Contributions are paid monthly with at least 20 employees or quarterly with one to 19 employees.
Burkina Faso Government: None; contributes as an employer for public- Exchange rate: US$1.00 = 568.65 CFA francs. sector employees who are not civil servants.
Qualifying Conditions Old Age, Disability, and Survivors Old-age pension (Pension de vieillesse): Age 56 (blue-collar workers and the voluntarily insured), age 58 Regulatory Framework (white-collar workers), age 60 (supervisors, managers, and technicians), or age 63 (doctors and university teachers), First law: 1960 (pension insurance). with at least 180 months of contributions. Current law: 2006 (social security). A month of contributions is any month in which the insured worked for at least 18 days in covered employment. Type of program: Social insurance system. Early pension (Pension anticipée): Age 50 with at least Coverage 180 months of contributions and prematurely aged or unem- ployed (under certain conditions). Employed persons, including temporary workers, public- sector employees who are not civil servants, and appren- Employment must cease. tices and interns under a contract. Child supplement (Bonification pour enfant à charge): Voluntary coverage for self-employed persons and persons Paid for up to six dependent children younger than age 16 who previously had mandatory coverage for at least six (age 19 if an apprentice; age 22 if a student or disabled). consecutive months in the last five and a half years (old age The child(ren) must have been born before the insured and survivors only). retired. Special system for civil servants. The old-age pension is payable abroad under reciprocal agreement.
Source of Funds Old-age settlement (Allocation de vieillesse): Meets the Insured person: 5.5% of monthly covered earnings. age requirement for the old-age pension but has less than 180 months of contributions. The minimum monthly earnings used to calculate contribu- tions are the legal monthly minimum wage. A month of contributions is any month in which the insured worked for at least 18 days in covered employment. The legal monthly minimum wage is 30,684 CFA francs; 34,664 CFA francs for private-sector employees under col- Employment must cease. lective agreements. Disability pension (Pension d’invalidité): Must be The maximum monthly earnings used to calculate contribu- younger than the normal retirement age, be assessed with tions are 600,000 CFA francs. at least a 66.7% permanent loss of earning capacity, and have at least five years of coverage, including six months of Self-employed person: 11% of monthly covered declared contributions in the year before the disability began. If the earnings. disability is the result of a non-work related accident, the The minimum monthly earnings used to calculate contribu- insured must have been in covered employment when the tions are the legal monthly minimum wage. accident occurred. The legal monthly minimum wage is 30,684 CFA francs. A month of contributions is any month in which the insured The maximum monthly earnings used to calculate contribu- worked for at least 18 days in covered employment. tions are 600,000 CFA francs. Constant-attendance allowance (Supplément pour assis- Contributions are paid monthly or quarterly. tance constante): Paid if the insured requires the constant attendance of others to perform daily functions. Employer: 5.5% of monthly covered payroll. Child supplement (Bonification pour enfant à charge): The minimum monthly earnings used to calculate contribu- Paid for up to six dependent children younger than age 16 tions are the legal monthly minimum wage. (age 19 if an apprentice; age 22 if a student or disabled). The legal monthly minimum wage is 30,684 CFA francs; The child(ren) must have been born before the disability 34,664 CFA francs for private-sector employees under col- began. lective agreements. The disability pension ceases at the normal retirement age The maximum monthly earnings used to calculate contribu- and is replaced by an old-age pension of the same amount, tions are 600,000 CFA francs.
