Private Investment Counsel HSBC Private Wealth Services (Canada) Inc. Private Investment Counsel 1 Private Investment Counsel

Open up a world of potential for your investments

2 Private Investment Counsel Every dream begins with a vision. Let us open your eyes to a world of opportunity.

HSBC: Bringing global scale to your investments

A trusted and respected name in banking and financial services, HSBC has over 150 years of operating history and an international network spanning Europe, Asia, the Middle East and Africa, North America and Latin America.

HSBC is one of the world’s largest banking and financial services organizations, serving tens of millions of customers worldwide through our global businesses.

HSBC enables businesses to thrive and economies to prosper, helping individuals fulfill their dreams and realize their ambitions.

Private Investment Counsel 3 Entrusting your money to capable hands allows you to focus your energy on what else matters: your family, your business, and living your best life.

4 Private Investment Counsel Capitalize on our perspective to enrich your world

You want to preserve and safeguard the wealth you have worked hard to achieve. In a wealth management partner, you expect exceptional solutions and personalized support that will help bring your dreams to life.

To that end, we believe peace of mind matters when it comes to your investments. We also believe in delivering to our clients excellence at every level. Leading personalized wealth management solutions

HSBC Private Wealth Services (Canada) Inc. offers high-net-worth and ultra-high-net worth clients a boutique experience backed by the strength and stability of one of the world’s leading financial institutions.

We combine HSBC’s investment expertise and global reach with an elevated level of insight into your financial situation to provide personalized wealth management distinctly suited to you.

Private Investment Counsel 5 The world at your doorstep

We understand that as you achieve greater success, your life can increase in complexity. We are committed to evolving with you. Private Investment Counsel clients are serviced by a fully integrated team of wealth professionals dedicated to working closely with you to understand your objectives and meet your changing needs through exceptional and exclusive services. We aim to deliver you the extraordinary, every day.

Benefit from the investment insights of HSBC’s vast network of research analysts and portfolio managers. HSBC Global Asset Management’s presence in a wide array of markets enables us to build truly diversified and unmatched portfolios designed to grow, preserve, and safeguard your wealth.

HSBC Global Asset Management offices

6 Private Investment Counsel A dedicated team committed to helping you achieve new heights

Where excellence is standard

Excellence is our mantra. Your dedicated and experienced team of banking and wealth experts will work hand-in-hand with you to develop a thorough picture of your personal circumstances, and our wealth experts will determine your financial needs, investment objectives, time horizon, and risk tolerance with you. Based on the detailed portrait of you that emerges, we will recommend an investment strategy personalized to you.

Investment Counsellor Your dedicated Investment Counsellor, backed by a team of Portfolio Managers1, will work with you to assess your financial needs and objectives and develop an investment strategy that meets your financial goals.

Private Wealth Client Planner Relationship A Wealth Manager Planner3 is available Your Private Client to review your entire Relationship Manager2 financial picture with you, will guide and support your and recommend solutions individual banking needs, and that are customized to your act as a liaison with HSBC wealth individual circumstances. and investment experts.

Private Investment Counsel 7 Your investment journey, powered by a world of expertise

Your individual investment strategy will be based on a disciplined five-step approach that draws on the expertise of HSBC investment professionals worldwide.

Through your discovery process, to ongoing portfolio monitoring and review, we are your partner in helping you make your dreams a reality.

Discovery Your Investment Counsellor will meet with you to get a clear picture of your financial position, life goals, and what’s important to you.

Objective Setting Your Investment Counsellor will also work with you to determine your investment goals, risk tolerance, and any other key characteristics unique to your personal financial situation.

Asset Allocation Based on your discussions, your Investment Counsellor will recommend a customized investment strategy and optimized mix of investments that align with your goals to set your portfolio up for success.

Portfolio Construction Dedicated Portfolio Managers will select investments to construct your portfolio based on your investment strategy.

Monitoring & Review Our team of experts will regularly monitor your portfolio and the market, to ensure you remain positioned to achieve your goals.

Translating global investment insights into your success

8 Private Investment Counsel Our time-tested, disciplined process helps your investments stay on course

Top-down Our Portfolio Managers take into account world markets, geopolitics and global economic factors to ensure your portfolio is diversified among different asset categories.

Portfolio Investment decisions are made to balance risk against performance and to optimize your portfolio to ensure it contains the most suitable investments for you.

Bottom-up Our Portfolio Managers select individual securities based on a deep analysis of companies and industries.

Private Investment Counsel 9 Live well by maximizing your financial potential

A strong, tailored plan is essential to growing, preserving and transitioning wealth.

In concert with your Investment Counsellor and Private Client Relationship Manager, your Wealth Planner can help you build a comprehensive path forward, designed specifically to help your personal and financial goals.

Financial and Cash flow optimization retirement planning Fulfill your present needs for Access expert guidance on liquidity while balancing your growing your assets, and need to attain longer-term goals. whether you are on track Education planning to enjoy the retirement Understand how to best you envision. provide for your child’s or Business transition planning grandchild’s education. Create a succession strategy Estate and legacy planning so you can feel prepared Protect and grow your assets to transition your business during your lifetime, to ensure with confidence. you efficiently pass on your Protecting your assets legacy to the next generation. Benefit from strategies designed to help you preserve your wealth and protect your financial well-being.

10 Private Investment Counsel Excellence centered on you.

As our client, you can expect highly personalized, discretionary investment management that’s focused on meeting your evolving needs.

Private Investment Counsel 11 Unlock the world of potential we offer by contacting HSBC Private Wealth Services (Canada) Inc. today at 1-844-756-7783, or visit hsbc.ca/wealthmanagement

1Portfolio Management for the Private Investment Management service is delegated to HSBC Global Asset Management (Canada) Inc. 2Employees of HSBC Bank Canada. 3Wealth Planners provide the Private Wealth Planning services, which are offered through HSBC Private Wealth Services (Canada) Inc., a wholly owned subsidiary of, but separate legal entity from, HSBC Bank Canada.

The Private Investment Counsel provides the Private Investment Management service, which is a discretionary portfolio management service offered by HSBC Private Wealth Services (Canada) Inc. (“HPWS”). Under this discretionary service, assets of participating clients will be invested by HPWS or its delegated portfolio manager, HSBC Global Asset Management (Canada) Limited (“AMCA”), in securities, including but not limited to, stocks, bonds, pooled funds, mutual funds and derivatives. Commissions, management fees, custodial fees and expenses may be associated with the use of the Private Investment Management service. Neither the Private Investment Management service nor any of the securities purchased as part of the Private Investment Management service are guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other investor protection fund or deposit insurer. The value of an investment in or purchased as part of the Private Investment Management service may change frequently and past performance may not be repeated. HPWS is a wholly owned subsidiary of, but separate legal entity from, HSBC Bank Canada and provides its services in all provinces of Canada, except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.

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BA# P1903001 30042020