DOCSLIB.ORG

Annual Report 2003 ● 1 Financial Highlights

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Annual Report 2003 ● 1 Financial Highlights Contents Page Financial Highlights (Consolidated Financial Statements) ○○○○○○○○○○○○○○○○○○○○○○○3 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ Message from the Chairman ○○○ 5 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ Management Discussion and Analysis ○○ 6 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 1. Overview ○○○ 6 ○○○○○ 1.1 Economic Overview and Regulatory Changes ○○○○○○○○○○○○○○○○○○○○ 6 ○○○○○○○○○○○○○○○○○○○○○○○○○ 1.2 Direction of Business Operations ○○○○○ 10 2. Operating Performance and Financial Position Analysis ○○○○○○○○○○○○○○○○○○○○○○16 ○○○○○○○○○○○○○○○○○○○○ 2.1 Operating Performance ○○○○○○○○○○○○○○ 16 ○○○○○○○○○○○○○ 2.2 Financial Position Analysis ○○○○○○○○○○○○○○○○○○○○ 18 2.3 Capital Requirements and Credit Ratings ○○○○○○○○○○○○○○○○○○○○○○○○○○22 ○○○○○○○○○○○○○ 3. Operations of Business Groups ○○○○○○○○○○○○○○○○○○○○ 23 ○○○○○○ 3.1 Business Overview ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 23 ○○○○○○○○○○○ ○○○○○○○○○○○○○○○○○○○○○○○○○○ 3.2 Corporate Business Group ○○○○○○ 24 ○○○○○○ 3.3 Retail Business Group ○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 30 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 3.4 Treasury Group ○○○○○○○ 38 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 4. Risk Management and Risk Factors ○○ 39 ○○○○○○○○○○○○○○○○ 4.1 Overall Risk Management ○○○○○○○○○○○○○○○○○ 39 ○○○○○○ 4.2 Risk Management Principles ○○○○○○○○○○○○○○○○○○○○○○○○○○ 40 ○○○○○○○○○○○○○○○○○○○○○○ 4.3 Risk Management ○○○○○○○○○○○○○○ 40 5. Functional Groups ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○56 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 5.1 Human Resources ○○ 56 ○○○○○○○○○○○○○○○○○○○○○○○ 5.2 Back Office Reconfiguration ○○○○○○○○○ 57 ○○○○○○○○○○○○○○○○○○○○○○ 5.3 Information Technology (IT) ○○○○○○○○○○ 59 ○○○○○○ 6. KASIKORNBANK PCL’s Investments in Subsidiary and Associated Companies ○○○○○ 60 ○○○○○○ Audit Report of Certified Public Accountant ○○○○○○○○○○○○○○○○○○○○○○○ 63 Balance Sheets ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○64 ○○○○○○○○○○○○○○○○○○○○○○○○ Statements of Income ○○○○○○○○○○○○○○○○ 66 ○○○○○○ Statements of Changes in Shareholders’ Equity ○○○○○○○○○○○○○○○○○○○○○ 67 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ Statements of Cash Flows ○○ 68 ○○○○○○ Notes to Financial Statements ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 70 ○○○○○ Operating Results and Profits Appropriation for the Year 2003○○○○○○○○○○○○○○○ 159 ○○○○○○ Financial Summary ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 160 ○○○○○○○○○○○○○○○○○○○○○ Corporate Governance ○○○○○○○○○○○○○○○○○○ 162 ○○○○○○○○○○○○○○○○○○○ Shareholders and Management ○○○○○○○○○○○○○○○○ 169 Investments of the KASIKORNBANK PUBLIC COMPANY LIMITED in Other Companies ○○○○○○○194 ○○○○○○○○○○○○○○○○○○○○○○○○○○○ Income Structure ○○○○○○○○○○○○○○○ 198 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○ Other Information ○○○○○○○○○○○○○○ 199 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○ Board of Directors ○○○○○○○○○○○○○○ 202 ○○○○○○○○○○○○○○○○○○○○○○ Executive Board ○○○○○○○○○○○○○○○○○○○○○ 204 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 496 Domestic Branches ○○○○ 207 Business Banking Centers ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○216 Platinum Signature Center ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○217 ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ International Trade Centers ○○○○○○○ 218 ○○○○○○○○○○○○○ Overseas Office ○○○○○○○○○○○○○○○○○○○○○○○○○○○○○○ 219 ○○○○○○○○○ Summary of Specified Items per Form 56-2 in 2003 Annual Report ○○○○○○○○ 220 Annual Report 2003 ● 1 Financial Highlights 2 ● Annual Report 2003 Financial Highlights (Consolidated Financial Statements) As of or for the year ended December 31, 2003 2002 2001 2000 1999 Common Share Information Per