Membership Rewards 2020 Catalogue

AMERICAN EXPRESS Membershipincentivo Rewards 2020 catalogue table of incentivo contents PROGRAM OPTIONS 4 AND STRUCTURE

FREQUENT 8 TRAVELER

NON-FREQUENT 14 TRAVELER

ANNUAL 52 MEMBERSHIP FEE

TERMS AND 54 CONDITIONS

*Select any page number to go to the desired page. the membership rewards® program takes you further

1 NON-EXPIRING MEMBERSHIP REWARDS® POINTS Your Membership Rewards® Points do not expire, allowing you to save your Membership Rewards® Points for higher value rewards.

2 ACCELERATED REWARDS REDEMPTION Membership Rewards® Points earned from your Basic and Supplementary Cards are automatically pooled to enable accelerated redemption.

3 COMPREHENSIVE REWARDS PROGRAM The Membership Rewards® Points can be redeemed for a wide selection of shopping gift certiﬁcates, dining vouchers, gadgets, travel essential items and more. The Membership Rewards® Points can also be transferred to other loyalty programs such as Airline Frequent Flyer and Hotel Frequent Guest Rewards programs which will allow you to enjoy complimentary ﬂights or hotel stays.

*Select any item below to go to the desired section. 3

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE program options and structure

Earn one (1) Membership Rewards® Point for every PHP45 or US$1 charged to your American Express Card. The Membership Rewards® Program gives you two options: Frequent Traveler Option Non-Frequent Traveler Option

FREQUENT TRAVELER OPTION NON-FREQUENT (FTO) - requires enrollment TRAVELER OPTION(NFTO)

Categories Frequent Guest Program Gadgets and Frequent Flyer Program Entertainment Home and Kitchen Health and Wellness Travel Essentials Shopping Vouchers Dining Vouchers Health and Wellness Vouchers Hotel Vouchers Financial Rewards

Eligibility American Express American Express Cards issued by BDO* Cards issued by BDO* (active and in good (active and in good credit standing) credit standing)

Exclusions Cathay Paciﬁc American Cathay Paciﬁc American Express® Credit Cards Express® Credit Cards BDO Dual Gold American BDO Dual Gold American Express® Card Express® Card American Express® American Express® Cashback Credit Card Cashback Credit Card

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE program options and structure

FREQUENT TRAVELER OPTION NON-FREQUENT (FTO) - requires enrollment TRAVELER OPTION(NFTO)

Annual Fee

Platinum Card Complimentary

American Express Complimentary Platinum Credit Card

American Express US$20 Complimentary Gold Card

American Express US$20 Complimentary Green Card

American Express PHP800 Complimentary Gold Credit Card

American Express PHP800 Complimentary Credit Card

Blue from PHP800 Complimentary American Express

American Express PHP2,500 (for PHP currency card)/ Corporate Card US$50 (for USD currency card)

American Express PHP2,500 (for PHP currency card)/ Gold Corporate Card US$50 (for USD currency card)

Points Validity Non-expiry of Membership Rewards Points®

*Eligibility of American Express Gold Corporate Card is subject to the approval of the company and BDO.

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE redeem your points

REDEEM YOUR POINTS IN THREE EASY STEPS

1 Choose your rewards from this catalogue. 2 Call our Customer Service Hotline at: 8840-7800 for Platinum Card 8631-8000 for the American Express Platinum Credit Card, American Express Gold Card, American Express Green Card, American Express Gold Credit Card, American Express Credit Card and Blue from American Express 8840-7400 for the American Express Corporate Cards

Quote the reward code of the item you wish to 3 redeem. Redemption of items from this catalogue is from January 1 to December 31, 2020

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE redeem your points

Each type of American Express Card has its own Reward Code for each of the featured item. Please take note of the Membership Rewards® Codes and Points applicable to your American Express Card.

Platinum Card

American Express American Express American Express Platinum Credit Card Gold Card Green Card

American Express American Express Blue from Gold Credit Card Credit Card American Express

American Express American Express Gold Corporate Card Gold Corporate Card

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent traveleroption

frequent guest program Redeem your Membership Rewards® Points for Luxury Hotel stays.

VIEW PROGRAM

frequent fl yer program Redeem your Membership Rewards® Points for Air Miles.

VIEW PROGRAM

*Click 'View Program' to go to the desired section. 8

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent guest program

HOW TO REDEEM HOTEL STAYS?

You must be a member of your preferred hotel’s 1 Loyalty Program. To register, visit Partner Hotel’s respective website.

Enroll in the Membership Rewards® Program 2 under the Frequent Traveler Option through our Customer Service Hotline.

Once enrolled, you may convert Membership 3 Rewards® Points to loyalty points. You must be prepared to provide your Hotel Loyalty Program membership upon redemption.

NOTE: Annual Membership Fee for Frequent Traveler Option applies except for Platinum Card and American Express Platinum Credit Card.

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent guest program

MARRIOTT BONVOY™ For full hotel listing and for more information, please visit www.Marriott.com 1,000 Membership Rewards® Points = 970 Points® | MR011

HILTON HONORS For full hotel listing and for more information, please visit www.HiltonHonors.com 1,000 Membership Rewards® Points = 1,250 Hilton Honors Points | MR004

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent ﬂyer program

HOW TO REDEEM AIR MILES?

You must be a member of your preferred airline’s 1 Loyalty Program. To register, visit Partner Airline’s respective website.

Enroll in the Membership Rewards® Program 2 under the Frequent Flyer Option through our Customer Service Hotline.

Once enrolled, you may convert Membership 3 Rewards® Points to air miles. You must be prepared to provide your Airline Loyalty Program membership upon redemption.

NOTE: Annual Membership Fee for Frequent Traveler Option applies except for Platinum Card and American Express Platinum Credit Card.

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent fl yer program

ASIA MILES | www.asiamiles.com 1 Membership Rewards® Point = 1 Asia Mile | MR005 • Minimum Transfer = 1,000 Asia Miles • Incremental Transfer = 500 Asia Miles

KRISFLYER | www.krisﬂyer.com 1 Membership Rewards® Point = 1 KrisFlyer mile | MR007 • Minimum Transfer = 1,000 KrisFlyer miles • Incremental Transfer = 500 KrisFlyer miles

ROYAL ORCHID PLUS | www.thaiaiways.com/rop 1 Membership Rewards® Point = 1 Royal Orchid Plus Mile | MR008 • Minimum Transfer = 1,000 Royal Orchid Plus Miles • Incremental Transfer = 500 Royal Orchid Plus Miles

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE frequent fl yer program

ENRICH | www.malaysiaairlines.com 1 Membership Rewards® Point = 1 Enrich Mile | MR006 • Minimum Transfer = 1,000 Enrich Miles • Incremental Transfer = 500 Enrich Miles

DELTA SKYMILES PROGRAM | www.delta.com/skymiles 1 Membership Rewards® Point = 1 Mile | MR010 • Minimum Transfer = 1,000 Miles • Incremental Transfer = 500 Miles

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE non-frequent traveleroption

GADGETS AND 15 ENTERTAINMENT

28 HOME AND KITCHEN

HEALTH AND 35 WELLNESS

37 TRAVEL ESSENTIALS

42 VOUCHERS

*Select any page number to go to the desired page. 14

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

APPLE iPAD AIR 10.5-INCH 64GB WIFI

• 64GB Retina display • 10.5-inch (diagonal) LED-backlit Multi-Touch display • 2224-by-1668 resolution at 264 pixels per inch (ppi) • A12 Bionic chip with 64-bit architecture • Embedded M12 coprocessor • 8-Megapixel camera • 1080p HD video recording, slo-mo (240 fps)

