PRESORTED JANUARY/FEBRUARY 2008 STANDARD U.S. POSTAGE PAID CHAPTER & LIC NY 11101 INSTALLATIONINSTALLATION PERMIT NO. 808 HIGHLIGHTS ON PAGE 16

CIRCULATION 26,000

The Voice for Real Estate™ OFFICIAL PUBLICATION OF THE LONG ISLAND BOARD OF REALTORS(, INC. www.mlsli.com™

Mottola, CEO LIBOR/MLS said, “December inventory levels, 2007 Long Island while 12% higher than last December, are still lower than November 2007.” Mottola fur- ther notes that the median inven- Home Prices Mainly tory price for December is 4% less than it was a year ago, which he says suggests that sellers are continuing to respond to the mar- Unchanged from 2006 ket with price adjustments. The National Association of By Tricia Chirco MLSLI reported an average selling price of Realtors¨ (NAR) reports that they Marketing & Communication Director $516,194 for 2006. expect home prices to recover in 2008. NAR Individually, Nassau County reported a is predicting a 1.8 percent increase in home 2007 average sales price of $ 597,044, 1.6% sales through 2008 after a reported decline in Despite reports of a slumping housing less than a year ago when it was reported at 2007 of 1.4 percent. Over the next few market, Long Island home prices remained $606,859. Suffolk County reported a year months home prices are expected to hold fair- stable in 2007 with year ending average ending sale price of $465,458, which repre- ly steady and then begin to improve in the later prices fairing better than expected. sents a 2% increase over 2006’s average sale part of the year. Lawrence Yun, NAR’s Senior According to the Multiple Listing Service of price of $456,419. Queens County reported Economist says, “Local real estate conditions Long Island, Inc., (MLSLI) the 2007 closed an average sale price of $481,168 which is vary considerably, but with historically low average sales price for a home on Long 2.5% lower than 2006’s figure of $493,253. mortgage interest rates predicted for this sum- Island was $515,539. When examining the Recent housing figures released by mer, and sustained job growth, it could be a entire year, the 2007 average price in the tri- MLSLI continue to show a gradual softening good time for first time homebuyers with a county area is virtually the same as 2006. of house prices and activity. Joseph E. long-term view to test the housing waters.” Registering the Public to Vote in 2008 is a REALTOR¨ Priority! elections are decided by only a few votes. It and/or come in contact with. LIBOR will be ciate the increased number of residents who is imperative that you vote as every vote distributing copies of this form to every can vote as well as to the REALTORS¨ counts! But there is a catch — you must be chapter president so they may dispense these who will get coverage for this project. registered to vote in the County in which you forms at all of their meetings These forms LIBOR will be encouraging all local reside. must be mailed back ASAP to the REALTOR¨ offices to promote this pro- In 2008 LIBOR will be concentrating on Appropriate County Board of Elections. gram as well. increasing the number of residents who are As part of our program — we are going to For more information on registering to vote able to vote. This host Register to Vote Days in each County and/or to download a copy of the voter includes REAL- throughout the year as well as producing registration form — please visit TORS¨, their friends, posters for each of the 2,700 individual https://www.mlsli.com/ro/legislative/vote.cfm families, neighbors, LIBOR member offices to display. Whether you are a member of the customers, open Voter registration forms are also available Democratic, Republican or Independent house attendees and online by visiting the legislative section on Party — you must remember that we are all most of all - members the REALTORS ONLY website at members of the REALTOR¨ Party! Every of the general public.. mlsli.com. member of LIBOR must exercise our power By Randy L. Kaplan Our campaign kicks LIBOR will be promoting our activities in November. Make sure you and all of your Director of Government off with an actual on this program to both the legislators and associates are registered to vote! Affairs voter registration the media. We want to show our elected On Election Day — make sure you form that is inserted officials that we are serious about increasing remember to vote for the candidates who are This November’s elections are the talk of into this issue of the REALTOR¨ newspa- the percentage of the general public who are REALTOR¨ -friendly. They need our sup- the town as America gets ready to vote for per. You may reproduce this form as is and registered to vote. This will be beneficial to port. Please remember to vote! We can make the next President of our country. Sometimes distribute them to every one you know both the legislators who will greatly appre- a difference! 2008 RPAC CONTRIBUTORS…IT'S YOUR BEST INVESTMENT! SEE PAGES 21-24 THE REALTOR¨ ● January/February 2008 ● 2 © 200 New York metropolitanarea’stoprealestatefirm. needed toachieve personalgreatness.We’ll giveyouthebesttoolstogetresults–andthat’swhatmakesus P ersonal growth?Financialsuccess?At Prudential DouglasEllimanRealEstateyou’llbe surroundedbytheinspiration 8 rdniladaergsee evc ak fTePueta nuac opn fAeia EqualHousingOpportunity. Each Com areregistered servicemarksofThe PrudentialInsurance CompanyofAmerica. Prudential and TO ACHIEVE GREATNESS? WHAT WILLINSPIRE YOU Are youready toachieve us,we’llsupplytheinspiration. greatness? Contact www.prudentialelliman.com/careers Call 631. 425.5772 . All inquiriesconfidential.

eInspired!Be pany IndependentlyOwned andOperated. 3 Town of Brookhaven 2008 January/February

Building Moratorium www.mlsli.comª Defeated IN THE NEWS By Meredith E. Dulberg tions, including but not Legislative Liaison limited to those for sub- 2007 HOME PRICES division maps, site plan

RELATIVELY UNCHANGED The Town of Brookhaven voted (4-3) development, land divi- With softer market REALTOR THE against the proposed building moratorium sions, variances, special conditions being that would have affected 11,000 properties permits, building per- along the Forge River area. Former Town mits for described prop- reported in 2007, Councilwoman Carol Bissonette had pro- erty, wetlands and many expected the posed a 24 month halt on any construction waterways, or change of year ending average

that would have added cesspools along the zone applications, home price on Long ¨ Forge River. The waterway is plagued by would have been accepted, reviewed and/or to protect the environment and to help the Island to be significant- Town develop in an orderly and beneficial an excess of nitrogen, a primary cause of granted approval by the Town with few ly lower than in 2006. the Forge River’s ecological dysfunction. exceptions. manner. We live, work and play in these However, it wasn’t the case Ð the This environmental proposal would have LIBOR submitted the following state- communities and thus seek a high quality of made it burdensome on builders as no new ment in opposition to the Supervisor and life for our families but smart growth does year ending figure reported by development applications, land use applica- the entire Town Board: REALTORS¨ seek not equal no growth. MLSLI of $515,539 was only slight- ly less than the $516,194 average Amendments Proposed to NYC Co-op reported for the year prior . . . . P1 REGISTERING PEOPLE TO Disclosure Legislation VOTE IS #1 PRIORITY By Meredith E. Dulberg required time, then it must refund the buyer ply with the provisions of the bill. With a Presidential Legislative Liaison any funds paid to the board associated with The NYC Council plans to hold a hearing Election scheduled the application. Buyers may also file a civil on this new proposed bill sometime soon, pos- this November, Although NYSAR agrees with the spirit suit against a Co-op if the board fails to sibly in early February. While it is not possible LIBOR has made it behind NYC Councilman Hiram make a timely determination or aggrieved to amend Int. 119-A at this point, NYSAR will a top priority to get Monserrate’s (D-Corona) bill, which requires buyers may choose to commence a proceed- have an opportunity to provide testimony on Realtor¨ mem- cooperative corporations to disclose to ing before the NYC Human Rights the proposal when it is brought before the bers, and the pub- prospective purchasers the reasons for with- Commission. Civil penalties may also be Council. LIBOR will keep you updated when holding consent to a proposed sale, NYSAR levied against co-ops that fail to timely com- we receive a final draft of the legislation. lic, registered to VOTE before does not support his proposed legislation. Election Day! ...... P1 The New York City Leadership is now amending its version, Intro 119-A. This NAR COMMENDS FEDS amended version contains many provisions RATE-CUT that NYSAR sought in its’ proposed bill With deteriorating financial market including: transaction disclosure, applica- conditions, the Federal Reserve tions must include the requirements of what makes an application complete, and a makes the biggest rate cut in over required timetable that boards and appli- 20 years ...... P3 cants must follow. Differences in this new proposal include: NEW AGENCY DISCLOSURE Uniformity in the Application and if a board FORMS NOW AVAILABLE fails to take action on an application in the The State Legislature has once again made changes to the Agency Disclosure Forms effective January NAR Reports: Existing-home Sales Down in 1, 2008. The new Agency Disclosure Forms for Buyers and December But 2007 was Fifth Highest on Record Sellers...... P13 Nationally, existing-home sales declined on record; however, the total was 12.8 per- potential buyers are delaying a purchase.” in December following several months of cent below the 6,478,000 transactions According to Freddie Mac, the national stable activity, with total sales in 2007 at recorded in 2006. average commitment rate for a 30-year, con- the fifth highest on record, according to the Lawrence Yun, NAR chief economist, ventional, fixed-rate mortgage fell to 6.10 per- President’s Message ...... P4 National Association of Realtors¨. said the market is experiencing uncharacter- cent in December from 6.21 percent in Existing-home sales —slipped 2.2 per- istic weakness. “Home sales remain weak November; the rate was 6.14 percent in From Where I Sit...... P6 cent to a seasonally adjusted annual rate of despite improved affordability conditions in December 2006. Last week, Freddie Mac 4.89 million units in December from a pace many parts of the country, but we could get reported the 30-year fixed rate dropped to 5.69 WCR ...... P7 of 5.00 million in November, and are 22.0 a quick boost to the market if loan limits are percent. “Although interest rates on jumbo percent below the 6.27 million-unit level in raised in combination with the bold cut in loans have fallen somewhat, they remain well LIBOR News...... P8-12 December 2006. the Fed funds rate,” he said. “Home prices above conventional mortgage rates,” Yun said. For all of 2007 there were 5,652,000 are lower, mortgage interest rates continue Total housing inventory fell 7.4 percent at MLS News ...... P13 existing-home sales, the fifth highest year to decline and incomes are higher, but many the end of December to 3.91 million existing homes available for sale, which represents a 9.6-month supply at the current sales pace, Technology ...... P14 Fed Issues Emergency Rate-Cut down from a 10.1-month supply in The Federal Reserve, in an emergency the Fed said in a public statement. November. “The fall in inventory in Chapter Event Photo Coverage. P14 meeting January 22, 2008, slashed the “Moreover, incoming information indicates December is encouraging, but inventories key rate to 3.5 percent, citing a weaken- a deepening of the housing contraction as remain elevated and buyers have a clear edge This & That...... P20 ing economic outlook. The move marks well as some softening in labor markets.” over sellers in many markets,” Yun said. the Fed's biggest rate cut — three quar- NAR believes that the 75-basis-point The national median existing-home price for RPAC Contributors. . . . . P21-24 ters of a point — in more than 20 years. cut in the Fed funds was a good step in all housing types was $208,400 in December, As fears of a recession looms, the Fed giving the economy the boost and send- down 6.0 percent from a year earlier when the Legal/Governmental Updates . P26 said the rate-cut was to help restore con- ing a clear message to both the market median was $221,600. Because home sales fidence in the U.S. economy. and to consumers. The cut will help have slowed the most in higher cost markets, Ethics This Month ...... P27 “While strains in short-term funding lower mortgage interest rates and lessen there is a downward distortion to the national markets have eased somewhat, broader the burden of adjustable-rate loans that median as the mix of closed sales has changed Education...... P28-29 financial market conditions have continued are resetting. NAR commends the over the past year. For all of 2007, the medi- to deteriorate and credit has tightened fur- Federal Reserve Board on its bold action. an price was $218,900, down 1.4 percent from Services Directory ...... P30 ther for some businesses and households,” Adapted from Realtor Magazine a median of $221,900 in 2006. Source: realtor.org THE REALTOR¨ January/February 2008 4 Tony Smith,Chairperson,ProfessionalStandardsCommittee Valerie Van Cleef, WCR President RPACCo-Chairperson Matthew Arnold, Randy L.Kaplan,DirectorGovernment Affairs Barbara Ford,President,MLS Howard Goldson,Esq.,Nolan,Connolly, Mohsen Zandieh,President,LIBOR CONTRIBUTORS Christopher Meadows SALES ADVERTISING Christopher Meadows,President 516-676-6089 11579 252 SeaCliff Avenue, SeaCliff, NY DSI DesignGroup ADVERTISING PRINTING& PRODUCTION, EDITOR EDITOR PUBLISHER OFFICER EXECUTIVE CHIEF SECRETARY TREASURER PRESIDENT VICE PRESIDENT VICE PRESIDENT VICE PRESIDENT PRESIDENT 2008 OFFICERS REALTORS LONG ISLANDBOARD OF Nasis &Dornfeld,P.C. for SmallBusiness&theSelf-Employed ’ ASSISTANT S attention and attention are staff her and Rose Insurance. Disability & Supplements Medicare Care, Term Long Life, Dental, Health, in specializes Rose area. tri-state the servicing Rose Gagliardi is an insurance broker with over 20 years experience, Patricia Chirco [email protected] • www.insuranceplusny.com• [email protected] - ELECT 516.922.1200 • 212.268.4473 • Fax516.922.2829 • 212.268.4473 • 516.922.1200 REAL ESTATEREAL NEW BOARDYORKOF Mohsen Zandieh ¥ Joseph E.Mottola Liz English Fax516-676-4769 ¨ Donald Scanlon - - - INC. , 55 East Main Street • Oyster Bay,Oyster Street11771 • Main NY East 55 QUEENS SUFFOLK NASSAU Buddy Hoosein ¥ 516-676-6089 Christina DeFalco H INSURANCE maximum R Moses Seuram Kathy Engel Mary Alice Ruppert Mary Alice EALTH Joseph E.Mottola OSE committed for over 19 years 19 over for Endorsed by the by Endorsed client servicing. client G Broker AGLIARDI to providing the utmost personal utmost the providing to I The REALTOR profession, andtheirlivelihood. of theircommunities, REALTORS organization formedfor REALTORS The LongIslandBoardof The REALTOR 11704 West Babylon,NY 300 SunriseHighway The REALTOR Please sendaddresschangesto: POSTMASTER: is pendingatBabylon,New York. Application tomailatperiodicalspostagerate issues inJanuary/FebruaryandJuly/August. and ispublishedmonthly, exceptforcombined 11704, Sunrise Highway, West Babylon,NY Island BoardofREALTORS Island BoardofREALTORS assume anyliabilitythereof. endorse norrecommendthesamedothey vices orproductsadvertised,andtheyneither independent investigationconcerningtheser- advertisement inthispublication,makeno Email: [email protected] Website: www.mlsli.com (631) 661-4800 11704 West Babylon,NY 300 SunriseHighway LONG ISLANDBOARDOFREALTORS and subscribestoitsstrictcodeofethics. NSURANCE ¨ ¨ REALTOR SOITO FREALTORS OF ASSOCIATION Member oftheNATIONAL estate professionalwhoisa mark whichidentifiesareal registered collectivemembership for thebetterment is anon-pro ¨ ¨ ¨ ¥ REALTORS OF ISLANDBOARD LONG Official Publication Of The (718)739-8700 Plus is publishedbytheLong and itspublisher, The Long ª ¨ ª fi is afederally t ¨ ¨ ¨ , locatedat300 , inaccepting , INC. ¨ , INC. ¨ that allowsourmemberstobeonthecut- essential toprovideaneducationaltool taking placeintherealestatemarket,itis Directors fortheirconsideration. quently willbepresentedtotheBoardof prehensive retirementplanwhichsubse- Services Committeewillevaluateacom- for theirretirement. The Member they canprovideacomfortablenestegg individual member near future. Directors fortheirapprovalinthevery policies, willbepresentedtotheBoardof ance carriers,asopposedtoindividual would beunderwrittenbyhealthinsur- affordable healthinsuranceplan,which accomplish intheyeartocome. An not accomplishedwhatwehopeto have triedtoaddressforyearsand National Association ofREALTORS priority. This isanareathattheStateand the healthofourmembersisanessential trade organization inourcountry. Board ofREALTORS services thatwillmaketheLongIsland seriously andpledgetoyouprovide President. Itakethisresponsibilityvery bestowed uponmetoserveasyour happy, healthyandprosperousNew Year! wish themembershipandtheirfamiliesa P The Suffolk South Shore Chapter presented a check to the Ronald McDonald House McDonald Ronald the to check a presented Chapter Shore South Suffolk The of Long Island in the amount of $3,200; these funds were raised at their 2nd Annual 2nd their at raised were funds these $3,200; of amount the in Island Long of By Mohsen Zandieh, LIBOR President LIBOR Zandieh, Mohsen By Suffolk South Shore Chapter Treasurer Angela Charron, RMH Representative Joy Representative RMH Charron, TreasurerAngela Chapter Shore South Suffolk In 2008,withallthechangesthatare It isalsoparamounttosafeguardthe To beginwith,Iwould liketostatethat I amdeeplygratefulbythehonor I wouldliketotakethisopportunity Kasner, Suffolk South Shore Chapter President Carol Jemison and Suffolk South Suffolk and Jemison Carol President Chapter Shore Kasner,South Suffolk Casino Night held in September. Pictured are (l-r) LIBOR Secretary Liz English, Liz Secretary LIBOR (l-r) are Pictured September. in held Night Casino Raises $3,200for theRonaldMcDonald The Jamaica Central Chapter held a festive education seminar and networking and seminar education festive a held Chapter Central Jamaica The RESIDENT breakfast with special guest speaker Joseph E. Mottola, CEO-LIBOR/MLS, on CEO-LIBOR/MLS, Mottola, E. Joseph speaker guest special with breakfast Scenes From theJamaicaCentral The Suffolk SouthShoreChapter Shore Chapter 1st Vice President PaulWernersbach.President Vice 1st Chapter Shore December 20th at Villa Russo in Richmond Hill. Richmond in Russo Villa at 20th December ’ s wealth,whereby; ¨ House ofLongIsland ’ S the envyofevery Chapter Meeting M ESSAGE ¨ tion tonewheights. have. Together wewilltakeourorganiza- County Directorswithanyinputyoumay above, pleasefeelfreetocontactyour you themembers. After readingthe tices. ties embarkupontocurtailourlegalprac- and evenlawsthattownsmunicipali- profession againsttherules,regulations also beaunitedforceinsafeguardingour get thisbillsignedintolaw. tuned toseehowyoucanhelpustry through theJudiciaryCommittee.Stay biggest obstaclewillbeadvancingthebill earned commissions.Onceagainour statewide campaigntoprotectourhard mission. We willcontinuetopursueour worst, thesellerrefusestopayanycom- best, ourcommissionisbeingcutandat to gettheclosingtablerealizethatat working hardtoputadealtogether, only gram. all ofyoutotakeadvantagethispro- finalize aclassschedule.Istronglyurge business. OurEducationCommitteewill niques inallaspectsoftherealestate oriented training,instillsthebasictech- Sweathog Program,knowntoberesult ting edgeoftheirprofession. The My accountabilityanddedicationisto Let meassureyou,asinpast,wewill All ofushavehadtheexperience 5 ● January/February 2008 ● THE REALTOR¨ THE REALTOR¨ January/February 2008 6 Membership. one ofthe you canmake. LIBOR N LIBOR REALTORS ONLY toprintacopy ofthe2008LIBORMembershipGuide. al development,legislativeandlegalsupport,muchmore.Visit Bad Credit. Good Clientto Don’t Losea as 30to60days. credit scoreby100pointsinaslittle We canhelpincreaseyourprospect’s for eachsignup! we’ll sendyoua$75bonus Refer yourclientstous,and Stay on the cutting edge of the industry withyour Stay onthecuttingedgeofindustry Your from areatobutthepublicputsa The accuracyoftheseestimatesvaries a suddenthepublichasanothersource. using comparableinformationandallof toprovideestimatesofvalue Realtor¨ Again, itusedtobetheprovinceof started togeneratehousevaluereports. thentookthepublicrecordsand LOW don’t havetheverylatestinformation. source, (beitcountyortownship),you Unlessyougotothe to thepublicrecord. ally alagbetweenclosingandtheposting Thereisusu- properties whichhadclosed. records providerstoobtainthepricesof our industrymadeagreementswithpublic of Soldpropertiesascompaniesoutside sites accessiblebythepublic. as individualfirmsandagentshaveweb- both regionalandnational,nowlocal so. Eventuallythereweremanyothersites, among thefirstMLSsincountrytodo We were Astoria Federal). Island SavingsBank(now the MLSandthenLong it wasajointventurebetween Atthattime, (MLSLI.com). general publiconawebsite inventory availabletothe of LongIslandfirstmadeour tion, tothepublic,thisisnolongercase. provider oftheavailablehousinginforma- the MultipleListingServicewassole through industry. Where oncetheRealtor¨ changed manyaspectsoftherealestate F By Joseph E. Mottola, Chief Executive Officer Executive Chief Mottola, E. Joseph By The nextevolutionwastheavailability In Juneof1996,theMLS We allknowtheInternethasgreatly ROM estssc sTUI andZIL- Websites suchas TRULIA W LIBOR Membership HERE $Yec EWS LIBOR offersmanyvaluableresources,profession- BEST I S I Call Toll information orthe the publictohave information?” “Do wewant Free IT RECENT LATEST

arn a $7 • E 5 R ! e some outsideentitytodoit. attention onourwebsites,thanwaitfor Comps andattractretainthepublic’s for ourParticipantstodisplaythelatest The Directorsrecognizethatit’s better that thisisanareaofgreatpublicinterest. public websites,theDirectorsagainsee ing thetrendtoputlistinginformationon Service wasintheforefrontofanticipat- content. JustasourMultipleListing sites isthequalityandquantityof sold byvariousParticipantsoftheMLS.” “sold propertiesmayhavebeenlistedand be surethatthereisadisclaimerthe would beplacedonphotosandwewantto Somerestrictions playing theComps. establish howfarbackyoucangoindis- would limitthesizeofsearchand the displayofMLSComps. They far moreusabledatathanthepublicrecord. information becausetheMLSlistinghas information?” The MLSDirectors EST informationortheLAT- to haveRECENT question becomes,“Dowewantthepublic The the absolutelylatestinformation! significant amountofcredibilityinthem. 800-779-8086 it fe d r e r r a l C -+ F c We willbedevelopingsomerulesfor htteRatr had,however, was What theRealtor¨ i e The keytoattractingvisitorsweb- e g

