CLIMER COLUMN EDUCATION Should Tigers College is not change stripes? the only answer Find Public Notices Sure, Missouri, Auburn State’s drive to increase inside & online: are misaligned. But there education levels is more www.HamiltonCountyHerald.com are bigger issues at hand. about jobs than diplomas. P16 P4, 13, 18

Volume 104 | No. 23 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

June 9 – 15, 2017 Bringing

What was going on in Chattanooga in 1967? Saturday, June 10 science Chattanooga attorney Daniel W. Oehmig was elected vice president for to the East Tennessee by the Tennessee Bar Associa- courtroom tion Saturday at its annual convention in Memphis. B. B. Gullett of Nashville was installed as president of the state bar association. Foster D. Arnett of Knoxville was named president-elect and will succeed Gullett one year from now. Minnesota Twins Pres- ident Calvin Griffi th fi red Sam Mele as his club’s man- ager late Friday and a short time later named Cal Ermer as the successor. Ermer was Photograph by Alex McMahan manager of the Chattanoo- David Ross, Ph.D., is a renowned expert in eyewitness testimony who has worked with attorneys on civil and criminal cases. His academic research includes social ga Lookouts for six years. cognition with an emphasis on memory, stereotypes, social judgment and impression formation. These topics are studied in the context of psychology and the law. Sunday, June 11 receiving the death penalty. video tape recorders. When we A raging fi re which broke UTC’s Ross works to increase Ross’ work had led him experience an event, we can’t out with an explosion short- down a bizarre path few others push a button and remember it ly before midnight Friday eyewitness testimony accuracy have traveled. But this was the in perfect form. It comes back destroyed a major portion professional life he had chosen By David Laprad to us in bits and pieces and we of the Rossville Develop- explains the University of – a life spent pursuing truth fi ll in the rest,” he says. ment Co. Th e fi re, the worst Tennessee at Chattanooga and justice through the appli- s all 5 feet, 3 1/2 inches Ross uses a simple exercise in the history of the Chatta- professor and recipient of the cation of science, no matter of Dr. David Ross en- when training law enforcement nooga area, gutted the heart Chattanooga Bar Association’s where it took him. tered one of Chicago’s to demonstrate the eff ects of of the textile industry com- 2017 Liberty Bell Award. “But Unlike a crime scene toughest neighbor- reconstructive memory: he asks plex. About 1,400 workers A they were told to leave me investigator, Ross’ fi eld is not hoods in the dead of night, he every participant to draw the were left jobless and losses alone.” the physical sciences but the had one goal: to save a life. head of a penny. If there are a have been offi cially estimat- Ross was there, looking a science of psychology. As such, Even though Ross believed dozen people in his class, they’ll ed at as high as $20 million. little like Columbo as he mean- much of his work has been he was safe as he braved the invariably produce 12 diff erent Lakeshore Restaurant dered in, to learn about a death focused on the weaknesses of streets to speak with a member drawings. row inmate. human perception and mem- See 50 YEARS, page xx of a Latin gang, doubt accom- “Some will draw Lincoln In his role as the mitigation ory. As the mind probes the panied each step. with a beard; others will draw specialist for the defense, he past, there can be great degrees “I’m this little dude walking him without a beard. Some will INSIDE was piecing together the man’s of variance between what it into the hood at 11 o’clock at draw him with a hat; others will ■ history to reveal why he had sees there and what actually FINANCIAL FOCUS P12 night to meet with a gangster draw him without a hat,” he committed the crime that had happened, he says. disciple – and I’m wonder- says. “If you can’t draw some- ■ REAL ESTATE P15 ended another person’s life “Our memories are not like ing if I’m going to come out,” and prevent the accused from See ROSS, page 5

O ering a 17’x12’ 1089 Bailey Ave. Conference Room that can Chattanooga accommodate 10 people and a 30’x30’ Conference Center Just a few blocks from downtown, The Bailey that can easily accommodate Suites o ers meeting spaces at the right price 25 people. as well as renovated o ce suites.

(423) 486-9079 [email protected] www.theBaileySuites.com 2 | June 9–15,2017 Linda Minks Hood Minks Linda

EXECUTIVE DIRECTOR CHATTANOOGA BAR ASSOCIATION Hood elected to Erlanger and Children’sand CouncilErlanger Hospitalto elected Hood law Chambliss USAhonors Chambers living facilitiesandhospices. home healthagencies,assistedcare providers, dentists,optometrists, tory surgicalcenters,hospital-based patient diagnosticcenters,ambula- companies, physicianpractices,out- management companies,billing level, includingmedicalpractice ticipants onaregionalandnational serves ascounselforhealthcarepar- Bahner’s healthcaresectionand work. interviews andbyassessingrecent to feedbackfromclientandattorney a whole.Chambersjudgesaccording are ratedbypractice,notthefi rmas practice areaandlawfi rmrankings and otherqualitiesvaluedbyclients. astuteness, diligence,commitment conduct, clientservice,commercial technical legalability,professional searchers. Qualitiesassessedinclude than 170full-timeeditorsandre- are basedontheresearchofmore environment. healthcare andRickHitchcockfor practitioners: MarkCunninghamfor tion, twoattorneysarerecognized and realestatelitigation.Inaddi- employment andgeneralcommercial nessee fi rmintheareasoflaborand Business reportasaleadingTen- USA: America’sLeadingLawyersfor is recognizedinthe2017Chambers dations board and E.A.C.H. Council, dations boardandE.A.C.H.Council, the ErlangerHealthSystemFoun- Bar Association,amongothers. ing LegalEducationandtheAmerican America, theAssociationofContinu- sionals, thePublicRelationsSocietyof Association forFundraisingProfes- Association ofFemaleExecutives,the ation ofBarExecutives,theNational of Chattanooga,theNationalAssoci- memberships includingRotaryClub Foundations. directors) ofErlangerHealthSystem on theE.A.C.H.Council(boardof ation, wasrecentlyappointedtoserve rector oftheChattanoogaBarAssoci- Cunningham chairs Chambliss Cunningham chairsChambliss Individual lawyersarerankedby Chambers andPartnersrankings Chambliss, BahnerandStophel Christie Kizer Burbank, chair of Christie KizerBurbank,chairof Hood holdsseveralprofessional Lynda MinksHood,executivedi- Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 |

Bar Association Bar notes from the notesfrom Chattanooga Newsand Executive Committee Steven M.Jacoway Steven William Colvin G.

PRESIDENT-ELECT Bar Association Lee Davis Lee SECRETARY PRESIDENT Medicare enrollment, payor disputes Medicare enrollment,payordisputes physician recruitmentagreements, HIPAA andpatientprivacylaws, and non-solicitationagreements, agement agreements,non-compete health careandpayoraudits,co-man- and Anti-Kickbackcompliance, agreements, EMRStark hospital ventures,medicaldirector al serviceagreements,physicianand employment agreements,profession- cian practicerestructuring,physician address practiceacquisitions,physi- he hasrecentlyworkedwithclientsto healthcare lawsandregulations. clients tonavigateawidevarietyof Cunningham American Cancer Society Board. She American CancerSocietyBoard.She rently servesaschair-electforthe Hope for2015and2016cur- American CancerSociety’sGalaof ga area.Sheservedaschairofthe of causesthroughouttheChattanoo- a volunteerforourcouncil.” ciary ofLynda’spassionforserviceas and wearefortunatetobethebenefi - hospital. Th eseareexciting times, campaign tobuildanewchildren’s port oursafetynethospitaland member –someonewhowillsup- sionate leader weneedasacouncil community tobejustthecompas- has proventimeandagaininthis to haveLyndajoinourteam,asshe said, “Wecouldnotbemoreexcited As an example of his experience, As anexampleofhisexperience, Cunningham hasworkedwith Hood is an advocate for a number Hood isanadvocateforanumber Honorable Christie M. M. Christie Honorable John C. Harrison John C. PAST PRESIDENT TREASURER Sell Hamilton CountyHerald Board of Governors Barret S. Albritton S. Barret Jeffrey W.Jeffrey Maddux George G. Hixson G. George YLD REPRESENTATIVE Brittany T.Brittany Faith Jimmy Rodgers Marc Harwell Marc and regularly works with startup and regularlyworkswithstartup tions andtrialappellatelitigation, planning, technologyissues,transac- in environmentalmatters,business of issues. variety ofindustriesonawiderange experience, representingclientsina ventures. chase transactions,mergersandjoint purchase transactions,stockpur- and hasspecifi cexperiencewithasset in variouscommercialtransactions represented bothbuyersandsellers services tootherbusinesses.Hehas and antitrustlaw. Hitchcock 2011 WomenofDistinctioninChat- Board ofDirectors. She alsoservesontheUTCAthletic of whichsheisalifetimemember. versity ofTennesseeatChattanooga, Chancellor’s RoundtablefortheUni- served asthe2011-2012chairof a UTCchancellorin2012.Shealso a sub-committeeforthesearch UTC athleticdirectorandservedon 2012-2013 searchcommitteefora Fund ofChattanooga. is aboardmemberoftheWomen’s board forRotaryofChattanoogaand is alsosecondvicepresidentofthe Sheri FoxSheri He advises and represents clients He advisesandrepresentsclients Hitchcock hasbroadlitigation In addition,Cunninghamprovides After being selected as one of ten After beingselectedasoneoften Hood wasselectedtoserveonthe

See COUNCIL, page3 The Honorable Pamela The Pamela Honorable JUDICIAL REPRESENTATIVE Ex-Officio Member Fleenor Gig Initiative. and hehelpsheadtheChattanooga ization ofdowntownChattanooga, been activelyinvolvedintherevital- public education.Moreover,hehas provide fi nancialresourcestosupport tives tocombinelocalschoolsand He helpedleadsuccessfulvoterinitia- in avarietyofcommunityactivities. Records Act. the scopeofTennesseePublic resented clientsinkeycasesdefi ning public recordsactissuesandhasrep- regularly counselspublicagencieson was implementedin1990.Hitchcock drafter ofacharterframeworkthat ga, Hitchcockservedasaprincipal commission oftheCityChattanoo- and operationalissues. utilities instrategicbusinessplanning electric andtelecommunications constitutional issuesandrepresents ernments oncontract,franchiseand served asspecialcounseltolocalgov- al Superfundlaw.Hitchcockhasalso exception toliabilityunderthefeder- including aleadingcaseonthelender handled anumberofappellatecases, federal courts.Hehassuccessfully regional EPAoffi cesandstate ters beforeadministrativeagencies, in signifi cantenvironmentalmat- and fi nancingissues. businesses onformation,governance Hood www.chattanoogabar.org In addition, Hitchcock is involved In addition,Hitchcockisinvolved As counseltothecharterstudy Hitchcock hasrepresentedclients Source: Chambliss,BahnerandStophel www.hamiltoncountyherald.com www.hamiltoncountyherald.com Hamilton County Herald June 9 – 15, 2017 | 3 n VIEW FROM CAPITOL HILL A new life made possible by a $170 discount A harassment conviction beauty of the governor signing cus on driver’s license eligibility sure enables former felons to lingered on the record of Mem- the bill is it aff ects people in reform, instances in which a become “productive citizens,” phis resident Brenda A. for 10 Knoxville, in Johnson City and person’s license is suspend- cutting the chances they’ll years, the high cost of expunge- Chattanooga and all over the ed for non-driving-related return to prison, which reduces ment making it diffi cult to state where people are often reasons, those often associated the cost of incarcerating people erase the past. held back from having a clear with child support and court and makes “our communities a Like many people convicted record because of money,” costs, leaving people unable to little safer from crime.” of misdemeanors and felo- Spickler explains. drive to work or to fi nd a job. Memphis Democrats Rep. nies, she paid her court fees Sam Stockard Th is is only a start, though, “It’s just bad policy and very Antonio Parkinson and Sen. and fi nes, along with proba- [email protected] because roughly two-thirds of expensive,” Spickler explains, Lee Harris passed bills to tion costs, years ago, but had the expungements statewide noting a lawsuit against the change the composition of the trouble cobbling together the rate and strengthening our are needed to clear people on state over the situation is pend- Tennessee Board of Parole to money to expunge her record, communities.” diversion, those who are placed ing but could have a legislative increase expertise in correc- making it hard to land a good At age 49 and with two teen- on probation for a period of fi .x tions, probation and parole, job and make a fresh start. age children, Brenda started time with the understanding Concerted effort and then to force the board to An advocacy group called making the most of her new that if they complete probation, meet as soon as possible in cas- Akbari’s measure is part Just City, though, put its Clean situation before the governor the charge will be dismissed. es when someone is wrongfully of a criminal justice reform Slate fund to work and paid her signed the bill. She’s engaged Th ey still have to come up imprisoned. package backed by the Legis- $450 fee, more or less setting to be married, holds a job and with that $450 to expunge their Th e latter measure stemmed lature’s Black Caucus and the her free to tell everybody “God is enrolled in a local college to record after they pay court from the wrongful incarcer- Democratic Caucus. She also is good.” earn a nursing degree. costs and fi nes. It’s a fee many ation of a Nashville resident, passed bills making it easier for Says Brenda: “Th ey really Brenda advises everyone people can’t aff ord, and like Robert Polk, who was sent back juveniles to have their criminal gave me my life back.” to stay out of trouble but tells Brenda, they allow the convic- to prison for a parole violation records expunged and to allow Memphis-area lawmakers them to contact Just City for tion to hang around on their based on a lie. a person with two convictions are trying to do the same for help in case they do get into a record, making it hard for them Harris points out thou- to get a one-time expunction people statewide. scrape with the law. to fi nd a decent job. sand people are imprisoned for both. Under legislation signed by Th e group is made up of Spickler says Just City will or released into society each “Th ese three pieces of legis- Gov. Bill Haslam, expungement activists, attorneys and civic lobby for a similar law chang- year and called the work of the lation are a good start to help fees for convictions have been leaders in Shelby County and ing the expungement fee for parole board “suspect.” people get their lives back on reduced to $180 from $350. statewide who want to ensure pre-trial diversion cases, which “It is not performing well,” track and get back to work,” Th e bill was spearheaded this people get their right to legal make up the majority of ex- Harris says, but this legislation Akbari points out. session by Memphis Democrat- counsel and help limit damage pungements, when the General should make it fairer and more Th ey’re among several bills ic Rep. Raumesh Akbari and to families and neighborhoods Assembly convenes in 2018. expeditious. Democrats pushed this session Senate Republican Majority from encounters with the crim- Tennessee could even “If you are back in prison to reform criminal justice. Leader Mark Norris. inal justice system. consider allowing some due to a false charge, you Memphis Democratic Rep. “Th e bottom line is this: We Th e group takes donations convictions and non-convic- deserve a hearing, and fast,” Dwayne Th ompson, in his fi rst believe that people should not from people who want to tion charges to be expunged Parkinson adds. “Th is bill forc- term, passed legislation helping be judged for the rest of their make sure individuals get a automatically, as a number of es the Board of Parole to meet non-violent ex-off enders gain lives for the decisions they second chance, and the state’s states do. as soon as reasonably possible jobs by allowing them to peti- make on their worst day,” Ak- expungement fee reduction “After a certain period of to grant needed relief. Justice tion the court for a certifi cate bari says. “By reducing part of means Just City’s Clean Slate time, a lot of misdemeanors are delayed is, after all, justice of employability at the same the fi nancial barrier to expunc- fund will go much further, says cleared from a person’s record denied.” time they seek to restore their tion, more ex-off enders will be its director, Josh Spickler. in other states. Not in Tennes- Memphis Democratic Rep. rights of citizenship. able to get their lives back on “Th is is a particularly acute see,” he adds. Th ompson says the mea- See CLEAN SLATE, page 12 track, reducing the recidivism problem in Memphis, but the In addition, Just City will fo-

COUNCIL From page 2 League of Chattanooga; Partnership For Families, Adults and Children; Tennessee Appellate tanooga, she served as chair of the Inner-City Ministries; FACES; Ballet 2013 and 2014 Women of Distinction Tennessee; Sentenga Chapter of the Court Opinions events. National Multiple Sclerosis Society; In 2010, Hood was nominated for Susan G. Komen Race for the Cure; Leadership Chattanooga’s fi rst annual In Re: Colby L. pensate him for services rendered. The custom- Ronald McDonald House and more. Lifetime Achievement Award. She Case: E2016-01785-COA-R3-PT er subsequently fi led a counterclaim against the Hood is married to Michael Hood, business owner, alleging that he had ruined an was also chosen to be one of six “ce- CHATTANOOGAASSOCIATIONBAR Authoring judge: Judge Richard H. Dinkins with whom she has a daughter, oriental rug in her home and sprayed chemicals lebrity” dancers for the 2010 Dancing Lauren, a junior at the University of Originating judge: Judge Pamela A. Fleenor on her furniture. The general sessions court with the Stars Chattanooga, which Tennessee at Knoxville. Th ey live Date fi led: Wednesday, May 24, 2017 entered a judgment in favor of the customer. benefi ts Partnership for Families, in Chattanooga and attend Signal Mother appeals the termination of her parental The business owner appealed to the Hamilton Children and Adults. She won the County Circuit Court (“trial court”). Following a Mountain Presbyterian Church. rights on the grounds of abandonment by willful title of Fan Favorite, having raised Julie Taylor, chief development failure to visit and support, contending that de novo trial, the trial court also found in favor over $8,000. of the customer, determining that the business offi cer of the Erlanger Foundation, her failure to visit and support was not willful. Th e many clubs and organizations owner had damaged the customer’s carpet. The said, “Lynda is a wonderful addition Discerning no error, we affi rm the judgment of with which Hood has been affi liat- the trial court. trial court awarded damages to the customer to our council. She off ers not only her in the amount of $500. Discerning no reversible ed with through the years include: experience as a community leader but Tom Watson v. Rosemarie Ralston-Good error, we affi rm. Kiwanis Club of Chattanooga; Th e et al. her heart for Erlanger and Children’s Walnut Run Homeowner’s Association, Inc. v. Diplomat Corps of the Chattanooga Hospital.” Case: E2016-01505-COA-R3-CV Jerry Wayne Wilkerson Area Chamber of Commerce; Junior Source: Chattanooga Bar Association Authoring judge: Judge Thomas R. Frierson, II Case: E2016-01084-COA-R3-CV Originating judge: Judge W. Neil Thomas, III Authoring judge: Judge John W. McClarty Date fi led: Tuesday, May 30, 2017 Originating judge: Judge Jeffrey M. Atherton Annuity Tax Strategies The plaintiff business owner, who provided Date fi led: Thursday, June 1, 2017 carpet cleaning services, fi led an action in FREE reports: the Hamilton County General Sessions Court The owner of property in a residential subdi- (“general sessions court”) against a customer, vision appeals the order of the trial court pro- COMMON DEATH CLAIM MISTAKES alleging that the customer had failed to com- hibiting construction of an eight-foot wooden fence. We affi rm. DEFUSE THE TAX TIMEBOMB NON-QUALIFIED, NON-SPOUSAL STRETCH

Call The Annuity Doctor 423-305-1997 4 | June 9 – 15, 2017 Hamilton County Herald www.hamiltoncountyherald.com State’s drive for a better-educated workforce HCH By Joe Morris Personal Income Hamilton County Herald Educational per capita, 2014 102 years of service conomic development level $65,000 CT Telephone 423-602-9270 offi cials will always list a High income, High income, Fax 423-602-9269 well-trained workforce as correlates low educational attainment high educational attainment a must-have for any area $60,000 1412 McCallie Ave. E to increased NJ MA Chattanooga, TN 37404 – be it city, county, region or ND state – looking to recruit and income $55,000 NY – CHATTANOOGA – AK WY MD retain employees for business. This chart illustrates NH David Laprad the positive correlation With that in mind, Tennes- WA VA Editor between a state’s $50,000 CA MN [email protected] see has become the nation’s PA NE CO educational RI IL fi rst state to off er two-year DE VT Dianna Chambers attainment and its TX US SD HI Display Advertising university scholarships to all $45,000 KS IA [email protected] personal income. OK FL WI adult residents. LA OH 615-254-5522 In 2014, Tennessee’s NV MO OR TN MI ME Four years after he launched per capita income $40,000 IN MT Julia Warren GA NC Drive to 55 to boost Ten- was $40,457, ranking AR AL AZ UT Foreclosures, Public Notices KY NM ID nessee’s degree and certifi - 36th in the United WV SC [email protected] $35,000 901-521-1196 cate-holding population, Gov. States. Meanwhile, MS Bill Haslam is about to fi nd out 34.3 percent of adult Donna Gosnell state residents Low income, Low income, Circulation, Online Subscriptions if his big push is working. $30,000 low educational attainment high educational attainment customerservice@ Th e Drive to 55 program (25-64) had at least hamiltoncountyherald.com kicked off in earnest with an associate degree, 615-254-5522 ranking Tennessee $25,000 Tennessee Promise, a lot- 42nd in the nation. 25% 30% 35% 40% 45% 50% 55% – CORPORATE OFFICES– tery-funded scholarship pro- Percent of adults (25-64) with an Associate degree or higher 193 Jefferson Ave. gram for high-school students Sources: 2014 American Community Survey; U. S. Bureau of Economic Analysis; tn.gov; Tennessee Higher Education Commission Memphis, TN 38103 that would cover two years Hamilton County Herald Eric Barnes of tuition at one of the state’s Publisher, CEO [email protected] community colleges or techni- cation Commission. stitutions to really help them Th ere also was the expansion cal centers. “It all counts.” build more capacity to serve of the nursing program at Lyle Graves Th e fi rst batch of Tennes- adults, and we’re also looking at Dyersburg State Community Associate Publisher, Tennessee Reconnect is Executive Editor a similar program for adult see Promise candidates is new ways to build partnerships College. [email protected] learners who wish to obtain or graduating, or soon will, and with employers and workforce As enrollment rises in the Pam Mallett fi nish a degree. Th ere are an with Tennes- agencies around increased ed- coming years, more work will Chief Financial Officer estimated 900,000 individuals see Reconnect ucation attainment for adults. be done to ensure that those [email protected] who fall into that category ready to launch, And lastly, we are engaging students who wish to continue Member of: across trhe state. colleges and with the community in many their education at a four-year Tennessee Press Association As the state continues its ag- universities have ways.” institution can do so, in addi- National Newspaper Association gressive approach to expanding RELATED been doing their Th e state also has rolled out tion to helping those whose American Court & Commercial STORY homework with the Drive to 55 Capacity Fund, goal is an associate’s degree or higher education, the two pro- Page 13 Newspapers grams, it’s hoped, will groom a two-year schools an initiative to support cam- certifi cate also achieve success,

