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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Table of Contents

Most Important Current Affairs January (2021) & December-November-October-September ...... 3 Banking Current Affairs ...... 18 Economy/Financial/Business Current Affairs ...... 22 ’s GDP Reports by Different Organization ...... 23 Agreements/Memorandum of Understandings ...... 23 New Appointments: National ...... 25 New Appointments: International ...... 28 Awards & Recognition ...... 29 Summits |Events |Festivals (National/International) ...... 32 Committees in News ...... 35 National Current Affairs ...... 35 Current Affairs Related to States in India ...... 40 International Current Affairs ...... 44 Obituaries (National/International) ...... 46 List/Indexes (Ranks & Reports) ...... 49 Important Days (October to March) ...... 51 Books & Authors ...... 55 Defense Current Affairs ...... 56 Sports Current Affairs ...... 59 Science & Technology ...... 62 Schemes Launched By Union & State Governments ...... 63 Miscellaneous Current Affairs ...... 65 STATIC TAKEWAYS | January (2021) & December-November-October-September 2020...... 69 BANKING AWARENESS ...... 75 Topic 1: Reserve & its Functions ...... 75 Topic 2: Policy Rates decided by the RBI ...... 76 Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks ...... 76 Topic 4: What are the different types of accounts that can be opened in a Bank? ...... 76 Topic 5: Negotiable Instrument Act & Cheques ...... 77 Topic 6: Financial Inclusion & the initiatives launched to achieve it ...... 78 Topic 7: All about the Priority Sector Lending Norms (Updated) ...... 79 Topic 8: Financial Market| Important Points on Money Market, Capital Market & their Instruments ...... 80 Topic 9: All about the DICGC (Deposit Insurance & Credit Guarantee Corporation of India) ...... 82 Topic 10: NPAs & SARFAESI Act ...... 82 Topic 11: A Brief on ATMs in India ...... 83 Topic 12: Currency System in India ...... 83 Topic 13: A close look at the Prompt Corrective Action (PCA) ...... 84 Topic 14: All about the Products of NPCI ...... 84 Topic 15: Small Finance Banks & its Headquarters ...... 85 Topic 16: Payments Banks & its Headquarters ...... 85 Topic 17: What are the Risks in Banking Sector? ...... 86 Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ...... 86 Topic 19: Most Important Miscellaneous Banking Terms ...... 86

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 20: How the amount can be transferred from one Bank A/c to the other? ...... 87 Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in India? ...... 88 Topic 22: A Brief on CAMELS rating for Domestic Banks? ...... 88 Topic 23: BANKING OMBUDSMAN SCHEME 2006 ...... 89 Topic 24: NBFC OMBUDSMAN SCHEME ...... 89 Topic 25: What is Base Rate, MCLR & Other rates of Lending? ...... 89 Topic 26: What is Reverse Mortgage Loan? ...... 89 Topic 27: What is Hypothecation & Pledge? ...... 90 Topic 28: What is NBFC & how it differs from Banks? ...... 90 Topic 29: What are the types of Money? ...... 90 Topic 30: What are the Different types of Banking? ...... 91 Topic 31: What are the important codes that are used in Banking? ...... 91 Topic 32: Important Banking Abbreviations ...... 91 Topic 33: The HQ of NATIONALIZED/PSBs BANKS ...... 92 Topic 34: Financial Regulations | Institutions | Organizations ...... 93 Topic 35: Important Financial Schemes of the Government ...... 94 Topic 36: List of Mergers in the Indian Banking Industry...... 94 Topic 38: A Brief on Printing & Minting of Currencies in India ...... 94 Topic 39: What is the Mudra Scheme? ...... 95 Topic 40: Important Financial, Economics & Budget Terms ...... 95 Topic 41: History of Banking Sector in India...... 96 Topic 42: Important Financial Abbreviations Part 2 ...... 96 Topic 43: Miscellaneous Banking Terms ...... 97 Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India ...... 98 CM/Governors of Union Territories ...... 102 Topic 2: Upcoming Important Sport Events ...... 103 Topic 3: The Headquarters of the UN Organizations ...... 103 Topic 4: A Brief on the Census 2011 ...... 104 Topic 5: Current Office Holders List ...... 104 Topic 6: Important Ports in India ...... 105 Topic 7: The Most Famous Temples in India ...... 105 Topic 8: List of the Important Airports in India ...... 106 Topic 9: What are the names of the Borders/Boundary Lines? ...... 106 Topic 10: in India ...... 107 Topic 11: CLASSICAL DANCES & FOLK DANCES IN INDIA ...... 107 Topic 12: The Headquarters of the important Public-Sector Undertakings ...... 108 Topic 13: Nick Names of Important Indian Places ...... 108 Topic 14: Important Defence Exercise Conducted in the World ...... 109 Topic 15: Stadiums Around the World ...... 109 Topic 16: List of Indian Cities on Rivers Banks ...... 110

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Most Important Current Affairs January (2021) & December-November-October- September

January 2021 Note: India will chair the Counter-Terrorism Committee of DCGI gives final approval for Covid-19 UNSC in 2022, which coincides with the 75th vaccines of SII, Bharat Biotech anniversary of India’s independence. India began its Drugs Controller General of India (DCGI) formally two-year term at UNSC from January 01, 2021. It is the announced the final approval for Oxford-AstraZeneca eighth time that the country has joined UNSC as the non- “Covishield” and Bharat Biotech “Covaxin” vaccines permanent member. against the coronavirus disease (Covid-19) for emergency use. RBI introduces the RBI-Digital Payments Index CDSCO (Central Drugs Standard Control Organisation) accepts the subject expert committee RBI launched a Digital Payments Index (DPI) to reform rations on Serum and Bharat Biotech Covid capture the extent of digitization of digital/electronic vaccines. payments across the country. It has 5 broad parameters

Covishield: that will be used for the measurement of deepening and Oxford-AstraZeneca’s vaccine, which is being penetration of digital payments. manufactured by the Serum Institute of India (SII) as These parameters and their weightage are as under: Covishield, for emergency use and Covaxin for restricted • Payment Enablers (weight 25%), use. • Payment Infrastructure – Demand-side factors

Covaxin: (10%), Covaxin is the indigenous vaccine being developed by • Payment Infrastructure – Supply-side factors (15%), Bharat Biotech in collaboration with the Indian Council • Payment Performance (45%) and of Medical Research (ICMR). • Consumer Centricity (5%).

India to chair 3 key subsidiary bodies of UN PM Modi inaugurates Kochi-Mangaluru Security Council natural gas pipeline Permanent Representative of India to the UN, T S PM Modi inaugurated the 450-km Kochi-Mangaluru Tirumurti announced that India has been asked to chair natural gas pipeline built at a cost of Rs 3,000 crore. three important committees of the UN Security Council (UNSC), during its tenure as a non-permanent member Natural gas pipeline network will be doubled in 5-6 of the powerful 15-nation UN body. Three highly years and CNG stations will be raised to 10,000 from significant committees include: current 1,500. 1. Taliban Sanctions Committee The pipeline will carry natural gas from Kochi in 2. Counter-Terrorism Committee through Ernakulam, , Palakkad, Malappuram, 3. Libyan Sanctions Committee Kozhikode, Kannur and Kasargod districts to Mangaluru in Dakshina Kannada district of . It has been built by GAIL (India) Limited.

MoS Reddy to head committee for ‘protecting language, culture and land of Ladakh’

A 10-member delegation from Ladakh met Union home minister urged the government to protect Ladakh’s language, culture and land. Central Government decided to form a committee to protect the unique language, cultural identity and land of Ladakh. It will be headed by the Minister of State for Home G

Kishan Reddy.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 RBI sets up College of Supervisors chaired by About Harmony Foundation: N S Viswanathan International NGO that works in the realm of Social Justice. Founded in October of 2005. RBI set up an academic advisory council called ‘College of Supervisors (CoS)’ to further strengthen supervision Ayushman Bharat Pradhan Mantri Jan Arogya over regulated entities. The Cos will be headed by former Yojana (AB-PMJAY) SEHAT scheme deputy governor N S Viswanathan and will have five other members. The objective of the council will be to PM Modi launched the Ayushman Bharat Pradhan identify areas where skill building/up-skilling are Mantri Jan Arogya Yojana (AB-PMJAY) SEHAT required, plan and develop curricula of all programmes, scheme. Main aim is to extend health insurance coverage benchmark the programmes with international to all residents of J&K. standards/best practices, and develop appropriate About the AB-PMJAY Scheme teaching methods, etc. SEHAT stands for Social, Endeavour for Health & Telemedicine. ICC Awards of the Decade 2020 announced Health insurance scheme for the Union Territory.

• ICC Spirit of Award of the Decade: MS Dhoni Provides free of cost insurance cover to all the residents (India) of the UT of J&K. • Sir Garfield Sobers Award for ICC Male Cricketer of Provides financial cover up to Rs.5 Lakh per family on a the Decade: (India) floater basis to all residents of the UT of J&K & an • ICC Men’s ODI Cricketer of the Decade: Virat Kohli operational extension of PM-JAY to 15 lakh (India) (approximately) additional families.

• ICC Men’s T20I Cricketer of the Decade: Rashid Important points about PM- JAY Khan () • World’s largest health insurance/assurance scheme • ICC Men’s Test Cricketer of the Decade: Steve Smith fully financed by the government, provides a cover (Australia) of Rs 500,000 per family per year. • ICC Men’s Associate Cricketer of the Decade: Kyle • Benefit of Rs 5,00,000 is on a family floater basis. Coetzer (Scotland) Means that it can be used by one or all members of • Rachael Heyhoe Flint Award for ICC Female the family. Cricketer of the Decade: (Australia) • ICC Women’s ODI Cricketer of the Decade: Ellyse Harsh Vardhan launches India’s 1st indigenous Perry(Australia) pneumonia vaccine ‘Pneumosil’ • ICC Women’s T20I Cricketer of the Decade: Ellyse Perry (Australia) Union Health Minister Dr Harsh Vardhan launched • ICC Women’s Associate Cricketer of the Decade: India’s first indigenously developed vaccine against Kathryn Bryce (Scotland) pneumonia. Pneumococcal Conjugate Vaccine (PCV) named ‘Pneumosil’ has been developed by Pune-based 16th Mother Teresa Memorial Awards for Social Serum Institute of India (SII) in collaboration with the Justice 2020 Bill & Melinda Gates Foundation & PATH, an international, nonprofit global health organization based Harmony Foundation hosted the 16th Mother Teresa in Seattle. Memorial Awards for Social Justice. Theme for this year’s awards was, ‘Celebrating Compassion In Times India’s 1st Testbed TiHAN launched at IIT Of Covid ‘. Hyderabad The awardees for this year are: • Dr Anthony Fauci (USA) | Director of the National Union Minister of Education, Institute of Allergy & Infectious Diseases, USA. ‘Nishank’ virtually laid the foundation stone of • Father Fabio Stevenazzi (Milan, ) “TiHAN-IIT Hyderabad”, India’s first Testbed for • Dr Pradeep Kumar (Chennai) Autonomous Navigation Systems (Terrestrial & Aerial) • IPS Sanjay Pandey (DG Home Guards, at IIT Hyderabad. The Technology Innovation Hub on ) Autonomous Navigation Systems (TiHAN) for • Vikas Khanna (Manhattan, USA) Unmanned Aerial Vehicles & Remotely Operated • KK Shailaja (Minister of Health, Kerala) Vehicles at IIT Hyderabad.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Department of Science & Technology (DST), GoI World Bank approves several projects to sanctioned Rs. 135 crores to IIT Hyderabad under the support development in India National Mission on Interdisciplinary Cyber-Physical • World Bank approved 4 India projects worth over Systems (NM-ICPS) to set up a Technology Innovation $800 million. The projects that approved are: Hub on Autonomous Navigation & Data Acquisition • $400 million| Second Accelerating India’s COVID- Systems. 19 Social Protection Response Program. • $100 million| Chhattisgarh Inclusive Rural & December 2020 Accelerated Agriculture Growth Project (CHIRAAG). Pandit Deendayal Upadhyay Telecom Skill • $68 million| Nagaland: Enhancing Classroom Excellence Awards announced Teaching & Resources Project. • $250 million| Second Improvement & Union Minister presented the Rehabilitation Project (DRIP-2). Pandit Deendayal Upadhyay Telecom Skill Excellence Awards. Good Governance Day: 25 December Sreenivas Karanam, Bengaluru was selected for the • In India, Good Governance Day (Sushasan Divas) FIRST prize for his contribution in developing a cost- is observed annually on 25th December. effective customized technical solution under the brand • This was established in 2014 to honour PM Vajpayee. ‘C mobile’, for deep-sea communication. Subrat Kar, New was selected for the SECOND India ranks 131 in Human Development Index prize for his innovative solution on development & 2020 deployment of a large scale sensor network & devices to avoid a train-animal collision. • As per the report by the United Nations Development Programme (UNDP), India dropped 131 189 countries 2020 Prakash Javadekar releases ‘Status of Leopards two spots to among in the Human Development Index. in India 2018’ report • Norway topped the index, followed by Ireland &

• Union environment minister, Prakash Javadekar Switzerland. • is the lowest ranked country at 189. released a report titled the ‘Status of Leopard in • Note: Human Development Index measures average India 2018’. achievement of the countries in 3 basic dimensions of • As per the report, the population of leopard in India human development i.e. life expectancy, education & has increased by 60% in four years since 2014. per capita income. • India now has 12,852 leopards as per 2018 estimate, compared to the previous estimate of 7910 UNEP announces 2020 Champions of the conducted in 2014. Award • States of Madhya Pradesh, Karnataka, & • UN Environment Programme (UNEP) announced Maharashtra recorded the highest leopard estimates six laureates of the 2020 Champions of the Earth at 3,421, 1,783, & 1,690 respectively. award, the UN’s highest environmental honour.

• Champions were chosen for their transformative Indian Boxers bag 3 Gold at Cologne Boxing impact on the environment & their leadership in World Cup urging bold & decisive action on behalf of the planet & its inhabitants. • Indian boxers bagged 9 medals including three • 2020 Champions of the Earth Award has been gold, two silver & four bronze at the Cologne bestowed upon 6 individuals: Boxing World Cup 2020, held in Cologne, Germany. 1. Policy Leadership | Prime Minister Frank • India finished 2nd in the overall Medals List, Bainimarama of Fiji Germany topped the list with 16 medals. 2. Inspiration & Action | Yacouba Sawadogo • Three gold medals winners| Amit Panghal (52kg), (Burkina Faso) Manisha Moun (57kg) & Simranjit Kaur (60kg). Inspiration & Action | Nemonte Nenquimo (Ecuador) 5 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 3. Science & Innovation |Dr Fabian Leendertz Cabinet approves Atmanirbhar Bharat Rojgar (Germany) Yojana 4. Entrepreneur Vision | Mindy Lubber (USA) 5. Lifetime Achievement Award | Professor Robert • Union Cabinet has given its approval for D. Bullard (USA) Atmanirbhar Bharat Rojgar Yojana (ABRY) to boost employment in the formal sector by encouraging the UNESCO launches Bangabandhu award on businesses to do fresh hiring amid the pandemic. creative economy • ABRY will also incentivize the creation of new • UNESCO launched an international award named employment opportunities under Atmanirbhar after Bangabandhu Sheikh Mujibur Rahman Bharat Package 3.0. following ’s proposal. • Cabinet approved an expenditure of ₹ 1,584 crores • It is named as UNESCO-Bangladesh Bangabandhu for the current financial year & ₹ 22,810 crores for the Sheikh Mujibur Rahman International Prize for the entire scheme period from 2020 to 2023. “Creative Economy”. • Scheme will provide subsidy for two years in respect • First time a UN agency launched an award named of new employees engaged on or after October 1, after Bangabandhu. 2020, & up to June 30, 2021. • The award will be given every two years with

$50,000 prize money – three times in six years. • Government will pay both 12% employees’ contribution & 12% employers’ contribution i.e. 24% India ranks 111 in Human Freedom Index 2020 of wages towards EPF in respect of new employees in establishments employing up to 1,000 employees • The Human Freedom Index 2020 released. for two years. • India ranked at 111th. First three spots bagged by

New Zealand, Switzerland & . Syria ranked the last on the list. Centre Launches QRMP scheme for GST • Human Freedom Index published by American payers think tank Cato Institute & Fraser Institute in • Central Government launched ‘Quarterly Return . filing & Monthly Payment of Taxes (QRMP)’ NITI Aayog releases ‘Vision 2035: Public scheme for small taxpayers under the GST system. Health Surveillance in India’ • Taxpayers with an aggregate annual turnover of up to Rs 5 crore in the preceding financial year & have • NITI Aayog released a white paper titled ‘Vision filed their October GSTR-3B (sales) return by 2035: Public Health Surveillance in India’. November 30, 2020, are eligible for this scheme. • It is a continuation of the work on Health Systems

Strengthening. • It lays out India’s vision of 2035 for public health Bajrang Punia, Elavenil Valarivan bag surveillance through the integration of the three- Sportsperson of the Year awards tiered public health system into Ayushman Bharat. • Indian athletes, Bajrang Punia (Freestyle-Wrestling) & Elavenil Valarivan (Shooting), bagged the top honours at held FICCI India Sports Awards 2020. Here is the list of Winner in different Categories: Award Personality Sportsperson of the Year (Female) Elavenil Valarivan Sportsperson of the Year (Male) Bajrang Punia Best State Promoting Sports Award Madhya Pradesh Best Company Promoting Sports Anil Kumble (Private Sector)

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Gwalior, Orchha in UNESCO world heritage • CPI inflation is seen at 6.8% for Q3 & 5.8% for Q4. cities list • Real GDP growth for FY21 is projected at -7.5%. Q3 FY-21 GDP is seen at +0.1% while Q4 FY-21 GDP is • The historical fort cities of Gwalior & Orchha in seen at +0.7%. Madhya Pradesh included in the list of UNESCO’s • RBI proposes to enhance limits for contactless card world heritage cities under its The World Heritage payments from ₹2000 to ₹5000 from Jan 2021. Cities Programme. • On-tap Targeted Long Term Repo Operations • With this Inclusion, the total number of UNESCO World Heritage Cities of India will increase to 40. (TLTRO) expanded to cover other stressed sectors in tandem with Emergency Credit Line Guarantee Joe Biden, Kamala Harris jointly named Time’s Scheme (ECLGS) scheme.

‘Person of the Year’ 2020 RBI orders HDFC Bank to halt its digital • US President-elect, Joe Biden & Vice President-elect launches Kamala Harris jointly named Time magazine’s 2020 “Person of the Year”. • RBI issued an order to HDFC Bank with regard to • Korean pop group BTS as its Entertainer of the certain incidents of outages in the internet banking, Year, & basketball star LeBron James as Athlete of mobile banking & payment utilities of the lender the Year. over the past 2 years. • Zoom founder Eric Yuan was aptly named • RBI vide Order has advised the Bank to temporarily Businessperson Of The Year. stop: • All launches of the Digital Business generating Narendra Singh Tomar launches Honey FPO activities planned under its program ‐ Digital 2.0 (to Programme in 5 states be launched) & other proposed business generating IT applications. • Union Minister of Agriculture & Farmers’ Welfare, • Sourcing of new credit card customers. Narendra Singh Tomar inaugurated Honey Farmer

Producer Organisation (FPO) Programme in five states, for producing honey. Reliance Industries tops Fortune India 500 • Aims to address the issues faced by the beekeeping Ranking 2020

industry & also promote honey production in the • Reliance Industries Ltd (RIL) topped the 2020 country. Fortune 500 list of Indian companies. • 5 FPOs will be set up by the National Agricultural • Country’s biggest oil firm, Indian Oil Corporation Cooperative Marketing Federation of India Ltd (IOC), bagged the second spot, followed by Oil Limited (NAFED) at: East Champaran () | & Natural Gas Corporation (ONGC) at the third Morena (MP) | Bharatpur () | Mathura position. (UP) | Sunderbans (WB) • List was published by Fortune India, which is part of • Note: Honey FPO Programme launched under the the -based RP Sanjiv Goenka Group. Central Sector Scheme for Formation & Promotion of

new 10,000 FPOs. Govt. approved 2,200 FPOs for the Indian Navy Day: 04 December current financial year 2020-21. • In India, December 4 is observed as the National RBI Monetary Policy: Policy Rate unchanged Navy Day every year, to celebrate the achievements

• Six-member Monetary Policy Committee of the RBI, & role of the naval force to the country. headed by Governor Shaktikanta Das released • Theme of 2020 is “Indian Navy Combat Ready, Monetary Policy. Credible & Cohesive”. • Repo rate under the liquidity adjustment facility (LAF) has been kept unchanged at 4.00%. November 2020

• Reverse repo rate under the LAF has been kept PM Modi launched 3 projects in Gujarat unchanged at 3.35%. • Marginal standing facility (MSF) rate & the Bank PM inaugurated three projects in Gujarat, one each Rate have been kept unchanged at 4.25%. related to farmers’ welfare, healthcare, & tourism • RTGS will soon be made 24X7 in the next few days. development. 7 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 1) Kisan Suryodaya Yojna: GoI sets up committee to commemorate 400th • An Agri scheme aims to provide power supply anniversary of Guru Tegh Bahadur during daytime from 5 am to 9 pm (16 hours) for irrigation purposes to farmers. • Centre set up a high-level committee headed by PM • State govt. allocated a budget of Rs 3,500 crores. Modi to commemorate the 400th birth anniversary • Initially, Dahod, Patan, Mahisagar, Panchmahal, of Shri Guru Tegh Bahadur. Chhota Udepur, Kheda, Tapi, Valsad, Anand & • Union Home Secretary Ajay Kumar Bhalla will be Gir-Somnath districts covered under the scheme the member secretary of the 70-member high-level for 2020-21. committee.

2) India’s biggest cardiac hospital in Ahmedabad 14th 2020 announced • Paediatric Heart Hospital inaugurated at U.N Mehta Institute of Cardiology & Research • 14th edition of Asian Film Awards organized by the Centre at Civil Hospital campus in Ahmedabad. Asian Film Awards Academy. • New facilities set up at the cost of Rs. 470 crore & • Indian Movie Gully Boy received the award for the will be India’s biggest hospital for cardiology. Best Original Score at 14th Asian Film Awards. The

3) World’s longest temple ropeway project at Girnar in award went to Karsh Kale & The Salvage Audio Junagadh Collective.

• Girnar hill ropeway at Junagadh is Rs. 130 crores 14th Asian Film Awards Winners List: project. • 2,320 metres long ropeway has a capacity of Award Name Winner carrying 1,000 passengers every hour. Lee Byung-hun – The Man Standing Best Actor Next (South Korea) Bangladesh govt orders ‘no mask, no service’ Best Actress – Better Days () policy Wang Xiaoshuai for So Long, My Son Best Director • Bangladesh government decided that no service (China) will be provided to people who don’t wear a mask. Best Film Parasite (South Korea) • Cabinet meeting chaired by PM Sheikh Hasina Best Karsh Kale, The Salvage Audio decided that no one will be allowed to enter offices Original Collective – Gully Boy without the mask. Music

Indian Army launches indigenous mobile PM Modi launches India’s first seaplane application SAI service in Gujarat

• Indian Army launched a secured messaging • PM launched the country’s first seaplane service application platform named 'Secure Application for between the Statue of Unity near Kevadiya in the Internet' (SAI). Gujarat’s Narmada district & Sabarmati Riverfront • It will support end-to-end secure voice, text & video in Ahmedabad. calling services. It is similar to applications like • 19-seater seaplane will be managed by private airline Telegram & WhatsApp. SpiceJet. • DM praised Col Sai Shankar for his • Service will cover the 200km distance between skill & ingenuity for developing the application. Sabarmati & Kevadia, in just 45 minutes by flight.

3rd India-US 2+2 Ministerial Dialogue begins PM Modi inaugurates ‘Arogya Van’ in in Gujarat’s Narmada district

rd • India is hosting 3 India-US two two • PM Modi inaugurated the ‘Arogya Van’ in the Ministerial Dialogue at Hyderabad House in New Narmada district of Gujarat. Delhi. • He also inaugurated Arogya Kutir, Ekta Mall, & • DM Rajnath Singh & EAM Dr S. Jaishankar leading Children Nutrition Park. the Indian delegation. • Arogya Van is set up on 17 acres of land in Kevadia • US Secretary of State Mike Pompeo & Secretary of for spreading awareness on Yoga, Ayurveda & Defence Mark Esper are leading the US delegation. Meditation.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Arogya Kutir has a traditional treatment facility PM Modi Chairs Virtual Global Investor named Santhigiri wellness centre which will Roundtable (VGIR) 2020 provide healthcare based on Ayurveda, Siddha, Yoga & Panchakarma. • PM Modi chaired the Virtual Global Investor • Ekta Mall | Displays a diverse range of handicrafts Roundtable (VGIR) 2020 Conference, aimed at & traditional items from all over India symbolizing attracting investment in the country. unity in diversity & is spread over 35000 sq ft. • Indian side included business leaders, financial • Children Nutrition Park & Mirror Maze | Spread market regulators, finance minister Nirmala over an area of 35000 sq ft, it is the world’s first-ever Sitharaman & RBI governor Shaktikanta Das. technology-driven nutrition park for children. • Organised by the Ministry of Finance & the National Investment & Infrastructure Fund. Shaktikanta Das Chairs 40th SAARC Governors Meet Finance Minister announces ‘Aatmanirbhar’ Package 3.0 • 40th Meeting of the SAARCFINANCE Governors’ Group held virtually, under the Chairmanship of Let’s discuss the Important Points Shri Shaktikanta Das, Governor, RBI. 1. Boost for Employment • SAARC Meeting attended by Governors from 2. Rs. 3 lakh crore existing Emergency Credit Line central banks. Guarantee Scheme (ECLGS 1.0) • Mr. Das inaugurated the SAARCFINANCE Sync, a 3. Rs 1.46 lakh crore boost for Atmanirbhar closed user group secure communication network. Manufacturing Production-linked incentives for 10 About SAARCFINANCE Sync: Champion Sectors • SAARCFINANCE is a network of central bank 4. Rs 18,000 crores additional outlay for PM Awaas governors & finance secretaries of the SAARC Yojana (PMAY) –Urban region. 5. Support for Construction & Infrastructure – • RBI is the current chair of SAARCFINANCE. Relaxation of Earnest Money Deposit (EMD) & • SAARCFINANCE Established– September 9, 1998. Performance Security on Government Tenders 6. Demand booster for Residential Real Estate UNESCO allots India’s Panna Tiger Reserve Income Tax relief for Developers & Home Buyers 7. Rs 1.10 lakh crore Platform for Infra Debt ‘Biosphere Reserve’ status Financing – Rs 6000 crores Equity infusion in NIIF • Panna Tiger Reserve (MP) included in ‘World Debt Platform Network of Biosphere Reserves’ list of the 8. Support for Agriculture Rs 65,000 crores for UNESCO. subsidised Fertilisers • 12th biosphere reserve from India to be included & 9. Boost for Rural Employment – Enhanced outlays third from MP, after Pachmarhi & Amarkantak. under PM Garib Kalyan Rozgar Yojana • Currently, Panna Tiger Reserve is home to 54 tigers. 10. Boost for Project Exports - Rs 3000 crore to EXIM bank for Lines of Credit 11. Capital & Industrial Stimulus 12. R&D grant for COVID Vaccine Development

Joe Biden wins the US presidential election

• Joseph Robinette Biden Jr. defeated Donald Trump to become 46th U.S. President. • Biden will become the oldest president-elect in U.S. history & the first to oust a sitting commander-in- chief after one term since Bill Clinton defeated George H.W. Bush in 1992. • Biden’s electoral-college vote to 290, surpassing the 270 needed to win the White House. • Senator Kamala Harris becomes first

Black & Indian-American woman to serve as VP.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Azim Premji tops Edelgive Hurun India • It would be managed by a Governing Council (GC) Philanthropy List 2020 consisting of 10 members (including a chairperson). • Shri Senapathy (Kris) Gopalakrishnan, co-founder • Azim Premji Founder-chairman of Wipro Ltd, & former co-Chairman, Infosys, appointed as the topped the EdelGive Hurun India Philanthropy first Chairperson of the RBIH. List 2020.

• 75-year-old made the highest contribution of Rs PM Modi Virtually Attends 12th BRICS 7,904 crore between April 2019 & March 2020 Summit towards philanthropic causes. • Shiv Nadar, founder & chairman of HCL • PM Modi virtually addressed the 12th (BRICS) Technologies, ranked second (Rs 795 crore) on the Summit. list. • Summit held under the Chairmanship of Russian President Vladimir Putin. Mumbai Indians wins IPL 2020 trophy • India will be taking over the Chairmanship of the

• Mumbai Indians defeated Delhi Capitals in the BRICS in 2021 & host the 13th BRICS Summit in final of Dream11 (IPL) 2020 2021. to lift their fifth IPL trophy. • Theme was “Global stability, shared security & • Kings XI Punjab skipper KL Rahul bags the Orange innovative growth”. Cap. • Game Changer of the Season: KL Rahul. PM unveils Swami • Delhi Capitals’ Kagiso Rabada wins the Purple Cap. Vivekananda’s statue on JNU • Emerging Player of the season: Devdutt Padikkal • PM Modi unveiled a statue of Swami Vivekananda (RCB). in Jawaharlal Nehru University Campus, New • speedster Jofra Archer emerges as Delhi through video conferencing. the Most Valuable Player. • It took renowned sculptor Naresh Kumawat seven

months to complete this statue. National Education Day: 11 November

• In India, the National Education Day or Rashtriya SpaceX launches 4 astronauts into space Shiksha Diwas is celebrated on 11 November every • year. SpaceX launched Four Astronauts (3 Americans, 1 Japanese) • Celebrated to commemorate the birth anniversary of to the International Space Station on the Maulana Abul Kalam Azad, the first education first full-fledged taxi flight for NASA (National minister of independent India. Aeronautics & Space Administration) by a private company. RBI puts under • They were launched by Falcon Rocket from the moratorium Kennedy Space Center. • The capsule has been named as “Resilience”. • RBI placed cash-strapped Lakshmi Vilas Bank • The crew led by Commander Mike Hopkins, (LVB) under a moratorium for a period of one month Shannon Walker, Victor Glover (First Black & restricted withdrawals at Rs 25,000 for depositors, Astronaut on a long-term space station) mission & owing to a serious deterioration in the lender’s ’s Soichi Noguchi (First person in 40 years to financial position. launch on three types of spacecraft).

RBI creates Reserve Bank Innovation Hub to Cabinet approves RBI’s proposal to merge boost financial inclusion Lakshmi Vilas Bank with DBS Bank

• RBI created a Reserve Bank Innovation Hub • Union Cabinet approved the merger of capital- (RBIH). starved Lakshmi Vilas Bank (LVB) with DBS Bank • Aim of Innovation Hub is to promote innovation India. across the financial sector by leveraging on • RBI on 17 November proposed the merger of the technology & creating an environment which lender with the Indian arm of Singapore’s DBS would facilitate & foster innovation. Bank. 10 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • 94-year-old LVB will now cease to exist & its equity Indian Constitution Day: 26 November completely wiped out. Its deposits will now be on the books of DBS India. • In India, 26 November is celebrated as Constitution • DBIL will infuse fresh capital of Rs 2,500 crores into Day or Samvidhan Diwas. LVB. This also marks the first instance when India • On this day in 1949, the constitution was adopted has turned to a foreign entity to bail out a struggling which came into force on January 26, 1950, marking domestic bank. Under the deal, DBS got 563 the beginning of a new era in the history of India. branches, 974 ATMs & a $1.6 billion franchise in retail liabilities. Martyrdom Day of ‘Guru Tegh Bahadur’

Delhi Crime bags Best Drama Series at the • Every year, November 24 is celebrated as International Emmy Awards Martyrdom Day of Guru Tegh Bahadur, the ninth • The Netflix show, Delhi Crime has won the Best Guru of Sikhs of Sikh religion. Drama Series award at the 48th International Emmy • Day is celebrated as Shaheedi Divas of Guru Tegh Awards 2020. Bahadur across the country. • Delhi Crime is the first web-series from India to win an International Emmy Award. The show is written Thaawarchand Gehlot e-launches National & directed by Richie Mehta & features actress Portal for Transgender Persons Shefali Shah as the main character. • International Emmy Awards | Important Winners List: Union Minister for Social Justice & Empowerment, • Best Drama Series: Delhi Crime (India) Thaawarchand Gehlot e-launched a ‘National • Best Comedy Series: Ninguem Ta Olhando Portal for Transgender Persons’ & e-inaugurated a (Nobody’s Looking) (Brazil) ‘Garima Greh: A Shelter Home for Transgender • Best Actress: Glenda Jackson, Elizabeth Is Missing Persons’ in Vadodara, Gujarat. (United Kingdom) • This highly useful Portal would help a transgender • Best Actor: Billy Barratt, Responsible Child (United person in applying for a Certificate & Identity card Kingdom) digitally from anywhere in the country. The most important benefit is that it helps the transgender Department of Fisheries presents first Fisheries person to get the I-Card without any physical Awards interface & without having to visit any office. • ‘Garima Greh: A Shelter Home for Transgender • Department of Fisheries presents Fisheries Sector Awards for the first time on the occasion of the Persons’ will be run in association with Lakshya ‘World Fisheries Day’, to recognise their Trust, a Community based organisation entirely run accomplishments in the field & their contribution by the Transgenders. The purpose of the Shelter into the growth of the sector. Home is to provide shelter to Transgender persons, with basic amenities like shelter, food, medical care Top States & recreational facilities. • Marine states – • Inland states – . • Hilly & NE states – .

Top Organisations • Fisheries Development Corporation Ltd. (for Marine). • State Fishermen Cooperative societies Federation Ltd (for Inland). • Assam Apex Cooperative Fish Marketing & Processing Federation Ltd. (for Hilly region).

Top Districts • Best Marine District – District, . • Best Inland District – Kalahandi, Odisha. • Best Hilly & NE District – Nagaon, Assam.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 October 2020 • As per the report, 14% of India’s population is undernourished. India conducts successful night trial of nuclear- • 17 nations, including China, Belarus, Ukraine, capable Prithvi-2 missile , Cuba & Kuwait, shared the top rank with • India successfully conducted the night trial of its GHI scores of less than five. nuclear-capable Prithvi-2 missile from Integrated Test Range (ITR) at Chandipur near Balasore, off Narendra Singh Tomar launches AYUSHMAN Odisha coast. SAHAKAR scheme • State-of-the-art missile is India’s first indigenous surface-to-surface strategic missile, developed by • Union Agriculture Minister, Narendra Tomar DRDO. launched “AYUSHMAN SAHAKAR”. • 9-metre tall liquid-propelled Prithvi-2 has a range of • Scheme is a unique way to assist cooperatives to 350 km & can carry a 1-tonne warhead. play an important role in the creation of healthcare • It uses Advanced Inertial Guidance System (AIGS). infrastructure in the country. • Formulated by National Cooperative Development 8th India-Sri Lanka Maritime Exercise SLINEX- Corporation (NCDC). 20 held • NCDC would extend term loans to prospective cooperatives to the tune of 10,000 crores in the • 8th Edition of annual Indian Navy (IN) – Sri Lanka coming years. Navy (SLN) bilateral maritime exercise SLINEX-20 • NCDC’s Ayushman Sahakar scheme aims at held at Trincomalee, Sri Lanka. bringing transformation in the health services • Indian Navy represented by indigenously built ASW corvettes Kamorta & Kiltan. primarily in the rural areas.

ISA Solar Awards conferred for the first time approves 2nd coronavirus vaccine “EpiVacCorona” • For the first time, the Solar Awards presented during the third Assembly of the International Solar • Russia given regulatory approval to its 2nd Covid-19 Alliance to the countries of the region as well as vaccine, named ‘EpiVacCorona’, after early-stage institutions working for solar. studies. • Visvesvaraya award: Japan for the Pacific • Russian President Vladimir Putin announced that region & the Netherlands for & Others country registered the second Covid-19 vaccine. region. • It was developed by the Vector State Research • Kalpana Chawla awards: Dr Bhim Singh from IIT Centre of Virology & Biotechnology. Delhi (India) & Dr Aaesha Alnuaimi from Dubai Electricity & Water Authority (United Arab Rafael Nadal wins French Open 2020 Emirates). • Rafael Nadal beats Novak Djokovic to win the • Diwakar award: Arpan Institute () & Arushi men’s 2020 French Open Title. Society. • This is his 13th French Open men’s singles title &

20th Grand Slam title. India hosts 7th meeting of Ministers of Justice • In Women’s single, Iga Swiatek of Poland, claimed a of SCO historic win, by becoming the youngest women to • 7th meeting of Ministers of (Law and) Justice of win the title in the history of the championship. She SCO Member States virtually hosted by Ravi defeated Sofia Kenin, of the . Shankar Prasad. • Attended by justice ministers from China, Category Name of the Sportsperson , , Pakistan, Russia, Men’s Single Rafael Nadal () Tajikistan & . Women’s Iga Swiatek (Poland) India ranked 94 in Global Hunger Index 2020 Single Kevin Krawietz & Andreas Men’s Double • India ranked 94 among 107 nations in the Global Mies (Germany) Hunger Index 2020. Women’s Tímea Babos (Hungary) & • India placed in the “serious” category in the GHI Double Kristina Mladenovic () scale. 12 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 PM Modi to release commemorative coin to Swachh Sundar Samudayik Shauchalaya (SSSS) mark 75th Anniversary of FAO campaign • Best State: Gujarat • PM Modi will release a commemorative coin of Rs • Best District: Tirunelveli, Tamil Nadu 75 denomination on the occasion of 75th • Best Block: Khachrod, Ujjain, Madhya Pradesh Anniversary of Food & Agriculture Organisation • Best Gram Panchayat: Chinnaur, (Salem) (FAO) on 16 October 2020. • He also dedicates to the Nation 17 recently Samudayik Shauchalaya Abhiyan (SSA) developed biofortified varieties of 8 crops. • Best State: Uttar Pradesh (GKRA) & Gujarat (Non- • India’s proposals for declaring 2016 as the Garib Kalyan Rojgar Abhiyaan (GKRA)] International Year of Pulses & 2023 as the • Best District: Prayagraj (GKRA) & Bareilly (Non- International Year of Millets also been endorsed by GKRA) the FAO. • Best Gram Panchayat: Borigaon, , Assam.

FM announced LTC cash Gandagi Se Mukt (GMB) campaign voucher scheme • Best State: Telangana & Haryana.

• FM Sitharaman announced leave travel concession • Best District: Moga, Punjab. (LTC) cash voucher scheme & special festival advance scheme for government employees with an GoI appoints three new economists as RBI’s aim to increase consumer spending. MPC members • Under consumer spending, she announced • appointed three new proposals within two components: LTC cash economists as members of the six-member rate- voucher scheme & special festival advance scheme. setting Monetary Policy Committee (MPC) of RBI. • In lieu of one LTC during 2018-21, employees will • The search-cum-selection committee for MPC was receive a cash payment. There will be full payment headed by Economic Affairs Secretary Tarun Bajaj. on leave encashment & fare will be paid as per three The new members are: slabs depending upon the class of entitlement. • Further, there will be no tax on fare payment. Prof. Ashima Goyal, a professor at the Mumbai- • An employee opting for this scheme will have to buy based Indira Gandhi Institute of Developmental goods & services worth three times the fare & one Research time leave encashment, & do so before March 31, • Prof. Jayanth R Varma, a professor of finance at the 2021. Indian Institute of Management in Ahmedabad • Dr. Shashanka Bhide, an agricultural economist & a SC appoints former judge to monitor steps to senior adviser with the National Council of Applied prevent stubble burning Economic Research in New Delhi • They replace the three previous external MPC • Supreme Court appointed Justice Madan B Lokur, a candidates, Chetan Ghate, Ravindra Dholakia & former judge of the apex court, as a one-man Pami Dua. monitoring committee to prevent stubble burning in the states of Punjab, Haryana & Uttar Pradesh, amid rising levels of pollution in the national capital & adjoining regions.

Swachh Bharat Awards 2020 announced

• Union Minister for Jal Shakti, Gajendra Singh Shekhawat & the Minister of State for Jal Shakti, Rattan Lal Kataria virtually conferred the Swachh Bharat 2020 Awards to the best performing States/UTs, districts, blocks, GPs in various categories. • Ministry of Jal Shakti is observing the Swachh Bharat Diwas, 2020 on 2nd October to mark six years of the

launch of the Swachh Bharat Mission (SBM).

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Indian Air Force Day: 08 October All India Football Federation awards 2019-20 announced • Indian Air Force Day is celebrated every year by the Indian Air Force on 8th of October. • All India Football Federation (AIFF) awards 2019- • This year Indian Air Force celebrated its 88th 20 announced. anniversary. • Indian men’s team Goalkeeper Gurpreet Singh • Indian Air Force was officially established on 8 Sandhu won the 2019-’20 AIFF Player of the year October 1932 by the British Empire as the Royal awards in men’s category. Indian Air Force. The name was changed to Indian • Women’s squad’s midfielder Sanju Yadav from Air Force in 1950. Haryana has won the 2019-’20 AIFF Player of the year awards in women’s category. PM Modi dedicates Atal Tunnel to the nation • 2019-20 AIFF Men’s Emerging Footballer of the Year: Anirudh Thapa. • PM Modi dedicated Atal Tunnel to the nation. • 2019-20 AIFF Emerging Women’s Footballer of the • In December 2019, govt. decided to name the Year: Ratanbala Devi. Rohtang Tunnel as Atal Tunnel in honour of former PM & scholar . Kerala Tourism wins PATA Grand Award 2020 • Atal Tunnel is the world’s longest highway tunnel above 10,000 feet from the Mean Sea Level (MSL). • Kerala Tourism’s ‘Human by Nature Print • Atal tunnel built, by the Border Roads Organisation Campaign’ bagged the Prestigious Pacific Asia (BRO), under the Rohtang Pass in the eastern Pir Travel Association (PATA) Grand Title Winner 2020 Panjal Range of the Himalayas on the Leh-Manali for Marketing. • Highway in . PATA Awards are supported & sponsored by Macao Government Tourist Office (MGTO). • Total length of the tunnel is 9.02 km & at an elevation

of 3,100 metres (10,171 ft). Shanti Swarup Bhatnagar Prize 2020 • Overall cost of completion of the project is around announced Rs. 3200 crore. • The Shanti Swarup Bhatnagar Prize 2020 September 2020 announced by Union Science & Technology Minister Dr Harsh Vardhan at the Foundation Day RBI defers Basel III provisions amid Covid celebration of the Council for Scientific & Industrial Uncertainty Research (CSIR) on 26th September. The list of 14 • RBI deferred implementation of provisions made Fourteen scientists awardees are:

under Basel III capital due to uncertainty related to For Biological Sciences: COVID crisis. • Dr Subhadeep Chatterjee, • RBI will repel the final tranche of the capital • Dr Vatsala Thirumalai conservation buffer (CCB) & the implementation of For Chemical Sciences net stable funding ratio (NSFR) by six months i.e. • April 1, 2021. Dr Jyotirmayee Dash, • Dr Subi Jacob George • RBI set the limits for Ways & Means Advances (WMA) for the second half of the financial year 2020- For Earth, Atmosphere, Ocean & Planetary Sciences 21 (October 2020 to March 2021) for Central • Dr Abhijit Mukherjee Government at Rs. 1,25,000 crores. • Dr Suryendu Dutta

• RBI decided to increase the number of days for For Engineering Sciences which a state/ UT can be in overdraft continuously • Dr Amol Arvindrao Kulkarni to 21 working days from 14. • Dr Kinshuk Dasgupta • RBI also extended the enhanced borrowing facility For Mathematics Sciences provided to banks under the Marginal Standing • Dr UK Anandavardhanan, Facility (MSF) scheme by six months till March 31, • Dr Rajat Subhra Hazra 2021. • Borrowing limit for scheduled banks was increased For Medicine Sciences from 2% to 3% of their Net Demand & Time • Dr Bushra Ateeq Liabilities (NDTL). • Dr Ritesh Agarwal

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 For Physics Sciences 72nd Emmy award 2020 announced • Dr Rajesh Ganapathy • 72nd Emmy Awards 2020 marks the beginning of • Dr Surajit Dhara Hollywood’s first major show in the times of

COVID-19. 8 Indian beaches recommended for ‘Blue Flag’ • The ceremony was hosted by Jimmy Kimmel at an eco-label empty theatre in Los Angeles.

