THE BOARD OF DIRECTORS

The 2020 composition of the BOARD OF DIRECTORS AND EXECUTIVE OFFICERS of the COMPANY:

Chairman:

Antolin M. Oreta Jr.

Directors: Benjamin Espiritu Elias C. Garcia Eldrige Marvin B. Aceron Ma. Rosario O. Lapus Aurora Rosario A. Oreta Joseph U. Lim Gordon G. Hu Ramon K. Ngo – Independent Director Benjamin Espiritu– Independent Director

2020 EXECUTIVE OFFICERS

President Atty. Elias C. Garcia Vice President Ma. Dolores R. Apostol Treasurer Atty. Aurora Rosario A. Oreta AVP Bonds & Legal Atty. Rodrigo S. De Real Jr. AVP for Underwriting Arnolfo P. Cruz Corporate Secretary Atty. Eldrige Marvin B. Aceron HR Head Lougina Eusebio

Note: That on January 1, 2021, Atty. Aurora Rosario Aquino Oreta assumed as the new president of ISAC.

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ANTOLIN M. ORETA, Jr.

Nickname : Len Date of Birth : December 26, 1945 Place of Birth : , Nationality : Filipino Civil Status : Married Name f Spouse : TERESA AQUINO-ORETA Date of Birth : June 28, 1944 Children/Birthdate : Aurora Rosario - March 16, 1970 Antolin III - September 16, 1971 Karmela Teresa - July 16, 1975 Jose Lorenzo - June 6, 1990

Permanent Address : #218 M.H. del Pilar Maysilo Malabon Philippines

Resident Address : # 1 San Ignacio cor. Real Sts. Urdaneta Village, Makati Metro Manila Philipines

Office Address : 397 M.H. Del Pilar Street Brgy. Maysilo, Malabon City Ext. Office. 8th Floor 88 Corporate Center, Sedeño cor. Valero Sts., Salcedo Village, Makati City Metro Manila, Philippines

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Page 2 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

EDUCATIONAL ATTAINTMENT

School/Address Year Degree ATENEO DE MANILA 1966 Bachelor of Science Loyola Heights in Business Administration , Metro Manila (Major in Management) Philippines

ALEXANDER HOWDEN & 1969 Trainee SWAN LTD. Lloyd’s Insurance Brokers London, United Kingdom

BUSINESS AFFILIATION a.) A.M. ORETA & CO., INC. President & Chairman of the Board Nature of Business: General Construction Address: 397 M.H. Del Pilar Street Brgy. Maysilo, Malabon City Ext. Office: 8th Floor 88 Corporate Center, Sedeño cor. Valero Sts., Salcedo Village, Makati City Metro Manila Philippines. b) INTRASTRATA ASSURANCE CORPORATION Chairman of the Board Nature of Business: Non-Life Insurance Firm Address: 8th Floor 88 Corporate Center, Sedeño cor. Valero Sts., Salcedo Village, Makati City Metro Manila Philippines. c) TRIPLE ONE MANAGEMENT & DEVELOPMENT CORPORATION President Nature of Business: Property Development and Management Services Address: 22nd Floor 2205 World Trade Center, 215 Juan Luna St., Binondo Manila

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Page 3 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

WORK EXPERIENCE

2003 – Present - A.M. ORETA & CO., INC. Ermita Manila, Philippines

Position: President & Chief Executive Officer

Nature of Business: General Construction

2000 – 2003 - CARE REALTY AND LEASING CORPORATION Ermita Manila, Philippines

Position: Presidential Consultant of Economic Zone

1988 – 2000 - INTRASTRATA ASSURANCE CORPORATION 8/F 88 Corporate Center Sedeño cor., Valero Sts. Salcedo Village Makati City

Position: President & Chief Executive Officer

Nature of Business: Non-Life Insurance Firm

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Page 4 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

1981 – 1988 - A.M. ORETA & CO., INC. Ermita, Manila Philippines

Position: VP International Nature of Business: General Construction

1981 – 1986 - Phil. East Asia Construction Corp. Colombo, Colombo, Sri Lanka

Position: Managing Director

Nature of Business: General Construction

1991 – 1998 - A.M. ORETA & CO., INC. Ermita, Manila Philippines

Position: President & Chief Executive Officer

Nature of Business: General Construction

1989 – 1992 - GENERAL PAINT, INC. Ortigas Ave. Extension Cainta, Rizal

Position: Senior Vice-President

Nature of Business: Manufacturer of Paint Products

1988 -1994 - CHOSUN AIR, INC. Sterling Life Building Legaspi Village, Makati Metro Manila Philippines

Position: Senior Vice President

Nature of Business: General Sales Agent for Korean Airlines

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Page 5 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

1977-1981 - BUTUAN BAYWOOD TIMBER CORP. Magallanes, Agusan Del Norte

Position: Managing Director

Nature of Business: Logging and Sawmill Operation including Lumber Export

1975 -1977 - ZAMBALES BASE METALS Ayala District Santa Cruz Zamboanga City

Position: Director and Vice-President for Finance

Nature of Business: Engaged in Producing and Exporting Zinc, Lead and Copper Concentrates

