Consolidated Plan EVANSVILLE 272 OMB Control No: 2506-0117 (exp. 06/30/2018)

Program Specific Requirements AP-90 Program Specific Requirements – 91.220(l)(1,2,4)

Introduction:

Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 5,000 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float-funded activities 0 Total Program Income: 5,000

Other CDBG Requirements

1. The amount of urgent need activities 0

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 0.00%

HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows:

Other forms of investment used by City partners include: Local grant funds available through the City of Evansville Endowment Fund and the Affordable Housing Fund. Non-profits often acquire buildable housing lots at minimal costs through the Evansville Brownfields Corporation (EBC) and

Consolidated Plan EVANSVILLE 273 OMB Control No: 2506-0117 (exp. 06/30/2018)

the Evansville Land Bank purchased through the Vanderburgh County Commissioners’ Office.

2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows:

The City of Evansville, Indiana uses the Recapture Option to collect the HOME investment from net proceeds during the homebuyer’s affordability period. The City’s Recapture Plan was provided to HUD in 2015 and is on the City website:

https://www.evansvillegov.org/egov/documents/1533843014_91315.pdf

Recapture Provision – When the real estate is sold below fair market value, the difference between the fair market value and the purchase price plus reasonable closing costs is considered the direct subsidy to the homebuyer(s). Periods of affordability-The HOME-assisted housing must meet the affordability requirements for not less than the applicable period specified in the following table, beginning after project completion. Listed below is the Affordability Period Table.

Net Proceeds-Is the difference between the sales price and the primary mortgage balance plus reasonable closing costs. The City will recapture the mortgage balance in the affordability term, and prior to the homebuyer receiving any net proceeds. If no net proceeds then repayment of the mortgage is not required. Net Proceeds: SALES PRICE – PRIMARY MORTGAGE BALANCE + CLOSING COSTS = NET PROCEEDS

3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows:

The Resale Option is only used when the following conditions occur: (1) The homebuyer does not need a direct subsidy to purchase the home developed with a HOME funds. (2) The homebuyer direct subsidy is a grant. (3) The homebuyer unit cannot be sold within nine months after completion, and is converted to a rental unit. (4) All HOME-funded rental projects are subject to resale provisions as indicated in 24 CFR 92.252. A HOME-assisted rental unit transferred or sold during the affordability period will be sold with a transfer of the Deed Retention and Promissory Note, continuing the affordability.

4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows:

The City of Evansville, Indiana, by and through its Department of Metropolitan Development will utilize Part 92 of 24 CFR, Section 206 (b) Refinancing Costs when underwriting HOME Investment Partnerships Program requests for affordable housing projects. A description of eligible expenses

Consolidated Plan EVANSVILLE 274 OMB Control No: 2506-0117 (exp. 06/30/2018)

follows: (1) For single-family (1-4 family) owner-occupied housing when loaning HOME funds to rehabilitate the housing, if the refinancing is necessary to reduce the overall housing cost to the borrower and makes the housing more affordable. (2) For multifamily projects, when loaning HOME funds to rehabilitate the units if refinancing is generating a reasonable cash flow, cash reserves for repairs, where the developer can maintain the units at the HOME low rent/high rent limits. (3) DMD would review the management practices of the developer as part of the underwriting process to determine if the long-term needs of the project can be met and that the feasibility of serving the target population over an extended affordability period can be satisfied. (4) The new investment being made will maintain the current affordable units, create additional affordable units, or both. (5) specify the required affordability period of 15 years or longer. (6) Specify that the investment of HOME funds may be jurisdiction-wide (7) State that HOME funds cannot be used to refinance multifamily loans made or insured by any Federal program, including CDBG (8) Acquisition costs for unimproved and improved real property. (9) Related soft costs, reasonable and necessary cost associated with refinancing, or the development of new construction or rehabilitation of housing associated with HOME funds; architectural fees, settlement fees, project audit costs, cost to provide affirmative marketing and fair housing information to homeowners and tenants, funding an operating deficit reserve, staff and overhead cost, relocation, etc.

