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Annual Report 2014-15
1 annual report 2014-15 2014-15 Microfinance Institutions Network annual report annual report 2014-15 contents 4 | President’s Message 6 | CEO’s Message 1 2 8 | About MFIN 20 | Governance 3 4 32 | Our Work 51 | Industry Trends 5 6 56 | Microfinance Plus 64 | Awards and Recognition 7 Annex 1: List of MFIN Members 67 | MFIN Financials Annex 2: Board Attendance Annex 3: Abbreviations 3 2014-15 annual report President’s Message Dear Friends, I have had the privilege of being part attention and not mere lip service of the team led by visionary Vijay from the Central Government Mahajan since 2009 when 23 MFIs and the Reserve Bank of India got together and set up Alpha to (RBI). Prime Minister Modi has bring new discipline and direction to put financial inclusion at the top of the microfinance sector. The first act the government’s agenda with the was to contribute to a corpus of Rs. spectacular launch of Jan Dhan 2.5 crores and invest in High Mark Yojana, MUDRA Bank and the in order to put in place credit bureau various insurance programmes. He services for the sector. MFIN was has set a hectic pace; yet as a realist formed in November 2009 with the he realises that a comprehensive main objective of establishing itself financial inclusion for the poor as a Self-Regulatory Organisation is likely to take 20 years - RBI’s (SRO). Alok joined MFIN as CEO centenary year. The RBI under the in July 2010. I had to fill in the big leadership of Governor Raghuram shoes of Vijay once he retired as Rajan has taken the pro-active step President in July 2013. -
Improvement of a RD6 Rice Variety for Blast Resistance and Salt Tolerance Through Marker-Assisted Backcrossing
agronomy Article Improvement of a RD6 Rice Variety for Blast Resistance and Salt Tolerance through Marker-Assisted Backcrossing Korachan Thanasilungura 1, Sukanya Kranto 2, Tidarat Monkham 1, Sompong Chankaew 1 and Jirawat Sanitchon 1,* 1 Department of Agronomy, Faculty of Agriculture, Khon Kaen University, Khon Kaen 40002, Thailand; [email protected] (K.T.); [email protected] (T.M.); [email protected] (S.C.) 2 Ratchaburi Rice Research Center, Muang, Ratchaburi 70000, Thailand; [email protected] * Correspondence: [email protected]; Tel.: +66-81567-4364 Received: 24 July 2020; Accepted: 30 July 2020; Published: 1 August 2020 Abstract: RD6 is one of the most favorable glutinous rice varieties consumed throughout the north and northeast of Thailand because of its aroma and softness. However, blast disease and salt stress cause decreases in both yield quantity and quality during cultivation. Here, gene pyramiding via marker-assisted backcrossing (MAB) using combined blast resistance QTLs (qBl 1, 2, 11, and 12) and Saltol QTL was employed in solving the problem. To pursue our goal, the RD6 introgression line (RGD07005-12-165-1), containing four blast-resistant QTLs, were crossed with the Pokkali salt tolerant variety. Blast resistance evaluation was thoroughly carried out in the fields, from BC2F2:3 to BC4F4, using the upland short-row and natural field infection methods. Additionally, salt tolerance was validated in both greenhouse and field conditions. We found that the RD6 “BC4F4 132-12-61” resulting from our breeding programme successfully resisted blast disease and tolerated salt stress, while it maintained the desirable agronomic traits of the original RD6 variety. -
NASA-NOAA Satellite Catches Intense Tropical Cyclone Kenneth Make Landfall in Northern Mozambique 25 April 2019, by Rob Gutro
NASA-NOAA satellite catches intense Tropical Cyclone Kenneth make landfall in northern Mozambique 25 April 2019, by Rob Gutro likely the strongest storm on record in northern Mozambique, equivalent to a weak Category 4, strong Category 3 storm on the Saffir-Simpson Hurricane Wind Scale. Kenneth has also made history simply by the fact that Mozambique has never been hit by back-to-back storms. Over night of April 24 and 25, intense Tropical Cyclone Kenneth was observed by three satellites including Suomi NPP, NOAA's NOAA-20 and the GCOM-W1 satellite. Each provided several unique points of view of the storm. On April 25 at 0000 UTC (April 24 at 8 p.m. EDT) The Regional Specialized Meteorological Centre or RSMC at La Reunion Island stated that Kenneth had winds of 105 knots (121 mph/194 kph), which would have NASA-NOAA Suomi NPP satellite observed Kenneth at meant at the time it was the equivalent to a 5:24 p.m. EDT (2142 UTC) on April 24, 2019. On the Category 3 storm. By 2 a.m. EDT (0600 UTC), the edge of the pass as it was to the northwest of Comoros. The infrared imagery showed features that are typical of Joint Typhoon Warning Center had satellite derived an intense tropical system with overshooting cloud tops winds of 125 knots (144 mph/213 kph). and convectively driven tropospheric gravity waves. Credit: NASA/NOAA/ University of Wisconsin - Madison, William Straka III, a Researcher at the University of SSES-CIMSS, William Straka III Wisconsin—Madison Space Science and Engineering Center (SSEC) Cooperative Institute for Meteorological Satellite Studies (CIMSS) created imagery using the NASA-NOAA Suomi Mozambique is still recovering from deadly NPP satellite data. -