share - basic earnings 6.30 2.84 0.43 0.54 (30.10) -book value 20.59 14.91 11.50 10.87 8.93 Share price 1) - high 66.00 32.50 28.75 45.25 60.51 -low 25.75 18.50 13.75 19.00 30.58 - closing 65.00 26.00 18.60 19.50 43.00 Common shares outstanding - average basic (share) 2,353,010 2,352,547 2,352,547 2,352,547 1,874,219 - end of year (share) 2,353,518 2,352,547 2,352,547 2,352,547 2,352,547 Market capitalization (Million Baht) 152,979 61,166 43,757 45,875 101,160 Value Measures Price to earnings ratio (PER) 10.32 9.15 43.26 36.11 (1.43) Price to book value ratio (PBV) 3.16 1.74 1.62 1.79 4.82 Operating Results (Million Baht) Interest and dividend income 32,786 35,909 39,002 40,927 45,237 Interest expenses 13,212 17,287 21,427 25,565 35,901 Net income from interest and dividends 19,574 18,622 17,575 15,362 9,336 Bad debt and doubtful accounts (reversal) 2) 1,434 1,723 2,158 (339) 50,646 Non-interest income 13,693 7,995 8,178 7,003 7,003 Non-interest expenses 16,953 18,262 21,917 20,560 21,362 Total income 3) 33,267 26,617 25,753 22,365 16,339 Net income (loss) 14,814 6,684 1,008 1,265 (56,420) Operating Measures Interest margin 2.43% 2.39% 2.28% 2.05% 1.23% Efficiency ratio 50.96% 68.61% 85.10% 91.93% 130.74% Return on average assets (ROA) 1.87% 0.87% 0.13% 0.17% (7.62%) Return on average equity (ROE) 35.47% 21.51% 3.83% 5.43% (153.66%) Number of employees 9,912 9,688 10,472 11,499 13,401 Balance Sheet Information (Million Baht) Loans 547,918 506,203 476,487 496,141 530,815 Allowance for doubtful accounts 4) 67,533 80,505 55,107 57,846 58,980 Non-performing Loans (NPL) 92,319 124,063 98,741 136,833 172,509 Total assets 821,331 760,782 774,599 767,513 724,882 Deposits 684,946 651,393 664,532 646,997 608,554 Total liabilities 772,518 725,337 747,159 741,693 703,602 Shareholders’ equity 5) 48,458 35,075 27,072 25,580 21,019 Average assets 791,057 767,691 771,056 746,198 740,861 Average earning assets 805,246 780,092 770,521 750,624 761,194 Average shareholders’ equity 5) 41,767 31,074 26,326 23,300 36,718 Risk weighted assets 543,878 509,263 523,905 534,532 527,820 Balance Sheet Quality Measures Loans to deposits ratio 79.99% 77.71% 71.70% 76.68% 87.23% Equity to risk weighted assets 8.91% 6.89% 5.17% 4.79% 3.98% Return on risk weighted assets 2.72% 1.31% 0.19% 0.24% (10.69%) Tier 1 capital ratio 10.46% 8.44% 7.27% 7.06% 6.89% Total capital ratio 17.48% 14.34% 12.73% 11.75% 11.53% NPL to loans 6) 16.85% 24.30% 20.19% 23.49% 31.71% Total allowance to loans 12.33% 15.90% 11.57% 11.66% 11.11% Total allowance to NPL 73.15% 64.89% 55.81% 42.27% 34.19% NPL after allowance (Million Baht) 24,786 43,558 43,634 78,987 113,529 1) Local board / High - low share prices during the year 2) Including loss on debt restructuring and normalized provisions 3) Total income = Net income from interest and dividends+Non-interest income 4) Including revaluation allowance for debt restructuring and normalized provisioning 5) Excluding minority interest 6) Loans used in calculation are loans to general customers and loans to financial institutions Annual Report 2003 ● 3 The Bank formulated operational strategies to meet the rapidly changing business environment. Audit and internal control systems were fortified along with high standards of good corporate governance. 4 ● Annual Report 2003 Message from the Chairman g he Thai economy grew at a relatively high rate in 2003. Agricultural production and prices rose substantially, bringing higher income to the farming sector. The manufacturing sector has increased capacity utilization. Tourism industry returned to an appreciable level after the SARS epidemic was put under control. The country’s exports advanced strongly, despite the mildly appreciating Baht. The financial sector was still dominated by high liquidity that softened interest rates, which brought about greater credit expansion and higher economic growth. The Thai banking system