2021 Income Limits Borrowers whose total household income does not exceed 100% of area median income may qualify for the ONE Mortgage Program. Borrowers below 80% area median income may be eligible for MHP subsidy.

Barnstable County

Barnstable (includes: Centerville, Cotuit, Hyannis, Marstons Mills, Osterville, West Barnstable), Bourne, Brewster, Chatham, Dennis, Eastham, Falmouth, Harwich, Mashpee, Orleans, Provincetown, Sandwich, Truro, Wellfleet, Yarmouth

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $54,450 $62,200 $70,000 $77,750 $84,000 $90,200 $96,450 $102,650 100% Income Limit $68,100 $77,750 $87,500 $97,200 $105,000 $112,750 $120,600 $128,350

Berkshire County

Alford, Becket, Clarksburg, Egremont, Florida, Great Barrington, Hancock, Monterey, Mount Washington, New Ashford, New Marlborough, North Adams, Otis, Peru, Sandisfield, Savoy, Sheffield, Tyringham, Washington, West Stockbridge, Williamstown, Windsor

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700 100% Income Limit $62,150 $71,000 $79,900 $88,700 $95,850 $102,950 $110,000 $117,150

Adams, Cheshire, Dalton, Hinsdale, Lanesborough, Lee, Lenox, Pittsfield, Richmond, Stockbridge

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $50,900 $58,200 $65,450 $72,700 $78,550 $84,350 $90,150 $96,000 100% Income Limit $63,650 $72,750 $81,850 $90,900 $98,200 $105,450 $112,700 $120,000

Bristol County

Easton, Raynham

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $71,300 $81,500 $91,700 $101,850 $110,000 $118,150 $126,300 $134,450 100% Income Limit $89,150 $101,900 $114,650 $127,350 $137,500 $147,700 $157,900 $168,100

Acushnet, Dartmouth, Fairhaven, Freetown, New Bedford

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $47,150 $53,850 $60,600 $67,300 $72,700 $78,100 $83,500 $88,850 100% Income Limit $57,350 $65,550 $73,750 $81,950 $88,500 $95,050 $101,600 $108,150

Page 1 of 5 Updated April 2021

Attleboro, Fall River, North Attleborough, Rehoboth, Seekonk, Somerset, Swansea, Westport

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $48,750 $55,700 $62,650 $69,600 $75,200 $80,750 $86,350 $91,900 100% Income Limit $60,950 $69,650 $78,350 $87,000 $94,000 $100,950 $107,950 $114,900

Berkley, Dighton, Mansfield, Norton, Taunton

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500 100% Income Limit $69,950 $79,950 $89,950 $99,900 $107,900 $115,900 $123,900 $131,900

Dukes County

Aquinnah, Chilmark, Edgartown, Gosnold, Oak Bluffs, Tisbury, West Tisbury

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $59,200 $67,650 $76,100 $84,550 $91,350 $98,100 $104,850 $111,650 100% Income Limit $74,000 $84,600 $95,150 $105,700 $114,200 $122,650 $131,100 $139,600

Essex County

Amesbury, Beverly, Danvers, Essex, Gloucester, Hamilton, Ipswich, Lynn, Lynnfield, Manchester by the Sea, Marblehead, Middleton, Nahant, Newbury, Newburyport, Peabody, Rockport, Rowley, Salem, Salisbury, Saugus, Swampscott, Topsfield, Wenham

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $70,750 $80,850 $90,950 $101,050 $109,150 $117,250 $125,350 $133,400 100% Income Limit $88,450 $101,100 $113,700 $126,350 $136,450 $146,600 $156,700 $166,750

Andover, Boxford, Georgetown, Groveland, Haverhill, Lawrence, Merrimac, Methuen, North Andover, West Newbury

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $57,650 $65,850 $74,100 $82,300 $88,900 $95,500 $102,100 $108,650 100% Income Limit $72,100 $82,350 $92,650 $102,900 $111,150 $119,400 $127,650 $135,850

Franklin County

Ashfield, Bernardston, Buckland, Charlemont, Colrain, Conway, Deerfield, Erving, Gill, Greenfield, Hawley, Heath, Leverett, Leyden, Monroe, Montague, New Salem, Northfield, Orange, Rowe, Shelburne, Shutesbury, Sunderland, Warwick, Wendell, Whately

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700 100% Income Limit $62,150 $71,000 $79,900 $88,700 $95,850 $102,950 $110,000 $117,150

Page 2 of 5 Updated April 2021 Hampden County

Agawam, Blandford, Brimfield, Chester, Chicopee, East Longmeadow, Granville, Hampden, Holland, Holyoke, Longmeadow, Ludlow, Monson, Montgomery, Palmer, Russell, Southwick, Springfield, Tolland, Wales, Westfield, West Springfield, Wilbraham

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700 100% Income Limit $62,150 $71,000 $79,900 $88,700 $95,850 $102,950 $110,000 $117,150

Hampshire County

Amherst, Belchertown, Chesterfield, Cummington, Easthampton, Goshen, Granby, Hadley, Hatfield, Huntington, Middlefield, Northampton, Pelham, Plainfield, Southampton, South Hadley, Ware, Westhampton, Williamsburg, Worthington

