DOCSLIB.ORG

Lendit-Pitch Deck FINAL

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Lendit-Pitch Deck FINAL The World’s Leading Event in Financial Services Innovation April 9-11 * Moscone West * San Francisco Fintech | Blockchain | Digital Banking | Lending Sponsor Prospectus The Big Picture Unparalleled Networking and Business Development Opportunities What’s New? ● 3 Days of Content and Networking ● BlockFin Summit dedicated to content, networking and experts in Blockchain for Financial Services ● Expanded 1:1 Meetings Services to help you schedule and meet everyone on your list. Your Decision Makers in One Location 1,700+ C-Level or Higher 5,000+ Focused on Financial Services Innovation 2000 PE, VC, Institutional Investors, Hedge Funds 1500 1000 Commercial, Digital, Regional 500 AI, Blockchain, 0 CXOs Vice Directors Digital Banking, & Founders Presidents & Managers Cryptocurrency, Payments, Lending, RegTech 2017 LendIt USA Stats Driven by Content Industry Pioneers take the Stage at LendIt “It’s never been more important to understand the enablers 350+ of our global mission and there’s no more important conference than LendIt in terms of understanding the power Speakers of technology and what’s happening in the financial world” Andrea Jung President and CEO Grameen America Ash Gupta Jackie Reses Antony Jenkins Richard Cordray Peter Thiel President, Global Credit Square Capital Lead Founder & Exec Chairman Director Entrepreneur, Investor Risk & Info Management Square Capital 10X Technologies CFPB Co Founder American Express PayPal Our Audience includes Everyone You Need to Meet 800+ 500+ Investors Banks 2017 LendIt USA Stats 5 Spotlight on Investors Aegon Asset Management Eight Point Investment Management HCG Funds Prime Meridian Capital Management Aeterna Capital Partners Endeavor Capital Management Hyundai Capital Prospect Capital Afluenta Engineers Gate Investments Incline Fund Management Prudential Financial AIG Fairlead Management Inmost Partners QED Investors Allianz Global Investors Fidelity Investments Intelligent Edge Advisors REI Equity Partners Amblard Ventures FinPlus Fund Javlin Capital Ridgewood Investments Atalaya Capital Management Finstar Financial Group KeyBanc Capital RiverNorth Capital Management Bain Capital Ventures FinTech Collective Kingsbridge Wealth Management Route 66 Ventures Beurve Capital Fintech Ventures KKR Samsung Life Insurance Beyond Digital Finverum Capital Laveer Capital Management Sands Capital Management BlackRock First Trust Advisors Liberty Mutual Santander InnoVentures Blumberg Capital Fortress Lone Pine Capital Schwartz Capital Group Canaan Partners Garnet Capital Advisors Long Oar Global Investors Susquehanna Growth Equity Canvas Ventures Genesis Capital Ventures Looking Glass Investments TCA Fund Management Group Colchis Capital GLI Finance Limited MetLife Foundation The Prudential Foundation Convoy Investments Global Investment Strategy and Milepost Capital Management Thiele Capital Management Corbin Capital Partners Solutions Montage Ventures Thrive Capital Core Innovation Capital Godolphin Capital Management Napier Park Global Capital TIAA-Nuveeen CrunchFund Golden Alpha US New Providence Asset Management Transamerica Ventures Decipher Finance Goldman Sachs Asset Managemeny New York Life Two Sigma DFG Investment Advisors Green Marbles Capital Management Nexlend Capital Partners UDIS Capital Partners Discovery Investments Greylock Partners Nomura UniGlobe Ventures DMG Investments Greyson Capital Management Oppenheimer & Company University of Minnesota Double Bay Capital Guardian Life Insurance Company Orbis Asset Management VanEck DoubleTree Investment Guggenheim Securities Ovation Partners Varadero Capital Echelon Fund HBS Alumni Angels of NY Pioneer Capital Warburg Pincus Spotlight on Banks BNY Mellon Firstrust Bank Strategic Growth Bank Bofl Federal Bank Fremont BankHSBC SunTrust Bank CIBC JP Morgan Chase TD Bank Citi KeyBank Texas Capital