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Defined Contribution Plan Summary Plan Descriptionpdf Defined Contribution Plan Summary Description Defined Contribution Plan Summary Plan Description Listed below are telephone numbers and website and UC RETIREMENT AT YOUR SERVICE (UCRAYS) correspondence addresses for some of the resources UC employees routinely use. retirementatyourservice.ucop.edu Sign in to your account to send a secure message UC EMPLOYEE WEBSITE RETIREMENT SAVINGS PROGRAM ucnet.universityofcalifornia.edu myUCretirement.com 866-682-7787 (Fidelity Retirement Services) UC HUMAN RESOURCES UC Retirement Administration Service Center: INVESTMENT OVERSIGHT 800-888-8267 Hours: 8:30 a.m.–4:30 p.m., Monday–Friday UC Office of Chief Investment Officer Chief Investment Officer’s website: ucop.edu/investment-office Written correspondence should be sent to: UC Human Resources Written correspondence should be sent to: P.O. Box 24570 Office of the Chief Investment Officer of The Regents Oakland, CA 94623-1570 University of California Office of the President 1111 Franklin St Oakland, CA 94607-9828 LOCAL BENEFITS OFFICES Your local Benefits Office is a resource for answers to questions about your benefits and for benefits publications and forms. IF YOU MOVE The following is a contact list for local campus and lab Benefits Offices. If you are an active UC employee, you can change your address through your online benefits account, and Fidelity will UC Berkeley: 510-664-9000, option 3 be notified automatically. If you are no longer working for UC, UC Davis: 530-752-1774 please notify Fidelity Retirement Services directly by calling 866-682-7787 or by logging into netbenefits.com, your Fidelity UC Davis Health: 916-734-8099 website. UC Irvine: 949-824-5210 UC Irvine Health: 714-456-5736 UCLA: 310-794-0830 UCLA Health: 310-794-0500 UC Merced: 209-355-7178 UC Riverside: 951-827-4766 UC San Diego: 858-534-2816 UC San Diego Health: 619-543-3200 UCSF: 415-476-1400 UCSF Health: 415-353-4545 UC Santa Barbara: 805-893-2489 UC Santa Cruz: 831-459-2013 ASUCLA: 310-825-7055 Hastings College of the Law: 415-565-4703 UC Office of the President: 855-982-7284 Lawrence Berkeley National Lab: 510-486-6403 Defined Contribution Plan: Summary Plan Description Introduction .....................................................................................................................................................................5 Distributions ...................................................................................................................................................................11 Current UC Employees.....................................................................................................................................11 DC Plan Pretax Account Former Employees ...................................................................................................................................................11 Participation and Eligibility ...................................................................................................................6 Beneficiaries ......................................................................................................................................................................11 Collective Bargaining ..........................................................................................................................................6 Taxes on Distributions ......................................................................................................................................12 Eligibility for Savings Choice ..................................................................................................................6 Early Distribution Penalties .....................................................................................................................12 Second Choice Window to Switch from Savings Choice Minimum Required Distributions ...................................................................................................12 to Pension Choice ...................................................................................................................................................6 Eligibility for Supplemental DC Plan Account Under DC Plan After-Tax Account Pension Choice ..............................................................................................................................................................7 Contributions .................................................................................................................................................................13 Eligibility for Safe Harbor Participants ..................................................................................7 Leaves of Absence ...................................................................................................................................................13 Termination of Employment ...................................................................................................................13 Contributions .................................................................................................................................................................7 Reappointment .............................................................................................................................................................13 Savings Choice Contributions ..............................................................................................................7 Contribution Amounts .....................................................................................................................................13 Supplemental DC Plan Account Contributions Limitations on Contributions ................................................................................................................13 Under Pension Choice.......................................................................................................................................7 Covered Compensation for Savings Choice Distributions ...................................................................................................................................................................14 and Pension Choice ...............................................................................................................................................8 Taxes on Distributions ......................................................................................................................................14 PEPRA Maximum .......................................................................................................................................................8 Early Distribution Penalties .....................................................................................................................14 Safe Harbor Contributions ........................................................................................................................8 Minimum Required Distributions ...................................................................................................14 Leaves of Absence ...................................................................................................................................................8 Termination of Employment ...................................................................................................................8 Additional DC Plan Information....................................................................................................14 Reappointment .............................................................................................................................................................9 Investment Options ..............................................................................................................................................14 Limitations on Compensation and Contributions ...............................................9 Plan Administration and Fees ...............................................................................................................14 Investment of Contributions ..................................................................................................................9 Rollovers: Into the Plan ...................................................................................................................................15 Rollovers: From the Plan................................................................................................................................15 Vesting .......................................................................................................................................................................................9 Account Activity .........................................................................................................................................................15 Claims Procedures ...................................................................................................................................................16 Retiree Health Service Credit ...........................................................................................................10 Plan Changes ....................................................................................................................................................................16 Partial-Year Career Appointments ...............................................................................................10
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