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c t it’s alsothemostcomplete not justthelatestinformation; MLSLI.com. However, it’s their websitesaswell information fordisplayon Realtors thelatestcomparable make availabletoour restrictions, wewouldnow have decidedthat,withsome l i n e is T LIBOR HE L ONG I SLAND E NOTE: LIBOR MEMBERSONLY MAY REGISTER&PREPAY ON-LINE VISA, MASTERCARD, AMEX & DISCOVERaccepted. & MASTERCARD, AMEX VISA, www.mlsli.com/chapterreg/meetings.asp.to: Go events! & meetings chapter/division for ON-LINE prepay MEETINGS &EVENTS: STRATUS — click on MLS/LIBOR EVENTS CALENDAR on the INFO CENTER PAGE.CENTER INFO the on EVENTSCALENDAR MLS/LIBOR STRATUSon click — www.libor.com/chaptermeetings.cfm.on to available Go meetings Chapter/Division website. chapter each 631-661-4800on @ online LIAISON CHAPTER361.posted ext. are Events & Meetings Chapter All FEB. 11 — Monday 11— FEB. 310.ext. @ Speer Jim liaison: Staff A. Classroom West— RSC Babylon — 9:00am TASKISSUES FORCEFIELD MLS Monday 11— FEB. 382. ext. @ Dell’Italia Angela liaison: Staff Classroom. West—UpperRSC Babylon — 9:30am ASSISTANCELEGAL COMMITTEE Friday — 8 FEB. 516-971-2934.@ Andrews Ginger RSVP: door. the at $20.00 prepaid, One”‰Other The Out Knock Will Law New Proposed Knee... One On Is Market “Housing Alliance. Business Southampton Zizzi, Jim Speaker: (631-208-3510).Riverhead Avenue, Guest Woods,Reeves The 967 at Stonewalls — Program Breakfast Networking — 8:30am CHAPTER SUFFOLK EASTERN Thursday — 7 FEB. Franco @ LIBOR ext. 364. ext. LIBOR @ Franco Debbie liaison: Staff B. Classroom West— RSC Babylon — 8:30am ORIENTATIONLIBOR/MLS Thursday 14— FEB. 350. ext. LIBOR @ Gonzalez Lisa liaison: Staff Room. Conference floor 2nd — Babylon REALTORWest— BUILDING, 9:00am COMMITTEE EXECUTIVE LIBOR Thursday 2/14— 350. ext. LIBOR @ Gonzalez Lisa son: liai- Staff B. Classroom West— Babylon REALTORCENTER, — SERVICE 9:30am DIRECTORS OF BOARD MLS 13Wednesday— FEB. 371.ext. LIBOR @ Harman Luisa liaison: Staff Classroom. UpperWest— 10:00amRSC Babylon — DIRECTORS OF BOARD UNION CREDIT Tuesday12— FEB. 516-564-4480.@ Hutton Pia RSVP: person. per $25.00 Cost: Answered” Questions your You’reInformation! Foreclosures:Important Sales- “Short — PastPresident Instructor,LIBOR/MLS LIBOR Counsel, Board Esq., Nolan, Cathy speaker: Guest ticket! raffle FREE a get and Blue & Westbury(516-741-0581). WearWhite Red, Old Road, Cove Glen Diner,4 Seacrest Week— Presidents’ Breakfast — 8:45am CHAPTERNASSAU CENTRAL Tuesday12— FEB. 631-661-5100.@ Charron Angela RSVP: $10.00person. per Cost: Iraq. Troopsin Our benefit to Proceeds Y Increase to Exposed Secrets “Financial Panel... Speaker FeaturingGuest River. Great Road, River Great Club, Country Timberpoint — Program Breakfast Networking — 8:30am CHAPTER SHORE SOUTH SUFFOLK XECUTIVE NYSAR CONVENTION — WINTER — NYSARCONVENTION B On-line registration CLOSED at 4:00PM on the previous business day before this event. this before day business previous the on 4:00PM at CLOSED registration On-line MEETINGS — ALBANY,— MEETINGS NY ADOF OARD FEB. 3-7 FEB. REALTORS+,I our Sales!”‰ our For all Special Events & Chapter information, call CONNIE AIELLO, LIBOR AIELLO, CONNIE call information, Chapter & Events Special Forall P LANNER Cost: $1 Cost: 8.00 Maryann Horan @ LIBOR ext. 354. ext. LIBOR @ Horan Maryann liaison: Staff A. Classroom — Babylon Center,West Service Realtor — 9:30am COMMITTEE CEA LIBOR Friday 15— FEB. tion, call Audrey DeJesus @ 718-441-6400.@ DeJesus Audrey call tion, follow...informa- Forto more Details — Meeting Breakfast Networking — 9:00am CHAPTER QUEENS CENTRAL JAMAICA Thursday — 28 FEB. 2008. 25, March meeting: next calendars... 516-609-8100.@ Karsai Gabor call your Mark information, Formore Non-members. $30.00 Tpke.,Woodbury. $15.00Members, LICN Jericho ParadeDiner,7980 On — Session Marketing & Breakfast Networking — 8:30AM COMMERCIALNETWORK ISLAND LONG Tuesday— 26 FEB. 631-638-6124. @ Bellucci Sandi RSVP: $20.00. donation: Suggested pond. duck from across / Setauket Street, Main 95 House, Neighborhood The TroopsOverseas.”“Our for Fundraiser Party& Networking Agent New — 5:30pm CHAPTER NORTHSHORE SUFFOLK 21—ThursdayFEB. 350. ext. LIBOR @ Gonzalez Lisa liaison: Staff Woodbury— WOODBURY— COUNTRY9:30am CLUB, DIRECTORS OF BOARD LIBOR Wednesday— 20 FEB. 718-793-6565. @ Jean RSVP: C Values.”‰& Sales Effect Can Covenants Deeded “How — Realtor Brower, Mary Speaker: Guest Mineola. Tpke.,Diner,17Jericho Jericho E. — Meeting Breakfast Networking — 9:00am DIVISION APPRAISAL Tuesday19— FEB. Monday 18— FEB. 354. ext. LIBOR @ Horan Maryann liaison: Staff A. Classroom West— Babylon 10:30amRSC — LEGISLATIVECOMMITTEELIBOR Friday 15— FEB. NC www.libor.com/LICOMMERCIALNETWORK.org PRESIDENTS’ DAYPRESIDENTS’ — OBSERVED . ALL BOARD OFFICES CLOSED OFFICES BOARD ALL LONG ISLAND COMMERCIAL NETWORK ISLAND LONG JAMAICA CENTRAL QUEENS CHAPTER QUEENS CENTRAL JAMAICA www.libor.com/jamaicacentralqueens LIBOR members only may register & register may only members LIBOR HUNTINGTONTOWNSHIPCHAPTER www.libor.com/huntingtontownship SUFFOLK SOUTH SHORE CHAPTER SHORE SOUTH SUFFOLK SUFFOLK NORTH SHORE CHAPTERNORTH SHORE SUFFOLK WOMEN’S COUNCIL OF REALTORSOF COUNCILWOMEN’S NASSAU NORTH SHORE CHAPTERNORTH NASSAUSHORE www.libor.com/nassausouthshore www.libor.com/nassaunorthshore NASSAU SOUTHSHORE CHAPTER SOUTHSHORE NASSAU www.libor.com/suffolksouthshore www.libor.com/suffolknorthshore www.libor.com/northeastqueens NORTHEASTCHAPTER QUEENS www.libor.com/easternsuffolk www.libor.com/centralnassau www.libor.com/westernqeens EASTERN SUFFOLK CHAPTER EASTERNSUFFOLK WESTERN QUEENS CHAPTER WESTERNQUEENS CENTRAL NASSAU CHAPTERNASSAU CENTRAL www.liborappraisals.com APPRAISAL DIVISION APPRAISAL www.libor.com/wcr ost: FREE!! ost: 7 January/February 2008 THE REALTOR¨ Freeport - East Rockaway Ð For All Levels of Expertise Ð Ask for Greg Verity MAC LEVITT Baldwin

Call for a Confidential Interview Ð With 4 Office Locations: 4 Office With Take your Career to the Next Level your Career Take Corporate Headquarters (516) 764-6200 Unparalleled Internet Presence Highest Name Recognition in the Industry! Business/Career Build Your to Marketing Tools Need to The Support & Guidance You Free Training ¥ ¥ ¥ ¥ ¥ At Century 21 Mac Levitt, You Will Receive… Will At Century 21 Mac Levitt, You Fastest Growing Company! LET OUR SUCCESS WORK FOR YOU!!! Oceanside Come Join The South Shore’s Come Join The South Attention: Experienced & New Agents Attention: Experienced & New IS IT TIME FOR A CHANGE? s 2008 ’ s very own s meetings ’ ’ Washington, D.C. Washington, Boston, MA ¥ ¥ St. Charles, MO ¥ s Panel on March 7th ’ So come join the fun, network with the for more Go to: www.libor.com/wcr The following are this year Registration opens Feb. 12th I invite you to call me or Carolyn I invite you to call me or Mega-Networking Summit II April 4-6, 2008 Midyear Meeting May 14-18, 2008 Summit Influential Women 2008 July 11-13, Webinar: “Clicks Webinar: to Closes...” March 13, 2008 Michael J. Russer Registration opens Feb. 1st Technology For Dummies Technology TBD Smithtown Sheraton/Cost: Friday, September 5th Friday, TBD Time Table Superstar Round Presentation/Election TBD/Members Only — Cost: Free October 2nd Thursday, 6:00pm — 9:00pm Roseanne Farrow — Check Up From The Neck Up TBD/Cost: November 7th Friday, am 9:00 am-11:00 The Carol Kope — Doing Business International Way TBD/Cost: Members: $15/Non-mem- bers: $20 December 12th Friday, TBD Holiday Party/Installation of New WCR Board TBD/Members Only — Cost: Free WCR National Events: national real estate trainer Joe Meyer at April 3rd. our Members Only meeting on pros and grow your business! information including our 2008 Schedule of Events. are FREE to members, others are dis- are FREE to members, others counted and all are reasonably priced. a Coming up, we are proud to offer Power Women with the top women leaders in the indus- And we are equally try on Long Island. proud to present Long Island energy and talents to bring you to a high- energy encour- We er level of professionalism. skills age and develop your leadership opportunity for travel and the and offer recognized learning, as well as the NAR- PMN professional designation. President for Vice Meenan, our WCR about Membership, to learn more becoming a and how you can benefit by of this year Three member. s ’ and ¨ , which hanging “ ¨ empowering s important how- ’ ¨ s organization in the s organization EWS ’ Calendar of Events for 2008 for Calendar of Events s Council of Realtors - LI ’ t attain with their local ’

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every word of Terry every word of ” Long Island Chapter WCR-NewYorkState.com s for achieving our best in this business. It So here I am proud to serve you as this year Held at North Shore Towers, the event Towers, Held at North Shore The Women Friday, August 1st Friday, 8:30am — 10:30am Joe Sabella and Joe Meyer- Wednesday, June 18th Wednesday, 6:00 — 8:30 pm Annual Fundraiser Event with 2008 Family Service League TBD/Cost: TBD Thursday, May 1st Thursday, 6:00pm — 8:00pm Sponsor Service Provider Fair TBD/Cost: TBD Thursday, April 3rd Thursday, 8:30am — 10:30am Listings Sold- Your Joe Meyer-Get They Get Old! Before — Manor/Members Only Westbury Cost: Free Friday, March 7th Friday, — 2:30pm 11:30am Panel in Real Estate Power Women Discussion TBD/Cost: $25 Members/$30 Non-mem- bers ’ By Valerie Van Cleef, By Van WCR President Valerie Mission of the Women’s Council of REALTORS: are a community of real estate We creating business professionals opportunities, skills for developing our individ- the future and achieving success. ual potential for gives us a level of support most WCR gives us a level of support most chapters don boards. country. On Long Island, we have the On Long Island, we have country. added benefit of being a division of the Long Island Board of Realtors successful Realtors drew a sell-out crowd of Realtors business leaders from across Long Island, and inspired, who were energized to was the perfect beginning for what I know is WCR. going to be a great year for are part of a much We Chapter President. fact, the in bigger national organization; women 12th largest women to exercise their potential as We entrepreneurs and industry leaders. accomplish this through a series of 10 quality programs and networking meet- We ings yearly throughout Long Island. raise funds through our wonderful spon- sors, and have a committed group of car- ing colleagues who volunteer their time, Chapter had its first meeting of the New Chapter had its first meeting 1st, featuring the on February Year incomparable, international speaker Watson. Terry on to LIBOR LIBOR N YOU KEEP100%OFTHECOMMISSION!

THE REALTOR¨ January/February 2008 8 LIBOR N LIBOR honest.Call me: (917)445-4160 expectations. to Ihave beexactly aspromised: foundeverything plain, simpleand difficult market. Imust admitthatCharlesRutenberg hasmore thanexceeded my needed. donotcompete usbutinstead helpusto They they compete with ina Charles Rutenberg Realty Inc.have always been there mewhenever to itwas support to theagents; alsogivethemselves. they 100percentat of Themanagementandstaff Long Island/Queens • Manhattan • Ft. Lauderdale • Clearwater •OrlandoChicago Long Island/Queens •Manhattan •Ft.Lauderdale •Clearwater Call Our24-hourhotlineat866-200-6204 or The Woods inRiverhead. Thursday, February7thatStonewalls Southampton Business Alliance on with guestspeakJimZizziof Law Will KnockOuttheOtherOne, Market inOnOneKnee...ProposedNew are plannedforthemonthahead. informative andexcitingmeetingsthat endless, don’t missout!Herearesome sibilities ofwhatyouwillacquireare community andlocalcharities. The pos- your businessskillsandsupport network withyourpeers,expandupon Divisions, youwillhavetheoccasionto by participatinginyourChaptersand CHAPTER breakfast programonthe CHAPTER February 11th at8:30am Timberpoint panel ofguestspeakersonMonday, Exposed toIncrease Your Sale! on breakfast program U FOR COMPLETE INFORMATION ON ALL MEETINGS, VISIT THE VISIT MEETINGS, INFORMATIONCOMPLETEALL FOR ON THOMAS PRESTON The The Now isyourchancetogetinvolved... $330.00 Only SUFFOLK SOUTH SHORE SOUTH SUFFOLK SE the knowledge thatIearn. thatInow keep Callme: (516)805-0318 everything harder inmy lifebecauseIamnow working formyself. Nothing ismore motivating than highways, soIamableto stop into theoffice whenever Ifeeltheneed. Ihave never worked and helpisjustaphonecallaway. themajor The office isconvenientlyof off located right Charles Rutenberg Realty. Alltheresources wrong! I wasvery Ineededare atmy disposal company,previous concerned Iwould becauseIwasvery begettingat aboutthesupport ATR SUFFOLK EASTERN H Listen to what Agents to what Listen thatmadetheMove have tosay. “NO HIDDENFEES”NONE! is havinganetworking is havinganetworking $39.00 Y Transaction Feeaftereachclosing. LOUISA BORRIELLO OW

EXECUTIVE PLANNER ON PAGEON PLANNER 6. EXECUTIVE (formerly of ExitRealty) of (formerly EWS 10% FeeonRentals Public Relations & Communications Specialist Communications & Relations Public DeFalco Christina By E C “ Financial Secrets OUR VENT HAPTER MonthlyFeeandonly “ M Housing ” witha Y

(formerly of Coldwell Banker of (formerly Beach West) They give thecommissions They 100percent of C OVERAGE ” OU & D & E UCH Seacrest DinerinOld Westbury. Tuesday, February12that8:45amthe Esq., BoardCounsel,LIBORInstructor, on CathyNolan, Breakfast withguestspeaker 8:30am atOnParadeDinerin Woodbury. session on Tuesday, February26that ing anetworkingbreakfastandmarketing CHAPTER COMMERCIAL NETWORK CHAPTER on having anetworkingbreakfastprogram Neighborhood HouseinSetauket. February 21stat5:30pm The Thursday, Our Troops Overseas,on Cocktail Party&SpecialFundraiserfor Diner inMineola. February 19that9:00amtheJericho Mary Brower, Realtor Sales & Values, Country ClubinGreatRiver. The The The The XPERIENCE TO “ How DeededCovenantsCanEffect IVISION SUFFOLK NORTH SHORE PRIA DIVISION APPRAISAL S ETA NASSAU CENTRAL is havingaPresidents' Week OG ISLAND LONG ET is havingaNewMember I wasquite reluctant to leave my D ” withguestspeaker ¨ go towww.100 O T , on Tuesday, T HE HE Y L is hav- ONG OU is Realty. Callme: (516)967-6290 Pama pleasure dealingwith andJoe Moshé.I love Charles Rutenberg working with commission, is courteous andknowledgeable. less$330pertransaction. Thestaff It’s to betrue. But, I’m thatthiscompany proof living my letsmekeep 100%of change my life. At first, you, like mostof Iwasapprehensive. it’sI thought too good Rutenberg my career. Realty wasthebestdecisionof I’m Ihadthecourage to glad I SLAND C GLENDA MORAN TURSCHMANN GALLO- CAROL SHORE SOUTH NASSAU Secretary STUARTCOLE Treasurer BLAKER JULIA President Vice MCMAHON EMMA President LEFKOWITZSANDI NORTHSHORE NASSAU Secretary HUTTONPIA Treasurer GUNN BARBARA President Vice ORLANDO ROSEMARIE President EVELYNATANAS NASSAU CENTRAL Secretary WRIGHT MICHELE Treasurer KATHYENGEL President Vice STYKES ISA President OFFICERS CHAPTER LIBOR 2008 percentcommission OMMISSION W B ADOF OARD Y truly thebestinbusiness.truly Callme: (845)641-5018 that simple!You have therest, dealtwith now come jointheBest!Pam andJoe Moshé are doing andgive your away hardor more money, earned of half orkeep whatyou earned. It’s meanandtherethey are to it. novariations You have two choices: Keep doingwhatyou are that. andguidance. provide They you amplesupport with What say they isexactly what muchstill very alive. My CharlesRutenberg associationwith Realty, Inc. hasbeenprecisely many variables, are words itisgoodto know andintegrity andelementsthatare thattruth

AURELIO GOODEN (formerly of Century 21 American Homes) 21American Century of (formerly ANT Plainview, NY11803 255 ExecutiveDr., Suite104 Corporate Office: CHARLES RUTENBERG REALTY, INC OUR REALTORS,I DOREEN D’ANDREA DOREEN SUFFOLK EASTERN Secretary ABRAMAITIS JOSEPH Treasurer KELLYLAGOUDIS President Vice DUNN KENNETH President TSIKISMARIO QUEENS WESTERN Secretary LABBATEROSALIE Treasurer LEE LILYC. President Vice LAM C. HING President DORYLEESMITH NORTHEASTQUEENS Secretary GOMEZ MELISSA Treasurer GITTENS ELIZABETH President Vice BEAUMONTROZANNA President DEJESUS AUDREY QUEENS CENTRAL JAMAICA Secretary BRANDTMELISSA Treasurer PALLISTERMARIE ANN President Vice YOUNGHARRIET President

( .com or formerly of Halmike so thatisfilledwith of Realty)formerly In anindustry T A O Coming to work forCharles DVANTAGE call our office 516-575-7500 call ouroffice NC M . ! 516-575-7500 www.crrli.com AKE 2nd Vice President Vice 2nd MATTHEWARNOLD President Vice 1st PAULWERNERSBACH President JEMISON CAROL SHORE SOUTH SUFFOLK Secretary GENUACAROL TreasurerAsst. SCHNEPP JOHN Treasurer BELLUCCI SANDI President Vice ROSE NIGEL President THOMAS MILLIE NORTHSHORE SUFFOLK Secretary Corresponding GRACE MARTY Secretary BRAND DEANNE Treasurer ACCARDINORDEEN President Vice CHERYLGROSSMAN J. President DEMIDOVICHPETER HUNTINGTONTOWNSHIP Secretary CHRISTINAGALICIA Treasurer CHARRON ANGELA ? ! 9 January/February 2008 THE REALTOR¨ Suite 660 Suite 516-629-3400 990 Stewart Ave. Ave. 990 Stewart Fax: 516-629-3990 Fax: Garden City, NY 11530 NY City, Garden Suite 320 Suite 866-629-2473 866-629-2473 4601 Sheridan St. Sheridan 4601 Hollywood, FL 33021 FL Hollywood, industry. Choose an Choose knows your knows • Tax Minimization Strategies Minimization • Tax • Accounting & Bookkeeping Transactions Deferral • Tax • Payroll • Financial analysis • Business planning & Forecasting • Estate planning • Cost segregation advisory services • Wealth With over 25 years of combined experience, of combined experience, With over 25 years tax prepa- we specialize in accounting and ration for real estate and mortgage industry. services have individualized to help you We meet with industry compliance standards for accounting, taxes and bookkeeping. Suite 211. Suite 678-202-5700 accountant that that accountant 678-202-5720 fax 678-202-5720 Atlanta, GA 30067 GA Atlanta, 2470 Windy HillRd Windy 2470 Suite 300 Suite 718-434-1440 718-434-1440 718-434-1414 fax 718-434-1414 2165 Nostrand Ave. Ave. Nostrand 2165 Brooklyn, NY 11210 NY Brooklyn, 866-629-2473 NAZAIRE & COMPANY, INC. & COMPANY, NAZAIRE & Consultants CPAs

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New York, NY 10165 NY York, New Call Toll Free Call Toll THE REALTOR¨ January/February 2008 10 LIBOR N LIBOR ELO®OTEACH REALTOR® OUT and tohelpraisemoneyforresearch lymphoblastic leukemiainMarch2007, old boywhowasfoundtohaveacute behalf ofFrancesca, Tristan, athreeyear Bill haspledgedtoswim/cycle/runon LymphomaSociety's Team in Training, member of The Leukemiaand mountains ofNewHampshire. As a Half IRONMANonJune8ththroughthe added asecondevent.Hewillcomplete Anthony’s triathlonagainbuthehasalso This yearBillwillswim/bike/runinSt. deadly diseases.Heraisedover$4,500. Society —whichhelpspeoplewiththese money fortheLeukemiaandLymphoma when shewasthreeyearsold,andtoraise cer (AcuteLymphoblastic Leukemia) Francesca, whowasdiagnosedwithcan- triathlon inhonorofalittlegirlnamed Dimmler, completedhisfirstever Director ofNetwork Administration Bill hrot e,Presidentat212-692-7744. Charlotte Lee, pleasecontact donate abuildable lottoHabitat for Humanity, would liketo oranyone you know, If you, lots inNassauCounty. Habitat for HumanityofNassauCountyisinneedbuildable Empty BuildableLotsinNassauCounty WANTED: Last yearLIBORandMLS’s own S L E O Marlena Schein 516-763-8942 Schein Marlena 516-763-8950 Earl Floyd call: interview confidential or information For ER EIU BU YOURSUCCESS SERIOUS WE’RE ABOUT UPERIOR ATEST XTENSIVE UTSTANDING * Broker Support 24/7 Support Broker * Compensation Broker No * Reputation Excellent * Training Continual * Splits Commission Excellent * Free WebAgent Site * ToGo Router,Leads Lead Listing (optional) Agent * * Number Phone Private Agents * Desk Every On PC * Newsday,Including ShowcaseRealtor.comSites VLS, Internet Prime 20 Over * Broker The By 50% Promotional Paid Agent Ads * Broker The By 100% Paid Listings For Ads * WorkTimeFull With TeamExperienced Players * WithRoom Fireplace Conference Reception Elegant Upscale Area, * Office) Per Desks (2-6 Offices Private Semi * * Ponds Fish & Patios Gardens, Building, Private Beautiful * Central Showing Service, Notifies Agents Of Showings With Email Feedback WithShowings Email Notifies Of Service, Agents Showing Central TimeThree Beautification Winner WantaghCommerce Of AwardOf Chamber and Realestatebook.com, Coldwellbanker.comRealestatebook.com, ToCost and All No At Agents Kitchen Full & T ECHNOLOGY A A EWS GENT DVERTISING W ORK S UPPORT E or NVIRONMENT YU EFC PARTNER” PERFECT “YOUR A “WeWeBecause Different Look Are” ND immler08. http://www.active.com/donate/tntliny/Bd help Billsupportthisworthycausevisit their families. To makeadonationand improve thequalityoflifepatientsand Hodgkin’s disease,myelomaandto of theLLS:tocureleukemia,lymphoma, and education.Pleasefurtherthemission research, patientaid,communityservice support vitalprogramsincludingblood Leukemia andLymphoma Societywill ing March24th2008,deadline. The Lymphoma Societybythefastapproach- to raise$6,000for The Leukemiaand closer toacureeveryday. Bill’s goalis and steadyadvancesinresearchbringus unknown, recentlydevelopedtreatments Although thecausesofleukemiaremains and womenundertheageof35. leading fatalmalignantdiseaseofmen the #1diseasekillerofchildrenand patient assistanceprograms.Leukemiais Very Secretarial Helpful Assistance * Leads FSBO * Referrals International and National * Commission Listing Flexible * Representation Buyer Available * Plan Listing Platinum * P ROMOTIONS T HE L ONG I SLAND today negative thingstheyarehearingabout remaining pent-up supplyofhomebuyerswhoare faceted campaigntargets theperceived estate opportunitiesinlocalmarkets. The generate positivemediacoverageaboutreal fortable withmakingtheirhomepurchase. mation thatwillhelpthemfeelmorecom- program istogetthesehesitantbuyersinfor- called estate marketinthemedia. The strategyis the informationtheyhearaboutreal to helpconsumersmakebettersenseofall Public RelationsCampaignthatisintended REALTORS (NAR)willlaunchanew Relationship withConsumers PR Campaign Will Focus onthe Providers the linksfoundunder reasonable consumer would certainlycon- TOR services offered. endorsement oftheproductsand/or not constitutearecommendationor ring tothoseadvertisersas (Continued from page 27) ETHICS...T The SurroundSoundprogramwillhelp In February, theNational Association of g The Housing Partnership, one of the nation’s largest producers of affordable housing, affordable of producers largest nation’s the of Partnership,one Housing The time avisitortoherwebsiteclickedon for low and moderate-income homeowners in Southeast Queens. Offered in partner- in Offered Queens. Southeast in homeowners moderate-income and low for graduating class of the free 8-week Home Maintenance Training and Repair program Repair Trainingand Maintenance Home 8-week free the of class graduating ship with Margert Community Corporation, the local non-profit housing agency,housing the non-profit local the Corporation, Community Margert with ship The hearingpaneldisagreedwithREAL- Pictured with the Home Program students are fellow Realtors/ Buddy Hoosein (far Hoosein Buddy Realtors/ fellow are students Program Home the with Pictured IO Sponsors HomeMaintenance LIBOR hosted a very special graduation ceremony on December 12, 2007 for the fourth the 12,for December 2007 on ceremony graduation special very a hosted “ ’ left) and Jack Mangra (seated), who attended the graduation ceremony as well. as ceremony graduation the attended who (seated), Mangra Jack and left) Contact the Realtor Service Centerat631-661-4800Ext.329,toorderyour Contact theRealtorService s housingmarket. The goalofthe ¨ To Read More on Ethics Case #6-6 Visit Page27 Visit #6-6 Case Ethics on ToMore Read REAL ESTATE RECORDANDREFERENCE program is funded by donations from several organizations including LIBOR. including organizations several from donations by funded is program Cost of$35.00*percopyforMembers•$45.00*Non-Members “ B Surround Sound copy oraccessanonlineOrderFormthroughDocumentsonDemand. Z ADOF OARD “ ’ ” s reasoning,pointing out thata on-the-fence butclaimedthatsimplyrefer- Training andRepairProgram Fax 631-422-1328•[email protected] Order Your CopyofThe2008 REALTORS,I ” YEARBOOK &DIARY 2008 LIBORHARDCOVER ” asaresultofthe *Plus shippingandapplicable salestax. andthismulti- HIS “ preferred did “ Preferred M ONTH NC REALTOR will bepublicizedinthenextissueof coming months.Detailsofthecampaign LIBOR PRcampaignwillgoinduringthe what direction,andmessage,the will meetonJanuary28,2008todetermine for theLongIslandBoardofREALTORS the country. able housingconditionsinmanyareasof prices, whichareproducingmoreafford- low mortgageratesanddeclininghome will bringattentiontothecombinationof investment. Additionally, thecampaign value ofhomeownershipasalong-term and televisionspotsthatwillhighlightthe national reportsbyfeaturingradio program planstocounterthenegative lation of Article 6. Article 6.REALTOR disclosure ofthatfeewasrequiredunder REALTOR of REALTOR time aconsumer since REALTOR recommendation orendorsement.Further, “ estate-related productsorservicesasbeing clude thatreferringtoaproviderofreal preferred The 2008PublicRelationsCommittee . ’ S ” T byaREALTOR ¨ ” paper. OPICS Z receivedareferralfee,and ¨ Z ¨ “ ’ clicked through s Z receivedafeeeach “ ¨ Preferred Providers, Z wasfoundinvio-