Bank Citizens Bank Kinecta Federal Credit Union The Bancorp City National Bank Liberty Bank The Federal Savings Bank Commonwealth BankCredit Suisse SunTrust US Bank Deutsche Bank Nationwide Bank US Trust Emprise Bank Nomura WebBank Equitable Bank One American Bank Wells Fargo Federal Bank of New York Pave World Bank Group Federal Home Loan Bank of NY PNC Banco Popular Federal Reserve Bank of Chi Rabobank Bank of America Ferratum Bank RBC Royal Bank Bank of America ML FHLB San Francisco Regions Bank Bank of China Fidor Bank Santander Bank of Jerusalem Fifth Third Scotiabank Bank2Bank FinWise Bank Silicon Valley Bank Bankers Trust First Federal Bank of Florida Solarity Credit Union BankMobile First Horizon SouthEast Bank Barclays First Republic Bank Standard Chartered Bank Baxter Credit Union First Tennessee Bank BBVA Compass Bank * Of the 17 US Banks with 700 branches or more, 12 attended LendIt Spotlight on Fintech 10x Future Credit Sesame iwoca OnDeck RocketLoans Technologies Creze iZettle Opendoor Labs Roofstock Afluenta Datalot,Inc Kabbage Orchard Platform Salesforce ApplePie Capital Decision Sciences KOIN Payments Overstock.com Sharestates AutoFi Dianrong Konfio Patch of Land Shenzhen WeBox AutoGravity dv01 Ladder PAYABILITY Technology Co.,LTD AVANT Dwolla Landbay PayJoy SigFig BankMobile Equifax Latitude Negotiation Payoff SmartBit Auto Bankrate EVEN Financial Ldger PeerIQ Smartleaf Betterment Fabric Lendable PeerStreet Snap Advances BillGO Facebook Lendified Plug & Play SoFi bitcoinNYC FastPay Lending Club Plum Lending SPARK Bizfi FINEXKAP Lending Loop Prezzta Square Capital Blockmatics Flowcast Lendingkart Produce Pay Inc StackSource BlueVine Flux LendingPoint Prosper Stash Finance Bond Street FrontPaw Solutions LendKey Proviso StreetShares Borrowell Fundation LightStream Qapital Think Finance Capital Float Fundbox Loan Frame Quark Finance Tomorro CashBUS Fundera loanDepot Quotacy Trov China Rapid Finance Funding Circle LogicFi R3 UpLift CloudMyBiz Fundrise Mosaic RateSetter Upstart CoverHound GetCapital Motif RealAtom Visor ADL CoverWallet Global Data Chain Mulligan Funding Regard Xero Credible Haven Life NANCEO Ripple Yirendai Credibly Hedgeable NerdWallet Riskalyze Zending CrediFi Hippo Insurance Nova Credit Rocket P2P ZestFinance Credit Karma IndiaLends Zopa LendIt provides Worldwide Exposure CNBC Jiemian News Starting Up Magazine Cornerstone Advisors Lend Academy Tencent Crowdfund Insider Lending Times The FinTech Blog CrowdFundBeat Les Echos The Wall Street Journal CreditUnions.com MediaShares.com Think Realty Magazine deBanked Mintel USA Today Debtwire Money’s Edge Venture Capital Journal EUR ABS NerdWallet Xinhua News Agency Disruptive Finance Blog Nikkei 01Caijing EUR ABS Payment Views 36Kr EU-Startups.com People’s Daily Alt Credit Intelligence Financial Samurai Politico American Banker Financial Times Alphaville Private Debt BAI Banking The Finovate Blog Investor Strategies Forbes Reuters Bloomberg News GeekPark Royal Media Bloomberg TV GlobalCapital San Francisco BuzzFeed GoBankingRates.com Business Times China Business News HousingWire Sina City A.M. insideARM SNL Financial Where Fintech Innovators Come to be Heard Preliminary Agenda We challenge the industry with thought-provoking content Agenda Schedule 2018 Discovering the Best in Fintech Innovation 8 pitches. A room full of investors. One chance to change your future. Sponsorship Opportunities Host a private meeting room Secure premier expo hall space Engage with our 1:1 meeting concierge Demo your tech Sponsor a track or workshop Position your brand with prominent signage Sponsor a luncheon Host a party! ...get creative! There are a million options! 2018 Sponsorship Levels We offer six levels of sponsorship based on your total spend on exhibit space, meeting space and branding as follows: The World’s Leading Event in Financial Services Innovation April 9-11 * Moscone West * San Francisco Thank you! Contact: [email protected] .