1967 – 1975 - FILRITERS GUARANTY ASSURANCE CORPORATION 3rd Floor, Philfinance Building Legaspi Village, Makati City

Position: Unit Manager and Board Member

Nature of Business: Non-Life Insurance Company

1967 -1980 PHILIPPINE UNDERWRITERS FINANCE CORP. (PHILFINANCE) 7th Floor, Philfinance Bldg. Legaspi Village, Makati City

Position: Board Member

Nature of Business: General Funding

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Page 6 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

ORGANIZATIONS

A. CIVIC AND BUSINESS

MANAGEMENT ASSOCIATION OF THE PHILIPPINES - Member 1986 – Present

PHILIPPINE CONTRACTORS ASSOCIATION - Member

SENATE SPOUSES FOUNDATION, INC. - Member Vice President (1999-2000)

MALABON LIONS CLUB 301-D1 - Member (Former President 1990-1992)

PHILIPPINE ASSOCIATION OF DETECTIVE AND PROTECTIVE - Member AGENCY OPERATORS (PADPAO) Former Director

ATENEO ALUMNI ASSOCIATION - Member

ORDER OF THE BLUE EAGLES - Member

PHILIPPINE USSR. TRADE AND INDUSTRY ASSOACIATION, INC. - Chairman of the Board (1990)

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Page 7 of 7 Pages ANTOLIN M. ORETA, JR. (Bio-data)

B. SOCIAL

MANILA POLO CLUB - Member

MAKATI SPORTS CLUB - Member Director (1988-1991)

BAGUIO GOLF & COUNTRY CLUB - Member

MANILA YACHT CLUB - Member

CLUB FILIPINO - Member

COLOMBO SWIMMING CLUB - Member Colombo, Sri-Lanka

CELEBRITY SPORTS PLAZA - Member Director (1987-1991)

ALABANG GOLF & COUNTRY CLUB - Member

ANTOLIN M. ORETA, JR.

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BENJAMIN I. ESPIRITU, PH. D.

BRIGADIER GENERAL AFP (RES.)

DR. BENJAMIN I. ESPIRITU is a Certified Public Accountant, President of Change Management International, Inc., Chairman and CEO of Ormin Realty Corporation, Chairman of Banco De Mindoro, Inc., President of Risks, Opportunities Assessment and Management (ROAM) Inc. and of several other corporations, and two foundations. He is also a director of several publicly-listed and private corporations.

In government, Dr. Espiritu served as Provincial Governor of Oriental Mindoro from 1986 – 1992. He was the youngest appointed governor (at 32) and youngest elected Governor (at 34) during the Cory Aquino Administration. Under his leadership, Oriental Mindoro became a 1st Class Province.

In the military, he is a Brigadier General (appointed effective December 21, 2013 confirmed by the Commission on Appointments on June 04, 2014) and Commander of the 7th Marine Brigade (Reserve) which has the entire Luzon as its area of responsibility. Under his command, the 7th Marine Brigade was adjudged as the AFP Ready Reserve Unit for two consecutive years – 2014 and 2013 (Brigade/Wing Level) and Naval Reserve Unit for three straight years – 2014, 2013 and 2012 (Brigade/Force Level). Prior to this, he served as G-2 concurrent G-6 of the former 4th Marine Brigade.

In the academic, he was the former Dean of – Makati (October 2009 – August 2012). He was also formerly Chairman of the Accounting, Finance, Business and Governance Department of Graduate School of Business, Program Coordinator of the Doctor of Business Administration program, and Course Director of the Corporate Governance and Risk Management program. He teaches strategic management, corporate governance, public governance, finance and accounting courses.

In sports, he is Chairman of the Philippine Olympic Academy, Member of both the Ethics and Arbitration Commissions of the Philippine Olympic Committee, Deputy Chief of Mission to the 2010 Guangzhou Asian Games, NOC Attache’ to the 2011

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Page Two Benjamin Espiritu

Southeast Asian Games, Chef de Mission to the 3rd Asian Beach Games in 2012 and Member of the Management Committee to the 2015 Southeast Asian Games.

Dr. Espiritu earned his Doctor of Philosophy major in Public Administration degree from the University of Santo Tomas (graduating Meritissimus/Excellent); Master in National Security Administration from the National Defense College of the Philippines (Gold Medal – Leadership, Special Award – Academic Excellence; Special Award – Best Thesis); Master of Business Administration from De La Salle University and Bachelor of Science in Commerce, Major in Accounting, also from De La Salle University.

He completed the Basic Management Program at the Asian Institute of Management (1975) and the Naval Command and General Staff Course at the Naval Command and Staff College (2001) where he finished at the top of the Non-Resident Instruction (NRI) group.

He has written numerous articles on corporate governance and authored research papers that have been presented at international academic for a.

His book, “A Practical Guide to Completed Staff Work (CSW)” (co-authored with Dr. Leonora Vasquez De Jesus) is being used by several large organizations both in the public and private sectors.