121,345 points | NC001 143,408 points | NC002 157,749 points | NC003

MACBOOK PRO 13-INCH 128GB

• Retina display with True Tone • 1.4GHz quad-core 8th-generation Intel Core i5 processor • Turbo Boost up to 3.9GHz • Intel Iris Plus Graphics 645 • 8GB 2133MHz LPDDR3 memory • 128GB SSD storage¹ • Touch Bar and Touch ID • Two Thunderbolt 3 ports

305,057 points | NC004 360,522 points | NC005 396,574 points | NC006

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

iPHONE 11 64GB

• 64GB Liquid Retina HD display • 6.1 inch (diagonal) all-screen LCD • Multi Touch display with IPS technology • 1792 by 828 pixel resolution at 326 ppi • Rated IP68 (maximum depth of 2 meters up to 30 minutes) under IEC standard 60529 • A13 Bionic chip. Third generation Neural Engine • Dual 12MP Ultra Wide and Wide cameras. Ultra Wide: ƒ/2.4 aperture and 120° ﬁeld of view • Wide: ƒ/1.8 aperture. 2x optical zoom out; digital zoom up to 5x • 4K video recording at 24 fps, 30 fps, or 60 fps • 1080p HD video recording at 30 fps or 60 fps • 720p HD video recording at 30 fps • iOS 13 operating system • Dual SIM (nano-SIM and eSIM)

196,342 points | NC007 232,041 points | NC008 255,245 points | NC009

163

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

iPHONE 11 PRO 64GB

• 64GB Super Retina XDR display • 5.8 inch (diagonal) all screen OLED Multi Touch display • 2436 by 1125-pixel resolution at 458 ppi • 2,000,000:1 contrast ratio (typical) • True Tone display. Wide color display (P3) • Rated IP68 (maximum depth of 4 meters up to 30 minutes) under IEC standard 60529 • A13 Bionic chip • Third generation Neural Engine • Triple 12MP Ultra Wide, Wide, and Telephoto cameras • Ultra Wide: ƒ/2.4 aperture and 120° ﬁeld of view • Wide: ƒ/1.8 aperture. Telephoto: ƒ/2.0 aperture • 2x optical zoom in, 2x optical zoom out; digital zoom up to 10x • 4K video recording at 24 fps, 30 fps, or 60 fps • 1080p HD video recording at 30 fps or 60 fps • 720p HD video recording at 30 fps • Enabled by TrueDepth camera for facial recognition • iOS 13 operating system • Dual SIM (nano SIM and eSIM)

274,035 points | NC010 323,859 points | NC011 356,595 points | NC012

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

iPHONE 11 PRO MAX 64GB

• 64GB Super Retina XDR display • 6.5 inch (diagonal) all screen OLED Multi Touch display • 2436 by 1125-pixel resolution at 458 ppi • 2,000,000:1 contrast ratio (typical) • True Tone display. Wide color display (P3) • Rated IP68 (maximum depth of 4 meters up to 30 minutes) under IEC standard 60529 • A13 Bionic chip • Third generation Neural Engine • Triple 12MP Ultra Wide, Wide, and Telephoto cameras • Ultra Wide: ƒ/2.4 aperture and 120° ﬁeld of view • Wide: ƒ/1.8 aperture. Telephoto: ƒ/2.0 aperture • 2x optical zoom in, 2x optical zoom out; digital zoom up to 10x • 4K video recording at 24 fps, 30 fps, or 60 fps • 1080p HD video recording at 30 fps or 60 fps • 720p HD video recording at 30 fps • Enabled by TrueDepth camera for facial recognition • iOS 13 operating system

301,227 points | NC013 355,996 points | NC014 391,595 points | NC015

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

SAMSUNG GALAXY S10 128GB • 6.1” Dynamic AMOLED display • 3040 x 1440 (Quad HD+) display resolution • 2.7 GHz, 2.3 GHz, 1.9 GHz cpu speed processor • 12.0 MP + 16.0 MP + 12.0 MP Rear Camera - Resolution (Multiple) • UHD 4K (3840 x 2160)@60 fps video recording resolution • 128GB Storage, 8GB RAM • Nano-SIM (4FF) sim size, Dual-SIM • 3,400mAh battery capacity • Ultrasonic Fingerprint ID

200,227 points | NC016 236,632 points | NC017 260,295 points | NC018

SAMSUNG GALAXY NOTE 10+ 256 GB • 6.8" Quad HD+ Dynamic AMOLED • Inﬁnity-O Display (3040x1440) 498 ppi. HDR10+ certiﬁed • S Pen: Bluetooth enabled • Lithium Titanate Battery: Up to 10 hours of battery standby time • Pressure levels: 4096 • Pen tip diameter: 0.7 mm • IP68 • 720p HD video recording at 30 fps (1280x720) video recording • 12GB RAM with 256GB internal storage • One Nano SIM and one microSD slot (up to 1TB) • 4300mAh (typical) battery capacity • IP68 water resistance

242,958 points | NC019 287,132 points | NC020 315,845 points | NC021 19

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

JBL LINK 20 • Built-in Google Assistant • Hands-free voice control • Simple set-up with Google home app • Built-in Chromecast • High quality sound powered by the cloud • Multi-room playback across speakers with built-in Chromecast • Wi-Fi connection network support • Wireless Buetooth streaming • 10 hours of play time • IPX7 waterproof

41,604 points | NC022 49,169 points | NC023 54,086 points | NC024

JBL LINK 500 • Built-in Google Assistant • Hands-free voice control • Built-in Chromecast • Wireless Bluetooth streaming • Stereo sound with deep bass and clear highs • 55Hz–22kHz (-6dB) frequency response • Signal-to-noise ratio: >80dB • 4.2 Bluetooth version

94,374 points | NC025 111,533 points | NC026 122, 686 points | NC027

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

HARMAN KARDON GO + PLAY • Wireless Bluetooth streaming • Built-in rechargeable Li-ion battery supports up to 8 hours of playtime and charges your smartphones and tablets via USB • DUAL MICROPHONE CONFERENCING SYSTEM • Signal-to-noise ratio: 80dB A-weighted • 4.1 Bluetooth version • Up to 8 hours (varies by volume level and audio content) music playing time

61,509 points | NC028 72,693 points | NC029 79,962 points | NC030

APPLE AIRPODS WITH CHARGING CASE • Connections: - AirPods: Bluetooth - Charging Case: Lightning connector • Live Listen audio7 accessibility • AirPods with Charging Case: More than 24 hours listening time, up to 18 hours talk time • System requirements: - iPhone, iPad, and iPod touch models with iOS 12.2 or later; Apple Watch models with watchOS 5.2 or later; Mac models with macOS 10.14.4 or later; Apple TV models with tvOS 12.2 or later

40,047 points | NC031 47,328 points | NC032 52,061 points | NC033

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

POWERBEATS PRO - TOTALLY WIRELESS EARPHONES • Up to 9 hours of listening time (more than 24 hours with charging case) • Volume and track controls on each ear bud, voice capability, and Auto Play/Pause • Enhanced phone call performance and call handling from either ear bud • Connections: Bluetooth, Wireless • Form Factor: Ear hook, In Ear • Batteries: Rechargeable Lithium Ion

54,005 points | NC034 63,824 points | NC035 70,207 points | NC036

BOSE SOUNDSPORT WIRELESS IN-EAR EARPHONES • Sweat- & Weather-Resistant Design • Bluetooth Wireless with NFC Pairing • Multi-Point Pairing with Voice Prompts • Stay Hear+ Ear tips for Stability • Li-Ion Battery Rechargeable with USB • Up to 6 Hours of Playback • Volume-Optimized EQ for Balance • Inline Remote • Carrying Case, USB Cable & Ear tips

37,565 points | NC037 44,396 points | NC038 48,835 points | NC039

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

SAMSUNG UHD 43" TV • 43” UHD TV • 3,840 x 2,160 resolution • Real 4k picture quality • Ultra HD 4k processor • Slim design • Motion rate: 100 • HDMI (3 ports) and USB (2 ports)