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BOOK LAST constituted a ” toone “ The ” 11 ● January/February 2008 ● THE REALTOR¨ agh, NY 11793 hogue NY 11772 nt [email protected] slyn Heights, NY 11577 slyn Heights, ading River, NY 11792 ading River, y esthampton, NY 11978 esthampton, est Islip, NY 11795 osedale, NY 11422 osedale, 16-867-4600 18-341-9800 18-628-0100 16-432-7900 16-889-7500 16-621-6300 16-794-4100 16-798-5000 16-785-2400 atc armingville, NY 11738 armingville, East Quogue, NY 11942 East Quogue, 631-653-8810 [email protected] PRESTIGIOUS PROPERTIES COLDWELL BANKER NY 11968 Southampton, 631-283-5400 [email protected] PRESTIGIOUS PROPERTIES COLDWELL BANKER W 631-288-0400 [email protected] SCHAEFER AND TAFURO COLDWELL BANKER NY 11741 Holbrook, 631-472-4300 [email protected] COLDWELL BANKER YOUR HOME YOUR COLDWELL BANKER Merrick, NY 11566 5 [email protected] SUFFOLK BAGSHAW COLDWELL BANKER NY 11901 Riverhead 631-727-3713 [email protected] BELLBROOK COLDWELL BANKER P 631-289-1400 [email protected] BLUE DIAMOND COLDWELL BANKER F 631-736-4100 [email protected] MATHERSON COLDWELL BANKER NY 11729 Hills, Deer Park/Dix 631-586-9600 [email protected] MATHERSON COLDWELL BANKER W 631-587-1700 [email protected] M&D GOOD LIFE COLDWELL BANKER NY 11955 Moriches, 631-878-6080 [email protected] M&D GOOD LIFE COLDWELL BANKER NY 11967 Shirley, 631-399-5300 [email protected] PREMIER HOMES COLDWELL BANKER W 631-929-3700 [email protected] PRESTIGIOUS PROPERTIES COLDWELL BANKER NY 11937 East Hampton, 631-324-7850 [email protected] PRESTIGIOUS PROPERTIES COLDWELL BANKER QUEENS ISLAND CROSS COLDWELL BANKER R 7 [email protected] KUEBER COLDWELL BANKER 11385 NY Glendale, 7 [email protected] PHILLIPS COLDWELL BANKER NY 11379 Middle Village, 1-800-479-SOLD [email protected] NASSAU WEST BEACH COLDWELL BANKER Long Beach, NY 11561 5 [email protected] WEST BEACH COLDWELL BANKER Long Beach, NY 11561 5 [email protected] CLAIRE SOBEL COLDWELL BANKER Ro 5 ro REAL ESTATE CUSTOM COLDWELL BANKER NY 11762 Massapequa Park, 5 [email protected] REAL ESTATE CUSTOM COLDWELL BANKER Massapequa, NY 11758 5 [email protected] MANOR GATE COLDWELL BANKER Wa 5 [email protected] offices, combined in offices, combined in Coldwell Banker 2006 sold $301.7 Billion Dollars worth 2006 sold $301.7 Billion not join a team that of Real Estate. Why exposure, can give you Worldwide the best marketing tools available, winning website and the an award you deserve! National recognition ANTS YOU!!! ANTS Call any of our COLDWELL BANKER W needed to support your success. Coldwell Banker Affiliates for a confidential interview Why not join plus Local knowledge, expertise and commitment of an 53 ARE INDEPENDENTLY OWNED AND OPERATED! Get the Best of Both Worlds Get the Best of Both There are 74 Coldwell Banker Offices on Long Island Offices There are 74 Coldwell Banker in the Country? entrepreneurial Owner/broker/manager who knows your market entrepreneurial Owner/broker/manager who knows your market the #1 Company The tools, resources and reputation of the #1 name in Real Estate The tools, resources and reputation of the #1 name in Real inside & out and who is Committed and able to make the decisions THE REALTOR¨ January/February 2008 12 LIBOR N LIBOR Mark F. Goldin,REALTOR Valley NationalHomesInc. 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NEW LIBOR AND MLS MEMBERS MLS AND LIBOR NEW EWS ELLE MAISON REALTY(BMR) GUARANTEE” Canterbury RealEstateInc. Clover EstatesRealtyInc. Call (516) 629-3100 Windmill RealtyGroup omnt YRealty Community NY Dream HomesBldg& Mill RiverRealtyInc. For only$29permonth, Acropolis RealtyInc. Christian D.Killoran Kevin N.Loiacono Patricia J.Mancini Milena D.Macias, Kogan RealtyInc. Milena D.Macias Maria Marchelos James D.Moran, RE/MAX Today James D.Moran Kelly Lagoudis Tony Koskinas Leslie Moudis Daniel Kogan REALTOR REALTOR Marc Paz Corp. Dvlp LLC Toll Free: 884-4050 (888) Inter BoroughRealtyInc. Robin Singh,REALTOR Exclusive RealtyGroup Marathon RealtyGroup PHomesRealtyLLC SP RPN New York Realty Barbara J. Wanamaker Cheshire GroupLLC Paul L.Robinson, Signature Propof Paul L.Robinson Joey K.Seukmar Jennifer A. Steig Jennifer A. Jerry N. Viachos Mukesh Persaud Thomas Whalen Joe KishRealty Eran M. Varnai Deepak Taneja Sentinel LLC Robin Singh Hafiz Uddin Huntington REALTOR LLC T HE L ONG I SLAND Jamaica Central Queens Central Jamaica Nassau South Shore South Nassau Nassau North Shore North Nassau Congratulations tothefollowingREALTORS who have receivedthe2008LIBORChapter MOSES SEURAM MOSES BARBARA GUNN BARBARA B JULIA BLAKER JULIA Central Nassau Central ISA STYKES ISA ADOF OARD These awards are presented by the outgoing chapter president on behalf on president chapter outgoing the by presented are awards These This award is given to a chapter member for outstanding service, partici- service, outstanding for member chapter a to given is award This pation & support to their chapter — someone who goes the “extrathe goes who someone mile.”— chapter their to support & pation of their chapter membership at the January County Division Meetings. Division County January the at membership chapter their of Distinguished Service Award: REALTORS,I G Attention RealEstateAgents! ET M F LAURA COPERSINO LAURA Northeast Queens Northeast WesternQueens NABIH HALAKA NABIH RGG BUSINESS ORTGAGE ROM Eastern Suffolk Eastern JILL KANDELL JILL 50% NC . TO 70% .A KATHLEENBROWN& NORDEEN ACCARDINORDEEN Huntington TownshipHuntington ANGELA CHARRON ANGELA Suffolk South Shore South Suffolk Suffolk North Shore North Suffolk AOTO YOUR ON PAYOUT SK JULIE MALSKY JULIE U S H OW ! 13 January/February 2008 THE REALTOR¨ ” N “ the ” . If ” Do you plan “ Do you plan to “ (Yes) is entered at (Yes) ” Y . “ If The U.S. housing market may be a "Foreign demand has been a big Currently the entire cost of this photo Currently the entire cost of listing in Note: When adding a NC upload your own photo Yupload your own photo or N will be sent (No) is selected the listing to VIC for the photo to be taken and $8.00 will be billed to the office. Manhattan Housing Prices at Record High seller's nightmare but Manhattan's was a dream in the fourth quarter as foreign buyers pushed up demand while supply stayed tight, sending the average sales price to a record high. said Jonathan part of the story," director of research at Radar Miller, Logic and author of Prudential's quar- terly overview reports, but foreigners are not permitted to buy cooperatives. "In a lot of new development we've seen significant activity from domestic purchasers as well," Miller added. 80% of the residential listing photos 80% of the residential listing by the list- were uploaded into Stratus The remaining 20% were ing office. taken by VIC, the MLS photography company. This MLS. service is subsidized by the pay for a portion means that all offices or not. of this whether they use it Stratus you are asked to upload your own photo Yto upload your own photo or N photo must be uploaded within 7 days. If not uploaded, the listing will be sent to VIC for the photo to be taken and $8.00. will be billed the listing office This charge will remain on the bill even in those cases when the photo is uploaded by the Participant prior to MLS receiving the photo from VIC. Effective January 1, January Effective 2008 the cost of a photo VIC, by taken company, the MLS photography The to the listing office. directly will be charged $8.00. If you choose is currently photo charge to upload your own photo, is no charge. there , I ” ” All “ but- ” page. Map 1 SLAND ” “ I photos must ’ to proceed. ” ONG COPY WITHOUT OBLIGATION L FORECLOSURE UPDATE INC. FORECLOSURE UPDATE • CROSS-REFERENCED BY DATE www.newyorkforeclosures.com Amex, MC, Visa, and Discover Accepted Amex, MC, Visa, Assessor Map “ Page. Click I Accept ” Please make check payable to and mail to: Property Detail “ “ Q&A SUBSCRIBE NOW OR ORDER YOUR FREE BUILDING NOTICES • TELEPHONE NUMBERS to search by Address, to search by ” EWS IEWS EWS IEWS FORECLOSURE UPDATE Do all Residential Listings that are entered on to MLS require a photo? Yes. Rule 501.12 includes Yes. residential properties ERVICE OF S N V AND N V AND In either example, you will be Effective January 1, 2008 the cost Effective During the past year approximately You can now link directly from the can now You accessed These tax maps can be Map button at Tax 1) Clicking on the Map Search Tax 2) Click on Suffolk In the Realist system, the Tax Maps Tax In the Realist system, the P.O. Box 220032, Great Neck, NY 11022-0032 or call (516) 487-6491 Box 220032, Great P.O. MLS Over 200 Notices weekly — commercial, residential, condos and coops. Take advan- Over 200 Notices weekly — commercial, residential, condos and coops. Take $210/6 months, or $125/12 weeks, 5 boro’s tage of the market. $345/year 5 boro’s, $210/year. Suffolk Nassau $200/year, $185/year, Westchester $175/year, co-op’s The most complete listing of Real Estate Foreclosure notices available for the five counties. Delivered Nassau, and Suffolk Westchester, boroughs of New York, weekly reformatted with additional features not included in the notice. Searches Assessor Map include the exterior front of the property. A. Owner Name, Phone Number or Id (Parcel ID). APN/Tax brought to a $8 Charge Photos For Taken By MLS of a photo taken by VIC will be charged directly to the listing office. The photo charge is currently $8.00. Tax Maps Tax Now Available For Suffolk County tax maps public records in Stratus to County which are part of for Suffolk the Realist system. following from Stratus by either of the methods: in Public the top of the Full Report Tax to the Records which brings you property. Map page containing that link at the Public Records menu page. At the Realist homepage go to “ Click one of the tons which will bring you to an “ which brings you to the Tax Map page Tax which brings you to the Note that the containing that property. first time accessing the maps you will American Map need to go to the First is a license There as prompted. Viewer agreement which will be prompted the first time the tax mps are accessed. must click You are the ONLY part f the system avail- able to our users. Q. ISTING L ULTIPLE M HE $175 — 1 fines $100 — 2 fines $500 — fines 13 $350 —$250 1 fines — fines 17 $400 — 1 fines T Any Agency Disclosure Forms pur- Any The old listing agreements may continue In the near future a copy of the new listing a) Aa) more in depth explanation of Ab) in the if you are working check off And to me, as this obvious truth of keep this in mind when ordering forms. to be used. agreement will be posted on the Stratus News. made last year. The main changes are: made last year. Broker's Agent. best interest of the Seller or Buyer with options under each. chased after November 1, 2007 returned unopened may be exchanged for new forms. oil embargos, runaway inflation, and I was oil embargos, bought the a stay at home mom. But we the “house” because we bought We house! to live in a wanted We wanted a “home”! could raise good neighborhood where we neighbors, our children, we wanted nice could grow barbecues, a community we make ours with, and a home that we could celebrating by decorating it, improving it, by pay- family events in it, and ultimately, driven by the weren’t We ing it off. of credit to prospect of using an equity line beyond our finance a lifestyle that was means. Living in that new home that was “ours”, was lifestyle enough. perhaps a time gone by and of values we have ceased to believe in took form and became clearer in my mind, I needed to share with the committee my firm belief that the message that this is a “great time to buy a home” is true! It is true for every person who seeks a “home” for all of the reasons I just mentioned. Interest rates lower than when I bought my are low, first home over thirty-two years ago. Prices are competitive. Even if prices fall a little more, does it matter to some- one who is buying a home to actually live in it and raise a family? Real estate has always been at the mercy of eco- nomic cycles, and will continue to be at their mercy long after you and I are no longer a consideration. It always comes back and if you are in it for the long haul, you you will not only profit financially, will have provided yourself and your family with a rich and wonderful family experience and values that travel with them for their lifetime. $750 — 1 fines $1,500 — 4 fines $1,000 — 8 fines $5,000 — 2 fines $2,500 — 2 fines $2,000 — 1 fines INE L EWS NFO

Since 7/11/05: Fines Given by the Failure Failure to Submit

I bought my first home in 1976 for Afterall, with uncertainty in the market Everyone was anxious to share their Everyone was anxious to share We’ve all heard the phrase, “a house is We’ve Rules Committee for By Barbara MLS Ford, President A House Is Not A Home Not A House Is

Requested Paperwork MLS I These new rental agreements should be The Rental Listing Agreements are cur- The Rental Listing The new Agency Disclosure Forms for The new The State Legislature has once again made $55,000.00. My husband was earning about $22,000.00 at the time, interest rates were 8 1/2 percent, there was the threat of place, you might not be buying at the bot- tom of the market, and if the economy stagnates you might not experience dou- ble digit appreciation of your real estate and investment during the coming year, of course with that scenario, you wouldn’t be able to use your home as a piggy bank to finance such things as: trips to far away cards. credit places, cars, and/or pay off Some believe we sell houses not homes, and the economic markets tell us it is a bad, bad time to be buying a house! I believe those people have it all wrong! It is a great time to buy a home! ideas as to what our message should be ideas as to what our message during the coming year when there is so much concern and pessimism about the market. One of the concerns of the com- mittee was that the use of phrases that suggest it is a great time to buy a home, would appear self-serving, disingenuous, and would lose Realtors¨ their credibili- Afterall, all you need to do is to listen ty. to the financial reports and the pro- nouncements of the financial pundits to know that this is a terrible time to consid- er buying a home! Right? not a home”, and I couldn’t agree more, but not a home”, and I couldn’t the phrase I was recently forced to rethink attending and its intrinsic importance while committee. a meeting of the advertising and the The meeting was well attended enthusiasm attendees were enthusiastic; an eternal hope I’m sure was sparked by the the next big and optimism of our peers that even if the deal is right around the corner, corner is nowhere in sight. available in the middle of February. Please available in the middle of February. New Rental Listing Agreements Coming Rental New They will now be a two rently being revised. page agreement similar to the other listing agreements. Buyers and Sellers as well as those for are now available. Tenants Landlords and Everyone should begin using these new The changes to forms as soon as possible. the forms are not as significant as those New Agency Disclosure Forms Now In Forms Now Agency Disclosure New Agency Disclosure Forms changes to the A January 1, 2008. effective copy of these forms was recently sent to us by NYSAR. MLS N THE REALTOR¨ January/February 2008 14 T looking for...listings! year, giveyourhomebuyerswhattheyare your visitorscomingbackformore. This new andexcitingtoyourwebsitekeep into aqualifiedlead. est. This iswhatturnsawebsitevisitor longer searchingforpropertiesofinter- your sitemoreoftenandstayon want onyourwebsite,theywillreturnto your website. homes forsaleonLongIslandrightfrom know thattheycanfindover30,000 shop forhomebuyersoutthere...letthem you forit.Makeyourwebsiteaone-stop I guaranteeyourhomebuyerswillthank another 30,000+listingstoyourwebsite? them! With thatsaid,howaboutadding buyers wanttoseelistings! And, lotsof what theyarelookingfor? Does yourwebsitegivehomebuyers buyers begintheirsearchontheInternet. T ECHNOLOGY [email protected] • 367 ext. Specialist Marketing Product MLS Limited TimeOffer...ActNow! Limited TimeOffer...ActNow! Add over direction.Get yourbusinessgoingintheright and getthe Subscribe toBrokerReciprocity(IDX) By Dana Nowick Dana By Each yearyoushouldaddsomething If yougivehomebuyerswhatthey When itcomestoyourwebsitehome- This justinfromNAR...84%ofhome- apply thereafter.Offerexpires 2/29/08.Offervalidfornewsubscribersonly. Applicable setupfeesstillapply.Offervalidfor1st monthlyfeeof$29.95.Regularfees Sign upToday! Don’t losetheseleads From YourWebsite [email protected] 631-661-4800 x367 MLS ProductMarketing Specialist Dana Nowick, Contact: ECH T Get More LeadsFrom IP 30,000 Your Website listingstoyourwebsitewithBRS! 1 To TheirComputer st MONTHFREE! LISTINGS, LISTINGS. questions orwouldliketogetstarted. [email protected] ifyouhaveadditional 661-4800 x367ore-mailmednow- more infoandpricing. application. search.htm toseeBrokerReciprocityin interested intheproperty. the homebuyercontacts YOU iftheyare your photoareattachedtoeachlistingso you remainthepointofcontact. database rightfromyourwebsitewhile Homebuyers cansearchtheentireMLS 30,000 MLSlistingsonyourwebsite. Reciprocity (IDX)anddisplayover ings toyourwebsite,MLSLIisherehelp. Contact me,DanaNowick,at631- Visit www.mlstechs.com/brs.html for Visit www.roslicrealtygroup.com/ Your contactinformation,logo,and Tap intothepowerofBroker If youarereadytoaddover30,000list- Homebuyers want To MakingYourSale MLSTechs.com

unwanted e-mail. stands agoodchanceofbeingdeletedas Even ifitdoesgetdelivered,yourmessage don’t knowhowtoviewblockede-mail. e-mail wasblocked,andmanyusers few e-mailsystemsletsendersknowthatan get bythemanyspamfiltersoutthere. Very federal CAN-SPAM Act, youstillhaveto marketing tool.Evenasyouabidebythe mail systemhasdiminisheditsvalueasa formatted pageseasily. newsletters anddeliverimagesHTML- create e-mailmarketingcampaignsande- are manyproductsandservicestohelpyou reader orsubscribedtoblogcontent. used anRSS(reallysimplesyndication) that only2percentofadultsknowingly 2005 surveybyForresterResearchfound other electroniccommunicationoptions. A familiar andcomfortablewithe-mailthan real estatepractitioners,aremuchmore doubt thatmostconsumers,aswell vincing themtodobusinesswithyou? best forholdingontoprospectsandcon- tronically? Will e-mailorbloggingwork what’s thebestwaytomarketyourselfelec- able withelectronicmarketingtools.But imperative formostofustofeelcomfort- By JimKimmons T Best For Your Prospects S T S posal. The site also has a page devoted page a has also site The posal. dis- garbage a to toilet a from everything, how todiagnoseproblemsandfixalmost step illustrated Fix-It Club, which explains step-by- the out check repairs, home on guidance more need you If based. is ject pro- your where home the in location or task, subject, by browse you lets library The videos. and tips, articles, including project, a tackle to need you everything The Home Improvement provides Library mation to zero in on your topic of interest. infor- of amount vast you the through help wade that functions search to-use home of sorts improvement projects. The site has easy- all on advice offering Web, the on home a found has Vila Bob et is dsg tos ad articles track. right the on you keep and will that tools, design tips, ment improve- home of full sites Web three are here it, do to else someone hiring of instead project remodeling a at hand your try to want simply or own your on tackle to challenges exciting as uppers fixer- see who buyers brave are clients little — or a lot — of work. If you or your a need that ones the are investments notntl,samr’abuseofthee- Unfortunately, spammers’ Another advantageofe-mailisthatthere E-mail hasalotofpositives. There’s no With informationatourfingertips,it’s BobVila.com. estate real best the Sometimes Choose WhatWorks ECHNO O EE ITES E-mail orBlog? liae handyman Ultimate -B ITS step ahead. whichever wayconsumersturn,you’reone new marketingtechnologywillensurethat reader. scription tovisitorswhodon’t useanRSS lished. Meanwhile,offer ane-mailsub- and receiveyourpostswhenthey’repub- FeedBurner, allowsvisitorstosubscribe feed, providedbymostblogplatformsand communications. Forexample,anRSS to attractunknownprospects. trend analysisofprices. you makeitpossibleforvisitorstodoa area. Becausepostingsremainavailable, you postquarterlysoldstatisticsforyour available, foraslongyouwant.Suppose your content.It’s there,categorizedand annoy aprospectwithlongdownloads. attachments thatgetblockedasspamor ic reports,withouttheneedforbige-mail er, larger content,suchasvideosandgraph- also makesiteasierforyoutodeliverrich- blog they findinterestingandofvalue. A you’re pullingthemtoyouwithcontent information atyourtargeted audience; the positiveside,you’renotpushingyour you alegupinworkingwithprospects.On log, commonlycalledablog,mightgive a rgse o te ie o ae your save to later.them site access and designs the on register can You garden. or patio, kitchen, new your out plan help to Tools Design online to Landscaping/Design projects. Landscaping/Design various executing for tips Tools provides and Gardening right the using about enthusiasts gardening teaches while, mean- section, Gardening wallpaper. HGTV.com's with decorating a or installing handrail like projects through you walk How-Tothat online Demos provides site the of section Remodeling The real. for out it trying before arrangements ture furni- different with experiment and home customized floor plan for any room in your you can use the Room Planner to create a Or Bathrooms. and Kitchens rooms: tant impor- most home's the of two up spruce to how about to ideas provide shows slide devoted section before-and-after example, for Decorating, the online In and tools demos. interactive its is site this of strength The gardening. and ing, remodel- decorating, for resources free has Network Television Garden & Home The bottomline:Familiaritywithallthe Offer bothbylinkingallyourmarketing So, e-mailorblog? The bestanswerisboth. blogisalsoagreattoolinyourefforts A Another plusforblogsisthelongevityof With spamworkingagainstyou,a Web HGTV.com. The Internet home of the of home Internet The 15 January/February 2008 THE REALTOR¨ THE REALTOR¨ January/February 2008 16 COUNTY The Malcom A. Smith. A. Malcom Honorable The speaker,guest special with Catering Antuns at 2008 24, January on held was Luncheon COUNTY The Kristine Hamann. Kristine General NYSInspector speaker,guest special with Lombardi’s Villa 17, January at 2008 on held was Luncheon QUEENS SUFFOLK & 2008 Installation Event Coverage Event Installation 2008 & Acknowledgements Chapter LIBOR 2007 Division Division Nassau County Executive. County Nassau Suozzi, R. Thomas Honorable er,The speak- guest special with Cottage Milleridge the at 10,2008 January on held was Breakfast Division The NASSAU COUNTY 17 ● January/February 2008 ● THE REALTOR¨ THE REALTOR¨ ● January/February 2008 ● 18 Joe Meyer, GRI Steve Harney Speak Speak atOneEvent! Darryl Davis Darryl Hear All3National“NativeNewYorkers” A WINNINGCOMBINATION TRIFECTA...