Dr. Espiritu was named Most Outstanding Faculty Member of the De La Salle Professional Schools Graduate School of Business in 2001, and in 2006 was given a Most Outstanding Alumnus award. In 2005, he received the St. Antoninus of Florence Award (Outstanding Alumnus in the field of Public Administration) from the UST Graduate School and the UST Graduate School Alumni Association, Inc. He was given and Outstanding Alumnus by the National Defense College of the Philippines and the National Defense College of the Philippine Alumni Assocation Inc. twice – in 2007 and 2014.

In 2010, he received the UlirangAma Award in the field of from the National Mother’s Day & Father’s Day Foundation, Inc. and in 2013, the Reserve Officer’s Training Corps. (ROTC)

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Page Three Benjamin Espiritu

PERSONAL INFORMATION

Married to Atty. Lourdes Punzalan-Espiritu with three children.

Date of Birth : 10 September 1953

Metro Manila : 6 Fernsville St., White Plains, Quezon City residence

Metro Manila : 1707 Prestige Tower, F. Ortigas Jr. Road Office Ortigas Center, Pasig City

Email address : [email protected] [email protected]

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ELIAS C. GARCIA

Address : 38 MH Del Pilar, Tugatog Malabon City

Contact Number : (02) 82886685/ Cellphone Number: 09178463446 Email Address : [email protected]

PERSONAL INFORMATION:

Date of Birth : December 26, 1932 Place of Birth : Age : 88 years old Civil Status : Widow Nationality : Filipino Religion : INC Name of Wife : Lenora T. Garcia No. of Children : Three (3) Father’s Name : Antonio C. Garcia Mother’s Name : Juanita Co.

EDUCATIONAL BACKGROUND: 1957 – Passed the Bar Examination 1952-1956 – College of Law University of the Philippines

1950-1952 – College of Liberal Arts University of the Philippines

1947-1950 – Araullo High School

1946-1947 – Lingayen Provincial School

1941-1946 – Labrador Elementary School

1940-1941 – San Nicolas Elementary School

PROFESSIONAL BACKGROUND

Law Practice Asst. Counsel, H.H. Bayne Adj. Co. - 1957 - 1958 Fidentia Ins. Corp. - Claims Supervisor - 1959 -1960

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Commercial Adjustment Co. - 1960 - 1961 Eagle Guaranty - 1962 – 1965 Filriters Guaranty Assurance Corp. – Vice President for Operations - 1967 - 1974

Filriters Guaranty Assurance Corp. – Manager in charge Representing the Legal Conservator - 1983 - 1986

IntraStrata Assurance Corporation – Executive Vice-President - 1987 – 2000

IntraStrata Assurance Corporation - President - 2000 – present

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ELDRIGE MARVIN B. ACERON y BIHIS

137-B Esteban Abada St. Varsity Hills, Loyola Heghts, Quezon City Tel. No. 0920-9236509 [email protected]

Resume Summary: lawyer – specializing in corporate law, government contracts, arbitration -executive publisher, former student leader, skilled writer and honor student.

Partner Aceron& Juan-Monera Law Officers 2020 to present Partner AceronPunzalanVehemente Avila Del Prado 2008 to 2020 Professor of the Law Araullo University 2004 to 2005 Volunteer Lawyer Bantay Bata 163 2012 to present Executive Publisher San Anselmo Publications, Inc. 2020 to present

Professional Background:

Partner Aceron& Juan-Monera Law Officer 2020 to present Partner AceronPunzalanVehemente Avila 2008 to 2020 &del Prado Law Offices Partner Guerrero &Aceron Law Offices 2004 to 2008 Senior Associate PizacoBuyco Tan Fider& Santos 1999 to 2002 Junior Associate Bautista PicazoBuyco Tan &Fider 1996 to 1999

Legal Consultant:

Corporate Secretary Intratsrata Assurance Corporation 2011 to present Corporate Secretary Work for Mary of Focolore Movement 2015 to present For Men, Inc. Technical Consultant National Food Authority 2003 to 2004 Technical Consultant Department of Agriculture 2004 to 2005 Arbitration Lawyer Pacific Plaza vs. EEI Construction 2002 to 2003 (biggest construction arbitration case in the Philippines) Arbitration Lawyer Philippine Postal Corporation vs. Roa System, Inc. 2011 to 2015

Academic Background:

Juris Doctor Ateneo de Manila School of Law 1995 AB Philosophy Ateneo de Manila School of Arts and Sciences 1991 High School San Beda College 1987 Grade School Immaculate Conception Parish School 1983

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Honors Received:

Second Honors 1995 Ateneo de Manila School of Law

Top Five of the High School Class Silver Medal for Academic Distinction 1987 San Beda College

Gerry Roxas Leadership Award 1987 San Beda College

Gerry Roxas Leadership Award 1987-1988 Ateneo

Valedictorian 1983 Immaculate Coception Parish School

Activities/Positions Held:

Associate Editor, Ateneo Law Journal, 1994 Notes and Comments Editor, Ateneo Law Journal, 1993 President, KilusangAtenistasaIkasusulong ng SimulangAlternatibo (KAISA), 1994 Student Council Representativ, Ateneo College, 1990 Vice President, Hudyat ng Kabataan para saKalayaan, Ateneo College, 1990 Vice-President, Hudyat ng Kabataan para saKalayaan, Ateneo College, 1990 Columnist, TheGuidon, Ateneo College, 1990-1991 Editor in Chief, The Club Recorder, San Beda College, 1987