Emergency Solutions Grant (ESG) Reference 91.220(l)(4)

1. Include written standards for providing ESG assistance (may include as attachment)

The ESG Rapid Re-housing program staff will work with local outreach teams and local homeless shelters to identify eligible persons who might best benefit from the rapid re-housing assistance. Once a person/household is identified as homeless, their housing case manager will complete a triage tool to assist in identifying all housing options most applicable to the household. Selection for the program will be based on income, employment history, housing history, homeless status and ability to sustain their housing upon completion of the program.

Sub recipients will be required to create MOU’s with all shelter providers that receive ESG shelter, essential services and homeless prevention funds in their proposed service area. In addition, sub recipients will use a centralized triage intake point for all persons experiencing a housing crisis in their service area. HUD Veterans Affairs Supportive Housing (HUD-VASH), VA Homeless Providers Grant and Per Diem Program, Shelter Plus Care program, Supportive Housing Program and local shelters and transitional housing providers are all included as housing resources.

2. If the Continuum of Care has established centralized or coordinated assessment system that

Consolidated Plan EVANSVILLE 275 OMB Control No: 2506-0117 (exp. 06/30/2018)

meets HUD requirements, describe that centralized or coordinated assessment system.

We are part of the Indiana Balance of State CoC, which is 91 out of 92 counties. There is a mixture of centralized and decentralized coordinated assessment system. Aurora is our local centralized point of contract, but HMIS allows all shelters and many social services providers to decentralized coordination, built into the normal intake process. Charity Tracker, a non-HMIS software system allows multiple agencies to serve clients in coordination.

3. Identify the process for making sub-awards and describe how the ESG allocation available to private nonprofit organizations (including community and faith-based organizations).

Appointed by the Mayor, the CAC is the first step of a three-tier allocation process for public service funds. All public service proposals for funds are reviewed by the CAC, who makes recommendations to the Mayor. The Mayor in turn makes recommendations to the City Council, who has final authority to allocate CDBG, ESG and HOME funds. All meetings of the CAC and City Council for 2014 federal funds were advertised and open to the public.

HSCSI is the local representative voting body under the structure of the Indiana Planning Council as part of the Indiana Balance of State Continuum of Care. HSCSI made the official recommendation for Aurora Inc. to be the subrecipient/subgrantee for rapid re-housing funds.

4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR 576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions regarding facilities and services funded under ESG.

The City of Evansville meets the homeless participation requirement. Local homeless providers make the effort to include homeless participants in their planning and decision making process. Several local agencies have employed current homeless clients and previously homeless clients on their staffs.

The Commission on Homelessness, which was created into the City Code Chapter 2.115, membership by code includes a previously homeless person on the Commission. The Commission makes nonbinding recommendations to City and County government, not-for-profits, or interested agencies concerning the 10-year plan to end homelessness in Evansville and Vanderburgh County and the issues concerning homelessness in Vanderburgh County and the City of Evansville.

Consolidated Plan EVANSVILLE 276 OMB Control No: 2506-0117 (exp. 06/30/2018)

5. Describe performance standards for evaluating ESG.

The performance standards were developed in conjunction with the governing body for the Indiana Balance of State Continuum of Care, the Indiana Planning Council on the Homeless by using the national standards outlined in Section 427 of the McKinney-Vento Act, as amended by the HEARTH Act. Baseline measurements for the system-wide objectives will be developed upon program inception by IHCDA using the HMIS.

Consolidated Plan EVANSVILLE 277 OMB Control No: 2506-0117 (exp. 06/30/2018)

Appendixx - Alternate/Local Data Sources

1 Data Source Name Test List the name of the organization or individual who originated the data set.

Provide a brief summary of the data set.

What was the purpose for developing this data set?

