Dr. Mahmood Khalid House # 412, St # 1, I-8/4, Islamabad, Phone # 03335130716, E-mail: [email protected] Career Objective:

I want to support and promote development activities. I like working hard, growth and learning definitely through a dynamic and prestigious institution by offering my services in the best manner. Ultimately want to bring some positive change in the existing system if needed.

Personal Back Ground: Father’s Name: Ch. Karam Din Nationality : Pakistani D.O.B & P.O.B: 31st March, 1976, Religion : Islam Islamabad, Pakistan Marital Status : Married ID card NO : 61101-1997781-9 Domicile : Punjab, Pakistan

Education:  Pakistan Institute of Development Economics (PIDE), Islamabad Ph.D. Economics, August, 2014, Took courses in Micro Macro 1 &2, Math Stat and Econometrics, Time Series Econometrics, Applied Econometrics, Financial Economics, Monetary theory, Human Resource Development -I, Public Finance, International Economics, Advance Mathematical Methods, Governance and Experimental Economics CGPA 3.64, 78% average overall marks in course work.  Quaid-i-Azam University(QAU), Islamabad, Pakistan Mphil Economics, August 2002, took courses in Public sector economics, Topics in Advanced Micro & MacroEconomics, Advance International Trade, Advance Econometrics, Development Economics, Decision Sciences (a non credit course in MBA), CGPA 4, 80.5% Average marks. Msc Economics, August 1998, had in-depth courses in Financial Theory and Capital Markets, Maths and Stats for Economists and Seminar in Applied Economics and Research Paper. Specialized in Micro Economics, Macro Economics, Monetary Economics, Development Economics, Econometrics and Forecasting Models. Over all marks, 85.1%.  Punjab University, Lahore, Pakistan Bsc with Math, Statistics, Economics, 1996, Average Marks 65%  Federal Board For Intermediate and Secondary Education, Islamabad, Pakistan Fsc with Maths Stats and Economics, 1994, Average Marks 67% Matriculation with Science subjects, 1991, Average Marks 63% Professional Qualification:  Four Days training on “Leadership and Change Management” by HEC, 24-27 March, 2015.  Two Days “ Fiscal Decentralization in Pakistan”, at PIDE, 20-21st October, 2011  Four days “Dynamic Learning Skills” at NAHE, LID, HEC, 14th to 17th December, 2009.  Two Weeks “ Project Monitoring and Evaluation” training workshop at PIDE, 13-25th April, 2009  Three Days “Poverty Impact Evaluation” training workshop by World Bank at PIDE, 3- 5th June, 2008.  Two Days Training workshop on “Financial Derivative and Pakistan’s Market”, at PIDE, 23-24th November, 2007.  Two weeks training on Stata 9 at Federal Bureau of Statistics, Islamabad, 2008.  Six week training on project planning and monitoring at Pakistan Planning and Management Institute, Islamabad, November-December, 2006.  International Islamic University (IIUI), Islamabad, Pakistan Post graduate Diploma in World Trade Organization and Intellectual Property Rights, 2002, done Course Work (ongoing project report).  Passed Stage I exam, and two papers of stage two for Diploma Associate of Institute of Bankers Pakistan, 2001-2002.  Completed seven months (15-08-2000 to 10-04-2001) “Theoretical Training” at National Institute of Banking and Finance (NIBAF), Islamabad.  Four months (2001) “Central Banking” training at Central Directorate (SBP), .  Two months (2001) Supervised Hands on training for “Commercial Banking operations” in leading commercial banks at Karachi.  Eight weeks Ph.D. refresher course from Pakistan Institute of Development Economics, July-August 2000.  PGD (Post Graduate Diploma) in Computer Sciences from Quaid-I-Azam University, Islamabad, Pakistan, Feb 2000, Average Marks, 68%.  Toefl, March 1999, Score 607  One Months Basic Sales, Air Tariff & Ticketing Course From SN Travel and Tourism, Islamabad, Pakistan, 1997  Seven Weeks Course in Human Resource Management From N.T.T.C, Islamabad, Pakistan, 1996  Six Month Diploma in English Language From N.U.M.L, Islamabad, Pakistan, 1995  Three Months Certificate course in Electronic Data Processing From N.T.T.C, Islamabad, Pakistan, 1994