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Reservations required. Limited seating so please required.Limitedseating soplease register early.Reservations Thankyou. One 12WaysWeSabatogeOurSuccess....LearnHowto"Clean-Up"andProfit! “The DirtyDozen” Joe MeyerSeminars,NY JOE MEYER,GRI HowtoProfitbyUsingToday'sHeadlinesYourAdvantage! “Extra! Extra!MediaHeadlineAttacked!RealtorClaimsSelfDefense” Steve HarneyInc.NY S TechniquestoCapitalizeonthisNewMarketGetYourListingsSold! “H DavisSeminars,NY Darryl D Register nowonline at TEVE HARNEY ARRYL DAVIS ow toMake2008YourBestYearEver” Continental BreakfastandLiteSnacksServed. $49.00 LIBORmembers 1:30 pm—Programconcludes 8:30 am—Training begins 8:00 am—Doorsopenforcheckin 8325 JerichoTpke, Woodbury, NY Club Crest HollowCountry Friday, March28,2008

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N T G THE REALTOR¨ January/February 2008 20 & This ih h cmays agent company’s the with ECET RATR Quality — REALTORS WEICHERT, Broker/Owner said. time,”Liappas long a for themselves of given already have who citizens senior more are who of deserving an honor than those treasured and community, our for something do to center, want “We Washington said. Liappas Port the at month other every celebration seniors’ a host will agency Weichert% The Church. Stephen’s St. at Center WashingtonPortSenior the at celebrated were photo the in honorees five a The in seniors. for first parties birthday the of series for present were right) (far Broker/owner PartiesBirthday Seniors’ Of Hosts Ongoing as Board On Agency Liappas WEICHERT,REALTORS — a lf) of left) far Liappas Agency Liappas ATTENTION REALTORS Property Run,Inc. • QuickClosingsCommissions CALL TODAYTOMAKE ANAPPOINTMENT!WEWILLCOME TOYOU! Tax Search•C/OSurveysHousingandBuilding •StreetReportEmergencyRepairSearchEtc. [email protected] CALL (516)203-7310or EMAIL USat: ECET RATR - REALTORS WEICHERT, Do youknowifyoursellerisgivingALLthe facts pertainingtoC/O’sontheproperty? That Do youknowifthepersonaredealingwithisACTUALLYownerofproperty? Does yoursellerhaveaJUDGMENTorBANKRUPTCYagainsttheirnameandhome? one Liappas Connie nhn D Akno of Atkinson D. Anthony AS AREALTORYOUARERESPONSIBLE TOKNOWTHEFACTS!! HAVE YOURLISTINGSAY “CLEARTITLE”ANDWEWILLDOITALL FORYOU! Copy oftheLastDeedRecord•OpenMortgagesagainst property•AnyLPandForeclosureFilings in Manhasset, together Manhasset, in DEFECTS INTHETITLE BEFOREAPURCHASERMAKESTHEIROFFER. Is yoursellertellingyouALLshouldbetoldaboutthesubjectproperty? LET PROPERTYRUN,INC.WORKFORYOUR SELLER TOCLEARANY o Drukker Ros Has yoursellertoldyouthattheymaybeinDEFAULTontheirloan? (pictured Judgments andLiensagainstyourclient•BankruptcyPatriot ActSearches willprovideyouwithaTitleSearch.Thissearch you withthefollowinginformation: that Goldfeder er ad a ond n oeae by operated and owned was and 20 years over for the community serving Centre Rockville been has Homes Village urudn aes s mme o the of Realtors%. of Board Island Long member a as areas surrounding and County Nassau in clients serves She properties. HUD on emphasis with rentals and sales residential in specializes 2005, in company the joined who Gali, Broker. Gali of Coach Realtors. Coach of Homes, GeorgiannaFinnandLP Village of Goldberg Mari Goldfeder, w o te ot Fr’ tp el estate real of team husband/wife top the agents, Fork’s North the of Two Goldberg Marti Realtors Coach Realtors Coach Joins Centre Rockville of Homes Village Homes ra itrd lr are (l–r) Centre Pictured Rockville area. the in 6-months past the in banner Coach the under join to firm Village Homes s nwylcne Associate newly-licensed a as ol lk t welcome to like would . This marks the 2nd real estate Additional Servicesareavailablesuchas: are proud to announce to proud are has joined their team. and Barbara Barbara Lisette Eileen P otod fie of office Southold ohb’ Itrainl Realty International (DGSIR) Sotheby’s public and fellow Realtors%. Marie Costello, Marie Realtors%. fellow and public the to exposure your maximize and nation desig- your of awareness promote help to tools the you affords membership Chapter expectations. your beyond level a to career dedication and money time, of investment an is designation GRI NYS the Obtaining Workto ForYou! Chapter the Put Todayand Chapter GRI NYSthe Join – Potential YourMaximize Earnings and boating properties. boating and beach particularly condominiums, and homes in specialize Tonsmeires the Fork, sixth North the on estate their real selling year in Now opportunities. keting it offers outstanding Internet and print mar- excellence, and professionalism for tation Daniel to Gale Sotheby’s International Realty’s repu- addition In Tonsmeire. said Eileen marketing,” and service customer about all is estate real selling Successfully be partoftheDanielGaleSotheby’steam. to thrilled are “We Island. Long of Shore r Jim Tonsmeire Jim o DSR fie sa te North the span offices DGSIR . p e r n hls ae your take helps and Realtors% of the crowd in out stand GRI to you allows The Chapter tially. ings power exponen- earn- your increase can commitment prove that studies but , recently joined the joined recently , t ail Gale Daniel y R u n 0h n 2s a MCut Trudden & McCourt Farmingdale.in Home Funeral at 21st and 20th January on held were Services Babylon. Darlene in RE Elliman Douglas of Prudential of Vitale in-law father Vitale, Joseph she illness brief 13th.Sunday, on January away passed a After in Realty Centerport. Vin-Pan of Bornstein Susan at 9th and Centre. Rockville in Mortuary,Inc. Macken 8th January Malverne. were in Services Realty Newman of Broker Esther Rodriguez, mother of Leon Sanchez, Westin Babylon. Cementary Montefiore Hills. Dix was Service held on December 21st in at New of Elliman Perla Douglas Marilyn Prudential of mother White, Kate OBITUARIES cation visit www.nysgri.com.visit cation appli- membership a For and information more values.” same the share they know I member,Chapter another to business refer I When on integrity. and based honesty knowledge, is business “my stating join to Realtors% urges Member Charter GRI and Head Glen in Estate Real Costello Marie of itn Qik ae ely n — MLS — error.Director.Weour Queens regret Inc Realty Sale Quick Gittens Gittens, Elizabeth issue: December the to ourspecial“2007Leadership” insertin made been has correction following The Correction… , We regret to inform you of the passing of We regret to inform you of the passing of of passing the of you inform Weto regret of passing the of you inform Weto regret I n c . 21 RPAC REALTORS POLITICAL ACTION COMMITTEE 2008 January/February LIBOR’S 2008 RPAC GOAL IS $404,000 IN 2008 BASED ON RPAC’S 2008 RPAC HONOR ROLL FAIR SHARE OF $15 PER MEMBER. IT’S YOUR BEST For more information, please contact Randy L. Kaplan, INVESTMENT IN BUSINESS Director of Governmental Affairs, Ext. 380. ! H REALTOR THE GOLDEN R Mario J. Ciampa Brian P. Lomot Carol A. Sparaco Raymundo L. ($5,000 AND UP) Michael A. Cibelli Shiu Fang Lou Jenifer A. Steig Albano Joseph L. Ocelia Claro Charles Lovell Kitty P. Stein Assompta Albertini Canfora* Peter J. Cohen Rita J. Lowry Rishee Subick Andrea M. Alberts Dorothy Herman* Joseph J. Corriston Samuel Lozado Dave Amy A. Albrecht Patricia Levitt* Miriam E. Crespo Anthony Lubrano Surujnarain Donna T. Albro RPAC UPDATE Audrey Sal J. Crifasi Johnstone S. Ma Madan P. Iraklis M. Alevizakis By Matthew Arnold, RPAC Co-Chairperson Livingstone* Pedro Cruz Thomas J. Surujpaul Joanne Alexander Carl H. Dalencourt Macaluso Marie Svec Patrice M. ¨ CRYSTAL R Domingo P. Louis J. Macari Thomas F. Tabone Alexander ($2,500 TO $4,999) DeGuzman Jorge L. Machado Deepak Taneja Rookmanie 100% Participation — It Nilo A. DeLaTorre Hattie Mack Lawrence A. Tesch Alexander STERLING R Frank Dell’Accio Deepnarain Leo S. Testa Sydney Alexander ($1,000 TO $2,499) Vincent Dell’Accio Mahadeo John Testaiuti Linda A. Alfino Starts With You! Lisbeth N. English* Suzanne DeNoyior Neal W. Mandel Mildred Thomas Brandon L. Alfred 2008 is here! With a New Year comes seminar in Washington D.C., RPAC boot Melvyn S. Farkas* Steve DePinto John F. Maniec Carrie Tong Asef Ali Barbara F. Vincent DiCanio Jean Mansueto Jordan E. Trager Aslam Ali new beginnings... Before we move for- camp; it was amazing! Many great Frechter* Janis A. Francesco S. Todd A. Triolo Azim O. Ali ward, let’s reflect on our past accomplish- Realtors¨ representing RPAC nationwide. Susan G. DiGiovanni Marino James Tsempelis Malik Ali Helsinger* Angela DiLeonardo Judy S. Markowitz Hafiz Uddin Rafaqat Ali ments. In the past 4 years Pat Levitt has You’ll notice I’ve used the word invest- Walauddin Josephine G. Gerard M. Marrone Paul A. Linda Alimaras dedicated innumerable amounts of hours ment. I contribute to Hospice and donate Hoosein Dizon Bethany D. Marten Underwood Olivier Allain as well as physical, emotional and profes- to the American Cancer Society, but I Maxwell S. Levitt* Sabita D. Vito Martinico Frank S. Urso Delita Allen Smith Mary F. Doodnauth Anthony Vincent Vaiano Shameena Alli sional efforts. Pat and her team raised INVEST in my Real Estate Business. One McLaughlin* Robert H. Dressler Mastrobuoni Valerie Van Cleef Doina Almazon over 1 million investment dollars for of my goals for this year is educating our Walter Messina* Jian J. Du Tracey A. Charlotte Anna Almiroudis Joseph E. Mottola* Sooroojnee Edoo McCauley Vanderwaag Gladys V. Alonso RPAC. These investment dollars helped 28,000 Realtors¨ on how important it is Donald C. Allan R. Eldridge Joanne McEvoy Anthony R. Albert L. Alston put a stop to the Brookhaven transfer tax to invest in their business! My goal can be Scanlon* Shawn Elliott Peter McGeough Vecchio Stressoir M. Mohsen Zandieh James H. Elstroth William E. Meier Hernando Villamil Altemis and also kept the banks from entering our achieved with your help! Talk to your col- Janice L. Fagan Glenn A. Messineo Anthony P. Vitale Karen Alterson business for another 2 years! leagues about making their investment. PRESIDENT’S Rocco J. Anna Miloscia Cynthia Walsh Fresnel Altidor This year I’m fortunate to have a spec- Invite my team and into your office to CLUB Famiglietti Lionel A. Mohabir Barbara J. Cynthia Altkin ($500 TO $999) Michael I. Feiner Nazim K. Wanamaker Monica U. Altmann tacular team of people working with me. educate them about the Realtors¨ Matthew B. Arnold* Manuel Felix Mohamed Kathy J. Werler Ignacio G. Alvares Audrey Livingstone my Co-Chair, Peter Political Action Committee. Washington Gabriele Bishop Alejandra J. Gloria C. Molloy Edward F. Wilson Dolores M. Alvarez Nicholas Gomez Fermin Ferenc Molnar Christopher J. Gabriella M. Demidovich Suffolk Vice Chair, Laura tells me RPAC is the voice of Realtors¨, Caroline Jemison* Clifford S. Fetner Alice H. Morabito Winchester Alvarez Copersino Queens Vice-Chair and Paul so let it be heard! It starts with 100% par- Tony Smith Warren M. Fink Tara E. Moreno Jamie C. Winkler Johan A. Alvarez William P. Jo An Morris Richard M. Witt Diane Alveari Musso Affiliate Chair. We have several ticipation! CAPITOL CLUB Fitzgerald Joseph M. Moshe Huiyan Wu Kenneth P. Alveari new and exciting ideas such as the return ($250 TO $499) Barbara Ford Fina Musso Lana Yee Veronica L. Alves Nicholas Gigante* Beatrice Paul P. Napolitano Wei Zhu Indira I. Amado of “Realtors® Got Talent” and “Day at the Richard M. Shane Formickella John F. Navaretta Jose Amaro Races!” Recently, I attended a workshop Joseph T. Sinnona* Jennifer Fox Barry C. Nelson Robin Amato Neil E. Sterrer LESS THAN $99 Susan L. Francis James A. Netter ($20 TO $98) Larry Amaya Karl H. Friedrich Gisela I. Suzanne Aasbo Madeleine Ambron Maria C. Assalone Dharamdeo Barran Joanna E. Bergida Victor Bommarito Maryann Brown $99 CLUB Robert Frisoni Nightingale Paula Abbamonte Frank Amendola Vera Atamian Stephanie Barreda Yvonne L. Bernard Gary S. Bonanno Stephen T. Browne ($99 TO $249) Tomoyuki Abe Richard W. Abatelli Philip Fusco Lynn Nunes Maryam Amid George Samuel Barreto Ronald R. Russell Bonanno Patricia Deborah L. Virginia O Dwyer Cheriyan Abraham Khalid M. Amjad Athanasopoulos Linda C. Barry Bernardini Veronica A. Brownstone Nancy A. Oommen P. Achstatter Galligan Almog Ohayon John Ammirati Maria Atsas Warren E. Barta Dominique Berne Bonanno Elton A. Bruce Carol Gallo Bruce A. Orr Abraham Sal Ammirati Andrea Attanasio Jennifer Bartko Elaine S. Bernstein Michele L. Bondy Joseph E. Brunken Bartlett L. Ackerson Peggy Abrams Kenneth L. Adamo Turschmann Shu Na Pan Michael C. Amodio Anthony D. Tasha L. Bartlett Manuel Bernstein Pinuccia M. Linda Brunning Eugene R. Vincent C. Papa Evelyn A. Abreu Jay Anderson Auguste Gregory Heather B. Bester Bongiorno Michael R. Mark S. Adler Nordeen Accardi Kuljit S. Ahluwalia Gamache Maureen Papalas Mark R. Anderson Janet Augustino Bascombe Sororazam Darla J. Bonner Bruscino Joy B. Gape Chi Kun Park Diallo D. Acey Michael C. Andrea John A. Avecillas Jeffrey A. Bass Bethune Robin Booskila Jennifer A. Bruyne Edul N. Ahmad Joseph M. Vincenza Alia Michael Gatto Young D. Park Theodora Michael Aversano Susanne Bass Thomas K. Pierre C. Borga Joy H. Bryant Syma J. Gerard Thomas J. Parkes Achtziger Andreolas Lorraine Avitabile Bhabani Basu Bettenhauser Joseph B. Born Frederick T. Asher S. Alon Carol Acker Miguel A. Alvarado Stanley E. Gilpin Francis A. Paruolo Irina Andriasova Nabil N. Awad Bernardo E. Nancy Beyrer Annette J. Borras Bubeck Mark F. Goldin Antonio J. Patino Andrea L. Kenneth J. Anello Adeola O. Batista Bhola Bhikham Debra Anne Timothy Buckley Jacques Ambron Ackerman Katy Anastasio Susan Goldman Denise Perfido Jan M. Angarita Awolowo Lin Ying Batista Sood Bhuvnesh Borstelmann Barbara A. Jose P. Goncalves Haimraj Persaud Leanora M. Ackley William J. Angelos Alba M. Ayala Rolando A. Batres Barbara J. Rivki Bortz Bucovetsky Virginia A. Andrews Paul Acosta Paula M. George R. Gordon Linda J. Petralia Laurie J. Angrisani Elias P. Ayala Allison L. Bianchini Betty G. Bose Vishal A. Budhram Shelina Graves James A. Phillips Rosario Acquista Katie T. Angst Reuben Azel Battenberg Robert J. Bianco Barbara A. Bosse Hong Loan Buist Annarumma Nina Adames Caruso Brigitte E. Greene Renee Phillips Kerri J. Angst Franca Azzilonna Gary Baumann Silvio Bianco Carano Yaniv Bukobza Evan Greene Gilbert A. Picard* Tina Adamo Joseph M. Shesh Peter J. Bavoso Stacy A. Bibbo Gainor R. Bostwick Rosanne Bullaro Satyanand Arjun Diane B. Adams Richard B. Arnold Vaugerard Guerrier Joseph Picone Annarumma Steven Azzopardi Jean Marie Bay Stephanie M. Herney Botero Laura J. Alex M. Rosetta L. Pirillo Lourdes Adams George A. Anthony Kiriacos Chris J. Baylis Bidlake Webert Boucicaut Buonocore Dorothy A. Aschkar Malcolm L. Adams Keith A. Asdourian Guiseppone William F. Pisani Paige P. Antonellis Bacalocostantis Stephen A. Kathy H. Bieganski Evangelia Evangeline Burch Ronald P. Guzas Anthony Podias John C. Addario Christian C. Maria L. Bacchi Baymack Jeffrey R. Biegel Boudourakis Anna Burgess Evelyn Atanas Francis L. Ade Jan M. David K. Guzzetta Thomas M. Potter Anyene Sheik M. Bacchus Anna V. Bayron Edward F. Bilinski June Boughton Diane Y. Burke Leesa Haas Peter Prashad Michael C. Adges Salvatore J. Daniel J. Bacci Corey Beanland Gabrielle Binler Todd Bourgard James J. Burke Athanasopoulos Miriam L. Adler Kenneth A. Anne Hagen Rose Marie Princi Anzalone Barbara M. Bach Linda Beatrice Wartanoosh Crysellen Bouziotis Loraine Burke Suzanne L. Hahn Rudolph Princi Lucia Adrian Vito W. Anzalone Anita Bachrach Esthel E. Beauge Biramian Pamela C. Bowens Peter K. Burke Auerbach Lisa J. Adwar Sistina Aversano Anita Halvatzis James Radosta Thomas Apa Balfe I. Badchkam Kim Beaulieu Branko B. Birovcec Karlief Boyd Selwayne D. Burke Robert L. Harding Mohammed A. Anupa Agardeo Ana E. Aparicio Young D. Bae Cynthia M. Beck Theresa A. Birt Vishwanauth Kristan G. Edwin W. Banks Lakeysha F. Vicky W. Bartko Lisa Healy Rahman Brenda K. Aparicio Maria Baer Alice Becker Blanca H. Bisharah Boywah Burlingame Clifford H. Hecht Mark Ramjeet Agugbo L Michelle Aparicio Robin Baer Amanda Bedford Irma Bishay Jose M. Bracchi Frederick Burrell Rozanna Juan Aguilar Beaumont Kelly A. Hicks Eric G. Ramsay Myriam Aponte Carl R. Baessler Harmeet S. Bedi Dawn M. Bishop Anne Bracco Jennifer C. Burzo Mary W. Hillman Janine M. Rayano Katharine Aguilar Eileen J. Appel Mirza Baig Kevin C. Bednar Samarendra Donald G. Bracken Wendy S. Busby Joanne C. Teresita E. Aguilar Bechhoff Arthur M. Hofbauer Michael Richman Liliana M. Arcaro Don H. Bak Michael A. Bedryk Biswas Dennis P. Brady Nancy Bush Willard P. Hough Carl W. Riese Monica Ahdoot Karen L. Lana R. Bakhash Ambica Beepath Chari Biton Maureen A. Brady Gina Buttafoco Sharona Beck Jessica A. Ahern Michael Bello Lorna M. Howell Asia Roberts Arceneaux Salih Bakir Linda R. Beggs Dawn Bjertnes Renita R. Braham Robert C. Anthony Imperato Francis Imtiaz Ahmad Michael A. Ardolino Bibi S. Baksh Paramjit S. Lomauro Melissa L. Brandt Buttafuoco Belinda G. Bender Nasir Ahmad Rachel Benedetti Janet Iveson Gloria I. Rodriguez Marcia M. Arias Ganesh P. Balack Begowal Dexter Blackman William A. Brandt Ursula Buttafuoco Robert C. Diana M. Romano Alucinda M. Janine M. Armata Evangeline Bella Bekker Suzanne K. Blair Daniel H. Bravo Adam M. Butter Michael J. Berman Ahmed Mohamed Bessai Jacobsen Frank J. Romano Ronald D. Armet Balaskas Helene A. Jean Pierre Blaise Albert Brayson Jacqueline Buys Chandru Jagwani Lee Rothleder Awal Ahmed Rabindranaut Roxanne N. Bekritsky Michael I. Blake Linda E. Brennan Carol A. Bycel Gina M. Bashir Ahmed Bettenhauser John L. Juliano Harriet M. Rowan Armogan Baldeo Anna M. Belfiore Neil Blake Richard J. Brennan Tae Byon Janet M. Kalman Todd Roy Mamdouh O. Christina M. Armyn Lynette Baldwin Renah R. Bell Ollie Blakely Elizabeth A. Breslin Carson J. Byrne Jerome H. Blue Ahmed Lucille Bonanno Morton Kaplan Thomas Ruddy Patricia Arndt John A. Balis Rosanne Beller Marie Elena Marie W. Breslin Daniel P. Byrne Linda Kettering Laura Ruhnke Perveen F. Ahmed Candi E. Arnesen Glen A. Ballard Sandi M. Bellucci Blanco Raymond T. Denise M. Byrne Ernest F. Bonifazio Tharwat Ahmed Larry J. Braden Catherine Kolsch Shiraz Saeed Maureen P. Arra Coobeer A. Balram Sharon N. Benary Grace Blank Bressingham John R. Byrne Tony Koskinas Kristen A. Hyeok Soong Ahn Francisco B. Janice Balsamo Mann Louis A. Blank Arthur John Michael J. Byrne Margaret M. Brady Jae Soon Ahn Amalia C. Brandt Irwin R. Krasnow Salvatore Arrieta Melissa W. Jesus N. Tammy Blau Bretton Patricia D. Byrnes Sidney Kwintner Geraldine S. Jeakuk Ahn Libertino Arrigo Bancroft Benavides William Blau Maria Breyer Cesar A. Stephen A. Bruno Benedict E. William C. Buckley Mark T. Laffey Sapanaro Jorge Arroyo Sung Qyoon Bang Rita B. Bender Alice A. Bleier Serafim Brito Caamano Mei Ying Lai Angela M. Aikhuele Joseph Asaro Victor Banks Alexander Bart A. Bleiweiss Patricia C. Brogan Altagracia Caba Denise C. Buser Gary Ain Miguel A. Cabrera Pamela G. Scaldaferri Joseph Asaro Olga Baram Benisatto Gina A. Blum Frances Laura D. Caffrey Lanigan Michael D. Schaier Sevilay Akbulut Marco Ascazubi Paulina Baratta Drori Benmen Gail Blumenstein Broncatello Michael Calabrese Alejandro U. Darren Alacqua Calma Sheila Lawrence Marlena C. Schein Jon R. Asch Nadine Barbera Shari L. Benmen Richard D. Eric W. Brooks Patsy T. Calabrese Joann Lee Henry I. Serrano Sal R. Alaimo Daniel Asciolla Jacqueline T. Sean J. Bennett Bocchieri Deborah A. Bross Henrietta Allegra Capra Clara Alamia Peter M. Caputo Sejeh Lee Henry A. Setaro Kathaleen S. Ash Barczak Carla R. Bent Jennifer Boccio Andrea Brovetto Calandrino Charles Lefkowitz Ali A. Sikder Dewan M. Alamin Larry H. Asher Augusto Bardi Jose M. Bentancur Kristin A. Bodkin Jacqueline A. Denise A. Craig S. Carbone Joseph Alarimo Clara N. Carranza Lisa M. Lilly Krishna Singh Marie E. Asher Vivian Barna Mary Berblinger Jo Ann Boettcher Brown Calderone Jack LoBiondo Trinity L. Singh Karen K. Albanese Sandra Asip Yvonne Barno Debra Berg Patricia Bogusky Lillie M. Brown Diane Calderone Gloria Catsimalis Nicholas Albanese Kumal A. Chetram Kevin N. Loiacono Andrea Soho Kevin Asrula Angelo Baroumis Mishelle M. Berger Brian K. Bolasingh Marilyn D. Brown (Cont’d on pg 22) *THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS. RPAC 22 RPAC REALTORS POLITICAL ACTION COMMITTEE Andy DeLeon Margaret L. Drake Lucy Fernandez April M. Gambino Marcelo Gonzalez Wu Chia Han Nancy I. Delgado Karen M. Drath Lisa M. Ferraiolo Robert J. Gandley Mario R. Gonzalez Yiping Han Kathleen T. Irene Drettakis Linda Ferrara Stephanie J. Ruben Gonzalez Marjorie DelGaudio Preston H. Drinks Carlina Ferrari Gannon Jay S. Gootenberg Hanabergh 2008 RPAC HONOR ROLL Peter Dellaccio Matilda Dror JoAnn G. Ferrari Vincent F. Gannon Vishnu Gopaul Samantha L. Nancy L. Delligatti Rosilind H. Drukker Edward C. Ferraro William B. Gans Barbara Gordon Hanan Anthony F. Jennifer L. Drum Katherine Ferraro Yang Gao Kerri A. Gordon Thomas J. Hanik IT’S YOUR BEST DeLouise Elizabeth Dryjas Susan Ferraro Denice A. Garcia Nicole Gordon Charles J. Hanney Anthony J. Frank W. Duca Lucille Ferrer Julio Garcia Marsha Gorelin Mark S. Hannigan

January/February 2008 INVESTMENT IN BUSINESS! DeMarco Concetta Duggan Donna M. Ferro Beau Gardner Claudia Goren Josephine Hansen

