Fair Oaks Ranch

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FAIR OAKS gazette

June 2011 Newsletter for the Residents of Fair Oaks Ranch Volume 1, Issue 2 FINANCIAL FOCUS Know Your Investment Risks — and How to Respond When you invest, you take some risks. While you can’t totally the issuer. (You can help protect against this by purchasing bonds avoid these risks, you can take steps to help reduce their impact and that have some degree of “call protection” and by owning bonds with increase your comfort level. And the more comfortable you are with different maturities.) your investments, the easier it will be to follow a long-term strategy Losing purchasing power — This risk largely applies to fixed-rate that can help you meet your goals. investments such as certificates of deposit (CDs). To illustrate: If you Let’s look at the most common types of risk related to investing, purchase a CD that pays 2%, and the inflation rate is 3%, you are along with some suggestions on helping to reduce these risks: actually losing purchasing power. Losing principal — This type of risk is most closely associated with Your response — Despite their vulnerability to inflation, CDs can investing. For example, when you purchase a stock, you know that offer you some valuable benefits, such as preservation of principal. its value could go up or down. If it drops below your purchase price, Yet if you are concerned about fighting inflation, you may want to and you then sell your shares, you will lose some of your principal. look for investments than have the potential to offer rising income, Your response — You can’t eliminate the risk of losing principal, but such as dividend-paying stocks. In fact, you can find stocks that have by owning a mix of stocks, bonds, government securities and other increased their dividends for many consecutive years. (Be aware, types of investments, you can help reduce the impact of volatility on though, that companies can reduce or eliminate dividends at any your portfolio. Keep in mind, though, that diversification, by itself, time. Also, an investment in stocks fluctuates, and you could lose can’t guarantee a profit or protect against loss. your principal.) Losing value when interest rates change — This type Apart from these individual techniques to reduce of risk primarily affects fixed-income investments, such investment-related risk, you should also save early as bonds. If you purchase a bond that pays, say, a 4% and save often — because the more money you interest rate, and the market rate goes up to 5%, then the accumulate, the greater your ability to follow a long- value of your bond will drop because no one will be willing term strategy that reflects your personal risk tolerance. to pay you the full price for it when newer, higher-yielding That’s why it’s a good idea to contribute as much as bonds are available. possible over the years to your IRA and 401(k) or Your response — You can combat, or even other employer-sponsored retirement plan. ignore, interest rate risk by holding your By understanding the different types of bonds until they mature. By doing so, you’ll investment risk, and by acting to help lessen get your full principal back, provided the them, you can reduce much of the stress issuer doesn’t default, and you’ll continue sometimes associated with investing — to receive regular interest payments unless while you increase your prospects for the bonds are “called,” or repurchased by achieving your objectives.