124,699 points | NC040 147,371 points | NC041 162,109 points | NC042

SAMSUNG CURVED ULTRA HD SMART 55" TV • 55” Curved UHD TV • 3,840 x 2,160 resolution • 4K Ultra HD • Motion rate: 120 • HDMI ( 3 ports ) and USB ( 2 ports )

212,110 points | NC043 250,676 points | NC044 275,744 points | NC045

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

GOPRO HERO 8 BLACK • Streamlined Design with Folding Fingers | HERO8 Black Mods Compatibility • HyperSmooth 2.0 Video Stabilization | TimeWarp 2.0 Video LiveBurst | SuperPhoto + Improved HDR | Night Lapse Video Digital Lenses (SuperView, Wide, Linear, Narrow) • 8x Slo-Mo | 100Mbps Bit Rate | Face, Smile, Blink, + Scene Detection | Horizon Leveling (with the GoPro App) • 3.5mm Audio Mic Input with Media Mod • Wi-Fi + Bluetooth® | GPS Enabled | Connects to GoPro App • 12MegaPixel photo • 4K60, Wide FOV video

96,272 points | NC046 113,776 points | NC047 125,154 points | NC048

FUJIFILM AX5 • 24.2MP APS-C Sensor • 180-Degree tilting LCD touch screen • UHD 4K Recording, HD Video at 120 fps • Hybrid AF system with phase-detection • 4K burst function for stills at 15 fps • Multi focus mode for focus stacking • Maximum ISO of 12,800 • Bluetooth connectivity for ﬁle transfer • Fujinon XC 15-45mm f/3.5-5.6 OIS PZ Lens

97,926 points | NC049 115,731 points | NC050 127,304 points | NC051

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

INSTAX MINI 90 NEO CLASSIC • Designed with a classic look • 86mm x 54mm film size • 62mm x 46mm picture size • Move in / out type lens, 2 components, 2 elements, f=60mm, F=12.7 • Real image finder, 0.37x, with target spot and parallax adjustment for macro mode • Motor-driven 3-range switching, 0.3m - ∞ (macro mode: 0.3m - 0.6m, normal mode: 0.6m - 3.0m, landscape mode: 3.0m - ∞) • Programmed electronic shutter release, 1.8 - 1/400 sec. shutter speeds (macro mode: aperture automatically fixed at F22, bulb mode: maximum 10-second shutter open time)

33,883 points | NC052 40,044 points | NC053 44,049 points | NC054

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

APPLE WATCH SERIES 5 GPS, 40MM SPACE GRAY ALUMINUM CASE WITH BLACK SPORT BAND • 40mm case ﬁts 130-200 mm wrists • Always-On Retina display with Force Touch • LTPO OLED display (1000 nits) • Built-in Compass • GPS/GNSS • S5 with 64-bit dual-core processor • W3 Apple wireless chip • Optical heart sensor, Electrical heart sensor • Accelerometer up to 32 g-forces • Wi-Fi (802.11b/g/n 2.4GHz) • Bluetooth 5.0 • Built-in rechargeable lithium-ion battery • Up to 18 hours of battery life • Water resistant 50 meters • WatchOS 6

101,262 points | NC055 119,673 points | NC056 131,640 points | NC057

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE gadgets and entertainment

FITBIT VERSA 2 • Sizes: Small (5.5” to 7.1” wrist circumference) Large (7.1” to 8.7” wrist circumference) • Premium design and AMOLED screen • 24/7 heart rate tracking • Sleep score • Automatic activity & sleep tracking • Goal-based exercise modes • Cardio ﬁtness score • Wireless syncing • 3-axis accelerometer • Lithium-polymer battery type • Two (2) hours charge time • 4.0 Bluetooth version • Saves 7 days of detailed motion data – minute by minute • Saves daily totals for the last 30 days • Water resistant to 50 metres

53,266 points | NC058 62,951 points | NC059 69,246 points | NC060

MILI CHARGER STATION III • Light, fast-charging, and handy • All-in-one charging hub featuring 4-USB and 2 type-C charging ports • Charging output: Type-C Max 2.4A-3A • USB port - 2.4A

9,289 points | NC061 10,978 points | NC062 12,076 points | NC063

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

OSTER BLENDER • Fast & easy one-touch blending • With stainless steel blade • With storage cap, drinking lid and straw • 2 piece 600mL BPA-free plastic Ball® Mason jar • 250Watts

14,200 points | NC064 16,783 points | NC065 18,461 points | NC066

TEFAL FRUTELIA JUICER • Stainless steel ﬁlter material • 49mm feed tube diameter • 2 side handles locking system • 15600 trs/min rotation speed • 1 speed settings • 0.5L pulp container capacity • Dishwasher safe • 400 watts

19,939 points | NC067 23,565 points | NC068 25,922 points | NC069

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

TEFAL OPTIMAL FUZZY SPHERICAL POT RICE COOKER 10 CUPS • 10 cups capacity • 3D Heating + Spherical Pot • 35 Cooking Programs (28 rice & 7 multi cooking programs) • Durable spherical bowl, 2.5mm thickness with 6 layers including durable & resistant non-stick coating • Keep warm up to 24 hours • Pre set up to 24 hours • 750 watts

45,878 points | NC070 54,220 points | NC071 59,642 points | NC072

PHILIPS GARMENT STEAMER • Powerful continuous steam • XL steam plate for quick results • Special garment hanger • Adjustable pole with hanger • Large detachable water tank • PVC free silicon steam hose • Safe to use on delicate fabrics, like silk • 1600Watts

36, 670 points | NC073 43,338 points | NC074 47,671 points | NC075

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

PHILIPS TABLE GRILL • High temperature grill plate seals in all the ﬂavour • Ribbed-and-smooth top allows stir-frying, grilling and more • Adjustable thermostat ensures perfect result for every food • Non stick grilling surface • High power for heating up fast and keeping constant heat • Grease drainage • 300 x 370 mm grill plate dimensions • 2300 watts

35,249 points | NC076 41,658 points | NC077 45,824 points | NC078

ELBA MICROWAVE OVEN • Capacity: 25 Liters •Body: stainless steel ﬁnish • 8 program settings with grill • Digital controls • Safety child lock • Turntable glass plate • Defrost by weight • Output power: 1000W

108,168 points | NC079 127,835 points | NC080 140,619 points | NC081

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

VORNADO AIR CIRCULATOR • Whole room circulation • Moves air up to 100 feet • Up to 80% more energy-ecient • More powerful airﬂow • Precise control - variable speed • 60 watts

57,669 points | NC082 68,154 points | NC083 74,970 points | NC084

DYSON VACUUM CLEANER V11 FLUFFY RD

• Twice the suction of any cord-free vacuum • LCD screen displays run time countdown and performance • Switches easily between Eco, Auto and Boost • Spins at up to 125,000rpm • Advanced whole-machine ﬁltration • Up to 60 mins run time • Uses Dyson Digital V10C motor • Bin volume: 0.2 gallon

166,762 points | NC085 197,083 points | NC086 216,791 points | NC087

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

GORENJE E-KETTLE • 1.5Liters electric kettle •Removable lime ﬁlter • Opening the lid with a button • 360 degrees rotation • On/o button • Light indication of switching on thermostat • Automatic switch-o at boiling • Storage compartment • Metal/Plastic housing material • Closed spiral type of heating element • Water level indicator • 200 watts power wattage, 1850 watts heater power

26,714 points | NC088 31,571 points | NC089 34,729 points | NC090

GORENJE BREAD TOASTER • Suitable for 2 slices •Equipment toaster: bread roll, bread slicer, crumb tray • Kind of operation: knobs • Kind of feet: anti-slip feet • 7 browning levels • Automatic shutdown, stop function • Defrost light indicator • With warm-up indicator light • 870 watts