John DeMattia Gesner Dulaurier Susan M. Ferzola Lawrence M. Patricia Gosman Katherine E. ¨ (Cont’d from pg 21) Diego Cedeno Craig E. Clark Antonio Crino Anna K. Ann M. Dumay Paul A. Festa Gardner Lino Gottardo Hansen Jacob L. Caldwell Oscar G. Cedillos Joseph M. Clark Cynthia L. Demirciyan Lisa M. Dunn Joe J. Fichera Suzanne M. Edward R. Gottlieb Lois M. Hanson Kay Kintner Toni Cefalu Roy A. Clark Crosthwaite John P. Dempsey Loriann D. Dunwell Joseph Fico Garnet Jo Anne Gouveia Margie Hanson Caldwell Robert W. Ceilly Alvin Clarke Kevin C. Vesna Denic Sharon Dupigny Bruce A. Figarsky Shellie A. Gary Adrienne M. Azm Zahirul Julius A. Calica Joanne Celauro Cheryl P. Clarke Crosthwaite Gmerek Linda R. Dupuis Kimberly J. Filardi Sheila R. Gatto Governali Haque Virginia Calise Pia A. Cento Jeanne Clarke Kathleen J. Toni Denis Yury D. Duque Nancy J. Fink Angeliki Gatzonis James M. Mohammed E. David P. Callaghan Roberta A. Cerasi Regina A. Clarke Crowley Michele Denker Linda Durgan Georgianna F. Finn Roxanne M Governali Haque John D. Callaghan Robert E. Ceroni Barbara R. Maureen D. Mary L. Dennis Evelyn M. Durso George W. Gaynor Michael Governara Mohammed M. Candice M. Jessica M. Cervini Clemenza Crowley Dennis DeNobile Doris Duvernoy Finnegan Muhammad A. Debra A. Goyena Haque THE REALTOR Callahan Oscar Cervone Lucien T. Clerico Patrick A. Crudo Maria H. Deoliveira Rosemarie Allicyn K. Finneran Gazi Naomi M. Graham Joan Hardoon Frenel Calonge Claudia Cesare Jane M. Clifford Sherri Cruz Grace P. Dymond Frank Fiordaliso John W. Gebbie Marie R. Grant Maryanne Michael J. Therese M. Cesta Carol G. Clinton Zelma J. Cruz DePasquale Bartosz D. Dynak Cynthia A. Fiore Stephanie A. Olive J. Grant Hargadon Camastro Myung H. Cha Wardell G. Clinton Roger Csajko Cristina DePaula Kimberly S. Eads Jacqueline Fiore Geffken Wilson Sonia A. Hariton Diane Cambria Cecylia Chaber Laura M. Cochran Michael A. Cuellar Nicholas DePierro Jacqueline Eaton Mosquin Leon E. Gellineau Annemarie L. Joanne F. Harms Samuel Camhe Motahar H. Horace G. Patricia Cuesta Howard DePietri Garland Larry D. Fiorello Argie A. Gemelas Grasso Steven M. Harney Michael A. Chaklader Codrington Jinran Cui Thea M. DePinto Rafael Echeverri Anna Fiorentino Kalliope Gemelas Carol A. Grau Patricia Harrigan Campagna Michael M. Chakrin Joan H. Cody Rosemary A. Combs Judith L. Edge Michael A. George Genas Marisol Graveley Judith C. Patricia A. Campbell Ana C. Chan Lisa A. Coffey Culhane Ann DeRosa Carol Ann Fiorentino Linda Gentile Barbara G. Gray Harrington Philbert Eddie Y. Chan Patricia G. Coffey Marie Cummings Anthony John Edwards Leandro Firpo Oakley M. Gentry Jeanine Grazidei Mandalee M. Frank P. Campo Gustavo A. Chan Daniel M. Cogliano Celia Cunningham Desantis Frank P. Edwards James B. Fiscella Carol J. Genua Ruby L. Greaves Harriott Athena Tina Lap S. Chan Cookie Cohen Jennifer M. Nancy Deschamps Lisa M. Edwards Vincent J. Fiscella Eapen K. George Paolo E. Greco Elizabeth A. Canaris Juliet Chand Jesse B. Cohen Cunningham Dawn M. Deserio Lynda Edwards Debra A. Fisher Glenis H. George Deborah A. Green Harrison Arpi Candan Khamechand Marilyn Cohen Patricia Curci Michael Deserio Shiela Edwards Debra K. Fisher Edwards Linda D. Green Laura M. Paul A. Candeletti Chandebal Mark E. Cohen Anthony C. Curcio Mary Desposito Robinson Merle Fishkin Arlene D. Lydia J. Green Harryman Ruben Candia Fanny R. Chang Michael G. Cohen Cristobal J. Curis Jeffrey M. Warren Egloff Grace Fitterer Georgiadis Adrienne R. Green William G. Hart Frances G. Hsiu Ching Chang Lita Cohen Rudy Ann Curran Desronvil Michael Eichler Ronald J. Fitterer Mary Lynn Gerace DeFelice William J. Cangero Michael Chang Katherine Coladner Carolyn F. Curran Gloria E. George N. Heather Fitzgerald Christine M. Frederic R. Greene Hartmann Felixberto V. Paul Chang Nancy E. Coletto Ana M. Cuzzone DeStefano Eindrawis Maureen P. Geraghty Roseann Greene Cynthia A. Canieso Annemarie Richard R. Collazo Anne M. Paula Desyr Bruce Eisenberg Fitzgibbon Paula Gerber Karen Gribbin Hartnagel Virgilio J. Charleston Kathy M. Collester Cybriwsky Catherine M. Harry Eisenoff Donna M. Jose E. Germade Vesta Griciuviene Lourdes V. Hartrick Cannatella Jagdaysh Christine Colligan Peter D. Cylvick Deutsch Kathleen Eisman Fitzpatrick Ken Gerus Patricia E. Alan J. Hartstein Kathleen A. Chatarpal Eileen Collini Charles J. D Barbara J. Regina M. Eldridge Ellen J. Fitzpatrick Khasrow D. Ghazi Griesmeyer Charlene A. Cannet Joseph Chau Bernadette Collins Agostino Deverna Jhojans Elegante Joanne Fitzpatrick Laura M. Timothy S. Griffing Harvey Frank G. Cannistra Tuan A. Chau James J. Collins Jennifer A. D Eileen Devine Carol A. Elgohary Madeline H. Giacalone Erika K. Grimm Mujtaba T. Hassan Zheng Yan Cao Cecilia Chaug Susan B. Collins Amato Donna DeVito Ellen Elias Fitzpatrick Kiriaki Gialouris Ronald Grimmond Anna Hatgis Jacinta N. Capelo Arelene Chavis Darlene M. Colon Linda D Amico Joy Deb Dey Joyce Elish Jennifer M. Flaiz Patricia A. Christopher Skrobacz Gina M. Capitelli Chi Lun Chen Vincent P. Colon Vincent J. D Amico Kissoon Dhanraj Anthony G. Ellis Maria D. Flaquer Giambalvo Griparic Jacob W. Hauer Maureen G. Haiying Chen Gustavo E. Karen L. D Angelis William G. Diakakis Laurie J. Ellis Dailyn B. Fleet Joseph D. Maryann A. Grippi Christopher M. Cappelli Mei Hua Chen Colorado Patricia I. D Antoni Bradley J. Verelle J. Ellis Teresa C. Fleming Giammalvo Eileen R. Grogan Haug Patricia Cappo Min H. Chen Robert P. Comba Martin A. Dabao Diamond Donna Ellswick Jorge B. Flores Michele Cheryl J. Michelle Philip M. Capra Yi Ching A. Chen Michael J. Combs Joan V. DaCorta Jennifer L. Ann Marie Emmi Eyvette D. Flowers Giancaspro Grossman Hawkesworth Ellen T. Caprino Yimin Chen Antonio J. Fumento Diamond Kathleen L. Engel Lois A. Fogal Christina A. Linda M. Anita L. Hawkins Michelle Caputo Ying Chen Comparetto Toni A. Dagata Myra Diamond Carue A. Engels Ann J. Folan Giannakopoulos Grossman Janice M. Hayden Strull Zhen Chen Anne M. Amy L. Dagger Nevin Diamond Ronald P. English Sinching Y. Fong Nancy B. Giaretti Adrienne Gruber Jeanne M. Hayes Doris Carbonaro Zi Feng Chen Concannon Ruben Daglyan Steven L. Diamond Ryan M. English Wesley Ford Patricia J. Gibbons Lawrence Joseph S. Hayes Robert Carcamo Bick F. Cheng Gerald F. Yi Dai Benny A. Lisa A. Ennis Ruthann Forland William M. Gruttemeyer Richard J. Hayes Christina M. Michele Cheng Concannon Christine R. Diasparra Francesca J. Meghan P. Forte Gibbons Cong Gu Barbara J. Haynes Cardinale Winnie Wai K. Richard Conde Daidone Francisco Diaz Enriquez Hugh L. Foster Arnold H. Gibbs Michael E. Sigalit Hazor Donielle Cardinale Cheng Paul A. Conforti Laura J. Patricia L. Diaz Jody R. Epler Oksana K. Foster Brandon N. Gibson Guardino Doreen M. Hebron McKinno Sharon G. Cherny Maria T. Contardi Dalessandro Giuseppe Mary H. Ercolino Tory E. Foster Deborah Giglio Luke C. Gucker Barbara A. Hecht Rick D. Carello Nancy M. Chester Angelo Conte Tina L. Damico DiBartolo Raymond E. Erhart Thomas J. Foudy Karen A. Gil Robert W. Annie Heilberg Lorna Caridi Tony Chetram Marianne Conte Argyro Damiris Patty DiBlasi Elizabeth A. Kenneth A. Maria D. Gil Gudmundsen Edith K. Bridget M. Cariello Alan T M Cheung Stephanie D. Pamela C. Velma Dickerson Erickson Fountain John P. Gilbert Venecia Guerrero Heinemann Joseph F. Carini Xuejun Chi Conte Danbusky Danielle L. Katherine K. Ernst Christine Fox Monique R. Robert J. Guerriero Karen Heitner Elizabeth S. Carl Debra A. Louis G. Contino Marsha M. Dickinson Denise A. Errigo Dawn M. Fox Gilchrist Joseph P. Christine E. Helbig Dietlinde A. Chiappetta Bridget M. Cook DAndrea Patricia A. Dickson Elmer O. Escobar Dolores F. Fox Christine M. Gillen Guglielmo Allan Helfand Carmody Traci Chiarello Richard T. Cooke Joseph D'Angelo Lee DiClemente Gloria D. Escobar Angelo H. Fraboni Jennifer M. Carlos Guiracocha Michelle A. Hellem Jean B. Carney Hetty C. Chin Mary A. Coonradt Eileen M. Daniel Marylou Roxana P. Escobar Barbara L. Franco Gillespie Manuel C. Gultiano Panagiota Hellem Elisa D. Caro Yueh Er Chin Laura Copersino Phillip Dantoni DiClemente Maricely Espinal Izzy Franco Kathleen M. Gillies Aleksanor Gulyaev Barbara Heller Maria Carollo Jennifer Chiu Victoria A. Corabi Vicki Danziger Douglas J. Dietz Rinaldi Robert Franco Jean Gillin Maria C. Gundy Patricia A. Marilyn M. Siu Y. Chiu Anthony Coraci Huong K. Dao Lisa DiGangi Pedro P. Espinoza Theresa M. Frank Richard A. Gillis Anthony Gunther Hendrick Carpenter Alice Chodkowski Leslie K. Corbett Linda G. Darcy Uri Digmi Charles A. Saleena J. Franzo Karen Gilmore Stephen R. Gurin Catherine John P. Tsering Choedon Claudia Corcione Dawn R. Darish Donna M. Diiorio Esposito Richard M. Alice Gioia John Gurwicz Henriquez Carpenzano Jin S. Choi Danny D. Cordero Rabindra Dash Romero Dildy Terri P. Esposito Frederick Rosario Gioia Susanne C. Jose Henriquez Mauricio A. Monty Choi Carlos Cordova Gloria Datlow Michele A. DiLeo Donna Etergineoso Yvette D. Frederick Annmarie Gutermuth Arlene J. Henry Carrasco Nosa Choi Edward J. Corliss Artur Davidov Matthew D. Frank Evangelista Stacy A. Fredricks Giordano Javier P. Gutierrez Richard G. Henry Robin J. Carroll Hema Chopra Edwin W. Cornejo Wagner Davila DiLeone Andrew J. Evans Alan A. Freire Anthony J. Ricki Gutlerner Mary Lou Henshall William J. Carroll Neetu Chopra Joanne Cornell Edgar Davis Rosa DiLiberto Deborah S. Evans Marian Freundlich Giordano Enrique A. Milton Hensley James R. Carson Melissa Chow Erasmo J. Corniel Gina K. Davis Nina A. Dillon Joan V. Evans Raymond A. Frey Karen A. Giordano Guzman Martin P. Hepworth Janet S. Carson Muhammad L. Celia Z. Cornielle Janie K. Davis Lisa A. Dils Josh Evans Alevtina Fridman Maria O. Giordano Janet Guzman Alphonses J. Daniel F. Chowdhry Michael E. Corr Leon M. Davis Richard DiMaggio Lorraine Evans Audrey Friedenthal Robert J. Giordano Lucila Guzman Heraghty Cartagena Javed M. Nora A. Correa Reginald L. Davis Margaret Dimech Michele Y. Evans Jill A. Friedman Susan D. Giordano Lorraine R. Christine Maria V. Cartalemi Chowdhury Dawn Correira Phillip E. Davison Phyllis M. Dinardo Bernice A. Evelyn Riina M. Friedrich Catherine Gipson Guzzetta Hermanowski Reginald L. Carter Nazrul Chowdhury Tiffany Corriente Claire D. Day Cynthia Diognardi Kamran Faisal Donna M. Frintzilas Nina S. Girolamo Arthur E. Haas Jan T. Sunita Carter Nizam Chowdhury Luann Corriston Ines De La Rocha Diane Diot Mauricio B. Susan R. Fromm James D. Girone George R. Haas Hermanowski Beth M. Carucci Sirajul I. Irene Corulla Frances De Martin Mary DiRusso Fajardo Caesar R. Michael B. Gittens Phyllis W. Haber Brizeida M. Kathleen B. Carusi Chowdhury Edith Cosban John De Santos Anthony J. Rania Fakhro Frondozo Jean A. Giuffre Michael P. Hernandez Carl J. Casano William Iserman Carolyn A. DiSpirito Louis A. Falco Jacqueline Judith L. Giuffrida Hachikian Omar Herrera Maria Casasus- Christensen Diane M. Deabreu Joseph A. Ditta Quenida Falcon Fruchter James P. Giugliano Mohamed A. Hack Alan T. Herrick McEntee Gloria Christie Reid Cosentino Camille DeAngelo Susan A. Dittrich Donat D. Falconer Judy B. Fruitbine Gary Giustiniano Charlotte A. Robert J. Herrick M. Teresa Casazza Youssef Chtioui Suzanne M. Alicia A. Deblasio Kesavan Antoinette Consuelo Fuentes David C. Gjodesen Hackett Deana Herrick Dennis C. Case Kuang Chih Chu Cosenza Debashish Divakaran Fallacara Marie M. Fuentes Ariel Glaubach Glen P. Hagen McCreery Patricia A. Casella Tzy Ching Chu Ana M. Costa Debnath Christine DiVito Marie Falson Stacey A. Fuina Marilyn Glazer Michael J. Hagen Randi L. Hersh Yenny Casella Margaret Conrad J. Lisa DeBois James P. Divone Gerald A. Famolari Peter P. Fung Clare Gleason James L. Hahn Wilbur Hertlein Kathleen E. Casillo Chugkowski Costanzo Jolene M. Taylor H. Divone Lin Fan Nancy Furrevig Michelle K. Nella A. Hahn Ellen M. Hickey Maria C. Cassano Julie Chun Andrea L. Costello DeCecco Kathy L. Dodd Michele A. Paula Fuschillo Glennon Celina M. Shonta Hicks Joseph Cassaro En Ja Chung Belbina E. Costello Chris Dedes Tracy L. Dolan Fandetta Maria M. Gabriel Jeremy B. Glick Haigood Maureen J. Linda J. Castellano Eric Chung Catherine R. Joseph DeDonato Fidel R. Domingo Maria Farina Maria B. Gac Lisa M. Godt Shohreh V. Higgins Edgar A. Castellon Rosa Chung Costello Janice Deegan Freddy Dominguez Dawn Marie Farino Kerrance Karl E. Goffe Hakimian Christina B. Hill Viviana Castilla Wook Chung Edmund P. Judy Deegan Luis Dominguez Joseph J. Farrell Gaffington Michelle A. Goffe Nabih Halaka Linda A. Hill Cesar G. Castillo Jamwant Costigan Mussirrah N. Deen Christina Donato Kathleen M. Antonio C. Irene O. Goit Mohendra Halall Tina Hill Luis E. Castillo Churaman Vaughan M. Theresa Defede Weilin Dong Fassler Gagliardi Paul Gold Donna J. Haley Christine Hillaris Timothy P. Castor Mark Ciano Cotsonas Damien N. Deflora Denise D. Donlon Evelyn J. Fasulo Margherita M. James J. Golden Muthu Charles E. Hinds Dimas A. Castro Linda Ciavarelli Joelle J. Coughlin Robert J. Rossella Donnelly Shameer Fazal Gagliardi Kristina Golden John C. Hall Tony Hinds Grace M. Charles Ciccione Douglas T. Coville DeFranco William G. Donofrio Elaine F. Feder John Galanis Amy Goldman Patrick J. Hall Marsha D. Hines Castronovo Christina Cidoni Argie C. Cowan Judith DeGioia Anne Donohue Alan C. Fein Patricia A. Galante Edward C. Regina M. Hall Patsy C. Antoinette Richard R. Cifarelli Roberta D. Pierrette DeJean Ivan G. Dorador Lynda Feldman Ellen P. Galbraith Goldman Patrick M. Halloran Hirschhorn Catalano Dominick A. Cilmi Coward Joan Helen DeKay Dawn Doremus Peter A. Feldman Lisette Gali Baila S. Goldstein Phyllis Halpern Emi S. Ho Maureen Evamarie J. Andrea D. Cowell Esperanza Bobbie R. George T. Christina M. Galicia Bonnie L. James G. Evelyn Hobbie Catalanotto Cinque Sandra O. Coye Delacruz Dorsainvil Fennimore Robert J. Goldstein Halvatzis Joyce L. Hoelzer Marie Catanzano Louis J. Cirillo George Cozac Nimal G. Frantz C. Geri Fennimore Gallagher Daniel L. Goldstein Paul Halvatzis David W. Hoey Vincent Catanzaro Joseph T. Reuben Crane Delanerolle Dorsainvil Hildegard Fenton Tracey A. Larisa Golub Talat G. Hamdani James J. Hoffman Melody B. Caton Cirrincione Mabricio V. Creary Cecilia R. Delaney Michael J. Dorso MaryAnn Gallagher Michelle P. Gomes Peter A. Hamid Michael J. Hogan Claudia Catsounis Deneen A. Ellen F. Crescenzo Phyllis Delaney Chantal Dougherty Ferchland Patricia Gallegos Carmen Gomez Dorrie C. Hammill Rosemary P. Philip J. Cirruzzo Raymond M. Cindy A. DelaRosa Paul S. Dougherty Maria Fermin Frank J. Gallo Linda Gomez Carol Hammond Hoilette Cavalcante Linda Cirulnick Cretter Leonardo Lisa Douglas Eduardo S. Teresa Gallogly Dirla M. Gonzalez William H. Terrance Holder Carlo M. Cavalieri Francis M. Citro Joseph V. Crifasi DeLaTorre Louise E. Doyle Fernandes Christopher Jacqueline Hammond Allison B. Michael W. Cawley Sean Clancy Marissa L. Crifasi Leslie G. Delboy Reisa P. Doyle Gigi Fernandez Gambale Gonzalez Elmen Han Hollander * THESERPAC LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS. 23 RPAC REALTORS POLITICAL ACTION COMMITTEE 2008 January/February Melanie T. Leonard Brenda R. Lucas Reinaldo Marquez Diane T. Holger M. Lance D. Nill Roseann J. Lilly N. Lucas Romeo L. Marquez McLaughlin Montaleza Alvaro Nino Leonardis Marjorie Lucas Rufino E. Marquez Terry R. Yolanda Jaime E. Nino Joseph V. Carlos H. Luciano John P. Marquis McLaughlin Montefusco Mireya A. Nino 2008 RPAC HONOR ROLL Leoncavallo Elizabeth R. Anthony G. Marra Ellen E. McMahon Steven Monzeglio Charleen D. Niznik Nancy A. Leone Lucivero Carmela Marra John G. McMahon Barbara A. Moody Stalyn O. Noboa Yuen H. Leow Annette D. Luckett Merollo Katherine A. Ae J. Moon Dawn M. Nodar IT’S YOUR BEST Saro Lercara Edward Lui Samuel Marrero McManus Daniel T. Moore Doris J. Noon Harris I. Lesser Djula Lukovic Sandra E. Marro Annette M. Everton G. Moore Barbara E. Nowak INVESTMENT IN BUSINESS Nicholas J. Lettiero Gianmarco Lullo Jennifer A. Marsala McNelis Harold Moore Daniel T. O’Connell ! Maria T. Leva Charlene D. Luna Mary Marshall Janine M. Ercole Mora Julie O’Connell H REALTOR THE Holly Hollander Sandra K. Laura L. Keller Wieslaw A. Linda R. LeVaillant Andrea Lundquist Elaine Marsicano McQueeney Arthur B. Moral Patricia A. Henry Holley Jaenichen Roxann Krzesniak Christine Leveen Xiao Ying Luo Zygmund Joe J. McQuillan Barry H. Moran O’Connell Sharon L. Hollis Lynne G. Jaffe Kellermann Paula J. Kucinski Lori Leventhal Gina Lupo Marszalek Regina M. Liane W. Moran Diane R. O’Connor Danielle A. Holmes Mohan Cheryl A. Kelly krista Kujat Mattel Salvatore J. Lupo Joseph J. Martin McQuillan Louise E. Moran Philomena C. David W. Holmes Jageashwar June M. Kelly Jean Kulhan Julian E. Levi Theresa G. Lupo Patricia E. Martin Debra Mcsheffrey Patricia A. Moran O’Connor Loretta Q. Holmes Ellen Jagenburg Kevin J. Kelly Joan M. Kulick Terri Levin Elizabeth Lutero Groeling Kiehn Debra Mordini Bessie O Dwyer Chee Seng Hong Kamla D. Lisa A. Kelly Robert E. Yerubaal Z. Levin Saul Luzeus Carmen G. Lisa M. McVetty Lynne M. Moreo Michael J. O’Hare Minsun Hong Jaikaran Thomas R. Kelly Kulovany Steven L. Levine Carolyn R. Lynch Martinez Renee Medaglia Lynn M. Morgan Francine O’Rourke

