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July 2019 Compiled, Edited and Published by Venkateshprasanna H M & Shivaprasad K Jñanaa Multi-Faceted, Multi-Language Monthlyloka Magazine

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July 2019 Compiled, Edited and Published by Venkateshprasanna H M & Shivaprasad K Jñanaa Multi-Faceted, Multi-Language Monthlyloka Magazine ಜ್ಞಾನ ೕಕJuly 2019 Compiled, edited and published by Venkateshprasanna H M & Shivaprasad K JñanaA Multi-Faceted, Multi-Language MonthlyLoka Magazine Table of Contents 1. Editorial - Venkateshprasanna 1 2. 풿梾ರಲಹ삿 - ವಪ㒰飍 3 3. ಕವನ: 响್ಸು ꢿಯ샍 ನ ೯೪ꃇ ꃆ糍 ನ ಕನ್ನುಡ 뒾풾ನು풾ದ - 퓆ಂಕ糇ಶಪ㒰ಸನ್ನು 8 4. ಗ貿ತಜ್ಞ, 뒾� 哊ೕ풿ದ, ಸಂೕಧಕ삾岿 ಲ ಗಂ岾ಧರ 邿ಲ响 - 퓆ಂಕ糇ಶಪ㒰ಸನ್ನು 9 5. 료ನ샆 -ರ뢾ದ್ಯೆ ವಪ㒰飍 16 6. In Pictures: Amsterdam and Amstelveen - Venkateshprasanna 17 7. Thus spake Tilak - Venkateshprasanna 21 8. Movie I Watched: “Lokmanya: Ek Yugpurush” - Venkateshprasanna 23 ಮುಖꣁಟ: ꃆದ샍 좾ದ್ಯೆಂ蓍್ಸು ನ ಆ룆್ಸುಮ್ಸ್ಟೆಕ್ವಿꃍ ನಗರದಲ್ಲಿರುವ 㒰ೕಅ ರ್ಮꢾ响ರ್ಮಉದ್ಯೆನವನಲ್ಲಿ ಕಂಡ ನ풿ಲು. 