24,993 points | NC091 29,537 points | NC092 32,491 points | NC093

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

RUSSELL HOBBS COFFEE MAKER • 1 Liter thermal carafe capacity • Stainless steel w/ retro accents • Coee gauge showing brewing process and keep warm time • Advanced shower head technology • Water level indicator • 1000 watts

34,855 points | NC094 41,193 points | NC095 45,312 points | NC096

NESPRESSO COFFEE MACHINE

• 1 Liter coee machine • 9 used capsule container capacity • 85 centimeters cable length • 19 bars pressure • Manual capsule insertion and ejection • Automatic o mode after 9 minutes

61,760 points | NC097 72,989 points | NC098 80,288 points | NC099

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE home and kitchen

KLEAN KANTEEN REFLECT INSULATED 20oz • 20 ﬂuid ounces capacity • Weight (w/ cap) 13 ounces (368.5 g) • Size (w/cap) 10.4”H x 2.9”W (263.5 mm H x 72.9 mm W) • Climate Lock™ double-wall vacuum insulation will keep things cold for 24 hours and iced for 40 hours • Electropolished interior, a safe & non-toxic process, and rounded corners make it easy to clean • Includes the leak proof Bamboo Cap to create all stainless interior • 18/8 Stainless Steel construction

12,283 points | NC100 14,517 points | NC101 15,968 points | NC102

DELONGHI DEHUMIDIFIER • Anti-dust ﬁlter • Continuous drain facility • Ionizer • Electronic shut-o timer up to 8 hrs • Noise level min-max (dB(A)): 34 - 48 • Absorbed humidity (l/24h, 32°C/80%): 6

116,945 points | NC103 138,208 points | NC104 152,028 points | NC105

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE health & wellness

OMRON BP ARM MONITOR • Cu wrapping guide lamp •Detects and indicates whether the cu is properly wrapped around the arm • Blood pressure level indicator • Body movement detection • Irregular heartbeat detection • Average of last 3 readings within 10 minutes • 60 memory storage with date and time

18,512 points | NC106 21,878 points | NC107 24,066 points | NC108

OMRON WEIGHING SCALE • 4 sensor technology for accurate measurement • Auto on/o function • Measures in kg/lb/st metrics • 100g increment in weight • Measures up to 150kg

9,399 points | NC109 11,108 points | NC110 12,219 points | NC111

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE health & wellness

OMRON EAR THERMOMETER • Fast one second measurement •Fever alarm with beeper for body temperature = 37.5°C (99.5°F) • Selectable °C/°F • 9 sets memory • Ergonomic design

13,803 points | NC112 16,313 points | NC113 17,944 points | NC114

OMRON PULSE MASSAGER • Advanced pain relief (12 dierent programs) • 5 special modes • Washable and durable Long-life pads

21,701 points | NC115 25,647 points | NC116 28,211 points | NC117

OMRON BP UPPER ARM MONITOR • Cu wrapping guide lamp • Stores 90 measurements in memory with date and time • Blood pressure level indicator • Body movement detection • Irregular heartbeat detection • Average of last 3 readings within 10 minutes • IntelliSense technology

25,974 points | NC118 30,697 points | NC119 33,766 points | NC120

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE travel essentials PACSAFE INTASAFE SLIM ANTI-THEFT 15-INCH LAPTOP BRIEFCASE • Materials: 100% polyester • Fits a 15-inch laptop, phone, passport and more • With organization to keep everything sorted • Features anti-theft slash-proof lining and strap, locking zipper system, and RFID blocking • Dimensions: 12.6in x 2.6in x 14.6in, 32cm x 6.5cm x 39cm • Weight: 2.5lbs • Capacity: 12.L 29,900 points | NC124 35,337 points | NC125 38,871 points | NC126

PACSAFE METROSAFE X ANTI-THEFT COMPACT RECYCLED CROSSBODY BAG • Lockable zips and cut-resistant materials protect your belongings • RFID blocking pocket protects your credit cards and passport against unwanted scans • Fits a 7-inch tablet in a padded sleeve for extra protection • Magnet closure keeps things shut while on the move • Internal attachment point for wallets and keys • Pen loop for easy storage • Main material: 100% Recycled Polyester • Weight: 14 oz/0.41 kg • Volume: 3L • Dimensions: 9.1 in x 6.3 in x 2.8 in/ 23 cm x 16 cm x 7 cm 20,612 points | NC127 24,360 points | NC128 26,796 points | NC129 37

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE travel essentials

PACSAFE METROSAFE LS100 ANTI-THEFT CROSSBODY BAG • Fits a 7 inch tablet • Internal pockets to keep your gear organized • Internal attachment point for wallets and keys • Main material: 210D Nylon Full Dull Hitra, PU2000mm; Lining: 75D Polyester Herringbone Dobby, PU1000mm • Weight: 0.79 lbs / 0.36 kg • Volume: 3L • Dimensions: (H x W x D): 9.06 x 6.69 x 2.95 in / 23 x 17 x 7.5 cm

16,227 points | NC130 19,178 points | NC131 21,096 points | NC132

PACSAFE CITYSAFE CX CONVERTIBLE BACKPACK • 100D nylon twill outer material, 75D polyester lining material • 1lb. 0.6 oz. / 470 g weight • 8 L volume • Detachable strap • Fits a 10 inch tablet • Internal pockets to keep your gear organized • 34 x 26 x 12 cm dimension

25,158 points | NC133 29,733 points | NC134 32,706 points | NC135

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE travel essentials

PACSAFE CITYSAFE CX PACKABLE HORIZONTAL TOTE BAG • 100% Nylon materials • 20L Volume • 15.8 in x 21.3 in x 5.5 in, 40 cm x 54 cm x 14 cm dimensions • RFID blocking pouch protects your credit cards and passport against unwanted scans • Removable anti-theft pouch • Luggage slip slides over luggage handles to keep your bag balanced on your wheeled bag

25,258 points | NC136 29,851 points | NC137 32,836 points | NC138

SAMSONITE OPEN ROAD 9.7" CROSSBODY BAG • Reﬁned two-tone nylon and polyester design with polyurethane inserts that enrich the design • Colour matching zipper • 1 front pocket • Removable shoulder strap for better mobility and comfort while travelling • Main compartment with a large zipped mesh pocket • Fits 9.7” tablet screen size • With document compartment, table pocket, phone pocket, music pocket & key hanger • Material: 70% Nylon + 28% Polyester + 2% Polyurethane • Weight: 0.5 kg • Volume: 4.5L • Dimensions: 29 x 22 x 11 cm

28,581 points | NC121 33,778 points | NC122 37,156 points | NC123 39

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE travel essentials

SAMSONITE B-LITE 4 63CM CABIN SPINNER SUITCASE • Oversized double spinner wheels •Comfortable packing with internal and external pockets • TSA combi lock • Material: Interior and exterior made out of Polyester • Dimension: 63 x 41 x 26cm • Weight: 2.6 kg • Volume: 55.5 /61L • Color: Black

83,191 points | NC139 98,317 points | NC140 108,148 points | NC141

SAMSONITE EVOA SPINNER 69CM • Metallic corner protection • Integrated double layer anti-theft zipper • TSA recessed combo lock and magnetic zipper pullers • Smooth double wheel with suspension system • Materials: HS PC • Dimension: 69 x 49 x 29/33cm • Weight: 4.7 kg • Volume: 82 /95L • Colors: Brushed black, Brushed Silver & Rose Gold

96,383 points | NC142 113,908 points | NC143 125,298 points | NC144

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE travel essentials

DELSEY SEGUR LUGGAGE 55CM • Secured with Zip SecuriTech (The original and the best anti-theft zip) • Removable & Washable Lining to keep your things neat • 4 easy-running double wheels • TSA Combination Lock/polycarbonate, removable and washable lining/1 zippered pocket adjustable straps

67,137 points | NC148 79,344 points | NC149 87,279 points | NC150

DELSEY PILOT WW 5 LUGGAGE 75CM • Material Type: Nylon •Collection: Pilot WW5 • Features • Overweight indicator on side handle • 4 Double wheels for better rotation and stability • Expandable 4cm for extra capacity • Combination lock with TSA • Colour: black • Dimensions: 75 x 51.5 x 32.5cm • Weight: 5Kg

108,957 points | NC145 128,767 points | NC146 141,644 points | NC147

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE shopping vouchers

SM GIFT PASS P1,000 • Accepted in all SM Department Stores, SM Supermarket/ Hypermarket, Savemore, SM Appliance Center, Ace Hardware, Ace Builders Center, Alfamart, Baby & Co, Forever 21, Exploreum, Kultura Filipino, L'indochine, Our Home, Pet Express, Radisson Blu, Stefanel, Simply Shoes, selected outlets of SM Foodcourt, SM Cinema, SM Bowling, SM Ice Skating, SM Storyland, Snack Time, Suite Blanco, Sports Central, Surplus Shop, Toy Kingdom, Uniqlo, Uno de 50, Waltermart Supermarket, Watsons branches and at IMAX. No Expiry.

