ANNEX B InstaPay ACH Participants (as of 30 April 2020) Sender/Receiver 1. AllBank(A Thrift Bank), Inc. 28. Corporation 2. Corporation 29. Sterling Bank of Asia, Inc. (A Savings Bank) 3. 30. Sun Savings Bank, Inc. 4. Bank of the Philippine Islands 31. Union Bank of the 5. BDO Unibank, Inc. 32. United Coconut Planters Bank 6. BPI Direct BanKO, Inc., A Savings Bank 7. CebuanaLhuillerRural Bank, Inc. 8. China Bank Savings, Inc. Receiver Only 9. China Banking Corporation 1. Bangko Mabuhay (A Rural Bank), Inc. 10. CTBC Bank (Philippines) Corporation 2. BDO Network Bank, Inc. (A Rural Bank) 11. DCPayPhilippines, Inc. 3. Development Bank of the Philippines 12. Dungganon Bank (A Microfinance Rural Bank), Inc. 4. ING Bank N.V. 13. East West Banking Corporation 5. ISLA Bank (A Thrift Bank), Inc. 14. East West Rural Bank, Inc. 6. OmniPay, Inc. 15. EquicomSavings Bank, Inc. 7. Partner Rural Bank (Cotabato), Inc. 16. G-Xchange, Inc. (GXI) 8. Philippine Business Bank, Inc., A Savings Bank 17. Land Bank of the Philippines 9. 18. Malayan Bank Savings and Mortgage Bank, Inc. 10. PNB Savings Bank 19. MaybankPhilippines, Inc. 11. Quezon Capital Rural Bank, Inc. 20. Metropolitan Bank and Trust Company 12. UCPB Savings Bank, Inc. 21. PayMayaPhilippines, Inc. 13. Wealth Development Bank Corporation 22. Philippine Bank of Communications 23. 24. Philippine Savings Bank 25. Philippine Trust Company 26. Rizal Commercial Banking Corporation 27. Corporation

Source: BancNet PSOD-202005-003-Eml-EFLC ANNEX B PESONet ACH Participants (as of 30 April 2020)

1. Al-Amanah Islamic Investment Bank 20. Development Bank of the Philippines 40. Philippine National Bank of the Philippines 21. Dungganon Bank (A Microfinance Rural 41. Philippine Savings Bank 2. AllBank(A Thrift Bank), Inc. Bank), Inc. 42. Philippine Trust Company 3. Asia United Bank Corporation 22. East West Banking Corporation 43. Philippine Veterans Bank 4. Australia and New Zealand Banking 23. Equicom Savings Bank, Inc. 44. Producers Savings Bank Corporation Group Limited 24. , Inc. (A Private 45. Rizal Commercial Banking Corporation 5. BDO Unibank, Inc. Development Bank) 46. Robinsons Bank Corporation 6. BDO Network Bank, Inc. (A Rural 25. HSBC Savings, Bank, Inc. 47. Rural Bank of Guinobatan, Inc. Bank) 26. Industrial Bank of Korea Branch 48. Security Bank Corporation 7. Bangkok Bank Public Co. Ltd. 27. ING Bank, N.V 49. ShinhanBank – Manila Branch 8. Bank of America, N.A 28. JP Morgan Chase Bank, N.A. 50. Bank 9. Bank of China Limited –Manila 29. KEB Hana Bank – Manila Branch Branch 51. Sterling Bank of Asia, Inc. (A Savings Bank) 30. Land Bank of the Philippines 10. Bank of Commerce 52. Sumitomo Mitsui Banking Corporation – 31. Malayan Bank Savings and Mortgage Manila Branch 11. Bank of Florida, Inc. (A Rural Bank) Bank, Inc. 53. The Hongkong & Shanghai Banking 12. Bank of the Philippine Islands 32. Philippines, Inc. Corporation 13. China Bank Savings, Inc. 33. Mega International Commercial Bank Co., 54. Union Bank of the Philippines 14. China Banking Corporation Ltd. 55. United Coconut Planters Bank 15. CIMB Bank Philippines, Inc. 34. Metropolitan Bank and Trust Company 56. United Overseas Bank Limited, Manila 16. Citibank, N.A. 35. Mizuho Bank, Ltd. – Manila Branch Branch 17. CTBC Bank (Philippines) Corporation 36. MUFG Bank, Ltd. 57. Wealth Development Bank Corporation 18. DCPay Philippines, Inc. 37. PayMaya Philippines, Inc. 58. Yuanta Savings Bank Philippines, Inc. 19. Deutsche Bank AG 38. Philippine Bank of Communications 39. Philippine Business Bank, Inc. (A Savings Bank)

Source: Philippine Clearing House Corporation PSOD-202005-003-Eml-EFLC