Beverly Hooker Kyria G. Jaimes Ryan C. Kelso Gautam C. Kumar Marsha Levy Camille S. Lyons Lissette Martinez Velez Gerard Moriarty John C. O’Shea ¨ Espinal JoniRose Jankie Michael J. Debra J. Kuntz Scott Levy Patti H. Lyons Maria Martinez Catalino Medina Madeline A. Moritz Karen Wagner Robin L. Hoolahan Joseph N. Kenduck Thomas C. Kurian Brenda Lewis Lin Ma Teresa Martinez Olivia Medina Carolyn D. Morris O’Donovan Dolores M. Hoole Jannace Arlene T. Kerins George J. John F. Lewis Mary M. Macaluso Cindy Martino Carolyn Meenan Catherine M. Doris Ofori Atta Oscar Hopkins Donald Jantzen Genevieve Kurimsky Robert M. Lewis Diane Macari Vincent M. Conrad H. Morris Agatha Ognibene Frances Hopper Maria A. Jaramillo Kervandjian Drora Kuritzky Senice C. Lewis Tina Mack Martino Meertins Pamela Morris Heung Chul Oh Mohammed J. Linda J. Jarrett Gary L. Kettering Grace Kusnierek Eugene Li Patrick H. Mackay Joyce Marto Jennifer M. Megale Frank Morrone Joohee Oh Hoque Susan L. Jarvis Suzanne M. Kettle Chong Nam Kwak Feng Li Cynthia J. Maclean Svetlana Minakshi Mehta Steve R. Morrow Youngshin Oh Mohammed S. Kuldip S. Jaspal Gail Keyes Mariana Kwang Man H. Li Susan R. Martynova Liangshi Mei Vincent A. Catherine A. Oleon Hoque Alfonso F. Daiva L. Kezys Anthony J. Labate Mei Li Maddaleno Harvey C. Marx Chen Mei Tsu Mortensen Larry R. Olin Catherine V. Horan Jaukegui Orly F. Khalili Patricia M. LaBella Minli Li Richard A. Maddas Mandy Marziliano Kelli A. Meier Frank B. Benedetto A. Oliva Donna L. Horn Dorota Jaworska Bibi A. Khan Parbatie Lackraj Shaogang Li Nina S. Madni John Maselli Bettie M. Meinel Moscatiello Lucy Oliva Hooks Eunice Jean Paul Imran Khan Ross S. LaCorte Gary T. LiBert Helene M. Madr Yoon H. Massano Elyse M. Meistle William J. Moseley Lillybeck Oliveras James Hoskins Thomas Jean Paul Riyaad M. Khan Whitney M. Anthony J. Liberti Lucia Magalhaes Claudia A. Massari Christopher Cindy M. Georgine L. Olsen Imtiaz Hossain Margaret Jederlinic Meher A. LaCosta Barbara Liberti Dino Stephanie A. Meittinis Moshman Betty N. Olson Darice Howard Bontea Khanzada Emmett Laffey Rosanne Licari Catherine Magee Mastroianni Ethiel Melecio William K. Moss Ruduel M. Olvina Biyun Hu Yuxel Jeffar Eva V. Khatana Maria Eloisa Lago Linda A. Licata Ellyn L. Magee Julia Mastromauro Dora E. Melero Lucyna Santina Onorio Yu Zhen Hu Bobbie J. Jefferson Mohammad S. Kelly Lagoudis Wendy T. Joseph B. Maggio Rosad Jane Melinger Moszczynska Malgorzata Onufrik Frank Huang Keith E. Jefferson Khondker Richard O. Laguda Lichtenberg Kim Maggio Janine Matarazzo Anita K. Meltzer Sheri L. Mott Laryon C. Onwu Wanling Huang Jacob Jenkins Dong W. Kim Mei Mei Lai Michael P. Licitra Linda G. Maggio Earl D. Matchett Donna L. Memoli Elizabeth Mottola Scott N. Christopher J. Will R. Jenkins Han Seok Kim Roberto Laino Jennifer S. Lien Agnes C. Jane R. Matchett Jules I. Mendelson Lucy S. Moy Oppedisano Hubbard Robert Jennings Hansoo Kim Vishnu Lalaram Benjamin Ligeri Maginniss Jane Matera Theodora Dragana Mucic Terri T. Orandello Joann T. Hubbard Daojie Jiang Ilsik Kim Adrienne Lalla Hanny Lim Ronald A. Lohmann Mennella Sabarinath Christine M. Michael L. Angela M. Jimenez Jae Young Kim Hing C. Lam Gary T. Limandri Maginniss Carolyn Matherson Demetria J. Mukundannair OReilly Huckabey Yolanda M. Jane J. Kim Maryann Lamneck Debbie Limberis Carl J. Magnus Varughese Menoutis Anne Mulholland Jodie B. Orlando David W. Hudson Jimenez Jeffrey Kim Susan A. Lampach Bo Lin Lisa A. Magro Mathew Christine M. Barbara A. Laura L. Orlando Mary Jane R. Cheryl Jimerson Jeong I. Kim Jeanne Lee Fiona Lin Michael A. John Matthew Menusan Mullaney Rosemarie Hudson Yinshu Jin Jin Hee Kim Landsiedel Hai Hua Lin Mahabeer Teresa Mauro Gustavo Mercado Khaim Orlando Thomas W. Blandine Jnpaul Kee Y. Kim Maureen A. Lane Mei Rong Lin Irma S. Mahadeo Helen Maxwell Livia D. Mercado Mullokandov Isaac J. Ortega Hudson Reid Maria Kim Sharon A. Rong Q. Lin Seecharan Bryan S. May Linda Mercer Adelaide L. Mulry Antonio S. Ortiz Dawn A. Huffman Varughese John Myongsoon R. Kim Langdon Yong J. Lin Mahadeo Eileen M. May Betty Mercurio Amarjeet S. Lourdes Ortiz David W. Hufsmith Bernard Johnson Scott Kim John A. Langone Zhi Rong Lin Lenny Maharaj Janice A. May Josephine Multani Lydia Ortiz Ann M. Hughes John Johnson Seung Jae Kim Estela G. Lara Richard J. Lind Rose Marie Maher John M. May Meringolo Karen S. Mura Marisol I. Ortiz Margaret A. Margaret Johnson Sophia Young Kim Joseph A. Steven C. Lindo Demetra Maheras William A. Maynard Marco A. Merino Jack Muratore Victoria Ortiz Hughes Paula M. Johnson Sun O. Kim Laracuente Catherine I. Maria A. Mahon Sheila Mayola Monique V. Merrill Maureen Murino R Ariel Ortiz Silva Rachel A. Hujber Peter D. Johnson Sundong Kim Andrew LaSala Lindstadt Carol A. Mahoney Helen P. Mayor Tammy M. Merrill Barbara A. Murphy Barry S. Osborn Patricia E. Hulse Diane Johnson Denise M. King Thomas LaSalla Christine Linsalato Charles V. Maione Carol Mazyck Edward S A Mesa Ivy V. Murphy Vilma T. Osborne Claire J. Hunt Frimmel Denise King Edward J. LaSalle Sean P. Lipien Jouliet Mairzadeh Richard Mazza Robin R. John P. Murphy Sarker S. Osman Roberta Hunt Alexandria J. Erica King Maggie M. Charles Lipman Sakhai Antonino Mazzara Meshonek Linda R. Murphy M Yolanda Kerrie Hunter Jones Steven J. King LaTessa Heidi M. Lippacher Peter R. Maitlall Anthony T. Carmen Mesiti Maria M. Murphy Osmolska Marlen M. Hunter Emanuel E. Jones Victoria A. King Fatimah Latimer Meryl A. Lippert Moni R. Majumder McCabe Sharon Ann Matthew Murphy Janet Otis Terri Hunter Glenna M. Jones Robert Kipnis Murphy Irene Lipps Joseph Makinajian Mary T. McCabe Messier Maura K. Murphy Patricia A. Otis Dolarmattie Kenroy S. Jones David Kissoon Melissa Latino Patricia A. Liquori Daniel J. Makowski David B. McCalla Janice Messina Mustafa A. Muryid Gloria M. Ott Hussein Leotis Jones Cox Laurie W. Klei Alejandro LaTorre Todd S. Litz Juan C. Kathleen T. John W. Messina Paul A. Musso Patricia Pacaud Pia L. Hutton Donna A. Jorge Lois A. Klein Paul A. LaTrace Patricia A. Litzner Maldonado McCarroll Mary V. Meyer Safet Mustafic Mary Anne Kyu Y. Hwang Omar G. Jorge Richard Klein Candice H. Lau Hsin Kuei Liu Margarita W. Cheryl A. Sally E. Meyer Denise M. Paccione Amy R. Hyman Rafael Jose Ruth L. Klein Peggy Lau Kathy W. Liu Maldonado McCarthy Steven R. Meyer Musumeci Karen Pace Cheryl L. Hynes Batyah K. Joseph Carol A. Klemm Yun Heng Lau Teddy H. Muhituddin Malik Tirzah M. Susan V. Meyer Noreen Musumeci Linda E. Pace Lisa Iacolino- Lucio A. Jovel John N. Kleva Karen J. Laux Livingstone Shashi B. Malik McCarthy Wayne J. Meyers Jeffrey R. Myers Robert B. Pace McGarvey John A. Juliano Simon Kleyner Teresa M. Lavery Chun Bun Lo Zafar A. Malik Michele R. Subrina Mian Rhoda Nadell Jose Pacheco Nicholas P. Loretta Juliano Judith Klipp Patricia M. Law Shirley L. Lo Kimberly M. McCleary Joyce Michaels Lionel Nagapen Magdalena Iannone Bo Juman Michael H. Kluse Maureen Lawlor Angela M. LoBello Malone Robert W. Howard W. Jung W. Nah Pacheco John P. Iannotti Sang G. Jung Malgorzata K. Lipari Jacqueline M. Thomas V. Malone McCleary Michaelson Akie Naito Gearns Parminder S. Alberto H. Iantorno Mohammed L. Klusek Brenda Lawrence Lobo Ryan M. Maloney Nancy McConnin Anna Michailidis Christina L. Napoli Padda Ximena Ibarra Kabir Diane G. Klusner Lee H. Lawrence Ed Lochansingh Julie A. Malsky Kathleen A. Ann Mickey Kathryn E. Pedro J. Padilla Vadim Ibragimov Zaki U. Kabir Linda H. Knabe Patrick D. Renee Lochridge Paul Maltese McConville Desiree R. Napolitano Gina M. Padro Feroze Ibrahim Susan A. Kaeding Gary A. Knotoff Lawrence Melissa A. LoCurto Rose A. Manalang Richard K. McCord Middleton Angel G. Naranjo Jerome G. Joe A. Ibrahim Michelle D. Kahn Jayne L. Knox Anne M. Lawson Rose J. Lodato Steven Mancino Patricia Z. Elaine C. Midulla Donna E. Nardi Paduano Margaret Ibrahim Carmela Kaiser Erik Kobley Nerina Lazaric Christine LoDuca Marina L. Mancuso McCormick Donna A. Mikkin Stephen M. Narissi Christina Padula Marlaina L. Ibrahim Rosemarie Kaiser Kathleen A. Koch Migdalia Leahy Gloria Loeser Ronnie L. Mandel Moniqua McCoy Martha Milazzo Prabhjot S. Narula Nancy A. Pafites Medhat F. Ibrahim Myra Kakar Sandi M. Koester Eileen E. Alfonso LoFaso Rosemary E. James M. Susan Milim Jawad Nasar Dominic J. Pagano Heather M. Ihle Ina Kaliadka Evis Kokalari LeBrando Joyce M. LoFrisco Maneri McDerby Alice P. Miller Abid Naseem Geraldina Pagoto Beejay O. Helen Kaloudis Cleopatra Kenneth Leclaire Gloria J. Lofstad Patricia A. Mangan Barbara R. Bonnie L. Miller Sheila F. Nash Luz Stella Palacio Ikuomola Asm F. Kamal Kokkinos Kevin B. Ledoux Ronald J. Logallo Carmelo A. McDermott Brent K. Miller Giuseppe Nastasi Concetta Palamaru Arthur Ilardi Diane C. Kamas William D. Kokoris Alexander K. Lee Donald A. Logan Manganaro Joseph A. Dean M. Miller Stacey E. Jennifer Palazzola Mera Illas Barbara J. Emson M. Kokura Chang J. Lee Nancy M. Eleanor Mangino McDonagh Debra B. Miller Nathanson Janis L. Palermo Anatoli Ilyaich Kaminski Taraneh L. Dong H. Lee Logothetis Jack G. Mangra Michael C. Devon O. Miller Helene Natiello Mark A. Palladini Jayson M. Imrie Debora A. Kolahifar Dong H. Lee Nick A. Lombardi Elizabeth Maniatis McDonald Donna F. Miller Albert Nazarian Julio Palleiro Lori A. Incorvaia Kaminski Ellen Kolarcik Hak Yong Lee Paul J. Lombardi Alan B. Mann Michael D. Lorraine Miller Steven W. Neama Charlton H. Palmer Zoegall Eleanor R. Myungjin L. Koo Howard Lee Eliot R. Lonardo Laura Mannarino McDonald Luisa Miller David G. Nedvin Francesca Anita Infantolino Kaminski Debbie Kopack Hsing H. Lee Jeanne A. Veronica A. Barbara Michael B. Miller Rowena L. Nedvin Palumbo Theresa L. Jill A. Kandell Carol Kopelman Jason J. Lee Longueira Mannarino McDonough Yona Miller Gloria J. Neglia Tony Palumbo Interrante George T. Lewis M. Kopp Jason Chung D. Diane S. Loper Maureen Manning Joanne Precious Mims Dorothy Negrete Gloria Pampinella Georgia Ioannou Kaniarasseril Letitia Kopper Lee Victor S. Lopes Tabitha V. Mannino Mcdonough Laura Min Diane Negron Lin Pan Nelsia H K W Iong Dawn M. Therese L. Jean E. Lee David M. Lopez Kevin J. Mannix Stacy L. Vernon Mincey Charles R. Neilsen Qi Pan Jennifer E. Ioppolo Kanyoosky Korahais JennyJunghwa Eddison M. Lopez Michael Mansfield McFadden Debbie Mingrino Kim P. Nelson Yana Pan Anne T. Irwin Ildiko Kaplan Barbara F. Korff Lee Linda I. Lopez Cindy Mantione Theresa M. Susan Minogue Suzanne M. Ashmanie D. Doris E. Irwin Susan D. Kaplan Linu Koshy Kyoung A. Lee Luis G. Lopez Jose R. Manzano McGinley Kenneth J. Mintz Nerwinski Panday Nicole M. Irwin Floretta D. Kapoor Richard P. Kosich Lawrence Lee Luz S. Lopez Dayle M. Manzo Maureen D. Susan C. Mirabella Kristina S. Netter Amy K. Panetta Jordan D. Isaac Noel A. Kappauf Randall G. Koster Li Wen Lee Christine M. Ramon Mappala McGoldrick Donna Marie Miro Barbara W. Chih C. Pang Gyesoon Isacc Mahmunda Jane E. Kotarski Lily Lee Lopiano Gerardo Marano David McGovern Michele M. Mirro Neuman Rosalie Pantginis Randi S. Isbit Karabay Victoria Kotec Pamela L. Lee Harold D. Lord Norm Marcioch Misty A. Mcgovern Lorraine A. Robert F. Neville Albert J. Pantino Mohammed M. Alex A. Carol A. Kouba Phoebe K. Lee Marjorie T. Lord Daniel A. Marcus Mary A. McGrath Mischke Eric B. Newman Barbara A. Pantino Islam Karagiannakis Nina Kowalsky Seung Hee Lee Cheryl Lorefice Coleen Maresca Fred McGraw Mojgan Mobasheri Marvin F. Newman Camille Panzarella Sayed A. Islam Lynn E. Karam Steven Kozlowski Stephanie S. Lee Monica A. Lorenzo Donna Marie Noel McGuinness John Mobyed Wai Fu Ng Janet Panzeca Frank Isola Eraldo A. Karcic Andrea Kozlowsky Stephen P. Lee Rose LoRusso Maresca Allison McGuire Cora M. Mockler Kevin Ngo Leonidas Papalas Rosemary Isola Lynn C. Karp Marie J. Kramer Yoon E. Lee Mary R. Losquadro Jeffrey Maresca Kimberly D. Joseph Modica Tony D. Nguyen Louis N. Papas Janet Isoldi Zachary I. Kartez Mitchell Daniel J. Lees Sandeep N. Carl P. Margliano Mcguire Rosemarie Modica Fahron F. Nibbs Bonnie R. Papish Katayoun Izadi Satnanan Kateram Krasnerman David M. Legaz Lotlikar Lorraine A. Theresa L. Alvin C. Mohabir Patricia M. Fredis H. Parada Monir Jaber Alec V. Katz Lucy D. Kraus Nancy M. Legaz Joanne B. Lott Margulies McGuire Patsy Mohabir Nicklaus Emmett J. Eric W. Jackson Edith E. Katz Gerard Krause Natasha N. Walter Lott James Marin Evelyn Mcintosh Druvraj Mohanlal William F. Nicklaus Paradine Joseph Jackson Lenore Kaufman Anamaria Krause LeGendre Harp Joann Lotterhos John J. Maringola Basile Deborah Mohring Christopher H. Roberto Paradis Thalia S. Jackson Rajinder Kaur Brand Francine Leggio Michael Lou Phillip R. Marino Meryl McKeegan Jennie A. Molinaro Niebling Henry Parciak Margot D. Jacobs Taminderjit Kaur Adam Krauss Frances LeGuillou Andrew Louca Salvatore G. Sheila M. Mohammed N. Maria Nienajadlo Anna Del C Ann L. Jacobsen Maryanne Kaye Karen L. Kroeppel Arlene Leibowitz Diane Lourenso Marino McKenna Olsen Mollah Robert E. Nijkamp Paredes Robert N. Bridget Keane Domenica Krollage Patricia Leighton Joseph M. Steven E. Markfeld James K. McKillop Lucy E. Monaco Peter Nikakis Josephine Parente Jacobsen Luz S. Kearley Mary J. Kronwitt Steven D. Leighton Lovaglio Elpida Markoulis Rose A. McKillop Bernard Christina Pasquale Parente Magdelene A. Christina Keeffe Gloria C. Kruckel Alphonsus M. Anselm A. Lowe Robert Marks Arnold R. McKinley Mondragon Nikiforakis Lawrence T. Jacobson Sean Keenan Theresa Krupowicz Lemanya Cristobal Lozano Debbie Markus Jacqueline A. Joseph J. Mongelli Marios M. Paretta Laurence W. Jaeger Laura K. Keller Barry Krupp Vincent M. Lentino Yuhun Lu Lorraine Marotta McKinnon Ester M. Monroy Nikolaides (Cont’d on pg 24) *THESE LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS. RPAC 24 RPAC REALTORS POLITICAL ACTION COMMITTEE Surujpaul Sarjue Young Sil Shin Linda C. Spodek Randolph H. Tolk Eileen T. Vetri Sherri Wine John J. Sarno Rose T. Shindel Anthony M. Salvatore J. Maria C. Vicari Barbara Wineburg Jason Satahoo Jean Marie Spordone Tomasello Diane Viceconte Janis M. Winter Maria C. Satira Shipman Ralph A. Squillante Denise M. Torino Edith C. Vickers Belinda C. 2008 RPAC HONOR ROLL Troy Satoo Edith Shneorson Martiny S. St Juste German A. Toro Patricia Victoria Wiseman LisaMarie David Shokouhi Barbara A. Henry A. Toro Andrea Vilardi Joan Wittreich Sattanino Stephanie J. Stagnitta Bruce J. Torrani Fressia M. Debbie C. Wolf IT’S YOUR BEST Ayodeje Saul Shulman Judy C. Stagnitta Augusto O. Torres Villacreses Lauren B. Wolf Rochelle Saunders Michael Siciliano Tina Marie Stamm Edward E. Torres Carlos R. Villatoro William J. Wolf

January/February 2008 INVESTMENT IN BUSINESS! Sharon F. Felipe A. Sicurello Antonia Stamps Rafael D. Torres Hector F. Villatoro Denise Wolfe