• In a first-of-its-kind initiative, eight beaches of India List of Important Winners of the Emmy Awards 2020: recommended for the Blue flag certification. • Drama Series: Succession • This announcement was made by the Union Minister • Outstanding Directing for a Drama Series: of Environment, Forest & Climate Change Succession (MoEFCC), Prakash Javadekar. • Lead Actress in a Drama Series: Zendaya, Euphoria • The Blue Flag certificate is an internationally • Lead Actor in a Drama Series: Jeremy Strong, recognized eco-label given by ‘Foundation for Succession Environment Education, Denmark’. • Lead Actor in a Comedy Series: Eugene Levy, • These beaches are considered the benchmark for Schitt’s Creek clean & hygienic beaches in the world. • Lead Actress in a Comedy Series: Catherine O’Hara, • During the event, Union Minister Javadekar also Schitt’s Creek announced the launch of India’s own eco-label • Variety Talk Series: Last Week Tonight with John ‘Beach Environment & Aesthetics Management Oliver Services’ (BEAMS). • Outstanding Television Movie: Bad Education

RBI publishes “’Technology Vision for Cyber India ranked 116th in the World Bank’s Human Security’ for UCBs Capital Index

• World Bank “The Human • RBI will implement the “Technology Vision for released report titled Capital Index 2020 Update: Human Capital in the Cyber Security’ for Urban Co-operative Banks Time of COVID-19”. (2020-2023) to enhance the IT security system of • Human Capital Index (HCI) 2020 is a collaboration Urban Co-operative banking to prevent, detect, between the Human Development Practice Group respond to & recover from cyber-attacks. & the Development Economics Group of the World • RBI will achieve this objective using its five-pillared Bank. strategic approach ‘GUARD’. GUARD denotes: • India has been ranked at the 116th position among G – Governance Oversight, 174 countries. U – Utile Technology Investment, A – Appropriate Regulation & Supervision, Rank Country Score R – Robust Collaboration 116 India 0.49 D – Developing necessary IT, cybersecurity skills set. 1 Singapore 0.88 0.88 PM Modi awarded Ig Nobel Prize 2020 for 2 Hongkong & China 0.81 medical Education 3 Japan 0.80

• PM Narendra Modi awarded the Ig Nobel Prize 2020 for Medical Education. PM Modi in Time Magazine’s ‘100 most • He has been awarded the prestigious award for influential people of 2020’ list

“using the COVID-19 pandemic to teach the world • Time Magazine released the TIME 100 Most that politicians can have a more immediate effect on Influential People List 2020. life & death than scientists & doctors can”. • PM Modi is the only politician on the list. He has • Apart from this, the governments of India & been named in this for the fourth time since coming Pakistan jointly won the Ig Nobel Peace Prize 2020. in power in 2014.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Following Indians have been named in this list: M inaugurated 4th Global • Professor Ravindra Gupta (Pioneer), is a Professor of Ayurveda Summit virtually Clinical Microbiology & has worked for the cure of • 4th edition of Global Ayurveda Summit HIV. inaugurated by VP Naidu on the theme “Emerging • Ayushmann Khurrana (Artists). Opportunities for Ayurveda during Pandemic”. • Bilkis (Icons), the ‘Dadi from Shaheen Bagh’. • Objective was to showcase the Ayurveda immunity model to the global level as a solution named ‘Health President inaugurates Visitor’s Conference on as One’ & ‘Immunity through Ayurveda’. Implementation of NEP 2020 • It is being organized by the CII -Kerala in partnership with Ministry of Ayush (Ayurveda, • President of India, Shri virtually Yoga & Naturopathy, Unani, Siddha & inaugurated the Visitor’s conference on Homeopathy). Implementation of National Education Policy 2020 India Happiness Report 2020 announced in Higher Education. • During the session, President stated that the • The first all India Happiness Report 2020 covering National Education Policy aims to reorient the all States & Union Territories measuring happiness education system towards meeting the needs of the across the country, what contributes to people’s 21st century by achieving the twin objectives of happiness, the impact of COVID-19 on happiness, & inclusion & excellence. insights from thought leaders. • The study is based on a nationwide survey by • It also sets the vision of developing an equitable & Professor Rajesh K Pillania. vibrant knowledge society by providing quality • In overall happiness ranking of states & union education to all. territories: 1. Mizoram 2. Punjab 3. Andaman & Nicobar Islands India becomes member of UN’s ECOSOC body • Among the big states: 1. Punjab 2. Gujarat 3. Telangana • India elected as a member of the United Nation’s • Among smaller states: 1. Mizoram 2. Sikkim 3. Commission on Status of Women, a body of the Arunachal Pradesh Economic & Social Council (ECOSOC). • Among union territories: 1. Andaman & Nicobar • India will be a member of United Nation’s Islands 2. Puducherry 3. Lakshadweep Commission on Status of Women for four years, 2021 • Maharashtra, Delhi, & Haryana have shown the to ‘25. worst possible impact of COVID-19 on happiness • Economic & Social Council is at the heart of the whereas Manipur, Andaman & Nicobar Islands, & United Nations system to advance the three Lakshadweep shown the best possible impact of dimensions of sustainable development – economic, COVID-19 on happiness. social & environmental. IMD’s Global Smart City Index 2020

• Institute for Management Development, in collaboration with Singapore University for Technology & Design (SUTD) released the Smart City Index 2020. • Index topped by Singapore. Hyderabad was the top Indian city, placed at the 85th position. • List of Indian cities in the index: Hyderabad: 85 | New Delhi: 86 | Mumbai: 93 | Bengaluru: 95

Hindi Diwas celebrated on 14 September

• Hindi Diwas or Hindi Day is observed every year on 14 September to mark the popularity of Hindi as

an official language of India.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 RBI releases revised Priority Sector Lending • Mission Karmayogi has been launched to prepare Guidelines the Indian Civil Servant for the future by making him more creative, constructive, imaginative, innovative, • Priority Sector Lending (PSL) Guidelines reviewed proactive, professional, progressive, energetic, by RBI to align the PSL Guidelines with evolving enabling, transparent & technology-enabled. national priorities. • New guidelines will make better credit penetration India ranks 48th in Global Innovation Index into credit deficient areas & increase the lending to 2020 small as well as marginal farmers & weaker sections. • It will also enhance credit to renewable energy, & India joined the group of top 50 countries in the global innovation index for the first time. health infrastructure. • 13th edition of the Global Innovation Index (GII) • In the revised PSL Guidelines, RBI included some 2020 jointly released by the World Intellectual fresh categories eligible for finance under priority Property Organization (WIPO), Cornell University & sector. INSEAD Business School. • These include loans to farmers for installation of • Index is topped by Switzerland & India ranked at solar power plants; loans for establishment of 48th. Compressed Bio Gas (CBG) plants; & bank finance to start-ups of up to Rs 50 crore. GoI constitutes committee for assessment of • RBI has assigned higher weightage to incremental relief to bank borrowers priority sector credit in ‘identified districts’ where priority sector credit flow is relatively low. • Government of India constituted an Expert • Credit limit has been raised for the Farmers Committee for making an overall assessment of Producers Organisations (FPOs)/Farmers Producers relief to bank borrowers related to waiver of interest Companies (FPCs) undertaking farming with & waiver of interest on interest on the COVID-19 moratorium assured marketing of their produce at a pre- related . • determined price. will provide secretarial support to the committee. Rajiv Mehrishi, former CAG of • The loan limits for renewable energy have been India – Chairperson doubled.

• The credit limit for health infrastructure (including RBI issued a notice on Compliance functions in those under ‘Ayushman Bharat’) has been doubled banks & role of CCO to improve the health infrastructure. • RBI released a notice on Compliance Functions in Government of India Blocks 118 Mobile Apps Banks & the Role of Chief Compliance Officer (CCO). • Ministry of Electronics & Information Technology, • As per the compliance system Banks required, to Government of India has decided to block 118 have an effective compliance culture, independent mobile apps in view of the emergent nature of corporate compliance function, & a strong threats. compliance risk management programme at the • 118 mobile apps blocked by the Ministry of bank & group level. Electronics & Information Technology by invoking • It is to be headed by a designated Chief Compliance it’s power under section 69A of the Information Officer (CCO). Technology Act. • A Chief Compliance Officer (CCO) is a corporate official in charge of overseeing & managing Union Cabinet approves “Mission Karmayogi” compliance issues within the Bank. NPCSCB THE World University Ranking 2021 • Union Cabinet approved the launch of a “Mission Announced Karmayogi” National Programme for Civil Services Capacity Building (NPCSCB). • The Times Higher Education announced the results • A sum of Rs. 510.86 crore will be spent over a period of World University Rankings, 2021.

of 5 years from 2020-21 to 2024-25 in order to cover • In the 2021 ranking, India recorded its highest ever around 46 lakh Central employees. number of universities to qualify Times Higher Education World University Ranking 2021. 17 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Indian Institute of Science (IISc), Bengaluru, is the • Shikshak Parv is being celebrated from 8th-25th top-ranked University from India & is ranked in the September, 2020 to felicitate the teachers & to take 301-350 band. New Education Policy 2020 forward. It was • Top University in the World is University of Oxford. addressed by PM Modi under the National Education Policy- 2020 (NEP-2020). Vodafone Idea rebrands itself as ‘Vi’ Venkaiah Naidu released ‘The State of Young • Vodafone Idea has announced its new unified brand Child in India’ report identity by renaming all its products under a new name & logo “Vi”. • VP Naidu released “The State of Young Child in India” report. The report was prepared by a policy ISA host World Solar Technology Summit advocacy organization, Mobile Creches. The report measured Health & Nutrition in the country. • On 8th September 2020, The 1st World Solar • As per the report, there 159 million children aged Technology Summit was held virtually. It was below 6 years in India out of the 21 per cent are inaugurated by PM Modi. undernourished, 36 per cent are underweight & 38 • More than 26,000 participants from 149 nations per cent do not receive full immunization. joined the summit virtually. • As per the analysis on expense towards child • It is organised by the International Solar Alliance nutrition, healthcare, education & other protection (ISA) along with Federation of Indian Chambers of services, India has spent Rs 1,723 per child in 2018- Commerce & Industry (FICCI). 2019.

• Conclave on “School Education in 21st It released the list of Best-performing states & worst- performing states based on the Young Child Century” begins Outcomes Index. • Two-day conclave on ‘School Education in 21st • Best-performing states: Kerala, , Tripura Century’ commenced virtually. It has been • Worst-performing states: Bihar, Uttar Pradesh, organised by Ministry of Education as part of Jharkhand Shikshak Parv 2020.

Banking Current Affairs

• IDBI Bank announced the launch of video KYC • (BoB) signed MoU with Indian account opening (VAO) facility for savings bank Navy & under which the bank accounts. would offer customised services along with a host of • Uttar Pradesh-based, Shivalik Mercantile Co- facilities to account holders. • RBI cancelled banking licence issued to Subhadra operative Bank (SMCB) become the first urban co- Local Area Bank Ltd., Kolhapur, Maharashtra to operative bank (UCB) in India to receive a licence carry on banking business in India. Note: It breached from RBI to operate as a (SFB). the minimum net worth requirement for two • RBI introduced Legal Entity Identifier (LEI) for all quarters. payment transactions of value Rs. 50 crore and above • RBI decided to set up an Automated Banknote undertaken by entities (non-individuals) via RTGS Processing Centre (ABPC) in Jaipur for the receipt, & NEFT. LEI is a 20-digit number used to uniquely storage & dispatch of currency notes. identify parties to financial transactions worldwide. • launched FX 4 U that enables its entire • RBI extended the restrictions on crisis-ridden internet banking users to handle forex transactions Punjab & Maharashtra Co-operative Bank by three hasslefree. FX 4 U is used for forex remittance through internet banking. months till 31 March 2021. • SBI, in its research report ‘Ecowrap’ revised the GDP • ICICI Bank launched an online platform ‘Infinite growth of India at (-) 7.4% in FY21. India’ to support foreign companies to establish or • RBI imposed a monetary penalty of Rs. 50 lakhs on expand business in India. Note: One-stop portal will The Urban Co-operative Bank Ltd in Kerala for offer banking solutions as well as value-added non-compliance with directions issued on Income services. Recognition & Asset Classification (IRAC) norms. 18 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • RBI announced that the Real Time Gross Settlement • RBI | barred Payment System Operators (PSOs) (RTGS) system will be made available round the from launching any new proprietary QR code for clock on all days of the year with effect from 00:30 payment transactions| Two interoperable QR codes: hours on December 14, 2020. UPI QR & Bharat QR. | Decision made on the • (PNB) launched a tech-based recommendations of the committee which was set up loan management solution ‘LenS-The Lending by RBI under the chairmanship of Deepak Phatak to Solution’, to speed up & maintain accuracy in online review the current system of such codes in India.

loan processing & sanctioning of credit proposals. • BharatPe launched digital gold on its platform. • Under the Mudra scheme, the processing & sanction RBI | Imposed monetary penalty on DCB Bank & Jio | various rule violations | of credit proposals up to Rs 10 lakh including MSME Penalty of Rs 22 lakh on DCB Bank for non- loans (fresh, renewal, enhancement & review) will be compliance with certain provisions on done by LenS. marketing/distribution of mutual fund/insurance • ICICI Bank launched a new version of its mobile etc. payment app called iMobile Pay, to offer payment & • ICICI Bank| Launched comprehensive banking banking services to customers of any bank. programme for its millennial customers (18to 35 • RBI cancelled the licence of Karad Janata Sahakari years) | ‘ICICI Bank Mine’ |1st one to offer a Bank Ltd in Maharashtra, as it does not have mobile-first, highly personalised & experiential led adequate capital & earning prospects. banking experience. • Bank of Baroda launched Atmanirbhar Women • NPCI allowed Facebook-owned messaging platform Scheme as part of its Baroda Gold Loan. This scheme "WhatsApp" to roll out its payments service in the aims to target the self-reliant woman in India. Under country in a “graded” manner. this, BOB is offering loans at 0.50% concession for • WhatsApp | partnered with five Indian banks to women. process its payment services. These are State Bank • Kotak Mahindra Asset Management Company of India, HDFC Bank, ICICI Bank, & Jio (Kotak Mutual Fund) launched Kotak International Payments Bank. REIT Fund of Funds, India’s first diversified REIT • RBI will evaluate the impact of multi-media public Mutual Fund. REIT stands for Real Estate awareness campaign ‘RBI Kehta Hai’, which was Investment Trust. launched in 14 languages to educate the public about • RBL Bank & ICICI Prudential joined hands under a safe banking & financial practices. • bancassurance partnership. HDFC Bank launched | “SmartHub Merchant Solutions 3.0” for Small & mid-size enterprises | • launched an ‘SMS Pay’ functionality on Will allows merchants & self-employed POS terminals, which would allow merchants to professionals to instantly open a current account & accept contactless & remote payments from their start accepting payments in-store, online, & on-the- customers. It has collaborated with French payment go. services company Worldline. • launched “Payout Links” for businesses, • Axis Bank Ltd in partnership with Rupifi & Visa enabling them to instantly process payouts to launched ‘Axis Bank Rupifi Business Credit Card’ customers, employees & vendors, without collecting for MSMEs (Micro, Small & Medium Enterprises). their bank details. • launched a unique variant of • International Financial Services Centres Authority a contactless debit card under the name ‘RuPay (IFSCA) conducted a meeting in New Delhi. It Select’, in association with NPCI. approved the International Financial Services • State Bank of India with Japan Bank for Centres Authority (Banking) Regulations, 2020. International Cooperation (JBIC) | Loan agreement This opens the way for making rules for the various of up to $1 billion | Loan will facilitate the aspects of banking operations that would be operations of Japanese car companies in India. permissible at the IFSC. • ICICI Bank | Shut down his operations in Sri Lanka • RBI banned the Manta Urban Cooperative Bank in after getting approval from Sri Lankan monetary Jalna district of Maharashtra for six months for authority. payment of money & loan transactions. 19 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • (IPPB) launched a low- • ICICI Bank launched a debit card facility for the cost insurance scheme ‘Pradhan Mantri Jeevan Jyoti customers availing the Loan Against Securities Bima Yojana (PMJJBY)’ for its customers to bring (LAS) from the Bank. It is available on the Visa large sections of the underserved & unserved platform. ICICI Bank has become the first bank in population into the financial mainstream. IPPB has India to launch such a facility. collaborated with PNB MetLife India Insurance • FM Sitharaman launched ”MSME Prerana”, an Company for this. online business mentoring programme for MSMEs • SBM Bank India, the wholly-owned subsidiary of by state-run . It is aimed at empowering State Bank of Mauritius partnered with Fintech entrepreneurs through skill development & capacity PayNearby to launch a neo banking platform. building workshops. • imposed a penalty of Rs 1 • Axis Bank in partnership with India’s full-service crore on Punjab National Bank for violating the carrier, Vistara launched a Co-Branded Forex Card, Payment & Settlement Systems Act, 2007. ‘Axis Bank Club Vistara Forex Card’ to cater to the • Equitas Small Finance Bank launched a women- needs of international travellers. centred product ‘Eva’. Smriti Mandhana appointed • NABARD inked three MoUs with State Bank of as the brand ambassador for its newly launched India (SBI) to extend credit support for various product ‘EVA’. Eva is unique savings account for NABARD projects. The MoUs were signed for women. financing joint liability groups, Self-Help Groups- • launched CASA (current account, support credit inflows to Farmer Producers’ savings account) mobilisation campaign which will Organizations & economic support for watershed development projects. run from November 17 to March 4, 2021. It intends to • Titan Company partnered with the State Bank of mobilise over 4.10 lakh current & savings accounts India (SBI) to launch India’s first contactless with an accretion of 650 crores of business. payment watches named “Titan Pay”. It is powered • HDFC Bank & IndusInd Bank put in the ‘red flag’ by YONO SBI. list, a system used for monitoring foreign portfolio • ICICI Home Finance launched investor (FPI) limits. FPIs can invest up to 74% in “ApnaGharDreamz”, its new home loan scheme for both HDFC Bank & IndusInd Bank. skilled laborers in the informal sector of Delhi. • IDBI Bank announced the launch of banking • set up a new vertical called services on WhatsApp. It is being offered through a "Emerging Entrepreneurs Business (EEB)" to support dedicated WhatsApp verified number ensuring end- the emerging needs of the unbanked & underbanked to-end encryption. segment of customers. • Indian Bank introduced an initiative for funding • Canara Bank launched lead management system start-ups, ‘IND Spring Board’, in collaboration with (LMS) - i-Lead 2.0 (Inspiring Leads System version the IIT-Madras Incubation Cell (IITMIC). Indian 2.0) to provide its services to customers irrespective Bank seeks to bridge the gap in funding for start-ups of where they resides. through this collaboration with IITMIC. • Axis Bank launched a new entry-level credit card named Axis ACE Credit Card, with a focus on increasing participation of users in the digital economy. The card is launched in collaboration with & will run on Visa (Signature) platform. • RBI raised the banks’ maximum aggregate retail exposure limit to entities with turnover up to Rs 50 crore to Rs 7.5 crore. Earlier this limit was Rs 5 crore. • HDFC Bank & Apollo Hospitals have collaborated to launch the “HealthyLife Programme”, a holistic healthcare solution. It is launched for HDFC Bank customers, to make healthy living accessible &

affordable.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • ICICI Bank launched a virtual property exhibition • SBI General Insurance & YES Bank signed a under the name ‘Home Utsav’ which will digitally corporate agency agreement. Under this, YES Bank showcase real estate projects. will distribute the general insurer’s retail products • On Bank of India’s 115th Foundation Day, it has to its customers. launched an international contactless debit card, • Reserve Bank of India announced that it will launch “Signature Card” for high net worth “Positive Pay System” for Cheque Truncation individuals maintaining an average quarterly System from 01st January, 2021. It will be developed balance of Rs 10 lakhs & above. by the National Payments Corporation of India • RBI ceased the Banking operations by the Aditya (NPCI). Banks will be required to enable the system Birla Idea Payments (ABIP) Bank under Banking for all account holders issuing cheques for amounts Regulations Act 1949. of Rs 50,000 & above. • As per the EASE Banking Reforms Index 2.0, Bank • SBI Card launched its new brand campaign titled of Baroda placed at the first spot. State Bank of ‘Contactless Connections’, which aims to spreads India & Oriental Bank of Commerce got the 2nd & the message that love & care can be shared even 3rd place. Indian Banking Association (IBA) makes during this difficult period where social distancing is EASE (Enhanced Access & Service Excellence) the norm. reform index. • Reserve Bank of India (RBI) has granted in-principle • SBI is planning to launch a loan product named approval to Vakrangee Ltd to set up Bharat Bill “SAFAL” for organic cotton growers. The product Payment Operating Unit (BBPOU) to handle Safe & Fast Agriculture Loan (SAFAL) is primarily payment services related to bills. focussed on organic cotton growers who don’t have • Industrial Development Bank of India (IDBI) any credit history. become the first to implement the new feature of • Mastercard launched “Central Bank Digital document embedding facility with Letter of Credit Currencies” (CBDCs), a Virtual Testing (LC) / Bank Guarantee (BG) messages over SFMS Environment for Central Banks to Assess & Explore (Structured Financial Messaging System) platform National Digital Currencies. of Indian Financial Technology & Allied Services • ICICI Bank launched a new product named (IFTAS). "iStartup 2.0", to cater to the banking needs of • Indian Bank launched a green initiative named “IB- startups & entrepreneurs. eNote” to enable a total paperless working • HDFC Bank launched video KYC (Know Your environment. This tool enables processing & Customer) facility for its customers. The consent- tracking of notes put up by various offices digitally. based Video KYC facility is an alternate method of The Bank also launched ‘Ind Guru’, an e-learning establishing the prospective customer’s identity, platform for its employees. during the account opening process in a safe & secure environment. • IDFC First Bank will launch “SafePay” a contactless debit card-based payment facility. This payment facility will allow contactless debit card payments by simply waving one’s smartphone against a Near Field Communication (NFC)-enabled POS terminal. • HDFC (Housing Development Finance Corporation) Life & Yes Bank entered into a Corporate Agency Arrangement (CA). As part of the arrangement, HDFC Life will provide a diverse range of insurance products to customers of Yes

Bank.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Economy/Financial/Business Current Affairs

• Asian Development Bank (ADB) & the Government • Competition Commission of India (CCI) | of India signed a $10 million project readiness approved the acquisition | General Insurance financing (PRF). This aims to expand horticulture Business of Bharti AXA General Insurance Company production & farm household income in the hill state Limited (Bharti AXA) by ICICI Lombard General of Himachal Pradesh. Insurance Company Limited (ICICI Lombard) under • ADB signed a $231 million loan with the Section 31(1) of the Competition Act, 2002. Government of India to augment electricity • India & the Asian Development Bank (ADB) has generation capacity in the state of Assam. signed a 300 million US dollar loan to finance • IDFC Mutual Funds launched its latest pan-India inclusive & sustainable water supply & sanitation investor awareness campaign titled infrastructure & services in 14 secondary towns of #PaisonKoRokoMat. the state of Rajasthan. • Bajaj Auto become the most valuable two-wheeler • Central government will borrow Rs 1.1 lakh crore company in the world, after it crossed a market under the special window to meet the shortfall of capitalization of more than Rs. 1 lakh crore, on Goods & Services Tax (GST) compensation. January 01, 2021. • IDFC Mutual Fund started a new campaign called • BSE Ltd. launched an electronic spot platform, “BSE SIFI or `SIP in Fixed Income’. The new campaign E-Agricultural Markets Ltd (BEAM)”, for called SIFI has been launched to make investors agricultural commodities through its subsidiary BSE more aware about the benefits of investing in fixed Investments Ltd. income products via Systematic Investment Plans. • Paytm launched a 24x7 RTGS facility to support the • Competition Commission of India (CCI) approved companies that make high-value transactions. the acquisition of 100% equity shares of Medlife • IRDAI given its in-principle approval for the merger International Private Limited (“Medlife”) by API of Bharti AXA General Insurance with ICICI Holdings Private Limited (“API Holdings”). It also Lombard. approved the acquisition of up to 19.59% equity • United States International Development Finance share capital of API Holdings by Medlife’s Corporation (DFC) announced to invest $54 million shareholders under Section 31(1) of the Competition in India to support the development of critical Act, 2002. infrastructure projects in the country in the wake of • Flipkart & Bajaj Allianz General Insurance have the COVID-19 pandemic. launched a cyber insurance cover for online financial • Life Insurance Corporation of India launched a frauds. The product, ‘Digital Suraksha Group digital application for agents for onboarding to get a Insurance’, will help customers who want to cover life insurance policy. The Digital Application is themselves against financial losses caused as a result called “ANANDA”, which is an acronym for Atma of cyber attacks, cyber frauds, or other such Nirbhar Agents NewBusiness Digital Application. malicious activities across various online platforms. It is a tool for the onboarding process to get the life insurance policy through a paperless module with the help of the agent or intermediary. • Securities & Exchange Board of India (SEBI) enhanced the investment limits for Mutual Fund companies for overseas investments. Mutual Funds can make overseas investments subject to a maximum of US $ 600 million per Mutual Fund, within the overall industry limit of US $ 7 billion. Earlier it was USD 300 million. • Airports Authority of India (AAI) | handed over the Lucknow airport to the Adani group on lease for a period of 50 years. Apart from this, the Adani group has taken over/will take over operations of 5

more airports.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 India’s GDP Reports by Different Organization

India’s GDP Predicted Name of the Organization FY21(2020-21) World Bank Contract by 9.6% GDP of India is expected to contract by 7.7% in the current fiscal year 2020-21, as per the first advanced estimates released by the National Statistical Office (NSO). London-based financial services company IHS Markit +8.9% for 2021-22 National Council of Applied Economic Research (NCAER) Contract 7.3% in FY21 UBS Contract 10.5% Organisation for Economic Co-operation & Development Contraction of 9.9% Japanese research & brokerage house Nomura projected India to be the fastest-growing Asian economy in 2021. GDP for 2021 (CY21) projected at 9.9%. Fitch Ratings Contract 9.4% ADB Contract 8% ICRA Ratings -7.8% S&P Global Ratings – 7.7% CRISIL Contract 7.7% India Ratings & Research (Ind-Ra) -7.8% Investment bank, Goldman Sachs -10.3% Moody’s Investors Service -10.6% – 6.4% Forecasting firm Oxford Economics predicts that India’s post-COVID-19 scars could be among the worst in the world. It expects India’s growth averaging just 4.5% over 2020-2025. Rating Agency Moody’s -8.9% National Statistical Office (NSO) released the estimates of GDP for Q2 (July-September) of 2020-21. GDP at Constant (2011-12) Prices in Q2 of 2020-21 is estimated at Rs 33.14 lakh crore, as against Rs 35.84 lakh crore in Q2 of 2019-20|Contraction of 7.5% as compared to 4.4% growth in Q2 2019-20. According to ‘World Economic Outlook’ report, the International Monetary Fund projected the Indian economy to contract by 10.3 per cent in 2020-21, from its earlier prediction of 4.5 per cent due to rise in Covid cases. IMF estimates the GDP of India to grow at 8.8 per cent in 2021-22. World Bank projected India’s GDP to contract by 9.6% this FY-21. CARE Ratings Contract in the range 8 to 8.2% Estimates of GDP for the first quarter (April-June) Q1 of 2020-21 released by the National Statistical Office (NSO). As per the data, GDP at Constant (2011-12) Prices in Q1 of 2020-21 is estimated at Rs 26.90 lakh crore & the economy has experienced a contraction of 23.9% as compared to 5.2% growth in Q1 2019-20.

Agreements/Memorandum of Understandings

• Indian Army inked a contract with Goa Shipyard Science & Technology (FIRST) to set up a ‘Fintech Limited (GSL) to procure 12 Fast Patrol Boats for Innovation Centre (FIC)’ at the institute’s campus. surveillance and patrolling of large water bodies, • Bandhan Bank signed an agreement with Indian including those in high altitude areas like Pangong Army to provide banking services to the personnel Tso lake in Ladakh. of the force. Bandhan Bank Shaurya Salary Account • Tata Power announced its partnership with SIDBI will have a zero-balance facility. to offer easy and affordable financing scheme for MSME customers in the rooftop solar segment. • AU Small Finance Bank announced a strategic • Punjab National Bank partnered with IIT Kanpur partnership with ICICI Prudential Life Insurance and the Foundation for Innovation & Research in to offer life insurance solutions.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Pimpri Chinchwad Municipal Corporation, Pune • PwC India collaborated with the United Nations signed an MoU with United Nations Development Children’s Fund (UNICEF) & YuWaah (Generation Programme (UNDP) India to co-create India’s first Unlimited in India) to upskill 300 million young Social Impact Bond (SIB). Indians over the next 10 years. • ADB announced to provide Rs 2,100 crore loan to • India & Finland | MoU for developing cooperation the Tripura government for the development of in the field of Environment protection & urban areas & tourism in the northeastern state. biodiversity conservation. • ADB & Government of India | Signed a USD 132.8 • UN Women & Kerala government collaborated to million loan agreement | For Meghalaya Power establish India’s first Gender Data Hub. Distribution Sector Improvement Project. • PayU with Google Pay introduced tokenised • ADB & Government of India | $50 million policy- payments flow for Indian merchants. With the based loan agreement | To improve financial digital token linked to the phone & card information management procedures & operational efficiencies tokenised, Google Pay users can make repeat in | Titled as ‘West Bengal Public payments seamlessly & securely. Finance Management Investment Programme’, it • PM Modi & Uzbekistan President Shavkat will help to achieve more fiscal savings, promote Mirziyoyev co-chaired the virtual Summit held informed decision making, & improve service between the two countries, to strengthen strategic in the state. partnership among them. GOI also approved a US • Government of India & United States of America $448 million Line of Credit for four developmental (USA) | Signed MoU | in field of Intellectual projects in Uzbekistan. Property Cooperation. • • Ministry of Road Transport & Highways signed (BSE) with Inventivepreneur Chamber of Commerce & MoU with Federal Ministry of Climate Action, Industries (ICCI) | Signed Agreement | To support Environment, Energy, Mobility, Innovation & small & medium enterprises (SMEs) & start-ups, & Technology of the Republic of Austria on promote their listing on the exchange. Technology Cooperation in the Road Infrastructure • IIT Jodhpur & National Highways Authority of India Sector. (NHAI) |MoU | to share expertise for the • Norwegian Institute of Bioeconomy Research betterment of highway infrastructure. signed MoU with cGanga, a think-tank of National • Indian Posts & US Postal Service | Agreement | For Mission for Clean Ganga (NMCG) for development the electronic exchange of customs data related to of sludge management framework in India. postal shipments. Enable to transmit & receive • GOI & World Bank signed a $400 million project to electronic data of international postal items prior to protect vulnerable groups in urban & peri-urban their physical arrival. areas across the country impacted by COVID-19. • SBI Card in association with DMRC | launched a • GOI & New Development Bank (NDB) signed a contactless multi-purpose card that can function as a loan agreement worth $1,000 million for ‘supporting credit card & as a metro smart card. India’s economic recovery from COVID-19’. The • Bank of Baroda (BoB) entered into a tie-up with loan has a tenor of 30 years, including a 5-year grace Toyota Kirloskar Motor (TKM), whereby the bank will be one of the preferred financiers for the entire period. range of vehicles sold by the latter. Under the tie-up, • SBI General Insurance partnered with IntrCity customers can avail customised solutions such as RailYatri, to provide travel insurance of ₹5 lakh on high on-road funding of 90 per cent, long repayment tickets for bus commuters opting to travel through period of 84 months, no prepayment or foreclosure IntrCity RailYatri. charges. • National Thermal Power Corporation Limited • Mastercard entered into a partnership with Atlantis signed MoU with Indian Institute of Forest to expand the Digital First Program in India. It aims Management (IIFM), Bhopal, for the to provide the users of Mastercard, a technology implementation of Narmada Landscape Restoration solution that enables them to enjoy a best-in-class Project (NLRP). digital banking experience. 24 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Microsoft & All India Council for Technical Development to control Malnutrition as a part of Education (AICTE) partnered to empower students POSHAN Abhiyaan. & educators in new-age technologies. • Volvo Car India partnered with HDFC Bank to • Ministry of Housing & Urban Affairs entered into a launch Volvo Car Financial Services to enable MoU with “Swiggy” to onboard street food vendors buyers get easy finance for its vehicles. on its e-commerce platform. It is facilitated under the • HCL Technologies & Google Cloud announced the Prime Minister Street Vendor’s AtmaNibhar Nidhi expansion of their strategic partnership to bring (PM SVANidhi) Scheme. HCL’s Actian portfolio, starting with Actian • As per Ministry of Social Justice & Empowerment, Avalanche, to Google Cloud. MoU signed between the Indian Sign Language • Google Pay partnered with VISA for the rollout of Research & Training Center (ISLRTC) & the National tokenization across its platform that will enable Council of Educational Research & Training users to safely transact with their debit or credit (NCERT) to make educational materials accessible cards. Through tokenization, Google Pay users can for hearing impaired children. make payment by using the debit or credit card • Amazon India partnered with ‘Indian Railway without physically sharing their credit or debit card Catering & Tourism Corporation’ (IRCTC), to details through a secure digital token attached to provide its customers with the facility to book their phone. reserved train tickets on Amazon. • Tourism Development Board (UTDB) • Infosys announced that it would acquire product & Indo-Tibetan Border Police (ITBP) signed MoU to design & development firm, Kaleidoscope promote adventure sports activities at Tehri Lake in Innovation for up to $42 million. the state. • Facebook-owned WhatsApp partnered with Cyber • Power Finance Corporation Ltd (PFC) signed a Peace Foundation (CPF) to create awareness on performance based MoU with Ministry of Power, cyber safety among students. Government of India detailing various targets to be • National Skill Development Corporation (NSDC) achieved by PFC during Fiscal Year 2020-21. & LinkedIn announced a partnership to provide • NITI Aayog & Embassy of Netherlands, New Delhi access to free learning resources for digital skills. A signed a Statement of Intent to support the total of 10 learning paths consisting of 140 courses decarbonization & energy transition agenda for will be made available for free on e-Skill India accommodating cleaner & more energy. digital platform. • Tata Steel & Council of Scientific & Industrial • Asian Development Bank (ADB) signed an Research (CSIR) signed an MoU to collaborate in the agreement for $15 million of debt financing area of Carbon Capture, Utilisation & Storage through the subscription of nonconvertible (CCUS). debentures for Suguna Foods Private Limited • Yes Bank signed MoU with Bombay Stock (Suguna). Exchange (BSE) to empower the SME segment • Memorandum of Understanding signed between the through awareness & knowledge-sharing Ministry of AYUSH & Ministry of Women & Child programmes.

New Appointments: National

Designation/Post Who is Appointed? Constitutional & Other Posts Central Government approved the extension of the term of ISRO Chairman K Sivan, for a period of one 1. year. He will now continue as ISRO Chairman & Secretary, Department of Space up to January 14, 2022. Deputy election commissioner in the Election Commission of Umesh Sinha 2. India New Chief Justice (CJ) of the Common High Court for the Union Justice Pankaj Mithal 3. Territory of Jammu & Kashmir and Union Territory of Ladakh in Jammu.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Designation/Post Who is Appointed? 4. President, All India Chess Federation (AICF) Sanjay Kapoor 5. Secretary, All India Chess Federation (AICF) Bharat Singh Chauhan 6. Chairman, All India Gem and Jewellery Domestic Council Ashish Pethe 7. Vice Chairman, All India Gem and Jewellery Domestic Council Saiyam Mehra 8. Deputy Chief of Army Staff (DCOAS) Lt Gen Shantanu Dayal 9. Chief Justice (CJ) of Andhra Pradesh High Court Arup Kumar Goswami Chief Justice of Telangana High Court Justice Hima Kohli 10. (1st woman CJ of Telangana HC) 11. Chief Justice, Gauhati High Court Justice Sudhanshu Dhulia Chief Justice,Sikkim High Court. Justice Jitendra Kumar 12. Maheshwari 13. Senior IPS officer Satyendra Garg assumed Andaman & Nicobar DGP charge. 14. IPS officer, Ranvir Singh Krishna named the police chief of Puducherry. 15. Chairman, NHAI (6 months extension) Sukhbir Singh Sandhu Secretary-General of Lok Sabha & Lok Sabha Secretariat Utpal Kumar Singh (replaced 16. Snehlata Shrivastava) 17. 27th Director General of Border Roads Organisation (BRO). Lt Gen Rajeev Chaudhary 18. Enforcement Directorate Director (Tenure extended by a year) Sanjay Kumar Mishra 19. Engineer-in-Chief of Indian Army Lt Gen Harpal Singh 20. Director-General, Border Roads Organisation Major Gen Rajeev Chaudhary Advocate Rohan Jaitley, the son of late Union Minister elected unopposed as the President 21. of the Delhi & District Cricket Association (DDCA). Appointments Committee of the Cabinet approved the extension of the tenure of Home Secretary, Ajay 22. Kumar Bhalla till August 22, 2021. 23. Next Ambassador to the Republic of San Marino Indian diplomat Dr Neena Malhotra 24. Next High Commissioner of India to the Solomon Islands Sushil Kumar Singhal BharatPe announced the launch of its high impact TV campaign starring ‘Team BharatPe’ with 11 Cricket stars as brand ambassadors. Team BharatPe includes Rohit Sharma, Jasprit Bumrah, KL Rahul, 25. Mohammed Shami, Ravindra Jadeja, , Shreyas Iyer, Prithvi Shaw, Sanju Samson, , & Shubhman Gill. ACC extended the tenure of state-run National Thermal Power Corporation (NTPC) Ltd, chairman & 26. managing director, Gurdeep Singh till 31 July 2025. Permanent Representative of India to the Permanent Delegation 27. of India to United Nations Educational, Scientific & Cultural Vishal V. Sharma Organization (UNESCO) 28. New Chief Financial Officer (CFO) of SBI Charanjit Singh Attra 29. New Chairman of SBI Dinesh Kumar Khara (For 3 Years) 30. Dire ctor-General of Bureau of Civil Aviation Security (BCAS) M A Ganapathy J Venkatramu (Replaced Suresh 31. MD & CEO, India Post Payments Bank (IPPB) Sethi) 32. Chairman, Association of Mutual Funds in India (AMFI) Nilesh Shah RBI extended the term of Rajesh Kumar (R.K.) Chhibber as Chairman & Managing Director (CMD) of 33. Jammu & Kashmir Bank for another 6 months. 34. New Election Commissioner (EC) of India. Rajiv Kumar 35. Chairman, Press Trust of India (PTI) Aveek Sarkar Pramod Chandra Mody re-appointed as Chairman of Central 36. Board of Direct Taxes. 37. Ambassador of India to the Republic of . Raj Kumar Srivastava

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Designation/Post Who is Appointed? 38. Re-elected as the Deputy Chairman of Rajya Sabha. Harivansh Narayan Singh 39. Chief of the National Technical Research Organisation (NTRO). Anil Dhasmana replaced Satish Jha New administrator, Punjab & Maharashtra Co-operative (PMC) AK Dixit (replaced JB Bhoria) 40. Bank 41. Chairman of the Telecom Regulatory of India (TRAI) P.D. Vaghela (succeed RS Sharma) President of Film & Television Institute of India (FTII) Society & Shekhar Kapur 42. Chairman of FTII Governing Council CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments Chairman, Steel Authority of India Limited (SAIL) Soma Mondal (replaced Anil 43. Kumar Chaudhary) (First-ever women-head of SAIL) Chairman & CEO of Railway Board, Ministry of Railways & ex- Suneet Sharma 44. officio Principal Secretary to Government of India President, Associated Chambers of Commerce & Industry of MD Transport Corporation of India 45. India Limited, Vineet Agarwal RBI approved the re-appointment of Uday Kotak as MD of for a further period of 46. three years, with effect from January 1, 2021. Vice President of Asia Pacific Broadcasting Union (ABU) Shashi Shekhar Vempati (CEO, 47. Prasar Bharati) 48. Chairperson, National Dairy Development Board (NDDB). Varsha Joshi 49. Global CEO, Footwear major Bata Shoe Organization Sandeep Kataria Srinagar born Wushu coach & the first Dronacharya Awardee from the Union Territory of Jammu & 50. Kashmir, Kuldeep Handoo is appointed as the Ambassador of Fit India movement. Chairman, Federation of Indian Fantasy Sports (FIFS) Bimal Julka| Replaced John 51. Loffhagen MD & CEO, HDFC Bank, Aditya Puri stepped down, after 25 years | 52. Sashidhar Jagdishan appointed as the new MD & CEO w.e.f. 27 October 2020. 53. Chairman, Mumbai Port Trust (MbPT) Rajiv Jalota 54. CEO, Electronics Sector Skill Council of India (ESSCI) PVG Menon 55. Managing Director & CEO of ONGC Videsh Limited (OVL) AK Gupta 56. President of Hockey India Manipur’s Gyanendro Ningombam 57. Senior Vice President, Hockey India Mohd Mushtaque Ahmad MD & CEO of the country’s biggest gas importer, Petronet LNG Akshay Kumar Singh | replaced 58. Ltd. Prabhat Singh 59. CMD, Hindustan Shipyard Ltd (HSL) Hemant Khatri 60. Director-General, Bureau of Civil Aviation Security (BCAS) Usha Padhee 61. Chief Executive Officer (CEO), Railway Board VK Yadav 62. MD & CEO, Punjab & Sind Bank S Krishnan 63. MD & CEO, Murali Ramakrishnan 64. President, Society of Indian Automobile Manufacturers (SIAM) Kenichi Ayukawa 65. President, Federation of Automobile Dealers Associations Vinkesh Gulati 66. President, All India Tennis Association (AITA) Anil Jain 67. Chief, National School of Drama Paresh Rawal 68. Chairman, Advertising Standards Council of India (ASCI) Subhash Kamath 69. Asian Development Bank’s new Country Director for India Takeo Konishi 70. MD, Energy Efficiency Services Ltd (EESL) Rajat Sud 71. Chairman, 5-member women’s national selection panel Neetu David 72. Advisor, Khadi & Village Industries Commission Sunil Sethi

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 New Appointments: International

Designation/Post Who is Appointed? President/PM/Heads of Countries/Organizations 1. Union Health Minister Dr Harsh Vardhan nominated as the board member of the Global Alliance for Vaccines & Immunisation (GAVI). Seat is currently held by Myint Htwe of . He will represent the South East Area Regional Office (SEARO)/ Western Pacific Regional Office (WPRO) constituency on the GAVI Board. 2. Faustin-Archange Touadera re-elected as the president of the Central African Republic. 3. Alexander Ellis appointed British high commissioner to India. 4. President-elect Joe Biden nominate federal appeals judge Merrick Garland to be the next U.S. attorney general. 5. Indian-American Dr Raj Iyer taken over as the first Chief Information Officer of the US Army. 6. Google Cloud announced the elevation of Karan Bajwa as its new leader for the Asia Pacific. 7. Anil Soni appointed as 1st Chief Executive Officer of the newly-created “The World Health Organization (WHO) Foundation”. 8. International Golf Federation (IGF) elected Annika Sorenstam as its new president. 9. Zena Wooldridge from England elected as the 10th World Squash Federation President. 10. Indian diplomat, Vidisha Maitra elected to the UN’s Advisory Committee on Administrative & Budgetary Questions (ACABQ). 11. National Dairy Development Board (NDDB) Chairman, Dilip Rath unanimously elected to the board of global dairy body International Dairy Federation (IDF). 12. Chairman, International Cricket Council (ICC). Greg Barclay (New Zealand) 13. Indian-origin Wavel Ramkalawan | Elected as the President of Seychelles| He defeated the incumbent Danny Faure. 14. Alpha Condé, the incumbent president of Guinea & leader of Rally of the Guinean People (Rassemblement du Peuple Guinéen – RPG) party won the 3rd the term as the President of Guinea by winning the 2020 presidential elections. 15. Luis Arce chosen as the President-elect of Bolivia. He captured 55.1% of the total votes. He succeeds Jeanine Anez. 16. MP, Duarte Pacheco won the elections for the post the President of the Inter-Parliamentary Union (IPU). | 30th President of the IPU & will succeed Mexican MP Gabriela Cuevas Barron. 17. Incumbent President of Ivory Coast, Alassane Ouattara| won a third 5-year term in a landslide victory. 18. President of Tanzania, John Pombe Magufuli sworn for a second five-year term. 19. Myanmar's ruling party led by Nobel laureate Aung San Suu Kyi claimed a resounding victory. National League for Democracy (NLD) party won close to 400 seats | Around 38 million voted to select the National League of Democracy (NLD) Party for a second term. 20. won ’s presidential elections. 21. Interim President of International Weightlifting Dr Michael Irani of Great Britain Federation (IWF) 22. Kyrgyzstan President, Sooronbai Jeenbekov has resigned from his post, following 10 days of unrest caused by protesters who have demanded his removal from office. 23. Prime Minister of New Zealand, Jacinda Ardern, won a landslide victory in the country’s general election, to be elected as the PM for the second consecutive three-year term. 24. Former Lebanese Prime Minister, Saad al-Hariri has been re-appointed to the post. 25. King of Jordan, Abdullah II ibn Al Hussein appointed Bishr al-Khasawneh, as new Prime Minister of the country. 26. The Kuwaiti government, headed by Prime Minister (PM) Sabah Al Khalid Al Sabah submitted its resignation to Emir Nawaf Al Ahmed Al Jaber Al Sabah. 28 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Designation/Post Who is Appointed? 27. World Health Organisation’s independent panel for pandemic preparedness & response appointed former health secretary, Preeti as one of its 11 panellists. 28. United Nations Children’s Fund (UNICEF) appointed Actor Ayushmann Khurrana as its celebrity advocate for children’s rights campaign, ”For Every Child”. 29. Rajesh Khullar appointed as Executive Director at World Bank in Washington DC. 30. CEO, Citigroup Jane Fraser 31. Advisor to Executive Director, International Monetary Fund (IMF) in Simanchala Dash Washington

Awards & Recognition

Name of the Award Winner Awards for Literature/Journalism 1. Kamaladevi Chattopadhyay New Joint Winners | Amit Ahuja for his Mobilizing the India Foundation Book Prize 2020 Marginalized: Ethnic Parties without Ethnic Movements | for the best non-fiction book on Former Union minister Jairam Ramesh for his A Chequered contemporary/ modern India Brilliance: The Many Lives of VK Krishna Menon 2. 3rd Rabindranath Tagore Literary Raj Kamal Jha | Novel: “The City & The Sea”. Prize 3. 2020 Ezhuthachan Puraskaram, Noted Malayalam writer, Paul Zacharia Kerala government’s highest literary honour. 4. Union Education Minister, Ramesh Pokhriyal ‘Nishank’ | conferred with the Vatayan Lifetime Achievement Award| for writing, poetry & other literary works. 5. JCB Prize for Literature 2020 Malayalam author, S Hareesh for his novel Moustache

6. Tata Literature Live! Lifetime Ruskin Bond Achievement Award for 2020 7. 2020 Booker Prize for Fiction Scottish writer Douglas Stuart for his debut novel, “Shuggie Bain” 8. 2020 Dayton Literary Peace Prize's Margaret Atwood lifetime achievement award Country’s Highest Honour Given

9. Dr Narendra Dabholkar Memorial Award for this year conferred upon Dravidar Kazhagam president K. Veeramani. 10. Senior scientist Hemant Kumar Pandey honoured with DRDO’s ”Scientist of the Year Award” for his contribution in developing several herbal medicines, including drug Lukoskin meant for the treatment of leucoderma. 11. Ranjitsinh Disale, a government teacher from Zilla Parishad Primary School, in Paritewadi village, Solapur district of Maharashtra won 2020 Global Teacher Prize | 1st Indian to win this award {Prize money of $1 million (Rs 7.4 crore)}. 12. 2020 Ramanujan Prize for Young Mathematicians awarded to Dr Carolina Araujo, Mathematician from the Institute for Pure & Applied Mathematics (IMPA), Rio de Janeiro, Brazil. 13. US President Donald Trump presented America’s highest military decoration, ‘The Legion of Merit’, to PM Modi for his leadership in elevating strategic partnership of the two countries. 14. Srinagar based Amar Singh College recognized with the ‘Award of Merit’ in the 2020 UNESCO Asia- Pacific Awards for Cultural Heritage Conservation.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Name of the Award Winner 15. International Union for Conservation of Nature (IUCN) Asia Regional Office awarded Paul Sein Twa, for Goldman Environmental Prize 2020 for Asia (For his efforts in promoting the self-determination of the Karen people in managing their natural resources). 16. 29-year-old Indian entrepreneur Vidyut MohaN | one of the 7 winners of "Young Champions of the Earth 2020 prize" by United Nations Environment Programme. 17. Indian Council of Agricultural Research (ICAR) won International King Bhumibol World Soil Day Award for 2020. Award was presented FAO. 18. India-assisted Mangdechhu Hydroelectric project in Bhutan | Awarded Brunel Medal-2020 | Conferred by the UK’s top engineering body, Institute of Civil Engineers. 19. Sadat Rahman from Bangladesh awarded the prestigious International Children’s Peace Prize 2020 | Awarded for his involvement in setting up his social organization & mobile app ‘Cyber Teens’ to stop cyberbullying. 20. Karnataka Governor presented Doctor of Science honorary doctorate upon ISRO Chairman K Sivan. 21. Sir David Attenborough conferred with the prestigious Indira Gandhi Peace Prize for the year 2019. He is an English broadcaster & a historian. 22. Bollywood actor, Sonu Sood conferred the prestigious SDG Special Humanitarian Action Award by the United Nations Development Programme (UNDP). He has received the award for selflessly extending a helping hand & sending lakhs of migrants, stranded students across geographies abroad, back to their homes. Film/Music Awards 23. In Madhya Pradesh, 96th Tansen Music Festival began in Gwalior (MP). Renowned santoor player Pandit Satish Vyas conferred upon the prestigious Tansen Samman. Bhopal-based institution Abhinav Kala Parishad honoured with Mansingh Tomar award. 24. Late Indian actor, Om Puri | Honoured with a Lifetime Achievement Award | 3rd India International Film Festival of Boston (IIFFB 2020). 25. Noted filmmaker Hariharan | JC Daniel Award, the state government’s highest honour for lifetime contributions to Malayalam cinema. 26. Veteran actor Naseeruddin Shah | Honoured with the 2020 Aditya Vikram Birla Kalashikhar Puraskar at annual Sangit Kala Kendra Awards. Neel Choudhary & Irawati Karnik| awarded the Aditya Vikram Birla Kalakiran Puraskars. “Theatre” is the central theme, for this year’s awards. Other Awards Conferred 27. Former Chairman & CEO of Railway Board, Vinod Kumar Yadav conferred with prestigious “Eminent Engineer Award for the Year 2020’. 28. Indian-American young scientist & inventor Gitanjali Rao named as the first-ever ‘Kid of the Year’ by the iconic TIME magazine. 29. PM Modi addressed ‘ASSOCHAM Foundation Week 2020’. Theme was ‘India’s resilience: Atmanirbhar roadmap towards $5 trillion economies.’ PM Modi presented the ‘ASSOCHAM Enterprise of the Century Award’ to Ratan Tata for his distinguished contributions to the country. 30. National Thermal Power Corporation Limited (NTPC) conferred “Excellence” in the prestigious CII- ITC Sustainability Awards 2020 in Corporate Social Responsibility (CSR) Domain. 31. Geneva-based UNCTAD awarded the 2020 United Nations Investment Promotion Award to Invest India, the National Investment Promotion Agency of India. 32. Ashraf Patel, Founder member & Board member of Pravah & ComMutiny – The Youth Collective (CYC) | declared as winner of the Social Entrepreneur of the Year (SEOY) Award – India 2020. 33. Steel Authority of India Limited (SAIL) | awarded the Golden Peacock Environment Management Award for the year 2020 in the Steel Sector.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Name of the Award Winner 34. Bayern Munich striker, Robert Lewandowski | named the Best FIFA Men's Player 2020. Manchester City Lucy Bronze | won women’s best player award, becoming the first female English player to take the prize. 35. Chairman emeritus of the Tata group Ratan Tata to be honoured with 'Global Visionary of Sustainable Business & Peace' award. 36. National Academy of Medical Sciences (India) | selected the Principal Scientist, Division of Molecular Parasitology & Immunology, (CSIR-CDRI)-Lucknow, Dr Satish Mishra | For “Dr. Tulsi Das Chugh Award 2020” | For his research work on Malaria parasite’s life cycle. 37. Bangladeshi boy, Anzar Mustaeen Ali (6-year old) won a special prize of USD 1000 for his artwork in the global art competition organised by Indian Council of Cultural Relations. 38. VP M Venkaiah Naidu presented the 2nd National Water Awards (NWAs) for 2019. Tamil Nadu bagged the Best State Award, followed by Maharashtra & Rajasthan. 39. Dr Susanta Kar | Honoured with “Prof. A N Bhaduri Memorial Lecture Award 2020” by Society of Biological Chemists (India), Bengaluru | For his contribution towards defining the survival tactics of Leishmania Donovani. 40. North Police Station in Kohima | awarded ISO 9001:2015 certification for Quality Management System. It is the first government agency of the state that has received such recognition. 41. Pilibhit Tiger Reserve & Uttar Pradesh Forest department bagged the 1st ever international award, “TX2” for doubling the number of tigers in four years against a target of 10 years. TX2 stands for ‘Tigers times two’, signalling the goal to double wild tigers. 42. First Indian woman to win the 2020 Wildlife Aishwarya Sridhar (Mumbai) Photographer of the Year award (For her image titled Lights of passion) 43. ‘Outstanding Young Person of the World 2020’ by a non-profit NGO for her “incredible” UK-based Indian-origin plastic surgeon, Dr Jajini scientific contributions to diagnosing & Varghese treating breast cancer The Royal Swedish Academy of Sciences decided to award the Sveriges Riksbank (Sweden’s central 44. bank) Prize in Economic Sciences in Memory of Alfred Nobel 2020 to Paul R. Milgrom & Robert B. Wilson “for improvements to auction theory & inventions of new auction formats”. Britain’s Prince William & Naturalist David Attenborough launched an “Earthshot Prize”, with an aim 45. to encourage change & support to repair the planet. It aims to incentivize change & help to repair our planet over the next 10 years by rewarding innovative solutions. Central Bank of the year award 2020 | “Bank of Ghana” 46. Governor of the year award 2020 | Mark Carney (Governor of Bank of England) Right Livelihood Award Foundation announced the four winners of the 2020 Right Livelihood Award 2020 which is also known as the alternative Nobel Prize in Stockholm. 47. F our activists Ales Bialiatski (Belarus), Nasrin Sotoudeh (), Bryan Stevenson (USA) & Lottie Cunningham Wren (Nicaragua) shared 2020 award for their contribution towards equality, democracy, justice & freedom. Nobel Prize in Physiology or Medicine 2020 awarded jointly to Harvey J. Alter (America), Charles M. 48. Rice (America) & Michael Houghton (Britain) for the discovery of the Hepatitis C virus.