Press Release Svatantra Micro Housing Finance Corporation Limited
Press Release Svatantra Micro Housing Finance Corporation Limited January 05, 2021 Ratings Amount Facilities Rating1 Rating Action (Rs. crore) Long Term Bank Facilities 350.00 CARE A+; Stable Reaffirmed (Rupees Three Hundred Fifty Crore Only) (Single A Plus; Outlook: Stable) Non-Convertible Debentures 53.10 CARE A+; Stable Reaffirmed (Rupees Fifty Three Crore and Ten Lakh (Single A Plus; Outlook: Stable) Only) * Details of instruments/facilities in Annexure 1 Detailed Rationale & Key Rating Drivers The ratings assigned to the bank facilities and debt instrument of Svatantra Micro Housing Finance Corporation Limited (SMHFCL) continue to factor in expected support from its promoters i.e. the Birla family and shareholders’ investment companies which hold significant shareholding in the companies of the Aditya Birla group. The shareholding in SMHFCL is held by Svatantra Holdings Private Limited (SHPL) and 90% of shareholding in SHPL is held by Ms. Ananyashree Birla who is the Founder and Chairperson of the Svatantra group and has received funding through preference shares (to be repaid after ten years) from Birla Group Holdings Private Limited (BGHPL) and IGH Holdings Private Limited (IGHPL) which are investment companies of Aditya Birla group. The ratings factor in good capitalization levels and moderate gearing levels, improved ability to access funds, stable business growth, experienced management team and expected growth on the back of untapped potential in the low income unorganized borrower segment along with government thrust in providing affordable housing throughout the country. The ratings are constrained by SMHFCL’s moderate profitability, moderate asset quality along with moderate seasoning of the loan portfolio along with exposure to customer base belonging to the low income group which has high susceptibility to economic slowdown. -
Journal of Rice Research
ISSN 2319-3670 Journal of Rice Research Volume 12, No. 1 June 2019 Society for Advancement of Rice Research Journal of Rice Research 2019, Vol 12, No. 1 H i ii H Journal of Rice Research 2019, Vol 12, No. 1 From the SARR President’s desk.... ice is one of the most important cereal food crops in Asia including RIndia, meeting the caloric value of half of the World population. Today, rice cultivation is being faced by many challenges like reducing water resources, depleting soil health, emerging new insect pests and diseases, increasing temperatures due to climate change, market price instability leading to the vulnerability of rice farmers’ livelihoods and food security. With the advent of emerging technologies, rice research various stakeholders. Journal of Rice Research is emerging as one of the and communication of research findings needs a paradigm shift to reach means for quick science communication with respect to rice research and development. I am happy to note that the new editorial board has made efforts to bring out the Journal of Rice Research in a renewed format. I hope that the new editorial board will strive hard to improve the NAAS rating of the Journal with the support from the India’s largest network of rice researchers, All India Co-ordinated Rice Improvement Program (AICRIP) and other rice research organizations who are working for the cause of rice research and development. (Dr SR Voleti) I iThenticate software was introduced to further improve the quality and am happy to inform you that, for the first time, plagiarism check using authenticity of the original research articles published in this Journal. -
Traditional Rice Varieties of Tamil Nadu : a Source Book
TRADITIONAL RICE VARIETIES OF TAMIL NADU - A SOURCE BOOK THE CENTRE FOR INDIAN KNOWLEDGE Since 1995, Centre for Indian Knowledge Namma Nellu is an initiative of Centre for Indian SYSTEMS Systems has been working towards Knowledge Systems to conserve indigenous enhancing livelihood security of small rice varieties in Tamil Nadu. The objectives of (CIKS) and marginal farmers in Tamil Nadu. Namma Nellu initiative are planting and replanting Our programmes in the areas of organic the varieties year after year in two locations for agriculture, biodiversity conservation and conservation purposes, conducting researches has been involved in work relating to various Vrkshayurveda (the ancient Indian plant to understand the characteristics of