Savarese Gaetano T. Ludmilla Stanco Sandra Torres Angel G. Donna M. Wolfe ¨ (Cont’d from pg 23) Nicolina M. Richard D. Rawdin Drupati Angela M. Savella Sieligowski Michael Stanco Susana L. Torres Villavicencio Diane Wolyniec Angela L. Pariselli Pitruzzella Jennifer Raynor Roopnarine Teresa D. Savory Don Sien Gloria C. Maribel Torres Dawn M. Viola Ching Lan Wong Sherene Parisi Catherine Pittala Michael J. Raysor Alvin B. Roper Serena Sbarra Evelyn C. Sierra Stanzione Arana Wayne P. Vitale Elaine Y. Wong Byeong D. Park Eaton A. Pitter Tayseer Razik Thomas Rosamilia Douglas K. Francesca M. Brian S. Stark June A. Tourin Gary Vite Hesook Wong Chanki Park Vita Pizaro Joseph M. Record Miledy Rosario Scaduto Sierra Robert M. Stark John G. Touwsma Helene Vlachos Kelvin Wong Daniel J. Park Carol Pizzacar Colleen Redding Alexis A. Rose Vincent A. Scali Daranee Sigle Keith A. Starke Lisa Towne Jerry N. Vlachos Sam E. Wong Holly K. ParkHyun Victor Platt Lopez Joseph T. Rose Linda Scarry James P. Silk Susan E. Starkie James Townson Carmela Vlacich Steven Wong S. Park Joseph M. Pleffner Kim Redick Nigel A. Rose Andrea Scelisi Leonel M. Silva Peter J. Stassi Joann Toye Rajan Vohora Lisa M. Wood Michael Park Ah Kwan C. Po Ruth A. Redlener Phyllis Rose Stephen M. Jeffrey A. John P. Stefan Patrixia Tracey Jasnit K. Vohra Ruth A. Wood THE REALTOR Terence Y. Park Saisri Poduri Luis E. Regalado Wayne R. Rose Schaedtler Silverbush Antonia Stein Kevin Trager Alba D. Vollo Terence G. Woods Alan G. Parker Marie Polito Lourdes S. Regan Marvin Rosen Nancy J. Schaefer Robin F. Silverstein Edward H. Stein Kristine K. Trager Richard J. Volpe Brenda L. Worley Shirley M. Salvatore Polito Shams U. Rehman Sandra Rosen William A. Schall Brian M. Silvestry Patricia L. Stein Matthew M. Trainor Ajit Vora Louis Wright Parkinson Wright Barbara J. Juliet A. Reid Sonja Rosenbaum Kristine J. Maritza Simard Steven M. Stein Patricia A. Trainor Sofie Voyias Maria E. Wright Susan E. Parks Poliwoda Matthew Reilly Paulette Schanstra Manuel Simeon Ellen B. Steinberg Khirana Tran Sukhdev R. Vyas Patricia A. Wright Sabrina Parrino Kenneth D. Paul A. Reinckens Rosenberg Edward B. Susan P. Simmons Elizabeth L. Tuan Tran Tanmayata Amy Wu Deann L. Parsons Poliwoda Stuart I. Reingold Lisa D. Scharfberg Ann M. Simms Steinmueller Jeanne Trantel Wadhwa Suzanne Justin Parsons Laura Pollari Rose Reinhardt Rosenblatt Jeffrey M. Schecht Darryl L. Simon Dionisia Stellatos George J. Treanor Joan M. Waggoner Wyhowanec Patricia Pascarella Joseph A. Pollini Jason C. Reis Nanci Sue Isaac Schechter Catherine E. Antoinette V. Steo Kenneth A. Trestka Allan T. Wakefield Gayle Wyroba Maria Pascaretti Pornnipa Robin T. Reiss Rosenthal Eileen Scheiner Simonetti Eugene Stern Nissim Trico Regina M. Waldes Calliope Xanthos Deborah Pongvitayapanu Xiao D. Ren Zully V. Rosero Virginia A. John F. Simpson C Reade Stewart Jeanne A. Trier Bernard Waller Efstratios C. Pasternak Wendy A. Ponte Kathryn Renaldo Jessica D. Rosner Schellinger Juliana Simpson Jacqueline M. James Triola Margaret M. Xanthoudakis Gladys Patino Patricia H. Ponzi Nancy Renda Philip Ross Kit Schlaugies John Sinetos Stewart Catherine M. Triolo Walpole Debin Xie Chumpol Robert K. Ponzi James R. Rendall Sydney Ross Joanne L. Schloen Phyllis Singer James T. Stidd Marilyn Triolo Ann M. Walsh Rong Q. Xu Patraakrakul Natalie G. Popick Daniel Rendon Evelyn Ross Edward F. Schmid Tammy Singer Keenan Stokes Thomas Tripodi Vicki Walsh Hsin Yuan Yang James Patten Jay Pores Margarita M. Costello Steven P. Schmidt William D. Singer Maureen Stoll Mary E. Triquet Pamela A. Walsh Joey S. Yang Patricia Patten James R. Poro Rendon Tina Rossetti Norman Schneider Amit P. Singh Debora J. Maria A. Troia Boening Li Chen H. Yang Elaine Patterson AnnMarie Portaro Deborahann M. Vivian A. Rossi Christine Schnurer David D. Singh Stonitsch Michael A. Trotta Robert J. Walther Jun Yao Kathleen J. Norma S. Poulin Rennert Elisa Rostkowski Joseph J. Schraufl Donald R. Singh Robert Story Velia L. Trujillo Cheng Wang Lloyd Yearwood Paturno Alexia N. Poulos Michael Rescigno Karen L. Roth Denise R. Harjinder Singh Samuel S. Stefana Trutescu Cui Qin Wang Susan T. Yee Denise L. Paul Susan E. Power Meryl L. Resnick Rene Roth Schreiber Harpinder Singh Strausman Alexandra Tsiatis Hak C. Wang Evelyn Yip Donna Paul Miroslava L. Jeffery W. Scott L. Roth Kristine M. Makanlall Singh John R. Strebel Mario Tsikis Huiling Wang Archie L. Yon Lisa Paul Pradella Rettaliata Elizabeth A. Schroeder Monu Singh Penelope Strong Perry Tsilogiannis Jenelle Wang Min S. Yoon Claudia Paulino Jay A. Prashad Jaime E. Reyes Rowsell Nancy J. Nina S. Singh Barbara J. Strugala Margaret Tsoukaris Shun Ying Wang Etta Lorene Young Andrea T. Payne Mark Prechtel Noyma I. Reyes Joan E. Royals Schroeher Rohan S. Singh Joanne Sturchio Linda A. Tubens Kenneth J. Ward Maria A. Young James K. Pearson Gina M. Prego Mary P. Reynolds Anthony Rubino Kim E. Schultze Seenarine Singh Marilyn Sturz Dearie T. Tucker Nadine J. Ward Monique Ann Joanne Pearson Edward V. Price Maria Reynolds Barbara A. Rubino Alice H. Schwartz Kathleen G. Sinito Zachery Suaminen Monica Tufano Maureen D. Young Leslie A. Pecheur Janet A. Price White Carrie Rubinstein Bertram Schwartz Cheryl L. Sinram Myra N. Suchman Mehmet Turesinler Warfield Ryan M. Young Francine Pecoraro Myron Price Poran Rezaei Gannon T. Ruddy Ellen P. Schwartz Catherine T. Siolas Diego Sucuzhanay Christine D. Lynda M. Waring Jeffrey C. Younger Taryn L. Peel Sheila I. Prince Angelina Ricciardi Pedro D. Rufino Stephaine A. Nectaria Siounis Eric E. Suld Turinsky Ricciuto Patricia Yovino Sanaullah Peer Laura L. Prince Rhonda R. Riccio Nilvia Ruggiero Schwartz Glenda C. Siu Jacqueline Sullivan David J. Turinsky Syed J. Wasim Michelle Yu Sasha Pelinsky Vomvos Lori E. Ricciuti Patrick J. Ruhlman Rosemary J. Marie Skarren Lori A. Sullivan Valerie Tuthill Kimberly A. Wen S. Yu Joan Penn M Elysia Prinz Michele Rice Susan E. Ruiz Schwarz Erjon Skifteri Patrick J. Sullivan Donna J. Twiggs Waszczak Janette M. Debra L. Penzone Joseph L. Pritchard Nelson William Ruiz Geniene Sciacca Virginia A. Skillman Patrick J. Barry M. Tyler Stephanie Watkins Yuengling Erin E. Pepe Chandan P. Laura S. Rich Caroline W. Rupp Charles Sciberras Lori Slattery Summers Denise A. Tyler Kim E. Weast Susan G. Michelle L. Pepito Prithiani Jim D. Richards Caitlin Ruppert Ed R. Scicluna Erica L. Slavens Yunzhong A. Sun Robin Y. Tyrrell Melvin Weaver Yuengling Robert M. Peras David A. Procopio Karen M. Mary Alice Ruppert Laura A. Sciortino Joan Small Susan Julia Tzortzatos Lorraine Weber Jijun Yun Jonathan P. Perez Constance Richardson Randolph Russ Patricia F. Scirica Christopher J. Surendranath Maria Tzortzatos Natalie Weber Jiwon Yun Jorge D. Perez Prospect Mary E. John Russell Gregory Scotidas Smart Mary Ann Surgot Jin N. Um Nancy Weeks John S. Yunitis Judith E. Perez Karen L. Richardson Lynn Russo David Scrogham Alvina Smith Helen M. Susko Jeannie C. Unger Lori J. Weidner Gerard F. Yurasits Laurie A. Perez Provenzano P Suzanne Andrea J. Ryan Jennifer Scully Catharine Smith Nikolay Suyunov Varun Uppal Jo-Ann Weilert Esin Yusufi Victor M. Perez Kim Marie Prudenti Ridenour Glanita Jan Ryan Robert C. Search Chong Smith Val Suyunov Jose M. Urena Michelle Weingot Zarina Yusupova Wilfredo Perez Kimon Psaltakis Dudley A. Ridley Kelly Ryan Sohan D. Joseph D. Smith Barbara Swartz Sonnia G. Urrea Emanuel Weinrod Elizabeth A. Donna Periconi Ioannis Psillis Diane Riedel Thomas J. Ryan Seavcharran Maxime G. Smith Hudson L. Syffrard Frank A. Urso AnneMarie Zabielski Charles Perkins Francesco Puccio Silas Riedel Mario E. Sabattini Albert Sebag Patricia R. Smith Amalia Molly Marilyn Urso Weisman Idiculla Zachariah Shazar K. Elizabeth Puckett Sandra L. Riegel Tammy B. Don A. Sebastian Robert W. Smith Symington Susan L. Urso Lenora Weiss Lynda L. Zacpal Permohamed Lena Puebla Charles H. Riehm Sabbagh Eve Marie Seeno Roderick Smith Eileen F. Syvertsen Janet Vaccaro Nancy Weiss Muhammad Judy A. Pernice Ana Puello George J. Riffone Khaled Sabek Sammarco William A. Smith Barbara A. Aditya Vaid Nurit Weiss Zaheer Peter A. Perone Kathleen J. Pugh Lori J. Rinaldi Stephen M. Sachs Mary L. Segrete Catherine T. Smyth Szumski Miltiadis Richard H. Weiss Robert Zaher Brijanand Persaud Donna M. Pugliese Marie Rinaldi Sarro Francine Saer Alniza Segundo Dawn K. Smyth Muzzio Tallini Valassopoulos Heidi M. Weitz Roman Zak Daniel S. Persaud Salvatore Pugliese Barbara Ring Steve K. Safo Sanjay Sehgal Maria G. Sneden Tracy A. Tamagna Ana Valencia Jennifer J. Grazyna Zaleska Felicia S. Persaud Michael Pulciani Laurie A. Riordan Steven L. Safrany Michel K. Seide Gayle I. Snyder Kenny Theam H. Joe A. Valente Welcome Jan J. Zanio Jagdesh J. Sue Insook Pyun Adrian B. Rios Jane L. Salamon Phyu Phyu Sein William J. Snyder Tan Alessandro A. Suzanne H. Penelope Zannikos Persaud Marie Quatela Sonia O. Rios Luz D. Salas Koichi Sekino Magued Sobhy Ricky Tan Valenti Welling Virna L. Zapata Ronald D. Persaud Jose E. Quezada Devaykanan Alice J. Salerno Eileen Selts Patrice M. Sofsky Theresa J. Tapia Donna M. Valenti Susan Wendroff Vera M. Zaremba Rookmin Persaud Catherine R. Rishudeo Generoso B. Salle Vito Selvaggi Jose Sola Brienne H. Tarbox Evelyn Valentin Pamela S. Werner Corinne J. Zarou Sunnil Persaud Quinlan Omar D. Rivas Naila Salman Kimberly M. Senior Margalit Soleimani Sam Tardugno Cecilia Valentino Elinore West Walter J. Zavala Suresh Persaud Donna J. Quinn Brenda G. Rivera Janette M. Salmieri Alexis Sergiadis Antonetta M. Wieslaw Sheila Vallade Karen L. West Arlene Zebatto Richard A. Peshkur Richard C. Quinn Mable D. Rivera Stacey D. Saltzer Vincent A. Serio Solina Tarnachowicz Jeanne L. Van Georgia Westcott Francis E. Zecchini Compton J. Peters Myrian J. Ramon Rivera Craig D. Saltzman Lillian Serrano Grace E. Solis Sheila Tarnowski Bergen Carolyn M. Whalen Violeta Zecevic Robert Peters Quinonez Raymond A. Linda M. Salvo Edward G. Set Joanna Sollazzo Percy C. Tatem Judy L. Van Horn Melissa G. Whalen Carole Zeilman James E. Peterson Caroline M. Rivera Carol A. Salzman Babita N. Sethi Ronni L. Sollazzo Moshe Taub Thomas Cathleen F. Helen M. Zeitzer Nikolaos Petratos Quintana Alex Rivero Doreen B. Ishmeet K. Sethi Louis A. Sollicito Betty J. Taylor Vanderhoof Whelan Patricia A. Zeller Eileen Petsco Joseph N. Quinto Karen M. Rizzo Samaniego Jani T. Sferrazza Eghbal Soltani Linval A. Taylor Joan S. Aileen P. White Joanna R. Zelonski Motie L. Maria T. Quirk Mary D. Roben Marcia G. Nicholas M. Sforza Jean Sondergaard Renee Taylor VanMiddelem Clive A. White Rozana Phanisnaraine Teresa Quirk Janice A. Robinson Samberg Cynthia L. Shafeek John J. Song Christine A. Teevan William S. Denise A. White Zemlyansky Sultana Y. Phelan Naznine Qureshi Seibert L. Cristina Gina N. Shagi Woong K. Song Judy A. Teeven Vantassell Dennis F. White Jing Ying Zeng Bruce C. Phillips Deborah Robinson Sammarone Jagruti K. Shah Geeta Soogrim Regan A. Tegge Dorothy A. Vargas Kareem White Julia M. Zhagui Christopher S. Rabinovici Sheron E. Marge Sammis Parveen S. Shah Hirsch Gladys Tejada Marilyn Vargas Louise M. White Leyi Zhang Phillips Gloria E. Rabson Robinson Sarah A. Sammis Mark Shakarov Vishwa P. Sooklal Isaac A. Tejada Robert M. Vargas Van P. White Nancy X. Zhang James F. Phillips Randolph Rachlin Norann K. Robles Joan M. Sammon Shmuel Shamalov Laura M. Soper Nicolas Tejada Nancy Vargas Claire Whitehouse Bi Hui Zheng Gladys Philogene Eugene Rado Anyelo Y. Carol D. Samuels Andrew J. Shan Gerard Soprych Nikolas Tentomas Johnson Leslie R. Whitely Sam Zheng Salvatore R. Tanveer Rahim Rodriguez Gina M. Sanabria Shi Gloria I. Soria Daniel M. Tergesen John Varghese Diane Wierzbowski Hui Zhu Piazzolla Jay J. Raifman Cecilia Rodriguez Susan M. Sanborn Maytal Shany Jaime U. Soriano Patricia E. Deborah M. Laura C. Wigger Richard A. Zimmer Richard C. Picardi Debra Raimo Ricardo Rodriguez Amalia Sanchez Susanna C. Shao Susan Sorid Tergesen Varotta Allison M. Wiland Michael R. Virginia Picart Barbara V. Raj Joyce Roe Kathleen Sanchez Caryl L. Shapiro Thelma N. Sorto Antoinette Terlizzo Daniel Varriale Michael J. Wilcox Zinkiewicz Backus Vasant Raja Steven Rogate Palmer Dominique G. Shelley A. Sosnoff Lisa M. Testa Dana M. Varricchio Grace E. Williams Veronica M. Zito Eytan A. Pick Lucille Rakower Lois J. Rogers James Sanford Shapiro Debra E. Sosnow Ruth L. Testa Hajnal Varro Imran Williams Raymond A. Barbara A. Pierce Gwenn A. Ramage Marie E. Rogers Carmen M. Sang Annarosa Narcisa Sotomayor Anthony Testani Papadima James J. Williams Zorovich Shelley S. Pierce Lester G. Asma Rohail Ruth C. Sansiviero Shapochnik Elizete C. Sousa Doreen M. Teta Bevin K. John R. Williams Natalie N. Kathya Pierre Ramcharran Jady V. Rojas Bernard Ankur Sharma Richard Southard Margaret S. Thall Varughese Noel Williams Zuckerman Richard I. Pigott Laxmi Ramdin Vilma Rojas Santamorena Asha Sharma Carol Spagnolo Nikki S. Thaw Rosa Vasilevskis Sandra M. Joseph Zuniga Kristine T. Pikulik Mahasty Jerry Rokkos Clare Santangelo Glynis D. Sharp Sonny Spagnuolo Penelope A. Thaw Miriam C. Vasquez Williams Onestalio Zuniga Corinna Pillari Ramezani Constance Rolf Frank Santiago Donald G. Shea Jason J. Spahn Kimberly A. Katalin Vass Tonaud R. Williams Joseph Zwart Jasher Pineda Julio Ramirez Barbara J. Judith Santiago Yao John Shea Marianne Spahr Thompson Toni A. Vatier Doreen Williamson Sandra L. Zytko Ana Cristina R. Althea M. Ramjohn Romagnuolo Librado L. Barbara L. Sheib Patricia Spain Lynda D. Lisselotte Vazquez Madeline R. Pinheiro Maywalal Antonia C. Roman Santiago Hsiao Chen Shen Regina Spano Thompson Joanne Vega Williamson Nelson Pinilla Ramlochan Noel Roman Patricia Santoli Carole F. James W. Sparling Sonia P. Claire Vegliante Adam G. Wilson Kuni Pinner Jesus Ramos Angela V. Romano Carmel M. Santoro Sheppard Marilyn G. Speidell Thompson Hector F. Cheryl Wilson Jovany S. Pinto Josephine Ramos Joanne M. Concetta T. Santos Mitchell Sher Marquitta T. Speller Dominick S. Velasquez Dianne G. Wilson Yesenia Pion Michele Ramos Romano Linda B. Sanwald Jeanette Sherman Heidi S. Spellman Thorne Jose F. Velez John H. Wilson Helen Piovesan Pedro Ramos John Romano Blanche R. Sapan Scott E. Sherman Nathtoe D. Spence Ian H. Thornell Louise Velez Keith R. Wilson Carroll Pipitone Teekaram Peter R. Romano Amelia Sapio Susan M. Rachel A. Spencer Kirk Thorvaldsen Rodrigo A. Velez Patricia A. Wilson Phil Pipitone Ramsood Matthew J. Romas Deepak K. Sherman Christopher L. Denise Tieger Amy L. Ventura John E. Wilton Michael J. Pirozzi Viviana E. Rangel Euridicis Romero Sapkota Christopher A. Spera Luisa C. Time Frances Ventura Chiara D. Claire A. Piscitelli Alfred Rankins Frank X. Romito Rosa E. Saquipulla Sheskier Rebecca Spiegel Katherine Timms Patricia Verfenstein Wimberly Jessica M. Patricia Rasa Mary M. Rooney Lynn Sarantakos Hong Shi Gail Spielman Jose F. Tineo Verter Vergara Soe S. Win Pistorius Gail B. Rast Krishna Pamela J. Sarett Charlotte B. Shiger Carolyn T. Spina Jane Tintle Nelya Veselaya Jody Winarick Louise F. Pitlake Gail E. Rattner Roopchand Edward T. Sarjeant Jong S. Shin William R. Spivey Raymond W. To Laura Veselica Evelyn L. Windsor *THESERPAC LIBOR MEMBERS HAVE PLEDGED RPAC CONTRIBUTIONS. 25 January/February 2008 THE REALTOR¨ THE REALTOR¨ January/February 2008 26 L Revoked/Suspended thefollowing licensee(s): NOTICE: listing? protected class. not discriminatorywithrespecttoa agreement withthefollowingguidelines. and LocalBoardCounselseemedtobein at theNovemberNARConventionSate the momentthereisnonewapproach,but gling tofindtheanswerthatquestion. At NO! But,whatisthenewrule? mean thatanythinggoes?Emphatically subject tovariousconditions.Doesthis accept offers ofcompensationthatare pensation differ frommarkettomarket. for thepaymentandcollectionofcom- factors universal.Reasonableconditions factors enterintothemix.Norarethese kerage isnolongersosimple.Manynew gooole, zillow, trulia,etc.cooperativebro- buyer brokerageon-linebrokerage, ker’s client.Howeverwiththeadventof results theyachieveforthelistingbro- work theyarerequiredtodoandthe is intendedtofairlyrewardthemforthe throughout theCountry. true notonlyonLongIslandbut breach morethanbycompliance. This is mandate hasbeencelebratedinits unconditional. Forthelastdecadethis tion throughmultiplelistingmustbe NAR mandatethatoffers ofcompensa- truisms andrules. Among themisthe the inevitableinappropriatenessofold dential realestatebrokeragehasbecome at Chateau Briand in Carle Place. This celebration is held to honor Dr. King's dreams; Dr.King's honor to held is celebration This Place. Carle in Briand Chateau at L. Goosby, Councilwoman of the First Councilmatic District of the Town of Hempstead; of Town the of District Councilmatic First the Goosby,of L. Councilwoman EGAL Housing & Cultural Diversity Committee; Mohsen Zandieh, LIBOR President; Dorothy President; LIBOR Zandieh, Mohsen Committee; Diversity Cultural & Housing The Dr. Martin Luther King, Jr. Birthday Celebration Committee of Nassau County Inc. County Nassau of Committee Celebration Jr.Birthday King, Luther Dr.Martin The held its 23rd Annual Dr. Martin Luther King Jr.'s Birthday Celebration on January 21st January on Celebration Jr.'sBirthday King Luther Dr.Martin Annual 23rd its held that people live in peace and love with the opportunity to pursue a decent and fruitful and decent a pursue to opportunity the with love and peace in live people that ¥ ¥ life. Pictured at the luncheon are (l-r) Anthony Atkinson, Vice Chair of LIBOR’s FairLIBOR’s of Chair Vice Atkinson, Anthony (l-r) are luncheon the at Pictured life. 2. Are theycompleteonthefaceof a. Example:Notanticompetitiveor 1. Are theconditionslawful? NAR anditsmemberboardsarestrug- The resultisthatthemarkethasto Compensation tocooperatingbrokers With theincreasedcomplexityofresi- Audrey Livingstone, RPAC Co-Chair and Buddy Hoosein, LIBOR President Elect . Elect President LIBOR RPACHoosein, Livingstone, Buddy Audrey and Co-Chair Michael JLevine,DR ofLevineHomes Winston Anderson, DRofSir Winston Realty IO edrhpAtnsD.Martin LIBOR Leadership AttendsDr. /G uhrKn,J.Celebration Jr. Luther King, OVERNMENTAL C By Howard W.Howard By Goldson Goldson, Nolan, Connolly, Nasis & Dornfeld, P.C.Dornfeld, Connolly,& Nolan, Nasis Goldson, The DepartmentofState(DOS) has OUNSELOR Selling Brokers Have Rights Too! buyer sawthepropertyatanopenhouse. ker’s commissionwouldbepaidifthe the listingsaidthatnocooperatingbro- al otherfacts. This wouldbesoevenif considered bythearbitratorsalongwith compensation willbejustonefactto the listingconcerningcooperatingbroker cause andanyconditionallanguageon arbitration onthebasisofprocuring entitlement willbedeterminedinLIBOR MLS broker. Insuchcasescommission and makestheoffer throughanother desire topurchase,leavestheopenhouse buyer, however, whileexpressing the make anoffer bythelistingagent. This open houseandisinfactconvincedto frequently occurswhenabuyervisitsand tled totheentirecommission. This most presented theoffer ofthebuyer, isenti- erative broker”,whomayinfacthave cause ofthesaletheyandnot“coop- fact thebrokerwhowasprocuring exception. Where thelistingbrokerisin cases. The aboveguidelinesareno lines caneverbeappliedrigidlyinall commission thattheywillbepaid. seller paysthelistingbrokerfull tract andcloseswiththeresultthat produces abuyerwhoentersintocon- the listinginformation. them tocompensationfromthefaceof certain thatitsperformancewillentitle mine theamountofcompensationandbe mation postedontheMLS. plish simplybyreadingthelistinginfor- broker determinewhattheymustaccom- xeto 1 Noruleorsetofguide #1: Exception a. Example:Ifthecooperatingbroker 3. Canthecooperatingbrokerdeter- Canthecooperating a. Explanation: ’ S C OMMENTS NEWS BRIEFS NEWS LIBOR LEGAL HELPLINE LEGAL LIBOR FOR ASSISTANCEFOR 631-236-4105CALL FAXOR 631-236-4110 MONDAYFRIDAY- 5PM - 9AM AVAILABLEIS HELPLINE LEGAL LIBOR THE PRIVILEGES IT'S HAS MEMBERSHIP be includedinthe2008-09statebudget. say thefundingforprogramshould AssemblyDemocrats toward borrowers. and increaselender/brokerresponsibility ing withoutregardtorepaymentability amortization, prepaymentpenalties,lend- es. The legislationwilladdressnegative measures tostoppredatorylendingabus- the future, Assembly isadvancing ation. And topreventasimilarcrisisin debt counseling,legalservicesandmedi- Another $30millionwillbededicatedto and toworkoutdealswithlenders. borrowers tocatchuponbackpayments includes $150millioningrantstohelp Theplan behind onmortgagepayments. assist homeownerswhohavefallen announced a$180millionprogramto Homeowners Struggling Help to Plan YorkNew Unveils Assembly Estate bill(H.R.111/S.413). approve itsCommunityChoiceinReal 2008 NARwillbeadvocatingCongressto struck andreplacedwithatwo-yearban.In Committee, thepermanentlanguagewas Chairman oftheSenate Appropriations tion bySenatorRobertByrd(D-WV), ban. However, duetoalastminuteobjec- was wellpositiontosecureapermanent leasing andmanagementbusiness.NAR entering therealestatebrokerage,property year provisionprohibitingbanksfrom appropriations billwhichincludesatwo- signed intolawtheFY2008omnibus Estate Real in Banks on Ban Two-yearApproves President to returntheCapitolfor2008leg- T State in Increase No Pledges Bruno NYSSenator elos SpeakwithNassauCounty Realtors¨ In January, Assembly Democrats NAR Source: On December26,2007,PresidentBush As legislatorsandthegovernorprepare NYSAR Source: Legislator JohnCiotti axes‰ the market. may havebeenonthesidelinestoenter try allowingqualifiedhomebuyerswho mortgage marketinallpartsofthecoun- loan limitsshouldprovideliquiditytothe in apublicstatement. Freddie Loan Limits Loan Freddie Fannie, on Lift OKs House through FreddieorFannie. shunned homeloansthatdon investors, whosincesummerhave will makethemmoreattractiveto jumbo loansmoreaffordable becauseit my, ening thehousingmarketandourecono- today isapositivesteptowardstrength- $367,000. loansmaynotexceed Currently, FHA nitely insureloansuptothatsamelevel. Federal Housing Administration toindefi- and Freddiearecappedat$417,000. $729,750 foroneyear. CurrentlyFannie insured byFannieMaeandFreddieMac. home loansthatmaybeboughtor Congress on Thursday liftsthesizeof mered outbetweenthe White Houseand al statefunding. years, withrevenuereplacedbyaddition- inate residentialpropertytaxesoverfive give schooldistrictstheauthoritytoelim- for seniors.Inaddition,theplanwould for mosthomeownersandtriplesrebates The proposaldoublestheSTAR rebates (Stop Taxing ourProperty). NY-STOP billion dollarpropertytaxreliefplan, The SenateMajorityadvancedamulti- this year...youcantakethattothebank. “ Joseph Brunovowedthispastweek: islative session,SenateMajorityleader There willbenoincreasesinstatetaxes The measureisalsoexpectedtomake “ The measurealsowouldpermitthe The Fannie/Freddiecapwouldriseto The economicstimuluspackageham- ore realtor.org Source: The stimuluspackageannounced ” NARPresidentDickGaylordsaid ” Engel, LIBOR Nassau LIBOR Engel, LIBOR’s Commission LIBOR’s Committee and Kathy and Committee Valley Stream) at his at ValleyStream) John Ciotti (R-North Ciotti John Realtors (from l-r) (from Realtors VP joined Nassau joined VP County Legislator County fundraiser held in held fundraiser NYSARDirector; Chairperson of Chairperson Morty Kaplan, Morty Turschmann, Carol Gallo- Carol “ Escrow Act Escrow November. The increasein ’ t pass ” 27 January/February 2008 THE REALTOR¨ ¨ Z. ¨ s referred Z defend- ’ ¨ s order, one of s order, ’ s actions might ’ he added. ” Z . The association Z, ¨ ¨ ¨ (Continued on page 10) And to think I only pay a Z would receive money for “ ¨ At the hearing, REALTOR Given the size of Buyer A Given the size of Buyer Buyer ABuyer was somewhat surprised that s website. ’ have violated Article 6, and he filed an have violated ethics complaint against REALTOR provided him with a copy of the Code of A Buyer Ethics. Reading it carefully, con- cluded that REALTOR the Real Rug company website, among the Real Rug found there, others. Interested by what he showroom in he subsequently visited their carpet- person and purchased wall-to-wall rugs. ing and several expensive area to oversee the owners of Real Rug came In the course the delivery and installation. A, he com- of conversation with Buyer of refer- mented favorably on the amount REALTOR ral business received from small fee for each customer who Z ed herself and her website, stating that the advertisements for real estate-related products and services on her website were simply that, only advertisements and not recommendations or endorsements of the products and se rvices found there. She acknowledged she collected a fee each to me by REALTOR REALTOR to referring clients and customers products providers of real estate-related and services and contacted the local asso- ciation of REALTORS s Z ’ Z ¨ ¨ ” mith. Preferred “ from her ” s website, linked to ’ s. Z ’ ¨ s terms appeared on her ’ clicked through Z “ ¨ Immediately under the heading ” Z which was accepted by the sell- These vendors provide quality goods “ ¨ Buyer ABuyer and, was an avid remolder Ads for providers of real estate-related Buyer A frequented REALTOR site to an advertiser prietor, had invested considerable time, had invested prietor, into developing her money and energy some of her website. Seeking to recoup every costs, she approached virtually products and provider of real estate-related financial services in her area, including companies, institutions, title insurance insur- home inspectors, mortgage brokers, ance agencies, appraisers, exterminators, and decorators, landscapers, furniture dealers, appliance dealers, rug and carpet others about moving companies, and As a condi- advertising oh her home page. own sites tion of having a link to their appears on her home page, REALTOR her each time required that a fee be paid to a consumer website seeking information about avail- able properties. Using that website, he became aware of a property on Elm Street REAL- on through that he made an offer TOR The sale closed shortly afterwards. er. using REALTOR products and services who agreed to REALTOR home page under the heading Providers. read: and services. Please patronize them. s ” ’ ¨ said Seller Z. ” ¨ Z raised the ques- ¨ A had an ongoing duty to confidential information Z, a broker and sole pro- s disclosure did not violate “ ¨ ’ A had breached Seller S A the physical alleging that A ¨ OPICS ¨ ¨ ¨ T do, in fact, have an obligation to ¨ s none of your business, ’ S ’ When REALTOR Seller S filed an ethics complaint against Seller S filed an ethics complaint REALTOR The Hearing Panel disagreed with Seller The Hearing Panel disagreed s contentions. It noted that while REAL- ’ That tion with Seller S, Seller S was irate. tion with Seller S, Seller “ S who became angrier when REALTOR S who became angrier when purchasers Z advised him that potential the condition would have to be told about a serious of the furnace since it posed potential health risk. REALTOR preserve confidential information gained in the course of any relationship with the client, Standard of Practice 1-9 specifical- ly provides that latent material defects are not considered under the Code of Ethics. Consequently, REALTOR Article 1 of the Code of Ethics. Case #6-6: Disclose Affiliated Business Relationships Prior to Recommending Real Estate Related Products of Services condition of his property was confidential; condition of his property was that REALTOR gained in respect confidential information and that the course of their relationship; REALTOR TORS confidence by sharing information about confidence by sharing information the furnace with REALTOR S A Z, ONTH ¨ ¨ s vin- ’ A and A told Z and s report, M ’ ¨ ¨ ¨ ULES HIS s home was back ’ said REALTOR REALTOR ” ” s inhabitants would need ’

A listed Seller S had & R A told Seller S that the con- Z about the home inspec- Z check with the seller to see ¨ ¨

Why no, ¨ ¨ “

A phoned REALTOR Z. His curiosity piqued, REAL- A replied that was an instruction he A not to say anything about the fur- The Ethics case published in this issue have been chosen by the 2008 Chairperson of the Professional Standards Committee, Standards of the Professional by the 2008 Chairperson The Ethics case published in this issue have been chosen S Tony

¨ ¨ ¨ ¨ s earlier findings and suggested that ’ Three months later, REALTOR Three months later, Based on the home inspector REALTOR REALTOR

Why do you ask? THICS dition of the furnace and the risk that it dition of the furnace and the posed to the home purchasers. to be disclosed to other potential REAL- Seller S disagreed and instructed TOR nace to other potential purchasers. REAL- TOR Seller S terminated the listing agreement. on the market, this time listed with REAL- TOR tor REALTOR if repairs had been made. noticed that SELLER S tage home. Buyer B made a purchase offer tage home. Buyer B made a purchase inspection. that was contingent on a home that the gas The home inspection disclosed replacement furnace was in need of of carbon because unacceptable levels monoxide were being emitted. TOR asked whether there was a new furnace in the home. “ Buyer B chose not to proceed with the pur- Buyer B chose not to proceed chase. could not follow so REALTOR REALTOR Case #1-25: Disclosure of Latent Defects