Indo-American Chamber of Commerce (IACC) presented the lifetime achievement award to business 49. icon Ratan Tata for his pioneering role in the Business Relations of India-USA. Nobel Prize in Physics 2020 was divided, one half awarded to Roger Penrose for the discovery that black hole formation is a robust prediction of the general theory of relativity. 50. The other half jointly to Reinhard Genzel & Andrea Ghez for the discovery of a supermassive compact object at the centre of our galaxy.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Name of the Award Winner 51. 2020 Nobel Prize in Chemistry awarded to Emmanuelle Charpentier & Jennifer A. Doudna “for the development of a method for genome editing”. It is awarded by The Royal Swedish Academy of Sciences, Stockholm, Sweden. 52. Nobel Prize in Literature for 2020 is awarded to the American poet Louise Glück “for her unmistakable poetic voice that with austere beauty makes individual existence universal”. 53. Nityanand Nayak (Odia poet) for his poetry work Sarala Puraskar 2020 ‘Setebelaku Nathiba 54. Nobel Peace Prize for 2020 to the World Food Programme (WFP). The World Food Programme is the world’s largest humanitarian organization addressing hunger & promoting food security. 55. Hyderabad International Airport or GMR led Rajiv Gandhi International Airport won ‘National Energy Leader’ & ‘Excellent Energy Efficient Unit’ award at 21st National Awards for ‘Excellence in Energy Management’. 56. Rashtriya Ispat Nigam Limited-Vizag Steel Plant awarded ‘Excellent Energy Efficient Unit’ award by CII & Godrej Green Business Centre (GBC) in national award competition for excellence in energy management. 57. MD, HDFC Bank, AdityaPuri conferred the Lifetime Achievement Award by Euromoney Awards of Excellence 2020. 58. Fiumicino International Airport (FCO) in , Italy become the first airport in the world to be certified with “COVID-19 5-star airport rating” from Skytrax. 59. Chef Vikas Khanna to be honoured with the prestigious Asia Game Changer Award 2020 for feeding millions of people across India in the COVID-19 pandemic. 60. Kerala won the United Nations Inter-Agency Task Force on the Prevention & Control of Noncommunicable Diseases Awards 2020 for its “outstanding contribution” towards the non- communicable diseases-related sustainable development goals. 61. Maharashtra government announced the Gan Samragni Lata Mangeshkar award for the year 2020-21 to veteran female playback singer Usha Mangeshkar.

Summits |Events |Festivals (National/International)

Name of the Summit/Events Venue Summits Held Nationally 1. Union Education Minister Ramesh Pokhriyal ‘Nishank’ inaugurated Virtual International Akhand Conference ‘EDUCON 2020’. Focal theme is Envisioning Education for Transforming Youth to Restore Global Peace. 2. PM Modi addressed 6th edition of the India-Japan SAMVAD conference 2020 | Purpose was to discuss the need to build the future of Asia on the positive influence of traditions of non-violence & democracy. 3. PM Modi & PM of , Nguyen Xuan Phuc, jointly addressed the India-Vietnam Virtual Summit. 4. 5th India Water Impact Summit (IWIS) held virtually. Objective | Comprehensive Analysis & Holistic Management of Rivers & Water Bodies. 5. PM Modi inaugurated & addressed the virtual edition of the India Mobile Congress (IMC) 2020. Theme was | “Inclusive Innovation – Smart, Secure, Sustainable”. 6. 12th GRIHA (Green Rating for Integrated Habitat Assessment) Summit held virtually. It was inaugurated by VP Venkaiah Naidu. Theme was “Rejuvenating Resilient Habitats”. 7. 9th edition of Sustainable Mountain Development Summit (SMDS) held in Dehradun, Uttarakhand. Organised by Indian Mountain Initiative (IMI) & hosted by Sustainable Development Forum Uttaranchal (SDFU), Dehradun. Theme was ‘Emerging Pathways for Building a Resilient Post COVID-19 Mountain Economy, Adaptation, Innovation & Acceleration’.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Name of the Summit/Events Venue 8. Government of India & Bangladesh held a virtual summit to hold comprehensive discussions on the entire spectrum of the bilateral relationship, including further strengthening cooperation in the post-COVID-19 era. Meeting was led by PM Modi & his Bangladesh counterpart Sheikh Hasina. Both jointly inaugurated the Chilahati-Haldibari rail link, which would connect the borders of the two neighbouring countries. 9. 19th Meeting of the Shanghai Cooperation Organisation Ministers of Foreign Economy & Foreign Trade hosted by India | Under Chairmanship (Union Minister of Commerce & Industry). Note| Secretary-General of SCO Vladimir Norov 10. 2nd Meeting of India-Central Asia Dialogue held |Under Chairmanship of EAM Dr. S Jaishankar. Note: Foreign ministers of all 5 Central Asian countries- Kazakhstan, Tajikistan, , Uzbekistan, & Kyrgyzstan– participated | India extends $1 bn credit line to Central Asian countries. 11. 4th High-Level Meeting of OPEC-India Dialogue hosted by OPEC Secretariat | Co-chaired by HE Mohammad Sanusi Barkindo, SG-OPEC & Shri Dharmendra Pradhan (Minister of Petroleum & Natural Gas & Minister of Steel) 12. PM Modi addressed | 3rd Annual Bloomberg New Economy Forum | It witnessed discussions on refuelling the economy & charting a course for the future. 13. PM Modi, & PM of Grand Duchy of Luxembourg, Xavier Bettel | Held 1st -ever India-Luxembourg Virtual Summit | Both parties agreed for enhanced cooperation in areas of trade, finance, steel, space, ICT, innovation, manufacturing, automotive, sustainable development 14. PM Modi inaugurated | 3rd Global Renewable Energy Investment Meeting & Expo (RE-Invest 2020) |Organised by the Ministry of New & Renewable Energy | Theme was ‘Innovations for Sustainable Energy Transition’. 15. 13th Urban Mobility India (UMI) Conference | Organized by Ministry of Housing & Urban Affairs | Theme: “Emerging Trends in Urban Mobility” 16. Cycling Federation of India (CFI) is all set to host the first-ever Cycling Summit in 2021 in Delhi, Mumbai, & . 17. The first India-France-Australia Trilateral Dialogue held virtually. 18. PM Modi inaugurated the Vaishwik Bharatiya Vaigyanik (VAIBHAV) Summit on 2nd October 2020. It will provide a platform to leverage the expertise & knowledge of global Indian researchers for solving emerging challenges. 19. Ministry of Electronics & Information Technology (MeitY) & NITI Aayog will organize a summit on Artificial Intelligence (AI), RAISE 2020- ‘Responsible AI for Social Empowerment 2020′. Summits Held Internationally 1. 20th edition of the Rim Association (IORA) Council of Ministers (COM) Meeting held under the Chairmanship of the United Arab Emirates. Theme was “Promoting a Shared Destiny & Path to Prosperity in the Indian Ocean”. Indian delegation led by V. Muraleedharan, MoS, Ministry of External Affairs. 2. 5th edition of the annual Global Technology Summit (GTS) organised virtually by Ministry of External Affairs in collaboration with Carnegie India (CI). Theme was “The Geopolitics of Technology”. 3. World Economic Forum (WEF) decided to host its 2021 annual meeting in Singapore, which earlier was scheduled to take place in Lucerne-Burgenstock, Switzerland. 4. 6th BRICS Parliamentary Forum | held virtually | under the chairmanship of Vyacheslav Volodin, the Chairman of Russian Parliament | Indian Parliamentary Delegation led by Lok Sabha Speaker, Om Birla. 5. 20th Summit of SCO Council of Heads of State held | Chaired by Russian President Vladimir Putin | PM Modi led the Indian delegation. 6. India extended financial contribution of USD 1 million to the COVID-19 ASEAN Response Fund | Announced by PM Modi at the 17th ASEAN-India Summit 2020. 7. EAM Dr S. Jaishankar represented India | At 15th East Asia Summit (EAS) | Chaired by PM of Vietnam Nguyen Xuan Phuc because Vietnam is ASEAN Chair in 2020.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Name of the Summit/Events Venue 8. 8th BRICS Science, Technology & Innovation Ministerial Meeting for Science & Technology cooperation held | Under the Chairmanship of Russian Federation. (Russia is the Chair for 12th BRICS Summit). Note: Union Minister of Science & Technology, Dr Harsh Vardhan represented India. 9. 15 Asia Pacific countries signed the world’s biggest free trade deal led by China|On sidelines of the 37th ASEAN Summit| Deal called as ‘Regional Comprehensive Economic Partnership (RCEP)’, is the world’s largest trading bloc, comprising of 10 Southeast Asian countries, as well as South Korea, China, Japan, Australia & New Zealand. 10. 15th G20 Summit held|Under chairmanship of | King Salman bin Abdulaziz Al Saud of Saudi Arabia chaired the Summit| Theme: “Realising the Opportunities of the 21st Century for All”. 11. 2020 Asia-Pacific Economic Cooperation (APEC) Economic Leaders’ Meeting held|Under Chairmanship of Malaysian PM Tan Sri Muhyiddin Yassin | Theme: “Optimising Human Potential Towards a Resilient Future of Shared Prosperity: Pivot. Prioritise. Progress” | APEC Summit 2021 to be hosted by New Zealand | Note: 2nd time Malaysia hosted. 12. The first-ever virtual G20 (Group of Twenty) Youth 20 (Y20) Global Summit was virtually hosted from Al Khobar, Saudi Arabia for exchanging ideas & dialogues for the empowerment of youth Post COVID. 13. 18th meeting of Prosecutors General of SCO was held on 20 October 2020, via video conference. India was represented by the Solicitor General Tushar Mehta. 14. World Economic Forum (WEF) will hold its Annual Meeting 2021 in Lucerne-Burgenstock, Switzerland, from May 18 to 21, as against the traditional venue of the ski resort town, Davos in January-end. The change in schedule & venue was necessitated by the COVID-19 pandemic. 15. The 12th BRICS Summit is scheduled to be held on 17th November 2020 via video conference. This is the first time in the history of the forum that the meeting will be held virtually, due to the global COVID pandemic. It is being held under the Chairmanship of Russia. The theme is “BRICS Partnership for Global Stability, Shared Security & Innovative Growth”. 16. Quad Countries’ Foreign Minister meet held in Tokyo, Japan. All four Quad countries the United States, Japan, India & Australia to hold bilateral discussions over “Free & Open Indo-Pacific” (FOIP) initiative amid coronavirus pandemic. 17. Saudi Arabia chaired G20 Foreign Ministers’ Extraordinary Meeting. During the meeting, India proposed the setting up of voluntary ‘G20 Principles on Coordinated Cross-Border Movement of People’. 18. The 5th BRICS Culture Ministers’ Meeting was held under the chairpersonship of Russian Federation.

19. United Kingdom & the United Nations are going to co-organise a global climate summit in December 2020, to mark the fifth anniversary of the signing of the Paris Climate Agreement in 2015. UN Secretary- General Antonio Guterres & the UK Prime Minister Boris Johnson will co-host the event. 20. 35th Session of FAO Regional Conference for Asia & the Pacific (APRC 35) held virtually. It was held under the Chair of the Host Country, Bhutan. Bangladesh will host the 36th Regional Conference. 21. Ed ucation Ministers Meeting will take place as part of the Sherpa Track for the G20 Leaders Summit 2020, which is to be hosted by Saudi Arabia at the end of 2020. 22. Minister of State for External Affairs V Muraleedharan participated in the 27th ASEAN regional forum.

23. Environment Ministerial Meeting (EMM) of the G20 countries held through video conferencing under the Presidency of Kingdom of Saudi Arabia. 24. External Affairs Minister S. Jaishankar, chaired the customary meeting of IBSA Foreign Ministers. India, Brazil & South emphasized the need for the international community to redouble efforts to achieve tangible progress for accelerated & comprehensive reform of the UN Security Council. 25. 10th Meeting of the BRICS High Representatives on National Security was held virtually by the current chair of BRICS i.e. Russia.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Committees in News

• Central Government set up a high-level group to • Election Commission of India has set up a 2- build a South Asia-focused energy security member committee to examine the issue of revising architecture. The high-level group, named the South the expenditure limit for candidates for Lok Sabha & assembly polls. The committee will comprise of Asia Group for Energy (SAGE), will be headed by Shri Harish Kumar, Ex. IRS & DG (Investigation), former Union Power Secretary Ram Vinay Shahi. Shri Umesh Sinha, Secretary-General & DG • Ministry of Information & Broadcasting constituted (Expenditure). a four-member committee, to assess the existing • NITI Aayog constituted a 14-member advisory Television Rating Points (TRP) of TV channels | committee to look into introducing reforms in the urban planning education system. The panel will be Chaired by Prasar Bharati CEO, Shashi S Vempati. headed by NITI Aayog Vice-Chairman Rajiv Kumar. • SEBI constituted a Standing Committee, Market • Central Govt. constituted an Empowered Group of Data Advisory Committee (MDAC) to recommend Ministers (EGoM) to oversee the process of the appropriate policy for access to securities market corporatisation of the Ordnance Factory Board data, identify segment-wise data perimeters, data (OFB). Defence Minister Rajnath Singh is the chairman of this EGoM. needs & gaps, recommend data privacy & data • Rajnath Singh approved the setting up of 3-member access regulations applicable to market data. The committee headed by Lt. Gen. Shekatkar (retired) to committee is headed by Madhabi Puri Buch, Whole review the effective utilisation of the Armed Forces Time Member, SEBI. Headquarters Civil Services (AFHQ CS) cadre.

National Current Affairs

• India chosen as the co-chair of the IUCN-supported • Central government extended the deadline to file an Asia Protected Areas Partnership (APAP) for a income tax return (ITR) for FY 2019-20 by 10 days, period of three years till November 2023. India will up to January 10, 2021. replace South Korea. • PM Modi laid foundation stone of Light House • Union Education Minister Ramesh Pokhriyal projects (LHPs) at six sites across six States. The Indore (MP), Rajkot ‘Nishank’ and Union Minister WCD and Textiles LHPs will be implemented at (Gujarat), Chennai (TN), Ranchi (Jharkhand), Smt. Smriti Zubin Irani jointly launched Toycathon- Agartala (Tripura) & Lucknow (UP). 2021 and the Toycathon Portal. Toycathon is being • Minister of State for Skill Development, Raj Kumar organized to develop India as the global Toy Singh inaugurated the first Centre of Excellence manufacturing hub. (CoE) for ‘skill development in the power sector’ in • PM Modi dedicated the 306-km New Rewari-New Gurugram. Madar section of the Western Dedicated Freight • Union Power Ministry framed the new ‘Electricity Corridor (WDFC) to the nation. He also flagged off (Rights of Consumers) Rules, 2020. the world’s first double-stack long-haul 1.5-km-long • GOI & the World Bank signed a $500 million project container train hauled by electric traction from New to build safe & green national highway corridors in Ateli-New Kishangarh. the states of Rajasthan, Himachal Pradesh, Uttar • ‘New Bhaupur- New Khurja section’ of Eastern Pradesh & Andhra Pradesh. Loans from Dedicated Freight Corridor (EDFC) inaugurated by International Bank for Reconstruction & Development, a lending arm of World Bank Group, PM Modi. has maturity of 18.5 years including a grace period • PM Modi flagged off the country’s first-ever fully- of five years. automated driverless train service on the Magenta • Union Cabinet approved revised guidelines for Line of the Delhi Metro. Direct-to-Home (DTH) broadcasting services, • PM Modi flagged off the 100th ‘Kisan Rail’. It was allowing 100 per cent foreign direct investment flagged off from Sangola in Maharashtra to (FDI) as well as increasing the licence period to 20 Shalimar in West Bengal virtually years. 35 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Cabinet approved the merger of four government- • Union Minister for Tribal Affairs, run film & media units — the Films Division, the launched the first-ever virtual edition of Aadi Directorate of Film Festivals, the National Film Mahotsav – Madhya Pradesh. To showcase the tribal Archives of India & the autonomous body traditions of various tribal communities by having Children’s Film Society, with the National Film their crafts & natural products on display. Development Corporation. • United Kingdom PM, Boris Johnson is expected to • PM Modi delivered the inaugural address at FICCI’s be the chief guest at 2021 Republic day with PM 93rd Annual General Meeting (AGM) & Annual Modi formally inviting him. Johnson, on his part, Convention. FICCI organised the convention on the invited PM Modi to the G-7 summit in the United theme ‘Inspired India’. Kingdom next year. • Narcotics Control Bureau, India & the Central • Union Minister of Agriculture & Farmers’ Welfare, Committee on Drug Abuse Control, Myanmar Narendra Singh Tomar inaugurated Honey Farmer conducted the 5th edition of the India- Myanmar Producer Organisation (FPO) Programme in five Bilateral Meeting on Drug Control Cooperation. states, for producing honey. Indian delegation was led by the DG-NCB, Shri • 9th edition of the International Sand Art Festival & Rakesh Asthana. the 31st edition of the Konark Festival has kicked- • PM Modi laid the foundation stone of the 30,000 off in Odisha. International Sand Art Festival held at megawatt (MW) capacity hybrid renewable energy the Chandrabhaga Beach of Konark in Puri district park in Kutch district of Gujarat. It will be the of Odisha. World-renowned sand artist & largest renewable energy park of its kind in the Padmashree Awardee, Sudarsan Pattnaik world. appointed as Chief Curator of the festival. • UK PM, Boris Johnson invited PM Modi to join the • Union Minister of State for Culture & Tourism (I/C), UK-hosted G-7 summit 2021. UK PM Johnson also Prahlad Singh Patel launched the “Life in Miniature” accepted the very generous invitation to attend project, a collaboration between the National India's Republic Day celebrations in January. Museum, New Delhi, Ministry of Culture, & Google • India pledged a sum of USD 1 million to the World Arts & culture. Anti-Doping Agency (WADA), towards its • Department of Posts (DOP), Ministry of scientific research budget, to ensure an atmosphere of Clean Sport globally. Communications released a commemorative postage stamp on the 75th anniversary of United • PM Modi inaugurated the construction work of the Agra Metro project in Agra, Uttar Pradesh. It Nations Organisations.

comprises 2 corridors with a total length of 29.4 km. • Vigilance Awareness Week 2020 | Celebrated from • Union Minister for Road Transport & Highways, 27 October to 2 November 2020 | Observed every inaugurated the 1.5 km long Koilwar year by CVC in which the birthday of Sardar bridge over Sone river in Bihar. Vallabhbhai Patel (31 October) falls | Theme: • ADB approved a USD 2.5 million (about Rs 18 Vigilant India, Prosperous India (Satark Bharat, crore) technical assistance to support advanced Samriddh Bharat). biofuel development in India. • Union Housing & Urban Affairs Minister Hardeep • PM Modi embarked three-city visit to personally Singh Puri | Launched ‘e-Dharti Geo Portal’ | To review the COVID-19 vaccine development & integrate legacy drawings such as maps & lease manufacturing process at facilities in these cities. plans in the management information system & Facilities visited by PM Modi are Zydus Biotech Park make its geographic information system (GIS)- in Ahmedabad, Bharat Biotech in Hyderabad & enabled. Serum Institute of India in Pune. • Every year, October 27 | Celebrated as Infantry Day • PM Modi chaired the 33rd PRAGATI meeting to by the Indian Army in Jammu & Kashmir (known by review multiple projects, grievances & programmes. the nickname, Chinar Corps) | Chinar Corps PRAGATI stands for “Pro-Active Governance & celebrated the 74th Infantry Day on October 27, 2020, Timely Implementation”. Projects worth around Rs. to honour the supreme sacrifice of the gallant 1.41 lakh crore, related to ten states & union soldiers in fighting the Pakistani invaders, in Jammu territories, were reviewed. & Kashmir, in 1947.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Union Minister of State for Shipping (I/C), Mansukh • Union Minister of State (IC) for Tourism & Culture, Mandaviya | Inaugurated the ‘Direct Port Entry Prahlad Singh Patel | Inaugurated the “Tourist (DPE) facility’ of V.O. Chidambaranar Port Trust in Facilitation Centre” facility at Guruvayur, in Kerala. Tamil Nadu | Will help in increasing Ease of Doing • Union Health Minister Dr Harsh Vardhan | Addressed the 33rd Stop TB Partnership Board Business for the exporters. meeting in New Delhi | Note: India is running the • Union Minister of Tribal Affairs, Arjun Munda | “TB Harega, Desh Jeetega” campaign that targets to Launched two Centers of Excellence (CoE) for Tribal achieve the Sustainable Development Goal target Welfare in a collaboration between Ministry of Tribal related to TB by 2025, five years ahead of the global Affairs (MoTA) & Art of Living (AoL) | 1st CoE target of 2030. launched in Aurangabad district of Maharashtra for • PM Modi & Bhutan PM Lotay Tshering | Launched training about 10000 tribal farmers in the field of RuPay card Phase-II |To allow Bhutanese sustainable natural farming. cardholders to access RuPay network in India.

• Union Minister for Electronics & IT Ravi Shankar • Indian Regional Navigation Satellite System (IRNSS) recognised by International Maritime Organisation Prasad | Launched the UMANG mobile app (IMO) as a part of the World Wide Radio Navigation International version in coordination with MEA for System (WWRNS) for operation in the Indian Ocean select countries that include USA, UK, Canada, Region. Note: India become the fourth country in the Australia, UAE, Netherlands, Singapore, Australia & world to have its independent regional navigation New Zealand. satellite system. Other three countries are the US, • 2020 Afghanistan Conference | Organized in Russia & China. Geneva virtually| EAM Dr S. Jaishankar led the • India | To host the Summit of the G20 Group in 2023 Indian delegation at the conference | India | Note: India was earlier slated to host the summit in introduced a brand new section of over 100 high- 2022. India & swapped their respective hosting year of G20 as Indonesia would also chair the impact neighbourhood initiatives in Afghanistan ASEAN in 2023. G20 Summit be hosted by Italy in value USD 80 million (Rs 592 crores). 2021, Indonesia in 2022, India in 2023 & Brazil in • Union Territory of Ladakh got the largest solar 2024. power project set up under the Centre's 'Make In • Central Board of Indirect Taxes & Customs India' initiative at Leh IAF station to provide Chairman M. Ajit Kumar, along with members of the sustainable energy alternative to fossil fuel & Board inaugurated the GST Bhawan, Panchkula, traditional methods of energy generation. The Haryana. project namely 'Provision of Solar Photo Voltaic • GOI, Meghalaya govt. & World Bank| Signed $120- Powerplant 1.5 MW'. million project to improve & modernize the transport sector of Meghalaya | Will help • Union Minister Nitin Gadkari inaugurated & laid the Meghalaya to harness its vast growth potential for foundation stones of 16 National Highway projects high-value agriculture & tourism | $120 million in Uttar Pradesh. Construction cost of these infra loans from the International Bank for Reconstruction projects is estimated to be around Rs 7477 crores. & Development (IBRD) has a maturity of 14 years • (CJI) Sharad Arvind Bobde & including a grace period of six years.

Justice DY Chandrachud of SC | Jointly inaugurated India’s first-ever E-resource centre & the virtual court called “Nyay Kaushal” at Judicial Officers Training Institute in . • As a part of Mission Sagar-II, Indian Naval Ship (INS) Airavat reached Sudan with 100 tonnes of food aid | Under Mission Sagar-II, INS Airavat will deliver food aid to Sudan, South Sudan, Djibouti & amid the COVID-19 pandemic. • Ganga Utsav-2020 | Organised by the National Mission for Clean Ganga (NMCG) jointly with Ministry of Jal Shakti.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Union Minister of Communications, Electronics & • Asian Development Bank (ADB) & the Information Technology & Law & Justice, Ravi Government of India signed a loan agreement Shankar Prasad released a “My Stamp on Chhath worth USD 177 million, to upgrade 450 km of state Puja”. Note: My Stamp is an innovative concept highways & major district roads in Maharashtra. initiated by the Department of Posts under which • Union Minister of Road Transport & Highways, any common person or corporate organisation can Nitin Gadkari virtually laid the foundation stone for now book order & get a personalised photograph or the first-ever multi-modal logistic park of India, at an image of a Postage Stamp. Jogighopa, in of Assam. • In India, the National Police Commemoration Day • Union Minister for Food Processing Industries, is observed on 21st October every year. The day is Narendra Singh Tomar | Inaugurated the capacity marked to remember & honour the brave policemen building component of the Pradhan Mantri who have laid down their lives in the line of duty. Formalisation of Micro food processing Enterprises • India assumed the Chairmanship of the Governing scheme (PM-FME Scheme)| PM-FME Scheme Body of International Labour Organization (ILO), launched with an outlay of Rs 10,000 crores for a after a gap of 35 years. The Labour & Employment period of five years from 2020-21 to 2024-25. Secretary, Apurva Chandra, has been elected as the • Chief of Army Staff General, MM Naravane Chairperson. conferred the honorary rank of General of the Nepali • Export-Import Bank of India on behalf of the Army by President Bidya Devi Bhandari. Government of India extended a Line of Credit (LoC) • Ministry of Shipping is being expanded & renamed of USD 400 million (about Rs 2,932 crore) to the as the Ministry of Ports, Shipping & Waterways. PM . The soft loan will be used for financing the announced this during a launch event of Ro-Pax Greater Male Connectivity Project (GMCP) in the terminal at Hazira & flagging off the Ro-Pax ferry Maldives, which is the single-largest connectivity & service between Hazira & Ghogha in Gujarat, which infrastructure project in the island nation. will reduce the 370-km road distance between the • India & France were re-elected as the president & two places to 90-km by sea route. co-president of the International Solar Alliance (ISA) for a term of two years. • Ministry of Road Transport & Highways (MoRTH) • India contributed one million dollars to the United has issued a notification that FASTags will become Nations Relief & Works Agency (UNRWA) for mandatory for all four-wheelers, including old Palestine Refugees in Near East. vehicles, from January 1, 2021. • Union Education Minister, Ramesh Pokhriyal • Digital/Online media brought under the purview of ‘Nishank’ virtually launched the campaign the Ministry of Information & Broadcasting. ‘KAPILA’, which stands for Kalam Program for Currently, there is no law or autonomous body Intellectual Property Literacy & Awareness governing digital content. Note: 2nd Schedule of campaign on 15th October 2020. The day was Government of India (Allocation of Business) Rules launched in honour of 89th birth anniversary 1961 amended to include following entries viz. Films celebration of former President Dr APJ Abdul & Audio-Visual programmes, News & current Kalam. affairs content. • India & Myanmar are working towards the • PM Modi inaugurated 4th India Energy Forum by operationalization of the Sittwe port in the Rakhine CERAWeek organised by HIS Markit | Theme was state of Myanmar in the first quarter of 2021. “India’s Energy Future in a World of Change”. • The Department for Promotion of Industry & • Union Jal Shakti Minister, Gajendra Singh Internal Trade (DPIIT) launched an online discovery Shekhawat | launched India’s first solar-based platform for startups called “Startup India Showcase”. The aim is to make a repository of India’s Integrated Multi-Village Water Supply Project most promising startups that have proved their (IMVWSP) in Arunachal Pradesh | It is ‘first of its capabilities from across sectors. kind’ in the country, & has been commissioned at a • Union Minister of Textiles, launched the cost of Rs 28.50 crores. first-ever Brand & Logo for Indian Cotton on Second

• CRPF collaborated with IIT Delhi, DRDO, & Joint World Cotton Day. Now India’s premium cotton Advanced Technology Centre (JATC) to augment would be known as ‘Kasturi Cotton’ in the world its Research & Development capabilities. cotton trade. 38 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Ministry of Housing & Urban Affairs will integrate • National Nutrition Week is observed every year the application programming interface (API) from 1st September to 7th September since 1982. between SVANidhi portal & various banks to • India & Japan signed an agreement concerning expedite loan sanctioning & disbursement process Reciprocal Provision of Supplies & Services under Modi government’s PM SVANidhi scheme for between the Armed Forces of India & the Self- nano entrepreneurs. To begin with, the ministry Defense Forces of Japan. launched the API integration between the PM • Indian Railways is observing “Swachhta SVANidhi portal & SBI’s eMudra portal. Pakhwara” from 16th to 30th September 2020. • Union Minister Piyush Goyal has been assigned the During the inaugural day of Pakhwara, Swachhta additional charge of Ministry of Consumer Affairs, pledge was administered to Railway employees at all Food & Public Distribution in addition to his Zonal Railway HQs, Divisional Offices & other establishments. Railway Board through Northern existing portfolios, following the death of union Railway, in partnership with United Nations minister Ram Vilas Paswan. Environment Programme (UNEP), organised a • India & the United States held a bilateral 2+2 Inter- webinar on “Swachhata & Environment”. sessional meeting in virtual mode. Both sides • Dr Harsh Vardhan, Union Minister for Health & reviewed the progress & developments in bilateral Family Welfare chaired ‘Aarogya Manthan’ 2.0 ties in defence, security, & foreign policy areas. celebrating the 2nd Anniversary of Ayushman • PM Modi addressed the ‘GrihPravesham’ event in Bharat- Pradhan Mantri Jan Aarogya Yojana (AB- Madhya Pradesh through video conferencing. PMJAY). Under this, 1.75 Lakh Families in Madhya Pradesh • The Department of Biotechnology has launched the were delivered pucca houses under the Pradhan programme for “Strengthening Clinical Trial Mantri Awas Yojana- Grameen. Research Capacity in Neighbouring Countries”. • Lok Sabha passed the Salary, Allowances & The programme will help neighbouring countries, Pension of Members of Parliament (Amendment) & LMICs (Lowand Middle Income Countries) to Bill, 2020. The bill seeks to cut salaries of all build capacities for Covid-19 vaccine trials. Members of Parliaments (MPs) by 30 per cent for a • Prime Minister Narendra Modi has launched the ‘Fit period of one year commencing April 1, 2020. India Age Appropriate Fitness Protocols’ at Fit • Dubai Multi Commodities Centre (DMCC) rolled India Dialogue. These fitness protocols have been out a technology-driven agri-commodity trading & prepared with the help of fitness enthusiasts for sourcing platform “Agriota E-Marketplace” which fitness & good health. will help in bridging the gap between millions of • A National webinar on “Curriculum Reforms & rural farmers in India & the UAE’s food industry. National Curriculum Framework (NCF) & • India will receive an Official Development Pedagogy” was organized under Shikshak Parv Assistance (ODA) loan of an amount of JPY 50 initiative. The webinar was organized to highlight billion (approx. Rs. 3,500 crore) from the govt. of the salient features of the New Education Policy Japan as the COVID-19 Crisis Emergency Response (NEP 2020). • Support. A webinar was held between with India & Israel, under the aegis of Department of Defence • Japanese govt. committed Grant Assistance of an Production, Ministry of Defence through SIDM. The amount of JPY 1 billion (approx. Rs. 70 crore) for Theme of webinar was “Indian Defence Industry offering medical equipment to bolster the public Global Outreach for Collaborative Partnership: health & medical system in India. Webinar & Expo”. • PM Modi has announced to celebrate September • The 51st Edition of the International Film Festival 2020 as “Poshan Maah” or “Nutrition Month”. of India, IFFI will be held from 16th to 24th January, • Union Department of Fertilizers is observing next year in Goa. Earlier it was scheduled to be held Swachhta Pakhwada from 1st to 15th September from 20th November to 28th November, this year. 2020. • Insurance Regulatory & Development Authority of • Raj Kumar Singh launched the Pan-India "Green India (IRDAI) has identified Life Insurance Term Ahead Market (GTAM)" in New Delhi Corporation of India (LIC), General Insurance virtually, for electricity. GTAM is the World’s First Corporation of India (GIC) & New India Assurance Exclusive Product Market for the renewable energy as domestic systemically important insurers (D- sector. SIIs). 39 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • India has entered into a Memorandum of ‘WASH’ (Water, Sanitation & Hygiene) in 2,000 Understanding (MoU) with Denmark in the field of villages covering one lakh rural population. Intellectual Property (IP) Cooperation. • Union Minister of Tribal Affairs Shri Arjun Munda • Union Home Minister Shri Amit Shah has has launched the Tribal Entrepreneurship Development Programme. inaugurated the “Destination North East-2020” • National Bank for Agriculture & Rural festival. The festival will be held with the theme of Development (NABARD) has announced a special “The Emerging Delightful Destinations”. refinance facility of Rs 800 crore for Fiscal Year • National Bank for Agriculture & Rural 2021. With this, NABARD will support the Development will begin a Sanitation Literacy Government of India’s Water, Sanitisation & Campaign (SLC) in Karnataka to promote literacy on Hygiene (WASH) programme.

Current Affairs Related to States in India

Northern States • UP CM rang the bell at the Bombay Stock Exchange (BSE), to mark the listing of bonds • The country’s first pollinator park with over 40 of Lucknow Municipal Corporation on the exchange. species of butterflies, honeybees, birds & insects Bonds of LMC launched with a coupon rate of 8.5% developed over four acres at Haldwani, Uttarakhand. & tenure of 10 years. • Uttar Pradesh government launched a special • Uttar Pradesh Government | To establish anti- campaign ‘Varasat’ (natural succession) to curb human trafficking Police Stations in each & every property & land-related disputes in rural areas. This district in a major step towards the security of is a first of its kind campaign in the state which aims women & children. These Police Stations will be to put an end the land-related issues in the rural given enough powers to register the case & areas & eradicate the exploitation of the villagers investigate the matter independently. over succession rights by land mafias, who generally • India’s longest single-lane motorable suspension target disputed properties. bridge inaugurated in Tehri-Garhwal district of • Punjab CM , Amarinder Singh launched Uttarakhand. The Dobra-Chanti Jhula (suspension) Mobile Application & web portal called ‘PR Insight’, bridge inaugurated by cm to to improve the delivery of citizen-centric services, mark the 20th foundation day of the state on 9th based upon the feedback of its citizens on November 2020. government policies. • PM Modi laid the foundation stone of rural drinking • HP CM unveiled an 18-feet tall water supply projects in Mirzapur & Sonbhadra statue of late former Prime Minister Atal Bihari districts of Vindhyachal region in Uttar Pradesh. Vajpayee on the occasion of his 96th birth Total estimated cost of the projects is around Rs anniversary at the historic Ridge in the state capital. 5,555.38 Crore. The statue has been built at a cost of Rs 1.08 crore. • Uttarakhand forest department dedicated the newly- • Uttar Pradesh government to launch a special built Moss Garden to the people, claiming that it is program to double the income of farmers. The the country’s first such garden, spread over 10 program named as "Kisan Kalyan Mission" will hectares in Kumaon’s Nainital district. cover all assembly constituencies of the state. • Uttar Pradesh Cabinet cleared the proposal to • Asian Development Bank (ADB) signed $300 rename the Ayodhya airport as Maryada million loan agreement with the Government of Purushottam Sri Ram Airport, Ayodhya, Uttar India to upgrade rural power distribution networks Pradesh. in Uttar Pradesh. This upgradation helps to provide • Union Food Processing Industries Minister reliable electricity supply to consumers in the state. Narendra Singh Tomar | Virtually inaugurated the • Uttarakhand CM Trivendra Singh Rawat Rs 107.83 crore mega food park at Phagwara in inaugurated the Suryadhar lake at Doiwala, Kapurthala district of Punjab. 37 mega food parks Dehradun. Suryadhar Lake is 550 meters long, 28 have been sanctioned| of which 20 have started meters wide & 10 meters deep with a capacity of functioning. 77,000 cubic meters. 40 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Uttar Pradesh (UP) Governor, Eastern States (Bihar, Jharkhand, Odisha & West launched “Safe City Project” – a women’s safety Bengal) campaign in Lucknow, UP. The UP Governor • Chief Minister Secretariat of Bihar, the Disaster flagged off 100 pink scooters & 10 four-wheeler Management Department besides the National police vehicles as part of the campaign. Informatics Centre (NIC) of the state jointly been • Asan Conservation Reserve become Uttarakhand’s chosen as winners in the “pandemic category” first Ramsar site, making it a ‘Wetland of Digital India Awards 2020. International Importance’, announced the Ministry • of Environment, Forest & Climate Change. World Bank signed a $105 million project with the • Union Ministry of Rural Development declared the Government of India and the Government of West list of top-performing 30 districts in the country for Bengal to improve the inland water transport implementing the PMGSY programme. Himachal infrastructure in Kolkata, West Bengal. Pradesh's, Mandi district has bagged top position • Union Petroleum & Natural Gas Minister, among 30 districts of the country in the successful Dharmendra Pradhan dedicated West Bengal’s first implementation of Pradhan Mantri Gram Sadak oil & gas reserve, ‘Bengal Basin’, to the nation. It is Yojana (PMGSY). explored & owned by Oil & Natural Gas • Haryana government launched a mobile water Corporation (ONGC). testing laboratory van, fully equipped with a multi- • International Hockey Federation (FIH) announced parameter system containing analysers, sensor, that the 2023 FIH Men’s Hockey World Cup will be probes & instruments meant for assessing water hosted in Odisha, for a second consecutive time. quality. • West Bengal CM Mamata Banerjee launched a • Uttar Pradesh government signed a concession massive campaign titled ‘Duare Sarkar’ agreement with representatives of Zurich Airport (government at doorsteps) to aware people about International for designing, building & operating the 11 state-run welfare schemes & help them avail Noida International Airport at Jewar for a period of its benefits. 40 years. • West Bengal CM Mamata Banerjee named the newly • Punjab govt. rolled out “I Rakhwali” App to ensure built "Majerhat bridge" in Kolkata as ‘Jai Hind’ greenery & to protect the environment in Punjab. bridge to commemorate the 125th Birth Anniversary • Haryana CM Khattar launched Educational of Subash Chandra Bose. It is 650-metres long & WhatsApp Chatbot “Apka Mitra” & Online connects the Central part of Kolkata to the Admission Platform for Under Graduate (UG) Southwestern suburbs of Behala & others. courses in govt.-aided & self-financed colleges. • Chief Minister Naveen Patnaik has launched ‘Secha • Smt. Harsimrat Kaur Badal inaugurated Organic Samadhan’, a bilingual mobile application, to Food Processing Unit in Uttar Pradesh. 5000 farmers address the irrigation problems faced by farmers will be benefitted & it is expected to leverage an without them having to visit the offices concerned. investment of Rs 50.33 crores. • Kolkata | To feature India’s first “Tyre Park” | • CCEA chaired by PM Modi given its approval to the Artworks made from scrap & defective parts will be Haryana Orbital Rail Corridor Project from Palwal on display. West Bengal Transport Corporation to to Sonipat via Sohna-Manesar-Kharkhauda. launch this Tyre Park.