recorded favorable performance. The majority realized substantially improved profits. The operating results of KBANK achieved notably higher profits. In the meantime, competition remained strong in the market, making it desirable for the Bank to formulate operational strategies to meet the rapidly changing business environment. Audit and internal control systems were fortified along with high standards of good corporate governance. Risk management came under closer scrutiny, as corporate management and other organizational structures were streamlined to heighten flexibility. Diverse products and services are being offered in response to the more complex customer requirements in the fast expanding economy. In 2003, KASIKORNBANK PUBLIC COMPANY LIMITED successfully overcame various challenges and obstacles through the combined efforts of KBANK employees, the stable and continued support of our shareholders, customers, and investors, both at home and abroad, and the general public, for which the Board of Directors would like to express its sincere appreciation. (Banyong Lamsam) Chairman Annual Report 2003 ● 5 Management Discussion and Analysis (MD&A) For the year ending December 31, 2003 1. Overview 1.1 Economic Overview and Regulatory Changes Thai Economy in 2003 and Outlook for 2004 The Thai economy was expected to register a growth rate of around 6.30 percent in 2003, rising from 5.41 percent in 2002. The healthy GDP growth could be attributed to both domestic spending and exports. Private consumption in 2003 was expected to grow 5.70 percent, increasing from 4.94 percent in 2002, while private investment should grow 16.50 percent, against 13.15 percent in 2002. At the same time, exports (in USD) rose 17.39 percent in 2003, increasing significantly from the 5.71 percent of 2002. Major points concerning the Thai economic outlook in 2004 include: ● Despite the avian influenza outbreak, the Thai economy is likely to grow by some 6.30-7.30 percent in 2004, up from 6.30 percent expected for 2003 and 5.41 percent in 2002. Thai Economic Growth Projection Unit: Growth (%) over-year, unless otherwise stated 2004 2003 2002 Private consumption 5.20%-5.60% 5.70% 4.94% Private investment 14.00%-16.00% 16.50% 13.15% Public investment 5.00%-10.00% -6.00% -5.81% Public
Load more

Recommended publications
  • ชื่อจังหวัด อำเภอ ตำบล เขต และแขวง Changwat, Khet and Amphoe Directory
    ชื่อจังหวัด อ ำเภอ ต ำบล เขต และแขวง CHANGWAT, KHET AND AMPHOE DIRECTORY กรุงเทพมหำนคร เขตพระนคร Khet Phra Nakhon KRUNG THEP MAHA แขวงชนะสงครำม Khwaeng Chana Songkhram NAKHON (BANGKOK) แขวงตลำดยอด Khwaeng Talat Yot แขวงบวรนิเวศ Khwaeng Bowon Niwet แขวงบำงขุนพรหม Khwaeng Bang Khun Phrom แขวงบ้ำนพำนถม Khwaeng Ban Phan Thom แขวงพระบรมมหำรำชวัง Khwaeng Phra Borom Maha Ratchawang แขวงวังบูรพำภิรมย์ Khwaeng Wang Burapha Phirom แขวงวัดรำชบพิธ Khwaeng Wat Ratchabophit แขวงวัดสำมพระยำ Khwaeng Wat Sam Phraya แขวงศำลเจ้ำพ่อเสือ Khwaeng San Chao Pho Suea แขวงส ำรำญรำษฎร์ Khwaeng Samran Rat แขวงเสำชิงช้ำ Khwaeng Sao Chingcha กรุงเทพมหำนคร เขตคลองเตย Khet Khlong Toei KRUNG THEP MAHA แขวงคลองตัน Khwaeng Khlong Tan NAKHON (BANGKOK) แขวงคลองเตย Khwaeng Khlong Toei แขวงพระโขนง Khwaeng Phra Khanong กรุงเทพมหำนคร เขตคลองสำน Khet Khlong San แขวงคลองต้นไทร Khwaeng Khlong Ton Sai แขวงคลองสำน Khwaeng Khlong San แขวงบำงล ำพูล่ำง Khwaeng Bang Lamphu Lang แขวงสมเด็จเจ้ำพระยำ Khwaeng Somdet Chao Phraya กรุงเทพมหำนคร เขตคลองสำมวำ Khet Khlong Sam Wa แขวงทรำยกองดิน Khwaeng Sai Kong Din แขวงทรำยกองดินใต้ Khwaeng Sai Kong Din Tai แขวงบำงชัน Khwaeng Bang Chan แขวงสำมวำตะวันตก Khwaeng Sam Wa Tawan Tok แขวงสำมวำตะวันออก Khwaeng Sam Wa Tawan Ok กรุงเทพมหำนคร เขตคันนำยำว Khet Khan Na Yao ส ำนักงำนรำชบัณฑิตยสภำ ข้อมูล ณ วันที่ ๒๒ กุมภำพันธ์ ๒๕๖๐ ๒ แขวงคันนำยำว Khwaeng Khan Na Yao แขวงรำมอินทรำ Khwaeng Ram Inthra กรุงเทพมหำนคร เขตจตุจักร Khet Chatuchak แขวงจตุจักร Khwaeng Chatuchak แขวงจอมพล Khwaeng Chom Phon แขวงจันทรเกษม Khwaeng Chan Kasem แขวงลำดยำว Khwaeng Lat Yao แขวงเสนำนิคม
