Support for international business and trade

The Montepaschi Group A Successful Italian Story

Banca Monte dei Paschi di Siena was established in 1472 and is considered the oldest bank in the world. Its ive-century experience, tradition and presence in the territory link yesterday’s with today’s Italy.

This is also the story of a modern Bank which is able to compete with the others in the current economic backdrop and to adjust to market changes, though not forgetting its mission. With a new management and a positive track record of results, the Bank has streamlined its organization structure, refocused on its core business and consolidated its commercial and risk monitoring functions.

The Bank is the Parent Company of the Montepaschi Group, which has always committed to encouraging and supporting the Italian corporates going global.

As a result of its long business experience in cooperation with the Italian Corporates, the Group has steadily enhanced the range of products and services provided to the companies which are willing to successfully compete in the international markets.

Customized products

Due to its strong focus on export support, the Bank has designed innovative financial solutions with a view to mitigating:

• Commercial risks, associated with the requirement of looking for new markets, as an alternative to the traditional markets which are becoming glutted;

• Political risks, due to the fast growth of the emerging economies which show the best development opportunities and increasingly attract Italian exports, mostly of capital goods;

• Financial risks, associated with the volatility of the foreign exchange, interest rate or commodities markets which have a signiicant impact on the supplying of the production cycle.

Banca Monte dei Paschi di Siena has an appropriate “answer” to each one of these “challenges” in order to transform them in opportunities for expansion and success.

This thanks to a wide range of customized export products which are provided through a hub and spoke network of skilled specialists who can ensure prompt assistance to the companies.

YOUR REQUIREMENTS OUR PROPOSAL

Financial support for international > Documentary credits trade transactions > Buyer’s credit > Supplier’s credit > Discount without recourse on L/Cs and foreign bills of exchange (also with transfer of SACE insurance policy)

Issue of guarantees for international > Bid Bond civil works and tenders > Advance Payment Bond > Retention Money Bond > Guarantees to foreign banks against credit lines to customers

Risk hedging > Foreign currency operations: Foreign and local currencies/ of- and on shore > Foreign exchange: futures and options > Commodities prices: purchase hedging > Interest rate hedging

Investment inancing for > Medium-term loans backed by SACE “Credit internationalization: Enhancement” guarantee > Export Banca > Loans and guarantees linked with Simest operations

Internationalization services > Direct advisory services > Network of independent consultants > Business matching > Fair promotion > Counterparts’ assessment

Broad territorial coverage

> SME Centers supported by a network of skilled specialists with a wide experience in international products

> Strong team of resources deployed all over the territory and skilled in international operations

Head Office Specialists’ Unit

Head Oice Unit dedicated to international operations, with a focus on:

> International Trade Finance

> Country Risk

> Correspondent Banking

Italian network in support of international business

The experience of Banca Monte dei Paschi di Siena is made available to the Italian companies operating abroad through the Bank’s domestic network of Branches and SME Centres. The Bank provides customized proposals and solutions which streamline the access of the companies to the international markets and consolidate their presence in such markets.

The staf of “International Business Specialists” is closely in touch with the domestic network and corporate customers and can provide with suitable suggestions and answers in compliance with their projects of internationalization.

Additional information on the opportunities ofered by Banca Monte dei Paschi di Siena to the exporting companies is provided in the pages which cover “International Services” on the Bank website (www.mps.it).

Europe Russia Turkey Paris (S) Moscow (RO) Istanbul (RO) Brussels (S) (RO) London (B)

USA New York (B) China Shanghai, Hong Kong (B) Pechino, Guangzhou (RO)

North Africa Algiers (RO) India Casablanca (RO) Mumbai (RO) RO - Representative Tunisi (RO) Oices 10 Il Cairo (RO) B - Branches 4 S - Subsidieries 2 Total 16

Direct presence in the international markets

Banca Monte dei Paschi di Siena can assist its customers directly abroad through its network of Banks, Branches and Representative Oices.

More in detail, the Bank can support the corporates in the countries which represent the “new frontier” of Italian exports, namely: • Russia • Turkey • China • India • Africa

In addition, Banca Monte dei Paschi di Siena can extend its assistance to the corporates in the main international markets, as a result of a set of agreements entered into with major international banking partners.