Published Legal Article Filipino with the “F”: A Construction of the National Language Policy. Ateneo Law Journal Vol. Xxxxviii No. 2 (June 1994)

J.D. Thesis: The Language of Litigation: Legal Grounds for the Use of Filipino in Trial Courts (February 1995) Nominated for the 1995 Best Thesis Award)

Other Publications/Honors

PalabassaBulwagan (Fiction), Philippine Graphic, 5 August 1991. First Prize, Heights Fiction Writing Contest 1991. Chosen Second Best Short Story for the month of August 1991 by literary Critic Isagani Cruz.

Ayos, (Fiction), Katipunan, Monthly Newsmagazine of the Filipino Community, Berkeley, California, September 1991.

Nomination for the Fr. Mulry Award for Literary Execellence, Ateneo College, 1991.

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MA. ROSARIO ORETA LAPUS

ACADEMIC WORK: HARVARD UNIVERSITY GRADUATE SCHOOL OF EDUCATION Philosophy of Education Research Center Visiting Scholar SY’s 2001 – 2002; 1998 – 1999; 1991 – 1992

U.P. COLLEGE OF EDUCATION PH. D. in Education, 1988 Gold Medal for Academic Excellence

BOSTON COLLEGE Master of Education, Early Childhood Education, 1976 Graduated with Distinction

CORNELL UNIVERSITY SOUTHEAST ASIAN STUDIES Graduate Level Courses 1965 – 1966

UNIVERSITE DE GRENOBLE Certificatd’EtudesFrancaises, Premier Degre, 1965

ASSUMPTION CONVENT, Makati Bachelor of Arts Major in Foreign Service, 1964 Cum Laude

LA CHATELAINIE ECOLE DE JEUNES FILLES Gstaad, Switzerland Finishing School for Girls, 1959 – 1960

WORK EXPERIENCE:

Higher Education: Administration, Teaching and Research in the Philippines, (formerly Maryknoll College), Katipunan Ave., Diliman, Quezon City

Director, Program for Lifelong Learning & Faculty, College & Graduate School Vice President for Academic Affairs and Full Professor. 1998 – 2001 OIC (President) SY 2000 – 2001 College Dean, 1992 – 1998 Dean of the Graduate School, 1988 – 1991 Department Head, Child Development and Education Dept., 1984 – 1998 Lecturer, University of the Philippines, College of Education and Department of Family Life and Child Development, College of Home Economics

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RESEARCH WORK, USA:

Researcher, Harvard Graduate School of Education, Parent Partners, Project Zero (Summer 1999) Curriculum Developer, Harvard Cooperative Development on Aging (1998 – 2000)

Early Childhood and Elementary Education: Administration, Teaching and Research in the Philippines:

Co-Founder, President and Managing Director, The Discovery Preschool. A private educational foundation engaged in testing, research and the teaching and total development of children using an active learning approach.

President and Program Developer, Ministry of Natural Resources Day Care Center. Established a Day Care Center at the Ninoy Aquino Parks and Wildlife with the goals of providing early childhood care and services to children of MNR employees and developing and innovative and child-centered curriculum within and exploratory environment (1986 -1988)

Resource Person/Lecturer, The Creative Center of the Manila Polo Club. Yaya Training Program, to improve understanding of children and delivery of child care services by Filipino “nannies” (1979 -1983)

Teaching and Research, ECE, USA

Researcher, Parent-Trainor and Teacher, Cambridge Home-based Early Education program. An experiment program meant to precede and supplement the Headstart Pre- school Program, this Cambridge home-based project teaches parenting and cognitive- stimulation skills to parent of infants and toddlers in economically-disadvantaged communities of Cambridge through the use of Visual Learning Materials, Verbal Interaction and modeling techniques during weekly home visits by teacher-trainors. (1974 – 1977)

Classroom Teacher, Ward School, Newton Public School System, Massachusetts; Green Acres Nursery School, Waltham; Massachusette; Salvation Army Day Care Center, West Roxbury, Boston, Massachusetts. As Grade 3 and preschool teacher in different public and private educational settings such as a Grade 3 experimental classroom and an outdoor-based preschool program (1972 – 1974).

Youth Enrichment Projects:

Chairman and Curriculum Developer, KAAKBAY Summer Workshop for Children. “Awakening Nationalism in our Youth”.. Designed and conducted workshop activities for children of Kaakbay members, This workshop was meant to enkindle the Filipino youth’s sense of history and nationalism. Sample Modules: puppet shows depicting

Page | 18 moments in history, conceptualized and performed by child participants; experience of oral history from World War II survivors; interviews with immigrants;creative writing and art activities as means for expressing these concepts. Summer 1984

Teacher/Resource Person. Experiment in Joyful Learning. Conducted science-based learning expeditions to different ecological settings for children ages 9 – 15. Pre and Post-departure lectures by scientists supplemented the trips taken to the mountains of Tanay and the lake area of . Students collected and examined soil, zoological and botanical specimen from the different areas visited and engaged in other learning activities under the supervision of science teachers. Summer 1980

RESEARCHES:

“Curriculum for a Multi-Cultural Conference on Aging”. Harvard Cooperative Project on Aging – August 1999.

