DOCSLIB.ORG

HSBC Bank Canada

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
HSBC Bank Canada Annual Report and Accounts HSBC Bank Canada Corporate Profile HSBC Bank Canada, a subsidiary of HSBC Holdings plc, has more than 170 offi ces and is the leading international bank in Canada. With around 10,000 offi ces in 83 countries and territories and assets of US$2,354 billion at 31 December 2007, the HSBC Group is one of the world’s largest banking and fi nancial services organizations. Shareholder Information PRINCIPAL ADDRESSES: WEBSITE: SHAREHOLDER CONTACT: Vancouver: hsbc.ca For change of address, shareholders are HSBC Bank Canada requested to write to the bank’s transfer 885 West Georgia Street HSBC BANK CANADA SECURITIES ARE LISTED agent, Computershare Investor Services Vancouver, British Columbia ON THE TORONTO STOCK EXCHANGE: Inc., at their mailing address. Canada V6C 3E9 HSBC Bank Canada Tel: (604) 685-1000 Class 1 Preferred Shares – Series C Other shareholder inquiries may be directed Fax: (604) 641-2506 (HSB.PR.C) to our Shareholder Relations Department by Class 1 Preferred Shares – Series D writing to: Toronto: (HSB.PR.D) HSBC Bank Canada HSBC Bank Canada 70 York Street HSBC Canada Asset Trust Shareholder Relations Toronto, Ontario Asset Trust Securities – Series 2010 885 West Georgia Street Canada M5J 1S9 (HSBC HaTS™) (HBH.M) Vancouver, British Columbia Tel: (416) 868-8000 Canada V6C 3E9 Fax: (416) 868-3800 [email protected] TRANSFER AGENT AND REGISTRAR: Media Enquiries: Computershare Investor Services Inc. Shareholder Relations: Ernest Yee (604) 641-2973 Shareholder Service Department Chris Young (604) 641-1976 Sharon Wilks (416) 868-3878 9th Floor, 100 University Avenue Santokh Birk (604) 641-1918 Toronto, Ontario Canada M5J 2Y1 Tel: 1 (800) 564-6253 Fax: 1 (888) 453-0330 Contents 2 Message from the President and Chief Executive Officer Dividend record and payable dates in 2008 for our preferred shares, subject to approval by our Board of 3 Management’s Discussion and Analysis Directors, are: 35 Consolidated Financial Statements Record Date0 Payable Date0 March 14 March 31 36 Statement of Management’s Responsibility for June 13 June 30 Financial Information September 15 September 30 December 15 December 31 37 Auditors’ Report Distribution dates on our HSBC HaTS™ are June 30 and December 31. 42 Notes to Consolidated Financial Statements Designation of Eligible Dividends 78 The HSBC Group: International Network For the purposes of the Income Tax Act, Canada, and any similar provincial legislation, HSBC Bank Canada advises 78 HSBC Bank Canada Branches and Subsidiaries that all of its dividends paid in 2008 are eligible dividends and all dividends paid hereafter will be eligible dividends unless indicated otherwise. 79 Management 79 Board of Directors 1 49041_Eng_Text.indd 1 3/4/08 10:11:47 AM HSBC BANK CANADA Message from the President and Chief Executive Officer For HSBC Bank Canada, 2007 can best be described as a HSBC Bank Canada was again selected as one of year of progress. It was a year in which we continued to MediaCorp’s “Canada’s Top 100 Employers” for 2007 as execute our strategy of enhancing sales through careful featured in Maclean’s Magazine. HSBC is committed to branch and product expansion in key target markets while employee engagement and we make considerable effort at the same time improving operational efficiencies and to ensure that this company is an employer of choice in maintaining close control over credit quality. Canada and that we continue to attract and retain the best and the brightest employees in the country. I would It was also a year in which the Bank worked hard to like to thank all our more than 7,000 employees across increase its sustainable revenue growth by expanding core the country who work diligently to deliver the highest businesses and deepening relationships with its personal, level of customer service each and every day. commercial, and global banking and markets customers. While there is no doubt that the relatively strong Our commercial banking client and revenue growth Canadian economy and our strategic investments in in 2007 was very positive and continues to demonstrate key businesses and markets helped to drive our growth our expanding presence in the Canadian market. We in 2007, the recent volatility in international credit and were particularly pleased to have been selected as the liquidity markets has also underscored the need for us top bank by small and medium-sized business clients to focus on managing our businesses prudently in the in a survey released in November by the Canadian year ahead. It is a challenge we look forward to as we Federation of Independent Business. This recognition continue to search for even more effective ways to serve