    [Show full text]
  • BANGKOK 101 Emporium at Vertigo Moon Bar © Lonely Planet Publications Planet Lonely © MBK Sirocco Sky Bar Chao Phraya Express Chinatown Wat Phra Kaew Wat Pho (P171)
    © Lonely Planet Publications 101 BANGKOK BANGKOK Bangkok In recent years, Bangkok has broken away from its old image as a messy third-world capital to be voted by numerous metro-watchers as a top-tier global city. The sprawl and tropical humidity are still the city’s signature ambassadors, but so are gleaming shopping centres and an infectious energy of commerce and restrained mayhem. The veneer is an ultramodern backdrop of skyscraper canyons containing an untamed universe of diversions and excesses. The city is justly famous for debauchery, boasting at least four major red-light districts, as well as a club scene that has been revived post-coup. Meanwhile the urban populous is as cosmopolitan as any Western capital – guided by fashion, music and text messaging. But beside the 21st-century façade is a traditional village as devout and sacred as any remote corner of the country. This is the seat of Thai Buddhism and the monarchy, with the attendant splendid temples. Even the modern shopping centres adhere to the old folk ways with attached spirit shrines that receive daily devotions. Bangkok will cater to every indulgence, from all-night binges to shopping sprees, but it can also transport you into the old-fashioned world of Siam. Rise with daybreak to watch the monks on their alms route, hop aboard a long-tail boat into the canals that once fused the city, or forage for your meals from the numerous and lauded food stalls. HIGHLIGHTS Joining the adoring crowds at Thailand’s most famous temple, Wat Phra Kaew (p108) Escaping the tour
    [Show full text]
  • Thailand Ramindra – at Narong Expressway Construction Project (I) (II) 1. Project Profile and Japan's ODA Loan 1.1 Backgroun
    Thailand Ramindra – At Narong Expressway Construction Project (I) (II) Report Date: January 2003 Field Survey: December 2002 1. Project Profile and Japan’s ODA Loan Myanmar Hanoi Laos Vientiane Yangon Thailand Project site Bangkok Cambodia Vietnam Phnom Penh Project site: Bangkok Ramindra – At Narong Expressway 1.1 Background The percentage coverage of the road network1 in the Thai capital, Bangkok, is extremely low as compared to other global capitals, moreover, in qualitative terms the network has heterogeneous defects; the width and grade of the roads lacks continuity, there are instances where the shape and positioning of interchanges is inappropriate, and there are zones in which the road density is exceptionally low. In consequence, economic growth, population increases, and the surge in private car traffic has led to increasingly severe traffic congestion in the Bangkok Metropolitan Region(BMR)2, constraining urban functions in various ways. The northern region of Bangkok metropolis3 have witnessed particularly marked population growth relative to the metropolitan region as a whole and by 2007, it is predicted that a third of the city’s population will reside in this regions. However, despite a surge in vehicle ownership there are few north-south routes linking this region with the center of the city, and the businesses located between Bang Pa In and Rangsit in northern Bangkok, which transport goods into and out of Klong Toey Port in the south, are recognized to be contributing to traffic congestion. 1.2 Objectives To meet increased traffic demand accompanying population growth in Bangkok metropolis in the northeast and to ease north-south traffic congestion, the project aimed to expand the north-south 1 Road coverage percentage = road surface area/administrative land area × 100 (%) 2 A region including the areas of Nonthaburi, Samut Prakarn, Samut Sakorn, Phathumthani, and Nakhorn Pathom, plus the Bangkok special zones.