Load more

Recommended publications
  • Crowdlending in Asia: Landscape and Investor Characteristics
    Crowdlending in Asia: Landscape and Investor Characteristics November 2020 2 Table of Contents Overview 3 Methodology Overview 4 Methodology Statement 4 Crowdlending in Asia 5 Text Analytics and Insights 7 Crowdlending Investor Characteristics 15 Survey Analysis and Insights 16 Crowdlending in Asia: Landscape and Investor Characteristics | Findings and Insights | Findings and insights 3 Overview Multiple issues arise with the emergence of crowdlending; these pertain to regulation, risk management and investors’ behaviour. Compared to the non-investment crowdfunding model, crowdlending is the dominant model in the world. As of 2019, crowdlending accounted for more than 95% of the funds raised worldwide, with Asian countries – particularly China – in the lead. In early 2020, China had the largest volume of money-raising transactions from crowdfunding totalling more than 200 billion USD. However, given the industry’s potential growth in Asian countries, multiple issues with crowdfunding practices need to be resolved. Media coverage on crowdlending is increasingly widespread, as seen from how it has become a buzzword within the last few years. Media attention on crowdlending can help us understand media awareness, media framing, and public understanding of the topic. Further, there is a lack of information on distinct characteristics and decision making of crowdfunding investors in the field of investor behaviour. We analysed the news coverage on crowdlending in Asia spanning a ten-year period from 2009 to 2019. We also surveyed crowdlending investors to understand their behaviours when interacting with crowdlending platforms. Our analyses provide insights into the challenges and opportunities of the crowdlending industry in Asia. They also reveal crowdlending investors’ behaviour.
    [Show full text]
  • Pushing Boundaries: the 2015 UK Alternative Finance Industry Report
    PUSHING BOUNDARIES THE 2015 UK ALTERNATIVE FINANCE INDUSTRY REPORT February 2016 Bryan Zhang, Peter Baeck, Tania Ziegler, Jonathan Bone and Kieran Garvey In partnership with with the support of CONTENTS Forewords 04 Introduction 10 About this study 12 The Size and Growth of the UK Online Alternative 13 Finance Market Market Size and Growth by Alternative Financing 14 Models Increasing Share of the Market for Business Funding 19 Market Trends in Alternative Finance 22 Expanding Base of Funders and Fundraisers 23 Market Entrants and Partnership strategies 25 Seeking Growth Through Awareness, Increased 26 Marketing and Forging Partnerships 27 Institutionalisation of the Market Cross-Border Transactions and Internationalisation 30 The Geography and Industries & Sectors of 31 Alternative Finance Industry Perspectives on Regulation, Tax Incentives 33 and Risks Size and Growth of the Different Online 38 Alternative Finance Models Peer-to-Peer Business Lending 39 Peer-to-Peer Business Lending (Real Estate) 40 Peer-to-Peer Consumer Lending 41 Invoice Trading 42 Equity-based Crowdfunding 43 Equity-based Crowdfunding (Real Estate) 44 Reward-based Crowdfunding 45 Community Shares 46 Donation-based Crowdfunding 46 Pension-led Funding 47 Debt-based Securities 47 Conclusion 48 Acknowledgements 50 Endnotes 51 3 ABOUT THE AUTHORS BRYAN ZHANG Bryan Zhang is a Director of the Cambridge Centre for Alternative Finance and a Research Fellow at the Cambridge Judge Business School. He has co-authored !ve industry reports on alternative !nance. PETER BAECK Peter Baeck is a researcher at Nesta, where he focuses on crowdfunding, peer-to-peer lending and the role of digital technologies in public and social innovation.