is a strong validation of the strides we have made over our many customers across the country. the past few years to tailor our products and services to meet the diverse needs of Canada’s small and medium- sized businesses. Our personal financial services business also continued to deliver increased value and enhanced services to more and more customers. For example, in 2007, HSBC Bank Canada drew on its membership in the HSBC Group, which has one of the largest international Lindsay Gordon banking networks in the world, by introducing our President and Chief Executive Officer customers to the new HSBC Premier, the most HSBC Bank Canada comprehensive global banking and wealth management service in the market. HSBC Premier leverages HSBC’s February 8, 2008 presence in 83 markets to provide Canadian customers Vancouver, Canada with seamless international service. 2 449041_Eng_Text.indd9041_Eng_Text.indd 2 33/10/08/10/08 11:56:49:56:49 PPMM HSBC BANK CANADA Management’s Discussion and Analysis Five Year Financial Summary (in $ millions, except where stated) Years Ended December 31 2007 2006 2005 2004(1) 2003(1) Condensed statements of income Net interest income $ 1,222 $ 1,115 $ 1,010 $ 896 $ 865 Non-interest revenue 708 651 570 526 443 Total revenue 1,930 1,766 1,580 1,422 1,308 Non-interest expenses Salaries and employee benefits 548 503 442 423 379 Premises and equipment(2) 122 116 107 101 107 Other 327 287 275 272 259 Total non-interest expenses 997 906 824 796 745 Net operating income before provision for credit losses 933 860 756 626 563 Provision for credit losses 67 34 27 66 61 Income before the undernoted 866 826 729 560 502 Effect of accounting change – – – 14 – Income before taxes 866 826 729 574 502 Provision for income taxes 292 285 237 210 188 Non-controlling interest in income of trust 26 26 22 16 16 Income from continuing operations 548 515 470 348 298 Income from discontinued operations – – – 5 2 Net income $ 548 $ 515 $ 470 $ 353 $ 300 Preferred share dividends 18 18 13 8 8 Net income attributable to common shares $ 530 $ 497 $ 457 $ 345 $ 292 Basic earnings per common share ($)(3) 1.08 1.02 0.94 0.72 0.62 Financial ratios (%) (5) Return on average common equity 19.8 21.1 21.3 18.3 18.7 Return on average total assets 0.84 0.91 0.97 0.85 0.80 Net interest margin 2.26 2.33 2.37 2.49 2.66 Non-interest revenue:total revenue ratio 36.7 36.9 36.1 37.0 33.9 Cost efficiency ratio 51.7 51.3 52.2 56.0 57.0 Credit information Gross impaired credit exposures 272 177 151 182 203 Allowance for credit losses Balance at end of period 353 327 326 349 313 As a percentage of gross impaired credit exposures (%) 130 185 216 192 154 As a percentage of gross loans and acceptances outstanding (%) 0.79 0.80 0.90 1.08 1.10 Average Balances(4) Assets $ 63,273 $ 54,118 $ 47,282 $ 40,421 $ 36,635 Loans 37,635 33,659 30,678 26,922 24,543 Deposits 47,483 41,904 37,340 30,823 29,041 Common equity 2,674 2,360 2,150 1,886 1,563 Balance sheet highlights Total assets 62,931 56,770 49,210 43,263 37,509 Total loans and acceptances, net of allowance for credit losses 44,442 40,366 35,846 32,073 28,180 Business and government loans 21,322 17,819 15,571 13,450 11,664 Residential mortgage loans 12,920 14,016 12,865 11,966 10,880 Total deposits 48,877 44,173 38,608 33,848 29,339 Deposits from individuals 18,291 17,039 15,300 14,818 13,924 Shareholders’ equity 3,248 2,868 2,596 2,197 1,819 Risk-based capital ratios (%) (5) Tier 1 capital 8.8 9.0 9.0 8.6 8.4 Total capital 11.3 11.1 11.2 11.0 11.1 Funds under management $ 26,213 $ 23,340 $ 20,453 $ 17,687 $ 14,323 Custodial accounts 10,914 8,574 7,594 5,077 4,409 Total assets under administration $ 37,127 $ 31,914 $ 28,047 $ 22,764 $ 18,732 (1) Restated for the impact of discontinued operations. (2) Premises and equipment expenses includes amortization. (3) Basic earnings per common share is not materially different from basic earnings per common share from continuing operations. (4) These are non-GAAP amounts or non-GAAP measures. Please refer to the discussion outlining the use of non-GAAP measures in this document on page 4. (5) Calculated in accordance with guidelines issued by the Office of the Superintendent of Financial Institutions Canada. 3 449041_Eng_Text.indd9041_Eng_Text.indd 3 33/4/08/4/08 110:11:500:11:50 AAMM HSBC BANK CANADA Management’s Discussion and Analysis (continued) Management’s discussion and analysis (“MD&A”) is dated February 22, 2008, the date that our consolidated financial statements and MD&A for the year ended December 31, 2007 were approved by our Board of Directors.
Load more

Recommended publications
  • Directory of the Exchange®Atm Locations in Canada
    DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA Winter 2012/13 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ..................................................................................................... 1 British Columbia ...................................................................................... 2 Manitoba ............................................................................................... 14 New Brunswick ...................................................................................... 15 Newfoundland ....................................................................................... 18 Nova Scotia ........................................................................................... 21 Ontario .................................................................................................. 26 Prince Edward Island ............................................................................ 46 Quebec ................................................................................................. 47 Saskatchewan ....................................................................................... 66 DIRECTORY OF ATM LOCATIONS WINTER 2012/13 ALBERTA St. Albert Canadian Western Bank HSBC Bank Canada 300 – 700 St. Albert Road 400-665 St. Albert Road Calgary Canadian Western Bank Canadian Western Bank Canadian Western Bank #300, 5222 - 130 Ave. SE 606 4th Street SW 6606 MacLeod Trail SW HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 1217 Kensington Road NW 140, 815 – 17th Avenue SW 212-111
    [Show full text]
  • Directory of the Exchange®Atm Locations in Canada
    DIRECTORY OF THE EXCHANGE®ATM LOCATIONS IN CANADA SUMMER 2006 YOUR ATM NETWORK TABLE OF CONTENTS Alberta ......................................................................................................1 British Columbia .......................................................................................2 Manitoba.................................................................................................14 New Brunswick.......................................................................................15 Newfoundland.........................................................................................18 Nova Scotia ............................................................................................20 Ontario....................................................................................................24 Prince Edward Island..............................................................................37 Quebec...................................................................................................39 Saskatchewan ........................................................................................57 DIRECTORY OF ATM LOCATIONS SUMMER 2006 ALBERTA Calgary Canadian Western Bank Citizens Bank of Canada HSBC Bank Canada 6606 MacLeod Trail SW 505 Third St. SW 407-8th Avenue S.W HSBC Bank Canada HSBC Bank Canada HSBC Bank Canada 212-111 3rd Ave E 95 Crowfoot Centre NW 347 - 58th Avenue SE National Bank of Canada 301 6th Avenue Sw Edmonton Canadian Western Bank HSBC Bank Canada HSBC Bank Canada 10303
    [Show full text]
  • Annual Financial Statements - December 31, 2018
    Annual Financial Statements - December 31, 2018 Skylon Growth & Income Trust Table of Contents Management’s Responsibility for Financial Reporting ................................................................................... 1 Independent Auditor’s Report ......................................................................................................................... 2 Skylon Growth & Income Trust Financial Statements Statements of Financial Position ..................................................................................................................... 5 Statements of Comprehensive Income ............................................................................................................ 6 Statements of Changes in Net Assets Attributable to Holders of Redeemable Units .................................. 7 Statements of Cash Flows ............................................................................................................................... 8 Schedule of Investment Portfolio ..................................................................................................................... 9 Trust Specific Notes to Financial Statements ................................................................................................. 24 Notes to the Financial Statements .................................................................................................................. 31 Legal Notice ....................................................................................................................................................
