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Front cover page Journal of Faculty of Graduate Studie Journal of the Faculty of Graduate Studies (ISSN 2279-2147) is published annually or multiannual by the Faculty of Graduate Studies of the University of Kelaniya, Sri Lanka. Objective: The objective of this Journal is to disseminate knowledge of national and international research conducted by the postgraduate students of the faculty of graduate studies, academics, scientists and practitioners in the disciplines of Commerce and Management, Computing and Technology, Humanities, Medicine, Science, and Social Sciences. Editorial Policy: Manuscripts of papers are considered to publish in the Journal of the Faculty of Graduate Studies whose abstracts were published in proceedings of the international postgraduate research conference (IPRC) on the recommendation of review panel of the IPRC to publish selected full papers. 1. Open peer-review process is used to review these articles 2. Editorial board of the journal reserves the right to request authors to revise their manuscripts according the comments made by the reviewers. 3. The editorial board reserves the right to refuse publication of the article even though the panel of the IPRC has recommended for publishing 4. University of Kelaniya reserves the copyright of articles accepted for publications. Each author is entitle to one copy of the journal of his/her article free of charge. If the manuscript is not accepted for publishing, the decision is informed to the corresponding author. 5. Guidelines for the authors are given in the last page of the journal Correspondence: All correspondence regarding the journal articles should be sent to: Editor in Chief, Journal of Faculty of Graduate Studies, Faculty of Graduate Studies, University of Kelaniya, Sri Lanka. Tel: +94112903952, Fax: +94112908165, E-Mail: [email protected] ii Journal of the Faculty of Graduate Studies University of Kelaniya, Sri Lanka The Journal of the Faculty of Graduate Studies published by the Faculty of Graduate Studies of the University of Kelaniya offers basic and applied research of local and international authors. The journal accepts original contributions in disciplines of Commerce and Management, Computing and Technology, Humanities, Medicine, Science, and Social Sciences. Copyright ©2016 by the Faculty of Graduate Studies, University of Kelaniya, Sri Lanka. Editor in Chief Prof. P.M.C. Thilakaratne, Ph.D., Professor, Department of Accountancy, Faculty of Commerce and Management Studies, University of Kelaniya Advisory Editor Prof. Ariyarathna Jayamaha, Ph.D., Dean, Faculty of Graduate Studies, University of Kelaniya Reviewers Dr. M.G. Kularathna Senior Lecturer I, Department of Economics, University of Kelaniya Ph.D., M.Sc., B.A.(Honours) A.G. Amarasinghe Senior Lecturer I, Department of Geography, University of Kelaniya B. A. (Peradeniya), M. Phil (Peradeniya) -Ph. D (Kelaniya), Senior Lecturer I Dr.K.M.L.M. Manjula Gunarathna Senior Lecturer I, Department of Social Statistics, University of Kelaniya Ph. D (UMS), MSSc. (Kelaniya), B.A. Hons (Kelaniya) Dr.H.R. Anulawathi Manike Senior Lecturer I, Department of Economics, University of Kelaniya Ph.D. (Pune, India), M.A.(Sri Jayawardhanapura) iii Ven. Naotunne Wimalagnana Professor , Department of Pali & Buddhist Studies , University of Kelaniya B.A. (Hons)., M.A., M.S.S.C., Ph.D.(Kel’ya)., Dip. in Edu (Colombo) Mr. P.W.R. Fernando Senior Lecturer-Grade I, Department of Western Classical Culture & Christian Culture, University of Kelaniya B.Ph., B.Th.(Rome), M. Phil (Kalaniya), Master of Advanced Studies in Theology & Religion Dr. Kaushalya Perera Senior Lecturer I, Department of English Language Teaching, University of Kelaniya Dr. Russel De Silva Senior Lecturer II, Department of Chemistry, University of Kelaniya B.Sc. (Colombo) Ph.D.(Iowa) Dr.S. Subramanium Skandaraja Senior Lecturer II, Department of Chemistry, University of Kelaniya B. Sc. (Kelaniya) Ph.D. (Oklahoma State University) Dr. L Sidath Liyanage Senior Lecturer II, Department of Applied Computing, University of Kelaniya PhD (Mississippi, USA), MSc (Mississippi, USA), BSc (Special) Hons (Peradeniya, SriLanka) Prof.Dr. R.P.C Ranjani Professor, Department of Finance, University of Kelaniya B.Com (Kel’ya), M.Com ( Panjab), PhD ( Panjab) Prof. J.M.D.Ariyarathna Professor, Department of Accountancy, University of Kelaniya B.Com.(Kel’ya), M.Com. (Kel’ya), Ph.D (USQ), FCA Dr. W.M.C.B Wanninayake Senior Lecturer, Department of Marketing Management, University of Kelaniya B.Sc.Mkt.Mgt(Special)(SJP), Dip.M (UK), MBA(Colombo), Ph.D (TBU-Czech Republic) Dr. Mangala Katugampola Senior Lecturer Grade II, Department of Archeology, University of Kelaniya B.A., (Kelaniya), PG Dip. (PGIAR), M.Phil. (Kelaniya), MSLCA iv Editorial Assistant Ms. M.S Hettiarachchi, Computer Programmer, Faculty of Graduate Studies, University of Kelaniya Mr. R.M.K.S Jayasinghe, Faculty of Graduate Studies, University of Kelaniya v Table of Contents 1. Credit Risk Assessment And Credit Default Behaviour In Sri Lanka.................. 