    [Show full text]
  • 2018 FINTECH100 Leading Global Fintech Innovators 2017 FINTECH100
    2018 FINTECH100 Leading Global Fintech Innovators 2017 FINTECH100 Leadin loba Fintec nnovators 1 1 2016 2017 Fintech100 Report FINTECH100 Leadin loba Fintec nnovators Company #00 1 | Fintech Innovators 2016 1 2015 Fintech100 Report FINTECH 100 Leading Global “ Fintech Innovators Report 2015 Company Description At a Glance Tag Line Located Year Founded Key People Website Specialisation Staff Enabler or Disruptor Key Investors Ownership Size User Engagement $ $ $ $ $ The 100 Leading Fintech Innovators Report 2016 Fintech100 Report The 50 Best Fintech Innovators Report 2014 Fintech100 Report 2 About the List The Fintech100 is a collaborative effort between H2 Ventures and KPMG. In its fifth year, the Fintech100 uncovers and evaluates the most innovative Fintech companies globally. The Fintech100 comprises a ‘Top 50’ and an ‘Emerging 50’ and highlights those companies globally that are taking advantage of technology and driving disruption within the financial services industry. A judging panel comprised of senior partners from H2 Ventures and KPMG has decided the final composition of the Fintech100 list. H2 Ventures H2 Ventures is a global thought leader in fintech venture capital investment. Founded by brothers Ben and Toby Heap, and based in Sydney, Australia, it invests alongside entrepreneurs and other investors in early stage fintech ventures. H2 Ventures is the manager of the H2 Accelerator – Australia’s only dedicated fintech accelerator – and operates out of Sydney’s dynamic Startup Hub. Twitter @H2_Ventures LinkedIn H2 Ventures Facebook H2 Ventures KPMG Global Fintech The financial services industry is transforming with the emergence of innovative, new products, channels and business models. This wave of disruption is primarily driven by evolving customer expectations, digitalisation, as well as continued regulatory and cost pressures.
    [Show full text]
  • (P2p) Lending Model in Islamic Finance / Shariah-Compliant Form
    CAPCO ISLAMIC FINANCE CAPABILITY APPLICATION OF PEER TO PEER (P2P) LENDING MODEL IN ISLAMIC FINANCE / SHARIAH-COMPLIANT FORM INTRODUCTION Islamic finance is growing in prominence globally owing to strong interest from consumers due to both theological reasons and its strong ethos of ethical investing. In this environment it is imperative that participants in this sector consider avenues that help with growth acceleration and expanding consumer interest. One of the most interesting avenues for potential expansion is within the alternative finance market, specifically in the P2P lending segment. This paper aims to explore the viability of deploying the P2P lending model in a manner that remains true to the framework of Islamic finance principles such as RIBA (prohibition of interest) and Shariah (prohibition of certain product types). WHAT IS P2P LENDING? P2P lending is a form of finance that enables the exchange however there has been a significant uptick in the invoice of capital without the reliance on a conventional financial lending category for the last three years (From ~£310 million institution to oversee and manage the transactions. This format in 2016 to ~£1.1 billion in 2018)2, this is due to the strong enables the borrowers and lenders to interact directly, usually demand for this service from small to medium sized enterprises facilitated through a web application or platform. (SMEs) and is likely to surge due to the impact of to the socio- economic factors of the past year. P2P lending online can trace its origins to the UK with Zopa being the first firm to market this concept, followed by firms UK Overall Volume Growth (£) such as Prosper and Lending Club in the US.
    [Show full text]
  • Peer-To-Peer Lending Annual Report 2019
    PEER-TO-PEER LENDING STATE OF THE MARKET ANNUAL REPORT 2019 | WWW.ALTFI.COM UK MARKETPLACE ONLINE LENDING RETURNS IN THE FINTEX LISTED DIRECT ADVERTISED IMPAIRMENTS LENDING IN EUROPE REALITY WAY LENDING RETURNS AND DEFAULTS We follow the trends so you can stay ahead of them. P2: We are specialist advisers in the AlternativeRSM Finance space. At RSM, we make it our priority to understand your business so youADVERT can make confident decisions about the future. Experience the power of being understood. Experience RSM | rsmuk.com The UK group of companies and LLPs trading as RSM is a member of the RSM network. RSM is the trading name used by the members of the RSM network. Each member of the RSM network is an independent accounting and consulting firm each of which practises in its own right. The RSM network is not itself a separate legal entity of any description in any jurisdiction. The RSM network is administered by RSM International Limited, a company registered in England and Wales (company number 4040598) whose registered office is at 50 Cannon Street, London EC4N 6JJ. The brand and trademark RSM and other intellectual property rights used by members of the network are owned by RSM International Association, an association governed by article 60 et seq of the Civil Code of Switzerland whose seat is in Zug. 3 INTRODUCTION PEER-TO-PEER LENDING: STATE OF THE UK MARKET After rapid growth from the ashes of the financial crisis, the alternative finance sector appears to be maturing. However, it faces internal and external challenges that will dictate the industry’s long-term viability and success.