    [Show full text]
  • Technopolitics of Historic Preservation in Southeast Asian Chinatowns: Penang, Bangkok, Ho Chi Minh City
    Technopolitics of Historic Preservation in Southeast Asian Chinatowns: Penang, Bangkok, Ho Chi Minh City By Napong Rugkhapan A dissertation suBmitted in partial fulfillment Of the requirements for the degree of Doctor of Philosophy (Urban and Regional Planning) In the University of Michigan 2017 Doctoral Committee: Professor Martin J. Murray, Chair Associate Professor Scott D. CampBell Professor Linda L. Groat Associate Professor Allen D. Hicken ACKNOWLEDGMENTS This dissertation would not have been possible without various individuals I have met along the journey. First and foremost, I would like to thank my excellent dissertation committee. The dissertation chair, Professor Martin J. Murray, has been nothing but supportive from day one. I thank Martin for his enthusiasm for comparative urBanism - the same enthusiasm that encouraged me to embark on one. In particular, I thank him for letting me experiment with my own thought, for letting me pursue the direction of my scholarly interest, and for Being patient with my attempt at comparative research. I thank Professor Linda Groat for always Being accessible, patient, and attentive to detail. Linda taught me the importance of systematic investigation, good organization, and clear writing. I thank Professor Scott D. Campbell for, since my first year in the program, all the inspiring intellectual conversations, for ‘ruBBing ideas against one another’, for refreshingly different angles into things I did not foresee. Scott reminds me of the need to always think Broadly aBout cities and theory. I thank Professor Allen D. Hicken for his constant support, insights on comparative research, vast knowledge on Thai politics. Elsewhere on campus, I thank Professor Emeritus Rudolf Mrazek, the first person to comment on my first academic writing.
    [Show full text]
  • Khlong Tours
    Khlong Tours 01-48_Khlong Tours N_Pc4.indd 1 22/2/2563 11:47:18 Amphawa Floating Market, Samut-Songkhram Introduction With the focus on sustainable environmentally-friendly that you may never have imagined, as well as discover tourism, there has been an increase in the search for a myriad of other exotic hidden treasures that are and learning about new lifestyles and cultural uniquely Thai. Whatever the season, the secrets of our discoveries. Thailand is no exception, as within our waterways and other treasures are alive with colour country’s borders is a land of exhilarating enthusiasm and movement that will activate you to absorb in which active, energetic, and fun-loving visitors and come in touch with new adventurous pursuits of all ages can indulge in a diversity of rich adventurous revolving around the Thai lifestyle. The wide choices on touristic activities. oer on where to go and what to do mean that your wildest dreams will come true; all of which will whet Since yesteryear, the traditional Thai way of life your appetite for more and create long-lasting lifetime has been synonymous with water, as waterways memories. have been an abundant source and sustainer of life with networks of arteries that have nurtured and Thus in realizing the potentiality that Thailand has to supported local communities. These vital waterways oer for those searching for our country’s preserved have not only provided the people with their basic heritage, the waterway cruises detailed in this brochure needs but also served as important transportation are only a small example of the various facets of our routes, conveniently linking all corners of the Kingdom.