supply of well-trained employ- and four-year puses as they continue to see Derrick says. ees for a variety of industries schools working in tandem. new students as part of Ten- “We want to make sure all the state is hoping to lure in or “We knew we’d need more nessee Promise and Tennessee the campuses getting students keep, offi cials say. fl exibility around adult learn- Reconnect. can scale out and grow with the “What sometimes gets lost ers, so we spent some time Last November, the fund opportunity,” she adds. “Th ere in the conversation is that looking at what that would be,” awarded $24.3 million to was a lot of interest, and many the goal is 55 percent with a says Jessica Gibson, THEC’s 10 colleges and universities applicants, in the Drive to 55 assistant executive director for around the state, funding Capacity Fund. Th at kind of Subscription $15 per year degree or credential – we’re By mail not talking about just associ- adult learner initiatives. everything from a new training competition is a good problem Single copy 50 cents ate’s or bachelor’s degrees, but “Th e initiative included a lot facility in Anderson County to have. Postmaster send anything from a HVAC-repair of data and research around through the Tennessee College “For us, Tennessee Promise changes of address to: certifi cation to a cosmetology outreach to adult learners, as of Applied Technology Knox- so far has been a best-case sce- Hamilton County Herald license,” explains Kate Derrick, well as support in terms of ville to an advanced robotics nario, and we are eager to see P.O. Box 3008 director of external relations fi nancial aid. training facility for Motlow how well Tennessee Reconnect Memphis, TN 38173 for the Tennessee Higher Edu- “We worked with our in- State Community College. does, as well.” Hamilton County Herald USPS #120710 published weekly by Hamilton County Herald, LLC., Schools’ goal: ‘Make sure no one comes up short’ Periodicals Postage By Joe Morris paid at their last semester. Th ey need taking the work done for an Chattanooga, Tennessee to be aware of things specifi c to associate’s degree and applying Material published in the Hamilton County Community college grad- certain majors, such as when to it to a bachelor’s degree. Herald is compiled at considerable expense and is uates from the Tennessee get a math or other class done, “We have a transfer counsel- for the sole and exclusive use of our subscribers. The contents of the Hamilton County Herald Promise program are ready to and what must be done to or who’s more or less stationed may not be republished, resold or reproduced make the jump to four-year qualify for other scholarships in in Middle Tennessee, and so in any manner, in whole or in part without the campuses, but are the four-year consent of the publisher. Any infringement may some majors. we have someone who’s already be subject to legal redress. schools ready for them? “Our goal is to make sure spending time at Nashville The records contained in the Hamilton Coun- And, are the four-year insti- that no one comes up short.” State, Volunteer State, Motlow ty Herald are taken from those fi led in the public tutions prepared for returning record and do not necessarily refl ect the fi nancial Th e goal is for anyone who and Columbia community standing of the parties involved. Care is taken to adult students, who under the may want to review options colleges,” Long explains. publish suits, judgements, other documents newly launched Tennessee Re- focusing on continued degree “We have been a regular exactly as they appear in the public record. connect plan get another shot However, the Hamilton County Herald assumes work – whether fresh out of presence on those campuses, Photograph by Adam Taylor Gash no liability for errors or omissions. Persons who at earning a degree? community college, in need but now we’re really trying to Larry Long, Assistant Director rely solely on these contents do so at their own “People at all diff erent points of guidance after years out of be there even more so we can of UT-Knoxville’s Department for risk. in their academic careers can Any explanation of these items, as well as school or simply an individual answer questions students Transfer Holistic Review & Recruit- correction of any erroneous information, will be be unsure of what to ask and who wants to review options have, as well as build closer ment, played a key role in organizing published upon timely notifi cation by proper when to ask it,” says Larry – to fi nd the lines of commu- relationships with the commu- a recent workshop which over 40 correspondence. Long, assistant director of The editors are responsible for the writing nication open for a range of nity college faculty and staff .” representatives from regional com- and display of the news, data and features in this transfer admissions for the questions from fi nancial aid to Both public and private munity colleges attended. The goal newspaper. If you have a question or suggestion, University of Tennessee-Knox- course requirements and more. institutions have been reaching was to engage these representatives you may call during normal business hours. ville. Th e Tennessee Transfer out to community colleges and with faculty from UT so that they can – Susanne Reed, General Manager 423-602-9270 “We want to talk when they Pathway, for example, is set technical schools to enhance better collaborate to help students [email protected] fi rst show up; we want to talk in up to guide students through See TRANSFER, page 13 interested in transferring. www.hamiltoncountyherald.com Hamilton County Herald June 9 – 15, 2017 | 5 n THE JENKINS PERSPECTIVE The Waking dead: Binge watching ate my brain I remember when I became (“Spooks” in the UK, where it an addict, almost to the day. was set), and I experienced for It was nearly September the first time that long, slow of 1994 when watching tele- disappointment when a series vision for hours on end quit goes on too long and fails to being a sign of mental illness keep its eye on the ball. and became the start of what I While it had the best considered a healing process. season-ending cliffhanger I’d The players of Major League David Jenkins ever seen, it had run its course Baseball had, inexplicably, gone A writer who has spent his entire through four seasons and lost on strike and hapless Com- adult life in Chattanooga appreciating two of the principal actors who missioner Bud Selig was days where he lives. made it compelling in the first away from cancelling the 1994 place. The box set was shipped World Series. pure ecstasy to have a great to McKay’s in my last sched- “Inconceivable,’’ as Wallace hour-long show every night uled visit. Shawn said in “The Princess that was new to me. Right up All this time, while keeping until its bitter end, I remained Bride.’’ Acceptance was slow to abreast of the three principal shutterstock.com come. But it arrived, with the a fan, but there was never any “Law & Order’’ series (never jolt of recognition that no one rush to that first year getting made it to Chicago or L.A.), I on Cracker; Sorkin brought Netflix political drama was a knew – even had a clue – when caught up on four-plus seasons was quickly becoming depen- “The West Wing” into being, trendsetter in the binge-friend- it would end. As someone who of episodes – close to 100 of dent on one of my favorite Sutter was the genius behind ly concept of releasing every would argue that baseball was them, based on production acronyms: DVR. While its the Shakespearean “Sons of episode at the same time. The close to a religion to some of back then. uses continue to grab at you Anarchy,’’ Milch was behind twisted government that it us, it was imperative that I find A&E was my go-to network in many ways, the series that the innovative “NYPD Blue,’’ portrays cured me of having a new place to find peace of for shows like that for a time, compelled me to learn its use Fontana helped bring the world to watch the vastly overrated, mind. and it was on A&E when I, by was another NBC show: “The “Homicide,’’ and “Oz.’’ “Scandal.’’ (You’ll notice that I What I found was the crack pure chance, connected with West Wing.’’ I have binged on every Sor- did not include Shonda Rhimes of binge watching a television what I consider still to be one One consistent theme any kin series after taking in “West among the writers I respected.) show. Ironically, my new drug of the top two or three cop show I got into had this: damn Wing’’ as it came. Likewise, The Netflix concept has been was called “Law & Order,’’ and shows of all time – “Crack- good writing. If a show sur- “Sons of Anarchy;’’ but I truly much appreciated due to my it was ubiquitous on televi- er.’’ It was set in England, and prised me, fooled me with a wish that I could binge on SOA being a big fan of the Marvel sion. Yeah, that means it was consisted of arcs of two-hour plot twist or a character reveal, without knowing the outcome. comic character Daredevil. everywhere as we’d entered the moves, and was definitely for I was pretty much hooked. But It was an amazing experience, Having gotten over my disap- Golden Era of syndication. grown-ups. It was also over more than anything, for the and I urge anyone contemplat- pointment of Ben Affleck as “Law & Order’’ had only far too soon and sent me on a whole of my adult life, I can say ing a binge to consider Sutter’s DD and Jennifer Garner the recently begun its epic run in desperate search for more. that the quality of the writing magnum opus. “exotic” assassin Electra, I was reruns on one of my favorite The next phase of my de- is what drew me or kept me But more than writers, I’m eager to embrace unknowns free cable networks, A&E. scent was one that befell many around once I had sniffed out a a sucker for costume drama. If taking over those roles as Grant And, as it happened, it was rare – DVD box sets. Imagine – quality show. it’s about Vikings, Henry VIII Gustin and Stephen Amell did that I would ever be home on binge watching on your sched- As a result, I will always buy or any other period drama, with Flash and Green Arrow in a Tuesday night to catch the ule instead of the network’s. into a series if someone like pirates, I’m in. the DC Universe. first-run episodes. Since Cracker was currently Robbie McGovern, Aaron Sor- To brush up on my binging Overall, I was not disap- Being a sucker for a good my new crack (as it were), I in- kin, David Kelley, Kurt Sutter, technique for this column, I pointed until the 12-episode cop show – “Dragnet,’’ “Adam vested in a five-season series of David Milch or Tom Fontana chose this past weekend to take snoozefest that was the “Iron 12,’’ “Hill Street Blues.’’ I even boxed sets for a near-spy series has his name on a script. in all 12 hours of the new sea- Fist’’ miniseries. Sometimes the called, “MI-6,’’ in this country watched “The Rookies’’ – it was McGovern was the only writer son of “House of Cards.’’ The See JENKINS, page 16

ROSS From page 1 strate the preferred method, Ross peels best, Ross explains. six Post-it notes off a yellow pad and “The police charged Anthony large- thing you’ve handled countless times, arranges them on his desk. ly on the eyewitness identification of what happens when there’s a bar fight or “The typical lineup presents six several people at the dance, many of a tragic shooting and stress impacts your photographs in an array. Most people whom were related to the victim,” he memory?” will look at those and pick the best one. says. “The police put a lot of pressure on Ross’ fascination with reconstructive That’s the process of elimination strat- those individuals to make the ID, and memory led him to the area of research egy,” he says. “To fix that, you present the procedures they used to secure the and work on which he has spent the the pictures one at a time. Rather than ID were terrible.” bulk of his career: lineup identification. comparing all six photographs to each Ross says the police brought witness- As he’s labored to unearth the science other, the eyewitness looks at the image es in together who knew each other and behind how accurate eyewitnesses are, and compares it to what he remembers.” were aware of what the police wanted. his nemesis has been unconscious trans- Sequential lineups are very effective In addition, the lineup included only ference, a memory error that occurs at reducing the identification of inno- four people instead of six, increasing the when an eyewitness identifies someone cent individuals, Ross says. But finding a odds of them choosing Williams. More- in a lineup they recognize but not from solution is not enough; law enforcement over, none of the participants in the the scene of the crime. must be trained to do lineups correctly. lineup matched the verbal description of “After you witness a bank robbery, To this end, Ross is a member of the fac- the shooter, and the witnesses were not you go to the police station and they ulty at the Tennessee Bureau of Investi- told the suspect may or may not be in show you a mug book. Although the gation, where he teaches agents how to the lineup. suspect is in there, you don’t identify collect identification evidence. “There’s a whole set of instructions him. Then, a week or two later, the po- “I want them to catch the bad guys you’re supposed to give eyewitnesses, lice show you a lineup that contains the Photograph by Alex McMahan and not wrongfully convict someone,” “I want them to catch the bad guys and not but the police didn’t do any of that,” suspect,” Ross says. Ross says. wrongfully convict someone,” Ross says. Ross says. “People are good at recognizing faces Ross has parlayed his expertise in As a result, Ross says, the witnesses but terrible at remembering where they collecting identification evidence into volved in a fight. Although two kids picked the person they recognized – saw them. So, you see a familiar face work for attorneys across the U.S. One were thrown out, Williams stayed. After Williams. but you don’t recall seeing it in the mug example is his work on the case involv- the dance ended at midnight, he was “They had seen Anthony at the dance. book – and that’s who you pick.” ing Anthony Williams, a Missouri man standing on the steps outside the build- He’d been involved in the fight,” Ross Avoiding this error isn’t rocket sci- who was accused of shooting and killing ing talking with a girl when gunshots says. “A number of them also said they ence, Ross says. All law enforcement has an individual in 1993. rang out and killed someone, Ross says. knew him from elsewhere, with one wit- to do is change its approach to collect- Williams had gone to a dance in Williams was convicted of the crime ing identification evidence. To demon- eighth grade. At 10 p.m., he was in- based on evidence that was shaky, at See ROSS, page 14 Page 6 HAMILTONJune COUNTY 9 - 15, 2017 www.HamiltonCountyHerald.com Herald Public Notices

Foreclosure Notices association dues or assessments; all claims or Tennessee: Lots One and Two, Block Nine, information obtained may be used for that Hamilton County other matters, whether of record or not, which Hooker Place, as shown by plat of record in purpose. may encumber the purchaser’s title and any Plat Book 6, page 10, in the Register’s Office Shapiro & Ingle, LLP matter that an accurate survey of the premises for Hamilton County, Tennessee. According Substitute Trustee NOTICE OF SUBSTITUTE TRUSTEE’S SALE Robert J. Solomon might disclose. to said plat, said lots are more particularly 10130 Perimeter Parkway, Suite 400 Default having been made in the payment of Substitute Trustee The following parties may claim an interest described as one tract of ground fronting Charlotte, NC 28216 the debts and obligations described in and Solomon Baggett, LLC in the above-referenced property to be affected one hundred feet on the Northeastern line of Phone: (704) 333-8107 secured by a certain Deed of Trust executed by 3763 Rogers Bridge Road by the foreclosure: any judgment creditor or Hooker Rd; thence running Northeastwardly, Fax: (704) 333-8156 KATHERINE COBLENTZ AND husband, KEVIN Duluth, Georgia 30097 lien holder with an interest subordinate to the between parallel lines, a distance of one www.shapiro-ingle.com M. COBLENTZ to Mark A. Rosser, Trustee, (678) 243-2512 said Deed of Trust or any party claiming by, hundred fifty feet to the Western line of File No. 17-111406 recorded October 26, 2009 in Hamilton Our File No. CMS.01798 through, or under any of the foregoing. Such fifteen foot alley, bounded on the South by May 26, June 2, 9, 2017 Fmr18094 County Register’s Office at Book GI9052 May 26, June 2, 9, 2017 Fmr18084 parties known to the Substitute Trustee may Light Avenue. Page 866 Inst#2009110600190 and the include: None. Being the same property conveyed to Franklin SUBSTITUTE TRUSTEE’S SALE beneficial interest of said Deed of Trust is SUBSTITUTE TRUSTEE’S SALE Terms of Sale will be public auction, for Rogers Battle by deed from Area T. Battle Sale at public auction will be on June 22, owned by Bank of America, N.A., successor Sale at public auction will be on June 29, cash, free and clear of rights of homestead, dated I 0115/03 and recorded 11/18/03 2017 at 10:00AM local time, at the west door, by merger to BAC Home Loans Servicing, LP 2017 at 10:00AM local time, at the west door, redemption and dower to the extent disclaimed in Book 6934, page 384, Register’s Office Hamilton County Courthouse, 625 Georgia fka Countrywide Home Loans Servicing, LP, Hamilton County Courthouse, 625 Georgia or inapplicable, and the rights of Yetonia C for Hamilton County, Tennessee Ave., Chattanooga, Tennessee pursuant to and the undersigned having been appointed Ave., Chattanooga, Tennessee pursuant to Edwards and Marvin Edwards, and those Street Address: 4024 Hooker Rd, Deed of Trust executed by Donald G. Walker Successor Trustee by instrument recorded in Deed of Trust executed by Yetonia C Edwards claiming through him/her/it/them. Chattanooga, Tennessee 37410 and Teresa D. Walker, to Charles E. Tonkin, II, said Register’s Office, this is notice that the and Marvin Edwards, to Larry A. Weissman, Any right of equity of redemption, statutory Parcel Number: 167C P 008 Trustee, as trustee for Mortgage Electronic undersigned will on July 13, 2017 at 10:00AM Trustee, as trustee for Mortgage Electronic and otherwise, and homestead are waived in Current Owner(s) of Property: Franklin Registration Systems, Inc. as nominee for local time, at the West Door Hamilton County Registration Systems, Inc. as nominee for accord with the terms of said Deed of Trust, Rogers Battle Mortgage Investors Group on April 27, 2013 Courthouse, located at 615 Walnut St. Suntrust Mortgage, Inc. on August 24, 2007 and the title is believed to be good, but the The street address of the above described at Book GI 9942, Page 794; conducted by Chattanooga, Tennessee 37402 will proceed at Book GI 8451, Page 436, Instrument No. undersigned will sell and convey only as Sub- property is believed to be 4024 Hooker Rd, Shapiro & Ingle, LLP, having been appointed to sell at public outcry to the highest and best 2007082800091; conducted by Shapiro & stitute Trustee. Chattanooga, Tennessee 37410, but such Substitute or Successor Trustee, all of record bidder for cash the following property located Ingle, LLP, having been appointed Substitute or The right is reserved to adjourn the day address is not part of the legal description of in the Hamilton County Register’s Office. De- in Hamilton County, Tennessee, will be sold Successor Trustee, all of record in the Hamilton of the sale to another day, time, and place the property sold herein and in the event of fault has occurred in the performance of the to the highest call bidder subject to all unpaid County Register’s Office. Default has occurred certain without further publication, upon an- any discrepancy, the legal description herein covenants, terms, and conditions of said Deed taxes, prior liens and encumbrances of record. in the performance of the covenants, terms, nouncement at the time and place for the sale shall control. of Trust and the entire indebtedness has been Described property is located in Hamilton and conditions of said Deed of Trust and the set forth above. If you purchase a property This sale is subject to, without limitation, all declared due and payable. County, Tennessee, Lot Thirty-Four (34), entire indebtedness has been declared due at the foreclosure sale, the entire purchase matters shown on any applicable recorded plat; Party Entitled to Enforce the Debt: Wells West one and one-half (1 1/20 Feet of Lot and payable. price is due and payable at the conclusion any unpaid taxes; any restrictive covenants, Fargo Bank, NA, its successors and assigns. thirty-three (33), Lakesite Subdivision, Plat Party Entitled to Enforce the Debt: Federal of the auction in the form of a certified/ easements, or setback lines that may be ap- The following real estate located in Ham- Recorded in Plat Book 21, Page 33. Being National Mortgage Association (“Fannie Mae”), bank check made payable to or endorsed plicable; any statutory right of redemption of any ilton County, Tennessee, will be sold to the all or part of the same property conveyed a corporation organized and existing under to Shapiro & Ingle, LLP. No personal checks governmental agency, state or federal; any prior highest call bidder: to Katherine Coblentz and husband, Kevin the laws of the United States of America, its will be accepted. To this end, you must bring liens or encumbrances including those created Described property located at Hamilton M. Coblentz by Warranty Deed of record at successors and assigns. sufficient funds to outbid the lender and any by a fixture filing or any applicable homeowners’ County, Tennessee, to wit: Instrument No. 2007072300285 in Book The following real estate located in Ham- other bidders. Insufficient funds will not be association dues or assessments; all claims or LOCATED IN THE CITY OF CHATTANOOGA, GI 8413, Page 601 in said Register’s Office. ilton County, Tennessee, will be sold to the accepted. Amounts received in excess of the other matters, whether of record or not, which HAMILTON COUNTY, TENNESSEE: Property Address: 2328 Lyons Lane, Soddy highest call bidder: winning bid will be refunded to the successful may encumber the purchaser’s title and any Being Lot No. 26 on the Final of Keystone Daisy, TN 37379 Described property located at Hamilton purchaser at the time the foreclosure deed matter that an accurate survey of the premises Subdivision, as shown by plat recorded in TAX ID: 075K E 026 County, Tennessee, to wit: is delivered. might disclose. Plat Book 63, Page 3, and revised in Plat Current Owner(s) of Property: KATHERINE A CERTAIN TRACT OR PARCEL OF LAND This property is being sold with the express The following parties may claim an interest Book 84, Page 182, in the Register’s Office COBLENTZ AND husband, KEVIN M. COBLENTZ IN THE CITY OF CHATTAOOGA, HAMILTON reservation that the sale is subject to confirma- in the above-referenced property to be affected of Hamilton County, Tennessee. The street address of the above described COUNTY, STATE OF TENNESSEE, DESCRIBED tion by the lender or trustee. This sale may be by the foreclosure: any judgment creditor or For prior title and last instrument of record property is believed to be 2328 Lyons Lane, AS FOLLOWS: TO-WIT: rescinded only by the Substitute Trustee at any lien holder with an interest subordinate to the affecting the above described property, see Soddy Daisy, TN 37379 but such address Lot Ten (IO), Block 126, East End Company’s time. If the Substitute Trustee rescinds the said Deed of Trust or any party claiming by, warranty deed from G.T. Issa Construction, is not part of the legal description of the Addition Number I, as shown on plat of record sale, the purchaser shall only be entitled to a through, or under any of the foregoing. Such LLC to Donald G. Walker and wife, Teresa property sold herein and in the event of any in Plat Book 2, Page 22, in the Register’s return of any money paid towards the purchase parties known to the Substitute Trustee may D. Walker dated June 15,2011 and filed for discrepancy, the legal description referenced Office of Hamilton County, Tennessee, to price and shall have no other recourse. Once include: RJM Acquisition LLC c/o Grisham, record June 17,2011 in Book 9419, Page herein shall control. which plat reference is hereby made for a the purchaser tenders the purchase price, the Knight & Hooper. 920, in the Register’s Office of Hamilton SALE IS SUBJECT TO TENANT(S) RIGHTS IN more particular description of said lot. Substitute Trustee may deem the sale final in Terms of Sale will be public auction, for County, Tennessee. POSSESSION. Legal description taken from deed of which case the purchaser shall have no remedy. cash, free and clear of rights of homestead, Subject to: Any Governmental zoning and If applicable, the notice requirements of T.C.A. conveyance in Book 6971, Page 880, said The real property will be sold AS IS, WHERE redemption and dower to the extent disclaimed subdivision ordinances and regulations in 35-5-117 have been met. Register’s Office. This being the same IS, with no warranties or representations of or inapplicable, and the rights of Franklin Rog- effect thereon. Other Interested Parties: Tennessee Housing property conveyed to Christopher Nolan any kind, express or implied, including without ers Battle, and those claiming through him/ Subject to: Restrictions appearing of record Development Agency; Citizens Savings and and wife Robin Nolan, from Betty Vinson by limitation, warranties regarding condition of the her/it/them. in Book 5814, Page 712, in the Register’s Loan Warranty Deed dated 12/19/2003, filed property or marketability of title. Any right of equity of redemption, statutory Office of Hamilton County, Tennessee. All right of equity of redemption, statutory of record on 12/23/2003 at Instrument This office may be a debt collector. This and otherwise, and homestead are waived in Subject to: Fifteen (15) foot Utility Easement and otherwise, and homestead are expressly Number Book 6971, Page 880 in the may be an attempt to collect a debt and any accord with the terms of said Deed of Trust, as per plat. waived in said Deed of Trust, and the title is aforesaid Register’s Office. PROVIDED FOR information obtained may be used for that and the title is believed to be good, but the Subject to: Private Drainage Detention Area believed to be good, but the undersigned will INFORMATIONAL PURPOSES ONLY. purpose. undersigned will sell and convey only as Sub- Easement as per plat. sell and convey only as Substitute Trustee. Subject to Subdivision restrictions, building Shapiro & Ingle, LLP stitute Trustee. Subject to: Thirty-six (36) inch CMP Easement The right is reserved to adjourn the sale to lines and easement of record in Plat Book 2, Substitute Trustee The right is reserved to adjourn the day and Drainage Easement as per plat. another day, time and place certain without Page 22, in the Register’s Office of Hamilton 10130 Perimeter Parkway, Suite 400 of the sale to another day, time, and place Subject to: All matters as shown by legend further publication, upon announcement of the County, Tennessee. Charlotte, NC 28216 certain without further publication, upon an- on plat. time and place for the sale set forth above. If Subject to any conditions, restrictions, Phone: (704) 333-8107 nouncement at the time and place for the sale Street Address: 8651 Keystone Cir, you purchase the property at the foreclosure easements, etc., as shown or as specified Fax: (704) 333-8156 set forth above. If you purchase a property Chattanooga, Tennessee 37421 sale, the entire purchase price is due and on recorded plat. www.auction.com at the foreclosure sale, the entire purchase Secondary Property Address: Chattanooga payable at the conclusion of the auction in the Subject to any governmental zoning and File No. 17-110905 price is due and payable at the conclusion Parcel Number: 171G-A-007.24 form of certified bank check made payable to subdivision ordinances or regulations in May 26, June 2, 9, 2017 Fmr18088 of the auction in the form of a certified/ Current Owner(s) of Property: Donald G. Solomon Baggett, LLC Escrow Account. No effect thereon. bank check made payable to or endorsed Walker and wife, Teresa D. Walker personal checks will be accepted. You must Being the same property conveyed to SUBSTITUTE TRUSTEE’S SALE to Shapiro & Ingle, LLP. No personal checks The street address of the above described bring sufficient funds to outbid the lender and the grantor(s) herein by deed being Sale at public auction will be on June 22, will be accepted. To this end, you must bring property is believed to be 8651 Keystone Cir, any other bidders. Insufficient funds will not be simultaneously recorded herewith in Book 2017 at 10:00AM local time, at the west door, sufficient funds to outbid the lender and any Chattanooga, Tennessee 37421, but such accepted. Amounts received in excess of the 8451, page 434, or Instrument No. said Hamilton County Courthouse, 625 Georgia other bidders. Insufficient funds will not be address is not part of the legal description of winning bid will be refunded to the successful Register’s Office. Ave., Chattanooga, Tennessee pursuant to accepted. Amounts received in excess of the the property sold herein and in the event of purchaser at the time the foreclosure deed is Street Address: 3713 Clio Ave, Chattanooga, Deed of Trust executed by Franklin Rogers winning bid will be refunded to the successful any discrepancy, the legal description herein delivered. This property is being sold with the Tennessee 37407 Battle, to Lawrence Vogan, Trustee, as trustee purchaser at the time the foreclosure deed shall control. express reservation that the sale is subject to Secondary Property Address: Chattanooga for Yale Mortgage Corporation on June 2, 2006 is delivered. This sale is subject to, without limitation, all confirmation by the lender or trustee. This sale Parcel Number: 168A R 007 at Book GI 7981, Page 493; conducted by This property is being sold with the express matters shown on any applicable recorded plat; may be rescinded by the Substitute Trustee Current Owner(s) of Property: Yetonia C. Shapiro & Ingle, LLP, having been appointed reservation that the sale is subject to confirma- any unpaid taxes; any restrictive covenants, at any time. Edwards Substitute or Successor Trustee, all of record tion by the lender or trustee. This sale may be easements, or setback lines that may be ap- THIS LAW FIRM IS ACTING AS A DEBT The street address of the above described in the Hamilton County Register’s Office. De- rescinded only by the Substitute Trustee at any plicable; any statutory right of redemption of any COLLECTOR AND IS ATTEMPTING TO COLLECT property is believed to be 3713 Clio Ave, fault has occurred in the performance of the time. If the Substitute Trustee rescinds the governmental agency, state or federal; any prior A DEBT. ANY INFORMATION OBTAINED WILL BE Chattanooga, Tennessee 37407, but such covenants, terms, and conditions of said Deed sale, the purchaser shall only be entitled to a liens or encumbrances including those created USED FOR THAT PURPOSE. address is not part of the legal description of of Trust and the entire indebtedness has been return of any money paid towards the purchase by a fixture filing or any applicable homeowners’ the property sold herein and in the event of declared due and payable. price and shall have no other recourse. Once association dues or assessments; all claims or any discrepancy, the legal description herein Party Entitled to Enforce the Debt: U.S. the purchaser tenders the purchase price, the other matters, whether of record or not, which Go to shall control. Bank National Association, as Trustee for Substitute Trustee may deem the sale final in may encumber the purchaser’s title and any www.HamiltonCountyHerald.com for This sale is subject to, without limitation, all Yale Mortgage Loan Trust, Series 200 7-1, which case the purchaser shall have no remedy. matter that an accurate survey of the premises thousands of public records and matters shown on any applicable recorded plat; its successors and assigns. The real property will be sold AS IS, WHERE might disclose. public notices. any unpaid taxes; any restrictive covenants, The following real estate located in Ham- IS, with no warranties or representations of The following parties may claim an interest easements, or setback lines that may be ap- ilton County, Tennessee, will be sold to the any kind, express or implied, including without in the above-referenced property to be affected HAMILTON COUNTY plicable; any statutory right of redemption of any highest call bidder: limitation, warranties regarding condition of the by the foreclosure: any judgment creditor or governmental agency, state or federal; any prior Described property located at Hamilton property or marketability of title. lien holder with an interest subordinate to the liens or encumbrances including those created County, Tennessee, to wit: This office may be a debt collector. This said Deed of Trust or any party claiming by, Herald by a fixture filing or any applicable homeowners’ In the City of Chattanooga, Hamilton County, may be an attempt to collect a debt and any through, or under any of the foregoing. Such June 9 - 15, 2017 Public Notices Page 7 www.HamiltonCountyHerald.com

