The NACHA TOP 50 Originators
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The NACHA TOP 50 Originators Largest Financial Institution Originators of Automated Clearing House Payments, Year 2014* Rank Company Debits Credits Total Change 1 Wells Fargo & Company, San Francisco 2,624,841,404 1,483,484,221 4,108,325,625 8.4% 2 J.P. Morgan Chase & Co, New York 2,610,559,357 1,000,277,288 3,610,836,645 3.8% 3 Bank of America Corporation, Charlotte 1,324,999,268 1,023,270,730 2,348,269,998 3.2% 4 Citigroup, Inc., New York 535,813,029 200,304,453 736,117,482 -4.1% 5 U.S. Bancorp, Minneapolis 335,591,301 323,945,963 659,537,264 4.5% 6 PNC Financial Services Group, Pittsburgh 369,810,292 257,648,962 627,459,254 0.9% 7 Bank of New York Mellon Corp., New York 355,387,260 170,144,782 525,532,042 -2.7% 8 Capital One Financial Corporation, McLean, Virginia 459,040,440 31,533,575 490,574,015 1.8% 9 Fifth Third Bancorp, Cincinnati 57,759,125 169,782,338 227,541,463 20.5% 10 Deutsche Bank Trust Company Americas, New York 55,977,655 103,527,265 159,504,920 -7.6% 11 Northern Trust Corporation, Chicago 98,803,243 59,354,932 158,158,175 -3.1% 12 First Premier Bank, Sioux Falls, South Dakota 91,450,041 46,853,250 138,303,291 25.7% 13 Huntington Bancshares, Inc., Columbus 113,389,607 23,988,942 137,378,549 9.5% 14 First National of Nebraska, Inc., Omaha 92,158,113 43,506,112 135,664,225 -19.2% 15 The Bancorp Bank, Wilmington, Delaware 72,619,999 61,999,347 134,619,346 18.0% 16 BMO Harris Bank, Chicago 60,370,793 71,442,836 131,813,629 4.6% 17 Keycorp, Cleveland 35,852,121 75,451,463 111,303,584 9.1% 18 SunTrust Banks, Inc., Atlanta 35,960,005 65,605,582 101,565,587 0.0% 19 Citizens Finacial Group, Inc., Providence, Rhode Island 18,217,871 77,893,402 96,111,273 5.7% 20 Regions Financial Corporation, Birmingham 44,904,615 41,343,550 86,248,165 0.7% 21 USAA Federal Savings Bank, San Antonio 73,292,651 11,553,480 84,846,131 4.4% 22 Union Bank, San Francisco 47,605,733 29,765,591 77,371,324 11.8% 23 M&T Bank Corporation, Buffalo 38,142,059 33,224,652 71,366,711 2.7% 24 UMB Financial Corporation, Kansas City, Missouri 44,166,181 23,616,919 67,783,100 4.7% 25 Comerica, Inc., Dallas 21,727,099 45,004,472 66,731,571 9.1% 26 State Street Corporation, Boston 13,670,855 42,727,067 56,397,922 3.4% 27 BB&T Corporation, Winston-Salem 25,600,946 29,864,164 55,465,110 4.4% 28 Synovus Financial Corp., Columbus, Georgia 15,382,720 38,105,879 53,488,599 -5.4% 29 HSBC Bank USA, McLean, Virginia 34,130,171 16,214,671 50,344,842 -68.2% 30 Zions Bancorporation, Salt Lake City 19,340,673 27,311,920 46,652,593 6.9% 31 TD Bank, Wilmington, Delaware 16,569,747 23,341,193 39,910,940 -7.0% 32 Merrick Bank, South Jordan, Utah 17,617,302 20,073,025 37,690,327 4.4% 33 First Horizon National Corporation, Memphis 12,438,319 22,529,654 34,967,973 -2.5% 34 Santander Bank N.A., Wilmington, Delaware 5,592,922 27,493,686 33,086,608 -4.3% 35 BOK Financial Corporation, Tulsa 20,506,962 9,968,173 30,475,135 5.6% 36 BBVA Compass, Birmingham 18,389,336 11,593,336 29,982,672 14.9% 37 Credit One Bank, Las Vegas NA NA 29,010,826 31.7% 38 Commerce Bancshares, Inc., Kansas City, Missouri 12,664,404 14,966,974 27,631,378 10.0% 39 MetaBank, Storm Lake, Iowa 4,664,734 22,858,547 27,523,281 4.0% 40 OptumHealth Bank, Inc., Salt Lake City NA NA 26,240,221 28.9% 41 BancWest Corporation, San Francisco 13,650,188 12,181,156 25,831,344 -5.2% 42 Commerce Bancshares Corp., Worcester, Massachusetts 2,062,344 20,343,618 22,405,962 0.0% 43 Cullen/Frost Bankers, Inc., San Antonio 7,962,778 10,308,973 18,271,751 3.9% 44 Central Bancompany, Jefferson City, Missouri 6,265,800 11,335,531 17,601,331 -0.3% 45 Centrabanc Corporation, Waco, Texas 16,133,273 616,941 16,750,214 7.1% 46 Centennial Bank, Conway, Arkansas 14,422,862 1,567,881 15,990,743 25.7% 47 Bank of Hawaii, Honolulu 7,900,109 7,239,164 15,139,273 115.7% 48 First Citizens Bancshares, Inc., Raleigh, North Carolina 6,650,388 7,212,220 13,862,608 4.7% 49 Silicon Valley Bank, Santa Clara, California 9,736,841 3,239,104 12,975,945 61.8% 50 NCAL Bancorp, Los Angeles 10,751,485 1,038,795 11,790,280 -43.4% * By holding company as applicable; volumes do not include on-us transactions. Copyright © 2015 by NACHA - The Electronic Payments Association.