梿ತ㒰: 퓆ಂಕ糇ಶಪ㒰ಸನ್ನು Title Page Image: Peacock at Broersepark, Amstelveen, Netherlands. Photo: Venkateshprasanna ಜ್ಞಾನ ೕಕ 1 Jñana Loka 2 ಜ್ಞಾನ ೕಕ 풿梾ರಲಹ삿 - ವಪ㒰飍 . ಜ್ಞಾನೕಕದ 烁죈 邿ಂಗಳ ಸಂ梿峆 ಕ್ವಿಗತ. ನಮ㒮 ಪ邿㒰ಯನು್ನು ಓ颿 퓁 ꃀಡು邿㒤ರುವ 㒰ೕ್ಸುಹಕ್ಕೆ ಧನದ್ಯೆ풾ದಗ쳁. ತಮ㒮 ಸಲ ಗೂ ಅ뒿ꢾ㒰ಯಗಳ ಸಯ颿ಂದ ಈ ಪ邿㒰ಯನು್ನು ತಮ㒮 ꂿ샀ಕ್ಷೇತ ಮಟಷ್ಟೇಕ್ಕೆ ರತರು퓁飇 ನಮ㒮 峁삿. ಪ㒰 邿ಂಗ첿ನಂ ಈ邿ಂಗಳ 풿梾ರಲಹ삿ಯಲೂಲ್ಲಿ ನು ಒಂದು 뢾ನದ್ಯೆ풾ದ 풿梾ರವನು್ನು ಚ梿ರ್ಮಸಬಯಸು㒤ꃆ. ಈ ಚ棆ರ್ಮ 벾퓁飇 ವದ್ಯೆ㒤岾ಗ, ವದ್ಯೆವಸ್ಥಿ벾ಗ ಅಥ풾 ಸಂಸ್ಥಿಗಳ ಬ峆ಗ್ಗೆ벾ಗನು ꃀಡು邿㒤ರುವ ಅ뒿ꢾ㒰ಯವಲಲ್ಲಿ. ಇದು ಈ 颿ನದ ವಸು㒤 ಸ್ಥಿ邿ಯ ಅವೕಕನವಷ್ಟೇ. 뒾ರಯ삾ದ ನಮ峆 梿ಕಕ್ಕೆಂ颿ꂿಂದ ಒಂದು ಅ뒾ದ್ಯೆಸ ರಕ㒤ಗತ풾岿 ಬಂ颿飆. ಅ飇 ಉ첿ಯ. 퓁 ದು蒿颿ದ㒦ರಲ್ಲಿ ಸಕ್ವಿಲ㒪 뒾ಗವನು್ನು 쳆ಯ ಅꂿ풾ಯರ್ಮ 咾ರಣಗ첿峆 ಸಯ풾ಗ죆ಂದು ಎ邿㒤ಡು㒤퓆. ಲದ್ಯೆದ 颿ನಗಳನು್ನು ꃆನꢿ哊첿㒳. ೕಷಕರು 哊ಟಷ್ಟೇ ಹಣವನು್ನು ಒಂದು ೕಲಕಕ್ಕೆ 哂蒿ಟುಷ್ಟೇ 벾퓁飊 ಅꂿ풾ಯರ್ಮ 咾ರಣ퓊ೕ ಅಥ풾 ಏನ್ನುದರೂ 哊ಂಡು 哊ಳ㒳ಲು ಹಣದ ಅꂿ풾ಯರ್ಮ ಎದು삾ಗ ಆ ೕಲಕವನು್ನು ಒ蓆ದು ಹಣ ಂ颿ದು㒦. ೕಲಕದಲ್ಲಿ 哂蒿ಟಷ್ಟೇ ಹಣ 梾್ಚುಗ颿ದ㒦ರೂ ನಮ峆 ಅꂿ풾ಯರ್ಮ퓆ꂿಗ ಅದು ನಮ㒮 ಸಯಕ್ಕೆ ಬರು邿㒤ತು㒤. 뒾ರತದಲ್ಲಿ ಆರ್ಮಕಯ 냆ಳವ貿峆 ꢾ㒰ರಂಭ풾ದ ನಂತರ ನಮ㒮 ಹಣ咾ಸು ವದ್ಯೆವಸ್ಥಿ볇 ಬದ좾岿 ೕ벿ತು. ನಮ㒮 ಉ첿ಯಕ್ಕೆ ಗೂ 퓁 ಉ첿ದ ದುಡ್ಡುನು್ನು 냆쳆ಸುವ ಹಲ풾ರು ಹಣ咾ಸು ಉತ㒪ನ್ನುಗಳ ಆಗಮನ풾벿ತು. 