parties known to the Substitute Trustee may Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks include: None. Terms of Sale will be public auction, for Property Address Publication Dates Borrower Attorney cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed SALES TO TAKE PLACE ON 2017-06-12 or inapplicable, and the rights of Donald G. 8100 Zoe Drive, Ooltewah, 37363 2017-05-05; 2017-05-12; 2017-05-19 Bruce W. Pappa Wilson & Associates, PLLC Walker and Teresa D. Walker, and those claim- 6906 Spinmaker Cove, Ooltewah, 37363 2017-05-19; 2017-05-26; 2017-06-02 Saeed Majeed Wilson & Associates, PLLC ing through him/her/it/them. Any right of equity of redemption, statutory SALES TO TAKE PLACE ON 2017-06-15 and otherwise, and homestead are waived in 1403 Bunker Hill Drive, Chattanooga, 37421 2017-04-21; 2017-04-28; 2017-05-05 Michael S. Dugger Wilson & Associates, PLLC accord with the terms of said Deed of Trust, 9207 Belleau Ridge Drive, Ooltewah, 37363 2017-04-14; 2017-04-21; 2017-04-28 Lhimell C. Igot Wilson & Associates, PLLC and the title is believed to be good, but the 8613 Glenaire Drive, Chattanooga, 37416 2017-04-21; 2017-04-28; 2017-05-05 John T. Gables Wilson & Associates, PLLC undersigned will sell and convey only as Sub- 6907 Love Lane, Hixson, 37343 2017-04-21; 2017-04-28; 2017-05-05 Mary J. Pearcy Wilson & Associates, PLLC stitute Trustee. 1506 N. Winer Dr, Soddy Daisy, 37379 2017-05-05; 2017-05-12; 2017-05-19 Gary W. Smith and Patricia H. Smtih Mackie Wolf Zientz & Mann, P.C. The right is reserved to adjourn the day 3435 Idlewild Circle, Chattanooga, 37411 2017-04-21; 2017-04-28; 2017-05-05 John C. Wright Wilson & Associates, PLLC of the sale to another day, time, and place 3700 Connelly Ln, Chattanooga, 37412 2017-05-19; 2017-05-26; 2017-06-02 Stanley R. Page Rubin Lublin, TN PLLC certain without further publication, upon an- 7300 Midfield Drive, Chattanooga, 37421 2017-04-07; 2017-04-14; 2017-04-21 Marvin Edwards Wilson & Associates, PLLC nouncement at the time and place for the sale 309 Browntown Road, Chattanooga, 37415 2017-05-19; 2017-05-26; 2017-06-02 Mitzie C Stanfill, Terry F Stanfill Rubin Lublin, TN PLLC set forth above. If you purchase a property 1404 West 54th St, Chattanooga, 37409 2017-05-19; 2017-05-26; 2017-06-02 Curtis V. Russell and Kathy Russell C/O Tennessee Foreclosure Dept. at the foreclosure sale, the entire purchase 1741 Cannondale Loop, Chattanooga, 37421 2017-05-19; 2017-05-26; 2017-06-02 Hilda Henderson Starkey Rubin Lublin, TN PLLC price is due and payable at the conclusion 731 Sylvan Dr, Chattanooga, 37411 2017-05-19; 2017-05-26; 2017-06-02 Charles R Hardy and Marilyn C Hardy Mackie Wolf Zientz & Mann, P.C. of the auction in the form of a certified/ 1405 Adona Ln , Chattanooga, 37412 2017-05-12; 2017-05-19; 2017-05-26 Mathis, Barbara Shapiro and Ingle, LLP bank check made payable to or endorsed 315 McBrien Road #13 , Chattanooga, 37411 2017-05-12; 2017-05-19; 2017-05-26 Ellis, Khadija Shapiro and Ingle, LLP to Shapiro & Ingle, LLP. No personal checks 100 Woodvale Ave , Chattanooga, 37411 2017-05-12; 2017-05-19; 2017-05-26 Carter, Bonita Shapiro and Ingle, LLP will be accepted. To this end, you must bring sufficient funds to outbid the lender and any SALES TO TAKE PLACE ON 2017-06-16 other bidders. Insufficient funds will not be 17255 McKinney Lane, Sale Creek 2017-05-19; 2017-05-26; 2017-06-02 Mostafa Bakir and Debra Bakir Brian Mickles PLLC accepted. Amounts received in excess of the winning bid will be refunded to the successful SALES TO TAKE PLACE ON 2017-06-19 purchaser at the time the foreclosure deed 6615 Jordan Run Road, Chattanooga, 37412 2017-05-26; 2017-06-02; 2017-06-09 Christopher M. Fillers Wilson & Associates, PLLC is delivered. This property is being sold with the express SALES TO TAKE PLACE ON 2017-06-20 reservation that the sale is subject to confirma- 7835 Grasshopper Road, Georgetown, 37336 2017-05-26; 2017-06-02; 2017-06-09 Christopher Neil Beavers C/O Tennessee Foreclosure Dept. tion by the lender or trustee. This sale may be 7134 Lea Road, Chattanooga, 37421 2017-05-26; 2017-06-02; 2017-06-09 Timothy Ray Laymon and Mary Ann Laymon Bell & Hobbs rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the SALES TO TAKE PLACE ON 2017-06-21 sale, the purchaser shall only be entitled to a 1209 Tunnel Blvd, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC return of any money paid towards the purchase 900 Gillespie Rd, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC price and shall have no other recourse. Once 4101 Shallowford Road, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in SALES TO TAKE PLACE ON 2017-06-22 which case the purchaser shall have no remedy. 4024 Hooker Rd , Chattanooga, 37410 2017-05-26; 2017-06-02; 2017-06-09 Battle, Franklin Shapiro and Ingle, LLP The real property will be sold AS IS, WHERE 8651 Keystone Cir , Chattanooga, 37421 2017-05-26; 2017-06-02; 2017-06-09 Walker, Donald and Teresa Shapiro and Ingle, LLP IS, with no warranties or representations of 1836 Sequoyah, Hixson, 37343 2017-05-26; 2017-06-02; 2017-06-09 Traci G Jennings and Samuel Paul Jennings Mackie Wolf Zientz & Mann, P.C. any kind, express or implied, including without limitation, warranties regarding condition of the SALES TO TAKE PLACE ON 2017-06-26 property or marketability of title. 2822 Hidden Trail Lane, Chattanooga, 37421 2017-05-12; 2017-05-19; 2017-05-26 James B. Foster Wilson & Associates, PLLC This office may be a debt collector. This may be an attempt to collect a debt and any SALES TO TAKE PLACE ON 2017-06-27 information obtained may be used for that 4919 Shoreline Dr, Chattanooga, 37416 2017-06-02; 2017-06-09; 2017-06-16 James A. Miller C/O Tennessee Foreclosure Dept. purpose. Shapiro & Ingle, LLP SALES TO TAKE PLACE ON 2017-06-28 Substitute Trustee 1400 Innisbrook Dr, Hixson, 37343 2017-06-02; 2017-06-09; 2017-06-16 Harry Thompson and Phyllis J. Thompson Brian Mickles PLLC 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 SALES TO TAKE PLACE ON 2017-06-29 Phone: (704) 333-8107 1252 Joiner Road, Chattanooga, 37421 2017-06-02; 2017-06-09; 2017-06-16 Francois C. Lambert C/O Tennessee Foreclosure Dept. Fax: (704) 333-8156 5219 Rotary Drive , Chattanooga, 37416 2017-06-02; 2017-06-09; 2017-06-16 Carter, Brandy Shapiro and Ingle, LLP www.shapiro-ingle.com 3932 Alexis Circle, Chattanooga, 37406 2017-06-02; 2017-06-09; 2017-06-16 Autumn Price Rubin Lublin, TN PLLC File No. 17-111427 2306 Ashford Dr , Chattanooga, 37412 2017-06-02; 2017-06-09; 2017-06-16 Edwards, Christopher and Kami Shapiro and Ingle, LLP May 26, June 2, 9, 2017 Fmr18095 786 Winding Hills Lane , Chattanooga, 37343 2017-06-02; 2017-06-09; 2017-06-16 Pulleyn, Beverly and Richard Shapiro and Ingle, LLP 2004 Dodson Ave , Chattanooga, 37406 2017-06-02; 2017-06-09; 2017-06-16 Hughes, William and Carolyn Shapiro and Ingle, LLP SUBSTITUTE TRUSTEE’S SALE 8484 Lexie Ln, Ooltewah, 37363 2017-06-02; 2017-06-09; 2017-06-16 Keleka Jones, Adrian Jones Rubin Lublin, TN PLLC Sale at public auction will be on June 22, 2017 1208 Greenwood Rd, Chattanooga, 37411 2017-06-02; 2017-06-09; 2017-06-16 George M. Adkison, Mary Kate D. Adkison Rubin Lublin, TN PLLC on or about 11:00AM local time, at the Main 7525 Mcdaniel Lane, Ooltewah, 37363 2017-06-02; 2017-06-09; 2017-06-16 Daniel A. Urffer Wilson & Associates, PLLC door of the Hamilton County Courthouse, Chat- 3840 Altamira Dr, Chattanooga, 37412 2017-05-26; 2017-06-02; 2017-06-09 Shirley Joyce Woodlee C/O Tennessee Foreclosure Dept. tanooga, Tennessee, conducted by the Substi- 3713 Clio Ave , Chattanooga, 37407 2017-05-26; 2017-06-02; 2017-06-09 Edwards, Yetonia Shapiro and Ingle, LLP tute Trustee as identified and set forth herein 8916 Drake Parkway Rd , Chattanooga, 37416 2017-04-28; 2017-05-05; 2017-05-12 Rutherford, Courtney and Erica Shapiro and Ingle, LLP below, pursuant to Deed of Trust executed by 416 North Saint Marks Ave , Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Paige, Lisa and Doretha Shapiro and Ingle, LLP TRACI G JENNINGS AND SAMUEL PAUL JEN- 5718 Carmack Rd, Hixson, 37343 2017-05-26; 2017-06-02; Kelly Shavers-Ledford and Tony Ledford Rubin Lublin, TN PLLC NINGS, to A-1 TITLE AND ESCROW, Trustee, on 2017-06-09; 2017-06-16 October 14, 2005, at Record Book GI 7717, 3007 Fox Drive, Chattanooga 2017-05-19; 2017-05-26; 2017-06-02 Candace Whitson Church Weiss & Cummins, PLLC Page 550 as Instrument No. 2005102000180 5703 Dagney Lane, Hixson, 37343 2017-04-21; 2017-04-28; 2017-05-05 Dennis C Riddle Wilson & Associates, PLLC in the real property records of Hamilton County Register’s Office, Tennessee. SALES TO TAKE PLACE ON 2017-07-03 Owner of Debt: DEUTSCHE BANK NATIONAL 102 Sawyer Street, Chattanooga, 37405 2017-06-09; 2017-06-16; 2017-06-23 Qt Triplett Wilson & Associates, PLLC TRUST COMPANY, AS TRUSTEE FOR GSAMP 11551 Higdon Street, Soddy Daisy, 37379 2017-06-09; 2017-06-16; 2017-06-23 Ambrocio Garner Wilson & Associates, PLLC TRUST 2006-HE1 The following real estate located in Hamilton County, Tennessee, will be sold to the highest 5901, PAGE 388, IN THE REGISTER`S OFFICE OTHER INTERESTED PARTIES: OCWEN LOAN Mortgagee or the Mortgagee’s attorney. Party Entitled to Enforce the Debt: CIT Bank, call bidder subject to all unpaid taxes, prior OF HAMILTON COUNTY, TENNESSEE. SERVICING, LLC - JUNIOR DOT AND HOME MWZM File No. 17-000732-670 N.A., its successors and assigns. liens and encumbrances of record: TAX ID#084A-C-014 LOAN CORPORATION C/O MERS INC. MACKIE WOLF ZIENTZ & MANN, P. C., Substi- The following real estate located in Ham- LOT THIRTY-ONE (31), SEQOUYAH HILLS, PROPERTY ADDRESS 1836 SEQUOYAH THIS IS AN ATTEMPT TO COLLECT A DEBT AND tute Trustee(s) ilton County, Tennessee, will be sold to the UNIT TWO (2), AS SHOWN BY PLAT OF HIXSON, TN 37343 ANY INFORMATION OBTAINED WILL BE USED Premier Building, Suite 404 highest call bidder: RECORD IN PLAT BOOK 26, (ERRONEOUSLY Tax ID: 084A-C-014 FOR THAT PURPOSE. 5217 Maryland Way Described property located at Hamilton REFERRED TO IN DEED OF ACQUISITION AS Current Owner(s) of Property: TRACI G JEN- If applicable, the notice requirements of T.C.A. Brentwood, Tennessee 37027 County, Tennessee, to wit: PLAT BOOK 23), PAGE 29, REGISTER`S OF- NINGS AND SAMUEL PAUL JENNINGS 35-5-101 have been met. PHONE: (615) 238-3630 LOCATED IN THE SECOND CIVIL DISTRICT OF FICE OF HAMILTON COUNTY, TENNESSEE. The street address of the above described All right of equity of redemption, statutory EMAIL: [email protected] HAMILTON COUNTY, TENNESSEE: EXCEPT THAT PART USED IN ROUNDING THE property is believed to be 1830 SEQUOYAH and otherwise, and homestead are expressly May 26, June 2, 9, 2017 Fmr18096 LOT FIVE (5), Corrective Plat, LOTS FOUR (4) INTERSECTION OF FREELING VARNER ROAD TERRACE, HIXSON, TN 37343, but such ad- waived in said Deed of Trust, but the under- & FIVE (5), KNOX SUBDIVISION, as shown AND SEQOUYAH TERRACE. dress is not part of the legal description of the signed will sell and convey only as Substitute SUBSTITUTE TRUSTEE’S SALE by plat recorded In Plat Book 41, Page 401, THE DESCRIPTION IN THIS DEED IS TAKEN property sold herein and in the event of any Trustee. Sale at public auction will be on July 17, in the Register’s Office of Hamilton County, FROM THE LAST DEED OF RECORD. discrepancy, the legal description referenced If the U.S. Department of Treasury/IRS, the 2017 at 10:00AM local time, at the west door, Tennessee. SUBJECT TO ANY GOVERNMENTAL ZONING herein shall control. State of Tennessee Department of Revenue, Hamilton County Courthouse, 625 Georgia Being a portion of the same property AND SUBDIVISION ORDINANCES OR REGULA- SALE IS SUBJECT TO OCCUPANT(S) RIGHTS or the State of Tennessee Department of Ave., Chattanooga, Tennessee pursuant to conveyed to R.E. Whitener by warranty TIONS IN EFFECT THEREON. IN POSSESSION. Labor or Workforce Development are listed Deed of Trust executed by R. E. Whitener, Deed from Willis H. Knox and wife, Joanne SUBJECT TO RESTRICTIONS AS SET OUT IN THE RIGHT IS RESERVED TO ADJOURN THE as Interested Parties in the advertisement, to Equititle Inc, TN, Trustee, as trustee for C. Knox, dated 09/17/1984 and recorded INSTRUMENT RECORDED IN BOOK 1960, DAY OF THE SALE TO ANOTHER DAY, TIME AND then the Notice of this foreclosure is being Mortgage Electronic Registration Systems, 10/12/1984, in Book3032, Page 60, and PAGE 109, SAID REGISTER`S OFFICE. PLACE CERTAIN WITHOUT FURTHER PUBLICA- given to them and the Sale will be subject to Inc. as nominee for Financial Freedom Senior Book 3032, Page 62, in the Register’s Office SUBJECT TO SIXTEEN (16) FOOT POWER AND TION, UPON ANNOUNCEMENT AT THE TIME AND the applicable governmental entities’ right to Funding Corporation on November 21, 2008 of Hamilton County, Tennessee. TELEPHONE EASEMENT SHOWN BY DOTTED PLACE FOR THE SALE SET FORTH ABOVE. THE redeem the property as required by 26 U.S.C. at Book GI 8810, Page 616, Instrument No. SUBJECT TO Any governmental zoning and LINES, OR AS SPECIFIED ON SAID PL. TERMS OF SALE ARE CASH. ANY TAXES OR 7425 and T.C.A. §67-1-1433. 2008120400088; conducted by Shapiro & subdivision ordinances or regulations in SUBJECT TO CABLE EASEMENT IN BOOK FEES WILL BE THE RESPONSIBILITY OF THE This property is being sold with the express Ingle, LLP, having been appointed Substitute or effect thereon. 2780, PAGE 811, IN SAID REGISTER`S PURCHASER. IF THE SALE IS SET ASIDE FOR reservation that the sale is subject to confir- Successor Trustee, all of record in the Hamilton Street Address: 7135 Sylar Rd, Ooltewah, OFFICE. ANY REASON, THE PURCHASER AT THE SALE mation by the lender or trustee. If the sale is County Register’s Office. Default has occurred Tennessee 37363 SUBJECT TO ANY COVENANTS, CONDITIONS, SHALL BE ENTITLED ONLY TO A RETURN OF THE set aside for any reason, the Purchaser at the in the performance of the covenants, terms, Parcel Number: 114 064.08 RESTRICTIONS, RESERVATIONS OR EASE- PURCHASE PRICE. THE PURCHASER SHALL sale shall be entitled only to a return of the and conditions of said Deed of Trust and the Current Owner(s) of Property: The Heirs of MENTS OF RECORD. HAVE NO FURTHER RECOURSE AGAINST THE purchase price. The Purchaser shall have no entire indebtedness has been declared due Continued on page 8 FOR PRIOR DEED REFERENCE SEE BOOK GRANTOR, THE GRANTEE, OR THE TRUSTEE. further recourse against the Mortgagor, the and payable. Page 8 Public Notices June 9 - 15, 2017 www.HamiltonCountyHerald.com

Building Permits Substitute Trustee may deem the sale final in Hamilton County which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE Licensed Professional Contract IS, with no warranties or representations of Status Site Address Owner Address Work Description Date Address Value any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title. 06/01/2017 033167o C 01500 Field LLC Ethan Collier Construction New Single Family Residence, $150,000.00 This office may be a debt collector. This 5413 Beulah Ave 1161 E Main St Ethan Collier Three Bedrooms Over may be an attempt to collect a debt and any Chattanooga 37409 Chattanooga, TN 37408 1161 E Main St Crawl Space With information obtained may be used for that Residential (1-2 Units) New Construction Chattanooga, TN 37408 Paring Pad purpose. Shapiro & Ingle, LLP 06/02/2017 033146c A 203 Erlanger Behavioral Layton Construction Construction Of A New 2 Story, $15,846,553.00 Substitute Trustee 804 N Holtzclaw Ave Health LLC Company 88 Bed, I-2, Type Iia Behavioral 10130 Perimeter Parkway, Suite 400 Chattanooga 37404 975 East 3rd Street Brooks Rutledge Health Hospital That Is Approx. Charlotte, NC 28216 Institutional Chattanooga, TN 37403 5409 Maryland Way 65,827 Sq. Ft And Attached Phone: (704) 333-8107 New Construction Brentwood, TN 37027 I-2, Type Iib Gymnasium Fax: (704) 333-8156 That Is Approx. 6,177 Sq. Ft. www.shapiro-ingle.com This Is Phase 2. File No. 17-111333 May 26, June 2, 9, 2017 Fmr18098 06/02/2017 033147p E 00100 Lyle Jerome & Jemesha Owner New 2-Story Single $133,280.00 238 Tunnel Blvd 1720 StanfielSt Owner. Family Home On Slab NOTICE OF TRUSTEE’S SALE Chattanooga 37411 Chattanooga, TN 37406 WHEREAS, default has occurred in the Residential (1-2 Units) New Construction performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 06/01/2017 033155f A 00925 Astir LLC Ethan Collier Construction New Single Family $230,000.00 30, 2012, and the Deed of Trust of even date 1464 Sinclair Ave 2547 Bugle Call Way Gabe Thomas Residence, Three securing the same, recorded August 2, 2012, Chattanooga 37408 Signal Mountain, TN 37377 1161 E Main St Bedrooms On Slab W/ in Book No. GI 9707, at Page 1, in Office of the Residential (1-2 Units) New Construction Chattanooga, TN 37408 Attached Garage Register of Deeds for Hamilton County, Tennes- see, executed by Sharon M. Marlow, conveying 05/30/2017 033117c F 03200 Horse Creek LLC Neal Bennett Const. Co New Single Family $268,000.00 certain property therein described to Charles 1238 Hidden Creek Dr. P O Box 104 Neal Bennett Residence, Four E. Tonkin, II as Trustee for Mortgage Electronic Chattanooga 37405 Signal Mtn, TN 37377 1312 E Brow Rd Bedrooms On Crawl Registration Systems, Inc., as nominee for Residential (1-2 Units) New Construction Signal Mtn, TN 373770000 Space W/Attached Garage Mortgage Investors Group, its successors and assigns; and the undersigned, Wilson & 05/31/2017 033149B C 02700 Waters-Holland LLC Waters-Holland LLC New Single Family Residence, $229,800.00 Associates, P.L.L.C., having been appointed 7893 Eden Ct 1253 1/2 Market St Brandon Waters Three Bedrooms Over Successor Trustee by Wells Fargo Bank, N.A.. Chattanooga 37421 Chattanooga, TN 37402-2716 912 Endicott Crawl Space With NOW, THEREFORE, notice is hereby given Residential (1-2 Units) New Construction Chattanooga, TN 37404 Attached Garage that the entire indebtedness has been declared due and payable; and that an agent of Wilson & 05/31/2017 033154c A 00300 Blevins Construction Hamilton Homes LLC New Single Family W/ $150,000.00 Associates, P.L.L.C., as Successor Trustee, by 3212 Parker Ln 89 Stonecrest Lane Douglas Hamilton Jr. Attached Garage virtue of the power, duty, and authority vested in Chattanooga 37419 Ringgold, GA 30736 Ringgold, GA 30736 Slab Foundation. and imposed upon said Successor Trustee, by Residential (1-2 Units) New Construction Wells Fargo Bank, N.A., will, on July 13, 2017 on or about 10:00 AM, at the Hamilton County 05/31/2017 033100 06304 Pratt & Associates LLC Pratt & Associates, LLC New Single Family $166,600.00 Courthouse, Chattanooga, Tennessee, offer 5653 Bungalow Cir 1734 Dayton Blvd James Pratt, Jr. Residence, Three for sale certain property hereinafter described Chattanooga, TN 37343 Chattanooga, TN 37405 1734 Dayton Blvd Bedrooms On Slab to the highest bidder FOR certified funds paid Residential (1-2 Units) New Construction Chattanooga, TN 37405 With Attached Garage at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by 06/01/2017 033100 06304 Pratt & Associates LLC Pratt & Associates, LLC New Construction Of Single $223,080.00 the successor trustee. The sale is free from all 5349 Bungalow Cir 1734 Dayton Blvd James Pratt, Jr. Family Residence, Three exemptions, which are expressly waived in the Chattanooga, TN 37343 Chattanooga, TN 37405 1734 Dayton Blvd Bedrooms On Slab Deed of Trust, said property being real estate Residential (1-2 Units) New Construction Chattanooga, TN 37405 With Attached Garage situated in Hamilton County, Tennessee, and being more particularly described as follows: 06/01/2017 033100 06304 Pratt & Associates LLC Pratt & Associates, LLC New Single Family Residence, $183,700.00 IN THE CITY OF CHATTANOOGA, HAMILTON 6069 Somerhaven Trl. 1734 Dayton Blvd James Pratt, Jr. Three Bedrooms On Slab COUNTY, TENNESSEE: Unit 18-B2, in Heri- Chattanooga, TN 37343 Chattanooga, TN 37405 1734 Dayton Blvd With Attached Garage tage Landing, a Tennessee Horizontal Residential (1-2 Units) New Construction Chattanooga, TN 37405 Property Regime created pursuant to the provisions of the Tennessee “Horizontal 06/01/2017 033100 06304 Pratt & Associates LLC Pratt & Associates, LLC New Construction Of Single $225,120.00 Property Act” as set forth in Chapter 27, 6068 Somerhaven Trl. 1734 Dayton Blvd James Pratt, Jr. Family Residence, Three at Sections 66-27-101, et seq., in the Ten- Chattanooga, TN 37343 Chattanooga, TN 37405 1734 Dayton Blvd Bedrooms On Slab nessee Code Annotated, by that certain Residential (1-2 Units) New Construction Chattanooga, TN 37405 With Attached Garage Master Deed for Heritage Landing of record in Book 3190, Page 32, in the Register’s 05/31/2017 033135d P 01301 Mc Coy Homes Inc. McCoy Homes New Single Family $384,000.00 Office of Hamilton County, Tennessee, as 505 Woodland Ave 7550 East Brainerd Rd Ste 125 Billy McCoy Over Unfinished amended by First Supplement to Master Chattanooga 37405 Chattanooga, TN 37421 7550 East Brainerd Rd. Basement W/ Deed for Heritage Landing of record in Book Residential (1-2 Units) New Construction Chattanooga, TN 37421 Attached Garage 3243, Page 499, and as amended by Sec- ond Supplement to Master Deed of record 06/02/2017 033139m C 07100 A & M Construction Inc. A & M Construction Co. New Single Family W/ $242,400.00 in Book 3365, Page 774, and as amended 7986 Burgundy Cir 7161 Lee Hwy Ste 300 Anthony Williams Attached Garage & by Third Supplement to Master Deed of Chattanooga 37421 Chattanooga, TN 37421 7161 Lee Hwy, Ste 300 Basement record in Book 3415, Page 193, and as Residential (1-2 Units) New Construction Chattanooga, TN 37421 amended by Fourth Supplement to Master Deed of record in Book 3483, Page 415, 06/02/2017 033139m C 07100 A & M Construction Inc. A & M Construction Co. New Single Family W/ $241,760.00 as re-recorded in Book 3484, Page 179, 7994 Burgundy Cir 7161 Lee Hwy Ste 300 Anthony Williams Attached Garage & and as amended by Fifth Supplement to Chattanooga 37421 Chattanooga, TN 37421 7161 Lee Hwy, Ste 300 Basement Master Deed of recording Book 3512, Page Residential (1-2 Units) New Construction Chattanooga, TN 37421 458, as rerecorded in Book 3513, Page 792, and as amended by Sixth Supplement 06/02/2017 033139m C 07300 A & M Construction Inc. A & M Construction Co. New Single Family W/ $242,400.00 to Master Deed or record in Book 3526, 8012 Burgundy Cir 7161 Lee Hwy Ste 300 Anthony Williams Attached Garage & Page 74, and as amended by Seventh Chattanooga 37421 Chattanooga, TN 37421 7161 Lee Hwy, Ste 300 Basement Supplement to Master Deed of record in Residential (1-2 Units) New Construction Chattanooga, TN 37421 Book 3615, Page 917, and as amended by Eight Supplement to Master Deed of record 06/02/2017 033139m C 07300 A & M Construction Inc. A & M Construction Co. New Single Family W/ $236,000.00 in Book 3658, Page 720, and as amended 8004 Burgundy Cir 7161 Lee Hwy Ste 300 Anthony Williams Attached Garage & by Amendment to Master Deed and By-laws Chattanooga 37421 Chattanooga, TN 37421 7161 Lee Hwy, Ste 300 Basement for Heritage Landing Homeowners Associa- Residential (1-2 Units) New Construction Chattanooga, TN 37421 tion, Inc. of record in Book 3736, Page 948, and as amended by Ninth Supplement Foreclosure Notices liens or encumbrances including those created cash, free and clear of rights of homestead, bank check made payable to or endorsed to Master Deed of record in Book 3857, by a fixture filing or any applicable homeowners’ redemption and dower to the extent disclaimed to Shapiro & Ingle, LLP. No personal checks Page 560, and as amended by Tenth Supple- Continued from page 7 association dues or assessments; all claims or or inapplicable, and the rights of R. E. Whitener, will be accepted. To this end, you must bring ment to Master Deed of record in Book other matters, whether of record or not, which and those claiming through him/her/it/them. sufficient funds to outbid the lender and any 3918, Page 795, and as amended by R. E. Whitener may encumber the purchaser’s title and any Any right of equity of redemption, statutory other bidders. Insufficient funds will not be Second Amendment to Master Deed and The street address of the above described matter that an accurate survey of the premises and otherwise, and homestead are waived in accepted. Amounts received in excess of the By-laws for Heritage Landing Condominium property is believed to be 7135 Sylar Rd, might disclose. accord with the terms of said Deed of Trust, winning bid will be refunded to the successful Association, Inc. of record in Book 4125, Ooltewah, Tennessee 37363, but such ad- The following parties may claim an interest and the title is believed to be good, but the purchaser at the time the foreclosure deed Page 136, and as amended by Eleventh dress is not part of the legal description of in the above-referenced property to be affected undersigned will sell and convey only as Sub- is delivered. Supplement to Master Deed for Heritage the property sold herein and in the event of by the foreclosure: any judgment creditor or stitute Trustee. This property is being sold with the express Landing of record in Book 4147, Page 525, any discrepancy, the legal description herein lien holder with an interest subordinate to the The right is reserved to adjourn the day reservation that the sale is subject to confirma- and as amended by Twelfth Supplement to shall control. said Deed of Trust or any party claiming by, of the sale to another day, time, and place tion by the lender or trustee. This sale may be Master Deed of record in Book 4403, Page This sale is subject to, without limitation, all through, or under any of the foregoing. Such certain without further publication, upon an- rescinded only by the Substitute Trustee at any 443, and as amended by Thirteenth Supple- matters shown on any applicable recorded plat; parties known to the Substitute Trustee may nouncement at the time and place for the sale time. If the Substitute Trustee rescinds the ment to Master Deed of record in Book any unpaid taxes; any restrictive covenants, include: Department of Housing & Urban set forth above. If you purchase a property sale, the purchaser shall only be entitled to a 4450. Page 232, and as amended by easements, or setback lines that may be ap- Development; All parties claiming by, through at the foreclosure sale, the entire purchase return of any money paid towards the purchase Fourteenth Supplement to Master Deed of plicable; any statutory right of redemption of any or under R. Whitener. price is due and payable at the conclusion price and shall have no other recourse. Once record in Book 4507, Page 222, and as governmental agency, state or federal; any prior Terms of Sale will be public auction, for of the auction in the form of a certified/ the purchaser tenders the purchase price, the amended by Fifteenth Supplement to Mas- June 9 - 15, 2017 Public Notices Page 9 www.HamiltonCountyHerald.com