    [Show full text]
  • Annual Reports
    ANNUAL REPORTS .The Houorary Auditor's Fioaucial Report December 31, 1982 and 1981 We have examined the statements .of assets and liabilities of the Siam Society (Under Royal Patronage) as at December 31, 1982 and 1981 and the related statements of revenues and expenditures for the years then ended. Our examinations were made in accordance with generally accepted auditing standards and, accordingly, included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. The accounts of the Society are maintained and the accompanying financial statemetlts have been prepared on the cash basis, with adjustments to give effect to unsold publications, dues collected in advance and inclusion of provision for deprecia­ tion. In our opinion, the financial statements referred to above present fairly, on the basis described in the preceding paragraph, the assets and liabilities of the Siam Society (Under Royal Patronage) at Dece~ber 31, 1982 and 1981 and its revenues and expendi­ tures for the years then ended, applied on a consistent basis. YUKTA NA THALANG C.P.A. (THAILAND) Registration No. 1 March 18, 1983 THE s:IAM SOCIETY STATEMENTS OF ASSETS AND LIABILITIES AS AT DECEl\HBER 31, 1982 AND 1981 ASSETS LIABILITY AND FUNDS ':\ In Baht In Baht I982 198I 1982 1981 CURRENT LIABILITY CURRENT ASSETS Dues collected in advance 50,237 49,365 Cash on hand and in banks 301,161 168,35:1 FUNDS Temporary investments 6,573,199 5,778,98(i Endowment fund: Publications for sale 350,190 386,17:' Thai Government 2,000,000 2,000,000 Other current asset 48,000 48,00(~ Members' contribution 323,396 323,396 Total Current Assets 7,272,550 6,363,511! Life membership fund 987,373 915,923 Kamthieng Memorial fund 166,131 63,519 PROPERTY AND EQUIPMENT-At Revolving fund 101,675 101,675 cost or assigned value less Notes on Custom of Cambodia's fund 100,000 accumulated depreciation (Note 1) Edwin F.
    [Show full text]
  • Annual Report 2005 |Bangkok Bank Public Company Limited
    Annual Report 2005 | Bangkok Bank Public Company Limited ë 1 Annual Report 2005 | Bangkok Bank Public Company Limited ë 1 Contents Financial Performance Indicators Message from the Chairman Message from the Executive Chairman Management Report Community Services Corporate Governance Risk Factors Management Discussion and Analysis Appp ropriation of Profit for the Year 2005 Ten-Year Statistical Summary Organization Chart Board of Directors and Top Executives Board of Directors and Executive Officers Report of the Board of Directorsû Responsibilities for Financial Statements Report of the Audit Committee Report of the Nomination and Remuneration Committee Report of the Independent Certified Public Accountants Financial Statements Notes to Financial Statements General Information References Disclosure of Information on Capital Structure and Large Shareholders Remuneration and Benefits for the Board of Directors and Top Executives Change in Shareholdings of the Board of Directors Auditorûs Remuneration Information on Bonds Investment in Companies at 10% or More of Paid-up Capital List of Branches 5 6 8 10 20 24 34 38 49 50 52 54 70 75 76 77 79 80 91 175 175 175 177 178 179 179 180 184 çBangkok Bank The bank that looks after its customersû total needs With a complete range of servicesé A pioneer in Thai banking, Bangkok Bank has long been synonymous with the progress of the country. The Bank has grown and matured with Thai people and their business interests and today is renowned for its size, stability and partnership approach. The Bank is driving innovation in new products and services and building on its inherent scale advantages to meet the challenges of a changing financial landscape and consolidate its leadership position for the future.
    [Show full text]
  • Names, Offices, Telephone and Fax Numbers of Referenced Entities
    Annual Report 2011 Other Information 311 REFERENCE INFORMATION KASIKORNBANK PCL conducts commercial banking business, securities business, and other related business under the Financial Institution Business Act, Securities and Exchange Act and other related regulations. Head Office : 1 Soi Rat Burana 27/1, Rat Burana Road, Rat Burana Sub-District, Rat Burana District, Bangkok 10140, Thailand Company Registration Number : 0107536000315 (formerly PCL 105) Telephone : 0 2222 0000 Fax : 0 2470 1144-5 K-Contact Center : 0 2888 8888 (Thai) 0 2888 8888 (English) 0 2800 8888 (Mandarin) Website : www.kasikornbankgroup.com Names, Offices, Telephone and Fax Numbers of Referenced Entities Registrar - Ordinary Shares : Thailand Securities Depository Company Limited The Stock Exchange of Thailand Building, 62 Ratchadaphisek, Klong Toei, Bangkok 10110 Tel. 0 2229 2800 Fax 0 2359 1259 - KASIKORNBANK Subordinated : KASIKORNBANK PUBLIC COMPANY LIMITED Debentures No. 1/2008, due for redemption in 2018 1 Soi Rat Burana 27/1, Rat Burana Road, - KASIKORNBANK Subordinated Rat Burana Sub-District, Rat Burana District, Bangkok 10140 Debentures No. 1/2009, due for redemption in 2019 Tel. 0 2222 0000 - KASIKORNBANK Subordinated Fax 0 2470 1144-5 Debentures No. 1/2010, due for redemption in 2020 - KASIKORNBANK 8 1/4% Subordinated Bonds due 2016 : The Bank of New York Mellon, One Wall Street New York, N.Y. 10286, U.S.A. Tel. (1) 212 495 1784 Fax (1) 212 495 1245 Auditors : Mr. Nirand Lilamethwat, CPA No. 2316 Mr. Winid Silamongkol, CPA No. 3378 Ms. Somboon Supasiripinyo, CPA No. 3731 Ms. Wilai Buranakittisopon, CPA No. 3920 KPMG Phoomchai Audit Limited Empire Tower, 50-51 Floor, 195 South Sathorn Road, Yannawa, Sathorn District, Bangkok 10120 Tel.