    [Show full text]
  • Live Canadian Bank and Supplier Connections NAME TYPE
    Live Canadian Bank and Supplier Connections NAME TYPE ENHANCED Alterna Savings Banks and Credit Cards Amazon.ca Rewards Visa from Chase Banks and Credit Cards American Express (Canada) Banks and Credit Cards YES American Express Merchant Services (EUR) Banks and Credit Cards Assiniboine Credit Union Banks and Credit Cards ATB Financial (Business) Banks and Credit Cards YES ATB Financial (Personal) Banks and Credit Cards BMO Debit Card Banks and Credit Cards YES BMO Nesbitt Burns Banks and Credit Cards BMO Online Banking for Business Banks and Credit Cards Canadian Tire Options MasterCard Banks and Credit Cards Canadian Western Bank Banks and Credit Cards YES Capital One Mastercard (Canada) Banks and Credit Cards CHASE Bank Canada Banks and Credit Cards CIBC Banks and Credit Cards YES CIBC Wood Gundy Banks and Credit Cards Coast Capital Savings Banks and Credit Cards YES Costco Capital One Credit Card Banks and Credit Cards CUETS: Choice Rewards Mastercard Banks and Credit Cards Desjardins Business Banks and Credit Cards Desjardins VISA Banks and Credit Cards Envision Financial Banks and Credit Cards First National Financial Banks and Credit Cards Ford Credit (Canada) Banks and Credit Cards HBC Credit Card Banks and Credit Cards Home Depot Consumer Credit Card (Canada) Banks and Credit Cards Home Depot Revolving Commercial Charge Card (Canada) Banks and Credit Cards HSBC Bank Canada Banks and Credit Cards HSBC MasterCard Banks and Credit Cards Interior Savings Credit Union Banks and Credit Cards Island Savings Banks and Credit Cards MBNA
    [Show full text]
  • 2020 Annual Report and Accounts
    Opening up a world of opportunity Our ambition is to be the preferred international banking partner for our customers. We aim to deliver long-term value for our stakeholders through… …our international …our access to high ….and our balance sheet network… growth markets… strength. HSBC is one of the world’s largest Our network provides exceptional We continue to maintain a strong banking and financial services access to high-growth developing capital, funding and liquidity position organizations, and the leading markets in Asia, the Middle East and with a diversified business model. international bank in Canada. Latin America. Contents Page Overview Highlights 1 HSBC at a glance 2 Message from the President and Chief Executive Officer 4 How we do business 6 Management’s discussion and analysis 13 Total assets Consolidated financial statements Statement of management’s responsibilities for financial $117.3bn information 66 Independent auditor’s report 67 (2019: $106.6bn) Consolidated financial statements 69 Notes on the consolidated financial statements 75 1 Common equity tier 1 ratio Additional information HSBC Group international network 110 13.7% Executive committee 111 Board of Directors 111 (2019: 11.3%) Shareholder information 112 1. Refer to the ‘Use of non-IFRS financial measures’ section of the Management’s Discussion and Analysis (‘MD&A’) for a discussion of non-IFRS financial measures. HSBC Bank Canada Annual Report and Accounts 2020 Overview Highlights Financial performance in 2020 was heavily impacted by the COVID-19 pandemic and market factors. Nevertheless, performance remained resilient with our universal banking model and capital strength delivering long-term value to our customers and our shareholder.