ter Deed of record in Book 4675, Page 679, Association, Inc. of record in Book 4125, 3512, Page 458, as re-recorded in Book 425, and as amended by Nineteenth Supple- Homeowners Association, Inc. of record in and as amended by Sixteenth Supplement Page 136, and as amended by Eleventh 3513, Page 792, and as amended by Sixth ment to Master Deed of record in Book Book 3736, Page 948, and as amended by to Master Deed of record in Book 4977, Supplement to Master Deed for Heritage Supplement to Master Deed of record in 5272, Page 713, and as amended by Ninth Supplement to Master Deed of record Page 707, and as amended by Seventeenth Landing of record in Book 4147, Page 525, Book 3526, Page 74, and as amended by Twentieth Supplement to Master Deed of in Book 3857, Page 560, and as amended Supplement la Master Deed of record in and as amended by Twelfth Supplement to Seventh Supplement to Master Deed of record in Book 5319, Page 870, in said by Tenth Supplement to Master Deed of Book 5099, Page 497, and as amended by Master Deed of record in Book 4403, Page record in Book 3615, Page 917, and as Register’s Office, but omitting any covenant record in Book 3918, Page 795, and as Eighteenth Supplement to Master Deed of 443, and as amended by Thirteenth Supple- amended by Eight Supplement to Master or restriction based on race, color, religion, amended by Second Amendment to Master record in Book 5214, Page 425, and as ment to Master Deed of record in Book Deed of record in Book 3658, Page 720, sex, handicap, familial status or national Deed and By-laws for Heritage Landing amended by Nineteenth Supplement to 4450, Page 232, and as amended by and as amended by Amendment to Master origin unless and only to the extent that Condominium Association, Inc. of record Master Deed of record in Book 5272, Page Fourteenth Supplement to Master Deed of Deed and By-laws for Heritage Landing said covenant relates to handicap but does in Book 4125, Page 136, and as amended 713, and as amended by Twentieth Supple- record in Book 4507, Page 222, and as Homeowners Association, Inc. of record in not discriminate against handicapped by Eleventh Supplement to Master Deed ment to Master Deed of record in Book amended by Fifteenth Supplement to Mas- Book 3736, Page 948, and as amended by persons. Lien of Assessments as may be for Heritage Landing of record in Book 4147, 5319, Page 870, in said Register’s Office ter Deed of record in Book 4675, Page 679, Ninth Supplement to Master Deed of record levied against said Unit 18-B2 pursuant to Page 525, and as amended by Twelfth and with said Unit 18-B2 being more par- and as amended by Sixteenth Supplement in Book 3857, Pago 560, and as amended the provisions of said Master Deed for Supplement to Master Deed of record in ticularly located and described on Plat of to Master Deed of record in Book 4977, by Tenth Supplement to Master Deed of Heritage Landing of record in Book 3190, Book 4403, Page 443, and as amended by Heritage Landing of record in Plat Book 40, Page 707, and as amended by Seventeenth record in Book 3918, Page 795, and as Page 32, in the Register’s Office of Hamil- Thirteenth Supplement to Master Deed of Pages 81-1 thru 81-55, as amended by First Supplement to Master Deed of record in amended by Second Amendment to Master ton County, Tennessee, as amended by First record in Book 4450, Page 232, and as Supplement to Final Plan of Heritage Land- Book 5099, Page 497, and as amended by Deed and By-laws for Heritage Landing Supplement to Master Deed for Heritage amended by Fourteenth Supplement to ing as shown by plat of record in Plat Book Eighteenth Supplement to Master Deed of Condominium Association, Inc. of record Landing of record in Book 3243, Page 499, Master Deed of record in Book 4507, Page 40, Pages 113-1 thru 113-35, and as record in Book 5214, Page 425, and as in Book 4125, Page 136, and as amended and as amended by Second Supplement to 222, and as amended by Fifteenth Supple- amended by Second Supplement to Final amended by Nineteenth Supplement to by Eleventh Supplement to Master Deed Master Deed of record in Book 3365, Page ment to Master Deed of record in Book Plan of record in Plat Book 40, Pages 187- Master Deed of record in Book 5272, Page for Heritage Landing of record in Book 4147, 774, and as amended by Third Supplement 4675, Page 679, and as amended by Six- 1-thru 187-10, and as amended by Third 713, and as amended by Twentieth Supple- Page 525, and as amended by Twelfth to Master Deed of record in Book 3415, teenth Supplement to Master Deed of record Supplement to Final Plan of record in Plat ment to Master Deed of record in Book Supplement to Master Deed of record in Page 193, and as amended by Fourth in Book 4977, Page 707, and as amended Book 43, Pages 23-1 thru 23-37 and as 5319, Page 870, in the Register’s Office Book 4403, Page 443, and as amended by Supplement to Master Deed of record in by Seventeenth Supplement to Master Deed amended by Fourth Supplement to Final of Hamilton County, Tennessee. TOGETHER Thirteenth Supplement to Master Deed of Book 3483, Page 415, as re-recorded in of record in Book 5099, Page 497, and as Plan or record in Plat Book 43, Pages 70-1 WITH the appurtenant undivided interest record in Book 4450, Page 232, and as Book 3484, Page 179, and as amended by amended by Eighteenth Supplement to thru 70-7, and as amended by Fifth Supple- in the Common Elements that is provided amended by Fourteenth Supplement to Fifth Supplement to Master Deed of record Master Deed of record in Book 5214, Page ment to Final Plan of record in Plat Book for under the terms and provisions of said Master Deed of record in Book 4507, Page in Book 3512, Page 458, as re recorded in 425, and as amended by Nineteenth Supple- 43, Pages 89-1 thru 89- 11, and as Master Deed for Heritage Landing of record 222, and as amended by Fifteenth Supple- Book 3513, Page 792, and as amended by ment to Master Deed of record in Book amended by Sixth Supplement to Final Plan in Book 3190, Page 32, in the Register’s ment to Master Deed of record in Book Sixth Supplement to Master Deed or record 5272, Page 713, and as amended by of record in Plat Book 43, Pages 93-1 thru Office of Hamilton County, Tennessee, as 4675, Page 679, and as amended by Six- in Book 3526, Page 74, and as amended Twentieth Supplement to Master Deed of 93-18 and as amended by Seventh Supple- amended by First Supplement to Master teenth Supplement to Master Deed of record by Seventh Supplement to Master Deed of record in Book 5319, Page 870, in said ment to Final Plan of record in Plat Book Deed for Heritage Landing of record in Book in Book 4977, Page 707, and as amended record in Book 3615, Page 917, and as Register’s Office. All Other terms and 43, Pages 138-1 thru 138-22 and as 3243, Page 499, and as amended by Sec- by Seventeenth Supplement to Master Deed amended by Eighth Supplement to Master provisions of said Master Deed for Heritage amended by Eighth Supplement to Final ond Supplement to Master Deed of record of record in Book 5099, Page 497, and as Deed of record in Book 3658, Page 720, Landing of record in Book 3190, Page 32, Plan of record in Plat Book 43, Pages 163- in Book 3365, Page 774, and as amended amended by Eighteenth Supplement to and as amended by Amendment to Master 1 thru 163-14 and as amended by Ninth by Third Supplement to Master Deed of Master Deed of record in Book 5214, Page Deed and By-laws for Heritage Landing Continued on page 10 Supplement to Final Plan of record in Plat record in Book 3415, Page 193, and as Book 46, Page 93, and as amended by amended by Fourth Supplement to Master Tenth Supplement of Final Plan of record Deed of record in Book 3483, Page 415, in Plat Book 46, Pages 123-1 thru 123-7, as re-recorded in Book 3484, Page 179, and as amended by Eleventh Supplement and as amended by Fifth Supplement to to Final Plan of record in Plat Book 52, Master Deed of record in Book 3512, Page Pages 16-1 thru 16-7, as corrected by Cor- 458, as re-recorded in Book 3513, Page rective Plat, Revised Plan of Sheet I of 792, and as amended by Sixth Supplement Eleventh Supplement to Final Plan of record to Master Deed of record in Book 3526, in Plat Book 52, Page 17, and as amended Page 74, and as amended by Seventh by Twelfth Supplement to Final Plan of re- Supplement to Master Deed of record in cord in Plat Book 52, Pages 141-1 thru Book 3615, Page 917, and as amended by 141-7 and as amended by Thirteenth Eight Supplement to Master Deed of record Supplement to Final Plan of record in Plat in Book 3658, Page 720, and as amended Book 52, Pages 190-1 and 190-2, and as by Amendment to Master Deed and By-laws amended by Fourteenth Supplement to for Heritage Landing Homeowners Associa- Final Plan of record in Plat Book 54, Pages tion, Inc. of record in Book 3736, Page 32-1 thru 32-6, and as amended by Fifteenth 948, and as amended by Ninth Supplement Supplement to Final Plan of record in Plat to Master Deed of record in Book 3857, Book 54, Pages 138-1 thru 138-7, and as Page 560, and as amended by Tenth Supple- amended by Sixteenth Supplement to Final ment to Master Deed of record in Book Plan of record in Plat Book 58. Pages 112 3918, Page 795, and as amended by thru 114, and as amended by Seventeenth Second Amendment to Master Deed and Supplement to Final Plan of record in Plat By-laws for Heritage Landing Condominium Book 58, Pages 171 thru 175, and as Association, Inc. of record in Book 4125, amended by Eighteenth Supplement to Final Page 136, and as amended by Eleventh Plan of record in Plat Book 60, Page 30, Supplement to Master Deed for Heritage and as amended by Nineteenth Supplement Landing of record in Book 4147, Page 525, to Final Plan of record in Plat Book 60, and as amended by Twelfth Supplement to Pages 62 thru 68, and as amended by Master Deed of record in Book 4403, Page Twentieth Supplement to Final Plan of re- 443, and as amended by Thirteenth Supple- cord in Plat Book 60, Pages 97 thru 103, ment to Master Deed of record in Book in the Register’s Office of Hamilton County, 4450, Page 232, and as amended by Tennessee. TOGETHER WITH the exclusive Fourteenth Supplement to Master Deed of use of the Limited Common Elements that record in Book 4507, Page 222, and as are designated as appurtenant to said Unit amended by Fifteenth Supplement to Mas- 18-B2 by the terms and provisions of said ter Deed of record in Book 4675, Page 679, Master Deed for Heritage Landing of record and as amended by Sixteenth Supplement in Book 3190, Page 32, In the Register’s to Master Deed of record in Book 4977, Office of Hamilton County, Tennessee, as Page 707, and as amended by Seventeenth amended by First Supplement to Master Supplement to Master Deed of record in Deed for Heritage Landing of record in Book Book 5099, Page 497, and as amended by 3243, Page 499, and as amended by Sec- Eighteenth Supplement to Master Deed of ond Supplement to Master Deed of record record in Book 5214, Page 425, and as in Book 3365, Page 774, and as amended amended by Nineteenth Supplement to by Third Supplement to Master Deed of Master Deed of record in Book 5272, Page record in Book 3415, Page 193, and as 713, and as amended by Twentieth Supple- amended by Fourth Supplement to Master ment to Master Deed of record in Book Deed of record in Book 3483, Page 415, 5319, Page 870, in said Register’s Office, as rerecorded in Book 3484, Page 179, in the percentage now set, or as may and as amended by Fifth Supplement to hereafter be set in accordance therewith. Master Deed of record in Book 3512, Page THIS CONVEYANCE MADE SUBJECT TO THE 458, as re-recorded in Book 3513, Page FOLLOWING: Any governmental zoning and 792, and as amended by Sixth Supplement subdivision ordinances in effect thereon. to Master Deed of record in Book 3526, Restrictive Covenants as are set forth in Page 74, and as amended by Seventh said Master Deed for Heritage Landing of Supplement to Master Deed of record in record in Book 3190, Page 32, in the Book 3615, Page 917, and as amended by Register’s Office of Hamilton County, Ten- Eighth Supplement to Master Deed of record nessee, as amended by First Supplement in Book 3658, Page 720, and as amended to Master Deed for Heritage Landing of by Amendment to Master Deed and By-laws record in Book 3243, Page 499, and as for Heritage Landing Homeowners Associa- amended by Second Supplement to Master tion, Inc. of record in Book 3736, Page Deed of record in Book 3365, Page 774, 948, and as amended by Ninth Supplement and as amended by Third Supplement to to Master Deed of record in Book 3857, Master Deed of record in Book 3415, Page Page 560, and as amended by Tenth Supple- 193, and as amended by Fourth Supplement ment to Master Deed of record in Book to Master Deed of record in Book 3483, 3918, Page 795, and as amended by Page 415, as re-recorded in Book 3484, Second Amendment to Master Deed and Page 179, and as amended by Fifth Supple- By-laws for Heritage Landing Condominium ment to Master Deed of record in Book Page 10 Public Notices June 9 - 15, 2017 www.HamiltonCountyHerald.com Foreclosure Notices amended by Eighteenth Supplement to Final in Plat Book 46, Pages 123-1 thru 123-7, Book 3526, Page 74, and as amended by Inc., as nominee Peoples Home Equity Inc., its Continued from page 9 Plan of record in Plat Book 60, Page 30, and as amended by Eleventh Supplement Seventh Supplement to Master Deed of successors and assigns; and the undersigned, and as amended by Nineteenth Supplement to Final Plan of record in Plat Book 52, record in Book 3615, Page 917, and as Wilson & Associates, P.L.L.C., having been in the Register’s Office of Hamilton County, to Final Plan of record in Plat Book 60, Pages 16-1 thru 16-7, as corrected by Cor- amended by Eighth Supplement to Master appointed Successor Trustee by JPMorgan Tennessee, as amended by First Supplement Pages 62 thru 68, and as amended by rective Plat, Revised Plan of Sheet 1 of Deed of record in Book 3658, Page 720, Chase Bank, National Association. to Master Deed for Heritage Landing of Twentieth Supplement to Final Plan of re- Eleventh Supplement to Final Plan of record and as amended by Amendment to Master NOW, THEREFORE, notice is hereby given record in Book 3243, Page 499, and as cord in Plat Book 60, Pages 97 thru 103, in Plat Book 52, Page 17, and as amended Deed and By-laws for Heritage Landing that the entire indebtedness has been declared amended by Second Supplement to Master in said Register’s Office Easement granted by Twelfth Supplement to Final Plan of re- Homeowners Association, Inc. of record in due and payable; and that an agent of Wilson Deed or record in Book 3365, Page 774, to the Tennessee Electric Power Company cord in Plat Book 52, Pages 141-1 thru Book 3736, Page 948, and as amended by & Associates, P.L.L.C., as Successor Trustee, and as amended by Third Supplement to by document of record in Book T, Volume 141-7 and as amended by Thirteenth Ninth Supplement to Master Deed of record by virtue of the power, duty, and authority Master Deed of record in Book 3415, Page 19, Page 304, in said Register’s Office as Supplement to Final Plan of record in Plat in Book 3857, Page 560, and as amended vested in and imposed upon said Successor 193, and as amended by Fourth Supplement affected by Abandonment and Relocation Book 52, Pages 190-1 and 190-2, and as by Tenth Supplement to Master Deed of Trustee, by JPMorgan Chase Bank, National to Master Deed of record in Book 3483, of Easement in Book 3497, Page 631, and amended by Fourteenth Supplement to record in Book 3918, Page 795, and as Association, will, on July 27, 2017 on or Page 415, as re-recorded in Book 3484, by Abandonment of Easement of record in Final Plan of record in Plat Book 54, Pages amended by Second Amendment to Master about 10:00 AM, at the Hamilton County Page 179, and as amended by Fifth Supple- Book 4337, Page 593, in said Register’s 32-1 thru 32-6, and as amended by Fifteenth Deed and By-laws for Heritage Landing Courthouse, Chattanooga, Tennessee, offer ment to Master Deed of record in Book Office. Easements as shown on plat of record Supplement to Final Plan of record in Plat Condominium Association, Inc. of record for sale certain property hereinafter described 3512, Page 458, as re recorded in Book in Plat Book 16, Pages 121 thru 128, in Book 54, Pages 138-1 thru 138-7, and as in Book 4125, Page 136, and as amended to the highest bidder FOR certified funds paid 3513, Page 792, and as amended by Sixth said Register’s Office. Rights, if any, of the amended by Sixteenth Supplement to Final by Eleventh Supplement to Master Deed at the conclusion of the sale, or credit bid from Supplement to Master Deed of record in United States, other governmental entities, Plan of record in Plat Book 58, Pages 112 for Heritage Landing of record in Book 4147, a bank or other lending entity pre-approved by Book 3526, Page 74, and as amended by the public and other riparian owners in that thru 114, and as amended by Seventeenth Page 525, and as amended by Twelfth the successor trustee. The sale is free from all Seventh Supplement to Master Deed of part of the land lying below the mean high- Supplement to Final Plan of record in Plat Supplement to Master Deed of record in exemptions, which are expressly waived in the record in Book 3615, Page 917, and as water mark of the Tennessee River. Electric Book 58, Pages 171 thru 175, and as Book 4403, Page 443, and as amended by Deed of Trust, said property being real estate amended by Eighth Supplement to Master Power Board Easements shown on Sheet amended by Eighteenth Supplement to Final Thirteenth Supplement to Master Deed of situated in Hamilton County, Tennessee, and Deed of record in Book 3658, Page 720, 1 of Plat of Heritage Landing of record in Plan of record in Plat Book 60, Page 30, record in Book 4450, Page 232, and as being more particularly described as follows: and as amended by Amendment to Master Plat Book 40, Pages 81 -1 thru 81 55, as and as amended by Nineteenth Supplement amended by Fourteenth Supplement to Land in Hamilton County, Tennessee, being Deed and By-laws for Heritage Landing amended by First Supplement to Final Plan to Final Plan of record in Plat Book 60, Master Deed of record in Book 4507, Page Lot No. Three (3) and the East Fifty (50) feet Homeowners Association, Inc. of record in of Heritage Landing as shown by plat of Pages 62 thru 68, and as amended by 222, and as amended by Fifteenth Supple- of Lot No. Two (2) on the plan of Brainerd Book 3736, Page 948, and as amended by record in Plat Book 40, Pages 113-1 thru Twentieth Supplement to Final Plan of re- ment to Master Deed of record in Book Crest Subdivision, of record in Plat Book 9, Ninth Supplement to Master Deed of record 113-35, and as amended by Second Supple- cord in Plat Book 60, Pages 97 thru 103, 4675, Page 679, and as amended by Six- Page 33, Register’s Office for said County, in Book 3857, Page 560, and as amended ment to Final Plan of record in Plat Book in said Register’s Office Easement granted teenth Supplement to Master Deed of record to which plan reference is hereby made for by Tenth Supplement to Master Deed of 40, Pages 187-1 thru 187-10, and as to the City of Chattanooga, Tennessee, by in Book 4977, Page 707, and as amended a more complete description. Subject to record in Book 3918, Page 795, and as amended by Third Supplement to Final Plan document to record in Book 3104, Page by Seventeenth Supplement to Master Deed all easements, restrictive covenants and amended by Second Amendment to Master of record in Plat Book 43, Pages 23-1 thru 599, in said Register’s Office. Forty (40) of record in Book 5099, Page 497, and as conditions, and other matters of record, Deed and By-laws for Heritage Landing 23-37 and as amended by Fourth Supple- foot, unnamed road extending South, East amended by Eighteenth Supplement to including all items set out on any applicable Condominium Association, Inc. of record ment to Final Plan of record in Plat Book and West of the Southern termination of Master Deed of record in Book 5214, Page plat of record. in Book 4125, Page 136, and as amended 43, Pages 70-1 thru 70-7, and as amended Russell Street (now Fairhills Drive) as shown 425, and as amended by Nineteenth Supple- ALSO KNOWN AS: 330 Crestway Drive, by Eleventh Supplement to Master Deed by Fifth Supplement to Final Plan of record on plat of Fairhills, of record in Plat Book ment to Master Deed of record in Book Chattanooga, TN 37411 for Heritage Landing of record in Book 4147, in Plat Book 43, Pages 89-1 thru 89-11, 15, Page 94, in said Register’s Office. 5272, Page 713, and as amended by This sale is subject to all matters shown Page 525, and as amended by Twelfth and as amended by Sixth Supplement to Easement conveyed to the Tennessee Twentieth Supplement to Master Deed of on any applicable recorded plat; any unpaid Supplement to Master Deed of record in Final Plan of record in Plat Book 43, Pages American Water Company by document of record in Book 5319, Page 870, in said taxes; any restrictive covenants, easements, Book 4403, Page 443, and as amended by 93-1 thru 93-18 and as amended by Seventh record in Rook 1574, Page 303, in said Register’s Office. Deed of Perpetual Chan- or setback lines that may be applicable; any Thirteenth Supplement to Master Deed of Supplement to Final Plan of record in Plat Register’s Office, Final Plan of Heritage nel Improvement Easement as set out in statutory rights of redemption of any govern- record in Book 4450, Page 232, and as Book 43, Pages 138-1 thru 138-22 and as landing, a Planned Unit Development as instrument recorded in Book 5468, Page mental agency, state or federal; any prior liens amended by Fourteenth Supplement to amended by Eighth Supplement to Final shown by plat of record in Plat Book 40, 11, in the Register’s Office of Hamilton or encumbrances as well as any priority created Master Deed of record in Book 4507, Page Plan of record in Plat Book 43, Pages 163- Pages 80-1 and 80-2, and by plat of record County, Tennessee. Easement granted to by a fixture filing; and to any matter that an ac- 222, and as amended by Fifteenth Supple- 1 thru 163-14 and as amended by Ninth in Plat Book 58, pages 47-1 and 47-2 in City of Chattanooga, Tennessee, by docu- curate survey of the premises might disclose. ment to Master Deed of record in Book Supplement to Final Plan of record in Plat said Register’s Office. Easement granted ment recorded in Book 1135, Page 149, In addition, the following parties may claim 4675, Page 679, and as amended by Six- Book 45, Page 93, and as amended by to the City of Chattanooga, Tennessee by in the Register’s Office of Hamilton County, an interest in the above-referenced property: teenth Supplement to Master Deed of record Tenth Supplement to Final Plan of record document of record in Book 1245, Page Tennessee. Easement granted to Tennessee CHERYL GRUBBS in Book 4977, Page 707, and as amended in Plat Book 46, Pages 123-1 thru 123-7, 322, and by document of record in Book American Water Company by document STEPHEN GRUBBS by Seventeenth Supplement to Master Deed and as amended by Eleventh Supplement 1245, Page 324, and in Book 1427. Page recorded in Book 5144, Page 65, as revised The sale held pursuant to this Notice may of record in Book 5099, Page 497, and as to Final Plan of record in Plat Book 52, 151, in said Register’s Office, Easement in Book 5335, Page 468, in the Register’s be rescinded at the Successor Trustee’s option amended by Eighteenth Supplement to Pages 16-1 thru 16-7, as corrected by Cor- granted to William H, Ring and wife, Yvonne Office of Hamilton County, Tennessee, at any time. The right is reserved to adjourn Master Deed of record in Book 5214, Page rective Plat, Revised Plan of Sheet 1 of M. Ring of record in Book 3103, Page 530, Easement granted to Tennessee American the day of the sale to another day, time, and 425, and as amended by Nineteenth Supple- Eleventh Supplement to Final Plan of record in said Register’s Office. Easements con- Water Company by document recorded in place certain without further publication, upon ment to Master Deed of record in Book in Plat Book 52, Page 17, and as amended tained in Grant of Easements, Agreement Book 5756, Page 355, in the Register’s announcement at the time and place for the 5272, Page 713, and as amended by by Twelfth Supplement to Final Plan of re- to Share Costs and Declaration of Covenants Office of Hamilton County, Tennessee, sale set forth above. W&A No. 322144 Twentieth Supplement to Master Deed of cord in Plat Book 52, Pages 141-1 thru and Restrictions Document of record in Conditions and easements contained in DATED May 17, 2017 record in Book 5319, Page 870, in said 141-7 and as amended by Thirteenth Book 3859, Page 711, as amended by First document of record in Book 2116, Page WILSON & ASSOCIATES, P.L.L.C., Register’s Office. All stipulations and ease- Supplement to Final Plan of record in Plat Amendment to Grant of Easements, Agree- 186, in the Register’s Office of Hamilton Successor Trustee ments on said Plat of Heritage Landing of Book 52, Pages 190-1 and 190-2, and as ment to share Costs and Declaration of County, Tennessee. All notes, stipulations FOR SALE INFORMATION, VISIT WWW. record in Plat Book 40, Pages 81-1 thru amended by Fourteenth Supplement to Covenants and Restrictions of record in restrictions, easements, conditions, and MYFIR.COM and WWW.REALTYTRAC.COM 81-55, as amended by First Supplement to Final Plan of record in Plat Book 54, Pages Book 4561, Page 822, in said Register’s regulations as shown, described or noted May 26, June 2, 9, 2017 Fmr18100 Final Plan of Heritage Landing as shown by 32-1 thru 32-6, and as amended by Fifteenth Office. Easement of record in Book 4031, on recorded plats. plat of record in Plat Book 40, Pages 113- Supplement to Final Plan of record in Plat Page 121, in said Register’s Office Ease- ALSO KNOWN AS: 1504 Heritage Landing NOTICE OF SUBSTITUTE TRUSTEE’S SALE 1 thru 113-35, and as amended by Second Book 54, Pages 138-1 thru 138-7, and as ment granted to the City of Chattanooga Drive, Chattanooga, TN 37405 WHEREAS, default has occurred in the Supplement to Final Plan of record in Plat amended by Sixteenth Supplement to Final by document of record in Book ] 121, Page This sale is subject to all matters shown performance of the covenants, terms and Book 40, Pages 187-1 thru 187-10, and as Plan of record in Plat Book 58, Pages 112 433, and in Book 2083, Page 626, and in on any applicable recorded plat; any unpaid conditions of a Deed of Trust dated August 12, amended by Third Supplement to Final Plan thru 114, and as amended by Seventeenth Book 4473, Page 874, in said Register’s taxes; any restrictive covenants, easements, 2015, executed by KELLY SHAVERS-LEDFORD of record in Plat Book 43, Pages 23-1 thru Supplement to Final Plan of record in Plat Office. Easement granted to City Water or setback lines that may be applicable; any AND TONY LEDFORD, conveying certain real 23-37 and as amended by Fourth Supple- Book 58, Pages 171 thru 175, and as Company of Chattanooga, Tennessee by statutory rights of redemption of any govern- property therein described to REALTY CENTER ment to Final Plan of record in Plat Book amended by Eighteenth Supplement to Final document of record in Book 1574, Page mental agency, state or federal; any prior liens TITLE & ESCROW, LLC, as Trustee, as same 43, Pages 70-1 thru 70-7, and as amended Plan of record in Plat Book 60, Page 30, 297, in said Register’s Office. Easements or encumbrances as well as any priority created appears of record in the Register’s Office of by Fifth Supplement to Final Plan of record and as amended by Nineteenth Supplement contained in Grant of Easements, Agree- by a fixture filing; and to any matter that an ac- Hamilton County, Tennessee recorded August in Plat Book 43, Pages 89-1 thru 89-11, to Final Plan of record in Plat Book 60, ment to Share Costs and Declaration of curate survey of the premises might disclose. 17, 2015, in Deed Book GI 10543, Page and as amended by Sixth Supplement to Pages 62 thru 68, and as amended by Covenants and Restrictions Document of In addition, the following parties may claim 990; and WHEREAS, the beneficial interest Final Plan of record in Plat Book 43, Pages Twentieth Supplement to Final Plan of re- record in Book 4369, Page 98, as amend- an interest in the above-referenced property: of said Deed of Trust was last transferred 93-1 thru 93-18 and as amended by Seventh cord in Plat Book 60, Pages 97 thru 103, ed by First Amendment to Grant of Ease- SHARON M. MARLOW and assigned to LAKEVIEW LOAN SERVICING Supplement to Final Plan of record in Plat in said Register’s Office Easement to ments, Agreement to Share Costs and SECRETARY OF HOUSING AND URBAN DE- LLC who is now the owner of said debt; and Book 43, Pages 138-1 thru 138-22 and as maintain water, gas, telephone, electric Declaration of Covenants and Restrictions VELOPMENT WHEREAS, the undersigned, Rubin Lublin TN, amended by Eighth Supplement to Final power, cable T,V. and Sewer Lines in desig- of record in Book 4561, Page 833, in said HERITAGE LANDING CONDOMINIUM ASSOCIA- PLLC, having been appointed as Substitute Plan of record in Plat Book 43, Pages 163- nated roads as stipulated on Sheet 1 of Register’s Office. Drainage Easement TION, INC. Trustee by instrument to be filed for record 1 thru 163-14 and as amended by Ninth Plat of Heritage Landing of record in Plat granted to Girls Preparatory School re- The sale held pursuant to this Notice may in the Register’s Office of Hamilton County, Supplement to Final Plan of record in Plat Book 40, Pages 81-1 thru 81-55, as corded in Book 4449, Page 912, in said be rescinded at the Successor Trustee’s option Tennessee. NOW, THEREFORE, notice is Book 46, Page 93, and as amended by amended by First Supplement to Final Plan Register’s Office, Easement granted to at any time. The right is reserved to adjourn hereby given that the entire indebtedness Tenth Supplement to Final Plan of record of Heritage Landing as shown by plat of Tennessee Electric Power Company by the day of the sale to another day, time, and has been declared due and payable, and that in Plat Book 46, Pages 123-1 thru 123-7, record in Plat Book 40, Pages 113-1 thru document of record in Book T, Volume 19, place certain without further publication, upon the undersigned, Rubin Lublin TN, PLLC, as and as amended by Eleventh Supplement 113-35, and as attended by Second Supple- Page 312, in the Register’s Office of Ham- announcement at the time and place for the Substitute Trustee or his duly appointed agent, to Final Plan of record in Plat Book 52, ment to Final Plan of record in Plat Book ilton County, Tennessee. The following, as sale set forth above. W&A No. 319872 by virtue of the power, duty and authority Pages 16-1 thru 16-7, as corrected by Cor- 40, Pages 187-1 thru 187-10, and as to the EASEMENT PARCEL as described in DATED May 17, 2017 vested and imposed upon said Substitute rective Plat, Revised Plan of Sheet 1 of amended by Third Supplement to Final Plan said Master Deed for Heritage Landing of WILSON & ASSOCIATES, P.L.L.C., Trustee will, on June 29, 2017 at 10:00 Eleventh Supplement to Final Plan of record of record in Plat Book 43, Pages 23-1 thru record in Book 3190, Page 32, in the Successor Trustee AM at the West Door of the Hamilton County in Plat Book 52, Page 17, and as amended 23-37 and as amended by Fourth Supple- Register’s Office of Hamilton County, Ten- FOR SALE INFORMATION, VISIT WWW. Courthouse, 615 Walnut Street, Chattanooga, by Twelfth Supplement to Final Plan of re- ment to Final Plan of record in Plat Book nessee, as amended by First Supplement MYFIR.COM and WWW.REALTYTRAC.COM TN 37402, proceed to sell at public outcry cord in Plat Book 52, Pages 141-1 thru 43, Pages 70-1 thru 70-7, and as amended to Master Deed for Heritage Landing of May 26, June 2, 9, 2017 Fmr18099 to the highest and best bidder for cash or 141-7 and as amended by Thirteenth by Fifth Supplement to Final Plan of record record in Book 3243, Page 499, and as certified funds ONLY, the following described Supplement to Final Plan of record in Plat in Plat Book 43, Pages 89-1 thru 89-11, amended by Second Supplement to Master NOTICE OF TRUSTEE’S SALE property situated in Hamilton County, Book 52, Pages 190-1 and 190-2, and as and as amended by Sixth Supplement to Deed or record in Book 3365, Page 774, WHEREAS, default has occurred in the Tennessee, to wit: BEING LOCATED IN THE amended by Fourteenth Supplement to Final Plan of record in Plat Book 43, Pages and as amended by Third Supplement to performance of the covenants, terms, and CITY OF CHATTANOOGA, HAMILTON COUNTY, Final Plan of record in Plat Book 54, Pages 93-1 thru 93-18 and as amended by Seventh Master Deed of record in Book 3415, Page conditions of a Deed of Trust Note dated April TENNESSEE: LOT EIGHTY-FIVE (85), NORTH 32-1 thru 32-6, and as amended by Fifteenth Supplement to Final Plan of record in Plat 193, and as amended by Fourth Supplement 30, 2010, and the Deed of Trust of even date WOODS SUBDIVISION, SECTION ONE (1), AS Supplement to Final Plan of record in Plat Book 43, Pages 138-1 thru 138-22 and as to Master Deed of record in Book 3483, securing the same, recorded May 4, 2010, in SHOWN BY PLAT OF RECORD IN PLAT BOOK Book 54, Pages 138-1 thru 138-7, and as amended by Eighth Supplement to Final Page 415, as re-recorded in Book 3484, Book No. GI9159, at Page 525, in Office of 23, PAGE 38 IN THE REGISTER`S OFFICE OF amended by Sixteenth Supplement to Final Plan of record in Plat Book 43, Pages 163- Page 179, and as amended by Fifth Supple- the Register of Deeds for Hamilton County, HAMILTON COUNTY, TENNESSEE. SUBJECT Plan of record in Plat Book 58, Pages 112 1 thru 163-14 and as amended by Ninth ment to Master Deed of record in Book Tennessee, executed by Cheryl Grubbs and TO ANY GOVERNMENTAL ZONING AND/OR thru 114, and as amended by Seventeenth Supplement to Final Plan of record in Plat 3512, Page 458, as re-recorded in Book Stephen Grubbs, conveying certain property SUBDIVISION ORDINANCE OR REGULATION Supplement to Final Plan of record in Plat Book 46, Page 93, and as amended by 3513, Page 792, and as amended by Sixth therein described to Realty Title as Trustee IN EFFECT THEREON. SUBJECT TO TAXES Book 58, Pages 171 thru 175, and as Tenth Supplement to Final Plan of record Supplement to Master Deed of record in for Mortgage Electronic Registration Systems, AND ASSESSMENTS FOR THE YEAR 2015 June 9 - 15, 2017 Public Notices Page 11 www.HamiltonCountyHerald.com