SSPTW: Africa, 2019 ♦ 55 Burkina Faso including the amounts of any constant-attendance allow- Benefit adjustment: Benefits are adjusted by decree based ance and child’s supplements. on changes in wages and the legal minimum wage, depend- The disability pension is payable abroad under reciprocal ing on the financial resources of the system (the most recent agreement. adjustment took place in 2013). Survivor pension (Pension de survivant): The deceased Permanent Disability Benefits received or was entitled to receive an old-age or disability pension. Disability pension (Pension d’invalidité): 2% of the insured’s average monthly covered earnings in the five Eligible survivors include a widow(er), orphans younger highest years of contributions is paid for each year of con- than age 16 (age 19 if an apprentice, age 22 if a student or tributions. The insured is credited with a six-month period disabled), or other dependents, including parents and grand- of contributions for each year that a claim is made before parents, if there is no widow(er) or orphan. the normal retirement age. The widow(er)’s pension ceases upon remarriage. The minimum monthly disability pension is 84% of the An orphan receiving the survivor pension may not receive legal monthly minimum wage. family allowances. The legal monthly minimum wage is 30,684 CFA francs. The survivor pension is payable abroad under reciprocal The maximum monthly disability pension is 80% of the agreement. insured’s average monthly covered earnings in the five Survivor settlement (Allocation de survivant): The highest years of contributions. deceased did not qualify for a disability pension at the time Constant-attendance allowance: 50% of the disability pen- of death and had less than 180 months of contributions. sion is paid. A month of contributions is any month in which Child supplement (Bonification pour enfant à charge): the deceased worked for at least 18 days in covered 2,000 CFA francs a month is paid for each eligible child. employment. The disability pension can be combined with disability Eligible survivors include a widow(er), orphans younger benefits under the work injury program. The total combined than age 16 (age 19 if an apprentice, age 22 if a student or benefit is 100% of the work injury disability pension plus disabled), or other dependents, including parents and grand- the portion of the nonwork injury disability pension that parents, if there is no widow(er) or orphan. exceeds this amount. Schedule of payments: The disability pension is paid Old-Age Benefits monthly or quarterly, depending on the amount. Old-age pension (Pension de vieillesse): 2% of the Benefit adjustment: Benefits are adjusted by decree based insured’s average monthly covered earnings in the five on changes in wages and the legal minimum wage, depend- highest years of contributions (the whole contribution ing on the financial resources of the system (the most recent period for the voluntarily insured) is paid for each year of adjustment took place in 2013). contributions. The minimum monthly old-age pension is 84% of the legal Survivor Benefits monthly minimum wage. Survivor pension (Pension de survivant) The legal monthly minimum wage is 30,684 CFA francs. Spouse’s pension: 50% of the old-age or disability pension The maximum monthly old-age pension is 80% of the the deceased received or was entitled to receive is paid to insured’s average monthly covered earnings in the five the widow(er). If there is more than one widow(er), the pen- highest years of contributions (the whole contribution sion is split equally. period for the voluntarily insured). Orphan’s pension: 50% of the old-age or disability pen- Early pension (Pension anticipée): Calculated in the same sion the deceased received or was entitled to receive is split way as the old-age pension. equally among eligible orphans. The amount paid to each Child supplement (Bonification pour enfant à charge): orphan is not recalculated if the number of eligible orphans 2,000 CFA francs a month is paid for each eligible child. changes. Schedule of payments: The old-age pension is paid monthly The minimum orphan’s pension is the value of the family or quarterly, depending on the amount. allowance benefit. Old-age settlement (Allocation de vieillesse): A lump Other dependent’s pension: 25% of the old-age or dis- sum of 30% of the insured’s average monthly covered earn- ability pension the deceased received or was entitled to ings in the five highest years of contributions is paid for receive is paid to other dependents, including parents and every six months of contributions. grandparents.
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The maximum combined survivor benefit is 100% of the Coverage old-age or disability pension the deceased received or was Employed women, including public-sector employees who entitled to receive. are no civil servants. The survivor pension can be combined with survivor ben- Exclusions: Self-employed persons, students, and appren- efits under the work injury program. The total combined tices and interns. benefit is 100% of the work injury survivor pension plus the portion of the nonwork injury survivor pension that exceeds Special system for civil servants (cash maternity benefits this amount. only). Schedule of payments: The survivor pension is paid Source of Funds monthly or quarterly, depending on the amount. Insured person: None. Survivor settlement (Allocation de survivant) Self-employed person: Not applicable. Spouse’s settlement: 50% of the old-age settlement the deceased was entitled to receive is paid to the surviving Employer: See source of funds under Family Allowances. widow(er); 100% in the absence of eligible orphans. The None; contributes as an employer for public- settlement is split equally if there is more than one widow. Government: sector employees who are not civil servants. Orphan’s settlement: 50% of the old-age settlement the deceased was entitled to receive is split equally among Qualifying Conditions eligible orphans; 100% in the absence of a surviving No statutory benefits are provided. widow(er). Cash sickness benefit: Cash maternity benefit (Prestation de maternité): There Other dependent’s settlement: If there is no eligible is no minimum qualifying period. widow(er) or orphan, 100% of the old-age settlement the deceased was entitled to receive is split equally among sur- viving parents and grandparents. In the absence of a surviv- Sickness and Maternity Benefits ing parent or grandparent, the survivor settlement may be Sickness benefit: No statutory benefits are provided. paid fully or partially to the deceased’s surviving siblings. Maternity benefit (Prestation de maternité): 100% of the Benefit adjustment: Benefits are adjusted by decree based insured’s last gross covered earnings is paid for 14 weeks, on changes in wages and the legal minimum wage, depend- including at least four weeks before the expected date of ing on the financial resources of the system (the most recent childbirth; may be extended up to three weeks if there are adjustment took place in 2013). complications arising from pregnancy or childbirth. The full benefit for the period after childbirth is paid for a still- Administrative Organization born child. Ministry of Civil Service, Labor, and Social Protection The minimum monthly earnings used to calculate benefits (http://www.fonction-publique.gov.bf/) provides technical are the legal monthly minimum wage. supervision. The legal monthly minimum wage is 30,684 CFA francs; Ministry of Economy, Finance, and Development (http:// 34,664 CFA francs for private-sector employees under col- www.finances.gov.bf/) provides financial supervision. lective agreements. National Social Security Fund (http://www.cnssbf.org/), The maximum monthly earnings used to calculate benefits managed by a tripartite board and a director, administers are 600,000 CFA francs. the program and collects contributions. Additional maternity benefits and services are provided under Family Allowances. Sickness and Maternity Workers’ Medical Benefits Regulatory Framework Working women receive free medical care during preg- First law: 1955 (family allowances). nancy and childbirth. (Additional benefits and services are Current laws: 1981 (maternity benefit), 2006 (social secu- provided under Family Allowances.) rity), 2008 (labor code), and 2015 (health insurance). Dependents’ Medical Benefits Type of program: Social insurance system. Maternity The wife of an insured man receives free medical care dur- benefits only. ing pregnancy and childbirth. Note: The 2015 law introducing universal health insurance Some health and welfare services are also provided under has not yet been implemented. Family Allowances.