Job Experience 10th January 2008 - to date Pakistan Institute of Development Economics, Islamabad Research Economist  Working in Population, Poverty and Labour Market Dynamics Division Since January, 2015  Performed duties as HOD-Health Economics Department from January, 2015 to march 2016  Joint Secretary for 31st AGM & Conference of Pakistan Society of Development Economics (PSDE) 2015.  Worked in Macroeconomic and Growth Division, Fiscal Policy Division and Growth and Environment Section.  Member and Chairman of various short term and structural committees.  Served as Senate Member PIDE from 2010-2014.  Worked as PhD/Mphil Coordinator for Economics, Economics and Finance Department from 2012-2014. 28th December 2006- 9th January 2008 Pakistan Institute of Development Economics, Islamabad. Staff Economist  Worked on different assignments assigned by the office such as prepared Research messages of PIDE research, prepared comments on Vision documents by P&DD, prepared background material and organized workshops, prepared policy briefs on current economic issues, team coordination for Projects at PIDE, coordinated training workshops. 3rd November 2006- 27th December 2006 Planning and Development Division, Islamabad. Research Officer  Performed tasks assigned. 15th August 2000- 2nd November 2006 State Bank of Pakistan. Assistant Director  Completed seven months (15-08-2000 to 10-04-2001) “Theoretical Training” at National Institute of Banking and Finance (NIBAF), Islamabad, Four months “Central Banking” training at Central Directorate (SBP), Karachi, and Two months Supervised Hands on training for “Commercial Banking operations” in leading commercial banks at Karachi.  Worked as Foreign Remittance officer from September 2001-2nd November 2006. 07th June 2000- 14th August 2000 Pakistan Institute of Development Economics, Islamabad Research Associate  Evaluated Socio-Economic impact of TEPI programme.  Worked on different assignments under direct supervision of Dr. A.R. Kemal.  Participated in different activities/presentations/training carried our by the institute for skill development in the research field. 16th June 1999- 23rd September 1999 Agha Khan Rural Support Programme, Regional office, Skardu, Baltistan. Economist.  Helped Sections in their activities by providing full support in the economics field.  Produced reports for the donor agencies.  Extensively been in the field for conducting dialogues with the local communities.  Produced impact studies related to the different packages provided by the organization for the rural support.  Conducted the planning for the year 2000 by facilitating the sections in designing the formats for them and then compiling them to produce an annual plan document. 20th March 1999-31st July 2000 Government Sarwar Shaheed College, Gujar Khan, Education Department Punjab, Pakistan. Lecturer Economics  Taught rigorously to the classes of Graduation and Intermediate level and helped in grooming pupils in all sorts. 26th October 1998- 11th March 1999 Pakistan Telecommunication Authority, H-9, Islamabad, Pakistan. Intern in the field of Economics.  Worked with Director Economic Studies, helping him in his routine office jobs.  Facilitated the section in terms of data and write up for the Annual Telecom Status Report (1999) of the institution.  Participated with the director in different model buildings for the price capping exercises.  Worked extensively to provide ample support to the different economic studies required for licensing purposes.

Other Professional Experience Seminars/Workshops conducted:  Resource person for Junior and Senior Management Courses at NIM since 2015.  Resource person for Junior and Senior Management Courses at WAPDA Staff and Administrative College since 2014.  Resource person for Secretariat Training Institute, February and March 2014.  Conducted “Multiple Regression” workshop at Federal Bureau of Statistics, Training Department, Islamabad, December, 2009.  Conducted ‘Time series Analysis/Data Analyses/ Research methods/Statistical Research Application’ Workshops as resource person for Faculty members at NAHE, HEC (4th April-6th April 2005 & 14th July-17th July 2005, 19th & 20th June, 2007) and Sardar Bahadur Khan University Quetta (9th and 10th September, 2005).  Conducted ‘Developing Research Skills; Qualitative Paradigm’ Workshop as resource person for junior and senior faculty members of Universities and post graduate colleges of Islamabad and Rawalpindi at NAHE, HEC (17th - 30th November 2005).  Delivered lectures for faculty development at KIE, UAJK (2006,2007,2011).  Team member for planning and coordinating seminar on “National Finance Commission Award in Pakistan” for PIDE (March, 2007).  Delivered lecture as resource person for training course on “Good Governance-Issues and Implementation” in AHK National Centre for Rural Development & MA, Islamabad (May, 2007).  Delivered lecture as resource person at Pakistan Planning and Management Institute (PPMI), Islamabad, 2007, 2010.  Presented PSDE AGM messages on “Law and Economics” at Kashmir Institute of Economics, UAJK, Muzaffarabad (22nd March, 2007).  Delivered lecture as resource person on “Engendering Fiscal Policy” for training course in Ministry of Women Development (May, 2008).  Delivered lecture as resource person at PIDE for training courses.  Resource person for NARC training on “International Trade and Applications-I, August 20-29th, 2008” and “Trade Policy Analysis, May 24-29th, 2009”.  Resource person for Foreign Services academy for Diplomatic Courses for Foreign Diplomats, October and November 2008, February, March, May 2009, January, February, March 2010.  Resource Person for National Institute of Banking and Finance (NIBAF) for Economics and Pakistan Economy (Applied-Fiscal Policy) 2010, 2012, 2013, 2014, 2015.  Presented on “Provincial Finances” at SZABIST, Islamabad, May 2010 and on “ Post Budget-Provincial Finances” at IM-Sciences, , Pakistan, June, 2010.