    [Show full text]
  • Community and Regional Development Funding Programs
    Community and Regional Economic Development Funding Program$ Innovation and Advanced Education Entrepreneurship & Regional Development Branch Updated, May, 2014 Table of Content Table of Content ....................................................................................................................................................................................... 2 GOVERNMENT OF CANADA PROGRAMS ....................................................................................................................................... 7 ABORIGINAL AFFAIRS AND NORTHERN DEVLOPMENT CANADA.................................................................................... 7 AGRICULTURE AND AGRI-FOOD CANADA.............................................................................................................................. 9 CANADA BUSINESS NETWORK................................................................................................................................................. 10 CANADA COUNCIL FOR THE ARTS .......................................................................................................................................... 12 CANADA FOUNDATION FOR INNOVATION ........................................................................................................................... 13 CANADIAN HERITAGE INFROMATION NETWORK .............................................................................................................. 14 CANADIAN MORTGAGE AND HOUSING CORPORATION ..................................................................................................
    [Show full text]
  • Information Circular Accompanies This Notice of Annual General Meeting
    CANFOR CORPORATION NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS To: The Common Shareholders of Canfor Corporation Notice is hereby given that the Annual General Meeting (the “Meeting”) of the Common Shareholders of Canfor Corporation (the “Company”) will be held at the PG Playhouse, at 2833 Recreation Pl., Prince George, British Columbia, on Wednesday, April 27, 2016 at 1:00 p.m. for the following purposes: 1. To receive and consider the consolidated financial statements of the Company and its subsidiaries for the fiscal year ended December 31, 2015 and the report of the auditors thereon. 2. To set the number of Directors of the Company at nine. 3. To elect Directors for the ensuing year. 4. To appoint auditors for the ensuing year. 5. To transact such other business as may properly come before the Meeting. DATED at Vancouver, British Columbia this 23rd day of March, 2016. By Order of the Board of Directors David M. Calabrigo, QC Corporate Secretary An Information Circular accompanies this Notice of Annual General Meeting. The Information Circular contains details of matters to be considered at the Meeting. The Company’s Annual Report is available electronically on the Company’s website at www.canfor.com/Investor-Relations or upon request at [email protected]. The Annual Report includes consolidated financial statements of the Company for the year ended December 31, 2015 and the auditors’ report thereon and the Management’s Discussion and Analysis of Financial Condition and Results of Operations of the Company. A Common Shareholder who is unable to attend the Meeting in person and who wishes to ensure that their shares will be voted at the Meeting is requested to complete, date and sign the enclosed form of proxy and to deliver the form of proxy in accordance with the instructions set out in the form of proxy and the Information Circular.
    [Show full text]
  • Portfolio Listings As at July 31, 2021
    Bridgehouse Canadian Bond Fund Portfolio Listings as at July 31, 2021 CASH & OTHER NET ASSETS 0.9 Portfolio Totals NXXF 99.1 TOTAL NET ASSETS $30,032,426 % of Security Name Asset Type Net Assets Allied Properties REIT 1.726% Feb 12/26 Corporate Bonds 0.2 Altalink LP 3.99% Jun 30/42 Corporate Bonds 0.5 Altagas Ltd. 2.157% Jun 10/25 Corporate Bonds 0.5 AltaGas Ltd. 1.227% Mar 18/24 Corporate Bonds 0.3 Bank of Montreal 2.85% Mar 06/24 Corporate Bonds 0.6 Bank Of Montreal 2.28% Jul 29/24 Corporate Bonds 2.1 Bank of Nova Scotia 2.38% May 01/23 Corporate Bonds 0.1 Bank of Nova Scotia 1.00% Aug 04/26 Corporate Bonds 1.6 Brookfield Infrastructure Partners 3.41% Oct 09/29 Corporate Bonds 0.5 Government of Canada 2.00% Dec 01/51 Corporate Bonds 0.7 CIBC 3.29% Jan 15/24 Corporate Bonds 0.4 CIBC 2.43% 09 Jun 2023 Corporate Bonds 0.2 Canadian Imperial Bank 1.0% Mar 04/25 Corporate Bonds 1.5 CIBC 1.00% Jun 10/24 Corporate Bonds 1.4 Canadian Natural Resources 1.45% Nov 16/23 Corporate Bonds 0.3 Enbridge Inc. 1.00% Sep 27/77 Corporate Bonds 1.8 Enbridge Pipelines Inc 4.13% Aug 09/46 Corporate Bonds 0.9 Enbridge Pipelines Inc. 4.20% May 12/51 Corporate Bonds 0.2 Enbridge Inc. 3.19% Dec 05/22 Corporate Bonds 0.5 Enbridge Inc. 3.20% Jun 08/27 Corporate Bonds 0.7 Federated Co-operatives 3.917% 17 Jun 2025 Corporate Bonds 1.4 Fed Caisses Desjardins 2.417% 04 Oct 2024 Corporate Bonds 0.3 Fed Caisses Dejardins 1.00% May 26/30 Corporate Bonds 0.9 55 School Board Trust 5.90% Jun 02/33 Corporate Bonds 0.6 First Cap Realty Inc.
