ADDITIONAL COVERAGES Property & Casualty Company This special plan provides additional coverages with CORPORATE HEADQUARTERS various limits. • Ordinance Or Law • Fungi, Mold, Or Bacteria • Debris Removal • Reasonable Repairs • Trees, Shrubs, Etc. • Property Removed • Loss Assessment • Fire Department Charges • Collapse • Back Up Of Sewers

SECTION II– P. O. Box 5555 707 E. United Heritage Ct., Meridian, ID 83680-5555 Optional Endorsements 800-877-8862 | unitedheritagepc.com • Travel Agents & Property Managers • Medical Payments to Others LANDLORD This brochure is designed to provide a summary and explanation CONTACT AN AGENT TODAY! of coverage of the Landlord Insurance Policy offered by United INSURANCE Heritage Property & Casualty. It does not include all of the features, exclusions, limitations or conditions. UHPC-LIP (Rev. 05-2019) PACKAGE

Serving The People Since 1908 As a landlord, you have the need COVERAGE C– COVERAGE D– for property insurance and also for Landlords Personal Property Loss of Use protection against the legal liability Provides protection for loss of YOUR PERSONAL Provides FAIR RENTAL VALUE for the time required to that comes from owning rental PROPERTY (not your tenant’s) while on the premises repair or replace the insured rental dwelling after a and while temporarily removed for repairs. An amount covered loss. An amount equal to 20% of Coverage property. This policy combines both equal to 5% of Coverage A is included at no extra charge A is included. in an integrated package. and you may choose more. COVERAGE E– COVERAGE C provides payment on an ACTUAL CASH VALUE basis for damage caused by any of the 14 perils Premises Liability listed below. Provides coverage for your legal liability arising out COVERAGE A– of the use of the rental premises. Limits of $100,000 Rental Dwelling to $1,000,000 are available. Includes Personal Injury. Provides protection on a REPLACEMENT COST basis for DIRECT PHYSICAL LOSS to your rental dwelling not more than 40 years old. A few perils such as earthquake PERILS INSURED AGAINST (COVERAGE C) and flood ARE NOT COVERED. 1. Fire and Lightning 9. Burglary 2. Windstorm or Hail 10. Falling Objects COVERAGE B– 3. Explosion 11. Weight of Ice, Snow, or Sleet Other Structures 4. Riot or Civil Commotion 12. Accidental Discharge or Overflow Provides an additional amount of insurance equal to 5. Aircraft of Water or Steam 10% of Coverage A for OTHER separate STRUCTURES 6. Vehicles 13. Sudden & Accidental Tearing, on the premises. 7. Smoke Cracking, Burning, or Bulging 8. Vandalism or Malicious Mischief 14. Freezing