• Chief of Janata Dal (United), | Taken an oath as CM of Bihar. Began his 7th term from 16th November 2020. Bihar Governor Phagu Chauhan administered the oath of office. BJP legislature party leader Tarkishore Prasad & Deputy leader | New Deputy Chief Ministers. • Odisha CM Naveen Patnaik launched the electricity consumer service portal ”Mo Bidyut” & a mobile app. The bilingual online electricity integrated consumer service portal www.mobidyut.com developed by Energy Department & dedicated to the public under 5T (Teamwork, Transparency,

Technology, Time leading to Transformation). 41 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Meghalaya government entered into a partnership • ADB approved USD 132.8 million loan to with Israel to establish a one of a kind Centre of Meghalaya. To improve & upgrade the power Excellence (CoE) on high-value vegetables in the distribution network in the state. state to improve & promote the livelihoods of • Kati Bihu is one of the sets of three Bihu festivals farmers. (agricultural festivals) celebrated in the state of • CM of Odisha, Naveen Patnaik launched a new Assam. scheme named ‘GARIMA’ which aims to ensure the • Chief Minister of Assam has launched a portal economic safety & social dignity of core sanitation “Kritagyata”, an online pension submission & workers in the state. tracking system. It has been launched to lend • Cabinet chaired by PM Modi approved convenience to the pensioners to dispose off their establishment of a new All India Institute of Medical pension related claims. Sciences (AIIMS) at Darbhanga, Bihar. It will be established under the Pradhan Mantri Swasthya Western States (Goa, Gujarat & Maharashtra) Suraksha Yojana (PMSSY). • Prime Minister Narendra Modi launched nine • Journalist Day is observed by Maharashtra state highway projects & Optical Fibre Internet Services in government on 6th January every year in the Bihar. The optical fibre services are being provided memory of late journalist Balshastri Jambhekar. under the scheme “Ghar Tak Fibre”. The project is • Government of Maharashtra approved the Unified to be implemented Ministry of Electronics & Development Control & Promotion Regulations, Information Technology under the scheme “Ghar (UDCPR), to strengthen & bring uniformity in the Tak Fibre”. The project will connect 45,945 villages real estate construction laws of the state. in the state & will thus enable the Digital revolution • India’s first sand dune parks & interpretation centres to reach the farthest corner of Bihar. | To be developed in Goa | World Bank sanctioned around Rs.3 crore under the programme. North-Eastern States • Gujarat government signed a pact with Vedanta Group firm Hindustan Zinc Ltd (HZL) to set up a • Government of India & ADB signed a US $4.21 greenfield zinc smelter in the state. million project readiness financing (PRF) facility • Gujarat Govt. announced a ‘Digital Seva Setu’ for the preparation of infrastructure development projects to improve urban amenities & develop programme to ensure optimum utilisation of tourism infrastructure in Tripura. technology for public welfare in rural areas.

• 5th India International Cherry Blossom Festival • The first-ever “seaplane services in Gujarat” to cancelled due to COVID-19 pandemic. It is held commenced from 31 October 2020. It will offer every year in , the capital of Meghalaya. seamless & affordable air connectivity from • Pakke Tiger Reserve (PTR) in Arunachal Pradesh | Sabarmati Riverfront in Ahmedabad to Statue of Become the first in the eight-State northeast to Unity in Kevadia in Gujarat. provide insurance cover against Covid-19 for “green • Rajasthan Govt. signed MoU with SIDBI to develop soldiers”. Eight-State northeast includes Arunachal its micro, small & medium enterprises (MSMEs) Pradesh, Assam, Manipur, Meghalaya, Mizoram, ecosystem. Nagaland, Sikkim & Tripura. • The Chief Minister of Rajasthan, Ashok Gehlot has • Nagaland govt | To celebrate Hornbill Festival approved the Rajasthan State Road Transport virtually this year. Also called the Festival of Corporation’s scheme called ‘Moksha Kalash Festivals. Held every year from December 1 to 10, Yojana-2020’. This Moksha Kalash Yojana aims to showcases the culture, heritage, food & customs of allow free bus travel to two members of the family of Naga tribes. the deceased to immerse ashes of their loved ones in • Assmam CM | Laid the Ganga in Haridwar. foundation stone of Indo-Israeli Centre of Excellence • Asian Development Bank (ADB) has approved a 300 (CoE) for Vegetables Protected Cultivation at Khetri million dollar loan to finance inclusive water on the outskirts of | Set up at an supply & sanitation infrastructure & services in investment of Rs 10.33 Crores. secondary towns of Rajasthan. 42 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Gujarat Government has signed a 5-year • Ola signed MoU with the Tamil Nadu government, Memorandum of Understanding (MoU) with to set up its first factory in the state, at an investment Denmark in the water sector. The state government of Rs 2,400 crore. arm Gujarat Water Supply & Sewerage Board has • ADB approved a loan of $190 million (approx Rs. signed the MoU with ‘Danish Water Forum’ 1,400 crore) to modernize & upgrade the power through an online interactive platform. distribution system in Bengaluru, Karnataka. It will be used for the Bengaluru Smart Energy Efficient Central States (Madhya Pradesh & Chhattisgarh) Power Distribution Project. • PM Modi addressed the International Bharathi • India’s first hot air balloon wildlife safari in a tiger Festival 2020. Festival organised by Vanavil reserve launched in the world-famous Bandhavgarh Cultural Centre in Chennai to celebrate the 138th Tiger Reserve by MP forest minister Vijay Shah. birth anniversary of Mahakavi Subramanya State was planning to introduce this service in Bharathi, an eminent writer, poet & journalist from Pench, Kanha & Panna tiger reserves as well. Tamil Nadu. • MP CM launched a roadmap • G Kishan Reddy inaugurated National Centre for to “Aatma Nirbhar Madhya Pradesh 2023” through Divyang Empowerment (NCDE) at the CRPF a virtual event. Under the roadmap, a special focus Group Centre in Hakimpet near Hyderabad, will be on health & education in the state. Telangana. • MP government led by CM Shivraj Singh Chouhan | • Karnataka CM BS Yediyurappa laid foundation To set up a ‘Gau Cabinet’. Aim | For the protection, stone for a 11.5 megawatt power plant based on conservation & promotion of cows in the state. municipal waste in Bidadi, Bengaluru. It is first of its • Madhya Pradesh govt. has launched a 15-day kind power plant in the state being set up by the campaign named ‘Gandagi Bharat Chhodo’. Karnataka Power Corporation Limited (KPCL). • Meghalaya Govt. launched India’s Biggest “Piggery • India’s first Sandalwood Museum | Established in Mission” with an outlay of Rs 209 Crores. It is Aranya Bhavan in Ashokapuram, Mysuru, launched under the aegis of Meghalaya Livestock Karnataka. Set up | to educate farmers about the Enterprises Advancement Society (MLEADS). significance of cultivation of sandalwood.

• Young Advocates Welfare Fund | Launched in Southern States (Andhra Pradesh, Karnataka, Kerala, Tamil Nadu. Young Advocates Welfare Scheme | Tamil Nadu, Telangana) Aimed at helping fresh candidates to withstand the • ADB to provide a USD 100 million (around Rs 730 initial challenges. To provide monthly financial crore) loan to modernise and upgrade the power assistance of Rs. 3000 each for two years to the distribution system in Bengaluru city. lawyers who just come out of law colleges. • New Development Bank signed loan agreements • Kerala | 1st state in the country to fix the floor price worth USD 646 million with the Government of for vegetables. It will be 20% above the production India for two road projects in Andhra Pradesh. Each cost of the vegetable. If the market price goes below project costs USD 323 million. the floor price, the product will be procured at the • Karnataka CM, B.S. Yediyurappa flagged off 40 floor price from the farmers. 1st time in the country Krishi Sanjeevani vans in Bengaluru. These vans that the floor price is being fixed for vegetables launched by the state Agriculture Department with produced in the state. Central assistance under National Krishi Vikas • India’s first of its kind solar energy-driven miniature Yojana to take up this novel programme. train inaugurated at the Veli Tourist Village, Kerala • Karnataka government unveiled the Farmer by CM Pinarayi Vijayan. Registration & Unified beneficiary Information • World heritage site of Hampi, the erstwhile capital of System (FRUITS), an e-governance portal, to create the Vijayanagar empire, will soon be part of a new a repository of farmland information & farm loan district. Karnataka Government approved to carve details on a single platform. All farmers will be out Vijayanagara as a new district of the state. registered & given an identification number on the Vijayanagara will be the 31st district of the State. The portal. Canara Bank agreed to run FRUITS on a pilot new district would be carved out of Ballari & named basis. after the Vijayanagara empire 43 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • IIT-Madras incubated dairy-tech startup, “Stellapps” • Kerala will establish the first international women’s launched a first-of-its-kind, fully-automated direct trade centre (IWTC) of India at Angamaly. payment platform, ‘mooPay’, for dairy farmers in • Karnataka CM, B.S. Yediyurappa inaugurated the Rajasthan. It is a first of its kind end-to-end dairy technology solutions company of India. ‘Veer Savarkar’ flyover in Bengaluru. • Kerala CM Pinarayi Vijayan declared the state • Karnataka CM Yediyurappa launched the “Arthika public education sector completely digital as Kerala Spandana” programme of disbursing loans to the has become the first state in the country to have high- tune of Rs. 39,300 crores through various tech classrooms in all its public schools. • As per Ministry of Jal Shakti, Goa has become the cooperative institutions. first “Har Ghar Jal” State in the country by providing • Union Minister for Chemicals & Fertilizers Shri. tap water connection to every rural household. D.V. Sadananda Gowda has launched POS 3.1 • Goa Government tied up with India Post to get software, SMS Gateway & Home Delivery facility 11,000 farmers enrolled in the Pradhan Mantri Kisan Sanman Nidhi scheme. of Fertilizers (RBK) for farmers in Andhra Pradesh.

International Current Affairs

• U.S. Congress passed the ‘Malala Yousafzai • Bangladesh signed its first Preferential Trade Scholarship Act’ to increase the number of Agreement (PTA) with Bhutan| It will allow duty- scholarships for Pakistani women in higher free access to a range of goods between the two education under merit and needs-based programme. countries. | 100 Bangladeshi products will get duty • Japan’s Sumitomo Forestry company and Kyoto free access to Bhutan, while 34 items from Bhutan University aims to launch the world’s first wood- will get duty free access into Bangladesh. based space satellite by 2023 to combat the problem • China become the second country in the world to of space junk. unfurl its national flag on the moon surface. Earlier • Pakistan Army successfully conducted the test flight this feat was achieved only by the USA in 1969. of an indigenously developed Guided Multi Launch • Kuwait Emir Sheikh Nawaf Al-Ahmad Al-Sabah Rocket System, Fatah-1. Fatah-1 weapon system can re-appointed Sheikh Sabah Al-Khalid Al-Sabah as hit targets up to a range of 140 km. PM. • Myanmar Navy officially inducted the submarine • INS Sindhuvir, which was handed over by the PM of , Ludovic Orban stepped down from Indian Navy to the country. This is the first his post after his ruling National Liberal Party (PNL) submarine in the Myanmar Navy’s arsenal. lost in 2020 parliamentary election | Romanian • USA’s plan to set up the first nuclear reactor on the President Klaus Iohannis appointed the Minister of moon by the end of 2026. National Defense, Nicolae-Ionel Ciuca as the • International Financial Services Centres Authority interim PM. (IFSCA) become an Associate Member of the • Asian Development Bank (ADB) launched an International Organization of Securities initiative called, the Asia Pacific Vaccine Access Commissions (IOSCO). HQ of IOSCO is at Madrid, Facility (APVAX), for its developing member Spain. countries. Bank allocated USD 9 billion for APVAX. • Hawker Culture of street food in Singapore • New Zealand declared a “climate emergency” & inducted by UNESCO in its prestigious promised to make its public sector carbon neutral by ‘Representative List of the Intangible Cultural 2025. New Zealand now joins 32 other countries that Heritage of Humanity’. The Hawker Culture is a have declared a climate emergency. popular Singaporean style of street dining & • The first coal-based power plant of Arab Gulf culinary practices. country is being developed in Saih Shuaib, Dubai, • FIFA cancelled men’s U-20 & U-17 World Cup United Arab Emirates. 2,400MW Hassyan clean tournaments in 2021 for the novel coronavirus. Appoint Indonesia & Peru as the hosts of the 2023 coal to be built at an estimated cost of editions. $ 3.4 billion. 44 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Global terror financing watchdog, Financial Action • Andorra joined the International Monetary Fund Task Force (FATF) | Announced that Pakistan will (IMF), to become its 190th member. Andorra is a continue to remain on its grey list till February 2021. microstate situated between France & Spain. • North Atlantic Treaty Organization (NATO) • As part of the United Nations International Day of alliance, plans to build a headquarters for space Girl Child (11th October 2020), a 16-year old Aava operations at its airbase in Ramstein in Germany, to Murto assumed the post of Finland’s Prime Minister counter a rising Russian & Chinese threat. for one day on 7th October 2020 to raise awareness • Japanese PM, Yoshihide Suga stated that the country about gender equality. will achieve zero carbon emissions by 2050. • Financial Action Task Force (FATF) Asia Pacific • Super Typhoon Goni, claimed as the world’s Group kept Pakistan in its ‘Enhanced Follow Up’ list. strongest typhoon of 2020 has hit the south of the The organisation had downgraded Pakistan status ’ main island of . from “regular follow-up” to “enhanced follow up”. • Bangladesh & US navies launched ‘Cooperation • An IEEE Spectrum report, the Beijing-based Afloat Readiness & Training (CARAT) Bangladesh company is set to send the world’s first mining robot 2020’ to expand relationships & broaden maritime named ‘asteroid mining robot’ into space by awareness between the two countries. November 2020 to identify & extract resources. • United States officially withdrawn from the Paris • Russia successfully test-fired a Tsirkon hypersonic climate accord on 04 November 2020. With this, the cruise missile in the Arctic. The Missile was fired US has now become the only country to formally pull from the Admiral Gorshkov frigate in the White Sea, out of the deal. Russian Arctic. • China sent into space the world’s first 6G experiment • Japan’s Chief Cabinet Secretary, YoshihideSuga satellite. It is developed by Argentinian company elected as the new Chief of country’s ruling, Liberal Satellogic. Democratic Party (LDP) & Prime Minister- • 2nd World Health Expo inaugurated | In Wuhan, designate of Japan. He is 71-year-old. the capital city of Central China’s Hubei Province| • TikTok chosen Oracle to be its technology partner Focus on displaying the most cutting-edge science & for its American operations. technology in the global health industry. • become the first country in the world to issue • Indian-American Kash Patel | Named as the Chief of a sovereign bond linked to the sustainable Staff to the Acting US Defence Secretary Chris Miller development goals set by the United Nations. It has | New appointment comes after Donald Trump fired raised EUR 750 million ($890 million) by such Defence Secretary Mark Esper & designated Chris bonds. It will mature in September 2027 & offers a Miller, as the Acting Secretary | Kash Patel replaces yield to maturity rate of 1.603% & a coupon rate of Jen Stewart. 1.350%. • Japan & Australia | Signed ‘landmark’ defence pact • World Bank has stopped the publication of its | To counter China’s growing influence in the South “Doing Business” report to probe data collection China Sea & over the Pacific island nations |Deal irregularities in the annual ranking of countries’ called Reciprocal Access Agreement (RAA) was business & investment climates. signed between Japanese PM Yoshihide Suga & his Australian PM Scott Morrison. • Russia | Successfully test-fired a Tsirkon hypersonic cruise missile in the Arctic | Tsirkon hypersonic cruise missile hitting a naval target 450 km away in the Barents Sea at a speed of over Mach 8. • Cambridge Dictionary named ‘quarantine’ as Word of the Year 2020. • Singapore became the World’s First Country to attach Facial verification in the National Identification Database. The function is called “SingPass Face Verification”. This technology is being rolled out to the city-state’s SingPass digital identity scheme. 45 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Mustapha Adib has been appointed as the Prime Bougainville, an autonomous region of Papua New minister of Lebanon. Guinea. This was the first general election since • US President Donald Trump announced Bougainville voted overwhelmingly to separate from Wilmington, North Carolina as the First World War Papua New Guinea in November 2019. II Heritage City. • President of Somalia, Mohamed Abdullahi • Govt. of Australia has appointed former cricketer, Mohamed has appointed Mohamed Hussein Roble Matthew Hayden & Indian-origin politician Lisa as the new Prime Minister of Somalia. He will Singh as trade envoys for advancing business ties replace former Prime Minister Hassan Ali Khaire, with India. who was voted out of office by parliament in July for • ’s former defence minister, Bah Ndaw has been failing to pave the way for fully democratic elections named as Interim President of the country’s new due before February 2021. transition government. On 19th August 2020, Mali • The Prime Minister-designate of Lebanon, President Ibrahim Boubacar Keita announced his Mustapha Adib has announced his resignation resignation with immediate effect following a following his failure to form a new cabinet. military mutiny in the Republic of Mali. • The interim President of Mali, Bah Ndaw, has named • Former rebel military commander, Ishmael former Malian Foreign Minister Moctar Ouane as Toroama has been elected as president of the new prime minister of Mali.

Obituaries (National/International)

Person Died Profession/Famous In? Politician (National-International) 1. Buta Singh Former Union Minister and senior Rajasthan Congress leader 2. Vilas Patil Undalkar Former Maharashtra cabinet minister and seven-time Congress MLA Senior Rashtriya Swayamsevak Sangh ideologue | Veteran journalist, a 3. MG Vaidya Sanskrit scholar & the first official spokesperson of RSS 4. Motilal Vora Veteran Congress leader 5. Dineshwar Sharma Lakshadweep Administrator | He also headed IB 6. Ambrose Dlamini Prime Minister of Eswatini 7. Valery Giscard d’Estaing Former President of France (3rd President of the Republic of France) 8. Zafarullah Khan Jamali 15th Prime Minister of Pakistan Keshubhai Savdasbhai Former CM of Gujarat (Served in 1995 & from March 1998 to Oct. 2001) 9. Patel 10. Mesut Yilmaz Veteran Politician & former PM of Turkey 11. Satish Prasad Singh Former Chief Minister & Socialist of Bihar Khalifa bin Salman al- ’s PM | (Longest-serving PM of Bahrain & world’s longest-serving 12. Khalifa PM (Since 1971) Former Sikkim CM | (Fourth CM of Sikkim from Sikkim Sangram 13. Sanchaman Limboo Parishad Party). Former Lt Governor of Pondicherry | (1st MP (1977), 1st MLA, 1st minister 14. Chandrawati & 1st leader of Opposition in Haryana assembly). 15. Bhanwarlal Meghwal Rajasthan Social Justice & Empowerment Minister Former Governor of Goa & veteran BJP leader | (1st woman Governor of 16. Mridula Sinha Goa) Three-time Assam Chief Minister from Congress | (Between 2001 & 2015 | 17. Tarun Gogoi Longest-serving CM of Assam). 18. Ahmed Patel Senior Congress leader & Rajya Sabha MP representing Gujarat 19. Former President of India

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Person Died Profession/Famous In? Harikrishnan Vasantha Congress Member of Parliament 20. Kumar 21. Raghuvansh Prasad Singh Former Union minister & veteran leader of RashtriyaJanata Dal (RJD) 22. Chanesh Ram Rathiya Veteran Congress leader & former Chhattisgarh minister 23. General MoussaTraore Former President of Republic of Mali 24. Ashok Gasti Rajya Sabha MP from Karnataka Former Prime Minister of Canada 25. John Turner (2nd shortest term in the office recorded in the history of Canada) Union Minister of State for Railways 26. Suresh Angadi (Four-time Lok Sabha MP from Karnataka’s Belagavi constituency) 27. Jaswant Singh The former Union Minister passed away. 28. Syeda Anwara Taimur Assam’s first & only woman chief minister Singer/Musician (National-International) 29. Shantanu Mohapatra Legendary Odia musician 30. Dr. KapilaVatsyayan Veteran scholar of , art, architecture & art histor 31. Bibhuranjan Choudhury Renowned Assam music composer Legendary singer. He made his singing debut in 1966 with Telugu movie Sri 32. S.P. Balasubramaniam Sri Sri Maryada Ramanna. 33. Abhilash Veteran songwriter Actor/Director/Producer (National-International) 34. Manu Mukherjee Veteran Bengali actor 35. Rafer Johnson American decathlete & film actor 36. Ravi Patwardhan Veteran Actor 37. David Prowse British character actor 38. Mahesh Kanodia Famous Gujarati film musician, singer & former Parliamentarian Veteran Gujarati film star-turned-politician | (Younger brother of Gujarati 39. Naresh Kanodia singer Mahesh Kanodia) 40. Ashiesh Roy Television actor 41. Soumitra Chatterjee Bengali actor & Dadasaheb Phalke award recipient 42. Asif Basra Bollywood actor 43. Sean Connery Scottish actor (Best known for his portrayal of James Bond) 44. Ashish Kakkad Noted actor, filmmaker & voiceover artiste 45. TN Krishnan Noted violin & Padma awardee 46. Faraaz Khan Bollywood actor 47. Sudarshan Rattan Bollywood filmmaker American television editor, writer & producer | (Co-created animated series 48. Ken Spears Scooby-Doo) 49. Jiri Menzel Oscar-winning Czech film director 50. Johnny Bakshi Veteran producer-director 51. Jaya Prakash Reddy Telugu actor 52. Dame Diana Rigg British Actress 53. Babu Sivan Tamil director 54. Ashalata Wabgaonkar Renowned Marathi, Hindi films & stage actress 55. Bhupesh Pandya Theatre personality & Bollywood actor Author/Journalist/Activist/Painter (National-International) 56. Sugathakumari Renowned poet & activist 57. Shamsur Rahman Faruqi Legendary Urdu poet & critic

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Person Died Profession/Famous In? Vidyavachaspati Bannanje Renowned Sanskrit scholar 58. Govindacharya 59. Madhukar Gangadhar Eminent Hindi writer 60. Daniel Menaker Author & Longtime editor at The New Yorker & Random House | Shaik Khaja Hussain, Noted Telugu poet, journalist, scriptwriter, & Kendra Sahitya Academy 61. popularly known as Devi award winner Priya 62. Ravi Belagere Noted journalist & writer | (From Karnataka) Father Carlos Gonzalez Author & Gujarati columnist 63. Valles SJ 64. Dr G S Amur Veteran writer & critic Sportsmen/Sportswomen (National-International) 65. Jon Huber Former professional wrestler 66. Michael Kindo Olympic bronze and World Cup-winning hockey player 67. Alan Burgess World’s oldest living first-class cricketer 68. Sripati Khanchanale Noted Indian wrestler (‘Hind Kesari’ Title) 69. John Edrich Former English first-class batsman 70. Papa Bouba Diop ’s professional footballer Veteran Football Player of Italy | (Only male player in history to win the 71. Paolo Rossi World Cup, Golden Boot, Golden Ball & Ballon d'Or in the same year) 72. Eric Freeman Former Australia Test all-rounder Greatest footballers of all time | (Captain when Argentina won the 1986 73. Diego Maradona World Cup). 74. Purushotham Rai India’s former athletic coach 75. David Capel Former England all-rounder & legendary cricketer 76. Sadashiv Patil Former Maharashtra cricketer 77. Dean Jones Former Australian cricketer & renowned commentator Others (National-International) 78. Sunil Kothari Padma Shri awardee dance historian & critic 79. Indira Joseph Venniyoor Veteran broadcaster 80. Narendra ‘Bull’ Kumar Ace mountaineer Colonel who helped India secure the Siachen Glacier 81. Chitra Ghosh Netaji Subhas Chandra Bose’s niece and eminent academician 82. Satya Paul Veteran Fashion designer 83. Roddam Narasimha Eminent aerospace scientist & Padma Vibhushan awardee 84. Dharampal Gulati Owner of MDH Masala (Fondly called ‘dalaji’ & ‘Mahashayji’) 85. Chuck Yeager US Air Force officer & test pilot 86. Narinder Singh Kapany India-born American physicist (Known as the father of fibre optics). 87. Lee Kun-hee. Chairman of Samsung Group (South Korea’s largest company)| Faqir Chand Kohli Founder of Tata Consultancy Services (TCS) | (Father of the Indian IT 88. industry). 89. Masatoshi Koshiba Physicist | (Shared 2002 Nobel Prize for the detection of cosmic neutrinos). 90. Pradip Ghosh Noted Bengali elocutionist 91. Zarina Roshan Khan Renowned TV actress 92. Dr Vijaylakshmi Ramanan Indian Air Force 1st woman officer, Wing Commander 93. Dr Jayanta Madhab Renowned economist from Assam 94. K J Mohammed Babu Playback singer, music director & actor 95. Carlton Chapman Former Indian football captain 96. C M Chang Nagaland’s environment minister

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Person Died Profession/Famous In? 97. Vinod Kumar Singh Minister for Backward & Extremely Backward Classes in Bihar 98. Charlie Moore 400-meter hurdles champion at the 1952 Helsinki Olympics 99. Shobha Naidu Renowned dancer 100. John Richard Reid Former allrounder The first Indian to win the Oscar award (She won the Best Costume Design 101. Bhanu Athaiya Oscar for her work in the 1982 film Gandhi) 102. Kishore Bhimani Veteran sports journalist & Cricket commentator Mahakavi Akkitham 103. Legendary Malayalam poet & Jnanpith laureate Achuthan Namboothiri 104. Kaumudi Munshi “Nightingale of Gujarat” (She sang mostly in Gujarati) Senior Janata Dal (United) leader, who was serving as the Panchayati Raj 105. Kapil Deo Kamat Minister of Bihar 106. Prof Pushpa Bhave Veteran social activist | Also known as the Iron Lady of Mumbai 107. Sabah al-Ahmed al-Sabah Incumbent Emir (King or Ruler) of the Kuwait 108. Mishti Mukherjee Bollywood actress Three-time member of Legislative Council & veteran Samajwadi Party leader 109. Mulayam Singh Yadav from Auraiya 110. Najeeb Tarakai Afghanistan right-handed batsman 111. Vishal Anand Veteran Bollywood actor 112. Ashwani Kumar Former Governor of Manipur & Nagaland, & ex-CBI Director 113. Ram Vilas Paswan Union minister of consumer affairs, food & public distribution 114. Mario José Molina Only Mexican scientist to receive the Nobel Prize 115. Justice KK Usha Former Chief Justice of the Kerala High Court 116. Joe Ruby Co-creator of the cartoon series Scooby-Doo 117. Dr S Padmavati Noted cardiologist 118. Kesavananda Bharti Head seer of Edneer Mutt 119. Prof Govind Swarup Father of India’s Radio Astronomy 120. Swami Agnivesh Social activist & Arya Samaj leader 121. Amitabha Ghosh Shortest-serving Governor of RBI 122. PR Krishnakumar Tamil Nadu based prominent Indian Ayurveda physician Nepal-based Ang Rita First man to climb Mount Everest 10 times | He was therefore also known as 123. Sherpa the “snow leopard” for his climbing skills. Sekhar Basu Veteran Atomic Scientist & Former Chairman of Atomic Energy 124. Commission(AEC) 125. Dr Isher Judge Ahluwalia Renowned economist

List/Indexes (Ranks & Reports)

• India’s richest man Mukesh Ambani, CMD of • HDFC Bank is the top-ranked company among the Reliance Industries Limited dropped down to 12th 100 Banking, Financial Services & Insurance (BFSI) companies in the country, as per the BFSI Movers & spot in the Bloomberg Billionaires Index 2021. Shakers 2020 report by Wizikey. ICICI Bank & Zhong Shanshan, referred to as “Lone Wolf”, has State Bank of India (SBI) are ranked second & third. replaced Ambani as Asia’s richest person. • American media personality & reality TV star, Kylie • As per Bloomberg Billionaires Index, Tesla CEO Jenner crowned the highest-paid celebrity of 2020 Elon Musk overtakes Amazon’s Jeff Bezos to by Forbes. • India ranked 10th | As per the ‘Climate Change become the world’s richest person. Performance Index (CCPI) 2021’. 49 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • FM Nirmala Sitharaman grabbed the 41st spot in the • As per the TRACE Bribery Risk Matrix 2020 | India 2020 list of Forbes 100 most powerful women in the placed at 77th position | Bhutan scored better than world. India’s leading Businesswomen, Kiran India & got 48th place in the list. Mazumdar-shaw, Chairman of Biocon Limited • Economist Intelligence Unit (EIU) released its ranked at 68th. biannual ‘Worldwide Cost of Living (WCOL)’ report • Indian actor, Sonu Sood topped the first-of-its-kind of the World’s Most Expensive Cities in 2020, based ’50 Asian Celebrities in the World’ 2020 list, on their cost of living. Hong Kong (China), Paris published by UK based Eastern Eye newspaper. (France) & Zurich (Switzerland) share top spot as the • Indian singer Armaan Malik came in fifth for his most expensive cities in the list. Damascus (Syria), Taskent (Uzbekistan), Lusaka (Zambia) ranked the immense musical output that included barrier- last three spot as the most cheapest cities. breaking English language songs. Sixth-placed • The Indian national team moved up a spot to 104 in Priyanka Chopra Jonas remains the most famous the latest FIFA Rankings. The Indian team were Indian star in the world. ranked 108th in the October 2020 rankings. In two • Lahore, the cultural capital Pakistan ranked as the months, India has climbed 5 spots after being 109th world’s most polluted city, as per the data released in September. Belgium continues to lead the by US Air Quality Index (AQI). New Delhi stood rankings followed by France, Brazil. second while Nepal’s capital Kathmandu ranked the • India ranked at 4th position in the Asia Power Index third. 2020, released by the Sydney-based Lowy Institute. • As per the Global Terrorism Index (GTI) 2020 | The Asia Power Index 2020 ranks 26 countries. India ranked at 8th spot globally in the list of United States retained its position as the most countries most affected by terrorism in 2019. powerful country influencing the Asia-Pacific. Afghanistan topped the index. • India acquired the second rank in terms of the • Chairperson of HCL Technologies, Roshni Nadar number of migrants going to the Organisation for Malhotra topped the list of wealthiest women in Economic Co-operation & Development (OECD) India, as per the 2nd edition of ‘Kotak Wealth countries & acquiring the citizenship of those Hurun–Leading Wealthy Women’ report 2020. countries. China retained its top spot. Kiran Mazumdar-Shaw of Biocon & Leena Gandhi • Uttar Pradesh emerged as the top destination for Tewari of USV are at the second & third rank. attracting the highest number of domestic tourists • Nongpok Sekmai Police Station in Manipur topped visiting the state in 2019 as per the Indian Tourism the list of best police stations in India, while Statistics (ITS) 2020. In terms of Foreign tourists, Sooramangalam All Women Police Station at Tamil Nadu has topped the list. Salem, Tamil Nadu adjudged the second best police • India ranked 129 among 158 countries in the 2020 station in the country.\ Commitment to Reducing Inequality (CRI) Index. It • National Thermal Power Corporation Limited is topped by Norway. South Sudan is the lowest (NTPC) | Featured on the top on the list of Indian ranking country in the index at 158th position. • PSUs under the ‘World’s Best Employer 2020’, Reliance Industries Limited (RIL) Chairman Mukesh Ambani, has topped the Forbes India Rich list for published by Forbes. 2020. • South Korea based electronics company, Samsung • India ranked 105th position “Global Economic Electronics | Topped the list of ‘World’s Best Freedom Index 2020 Annual Report” by Canada’s Employer 2020′ published by Forbes’. Amazon, IBM, Fraser Institute. This is the 24th edition of Economic Microsoft & LG are among the top 5 in the list. From Freedom of the World. Hong Kong topped the Index. India, HCL Technologies is the top industry, at 30th • According to the World Risk Index (WRI) 2020, position globally. In Banking sector, HDFC Bank is India has been ranked at the 89th spot among 181 top from India at 176th position. Countries. WRI has been developed in cooperation • As per Department of Science & Technology (DST), with the United Nations University’s Institute for Indian supercomputer, Param Siddhi achieved 63rd Environment & Human Security (UNUEHS) & rank in the list of 500 most powerful supercomputers calculated by the International Law of Peace & in the world. Armed Conflict (IFHV)

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Important Days (October to March)

Date Day & Theme 4th January World Braille Day Pravasi Bharatiya Divas or NRI Day | Theme was “Contributing to Aatmanirbhar 9th January Bharat”. 20th December International Human Solidarity Day 22nd December National Mathematics Day (133rd birth anniversary of Ramanujan). 23rd December National Farmer’s Day (Kisan Diwas) 24th December National Consumer Rights Day 19th December Goa Liberation Day 18th December UN Arabic Language Day 18th December International Migrants Day | Theme: ‘Reimagining Human Mobility’. 16th December 49th Vijay Diwas (also called ) 14th December National Energy Conservation Day International Universal Health Coverage Day | Theme: ‘Health For All: PROTECT 12th December EVERYONE’. 12th December International Day of Neutrality 11th December International Mountain Day | Theme: "Mountain biodiversity". UNICEF Day |UNICEF created on December 11, 1946, as the United Nations 11th December International Children’s Emergency Fund to improve the health, nutrition, education, & general welfare of children devastated due to World War II. 10th December Human Rights Day | Theme: Recover Better – Stand Up for Human Rights. International Day of Commemoration & Dignity of the Victims of the Crime of 9th December Genocide & of the Prevention of this Crime. 9th December International Anti-Corruption Day | Theme: ‘RECOVER with INTEGRITY.’ 7th December Armed Forces Flag Day (also known as the Flag Day of India). International Civil Aviation Day | Theme: Advancing Innovation for Global Aviation 7th December Development World Soil Day | Food & Agriculture Organization (FAO) campaign "Keep soil alive, 5th December protect soil biodiversity". International Volunteer Day (IVD) |Theme: “Together We Can Through 5th December Volunteering”. 4th December International Day of Banks. International Day of Persons with Disabilities |Theme: ‘Not all Disabilities are 3rd December Visible’. 2nd December National Pollution Control Day 2nd December International Day for the Abolition of Slavery 2nd December World Computer Literacy Day 1st December World AIDS Day | Theme: “Global solidarity, shared responsibility”. 30th November UN recognised Day of Remembrance for all Victims of Chemical Warfare

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Date Day & Theme 29th November International Day of Solidarity with the Palestinian People 27th November National Organ Donation Day National Milk Day | To commemorate the birthday of the father of India’s White 26th November Revolution, Dr Verghese Kurien (also nicknamed as Milkman of India). International Day for the Elimination of Violence Against Women | Theme: “Orange 25th November the World: Fund, Respond, Prevent, Collect!”. Airports Authority of India observing| Aviation Safety Awareness Week 2020 | 23 to 27 November 2020. 59th National Pharmacy Week (NPW) |Theme: “Pharmacists: Frontline Health 16 to 22 November Professionals”. National Newborn Week 2020 |Theme: ‘Quality, Equity, Dignity for every newborn at 15 to 21 November every health facility & everywhere’. 21st November World Fisheries Day 21st November World Television Day 20th November Africa Industrialization Day 20th November World Children's Day World COPD Day | Raise awareness about chronic obstructive pulmonary disease Third Wednesday (COPD) & improve COPD care throughout the world | Theme: Living Well with COPD- of November Everybody, Everywhere. Third Thursday of November | World Philosophy Day 19th November World Toilet Day (WTD) | Theme remarks on the importance of “Sustainable sanitation 19th November & climate change” National Epilepsy Day, to create awareness about epilepsy | Month of November is 17th November observed as ‘National Epilepsy Awareness Month’. Third Sunday of World Day of Remembrance for Road Traffic Victims | Theme: “First Responders”. November 18th November National Naturopathy Day 16th November National Press Day 16th November “International Day for Tolerance” 14th November World Diabetes Day | Theme was "The Nurse & Diabetes." National Ayurveda Day(5th) | Potential role of Ayurveda in the management of the 13th November COVID-19 pandemic will be the focus. 13th November World Kindness Day | Theme: Kindness: The World We Make – Inspire Kindness. Public Service Broadcasting Day | Celebrated to commemorate the first & only visit of the 12th November Father of the Nation, Mahatma Gandhi, to the studio of All India Radio, Delhi in 1947. 12th November World Pneumonia Day 10th November World Science Day for Peace & Development | Theme was “Science for & with Society”. 8th November World Urbanism Day or “World Town Planning Day” 9th November “National Legal Services Day” International Day of Radiology | Motton for 2020 was: ‘Radiologists & radiographers 8th November supporting patients during COVID-19’. 7th November National Cancer Awareness Day

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Date Day & Theme International Day for Preventing the Exploitation of the Environment in War & Armed 6th November Conflict 5th November World Tsunami Awareness Day 2nd November International Day to End Impunity for Crimes against Journalists World Vegan Day | To spread benefits of veganism for humans, non-human animals, & 1st November the natural environment. In India| Rashtriya Ekta Diwas or National Unity Day| To commemorate birth 31st October anniversary of Iron Man of India, Sardar Vallabhbhai Patel | 145th anniversary this year 31st October World Cities Day| Theme: Valuing Our Communities & Cities. 29th October World Psoriasis Day | Theme: INFORMED 29th October International Internet Day 28th October International Animation Day World Day for Audiovisual Heritage | Raise awareness of the significance & preservation 27th October risks of recorded sound & audiovisual documents| Theme: “Your Window to the World”. 24th October Indo Tibetan Border Police (ITBP) | 59th raising Day 20th October 3rd World Statistics Day | Theme: “Connecting the world with data we can trust.” World Osteoporosis Day (WOD) | To raise global awareness of the prevention, diagnosis 20th October & treatment of osteoporosis & metabolic bone disease. Theme is “THAT’S OSTEOPOROSIS”. 20th October International Chefs Day| Theme: Healthy Food for the Future. International Stuttering Awareness Day with the theme “Journey of Words – Resilience & 22nd October Bouncing Back” 23rd October World Snow Leopard Day 24th October United Nations Day 24th October The United Nations’ World Development Information Day 24th October World Polio Day with the theme “A win against polio is a win for global health.” World Standards Day or International Standards Day with the theme is “Protecting the 14th October planet with standards” International Day of Rural Women with the theme “Building rural women’s resilience in 15th October the wake of COVID-19” 16th October World Food Day (WFD) with the theme “Grow, Nourish, Sustain. Together”. 12th October World Arthritis Day 11th October International Day of the Girl Child with the theme “My voice, our equal future”. 13th October United Nations International Day for Disaster Reduction 16th October 36th Raising Day of National Security Guard (NSG) International Day for the Eradication of Poverty with the theme: “Acting together to 17th October achieve social & environmental justice for all”. World Teachers’ Day with the theme “Teachers: Leading in crisis, reimagining the 5th October future”. UN designated the first Monday of October as World Habitat Day. Theme was “Housing 5th October For All — A Better Urban Future”

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Date Day & Theme Wildlife Week celebrated across India between 2nd to 8th October with an aim to protect & preserve the flora & fauna of India. Theme was RoaR (Roar & Revive) – Exploring Human-Animal Relationships. 7th October World Cotton Day (WCD) 9th October World Post Day 10th October World Mental Health Day with the theme ‘mental health for all’. 10th October National Postal Day Department of Posts is celebrating National Postal Week from 9-15 October 2020, to mark the occasion of the World Postal Day. World Migratory Bird Day | 9 May or 10th October| Theme was “Birds Connect Our World”. International Day of Older Persons | Theme: Pandemics: Do They Change How We 1st October Address Age & Ageing? 2nd October International Day of Non-Violence 5th September International Day of Charity India celebrates Teachers Day every year on 05th September 7th September International Day of Clean Air for blue skies 8th September International Literacy Day 9th September International Day to Protect Education from Attack International Association for Suicide Prevention | Theme: ‘Working Together to 10th September Prevent Suicide’ 12th September International Day for South-South Cooperation 12th September World First Aid Day 15th September International Day of Democracy 15th September In India, the Engineer’s Day is celebrated International Day for the Preservation of the Ozone Layer. 16th September Theme: “Ozone for life: 35 years of ozone layer protection”. World Patient Safety Day with the theme Health Worker Safety: A Priority for Patient 17th September Safety. 18th September World Bamboo Day with the theme ‘BAMBOO NOW.’ 18th September International Equal Pay Day 21st September International Day of Peace | Theme was “Shaping Peace Together.” International Coastal Cleanup Day held on the third Saturday in September. Theme | 19th September “Achieving a trash-free Coastline”. 21st September World Alzheimer’s Day | Theme ‘Let’s talk about dementia’. 19th September International Red Panda Day (IRPD) celebrated on third Saturday of September 23rd September International Day of Sign Languages | Theme is Sign Languages are for Everyone! 22nd September World Rhino Day 24th September World Maritime Day | Theme is Sustainable shipping for a sustainable planet 25th September World Pharmacist Day with the theme is “Transforming global health“. World Environmental Health Day with the theme Environmental health, a key public 26th September health intervention in disease pandemic prevention

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Date Day & Theme 26th September International Day for the Total Elimination of Nuclear Weapons India observes Antyodaya Diwas to mark birth anniversary of Pandit Deendayal 25th September Upadhyaya (Antyodaya means uplifting poorest of the poor) International Day for the Universal Access to Information (Access to Information Day) 28th September with the theme Access to Information – Saving lives, Building Trust, Bringing Hope! World Rabies Day is observed globally on 28th September every year. The theme for the 28th September 14th WRD in 2020 is ‘End Rabies: Collaborate, Vaccinate’. 27th September World Tourism Day | Theme of “Tourism & Rural Development”. 29th September World Heart Day | Theme “Use Heart To Beat Cardiovascular Disease” International Day of Awareness on Food Loss & Waste Reduction | Theme: “Stop food 29th September loss & waste. For the people. For the planet.” 30th September International Translation Day | Theme: “Finding the words for a world in crisis”. 30th August International Day of the Victims of Enforced Disappearances

Books & Authors

NAME OF THE BOOK AUTHOR “Sutranivednachi sutra- ek anbav” Dr Roopa Chari “In Pursuit Of Justice: An Autobiography” Late Justice Rajindar Sachar Vahana Masterclass Alfredo Covelli ‘India’s 71-Year Test: The Journey to Triumph in R. Kaushik Australia’ ”Right Under our Nose” General manager at RBI, R Giridharan ‘Ayodhya’ Madhav Bhandari ‘Oh Mizoram’ Governor of Mizoram, Shri P S Sreedharan Pillai ‘Covid-19: Sabhyata ka Sankat Aur Samadhan’ (Covid-19: Nobel laureate Kailash Satyarthi’s Crisis of Civilisation & Solutions) Dharma: Decoding the Epics for A Meaningful Life”. Amish Tripathi co-authored with his sister Bhavana Roy Lok Sabha Speaker Om Birla released a book on occasion of the 19th anniversary of the Parliament attack on 13 December title ‘The Shaurya Unbound’ (English Version) & ‘Samundar Samawe Boond Mein’ (Hindi Version) released on the 2001 incident. ADB released a new book titled ‘Future of Regional Cooperation in Asia & the Pacific’. VP M Venkaiah Naidu released the book titled “40 Years with Abdul Kalam- Untold Stories”, a book on the life of the former President of India Dr APJ Abdul Kalam | Authored by Dr A.Sivathanu Pillai. “Night of the Restless Spirits: Stories from 1984″ Sarbpreet Singh World’s 1st scientoon book entitled "Bye Bye Corona" By ‘scientoonist’ Dr Pradeep Srivastava “Pandemonium: The Great Indian Banking Tragedy” Tamal Bandyopadhyay Till We Win By AIIMS Director Randeep Guleria & co-written by Chandrakant Lahariya & Gagandeep Kang “Rasaathi: The Other Side of a Transgender” Sasindran Kallinkeelpenned “Thavaasmi: Life & Skills through the lens of ” Rallabandi Srirama Chakradhar & Amara Sarada Deepthi. “Your Best Day Is Today!” Actor Anupam Kher

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 NAME OF THE BOOK AUTHOR “Sutranivednachi sutra- ek anbav” Dr Roopa Chari “In Pursuit Of Justice: An Autobiography” Late Justice Rajindar Sachar Vahana Masterclass Alfredo Covelli ‘India’s 71-Year Test: The Journey to Triumph in R. Kaushik Australia’ ”Right Under our Nose” General manager at RBI, R Giridharan ‘Majhi Bhint’ (My Wall) By former Maharashtra Minister of Education Rajendra Darda ‘Boskiyana’| Hindi book on Gulzar, veteran Indian poet-lyricist | Edited & compiled by Yashwant Vyas. ‘Boskiyana’ is the name of the house of Gulzar in Mumbai. Actor, producer & humanitarian, Sonu Sood's Autobiography titled “I Am No Messiah” | Co-authored by Meena Iyer. Defence Minister Rajnath Singh | unveiled two books ‘The Republican Ethic Volume III’ & ‘Loktantra Ke Swar’ | Collection of selected speeches of President Kovind during the third year of his presidency. Book on the life & ideals of Guru Nanak Dev, the founder Kirpal Singh Ji of Sikhism & first of its ten gurus released Name of the Book Author Veteran Economist & bureaucrat N K (Nand Kishore) Singh released his autobiography titled “Portraits of Power: Half a Century of Being at Ringside”. “The Battle of Belonging” Renowned Author & Politician, Shashi Tharoor Union Minister of State (IC) Development of North Eastern Region (DoNER), Dr Jitendra Singh released Coffee Table Book on “Discovering the Heritage of Assam”, written by Padampani Bora. On the occasion of the 151st Birth Anniversary of Mahatma Gandhi, Deputy CM of Delhi, Manish Sisodia launched the coffee-table book titled “Babu – The Unforgettable” “The Very, Extremely, Most Naughty Asura Tales for Kids” Anand Neelakantan “The Big Thoughts of Little Luv” Karan Johar Pope Francis is set to release the book “Let Us Dream”. “My Life In Design” Gauri Khan “Azadi: Freedom. Fascism. Fiction” Arundhati Roy Former US President, Barack Obama announced his first presidential memoir titled “A Promised Land.” A Promised Land is the first of two volumes of the book. “Kitchens of Gratitude” Star chef Vikas Khanna “Voices of Dissent” Romila Thapar ‘A bouquet of flowers’ Dr Krishna Saksena