Provide the year (and optionally month, or month and day) for when the data was collected.

Briefly describe the methodology for the data collection.

Describe the total population from which the sample was taken.

Describe the demographics of the respondents or characteristics of the unit of measure, and the number of respondents or units surveyed.

2 Data Source Name Bowen National Research Market Study

List the name of the organization or individual who originated the data set. Patrick M. Bowen of Bowen National Research comprised the data set. Provide a brief summary of the data set. Demographic data-Population, household, housing, crime,and employment were secured from ESRI, Incorporated, the 2000 and 2010 U.S. Census, Applied Geographic Solutions, U.S. Dept. of Commerce and the American Community Survey. Employment information was obtained through the U.S. Dept. of Labor and Bureau of Labor Statistic. Bowen also conducted interviews with local stakeholders familiar with employment characteristic and trends of the Evansville area. What was the purpose for developing this data set? The purpose for the data set is to develop a housing needs assessment for the City of Evansville.

Consolidated Plan EVANSVILLE 278 OMB Control No: 2506-0117 (exp. 06/30/2018)

How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? The administrative data covers the housing needs of the City of Evansville with additional consideration given to five submarkets comprised within the city limits. What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2020-2024 is the time period studied. What is the status of the data set (complete, in progress, or planned)? Completed and utilized in this Consolidated Plan and Action Plan.

3 Data Source Name Arts District and Jacobsville NRSAs List the name of the organization or individual who originated the data set. The Department of Metropolitan Development Provide a brief summary of the data set. The data sets are for the Art's District and Jacobsville District Neighborhood Revitalization Strategy Areas. Most data was obtained from the 2010 Census and current year American Community Surveys. What was the purpose for developing this data set? Assist residents through workforce development initiatives to obtain higher-wages,decrease crime, improve physical and mental health, increase affordable housing, and improve transportation options. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? The boundaries of the Art’s District NRSA are composed of block groups within four (4) census tracts; track 11, track 12, track 13, and track 17. Located in the City of Evansville and south of the City’s Central Business District. The boundaries of the proposed NRSA are composed of approximately 1,024 acres in Census Tracts 19, 20, 25 and Block Groups 1 and 2 of Census Tract 21. These Census tracts include three historic areas: Lamasco to the west, Jacobsville in the center, and Jimtown to the east. What time period (provide the year, and optionally month, or month and day) is covered by this data set? The Art's District became a NRSA in 2012. As the result of the COVI-19 pandemic some of the businesses that developed from the original designation needed additional assistance to re-open. The City is requesting the designation to be extended through 2024. The Jacobsville NRSA was established in 2018 and was part of a substantial amendment for the 2015-2019 Consolidated Plan. The City wishes to continue the NRSA designation in the 2020-2024 Consolidated Plan.

Consolidated Plan EVANSVILLE 279 OMB Control No: 2506-0117 (exp. 06/30/2018)

What is the status of the data set (complete, in progress, or planned)? Both NRSAs data sets are completed and will be used for development.

4 Data Source Name 2020-2024 Analysis of Impediments List the name of the organization or individual who originated the data set. Prosperity Indiana Provide a brief summary of the data set. Data is from the 2014-2018 American Community Survey (ACS) 5-year estimates, which the U.S. Census Bureau released on December 19, 2019. Other data including the Home Mortgage Disclosure Act (HMDA) 2018 and Community Reinvestment Act (CRA) 2017 reports were used. What was the purpose for developing this data set? sCommunity identification of impediments to fair housing choice in Evanville, IN.

How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? The coverage is comprehensive in that the City of Evansville was studied, however data concluded that there are concentrated geographical areas of the Black/African American population in the following census tracts: CT10, 11, 12, 13, 14, 15, AND 17. What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2020-2024 What is the status of the data set (complete, in progress, or planned)? Completed.

Consolidated Plan EVANSVILLE 280 OMB Control No: 2506-0117 (exp. 06/30/2018)