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700 100% Income Limit $62,150 $71,000 $79,900 $88,700 $95,850 $102,950 $110,000 $117,150

Middlesex County

Acton, Arlington, Ashby, Ashland, Ayer, Bedford, Belmont, Boxborough, Burlington, Cambridge, Carlisle, Concord, Everett, Framingham, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Malden, Marlborough, Maynard, Medford, Melrose, Natick, Newton, North Reading, Reading, Sherborn, Shirley, Somerville, Stoneham, Stow, Sudbury, Townsend, Wakefield, Waltham, Watertown, Wayland, Weston, Wilmington, Winchester, Woburn

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $70,750 $80,850 $90,950 $101,050 $109,150 $117,250 $125,350 $133,400 100% Income Limit $88,450 $101,100 $113,700 $126,350 $136,450 $146,600 $156,700 $166,750

Billerica, Chelmsford, Dracut, Dunstable, Groton, Lowell, Pepperell, Tewksbury, Tyngsborough, Westford

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $63,250 $72,250 $81,300 $90,300 $97,550 $104,750 $112,000 $119,200 100% Income Limit $79,100 $90,350 $101,650 $112,900 $121,950 $130,950 $140,000 $149,000

Nantucket County

Nantucket

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $58,950 $67,350 $75,750 $84,150 $90,900 $97,650 $104,350 $111,100 100% Income Limit $73,700 $84,200 $94,700 $105,200 $113,650 $122,100 $130,450 $138,900

Page 3 of 5 Updated April 2021

Norfolk County

Bellingham, Braintree, Brookline, Canton, Cohasset, Dedham, Dover, Foxborough, Franklin, Holbrook, Medfield, Medway, Millis, Milton, Needham, Norfolk, Norwood, Plainville, Quincy, Randolph, Sharon, Stoughton, Walpole, Wellesley, Westwood, Weymouth, Wrentham

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $70,750 $80,850 $90,950 $101,050 $109,150 $117,250 $125,350 $133,400 100% Income Limit $88,450 $101,100 $113,700 $126,350 $136,450 $146,600 $156,700 $166,750

Avon

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500 100% Income Limit $69,950 $79,950 $89,950 $99,900 $107,900 $115,900 $123,900 $131,900

Plymouth County

Abington, Bridgewater, Brockton, East Bridgewater, Halifax, Hanson, Lakeville, Marion, Mattapoisett, Middleborough, Plympton, Rochester, West Bridgewater, Whitman

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500 100% Income Limit $69,950 $79,950 $89,950 $99,900 $107,900 $115,900 $123,900 $131,900

Carver, Duxbury, Hanover, Hingham, Hull, Kingston, Marshfield, Norwell, Pembroke, Plymouth, Rockland, Scituate, Wareham

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $70,750 $80,850 $90,950 $101,050 $109,150 $117,250 $125,350 $133,400 100% Income Limit $88,450 $101,100 $113,700 $126,350 $136,450 $146,600 $156,700 $166,750

Suffolk County

Boston (includes: Allston, Back Bay, Brighton, Charlestown, Dorchester, East Boston, Hyde Park, Jamaica Plain, Mattapan, North End, Roslindale, Roxbury, South Boston, South End, West Roxbury), Chelsea, Revere, Winthrop

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $70,750 $80,850 $90,950 $101,050 $109,150 $117,250 $125,350 $133,400 100% Income Limit $88,450 $101,100 $113,700 $126,350 $136,450 $146,600 $156,700 $166,750

Page 4 of 5 Updated April 2021 Worcester County

Ashburnham, Fitchburg, Gardner, Leominster, Lunenburg, Templeton, Westminster, Winchendon

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $50,200 $57,400 $64,550 $71,700 $77,450 $83,200 $88,950 $94,650 100% Income Limit $62,750 $71,750 $80,700 $89,650 $96,850 $104,000 $111,200 $118,350

Berlin, Blackstone, Bolton, Harvard, Hopedale, Lancaster, Mendon, Milford, Millville, Southborough, Upton

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $65,600 $75,000 $84,350 $93,700 $101,200 $108,700 $116,200 $123,700 100% Income Limit $82,000 $93,750 $105,450 $117,150 $126,500 $135,900 $145,250 $154,650

Athol, Hardwick, Hubbardston, New Braintree, Petersham, Phillipston, Royalston, Warren

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700 100% Income Limit $62,150 $71,000 $79,900 $88,700 $95,850 $102,950 $110,000 $117,150

Auburn, Barre, Boylston, Brookfield, Charlton, Clinton, Douglas, Dudley, East Brookfield, Grafton, Holden, Leicester, Millbury, Northborough, Northbridge, North Brookfield, Oakham, Oxford, Paxton, Princeton, Rutland, Shrewsbury, Southbridge, Spencer, Sterling, Sturbridge, Sutton, Uxbridge, Webster, Westborough, West Boylston, West Brookfield, Worcester

Household Size 1 2 3 4 5 6 7 8 80% Income Limit $55,350 $63,250 $71,150 $79,050 $85,400 $91,700 $98,050 $104,350 100% Income Limit $69,200 $79,100 $88,950 $98,850 $106,750 $114,650 $122,600 $130,450

Page 5 of 5 Updated April 2021