Web Payments HTTP API Next Steps

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Web Payments HTTP API Next Steps W3C TPAC 2016 - Web Payments WG Face-to-Face Manu Sporny - Digital Bazaar Current Status ● FPWD: Web Payments HTTP Messages 1.0 ● FPWD: Web Payments HTTP API 1.0 ● Two Basic Implementations Questions Raised During FPWD CfC ● Does the HTTP API reflect existing practice? ● Which use cases will result in adoption? ● How do we get relevant parties involved? Mediator Payment Service Payment App Payee operated by Payer Provider 1. Access Resource 2. 402 Payment Required 3. GET Payment Request 4. Payment Request 5. Select Payment App and transaction details 6. Payment Request 7. Payment Response 8. Payment Response future focus? Payment Service Providers 9. Payment Instruction 10. Payment success 11. Purchase successful current focus: 12. Access resource Payment App Providers and Web Payments HTTP API 13. Access granted Merchants Use Cases Targeted by Web Payments HTTP API ● Payments in non-browser environments (automated OR kiosks/in-app/etc.) ● Primary Focus: Payer-initiated (utility bills), Subscription (recurring entertainment), Invoices (B2B payments) ● Others: Mobile, Point of Sale, Freemium, Pre-auth, Trialware, In-Vehicle, Store Credit, Automatic Selection, and Electronic Receipts ● Which primary Use Cases should the HTTP API focus on? Current Composition of Web Payments WG PSPs Payment App Providers Merchants Getting Relevant Parties Involved ● Outreach (77 PSPs): 2C2P, Alipay, Amazon Payments, Atos, Authorize.Net, BIPS, BitPay, BlueSnap, BPAY, Braintree, CentUp, CM Telecom, Creditcall, CyberSource, DataCash, DigiCash, Digital River, Dwolla, ecoPayz, Edy, Elavon, Euronet Worldwide, eWAY, First Data, Flo2cash, Flooz,Fortumo, GoCardless, Heartland Payment Systems, Helcim, Instamojo, IP Payments, iTransact, Klarna, Live Gamer, Molpay, ModusLink, MPay, MPP Global Solutions, MultiSafepay, Neteller, Nochex, Ogone, Oxigen Wallet, Digital wallet, PagSeguro, PayPal, Payoneer, Paymentwall, PayPoint, Paysbuy, Paysera, Paytm, PayXpert, Payzone, PlaySpan, Qiwi, Realex Payments, Red Dot Payment, Sage Group, Skrill, Stripe, Square, Inc., TFI Markets, TIMWE, TransferWise, True Money, Ukash, Verifone, Vindicia, WebMoney, WePay, Wirecard, WorldNet TPS, Worldpay, Xendpay, Xsolla ● Should we focus more on Merchant / Payment App Providers or Merchants / PSPs? Suggested Path Forward ● Create Web Payments HTTP API Primer one-pager ● Send out spec review / recruiting survey including Primer to: ○ Payment App Providers ○ Merchants ○ Payment Service Providers ● Gather feedback, log issues, change direction if needed.

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