    [Show full text]
  • A Guide to Canada Emergency Business Account (CEBA)
    A Guide to Canada Emergency Business Account (CEBA) Overview: Originally launched on April 9, 2020, CEBA is intended to support businesses by providing financing for their expenses that cannot be avoided or deferred as they take steps to safely navigate a period of shutdown, thereby helping to position businesses for successful relaunch when the economy reopens. This $55 billion program provides interest-free loans of up to $40,000 to small businesses and not-for-profits. Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 25 percent (up to $10,000). As of June 26, 2020, businesses eligible for CEBA now include owner-operated small businesses that do not have a payroll, sole proprietors receiving business income directly, as well as family-owned corporations remunerating in the form of dividends rather than payroll. This means that more small businesses can access it. Applicants with $20,000 or less in payroll in 2019 will have to demonstrate having Eligible Non-Deferrable Expenses between Cdn.$40,000 and Cdn.$1,500,000 in 2020. Expenses are considered “Eligible Non-Deferrable Expenses” if they were already incurred in January and/or February 2020, or are due to a legal or contractual obligation as at March 1 and cannot be avoided or deferred beyond 2020 even during a period of shut down and depressed revenues as a result of COVID. CEBA is not intended to provide income support, or support for variable operating expenses to businesses. CEBA applicants agree that the government may conduct audits to confirm the nature of the expenses applicants use to establish their eligibility for CEBA, and acknowledge that inaccuracies may lead to legal consequences.
    [Show full text]
  • Proxy Circular
    Toppan Merrill - Canadian Western Bank Notice _ Information Circular 2020 AGM ENG - Quark ED | 109761 | 18-Feb-20 17:29 | 19-22699-2.aa | Sequence: 1 CHKSUM Content: 20196 Layout: 28585 Graphics: 61773 CLEAN MANAGEMENT PROXY CIRCULAR and Notice of Annual Meeting April 2, 2020 YOUR VOTE IS IMPORTANT TO US: Please take some time to read this Management Proxy Circular and vote your shares. JOB: 19-22699-2 CYCLE#;BL#: 15; 0 TRIM: 8.25" x 10.75" AS: (null) COLORS: Black, 0, ~note-color 2, PANTONE 7405 U, PANTONE 3135 U GRAPHICS: cwb_canadian_west_pms_logo.eps V1.5 Toppan Merrill - Canadian Western Bank Notice _ Information Circular 2020 AGM ENG - Quark ED | 109761 | 18-Feb-20 17:29 | 19-22699-2.ba | Sequence: 1 CHKSUM Content: 55888 Layout: 44035 Graphics: 25952 CLEAN Invitation to Shareholders DEAR FELLOW SHAREHOLDERS: On behalf of the Board, leadership, and employees of CWB Financial Group, we are pleased to invite you to attend the 2020 annual meeting of shareholders on April 2, 2020 at 1:00 p.m. (Mountain Time) at the Fairmont Hotel Macdonald in Edmonton, Alberta. At the meeting, you will gain insight from CWB’s leadership about our 2019 performance, and strategy for 2020 and beyond. THE VOICE OF OUR SHAREHOLDERS The feedback and insights we receive directly from our shareholders help us shape our decisions. The annual meeting is an opportunity for you to hear directly from leadership, ask us questions about our priorities and strategy, and vote on important matters affecting CWB. Attached is the formal notice of the meeting and the management proxy circular, which contains the items that will be covered and voted on at the meeting, along with detailed voting instructions.