ETHICS...T E THE REALTOR¨ ● January/February 2008 ● 28 “Computer Essentials” prior to registering for this course. this for registering Essentials”to “Computer prior ity. Anystudentwhoisnotaregularcomputerusershouldtake Internet skills. All registrants will be screened to determine abil- basic have and scrollbars Windows mouse, the using fortable tutoring session to receive the discounted price of $99.00. of price discounted the receive to session tutoring this taking of year last the within classes* Stratus 4 the or want to know.to want YOU what exactly YOU show will instructor The have. YOU Windows, E-Mail, Internet, Word,PowerPoint,Internet, Excel, Outlook. E-Mail, Windows, SEATS ARELIMITED! 25 and 19,20 March . . . . . Riverhead 11,March . 1713and Heights Jackson 10,1412March and . . . . . Woodbury 5 and 4 3, March . . . WestBabylon 26 and 25 Feb20, . . . . . Riverhead Feb12, . 1514 and Heights Jackson Feb7,. . . Classes) 2114(Thursday and WestBabylon Classes) 16(Saturday and 9 Feb2, . . . WestBabylon TUITION: 3 DAYS •9:00A.M.–5:30P.M. •22.5HOURSOFCECREDIT Reports, Custom E-Mail, Upload. Photo Add/Edit, Center,Contacts, Labels, Info Records/Mailing Match, Public Prospect Update, WIZ! Contacts, Stratus CMA, a you Searching, covers Class credit. CE hours 22.5 makes for Approved and requirement education continuing year 2 your completes program hands-on day 3 STRATIFIED!!!GET C PREREQUISITES: istration reg one under students two by shared be can (Cost $99 of cost Discounted hours! 2 Takefor session tutoring private a Refresher??? A Need Graduates CLASS* STRATUSCERTIFICATIONSTRATUS 4 OR tration regis one under students two by shared be can Cost centers. training Heights Jackson or Riverhead Babylon, W. our in er Receive one-on-one training with an experienced LIBOR train- PRIVATETUTORING ON HANDS INDIVIDUAL 22.5 EVENING CLASSES ARE 5 DAYS5 ARE 9:30PM – CLASSES 5:00PM FROMEVENING REGISTER 631-661-4800REGISTER EXT. 718-429-866621OR OR • TO REGISTER ON-LINE OR FOR DIRECTIONS, FOR OR ON-LINE REGISTERTO • YOURREGISTRATION:*MAIL • FAX:OR BY REGISTERTELEPHONE • EDUCATIONCOMPUTER PROGRAMS: AND GENERAL FOR REGISTERTO PLEASE CALL DENISE RIVERA ATRIVERA 631-661-4800DENISE CALL PLEASE XT. 385 LEVEL 1 & 2, STRATUS CMA AND PUBLIC RECORDSSTRATUSPUBLIC 2, AND & CMA 1 LEVEL *This registration option is not available for Computer Classes. Computer for available not is option registration *This 11704, Department WestNY Education Babylon, Attn: Highway,Sunrise 300 Building, Realtor ...... Woodbury ...... Riverhead . Heights. Jackson . . . . WestBabylon VISIT OUR WEBSITE ATWEBSITE MLSLI.COMOUR VISIT Centers REALTOR Service *4 STRATUSSEARCHINGCONSIST*4 OF CLASSES OMPUTER REGISTER ON LINE AT MLSLI.COM OR CALL TOAT CALL LINE OR MLSLI.COMON REGISTER $169 FOR A 2 HOUR SESSION • NO EXPERIENCE NO • SESSION HOUR 2 A $169FOR Tpc Aalbe Cmue bsc, L Stratus, MLS basics, Computer Available: Topics . ). The instructor will review any questions/problems any review will instructor The ). ORSRTSCERTIFICATION STRATUS HOUR NYS CONTINUING EDUCATIONNYSCONTINUING CREDIT (Letter Must be on File) on be Must (Letter Staff Admin. $250 Members; LIBOR $225 RVT TUTORING PRIVATE 631-369-6148516-284-5413OR APPROVED FOR 22.5 HOURS 22.5 APPROVEDFOR one by then, please phone us. phone please then, by one receive not do you If date. start course the before week one approximately you to mailed be will letter confirmation A CONFIRMATIONS:COURSE INFORMATION: FOR MORE DETAILS.MORE FOR ut ae ae Srts Certification Stratus taken have Must (516)284-5413 (516)Fax • 284-5415 (631)369-6148 (631)Fax369-6172 • (718)(718)Fax • 429-8666 429-6959 (631)(631)Fax661-4800661-2103 • Pre-Requisites: Studentmustbecom- NECESSARY E DUCATION - - PREREQUISITES: extensive Stratus searchingexperience. extensive Stratus de f iiiemxmz/rg idw, os click mouse bar.task and scrolling click, double and Windows, minimize/maximize/drag of edge of all functions covered in Get Into Stratus. Into Get in covered functions all of extensive Stratus searching experience. searching Stratus extensive PREREQUISITES: PREREQUISITES: PREREQUISITES: West Babylon . . . Mar 31 ...... 9:00am – 12:45pm– 9:00am ...... 12:45pm– 9:00am . . . . . 31 . Mar ...... WestBabylon Feb29 . . . . . Woodbury more! much mailing Printing records, labels using Word’s mail public merge function and label wizard and from addresses property Downloading land), residential, commercial, (business, tion classifica- name, property Researching owner pendens, by lis Researching records property Searching address, by records property Searching includes: course hands-on This STRATUSWITH RECORDSLABELS & LEADS 12:45pm– 9:00am ...... 27 Mar . . . WestBabylon 12:45pm– 9:00am ...... Feb21...... Woodbury more! much and download print, search, edit, photos, add, Contacts: graphs, and property reports Share Market multiple Uploading and listings, a Adding Private listings, Editing Printing MLS Editing and and Adding Designing CMA, Stratus includes: course hands-on This STRATUSTOOLS OTHER AND CMA WITH LISTINGPOWER 12:45pm– 9:00am ...... 18 Mar . . . WestBabylon 12:45pm– 9:00am ...... Feb13...... Woodbury much and more! Counts and Searches, Statistics Design, Saving Report Sorting, Custom Multi-Level Search, Radius Search, Flex Search, Full includes: course hands-on This 2 SEARCHINGLEVEL YOURSTRATUSMAXIMIZE SEARCHES— 12:45pm– 9:00am ...... 12:45pm– 9:00am . 12 . Mar ...... West. Babylon . Feb4 . . . . . Woodbury much and Center Reports: Info on more! Listings printing, Today’s ML#, by screen; Print FAQ’s, Stratus & Results Help Using printing, Full/Thumbnail/Flyer; Search Search, Stratus Update — How to Print, Pre-Defined Searches, Quick functions/tabs/Navigation, Stratus Basics, Explorer of Internet Review Log-In, Stratus includes: course hands-on This 1 LEVEL STRATUSINTO GET SEARCHING— Woodbury . . . . . Mar 7 ...... 10:00am – 1:00 pm 1:00 10:00am– ...... 7 Mar . . . . . Woodbury 1:00pm 10:00am– ...... 4 Mar . . . . . Riverhead 1:00pm 10:00am– ...... Feb5 . Heights Jackson AVAILABLE.NOW CE HOURS 3 PRE-REQUISITES. NO MUST!a are vations Add/Edit, Records, Public reser- — welcome members All Contacts. Match, Prospect Center, Info Update, CMA, Searching, covered: hands-on). be will Stratus of functions All jector. (NOT demonstration Instructor will lecture show the Stratus system on an overhead pro- hour Three STRATUSFREE MLS — DEMO RECEIVE 3.75 HOURS OF CE CREDIT CE OF HOURS 3.75 RECEIVE 3.75 OR ASK ABOUT OUR 2, 3, OR 4 CLASS CLASS 4 OR 3, 2, OUR ABOUT ASK OR $59 EACH CLASS — LIBOR MEMBERS LIBOR — EACHCLASS $59 3.75 Hours (1 meeting) (1 Hours 3.75 3.75 Hours CE (1 meeting) (1 CE Hours 3.75 LIBOR MEMBERS WITHOUT CE: FREE CE: WITHOUT MEMBERS LIBOR ORSRTSHNSON HANDS STRATUS HOUR RESRTSDEMO STRATUS FREE 3.75 Hours CE (1 meeting) (1 CE Hours 3.75 LIBOR MEMBERS WITH CE: $25 CE: WITH MEMBERS LIBOR PACKAGESAVEAND Maximize your Stratus Searches and/or Get Into Stratus and/or knowledge and/or Stratus Into Get optr Esnil ado knowl- and/or Essentials Computers Maximize Your Searchesand/or Stratus 3 Hours (1 meeting) (1 Hours 3 3.75 Hours CE (1 meeting) (1 CE Hours 3.75 P ROFESSIONAL D EVELOPMENT TUITION: have some basic familiarity with WORD. NO CE AVAILABLE. must Student experience. equivalent or Internet, the and XP and the Internet or equivalent experience. NO CE AVAILABLE. PREREQUISITES: PREREQUISITES: PREREQUISITES: prior to Registering to prior n ohr auos etrs o nac yu marketing your enhance efforts. to features fabulous other fonts changing and borders, adding photos, inserting ments, docu- new mass saving and for creating covers labels class mailings.This mailing create and to letters client how flyers, Learn property competition. the from them- apart set selves to documents looking notch top need Realtors Professional Estate Real the for WORD Microsoft LABELS: MAILING AND FLYERS,LETTERS 1:30pm – 9:30am ...... 2:00pm 10:00am– . 11 . Mar ...... West. Babylon . Feb8 . . . . . Woodbury TUITION to! up is competition your what out find and town your in websites estate real for searching some do You'll need. you mation See Yahoo. and how easyitistonavigatearoundtheWeb andfindtheinfor- Google as such engines most search the popular using websites helpful for Internet the search to soft- WindowsXP.using learn Youmore also much will computer and ware uninstall and install desktop, your change ing for help? Learn how to find lost files, create new folders, Calling allfrustratedcomputerusers!AreyouTIREDofask- INTERNET THE AND XP WINDOWS USING ESSENTIALS COMPUTER West Babylon . . . Mar 17 ...... 9:30am – 1:30pm – 9:30am ...... 17 Mar . . . WestBabylon PCs. the new many cover on free distributed is that not program Express Outlook will course This Note: views. calendar various create printing and appointments Filters, recurring Calendar, Labels, and Mailing Categories up set Contacts, manage and create create signatures, multiple and auto-responders up set folders, inbox, E-Mail up manage set Views, to how change Today, learn Outlook will you class this In program. man- agement information desktop and a is customers Outlook with associates. business relationships critical develop and ness Through busi- their build contacts. can agents organization, and correspondence strong maintaining and creating of tance impor- the knows who Realtor the for designed is course This OUTLOOK MICROSOFT USING CONTACT& E-MARKETING MANAGEMENT ToDetermined Dates Be TUITION: class. this miss Don’t online! learn postcards and and mailings up forms, set to legal how cards, report school Island Long all the find websites, coaching and advice estate real on infor- mation powerful the out Check edge. competitive a keep and business your build this to tips — powerful many you website give will future class a for name domain own your istering to finding FSBO's, from checking the DO NOT CALL list to reg- online license estate real your renewing From Internet??? the Are you really taking advantage of the wealth of information on EVERYREALTORWEBSITES NEEDS 20 TOP 1:30pm – 9:30am ...... 28 Mar . . . WestBabylon 2:00pm 10:00am– ...... Feb19...... Woodbury TUITION: GET AN EXTRA HOUR FOR THE SAME THE FOR HOUR EXTRA AN GET cancel if minimum enrollment is not met. not is enrollment minimum if cancel to right the reserves LIBOR tuition. entire forfeits show” “no-only.A credit education thereafter; REFUNDS NO program. before days business 3 after refund 50% refund. full program, before days business 3 to Up CANCELLATIONPOLICY: EEA OPTRTRAINING COMPUTER GENERAL Users should verify ownership of Microsoft Outlook Microsoft of ownership verify should Users 4 hours hands-on (1 meeting) (1 hands-on hours 4 4 hours hands-on (1 Meeting) (1 hands-on hours 4 EI O AVAILABLETHE FOR NOT IS CE 4 hours hands-on (1 meeting) (1 hands-on hours 4 $29 LIBOR MEMBER PRICE MEMBER LIBOR $29 : $29 LIBOR Members/$39 Non Members Non Members/$39 LIBOR $29 $29 LIBOR Members/$39 Non Members Non Members/$39 LIBOR $29 Members Non Members/$39 LIBOR $29 Members Non Members/$39 LIBOR $29 4 CLASSES ABOVE. CLASSES 4 Computer Essentials Using Windows XP Windows Using Essentials Computer . NONE. NO CE AVAILABLE.CE NO NONE. optr setas sn Windows Using Essentials Computer 4 Hours – NO CE AVAILABLECE NO – Hours 4 29 ● January/February 2008 ● THE REALTOR¨ May 1* 30, Apr. 5* (Weekends) WEST WEST BABYLON GRI 401 ...... Sept 8&9 GRI 402 ...... Apr 24&25 GRI 403 ...... May 5 GRI 404 ...... May 6 GRI 409 ...... May 19&20 GRI 408 ...... June 2 GRI 405 ...... Oct 16 GRI 406 ...... Oct 17 GRI 407 ...... Nov 13 PROF DEVELOPMENT (All NYSAR (All Classes) NYSAR & LICENSING course; $195 course; – thereafter. $195 Riverhead Jackson Heights Plainview Daniel J. Taddeo, Daniel P.A. J. Taddeo, Realtor Service Center Babylon • West 8:30am – 5:30pm Realtor ServiceBabylon West Center, $375 Non-Members $405 Non Members $395.00 LIBOR Members • $495 Non-members : 8:30am – 5:30pm FLORIDA MORTGAGE BROKER DESIGNATION JACKSON HEIGHTS JACKSON GRI 403 ...... May 28 GRI 404 ...... May 29 GRI 408 ...... June 4 GRI 409 ...... Sept 22-23 GRI 402 ...... Oct 27-28 WOODBURY GRI 401 ...... Apr 7&8 GRI 407 ...... Sept 25 GRI 408 ...... June 3 GRI 405 ...... Oct 20 GRI 406 ...... Oct 21 GRI 409 ...... Oct 29&30 Feb 19, 20, 19, 21Feb . . . Babylon.. West ...... Before/After 1/29 Mar 4, 5, 6 ...... East Best EndWestern . . Before/After 2/12 1312, Mar . 11, . . . Dante Caterers ...... Before/After 2/19 Apr 22, 23, 24 . . . . Holiday Inn ...... Before/After 3/29 INSTRUCTOR: Pugliese, ABR, ITI, James CRB, V. SRES GRI, CBR, CSP, TIME: TUITION: Before: $345 LIBOR Members • After: $375 LIBOR Members • NEW YORK STATE REALTOR REALTOR NEW STATE YORK INSTITUTE 2007 GRI, SRES & ABR DESIGNATION COURSE OFFERINGS LOCATION: CBR — BUYER CERTIFIED COURSE DESIGNATION REPRESENTATIVE Approved for 22.5 hours Continuing NYS Education Credit. EVELOPMENT 45-HOUR BROKER QUALIFYING COURSES BabylonWest . . . 9AM – 5:00PM . . . 25-27* . 19-22, Feb. Jackson Heights . 9AM – 5:00PM 28* . . . 24-27, . 19, Mar. 18, Woodbury . . . . . 9AM – 5:00PM Babylon . Apr. .West 1* . . Mar. 24-28, 31, . . . 9AM – 5:00PM 8* Apr. . 1-4, . 7, . . Mar. 31, Rockville Centre . 9AM – 5:00PM . . 22, . 23* . 14-18, Apr. Riverhead . . . . . 9AM – 5:00PM . . . . 23-25, Apr. 28-30, *Exam date till 7:00PM 45-HOUR SALESPERSON QUALIFYING COURSES BabylonWest . . . 9AM – 5:30PM . . . . 4-8, Feb. 11* Woodbury . . . . . 9AM – 5:30PM . . . . 4-8, Feb. 11* Riverhead . . . . . 9AM – 5:30PM . 19* . . . 11-15, Feb. Jackson Heights . 9AM – 5:30PM . . . . 25-29, Feb. Mar. 3* BabylonWest . . . 9AM – 5:00PM . 2, . 8, . 9, 29, . Mar. 15, 1, BabylonWest . . . 9AM – 5:30PM . . 17* . . Mar. 10-14, Woodbury . . . . . 9AM – 5:30PM 18* . . . 10-14, . Mar. BabylonWest . . . 9AM – 5:30PM 14* . . . . Apr. 7-11, Riverhead . . . . . 9AM – 5:30PM . 22* . . . 14-18, Apr. *Exam date till 6:30PM TUITION SALESPERSON: – register $175 5 business days before BROKER: – LIBOR $175 Members; – Non-members. $195 FLORIDA MORTGAGE BROKER LICENSE FLORIDA MORTGAGE If you are a New York Realtor who has buyers properties, for Florida you can Program 3-Day NY!! in here earn Broker...right Mortgage Florida extra income complete successfully to by days 3 all attend must Students — becoming a the course. includes Tuition course textbook & materials. 28Feb ...... 8:45AM – 5:30PM 29Feb ...... 8:45AM – 5:30PM Mar 2 ...... 8:45AM – 1:45PM INSTRUCTOR: TUITION: LOCATION: To register for To GRI courses, call @ NYSAR 518-463-0300. Each module approved for CE NYS credit. D Code of with CE ¨ This course — Attention This course is Through Daniel ROFESSIONAL w/o CE Effective participation P CIPS Dominick Sutera Daniel J. Taddeo, Daniel PA J. Taddeo, Don Scanlon, CRB,GRI,CBR : : : RSC, West Babylon RSC, West $320 – LIBOR Members; $345 – Non-members. $395 LIBOR Members, $495 Non-members $25 LIBOR Members, $40 Non-members $20 LIBOR Members, $45 Non-members $245 LIBOR Members, $345 Non-members Register 10 Register Days 10 Early: SAVE $25 : : CONTINUING EDUCATION 8:30am – 5:30pm 10:00AM — 1:00PM 10:00AM LIBOR Licensing Students/Members . . .$25 ...... $65Non-members ...... $150 . . . . .$215 March 27 & 28 LOCATION: TIME: TUITION CERTIFIED INTERNATIONAL PROPERTY INTERNATIONAL CERTIFIED COURSE SPECIALIST DESIGNATION Presented by LIBOR in conjunction with REALTORS. Approved for NYS 7 hours Assocation NYS of CE credit. To register for CIPS courses, call @ NYSAR 516-463-0300 FLORIDA REAL ESTATE BROKER FLORIDA REAL ESTATE LICENSING COURSE Approved for 22.5 hours NYS CE credit. Mar 3-9...... Bablyon. West ...... 8:45AM – 6:30PM 17. . . Mar . 10-15, Jackson Heights . . . . . 8:45AM – 6:30PM TUITION: INSTRUCTOR More Offerings To More Be Offerings Announced To INSTRUCTOR TUITION: THE GAME RULES OF THE REAL ESTATE — MLS PROCEDURES & RULES: AND SOLUTIONS SITUATIONS Approved for 3 hours CE NYS credit. 20.Feb . . . Jackson Heights . . . . Instructor: Joe Caggiano March 17 . . Woodbury ...... Instructor: Kathy Engel April 8. . . . Riverhead ...... Instructor: Hank Cardello TIME: TUITION: Feb 11, 12, 13. . 12, . . Jackson Heights 11, Feb . . . . . 9:00AM – 5:30PM 12 . Babylon. March 11, West 10, ...... 9:00AM – 5:30PM TUITION: INSTRUCTOR IN SALES HOUSING FAIR AWARENESS & RENTALS 3-HOUR CE CERTIFICATE COURSE ROOKIE ROOKIE NEW AGENT TRAINING COURSE Approved for 7.5 hours NYS CE credit. 22 Jackson Heights. . . . . 21, . . 19, . . . 9:00AM – 1:00PM Feb 25-28Feb . . . . . Babylon. West ...... March . . 17-19. . 5:30PM . – Riverhead8:30PM ...... 9:00AM – 1:00PM 17. April 16, . 15, . Woodbury ...... 9:00AM – 1:00PM April 28, 29, 30 . Babylon. West ...... 9:00AM – 1:00PM TUITION MAKING MORE MONEY WITH MORTGAGES Approved for 22 1/2 hours NYS CE credit. in the MLS directly impacts your earning ability and helps you avoid penalties and violations. Topics covered include how to properly fill out agreements, getting offers presented, handling yourself protect to follow-up binders, registering offers, multiple and much more. This course is important for new agents! Taddeo Taddeo Real Estate School. Complete the course in 7 days without the expense of going to Florida! Manhattan. in location 1 Now at NY in here you Exam State Florida can your take for real estate agents & brokers who are seeking the ability to mortgage compa- industry, legally participate in the mortgage nies wanting to train new loan officers and real estate agents wanting to learn more about the mortgage process. Realtors: CE Law effective 2008. change July 1, requires fair A housing revision to Section Property 441 of Law the training now Real requires all real estate licensees who are renewing their license on or after July 2008, 1, to complete 22.5 hours of approved continuing education, three hours of which must include fair housing and/or discrimination of the sale or rental of real property or an interest in real property. This course satisfies that 3-hour requirement. (This new law does not apply to those exempt from the CE This fair requirement.) housing program is guaranteed to provide you with insight for applying the law world” to real “real estate. assists new agents in launching their career in the real estate real the in career their launching in agents new assists profession. will You learn how to start listing & selling effec- tively, work with customers & clients, overcome objections, negotiate effectively prospect, to close the sale, market & work within the guidelines of the law & REALTOR Ethics & MLS Rules, control your success! ❋ ❋ ❋ ❋ ❋ ✔ ✔ DUCATION ❋ E Aug 13 . . . . Riverhead Sept 8 . . . . Woodbury Oct 16 . . . . Jackson Heights Nov 21 . . . Babylon . West Dec 5 . . . . . Riverhead ❋ ❋ ❋

❋ ✔ ✔ ✔ ❋ ❋ STATE Sal D’Agate, REALTOR

NOTARY PUBLIC

E

$35 LIBOR Members, $55 Non-members Homes Estate: of the Tools Trade lieu of the Sellers Losing Their Properties in Foreclosure Should Know Estate: Concepts & Terms Spend How Less To Time with Buyers & Make More Money Understanding the Process for a Smoother Transaction Understanding Understanding the Process for a Smoother Transaction Understanding the Process for a Smoother Transaction Spend How Less To Time with Buyers & Make More Money & Precautions Safeguards & Precautions Should Know Should Know lieu of the Sellers Losing Their Properties in Foreclosure Estate: of the Tools Trade

10:00AM – 1:00PM 10:00AM CONTINUING EDUCATION

EAL ALSO APPROVED FOR AND SATISFIES NAR MANDATED ETHICS ALSO FOR NAR APPROVED AND MANDATED SATISFIES COURSE REQUIREMENT NEEDED FOR 12/31/08. BY REALTORS APPROVED FOR APPROVED 3 HOURS HOUSING OF TRAINING FAIR AS FOR THOSE RENEWING THEIR OF STATE REQUIRED DEPT. BY LICENSE AFTER 7/1/08. ❋ ✔ R INSTRUCTOR: TUITION: TIME: NOTARY PUBLIC TRAINING SEMINAR NOTARY Want to become a notary but concerned about the exam? This program prepares by getting you acquainted with the format of the state exam, receive study booklets, applica- tion form and instructions, be familiar with types of tions ques- asked and learn what is expected in order for you to be confident and prepared to pass the notary exam. Feb 15Feb . . . . Jackson Heights Mar 26 . . . Babylon . West April 10 . . . Riverhead May 9 . . . . Woodbury June 17 . . . Jackson Heights July 8. . . . Babylon . West 3/4 — Property Management: Managing 1-4 Family 3/13 — Introduction to Commercial & Investment Real 3/19— Assisting Sellers in Short Transacting Sales in BEST BEST WESTERN MILL RIVER MANOR, CENTRE, ROCKVILLE 8:30AM-5:00PM 2/12 — Assistant: Personal Delegate for Dollars 2/20 — Home Inspection Survival Guide for Realtors: 3/6 — Introduction to Commercial & Investment Real 3/19— Buyer Client and/or Counseling Customer... Your 2/28 — Check Up from Agents Neck For Up... A Tune-Up 2/13 — Consumer-Based Marketing 2/25 — Buying, Listing & Selling Foreclosures 2/28 — Risk Management Solutions! What Every Realtor 3/3 — Hadn’t Done That Wish You Don’t You RSC, WOODBURY, 9:00AM-5:30PM RSC, WOODBURY, 2/26 — Home Inspection Survival Guide for Realtors: 3/7 —3/31 Deal Mortgage Save Knowledge Your To — Risk Management RSC, RIVERHEAD, 9:00AM-5:30PM 2/8 —2/20 The Not-So-Basic Basics —of Mortgage Financing Hadn’t Done That Wish You Don’t You 3/3 —3/11 Commercial Real Estate: — All About Leases Buyer Client and/or Counseling Customer... Your 3/25 — DisclosureˆInsulation from Litigation: Safeguards 3/5 — Home Inspection Survival Guide for Realtors: RSC, JACKSON RSC, HEIGHTS, 9:00AM-5:30PM JACKSON 2/6 —2/8 The Home Equity Theft Prevention Act — Disclosure — Insulation from Litigation: 2/14 — Risk Management Solutions! What Every Realtor 3/24 — Deal Mortgage Save Knowledge Your To 2/22 — Assisting Sellers in Short Transacting Sales in 2/28 — Introduction to Commercial & Investment Real 3/4 —3/6 Real Estate Consulting —3/18 Digital Presentation Pizzazz — Check Up from Neck Agents For Up... A Tune-Up RSC, WEST BABYLON, RSC, 9:00AM-5:30PM WEST BABYLON, 2/12 — Risk Management Solutions! What Every Realtor THE REALTOR¨ ● January/February 2008 ● 30 THE PUBLISHER DOES NOT ASSUME ANY LIABILITY FOR ERRORS OR OMISSIONS. OR ERRORS FOR LIABILITY ANY ASSUME NOT DOES PUBLISHER THE S Remco Agency...... 516.665.2000Remco Plus...... 516.922.1200Insurance RPT Data...... 516.663.0600 RPT ...... 516.203.7310Inc. Run, Property SERVICES TITLE TechServices...... 631.661.TECHMLS Support Services...... 631.661.4800& Products MLS 11x TECHNOLOGY ForeclosureUpdate...... 516.487.6491 ESTATEREAL FORECLOSURES Group...... 516.676.6089Design DSI PROMOTIONSERVICES ...... 800.851.1882Group Thaureau The MORTGAGES YorkREALTORS..51 New of Association State BENEFITS MEMBER TotalTours 360...... 516.505.0140 Advertising...... 516.676.6089Realtor The Web— Site...... 631.661.4800MLS/LIBOR 348 x ...... 631.661.9126 Directory Membership LIBOR Associates...... 516.568.1800Mill Clover MEDIA 631 ...Off: Personal & Commercial Omissions, & Errors Listingbook RESSI Gootenberg, S. Jay INSURANCE/LEGAL ...... 800.779.8086 Credit Magic My REPAIRCREDIT WeichertRealtors...... 800.301.3000 Executives...... 516.481.6005Realty ...... 516.832.6601York,New of RE/MAX Inc...... 631.425.5772 Estate Real Elliman Douglas Prudential ...... 800.390.8083 Realty Keystone Realty...... 718.441.5800Top ERA Service Brokerage...... 888.553.2272 Residential Banker Coldwell ...... 516.763.8950 Gate Manor Banker Coldwell Page11on Ad Banker...... See Coldwell ...... 516.575.7500 Realty Rutenberg Charles 21Levitt...... 516.764.6200 Mac Century Realty...... 888.884.4050 Maison Belle OPPORTUNITIESCAREER BUSINESS ...... 516.629.3200 LLC Associates, & Josma ATTORNEYS Company,& Inc...... 866.629.2473 Nazair ACCOUNTANTS ERVICES THE SERVICES DIRECTORY IS PROVIDED AS AN ADDITIONAL SERVICE. ADDITIONAL AN DIRECTORYPROVIDEDAS SERVICES IS THE D IRECTORY mlsli.com, mlsstratus.com mlsli.com, Cell: 516.322.7143Cell: 8.463.0300 x 229 x 8.463.0300 .325.9107 CONTACT... We professional Designand AdLayout offer Need HelpWith Your Ad? Tel: (516) 676-6089•Fax:(516)676-4769 Over 26,000LIBOR services ata reasonable cost. The Publication email: [email protected] That Reaches DSI CHRISTOPHER MEADOWS Members! Advertise In DESIGN GROUP 31 ● January/February 2008 ● THE REALTOR¨ . (a $20 value) (a $300 value) (a $2,400 value) (save thousands) Deal By ($400/month value) (516) 639-6257 (800) 390-8083 [email protected] Call for information ANY ($1,000/month value) www.joinkeystone.com Direct: E-mail: Check us out on the World Wide Web at: Wide Web Check us out on the World Advertising on Cablevision IO Homes Internet advertising to dozens of web on Exclusive advertising and marketing Full day real estate workshop with training Use of Beautiful A-Rated Offices. 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