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THE 77 BANK, LTD. the 77 Bank, Ltd., Was Founded in 1878 As Japan’S 77Th National Bank

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THE 77 BANK, LTD. the 77 Bank, Ltd., Was Founded in 1878 As Japan’S 77Th National Bank ANNUAL REPORT P r o f ile Bank Data THE 77 BANK, LTD. The 77 Bank, Ltd., was founded in 1878 as Japan’s 77th national bank. Head- As of March 31, 2012 2012 quartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Head Office Paid-in Capital Japan’s largest island. 3-20, Chuo 3-chome, Aoba-ku, Sendai, ¥24,658 million (US$300 million) Based on its philosophy, The 77 Bank continues to strengthen its business foun- Miyagi 980-8777, Japan Number of Stockholders Phone: +81-22-267-1111 dation and enhance its management quality in order to be the “Best creative bank” 10,114 http://www.77bank.co.jp/ that creates a new era together with the region. As of March 31, 2012, The 77 Bank Shares Outstanding Founded had capital of ¥24.7 billion, 141 domestic branches and 2,898 employees. 383,278 thousand December 1878 Major Stockholders Number of Branches Number of 141 Shares (Thousands) % Number of Employees Meiji Yasuda Life Insurance Company 18,928 4.93 2,898 The Bank of Tokyo-Mitsubishi UFJ, Ltd. 16,219 4.23 Treasury Administration & Nippon Life Insurance Company 15,431 4.02 International Division Sumitomo Life Insurance Company 15,412 4.02 Planning & Business Department Japan Trustee Services Bank, Limited (Trust Account) 13,219 3.44 3-20, Chuo 3-chome, Aoba-ku, Sendai, The Dai-ichi Life Insurance Company, Limited 12,275 3.20 Miyagi 980-8777, Japan The Master Trust Bank of Japan, Limited (Trust Account) 11,384 2.97 Phone: +81-22-211-9914 Aioi Nissay Dowa Insurance Co., Ltd. 9,657 2.51 Facsimile: +81-22-211-9916 Tohoku Electric Power Co., Inc. 8,478 2.21 SWIFT Address: BOSSJPJT Japan Trustee Services Bank, Limited (Trust Account 4) 7,851 2.04 Service Network As of June 30, 2012 SAPPORO 1 Branch AKITA 1 Branch Contents TOHOKU REGION IWATE Consolidated Financial Highlights ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 1 2 Branches Message from the President ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 2 OSAKA The Great East Japan Earthquake and Measures Taken by the Bank 1 Branch for Reconstruction and Revitalization ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 5 TOKYO Toward a Firmer Business Position ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 6 2 Branches NAGOYA YAMAGATA MIYAGI Growing with the Region ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 10 127 Branches 1 Branch 1 Branch 77 Bank Group ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 11 SHANGHAI SENDAI Board of Directors and Statutory Auditors ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 12 Headquarters Organization ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 12 Treasury Administration & Financial Section ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 13 International Division Consolidated Five-Year Summary ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 13 FUKUSHIMA Consolidated Performance for Fiscal 2012 ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 14 6 Branches Consolidated Balance Sheet ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 15 Consolidated Statement of Operations ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 16 Consolidated Statement of Comprehensive Income ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 16 Consolidated Statement of Changes in Equity ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 17 Consolidated Statement of Cash Flows ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 18 Notes to Consolidated Financial Statements ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 19 Shanghai Representative Office Independent Auditors’ Report ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 39 Capital Adequacy Ratios ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 40 Address: 16th floor, Hang Seng Bank Tower, 1000 Lujiazui Ring Road, Pudong New Area, Shanghai, Non-Consolidated Balance Sheet ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 41 Non-Consolidated Statement of Income ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 42 P. R. China Loan Portfolio ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 43 Phone: +86-21-6841-2077 Bank Data ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 45 45 005_0253501372409.indd 2 2012/09/10 13:58:25.
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