5,475 points | NC151 6,471 points | NC152 7,118 points | NC153

SM GIFT PASS P500 • Accepted in all SM Department Stores, SM Supermarket/ Hypermarket, Savemore, SM Appliance Center, Ace Hardware, Ace Builders Center, Alfamart, Baby & Co, Forever 21, Exploreum, Kultura Filipino, L'indochine, Our Home, Pet Express, Radisson Blu, Stefanel, Simply Shoes, selected outlets of SM Foodcourt, SM Cinema, SM Bowling, SM Ice Skating, SM Storyland, Snack Time, Suite Blanco, Sports Central, Surplus Shop, Toy Kingdom, Uniqlo, Uno de 50, Waltermart Supermarket, Watsons branches and at IMAX. No Expiry.

3,191 points | NC154 3,771 points | NC155 4,149 points | NC156 42

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE shopping vouchers

SODEXO PREMIUM PASS P1,000 • Accepted in all Sodexo aliated establishments.

5,475 points | NC157 6,471 points | NC158 7,118 points | NC159

SODEXO PREMIUM PASS P500 • Accepted in all Sodexo aliated establishments.

3,191 points | NC160 3,771 points | NC161 4,149 points | NC162

S&R MEMBERSHIP SHOPPING GIFT CARD P1,000 • Accepted in all S&R branches; must be used together with the S&R Membership Card.

5,475 points | NC163 6,471 points | NC164 7,118 points | NC165

RUSTANS GIFT CERTIFICATE P1,000 • Honored at all Rustan’s Department Store Branches, Rustan’s Flower Shops, SSI Boutiques (eg: Lacoste, Tory Burch, etc.), Marks & Spencer, Royal Subic Duty Free Shops, East Café.

5,475 points | NC166 6,471 points | NC167 7,118 points | NC168 43

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE shopping vouchers

ABENSON GIFT CERTIFICATE P1,000 • Accepted in all Abenson branches.

5,475 points | NC175 6,471 points | NC176 7,118 points | NC177

CERTIFIED CALM GIFT CERTIFICATE P1,000 • Accepted at Rockwell Power Plant Mall and BGC Two Parkade branches

5,475 points | NC193 6,471 points | NC194 7,118 points | NC195

LANDERS GIFT CERTIFICATE P1,000 • Accepted in all Landers branches

5,475 points | NC187 6,471 points | NC188 7,118 points | NC189

MARKS AND SPENCER GIFT CERTIFICATE P1,000 • Accepted in all Marks and Spencer branches.

5,475 points | NC181 6,471 points | NC182 7,118 points | NC183

PETRON E-FUEL GIFT CARD P1,000 • Accepted in all Petron branches

5,475 points | NC190 6,471 points | NC191 7,118 points | NC192 44

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE shopping vouchers

SSI PURPLE GIFT CARD P1,000 • Accepted in the following Acca Kappa*, Aerosoles, AIX Armani Exchange, Alexander McQueen, American Tourister, Anne Klein, Bally, Banana Republic, Beauty Bar, Bershka, Bobbi Brown*, BOSS, Bottega Veneta, Brooks Brothers, Burberry, Calvin Klein Jeans, Calvin Klein Underwear,Cartier, Charriol, Clarins*, Clinique*, Coach, Cortefiel, Dashing Diva, Debenhams, Diesel, Diptyque*, DKNY, Dune, Ermenegildo Zegna, Estee Lauder*, Furla, GAP, Givenchy, Gucci, Hackett, Hamleys, Jessica, Jimmy Choo, Joe Fresh, Kate Spade New York, Kenneth Cole, Kurt Geiger, L’Occitane, Lacoste, LeSportsac, Lipault, Loewe, Longchamp, LUSH, MAC Cosmetics*, MakeRoom&More, Marc Jacobs, Marks & Spencer, Massimo Dutti, MAX&Co, MBT, Michael Kors, Mont Blanc*, MUJI, NARS*, Nine West, Old Navy, Polo Ralph Lauren, Pottery Barn, Pottery Barn Kids, Prada, Pull&Bear, Saint Laurent, Salvatore Ferragamo, Samsonite, Springfield, Steve Madden, Stradivarius, Superdry, Superga, Swarovski, Tod’s, Tommy Hilfiger, Tory Burch, West Elm, Women’secret, ZARA. * Only SSI Stores of these brands will accept the Purple Card

5,475 points | NC169 6,471 points | NC170 7,118 points | NC171

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER • AcceptedFEE in all Toby's branches. shopping vouchers

POWER MAC CENTER GIFT CARD P1,000 • Accepted in all Power Mac branches.

5,475 points | NC172 6,471 points | NC173 7,118 points | NC174

TOBY'S GIFT CERTIFICATE P1,000 • Accepted in all Toby's branches.

5,475 points | NC184 6,471 points | NC185 7,118 points | NC186

TOY KINGDOM GIFT CARD P1,000 • Accepted in all Toy Kingdom branches.

5,475 points | NC178 6,471 points | NC179 7,118 points | NC180

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE dining vouchers

THE BISTRO GROUP GIFT CERTIFICATE P2,000 • Accepted in T.G.I Friday's, Itallianis, Baker & Cook (Conrad Hotel), Fish & Co. Concept (SM Mall of Asia, Trinoma Mall, Uptown & Mckinley), Denny's, Bulgogi, Texas Roadhouse (Uptown Mall & Conrad Hotel), Watami, Modern Shanghai (SM Mall of Asia), Bualo Wild Wings.

10,081 points | NC196 11,914 points | NC197 13,106 points | NC198

CIRCLES EVENT CAFÉ GIFT CERTIFICATE P2,000 • Accepted at Circles Event Café, Makati Shangri-La. For dine-in only.

10,081 points | NC199 11,914 points | NC200 13,106 points | NC201

EDSA SHANGRI-LA MANILA'S HEAT RESTAURANT DINNER VOUCHER • Accepted at Edsa Shangri-la Heat • Applicable for dinner from Sundays to Thursdays only • Valid for one (1) person only • Valid for One (1) Year from date of issue and extension of expired GC is subject to approval

15,363 points | NC205 18,156 points | NC206 19,972 points | NC207 47

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE dining vouchers

GOURMET COFFEE GOURMET GIFT CERTIFICATE P1,000 COFFEE • Accepted in all Starbucks branches.

5,475 points | NC208 6,471 points | NC209 7,118 points | NC210

GOURMET COFFEE GOURMET GIFT CERTIFICATE P200 COFFEE • Accepted in all Starbucks branches.

1,821 points | NC211 2,152 points | NC212 2,367 points | NC213

SPIRAL GIFT CERTIFICATE P2,000 SPIRAL • Accepted at Spiral, Soﬁtel Philippine Plaza. For dine-in only.

10,081 points | NC202 11,914 points | NC203 13,106 points | NC204

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE health & wellness vouchers

HEALTHY OPTIONS GIFT CERTIFICATE P1,000 • Accepted in all Healthy Options branches.

5,475 points | NC217 6,471 points | NC218 7,118 points | NC219

THE SPA WELLNESS GIFT CARD P1,000 • Accepted in all The Spa branches.

5,475 points | NC214 6,471 points | NC215 7,118 points | NC216

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE luxury hotel stays vouchers

CONRAD MANILA GIFT CERTIFICATE P5,000 • Accepted both for accommodation and dining.

23,833 points | NC220 28,166 points | NC221 30,983 points | NC222

FAIRMONT GIFT CARD P5,000 • Accepted both for accommodation and dining.

23,833 points | NC232 28,166 points | NC233 30,983 points | NC234

MAKATI SHANGRI-LA MANILA LUXURY VOUCHERS P5,000 (ACCOMMODATION) • Accepted for accommodation ONLY Valid for one (1) year from date of purchase. Subject for extension provided request is made before the expiration of the Makati Shangri-La Manila Luxury Voucher.

23,833 points | NC223 28,166 points | NC224 30,983 points | NC225

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE luxury hotel stays vouchers

MAKATI SHANGRI-LA MANILA LUXURY VOUCHERS P5,000 (F&B) • Accepted for food and beverage ONLY. • Valid for one (1) year from date of purchase. Subject for extension provided request is made before the expiration of the Makati Shangri-La Manila Luxury Voucher.

23,833 points | NC226 28,166 points | NC227 30,983 points | NC228

SHANGRI-LA AT THE FORT GIFT CERTIFICATE P5,000 • Accepted both for accommodation and dining. • Valid for one (1) year from date of purchase. Subject for extension provided request is made before the expiration of the Shangri-La at the Fort Gift Check.

23,833 points | NC229 28,166 points | NC230 30,983 points | NC231

RAFFLES HOTEL GIFT CERTIFICATE P5,000 • Accepted both for accommodation and dining.

23,833 points | NC235 28,166 points | NC236 30,983 points | NC237

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE annual membership fee (amf) waiver

Full Annual 50% Annual Fee Waiver Fee Waiver

Basic Card 34,100 points | MG200 17,100 points | MG201

Supplementary 17,100 points | MG202 8,600 points | MG203 Card

Full Annual 50% Annual Fee Waiver Fee Waiver

Basic Card 14,800 points | MG204 7,400 points | MG205

Supplementary 9,100 points | MG206 4,600 points | MG207 Card

Full Annual 50% Annual Fee Waiver Fee Waiver

Basic Card 22,800 points | MG132 11,400 points | MG133 52

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE annual membership fee (amf) waiver

Full Annual Fee Waiver

Basic Card 15,000 points | MG134

Supplementary 7,500 points | MG135 Card

Full Annual Fee Waiver

Basic Card 9,000 points | MG136

Supplementary 4,500 points | MG137 Card

Full Annual Fee Waiver

Basic Card 9,000 points | MG138

Supplementary 4,500 points | MG139 Card 53

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

1. Definitions 1.1 “BDO” means BDO Unibank, Inc. 1.2 There are two Program Option categories in the American Express Membership Rewards® Program (“Program”): a. “Frequent Traveler Option (FTO)” permits the conversion of Membership Rewards® Points into any one or more participating airline’s or hotel’s frequent or preferred customer programs and such other rewards that may be added from time to time. The participating airlines and hotels are known as “Transfer Partners”. b. “Non-Frequent Traveler Option (NFTO)” involves all other regular rewards provided by the Program and such other rewards that may be added from time to time. 1.3 “American Express Card” (“Card”) is any American Express Card (Platinum Card, American Express Gold Card, American Express Green Card, American Express Platinum Credit Card, American Express Gold Credit Card, American Express Credit Card, Blue from American Express, American Express Gold Corporate Card or American Express Corporate Card) issued by BDO. 1.4 “Card Account” means the account that relates to such Card. 1.5 “Basic Cardmember” means the person in whose name a Card Account is opened. 1.6 “Cardmember(s)”, unless otherwise specified means the holder(s) of an American Express Card(s) issued by BDO. 1.7 “Main Agreement” means the agreement between BDO and the Cardmember the terms of which are contained in the Cardmember’s American Express Cardmember Agreement in force for the time being. 1.8 “Points” means Membership Rewards® Points. 1.9 “Program” means the American Express Membership Rewards® Program Account opened for a Cardmember. 1.10 “Program Enrollment Date” is the day on which the Basic Cardmember is enrolled in the program for Frequent Traveler Option and will remain the same in the event of a transfer from one category to the other. 1.11 “Enrollment Year” is defined as any twelve-month period commencing on the Program Enrollment Date. 1.12 “Point Accumulation cut-o date” is the last day of a monthly cycle for the accrual of Points earned by a Cardmember under the Program.

Terms deﬁned in the Main Agreement shall bear the same meaning when used in these Terms and Conditions unless the context requires otherwise. 54

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

2. Eligibility & Points Accumulation 2.1 A Cardmember who holds an American Express Basic Card issued by BDO can participate in the Program. 2.2 Platinum Card and American Express Platinum Credit Card Cardmembers are automatically enrolled to earn Points and participate into the Program—Frequent Traveler Option. 2.3 American Express Gold Card, American Express Green Card, American Express Gold Credit Card, American Express Credit Card and Blue from American Express Cardmembers are automatically enrolled to earn Points and participate into the Program—Non-Frequent Traveler Option. They can also participate in the Program—FTO, subject to enrollment. 2.4 A Cardmember who holds an American Express Corporate Card or American Express Gold Corporate Card is required to enroll in the Program to earn Points and participate in the Program, NFTO and FTO, subject to the approval of the Corporate Cardmember’s company and BDO.

3. Participating in the Program

3.1 A Cardmember who is enrolled in the Program—Non-Frequent Traveler Option can only redeem rewards under the Program—NFTO category. 3.2 A Cardmember can enroll into the Program—Frequent Traveler Option at the time of application of the Card or any day thereafter by calling the American Express Customer Service Hotline*, as long as the Account is active and in good credit standing at the time of enrollment and upon agreement to being billed the FTO Annual Fee. A Cardmember who is enrolled in the Program—FTO can redeem rewards under both Program categories, NFTO and FTO. 3.3 Platinum Card and American Express Platinum Credit Card Cardmembers are automatically enrolled into the Program—FTO category at the point of approval of the Card. 3.4 American Express Gold Card, American Express Green Card, American Express Gold Credit Card, American Express Credit Card, Blue from American Express, American Express Gold Corporate Card and American Express Corporate Card Cardmembers have the option to enroll into the Program—FTO.

* (02) 8840-7800 for Platinum Card; (02) 8631-8000 for American Express Platinum Credit Card, American Express Gold Card, American Express Green Card, American Express Gold Credit Card, American Express Credit Card and Blue from American Express; (02) 8840-7400 for American Express Corporate Cards

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

4. Fees 4.1 There are no fees charged for participating in the Program— Non-Frequent Traveler Option category, except for American Express Gold Corporate and American Express Corporate Card Cardmembers. The enrollment of the Corporate Cardmembers in the Programs, FTO and NFTO, is subject to the approval of its company and BDO. BDO reserves the right, by giving the Cardmember prior written notice, to impose fees to process certain transactions related to the maintenance of a Cardmember’s Program. Below is the table that shows the Annual Fees: Membership Rewards Card Types Enrollment Fee Platinum Card, American Express Platinum Credit Card, American Express Gold Card, American Express Green Card, N/A American Express Gold Credit Card, American Express Credit Card and Blue from American Express

American Express Gold Corporate Card PHP 2,500 (for PHP currency card) /US$50 (for USD currency card)

American Express Corporate Card PHP 2,500 (for PHP currency card) /US$50 (for USD currency card)

4.2 An annual fee is charged for enrollment and participation in the Program—Frequent Traveler Option category (“Frequent Traveler Option Annual Fee”). BDO reserves the right, by giving the Cardmember prior written notice, to revise the fee from time to time. The Program—Frequent Traveler Option Annual Fee will be charged automatically to the Cardmember’s Account each year on the Program Enrollment date and is not refundable. If a Cardmember does not pay the Fee by the payment due date of the statement on which the fee is billed, the enrollment may be cancelled by BDO without prior notice. Below is the table that shows the Frequent Traveler Option Annual Fees:

Frequent Traveler Card Types Option Annual Fees

Platinum Card and American Express Complimentary Platinum Credit Card American Express Gold Card and American US$20.00 Express Green Card 56

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

Frequent Traveler Card Types Option Annual Fees

American Express Gold Credit Card, American P800.00 Express Credit Card and Blue from American Express

4.3 The Frequent Traveler Option Annual Fee is waived each year for the Platinum Card and the American Express Platinum Credit Card Cardmember. 5. Points earned in the Program 5.1 Every American Express Cardmember enrolled in the Program will earn one Point in the Program Account.