SSPTW: Africa, 2019 ♦ 57 Burkina Faso
Administrative Organization Employer liability: The total cost for public-sector employees who are not civil servants. Ministry of Civil Service, Labor, and Social Protection (http://www.fonction-publique.gov.bf/) provides technical supervision. Qualifying Conditions Ministry of Economy, Finance, and Development (http:// Must be assessed with a work injury or occupational dis- www.finances.gov.bf/) provides financial supervision. ease. There is no minimum qualifying period. Accidents that occur while commuting to and from work are covered. National Social Security Fund (http://www.cnssbf.org/), managed by a tripartite board and a director, administers Temporary Disability Benefits the program and collects contributions. Temporary disability benefit (Indemnité journalière d’incapacité temporaire, social insurance): 66.7% of the Work Injury insured’s average monthly covered earnings in the three months before the disability began is paid from the day Regulatory Framework after the disability began until full recovery or certification First law: 1959 (work injury and occupational diseases). of permanent disability. Current law: 2006 (social security). The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage. Type of program: Social insurance and employer-liability system. The legal monthly minimum wage is 30,684 CFA francs; 34,664 CFA francs for private-sector employees under col- Coverage lective agreements. Employed persons, including public-sector employees who The maximum monthly earnings used to calculate benefits are not civil servants, temporary workers, rural laborers, are 600,000 CFA francs. and apprentices and interns under a contract. Temporary disability benefit (Indemnité journalière Exclusions: Civil servants and self-employed persons. d’incapacité temporaire, employer liability): 33.3% of the employee’s average monthly covered earnings in the three Source of Funds months before the disability began is paid from the day after the disability began until full recovery or certification Insured person of permanent disability. Social insurance: None. The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage. Employer liability: None. The legal monthly minimum wage is 30,684 CFA francs; Self-employed person 34,664 CFA francs for private-sector employees under col- Social insurance: Not applicable. lective agreements. Employer liability: Not applicable. The maximum monthly earnings used to calculate benefits are 600,000 CFA francs. Employer Social insurance: 3.5% of covered payroll. Permanent Disability Benefits The minimum monthly earnings used to calculate contribu- Permanent disability pension (Rente d’incapacité per- tions are the legal monthly minimum wage. manente, social insurance): For a total (100%) disability, The legal monthly minimum wage is 30,684 CFA francs; 85% of the insured’s average monthly covered earnings in 34,664 CFA francs for private-sector employees under col- the three months before the disability began is paid. lective agreements. The minimum monthly earnings used to calculate benefits The maximum monthly earnings used to calculate contribu- are the legal monthly minimum wage. tions are 600,000 CFA francs. The legal monthly minimum wage is 30,684 CFA francs; Contributions are paid monthly with at least 20 employees 34,664 CFA francs for private-sector employees under col- or quarterly with one to 19 employees. lective agreements. The maximum monthly earnings used to calculate benefits Employer liability: The total cost. are 600,000 CFA francs. Government Constant-attendance supplement: 50% of the permanent Social insurance: Contributes as an employer for public- disability pension is paid if the insured requires the con- sector employees who are not civil servants. stant attendance of others to perform daily functions.