AND SUBSEQUENT YEARS ARE A LIEN, NOT or encumbrances as well as any priority created and the title is believed to be good, but the CHRISTOPHER M. FILLERS created by a fixture filing; a deed of trust; and YET DUE AND PAYABLE. SUBJECT TO TERMS, by a fixture filing; and to any matter that an ac- undersigned will sell and convey only as Sub- GINGER FILLERS any matter than an accurate survey of the PROVISION, COVENANTS, CONDITIONS curate survey of the premises might disclose. stitute Trustee. ERLANGER HEALTH SYSTEMS premises might disclose; and RESTRICTION, EASEMENTS, CHARGES, In addition, the following parties may claim The right is reserved to adjourn the day The sale held pursuant to this Notice may All right and equity of redemption, statutory ASSESSMENTS AND LIENS PROVIDED IN THE an interest in the above-referenced property: of the sale to another day, time, and place be rescinded at the Successor Trustee’s option or otherwise, homestead, and dower are COVENANTS, CONDITIONS, RESTRICTIONS JASON C. CUMMINGS certain without further publication, upon an- at any time. The right is reserved to adjourn expressly waived in said Deed of Trust, OF RECORD IN BOOK 1570, PAGE 600 IN ANDREA R. CUMMINGS nouncement at the time and place for the sale the day of the sale to another day, time, and and the title is believed to be good, but the THE REGISTER`S OFFICE OF HAMILTON FIRST FREEDOM BANK set forth above. If you purchase a property place certain without further publication, upon undersigned will sell and convey only as COUNTY, TENNESSEE. SUBJECT TO FIVE The sale held pursuant to this Notice may at the foreclosure sale, the entire purchase announcement at the time and place for the Substitute Trustee. The right is reserved (5) FIX DRAINAGE EASEMENT RESERVED be rescinded at the Successor Trustee’s option price is due and payable at the conclusion sale set forth above. W&A No. 181103 to adjourn the day of the sale to another AS SHOWN ON RECORDED PLAT SUBJECT at any time. The right is reserved to adjourn of the auction in the form of a certified/ DATED May 19, 2017 day, time, and place certain without further TO BUILDING SETBACK LIES AS SHOWN ON the day of the sale to another day, time, and bank check made payable to or endorsed WILSON & ASSOCIATES, P.L.L.C., publication, upon announcement at the time RECORDED PLAT. SUBJECT TO SIXTEEN (16) place certain without further publication, upon to Shapiro & Ingle, LLP. No personal checks Successor Trustee and place for the sale set forth above. FOOT DRAINAGE AND UTILITY EASEMENT announcement at the time and place for the will be accepted. To this end, you must bring FOR SALE INFORMATION, VISIT WWW. This office is attempting to collect a debt. AS SHOWN ON RECORDED PLAT. Parcel ID: sale set forth above. W&A No. 318424 sufficient funds to outbid the lender and any MYFIR.COM and WWW.REALTYTRAC.COM Any information obtained will be used for 099E B 007 PROPERTY ADDRESS: The street DATED May 19, 2017 other bidders. Insufficient funds will not be May 26, June 2, 9, 2017 Fmr18108 that purpose. address of the property is believed to be WILSON & ASSOCIATES, P.L.L.C., accepted. Amounts received in excess of the Brock & Scott, PLLC, Substitute Trustee 5718 CARMACK RD, HIXSON, TN 37343. Successor Trustee winning bid will be refunded to the successful NOTICE OF FORECLOSURE SALE c/o Tennessee Foreclosure Department In the event of any discrepancy between this FOR SALE INFORMATION, VISIT WWW.MYFIR. purchaser at the time the foreclosure deed STATE OF TENNESSEE, HAMILTON COUNTY 4360 Chamblee Dunwoody Road, street address and the legal description of the COM and WWW.REALTYTRAC.COM is delivered. WHEREAS, Christopher Neil Beavers a/k/a Ste 310 property, the legal description shall control. May 26, June 2, 9, 2017 Fmr18102 This property is being sold with the express Chrisopher N. Beavers and Rachel Leigh Winfrey Atlanta, GA 30341 CURRENT OWNER(S): KELLY SHAVERS- reservation that the sale is subject to confirma- Beavers a/k/a Rachel L. Winfrey Beavers ex- PH: 404-789-2661 LEDFORD AND TONY LEDFORD OTHER SUBSTITUTE TRUSTEE’S SALE tion by the lender or trustee. This sale may be ecuted a Deed of Trust to Mortgage Electronic FX: 404-294-0919 INTERESTED PARTIES: The sale of the Sale at public auction will be on June 29, rescinded only by the Substitute Trustee at any Registration Systems, Inc. as nominee for File No.: 16-17995 FC01 above-described property shall be subject 2017 at 10:00AM local time, at the west door, time. If the Substitute Trustee rescinds the Home Mortgage Solutions LLC, Lender and May 26, June 2, 9, 2017 Fmr18110 to all matters shown on any recorded plat; Hamilton County Courthouse, 625 Georgia sale, the purchaser shall only be entitled to a Andrew C. Rambo, Trustee(s), which was dated any unpaid taxes; any restrictive covenants, Ave., Chattanooga, Tennessee pursuant to return of any money paid towards the purchase May 13, 2015 and recorded on June 26, 2015 NOTICE OF FORECLOSURE SALE easements or set-back lines that may be Deed of Trust executed by Lisa M. Paige and price and shall have no other recourse. Once in Book GI 10502, Page 13, Hamilton County, STATE OF TENNESSEE, HAMILTON COUNTY applicable; any prior liens or encumbrances as Doretha R. Paige, to Maria Bingham, Trustee, the purchaser tenders the purchase price, the Tennessee Register of Deeds. WHEREAS, Shirley Joyce Woodlee ex- well as any priority created by a fixture filing; as trustee for CitiFinancial Services, Inc. on Substitute Trustee may deem the sale final in WHEREAS, default having been made in ecuted a Deed of Trust to Mortgage Electronic and to any matter that an accurate survey of August 16, 2007 at Book GI 8442, Page 186, which case the purchaser shall have no remedy. the payment of the debt(s) and obligation(s) Registration Systems, Inc. As Nominee For the premises might disclose. This property is Instrument No. 2007081700219; conducted The real property will be sold AS IS, WHERE thereby secured by the said Deed of Trust and SunTrust Mortgage, Inc., Lender and Larry A. being sold with the express reservation that by Shapiro & Ingle, LLP, having been appointed IS, with no warranties or representations of the current holder of said Deed of Trust, First Weissman, Trustee(s), which was dated July it is subject to confirmation by the lender or Substitute or Successor Trustee, all of record any kind, express or implied, including without Community Mortgage Inc, (the “Holder”), ap- 27, 2009 and recorded on August 3, 2009 Substitute Trustee. This sale may be rescinded in the Hamilton County Register’s Office. De- limitation, warranties regarding condition of the pointed the undersigned, Brock & Scott, PLLC, in Book GI 8989, Page 88, Hamilton County, at any time. The right is reserved to adjourn fault has occurred in the performance of the property or marketability of title. as Substitute Trustee, by an instrument duly Tennessee Register of Deeds. the day of the sale to another day, time, and covenants, terms, and conditions of said Deed This office may be a debt collector. This recorded in the Office of the Register of Deeds WHEREAS, default having been made in place certain without further publication, of Trust and the entire indebtedness has been may be an attempt to collect a debt and any of Hamilton County, Tennessee, with all the the payment of the debt(s) and obligation(s) upon announcement at the time and place declared due and payable. information obtained may be used for that rights, powers and privileges of the original thereby secured by the said Deed of Trust for the sale set forth above. All right and Party Entitled to Enforce the Debt: Citi- purpose. Trustee named in said Deed of Trust; and and the current holder of said Deed of Trust, equity of redemption, statutory or otherwise, Mortgage, Inc., its successors and assigns. Shapiro & Ingle, LLP NOW, THEREFORE, notice is hereby given SunTrust Mortgage, Inc., (the “Holder”), ap- homestead, and dower are expressly waived The following real estate located in Ham- Substitute Trustee that the entire indebtedness has been declared pointed the undersigned, Brock & Scott, PLLC, in said Deed of Trust, and the title is believed ilton County, Tennessee, will be sold to the 10130 Perimeter Parkway, Suite 400 due and payable as provided in said Deed of as Substitute Trustee, by an instrument duly to be good, but the undersigned will sell highest call bidder: Charlotte, NC 28216 Trust by the Holder, and that as agent for the recorded in the Office of the Register of Deeds and convey only as Substitute Trustee. The Described property located at Hamilton Phone: (704) 333-8107 undersigned, Brock & Scott, PLLC, Substitute of Hamilton County, Tennessee, with all the Property is sold as is, where is, without County, Tennessee, to wit: Fax: (704) 333-8156 Trustee, by virtue of the power and authority rights, powers and privileges of the original representations or warranties of any kind, ALL THAT CERTAIN PARCEL/UNIT OF LAND IN www.auction.com vested in it, will on June 20, 2017, at 10:00AM Trustee named in said Deed of Trust; and including fitness for a particular use or CITY OF CHATTANOOGA , HAMILTON COUNTY, File No. 16-108134 at the usual and customary location at the NOW, THEREFORE, notice is hereby given purpose. THIS LAW FIRM IS ATTEMPTING STATE OF TN, AS MORE FULLY DESCRIBED May 26, June 2, 9, 2017 Fmr18103 Hamilton County Courthouse, Chattanooga, that the entire indebtedness has been declared TO COLLECT A DEBT. ANY INFORMATION IN BOOK 4616 PAGE 44 ID# 157F-H-014, Tennessee, proceed to sell at public outcry to due and payable as provided in said Deed of OBTAINED WILL BE USED FOR THAT PURPOSE. BEING KNOWN AND DESIGNATED AS LOT NOTICE OF TRUSTEE’S SALE the highest and best bidder for cash, the fol- Trust by the Holder, and that as agent for the Rubin Lublin TN, PLLC, Substitute Trustee EIGHT (8) BLOCK FIVE (5), RIDGEVIEW PLACE WHEREAS, default has occurred in the lowing described property situated in Hamilton undersigned, Brock & Scott, PLLC, Substitute 119 S. Main Street, Suite 500 Memphis, TN NUMBER TWO (2). FILED IN PLAT BOOK 14, performance of the covenants, terms, and County, Tennessee, to wit: Trustee, by virtue of the power and authority 38103 www.rubinlublin.com/property-listings. PAGE 115, EXCEPT THAT PART USED IN conditions of a Deed of Trust Note dated IN THE SECOND CIVIL DISTRICT OF HAMILTON vested in it, will on June 29, 2017, at 10:00AM php Tel: (877) 813-0992 Fax: (404) 601-5846 ROUNDING THE INTERSECTION OF NORTH September 16, 2004, and the Deed of Trust of COUNTY, TENNESSEE: at the usual and customary location at the Ad #117682 05/26/2017, 06/02/2017, S. MARKS AVENUE AND GREENVIEW DRIVE. even date securing the same, recorded October LOT 1, STEVEN BEAVERS SUBDIVISION, as Hamilton County Courthouse, Chattanooga, 06/09/2017, 06/16/2017 BEING THE SAME FEE SIMPLE PROPERTY 4, 2004, in Book No. GI 7295, at Page 871, shown by plat of record in Plat Book 71, Tennessee, proceed to sell at public outcry to May 26, June 2, 9, 16, 2017 Fmr18101 CONVEYED BY WARRANTY FROM DAVID in Office of the Register of Deeds for Hamilton Page 37 and as revised in Plat Book 81, the highest and best bidder for cash, the fol- OWEN GENERAL CONTRACTING, A GEORGIA County, Tennessee, executed by Christopher Page 33, in the Register’s Office of Hamilton lowing described property situated in Hamilton NOTICE OF TRUSTEE’S SALE CORPORATION, BY DAVID OWEN TO LISA M. Fillers and Ginger Fillers, conveying certain County, Tennessee. County, Tennessee, to wit: WHEREAS, default has occurred in the M. PAIGE SINGLE and DORETHA R. PAIGE property therein described to Wesley D. Turner For prior title see Deed recorded in Book A certain tract or parcel of land located in performance of the covenants, terms, and SINGLE , DATED 01/02/1996 RECORDED as Trustee for Argent Mortgage Company, LLC; 8201, Page 682 from Steve Beavers, unmar- Hamilton County, Tennessee, described as conditions of a Deed of Trust Note dated June ON 01/05/19961N BOOK 4616, PAGE 44 IN and the undersigned, Wilson & Associates, ried to Christopher N. Beavers, unmarried follows to-wit: 25, 2015, and the Deed of Trust of even date HAMILTON COUNTY RECORDS, STATE OF TN. P.L.L.C., having been appointed Successor dated 12/6/2005 and recorded 1/4/2007 Lot One (1), Revision of a Plan of Stanley securing the same, recorded June 29, 2015, Street Address: 416 North Saint Marks Ave, Trustee by U.S. Bank National Association, in the Register’s Office of Hamilton County, Heights No. Four (4), as shown by plat of in Book No. GI 10504, at Page 83, in Office Chattanooga, Tennessee 37411 as Trustee, successor in interest to Wachovia Tennessee. See also, Deed to Create a record in Plat Book 20, page 10 in the of the Register of Deeds for Hamilton County, Parcel Number: 157F H 014 Bank, N.A., as Trustee for Park Place Securities, Tenancy by the Entirety by and between Register’s Office of Hamilton County, Tennes- Tennessee, executed by Jason C. Cummings Current Owner(s) of Property: Lisa M. Paige, Inc., Asset-Backed Pass-Through Certificates, Christopher N. Beavers and Rachel L. Winfrey see. According to said plat, said lot fronts and Andrea R. Cummings, conveying certain unmarried and Doretha R. Paige, unmarried Series 2004-WWF1. Beavers dated 9/25/2014 and recorded eighty-seven (87) feet on the northern line property therein described to Charles E. Tonkin, The street address of the above described NOW, THEREFORE, notice is hereby given 10/27/2014 in Book 10328, Page 570 in of Altamira Drive and extends north two (2) II as Trustee for Mortgage Electronic Registra- property is believed to be 416 North Saint that the entire indebtedness has been declared the Register’s Office of Hamilton County, degrees thirty (30) minutes west, between tion Systems, Inc., as nominee for Mortgage Marks Ave, Chattanooga, Tennessee 37411, due and payable; and that an agent of Wilson Tennessee. parallel lines, and along the eastern line of Investors Group, its successors and assigns; but such address is not part of the legal de- & Associates, P.L.L.C., as Successor Trustee, THIS CONVEYANCE MADE SUBJECT TO THE Dabney Drive, a distance of one hundred and the undersigned, Wilson & Associates, scription of the property sold herein and in the by virtue of the power, duty, and authority FOLLOWING: thirty (130) feet to the northern line of said P.L.L.C., having been appointed Successor event of any discrepancy, the legal description vested in and imposed upon said Successor Subsurface Sewage Disposal System and subdivision. EXCEPTING the part of said lot Trustee by PennyMac Loan Services, LLC. herein shall control. Trustee, by U.S. Bank National Association, Duplication Area Easement as revised and used in rounding the intersection of Altamira NOW, THEREFORE, notice is hereby given This sale is subject to, without limitation, all as Trustee, successor in interest to Wachovia shown on recorded plat in Plat Book 81, Drive and Dabney Drive. that the entire indebtedness has been declared matters shown on any applicable recorded plat; Bank, N.A., as Trustee for Park Place Securities, Page 33 in the Register’s Office of Hamilton Being the same property conveyed to Shirley due and payable; and that an agent of Wilson & any unpaid taxes; any restrictive covenants, Inc., Asset-Backed Pass-Through Certificates, County, Tennessee. Joyce Woodlee from Charles L. Woodlee by Associates, P.L.L.C., as Successor Trustee, by easements, or setback lines that may be ap- Series 2004 WWF1, will, on June 19, 2017 on All notes, stipulations, restrictions, ease- Quitclaim Deed dated April 17, 1985 and virtue of the power, duty, and authority vested plicable; any statutory right of redemption of any or about 3:00 PM, at the Hamilton County ments, conditions, and regulations as set recorded July 26, 1985 in Book 3110; page in and imposed upon said Successor Trustee, governmental agency, state or federal; any prior Courthouse, Chattanooga, Tennessee, offer out on recorded plat. 409, Register’s Office for Hamilton County by PennyMac Loan Services, LLC, will, on liens or encumbrances including those created for sale certain property hereinafter described Hamilton County Health Department Regula- Parcel ID Number: 168M A 024 July 27, 2017 on or about 10:00 AM, at the by a fixture filing or any applicable homeowners’ to the highest bidder FOR certified funds paid tions and Requirements as set out on plat. Address/Description: 3840 Altamira Drive, Hamilton County Courthouse, Chattanooga, association dues or assessments; all claims or at the conclusion of the sale, or credit bid from Any governmental zoning and subdivision Chattanooga, TN 37412. Tennessee, offer for sale certain property other matters, whether of record or not, which a bank or other lending entity pre-approved by ordinances in effect thereon. Current Owner(s): Shirley Joyce Woodlee. hereinafter described to the highest bidder may encumber the purchaser’s title and any the successor trustee. The sale is free from all Subject to provision that if Christopher N. Other Interested Party(ies): N/A FOR certified funds paid at the conclusion matter that an accurate survey of the premises exemptions, which are expressly waived in the Beavers sells the property, or property is The sale of the property described above of the sale, or credit bid from a bank or other might disclose. Deed of Trust, said property being real estate otherwise transferred during the life of Steve shall be subject to all matters shown on lending entity pre-approved by the successor The following parties may claim an interest situated in Hamilton County, Tennessee, and Beavers, Steve Beavers shall be paid the any recorded plat; any and all liens against trustee. The sale is free from all exemptions, in the above-referenced property to be affected being more particularly described as follows: value of the land only, excluding improve- said property for unpaid property taxes; any which are expressly waived in the Deed of by the foreclosure: any judgment creditor or Being Lot Fifty-five (55), Unit Two (2), Jordan ments, as set out in the Hamilton County restrictive covenants, easements or set-back Trust, said property being real estate situated lien holder with an interest subordinate to the Run Subdivision, as shown by plat of record Tax Assessor’s records at the time of the lines that may be applicable; any prior liens or in Hamilton County, Tennessee, and being more said Deed of Trust or any party claiming by, in Plat Book 46, Page 67, in the Register’s sale or transfer. encumbrances as well as any priority created particularly described as follows: through, or under any of the foregoing. Such Office of Hamilton County, Tennessee. Parcel ID Number: 052 048.03 by a fixture filing; a deed of trust; and any mat- IN THE CITY OF CHATTANOOGA, HAMILTON parties known to the Substitute Trustee may ALSO KNOWN AS: 6615 Jordan Run Road, Address/Description: 7835 Grasshopper ter than an accurate survey of the premises COUNTY, TENNESSEE: Lot Three (3), Clear- include: GE Money Bank assignee of Belk; Chattanooga, TN 37412 Road, Georgetown, TN 37336. might disclose; and view Heights, as shown on plat of record in Household Financial Center Inc; GE Money This sale is subject to all matters shown Current Owner(s): Christopher N. Beavers All right and equity of redemption, statutory Plat Book 15, page 80, in the Register’s Bank for JC Penney. on any applicable recorded plat; any unpaid and wife Rachel L. Winfrey Beavers. or otherwise, homestead, and dower are Office of Hamilton County, Tennessee. Terms of Sale will be public auction, for taxes; any restrictive covenants, easements, Other Interested Party(ies): Power Equip- expressly waived in said Deed of Trust, ALSO KNOWN AS: 1835 Clearview Drive, cash, free and clear of rights of homestead, or setback lines that may be applicable; any ment Company. and the title is believed to be good, but the Chattanooga, TN 37421 redemption and dower to the extent disclaimed statutory rights of redemption of any govern- The sale of the property described above undersigned will sell and convey only as This sale is subject to all matters shown or inapplicable, and the rights of Lisa M. Paige mental agency, state or federal; any prior liens shall be subject to all matters shown on Substitute Trustee. The right is reserved on any applicable recorded plat; any unpaid and Doretha R. Paige, and those claiming or encumbrances as well as any priority created any recorded plat; any and all liens against to adjourn the day of the sale to another taxes; any restrictive covenants, easements, through him/her/it/them. by a fixture filing; and to any matter that an ac- said property for unpaid property taxes; any day, time, and place certain without further or setback lines that may be applicable; any Any right of equity of redemption, statutory curate survey of the premises might disclose. restrictive covenants, easements or set-back publication, upon announcement at the time statutory rights of redemption of any govern- and otherwise, and homestead are waived in In addition, the following parties may claim lines that may be applicable; any prior liens Continued on page 19 mental agency, state or federal; any prior liens accord with the terms of said Deed of Trust, an interest in the above-referenced property: or encumbrances as well as any priority 12 | June 9 – 15, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Financial Focus Get inside the head of job seeker Stan Russell Typically, this column is it. You expect them to keep [email protected] targeted toward the job seeker. their promises to you. Th ey Today, I’m going to take a expect you to do the same. slightly diff erent approach. When you tell the job seeker I’ve received the same ques- you’ll let them know something tion from multiple employers by Friday, let them know some- Life insurance needs in the past week: “How can I thing by Friday. If you haven’t hire better candidates?” been able to come to a decision, Although this sounds like a Career Corner let them know that. Th ey’ll will change over straightforward question, the Angela Copeland, career coach understand. What they won’t answer isn’t so easy. But I’m understand is radio silence. time…so be prepared going to share a few observa- and they want to get closer to If you’ve spent hours inter- If you’re going to achieve all your goals – sending your tions that I’ve seen working happiness and balance. viewing a candidate and then kids to college, retiring in comfort and leaving a legacy – with job seekers. Although they value money, decide not to move forward, you will need to save and invest throughout your lifetime. Th e internet has changed they’d often give up some to send them a personal email to But to really complete your fi nancial picture, you’ll the job search game. In partic- feel happy at work. let them know. also need to add one more element: protection. And that ular, candidates are studying Last but not least, the job If they email you after the in- means you’ll require adequate life insurance for your employer reviews. Sites such seeker wants to feel like a terview, respond. Don’t ignore. situation. However, your need for insurance will vary at as Glassdoor.com and Indeed. respected human being during If the candidate asks why diff erent times of your life – so you’ll want to recognize com give employees a way to the job search process. It makes they weren’t selected, consider these changing needs and be prepared to act. leave a company reviews in the them uncomfortable to be giving them feedback. Can- When you’re a young adult, and you’re single, life insur- same way they’d leave restau- forced to divulge too much didates are left reeling after ance will probably not be that big of a priority. And even rant reviews on Yelp. If you’re sensitive information, such as a great interview when they married couples without children typically have little need hiring, check yours and do their entire pay history. aren’t selected. for life insurance; if both spouses contribute equally to what you can to improve it. It’s upsetting when a com- Perhaps there was nothing household fi nances, and you don’t own a home, the death Beyond online reviews, job pany asks them to do extensive wrong with the candidate; they of one spouse will generally not be fi nancially catastrophic seekers are looking for fulfi ll- homework in early stages of were just second in line. Let for the other. ment and fl exibility. Rarely are the interview, such as building them know. You may want to But once you buy a home, things change. Even if you candidates looking for money a portfolio or completing other hire them for another job. and your spouse are both working, the fi nancial burden alone. paperwork beyond a normal In summary, job seekers of a mortgage may be too much for the surviving spouse. Th ey want to be able to work application. want to be treated with honesty So, to enable the survivor to continue living in the home, from home on Fridays or have Job seekers understand why and respect. If you value them, you might consider purchasing enough life insurance to at more vacation time. this type of information can be they will value your company. least cover the mortgage. Th ey want to be able to take helpful, but wait to ask for it When you have children, your life insurance needs will leave when their children are until they’ve made it to the fi nal Angela Copeland, a career typically increase greatly. In fact, it’s a good idea for both born. stages of the interview process. coach and founder of Copeland parents to carry enough life insurance to pay off a mort- Th ey’ve been down the road And when you make a Coaching, can be reached at gage and raise and educate the children, because the sur- of being worked to the bone promise to the job seeker, keep copelandcoaching.com. viving parent’s income may be insuffi cient for these needs. How much insurance do you need? You might hear of a “formula,” such as buying an amount equal to seven to ten CLEAN SLATE From page 3 Calling the matter an area ble administration of justice times your annual income, but this is a rough guideline, at of high interest in Memphis, is enhanced by the increased G.A. Hardaway passed legisla- best. Hardaway points out, “We transparency created by this tion opening TBI investigations You might want to work with a fi nancial professional to have to be able to trust that the bipartisan legislation.” dealing with offi cer-involved weigh various factors – number and ages of children, size process works, and for that to Harris notes there is no rea- shooting deaths once the case of mortgage, current income of you and your spouse, and happen, the process has to be son for TBI reports to be kept is fi nished. so on – to determine both the amount of coverage and the transparent. Th e fair, equita- out of the public eye. type of insurance (“term” or “permanent”) appropriate for “Th e public does not want your situation. this stuff done behind closed Once you’ve reached the “empty nest” stage, and your doors, and, increasingly, there kids are grown and living on their own, you may need to is growing suspicion around re-evaluate your insurance needs. You might be able to some of the work of some law lower your coverage, but if you still have a mortgage, you enforcement offi cials in certain probably would want to keep enough insurance to pay it contexts. Not all,” Harris says. o ff . “So, this is an easy way to beef After you retire, you may have either paid off your up increased public interest in mortgage or moved into a condominium or apartment, their work and to allay some so you may require even less life insurance than before. fears.” But it’s also possible that your need for life insurance will Still working remain strong. With only 25 of the 99 For example, the proceeds of a life insurance policy House members House and can be used to pay your fi nal expenses or to replace any fi ve of the 33 Senate members, income lost to your spouse as a result of your death (e.g., Democrats can’t pass every bill from a pension or Social Security.) Life insurance can also they sponsor. be used in your estate plans to help leave the legacy you Even though Tennessee is in desire. the midst of an opioid epidem- As we’ve seen, insurance can be important at every ic, Sen. Jeff Yarbro and Rep. stage of your life. You’ll help yourself – and your loved Harold Love, both of Nashville, ones – by getting the coverage you need when you need it. postponed a bill – once they saw it couldn’t pass – increas- ing the penalty for the illegal sale or manufacture of fentanyl and reducing penalties for Th is article was written by Edward Jones for use by your lo- some pot-related off enses. cal Edward Jones Financial Advisor (member SIPC). Contact Several other bills designed Stan at [email protected]. to lessen penalties for marijua- na possession failed, as well, as did eff orts by some Repub- licans to legalize medicinal marijuana.