퓁 ಉ첿ದ ಹಣವನು್ನು ವದ್ಯೆವಸ್ಥಿತ풾岿 ಗೂ ಅꢾಯ-ಮುಕ㒤풾岿 ಸಂಗ㒰ಸುವ ꂿ풿ರ್ಮ풾ದ 풿ನ퓇 ದ್ಯೆಂ响 蓆ꢾ糍 ಗ쳁. ದ್ಯೆಂ响 蓆ꢾ糍 ಗಳಲ್ಲಿ ಹಣ ಹೂಡು퓁ದು 퓁 ಮುಂ梿ꂿಂದ ಅನುಸ삿ಸು邿㒤ರುವ ಉ첿ಯ ಪದದ್ಧಿ邿. ದ್ಯೆಂಗ쳁 ಹ첿㒳 ಹ첿㒳ಗಳಲೂಲ್ಲಿ �ಗಳನು್ನು 샆ಯಲು ꢾ㒰ರಂ뒿ದ 룇죆ಯಂತೂ, 蓆ꢾ糍 ಗಳಲ್ಲಿ ಹಣ ಹೂ蒿 뢾ಡುವ 咾ಯರ್ಮ풿ನ ಸರಳ풾岿 ೕ벿ತು. ಈ 蓆ꢾ糍 ಗಳ 룇죆 ನಮ峆 峁ವ ಬ蒿್ಡುದರ ಕ뢿㒮 ಇದ㒦ರೂ ಉತ㒤ಮ ದ್ಯೆಂಗಳಲ್ಲಿ 퓁 哂蒿ಟಷ್ಟೇ ಹಣ ಸುರಕ್ಷೇತ풾岿 ಗೂ ನಮ峆 냇ꂿಗ풾ಪ ಪ蓆ಯುವ ಅನು哂ಲಯನು್ನು ಒದ岿퓆. ಆದ샆 ಇ㒤梿ನ 颿ನಗಳಲ್ಲಿ ಹಣದುಬ㒬ರದ ಪ㒰뢾ಣ ಚು್ಚು邿㒤飆. ದ್ಯೆಂನಲ್ಲಿ ꃀಡುವ ಬ蒿್ಡುದರ ಚು್ಚು邿㒤ರುವ ಹಣದುಬ㒬ರಕ್ಕೆ 粿벾ಗ飆 ಜನ삿峆 냇샆 ಹಣ咾ಸು ಉತ㒪ನ್ನುಗಳಲ್ಲಿ ಹಣಹೂ蒿 뢾ಡಲು ꣇㒰샇ꢿಸು邿㒤퓆. ರು 뢾ರುಕ糆ಷ್ಟೇ , ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗ쳁 ಉ첿ಯಕ್ಕೆ ಸ ಗೂ ಚು್ಚು ಆಯ ꃀಡುವ ಉತ㒪ನ್ನುಗ첾岿 ನಮ㒮 ಮುಂ飆 ಬಂದು ꂿಂ邿퓆. ಈ ಉತ㒪ನ್ನುಗ쳁 ꃀಡು邿㒤ರುವ ಉತ㒤ಮ 삿ಟꃍ್ಸುರ್ಮ ಗ쳁 ನಮ㒮ನು್ನು ಚು್ಚು ಚು್ಚು ಹೂ蒿뢾ಡಲು ꣇㒰샇ꢿಸು邿㒤퓆. 3 Jñana Loka ಈ 뢾ರುಕ糆ಷ್ಟೇಗಳ 峆 ಚು್ಚು ಬ蒿್ಡು ꃀಡುವ 梿糍 ಫಂ蓍 ಗ쳁, ೕ죍್ಡು ಕ್ಕೆ룍ಗ쳁 ಯ铇ಚ㒛풾岿 ತ죆볆邿㒤 ꂿಂ邿퓆. 벾퓁飇 ꂿಯಮಗ첿峆 ಒಳಪಡದ ಈ ಉತ㒪ನ್ನುಗಳಲ್ಲಿ ಹೂ蒿뢾蒿 ಹಣ ಕ쳆ದು哊ಂಡ ಜನಗ쳆ಷ್ಟೇೕ. ಈ ಕ್ಕೆ룍 ಗ쳁 ಅ邿벾ದ ಅꢾಯ咾삿 ಎಂದು 邿첿颿ದ㒦ರೂ ಚು್ಚು ಬ蒿್ಡುಯ ಆ峆 낿ದು㒦 ಅಥ풾 ಇತರ ವದ್ಯೆ㒤ಗಳನು್ನು ನಂ낿퓁 ಹೂ蒿ಟಷ್ಟೇ ಹಣ ಕ쳆ದು 哊쳁㒳邿㒤ರುವವರ ಸಂದ್ಯೆ 颿ನ颿ಂದ 颿ನಕ್ಕೆ 냆쳆ಯುತ㒤죇 ಇ飆. Sharadha Chits, Agrigold, IMA 峆 ಸ삿ಸು㒤 ೕದ샆 ಹಣ ವಂ梿ದ ಕಂಪꂿಗಳ 飊ಡ್ಡು ಪ粿ಷ್ಟೇ볇 ದ㒦풾峁ತ㒤飆. ಈ 죇ಖನದಲ್ಲಿ ನು ಈ ಕ್ಕೆ룍 ಗಳ ಬ峆ಗ್ಗೆ ಚು್ಚುಚ棆ರ್ಮ 뢾ಡಬಯಸು퓁颿ಲಲ್ಲಿ. ನು ಳಲು ರ粿ರು퓁ದು ಸ咾ರ್ಮರದ ꂿಯಮಗ첿峆 ಒಳಪಟಷ್ಟೇ ರು ಮತು㒤 ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 뢾ರುಕ糆ಷ್ಟೇಯ ಈ岿ನ ವಸು㒤ಸ್ಥಿ邿ಯ ಬ峆ಗ್ಗೆ. ತಮ峆ಲಲ್ಲಿ삿ಗೂ 邿첿颿ರುವಂ ರು 뢾ರುಕ糆ಷ್ಟೇಗಳಲ್ಲಿ ಏ삿첿ತಗ쳁 뢾ನದ್ಯೆ. 퓁ꃇರ풾岿 ಕಂಪꂿಗಳ ರುಗಳಲ್ಲಿ ಹಣ ಹೂ蒿ದ샆 ಆ ಕಂಪꂿಗಳ 咾ಯರ್ಮಕ್ಷಮ峆 ತಕಕ್ಕೆಂ ರುಗಳ 료ಲದ್ಯೆದಲ್ಲಿ ಚು್ಚು ಕ蒿룆 ಆ峁퓁ದು ಸಹಜ. ಕಂಪꂿಗಳ 咾ಯರ್ಮಕ್ಷಮಯು ꂿವರ್ಮಹ賆ಯ 峁ಣಮಟಷ್ಟೇದ 峆 풿ಶಕ್ವಿದ ಆರ್ಮಕ ಗೂ 삾ಜ哀ಯ 풿ದದ್ಯೆ뢾ನಗಳ 룇죆ꃇರ풾岿 ಅವಲಂ낿飆. ಇನ್ಫೕ ಅಥವ 풿㒰 ಗೂ ಇತ샆 峁ಣಮಟಷ್ಟೇದ ಕಂꂿಗಳಲ್ಲಿ 25 ವಷರ್ಮಗಳ ಂ飆 ಹೂ蒿ದ ಹಣ ಹಲ풾ರು ಪಟುಷ್ಟೇ 냆쳆颿ರು퓁飇 ಇದಕ್ಕೆ ಕ್ಷೇ. 峆ಅꃇಕ ಉಹರ賆ಗ첿퓆. ಆದ샆 뢾ನದ್ಯೆ ಮಧದ್ಯೆಮ ವಗರ್ಮದ ಹೂ蒿ರ ನು ಹೂ蒿 뢾ಡುವ ಕಂಪꂿಗಳ ಒಳಮಮರ್ಮವನು್ನು ಅ삿ಯ좾ರ. 峆 ಸ삿벾岿 ಅವೕಸ飆 뢾ರುಕ糆ಷ್ಟೇಯಲ್ಲಿ ಲ퓁 ಕಂಪꂿಗಳ ರುಗಳಲ್ಲಿ ಹೂ蒿뢾蒿 ಹಣ ಕ쳆ದು哊ಂಡವ샆ಷ್ಟೇೕ. ಈ ಪ삿ಸ್ಥಿ邿ಯನು್ನು 峁ರು邿 ಹೂ蒿峆 ೕಗದ್ಯೆ풾ದ ರುಗಳನು್ನು ಸಂೕ鲿 ಹಲ퓁 ಉತ㒤ಮ ರುಗಳ ೕಗದ್ಯೆ 뢿ಶ㒰ಣವನು್ನು 뢾蒿 ಜನರ 梿ಕಕ್ಕೆ 梿ಕಕ್ಕೆ ಹೂ蒿ಗಳನು್ನು 哂㒰蓀ಕ삿 ರು뢾ರುಕ糆ಷ್ಟೇಯಲ್ಲಿ ಹೂ蒿 뢾ಡಲು ಹು粿ಷ್ಟೇ哊ಂಡ 뢾ಧದ್ಯೆಮ퓇 'ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍'ಗ쳁. ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗಳಲ್ಲಿ ರು 뢾ರುಕ糆ಷ್ಟೇಯ ಸಂೕಧಕರು ಉತ㒤ಮ ಕಂಪꂿಗಳನು್ನು 峁ರು邿, ಅವೕ ಹೂ蒿 뢾蒿 퓁 ಹೂ蒿ದ ಹಣವನು್ನು ಸ삿벾ದ 샀邿ಯಲ್ಲಿ ಸಂರಕ್ಷೇಸುವ ಜ풾㒦삿ಯನು್ನು ಂ颿㒦샆. ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗ쳁 ಅ邿 ಕ蒿룆 삿ಟꃍ್ಸುರ್ಮ ꃀಡುವ ಆದ샆 ಅꢾಯ ಮುಕ㒤 ಎಂದು ಪ삿ಗ貿ಸಲ㒪ಡುವ 蓆糍 ಫಂ蓍 ಗ쳁 (Debt funds) ಅಥ풾 ಚು್ಚು 삿ಟꃍ್ಸುರ್ಮ ꃀಡುವ ಕಂಪꂿಗಳ ಮೂಲ ರುಗಳ (Shares) 룇죆 ಹಣವನು್ನು (ಚು್ಚು ಅꢾಯ咾삿) 풿ꂿೕಗ 뢾ಡುತ㒤퓆. ಉತ㒤ಮ풾ದ 㒰蒿糍 샇粿ಂ峍 ಗೂ ಆರ್ಮಕ ಸ್ಥಿ邿ಯನು್ನು ಂ颿ರುವ ಕಂಪꂿಗಳನು್ನು ಹಣದ 풿ꂿೕಗ咾ಕ್ಕೆ岿 ಆ볆ಕ್ಕೆ 뢾ಡ좾峁ತ㒤飆. ಘರ್ಮ咾ಲದ ಹೂ蒿 ಚು್ಚು 좾ಭ咾삿벾ದದು㒦 ಎಂದು 뒾풿ಸ좾岿飆. 4 ಜ್ಞಾನ ೕಕ ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಅಥ풾 ರು 뢾ರುಕ糆ಷ್ಟೇಗ첿ಂದ 퓁 ಹೂ蒿 뢾蒿ದ ಹಣವನು್ನು ನಮ峆 냇ꂿಗ (ದ್ಯೆ响್ಸು 풿ಂ峍 ಕ್ಕೆ룍 ಗಳನು್ನು ರತು ಪ蒿) ಆ颿ನದ 뢾ರುಕ糆ಷ್ಟೇಯ 료ಲದ್ಯೆಕ್ಕೆ 뢾삿 ಹಣವನು್ನು 풾ಪಸು್ಸು ಪ蓆ಯುವ ಲಭದ್ಯೆವನು್ನು ಒದ岿퓆.峆 뢾蒿ಗ 퓁 ಂಪ蓆ಯುವ ಹಣದ 료ಲದ್ಯೆ , 뢾ರುಕ糆ಷ್ಟೇಯ ಪ㒰ಚತ ಸ್ಥಿ邿ಯ 룇죆 ꂿರ್ಮರ풾峁ತ㒤飆. 퓁 ಹೂ蒿 뢾蒿ದ㒦ಕ್ಕೆಂತ ಚು್ಚು ಹಣ ಪ蓆ಯಬಹುದು ಅಥ풾 ಹೂ蒿 뢾蒿ದಷ್ಟೇ ಅಥ풾 ಹೂ蒿 뢾蒿ದ㒦ಕ್ಕೆಂತ ಕ蒿룆 ಅಥ풾 ಸಂꣂಣರ್ಮ ಹಣ ನಷಷ್ಟೇ풾ಗಲೂಬಹುದು. ಈ岿ನ ಪ삿ಸ್ಥಿ邿: 뒾ರತದ ಆರ್ಮಕ ಬಹಳಷ್ಟೇ ಸಂಕಷಷ್ಟೇದಲ್ಲಿ飆. ಸ ಸರ咾ರದ ಮುಂ飆 ಹಲ풾ರು ಸ풾ಲುಗ첿퓆. ಅಂದು哊ಂಡ 냆ಳವ貿峆ಯ 퓇ಗವನು್ನು ತಲುಪಲು ಧದ್ಯೆ풾峁邿㒤ಲಲ್ಲಿ. 咾ರ್ಮ샇糍 ಕಷ್ಟೇ샍 ನಲ್ಲಿ ಗ첿 ಗಣꃀಯ풾岿 峁ಗ್ಗೆ邿㒤飆. ಅ룇삿咾 ಗೂ检 飇ಶಗಳ ನಡು풿ನ ಆರ್ಮಕ ಸಂಘಷರ್ಮ ನಮ㒮 飇ಶದ ಆರ್ಮಕಯꃇ್ನು ಅಲು岾蒿ಸು邿㒤飆. 