Copyright © 2011 Peel, Inc. Fair Oaks Gazette - June 2011 fair oaks ranch Important Numbers June 2011 8-Sep. 11—SAN ANTONIO: George Nelson: Architect, Writer, Emergencies Numbers Designer, Teacher From the Vitra Design Museum in Weil am EMERGENCY...... 911 Rhein, Germany, this comprehensive retrospective focuses on the Fire...... 911 architecture and design work of George Nelson, one of the most Ambulance...... 911 influential American designers of the 20th century. McNay Art Fair Oaks Ranch Police Department...... 210-698-0990 Museum, 6000 N. New Braunfels. www.mcnayart.org 210/824- Animal Control...... 210-698-0990 5368 10-12—SAN ANTONIO: Texas Folklife Festival Institute of Texan Schools Cultures, 801 E. Durango Blvd. www.texasfolklifefestival. org Boerne ISD...... www.boerne-isd.net 210/458-2300 or 210/458-2224 Fair Oaks Ranch Elementary...... 210-698.-616 11-12—WESLACO: Family Campout Enjoy a night under the stars, learn to make a campfire, tell ghost stories and search for creatures Utilities in the night with a park ranger. Camping gear is provided. In the Allied Waste Services - Garbage & Recycling...... 210-648-5222 morning, take a morning hike to look for alligators and other AT&T - Telephone...... 800-464-7928 creatures in the park. Reservations required. Estero Llano Grande CPSEnergy...... (new service) 210-353-2222 State Park—World Birding Center. 956/565-3919 ...... (service trouble or repairs) 210-353-4357 15-Aug. 28—SAN ANTONIO: Burgoyne Diller: Abstract Fair Oaks Ranch Utilities - Water...... 210-698-7685 Pioneer Thirty drawings by this abstract artist range from Cubist GVCS - Cable & Telephone...... 800-367-4882 experimentation in the 1930s to severe, geometric studies for Pedernales Electric Co-op...... 888-554-4732 sculpture in the 1960s. McNay Art Museum, 6000 N. New Time Warner - Cable...... 210-244-0500 Braunfels. www.mcnayart.org 210/824-5368 15-Sep. 18—SAN ANTONIO: A Fine Line: The Woodcuts of John Other Lee Lee—a Trinity University assistant professor from Korea who United States Post Office...... makes his own inks, paper, and tools—creates woodcuts that are 607 E. Blanco. Rd. - Boerne, TX...... 210-249-2414 minimal and reserved in character. McNay Art Museum, 6000 N. 5837 De Zavala Rd - San Antonio, TX...... 210-641-0248 New Braunfels. www.mcnayart.org 210/824-5368 17-18—SAN ANTONIO: Juneteenth Celebrations Festivals, fairs, pageants and picnics mark the city’s annual observance of the Newsletter Info anniversary of June 19, 1865, the date that Texas slaves learned of the Emancipation Proclamation’s signing. Comanche Park and Publisher other locations. www.juneteenthsanantonio.com Peel, Inc...... 888-687-6444 18—WESLACO: Spanish Nature Day Join a Spanish-speaking Article Submission...... [email protected] naturalist on a one-of-a-kind nature journey and discover the Advertising...... [email protected] wonderful wildlife Estero Llano Grande State Park has to offer. This program will be mainly in Spanish. Bring a sack lunch. Hours are 10 a.m. to 2 p.m. 956/565-3919 advertising info 20-July 29—SAN ANTONIO: Texas Tales and Trails Institute of Texan Cultures, 801 E. Durango Blvd. www.texancultures.com Please support the advertisers that make Fair Oaks Gazette 210/458-2300 possible. If you would like to support the newsletter by 25—SAN ANTONIO: Stan Irvin: “The Artist’s Work” Talk and advertising, please contact our sales office at 888-687-6444 image presentation by Austin ceramist highlighting his single- or [email protected]. The advertising deadline is the fired, thrown and altered vessels. Begins at 12:15 p.m. Ellison 20th of the month prior to the issue. Lecture Hall, Navarro Campus at the Southwest School of Art, 300 Augusta. www.swschool.org

Don’t want to wait Texas Events has been published with the permission of the for the mail? Texas Department of Transportation. All events are taken in View the current issue of Fair Oaks Gazette part from the Texas Events Calendar. All dates for events were on the 1st day of each month at www.PEELinc.com correct at the time of publication and are subject to change.