Seminars/Workshops/Advisory meetings Attended:  Attended the Standing Committee on Finance of parliamentarians for Expert Consultation with Chief Fiscal Policy Division, PIDE, 18th February, 2010.  Attended the Meeting of Board of Governors of Foreign Services Academy, Islamabad as instructor for International Economics, 6th May, 2010.  Attended workshop on Subsidies and Countervailing Measures (SCM) at WTO unit, M/O Commerce, Islamabad, 22nd June, 2010.

Member Senate/BOS/ Editorial Boards and others:  Senate Member of PIDE (2010-2014)  Referee for Journal of Economic Growth.  Peer Reviewer and Referee for Research Journal ‘Paradigms’ Lahore, Pakistan and International Journal of Human Development and Kashmir Economic Review, Muzaffarabad, Pakistan  Technical Editor, International Journal of Human Development, A bi-annual international inter-disciplinary journal, Faculty of Social Sciences, UAJK, Pakistan.  Technical Editor, Kashmir Economic Review (KER), A bi-annual refereed Journal Kashmir Institute Of Economics (KIE), UAJK.  Member Board of Studies Kashmir Institute Of Economics (KIE), UAJK  Member Technical Committee Set-Up by Users/ Producers Workshop at Statistics Division, Government of Pakistan, which reviewed, observed, commented the usability, dissemination, addition/deletion in questionnaire and reporting formats for different publications made by Federal bureau of Statistics (FBS), Agriculture and Population census Organizations (ACO & PCO).  Member Curriculum Revision Committee for Grade IX-XII, January, 2010

Others:  External examiner for M.Phil./MS thesis at Air University, NUML, Preston and UAJK.  Member and Chairman of various short term and structural committees at PIDE.  Evaluated Self-Assessment Reports (SARs) for KIE, UAJK and Department of Economics, NUML.  Provided support to research and teaching/training at social networks.

Experience of Teaching: o Visiting Faculty at Quaid-i-Azam University, Islamabad (Fall 2007 to Fall 2015, courses taught: Fiscal Policy and Public Finance for Masters in Economics, Development Economics, Sustainable Development and Financial Institutions and Economics Development for BS in Economics); Kashmir Institute of Economics, UAJK, Muzaffarabad; PIDE (Fall 2007 to date, courses taught: Math for Economists, Micro Economics I and II for Masters in Economics, Fiscal Policy and teaching Assistant for the course of Micro Economics 1& 2, Macro Economics -II at PhD and Micro 1 for MSc level, Microeconomics, Health and Environment for M.Phil. Environmental Economics and M.Phil. Health Economics, Macro Economics for M.Phil. Health Economics, Micro economics for M.Phil. & PhD Economics, Public Finance for M.Phil. Public Policy); Federal University, Islamabad (2005 and 2006, courses: Micro Economics-I and Statistics for Mphil Economics and Micro Economics and Business Mathematics for MBA); Allama Iqbal Open University, Islamabad (2005 and 2006, courses: Organization Behavior (OB), Human Resource Management (HRM) for MBA and Principles of Marketing for BBA) and Comsat Institute of Information Technology, Islamabad (Fall 2006, course: Financial Economics for MS/PhD Management Sciences). National University of Science and Technology (NBS-NUST), Fall 2011, course taught Public Policy. National University of Modern Languages (NUML), since Fall 2012, course taught Public finance at M.Phil. Level, Micro Economics-I and III and for PhD Advanced Microeconomics. o Taught at various levels at Govt Degree College Gujar Khan. o Conducted lectures on different issues in Pakistan Economy at PIDE PhD Refresher Course programme.