“Communicating, Connecting, Learning Together”. PERC Colloquium. Harvard Graduate School of Education. May 1999.

“Primary and Secondary Control Among Filipino and US Other People”. Cross-Cultural research project with the Harvard Medical School, Division on Aging.

“Growing Old in the Classroom”

“Good Teaching from the Perspective of Miriam College Students”.

“Filipino Adolescents and Grandparents: Concepts of Aging, Relations and Experience” Miriam College faculty Journal, vol. 12 Dec. 1993

“Preschool Models in the Philippines” Harvard Graduate School of Education Newsletter.

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AURORA ROSARIO A. ORETA

# 1 San Ignacia St. Urdaneta Village, Makati City Tel. no. 88940927

EDUCATION

JURIS DOCTOR (April 1995) Ateneo De Manila

BACHELOR OF ARTS (March 1991) Broadcasting, Cum Laude University of the Philippines Diliman, Quezon City

ELEMENTARY (1983) Convent of the Sacred Heart San Francisco, California USA

WORK EXPERIENCE

PRESIDENTIAL MANAGEMENT STAFF 1998 – 2001 Malacañang, Manila

FAR EASTERN UNIVERSITY 1997 – 1998 Professor Quezon City

MIRIAM COLLEGE 1997 –1998 Professor Quezon City

ESCUETA TAN ACUT & MADRIGAL July 1996 - LAW OFFICES August 1997 Junior Associate

HOUSE OF REPRESENTATIVE July 1994 –1995 Private Secretary to Rep. Tessie A. Oreta

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Page two

REGIONAL TRIAL COURT April – May 1994 Branch 71- Malabon Apprentice

RPN 9 October 1990 Broadcast City, Quezon City Apprentice

DZUP June – Sept. 1990 University of the Philippines Diliman, Quezon City

INTRASTRATA ASSURANCE CORPORATION 1995- Present 88 Corporate Center Valero cor. SedeñoSts. Salcedo Village, Makati City President

A.M. ORETA & CO., INC. 88 Corporate Center Valero cor. SedeñoSts. Salcedo Village, Makati City Vice-President

OTHER INFORMATION

General Campaign Manager for the 1998 Senatorial Election

Worked as a volunteer in the campaign for Mayor of the City of San Francisco in California, USA (October – December 1995)

Campaign Coordinator for the District Elections of Malabon and Navotas 1997, 1992 and 1995.

Worked as a partner in Tote, a home based company involved in designing, manufacturing and marketing of bags and other novelty items (October 1990-December 1991)

Special training in pottery, ballet and creative writing

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JOSEPH U. LIM

28 QUIRINO HIGHWAY, BALINTAWAK, QUEZON CITY

Educational Background College : ATENEO DE MANILA UNIVERSITY Bachelor of Science in Business Management

Work Experience 1994 – present INTERNATIONAL CULTURAL STUDIES AND EDUCATION CORPORATION

1977 – present CONSOLIDATED AGGREGATES PHILS. INC. CLOVER MANUFACTURING CORP. UNIVERSAL STEEL SMELTING CO., INC. CONTINENTAL SALES, INC. President

Personal Date of Birth : December 30, 1955 Place of Birth : Manila Marital Status : Married Religion : Christian Sex : Male Height : 5”8

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GORDON GO HU

Date of Birth : November 01, 1954 Resident : 336 Barasoain St., San Juan, M.M. Family Background : Vicky (spouse) Children: Olivia Claire Natalie Joy Glenn Mathew Christian Ian Education Primary : Xavier School (1968) Secondary : Xavier School (1972) College : Ateneo De Manila (1972-1975) University of San Francisco (1975-1977) Graduate: BA Economics Minor – BS Business Admin. Graduate Studies : University of San Francisco (1978-1980) International Studies

Work Experience : NINE MILES HABITAT DEV. CORP. Suite 201 Goldhill Tower Bldg. 5 Annapolis St., Greenhills San Juan

Director & Executive Vice President Developer of low cost housing

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Page two Resume Gordon Hu

LANDMASS DEV. CORP. 28th floor, Ayala Life-FGU Bldg. 6811 Ayala Avenue, Makati City

Executive Vice President Developer of medium cost housing

FORMOST ASPHALT CORP. Barangay Makiling, Calamba Laguna

Executive Vice President Manufacturer of asphalt for road

REPUBLIC STEEL TUBE INC & ASTRO IMPORT and EXPORT CORP. Both located at Pamplona, Las Piñas

Work History

Has extensive entrepreneurial skills and capabilities with 24 years of experience in the field of business. Has long background in property development in the United States for the last 20 years

2001 – present - joined Landmass Dev, Corp. early 2001 and started Nine Miles Habitat Dev. Corp. this year

2002 – present - joined Formost Asphalt Corp. and responsible in marketing and administration