    [Show full text]
  • FINTECH Anything but Alternative
    FINTECH Anything but alternative Dealmakers in Technology Important disclosures appear at the back of this report GP Bullhound LLP is authorised and regulated by the Financial Conduct Authority GP Bullhound Inc is a member of FINRA EXECUTIVE SUMMARY CONTENTS 02 Executive Summary 03 THE VIEW: Claudio Alvarez and Carl Wessberg 04 Key Trends 06 Funding for Fintech remains resilient 08 Alternative Finance leading the way 10 China cements position as a leader 16 Alternative Finance 19 EXPERT VIEW: Christian Faes - LendInvest 20 Digital Payments 23 EXPERT VIEW: Jacob de Geer - iZettle 24 EXPERT VIEW: David Fock - Klarna 25 EXPERT VIEW: Oscar Berglund - Trustly 26 Data Software 29 Insurtech 32 Digital Banking 35 EXPERT VIEW: Rishi Kholsa - OakNorth Bank 36 Asset Management 40 Methodology 2 FINTECH: ANYTHING BUT ALTERNATIVE 3 THE VIEW From GP Bullhound Claudio Alvarez Carl Wessberg Director Director Over the past three years, global venture capital investment into Fintech has risen by 4.7x to $13.6 billion in 2016 and these companies are now creating significant shareholder value: there are now 39 Fintech companies valued at over a billion dollars. The reasons for the strong investment appetite are strong growth in e-commerce and a supportive clear: using technology and data, Fintech firms in regulatory environment. However, in Europe, with its developed markets are providing financial services stronger traditional financial services sector, a focus and solutions in more efficient and streamlined on disruption is giving way to collaboration and ways to fill the gap that legacy institutions have left. enablement and a “flight to class” has emerged Meanwhile, in emerging markets, Fintech firms are amongst investors targeting more mature segments, building a world-class, digital-first financial services such as alternative lending and payments.
    [Show full text]
  • Marketplace Lending a Temporary Phenomenon? Foreword 1
    Marketplace lending A temporary phenomenon? Foreword 1 Executive summary 2 1. What is marketplace lending? 4 2. Marketplace lending: a disruptive threat or a sustaining innovation? 8 3. The relative economics of marketplace lenders vs banks 11 4. The user experience of marketplace lenders vs banks 23 5. Marketplace lending as an asset class 24 6. The future of marketplace lending 30 7. How should incumbents respond? 32 Conclusion 35 Appendix 36 Endnotes 37 Contacts 40 Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), a UK private company limited by guarantee, and its network of member firms, each of which is a legally separate and independent entity. Please see www.deloitte.co.uk/about for a detailed description of the legal structure of DTTL and its member firms. Deloitte LLP is the United Kingdom member firm of DTTL. This publication has been written in general terms and therefore cannot be relied on to cover specific situations; application of the principles set out will depend upon the particular circumstances involved and we recommend that you obtain professional advice before acting or refraining from acting on any of the contents of this publication. Deloitte LLP would be pleased to advise readers on how to apply the principles set out in this publication to their specific circumstances. Deloitte LLP accepts no duty of care or liability for any loss occasioned to any person acting or refraining from action as a result of any material in this publication. © 2016 Deloitte LLP. All rights reserved. Deloitte LLP is a limited liability partnership registered in England and Wales with registered number OC303675 and its registered office at 2 New Street Square, London EC4A 3BZ, United Kingdom.