    [Show full text]
  • Bank of Sustainability
    AnnualAnnual Report Report 2019 2019 BankçèāÓāòČú of SustainabilityŚÖÓöāðñĀēÖñĆè Bank of Sustainability KBank conducts business with the foundation of Bank of Sustainability, with appropriate risk management and good corporate governance principles. We strive to balance economic, social, and environmental dimensions to achieve goals and create sustainable long-term returns. The philosophy of sustainable development is instilled in all our operations as part of our Green DNA, ensuring maximum benefit for all stakeholders and paving the way for sustainable growth. Multi- Large Corporate Corporate Business Business Medium Mass Business Small and Middle Micro Income Business High Affluent Net Worth Individual Vision KASIKORNBANK aims to be the most innovative, proactive, and customer centric financial institution, delivering world class financial services and sustainable value for all stakeholders by harmoniously combining technology and talent. Core Values Customer at Heart Agility Collaboration Innovativeness Annual Report 2019 KASIKORNBANK Financial Highlights (Consolidated Financial Statements) 004 Financial Highlights (Consolidated Financial Statements) As of or for the years ended December 31, 2019 2018 2017 2016 2015 COMMON SHARE INFORMATION Per share (Baht) • basic earnings 16.18 16.07 14.35 16.79 16.49 • book value 169.79 157.23 145.67 134.44 119.42 • dividends 5.00 4.00 4.00 4.00 4.00 Share price (Baht) (1) • high 202.00 242.00 235.00 201.00 235.00 • low 131.00 182.50 182.00 144.00 147.00 • closing 151.00 185.00 232.00 177.50 150.50
    [Show full text]
  • Download Article (PDF)
    Advances in Social Science, Education and Humanities Research, volume 120 World Conference on Management Science and Human Social Development (MSHSD 2017) The Space Produce in Chinatown of Bangkok 1, a Kaiwan Xiong 1 Social Management College Kunming university Kunming city Yunnan province of China [email protected], Keywords: Spaces Produce, Culture communication. Interaction, Chinatown of Bangkok Abstract. This study presents an anthropological study which used qualitative methods to uncover the relationship between the spaces produce and culture communication in Chinatown of Bangkok. In this study, the community of Chinese in Yaowa Rat Road was taken as the field of ethnic culture communication. I will begin with the space produce as a site of social interaction between different ethnic groups over memory, meaning and the construction of collective consciousness. It then question how these culture communication between different ethnic group played out, playing particular attention to the real work of creating, recreating and maintaining the community and ethnicity identity. 1 Introduction In history, The south China and Southeast Asia have had culture communication for a long time. Actually, there are many natural links in this region. Great rivers originating from southwest of China flow through mainland southeast of Asia, most importantly the Salween, the Red River, and the great system of the Mekong, rising in south China and follows through most of countries on southeast peninsula last to the South China Sea. These are the traffic arteries link southwest of China to the countries on the southeast peninsula. For thousands of years, the peoples who live this area have developing the communication, cooperation, trade, tourism, pilgrimage and scientific exchanges frequently.