Publications, Experience of Research, Survey and projects: Published Papers 1) “Saving-Investment Behavior in Pakistan: An Empirical Investigation”. The Pakistan Development Review, volume 43, No 4, winter 2004, PP: 665-680, with Shahbaz Nasir. 2) “Study of Philanthropic Behavior in Divine Economics Framework”. The Pakistan Development Review, volume 43, No 4, winter 2004, PP: 875-893, with Dr. Eatzaz Ahmed and Dr. Syed Nisar Hussain Hamdani. 3) “Convergence model of governance: A Case Study of Local Government System of Pakistan”. The Pakistan Development Review, volume No 45,No 4, 2006. With Syed Akhter Hussain Shah and Tariq Shah. 4) “Taylor Rule and Monetary Policy in Pakistan; An Empirical Investigation”. Kashmir Economic Review, Volume XVI, No 2, July-December 2007, PP: 60-80, with Dr. Wasim Shahid Malik and Amer Ali Ahmed. 5) “Financial Deregulation, Financial Savings and Economic Growth: An Application of Bound Testing Approach to Cointegration”. Kashmir Economic Review, Volume XVI, No 2, July-December 2007, PP: 81-99, with Dr. Muhammad Arshad Khan and Muhammad Zubair Sajid. 6) “Fiscal Reaction Function and Transmission Mechanism for Pakistan”, The Pakistan Development Review, Vol 46, No 4, Winter 2007, pp: 435-447, with Dr Wasim Shahid Malik and Abdul Sattar. 7) “Incompatibility of Laws and Natural Resources: A Case Study of Land Revenue Laws and its Implications in Federal Areas of Pakistan”, The Pakistan Development Review, Vol 46, No 4, Winter 2007, pp: 1105-1117, with Syed Arshad Hussain Shah and Syed Akhtar Hussain Shah 8) “Consumer Satisfaction in Social Security Hospital: a Case Study of Punjab Employees Social Security Institution Hospital, Rawalpindi” , The Pakistan Development Review, Vol 48, No 4, Part II, Winter 2009, pp: 675-699, written with Nasir Ayat 9) “The Relationship between Federal Government Revenue and Expenditure”, in The Pakistan Development Review, Vol 49, No 4, Part II, Winter 2010, with Fazal Hussain. 10) “Rooftop Rain Water Harvesting Technology and Women Time Allocation in District Bagh and Battagram Pakistan” ”, in The Pakistan Development Review, Vol 50, No 4, Winter 2011, with Usman Mustafa and Ajaz Ahmed. 11) “The Cost of Unserved Energy: Evidence from Selected Industrial Cities of Pakistan” in The Pakistan Development Review, Vol 47, No 3, 2008, published in 2012 with Rehana Siddiqui et.al. 12) “Biases in Consumer Price Index Methodology in Pakistan: Suggestions for Improvements” in The Pakistan Development Review, Vol 47, No 3, 2008, published in 2012 with Zahid Asghar. 13) “Fiscal Responsibility: A Critical Analysis of FRDL (2005) Pakistan” in The Pakistan Development Review, Vol 51, No 4, Winter 2012 with Muhammad Ali Qasim. 14) “Households Study on Out-Of-Pocket (OOP) Health Expenditures in Pakistan", upcoming in Forman Journal of Economic Studies, with Abdul Satar. 15) “Marginality, Social Exclusion, Labor Force Participation and Urban Poverty: A Case Study of Lahore, Pakistan”, upcoming in The Pakistan Development Review, Vol 55, No 4, Winter 2016 with Tahseen Zafar and Ms. Kanwal Zahra. 16) “From Fiscal Decentralization to Economic Growth: The Role of Complementary Institutions in Developed and Developing Countries” upcoming in The Pakistan Development Review, Vol 55, No 4, winter 2016 with Iftikhar Ahmed.