뒾ರಯ 뢾ರುಕ糆ಷ್ಟೇ峆 풿飇 ಬಂಡ풾ಳದ ಒಳಹ삿퓁 ಕ뢿㒮벾岿飆. ಬಹುಕ 풿飇 ಬಂಡ풾ಳರರು ತಮ㒮 ಬಂಡ풾ಳವನು್ನು 뒾ರಯ ಕಂಪꂿಗ첿ಂದ ರ峆ಯು邿㒤㒦샆. ಬಹುಕ ಉದದ್ಯೆ뢿ಗ쳁 ಗೂ ಷ್ಟೇ糍ರ್ಮ ಅ꣍ ಗ쳁 ತಮ㒮 풿飇 ಹೂ蒿ರರ ಬಂಡ풾ಳ ಂ峆ತದ ಒತ㒤ಡಕ್ಕೆ ಲು㒦샆. 颿ನ哊ಕ್ಕೆಂದು 咾ರ್ಮ샇糍 ಹಗರಣಗ쳁 ರಬರು邿㒤퓆. ಒ쳆㒳ಯ ಕಂಪꂿಗ쳆ಂದು 뒾풿ದ ಹಲ퓁 ಕಂಪꂿಗಳ ಅಸಲು ಬಣ㒣 ರಬರು邿㒤飆. ಈ ಕಂಪꂿಗ첿峆 ಲ ꃀ蒿ದ ದ್ಯೆಂಗ쳁, ಅಥ풾 ಈ ಕಂಪꂿಗ쳊ಂ颿峆 ವದ್ಯೆವರವನು್ನು ಂ颿ರುವ ಕಂಪꂿಗ쳁, ಈ ಕಂಪꂿಗಳಲ್ಲಿ ಹೂ蒿 뢾蒿ರುವ ಹೂ蒿ರರು ꃇರ풾ದ 蓆ತಕ್ಕೆ ಲು㒦샆. ಈ ಎ좾ಲ್ಲಿ 咾ರಣಗ첿ಂದ ರು 뢾ರುಕ糆ಷ್ಟೇಯಲ್ಲಿ ಉತ㒤ಮರುಗಳ 료ಲದ್ಯೆ퓂, ಈ ರುಗಳಲ್ಲಿ ಹೂ蒿 뢾蒿ರುವ ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗಳ료ಲದ್ಯೆ퓂 ಯ郊ಡ岿飆. 蓆糍 ಫಂ蓍 ಗಳ ಸ್ಥಿ邿ಯಂತೂ 쳁퓁飇 냇ಡ. ಚು್ಚು ಅꢾಯ咾삿ಯಲಲ್ಲಿದ 峁 ಹೂ蒿ದ ಅಸ峆 ಎಂದೂ ಮು쳁풾ಗದ ಈ ಹೂ蒿 IL & FS ಹಗರಣದ ನಂತರ ಅೕಗ邿峆 ತಲುꢿ飆. IL & FS, DHFL, 삿ಲಯꃍ್ಸು 咾ದ್ಯೆꢿಟ죍 ಮುಂದ 颿ಗಗ್ಗೆಜ 峁 ಉತ㒤ಮ 샇粿ಂ峍 ಂ颿ದ㒦 ಕಂಪꂿಗಳಲ್ಲಿ ಹೂ蒿ದ ಹಣ ವಸು㒤ಶಃ ಸಂꣂಣರ್ಮ풾岿 ಶ풾岿飆. ಈ ಕಂꂿಗಳಲ್ಲಿ ಹೂ蒿ದ㒦 ನಮ㒮 ಇನೂ್ಶೂ샆ꃍ್ಸು ಹಣ ಗೂ ನಕ್ಷೇꃍ ಫಂ蓍 ಹಣ퓂 ಕರ岿 ೕ峁邿㒤飆. AAA (Highest Safety) 샇粿ಂ峍 ಂ颿ದ㒦 ಈ ಕಂಪꂿಗಳ 샇粿ಂ峍 냆ರ쳆貿ಯಷ್ಟೇ 颿ನಗಳಲ್ಲಿ 'D’ (Default Grade) 峆 颿飆. ಈ ಕಂಪꂿಗ첿峆 ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗ쳁 ꃀ蒿ದ㒦 ಲ ಗೂ ಈ ಕಂಪꂿಗಳ ರುಗಳಲ್ಲಿ ಹೂ蒿ದ㒦 ಹಣ ಗಣꃀಯ풾岿 ನಷಷ್ಟೇ풾岿 ೕ岿飆. 5 Jñana Loka ಇ퓁 ವಲ 냆ರ쳆貿ಯ ಉಹರ賆ಗಳಷ್ಟೇ. ನೂ삾ರು ಕಂಪꂿಗ첿峆 ದ್ಯೆಂಗ쳁 峁 ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ಗ쳁 ꃀ蒿ದ㒦 ಲ ಸು㒤 ಸ್ಥಿ邿峆 ತಲುꢿ飆. ಭೂಷ賍 ಷ್ಟೇ죍್ಸು ,ಸಷ್ಟೇರ್ಮಂ峍 ಬೕ糆响, ꃀರ퓍 룊ೕ颿 ಗೂ㒰꣍ ಆ곍 ಕಂಪꃀ, 峀ಂಜ 峇룍್ಸು , 풿蒿ೕ咾ꃍ, 烆糍 ಏ퓇ರ್ಮ 峆 ಹತು㒤 ಹಲ퓁 ಕಂಪꂿಗ쳁 ಹಲ퓁 咾ರಣಕ್ಕೆ 颿풾첿벾岿 ಹೂ蒿 뢾蒿ದ ಹಣಕ್ಕೆ ಪಂಗಮ 퓆. ಈ ಎ좾ಲ್ಲಿ ಕಂಪꂿಗಳಲ್ಲಿ ಹೂ蒿 뢾ಡಲು ꂿಧರ್ಮ삿ದು㒦 뢾ನದ್ಯೆ ಹೂ蒿ರ ಅಲಲ್ಲಿ. ದ್ಯೆಂಗ쳁, ಮೂದ್ಯೆಚುಯ죍 ಫಂ蓍 ತಜ್ಞರು, 㒰蒿糍샇粿ಂ峍 ಏಜꂿ್ಸುಗ쳁 ಮುಂದ ಪ삿貿邿 ಪ蓆ದ ತಜ್ಞ샇. ಈ ಬು颿㒦 烀풿ಗ쳇 뢾ರುಕ糆ಷ್ಟೇಯ ಮಮರ್ಮವನು್ನು ಅ삿ಯಲು 풿ಫಲ삾岿㒦샆. 岿ರು풾ಗ 뢾ನದ್ಯೆ ಹೂ蒿ರ 峆 ಅ삿ಯಲು ಧದ್ಯೆ? ಈ ವಸು㒤ಸ್ಥಿ邿ಯನು್ನು ಒಂದು ಸಣ㒣 ಉಹರ賆ಂ颿峆 풿ವ삿ಸಬಯಸು㒤ꃆ. 6 ಜ್ಞಾನ ೕಕ ಈ 룇죆 ಸ삿ದ ಕಂಪꂿಗ쳁 벾퓁飊ೕ ಸಣ㒣 ಕಂꂿಗಳಲಲ್ಲಿ. ತಮ㒮 ಕ್ಷೇತ㒰ಗಳಲ್ಲಿ ಸರು 뢾蒿ದ 颿ಗಗ್ಗೆಜ ಕಂಪꂿಗ쳇. ಇ飆 샀邿 ನೂ삾ರು ಕಂಪꂿಗ쳁 ಹೂ蒿ರ삿峆 ಚು್ಚು ನಷಷ್ಟೇವನು್ನು ಉಂಟು뢾蒿퓆. 颿ನ颿ಂದ 颿ನಕ್ಕೆ ಈ ಪ粿ಷ್ಟೇಯು 냆쳆ಯುತ㒤죇 ಇ飆. ಇ್ನುಂದು ಸಣ㒣 ಉಹರ賆. 29 烂죈 ರಂದು Coffee Day ಕಂಪꂿಗಳ ರುಗಳ 료ಲದ್ಯೆ Rs. 194 ಇತು㒤. ಈ ಕಂಪꂿಯ ರು 료ಲದ್ಯೆnd 2 ಆಗಷ್ಟೇ ನ 퓇쳆峆 (೪ 颿ನದ ಅಂತರದಲ್ಲಿ) Rs. 99 ಕ್ಕೆ 颿飆. ಈ ಕಂಪꂿ峆 ಲ ꃀ蒿ದ㒦 ದ್ಯೆಂಗಳ ರು료ಲದ್ಯೆ퓁 ಸಹ 20 삿ಂದ 30% ನವ샆峆 颿퓆. ಇ飆 샀邿 ಹತು㒤 ಹಲ퓁 ಸಮದ್ಯೆಗ쳁 뢾ರುಕ糆ಷ್ಟೇಯನು್ನು 풿ಚತ 첿ಸುತ㒤죇 ಇರುತ㒤퓆. ಒಂ飇 颿ನದಲ್ಲಿ ಇꃆಕ್ವಿಷ್ಟೇಸ್ಟ್ಮೆಂ糍 뢾ನದಂಡಗ쳁 ತ죆ಳ咾峁邿㒤ರುವ ಈಸಮಯದಲ್ಲಿ퓁 ಕಷಷ್ಟೇಪಟುಷ್ಟೇ ದು蒿ದು ಉ첿ದ ಹಣವನು್ನು 峆 ꃇ ರಕ್ಷೇ哊ಳ㒳ಲು ಧದ್ಯೆ? 