traditional aspects of Traditional Rice Varieties (TRV) since science) have helped farmers go organic in the formation of the organization in 1995. The varieties, initiating dialogues on the importance a sustainable, effective and profitable way. work started initially with the realization that of Agro biodiversity on society and ecology these varieties were important for sustainable Drawing from and building on indigenous and multiplying seeds to offer for large scale agriculture practices since they provide a range knowledge and practices, we develop production of traditional rice varieties. of seeds which are suited to various ecosystems, farming solutions relevant to the present soil types and in many cases have the resistance day context. Our activities include research, to various pests, diseases, drought and floods. Several individuals, associations, communities, During the last 25 years the work has progressed extension work and promoting farmer educational institutions, families and organisations extensively as well as deeply and it currently producer organizations. -
Natural Economic Zone (Nez)
POLITY AND GOVERNANCE NATURAL ECONOMIC ZONE (NEZ) Entire Northeast region has a ―Natural Economic Zone (NEZ)‖ and said that it would be his priority to nourish the NEZ and tap its potential for the benefit of the region. Northeast region as India‘s ―capital of organic agriculture‖ HORNBILL FESTIVAL celebration held every year in the first week of December, in Nagaland held at Naga Heritage Village, Kisama which is about 12 km from Kohima All the tribes of Nagaland take part aim of the festival is to revive and protect the rich culture of Nagaland and display its extravaganza and traditions Festival is named after the hornbill, the globally respected bird and which is displayed in folklore in most of the state‘s tribes. INITIATIVES FOR NORTHEAST REGION modern apparel and garment manufacturing centre would be set up immediately in the State capitals of Assam, Nagaland and Sikkim Ishan Uday special scholarships for 10,000 students from the Northeast Ishan Vikas scheme for facilitating exposure visits of 2000 students and 500 teachers of colleges in the region NATIONAL LOK ADALAT organised by the National Legal Service Authority (NALSA) cases settled out of court include family disputes, matrimonial cases, motor accident claims, bank recoveries, petty criminal matters, revenue matters, disbursement of payment under the MGNREGA and other government welfare schemes. T.S.R SUBRAMANIAN COMMITTEE examine six laws administered by the Union Ministry of Environment, Forests & Climate Change six laws to be put under the scanner o Environment (Protection) Act, 1986 o Forest (Conservation) Act, 1980 o Wildlife (Protection) Act, 1972 o The Water (Prevention and Control of Pollution) Act, 1974 o The Air (Prevention and Control of Pollution) Act, 1981 o Indian Forest Act (IFA) of 1927. -
Tamil Nadu 1
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Snail Production in Bayelsa State, Nigeria: Technologies, Productivity and Enhancement Measures
SNAIL PRODUCTION IN BAYELSA STATE, NIGERIA: TECHNOLOGIES, PRODUCTIVITY AND ENHANCEMENT MEASURES BY SUWARI, GOD’STIME SAMUEL PG/Ph.D/04/35563 DEPARTMENT OF VOCATIONAL TEACHER EDUCATION (AGRICULTURAL UNIT) UNIVERSITY OF NIGERIA, NSUKKA SUPERVISOR: DR. R.O. MAMA OCTOBER, 2010. 2 TITLE PAGE SNAIL PRODUCTION IN BAYELSA STATE, NIGERIA: TECHNOLOGIES, PRODUCTIVITY AND ENHANCEMENT MEASURES BY SUWARI, GOD’STIME SAMUEL PG/Ph.D/04/35563 A THESIS REPORT SUBMITTED TO THE DEPARTMENT OF VOCATIONAL TEACHER EDUCATION, UNIVERSITY OF NIGERIA, NSUKKA; IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF Ph.D DEGREE IN AGRICULTURAL EDUCATION SUPERVISOR: DR. R.O. MAMA OCTOBER, 2010. 2 3 APPROVAL PAGE This thesis has been approved for the Department of Vocational Teacher Education, University of Nigeria, Nsukka. By ………………………….. ………………………… Dr. R.O. Mama (Supervisor) Internal Examiner ………………………… ………………………. Prof. E.E. Agomuo External Examiner (Head of Department) …………………………… Prof. S.A. Ezeudu (Dean, Faculty of Education) 3 4 CERTIFICATION SUWARI, GOD’STIME SAMUEL, a postgraduate student in the Department of Vocational Teacher Education (Agriculture) with Registration Number PG/Ph.D/04/35563, has satisfactorily completed the requirements for the research work for the degree of Doctor of Philosophy in Agricultural Education. The work embodied in this thesis is original and has not been submitted in part or full for any Diploma or Degree of this University or any other University. ………………………………….. ……………………… SUWARI, GOD’STIME SAMUEL DR. R.O. MAMA Student Supervisor 4 5 DEDICATION To: Almighty God from whom mercy, knowledge, wisdom and understanding come and who has made me what I am today. 5 6 ACKNOWLEDGEMENTS The researcher wishes to express his profound gratitude to the project supervisor, Dr. -