See CLEAN SLATE, page 14 www.hamiltoncountyherald.com Hamilton County Herald June 9 – 15, 2017 | 13 Reconnect’s task is actually connecting By Joe Morris “The Tennessee Recon- nect program does a lot of There are an estimated things,” says Jessica Gibson, “We are ready and eager 900,000 adult Tennesseans who assistant executive director for have some college or certifica- adult learner initiatives at the to help those adults earn tion credit who might be able Tennessee Higher Education a college degree or tech- to head back to the classroom Commission. to complete studies, thanks to “It covers adults going back nical certification.” the newly launched Tennessee to or starting college for the Nancy Patterson, vice president of col- Reconnect program. first time, and gives them a lot lege advancement and public relations at But, how do you get busy of options as far as where they Chattanooga State Community College. adults with jobs, family obli- can attend school. gations and bills to make the “What we’re doing now is leap? How do you even get working with institutions and their attention? communities directly to make Two years after launching sure they have startup funds the high-school oriented part and technical assistance so they of Gov. Bill Haslam’s Drive to can start with advisory and 55 initiative, the state legisla- support services.” ture has signed off on Tennes- “If you are an adult Tennes- see Reconnect, aimed at adults sean who wants to complete who want to earn a college a degree or credential, you’re degree. going to be at home, at work, Tennessee Reconnect will driving between the two … and roll out during fall 2017 and so you need not only to find Photograph by Alex McMahan into 2018, joining the Tennes- out about the program, but also see Promise program, both of learn who to call and how to into place people who are not review what kind of options build a path to navigate what which are geared toward help- get started,” Gibson adds. associated with any college or are available, what the support can be a very complicated ing the adult student achieve a “There may be questions, institution who can sit down structure looks like, schedul- degree or certification. and that’s why we are putting with anyone interested and ing issues and anything else to See RECONNECT, page 18

TRANSFER From page 4 well,” Blair adds. “What we’re trying to do is their on-the-ground efforts in make a private, Christian edu- order to capture even more cation affordable and accessible students. for people who think it may be Private school approach out of reach.” At Lipscomb University in Even though the first Nashville, a full repackaging Tennessee Promise students and rebranding of some schol- are just now graduating and arships was done under the evaluating their options, Blair Lipscomb Promise program. says the early signs point to a That should have wide appeal lot of interest. to Tennessee Promise and oth- “We recently hosted an er potential transfer students event on our campus for com- even though some students munity college representatives say they believe a private and others, and we saw a spike university may be out of reach, in applications as soon as the says Reggie Blair, director of word of our programs began admissions. to get out,” he adds. “We’ve “Our promise and commit- already seen a 15 percent in- Photograph by Adam Taylor Gash ment to those students is that crease in transfers applications Ted Lewis, vice president of Academic Affairs at Pellissippi State Community College, works with students in the Hardin they can apply for free if they from last year to this year, and Valley campus’ Goins Administration Building to help advise them with the transfer process. From left: Kelly Howard, who have graduated or have more so we think the groundwork we is pursuing a nursing degree, Charlie Garcia, who is studying mechanical engineering, Leanna White, paralegal studies, than 30 hours of coursework are putting in has gotten our and Pierce Wender, who earned his associates degree from PSTCC and has now transferred to UT-Knoxville, where he is completed,” Blair explains. message out there. studying geography in hopes of becoming a middle school social studies teacher. “We give them a free “Once we see the first stu- transcript evaluation within dents come in, we can evaluate they can capitalize on their two 72 hours, and review what what we’ve done and see what eras with us and then do well at Tennessee Transfer Pathway is else is needed to create a steady whatever receiving institution appropriate for them.” pipeline.” they have chosen.” Successful applicants can Numbers are up At Knoxville’s Pellissippi then tap into a graduating Going in the other direction, State, a history of success series of scholarships funds. administrators at Nashville also bodes well for Tennessee Some will receive $10,000 State are happy to hear from Promise students, adds Ted a year to live off campus, or four-year institutions, notes Lewis, vice president for aca- $12,500 a year if they live on George H. Van Allen, presi- demics. campus. dent, who says that his college “We have articulation Those who have an associ- and others in the state system agreements through Tennessee ate’s degree can access anoth- have long worked to keep the Transfer Pathways, as well as er $2,500, and students who transfer option alive and well. other plans, with just about achieve membership in Phi “We have very strong trans- every university in the area,” Beta Kappa or National Society fer agreements with Lipscomb, Lewis says. of Leadership and Success can Belmont University, TSU, “About 62 percent of our pull in another $2,500. MTSU and other schools in students already transfer, or “That’s up to $17,500 in our area,” Van Allen says. about 10,000 people, so it’s institutional aid, and if they are “We think many Tennessee important that we make those eligible or still using a Pell grant Promise students are going to strong relationships even better or Hope scholarship, then they want that four-year degree, and if we’re going to see that num- can leverage those funds as so we’re working to make sure ber continue to rise.” 14 | June 9 – 15, 2017 Hamilton County Herald www.hamiltoncountyherald.com

ROSS From page 5 ness saying Anthony had lived in the same apartment building as a cousin. But he had never lived there. “Th ey were retrieving memories that didn’t exist and blending them with their rec- ollection of the incident to say he was the shooter,” Ross says. “It was a classic case of uncon- scious transference.” After Williams had spent 20 years in state prison, his new counsel asked Ross to assist with the case. He spent approx- imately 600 hours of pro bono work combing through court documents and related infor- mation and testifying before the court and was critical to Williams being released from custody. Defense counsel said Ross’ testimony and three decades of experience with the academic Photograph by Alex McMahan side of eyewitness identifi cation were critical to persuading the see if there’s anything to even ecutors, police departments offi ce listening to his mentor the case. court that Williams had not testify about. Take it or leave and defense counsel in criminal and the attorney discussing a “I became his lucky rabbit’s received justice. it, I’m going to tell you what’s proceedings to ensure the most robbery case when the lawyer foot. I was off to the races pick- Although Ross worked good and bad for the prosecu- scientifi cally reliable and accu- expressed uncertainty about ing juries for this guy,” Ross for the defense to help free tion and what’s good and bad rate testimony is developed and selecting the jury. Th e attorney says. “I loved it.” Williams, he’s not recognized for the defense. presented. then turned to Ross and asked Th is work slowly rolled into as an expert for one particular “I’m not the judge or the Ross fell into consulting him if he wanted to help. Ross doing trial consulting. Of position over another. Instead, jury; I’m a scientist. I’m not work by being in the right “I said, ‘I’m in!’” Ross says. the varieties of consulting he Ross’ mission is to uncover going to try to win a case for place at the right time. While As fortune would have it, does, he says witness prepara- the truth and convince others you. If that’s what you want, a graduate student at Cornell the trial took place in the town tion is his favorite. of its existence, whether he’s you have the wrong guy.” University in Ithaca, New York, near where Ross grew up. As a “I take people who have advancing a plaintiff ’s cause In addition to his profes- he studied under Dr. Stephen result, Ross knew many of the to testify at depositions and over a defendant in a civil case sional and academic work in Ceci, a psychologist interna- people on the jury panel – but trials but have mental blocks or vice versa, or a prosecution’s eyewitness identifi cation, Ross tionally known for his work in he didn’t tell the attorney this. or issues that may inhibit their cause over a defendant’s, or has worked with plaintiff and researching the accuracy of the “I’d say, ‘Bill, see juror No. 4? ability to do so and I help them vice versa. defense lawyers in civil cases testimony of children. During I think she has a background in work through their issues. Th is “I get calls from defense at- to assist them in jury selection, this time, a local trial lawyer law enforcement. Maybe some- is very challenging but also torneys wanting me to say eye- witness preparation and focus would often come to Ceci’s one in her family was a police rewarding because I see people witness testimony is bad. But it groups designed to identify offi ce and talk with him about offi cer.’ So, he’d ask, ‘Mrs. at a very diffi cult time in their can be accurate. It depends on strengths and weaknesses in upcoming cases. Smith, do you have a back- lives and help them get through how you collect it,” Ross says. their cases. “Th is was in the 1980s; trial ground in law enforcement?’ it,” Ross says. “I have to read the materials to He’s also worked with pros- consulting didn’t exist yet. He And she’d say, ‘My uncle was “One never knows what’s knew psychologists had some- a town constable.’ He’d look at going on with someone or the thing to off er, he just wasn’t me and I’d nod knowingly.” pain or distress they feel, but sure what it was,” Ross says. Th e worst thing that hap- I have to fi gure it out and em- Ross was sitting in Ceci’s pened, Ross says, is they won See ROSS, page 17

CLEAN SLATE From page 12 deal with an adult informant in the justice system intact, with the middle of the night with no their fi nes, fees and probation “Th e opioid epidemic is a di- kids around.” costs going into local and state saster for communities across Gilmore and Harris plan to pots to pay for salaries and the state, and it’s past time the bring it back in 2018. operations. Legislature does something The analysis Because government needs about it,” Yarbro notes. “We the money, it charges higher can’t task force our way out of Not only do Democrats run fees to make sure people stay in this problem, but we can make into problems as a super-mi- the system. Th is self-perpetuat- sure that there are serious nority when trying to reform ing madness is keeping people consequences for selling a drug criminal justice, the system is a on probation and broke for life. that truly destroys lives.” money game. If Tennessee would make A bill by Harris expanding For instance, Akbari’s ex- the bold move to let peo- criminal immunity for people pungement bill stalled in 2016 ple escape these outrageous calling 911 when they overdose because it was expected to expenses, the state might not passed House committees reduce government revenue by have to spend so much money but failed on the Senate fl oor. $140,000. As passed, it would keeping them in jail and prison. Likewise, a measure by Rep. leave $130 for district attorneys But just because people say Brenda Gilmore of Nashville and a $50 fee for the Tennessee they’re against big government to reduce the size of drug-free Bureau of Investigation. Clerks doesn’t always mean they’ll school zones advanced from a are losing $10 per fee, and pub- follow through, especially when House subcommittee but failed lic defenders will lose money it comes people in the margins. in a Senate committee. for expungement training. As Brenda A. says, though, “Th e way our drug-free A big budget surplus certain- “Th is is like a new kite. I can let school zone law is written, ly helped the measure pass this my kite fl y.” most places in urban and rural year, and excess dollars could Th e Legislature needs the communities are located in help Just City tackle pre-trial guts to let the rest follow. a zone,” Gilmore says. “As a diversion expungements. result, we are spending millions But the underlying problem Sam Stockard can be reached to incarcerate non-violent remains. Th ose charged and at [email protected]. off enders arrested for doing a convicted are paying to keep 15

| GREATER CHATTANOOGA ASSOCIATION OF REALTORS June 9 – 15, 2017 June 9 GCAR, page 16 PRESIDENT Sue Sims Ian O’Shea See See PRESIDENT ELECT PRESIDENT Myra Cochran Clayton Taylor Joanna Jackson Martha Alexander Founded in 1912 Photographs by David Laprad David by Photographs TREASURER & STATE DIRECTOR & STATE TREASURER Northwest Georgia Council Georgia Northwest www.gcar.net Habitat for Humanity of Greater Greater of Humanity for Habitat the Home off kicks Chattanooga June 6 on Tuesday, Blitz Builders trusses the roof of with the setting trusses The home. Park in an Alton Construction. Collier by set were Home prices are the fourth area to e Greater Chattanooga region Th the last 16 months, you’ll see a con- sistent increase in values since Febru- ary 2016 and a marked improvement since the presidential elections. Wealth has been accumulated and those who are invested in this area nd themselves in a better position fi than 12 months ago. ect the residential real estate mar- aff dence. ket and related consumer confi experienced a 9.9 percent increase in the average home price in 2016 and has continued this trend with an 11.4 ese percent increase so far in 2017. Th PRESIDENT Joe Pleva Ben Pitts Bill Raines John HealyJohn Steve Hunt Russ Elliott Jeff Jennings Robert Fisher Commercial Council Commercial

Do a quick review of the mortgage Again, comparing these rates to Another category to consider is the If you examine the S&P 500 over Dan Griess John Payne John Jon Hughes Jon Robyn Ring Paula Palmer Paula Robert Fisher Robert Backer Myra Cochran rate that banks use, it has had little fi xed mortgages. ect on 30-year eff nd a variety of industry and you’ll fi loan types with interest rates falling in the low 4 percent range. the 30-year average and the credit scores required to achieve these attractive rates, one can discern that uence on con- this is a positive infl dence and the residential sumer confi real estate market. perceived health of the economy and the stock market. Kevin Wamack Jennifer Cooper Brenda Pargeon Becky Cope English Brandi Thompson Pearl Hamilton County Herald County Hamilton ® REALTOR ASSOCIATION PRESIDENT’S MESSAGE MLS CHAIR PRESIDENT Kim Bass TREASURER Mark Hite Vicki Trapp Vicki Geoff Ramsey PRESIDENT-ELECT Mark Hite Nathan Walldorf Nathan Association of Realtors IMMEDIATE PAST PRESIDENT PAST IMMEDIATE President, Greater Chattanooga 2017 Board of Directors of Board 2017 Th e second item to consider is in- Th While much has been reported terest rates and availability of money to borrow. about the FED raising the short-term Th e owner of Collier e owner Th nual Home Builders Blitz, professional homebuilders and suppliers donate labor, funding and materials to provide more than 200 families across the U.S. with improved shelter. Construction and former board chairman of the local Habitat for Human- ity, Ethan Collier, and 30 employees volunteered more than 300 hours to set the roof trusses and install widows, siding and exterior doors.