Fair Oaks Gazette - June 2011 Copyright © 2011 Peel, Inc. fair oaks ranch Meet Nathan What is life like today for a typical ten year Stability of loving relationships and old boy? Skateboards, bicycles, computer predictability in a safe environment are games, school with kids he has known since he essential elements to help each child reach started kinder garden, neighborhood friends their potential. Finding a “Forever Family” for to hang out with, parents that make him clean a child like Nathan is critical to his continued his room and take a bath on a regular basis, growth and development. As long as kids like but are always there for him; grandparents Nathan remain in the foster care system, they that spoil him? For a child in the foster care always have the mindset that tomorrow may system, many of these things are missing. mean another foster home, another school, And those are the most important, namely another set of parents to adjust to. Could the relationships with family and long term you help Nathan or other children like him friends that tend to build trust and security to gain the trust and security that comes with that help the child develop a strong sense of having a permanent family? self and build on self-esteem. Adopting a child from the foster care Meet Nathan, an active 10 year old child in system requires little or no cost to the 512-450-8750 or email at stephanieberka@ foster care. He loves the Texas Longhorns and adoptive family and funding may be available adopttexas.org is a talented football and basketball player. He to help the adoptive family support the child To learn more about the adoption process enjoys school, has lots of friends and is always or sibling group. and the Adoption Coalition of Texas, respectful to his teacher. Nathan has so much For more information, please contact please call Bruce Thompson at 512-301- potential for the future and in finding his Stephanie Berka, Wendy’s Wonderful Kids 2825 or visit our website at http://www. forever home, he is destined to reach all of it!! Recruiter, Adoption Coalition of Texas at adoptioncoalitiontx.org

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Matthew McConaughey stars as street-smart attorney Mickey Haller in "The Lincoln Lawyer."

STARRING: Matthew McConaughey, Marisa Tomei, Ryan Phillippe DIRECTED BY: Brad Furman (“The Take”) WRITTEN BY: John Romano (“Nights in Rodanthe”) As far as courtroom dramas are concerned, practicing in Beverly Hills, Mickey Haller after indispensable evidence seems to mount you’d be hard-pressed to find something as (McConaughey) is chauffeured around against them. generic as “The Lincoln Lawyer.” Forget about town in style inside his vintage Lincoln From here, “Lawyer” becomes part morality the excitement brewing because Matthew Town Car. thriller, part courtroom drama with Mickey McConaughey (“Ghosts of Girlfriends Past”) Adapted from the novel of the same name caught in the middle wondering if he’s is actually starring in a film that doesn’t by crime-fiction writer Michael Connelly fighting for a scumbag’s exoneration. Despite require him to remove his shirt or offer up (this is the first of four books in the Haller McConaughey’s satisfying performance, his rugged good looks for an insulting rom series), Lawyer struggles to find its footing none of it is very original. The pool of com role opposite Kate Hudson or Sarah within a cliché storyline reworked by shallow characters (Marisa Tomei as the ex- Jessica Parker – as much as everyone would screenwriter John Romano (“Nights in wife prosecutor; John Leguizamo as a shady like it to be, this is not a sequel to 1996’s Rodanthe”) and helmed by novice director bail bondsman; Michael Peña as an ex-client “A Time to Kill.” Instead, “Lawyer” is an Brad Furman, whose only other film is the who is now in San Quentin) don’t help overrated, underwritten crime schlock that straight-to-DVD armored-truck thriller us sympathize with our conflicted lawyer, plays like an irritating Dick Wolf-produced “The Take.” whose character is never fully explored past legal TV show. Call it “Law & Order: Luxury In “Lawyer,” Mickey lands the case of his slicked-back hair, dog-tired eyes, and Sedan.” his career when he is hired to defend Louis vulnerability to the bottle That title might even be a stretch, since Roulet (Ryan Phillippe), a spoiled, rich the titular vehicle doesn’t make much of an socialite charged with the brutal assault GRADE C- impact in the film besides serving as a shiny of a prostitute who propositions him at prop for the laid-back soundtrack featuring a nightclub. While Louis maintains his blues, R&B, and old-school hip-hop from innocence (he cries “Set up!” on more than artists including Bobby “Blue” Bland, Erick one occasion), Mickey and his investigator Sermon, and Marlena Shaw. As a suave, friend Frank Levin (William H. Macy) figure street-smart criminal defense attorney out a way to get their client off the hook even

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The Fair Oaks Gazette is a private publication published by Peel, Inc. It is not sanctioned by any homeowners association or organization, nor is it subject to the approval of any homeowners association or organization, nor is it intended, nor implied to replace any publication that may be published by or on behalf of any homeowners association or organization. At no time will any source be allowed to use The Fair Oaks Gazette contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political Not Available campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in the newsletter is exclusively Online for the private use of Peel, Inc. Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser. * The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising. * Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, Do You Have Reason except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction. to Celebrate? * Under no circumstances shall the publisher be held liable for incidental or We want to hear from you! Email fairoaksranch@ consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, PEELinc.com to let the community know! except as limited to liabilities stated above.