Defense Current Affairs

• Indian Navy signed a contract with the Bharat • India and Israel successfully tested a Medium- Electronics Limited (BEL), to procure Light Range Surface-to-Air Missile (MRSAM) defence Amplification by Stimulated Emission of Radiation system. It is developed jointly by DRDO and Israel Dazzlers (Laser Dazzlers). The Laser dazzler Aerospace Industries (IAI) to deal with airstrikes by technology developed by DRDO and would be enemy countries. manufactured by BEL, Pune plant. • Union Cabinet chaired by PM Modi approved the • Kolkata-based Garden Reach Shipbuilders and proposal to export indigenously developed Akash Engineers (GRSE) delivered the Landing Craft Missile System. • DRDO 63rd Foundation Day Utility (LCU) MK IV class vessel ‘IN LCU L-58’ (Yard observed the of its establishment on January 01, 2021. DRDO was 2099) to the Indian Navy. established in 1958. 56 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • DM Rajnath Singh handed over three indigenously • India receives the second batch of three Rafale developed high technology systems to chiefs of the Aircraft | Bringing total Rafale Jets with IAF to eight three-armed forces: the Indian Army, the Indian | Second batch landed in Jamnagar, Gujarat. Navy & the Indian Air Force. Three systems namely, • Andaman & Nicobar Command (ANC) conducted | Border Surveillance System (BOSS), Indian Tri-Service Combat Exercise code-named “Bull Maritime Situational Awareness System (IMSAS) Strike”| at Teressa Island in Nicobar Group of & ASTRA Mk-I Missile, developed by DRDO. Islands | Focussed on interoperability & synergy • DM Rajnath Singh inaugurated the advanced among three services – Army, Navy & Air Force. • Hypersonic Wind Tunnel (HWT) test facility of the Joint coastal security exercise, “Sagar Kavach” was launched at Paradip Coast, Odisha. The exercise is DRDO in Hyderabad, Telangana. being carried out by a joint effort of the state of • Himgiri, which is the first of the three Project 17A Odisha & West Bengal governments. ships being built at Garden Reach Shipbuilders & • A model of Anti Satellite (A-SAT) Missile installed Engineers Limited (GRSE), Kolkata launched. inside DRDO Bhawan | Unveiled by DM Rajnath • Interceptor boat C-454, built by Larsen & Toubro at Singh. its Hazira plant, will operate from Gujarat under the • Indian Navy| Launched the fifth Scorpene control of the Commander Coast Guard Region submarine “Vagir” at Mazagon Dock of south North-West of the Indian Coast Guard. Mumbai. • Indian Coast Guard’s (ICG) Offshore Patrol Vessel • India test-fired | Quick Reaction Surface to Air (OPV) ‘Sujeet’, 2nd in the series of 5 OPVs was Missile (QRSAM) system off the coast of Balasore in commissioned at the Goa Shipyard Limited (GSL) Odisha. System achieved a major by a in Vasco Town, Goa. direct hit on to a Banshee Pilotless target aircraft at • India successfully test-fired the anti-ship version of medium range & medium altitude. the BrahMos supersonic cruise missile from the • 30th edition of India- Coordinated Patrol Andaman & Nicobar Islands territory. DRDO- (Indo-Thai CORPAT) held | Between the Indian developed BrahMos supersonic cruise missile with a Navy & the Royal Thai Navy.

strike range of 300 Km launched from Indian Navy’s • 2nd edition of India, Singapore & Thailand Trilateral Maritime Exercise SITMEX-20 conducted | In the INS Ranvijay & it successfully hit its target ship near Andaman Sea | 2020 edition hosted by Republic of the Car Nicobar Islands in the . Singapore Navy (RSN). • Indian Navy (IN) & the Russian Federation Navy • Indian Navy got its ninth Boeing P-8I long-range (RuFN) Passage Exercise (PASSEX) undertaking in maritime reconnaissance & anti-submarine warfare the Eastern Indian Ocean Region (IOR). aircraft, part of the nearly $1 billion deal with the US • IAF | Test-fired an air-launched version of the for four additional planes signed in 2016. BrahMos supersonic cruise missile from a Sukhoi • 27th edition of India – Singapore Bilateral Maritime fighter aircraft in the Bay of Bengal. Exercise SIMBEX-20 held in the Andaman Sea | • Navies of India, the US, Japan & Australia | Began Indian Navy (IN) is the host for the 2020 edition of 1st Phase of the Malabar naval exercise in the Bay of SIMBEX. Bengal. From the Indian side, destroyer Ranvijay, • Indian Army successfully test-fired a land-attack frigate Shivalik, off-shore patrol vessel Sukanya, fleet version of the BrahMos supersonic cruise missile support ship Shakti & submarine Sindhuraj will be from the Andaman & Nicobar Islands territory. part of the drill. • DRDO Chairman G Satheesh Reddy | Flagged off • Second phase of Exercise Malabar 2020 | Organised the first Production unit of Heavy Weight Torpedo in the Northern | Exercise Malabar 2020 (HWT), Varunastra | Designed & developed by Naval Science & Technological Laboratory (NSTL) of is the 24th edition of MALABAR. DRDO while Bharat Dynamics Limited (BDL), • Enhanced version of PINAKA rocket system Vishakhapatnam manufactured the torpedo. |Successfully flight tested by DRDO | From ITR, • Konark Corps of Indian Army launched a 1971 Chandipur off the coast of Odisha | This would kilometres cycling expedition in Gujarat & Rajasthan replace the existing Pinaka Mk-I rockets | Mk-1 had to commemorate the commencement of the Golden a range of 40 km, the new variant having the range Jubilee Victory Celebrations of Indian Armed Forces of 45 to 60 km. in the Indo-Pak War of 1971. 57 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • India successfully flight-tested its indigenously • DRDO successfully flight-tested a new generation developed Stand-off Anti-tank (SANT) missile Anti-Radiation Missile (RUDRAM-1) at the Wheeler from ITR off Odisha coast. It is an upgraded version Island off the coast of Odisha. The missile was of anti-tank missile, Helicopter Launched Nag launched from SU-30 Mk1 fighter aircraft. (HeliNa). • A two-day Coastal Security Exercise namely ‘Sagar • DRDO successfully carried out the final trial of the Kavach’ conducted by the Indian Navy along with third generation, anti-tank guided missile ‘NAG’, Indian Coast Guard & all stakeholders involved in from the Pokhran field firing ranges in Rajasthan. Coastal Security from the coast of Kerala. • Chief of Army Staff, General MM Naravane • India withdrawn its participation from the commissioned the ‘INS Kavaratti’, the last of four multilateral Military Exercise “Kavkaz 2020” to be indigenously-built anti-submarine warfare (ASW) held in Russia. stealth corvettes, into the Indian Navy in • Acquisition Wing of Ministry of Defence signed a . contract worth Rs 2580 Cr with M/s. Bharat Earth • India successfully test-fired the BrahMos supersonic Movers Ltd., M/s. Tata Power Company Ltd. & M/s. cruise missile, from the Indian Navy’s indigenously- Larsen & Toubro for the supply of six Pinaka built stealth destroyer INS Chennai. Regiments to the Regiment of Artillery of the Indian • India invited Australia to participate in its trilateral Army. naval exercise “Malabar-2020” which is scheduled to • Indian Navy & Russian Navy commenced the 11th be held in November 2020, in the Bay of Bengal & the edition of a biennial bilateral maritime exercise Arabian Sea. “INDRA NAVY” in the Bay of Bengal. • Indian Army & Maharashtra Police organised an • The first batch of five Rafale fighter jets formally anti-terror exercise “Suraksha Kavach” at inducted into the Indian Air Force (IAF) at the Air Lullanagar, Pune, Maharashtra. The aim was to Force Station in Ambala. They have been inducted harmonize the drills & procedures of both Army & in the Indian Air Force’s 17 Squadron ‘Golden Police for activating anti-terrorist Quick Reaction Arrows’ based in Ambala. Teams (QRTs) to counter any terrorist actions in • 13th edition of Aero India-21 is scheduled to be held Pune. at Air Force Station, Yelahanka, Bengaluru, • DRDO successfully test-fired a new version of the Karnataka. surface-to-surface nuclear-capable ballistic missile • 10th Defense Technology & Trade Initiative (DTTI) “Shaurya” at Balasore, off the coast of Odisha. Group Meeting held virtually by the Indian & U.S. • DRDO successfully flight tested the “Supersonic Defense Delegations. Missile Assisted Release of Torpedo” (SMART) from • DRDO successfully flight-tested a Hypersonic Wheeler Island off the coast of Odisha. Technology Demonstrator Vehicle (HSTDV), • The seventh offshore patrol vessel of the Indian which is an unmanned scramjet vehicle with the Coast Guard (ICG), ”Vigraha” was formally ability to travel at six times the speed of sound. The unveiled at the Kattupalli port, Chennai, Tamil test was conducted from Dr A P J Abdul Kalam Nadu. The vessel is built by Larsen & Toubro. Launch Complex at Wheeler Island, off the coast of Odisha. • The Indian Navy (IN) has commenced a Passage Exercise (PASSEX) with Royal Australian Navy (RAN) in the East Indian Ocean Region. The exercise would involve participation of HMAS Hobart from the Australian side & Indian Naval Ships Sahyadri & Karmuk. • Defence Research & Development Organisation (DRDO) has conducted a successful flight test of ABHYAS, a High-speed Expendable Aerial Target (HEAT) from the Interim Test Range, Balasore in Odisha. ABHYAS can be used as a target for evaluation of various missile systems. ABHYAS has been designed & developed by the Aeronautical Development Establishment (ADE) of the DRDO. 58 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Flight Lieutenant, Shivangi Singh to become the • BrahMos surface-to-surface supersonic cruise first woman fighter pilot of India to fly the Rafale missile featuring indigenous Booster & Airframe combat aircraft that was formally inducted into the Section along with many other ‘Made in India’ sub- Indian Air Force(IAF) September 10, 2020. She is systems was successfully flight tested from ITR, one of the 10 Indian women fighter pilots in IAF. Five Balasore in Odisha. Rafale Aircraft were formally inducted into the IAF’s • Raksha Mantri Shri Rajnath Singh launched the 17 Squadron ‘Golden Arrows’ on September 10, Defence India Startup Challenge (DISC 4) during 2020, at a function held at Air Force Station, Ambala the iDEX event. iDEX4Fauji initiative & Product (Haryana). Management Approach (PMA) guidelines were also • The fourth edition of biennial Japan-India Maritime launched by the Raksha Mantri during the event. bilateral Exercise (JIMEX) kicked off in the northern • The second edition of Indian Navy (IN) – Arabia Sea. Bangladesh Navy (BN) Bilateral Exercise • ITBP Director General, S S Deswal has been given Bongosagar commences in Northern Bay of Bengal. the additional charge of counter-terrorism force • The Indian Coast Guard Vessel Karnaklata National Security Guard (NSG) as its incumbent was commissioned at Kolkata. It is the fifth & last in chief A K Singh is going to retire on September 30. a series of Fast Patrol Vessel (FPV) built by Garden Reach Shipbuilders & Engineers (GRSE) Ltd.

Sports Current Affairs

Cricket {National Game of: Australia, Bermuda, • Dawid Malan of England attained the highest-ever England, No. of Players: 11 rating points for batsmen in the MRF Tyres ICC Important Terms associated: Arm ball, Beamer, Bottom Men’s T20I Player Rankings. hand, Bouncer, Cameo, Carrom ball, Chinaman, Flick, • India’s wicketkeeper-batsman has Free hit, Glance, Googly, Hat-trick, Hit , Leg bye, announced his retirement from all forms of cricket. Nelson, Night watchman, Pinch hitter, Sweep, Upper • Pakistan’s star pacer, Mohammad Amir has Cut.} announced his retirement from international cricket. • New Zealand all-rounder Corey Anderson • Australia’s Claire Polosak is set to become the first announced his retirement from international cricket. female match official in a men’s Test match when • Sri Lanka will host the Asia Cup in June 2021 while she takes up the fourth umpire’s role in the third Test Pakistan will host in 2022. between India and Australia. • Tanmay Manoj Srivastava | announced his • M S Dhoni won ICC Spirit of Cricket Award of the retirement from all forms of domestic cricket. Decade for his gesture of calling back England • BCCI | announced Jio as the Title Sponsor of the batsman Ian Bell after a bizarre run out in the 2020 edition of the Women’s T20 Challenge. Nottingham Test in 2011. • Australian all-rounder Shane Watson | Announced his retirement from all forms of cricket. • ICC announced the ICC Teams of the Decade. • West Indies batsman Marlon Samuels|Announced Former Indian captain & wicket-keeper batsman his retirement from professional cricket. Mahendra Singh Dhoni named as the captain of the • Indian cricketer, Sudeep Tyagi | Announced ICC ODI Team of the Decade. Dhoni named the retirement from all forms of the cricket. skipper of ICC T20I Team of the Decade. Virat Kohli • 2021 U-17 Women’s World Cup which was named the captain of the ICC Test Team of the scheduled to be held in India cancelled due to the Decade. Coronavirus pandemic | India to host the 2022 • Indian cricket team skipper Virat Kohli broke edition of the World Cup | Costa Rica to host 2022 Sachin Tendulkar’s record & became the quickest U20 Women’s World Cup. batsman to complete 22,000 runs. • BCCI | announced its partnership with Mobile Premier League (MPL) Sports • Virat Kohli became the fastest to reach 12,000 runs as the new kit sponsor & official merchandise partner for the Indian Cricket in One-day International cricket. He got to the Team. milestone in his 242nd inning breaking record of • Pakistani pace bowler, Umar announced that he Tendulkar, who got in his 300th inning. will retire from all forms of cricket.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Football {National Game of: Brazil, Italy, Germany, • (Mercedes-Great Britain) | won Israel, Mauritius, Poland No. of Players: 11 the 2020 | Hamilton’s 8th Important Terms Associated: Back Pass, Corner Kick, win of the season & 92nd career race victory. Free Kick, Dribble, Futsal, Header, Kick off, Banana • Lewis Hamilton (Mercedes-Great Britain) | won the Kick, Toe Poke, Throw-in, Bicycle Kick} Emilia Romagna Grand Prix 2020 held in Italy.

• Former India striker Abhishek Yadav appointed as • Lewis Hamilton (Mercedes-Great Britain) | Won the the first deputy general secretary of All India 2020 at Istanbul Park, Turkey. Football Federation (AIFF). Badminton

Hockey {National Game of: India, Pakistan No. of • Badminton World Federation imposed a 5-year ban Players: 11 on Russian shuttler Nikita Khakimov for charges of Important Terms Associated: Advancing, Bully, Center “betting, wagering & irregular match results. Pass, Dribble, Drive, Flagrant Foul, Flick, Free Hit, • In Badminton, former World Champion Nozomi Striker, Tackle, Undercutting, Dodge, Drag Flick, Grip, Okuhara of Japan clinched the Denmark Open 2020 Hacking, Penalty Corner, Wall Pass} title beating three-time world champion Carolina Marin in women’s singles. In the men’s singles final, Tennis world number seven Anders Antonsen of Denmark

• Indian Tennis player, Ankita Raina clinched her defeated his compatriot Rasmus Gemke. third doubles title of the season after she won the Boxing/ Wrestling/Weightlifting 2020 Al Habtoor Tennis Challenge jointly with her Georgian partner Ekaterine Gorgodze in Dubai. • Indian wrestler, Anshu Malik become the first • Russian, Daniil Medvedev won Paris Master 2020 wrestler of the country to finish on the podium title in tennis when he beat Alexander Zverev | 4th position at the Individual Wrestling World Cup in Russian to capture the Rolex Paris Masters title. Belgrade, . • Serbian tennis star Novak Djokovic | given the ATP • Indian boxers Amit Panghal, Sanjeet & Ashish Tour No. 1 trophy on 15 November 2020, for Kumar |Won gold medals at Alexis Valentine finishing 2020 as the year-end No. 1|Become the International Boxing Tournament held in Nantes, only 2nd player in tennis history, after Pete Sampras, France | 1st International event that Indian boxers to receive the trophy 6th time. were a part of since lockdown. • Daniil Medvedev (Russia) beat Dominic Thiem (Austria) | Won 2020 ATP Tour Finals held in Sports Events |Tournaments Current Affairs London. • Goa’s 14-year-old Leon Mendonca become India’s

67th chess Grandmaster by winning the third and Grand Prixes final norm at a tournament in Italy. • Formula 1 world champion, Lewis Hamilton won • Khelo India Ice Hockey Tournament organised at the BBC Sports Personality of the Year 2020. This is Chiktan in Kàrgil, Ladakh. the second time (won in 2014). • Sports Ministry approved the inclusion of four • Jehan Daruvala created history| Became the first indigenous Games to be a part of Khelo India Youth Indian to win a Formula 2 race at the 2020 Sakhir Games 2021, which is scheduled to be held in Grand Prix, Bahrain. | Formula 2 Championship is Haryana. These are, Gatka, Kalaripayattu, Thang- a second-tier single-seater racing championship. Ta & Mallakhamba. • (Red Bull – Netherlands) won Abu • Madagascar replaced the Maldives as the host of the Dhabi Grand Prix 2020, held in Abu Dhabi, United 2023 Indian Ocean Island Games due to concerns Arab Emirates. over the COVID-19 pandemic. • Sergio Perez (Mexico-Racing Point-BWT Mercedes) • International Olympic Committee (IOC) registered won the at the Bahrain ‘Breakdancing’ as the newest entry into Olympics & International Circuit in Sakhir, Bahrain. an official Olympic sport, with the aim to attract a • Lewis Hamilton (Mercedes-Great Britain) won the new & younger audience. It will be known as 2020 at Bahrain International ‘Breaking’ in Olympics event. It will make its Circuit, Bahrain. Note: 11th victory for Hamilton of Olympic Games debut at the 2024 Paris Games (2024 the season, & 95th F1 win of his career. Summer Olympics). 60 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • 2030 Asian Games awarded to Doha, Qatar & the • Lewis Hamilton won the Tuscan 2034 event went to Riyadh, Saudi Arabia. Grand Prix 2020. • Sports Minister Kiren Rijiju |Launched the 2nd • Badminton World Federation (BWF) announced edition of the “Fit India School Week” program in that the Thomas Cup & the Uber Cup 2020 in the presence of Fit India Mission. Denmark, postponed for 2021. • Novak Djokovic has defeated Argentine Diego • Indian Police Officer, Poonam Khatri claimed World Schwartzman, 7-6, 5-3, to win 2020 Men’s Single Championship status after her silver medal at the Italian Open title & his fifth overall Rome title. In Wushu World Championship last year has been Women’s single, Simona Halep defeated champion upgraded to a Gold medal. Karolina Pliskova, 6-0, 2-1, to win her first Italian • India & Russia became the joint winners of FIDE Open title. online Chess Olympiad, which was held for the first time. • The top-ranked Women’s Tennis Association (WTA) • Indian Grandmaster P Iniyan has won the 48th player in the world & a former professional cricket Annual World Open online chess tournament. player, Ashleigh Barty has now added another feat

in her sporting list by winning Brookwater Golf Other Sports Current Affairs Club women’s championship. • Retired Colonel Dr Girija Shanker Mungali has • Swedish pole vaulter Mondo Duplantis & been appointed as one of the seven members of the Venezuelan triple jumper Yulimar Rojas are the Asian Football Confederation’s task force. The 2020 Male & Female World Athletes of the Year. taskforce will regulate the football clubs in Asia & • Sports Minister Kiren Rijiju launched the second Australia. He is currently serving as the Chairman of edition of Fit India Cyclothon through a virtual the Club Licensing Committee of the All India platform. It will run for 25 days, beginning from 7th December till 31st December 2020. Football Federation (AIFF). • World number one Chen Meng beat Chinese • Australian woman cricketer & wicketkeeper, Alyssa compatriot Yingsha to win her maiden Healy broke the record of “Most Dismissal by International Table Tennis Federation (ITTF) Wicket Keeper” of MS Dhoni. Women’s World Cup table tennis title held in • (Mercedes-Finland) has won the Weihai, China. Formula One 2020 held at Sochi • In Shooting, the world number one Elavenil Autodrom, Russia. Valarivan of India won the gold medal in women’s • The Minister of State for Youth Affairs & Sports, event of the 2020 Sheikh Russel International Air Kiren Rijiju has launched the new logo of Sports Rifle Championship. Authority of India’s (SAI). The new logo of SAI • Lewis Hamilton (Mercedes-Great Britain) won the features a flying figure which indicates the freedom , held at the Nürburgring in an athlete to leapfrog his/her career in SAI. Nürburg, Germany. • England cricketer, Ian Bell announced that he will • Los Angeles Lakers defeated the Miami Heat to win retire from all forms of cricket at the end of 2020 the National Basketball Association (NBA) domestic season. Championship 2020. This is the 17th NBA title win • Japan’s Naomi Osaka defeated Victoria Azarenka of for LA Lakers. Belarus to clinch the Women’s Singles title in the • Romania’s 2008 Olympic champion, Constantina 2020 US Open Tennis tournament. Dita named an ambassador for the World Athletics • Austria’s Dominic Thiem defeated Alexander Half Marathon Championships Gdynia 2020. Zverev to win the men’s singles title at the 2020 US • Commonwealth Games medallist in Badminton, Open tournament. Chetan Anand roped in as the brand ambassador for • Mercedes driver, Lewis Hamilton won the Formula India’s first-ever homegrown professional badminton brand “Transform”. One 2020. • India’s Visnu Shivaraj Pandian won the 10m air rifle • (Scuderia AlphaTauri, France) won the event at the fifth edition of the International Online Formula One 2020. This is his first Shooting Championship. Grand Prix win.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Science & Technology

• A68a, the giant Antarctic iceberg become a cause for • US space agency NASA & the European Space concern for South Island.The giant iceberg Agency (ESA) | Launched ‘Copernicus Sentinel-6 A68, the biggest block of free-floating ice from Michael Freilich satellite’ |To monitor the rising with an area of about 5,800 sq. Km. global sea level | Satellite lifted off on a SpaceX • Indian Space startup, Skyroot Aerospace Falcon 9 rocket from Space Launch Complex in successfully test-fired a solid propulsion rocket California. engine, named Kalam-5. With this, it has become the • Nokia has been selected by NASA to build the first first private company of India to successfully design, cellular network on the moon. develop & test a full solid-fueled rocket stage. • The researchers at IIT Kharagpur developed • ISRO to launch a communication satellite CMS-01, ‘COVIRAP,’ the Covid-19 diagnostic test technology, formerly named GSAT-12R, using its Polar Satellite which is fairly easy to conduct & affordable as well Launch Vehicle (PSLV) rocket’s XL variant & can produce results within one hour. numbered as PSLV-C50. CMS-01 will be a • World Space Week (WSW) is observed from October replacement for GSAT-12 that weighed 1,410 kg & 4 to 10 every year to celebrate science & technology, was launched on July 11, 2011, with a mission life of & their contribution towards the betterment of the eight years. human condition. Theme was “Satellites Improve • ISRO set up a dedicated Space Situational Life.” Awareness (SSA) Control Centre named “NETRA”, • NASA launched the Northrop Grumman Cygnus at its ISTRAC campus at Peenya, Bengaluru. resupply spacecraft named “SS Kalpana Chawla” • NASA & the European Space Agency (ESA) after its astronaut Kalpana Chawla. • selected Indian-American Raja Chari to be the Centre for Development of Advanced Computing Commander of the SpaceX Crew-3 mission to the (C-DAC) will be commissioning India’s largest HPC- AI supercomputer ‘PARAM Siddhi – AI’. This International Space Station. He will be the initiative will place India among the top countries in commander of SpaceX Crew-3 mission. global AI supercomputing research & innovation. • Bharat Sanchar Nigam Limited (BSNL) partnered The initiative was headed by Abhishek Das, Scientist with Skylotech India (Skylo), a global machine & Program Director (HPC-AI Infrastructure connectivity solutions company, to launch satellite- Development) at C-DAC. based narrow band-Internet of things (NB-IoT). • World’s largest Solar Tree developed by the CSIR- This initiative is the world’s first satellite-based NB- CMERI & is installed at the Residential Colony of IoT network. CSIR-CMERI in Durgapur, West Bengal. • Bengaluru-based space-technology start-up “Pixxel” • IIT Bomba students launched a free-of-cost mobile signed a pact with ISRO to launch its first remote- scanner application “AIR Scanner”. sensing satellite on Isro’s workhorse Polar Satellite • IIT Delhi incubated startup Chakr Innovation Launch Vehicle (PSLV) rocket in early 2021. launched a special decontamination device called • Indian astronomers collaborated with the 2020 ‘Chakr DeCoV’, to decontaminate N95 masks. Physics Nobel Laureate Prof. Andrea Ghez for the • A 17-year-old girl, Khushi Chindaliya has been design of back-end instruments & possible science appointed as Regional Ambassador for India by the prospects of the Thirty Meter Telescope (TMT) United Nations Environment Programme (UNEP)- project. The Thirty Meter Telescope (TMT) is a Tunza Eco-Generation. In her new role, Khusi will proposed extremely large telescope (ELT) which is raise awareness about climate change & the planned to be installed at Maunakea on the island of importance of environmental conservation & the Hawaii. need to safeguard environmental treasures. • China launched a historic mission ‘Chang’e 5‘ to the • IIT Madras has successfully developed moon to collect ‘first lunar samples’ |Mission aims ‘MOUSHIK’, an indigenously-made at the investigation of the landing area to obtain the microprocessor for the Internet of things (IoT) on-site analysis data related to the lunar samples, as devices. ‘MOUSHIK’ is a processor cum a system-on- well as systematic & long-term laboratory analysis of chip that can cater to the rapidly-growing IoT the lunar samples | World’s first moon-sample devices, an integral part of smart cities of a digital mission in more than 40 years. India.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Schemes Launched By Union & State Governments

• PM Modi to launch ‘SEHAT’ – Health Insurance • Odisha CM, Naveen Patnaik launched two web Scheme for entire Union Territory of Jammu & portals | ‘Odisha State Scholarship Portal’ & Kashmir. This scheme will cover the remaining One ‘Sumangal Portal’. ‘Odisha State Scholarship crore population which was not covered under Portal’ | To help eligible students of the state to avail Ayushman Bharat Scheme. Under Ayushman Bharat scholarship benefits in a seamless & transparent PM Jan Arogya Yojana (PMJAY), eligible manner, while the latter one is to help people avail beneficiaries were covered under Health Cover of Rs inter-caste marriage incentives. ‘Sumangal Portal’ | 5 Lakh. To help people avail inter-caste marriage incentives. • Housing & Urban Affairs Minister, Hardeep Singh • Telangana CM, K Chandrasekhar Rao | Launched Puri launched E-Sampada, a new web portal & web portal ‘Dharani’ | For land & property mobile app on Good Governance Day. It will provide registrations. State government will now undertake a single-window for all the services including an all the property transactions, including registrations allotment for over one lakh government residential & mutations, through a web portal. accommodations, office space allotment to • Minister of Environment, Forest & Climate Change, government organisations in 45 office complexes in Prakash Javadekar | Launched "India Climate 28 cities & booking of 1,176-holiday homerooms. Change Knowledge Portal" |It will have all the • Union Cabinet approved scheme called the Prime major steps the Government is taking at both Minister’s Wi-Fi Access Network Initiative (PM- national & international levels to address the climate WANI), to improve wireless connectivity & pave the change issues. way for free wireless internet in public spaces across • Union Minister of Science & Technology Harsh the country. Vardhan | Launched the ‘SERB – POWER’ schemes • Union Minister Narendra Singh Tomar unveiled a | Aim to encourage & support emerging as well as new initiative called Sahakar Pragya. Sahakar eminent women researchers to undertake R&D Pragya is an initiative of National Cooperative activities in frontier areas of science & engineering | Development Corporation (NCDC), to help in Note: SERB-POWER stands for Science & capacity development of the cooperative sector in Engineering Research Board – Promoting India, through the training programme. Opportunities For Women in Exploratory Research. • Himachal Pradesh government launched | ‘Him • PM Modi launched the programme of physical Suraksha Abhiyan’. Aim | to sensitize the people distribution of Property Cards under the regarding Covid-19 pandemic & to collect SVAMITVA scheme. The Survey of Villages & information regarding symptoms of diseases like TB, Mapping with Improvised Technology in Village Leprosy, sugar & blood pressure by the door to door Areas (SVAMITVA) is a Central Sector Scheme, campaign throughout the State. which was launched in April 2020 to provide the • Haryana CM | Virtually ‘record of rights to document the residential unveiled ‘Project Air Care’ | To combat rising Air properties’ to village household owners in rural Pollution in Gurgaon. 65 Wing Augmentation Air areas & issue Property Cards. Purifying Units (WAYU) would be set up at areas • Union Cabinet chaired by PM Modi approved the with high Air Quality Indices (AQI) in Gurgaon to implementation of the Strengthening Teaching- improve the air quality. Learning & Results for States (STARS) project. The • Kerala Govt. | Launched a pioneering eco- total project cost is Rs 5718 crore with the financial sustainable programme called ‘Parivarthanam’. support of World Bank amounting to the USD 500 Purpose| To improve the livelihood of the fishing million (approximately Rs. 3700 crores). The project community. Aim | Improving the livelihood skills will cover 6 states namely Himachal Pradesh, of youngsters along the coastline & also enable socio- Rajasthan, Maharashtra, Madhya Pradesh, Kerala economic uplift of the fishermen community. & Odisha. • Dehradun Municipal Corporation (DMC) | • CM of Andhra Pradesh, YS Jagan Mohan Reddy Launched an initiative | Plastic Lao MASK LE JAO. launched ‘YSR Bima’, a scheme to provide financial Aim | To fight against the menace of plastic waste & assistance through insurance cover to the beneficiary contain the spread of Covid-19. Distributed 5000 face in case of death or accident of their families masks in exchange for plastic waste. members. 63 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Tamil Nadu Govt. launched the Smart Black Board • Dr Harsh Vardhan has launched the ICMR’s scheme in 80,000 government schools of the state. It vaccine web portal & National Clinical Registry for aims to ensure a better teaching environment as well Covid-19. This vaccine web portal will provide as lead towards Digital India & Atmanirbhar information related to the COVID-19 vaccine Bharat. development in India & abroad. ICMR’s Mobile • Uttarakhand CM Trivendra Singh Rawat Stroke Unit was also launched. The Mobile Stroke inaugurated Integrated Model Agricultural Village Unit will ensure timely & appropriate treatment to scheme (Ekikrit Adarsh Krishi Gram Yojana) in the people suffering from heart disease & hypertension. state in partnership with NABARD. • Union Minister for Social Justice & Empowerment • Andhra Pradesh CM YS Jagan Mohan Reddy Shri Thaawarchand Gehlot e-launched the launched a new scheme named the ‘Jagananna “Ambedkar Social Innovation & Incubation Vidya Kanuka’ scheme to distribute school kits Mission (ASIIM)” under the Venture Capital Fund among the poor children of the state. The state shall for Scheduled Castes (SCs) to promote innovation & spend around Rs 650 crore towards the scheme. enterprise among SC students studying in higher 42,34,322 kits will be distributed across the state educational institutions. under the scheme. • The Uttar Pradesh Chief Minister, Yogi Adityanath • Odisha CM Naveen Patnaik inaugurated “Sujal”, has launched a unified portal called ‘U-Rise’. Uttar ‘Drink from Tap Mission’ scheme, to provide round Pradesh is the first state to launch such a unified the clock supply of quality tap drinking water in all portal along with the implementation of the urban areas of the state. National Education Policy (NEP)-2020. • Uttarakhand CM Trivendra Singh Rawat launched • West Bengal government has launched the the "Mukhya Mantri Saur Swarojgar Yojana" at the “Pathashree Abhijan” scheme. It is a road repair Veer Chandra Singh Garhwali Auditorium in scheme, where more than 7,000 stretches of roads Dehradun, Uttarakhand. The scheme is aimed at comprising 12,000 kilometers across the state will be promoting self-employment of the youth & repaired in a mission mode & in a time-bound promoting the production of Green Energy. manner. • Social Justice & Empowerment Ministry launched • The Chief Minister of Assam, Sarbananda Sonowal a toll-free mental health rehabilitation helpline has launched the “Mukhyamantrir Grammya “KIRAN”. Paribahan Achoni Yojana” of the state transport • Atal Innovation Mission (AIM) launched the department. Under the scheme, Light Motor Vehicle Aatmanirbhar Bharat ARISE-Atal New India Service would be launched in all the villages of the Challenges. The programme will applied state to improve rural connectivity & generate research & innovation in Indian MSMEs & startups. employment in the villages. One vehicle would be • Union Territories Ladakh & Lakshadweep included provided to one beneficiary per village. in the ‘One Nation-One Ration Card’ scheme on • Gujarat govt. launched the Mukhyamantri Mahila ‘Integrated Management of Public Distribution Utkarsh Yojana (MMUY) to provide interest-free System’ (IM-PDS). loans to women’s groups in the state. • PM Modi to launch the Pradhan Mantri Matsya • CM of Andhra Pradesh, YS Jagan Mohan Reddy Sampada Yojana. Along with this, he will also launched two nutrition schemes ‘YSR Sampoorna launch e-Gopala application. The scheme aims to Poshana’ & ‘YSR Sampoorna Poshana Plus’ to enhance fish production to 70 lakh tonnes by 2024- provide nutritious food to pregnant women, 25. It aims to double the income of fish farmers. lactating mothers & children. • Union Minister Mansukh Mandaviya launched a • CM of Maharashtra, Uddhav Thackeray launched a dispute redressal mechanism named "SAROD- campaign titled, ‘My Family, My Responsibility’, to Ports" (Society for Affordable Redressal of Disputes- curb the spread of coronavirus pandemic. The door- Ports) to facilitate affordable & timely resolution of to-door survey will be conducted by the disputes for the maritime sector. Brihanmumbai Municipal Corporation (BMC).

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Miscellaneous Current Affairs

• Union Minister of Earth Sciences, Science & • NITI Aayog launched indigenously developed Technology, Dr Harsh Vardhan virtually India’s first Digital Asset Management & Storage inaugurated the web-based application “Digital platform, called ‘DigiBoxx’. Digiboxx offers free Ocean”. It has been developed by Hyderabad-based 20GB cloud storage space, & 100GB space per Indian National Centre for Ocean Information month at just Rs 30. Services (INCOIS). Digital Ocean is a first of its kind • Odisha CM Naveen Patnaik announced that India's digital platform for Ocean Data Management. biggest hockey stadium is being set up in Rourkela • 21-year-old college student, Arya Rajendran elected city of Odisha. the new mayor of Thiruvananthapuram • India’s first Lithium refinery to be set up in Gujarat. Corporation, of Kerala. Manikaran Power Limited, one of the country’s • Union Minister for Road Transport & Highways, largest power trading & renewable energy company Nitin Gadkari announced multi-modal logistics will invest around Rs 1,000 crore to set up this park in Assam. These will be constructed in Silchar refinery. & the Balacherra-Harengajao section of the Silchar- • India Post Payments Bank (IPPB) along with Saurashtra Highway. Department of Posts (DoP) launched a digital • Dr Harsh Vardhan inaugurated the meteorological centre (MC) of the India Meteorological payment application called ‘DakPay’ to provide Department at Leh in Ladakh. Digital Financial inclusion at the last mile across • Indian Railways successfully completed the 180 km India. per hour speed trial of its new design Vistadome • Nehru Zoological Park, Hyderabad, with its tourist coaches. standard working procedures acquired ISO • Home Minister Amit Shah released the inaugural 9001:2015 Quality Management Standards issue of the National Police K-9 Journal in New Certification from ASCB, UK |Becomes the first zoo Delhi. It is the first such publication in the country in the country to receive ISO 9001:2015 Quality on the subject of Police Service K9s, Police Dogs. Management Standards Certificate. • Delhi government Department of Art, Culture, and • Court of Arbitration for Sport (CAS) banned Language set-up a Tamil academy to promote the Mauritian badminton player Kate Jessica Foo Kune language and culture of the southern state of Tamil for two years for an anti-doping violation. Nadu. • Mega Leather Park to come up in Ramaipur village • 51st International Film Festival of India (IFFI) will of Kanpur with an investment of Rs 5,850 crores. open on 16th January, with the Indian premiere of • Adar Poonawalla, CEO, Pune-based Serum the movie ‘Another Round’ by Thomas Vinterberg. Institute of India (SII) | named among six “The • 40th Indian Scientific Expedition to Antarctica Straits Times Asians of the Year” for 2020, by flagged off from Mormugao Port, Goa. The Singapore’s leading daily, The Straits Times, for chartered ice-class vessel MV Vasiliy Golovnin their work in fighting the COVID-19 pandemic. chosen for the prestigious 40th Indian Scientific Expedition to Antarctica (ISEA) mission journey. • Food Safety and Standards Authority of India (FSSAI) capped the amount of trans fatty acids (TFA) in oils and fats to 3% for 2021 and 2% by 2022 from the current permissible limit of 5%. • Jammu and Kashmir Lieutenant Governor, launched Mobile Application ‘Satark Nagrik’ and Departmental Vigilance Officers Portal of J&K Anti Corruption Bureau. • Union Government decided to constitute a High- Level Committee (HLC) to commemorate the 125th Birth Anniversary of Netaji Subhas Chandra Bose. To be headed by the Union Home Minister, Amit

Shah.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • World’s highest mountain peak ‘Mount Everest’ | • India’s border areas with Pakistan in Rajasthan soon become taller by 86 cm, as per a survey conducted be illuminated with renewable energy | State jointly by Nepal & China. The new height of Mt government to ink an MoU with National Thermal Everest has been calculated at 8,848.86 metres. Power Corporation (NTPC) & Solar Energy • Ministry of Agriculture declared Lakshadweep as Corporation of India (SECI) to establish Ultra Mega India’s first Union Territory to become 100 per cent Renewal Energy Power Park | Of 8,000 megawatts organic. (MW) capacity. • (BSF) | observed 56th • Indian-origin New Zealand politician, Priyanca Raising Day on 01 December 2020. Radhakrishnan | created history by becoming the • Note: BSF was formed on December 1, 1965, as a first Indian-Kiwi woman to become a minister in unified central agency, after the Indo-Pak & India- New Zealand. China wars, for ensuring the security of the borders • Iconic Indian superhero, Chacha Chaudhary come of India & for matters connected therewith. forward to join hands with the • Railways Minister Piyush Goyal inaugurated newly NamamiGangeProgramme. • electrified Dhigawara-Bandikui section of North Syska Group, has roped in actor Rajkummar Rao as the new face of the brand. Western Railway (NWR) in the state of Rajasthan. • Atal Innovation Mission (AIM) & Russia’s Sirius This section is on Delhi-Ajmer route via Jaipur. (Scientific International Research in Unique • Booklet titled ‘PM Modi & his Government’s Terrestrial Station) | Jointly launched ‘AIM–Sirius special relationship with Sikhs’ released, on the Innovation Programme 3.0’ |A 14-day virtual occasion of birth anniversary of Shri Guru Nanak programme for Indian & Russian schoolchildren. Dev Ji. • Indian film ‘Natkhat’, starring & co-produced by • AR Rahman roped in as ambassador of the BAFTA Vidya Balan | Won top prize at the third edition of Breakthrough initiative in India. In 2020, BAFTA Best Of India Short Film Festival 2020. will identify & support up to five exceptional talents • National Green Tribunal (NGT) | Imposed a total working in film, games or television in India. ban on the sale & use of firecrackers in the Delhi- • Central Government set up an Apex Committee for NCR region from 9 November to 30 November. the Implementation of the Paris Agreement (AIPA) • Former West Indies fast bowler, Michael Holding | for achieving its goals under the global deal. 17- Appointed as a new patron of Marylebone Cricket member committee will be headed by the Union Club (MCC) Foundation. Ministry of Environment, Forest & Climate Change • Marathi film, Karkhanisanchi Waari (Ashes on a (MoEFCC) secretary R P Gupta & Ravi Shankar Road Trip) directed by Mangesh Joshi | Will have its Prasad will be vice-chairperson. world premiere at the 33rd Tokyo International Film • VP Naidu virtually released a commemorative Festival (Only Indian entry). Postage Stamp in honour of late PM of India & • Agriculture & Processed Food Products Export Freedom Fighter, I K Gujral (Inder Kumar Gujral). Development Authority (APEDA) announced | • Plastic Premier League (PPL) tournament | played Assam’s Litchi |Given the geographical in Indore, MP | to free the city from single-use indication (GI) tag. plastic | Note: Indore has been awarded as the • Nepal President, Bidya Devi Bhandari | Released a cleanest city in the country four times so far. special pictorial anthology on Mahatma Gandhi | to • VP Naidu | launched virtual festival of “Parampara mark the 151st birth anniversary of Mahatma Series 2020-National Festival of Music & Dance” Gandhi | Anthology is written in the Nepali organised by Natya Tarangini in partnership with language. United Nations. • IRCTC to start ‘Bharat Darshan–Dakshin Bharat • Indian Railways | introduced a new initiative called Yatra’ | Will start from Hyderabad & Secunderabad “Meri Saheli” to provide safety & security to women | Theme will be ‘Show India to Indians’. passengers during their train journeys | Launched • Lonar Lake in Buldhana district of Maharashtra | by the Railway Protection Force (RPF) of Indian Chosen as a wetland site of international importance Railways. under the Ramsar conservation treaty. 66 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • A first-of-its-kind in the world, library on the tram • Parle Agro has roped in Priyanka Chopra Jonas as for children | Launched in Kolkata| On the occasion the national brand ambassador to maximise reach & of Children’s Day. awareness of its fruits plus fizz portfolio ‘B-Fizz’. • Keetham Lake, also known as Sur Sarovar, in Agra • LG Electronics has named Lewis Hamilton a global of Uttar Pradesh | Added to the list of Ramsar sites. ambassador for its home solutions brand, LG • PM Modi | Unveiled the ‘Statue of Peace’ dedicated Signature. to Jain Monk Acharya Shree Vijay Vallabh • Ace Indian cricketer & Captain of Mumbai Indians, Surishwarji Maharaj. | 151-inch (12.6 ft) tall statue | Rohit Sharma has been signed up by India’s leading Inaugurated on occasion of 151st birth anniversary beauty accessories brand, Vega, for its men’s of Acharya Shree Vijay Vallabhsuri at Jetpura, in personal grooming electronics range. Pali, Rajasthan. • Chief Minister of Delhi, Arvind Kejriwal passed a • First solar power-enabled Textile Mill in Asia | Jai first-of-its-kind in India ‘Tree Transplantation Bhawani women’s cooperative textile mill to be set Policy’ to preserve trees for clean & green Delhi. up in Parbhani district, Maharashtra | Will operate • PM Modi released a commemorative coin of Rs 100 entirely on solar power. to mark the birth centenary of Rajmata Vijaya Raje • Mastercard & the United States Agency for Scindia, one of the founder member of the ruling BJP. International Development (USAID) collaborated • PM Modi released the autobiography of former under Women’s Global Development & Prosperity Union Minister Dr Balasaheb Vikhe Patil. It is titled Initiative (W-GDP) to launch ‘Project Kirana’ in as ‘Deh Vechwa Karani,’ means ‘dedicating one’s life India, to help women entrepreneurs grow & thrive. for a noble cause.’ • A cow shelter in Assam’s Dibrugarh inaugurated • Central government notified the Directorate General Northeast’s first-ever cow hospital. The hospital, of Shipping as the National Authority for Recycling Surbhi Aarogyashala, is set up by Shree Gopal of Ships. The DG Shipping has been designated as Gaushala. the apex authority for the ship recycling industry of • Deep Depression over the South West Bay of Bengal India under Section 3 of the Recycling of Ships Act, intensified into the Cyclonic Storm “Nivar”. 2019. The office will be set up in Gandhinagar, • Malayalam film "Jallikattu", directed by Lijo Jose Gujarat. Pellissery|Selected as India’s official entry for the • Jammu & Kashmir Lieutenant Governor, Manoj Best International Feature Film category for the 93rd Sinha announced that the government is coming up Academy Awards. with a movement called ''My Town My Pride'' from • SpiceJet | launched dedicated freighter services October 19 to provide governance at the doorsteps in connecting Leh with the rest of the country. This is urban areas on the pattern of the ''Back to Village'' the first time a civil airliner has started freighter programme. services to Leh. • The red cherry pepper chilli of Sikkim which is • Infrastructure major Larsen & Toubro (L&T) | locally known as the “Dalle Khursani” has earned Bagged an order worth over Rs 7,000 crore to the geographical indication (GI) tag. construct a part of the Mumbai-Ahmedabad High- • Puducherry airport become the first airport of the Speed Rail (MAHSR), also known as the Bullet Train Airports Authority of India (AAI) which is entirely Project. solar-powered. • Bowring & Lady Curzon Medical College & • Delhi CM Arvind Kejriwal announced the launch of Research Institute in Bengaluru| Named after the anti-pollution campaign ‘Yudh Pradushan Ke former PM Atal Bihari Vajpayee. Virudh’ to reduce the pollution level in Delhi. • Railway Protection Force (RPF), Visakhapatnam • Central Industrial Security Force made an in-house started implementing ‘Meri Saheli’ initiative in AP mobile app “Pensioners Corner to reach to the Express (Visakhapatnam to New Delhi), in order to pensioners & to bring them on to the digital platform provide proactive security to women passengers. as a one stop solution. • Eleventh Battalion Indo-Tibetan Border Police (ITBP) • Indian Railways developed a remote-controlled launched a cycling expedition from its Pegong base medical trolley named ‘MEDBOT’ to help deliver in Sikkim to border villages of the state. food & medicines to COVID-19 patients.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Union Cabinet approved J&K official languages Bill • Hindustan Organic Chemicals Limited (HOCL), a 2020. As per the bill, Kashmiri, Dogri & Hindi along PSU under the Ministry of Chemicals & Fertilizers with Urdu & English, will be the official languages has been granted Bureau of Indian Standards – BIS in the union territory of Jammu & Kashmir. certification for all its products. • Tamil Nadu appointed India’s first-ever woman • Former Prime Minister of India, H D Deve Gowda ambulance driver, M Veeralakshmi under a new took oath as a member of the Rajya Sabha from initiative by CM Palaniswami. Karnataka. This is the first time that the JD(S) leader • Bajaj Allianz Life Insurance Company Limited has become a member of the Upper House since appointed bollywood actor Ayushmann Khurrana 1996. Mr Deve Gowda was the 11th Prime Minister as its brand ambassador. of India from 1 June 1996 to 21 April 1997. • J & K Lieutenant Governor, Manoj Sinha launched • The Union Minister, Dr Jitendra Singh has unveiled the online portal, Smart Performance Appraisal the Logo & song for festival “Destination North Report Recording Online Window (SPARROW) East-2020” (The Emerging Delightful Destinations) for Jammu & Kashmir Administrative Service through a video conference. The festival helps to Officers (JKAS). familiarize people of other parts of the country with • PM Modi inaugurated the Patrika Gate in Jaipur, the rich unexplored potential of North East. Rajasthan through video conference. • India & the Maldives have launched the first-ever • Country’s second & South India’s first “Kisan Train” direct Cargo Ferry Service on 21 September 2020 to flagged off from Anantapur in Andhra Pradesh to boost trade between the two countries. The cargo Adarsh Nagar Railway Station in Delhi. ferry service will connect the Indian ports of • Hubballi Railway Station in Karnataka will now be Tuticorin & Cochin ports with Kulhudhuhfushi & known as ‘Shree Siddharoodha Swamiji Railway Male ports in the Maldives. Station. • Lieutenant Governor of Jammu & Kashmir, Manoj • Wadia Institute of Himalayan Geology (WIHG), an Sinha launched the National Generic Document autonomous institute of the Department of Science & Registration System for the union territory. The Technology, Govt. of India, virtually celebrated the system was developed by the National Informatics ‘Himalaya Diwas’. Centre (NIC) to address the diversity & variations • Amazon.com Inc signed up Bollywood actor that prevails across the states on account of formats, Amitabh Bachchan for its Alexa voice assistant. languages, processes & formulae. • Paytm First Games (PFG), a subsidiary of digital • A hackathon named “KRITAGYA” has been financial service platform Paytm, roped in Cricket planned by the Indian Council of Agricultural legend Sachin Tendulkar as its brand ambassador. Research (ICAR) under National Agricultural • Indian teenager Udit Singhal named in the 2020 Higher Education Project (NAHEP). This hackathon Class of 17 Young Leaders for the Sustainable has been planned to promote potential technology Development Goals (SDGs). solutions for enhancing farm mechanization with special emphasis on women friendly equipments. • The Central Pollution Control Board celebrated its 46th Foundation Day. The CBCB was established on September 23, 1974 under The Water (Prevention & Control of Pollution) Act, 1974 as a technical arm of Central Government for environmental research, monitoring, regulation & enforcement in the country. • A leading Personal Computer(PC) brand, Acer India has appointed actor Sonu Sood as its brand ambassador. As the brand ambassador of Acer India, Sonu Sood will support the range of innovative products of Acer over the social media & campaign on the commitment of Acers in improving the lives

of the people through technology.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • A tyre company of RPG Enterprises (Rama Prasad • Minister of Science & Technology, Earth Sciences & Goenka Group), CEAT Limited has signed Indian Health & Family Welfare, Dr. Harsh Vardhan has Actor Aamir Khan as its brand ambassador for 2 launched CSIR Technologies for rural development years. under a joint initiative of Council of Scientific & Industrial Research (CSIR), Unnat Bharat Abhiyan • Reserve Bank of India has roped in Bollywood (UBA), Indian Institute of Technology Delhi (IITD) megastar Amitabh Bachchan for the customer & Vijnana Bharti (VIBHA). awareness campaign. The campaign aims to prevent • Kolkata based Real Estate Developer, Bengal gullible account holders from being duped by Peerless Housing Development Company Limited fraudsters. appointed Sourav Ganguly as it’s Brand • South Eastern Railways (SER) has launched the Ambassador. project, “Operation my Saheli” to enhance the • Amnesty International India has stopped its operations in the country, after the government of security of women passengers in the train India froze the bank accounts of the organisation on throughout the entire journey from the originating September 10, for allegedly breaking rules on point to their destinations. foreign funding laws.