August 26, 2011 00:00 IST | Updated: August 26, 2011 04:05 IST NEW DELHI, August 26, 2011
Published: August 26, 2011 00:00 IST | Updated: August 26, 2011 04:05 IST NEW DELHI, August 26, 2011 Food inflation surges to 9.80 per cent In what Finance Minister Pranab Mukherjee sought to dub as ‘disturbing', food inflation surged to 9.80 per cent for the week ended August 13 from 9.03 per cent in the previous week, driven mainly by soaring prices of certain vegetables such as onions and potatoes, fruits, milk and protein-rich items. As per the WPI (Wholesale Price Index) data released here on Thursday, the fact that food inflation during the like week in 2010 was way higher at over 14 per cent did not provide any consolation to the common man even in terms of the high base effect anomaly. Showing an all-round surge in prices during the week, onions and potatoes turned dearer by 44.2 per cent and 16.39 per cent, respectively, on an annual basis. Fruits were also more expensive by 27.01 per cent while the prices of protein-based edibles such as eggs, meat and fish also went up by 13.37 per cent. Alongside, price of milk was higher by 9.51 per cent and cereals also turned 5.22 per cent dearer. Disturbing, says Pranab Commenting on the food price spiral, Mr. Mukherjee said: “The bad news is that inflation has increased ... On the inflationary front, it is disturbing ... I am more concerned about food inflation, which is perilously near double digits.” However, he noted that weekly numbers do not show a long-term trend. -
ROBINSON's SEEDS and PLANTS
ROBINSON’S SEEDS and PLANTS Over 150years of Growing and Showing Vegetables SEASON 2021 www.mammothonion.co.uk Established 1860 and still family owned ‘Vegetables which taste as good as they look’. Visiting, watch for the sign Peardrop Tomato Mammoth Improved Onion Mammoth Blanch Leeks. Ringo Sweet Pepper Marconi Sweet Pepper Kingston Gold French Bean Mammoth Blanch Leek Stonehead F1cabbage Genovese Courgette Karella Crown Prince Squash Big Green F1 Tomato Hispi F1 Cabbage Solent Wight Garlic W. Robinson & Son (Seeds & Plants) Ltd Sunny Bank, Forton, Nr. Preston, Lancs, PR3 0BN Tel: +44 (0)1524 791210 Fax: +44 (0)1524 791933 www.mammothonion.co.uk e-mail: [email protected] find us on Facebook.com/mammothvegetables OUR HISTORY, Our founder, William Robinson, started the nursery in 1860. At that time the nursery grew a very different range of crops, ranging from soft fruit, apples, plums and pears, to onions, leeks and all the usual vegetables of the time. He also kept cows and horses to use on the smallholding. The nursery was as is now a spread of over 22acres. The next generation, also called William Robinson, started to improve the size of onions and leeks in particular. This was done as it is still done today by selection. Only the best specimens were allowed to seed. He started to exhibit the results in the local Flower Shows of the time, winning many prizes. Soon other exhibitors wanted to grow the strain and the vegetable business as we know it was born. He called all his large varieties of vegetable by the prefix Mammoth, as we still do today. -
Earth 2020 an Insider’S Guide to a Rapidly Changing Planet
Earth 2020 An Insider’s Guide to a Rapidly Changing Planet EDITED BY PHILIPPE TORTELL P HILIPPE Earth 2020 Fi� y years has passed since the fi rst Earth Day, on April 22nd, 1970. This accessible, incisive and � mely collec� on of essays brings together a diverse set of expert voices to examine how the Earth’s environment has changed over these past fi � y years, and to An Insider’s Guide to a Rapidly consider what lies in store for our planet over the coming fi � y years. T ORTELL Earth 2020: An Insider’s Guide to a Rapidly Changing Planet responds to a public Changing Planet increasingly concerned about the deteriora� on of Earth’s natural systems, off ering readers a wealth of perspec� ves on our shared ecological past, and on the future trajectory of planet Earth. ( ED Wri� en by world-leading thinkers on the front-lines of global change research and .) policy, this mul� -disciplinary collec� on maintains a dual focus: some essays inves� gate specifi c facets of the physical Earth system, while others explore the social, legal and poli� cal dimensions shaping the human environmental footprint. In doing so, the essays collec� vely highlight the urgent need for collabora� on and diverse exper� se in addressing one of the most signifi cant environmental challenges facing us today. Earth 2020 is essen� al reading for everyone seeking a deeper understanding of the E past, present and future of our planet, and the role that humanity plays within this ARTH trajectory. As with all Open Book publica� ons, this en� re book is available to read for free on the 2020 publisher’s website.