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The pension may be paid partially as a lump sum after five Benefit adjustment: Benefits are adjusted by decree based to seven years, subject to conditions. on changes in wages and the legal minimum wage, depend- Partial disability (Rente d’incapacité permanente partielle): ing on the financial resources of the system. For an assessed degree of disability of at least a 15% but less than 100%, a percentage of the full permanent dis- Administrative Organization ability pension is paid based on to the assessed degree of Ministry of Civil Service, Labor, and Social Protection disability. (http://www.fonction-publique.gov.bf/) provides technical If the assessed degree of disability is less than 15%, a lump supervision. sum of three years of the partial disability pension the Ministry of Economy, Finance, and Development (http:// insured would be entitled to is paid (Allocation d’incapacité www.finances.gov.bf/) provides financial supervision. permanente). National Social Security Fund (http://www.cnssbf.org/), Schedule of payments: The pension is paid monthly if managed by a tripartite board and a director, administers the assessed degree of disability is 100%; quarterly if the the social insurance program and collects contributions. assessed degree of disability is at least 15% but less than Employers pay employer-liability benefits directly to their 100%. If the assessed degree of disability is at least 75%, employees. the insured may request a monthly pension. Benefit adjustment: Benefits are adjusted by decree based Unemployment on changes in wages and the legal minimum wage, depend- ing on the financial resources of the system. Regulatory Framework Under a 1974 collective agreement, employers are required Workers’ Medical Benefits to provide severance pay to employees with at least one Benefits include medical, surgical, and dental care; hospi- year of continuous employment (except if dismissed due to talization; medicine; X-rays; laboratory services; rehabilita- misconduct). The payment amount is a percentage of the tion; retraining; appliances; and transportation. employee’s average monthly salary in the last six months before termination of employment for each year of service Survivor Benefits based on the length of service: 25% a year is paid for one Survivor pension (Rente de survivant, social insurance) to five years of service; 30% a year for six to 10 years; and 40% a year for more than 10 years of service. Spouse’s pension: 50% of the deceased’s average monthly earnings in the last three months is paid to a widow(er) who was married to the deceased. The pension is split equally if Family Allowances there is more than one widow(er). Regulatory Framework Orphan’s pension: 40% of the deceased’s average monthly 1955 (family allowances). earnings in the last three months is split equally among First law: eligible orphans. The amount paid to each orphan is not Current law: 2006 (social security). recalculated if the number of eligible orphans changes. Type of program: Social insurance system. Eligible orphans must be younger than age 16 (age 19 if an apprentice, age 22 if a student or disabled). Coverage An orphan receiving the pension may not receive family Employed persons, including public-sector employees who allowances. are not civil servants, and temporary and casual workers. Other dependent’s pension: 10% of the deceased’s average Exclusions: Self-employed persons, students, interns and monthly earnings in the last three months is split equally apprentices. among eligible dependent parents and grandparents. Special system for civil servants. The maximum combined survivor benefit is 85% of the disability pension the deceased received or was entitled to Source of Funds receive. Insured person: None. Funeral expenses (Allocation des frais funéraires, Not applicable. social insurance): A lump sum of 50% of the maximum Self-employed person: monthly earnings used to calculate contributions is paid. Employer: 7% of monthly covered payroll. The maximum monthly earnings used to calculate contribu- The minimum monthly earnings used to calculate contribu- tions are 600,000 CFA francs. tions are the legal monthly minimum wage.
SSPTW: Africa, 2019 ♦ 59 Burkina Faso
The legal monthly minimum wage is 30,684 CFA francs; employment based on at least 18 days or 120 hours a month 34,664 CFA francs for private-sector employees under col- of work. The full benefit is paid if the claim is made in the lective agreements. first three months of pregnancy. The maximum monthly earnings used to calculate contribu- tions are 600,000 CFA francs. Family Allowance Benefits Contributions are paid monthly with at least 20 employees Family allowance (Allocation familiale): or quarterly with one to 19 employees. 2,000 CFA francs a month is paid for each of the first six eligible children. The employer’s contributions also finance the cash mater- nity benefit. Benefit adjustment: Benefits are adjusted based on the financial resources of the system. Government: Any deficit; contributes as an employer for public-sector employees who are not civil servants. Prenatal allowance (Allocation prénatale): 1,000 CFA francs a month is paid for up to nine months. Qualifying Conditions Some health and welfare services are also provided to Family allowance (Allocation familiale): Paid for chil- mothers, children, and pensioners. dren younger than age 16 (age 19 if an apprentice; age 22 Benefit adjustment: Benefits are adjusted based on the if a student or disabled). Children younger than age 6 must financial resources of the system. undergo prescribed medical examinations. The parent or guardian must have at least three months of covered Administrative Organization employment based on 18 days or 120 hours a month of Ministry of Civil Service, Labor, and Social Protection work, be a pensioner, or be an unemployed person who (http://www.fonction-publique.gov.bf/) provides technical ceased covered employment within the last six months. supervision. A child may not receive an orphan’s pension and family Ministry of Economy, Finance, and Development (http:// allowance at the same time. www.finances.gov.bf/) provides financial supervision. If a parent or guardian is also entitled to family allowances National Social Security Fund (http://www.cnssbf.org/), from the special system for civil servants, only the higher managed by a tripartite board and a director, administers benefit is paid. the program and collects contributions. Prenatal allowance (Allocation prénatale): Paid for a mother who undergoes prescribed medical examinations. The insured must have at least three months of covered
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