STATIC TAKEWAYS | January (2021) & December-November-October-September 2020

Organizations & Companies National • Broadcast Audience Research Council Founded: 2010 | HQ: Mumbai. • All India Chess Federation HQ: Jawaharlal Nehru • Indian Institute of Science HQ: Bengaluru, Stadium; Chennai. Karnataka. • All India Gem and Jewellery Domestic Council HQ: • Electronics Sector Skill Council of India HQ: New Mumbai Delhi. • FSSAI | Chairperson: Rita Teaotia | CEO: Arun • DRDO HQ: New Delhi. Singhal | HQ: New Delhi. • SEBI | Founded: 12 April 1992 | HQ: Mumbai. • All India Football Federation | President: Praful • Airports Authority of India HQ: New Delhi | Patel | HQ: Dwarka, Delhi. Founded: 1 April 1995. • NAFED Founded: 2 October 1958 | NAFED HQ: • National Green Tribunal HQ: New Delhi. New Delhi. • • RBI HQ: Mumbai; Founded: 1 April 1935, Kolkata. CBIC Founded: 1 January 1964 | HQ: New Delhi. • • IRDAI Founded: 1999 | HQ: Hyderabad. Enforcement Directorate Founded: 1 May 1956 | HQ: New Delhi, India. • National Dairy Development Board Founded: 16 • July 1965 | HQ: Anand, Gujarat. Invest India is a non-profit venture under the • BRO HQ: New Delhi | Founded: 7 May 1960. Department for Promotion of Industry and Internal Trade, Ministry of Commerce and Industry. • National Organ & Tissue Transplant Organization • HQ: New Delhi. Invest India Established: 2009 | Headquarter: New Delhi. • Central Reserve Police Force Director-General: AP • Maheshwari | HQ: New Delhi, India. National Organ & Tissue Transplant Organization • Central Board of Indirect Taxes and Customs Parent HQ: New Delhi. • Ministry: Ministry of Finance. National Agricultural Cooperative Marketing • Sports Authority of India Founder: Ministry of Federation of India Limited Founded: 2 October 1958 Youth Affairs and Sports | Founded: 1982 | HQ: | HQ: New Delhi. Delhi. • Hockey India Founded: 20 May 2009 | HQ: New • BSE | Established: 1875 | HQ: Mumbai, Delhi. Maharashtra • HQ of BCCI: Mumbai, Maharashtra; Founded: • Indian Coast Guard | DG: KrishnaswamyNatarajan December 1928. | HQ: New Delhi. • Cotton Corporation of India HQ: Mumbai, • Assocham HQ: New Delhi | Founded: 1920. Maharashtra | Founded: 31 July 1970. • National Investment and Infrastructure Fund HQ: • Bureau of Civil Aviation Security Founded: 1978 | Mumbai | Founded: Feb. 2015. HQ: New Delhi. 69 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Indo-American Chamber of Commerce HQ: • Chairman, IRDAI: Subhash C. Khuntia. Mumbai, Maharashtra. • National Council of Applied Economic Research| • C-DAC Established: 1988 | HQ: Pune, Maharashtra. HQ: New Delhi | Founded: 1956. • Indian Post HQ: New Delhi. • Telecom Regulatory of India Founded: 20 February • Export-Import Bank of India | Founded: 1 January 1997 | HQ: New Delhi. 1982 | HQ: Mumbai, Maharashtra. • IFTAS is a wholly-owned subsidiary of RBI | CEO: • National Security Guard HQ: New Delhi | Motto: Dr N. Rajendran | HQ: Mumbai, Maharashtra. Sarvatra Sarvottam Suraksha. • Election Commission of India HQ: New Delhi. Organizations & Companies – International • Central Vigilance Commissioner Formed: February • United Nations HQ: , United States | 1964 | HQ: New Delhi. Founded: 24 October 1945. • National Highways Authority of India HQ: New • International Chess Federation | President: Arkady Delhi. Dvorkovich | HQ: Lausanne, Switzerland. • South Eastern Railway HQ: Kolkata, West Bengal. • ICC | Chairman: Greg Barclay | CEO: Manu • Archaeological Survey of India HQ: New Delhi. Sawhney • Cyber Peace Foundation Established: 2003 | HQ: • Food and Agriculture Organisation HQ: Rome, Italy New Delhi. | Founded: 16 October 1945. • National Skill Development Corporation HQ: New • International Union of Soil Sciences Founded: 1924 | Delhi. HQ: Vienna, Austria. • Indian Banking Association CEO: Sunil Mehta | HQ: • UNESCO HQ: Paris, France | Founded: 16 Mumbai, Maharashtra | Founded: 26 September November 1945. 1946. • International Labour Organization | HQ: Geneva, • Society of Indian Automobile Manufacturers Switzerland | Founded: 1919. Founded: July 2012 | HQ: New Delhi. • HQ of WHO: Geneva, Switzerland. • Federation of Automobile Dealers Associations • founded: 1964 | HQ: New Delhi. International Golf Federation Founded: 1958 | HQ: Lausanne, Switzerland. • All India Tennis Association Founded: March 1920. • • International Solar Alliance HQ location: Gurugram World Squash Federation Founded: 1967 | HQ: Hastings, United Kingdom. | Founded: 30 November 2015. • • Indian Airforce founded: 8 October 1932 | HQ: New International Mathematical Union HQ: Berlin, Delhi. Germany. • • Centre for Civil Society HQ: New Delhi. World Economic Forum HQ: Cologny, Switzerland • Energy Efficiency Services Ltd HQ: New Delhi, India | Founded: January 1971. • • Shipping Corporation of India (SCI) HQ: Mumbai, International Olympic Committee HQ: Lausanne, Maharashtra | Founded: 1950. Switzerland | Founded: 23 June 1894 (Paris, France) | Headquarter: Montreal, Canada. • International Civil Aviation Organization | Founded: 7 December 1944. • UNICEF HQ: New York, United States of America. • WADA HQ: Montreal, Canada. | Founded: 10 November 1999. • New Development Bank | HQ: Shanghai, China | Founder: BRICS in 2014. • HQ, World Bank: Washington, D.C., United States | Founded: July 1944. • Asia Pacific Broadcasting Union HQ: Kuala Lumpur, Malaysia | President: İbrahim Eren. • International Union for Conservation of Nature | HQ: Gland, Switzerland | CEO: Grethel Aguilar • UNDP HQ: New York, New York, United States |

Founded: 22 November 1965. 70 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Olympic Council of Asia HQ: Kuwait City, Kuwait | • Bank of Ghana HQ: Accra, Ghana | Founded: 1957. Founded: 16 November 1982. • National Basketball Association (NBA) • Administrator, NASA: Jim Bridenstine | HQ: Championship Founded: 6 June 1946, New York, Washington D.C., United States. United States. • Court of Arbitration for Sport HQ: Lausanne • International Organization for Standardization HQ: (Switzerland). Geneva, Switzerland • FIFA Founded: 21 May 1904; FIFA HQ: Zürich, • International Weightlifting Federation HQ: Switzerland. Budapest, Hungary | Founded: 1905. • HQ of ICC: Dubai, United Arab Emirates. • International Osteoporosis Foundation HQ location: • Badminton World Federation HQ: Kuala Lumpur, Nyon, Switzerland. Malaysia. • NATO HQ: Brussels, Belgium | Member countries of • Global Alliance for Vaccines and Immunisation | NATO: 30; Founded: 4 April 1949. HQ: Geneva, Switzerland|Founded: January 2000. • International Animated Film Association Founded: • SAARCFINANCE Established– September 9, 1998 | 1960, Annecy, France. Current Chair– RBI | Central Banks in • International Federation of Psoriasis Associations SAARCFINANCE– Bangladesh Bank, Central Bank HQ: Sweden. of Sri Lanka, Da Afghanistan Bank, Maldives • Secretary-General of United Nations: António Monetary Authority, Nepal Rastra Bank, Reserve Guterres. Bank of India, Royal Monetary Authority of Bhutan, • International Wushu Federation HQ: Beijing, China. State Bank of Pakistan. • UNICEF Executive Director: Henrietta H. Fore. • Inter-Parliamentary Union (IPU) is based in Geneva, • Fraser Institute HQ: Vancouver, Canada. Switzerland | Founded in 1889. • Economic and Social Council Founded: 1945 | HQ: • United Nations Framework Convention on Climate New York, United States. Change HQ: Bonn, Germany. • Organisation for Economic Cooperation and • International Dairy Federation Established: 1903 | Development HQ: Paris, France.| Founded: 1961. HQ: Brussels, Belgium. • World Bamboo Organization HQ: Antwerp, • World Cancer Day: 4th February. Belgium. • HQ of International Table Tennis Federation: • International Water Association President: Diane Lausanne, Switzerland. D’Arras | HQ: London, UK • MCC Foundation in 1993. • Water Environment Federation HQ: Virginia, United • HQ of FIFA: Zürich, Switzerland. States. • World Toilet Organization HQ: Singapore | • UNCTAD HQ location: Geneva, Switzerland | Founded: 19 November 2001. Head: Mukhisa Kituyi. • New Development Bank HQ location: Shanghai, • HQ of Asian Football Confederation: Malaysia. China. • World Federation of the Deaf HQ location: Helsinki, • APEC HQ: Singapore | Founded: November 1989. Finland. • Economist Intelligence Unit HQ: London, United • International Maritime Organization HQ: London Kingdom | Founded: 1946. • International Pharmaceutical Federation | HQ The • World Milk Day is observed on 1 June every year by Hague, Netherlands. the United Nations. • United Nations Environment Programme | HQ • Five-member BRICS states are Brazil, Russia, India, location: Nairobi, Kenya. China and . • International Federation of Environmental Health • Universal Postal Union HQ: Bern, Switzerland. was established in 1986 and is based in London, • Amnesty International HQ: London, United England. Kingdom. • Global Alliance for Rabies Control HQ: Manhattan, • United Nations Relief and Works Agency HQ: Kansas, United States. Amman, Jordan. • United Nations World Tourism Organization HQ • HQ of FATF is in Paris, France | Founded in July location: Madrid, Spain. 1989. • World Heart Federation HQ location: Geneva, • IMF HQ: Washington, D.C. U.S. Switzerland. • ADB | HQ: Mandaluyong, Philippines| Founded: • Pacific Asia Travel Association HQ: Bangkok, 19 December 1966 | President: Masatsugu Asakawa Thailand.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Countries| Capital | Leaders • Thailand | PM: Prayut Chan-o-cha | Capital:

• Central African Republic | Capital: Bangui | Bangkok | Currency: Thai baht. Currency: Central African CFA Franc. • Afghanistan | Capital: Kabul | President: Ashraf • New Zealand | PM: Jacinda Ardern | Capital: Ghani | Currency: Afghan afghani. Wellington | Currency: NZ dollar. • Singapore | Currency: Singapore dollar | Capital: • China | Capital: Beijing | Currency: Renminbi | Singapore | PM: Lee Hsien Loong. President: Xi Jinping. • Malaysia | Capital: Kuala Lumpur | Currency: • Bangladesh | PM: Sheikh Hasina| Capital: Dhaka| Malaysian Ringgit. Currency: Taka. • Emir named Sheikh Meshaal Al-Ahmed Al-Jaber Al- • Bhutan| Capital: Thimphu | Currency: Bhutanese Sabah, currently the deputy head of the National ngultrum | PM: Lotay Tshering. Guard, as the crown prince of Kuwait. • Kuwait | Capital: Kuwait City | Currency: Dinar. • Romania | Capital: Bucharest | Currency: • Russia | President: Vladimir Putin | Capital: Romanian leu | President: Klaus Iohannis. Moscow | Currency: Russian Ruble. • Madagascar | Capital: Antananarivo | President: • Jordan | Capital: Amman | Currency: Jordanian Andry Rajoelina | Currency: Malagasy ariary. dinar. • Uzbekistan | Capital: Tashkent | Currency: • Israel | Capital: Jerusalem | Currency: Israeli Shekel Uzbekistani Som. | PM: Benjamin Netanyahu • Austria | Capital: Vienna. Currency: Euro | • Pakistan | PM: Imran Khan | President: Arif Alvi | President: Alexander Van der Bellen. Capital: Islamabad. • Norway | Currency: Norwegian krone | Capital: • Kyrgyzstan | Capital: Bishkek | Currency: Oslo | PM: Erna Solberg. • Vietnam| PM: Nguyen Xuan Phuc | Capital: Hanoi Kyrgyzstani som | Currency: Vietnamese dong. • m • Myanmar |President: Win Myint | Capital: • Bolivia | Capitals: La Paz, Sucre | Currency: Naypyitaw | Currency: Kyat. Boliviano. • Eswatini | Capital: Mbabane, Lobamba | Currency: • UAE | President: Sheikh Khalifa bin Zayed Al Swazi lilangeni. Nahyan | Capital: Abu Dhabi| Currency: UAE • Nepal | PM: KP Sharma Oli | President: Bidhya Dirham. Devi Bhandari | Capital: Kathmandu | Currency: • Croatia | Capital: Zagreb | Currency: Croatian kuna Nepalese rupee. | President: Zoran Milanovic. • Philippines | President: Rodrigo Duterte Trending | Capital: Manila |Currency: Philippine peso. • USA | Capital: Washington, D.C. | Currency: • Ivory Coast Capital: Yamoussoukro | Currency: United States dollar. West African CFA franc. • Saudi Arabia | Capital: Riyadh | Currency: Saudi • Tanzania Capital: Dodoma | Currency: Tanzanian riyal. shilling. • Mexico | Capital: Mexico City | Currency: Mexican • Italy | President: Sergio Mattarella | PM: Giuseppe peso | President: Andres Manuel Lopez Obrador. Conte | Capital: Rome | Currency : Euro. • Bougainville | Capital: Buka Island | Currency: • Australia | PM: Scott Morrison | Currency: PNG kina. Australian dollar | Capital: Canberra. • Somalia | Capital: Mogadishu | Currency: Somali • Maldives | President: Ibrahim Mohamed Solih | Capital: Male| Currency: Maldivian Rufiyaa. Shilling. • Bahrain | King: Hamad bin Isa Al Khalifa | Capital: • UK | PM: Boris Johnson | Capital: London. Manama| Currency : Bahraini Dinar. • Denmark | Capital: Copenhagen | Currency: • Moldova | Capital: Chișinău | Currency: Moldovan Danish krone. leu. • Netherland | PM: Mark Rutte | Capital: • Japan | Capital: Tokyo | Currency: Japanese yen | Amsterdam | Currency: Euro. PM: Yoshihide Suga. • Republic of Mali | Capital: Bamako | Currency: • Australia | PM: Scott Morrison | Currency: West African CFA franc. Australian dollar | Capital: Canberra. 72 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 National Companies CEOs & Other Details • SBI Founded: 1 July 1955 | HQ: Mumbai, Maharashtra. • SIDBI | Set up on 2nd April 1990 | HQ: Lucknow • Kotak Mahindra Bank | HQ: Mumbai | Tagline: |CMD: Devendra Kumar Singh. Let’s make money simple. • Serum Institute of India | CEO: Adar Poonawalla | • Prasar Bharati HQ: New Delhi. Founder: Cyrus S. Poonawalla | HQ: Pune. • SAIL HQ: New Delhi | Founded: 19 January 1954. • Bandhan Bank | MD & CEO: Chandra Shekhar • Ghosh | HQ: Kolkata Paytm HQ: Noida, Uttar Pradesh; • • Tata Power | CEO: Praveer Sinha | HQ: Mumbai, NPCI | HQ: Mumbai. Maharashtra. • Central Bank of India | HQ: Mumbai | Founded: 21 • PNB | HQ: New Delhi | CEO: S. S. Mallikarjuna Rao December 1911.

• Shivalik Mercantile Cooperative Bank |MD & CEO: • PMC Bank Founded: 1984 | HQ: Mumbai, Suveer Kumar Gupta | HQ: Saharanpur, UP Maharashtra. • IDFC First Bank | HQ: Mumbai | CEO: V. • Serum Institute of India | Founded: 1966| HQ: Pune. Vaidyanathan • INCOIS | Founded: 1998 | HQ: Hyderabad. • Bajaj Auto | HQ: Pune | MD: Rajiv Bajaj. • AU Bank HQ: Jaipur. • YES Bank | Founded: 2004 | HQ: Mumbai, • Deputy Governors of RBI: BP Kanungo, MK Jain, Maharashtra. MD Patra and Rajeshwar Rao. • HDFC Bank | HQ: Mumbai, Maharashtra | Tagline: • Bharti AXA Co. Ltd | HQ: Mumbai | Tagline: We understand your world. Suraksha ka Naya Nazariya. • Indian Oil Corporation Limited | HQ: New Delhi. • ONGC Videsh Limited | HQ: New Delhi. • Bharat Electronics Limited | CMD: M V Gowtama | • HQ of International Financial Services Centres HQ: Bengaluru. Authority: Gandhinagar, Gujarat. • Garden Reach Shipbuilders and Engineers | CMD: • Lakshmi Vilas Bank | HQ: Chennai, Tamil Nadu. Rear Admiral V K Saxena | HQ: Kolkata • Equitas Small Finance Bank | HQ: Chennai, Tamil • Axis Bank | 3rd largest private sector bank | HQ: Nadu. Mumbai, Maharashtra | Tagline: Badhti Ka naam • Karnataka Bank Limited HQ: Mangaluru| Tagline: Zindagi ‘Your Family Bank Across India’. • Rupifi | Co-Founder & CEO: Anubhav Jain | HQ: • MPL | HQ: Bengaluru, Karnataka. Bengaluru • LIC HQ: Mumbai • NTPC | Founded: 1975 | HQ: New Delhi, India. • DBS Bank India Limited HQ: Mumbai, Maharashtra. • ICICI Bank | HQ: Mumbai | Tagline: Hum Hai Na, • India Post Payments Bank (IPPB) HQ: New Delhi. Khayal Apka. • Larsen and Toubro Founded: 7 February 1938 | HQ: • Bank Of Baroda HQ: Vadodara, Gujarat, India. Mumbai, Maharashtra. • Kotak Mahindra Asset Management Company HQ: • Vistara HQ: Gurgaon, Haryana. Mumbai, Maharashtra. • International Solar Alliance | HQ: Gurgram, • Adar Poonawalla joined the Serum Institute of India Haryana. in 2001 & became the CEO of the company in 2011. • IDBI Bank HQ: Mumbai, Maharashtra. • ISRO HQ: Bengaluru, Karnataka. • Indian Bank | HQ: Chennai, Tamil Nadu | Tagline: • Bharat Sanchar Nigam Limited HQ: New Delhi. Your Own Bank, Banking That’s Twice As Good • RBL Bank Ltd | HQ: Mumbai | Tagline: Apno Ka • Stellapps HQ: Bengaluru, Karnataka. Bank. • Chief Executive Officer of BharatPe: Ashneer Grover. • ICICI Prudential Life Insurance Ltd HQ: Mumbai, • IDBI Bank | MD & CEO: Rakesh Sharma| HQ: Maharashtra. Mumbai | Tagline: Banking for All, Aao sochein • RBI 25th Governor: Shaktikant Das; HQ: Mumbai; Bada. Founded: 1 April 1935, Kolkata. • Bank of India | HQ: Mumbai| Tagline: Relationship • amalgamated into Canara Bank on Beyond Banking. April 2020. • India Ratings and Research HQ: Mumbai, • Canara Bank | Founded: July 1906 by Shri Maharashtra. Ammembal Subba Rao Pai | Tagline: Together We • CARE Ratings Founded: 1993 | HQ: Mumbai, Can | HQ: Bangalore, Karnataka. Maharashtra.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • HDFC Life | MD & CEO: Vibha Padalkar| HQ: • Lakshadweep | Capital: Kavaratti | Administrator: Mumbai, Maharashtra. Praful Khoda Patel. • Infosys HQ: Bengaluru, Karnataka. • Praful K Patel | Administrator of Dadra Nagar and • Advertising Standards Council of India HQ: Haveli and Daman & Diu & Lakshadweep. Mumbai, Maharashtra. • Lieutenant Governor of Ladakh: Krishna • HQ of IDFC First Bank: Mumbai, Maharashtra. Mathur. • Bajaj Allianz General Insurance HQ: Pune, • Jammu and Kashmir Lieutenant Governor: Manoj Maharashtra. Sinha • Skyroot Aerospace HQ location: Hyderabad. • Andaman and Nicobar Island (Lieutenant International Companies CEOs & Other Details Governor): D K Joshi. • Great hornbill is the state bird of Arunachal Pradesh • TIME magazine HQ: United States. and it is ‘vulnerable’ under the IUCN Red List.

• Editor in Chief- Steve Forbes. • Airports in Orissa: Biju Patnaik International • CEO of Google: Sundar Pichai; HQ: California, Airport, Jharsuguda Airport, Rourkela Airport, United States. Jeypore Airport and Savitri Jindal Airport. • HQ of Moody’s: NewYork, United States. • of Assam: , , • Mastercard HQ: New York, United States. Bhortal Dance, Jhumur dance. • Amazon HQ: Seattle, Washington, United States. • • Microsoft Founded: April 4, 1975; HQ of Microsoft: Haryana Festivals/Fair: Surajkund International Washington, United States. Fair, Pinjore Heritage Festival, Gopal-Mochan Fair, • HQ of LG Electronics: South Korea. Masani Fair, Gugga Naumi Festival. • Nokia HQ: Espoo, Finland. • Haryana Dances: Dhamaal, , Gugga, • Japan Bank for International Cooperation HQ: Khoria, Loor, Phaag. Tokyo, Japan. • Meghalaya Capital: Shillong. • S&P Global Ratings HQ: New York, United States. • Lieutenant Governor of Puducherry (UT): Dr Kiran • HQ of Citigroup is located in New York, United Bedi. States. • Chief Minister of Puducherry: V. Narayanasamy. • Bata HQ: Lausanne, Switzerland. • Rivers of Uttarakhand: Ganga River, River,

• President and CEO of Israel Aerospace Industries: Saryu River, , , Kali Boaz Levy. River.

• Goa Capital: Panaji. National Officeholders & Ministers • Folk Dance of Assam: Bihu dance, Bagurumba, • Chief of Naval Staff: Admiral Karambir Singh | Bhortal Dance, Jhumur dance. Indian Navy Founded: 26 January 1950 • Folk Dances of Uttar Pradesh: , Ramlila, Braj • BSF Director General: Rakesh Asthana | HQ: New , Charkula, and . Delhi. • Folk Dance of Maharashtra: Lavani, Koli Dance, • Chairperson of NITI Aayog: PM Narendra Modi , Pavri Nach. • Commander-in-Chief of Indian Armed Forces: Ram • Odisha Capital: Bhubaneswar. Nath Kovind (President of India). • • Chief of Defence Staff of India: General Bipin Rawat. Airports in Orissa: Biju Patnaik International • Chairman of RajyaSabha: M Venkaiah Naidu. Airport, Jharsuguda Airport, Rourkela Airport, • Minister of State IC of the Ministry of Statistics and Jeypore Airport and Savitri Jindal Airport. Programme Implementation: Rao Inderjit Singh. • Tamil Nadu Capital: Chennai. • Rajasthan Capital: Jaipur. States-Capital-CMs-Governors • Karnataka | CM: B.S. Yediyurappa | Governor: Vajubhai Vala. • Delhi | CM: Arvind Kejriwal | Governor: Anil • Baijal. West Bengal | CM: Mamata Banerjee | Governor: • Constituency of Hardeep Singh Puri: Amritsar. Jagdeep Dhankhar. • Lakshadweep Island is the smallest Union Territory • MP | CM: Shivraj Singh Chouhan | Governor: in India with 36 Islands. Anandiben Patel. 74 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Maharashtra | CM: Uddhav Thackeray| Governor: . • Andhra Pradesh | CM: YS Jagan Mohan Reddy| Governor: Biswa Bhusan Harichandan. • Telangana| CM: K Chandrasekhar Rao| Governor: Tamilisai Soundararajan. • Assam | CM: Sarbananda Sonowal | Governor: Prof. Jagdish Mukhi. • Sikkim | CM: PS Golay | Governor: Ganga Prasad. • Lieutenant Governor of Ladakh: Radha Krishna Mathur. • Goa | Capital: Panaji | Governor: Bhagat Singh Koshyari | CM: .

BANKING AWARENESS

Topic 1: Reserve Bank of India & its Functions Controller of credit: RBI can fix interest rates (including Bank Rate) & exercise selective credit i. RBI established on April 1, 1935 under RBI Act 1934 controls. Various tools such as change in cash reserve (recommendations of John Hilton Young ratio, stipulation of margin on securities, directed Commission 1926 – called Royal Commission on credit guidelines etc. are used for this purpose. It also Indian Currency & Finance), is the central bank of carries sale & purchase of securities which are known the country & was nationalized w.e.f 01st Jan 1949. as open market operations. ii. Originally it was a shareholders’ bank which was Maintenance of external value: RBI is responsible taken over by the Central Govt. under Reserve Bank also for maintaining external value of Indian currency (Transfer of Public Ownership) Act 1948 (paid up as well as the internal value. Foreign exchange capital Rs. 5 cr). reserves are held by RBI & it has a wide power to iii. RBI’s central office is in Mumbai. regulate foreign exchange transactions under Foreign

Exchange Management Act. Functions of RBI

Issuance of currency: RBI is the authority in India to Important Facts of RBI issue currency notes (called bank notes) under RBI is not expected to perform the function of signatures of Governor. (One rupee note called accepting deposits from the general public. currency note is issued by the Central Govt. & signed Prime lending rate is decided by the individual banks. by Finance Secretary). The stock of currency is RBI decides the following rates namely; Bank rate, distributed with the help of currency chests spread all repo rate, reverse repo rate & cash reserve ratio. over the country. The quantitative instruments of RBI are – bank rate Banker to Govt.: RBI transacts govt. business & policy, cash reserve ratio & statutory liquidity ratio. manages public debt. SBI or any other bank is The objective of monetary policy is to control appointed Agent where RBI does not have office. It inflation; discourage hoarding of commodities & provides Ways & Means advances to Govt. encourage flow of credit into neglected sector. Bankers’ bank: It keeps a part of deposits of When RBI is lender of the last resort, it means that RBI commercial banks (as CRR) & acts as lender of last advances credit against eligible securities. resort by providing financial assistance to banks. It GOI decides the quantity of coins to be minted. provides export credit refinance, Liquidity

Adjustment Facility & MSF. The method which is used currently in India to issue Controller of Banks: An controller of banks by currency note – minimum reserve system. For issuing including the banks in 2nd Schedule of the Act. It notes, RBI is required to hold the minimum reserves issues directions, carries inspection (on-site as well as of Rs. 200 crores of which note less than Rs. 115 crores off-site) & exercises management control. is to be held in gold.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 2: Policy Rates decided by the RBI Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks Current Policy rates as on 12th January 2021 Policy Repo Rate: 4.00% a) Passed as the Banking Companies Act 1949 (came into Reverse Repo Rate: 3.35% force wef 16.3.49 & changed to Banking Regulation Marginal Standing Facility Rate: 4.25% Act 1949 w.e.f. 01.03.66, it was made applicable to J & Bank Rate: 4.25% K in 1956 (and now applicable throughout India). CRR: 3% b) The Act is not applicable to primary agricultural SLR: 18.00% credit societies, cooperative land mortgage banks & Base Rate: 7.30% - 8.80% non-agricultural primary credit societies. MCLR (Overnight): 6.55% - 7.05% Savings Deposit Rate: 2.70% - 3.00% SCHEDULED BANK Term Deposit Rate > 1 Year: 4.90% - 5.50% a) As per Sec 2 (e) of RBI Act, a scheduled bank means a Repo Rate: Repo rate is the rate of interest which is bank who is included in 2nd schedule of RBI Act 1934. levied on Short-Term loans taken by commercial b) A scheduled bank should satisfy the conditions which banks from RBI. Whenever the banks have any include paid-up capital & reserves requirement of not shortage of funds they can borrow it from RBI. less than Rs. 5 lac, satisfaction of RBI that the affairs Reverse Repo Rate: This is exact opposite of Repo will not be conducted by the bank in a way to rate. Reverse repo rate is the rate at which commercial jeopardize the interests of the depositor. banks charge on their surplus funds with RBI. RBI (Commercial, Rural & many State Coop Banks are uses this tool when it feels there is too much money classified as Scheduled Banks). floating in the banking system. c) A bank that is not included in the 2nd Schedule of RBI SLR Rate: Statutory Liquidity Ratio is the amount a is called Non-scheduled Bank. commercial bank needs to maintain in the form of cash, or gold or Govt. approved securities (Bonds) Total No. of Banks as per RBI Website before providing credit to its customers. It is • Total PSBs: 12 determined as the %age of total Net Demand & Time • Total Private Sector Banks: 22 Liabilities (NDTL). • Payments Banks: 6 & Small Finance Banks: 10 Bank Rate: It is defined in Sec 49 of RBI Act 1934 as • Regional Rural Banks: 43 the ‘standard rate at which RBI is prepared to buy or • Foreign Banks: 46 rediscount bills of exchange or other commercial • State Co-operative Banks: 33 (According to RBI papers eligible for purchase under this act’. website) Cash Reserve Ratio: CRR refers to the ratio of bank’s

cash reserve balances with RBI with reference to the Topic 4: What are the different types of bank’s net demand & time liabilities to ensure the accounts that can be opened in a Bank? liquidity & solvency of the scheduled banks. MSF: It was introduced w.e.f. May 09, 2011, by RBI. Savings Bank Account: The rate of interest on savings Eligibility: Scheduled Commercial Banks having bank account varies from bank to bank & also changes Current Account & SGL Account with RBI. Amount: from time to time. Interest rate is paid to the account 1% of NDTL holders on daily balance basis. Current Deposit Account: A Brief on LAF (Liquidity Adjustment Facility) a) This account is mainly for big businessmen, It was introduced by RBI during June, 2000 in phases, companies & institutions, since there are no to ensure smooth transition & keeping pace with restrictions on number of withdrawals from this type technological upgradation. of account. From this withdrawal can be made any Tenor: Reverse Repo auctions (for absorption of number of times. liquidity) & Repo auctions (for injection of liquidity) b) For the convenience of the account holders banks also are conducted on a daily basis (except Saturdays). allow withdrawal of amounts in excess of the balance Cap: 0.25% of NDTL w.e.f. 01.04.14. of deposit. This facility is known as overdraft facility.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Fixed Deposit Account (also Term Deposit What are the Types of Cheque? Account): Money is deposited in a fixed deposit 1. Bearer Cheque or open Cheque: When the words "or account to earn interest at a higher rate. bearer" appearing on the face of the cheque are not Recurring Deposit Account: The rate of interest cancelled, the cheque is called a bearer cheque. The allowed on the deposits in this account is higher than bearer cheque is payable to the person specified that on a savings bank deposit but lower than the rate therein or to any other else who presents it to the bank allowed on a fixed deposit for the same period. for payment. Note: 2. Order Cheque: When the word "bearer" appearing on a) Minimum age to open a bank account is now 10 years. the face of a cheque is cancelled & when in its place b) Maximum Interest rate is given on FD A/c. the word "or order" is written on the face of the cheque, the cheque is called an order cheque. Such a c) The maximum period of an FD is 10 years & for RD is cheque is payable to the person specified therein as 10 years. the payee, or to any one else to whom it is endorsed (transferred). What are Inoperative & Dormant Accounts? 3. Crossed Cheque: Crossing of cheque means drawing two parallel lines on the face of the cheque with or RBI clarified that SB account can be treated as without additional words like " & CO." or "Account inoperative account only after 2 years from the date of Payee" or "Not Negotiable". A crossed cheque cannot the last credit entry of interest on Fixed Deposit be encashed at the cash counter of a bank but it can account, where FD interest is being credited to SB only be credited to the payee's account. account or where dividend on shares is being 4. Ante-Dated Cheque: If a cheque bears a date earlier credited). than the date on which it is presented to the bank, it is called as "ante-dated cheque". Such a cheque is valid Miscellaneous Terms related to the Deposits upto 3 months from the date of the cheque. 5. Post-Dated Cheque: If a cheque bears a date which is Demand liabilities: Current deposits, Demand yet to come (future date) then it is known as post- liabilities portion of saving deposits, margins held dated cheque. It cannot be honoured earlier than the against LC/LG, Balances in overdue FD, cash date on the cheque. certificate & RD, Outstanding TTs, MTs & DDs, 6. Stale Cheque: If a cheque is presented for payment Unclaimed deposits, Credit balance in CC a/c & after 3 months from the date of the cheque it is called stale cheque. A stale cheque is not honoured by the Deposits held as security for loan payable on demand. bank. Time liabilities: FDs, cash certificate, cumulative & 7. A self-cheque: It is written by the account holder as RDs, time liabilities portion of saving bank deposits, pay self to receive the money in the physical form staff security deposits, margins against LC not from the branch where he holds his account. payable on demand, deposit held as securities for 8. “A truncated cheque” means a cheque which is advances & India Dev Bonds. truncated during the course of a clearing cycle, either by the clearing house or by the bank whether paying Topic 5: Negotiable Instrument Act & Cheques or receiving payment, immediately on generation of an electronic image for transmission. The expression In India the Negotiable Instruments Act was passed “clearing house” means the clearing house managed during 1881 which came into force wef March 01, by the RBI or a clearing house recognised as such by 1882. the RBI.’ CHEQUE: A cheque is (a) a bill of exchange (b) drawn on a specified bank & (c) not expressed to be payable The Parties of a Cheque

otherwise than on demand. It includes electronic There are three parties to the cheque image of a truncated cheque & also an electronic Drawer or Maker cheque. The bank - on whom the cheque is drawn (i.e. the AMOUNT OF A CHEQUE: Where amount of a bank with whom the account is maintained by the cheque differs in words & figures, as per Section 18, drawer) amount written in words should be paid irrespective Payee – Payee is the person whose name is mentioned of the fact, which amount is less or more. on the chequeto whom or to whose order the money is directed to be paid. 77 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 ENDORSEMENT: As per Section 15, endorsing Not negotiable crossing: As per Section 130, a person means signing on the face or backside of an taking a cheque crossed generally or specially bearing instrument (or even on a paper called Allonge or the words ‘not negotiable’ shall not have not be stamped paper), for the purpose of negotiating capable of giving a better title to the cheque than that, (transferring to next person) a negotiable instrument. which ther p erson from whom he took it, had.

A Brief on Crossing of a Cheque Demand Drafts

Crossing of a cheque means two parallel transverse Demand draft is defined as per Section 85 (a) of NI Act lines on the face with or without words, such as ‘& 1881 as an order to pay money drawn by one office of Co’, ‘not-negotiable’, ‘payee’s account only’ etc. The a bank upon another office of the same bank for a sum words without lines will not constitute crossing. Such of money payable to order on demand. instruments should not be paid as drawer’s mandate It is payable to order on demand (85-A NI Act). It is not clear. cannot be issued as payable to bearer (Sec. 31 RBI Crossing is applicable in case of cheques & demand Act). draft only & does not cover BOE or promissory note. If a bank fails to honour a bank draft, it renders itself liable for damages. Similarly, omission of signatures What are the Types of Crossing? or wrong signatures can also make the bank liable. By prior arrangement, the paying bank could be a General crossing (sec 123): General crossing is where different bank also. a cheque bears across its face two parallel transverse lines (with or without words such as “& co” or any Topic 6: Financial Inclusion & the initiatives abbreviation. (Words not important, lines are). launched to achieve it Special crossing (sec 124): Where a cheque bears across its face, name of bank, either with or without Financial inclusion involves the words not-negotiable (lines are not important, the 1) Give formal banking services to poor people in urban addition of name of the bank is important), that & rural areas. addition shall be deemed as special crossing & the 2) Promote habit of money-savings, insurance, pension- cheque be considered to be crossed specially to investment among poor-people. banker. 3) Help them get loans at reasonable rates from normal Special Crossing in favour more than one bank: As banks. So. they don’t become victims in the hands of per Section 127, if a cheque is crossed specially to local moneylender.

more than one bank (unless one bank is acting as No Frill Account collecting agent to another), the payment shall be 'No Frills 'account is a basic banking account. Such refused. A cheque crossed to two or more branches account requires either nil minimum balance or very of the same bank is considered to be crossed to one low minimum balance. Charges applicable to such bank only. accounts are low.

The RBI in 2005-06 called upon Indian banks to design a ‘no frills account’ – a no precondition, low ‘minimum balance maintenance’ account with simplified KYC (Know Your Customer) norms. But all the existing ‘No-frills’ accounts opened were converted into BSBDA in compliance with the guidelines issued by RBI in 2012.

What is BSBDA (Basic Savings & Bank Deposit A/c)?

In 2012, RBI introduced BSBDA. Some important points are: This account shall not have the requirement of any

minimum balance. 78 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 The services available in the account will include: machineries if they are operating in the deposit & withdrawal of cash at bank branch as well manufacturing sector & investment in equipment for as ATMs; receipt/credit of money through electronic service sector companies. As per the new payment channels or by means of deposit/collection classification, the same turnover based criteria of cheques drawn by Central/State Govt. agencies & applied for all type of MSMEs including those departments; operating in the services sector. While there will be no limit on the number of deposits ➢ It was the Micro, Small & Medium Enterprises that can be made in a month, account holders will be Development (MSMED) Act which was notified in allowed a maximum of four withdrawals in a month, 2006 that defined the three tier of micro, small & including ATM withdrawals. medium enterprises & set investment limits. Facility of ATM card or ATM-cum-Debit Card. Table: Classification of MSMEs Business Correspondent Classification Micro Small Medium BCs are bank representatives. They personally go to Manufacturin Investment Investment Investment area allotted to them & carry out banking. They help g Enterprises in Plant & in Plant & in Plant & villagers to open bank accounts, in banking & Enterprises Machinery Machinery Machinery transactions etc. rendering or or or

Business Correspondents get commission from bank Services Equipment Equipment Equipment for every new account opened, every transaction : : : made via them, every loan-application processed etc. Not more Not more Not more than Rs.1 than Rs.10 than Rs.50 Topic 7: All about the Priority Sector Lending crore & crore & crore & Norms (Updated) Annual Annual Annual

It means provide credit to the needy sectors of the Turnover ; Turnover ; Turnover ; society. The sectors are: not more not more not more • Agriculture • Micro & Small Enterprises than Rs. 5 than Rs. 50 than Rs. • Education • Housing crore crore 250 crore

• Export • Weaker Sections Other Targets under PSL • Social Infrastructure • Renewable Energy Farmers with landholding of up to 1 hectare are Targets under PSL considered as Marginal Farmers. Farmers with a Agriculture: 18% of ANBC (Adjusted Net Bank landholding of more than 1 hectare & upto 2 hectares Credit). Out of this 18%, a target of 8% of ANBC is for Small & Marginal Farmers, to be achieved in a phased are considered as Small Farmers. manner i.e., 7% by March 2016 & 8% by March 2017. SCB having any shortfall in lending to priority sector Weaker Sections: 10 % of ANBC. shall be allocated amounts for contribution to Rural Micro Enterprises: 7.5% of ANBC has been Infrastructure Development Fund with NABARD. prescribed for Micro Enterprises, to be achieved in a Export credit will be allowed up to 32% of ANBC for phased manner i.e. 7% by March 2016 & 7.5% by Foreign banks with less than 20 branches in India. March 2017. For Education, banks can provide loans to individuals Overall PSL Target for Domestic Bank/Foreign Bank for educational purposes including vocational with more than 20 Branches: 40% of ANBC. courses uptoRs. 10 lakh for studies in India & Rs. 20 Overall PSL Target for Foreign Bank with less than 20 lakh for studies abroad. Branches: 40% of ANBC to be achieved in phased Non-achievement of Priority Sector targets manner Scheduled Commercial Banks having any shortfall in

lending to priority sector shall be allocated amounts Categorization of MSME according to MSME ACT 2006 for contribution to RIDF established with NABARD & other Funds with NABARD/NHB/SIDBI, as decided ➢ The government has given a new turnover based by the Reserve Bank from time to time. classification of MSMEs. As per this new The interest rates on banks’ contribution to RIDF or classification, the MSMEs are categorized in term of any other Funds, tenure of deposits, etc. shall be fixed business turnover. This is in place of the previous by Reserve Bank of India from time to time. classification based on investment made in plant & 79 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 RBI revises priority sector lending norms for RRBs Terms relating to Money Market

Salient features of the guidelines:- Call Money Money lent or borrowed for one day Targets: 75% of total outstanding to the sectors Notice Money lent or borrowed for a period eligible for classification as priority sector lending. Money of 2-14 days. Categories of the Priority Sector: Medium Term Money lent or borrowed for 15 Enterprises, Social Infrastructure & Renewable Money daysto 1 year. Energy will form part of the Priority Sector, in Yield to Expected rate of return on an addition to the existing categories, with a cap of 15% maturity existing security purchased for the of total outstanding. market. Agriculture: 18% of total outstanding should be Coupon Specified interest rate on a fixed advanced to activities mentioned under Agriculture. Rate maturity security fixed at the time Small & Marginal Farmers: A target of 8% of total of issue. outstanding has been prescribed for Small & Marginal Farmers within Agriculture. CALL/NOTICE MONEY MARKET OPERATIONS

Micro Enterprises: A target of 7.5 % of total Under call money market, funds are transacted on outstanding has been prescribed for Micro overnight basis & under notice money market, for 2 Enterprises. days to 14 days. Weaker Sectors: A target of 15 % of total outstanding Participants include banks (excluding RRBs) & has been prescribed for Weaker Sections. Primary Dealers (PDs), both as borrowers & lenders. Monitoring: Priority Sector Lending will be Non-bank institutions are not permitted in the monitored on a quarterly as well as annual basis. call/notice money market with effect from August 6, 2005. Topic 8: Financial Market| Important Points on Calculation of interest payable is based on FIMMDA’s Money Market, Capital Market & their (Fixed Income Money Market & Derivatives Instruments Association of India) Handbook of Market Practices.

MONEY MARKET INSTRUMENT OF GOVT. BORROWING

It is a market for short-term debt securities, such as To meet the temporary receipt & expenditure commercial paper, repos, negotiable certificates of mismatch, govt. obtains over draft from RBI under deposit, & Treasury Bills with a maturity of one year or Ways & Means Advances. For short term liquidity, it less. issues cash management bills, treasury bills of 91

days, 182 days & 364 days maturity. For long term CAPITAL MARKETS IN INDIA funds, it uses dated securities in the form of

It is the market for long term funds. It refers to all the bonds/long term loans. facilities & institutional arrangements for borrowing & lending medium & long term funds. TREASURY BILLS

Money Market Capital Market These are the instruments (in the form of promissory Regulated by RBI Regulated by SEBI notes) of short term borrowing by the Central govt., first issued in India in 1917. Major money market Instruments TBs can be purchased by any one (including

Certificate of Deposit (CD) individuals) except State govt. Commercial Paper (CP) Minimum amount of face value Rs. 25000 & in Inter Bank Participation Certificates multiples thereof. Inter Bank term Money Maturity: 91 days, 182 days & 364 days. Treasury Bills Treasury bills are zero coupon securities. They are Bill Rediscounting issued at a discount & redeemed at face value at Call/Notice Money maturity.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Cash Management Bills (CMB) Who can Scheduled commercial banks (except CMB introduced on 11.08.11, is a short-term security issue RRBs) & All India Financial Institutions to be sold by Govt. of India to raise temporary money within their ‘Umbrella limit’. for cash management needs. CRR/SL Applicable on the issue price in case of The tenure is less than 91 days notified but the R banks amount & date of issue depends upon the temporary cash requirement of the Govt. Investors Individuals (other than minor), It is issued at discount to the face value through corporations, companies, trusts, funds, auctions, as in the case of the Treasury Bills. associations etc. Maturity Min: 7 days, Max : 12 Months (in case of DATED SECURITIES FIs minimum 1 year & maximum 3 years).