1 S.P.N.N Sandagiri*, P.M.C. Thilakarathne 2. The Relationship Between Transfer of Training And Three Predictors: Training Design, Trainee Characteristics And Work Environment In Trincomalee District In Sri Lanka . 14 R.Anuja*, G.T. Madagamage 3. Comparison of The Performances of Spdk-Means Algorithm And Optimized Spdk-Means Algorithm For Clustering Data Points ................................................................ 34 R.P.T.H. Gunasekara*, M.C. Wijegunasekara, N.G.J. Dias 4. isxy, lf;da,sl ldjH ks¾udKhkaf.a foajOd¾ñl oelafuys úldYkh ................................... 42 iS' bf¾Id ks¨ldks' 5. The Effects of Task Based Techniques On The Development of Oral Competency In Low Proficient Learners .............................................................................................. 59 Malathy Bakeerathan 6. .íidj ms<sn| fn!oaO b.ekaùï yd ffjoH úoHd;aul uQ,O¾u w;r ;=,kd;aul wOHhkhla 73 l¿.yfldf,a iqukidr ysñ 7. Pressured Water Extraction And Solvent Extraction of Cinnamomum Zeylanicum (L.) Bark And Evaluation Of Anti-Diabetic Properties .............................................................. 83 W. A. N. M. Wariyapperuma*, S. D. P. Kannangara, Y. S. Wijayasinghe, S. S. Subramanium and B. M. Jayawardena 8. Analysis Of Photo-Degradation Behavior of Poly Vinyl Chloride Based Products 94 K. G. Alahapperuma*, A.M.P.B. Samarasekara vi 9. The Validation of Selected Criteria On Work-Life Balance of Medical Officers At Teaching Hospital Kandy, Sri Lanka. .............................................................................. 106 A.J.P Jeyaseelan*, P.P Premkumar 10. The Protection of Geographical Indications In Sri Lanka: Need of A Registration System 120 P.M.A.S. Pathiraja 11. Factors Effect On The Customer Perspective Towards The Usage of Online Banking In Sri Lanka .......................................................................................................................... 138 Apeksha Embuldeniya 12. uOHld,Sk YS% ,xldfõ fmd,a j.dj .......................................................................................... 155 wdpd¾h fÊ' weï' iqO¾udj;S 13. Appraising The Fine Motor Skill Advancement In Nurseries Special Reference To Gampaha Divisional Secretariate, Sri Lanka .................................................................... 164 R.D.R. Kumara 14. Indigenous Knowledge Depicted In Palm Leaf Manuscripts In Sri Lanka ...... 172 Dr. A.H.M.H Abayarathne 15. Identify The Travel Destination Attributes That Attract International Tourists To Visit Galle Tourism Zone .................................................................................................... 179 D.S Kodithuwakku*, K.M.L.M Manjula Gunarathna 16. Conflict Affected Women: A Case Study of Northern Sri Lanka .................... 194 M. Janani Deshapriya Peiris 17. Rites of Passages Among Meemure Inhabitants Living In Kandy District Sri Lanka 216 D. T. H. Ananda*, C. A. D. Nahallage 18. The Impact of Celebrity Endorsement In Mobile Telecommunication Industry of Sri Lanka: With Reference To The Undergraduates In Government Universities ..................... 230 vii Apeksha Embuldeniya 19. oDIaá úpdrh ms<sn| fn!oaO ú.%yh( {dk úNd.uh wOHhkhla.............................................. 240 È,aYdka ufkdaÊ rdcmlaI 20. fn!oaO iólrK ixl,amh ms<sn| úu¾Ykd;aul wOHhkhla ................................................ 266 D.M.L. Harshika Bandara 21. ngysr wNsfma%rK ixl,amh iy fn!oaO iuq;af;ack ixl,amh - ;=,kd;aul yd Ydia;S%h wOHhkhla ................................................................................................................................ 273 D.M.L. Harshika Bandara 22. ishosú kid.ekSu je<elaùu i|yd fn!oaO m%fõYhla .............................................................. 282 D.M.L. Harshika Bandara 23. A Meta-Analysis Of Green Procurement Practices In The Fmcg Industry ...... 296 W. Edirisuriya*, G. A. S. Sandamali, T. D. Rupasinghe 24. A Study On Factors Affecting Purchase Intention of Urban Consumers Towards Motorcycles(With Special Reference To Dehiwala West Grama Niladhari (Gn) Division) 312 S. D. Ilangasekara*, R. M. K. G. U. Rathnayaka 25. wkqrdOmqr hq.fha meje;s idïm%odhsl mqrdúoHd ixrlaIK l%ufõo .......................................... 328 ví,sõ' ta' t,a' ms' os,aydrd viii Credit Risk Assessment and Credit Default Behaviour in Sri Lanka S.P.N.N Sandagiri*, P.M.C. Thilakarathne University of Kelaniya, Sri Lanka*[email protected] Abstract This research investigates effectiveness of credit risk assessment in identifying