Published Reports 1) “Pakistan Promoting Rural Growth and Poverty Reduction” Sustainable Development Unit, South Asia Region, The World Bank, 2007. (Team member for the fifth chapter “Public Expenditure and Rural Service Delivery” contribution in the report). 2) “Disaster, Faith and Rehabilitation, A Post disaster rehabilitation Analysis of Pakistan Earthquake 2005 in A Faith Perspective”, (Divine Economics Research Group), Kashmir Institute of Economics, UAJK, Muzaffarabad. AJ&K, Pakistan. University of Azad Jammu & Kashmir, 2008

Working Papers 1) “National Finance Commission Awards in Pakistan: A Historical Perspective”, No 2007:33 with Dr Usman Mustafa and Iftikhar Ahmed. 2) “Working to Improve Price Indices Development for Pakistan”, No 2010:62 with Dr Zahid Asghar. 3) “The Cost of Unserved Energy: Evidence from Selected Industrial Cities of Pakistan” No 2011:75 with Dr. Rehana et.al. 4) " Employment Strategy and Equitable Growth: A Social Capital Perspective for KPK" No 2015:120 with Akther Hussain Shah and Tariq Shah

Conference Papers “International Trade Tax Revenue and Trade Liberalization, A Case study of Pakistan” written with Afzal Mahmood and Kanwal Zahra. For 1st International Conference of the South Asia Chapter of AGBA on Globalization and Change: Issues, Concerns and Impacts, South Asian International Conference (SAICON), Muree, 12-14th November, 2008. International Published Conference Papers “Labor-Leisure Choice Analysis in the Divine Economics Framework”, Presented in 3rd International conference on Doctrine of Mahdism, BFI, QUM, Iran. August, 2007.

News Paper Articles\ “Pakistan’s Economic Performance: some issues” with Ummad Mazhar for “Statesman”.

Projects 1) Research study “Rural Service Delivery in Pakistan” as social sector specialist for World Bank (2005-06). 2) Economic Analyst for Anthropology Dept. Quaid-i-Azam University Islamabad, designed survey, data processing and done analysis (2000). 3) Capacity building of representative’s project by USAID for adapting “Budget Analysis tool” for M/O Communication, M/O Women Development and M/O Population welfare with Hasan Muhammad Mohsin Research Economist, PIDE (2006). 4) Team member on survey of “Firm’s Price Setting Behavior” by PIDE (2008). 5) Team member on survey of “Working to Improve CPI’s construction” by PIDE (2008). 6) Worked as Co-Investigator for Project on “Budget Analysis for KPK and Punjab” by GIZ (2014-2015 and 2015-16). 7) Working as Consultant for the study on “Study on Old-Age Income Security in Pakistan” for UNESCAP. 8) Working as Data Analyst for the Study on “ Cost of Diet for Pakistan” for WFP.

Submitted for publication 1) “Households Study on Out-Of-Pocket (OOP) Health Expenditures in Pakistan” with Abdul Satar for PIDE Working Paper Series. 2) “Cost efficiency for Service Delivery through Public-Public, Public-Community and Public-Private Partnership Models: A Case study of Small Industries Development Board (SIDB), KP” for PIDE Working Paper Series. 3) “Prevalence and Determinants of Overweight and Obesity among Adults in Pakistan” by Maryam Naeem Satti and Durre Nayab. 4) “Health and Economic Consequences of Overweight and Obesity among Adults in Pakistan” by Maryam Naeem Satti and Durre Nayab. 5) Complete and exploring a suitable Journal for publishing article on “Ambiguous Land Laws and Cost to Individuals, Society and State: A Case Study of Province (KP), Pakistan”. Surveys 1) Carried out survey, data collection and analysis assignments while working as an intern in Economics at Pakistan Telecommunication Authority (PTA) for annual report compilation (1998). 2) Carried out micro level survey design, field survey and data processing assignments while working as an Economist at AKRSP (1999). 3) Managed micro level survey design, field survey and data processing for “Divine Economics Survey-2000” for Economics Department, Quaid-i-Azam University, Islamabad (2000-01). 4) Managed micro level survey design, field survey and data processing for “Religiosity and Rehabilitation patterns in Earthquake Affected Areas of Pakistan and AJ&K”, for Labor and Work life program, Harvard law School, Harvard University, USA (2006-07) 5) Team member on survey of “Firm’s Price Setting Behavior” by PIDE (2008). 6) Team member on survey of “Working to Improve CPI’s construction” by PIDE (2008).