    [Show full text]
  • A Case of Regulatory Evolution
    Forum A CASE OF REGULATORY successful integration of sector regulation, alongside continued government support for alternative finance. EVOLUTION – A REVIEW OF While many member states have opted for a “wait and THE UK FINANCIAL CONDUCT see” approach to crowdfunding regulation, the United Kingdom was of the first nations to create bespoke reg- AUTHORITY’S APPROacH TO ulation for crowdfunding activities. As the regulating CROWDFUNDING body that monitors and supervises crowdfunding ac- tivities in the UK is the Financial Conduct Authority (FCA)2, this article will centre on the regulatory regime that it has adopted. ROBERT WarDROP AND 1 The FCA defines crowdfunding as an umbrella term to TANIA ZIEGLER capture various “categories” of activity, some of which are regulated whilst others are not. The general defini- Introduction tion of crowdfunding, according to the FCA is “an inter- net-based business model […] in which people and busi- Across Europe, crowdfunding is quickly moving from a nesses (including start-ups) can try to raise money from fringe funding instrument to becoming a mainstream fi- the public, to support a business, project, campaign or nance channel, connecting “crowds” to fund businesses, individual” (FCA 2016a). This broad term includes four projects and individuals. In its recently published Report sub-categories: on Crowdfunding in the EU Capital Markets Union, the European Commission details the importance of crowd- • Donation-based crowdfunding: people give funding as “an important source of non-bank financing money to enterprises or organisations whose activi- in support of job creation, economic growth and com- ties they want to support. petitiveness” (European Commission 2016).
    [Show full text]
  • Links to Gender Diversity Targets
    Commitments of the Women in Finance signatories as at November 2018 Signatories (links to Signed Commitment Progress gender diversity targets) 10x Future July 2017 Committed to promoting diversity Technologies Ltd and creating an inclusive culture. Aberdeen Asset July 2016 • 42 – 45% of UK employees to Management be female by 2022. Within this, the goal is to increase female representation at senior management level to between 31 – 33%. • Also setting a target of 47% of global population to be female by 2022, with a variance factor of 2%. Admiral Group July 2018 To be announced AE3 Media July 2018 To be announced. Affinity Capital July 2016 Ensure at least 75% of senior Met target before management team remains signing. female. Ensure at least 50% of our shareholders are female. Ageas UK March By 2021, 35% women in senior 2017 management. AIB UK November At least 30% women in senior roles 2016 by 2021. Aldermore Group plc July 2016 • 30% of senior managers will be female by 2020. • Gender split of the Bank will remain broadly 50%. Allianz Insurance November By 2020, minimum 35% female 2017 representation across management. American Express November To be announced. 2018 Armstrong Wolfe July 2018 To be announced. Aon March To be announced. 2018 Employment/000005-00011/-1/JOXB JOXB(LDNL31659) L_LIVE_EMEA1:39978898v1 Signatories (links to Signed Commitment Progress gender diversity targets) Association for November By January 2021, 30% of female Financial Markets in 2017 representation in senior Europe management. Association of March By March 2022, 40% women in Accounting 2017 senior management. Technicians Association of British July 2016 By 30 June 2019: Met in 2017: Insurers (ABI) • 45%/55% female to male 45% by 2019 gender split across management positions.
    [Show full text]
  • Fintech Credit: Market Structure, Business Models and Financial
    22 May 2017 FinTech credit Market structure, business models and financial stability implications Report prepared by a Working Group established by the Committee on the Global Financial System (CGFS) and the Financial Stability Board (FSB) This publication is available on the website of the BIS (www.bis.org) and the FSB (www.fsb.org). To contact the BIS Media and Public Relations team, please e-mail [email protected]. You can sign up for e- mail alerts at http://www.bis.org/emailalerts.htm. To contact the FSB, please e-mail [email protected]. You can sign up for e-mail alerts at www.fsb.org/emailalert or follow the FSB on Twitter: @FinStbBoard. © Bank for International Settlements and Financial Stability Board 2017. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISBN 978-92-9259-051-2 (online) ii Preface FinTech credit – that is, credit activity facilitated by electronic platforms such as peer-to-peer lenders – has generated significant interest in financial markets, among policymakers and from the broader public. Yet there is significant uncertainty as to how FinTech credit markets will develop and how they will affect the nature of credit provision and the traditional banking sector. Against this background, a group of representatives from the membership of the Committee on the Global Financial System (CGFS) and the Financial Stability Board (FSB) Financial Innovation Network, together with the Secretariats of the CGFS and FSB, undertook this study of FinTech credit. The study draws on public sources and ongoing work in member institutions to analyse the functioning of FinTech credit markets, including the size, growth and nature of activities.