These are long term securities & carry a fixed or Amount Min: Rs. 1 lac, beyond which in multiple floating coupon (interest rate) paid on the face of Rs. 1 lac value, payable at fixed time periods (half-yearly). Int. Rate Market related. Fixed or floating The tenor of dated securities can be up to 40 years. Loan Against collateral of CD not permitted Public Debt Office of RBI acts as the Nature Usance Promissory note. Can be issued registry/depository of Govt. securities & deals with in Dematerialisation form only wef June the issue, interest payment & repaymentof principal 30, 2002 at maturity.

COMMERCIAL PAPER WAYS & MEANS ADVANCES (WMAs)

WMAs were introduced as per an agreement between i. CP introduced during 1990, is a short term money RBI & Govt. market instrument issued as an unsecured usance WMAs are temporary overdrafts by RBI to govt. promissory note & privately placed. (Central & State) under Section 17(5) of RBI Act. ii. Who can issue Commercial paper (CP): Companies, WMSs replaced the earlier ad hoc T-Bills system. primary dealers (PDs) & all-India financial WMAs bridge the time interval of mismatch between institutions (FIs). govt. expenditure & receipts. iii. A company is eligible to issue CP if: Duration: 10 consecutive working days for Central (a) Its tangible net worth, as per latest audited balance Govt. & 14 days for State Govt. sheet, is not less than Rs. 4 crore. (b) Sanctioned working capital limit by bank/s or all- OTHER MONEY MARKET INSTRUMENTS India financial institution/s; (c) The borrower accounts are classified as a Standard CERTIFICATE OF DEPOSIT Asset by financing bank/s/ institution/s & ‘ This scheme was introduced in July 1989, to enable the (d) Minimum credit rating from SEBI approved credit banking system to mobilize bulk deposits from the rating agency (CRA) is A3. market, which they can attract at competitive rates of iv. Maturity: Min 7 days & max upto one year interest. v. Amount: Min Rs. 5 lakh or multiples thereof.

Collateralised Borrowing & Lending Obligation (CBLO)

CBLO, an RBI approved money market instrument, is developed by CCIL for the benefit of the entities phased out from interbank call money market or given restricted participation in terms of ceiling on call borrowing & lending transactions & who do not have access to the call money market. It is a discounted instrument available in electronic book entry form for the maturity period ranging from 7 days to 90 Days (can be up to one year as per RBI guidelines).

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 CAPITAL MARKETS IN INDIA 3. What is the maximum deposit amount insured by the DICGC? a) It refers to all the facilities & institutional The DICGC insures principal and interest upto a arrangements for borrowing & lendingmedium & maximum amount of Rs. five lakhs. long-term funds. 4. HQ: Mumbai | Chairman, DICGC | Dr. M.D. Patra b) It is segregated into (i) gilt edged market & (ii) the industrial securities market. Topic 10: NPAs & SARFAESI Act c) The gilt edged marketrefers to the market for govt. & semi-govt. securities which are traded in the It means once the borrower has failed to make interest or market in stable value & are sought after by banks & principal payments for 90 days, the loan is considered to other institutions. be a non-performing asset. d) The industrial securities market refers to the market Criteria for classification of loan as NPA for shares & debentures of old as well as new companies. This market is further divided as primary Farm Credit within Agriculture loans: A loan will be market & secondary market. treated as an NPA if installment of the principal or The primary market refers to the setup which helps interest remains unpaid beyond the due date for (a) two the industry to raise funds by issuing different types crop seasons in case of short duration crops (maturing of securities, which are issued directly to the within one year) & (b) one crop season for long duration investors, both individual & institutions. crops (maturing after one year). This would also be The secondary market refers to the network for applicable, mutatis mutandis, to agricultural term loans. subsequent sale & purchase of securities, after these In other agriculture loans, the 90 days norm would be are issued. applicable.

INDIAN DEPOSITORY RECEIPTS (IDRs) SARFAESI Act & Rules

IDR is an instrument in the form of a Depository Receipt SARFAESI Act (The Securitization & Reconstruction created by the Indian depository in India against the of Financial Assets & Enforcement of Security Interest underlying equity shares of the issuing company. In an Act, 2002) was enacted to regulate securitization & IDR, foreign companies would issue shares, to an Indian reconstruction of financial assets & enforcement of companies would issue shares, to an Indian Depository security interest created in respect of Financial Assets which would in turn issue depository receipts to to enable realization of such assets. investors in India. The Act provides for the manner for enforcement of security interests by a secured creditor without the intervention of a court or tribunal. Topic 9: All about the DICGC (Deposit The assets portfolio of the banks is required to be Insurance & Credit Guarantee Corporation of classified as India) (1) Standard assets (2) sub-standard assets

1. Which banks are insured by the DICGC? (3) Doubtful assets (4) loss assets.

All commercial banks including branches of foreign Standard asset is one that does not disclose any problems & which does not carry more than normal banks functioning in India, local area banks & risk attached to the business. regional rural banks are insured by the DICGC. An asset which has been classified as NPA for a 2. What does the DICGC insure? period not exceeding 12 months is considered as sub- It insures all deposits such as savings, fixed, current, standard asset. recurring, etc. except the following types of deposits. Doubtful asset is one which has remained NPA for a (i) Deposits of foreign Govt.s; period exceeding 12 months. (ii) Deposits of Central/State Govt.s; An asset which is considered uncollectible & loss has (iii) Inter-bank deposits; been identified by the bank or internal or external (iv) Deposits of the State Land Development Banks with auditors or the RBI inspection & the loss has not been the State co-operative bank; written off is regarded as loss asset. (v) Any amount due on account of any deposit received What is pledge: U/s 172 of Indian Contracts Act, pledge outside India is bailment (delivery) of goods as security for payment (vi) Any amount, which has been specifically exempted of a loan. Only goods (movable assets excluding by the corporation with the previous approval of actionable claims (Sec 2(7) of Sales of Goods Act) can be Reserve Bank of India. pledged.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 11: A Brief on ATMs in India What are soiled, mutilated & imperfect banknotes?

1. What is an (ATM)? Government note: means any note issued by Central A. Automated Teller Machine is a computerized Government or supplied by the Central Government machine that provides the customers of banks the to the Bank & issued by the Bank, provided the facility of accessing their account for dispensing cash liability for the payment of the value in respect of such & to carry out other financial & non-financial note has devolved on & been taken over by the Bank. transactions without the need to actually visit their Imperfect Note: means any note, which is wholly or bank branch. partially, obliterated, shrunk, washed, altered or indecipherable but does not include a mutilated note. 2. What is White Label ATMs (WLAs)? Mutilated note: means a note of which a portion is A. ATMs set up, owned & operated by non-banks are missing or which is composed of more than two called White Label ATMs. Non-bank ATM operators pieces. are authorized under Payment & Settlement Systems Mismatched note: means a mutilated note which has Act, 2007 by the Reserve Bank of India. been formed by joining a half note of any one note to 3. Is there any time limit for the card issuing banks for a half note of another note. recrediting the customer’s account for a failed Soiled note: means a note which, has become dirty ATM/WLA transaction? due to usage & also includes a two piece note pasted A. As per the RBI instructions, banks have been together wherein both the pieces presented belong to mandated to resolve customer complaints by re- the same note, & form the entire note. crediting the customer’s account within 7 working days from the date of complaint. Pre-2005 series Banknotes

4. Are the customers eligible for compensation for The banknotes issued before 2005 MG series are called delays beyond 7 working days? pre-2005 series banknotes, which do not have the year of A. Yes. Effective from July 1, 2011, banks have to pay printing on the reverse side. On Jan 23, 2014, RBI decided compensation of Rs. 100/- per day for delays in re- to withdraw, from circulation, these notes as they have crediting the amount beyond 7 working days from the fewer security features. date of receipt of complaint for failed ATM 1. These notes shall continue to be legal tender. The transactions. notes are only being withdrawn from circulation. 2. These notes can be exchanged at select bank branch Topic 12: Currency System in India till 30.06.16.

Money as a means of payment consists of coins, paper Currency Quick Facts money & withdrawable bank deposits. Dimensio Den. Letter Colour Motif Legal tender: As per provisions of coinage Act 1906, n bank notes, currency notes & coins (Rs. 1 & above) are Sun Chocolat 63 mm legal tender for unlimited amount. The subsidiary 10 - Temple, e Brown x123 mm coins (below Re 1) are legal tenders for sum not Konark exceeding Re 1. Issue of 1, 2 & 3 paise coins Greenish Ellora 63 mm discontinued wef Sep 16, 1981. 20 - yellow Caves x129 mm Currency chests are operated by RBI so that they can Hampi provide good quality currency notes to the public. Fluoresc 66 mm 50 - with However, RBI has appointed commercial banks to ent Blue x135 mm open & monitor currency chests on behalf of RBI. The Chariot Bright Sanchi 66 mm cash kept in currency chests is considered to be kept 200 H in RBI. Yellow Stupa ×146 mm authorised to establish Stone 66mm The bank branches are also 500 - Red Fort Small Coin Depots to stock small coins. The Small Grey x150mm Coin Depots also distribute small coins to other bank Mangalyaa 66mm 2000 - Magenta branches in their area of operation. n x166mm

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 13: A close look at the Prompt Corrective F. A bank will be placed under PCA framework based Action (PCA) on the audited Annual Financial Results & the Supervisory Assessment made by RBI. What is PCA as per RBI? All Misconceptions Cleared Topic 14: All about the Products of NPCI

RBI clarified that the PCA framework is not intended National Payments Corporation of India (NPCI) is an to constrain normal operations of the banks for the umbrella organization for all retail payments system general public. in India. It was incorporated in December 2008 & the Under RBI's supervisory framework, it uses various Certificate of Commencement of Business was issued measures/tools to maintain sound financial health of in April 2009. banks. PCA framework is one of such supervisory The authorized capital was pegged at Rs 300 crore & tools. paid up capital was Rs 100 crore. It involves monitoring of certain performance Biswamohan Mahapatra| Non-Executive Chairman indicators of the banks as an early warning exercise & & Dilip Asbe- MD & CEO is initiated once such thresholds as relating to capital, asset quality etc. are breached. A Brief on BHIM Its objective is to facilitate the banks to take corrective Bharat Interface for Money is an app that lets you measures including those prescribed by the Reserve make simple, easy & quick payment transactions Bank, in a timely manner, in order to restore their using Unified Payments Interface (UPI). This can be financial health. done using just Mobile number or Virtual Payment It provides an opportunity to the Reserve Bank to pay Address (VPA). Currently it is available in 13 focussed attention on such banks by engaging with languages.

the management more closely in those areas. Virtual Payment Address (VPA) is a unique identifier The PCA framework is, thus, intended to encourage which you can use to send & receive money on UPI. With BHIM, you can' t pay more than Rs. 20 banks to eschew certain riskier activities & focus on thousand in a transaction. conserving capital so that their balance sheets can Daily limit for BHIM app transaction is Rs. 40,000. become stronger.

A Brief on UPI- 2016 Salient Features of revised PCA Framework for Unified Payments Interface is an instant payment Banks system developed by NPCI. UPI is built over the IMPS A. Capital, asset quality & profitability continue to be the infrastructure & allows you to instantly transfer key areas for monitoring in the revised framework. money between any two parties' bank accounts. B. Indicators to be tracked for Capital, asset quality & UPI-PIN is a 4-6 digit pass code you create/set during profitability would be: first time registration with this App. a) CRAR/ Common Equity Tier I ratio: CET ratio – The upper limit per UPI transaction is Rs. 1 Lakh.

the percentage of core equity capital, net of regulatory adjustments, to total risk weighted assets as defined in RBI Basel III guidelines b) Net NPA ratio: NNPA ratio – the percentage of net NPAs to net advances c) Return on Assets: ROA – the percentage of profit after tax to average total assets C. Leverage would be monitored additionally as part of the PCA framework. D. Breach of any risk threshold (as detailed under) would result in invocation of PCA. E. The PCA framework would apply without exception to all banks operating in India including small banks & foreign banks operating through branches or subsidiaries based on breach of risk thresholds of identified indicators.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Immediate Payment Service (IMPS): It was launched in Topic 15: Small Finance Banks & its 2010. IMPS offers an instant, 24X7, interbank electronic Headquarters fund transfer service through mobile phones. The objective is to further financial inclusion by (a) Overview of *99# Service: *99# service launched by provision of savings vehicles, (b) supply of credit to NPCI, which works on Unstructured Supplementary small business units; small & marginal farmers; micro Service Data (USSD) channel. This service was launched & small industries; & other unorganised sector in 2014. Banking customers can avail the service by entities, through high technology-low cost dialing *99#, a “Common number across all Telecom operations. Service Providers (TSPs)” on their mobile phone & It shall primarily undertake basic banking activities of transact through an interactive menu displayed on the acceptance of deposits & lending to unserved & mobile screen. underserved sections including small business units, small & marginal farmers, micro & small industries & Overview of *99*99# Service: *99*99# is a USSD unorganised sector entities. The minimum paid-up (Unstructured Supplementary Service Data) based value equity capital is Rs. 200 crores. added service from NPCI that facilitates the customers to The promoter's minimum initial contribution to the check the status of his/her number paid-up equity capital of such small finance bank seeding/linking in the bank account. The service works shall at least be 40 % & gradually brought down to 26 across all GSM service providers & brings together the % within 12 years from the date of commencement of diverse ecosystem partners such as Banks & TSPs business of the bank. (Telecom Service Providers).

MMID: MMID stands for Mobile Money Identifier. Headquarters of the Small Finance Banks

MMID is a 7-digit code issued by the bank to their Au Finance Small Finace Bank Ltd., Jaipur customers for availing IMPS. Capital Small Finace Bank Ltd., Jalandhar

A Brief on QSAM: *99*99# service, is alternatively Fincare Small Finace Bank Ltd., Bengaluru known as QSAM (Query Service on Aadhaar Mapper). Equitas Small Finace Bank, Chennai Using this service, a person can check the Aadhaar ESAF Small Finace Bank Ltd., Registered Office- seeding/linking status in his/her bank account. Chennai, Corporate Office- Thrissur (Kerala) Jana Small Finace Bank Limited, Bengaluru A Brief on NACH North East Small Finace Bank, Guwahati NPCI implemented “National Automated Clearing Suryoday Small Finace Bank Ltd., Navi Mumbai House (NACH)” for Banks, Financial Institutions, Ujjivan Small Finace Bank Ltd., Bengaluru Corporates & Govt., is a web based solution to Utkarsh Small Finace Bank Ltd., Varanasi facilitate interbank, high volume, electronic transactions which are repetitive & periodic in nature. Topic 16: Payments Banks & its Headquarters NACH System can be used for making bulk

transactions towards distribution of subsidies, The objective is to further financial inclusion by dividends, interest, salary, pension etc. for bulk providing (i) small savings accounts (ii) payments/remittance services to migrant labour transactions towards collection of payments workforce, low income households, small businesses, pertaining to telephone, electricity, water, loans, other unorganised sector entities & other users. investments in mutual funds, insurance premium etc. Scope of activities: Acceptance of demand deposits. NACH’s Aadhaar Payment Bridge (APB) System, It will initially be restricted to holding a maximum developed by NPCI has been helping the Govt. & balance of Rs. 100,000 per individual customer. Govt. Agencies in making the Direct Benefit Transfer It cannot undertake lending activities. Apart from scheme a success. amounts maintained as CRR on its outside demand & BBPS: Bharat Bill Payment System (BBPS) will function time liabilities, it will be required to invest minimum as a tiered structure for operating the bill payment 75% of its "demand deposit balances" in SLR system in the country under a single brand image. NPCI eligible. The minimum paid-up equity capital shall will function as the authorized Bharat Bill Payment be Rs. 100 crore. Central Unit (BBPCU), which will be responsible for The promoter's minimum initial contribution to the setting business standards, rules & procedures for paid-up equity capital of such payments bank shall at technical & business requirements for all the least be 40 % for the first five years from the participants. commencement of its business.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Headquarters of the Payment Banks Basel III or Basel 3 released in December, 2010 is the third in the series of Basel Accords. These accords India Post Payment Bank – New Delhi deal with risk management aspects for the banking Airtel Payment Bank Limited- Registered Office- New Delhi, Corporate Office- Gurugram, Haryana sector.

Paytm Payment Bank Limited- Noida, UP According to Basel Committee on Banking Jio Payment Bank – Mumbai Supervision "Basel III is a comprehensive set of Fino Payment Bank Limited- Navi Mumbai reform measures, developed by the Basel Committee NSDL Payment Bank Limited- Mumbai on Banking Supervision, to strengthen the regulation, supervision & risk management of the banking Topic 17: What are the Risks in Banking sector". Sector? Basel 3 measures aim to: a) Improve the banking sector's ability to absorb shocks Credit risk: It usually occurs because of inadequate arising from financial & economic stress, whatever income or business failure. Credit risk signifies a the source decline in the credit assets’ values before default that b) Improve risk management & governance arises from the deterioration in a portfolio or an c) Strengthen banks' transparency & disclosures. individual’s credit quality. Market risk: Basel Committee on Banking Three Pillars of Basel 3 Supervision defines market risk as the risk of losses in on- or off-balance sheet positions that arise from Pillar 1: Minimum Regulatory Capital movement in market prices. Market risk is the most Requirements based on Risk Weighted Assets prominent for banks present in investment banking. (RWAs): Maintaining capital calculated through Operational risk: Basel Committee on Banking credit, market & operational risk areas (mainly that Supervision defines operational risk “as the risk of capital which can absorb risk.) loss resulting from inadequate or failed internal Pillar 2: Supervisory Review Process: Regulating processes, people & systems or from external events. tools & frameworks for dealing with peripheral risks Operational risk, the risk in all banking transactions that bank face. Liquidity risk: Liquidity risk is the risk of a bank not Pillar 3: Market Discipline: Increasing the being able to have enough cash to carry out its day-to- disclosures that banks must provide to increase the day operations. transparency of banks Reputational risk—when banks lose the public’s trust: It is the risk of damage to a bank’s image & Important Facts related to BASEL 3 public standing that occurs due to some dubious Minimum Ratio of Total Capital To RWAs--10.50% actions taken by the bank. Minimum Ratio of Common Equity to RWAs--4.50% Business Risk: Business risk is the risk arising from a to 7.00% bank’s long-term business strategy. It deals with a Tier I capital to RWAs--6.00% bank not being able to keep up with changing Core Tier I capital to RWAs--5.00% competition dynamics, losing market share over time, Capital Conservation Buffers to RWAs--2.50% & being closed or acquired.

Leverage Ratio--3.00%

Topic 18: What are the BASEL-3 Norms & a Countercyclical Buffer--0% to 2.50%

brief on the 3 Pillars of Basel? Topic 19: Most Important Miscellaneous Basel Committee is the primary global standard-setter Banking Terms for the prudential regulation of banks & provides a forum for cooperation on banking supervisory ACU: Asian Clearing Union (ACU) was established matters. with its head-quarters at Tehran, Iran, on December 9, Its mandate is to strengthen the regulation, 1974. supervision & practices of banks worldwide with the Moral Suasion: Moral Suasion is just as a request by purpose of enhancing financial stability. the RBI to the commercial banks to take so & so action Pablo Hernández de Cos, Governor of the Bank of & measures in so & so trend of economy. RBI may Spain appointed as the new Chairman of the Basel request commercial banks not to give loans for Committee on Banking Supervision. He succeeds unproductive purpose which does not add to Stefan Ingves. economic growth but increases inflation.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Bouncing of a cheque: Where an account does not Close-ended scheme: A scheme where funds are have sufficient balance to honour the cheque issued raised for a fixed period. The scheme is wound up by the customer, the cheque is returned by the bank after that period & funds are returned with capital with the reason "funds insufficient" or "Exceeds appreciation to unit holders. Normally, a close-ended arrangement". This is known as 'Bouncing of a scheme is listed on a stock exchange. cheque'. Net asset value: The price of value of one share of a Demat Account: The term "demat", in India, refers to fund. It is calculated by summing the quoted values a dematerialised account for individual Indian of all the securities held by the fund, adding in cash & citizens to trade in listed stocks or debentures. any accrued income & subtracting liabilities & Capital Adequacy Ratio (CAR): Capital adequacy dividing the result by the number of shares outstanding. ratio measures the amount of a bank’s capital Open ended scheme: A scheme is the one which expressed as a %age of its credit exposure. Globally, continuously offers its units & buys them back from the capital adequacy ratio has been developed to investors. ensure banks can absorb a reasonable level of losses before becoming insolvent. Indian banks are expected A Brief on Nationalization of Banks to maintain a minimum capital adequacy ratio of 9 % (Rs 9 as capital for every Rs 100 in loan or asset) Nationalisation of & its Balance of Trade: The value of a country’s exports conversion into State Bank of India in July 1955. minus the value of its imports. Unless specified as the Conversion of 8 major State-associated banks into balance of merchandise trade, it normally subsidiary banks of SBI in 1959. incorporates trade in services, including earnings Nationalisation of 14 Indian scheduled banks in July (interest, dividends, etc.) on financial assets. 1969. Nationalisation of 6 more banks in April 1980 & New Balance of Payments: A list of all of a country’s Bank of India merged into Punjab National Bank. international transactions for a given time period, usually one year. Topic 20: How the amount can be transferred NOSTRO Account: A Nostro account is maintained from one Bank A/c to the other? by an Indian Bank in the foreign countries. VOSTRO Account: Vostro account is maintained by Real Time Gross Settlement (RTGS) a foreign bank in India with their corresponding bank. RTGS implemented w.e.f. 26.03.2004 is a centralized BCBS: Basel Committee on Banking Supervision is an payment system operated by RBI. In RTGS inter-bank institution created by the Central Bank governors of payment instructions are processed & settled, on the Group of Ten nations. gross basis in a real time environment. What is STRIPS: Separate Trading for Registered It uses Indian Financial Network (INFINET) & SFMS Interest & Principal Securities. platforms. RTGS is regulated by RTGS System The CORE word in CBS stands for Centralized Online Regulations, 2013. Realtime Exchange. National Electronic Funds Transfer (NEFT) Cross Selling: Cross-selling stands for offering to the RBI operationalized NEFT System in Nov 2005. It existing & new customers, some additional banking facilitates transfer of funds from any bank branch to products, with a view to expand banking business, any other bank branch. reduce the per customer cost of operations & provide Bank account: NEFT is an account to account transfer more satisfaction & value to the customer. system. The remitter & beneficiary should have a bank account. Important Terms related to Mutual Funds

Asset Management Company: A company formed & Processing Charges/Service Charges registered under the Companies Act 1956 & approved 1. The Reserve Bank of India (RBI) has waived NEFT, as such by the SEBI to manage the funds of a mutual RTGS transfer charges for savings account holders. fund. Under an agreement (with the trustees of the In an order, RBI instructed banks to make all online payments done through RTGS & NEFT free of cost Mutual Fund), an AMC undertakes to formulated for savings account holders. The new rule will be mutual funds schemes, distribute income as per effective from January 1, 2020. agreement.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 NEPAL REMITTANCE SCHEME: It is a cross- NRI/PIO may remit from the balances held in NRO border one-way remittance facility scheme, for account an amount not exceeding USD one million remittance from India to Nepal. Amount: Up to per financial year, subject to payment of applicable Indian Rs. 50,000 from NEFT branches. Beneficiary taxes. will receive funds in Nepalese rupees. The limit of USD 1 million per financial year includes CORE BANKING SOLUTIONS: Core Banking sale proceeds of immovable properties held by Solutions (CBS) or Centralised Banking Solutions is NRIs/PIOs. the process which is completed in a centralized environment i.e. under which the information related Non-Resident (External) Rupee Account (NRE to the customer’s account (i.e. financial dealings, Account)

profession, income, etc.) is stored in the Central Server NRE account may be in the form of savings, current, of the bank (that is available to all networked recurring or fixed deposit accounts. branches) instead of the branch server. Account will be maintained in Indian Rupees. Accrued interest income & balances held in NRE Topic 21: What are the types of Accounts that accounts are exempt from Income tax. can be opened by Foreign (Person) in India? Authorised dealers/authorised banks at their a) NRO A/c (Foreign Tourist) discretion allow for a period not more than two Foreign tourists during their short visit to India can weeks, overdrawings in NRE savings bank accounts, open a Non-Resident (Ordinary) Rupee (NRO) up to a limit of Rs. 50,000.

account (Current / Savings) with any Authorised Loans up to Rs.100 lakh can be extended against Dealer bank dealing in foreign exchange. security of funds held in NRE Account either to the Can be opened up to a maximum period of 6 months. depositors or third parties. All payments to residents exceeding INR 50,000 can be made only by means of cheques / pay orders / Foreign Currency Non-Resident (Bank) Account – FCNR (B) Account DDs. FCNR (B) accounts are only in the form of term b) EEFC A/c deposits of 1 to 5 years Exchange Earners' Foreign Currency Account (EEFC) Account can be in any freely convertible currency. is an a/c maintained in foreign currency with Loans up to Rs.100 lakh can be extended against Authorised Dealer. security of funds held in FCNR (B) deposit either to It is a facility provided to foreign exchange earners, the depositors or third parties. including exporters, to credit 100% of their foreign The interest rates are stipulated by the Department of exchange earnings to the a/c, so that the account Banking Operations & Development, RBI. holders do not have to convert foreign exchange into Rupees, thereby minimizing the transaction costs. Topic 22: A Brief on CAMELS rating for All categories of foreign exchange earners, such as Domestic Banks? individuals, companies, etc. who are resident in India,

may open EEFC accounts. RBI’s 1995 working group headed by Sh. S. It can be held only in the form of a current account. Padmanabhan suggested method for rating.

No interest is payable on EEFC accounts. RBI rates the banks on a 5 point scale of A to E, widely on the lines of international CAMELS rating model for domestic banks & CALCS model for foreign banks. ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary Rupee Account (NRO Account) CAMELS Rating for Domestic Banks C Capital adequacy ratio NRO accounts may be opened / maintained in the form of current, savings, recurring or fixed deposit A Asset quality accounts. M Management Effectiveness Interest rates offered by banks on NRO deposits E Earning (i.e. profitability) cannot be higher than those offered by them on L Liquidity (asset-liability comparable domestic rupee deposits. management) Account should be denominated in Indian Rupees. S System & controls

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Rating parameters for foreign banks The compensation amount, if any, which can be C Capital adequacy ratio awarded by NBFC Ombudsman, for any loss suffered A Asset quality by complainant, is limited to the amount arising L Liquidity directly out of the act or omission of the NBFC or C Compliance rupees one million, whichever is lower. S System & controls Note: NBFC Ombudsman may award compensation not exceeding rupees 0.1 million to the complainant Topic 23: BANKING OMBUDSMAN SCHEME for causing mental agony & harassment. Appellate Authority is vested with a Deputy 2006 Governor-in-Charge of the department of the RBI The Scheme enables a bank customer for filing of implementing the Scheme. complaints relating to certain services rendered by banks. Topic 25: What is Base Rate, MCLR & Other 1) The Banking Ombudsman is a senior official rates of Lending? appointed by the Reserve Bank of India to redress Base Rate customer complaints against deficiency in certain RBI decided that banks should switch over to Base banking services. Rate system w.e.f. 1.7.2010. 2) All Scheduled Commercial Banks, Regional Rural Banks may determine their actual lending rates w.r.t. Banks & Scheduled Primary Co-operative Banks are Base Rate. covered under the Scheme. No loan can be sanctioned below base rate. 3) The Banking Ombudsman does not charge any fee for Exempted accounts: The following loans could be filing & resolving customers’ complaints. priced without reference to Base Rate: (a) DRI loans 4) The maximum compensation which a BO can help a (b) loans to banks’ own employees (c) loans to banks’ complainant to get is Rs. 20 lakhs. depositors against their own deposits. 5) If a complaint is not settled by an agreement within a period of one month, the BO proceeds further to pass Marginal Cost Based Lending Rate an award. Before passing an award, the BO provides RBI introduced MCLR w.e.f. 1.4.2016 to determine reasonable opportunity to the complainant & the Base Rate by banks to improve the efficiency of bank, to present their case. monetary policy transmission. 6) If one is not satisfied with the decision passed by the All rupee loans sanctioned & credit limits renewed BO, one can approach the appellate authority who is w.e.f. 01.04.16 to be priced w.r.t. MCLR. It will be the Deputy Governor of the RBI. internal benchmark. The MCLR comprises of (a) Marginal cost of funds; (b) Topic 24: NBFC OMBUDSMAN SCHEME Negative carry on account of CRR; (c) operating costs;

RBI introduced an Ombudsman Scheme for (d) Tenor premium. customers of Non-Banking Financial Companies Marginal Cost of funds (MCF): It has 2 components (NBFCs). (a) Marginal cost of borrowings (b) return on The Scheme is an expeditious & cost free apex level networth.

mechanism for resolution of complaints of customers By using MCF, it will be calculated as: Required CRR of NBFCs, relating to certain services rendered by × (marginal cost) / (1-CRR) NBFCs. It is being introduced under Section 45 L of RBI Act, Topic 26: What is Reverse Mortgage Loan?

1934, with effect from February 23, 2018. The scheme of reverse mortgage has been introduced The NBFC Ombudsman is a senior official appointed for the benefit of senior citizens owning a house but by RBI to redress customer complaints against NBFCs having inadequate income to meet their needs. Some for deficiency in certain services covered under the important features of reverse mortgage are: grounds of complaint specified under Clause 8 of the A homeowner who is above 60 years of age is eligible Scheme. for reverse mortgage loan. It allows him to turn the As on date, four NBFC Ombudsman have been equity in his home into one lump sum or periodic appointed with their offices located at Chennai, payments mutually agreed by the borrower & the Kolkata, New Delhi & Mumbai. banker.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 NO REPAYMENT is required as long as the borrower The deposits with NBFCs are not insured. lives, Borrower should pay all taxes relating to the The repayment of deposits by NBFCs is not house & maintain the property as his primary guaranteed by RBI. residence. The amount of loan is based on several factors: Topic 29: What are the types of Money? Borrower’s age, Value of the property, Current interest rates & The specific plan chosen. Commodity Money - Commodity money value is As per the scheme formulated by National Housing derived from the commodity out of which it is made. Bank (NHB), the maximum period of the loan The commodity itself represents money, & the money period is 15 years. The residual life of the property is the commodity. should be at least 20 years. Where the borrower lives Representative Money - is money that includes token longer than 15 years, periodic payments will not be coins, or any other physical tokens like certificates, made by lender. However, the borrower can continue that can be reliably exchanged for a fixed to occupy. amount/quantity of a commodity like gold or silver. Fiat Money - Fiat money, also known as fiat currency Topic 27: What is Hypothecation & Pledge? is the money whose value is not derived from any intrinsic value or any guarantee that it can be Mortgage: As per section 58 of Transfer of Property converted into valuable commodity (like gold). Act 1882, mortgage is transfer of interest in specific Instead, it derives value only based On Govt. order immovable property for the purpose of securing the (fiat) payment of money advanced or to be advanced by Commercial Bank Money - Commercial bank money way of loan, an existing or future debt or the or the demand deposits are claims against financial performance of an engagement which may give rise institutions which can be used for purchasing goods to pecuniary liability. & services.

Reserve Money (M 0) Topic 28: What is NBFC & how it differs from Currency in circulation + Bankers‘ ‘deposits with the RBI Banks? + ‘Other’ deposits with the RBI = Net RBI ‘credit to the Non-Banking Financial Company (NBFC) is a Govt. + RBI credit to the commercial sector + RBI's claims company registered under the Companies Act, 1956 on banks + RBI's net is foreign assets + Govemment’s engaged in the business of loans & advances, currency liabilities to the public - RBI's net non-monetary acquisition of liabilities. shares/stocks/bonds/debentures/securities issued by Govt. or local authority or other marketable M1=Currency with the public + Demand deposits with securities of a like nature, leasing, hire-purchase, the banking system + 'Other' deposits with the RBI insurance business, business. M2=M1 + Savings deposits of office savings banks. NBFCs lend & make investments & hence their M3=M1+ Time deposits with the banking system activities are akin to that of banks; however there are = Net bank credit to the Govt. a few differences as given below: M4=M3 +All deposits with post office savings banks a) NBFC cannot accept demand deposits; (excluding National Savings Certificates) b) NBFCs do not form part of the payment & settlement system & cannot issue cheques drawn on itself; c) Deposit insurance facility of Deposit Insurance & Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.

Deposits in NBFC: Presently, the maximum rate of interest an NBFC can offer is 12.5%. The interest may be paid or compounded at rests not shorter than monthly rests. NBFCs are allowed to accept / renew public deposits for a minimum period of 12 months & maximum period of 60 months. They cannot accept deposits repayable on demand. 90 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Bhartiya Reserve Bank Note Mudran Private MICR – Magnetic ink character Recognition Limited (BRBNMPL): RBI established BRBNMPL in MICR is 9-digit numeric code that uniquely identifies February 1995 as a wholly-owned subsidiary to a bank branch participating in electronic clearing augment the production of bank notes in India & to scheme.

enable bridging of the gap between supply & demand Used to identify the location of a bank branch. City (3) Bank (3) Branch (3) for bank notes in the country. It is allotted to a bank branch is printed on the MICR

band of cheques. MICR used for electronic credit Topic 30: What are the Different types of system. Banking? SWIFT Code: Society for Worldwide Interbank

Para banking- When Bank provides banking services financial tele-communication except the general banking facility. India was 74th Nation to join SWIFT Network. Narrow Banking- When banks invest its money in SWIFT Code is a standard format of bank Identifier Govt. securities instead investing in market to avoid code. risk. This code is used particularly in International transfer Offshore Banking- Bank which accept currency of all of money between banks. countries. A majority of FOREX related message are sent to Green banking- Promoting environmental-friendly correspondent banks abroad through SWIFT.

practices & reducing your carbon footprint from your SWIFT Code consist 8 or 11 character when code is 8 digit, it is referred to primary office. banking activities. 1. Bank code: 4 Digit Retail Banking- Retail banking refers to the division 2. Country code: 2 Digit of a bank that deals directly with retail customers. 3. Location code: 2 Digit Wholesale banking-Wholesale banking is the 4. Branch code (optional): 3 Digit provision of services by banks to organisations such as Mortgage Brokers, large corporate clients, mid- Topic 32: Important Banking Abbreviations sized companies, sreal estate developers & investors, 1. PSBs: Public Sector Banks international trade finance businesses etc. 2. SNBCs: Schedule Non- Commercial Banks

Universal Banking: R H Khan committee & 3. SENSEX: Sensitive Index of Stock Exchange recommended the concept of Universal Banking. It 4. KYC: Know Your Customer means allowing Fls & banks to undertake all types of 5. RTGS: Real Time Gross Settlement banking or development financing activity, subject to 6. EFT: Electronic Fund Transfer compliance of statutory & other requirements of RBI, 7. LIBOR: London Interbank Offered Rate Govt. & related legal Acts. 8. MIBOR: Mumbai Interbank Offered Rate Islamic Banking: An Islamic bank is a deposit-taking 9. MIBID: Mumbai Interbank Bid Rate banking institution whose scope of activities 10. FIIs: Foreign Institutional Investments excluding borrowing & lending on the basis of 11. BIRD: Bankers Institute of Rural Development 12. BPLR: Benchmark Prime Lending Rate interest. 13. SWOT: Strength, Weaknesses, Opportunities &

Threats Topic 31: What are the important codes that are 14. FERA: Foreign Exchange Regulatory Act used in Banking? 15. FEMA: Foreign Exchange Management Act 16. CASA: Current & Saving Account IFSC (Indian Financial System Code) 17. NDTL: Net Demand & Time Liabilities Indian Financial System Code is an alpha-numeric 18. NASDAQ: National Association For Securities code that uniquely identifies a bank-branch Dealers Automated Quotations participating in the NEFT system. 19. CRISIL: Credit Rating & Investment Services India This is an 11 digit code with the first 4 alpha Limited characters representing the bank, The 5th character is 20. CIBIL: Credit Information Bureau Of India Limited 0 (zero) & the last 6 characters representing the bank 21. NAV: Net Asset Value branch. 22. ICRA: Indian Credit Rating Agency

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 23. CARE: Credit Analysis & Research Limited 64. SANKALP- Skill Acquisition & Knowledge 24. WMAs: Ways & Means Advances Awareness for Livelihood Promotion programme 25. ALM: Asset Liability Management 65. STRIVE- Skill Strengthening for Industrial Value 26. INFINET Indian Financial Network Enhancement 27. OLTAS - On-line Tax Accounting System (OLTAS) 66. NTA- National Testing Agency for Direct Taxes 67. ICDS- Integrated Child Development Services 28. TIN - Tax Information Network (TIN) 29. CDR- Corporate Debt Restructuring 68. TIES- Trade Infrastructure for Export Scheme 30. CAD- Capital Account Deficit 69. FIPB- Foreign Investment Promotion Board 31. REITs: Real Estate Investment Trusts 70. CERT-Fin- Computer Emergency Response Team 32. InvITs: Infrastructure Investment Trusts for our Financial Sector 33. ALM- Asset Liability Management 71. IRFC- Indian Railway Finance Corporation Limited 34. ASBA: Application Supported by Blocked Amount 72. FFO- Further Fund Offering 35. PIN: Personal Identification Number 36. DTAA – Double Taxation Avoidance Agreement Topic 33: The HQ of NATIONALIZED/PSBs 37. EFSF – European Financial Stability Facility 38. FINO- Financial Inclusion Network Operation BANKS

39. FIPB – Foreign Investment Promotion board -Kolkata 40. FSLRC– Financial Sector Legislative Reforms Bank of India -Mumbai Commission

41. CRAR: Capital to Risk-weighted Assets Ratio -Pune 42. LCR: Liquidity Coverage Ratio Canara Bank -Bangalore 43. TARC - Tax Administration Reform Commission Central Bank of India -Mumbai 44. FRBMA: Fiscal Responsibility & Budget -Mangalore Management Act Indian Bank- Chennai 45. AMFI- Association of Mutual Fund in India. - Chennai 46. TIEA – Tax Information exchange Agreement Oriental Bank of Commerce- Gurugram 47. GAAR - General anti avoidance rule Punjab National Bank- New Delhi 48. GSLV - Geo-Synchronous Launch Vehicle Punjab & Sind Bank- New Delhi 49. PPP – Public Private Partnership & Purchasing

Power parity State Bank of India- Mumbai 50. PSLV – Polar Satellite Launch vehicle Syndicate Bank- Manipal (Karnataka) 51. ASSOCHAM-Associated Chambers of Commerce UCO Bank- Kolkata & Industry of India. - Mumbai 52. BCSBI-Banking Codes & Standards Board of India. - Kolkata 53. BIS-Bank for International Settlements. - Hyderabad 54. CDS-Credit Default Swap. Bank of Baroda- Vadodra 55. CEPA-Comprehensive Economic Partnership Management. 56. FIMMDA-Fixed Income Money MARKETS & Derivatives Association. 57. FPI-Foreign Portfolio Investment. 58. IBRD-International Bank for Reconstruction & Development. 59. UIDAI-Unique Identification Development Authority of India. 60. PMGSY- Pradhan Mantri Gram Sadak Yojana 61. PMEGP- PM's Employment Generation Programme 62. NRDWP- National Rural Drinking Water Programme

63. PMKK- Pradhan Mantri Kaushal Kendras 92 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 34: Financial Regulations | Institutions | (RRB):

Organizations Regional rural bank were set up by an ordinance in 1975, later replaced by RRB Act, 1976 as pre banking Chit Funds Respective State commission recommendation in 1975. Govt.s Father of RRBs is M.Swaminathan. Insurance companies IRDA The Govt. Of India Had Appointed A Working Group Housing Finance Companies NHB On Rural Banks Under The Chairmanship Of Mr. M. Narasimham In 1975. First RRB were Set up On 2nd Venture Capital Fund / SEBI Oct. Merchant Banking companies SEBI Share Holder Contribution: Govt. Of India 50% Stock broking companies SEBI Sponsor Bank 35% State Govt. 15%. Nidhi Companies Ministry of corporate EXIM BANK: affairs, Govt. of India Export-Import (EXIM) Bank of India is the principal financial institution in India for coordinating the working of institutions engaged in financing export & National Bank for Agriculture & Rural import trade. Development It is a statutory corporation wholly owned by the

Govt. of India. Established on 12th July 1982 on the recommendation It was established on January 1, 1982 for the purpose of CRAFICARD committee (also called as of financing, facilitating & promoting foreign trade of SivaramanComittee) India. For Agricultural finance, It is the apex organization. Chairman- David Rasquinha|Headquarters : Chairman: Dr. G.R. Chintala | Head Quarters: Mumbai Mumbai (NHB) Rural Infrastructure Development Fund (RIDF) is operated by NABARD, instead in April 1995. It is the apex institution of housing finance in India, NABARD is the "Micro-Finance Regulatory was set up as wholly owned subsidiary of RBI. Authority" The bank started its operations from July 1988. NHB is a subsidiary bank of Reserve Bank of India.

National Housing Bank was established under section Small Industries Development Bank of India 6 of National Housing Bank Act (1987). (SIDBI) HQ: of NHB is in New Delhi| CMD: Shri Sarada

Small Industries Development Bank of India (SIDBI in Kumar Hota, Managing Director

short) was established in the year 1990 (Date: 2nd ECGC April 1990) under the Small Industries Development Bank of India Act 1989 as a subsidiary of Industrial Export Credit Guarantee Corporation of India. This Development Bank of India. organisation provides risk as well as insurance cover to the Indian exporters.| Shri. M Senthilnathan, Shri Manoj Mittal & Shri V Satya Venkata Rao, Chairman cum Managing Director, ECGC Ltd. | Deputy Managing Director, SIDBI | Head Quarters: Head Quarters : Mumbai Lucknow Indian Banks' Association (IBA) Securities & Exchange Board of India (SEBI) Indian Banks' Association (IBA) set up in 1946 with It is the regulator for the securities market in India. 22 members to discuss issues of common interests. SEBI was initially established as a non statutory body Over the years, IBA emerged as the Voice of Indian Banking Industry. IBA adopts a consultative in April 1988, to regulate the working of stock approach to give its views on any issue pertaining to exchange. Later it was given a statutory status on banking sector. April 1992 via SEBI Act, 1992. Chairman, IBA | Shri Rajkiran Rai G (Union Bank Chairman- Ajay Tyagi | Head Quarters : Mumbai of India) | HQ: Mumbai.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 35: Important Financial Schemes of the The Bank The Bank which got Year of Government which acquired Merged Merger Centurion Bank Bank of Punjab 2005 KISAN VIKAS PATRA From 1st October 2018 (BoP) KPV are regulated by KVP Rules 2014, Scheme is IDBI Bank IDBI Limited 2005 available through Post Offices & those banks that are Limited authorized to operate PPF scheme. Oriental Bank of Global Trust Bank 2004 Denomination: Rs.1000, Rs.5000, Rs.10000 & Rs.50000 Commerce (GTB) Types of certificates: Category Single, Joint A-Type & Bank of Baroda Benares State Bank 2002 Joint B-Type (E/S). ICICI Bank ICICI Limited 2002 Maturity period: 124 Months | Rate of Interest: Limited 6.9%. ICICI Bank 2001 Rate of interest: Rs.1000 becomes double during the HDFC Bank 2000 maturity period. Union Bank of Sikkim Bank 1999 India

State Bank of Kashinath State 1995 Topic 36: List of Mergers in the Indian Banking India Bank Industry Bank of India Bank of Karad 1994

The Bank The Bank which got Year of Punjab National Bank New Bank of 1993 which acquired Merged Merger India Union Bank of Andhra Bank & 2020 State bank of Bank of Cochin 1985 India India Corporation Bank

Canara Bank Syndicate Bank 2020 Punjab National Oriental Bank of 2020 Topic 38: A Brief on Printing & Minting of Bank Commerce & United Currencies in India Bank of India In India, RBI is engaged in printing of all notes & Indian Bank Allahabad Bank 2020 production of coins is handled by Government under Bank of Baroda & Vijaya 2019 The Coinage Act, 1906. Bank RBI determines what volume of currency is required State Bank of 5 SBI’s Associate 2017 at a particular time. India Banks & The production of bank notes, coins, non-judicial Kotak ING Vysya Bank 2016 stamps, postage stamps & other govt. documents is Mahindra Bank managed by Security Printing & Minting Corporation ICICI Bank 2010 of India Limited (SPMCIL). It was established in 2006.