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Parents this is your chance to brag on your kiddos. We want pictures of your kids doing everyday things, school events, plays, sports, etc. Send in your pictures to be featured in the Fair Oaks Ranch Gazette.

E-mail your pictures to [email protected] by the 20th of the month.

Conveniently located at IH-10 and Fair Oaks Parkway in the FAIR OAKS VILLAGE SHOPPING CENTER

Call for an appointment 210-698-3815 Walk ins Welcome NOW Salon is a FULL Service HAIR salon for MEN, WOMEN and CHILDREN including cut, style, color, extensions, smoothing, waving and more. NOW Salon offers special event services in salon or at location/venue including hair styling (up do's) and makeup. Remember to call when planning a wedding, quinceanera or any special event!

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Reviewed by: Mary L. Gavin, MD Date reviewed: October 2007

What a Fire Ant Is are not having an allergic reaction. The symptoms There are many different types of fire ants, and of an allergic reaction include hives (red patches they are found all throughout the southeastern and on the skin that sting and itch), nausea, dizziness, southwestern United States. The most common and a tight feeling in the throat, or difficulty breathing. aggressive kind is the red imported fire ant, which If these symptoms occur, the person needs to get is reddish-brown and measures about 1/8-inch long medical attention right away. (about half the size of a pencil eraser). But more often, you can follow these steps after Red imported fire ants live in colonies that first a fire ant sting: nest in the ground, and then create a mound of Wash the area with soap and water. dirt over the nest. These mounds can grow up to Apply some ice to the area. 18 inches high and over 2 feet wide! Red imported Check with the doctor if you have redness, fire ants' nests can be found on lawns, in parks, swelling, or itching. on playgrounds, in fields, and in pastures. Some What a Doctor Will Do red imported fire ants create nests in walls of A doctor may suggest giving a medicine called an buildings. antihistamine to control swelling and itching. If you What a Fire Ant Sting Looks and Feels are having a more severe allergic reaction to a fire Like ant sting, he or she may give you a shot fights the A person who gets stung by a fire ant will feel reaction. People who know that they are allergic a sharp pain and burning. A person who steps on to fire ant stings also sometimes carry emergency a fire ant mound will get a lot of stings at once medicine that they can give to themselves to because the ants have been disturbed where they prevent a severe reaction from happening. all live together. Each sting will turn into an itchy How to Avoid Getting Bitten white blister over the next day. The best way to avoid getting bitten by fire ants What You Should Do is to keep your shoes on when playing near fire ant If you ever think that you have been stung by a mounds. If you come across one, don't ever poke fire ant, tell an adult immediately. That's because the at it or try to play with it. venom (poison) in the fire ants' stings can cause Reviewed by: Elana Pearl Ben-Joseph, MD the area of the sting to swell up quite a bit, and a Date reviewed: September 2007 doctor may want to have a look to make sure you

This information was provided by KidsHealth, one of the largest resources online for medically reviewed health information written for parents, kids, and teens. For more articles like this one, visit www.KidsHealth.org or www. TeensHealth.org. ©1995-2006. The Nemours Foundation

Attention KIDS: Send Us Your Masterpiece!

Color the drawing below and mail the finished artwork to us at: Peel, Inc. - Kids Club 308 Meadowlark St Lakeway, TX 78734-4717 We will select the top few and post their artwork online at www.PEELinc.com. DUE: June 30th Be sure to include the following so we can let you know! Name: ______Age:______(first name, last initial) Email Address: ______[This information will only be used to notify you or your parents if your artwork was selected.]

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