2000 – present - in charge of administration and finance and assist marketing department

1999 – present - assist in marketing commercial space and plan

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Page three Resume Gordon Hu

1980 – 1999 - started in sales and property management. Commercial property development. Mid 80’s building up-scale residential properties in the San Mateo Country and apartment and neighborhood commercial properties in the City of San Francisco. Closed office in 1999 prior to returning to the Philippines

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RAMON K. NGO

PERSONAL INFORMATION

Address : #49 Matapat St. Brgy. , Quezon City Mobile : +639399683333 Sex : Male Civil Status : Married Citizenship : Filipino Date of birth : October 29, 1946 Place of birth: Manila

EDUCATION AND TRAINING

College : Mechanical Engineering (UST year 1970)

WORK EXPERIENCE

Union Plywood Corporation Smart Plywood Corporation Position: Manager Position: Consultant From 1985 to 1994 From 2005 to 2015

Super Mahogany Corporation San Miguel Wood Processing Corporation Position: Manager Position: Consultant From 1988 to 1995 From 2010 to 2021

Super Plywood Corporation Position: Manager From 1988 to 1995

FAMILY RELATIONS

Spouse: Elena C. Ngo Children: Debbie C. Ngo (Daughter) Dexter C. Ngo (Son) Darren C. Ngo (Son)

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MA. DOLORES R. APOSTOL 32 CALLE PAZ CORNER M.H. DEL PILAR STREETS TUGATOG, MALABON CITY CONTACT NO. 09178609779 Email address: [email protected]

Seeking a dependable position with a possibility for growth and support the mission and vision of the company.

SKILLS:

• Proficient in oral and written communications • Computer Literate • Good in analytical skills.

PERSONAL INFORMATION:

Date of Birth : October 19, 1964 Age : 56 years old Height : 5’1” Weight : 130 lbs. Civil Status : Single Religion : INC

EDUCATION:

• Tertiary : -Recto Bachelor of Science in Business Administration Major in Accounting

BOARD PASSER – CPA

• Secondary : La Consolacion School City Year Graduated: 1981

• Primary : La Consolacion School Caloocan City Year Graduated: 1977

ORGANIZATION: ASSOCIATION OF INSURANCE ACCOUNTANT OF THE PHIL.

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WORK EXPERIENCE:

• INTRASTRATA ASSURANCE CORPORATION – VP- FINANCE /ACCOUNTING (1987 UP TO PRESENT) - Prepares financial reports for the Management - Oversee the workflow of the financial system of the company - Work as a compliance officer - Responsible for the monitoring of cash flow of the company - Oversee the investment portfolio - Responsible for the reportorial requirements of the Insurance Commission - Oversee the Treasury Works

CHARACTER REFERENCE:

Atty. Angel Quizon – Deputy Chief – Caloocan City Police Atty. Elias C. Garcia – EVP – IntraStrata Assurance Corporation

I hereby certify that the above information are true and correct.

MA. DOLORES R. APOSTOL

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RODRIGO DE REAL, JR.

Telephone No. 8774-59-73 Cellphone No. 09392177741 Email address: [email protected]

PROFESSIONAL ELIGIBILITY

Passed the 2004 Philippine Bar Examinations – Roll Number 49763

Passed the Career Service Professional Examination – Civil Service Eligible

Licensed Notary Public Makati – from January 3, 2011 up to the present

WORK EXPERIENCE

AVP - Bonds & Legal - INTRASTRATA ASSURANCE CORPORATION March 1, 2011 up to the present

Private Law Practice - From February 26, 2010 up to the present

Legal Editor - EISI Holdings, Inc. from October 1, 2007 up to February 25, 2010

Junior Lawyer - Romeo C. De La Cruz and Associates Law Office from September 4, 2005 to August 30, 2007

Legal Officer III - Civil Aeronautics Board, Pasay City from June 4, 2005 to September 3, 2005

Service Crew - Shakey’s Harrison Plaza from April 5, 1999 up to October 5, 1999

- Kenny Roger’s Roasters from June 10, 1998 up to November 10, 1998

EDUCATIONAL ATTAINMENT

Post Graduate: Bachelor of Laws (LLb) Manuel L. Quezon University (2000-2004)

Recipient of Academic Awards

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Undergraduate: Bachelor of Arts (AB) Major in Political Science Manuel L. Quezon University

Recipient of Academic Excellence Award

PERSONAL INFORMATION

Date of Birth : March 1, 1979 Age : 42 y/o Civil Status : Married Address : 64c Winston St. East Fairview Subdivision Fairview Quezon City

CHARACTER REFERENCES:

Atty. Felipe Iledan, Jr. Rm. 412 4th Floor, VGP Building No. 6772 Ayala Avenue Makati City 88921207

Atty. Bernard Parico State Prosecutor Department of Justice Bldg. Padre Faura, Manila 09173570648

Atty. Antonio I. Senador AVP-Legal Department Mercantile Insurance Co., Inc. Cor. Gen. Luna &BeaterioSts. Intramuros Manila 85273237/85277701 loc 221

Michelle A. Aman Vice-President Miguelitos International Corporation 8888 Marian Rd. 2 San Dionisio St. Paranaque City 09228219487/84080658

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ARNULFO PALISOC CRUZ

No. 121 Laon Laan Street, A. Mabini Caloocan City Mobile: 09055277913

CAREER OBJECTIVE

To join an organization where I believe I can contribute my knowledge about non- life insurance underwriting.

