PRINT POST APPROVED PP100008161 Second Edition 2014 VOL. 45 NO. 2 CAMARADERIE DEFENCE FORCE WELFARE ASSOCIATION www.dfwa.org.au ADVERTISEMENT PERSONAL INSURANCE FOR VETERANS AND ADF MEMBERS COVER • Home PLUS • Contents THE • Landlords Liability • Car CARE • Caravans WWW.DSH.GOV.AU • Trailers TO COMPARE THE FEATURES CALL • Private pleasure craft 1300 552 662 • Motorcycles • Travel (The Defence Service Homes Insurance Scheme underwrites the DSHI Home Building policy. All Pay your premiums by other policies are underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035. AFS Licence direct debit at no extra cost 239 545). Please consider the Product Disclosure (not applicable to travel and CTP) Statement of the particular product before making any decisions about the product. Authorised by the Australian Government, Capital Hill, Canberra Printed by Rotary Down Under, Level 3, 43 Hunter Sreet, Parramatta, NSW, 2124 DVADHIS2_PVA THE OFFICIAL JOURNAL OF THE DEFENCE FORCE WELFARE ASSOCIATION Vol. 45. No. 2 Second Edition 2014 PROUDLY SERVING THE ADF, IT'S MEMBERS AND THEIR FAMILIES SINCE 1959 EDITOR A WORD FROM THE EDITOR Mr Les Bienkiewicz This edition has a lot information to digest, ranging from comments about the Budget from PO Box 4166 our Money Matter author, to the Policy Objectives the Association will be pursuing on your KINGSTON ACT 2604 behalf. I trust you enjoy this edition, and would welcome any comments or recommendations P: 0411 444 248 E:
[email protected] for future articles. Les Bienkiewicz Please do not contact the Editor or National Office for membership enquiries etc. Member’s Branch CONTENTS SECOND EDITION 2014 contact details are at page 4.