Spend to Card Types Earn 1 Point

Platinum Card, American Express Gold Card US$1 and American Express Green Card American Express Gold Corporate Card (USD Currency) and American Express Corporate Card (USD Currency) US$1

American Express Platinum Credit Card*, American Express Gold Credit Card, P45 American Express Credit Card and Blue from American Express American Express Gold Corporate Card (PHP Currency) P45 and American Express Corporate Card (PHP Currency)

To illustrate, please see the following examples of calculation of Points: a. Points are calculated on the basis of each Charge rather than the sum of charges billed in a Statement of Charge. b. A Charge that results in a point calculation will be rounded down. c. For American Express Charge Cards (Platinum Card, American Express Gold Card and American Express Green Card), non-US Dollar Charges earn Points based on the equivalent US Dollar amount billed and reﬂected in the Monthly Billing Statement. d. For American Express Credit Cards (American Expres Platinum Credit Card*, American Express Gold Credit Card, American Express Credit Card and Blue from American Express), foreign currency charges earn Points based on the equivalent Philippine Peso amount billed in the Statement. * American Express Platinum Credit Card Cardmembers with Dual Currency feature will earn 1 Membership Rewards Point for every US$1 charged to his/her Card. 57

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

5.2 The following Charges are eligible for earning Points: a. Goods and Services Charges – Retail, Mail Order/Telephone Order, Internet/Online, EasyPay Installment (in-store installment) and Service Merchants (gas stations, drugstores and supermarkets) b. Annual Card Fee (applicable to Platinum Card, American Express Gold Card and American Express Green Cardmembers only) 5.3 The basis for the computation of earned Membership Rewards® Points on installment transactions shall be the monthly amortization already posted into the Card Account. Outstanding installment transactions not yet posted into the Card Account are therefore not considered as having earned Membership Rewards® Points. 5.4 The following charges are not eligible for accruing Points: a. Express Cash and other Services – Express Cash, American Express Travelers Check purchases, Emergency Check Cashing, any kind of Express Cash b. Fees and Charges – Charges for dishonored check payments, ﬁnancial charges, late payment charges, interest charges and collection charges, cash advance, cash advance fees, card replacement fees, sales slip retrieval fees, installment pre-payment fee, refund fee and check cancel replacement fee c. Marketing Promotion – Rewards Express Claim, acquisition/ activation cash credit, item delivery charge, online shopping rebate and promotion Item Cost d. Internal Installment – Balance Transfer, EasyPay Cash, Cash-it-Easy, Balance Convert, EasyPay Convert and EasyPay Insurance Installment e. Auto Charge and Charge on Demand transactions f. Casino, Betting or Gambling transactions, cryptocurrency, remittance or money transfer 5.5 Points earned by Supplementary Cards will accrue automatically to the Basic Card Account upon which the Supplementary Cards are issued. 5.6 Points earned in any Program Account do not constitute Property of the Cardmember and are not transferable by operation of law or otherwise to any other person or entity and, save as this is expressly provided otherwise, by these Terms and Conditions, cannot be transferred to or combined with any other Program. 5.7 Points earned can only be redeemed in the Philippines into Membership Rewards® oered in the Philippines and are not transferable to any other Membership Rewards® program. Cross market redemption is strictly prohibited. 5.8 Every American Express Card Account will earn points separately. Points earned on separate Accounts, all are in the same Basic Cardmember’s name may not be consolidated for the purpose of redemption. On a case to case basis, BDO may permit consolidation 58

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

of Points with other Basic Card Account (same currency), subject always to conditions as BDO may impose in its sole discretion. 5.9 Adjustments will be made to the Points in the Cardmember’s Program Account if there are any credit(s), including those arising from returned goods or services or from billing disputes, or debit(s) erroneously posted to a Cardmember’s Account. 5.10 Points earned on the Program Account have no cash or monetary value.

6. Expiry of Points 6.1 There is no expiry date for Points earned by a Cardmember while participating in the Program (even where transferred from the Program—Non-Frequent Traveler Option category to the Program—Frequent Traveler Option) as long as the Basic Cardmembers and Accounts are kept in good standing. However, BDO reserves the right to institute an expiry date for Points whether Points have already been earned or earned thereafter. 6.2 If any Account is not in good standing, the Points earned in the Program Account may be forfeited. The Program Account may also be cancelled or Points earned may be forfeited due to the Cardmember’s failure to adhere to the Terms and Conditions governing the Card Account. 6.3 If a Cardmember who has more than one Basic Card Account voluntarily cancels any such Card Account, the Cardmember shall not be entitled to transfer unused Points to another American Express Basic Card Account. On a case by case basis, BDO may permit the transfer of unused Points to another Basic Card Account in the Cardmember’s name, subject always to such conditions as BDO may impose in its sole discretion, including (without limitation) adjustment to the number of points to reﬂect dierences between the programs concerned. 6.4 Subject to these Terms and Conditions, if a Cardmember voluntarily cancels his/her Card, the unused Points in the Program Account may be redeemed up to 60 days from the date of voluntary cancellation. Only rewards items under the Program—NFTO category can be redeemed. Conversion of points to air miles and/or hotel loyalty points is not allowed. 6.5 Subject to these Terms and Conditions, if a Cardmember’s Card is involuntarily cancelled, the unused Points in the Program Account will be forfeited at the same time.

7. Notice of Accumulated Points 7. 1 BDO will notify the Basic Cardmember in the monthly Card statement of the number of Points earned under the Program up to the Point Accumulation cut-o date that immediately precedes the cycle cut-o date of the billing period to which the said monthly Statement relates. 59

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

7. 2 A charge by a Cardmember that occurs after the Point Accumulation cut-o date but before the cycle cut-o date of the billing period to which a monthly Statement relates may not be reﬂected as earning Points on that Statement, and the Points earned will then be reﬂected in the Statement for the following billing period.

8. Redeeming Points

8.1 Only a Basic Cardmember, whose Card Account(s) is active and in good credit standing at the time of redemption can redeem Points. 8.2 To redeem Points, the Cardmember should call the Customer Service Hotline and inform the Customer Service Ocer of the reward(s) selected. The Customer Service Ocer will guide the Cardmember through the redemption process. 8.3 Upon accumulating the required number of Points for the selected reward item(s), a Cardmember can redeem the reward item(s). 8.4 Upon redeeming of a reward, the Cardmember releases BDO, its subsidiaries and aliates from any and all liability in respect of the redemption or use of such reward or other participation in the Program. 8.5 Points in a Cardmember’s Program that have been redeemed for any reward in the Program including a transfer of Points to participating Transfer Partner’s program, cannot be cancelled nor transferred back into the Cardmember’s Account once redemption is accepted by BDO. 8.6 Information supplied on the redemption of certain rewards may be used by BDO or the merchants that provide the rewards for administrative and marketing purposes without obtaining further consent from the Cardmember.