PERSONAL INFORMATION

Married; Roman Catholic; Filipino; 5’7’’ in height; weight 210lbs.; born on July 28, 1953 at Caloocan City.

EDUCATIONAL ATTAINMENT

College : Philippine College of Commerce (BSC – Management)

WORK EXPERIENCE

Intra Strata Assurance Corporation: AVP-Underwriting Division and 2007-Present Claims

Philippine British Assurance Corporation: AVP-Underwriting Division 1984-2006 In-Charge Luzon Operation Reinsurance Manager; Marine & Casualty Manager; Fire Underwriting Manager; Risk Inspector;

Premier Insurance Surety Corporation: Supervisor 1982-1983 Underwriting Division

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Travellers Insurance & Surety Corporation: In-charge Reinsurance 1976-1981 Fire Inspector Policy Writer

ORGANIZATIONAL AFFILIATIONS

SOUND - Society of Underwriters RECP - Reinsurance Exchange Club of the Philippines PIRA,INC - Philippine Insurers and Reinsurers Association, Inc.,

SEMINARS, WORKSHOPS AND INSURANCE COURSES ATTENDED

 37th Lecture Course on General Insurance (Philippine Insurance Institute)  Lecture Course on Elements of Fire Rating & Surveying (Philippine Insurance Institute)  Certified Designation Course for Fire Underwriters (Insurance Institute for Asia and the Pacific)  Fire Policy Clause and Warranties (Ateneo University, Makati)  Mastering the Fundamentals of Earthquake Insurance (Ateneo University, Makati)  Property Appraisal Techniques for Insurance Purposes (Ateneo University, Makati)  Basic Reinsurance Course (Insurance Institute for Asia and the Pacific)  Underwriting Typhoon Coverage (RECP – Hyatt Regency Hotel, Pasay)  Advance Course on Motor Car Insurance (Insurance Institute for Asia and the Pacific)  Advance Course on Marine Insurance (Insurance Institute for Asia and the Pacific)  Insurance Seminar for Contractors (Insurance Institute for Asia and the Pacific)  Principles of Casualty Insurance (Insurance Institute for Asia and the Pacific)  Special Risk / Floater Seminar (PII – Phil. Columbian Association)  Public / General Liability Insurance (PII – Phil. Columbian Association)  Bond Underwriting (PII – Phil. Columbian Association)

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 Bond Claims & Bond Recoveries (PII – Phil. Columbian Association)  Claims Management (Phil. British – In House Seminar)  Management Course for Supervisors in the Insurance Industry (Insurance Institute for Asia and the Pacific)  Team Development Workshop (Meralco Foundation Center, Talisay, Batangas)

 Team Building Workshop (Ateneo University, Makati)  Dynamics of the International Reinsurance Marketplay (UNIRE – Swire Blanch – New World Hotel)  Fire Surveying and Rating (Phil. British – In House Seminar)  Work Values and Attitude Workshop (DAP, Pasig City)  Records Management (Phil. British – In House Seminar)  Creating A Culture of Excellence (Orchard Golf and Country Club)  Phil. Non-Life Insurance Summit (March 2004 – Shangri-la Hotel, Makati)  Terrorism Insurance (AON / National Re – Ayala Life)  Insurance School of Japan Overseas Seminar (July 2004 – Dusit Hotel, Makati)

INSURANCE COMMISSION LICENSE

Non-Life Licensed Underwriter - For Fire, Marine, Casualty & Bonds

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LOUGINA V. EUSEBIO

BLK. 13, L22 WESTWOOD 2 NEW LANCASTER CITY BRGY. PASONG CAMACHILE GEN. TRIAS, CAVITE CITY

PERSONAL

DATE OF BIRTH : SEPTEMBER 10, 1959 PLACE OF BIRTH : MANILA NATIONALITY : FILIPINO HEIGHT : 5 FT. WEIGHT : 100 LBS.

WORK EXPEREINCE

JUNE 1990 – PRESENT : INTRASTRATA ASSURANCE CORPORATION Valero cor. SedeñoSts., Salcedo Village, Makati City Position : Administration Manager

OCTOBER 1982 – JANUARY 1990 : CASHMAN LINK INC. Pasong Tamo St. Makati City Position : Secretary

JANUARY 1980 – SEPT. 1982 : MULBERRY CLOTHIERS INC. Pasong Tamo St., Makati City Position : Secretary

AUGUST 1979 – JANUARY 1980 : HARN TRADING INC. Ermita, Manila Position : Payroll Clerk