颿ನ颿ಂದ颿ನಕ್ಕೆ ಯು邿㒤ರುವ ಈ 뢾ರುಕ糆ಷ್ಟೇ벿ಂದ 퓁 ಹೂ蒿ದ ಅಸಲꃇ್ನು ನಮ峆 냇咾ಗ 풾ಪ ಪ蓆ಯಲು ಧದ್ಯೆ풾峁邿㒤ಲಲ್ಲಿ. ಏꃆಲಲ್ಲಿ ಅವದ್ಯೆವಸ್ಥಿಗ쳁, 咾ರ್ಮ샇糍 겾㒰蓍ಗ첾ದರೂ,ಏꃇ ಆರ್ಮಕ ಅಸಮ郊ೕಲನ ಎದು삾ದರೂ ಹಣ ಕ쳆ದು哊쳁㒳邿㒤ರುವವನು 뢾ನದ್ಯೆ ಹೂ蒿ರ ಅಷ್ಟೇ. ಇದꃆ್ನು좾ಲ್ಲಿ ಗಮꂿದ샆 咾ಡುವ ಪ㒰್ನು... ಘರ್ಮ咾ಲದ ಸುರಕ್ಷೇತ ಹೂ蒿峆 삿 벾퓁ದಯದ್ಯೆ?? 7 Jñana Loka ಕವನ: 响್ಸು ꢿಯ샍 ನ ೯೪ꃇ ꃆ糍 ನ ಕನ್ನುಡ 뒾풾ನು풾ದ - 퓆ಂಕ糇ಶಪ㒰ಸನ್ನು ೕ벿ಸುವ ಬಲ풿ದು㒦 ೕ벿ಸದ ಜನರು ೕಚ삿ಪ ಲಕ್ಷಣವ 颿ಟ 뢾ಡದವರು ಇತರರಂ ಕದಪರು 퓁 ಕ좾ಲ್ಲಿ岿 ಜಡ풾岿, 糆颿ದುರ್ಮ, 쳆ತಗಳ ಮ貿 ಋ烁풾岿 飈ವಕೃ ಗ첿ಸುತ㒤ಲವರು ಸೃಷ್ಟೇಯಸದಳವನು್ನು 咾ಯು㒦 ಸಲಹುವರು ಅವ샆 ತಮ㒮ಯ 룊ಗವಳಕ್ವಿ ಯಕರು ಉ첿ದವರು, ಅವರ 삿ತನದ ವಕರು 냇峆ಯ ಹೂವದು퓆 냇峆峆 ಸ풿ಯು 墾ಸ岿ಳದರ飊ಂ颿ರ퓁 ಮತ㒤첿퓁 ಆಸ샆ಯ ಹೂದಳ ನಂಜಂಟು邿ರಲು 뢾ಸು퓁ದು ಹೂ 삿룆 ಲಸು ಕ쳆볆ದುರು ಹು첿峆 邿ರು峁퓁ದು ಸ풿, ಎಸಕಗ쳆 냀쳁 哊쳆ತ ꃈ颿죆 ತ ಕ쳆岿ಂತ 哀쳁 Background: Thanks to the requests of the multi-talented Dr.
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  • Thomas Cook Indias Regional Maharashtra Tours Witness a Surge in Demand of 27% from the State
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