9. Redeeming Non-Frequent Traveler Option Rewards

9.1 All Rewards Items are subject to availability and supplier's or manufacturer's restrictions. BDO has the right to change the Rewards Items, if unavailable, with Rewards Items, with the same speciﬁcations and Points but only upon conﬁrmation of the aected Cardmembers. 9.2 All description of Rewards Items in the Membership Rewards® Catalogue are based on the information provided by the supplier. 9.3 Rewards Items photographed in the Membership Rewards® Catalogue may dier slightly in color, perceived size, or texture from the actual items to be delivered to the Basic Cardmembers. 9.4 Any additional arrangements made in connection with any reward will be the sole responsibility of the Cardmember. 9.5 The validity for use of gift vouchers will be based on the validity period indicated in the gift vouchers. The validity period may vary per merchant partner. 60

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions

9.6 The Cardmember shall be responsible for the cost of goods and services purchased in excess of the value noted on the voucher. 9.7 Shopping, dining and other rewards in the form of gift vouchers must be redeemed in the Philippines, unless otherwise stated. 9.8 Issuance of a travel, dining or hotel rewards certificate does not constitute a reservation. The rewards certificate holder is responsible for making all reservations and notifying the participating merchant of the reward(s) that they will redeem. 9.9 Hotel rewards include the cost of a standard room, unless otherwise stated. Prior booking is essential and subject to room availability. Some blackout dates may apply. 9.10 All Rewards Items shall be dispatched by courier to the last known billing address or alternate address of the Basic Cardmember within twenty one (21) banking days from the date of redemption. For delivery of Rewards Items (including Gift Vouchers) at the Basic Cardmember's given residential address, the Basic Cardmember understands and agrees that anyone living/staying in that address is authorized to receive the Rewards Items in his/her behalf. Unless otherwise instructed by the Basic Cardmember, only the redeeming Basic Cardmember, or in his absence, his/her authorized representative will be allowed to receive the Rewards Item. 9.11 Whenever a Basic Cardmember instructs delivery to himself or herself only, the delivery should be made to the redeeming Basic Cardmember. Should the Basic Cardmember not be around to receive the Rewards Item, he/she must prepare the following documents to be presented/submitted to the courier service provider: a. Letter of Authorization in favor of the authorized representative duly signed by the Basic Cardmember authorizing the former to receive/accept delivery of Rewards Item on behalf of the Basic Cardmember; and b. Presentation of the Basic Cardmember's and authorized representative's proof of identification (should be acceptable to BDO) with photocopy thereof to be submitted to the delivery/ courier service provider. 9.12 A Cardmember is given twenty four (24) hours from the date of receipt of the Rewards Item(s) to report damaged/defective Rewards Item. If reporting of the damaged/defective Rewards Item exceeds the 24-hour limit, the warranty of the supplier within the warranty period remains valid. Without prejudice to the warranties from the supplier, the 24-hour period is on top of the applicable warranty of the Items. Certain products are covered by applicable product warranties. As such, a Cardmember is then responsible to bring the damaged/defective Rewards Item to the accredited Service Center.

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions 9.12a In the event that BDO's Rewards Vendor determines that the Rewards Item is valid for replacement, the replacement for the damaged/defective Rewards Items will be delivered to the Cardmember's billing address within twenty one (21) banking days from the date of pull-out of the damaged/defective Rewards Item. 9.12b In the event that BDO's Rewards Vendor determines that there is no cause for replacing the Rewards Item, it will be returned to where it was picked up within twenty one (21) banking days from date of pick up of the Rewards Item. Pull-out/Pick-up and re-delivery cost is for the account of the Cardmember. 9.13 If a Cardmember requests for re-delivery of the returned/undelivered redeemed item/s, which exhausted the three (3) delivery attempts, the re-delivery cost shall be shouldered by the Cardmember. 9.14 All returned/undelivered redeemed items after three (3) unsuccessful delivery attempts under the Program—Non-Frequent Traveler Option shall be forfeited if unclaimed by the Cardmember within sixty (60) days from the date of redemption. The Points redeemed will automatically be forfeited and cannot be credited back into the Cardmember’s Account. 10. Redeeming Frequent Traveler Option Rewards 10.1 Only Basic Cardmembers enrolled under the Program—Frequent Traveler Option category and have paid the Program Transfer and Program—Frequent Traveler Option Annual Fee (where applicable), as charged, can redeem Frequent Traveler Rewards. 10.2 The Basic Cardmember may transfer Points from the Program—FTO into any one or more participating programs oered by a Transfer Partner(s) in his/her name only (and not in anyone else’s name) and thereafter, cannot transfer Points back into the Program Account. Participating Transfer Partner(s) may change at anytime without any need for a prior notice to Cardmembers. 10.3 To convert earned Points into any participating Transfer Partner’s Program, the Cardmember must ﬁrst join or be a member of the applicable Transfer Partner’s program. Enrollment in such programs, including any fees charged by Transfer Partner(s), is the Cardmember’s responsibility. 10.4 The minimum Points requirements to transfer, conversion rates to Partner Rewards Programs and maximum number of Points can be transferred in a year vary among participating Transfer Partners. Details are communicated on a regular basis. In any event, Cardmembers should obtain an update on such details by calling the Customer Service Hotline. 10.5 Cardmembers are subject to and must comply with the terms and conditions applying to participating Transfer Partner’s Programs in which they are enrolled. 10.6 BDO assumes no responsibility for Points resulting from conversion

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE terms and conditions to a participating Transfer Partner’s Program or for the actions of any Transfer Partner in connection with its program or otherwise. any Transfer Partner in connection with its program or otherwise. American Express Card travel insurance and benefits, including but not limited to those listed below, will not apply to flights taken with frequent flyer tickets, including frequent flyer tickets obtained by using points converted from a Program Account: a. Travel Accident Insurance b. Travel Inconvenience Insurance c. Cardmember insurance and travel benefit program expressly oering an option for frequent flyer ticket coverage are an exception to the foregoing, but only if the Cardmember has enrolled in such and has paid the fee for, and otherwise complied with the terms and conditions of the particular program. 11. General 11.1 BDO is not responsible for lost or stolen rewards, reward vouchers, certificates or tickets once delivered or released to the Cardmember. 11.2 Redeemed rewards, reward vouchers, certificates or tickets are not exchangeable for other rewards, nor refundable, replaceable or transferable for cash or credit under any circumstances. 11.3 Any tax liability arising from the redemption of rewards is the sole responsibility of the Cardmember. BDO makes no warranty or representation in relation to such tax liability and therefore assumes no liability thereof. 11.4 Fraud and abuse relating to the earning of Points in the Program or redemption of rewards including transfer of Points to participating Transfer Partner’s Program, may result in forfeiture of earned Points as well as cancellation of a Cardmember’s account Program. 11.5 The Program Account and Points earned are not transferable. 11.6 BDO’s failure to enforce a particular Term or Condition does not constitute a waiver of that Terms and Conditions by BDO. 11.7 These Membership Rewards® Terms and Conditions supplement the Main Agreement. In the event that any provisions in these Membership Rewards® Terms and Conditions are inconsistent with the Main Agreement, the provisions in these Membership Rewards® Terms and Conditions shall prevail for the purpose of your participation in the Program. 11.8 These Membership Rewards® Terms and Conditions are subject to change by BDO at anytime without any need for a prior notice to Cardmembers. 11.9 These Terms and Conditions shall be governed and construed in accordance with the Philippine laws.

American Express is a trademark of American Express. These Cards are issued by BDO pursuant to a license from American Express. 63

PROGRAM NON- ANNUAL FREQUENT TERMS AND OPTIONS AND FREQUENT MEMBERSHIP TRAVELER CONDITIONS STRUCTURE TRAVELER FEE