    [Show full text]
  • Marketplace Lending Verso Nuove Forme Di Intermediazione Finanziaria?
    Quaderni FinTech Marketplace lending Verso nuove forme di intermediazione finanziaria? A. Sciarrone Alibrandi, G. Borello, R. Ferretti, F. Lenoci, E. Macchiavello, F. Mattassoglio, F. Panisi 5 luglio 2019 Nella collana dei Quaderni FinTech sono raccolti lavori di ricerca relativi al fenomeno «FinTech» nei suoi molteplici aspetti al fine di promuovere la riflessione e stimolare il dibattito su temi attinenti all’economia e alla regolamentazione del sistema finanziario. Tutti i diritti riservati. È consentita la riproduzione a fini didattici e non commerciali, a condizione che venga citata la fonte. CONSOB 00198 Roma - Via G.B. Martini, 3 t +39.06.84771 centralino f +39.06.8477612 20121 Milano - Via Broletto, 7 t +39.02.724201 centralino f +39.02.89010696 h www.consob.it e [email protected] ISBN 9788894369755 Marketplace lending Verso nuove forme di intermediazione finanziaria? A. Sciarrone Alibrandi, G. Borello, R. Ferretti, F. Lenoci, E. Macchiavello, F. Mattassoglio, F. Panisi (*) Sintesi del lavoro Il marketplace lending è uno fra i fenomeni più interessanti in ambito FinTech, non solo per la rapidità con cui negli ultimi anni, specie in Paesi diversi dall’Italia, è venuto ad espandersi in termini di volumi (sia pure ancora limitati quanto a valore assoluto), ma soprattutto per il carattere innovativo dei modelli di business in cui il fenomeno stesso si traduce: modelli in grado di mettere in discussione consolidate partizioni e categorie del settore finanziario, ponendo rilevanti questioni dal punto di vista della strategia regolatoria. Si tratta di una forma di finanziamento alternativa a quelle tradizionali e riconducibile, per un verso, all’applicazione al settore dei servizi finanziari di tecniche di intermediazione digitale sviluppate nell’e-commerce e, per un altro, al più ampio ambito del crowdfunding.
    [Show full text]
  • Diverse Economies of Debt: the Possibilities for Socially Useful Finance in Peer-To-Peer Finance and Reward-Based Crowdfunding
    Diverse economies of debt: The possibilities for socially useful finance in peer-to-peer finance and reward-based crowdfunding. by Gemma Bone Dodds A thesis submitted to Newcastle University for partial fulfilment of the requirements for the degree of Doctor of Philosophy in the School of Geography, Politics and Sociology Newcastle Upon Tyne, March 2019 Author’s Declaration I declare that this thesis is my own account of my research and contains as its main content work which has not previously been submitted for a degree at any tertiary education institution. Gemma Bone Dodds iii iv Abstract In the wake of the global financial crisis of 2007–8 and the persistence of mainstream forms of finance, this thesis aims to explore the possibilities for achieving more socially useful forms of finance with particular reference to case studies of peer-to-peer lending and reward-based crowdfunding in the United Kingdom. The thesis is situated within the diverse economies theoretical approach to human geography. Despite the centrality of finance to the wider economy, diverse economies theory has to date largely neglected finance. As such, the social relation of credit-debt that sits at the heart of money and finance has not been theorised in ways that foreground the diversity of ‘the social’ and open out political possibilities. The thesis analyses the diverse social relations of credit-debt as relatively discrete processes composed of spatial, temporal and subjectivity-creation practices. Peer-to-peer lending and reward-based crowdfunding are shown to assemble particular kinds of socialities that not only shift over time in relation to the mainstream, but which also exhibit the persistent tensions and possibilities that mark more socially useful forms of finance.
    [Show full text]