1977 : BUREAU OF LAND Escolta, Manila Position : Office Trainee

1976 : VETRONIX COMMUNICATION Mandaluyong City Position : Office Trainee

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EDUCATION

COLLEGE : UNIVERSITY OF THE EAST C.M. RECTO, MANILA BACHELOR OF SCIENCE IN BUSINESS ADMINISTRATION 1982 – 1986

: UNIVERSITY OF THE EAST C. M. RECTO, MANILA SECRETARIAL 1976 – 1982

HIGH SCHOOL: GREGORIO PERFECTO HIGH SCHOOL MANILA 1972 – 1976

ELEMENTARY: EMILIO JACINTO ELEMENTARY SCHOOL MANILA 1968 - 1972

HOLY CHILD CATHOLIC SCHOOL MANILA KINDERGARTEN TO GRADE II 1965 - 1968

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PRODUCT LINES

Our company provides all traditional non-life insurance coverage including reinsurance facilities and surety undertaking, our product lines include:

1. FIRE AND ALLIED PERILS

Insurable properties are BUILDINGS and their improvements, MACHINERIES, EQUIPMENTS, STOCKS and OTHER PROPERTIES. Additional perils – subject to additional premium

1 Fire and/or Lightning (FL) 2 Full Earthquake FE 3 Typhoon Typ 4 Flood Fld 5 Burglary Cover – for contents with specific amo Burg 6 Riot Strike Malicious Damage RSMD 7 Extended Cover

2. MARINE LINES MARINE CARGO MARINE HULL

The cargoes are protected and insured against losses incidental to marine adventure via outgoing or incoming commercial ocean vessel, airplane or inland travel.

3. MOTOR VEHICLE INSURANCE – Motor car insurance are classified into 3 categories

1. Private Vehicle – all sedans 2. Commercial Vehicle – Vans, Pick-ups, School Services 3. Land Transportation Operators – paying passenger carrying vehicle

Types of coverage

Compulsory Third Party Liability (CTPL) -For registration purpose only but answers liability for third party bodily injury Loss and/or Damage Cover(LD) -Insurance for the unit itself, and will indemnity the assured for accident related loss including loss by burglary and to factory and non- factory defects and added accessories as declared in the Policy

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Third Party Bodily Injury Cover(BI) -This is in addition to Compulsary Third Party Liability

Third Party Property Damage Cover (PD) -Will answer for the loss sustained accidentally to another vehicle or any third property.

UNNAMED PERSONAL ACCIDENT -Covers 1-Unnamed Authorized Driver and Unnamed Passengers (sitting capacity for a certain unit)

The unit insured when requested can be insured against Acts of God such as Earthquake, Typhoon Flood, Volcanic Eruption and Extended Coverage (falling of aircraft etc.)

4.ENGINEERING LINES CONTRACTORS’ ALL RISKS ERECTION ALL RISKS MACHINERY BREAKDOWN LOSS OF PROFIT DUE TO MACHINERY BREAKDOWN BOILER PRESSURE VESSEL

We cater to the needs of contractors or project developers against loss or damage that includes third party liability which may arise in connection with the construction or erection works

5.CASUALTY LINE

The company also provides insurance coverage against various contingencies and offers the following casualty line insurance products:

MONEY, SECURITIES, PAYROLL, ROBBERY FIDELITY GUARANTEE COMPREHENSIVE GENERAL LIABILITY FLOATER POLICIES GOLFER’S LIABILITY PERSONAL ACCIDENT

6. BONDS/SURETY

A contract between three parties the INSURER or SURETY guarantees the faithful performance by another party called the PRINCIPAL of an obligation or undertaking in favor of the OBLIGEE examples of bonds offered by the company are as follows;

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A. Judicial Bonds B. Performance Bond C. Surety Bond D. Customs Bond E. Bidders Bonds F. Warranty Bonds G. Etc.

TREATY REINSURERS

The Company maintains treaty arrangements with reputable reinsurers, which at present are –

National Reinsurance Corp. Of The Phils. Asian Reinsurance Corp. Toa Fire and Marine Re

The Reinsurance Facility of the Company is an assurance to its clients for immediate payment of their claims.

The company distributes and offers its products to the public by maintaining branches and agencies to different parts of the country and by forging partnership to various insurance brokers and insurance agents. The company maintains five branches and two insurance agency offices, in addition the company has sixty individual insurance agents.

BRANCH OFFICES

The company maintains branches and agency in the following locations –

BACOLOD CITY Rm. 203 Boston Finance Building, Sixth Lacson Street, Bacolod City

CEBU CITY Rm. 301 Colon Development Building, Osmeña Blvd., Cebu City

DAVAO CITY Door 2/Mezzanine,jaltan Bldg., C.M. Recto Cor. A. BonifacioSts., Davao City

ILOILO CITY 3/F, Rm. 303 Golden Commercial Center Bldg.,Iznart Street,

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DUMAGUETE CITY Uy Construction Development Corporation Dumaguete City

Insurance Agencies

CAGAYAN DE ORO 2/F Biema Building, Capistrano cor. Mabini Street City

Company website address : www.intrastrata.com

Office Address : 8/F 88 Corporate Center Bldg., Sedeño cor. Valero St., Salcedo Village, Makati City Phone Number : 8817-3031 to 34

Fax Number : 817-3029 / 817-2193

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