    [Show full text]
  • Outside the Old Enclave: a New Chinese Immigrant Neighborhood in Bangkok
    OUTSIDE THE OLD ENCLAVE: A NEW CHINESE IMMIGRANT NEIGHBORHOOD IN BANGKOK Mr. Guanyu Ran A Thesis Submitted in Partial Fulfillment of the Requirements for the Degree of Master of Arts Program in International Development Studies Faculty of Political Science Chulalongkorn University Academic Year 2014 Copyright of Chulalongkorn University นอกวงลอ้ มเมืองเก่าสา เพง็ : ชุมชนจีนอพยพใหมใ่ นกรุงเทพ นายกวนยู รัน วทิ ยานิพนธ์น้ีเป็นส่วนหน่ึงของการศึกษาตามหลกั สูตรปริญญาศิลปศาสตรมหาบณั ฑิต สาขาวชิ าการพฒั นาระหวา่ งประเทศ คณะรัฐศาสตร์ จุฬาลงกรณ์มหาวิทยาลัย ปีการศึกษา 2557 ลิขสิทธ์ิของจุฬาลงกรณ์มหาวทิ ยาลยั Thesis Title OUTSIDE THE OLD ENCLAVE:A NEW CHINESE IMMIGRANT NEIGHBORHOOD IN BANGKOK By Mr. Guanyu Ran Field of Study International Development Studies Thesis Advisor Professor Supang Chantavanich, Ph.D. Thesis Co-Advisor Assistant Professor Wasana Wongsurawat, Ph.D. Accepted by the Faculty of Political Science, Chulalongkorn University in Partial Fulfillment of the Requirements for the Master's Degree Dean of the Faculty of Political Science (Associate Professor Ake Tangsupvattana, Ph.D.) THESIS COMMITTEE Chairman (Associate Professor Niti Pawakapan, Ph.D.) Thesis Advisor (Professor Supang Chantavanich, Ph.D.) Thesis Co-Advisor (Assistant Professor Wasana Wongsurawat, Ph.D.) External Examiner (Edward van Roy, Ph.D.) iv กวนยู รัน : นอกวงลอ้ มเมืองเก่าส าเพ็ง: ชุมชนจีนอพยพใหม่ในกรุงเทพ (OUTSIDE THE OLD ENCLAVE:A NEW CHINESE IMMIGRANT NEIGHBORHOOD IN BANGKOK) อ.ที่ปรึกษาวิทยานิพนธ์หลัก: ศ. ดร. สุภางค์ จันทวานิช, อ.ที่ปรึกษาวทิ ยานิพนธ์ร่วม: ผศ.
    [Show full text]
  • La Thaïlande Audrey Baron-Gutty
    Paradigme politique et évolution des institutions éducatives. Le cas d’une société non-occidentale : la Thaïlande Audrey Baron-Gutty To cite this version: Audrey Baron-Gutty. Paradigme politique et évolution des institutions éducatives. Le cas d’une société non-occidentale : la Thaïlande. Science politique. Université Lumière - Lyon II, 2011. Français. tel-00678967 HAL Id: tel-00678967 https://tel.archives-ouvertes.fr/tel-00678967 Submitted on 14 Mar 2012 HAL is a multi-disciplinary open access L’archive ouverte pluridisciplinaire HAL, est archive for the deposit and dissemination of sci- destinée au dépôt et à la diffusion de documents entific research documents, whether they are pub- scientifiques de niveau recherche, publiés ou non, lished or not. The documents may come from émanant des établissements d’enseignement et de teaching and research institutions in France or recherche français ou étrangers, des laboratoires abroad, or from public or private research centers. publics ou privés. Université Lumière Lyon 2 Ecole Doctorale ED 483 ScSo Institut d’Etudes Politiques de Lyon Institut d’Asie Orientale IAO (UMR 5062) Paradigme politique et évolution des institutions éducatives Le cas d’une société non-occidentale : la Thaïlande Thèse pour le doctorat en science politique Sous la direction du Professeur Yveline LECLER présentée et soutenue publiquement par Audrey GUTTY (BARON-GUTTY) le 28 Novembre 2011 Membres du Jury : Hélène BUISSON-FENET , Chargée de recherche de 1 ère Classe, ENS Lyon Yves DÉLOYE , Professeur des universités, IEP Bordeaux ; rapporteur Bruno JETIN , Maître de conférences, Université Paris 13 Yveline LECLER , Professeur des universités, IEP Lyon ; directrice de thèse Sandrine MICHEL , Maître de conférences-HDR, Université Montpellier 1 ; rapporteur Annie VINOKUR , Professeur des universités, Université Paris 10 1 Remerciements Je tiens à remercier, en tout premier lieu, Yveline Lecler, pour son soutien et son aide tout au long de mes années de doctorat.
    [Show full text]