State Bank of 2009 India State Bank of State Bank of 2008 India Saurashtra HDFC Bank Centurion Bank of 2008 Punjab Centurion Bank 2007 of Punjab Indian Overseas Bharat Overseas 2007 Bank Bank IDBI Bank United Western 2006 Bank Ltd. Ganesh Bank of 2006 Kurundwad

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 A brief on the Printing Presses c) The purpose is to provide funding to the non- corporate small business sector through various Last a) The first printing press of India Currency Note Press Mile Financial Institutions like Banks, NBFCs & MFIs. (CNP) was established in 1928 for printing bank notes d) It be responsible for refinancing all Last Mile in India. This press is located in Nashik, Maharashtra. Financiers such as Non-Banking Finance Companies, b) Bank Note Press (BNP) has two branches located in Mysore, Karnataka & Dewas, Madhya Pradesh. Societies, Trusts, Section 8 Companies, Co-operative Currently both CNP & BNP print Indian currency. Societies, Small Banks, Scheduled Commercial Banks c) Currency is also printed by RBI which has two & Regional Rural Banks. printing presses & owned by Bhartiya Reserve Bank e) Under the aegis of Pradhan Mantri MUDRA Yojana Note Mudran Limited. These are located in Mysore, (PMMY), MUDRA has already created its initial Karnataka & Salboni, West Bengal. products / schemes. The financial limit for these d) Indian security Press is located in Nashik & Security schemes are: Printing Press is located in Hyderabad. Shishu: covering loans upto Rs. 50,000/- Kishor: covering loans above Rs. 50,000/- & upto 5 A brief on the Minting of Coins lakhs Tarun: covering loans above Rs. 5 lakhs to 10 lakhs a) Security Printing & Minting Corporation of India f) Pradhan Mantri Mudra Yojana is a GoI scheme, which Limited (SPMCIL) comprises four mint: enables a small borrower to borrow from banks, MFIs, ❖ India Government Mint, Mumbai NBFCs for loans upto 10 lakhs for non-farm income ❖ India Government Mint, Kolkata generating activities. Generally, loans upto 10 lakhs ❖ India Government Mont, Hyderabad issued by banks under Micro Small Enterprises is ❖ India Government Mint, Noida given without collaterals. b) The main objectives of these mints is to produce coins, g) Aalok Gupta, MD & CEO, MUDRA. medals & awards, as per the requirements of India. c) Mumbai mint is known for producing standardized Topic 40: Important Financial, Economics & weights & measures. Budget Terms d) Noida is known as the first mint in the country to produce stainless steel coins. Fiscal Responsibility & Budget Management Act: The Act is an attempt to make the Government adhere Points to Remember to a phased plan to reduce fiscal deficit, which

Special kind of paper is required for the printing of denotes an excess of expenditure over revenue.

bank notes & non-judicial stamps. This paper is Securities Transaction Tax: It is a tax on all produced in special Security Paper Mill which was transactions done over the stock exchanges involving established in 1968 at Hoshangabad, Madhya securities such as shares, derivatives, & equity-linked Pradesh. mutual funds. 2 currency note printing presses owned by GOI & 2 Capital Gains Tax: It is a tax on the gains that ensue are owned by RBI , through the Bharatiya Reserve when an asset is sold for a price higher than what it Bank Note Mudran Ltd. (BRBNML). GOI presses are was bought for. at Nasik (Western India) & Dewas (Central India). Current Account Deficit: It is a trade measure that RBI presses are at Mysore (Southern India) & shows the value of a country’s imports of goods & Salboni (Eastern India). services to be higher than the value of its exports. Coins are minted in four mints owned by GOI which Bear market: A period during which the majority of are located at Mumbai, Hyderabad, Calcutta & securities prices in a particular market (such as the NOIDA. stock market) drop substantially. Bull market: A period during which the majority of Topic 39: What is the Mudra Scheme? securities prices in a particular market (such as the stock market) rise substantially. a) MUDRA stands for Micro Units Development & Primary De cit: The primary de cit is the scal Refinance Agency Ltd. de cit minus interest payments. It tells how much of b) Financial institution set up by GOI for development the Government's borrowings are going towards & refinancing micro units enterprises. meeting expenses other than interest payments. 95 www.bankersadda.com | www.sscadda.com | Adda247.com | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Fiscal policy: It is the government actions with g) The Government, therefore, first implemented the respect to aggregate levels of revenue & spending. exercise of nationalisation of the Imperial Bank of Fiscal policy is implemented though the budget & is India with the objective of “extension of banking the primary means by which the government can facilities on a large scale, more particularly in the rural in uence the economy. & semi-urban areas, & for diverse other public purposes”. The Imperial Bank of India was converted Fiscal De cit: When the government's non-borrowed into the State Bank of India in 1955 with the enactment receipts fall short of its entire expenditure, it has to of the State Bank of India Act, 1955. borrow money form the public to meet the shortfall.

The excess of total expenditure over total non- Topic 42: Important Financial Abbreviations borrowed receipts is called the scal de cit. Part 2 Revenue De cit: The difference between revenue expenditure & revenue receipt is known as revenue ADRs - American Depository Receipts de cit. It shows the shortfall of government's current CAGR - Compounded Annual Growth Rate

receipts over current expenditure. CDSL - Central Depositary Services (India) Limited ECS - Electronic Clearing Scheme Capital Budget: It consists of capital receipts & GETFs - Gold Exchange Traded Funds payments. It includes investments in shares, loans & IFCI - Industrial Financial Corporation of India advances granted by the central Government to State IPO - Initial Public Offering Governments, Government companies, corporations NSC - National Savings Certificate & other parties. OTCEI - Over the Counter Exchange of India Limited NISM: National Institute of Securities Market Topic 41: History of Banking Sector in India SIP: Systematic Investment Plan SWP: Systematic Withdrawal Plan a) The first ‘Presidency bank’ was the Bank of Bengal AAY: Antyodaya Anna Yojana established in Calcutta on June 2, 1806 with a capital CAA&A: Controller of Aid Accounts & Audit of Rs.50 lakh. The bank was given powers to issue CFPI: Consumer Food Price Index notes in 1823. CIRP: Corporate Insolvency Resolution Process b) was the second Presidency bank set CLSS: Credit Linked Subsidy Scheme up in 1840 with a capital of Rs.52 lakh, & the Bank of DARE: Department of Agricultural Research & Madras the third Presidency bank established in July Education 1843 with a capital of Rs.30 lakh. DGCI&S: Directorate General of Commercial c) With the collapse of the Bank of Bombay, the New Intelligence & Statistics

Bank of Bombay was established in January 1868. DGFT: Directorate General of Foreign Trade DIPAM: Department of Investment & public Asset d) The first Indian owned bank was the Allahabad Bank Management set up in Allahabad in 1865, the second, Punjab DIPP: Department of Industrial Policy & Promotion National Bank was set up in 1895 in Lahore, & the DISCOMS: Distribution Companies third, Bank of India was set up in 1906 in Mumbai. All EBRD: European Bank for Reconstruction & these banks were founded under private ownership. Development e) Swadeshi Movement of 1906 provided a great EFTA: European Free Trade Association impetus to joint stock banks of Indian ownership & EIB: European Investment Bank many more Indian commercial banks such as Central e-NAM: Electronic National Agriculture Market Bank of India, Bank of Baroda, Canara Bank, Indian EPCG: Export Promotion on Capital Goods Bank, & Bank of Mysore were established between GCC: Gulf Cooperation Council 1906 & 1913. IBC: Insolvency & Bankruptcy Code LFPR: Labour Force Participation Rate f) The presidency banks were amalgamated into a single M0: Reserve Money bank, the Imperial Bank of India, in 1921. It also M3: Broad money functioned as a central bank prior to the establishment MDGs: Millennium Development Goals RBI. The Imperial Bank of India performed three set NAREDCO: National Real Estate Development of functions, viz., commercial banking, central Council banking & the banker to the government. NCLT: National Company Law Tribunal

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 NICRA: National Innovations on Climate Resilient b) Options- An option is a contract which grants the Agriculture buyer the right, but not the obligation, to buy (call PMAY: Pradhan Mantri Awas Yojana option) or sell (put option) an asset, commodity, PMFBY: Pradhan Mantri Fasal Bima Yojana currency or financial instrument at an agreed rate (exercise price) on or before an agreed date (expiry or PMKSY: Pradhan Mantri Krishi Sinchayee Yojana settlement date). The buyer pays the seller an amount

POL: Petroleum Oil & Lubricants called the premium in exchange for this right. This RMSA: Rashtriya Madhyamik Shiksha Abhiyan premium is the price of the option. SSA: Sarva Shiksha Abhiyaan c) Swaps- Is an agreement to exchange future cash flow SUUTI: Specified Undertaking for Unit Trust of India at pre-specified Intervals. Typically one cash flow is UDAY: Ujjwal Discom Assurance Yojna based on a variable price & other on affixed one. UDISE: Unified District Information System for CASA Deposit: Deposit in bank in current & Savings Education account.

Liquid Assets: Liquid assets consists of: cash, balances with RBI, balances in current accounts with Topic 43: Miscellaneous Banking Terms banks, money at call & short notice, inter-bank Net Interest Margin: Net interest margin is the net placements due within 30 days & securities under interest income divided by average interest earning "held for trading" & "available for sale" categories excluding securities that do not have ready market. assets. ALCO: Asset-Liability Management Committee Bulk Deposits: a) It means single Rupee term (ALCO) is a strategic decision making body, deposits of Rupees one crore & above for Scheduled formulating & overseeing the function of asset Commercial Banks other than RRBs. b) For RRBs, it is liability management (ALM) of a bank. the Single Rupee term deposits of Rupees fifteen lakhs Consortium Financing: It occurs for transactions that & above. might not take place with a single lender. Several LIBOR: It is the average weighted interest rate on banks agree to jointly supervise a single borrower inter-bank loans provided by banks, that participate with a common appraisal, documentation & follow- in the London interbank market & offer funds in up & own equal shares in the transaction.

different currencies for different time periods (from 1 A Brief on Insolvency & Bankruptcy Board of India day to 1 year). a) It was established on 1st October, 2016 under the DRI Loans DRI scheme provides bank loan at a Insolvency & Bankruptcy Code, 2016 (Code). concessional rate of interest of 4% per annum for b) It is a key pillar of the ecosystem responsible for productive / self employment ventures. SC/ST, implementation of the Code that consolidates & minorities & physically handicapped persons are amends the laws relating to reorganization & targeted under this scheme to boost financial insolvency resolution of corporate persons, inclusion. partnership firms & individuals in a time bound Amortization: It is the reduction of an amount at manner for maximization of the value of assets of such persons, to promote entrepreneurship, regular intervals over a certain time period. It mainly availability of credit & balance the interests of all the refers to the reduction of debt by regular payment of stakeholders. loan installments during the life of a loan. It also c) It is a unique regulator: regulates a profession as well describes the accounting process of writing off an as processes. intangible asset. d) It has regulatory oversight over the Insolvency Derivative: A derivative instrument derives its value Professionals, Insolvency Professional Agencies, from an underlying product. There are basically three Insolvency Professional Entities & Information Utilities. derivatives a) Forward Contract- A forward contract is an agreement Moratorium Period: Moratorium period or EMI between two parties to buy or sell an agreed amount holiday period refers to a particular duration in the of a commodity or financial instrument at an agreed loan tenure when the borrower is not required to pay price, for delivery on an agreed future date. Future EMIs. This holiday period is mostly available for Contract- Is a standardized exchange tradable salaried individuals. Although the borrower is not required to pay EMIs, the loan amount would still forward contract executed at an exchange. continue to incur interest during this period.

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Static GA : Awards & Fields

1. International Gandhi Peace Prize: For contributions 12. Maha Vir Chakra: Second highest decoration. It is towards social, economic & political transformation awarded for acts of conspicuous gallantry in the through non-violence & other Gandhian methods. presence of the enemy, whether on land, at sea or in the 2. Bharat Ratna: Premier civilian award, to serve the air. nation. 13. Vir Chakra: It is the third in the order of awards for acts 3. Padma Vibhushan: Ranking wise the second award is of gallantry in the face of the enemy on land, sea or air. the Padma Vibhushan in the Indian Republic. It 14. Ashok Chakra: awarded people from various fields including Govt. Awarded for the most conspicuous service to distinguish extraordinary service for the bravery or some daring act of valour or self-sacrifice on country. land, at sea or in the air. 4. Padma Bhushan: The Padma Bhushan is the highest 15. Academy (Oscar) Awards: Film (From 1929) civilian award third in rank in the Indian Republic. 16. Grammy Award: Music (From 1958) 5. Padma Shri: It is awarded to citizens of India for their 17. Ramon Magasaysay Award: Govt. (Public) Service, distinguished contribution in several fields including Social Service, Journalism, Literature, Communication Education, Literature, Arts, Science, Industry, Social & International Understanding Bourlog Award: Service, Medicine, Sports & Public Affairs. Agriculture (From 1992) 6. Dronacharya Award: For brilliance in sports coaching. 18. Grammy: Music 7. Dhyan Chand Award: Highest lifetime achievement 19. Pulitzer award in sports & games in India : Journalism & Literature 8. Rajiv Gandhi Khel Ratna: Highest honor given for 20. Arjun: Sports accomplishment in sports. 21. Bowelay: Agriculture 9. Vyas Samman: For literary in the Hindi language. 22. Kalinga: Science 10. Saraswati Samman: For outstanding prose or poetry 23. Dhanwantri: Medical Science literary works in any Indian language listed in Schedule 24. Nobel Prize: Peace, Literature, Economics, Physics, VIII of the Constitution of India. Chemistry, Medical Science 11. Param Vir Chakra: Highest decoration Awarded for 25. Abel: Maths the most conspicuous bravery or some daring or 26. Man Booker: Literature prominent act of valour or self-sacrifice in the presence 27. Vachspati Samman: Sanskrit Literature of the enemy on land, sea or air.

Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India

States National Parks (NP) Wild Life Sanctuaries Power Plants Himachal Pradesh Pin Valley National Bandli WLS Girinagar Hydel CM: Jairam Thakur Park Daranghati WLS Project Governor: Bandaru Dattatraya Great Himalayan Dhauladhar WLS Binwa Hydel Project Capital: Shimla National Park Nargu WLS Rangtong Hydel Inderkilla National Pong Dam Lake Project Park WLS Baner&Neugal Khirganga National Shilli WLS Project Park Talra WLS Simbalbara National Park Punjab Abohar WLS Guru Gobind Singh CM: Captain Amarinder Singh Harike Lake WLS Super Thermal Power Governor: V P Singh Badnore Jhajjar Bacholi WLS Plant Capital: Chandigarh Haryana Kalesar National Bhindawas WLS Gorakhpur Atomic Park Kalesar WLS Power Station CM: Manohar Lal Khattar Sultanpur National Khaparwas WLS Deenbandhu Chhotu Governor: Satyadev Narayan Arya Park Ram TPS Capital: Chandigarh Rajiv Gandhi TPS

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 States National Parks (NP) Wild Life Sanctuaries Power Plants Uttar Pradesh Dudhwa National Hastinapur WLS Narora Atomic CM: Yogi Adityanath Park Ranipur WLS Power Station Governor: Anandiben Patel Sohagibarwa WLS Rihand Thermal Capital: Lucknow Sur Sarovar WLS Power Station Chandraprabha Anpara Thermal WLS Power Station National Chambal WLS Bihar Valmiki National Gautam Budha Kahalgaon Super CM: Nitish Kumar Park WLS Thermal Power Governor: Phagu Chauhan Kaimur WLS Station Capital: Patna Pant (Rajgir) WLS Barauni TPS Valmiki WLS Chhattisgarh Indravati National Badalkhol WLS Sipat Thermal Power CM: Bhupesh Baghel Park Bhairamgarh WLS Plant Governor: Anusuiya Uikey Kanger Valley Bhoramdev WLS Hasdeo TPS Capital: Raipur National Park Udanti Wild Bhilai Expansion Guru Ghasi Das Buffalo WLS Power Plant (Sanjay) Jharkhand Betla National Park Lawalong WLS Chandrapura TPS CM: Hemant Soren Palkot WLS Koderma Thermal Governor: Parasnath WLS Power Station Capital: Ranchi Bokaro TPS Andhra Pradesh Sri Venkateswara Coringa WLS Simhadri Super CM: Jaganmohan Reddy National Park Kolleru WLS Thermal Power Plant Governor Biswa Bhusan Nellapattu WLS Sri Damodaram Harichandan WLS Sanjeevaiah Thermal Capital: Amaravati Rajiv Gandhi Power Station (Nagarjuna Sagar- Srisailam) WLS Rollapadu WLS Telangana Mrugavani National Kawal WLS CM: K. Chandrashekar Rao Park Governor: Tamilisai Soundararajan Capital: Hyderabad Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal CM: Sarbananda Sonowal Kaziranga National Chakrashila WLS Power Plant Governor: Jagdish Mukhi Park Dihing Patkai WLS Capital: Manas National Park East Karbi Anglong Nameri National WLS Park North Karbi Rajiv Gandhi Orang Anglong WLS National Park Nambor WLS Goa Bhagwan Mahavir Bondla WLS - CM: Pramod Sawant (Mollem) National Madei WLS Governor: Bhagat Singh Koshyari Park Bhagwan Mahavir Capital: Panaji (Mollem) WLS Netravali WLS

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 States National Parks (NP) Wild Life Sanctuaries Power Plants Gujarat Blackbuck National Jambugodha WLS Mundra Thermal CM: Park, Velavadar Jessore WLS Power Station Governor: Acharya Dev Vrat Gir Forest National Kutch Desert WLS Ukai Thermal Power Capital: Gandhinagar Park Mitiyala WLS Station Marine National Porbandar Lake Akrimota Thermal Park, Gulf of Kutch WLS Power Station Bansda National Park Rampara Vidi WLS Kakrapar Nuclear Ratanmahal WLS Power Plant Shoolpaneswar (Dhumkhal) WLS Thol Lake WLS Wild Ass WLS Karnataka Bandipur National Arabithittu WLS Raichur Thermal CM: B. S. Yeddyurappa Park Attiveri WLS Power Station Governor: Vajubhai R. Vala Bannerghatta Bhadra WLS Udupi Thermal Capital: Bengaluru National Park Bhimgad WLS Power Plant Kudremukh National Brahmagiri WLS Bellary Thermal Park Cauvery WLS Power Station Nagarhole National Nugu WLS Park Pushpagiri WLS Anshi national park Ranganathittu Bird WLS Sharavathi Valley WLS Someshwara WLS Kerala Eravikulam National Aralam WLS Brahmapuram Power Park Chimmony WLS Station CM: Pinarayi Vijayan Mathikettan Shola Idukki WLS Kayamkulam Power Governor: Arif Mohammed Khan National Park Malabar WLS Station Capital:Thiruvananthapuram Periyar National Park Mangalavanam Silent Valley National Bird WLS Park Neyyar WLS Anamudi Shola Periyar WLS National Park Thattekad Bird Pampadum Shola NP WLS Madhya Pradesh Kanha National Park Bori WLS Vindhyachal Super Madhav National Gandhi Sagar WLS Thermal Power CM: Shivraj Singh Chouhan Park Ghatigaon WLS Station Governor: Anandiben Patel Mandla Plant Fossils Ken Gharial WLS Sant Singaji Thermal Capital: Bhopal National Park Narsighgarh WLS Power Plant Panna National Park National Chambal Satpura Thermal Pench National Park WLS Power Station Sanjay National Park Orcha WLS Amarkantak TPS Satpura National Kuno WLS Sasan Ultra Mega Park Sardarpur WLS Power Project Van Vihar National Son Gharial WLS park 100 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 States National Parks (NP) Wild Life Sanctuaries Power Plants Chandoli National Aner Dam WLS Tarapur Atomic Maharashtra Park Bhamragarh WLS Power Station CM: Uddhav Thackeray Navegaon National Bhimashankar WLS Tirora Thermal Governor: Bhagat Singh Koshyari Park Great Indian Power Station Capital: Mumbai Tadoba National Bustard WLS Amravati Thermal Park Jaikwadi WLS Power Plant Gugamal national Koyana WLS park Nagzira WLS Painganga WLS Radhanagari WLS Sagareshwar WLS Tipeshwar WLS Tungareshwar WLS Manipur Keibul Lamjao Yangoupokpi- - CM: N Biren Singh National Park Lokchao WLS Governor: Capital: Imphal Meghalaya Balphakram National Baghmara Pitcher - CM: Conrad Sangma Park Plant WLS Governor: Satya Pal Malik Nokrek National Nongkhyllem WLS Capital: Shillong Park Siju WLS Mizoram Murlen National Park Dampa WLS (TR) - CM: PU Zoramthanga Phawngpui Blue Ngengpui WLS Governor: P.S. Sreedharan Pillai National Park Pualreng WLS Capital: Aizawl Mountain National Tokalo WLS Park Nagaland Intanki National Fakim WLS Dikhu Hydro Electric CM: Neiphiu Rio Park Puliebadze WLS Power Plant Governor: RN Ravi Rangapahar WLS Capital: Kohima Odisha Bhitarkanika Badrama WLS Talcher Super CM: Naveen Patnaik National Park Baisipalli WLS Thermal Power Governor: Ganeshi Lal Simlipal National Chilika (Nalaban) Station Capital: Bhubaneswer Park WLS Hadgarh WLS Khalasuni WLS Satkosia Gorge WLS Rajasthan Sariska National Park Bundh Baratha Chhabra Thermal CM: Ashok Gehlot Ranthambore WLS Power Station Governor: National Park Darrah WLS Suratgarh Power Capital: Jaipur Darrah National Park Jawahar Sagar WLS Station Desert National Park Kailadevi WLS Keoladeo National Mount Abu WLS Park Ramsagar WLS Sariska WLS Sawai Man Singh WLS Shergarh WLS Sitamata WLS

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 States National Parks (NP) Wild Life Sanctuaries Power Plants Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric CM: PS Golay National Park Kitam WLS (Bird) Power Prject Governor: Ganga Prasad Maenam WLS Capital: Gangtok Pangolakha WLS Tamil Nadu Mudumalai National Indira Gandhi Kudankulam Nuclear CM: Edapaddi Palaniswami Park (Annamalai) WLS Power Plant Governor: Banwaril Lal Purohit Mukurthi National Kalakad WLS Neyveli Thermal Capital: Chennai Park Karaivetti WLS Tuticorin Thermal Indira Gandhi Karikili WLS Power Station (Annamalai) National Park Mudumalai WLS Guindy National Pulicat Lake WLS Park Vaduvoor WLS Gulf of Mannar Vedanthangal WLS Marine National Park Vettangudi WLS Tripura Bison( Rajbari ) Gumti WLS Palatana Thermal CM: Biplab Deb National Park Rowa WLS Power Plant Governor: Ramesh Bais Clouded Leopard Sepahijala WLS Capital: Agartala National Park Trishna WLS Gangotri National Askot Musk Deer Chibro Power Plant Uttarakhand Park WLS Khodri Power Plant CM: Trivendra Singh Rawat Jim Corbett National Binsar WLS Chilla Power Plant Governor: Baby Rani Maurya Park Govind Pashu Capital: Dehradun Valley of Flowers Vihar WLS National Park Kedarnath WLS Sonanadi WLS West Bengal Buxa National Park Ballavpur WLS Mejia Thermal Power Neora Valley Chintamani Kar Station CM: Mamata Banerjee NationalPark Bird Sanctuary Farakka Super Governor: Jagdeep Dhankhar Singalila National Haliday Island Thermal Power Capital: Kolkata Park WLS Station Sundarbans National Lothian Island WLS Kolaghat Thermal Park Mahananda WLS Power Station Bakreshwar Thermal Power Station Durgapur Steel Thermal Power Station Arunachal Pradesh Namdapha National CM: Park Governor: BD Mishra Mouling National Capital: Itanagar Park

CM/Governors of Union Territories

Union Territory Lt. Governor & Administrator CM Andaman & Nicobar Island Admiral D K Joshi Chandigarh V.P. Singh Badnore Dadra & Nagar Haveli & Daman & Diu Praful Patel Delhi Anil Baijal Arvind Kejriwal Jammu & Kashmir Manoj Sinha Lakshadweep Dineshwar Sharma Puducherry Kiran Bedi V. Narayanasamy Ladakh Radha Krishna Mathur

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 2: Upcoming Important Sport Events

Summer Olympics Japan (2021); Paris (2024), Los Angles (2028) Winter Olympics Beijing China (2022), Paris (2024) Common Wealth Games London (2022) Asian Games Hangzohu, China (2022), Nagoya, Japan (2026) FIFA Qatar (2022), US (2026) Common Wealth Youth Games Belfast (2023) Men Hockey World Cup 2023 (India) Women Hockey World Cup 2022 (Spain & Netherlands) ICC Women Cricket World Cup 2022 (New Zealand) ICC Men Cricket World Cup 2021 (India); 2022 (Australia) FIFA (Women) World Cup 2023 (Australia & New Zealand) ITTF Table Tennis World Cup 2021 (South Korea) FIFA (Football) World Cup venue 2018: Russia|2022: Qatar Commonwealth Games venues 2022: Birmingham (England) Olympics Games venues: 2021 summer: Tokyo (Japan) 2022 Winter: Beijing (China) 2024 Summer: Paris (France)

Topic 3: The Headquarters of the UN Organizations

International Organizations HQ: UNO (United Nations Org) New York UNICEF New York UNCTAD Geneva WHO (World Health Org) Geneva ILO (International Labour Org) Geneva WMO (World Meteorological Org) Geneva World Intellectual Property Org Geneva International Standards Org. Geneva IMF Washington DC World Bank Washington DC UNESCO Paris OECD Paris UNIDO (United Nations Industrial Dev. Org) Vienna IAEA (International Atomic Energy Agency) Vienna OPEC Vienna Amnesty International London Commonwealth of Nations London International Maritime Organization London ICJ (International Court of Justice) The Hague Food & Agricultural Organization Rome NATO Brussels Transparency International Berlin SAARC Kathmandu ASEAN Jakarta APEC (Asia Pacific Economic Forum) Singapore Organization of Islamic Cooperation Jeddah

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Topic 4: A Brief on the Census 2011

1) The population of the country as per the provisional • Least Literate State - Bihar (63.82%) figures of Census 2011 is 1210.19 million of which 623.7 • National Sex Ratio - Female : Male (940 : 1000) million (51.54%) are males&586.46 million (48.46%) are • Highest Sex Ratio (State) - Kerala (1084 : 1000) females. • Lowest Sex Ratio (State) - Haryana Major highlights of the Census 2011 (Provisional • Highest Sex Ratio (UT) - Puducherry figures) are as under: • Least Sex Ratio (UT) – Daman & Diu (618 : 1000) *The population of India has increased by more than • Literacy of Male - 82.14% 181 million during the decade 2001-2011. • Literacy of Female - 65.46% 2) %age growth in 2001-2011 is 17.64; males • Population Growth Rate - 17.64% 17.19&females 18.12. • Highest fertility Rate - Meghalaya 3) *Uttar Pradesh (199.5 million) is the most populous • Most literate union territory - Lakshadweep (92.2%) State in the country followed by Maharashtra with 112 • Least literate Union Territory - Dadra Nagar & Haweli million. • Most Literate District - Serechhip (Mizoram)

• Least Literate District - Dadra Naga & Haveli Some of the highlights • Highest Density of Population - Bihar (1102 sq.km) • Slogan - Our census, Our Future • Lowest Density of Population - Arunachal Pradesh (17) • India's 1st Census - 1872 • Total number of districts - 640 • 2011 Census is - 15th Census • Highest Populous District - Thane (Mumbai) • Total Population - 1,21,01,93,422 • 100% Literacy District - Palakkad (Kerala) • India's Rank in population - 2nd with 17.5% (1st China • 100% Banking State - Kerala with 19%) • 100% Banking District - Palakkad (Kerala) • Most Populous State - Uttar Pradesh • Density of Population in India - 382 sq. km • Least Populous State - Sikkim • Increase in population (during 2001-2011) - 181 million • Most Literate State - Kerala (93.9%)

Topic 5: Current Office Holders List

Important National Officials Designation Name Chairperson, CBDT Pramod Chandra Mody Chairperson, UGC Dhirendra Pal Singh Chairman, ISRO K Sivan Chairman, Atomic Energy Commission Kamlesh Nilkanth Vyas Chairperson, TRAI PD Vaghela Chairperson, NHAI Sukhbir Singh Sandhu Director General, NCC Lt Gen Tarun Kumar Aich Chairperson, CBSE Manoj Ahuja Chairperson, IRDAI Subhash Chandra Khuntia Chairperson, PTI Aveek Sarkar Director General, BSF Rakesh Asthana Director General, SSB Rajesh Chandra Director General, CRPF A P Maheshwari Director General, ITBP Surjeet Singh Deswal Solicitor General Tushar Mehta Attorney General KK Venugopal Chairperson, National Green Tribunal Justice Adarsh Kumar Goel Director, NCERT Hrushikesh Senapaty President, ASSOCHAM Niranjan Hiranandani Chairperson, NASSCOM UB Pravin Rao DRDO Chairman G Satheesh Reddy LIC Chairman MR Kumar

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021

Post Name Chief Justice, Supreme Court Sharad Arvind Bobde (47th) Speaker, Lok Sabha Om Birala Comptroller & Auditor General of India Girish Chandra Murmu Chief Election Commissioner Sunil Arora Chairman, UPSC Pradeep Kumar Joshi Deputy Chairman, Rajya Sabha Harivansh Narayan Singh

Designation Name Secretary-General, United Nations Organisation Antonio Guterres Managing Director, International Monetary Fund Kristalina Georgieva President, World Bank David R. Malpass DG, UNESCO Audrey Azoulay President, UN General Assembly Volkan Bozkir Director-General, WHO Tedros Adhanom Ghebreyesus President, International Court of Justice Abdulqawi Ahmed Yusuf President, Asian Development Bank Masatsugu Asakawa President, International Olympic Committee Thomas Bach Director-General, International Atomic Energy Agency Rafael Mariano Grossi Secretary-General, NATO Jens Stoltenberg Secretary-General, ASEAN Lim Jock Hoi Secretary-General, SAARC Esala Weerakoon Secretary-General, Commonwealth Patricia Scotland President, FIFA Gianni Infantino Chairman, International Cricket Council Greg Barclay

Topic 6: Important Ports in India

Port State Kolkata West Bengal Paradip Orissa Vishakhapatnam Andhra Pradesh Chennai Tamil Nadu Ennore Tamil Nadu Tuticorin Tamil Nadu Cochin Kerala New Mangalore Karnataka Mormugao Goa Jawaharlal Nehru Maharashtra Mumbai Maharashtra Kandla Gujarat

Topic 7: The Most Famous Temples in India

• Badrinath Temple: Chamoli district, Uttarakhand • Vaishno Devi Mandir: J&K, near Katra. • The Konark Sun Temple: Puri district of Odisha • Siddhivinayak Temple: Prabha Devi, Mumbai • Brihadeeswara Temple: Thanjavur city of Tamil Nadu • Gangotri Temple: Uttarkashi district of Uttarakhand • Somnath Temple: Saurashtra (Gujarat) • Golden Temple or Sri Harmandir Sahib: Amritsar • Kedarnath Temple: Garhwal area (Uttarakhand) • Kashi Vishwanath Temple: Varanasi (Uttar Pradesh) • Sanchi Stupa: Raisen district of Madhya Pradesh • Lord Jagannath Temple: Puri (Orissa) • Ramanathaswamy Temple: Tamil Nadu • Yamunotri Temple: Uttarkashi district of Uttarakhand

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • Meenakshi Temple: Madurai (Tamil Nadu) • Gomateshwara Temple: Shravanabelagola town of • Amarnath Cave Temple: State of J&K Karnataka • Lingaraja Temple: Orissa • Ranakpur Temple: Pali district of Rajasthan • Tirupati Balaji: Tirumala (Andhra Pradesh) • Kanchipuram Temples: Tamil Nadu • Shirdi Sai Baba Temple: Shirdi town of Maharashtra • Khajuraho Temple: Madhya Pradesh • Sree Padmanabhaswamy Temple : • Virupaksha Temple: Hampi, Bellary, Karnataka Thiruvananthapuram, the capital city of Kerala • Akshardham Temple: Delhi • Dwarkadhish Temple: Dwarka city (Gujarat) • Shri Digambar Jain Lal Mandir: Oldest Jain temple in

Delhi • Laxminarayan Temple: In Delhi

Topic 8: List of the Important Airports in India

Airport City State/UT Kempegowda International Airport Bangalore Karnataka Netaji Subhash Chandra Bose Intl.Airport Kolkata West Bengal Rajiv Gandhi International Airport Hyderabad Telangana Sardar Vallabhbhai Patel International Airport Ahmedabad Gujarat Chaudhary Charan Singh Intl. Airport Lucknow Uttar Pradesh Lokpriya Gopinath Bordoloi Intl. Airport Guwahati Assam Srinagar Airport Srinagar J&K Biju Patnaik International Airport Bhubaneswar Odisha Visakhapatnam Airport Visakhapatnam Andhra Pradesh Devi Ahilyabai Holkar Airport Indore Madhya Pradesh Dr. Babasaheb Ambedkar Intl. Airport Nagpur Maharashtra Lok Nayak Jayaprakash Airport Patna Bihar Sri Guru Ram Dass Jee International Airport Amritsar Punjab Swami Vivekananda Airport Raipur Chhattisgarh Bagdogra Airport Bagdogra West Bengal Veer Savarkar International Airport Port Blair Andaman & Nicobar Islands Birsa Munda Airport Ranchi Jharkhand Maharana Pratap Airport Udaipur Rajasthan Raja Bhoj International Airport Bhopal Madhya Pradesh Jolly Grant Airport Dehradun Uttrakhand Rajahmundry Airport Rajahmundry Andhra Pradesh Silchar Airport Silchar Assam Lengpui Airport Aizwal Mizoram Zaruki International Airport Shillong Meghalaya Daporijo Airport Daporijo Arunachal Pradesh Tezu Airport Tezu Arunachal Pradesh Kandla Airport Kandla Gujarat Sonari Airport Jamshedpur Jharkhand Birsa Munda Airport Ranchi Jharkhand Agatti Aerodrome Agatti Lakshadweep

Topic 9: What are the names of the • Mannerheim Line: Russia-Finland border. Borders/Boundary Lines? • Macmahon Line: India & China • Medicine Line: Canada & the United States. • Durand Line: Afghanistan & Pakistan • Order-neisse Line: Poland & Germany • Hindenburg Line: Germany & Poland. • Radcliffe Line: India & Pakistan. • Mason-dixon Line: Line of demarcation between four • Siegfried Line: Germany on its border with France. states in the United States. • 17th Parallel: & 106 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App Report the Errors in Capsule at [email protected]

General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 • 26th Parallel south: Africa, Australia & South America. Topic 11: CLASSICAL DANCES & FOLK • 30TH PARALLEL & the . DANCES IN INDIA • 38th Parallel: Separates &South Korea. • 39th Parallel north is an imaginary Indian Classical Dances that is 39 degrees north of the Earth’s equatorial plane. Bharatnatyam: Tamil Nadu & Karnataka • 40th Parallel north: formed the original northern Kathak: North India boundary of the British Colony of Maryland. : Kerala • 42nd Parallel north: New York - Pennsylania Border. Kuchipudi: Andhra Pradesh • The Parallel 440 north is an imaginary circle of latitude

that is 44 degrees north of the Earth’s equatorial plane. Manipuri: Manipur • 45th Parallel north is often called the halfway point Mohiniattam: Kerala between the Equator&the North Pole. : Orissa state • 45th parallel makes up most of the boundary between Gaudiya : West Bengal Montana&. : Assam • 49th Parallel is the boundary between USA&Canada Ghoomar: Rajasthan Thang Ta: Manipur Topic 10: Dams in India North India Dam River State Dumhal: Rauf tribe of Jammu & Kashmir HurkaBaul: Uttarakhand Bhagirathi Uttarakhand : Kumaon region, Uttarakhand Yamuna Uttarakhand : Punjab Idukki (Eb)/Idukki Periyar Kerala Dhamyal - ‘Dhamyal’ or ‘Dhuph’: Haryana Arch Dam Mayur Nritya: Uttar Pradesh Satluj Himachal Charkula: Braj region of Uttar Pradesh. Pradesh : State of Punjab Pakal Dul Dam Marusudar J&K Haryana: Swang, Naqqal, Dhamal Sardar Sarover Narmada Gujarat Himachal Pradesh: , Kariyala, Bhagat Gujarat Dam Srisailam (N.S.R.S.P) Krishna Andhra Pradesh Central India Dam Gaur Dance: Chhattisgarh Muria Dance: Bastar district of Chhattisgarh Ranjit Sagar Dam Ravi Punjab Saila Dance: Bastar district in the state of Chhattisgarh Baglihar Dam Chenab J&K Kaksar Dance: Bastar district in the state of Chhattisgarh Pong Dam Beas Himachal Jawara Dance: Madhya Pradesh Pradesh Bhagoria Dance: Madhya Pradesh Nagarjuna Sagar Krishna Telangana Suwa Dance: Chhattisgarh Dam Grida Dance: Madhya Pradesh Salal (Rockfill& Chenab J&K Concrete) Dam Supa Dam Kali Nadi Karnataka Bhagirathi Uttarakhand Rihand Dam Rihand Uttar Pradesh Indira Sagar Narmada Madhya Pradesh (NHDC) Dam Pillur Dam Bhavani Tamil Nadu Madupetty (Eb) Palar Kerala Dam Parbati II Dam Parbati Himachal Pradesh Chakra Dam Chakra Karnataka

Ukai Dam Tapi Gujarat

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 East India • Electronics Corporation of India: Hyderabad, Brita Dance: ‘Brita’ or ‘Vrita’ dance: West Bengal Telangana : Odisha. • Fertilizer Corporation of India Limited: Noida, Uttar : Odisha Pradesh Bihar: Jadur, Kathaputli, Bhako, Jhijiya • Food Corporation of India: New Delhi • General Insurance Corporation of India Limited (GIC): North East India Mumbai, Maharashtra : Tripura • Hindustan Aeronautics Limited: Bangalore, Karnataka Nongkram Dance: Meghalaya • Hindustan Petroleum Corporation Limited: Mumbai, Bagurumba: Assam Maharashtra Bhortal Dance: Assam • India Infrastructure Finance Company: New Delhi : Mizoram • Indian Oil Corporation: New Delhi Chang Lo: Nagaland • Coalfields Limited: Sambalpur, Odisha : Arunachal Pradesh • National Aluminium Co Ltd: Bhubaneshwar, Orissa Bihu: Assam • National Aviation Company of India: New Delhi • National Handloom Development Corporation South India Limited: Lucknow, Uttar Pradesh : Kerala • National Insurance Co Ltd: Kolkata, West Bengal Kolannalu: Andhra Pradesh • National Textile Corporation: New Delhi Parai Attam: Tamil Nadu • New India Assurance Company: Mumbai, Karagattam: Tamil Nadu Maharashtra Paampu Attam: Tamil Nadu. • Neyveli Lignite Corporation Limited: Tamil Nadu Poikal Kudirai Attam: Tamil Nadu • Numaligarh Refinery Limited: Assam : Kerala • Oil & Natural Gas Corporation: Dehradun, Andhra Pradesh: Veethi Natakam, Burrakatha, Uttarakhand Lambadi, Koya. • Oil India Limited: New Delhi Telangana: Bathukamma • Oriental Insurance Company: New Delhi Dollu Kunitha: Karnataka • Pawan Hans Limited: New Delhi Ghodemodni: Goa • Shipping Corporation of India Limited: Mumbai, Lava Dance: Lakshadweep Maharashtra : Goan dance performed in the Konkan region • United India Insurance Company: Chennai, Tamil : Karnataka Nadu Koli: Maharashtra • Uranium Corporation of India: Jaduguda, Jharkhan.

West India Topic 13: Nick Names of Important Indian Dandiya: Gujarat & Rajasthan Places : Gujarat Padhar Dance: Gujarat Nick Names City Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar Golden City Amritsar

Topic 12: The Headquarters of the important Manchester Of India Ahmedabad Public-Sector Undertakings City Of Seven Islands Mumbai Queen Of Arabian Sea Cochin • Agriculture Insurance Company of India: New Delhi Space City Bangalore • Air India Limited: New Delhi Garden City Of India Bangalore • Airports Authority of India: New Delhi Silicon Valley Of India Bangalore • Bharat Earth Movers (BEML): Bangalore, Karnataka Electronic City Of India Bangalore • Bharat Electronics Limited: Bangalore, Karnataka Pink City Jaipur • Bharat Heavy Electricals Limited(BHEL): New Delhi Gateway Of India Mumbai • Bharat Petroleum Corporation Limited: Mumbai, Maharashtra Twin City: Hyderabad, • Coal India Limited: Kolkata, West Bengal Secunderabad • Damodar Valley Corporation: Kolkata, West Bengal City Of Festivals Madurai

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Nick Names City Topic 14: Important Defence Exercise Deccan Queen Pune Conducted in the World City Of Buildings Kolkata • Dakshin Ganga Godavari Garuda: India-France • HAND-HAND: India-China Old Ganga Godavari • Indra: India-Russia Egg Bowls Of Asia Andhra Pradesh • Jimex: India-Japan Soya Region Madhya Pradesh • Malbar: Us-India-Japan Manchester Of The South Coimbatore • Shade: Naval Forces Of India, Japan&China City Of Nawabs Lucknow • Surya Kiran: India & Nepal • Varuna: France & India Venice Of The East Cochin • Simbex: Indian Navy With Republic Of Singapore Sorrow Of Bengal Damodar River Navy Sorrow Of Bihar Kosi River • Ibsamar: India with Brazil & South African Navy Blue Mountains Nilgiri • Konkan: Indian Navy & Royal Navy Of Britain Queen Of The Mountains Mussoorie • Ausindex: Indian & Australian Navy (Uttarakhand) • Indradhanush or Rainbow: India-Uk Air Exercises Sacred River Ganga • Nomadic Elephant: Indian Army Exercises with Hollywood Of India Mumbai • Ekuverin: Maldives & India City Of Castles Kolkata • Garuda Shakti: India & Indonesia State Of Five Rivers Punjab • Mitra Shakti: India & Sri Lanka City Of Weavers Panipat • Naseem Al-Bahr: India- City Of Lakes Srinagar • SLINEX: Joint exercise in Navy between India & Sri Steel City Of India Jamshedpur (Called Lanka Tatanagar) • Hyog-Kaijin: Joint exercise of Coast Guards of India & City Of Temples Varanasi Japan • Malabar: India, Japan & US Manchester Of The North Kanpur • Yudh Abhyas: India & US City Of Rallies New Delhi • Red flag: India & US Heaven Of India J&K • Cope: Indian Airforce & US Air Force Boston Of India Ahmedabad • SAMPRITI – India&Bangladesh Garden Of Spices Of Kerala India Topic 15: Stadiums Around the World Switzerland Of India Kashmir Abode Of The God Prayag(Allahabad) Stadiums in Australia Adelaide Oval- Adelaide

Pittsburg Of India Jamshedpur Bundaberg Rum Stadium- Cairns

Telstra Dome- Melbourne Manuka Oval- Canberra Marrara Cricket Ground- Darwin Melbourne Cricket Ground- Melbourne Sydney Cricket Ground- Sydney W.A.C.A. Ground- Perth

Stadiums in Bangladesh Bangabandhu National Stadium- Dhaka Chittagong Stadium- Chittagong

Stadiums in England Edgbaston- Birmingham Headingley- Leeds Lord's- London

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 Sophia Gardens- Cardiff John Davies Oval-Queenstown St Lawrence Ground- Canterbury McLean Park-Napier The Brit Oval- London Trent Bridge- Nottingham Stadiums in Pakistan Arbab Niaz Stadium-Peshawar Stadiums in India Ayub National Stadium-Quetta Barabati Stadium -Cuttack Gaddafi Stadium-Lahore Barkatullah Khan Stadium -Jodhpur Barsapara Cricket Stadium: Guwahati Stadiums in South Africa Greenfield International Stadium: Kingsmead-Durban Thiruvananthapuram New Wanderers Stadium-Johannesburg Brabourne Stadium -Mumbai Newlands-Cape Town Eden Gardens -Kolkata St George's Park-Port Elizabeth Feroz Shah Kotla -Delhi Centurion Super Sport Park-Pretoria Gandhi Stadium -Jalandhar Green Park -Kanpur Stadium in Sri Lanka Indira Gandhi Stadium -Vijayawada Colombo Cricket Club Ground-Colombo Rajiv Gandhi Port Silver Jubilee Stadium - Galle International Stadium-Galle Visakhapatnam P.Saravanamuttu Stadium-Colombo Jawaharlal Nehru Stadium -New Delhi R.Premadasa Stadium-Colombo Lal Bahadur Shastri Stadium -Hyderabad Sinhalese Sports Club Ground-Colombo M.Chinnaswamy Stadium -Bangalore MA Chidambaram Stadium -Chennai Stadiums in West Indies Madhavrao Scindia Cricket Ground -Rajkot Sabina Park Kingston-Jamaica Moin-ul-Haq Stadium -Patna Recreation Ground St John's-Antigua Sardar Vallabhai Patel Motera Stadium -Ahmedabad Guyana Cricket Stadium Georgetown-Guyana Sawai Mansingh Stadium -Jaipur Kensington Oval Bridgetown-Barbados Vidarbha CA Ground -Nagpur Mindoo Phillip Park Castries-St Lucia Wankhede Stadium –Mumbai Albion Sports Complex Berbice-Guyana Jawaharlal Nehru Stadium: Kochi (Kerala) Dr. Bhupen Hazarika Cricket Stadium: Guwahati Stadiums in Zimbabwe (Assam) Bulawayo Athletic Club-Bulawayo Dhyan Chand National Stadium: Delhi Harare Sports Club-Harare Kwekwe Sports Club-Kwekwe Stadiums in New Zealand Queens Sports Club-Bulawayo Basin Reserve-Wellington Eden Park-Auckland Stadiums in United Arab Emirates Jade Stadium-Christchurch Sheikh Zayed Stadium-Abu Dhabi Sharjah Cricket Stadium-Sharjah

Topic 16: List of Indian Cities on Rivers Banks

City River State Agra Yamuna Uttar Pradesh Ahmedabad Sabarmati Gujarat At the confluence of Ganga, Yamuna & Allahabad Uttar Pradesh Saraswati Ayodhya Saryu Uttar Pradesh Bhagalpur Ganga Bihar Kolkata Hugli West Bengal Cuttack Mahanadi Odisha New Delhi Yamuna Delhi Dibrugarh Brahmaputra Assam

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General Awareness Power Capsule for IBPS- RRB PO | PO & SBI PO Mains 2021 City River State Guwahati Brahmaputra Assam Hyderabad Musi Telangana Jabalpur Narmada Madhya Pradesh Kanpur Ganga Uttar Pradesh Kota Chambal Rajasthan Jaunpur Gomti Uttar Pradesh Patna Ganga Bihar Srinagar Jhelum Jammu & Kashmir Surat Tapi Gujarat Tiruchirapalli Tamil Nadu Varanasi Ganga Uttar Pradesh Vadodara Vishwamitri Gujarat Mathura Yamuna Uttar Pradesh Mirzapur Ganga Uttar Pradesh Bangalore Vrishabhavathi Karnataka Kannauj Ganga Uttar Pradesh Mangalore Netravati, Gurupura Karnataka Gwalior Chambal Madhya Pradesh Gorakhpur Rapti Uttar Pradesh Lucknow Gomti Uttar Pradesh Malegaon Girna River Maharashtra Sambalpur Mahanadi Odisha Madurai Vaigai Tamil Nadu Coimbatore Noyyal Tamil Nadu Nashik Godavari Maharashtra Kolhapur Panchaganga Maharashtra Nellore Pennar Andhra Pradesh Ujjain Shipra Madhya Pradesh

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