NGÂN HÀNG CÁ NHÂN Retail Banking Fees

Có hi u lc t ngày 28/6/2021 Effective from June 28th, 2021

Services Citibanking Citigold

Account Services Fee Không áp dng 1.000.000.000 VND Monthly Average Total Relationship Balance (TRB) Not applicable VND 1,000,000,000 Monthly Total Relationship Balance Fee Không áp dng 1.200.000 VND Not applicable VND 1,200,000 (if average monthly balance falls below the minimum requirement) Monthly Account Management Fee (Trong trng hp s d mi ngày trên tài khon thanh toán VND di 100.000.000VND) (If daily balance of VND current account falls below VND100,000,000) 165.000 VND Mi n phí / Free VND 165,000 (Covers services marked as “free”)

Free Free Account Closure within 6 months of account opening Free Free Inactive Account Fee if no activities for at least 6 months Cash Services VND Cash Deposit Free Free USD Cash Deposit Free Free VND Cash Withdrawal Free Free USD Cash Withdrawal Free Free ATM/Debit Card Services Annual Fee Free Free ATM/Debit Card Card Replacement Free Free PIN Replacement Fee Free Free Cash Withdrawal Transaction

+ ATM from Free Free

+ ATM from Other banks Subject to other fees and charges from other banks

+ ATM from Citibank 4% s tin trên mi giao dch / 4% of transaction amount 4% s tin trên mi giao dch + ATM from Other banks Subject to other fees and charges from other banks + 4% of transaction amount 1 Phí giao dch th ghi n  nc ngoài / Overseas Transaction Fee 4% of transaction amount 1% of transaction amount Dispute Investigation Fee Free Free Charge Back Processing Fee Free Free VND 30.000.000/ngày VND 30.000.000/ngày Withdrawal limit from ATM VND 30,000,000/day VND 30,000,000/day VND 300.000.000/ngày VND 500.000.000/ngày POS Transaction Limit VND 300,000,000/day VND 500,000,000/day

Other Cards not issued by Citibank Vietnam

Cash Withdrawal Transaction at Citibank Vietnam ATM VND 60,000/txn VND 60,000/txn (Covers cards not issued by Citibank Vietnam subject to bank’s discretion) (Áp dng cho th không phát hành bi Citibank Vi t Nam tùy vào quyt nh c a Ngân Hàng)

Free Free Balance/Account Inquiry at Citibank Vietnam ATM

Free Free Mini Statement (Printing receipt) at Citibank Vietnam ATM emittances Inward Remittance Free Free Outward Remittance Domestic Remittance Free Free + In VND Free Free + In FCY Free Free Overseas Remittance + Telegraphic Transfer Free Free + Cable Free Free Cancellation/Amendment/Investigation Free Free

Free Free Citi Global Transfer via Citibank Online

Domestic Fund transfer limit Below VND 500,000,000/Txn and VND 1,500,000,000/Day

Citi Global Transfer via Citibank Online Below VND 200,000,000/Txn and VND 1,000,000,000/Day Check Services Collection of foreign checks drawn on US territories

Free Free

For amount below VND 90,000,000 (ECD) Note: Subject to 21 day future value Free Free For amount from and above VND 90,000,000 (Delaware) Returned Check Free Free Statement Services Miscellaneous Sao kê hàng tháng / Monthly Statement Rendition (Hard Copy) Free Free Special Request Free Free Additional statement mailed within Vietnam Free Free Balance Certificate Free Free Certified Online true copy statement Free Free Communication Channels Postage + Local Free Free + Overseas Free Free Courier + Local Free Free + Overseas Free Free Other Services

s Free Free Citibank Online/ CitiMobile/ CitiPhone/ CitiAlerts

Không thu phí rút tin mt i vi th quc t c phát hành bi các ngân hàng trong nc.

khách hàng. Biu Phí Dch V Ngân Hàng Cá Nhân này ã bao g m các H n M c Giao Dch.

Note: 1. Terms and Conditions for other services which are not listed here will be provided upon request. 2. All Terms and Conditions contained here supersede any previously and are subject to change and cancellation with prior notice. 3. All accounts and transactions are subject to the regulations of the State Bank of Vietnam and the Laws of the Socialist Republic of Vietnam. 4. All charges above include 10% VAT. 5. No cash withdrawal fees are applied for non-Citi international cards issued by local institutions. 6. All fees contained herein supersede any previously issued fees and are subject to amendment, supplement or cancellation with prior notice. 7. This Consumer Banking Fees already include Transaction Limits.

Version 12, updated in June, 2021