Bank Subsidiaries

MONTE PASCHI BANQUE BANCA MONTE PASCHI BELGIO

Monte Paschi Banque SA Banca Monte Paschi Belgio SA 11, Blvd. de La Madeleine Rue Joseph II, 24 F75001 PARIS 1040 BRUXELLES BELGIQUE Z +33 1 4007 89 00 Z +32 2 220 72 11  +33 1 4742 33 14 / 4266 02 35  +32 2 218 83 91 www.montepaschi-banque.fr/it www.montepaschi.be

Branches

LONDON HONG KONG

London Branch Hong Kong Branch Capital House – 6th Floor Units 2305-13, 23rd Floor 85 King William Street CITIC Tower- 1 Tim Mei Avenue LONDON EC4N 7BL Central, UNITED KINGDOM HONG KONG Z +44 207 645 78 00 Z +852 2295 28 00  +44 207 929 33 43  +852 2295 31 31 e-mail: [email protected] e-mail: [email protected]

NEW YORK SHANGHAI

New York Branch Shanghai Branch 55 East 59th Street – 8th Floor 25th Floor - Unit 2501-2504 NEW YORK, N.Y. 10022 Platinum Building, 233 Taicang Road U.S.A. 200020 SHANGHAI Z +1 212 891 36 00 P.R. CHINA  +1 212 891 36 61 Z +86 21 5383 0417 / 18 e-mail: [email protected]  +86 21 5383 04 11 e-mail: [email protected]

Representative Offices

FRANKFURT CAIRO

Frankfurt Representative Office Cairo Representative Office An der Hauptwache 7 10, Saray El Gezira Street “Soliman House” D 60313 FRANKFURT/M Apt n.5, second loor GERMANY 11211 ZAMALEK, CAIRO Z +49 69 273 90 20 EGYPT  +49 69 273 90 225 Z +20 2 2735 84 61 e-mail: [email protected]  +20 2 2735 84 63 e-mail: [email protected]

MOSCOW TUNIS

Moscow Representative Office Tunis Representative Office Romanov Pereulok, 4 Immeuble Msedi/Gouia, 2° Etage, Apt. 2.2 125009 MOSCOW Rue du Lac Constance RUSSIAN FEDERATION Les Berges du Lac Z +7 495 926 17 46 1035 TUNIS  +7 495 926 17 45 TUNISIA e-mail: [email protected] Z +216 71 961 060  +216 71 961 381 e-mail: [email protected]

ISTANBUL ALGIERS

Istanbul Representative Office Algiers Representative Office Elmadag, Suzer Plaza, 25th Floor, 88 Boulevard Krim Belkacem Apt. 2505 16000 ALGIERS Askerokagi Cad. 15 34367 Sisli - ISTANBUL Z +213 21 64 22 44 / 64 17 53 TURKEY  +213 21 64 55 23 Z +90 212 251 4087/88/89 e-mail: [email protected]  +90 212 251 3001 e-mail: [email protected]

CASABLANCA GUANGZHOU

Casablanca Representative Office Guangzhou Representative Office 197 Bd Zerktouni, angle Rue Chella Unit 1708, Tower A, Center Plaza 4ème Etage, Bureau 12 161 Linhexi Road, Tianhe District 20100 CASABLANCA 510620 GUANGZHOU P. R. CHINA Z +212 5 22 395 025 / 046 Z +86 20 3825 1001 / 1002  +212 5 22 398 679  +86 20 3825 1003 e-mail: [email protected] e-mail: [email protected]

BEIJING MUMBAI

Beijing Representative Office Mumbai Representative Office 1602 China World Tower 1 Maker Chambers VI 1, Jianguomenwai Street 220, Jamnalal Bajaj Road 100004 BEIJING 400021 - Nariman Point – Mumbai P. R. CHINA INDIA Z +86 10 650 531 36 / 37 / 38 Z +91 22 2202 4478/4471/2283 0117  +86 10 650 531 39  +91 22 2202 4477 e-mail: [email protected] e-mail: [email protected] [email protected] Informative material available at the branches and on the website of the Bank - Monte dei Paschi di Siena Banking Group – Bank code 1030.6 – Group code 1030.6 Settembre 2017 - Advertising - PUBMPS0114DBN002