Thesis Supervision M.Phil. Completed i. “Health & Economic Consequences of Obesity and Overweight in Pakistan” by Maryam Naeem Satti in Health Economics Department, PIDE (2014). ii. “DECOMPOSING THE SOCIOECONOMIC INEQUALITIE IN CHILD MORTALITY IN PAKISTAN” by Muhammad Arif in Health Economics Department, PIDE (2015). iii. “Occupational Injuries in Pakistan: Incidences and Economic Impact” by Faisal Mushtaq in Health Economics Department, PIDE (2015). iv. “Estimating cost of illness and factors affecting non-communicable chronic diseases among employees of working age: A Case of Pakistan” by Nudrat Sabha in Health Economics Department, PIDE (2015). v. “THE DEMAND FOR TOBACCO PRODUCTS AT HOUSEHOLD LEVEL IN PAKISTAN” by Hira Qasim in Health Economics Department, PIDE (2015). vi. “…” in Economics Department, PIDE (2015). Ongoing i. Four thesis in M.Phil. Health Economics Department ii. Two in Economics Department, PIDE. iii. One in Economics and Finance Department, PIDE. iv. One in Environmental Economics Department, PIDE. Supervising two theses of M.Phil. Economics, Economics Department, NUML, Islamabad. MSc Supervised two theses at KIE, UAJK, Muzaffarabad. Others Book Review: Guillermo E. Perry, Luis Servén and Rodrigo Suescún. Fiscal Policy, Stablization, and Growth; Prudence or Abstinence. Washington D.C: The World Bank. 2008. Published in The Pakistan Development Review, No 1, Vol 49,pp: 78-80, Spring, 2010. Harold Demsetz. From Economics Man to Economic System: Essays on Human Behavior and Institutions of Capitalism. New York, USA, 2011. Published in The Pakistan Development Review, No 2, Vol 54,pp: 165-167, Summer, 2015.

Research papers in Msc 1) Foreign Remittances and Its Effect on Socio political and Economic Structure of Pakistan 2) Income Inequality: A Case Study Of Pakistan

Research papers in M-Phil 1) Estimation of Under ground Economy, causality and business cycle analysis of Pakistan (dissertation). 2) Kalabagh Dam: Look Before you leap 3) Saving and Investment Determinants in Pakistan. 4) Literature Review of Purchasing Power Parity. Research paper in PhD 1) Dynamic Effects of Changes in Government Spending and Taxes: Literature Review. 2) Time Series Analysis of Different Economic Series of Pakistan. 3) Fiscal federalism: A Selected Literature Review. 4) Money in the Open Economy. 5) Impact of Trade on Wages: Selected Literature Review. 6) Applied Economics research Assignments. 7) Law and Economics Attended Various Seminars/ Conferences held in Islamabad and other provincial capitals, related to Economics, business of government and International affairs. Project in my PGD Computer Sciences: Health Management Information Science a Case: CDA Hospital’s Computerization (done in Oracle 7.73). Working on Project for completion requirement of PGD WTO& IPR: Impact of WTO and GATS on Financial sector of Pakistan

Proficiencies: Computer Skills : Special interest of computers, Comfortable in Eviews, SPSS, MS Office, Know how of Stata, TSP 4.3, Minitab. Languages : Fluent in English Urdu Punjabi, Can manage in , Pothohari

Honours: Master of Science: Stood 1st in Economics Department, Quaid-i-Azam University, Islamabad, Pakistan (1996-98). Received Merit Scholarship. Master of Philosophy: Stood 1st in my batch at Economics Department, Quaid-i-Azam University, Islamabad, Pakistan (1999-02). Received Merit Scholarship. Doctor of Philosophy: Received Merit Scholarship.

Activities & Hobbies: Discussing and helping out all juniors, seniors, colleagues etc in economics and related fields, Involved in community level problem solutions, Banker member of Institute of Bankers Pakistan, Banker member of Bankers Club Islamabad, Student member of Development Forum Islamabad, Pakistan, Member Pakistan Society of Development Economics, Islamabad Pakistan, Active volunteer for Blood Donations, Love Bicycling, Hiking, Exploration, Uncomfortable and Adventurous Traveling, Used to play rugby from Islamabad rugby and football club, Islamabad, Pakistan, Like traveling to any new place and enjoy it while talking to the locals there, Interested in doing difficult things which usually are not attempted.

References: As per requirement