    [Show full text]
  • RBC Target 2022 Corporate Bond Index ETF
    RBC Target 2022 Corporate Bond Index ETF Performance analysis as of August 31, 2021 Growth of $10,000 RQJ $10,919 RQJRQJ 12 11.5 11 10.5 Investment objective The Fund seeks to provide income for a limited 10 period of time ending on its termination date by 9.5 replicating, to the extent possible, the investment 9 results that correspond generally to the performance, before fees and expenses, of the 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 YTD FTSE Canada 2022 Maturity Corporate Bond Index. The FTSE Canada 2022 Maturity Calendar returns % Corporate Bond Index is designed to represent 5 the performance of a held-to-maturity portfolio 4 consisting of, primarily, Canadian dollar- denominated investment grade corporate bonds 3 with effective maturities in 2022. 2 Fund details 1 Ticker RQJ 0 CUSIP 74934W105 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 YTD Stock exchange TSX – – – – – – 0.9 0.9 4.6 4.2 0.1 NAV Inception date September 2016 Currency CAD Net assets $MM 87.7 1 Mth 3 Mth 6 Mth 1 Yr 3 Yr 5 Yr 10 Yr Since incep. Trailing return % Units outstanding 4,450,000 0.0 0.1 0.2 0.7 3.2 – – 1.9 NAV NAV/unit 19.72 Market price/unit 19.71 Management fee % 0.25 Portfolio analysis as of August 31, 2021 MER % 0.28 Fixed income breakdown Credit rating Income distribution Monthly Capital gains distribution Annually Distribution yield % 2.43 Trailing distribution yield % 2.26 Risk rating Low Fund category Canadian Fixed Income % Assets % Assets ● Corporate Bonds 100.0 ● Cash / Cash Equiv.
    [Show full text]
  • Evanta a Gartner Company Vancouver Marriott Pinnacle Downtown Hotel
    2018 Vancouver, BC CIO Executive Summit Evanta a Gartner Company Vancouver Marriott Pinnacle Downtown Hotel June 12, 2018 6:00pm - 8:30pm Effective Facetime with the Board Dr. Catherine Aczel Boivie, Founding President & Board Member-CIO Association, CIO Association of Canada June 13, 2018 7:00am - 7:45am Registration & Breakfast 7:45am - 8:30am Leading Like a CEO Brent Wouters, President and CEO, ValueKor 8:30am - 9:00am Networking Break 9:00am - 9:50am The Future Belongs to the Intelligent Enterprise Michael Saylor, President, Chairman of the Board & CEO, MicroStrategy, Inc. 9:00am - 9:50am The Journey to Agile — Interactive DevOps David Charters, Director, IT Security & Risk, WorkSafeBC Husam Fezzani, DevOps Lead, IT Transformation, HSBC Bank Canada Grant Hallam, Senior Technologist, HSBC Bank Canada 9:00am - 9:50am Evolving to Prevention Through Machine Learning Shawn Ling, Director, Business Analytics and Data Services, BC Liquor Distribution Branch Christina Wolf, CIO, British Columbia Securities Commission Corey White, SVP, WW Consulting & ThreatZERO Services, Cylance 9:50am - 10:20am Networking Break 10:20am - 11:10am Security in the Cloud — Managing a Fleet George Pajari, Chief Information Security Officer, Hootsuite 10:20am - 11:10am Automating Security Policies Using Intent-Based Network Security John Maddison, Sr. Vice President, Products and Solutions, Fortinet, Inc. 10:20am - 11:10am User Behavioral Analytics in Your Security Program Dave Marecek, Vice President, Transformation and Information Services, BC Pensions Corporation Leo Navin, Information Security Officer, Methanex Corporation Milan Patel, Program Director, Security Offerings Mgmt., IBM 10:20am - 11:10am Partner Up — Advising and Guiding During Business Transition Mike Brosseau, Master Solution Engineer - Emerging Technologies, Salesforce Yu Jin, CIO, Best Buy Canada Ltd.
    [Show full text]