Greater Chattanooga Association of Realtors | T2963 Amnicola Hwy. | Chattanooga, Tn 37406 | 423 -698-8004 423-698-8001 | | | Amnicola 37406 Fax: Hwy. Chattanooga, Tn Chattanooga | Association of Greater T2963 Realtors Blitz Real Estate Real ®

Chattanooga Chattanooga The voice of real estate in Greater Chattanooga. Home Home Home

News and News notes

from from the Greater

Builders Builders

A number of factors infl uence A number of factors infl uence is con- While the overall infl As part of Habitat for e home was the ninth Th During Habitat’s an- Association Association of Realtors www.hamiltoncountyherald.com residential home sales, both in a is positive and negative manner. Th week, I’ll take a look at some of these key factors. fi rst factor to dence, the sumer confi ect this measure is unemployment. aff As well-reported, both locally and nationally, the unemployment rate is low in comparison to 30-year averag- es. Additional reports say employers are experiencing a shortage of skilled c job categories. So, workers in specifi it can be assumed this area is apply- ing positive pressure on consumer dence. confi

Humanity’s Home Build- ers Blitz 2017, which took place June 5-9 across the U.S., Habitat for Humanity of Greater Chattanooga Area and Collier Construc- tion helped a family of four build a new four-bedroom and two-bathroom home in a Habitat for Humani- ty community located in Alton Park. Habitat home built in the Alton Park community. Consumer confidence positive relative to residential real estate real residential to relative positive confidence Consumer annual serviceannual project Collier ConstructionCollier kick off Habitat for Humanity and Humanity for Habitat 16 it “makes sense” for his school it “makessense”forhisschool athletic directorJayJacobssaid Eastern Division. in termsoflongitude,the westerly conferencemember ing Missouri,thethirdmost geographic standards,leav- its footballdivisionsbytrue scoffed attheideaofadjusting ern Conferenceisconcerned. East is west but the SECknowswhat’sthe bestwestbut is East Auburn Tide looking to avoid relentless – exceptwheretheSoutheast the weekend.ButIdon’tpush or no sleep for the remainder of that Tostadosnonsense. Fritos withmydip–noneof or I canonlytolerateRuffles batch ofhomemadeoniondip. totally honesthere–makinga disgusting eatinghabits–being revert tosomeofmymore last twojobs. that hasfollowedmefrommy chair, abeaten-upswivelmodel I settleformywork/writing about whatyou’rewatching. and thenfindyourselfclueless miss somethingimportant comfortable thatyoudozeoff, fortable seat–butnotoneso quired forabingewatch. out ofideas. one torealizethatyou’verun executive produceristhelast JENKINS | This comes after Auburn This comesafterAuburn The SECpolitburoagainhas East is East and West is West East is East and West is West I decide that I require little I decidethatrequirelittle Prepare amenu.Iusually For starters,findacom- There ispreparationre-

GREATER CHATTANOOGA ASSOCIATION OF REALTORS June 9–15,2017

couldn’t think of a better way to couldn’t thinkofabetterwayto of TennesseeSolarSolutions.“We thony Roden,founderandpresident company wasfounded,”saysAn green|spaces ourselvessinceour surrounding region. and buildinginChattanoogathe the sustainabilityofliving,working green|spaces’ missiontoadvance The proceedswillgotosupporting Tickets maybepurchasedfor$100. fled asafundraiserforgreen|spaces. tion valuedat$20,000thatwillberaf- Solutions isdonatingasolarinstalla- brate theoccasions,TennesseeSolar Local business giving away a solar installation solar awaya giving business Local year anniversariesin2017.Tocele Solar Solutionsarecelebrating10 on homesales. sumer confidence andplacepressure become aconcernanddrag oncon- to wagegrowthintheregion. price ofahomeareinsharp contrast consistent increasesintheaverage GCAR “We’ve beenworkingwith Only 500ticketswillbesold. Both green|spaces and Tennessee Both green|spacesandTennessee At some future, affordability will At somefuture,affordability will

From page5 - Eastern DivisionmemberVan- is evenmoreeasterlythan – which,at-85.489545degrees, after thefact. stuff withoutmeaningto. self-proclaimed “expert”spoils on thisEarthwillIsitnearasa ther. Iwillwatchit,butnoway enforcer andhismurderousfa ever familydramaaboutamob stands aloneasthegreatest sliced bread–anditindeed series) isthebestthingsince that, “RayDonovan,’’(the alongside someonewhothinks pare notesafterthefact.Iwork – goforit.Me,Iprefertocom- with asimilarsetofloservalues if youareclosetosomeone pile hassomevalue. scrap ofpaperinmycurrent sential items.Sadly,mostevery your workspaceofallnon-es but makesureyou’vecleared answering aphoneisludicrous, term distractions.Theideaof it. Noone’skeepingscore. From page15 I can always ask questions I canalwaysaskquestions Invite afriend?Notme,but Make suretherearenolong- David Climer - Out of Left Field Left of Out - reduce energybills.” fy simplelow-andno-costwaysto 1,000 lowincomeresidentsidenti- Empower Programhashelpedover grams likeEmpower.Since2014,our the rafflewillbeusedtosupportpro- green|spaces. “Fundsraisedthrough chael Walton,executivedirectorof partner overtheyears,”saysMi- Solar Solutionshasbeenawonderful courage andsupport,Tennessee ronmentally.” money andmakeadifferenceenvi also helpsaveoneluckypersonalot further green|spaces’missionbutto to notonlyraisealotofmoney installation, whichhasthepotential celebrate thantodonatethissolar you through the selling and buying you throughthe sellingandbuying Association of Realtorstoguide member oftheGreaterChattanooga ing today,youneedanexperienced ing realestatelikeweareexperienc - our region. overall impressionseemspositivefor Some homesthatarehighlyshad- “Solar energyissomethingween- However, withtherapidlychang - When yousurveythesefactors,the - - anything Icouldtoescape. ance ofpowerinfootball,I’ddo ing. Giventhecurrentimbal- things likethat.” because ofthetravelorother really makessenseforMissouri makes sense,”Jacobsadded.“It nity togeographicallyrealign,it Mobile, Alabama. an interviewonWNSP-FMin over totheSECEastduring derbilt (-86.77816)–tomove Galaxy 2.’’ and tookin“Guardiansofthe week, Istoppedaftertwoweeks of Cards,’’Season5thispast I startedwatching“House ent genre.Caseinpoint,once as itisinacompletelydiffer Also, OKforamovie,solong what you’reseeinginaseries. brain cellstocomprehend it doesnotrequirethesame A ballgameisharmless,since in themiddleofyourbinge. by watchingsomethingelse cleanse yourpalate,asitwere, series.) applies towatchingShowtime you startedwith.(Thisonly wind upwiththesameclothes should atleastmakesureyou watching itwithsomeone,you wearing anypants.Ifyou’re alone, nooneknowsifyou’re say that,ifyou’rewatchingit cretion tellsmeIshouldonly Can’t blamethemanfortry- “If weeverhadtheopportu- Incidentally, it’s okay to Incidentally, it’sokayto Binge-watching attire:dis Hamilton CountyHerald - power Program. family servedbygreen|spaces’Em system willbegiventoalow-income the winningticket,solarenergy If thesupporterticketisdrawnas they canpurchaseasupporterticket. wants tocontributegreen|spaces, is notagoodfitforsolarbutstill system. Ifsomeoneknowstheirhome not beagoodfitforsolarenergy ed orfacethewrongdirectionmight boards and associations of Realtors boards andassociations ofRealtors and isoneofmore than1,400local zation withmorethan1,700 members The Associationisaregional organi- Real EstateinGreaterChattanooga. ation ofREALTORSisThe Voice of process. shutterstock.com The GreaterChattanooga Associ - - what a great conference this is. what agreatconferencethisis. congratulating eachotheron spend thebetterpartofaweek attend dinnersandgenerally more thangolf,thebeach, out hugecheckstodomuch movement onthematter. made, cameandwentwithno ings, wheresuchdecisionsare league. TheSECSpringMeet on thecurrentstanceof Not anytimesoon,based long form: long form: Absolutely worthyviewing, know yourtime. others willtakeweeks.You on. Somewillbeaweekend, worthy showsorseriestobinge during “HouseofCards.’’ 38 episodes) this summer) episodes sofar,10remaining sodes sofar) 65 episodessofar) seasons, 92episodes) (seven seasons,144episodes) 156 episodes) ing, 99episodessofar)

They were too busy passing They weretoobusypassing Is it ever going to happen? Is itevergoingtohappen? The following is DJ’s list of The followingisDJ’slistof News isusuallyOK,butnot “Longmire’’ (ongoing, 53 “Longmire’’ (ongoing,53 “Black Sails’’(fourseasons, “Orphan Black’’(ongoing,40 “Vikings’’ (ongoing,49epi “House ofCards’’(ongoing, “Sons ofAnarchy’’(seven “Buffy theVampireSlayer’’ “West Wing’’(sevenseasons, “The WalkingDead’’(ongo- - - - - solutions.com. Solutions, visitwww.tennesseesolar- information aboutTennesseeSolar ceschattanooga.org/solar. Formore Station asasecond-placeprize. Schneider ElectricEVLinkCharging GCAR.net formoreinformation. in northwestGeorgia.Visitwww. Catoosa, DadeandWalkercounties counties insoutheastTennessee and services HamiltonandSequatchie tional AssociationofRealtors.GCAR nationwide thatcomprisetheNa Purchase ticketsatwww.greenspa- a Green|spaces isalsooffering football scheduleincluded. realignment andnine-game water oneverynewidea– meetings, Sankeythrewcold ance beforethemediaat get rolling.Inhisfirstappear before iteverhadachanceto went sofarastostoptheball cocktail receptionwaiting? of realsubstancewhenthere’sa Why bothertotackleanything Superb shorterseries: Special off-the-wallchoice: “Cheers.’’ also appliesto“M*A*S*H’’and in therear-viewmirror.This athons. Yourlifewilldisappear past thoseweekendTNTmar to binge-watch“Law&Order’’ episodes, 10 to come). episodes, 10tocome). ready foritquiteyet. very shortepisodes). ONLY, eightepisodes) film) 35 episodesplusonetheatrical kidding me? cooler havingexperiencedit. seasons, 38episodes).You’llbe About moving Missouri west About movingMissouriwest Commissioner GregSankey Note: Game of Thrones? I’m … not Game ofThrones?I’m…not Southbound andDown(29 True Detective(seasonone The Newsroom(25episodes) Cracker (25episodes) Twin Peaks(originalseries, “The Simpsons’’?Areyou “Banshee’’ (trustme)(four www.hamiltoncountyherald.com Do not ever, EVER, try Do notever,EVER,try Source: green|spaces See SEC , page28 - - - www.hamiltoncountyherald.com Hamilton County Herald June 9 – 15, 2017 | 17

The Critic’s Benefits of homeownership Corner By David Laprad create enduring appeal [email protected] While much attention has percent of all mortgage interest been placed on the record paid gets deducted, according number of young adults who to NAHB. are delaying homeownership, Quality-of-life enhance- “Wonder Woman” recent research shows that 70 ments: Homeownership percent of Americans still be- increases stability for you and lieve that owning a home is an for the community where you a true marvel essential part of the American Mike Croxall live. Homeowners are less likely I like the Marvel Studios movies. Captain America, Iron Dream. than renters to move every year Man, Th or and the Hulk are great fun, and Marvel has done Th e nationwide survey of President, Home Builders or two. Once you settle in, you an impressive job of weaving a single meta-narrative out of more than 11,300 registered Association of Greater Chattanooga make friends, get to know the all those fi lms. voters was commissioned by neighbors and develop a sense But something has been missing, something that would the National Association of Th en, once a year at tax time, of community – and that’s a help me to make a stronger connection with the Marvel Home Builders and conducted you get a reminder of another motivation to help maintain a cinematic universe. Feb. 14-18 by the polling fi rm advantage of owning a home. safe and thriving environment And it took a DC Entertainment movie, of all things, to Morning Consult. American home owners saw for you, your family and your reveal what that was: emotion. Th e benefi ts of owning a their tax bills trimmed by a to- neighbors. Since the release of “Th e Dark Knight” in 2008, DC has home in the Chattanooga area tal of more than $100 billion in Commitment to a commu- struggled to make a decent fi lm based on its comic book are numerous – for you and 2014, according to estimates by nity fosters civic participation. characters. “Man of Steel,” “Suicide Squad” and “Batman v. for your community. You build the Joint Committee on Taxa- Th rough volunteering, school Superman: Dawn of Justice” have all fallen short critically fi nancial strength and emotion- tion and NAHB analysis. Th is and church activities, and and commercially. I could go back even further to “Green al well-being for you and your includes both the mortgage property maintenance, home- Lantern,” but that would be hit- family, and at the same time, interest deduction and the real owners contribute to making ting below the belt. Wonder Woman as a home owner, you promote estate tax deduction. strong and healthy neighbor- “Wonder Woman,” howev- increased stability for the sur- Th ose who itemize their hoods. er, made me forget all of that. Rated PG-13 for action, vio- rounding community. federal income tax deductions For the fi rst time since Marvel lence and some suggestive Financial benefi ts: Building can deduct 100 percent of their To learn more about the triggered the current comic book content equity and accruing wealth mortgage interest payments on benefi ts of homeownership or movie craze with “Iron Man” in when the value of your home a fi rst or second home, up to a fi nd homeownership opportuni- 2008, DC has hit a motion pic- appreciates are among the maximum mortgage amount of ties in Hamilton and surround- ture out of the ballpark. And a big part of that has to do with longer-term fi nancial benefi ts $1 million. ing counties, visit the Home the fi lm’s depth of emotion. of homeownership. Th e home On average, 70 percent of Builders Association of Greater Helmed by a female director and based on a story by three equity you build increases your homeowners with a mortgage Chattanooga at www.HBAGC. men, “Wonder Woman” has all the essential ingredients for a net worth. claim this deduction and 90 net. comic book movie adaptation: a powerful hero, an evil villain and epic action scenes. But it’s also a richly layered and thoughtful work that res- ROSS From page 14 evidence, and now you’re going “My intent is to change that onates with real world issues, including the horrors of war, to allow a non-witness to a law,” he says. “Th en, when feminism and even love. power them to excel in the un- crime be used as an eyewitness there’s a case like the one the Th ese topics and more are fi ltered through the eyes of familiar environment of court. I in court?” he says. feds had, I’ll be able to take a Diana Prince, a.k.a. Wonder Woman, who embarks on a love that part of my job.” Since the law had never been photograph from the video, fi sh-out-of-water adventure after 20th century man invades As a professor at UTC, Ross challenged and no one had compare the level of disguise her mythical home. divides his work between re- studied the accuracy of Crime to our data and say, ‘You can’t Th ere’s a lot of back-story, all of which screenwriter Allan search and teaching. Although Stopper IDs, Ross dug in. ID at that level of disguise,’ or, Heinberg handles with effi ciency and economy without he’s engaged in several projects, Ross and two colleagues are ‘Yes, it’s possible.’” losing its heart. one study related to criminal currently testing the ability of Ross also hopes this work “Wonder Woman” opens with Prince receiving an old disguises is expanding his people to identify a familiar is published in a law journal. photo from Batman at her place of employment, the Lou- already-considerable grasp of person who’s disguised. His resume already lists several vre’s antiquities department in Paris. Th e photo shows her eyewitness testimony. After having a group of pages of peer-reviewed aca- and a group of men posing for the camera in a battle-scarred “Th ere was a robbery in participants compile a list of demic publications in which village during World War I. Nashville. A guy walked into a celebrities, they obtained stock his work has appeared, but for Th e movie then jumps back even further in time to when bank with a pair of pantyhose photos of the stars, made sure him, the hallmark of his labors Diana was a little girl on the hidden island of Th emyscira. and a bandana over his head. people recognized them and is to be cited in law journals Th e verdant landmass is the home of the Amazons, who exist He placed a fake bomb on the then used Photoshop to place and decisions at the state or to protect mankind from Ares, the god of war. counter and threatened to blow a pair of pantyhose over their federal level. In a visually mesmerizing animated sequence that looks up the place unless the tellers faces. Th ey then showed the “I want to see my work im- like a Renaissance painting come to life in 3D, Diana’s moth- gave him money,” Ross says. photos to a diff erent group. pact the people who are mak- er, Queen Hippolyta, tells her the story of how Ares killed After the tellers were unable Th e ability of people to iden- ing the decisions about how the other gods and corrupted mankind. to give federal investigators tify the celebrity varied accord- we’re going to allow evidence We also learn that Zeus formed Diana out of clay before enough information to make ing to the degree of darkness, in court,” he says. “Th at’s not his death and left behind a weapon capable of killing Ares. an ID, the authorities released a the opacity of the fabric and going to happen in an academic Diana believes this weapon to be a ceremonial sword. Crime Stoppers video. A wom- how tightly the disguise com- journal.” Knowing Diana is more than she has been revealed to be, an responded, saying the man pressed the face. Several state supreme courts the queen forbids her to be trained for battle. But Diana’s in the video looked like her Ross and his colleagues are have cited Ross’ work on how aunt, Antiope, secretly trains her anyway. ex-husband – whom she hated, planning to present their fi nd- to admit eyewitness testimo- When a British pilot crashes on the shore of Th emyscira, Ross adds. ings at a federal public defend- leading German troops to the secret home of the Amazons, Although the feds had no er’s conference. See ROSS, page 27 fi ngerprints, weapon or dye he triggers a series of events that leads to Diana venturing pack, they were able to prose- PAPA into the world to destroy an enemy she believes to be Ares. cute the man using a law that You Call ... At her side is Steve Trevor, the pilot, who’s actually an allows a non-eyewitness to a HAUL AWAY SERVICES We Haul! Allies spy. Trevor has learned that a German general and his crime to be used as an eyewit- Relax ... We do ALL the work! mad scientist sidekick are developing an unstoppable form ness in court based on their of mustard gas that will kill millions and turn the tide of the identifi cation of someone in a Homeowners: Professionals: war. Junk Removal Real Estate Clean Up Crime Stopper video. One of the ways in which “Wonder Woman” succeeds Garage Cleanouts Construction Clean Up Ross was angry when he PAPA SERVICES where “Man of Steel” and “Batman v. Superman” failed is Appliance Disposal Estate Cleanouts humor. learned about the case. Basement Cleanouts Call (423) 629-0700 Evictions Th ere’s a lot of fun stuff in London as Diana charges ahead “Imagine all the procedures Yard Debris Removal or visit papaservices.com Event Clean Up We gladly accept See CRITIC, page 26 and protocols you have to And Much More! VISA and Mastercard And Much More! observe to collect identifi cation 18 | June 9 – 15, 2017 Hamilton County Herald www.hamiltoncountyherald.com Tennessee scholarship platforms: A primer With the passage of the Tennessee Reconnect Act, the state has become the nation’s first to offer two-year university scholarships to all adult residents. Here are the various major components of Tennessee’s higher-education tuition initiatives:

Tennessee Promise Tennessee Reconnect Drive to 55 This program is both a scholarship The program creates a similar last-dollar scholarship for adults to attend a community In 2013, Gov. Bill and mentoring program. It provides a college tuition-free. According to THEC, “Tennessee needs 871,000 degrees to reach our Haslam announced the last-dollar scholarship, which means Drive to 55 goal, but only 645,000 high school students are expected to graduate between Drive to 55, a program that it covers tuition and fees not 2014 and 2022. designed to increase the already taken care of by a student’s Pell Today, the state has a tremendous opportunity to attract more adults to higher edu- number of Tennesseans grant, HOPE lottery scholarship and/or cation, with more than 900,000 Tennesseans having earned some college credit but no with a post-secondary state student-assistance funds. degree.” degree or certificate to It can be used at any of Tennessee’s To be eligible, the student must: 55 percent by 2025. The 13 community colleges, 26 colleges of n Not already have an associates or bachelor’s degree program would have applied technology or other eligible n Be a Tennessee resident for at least one year prior to applying two major components: institution offering an associate’s degree n Complete the free application for Federal Student Aid form and be deemed an inde- Tennessee Promise, a program. pendent student scholarship program for Students also receive guidance from n Be admitted to an eligible institution (any of the state’s 13 public community col- high-school graduates, and a mentor during the application and leges or any four-year institution that is eligible for the Tennessee education lottery Tennessee Reconnect, a admissions process through mandato- scholarship, as defined by TCA 49-4-902, that offers an associate degree program) similar program for adults. ry meetings. They also must complete n Enroll in a degree or certificate program at least part time (six semester hours) Information: http://drive- to55.org eight hours of community service per beginning with the 2018-19 year and participate in an advising program approved by term enrolled, as well as maintain a 2.0 THEC. GPA. To keep the program’s benefits, the student must maintain continuous enrollment and Information: http://tnpromise.gov a 2.0 GPA. Information: http://tnreconnect.gov

RECONNECT From page 13 knowledge through work and/ why the campus we purchased How Tennessee grants stacks up or military experience, for flourished for a while. Now we system.” The total amount of state grant aid shown as the average award example, can be converted to can work with the state to cul- Tennessee Reconnect will per full-time equivalent (FTE) undergraduates for select states. college credits and thus moving tivate a population to attend, cost $10 million when fully Tennessee ranks 3rd nationally, a notable rise from its rank of 32 in them down the road toward which is going to take effort implemented, according to 2003. This is due largely to the creation of the Tennessee Education completion more quickly. outreach.” Lottery Scholarships program in 2004. However, the state ranks the state and, like Tennessee “We want to fast track these At Knoxville’s Pellissippi Promise, is funded by the Ten- below the national average in its percentage of need-based grant aid awarded. people when we can, because State, some advance legwork nessee Lottery. often they bring a lot of hard- took the form of using some The adult program is $2000 earned knowledge with them,” funds to create a pre-Tennes- thought to need more outreach Non need-based grant she explains. see Reconnect program as a than its counterpart for high- Tennessee Reconnect also trial run, says Ted Lewis, vice school students because its Need-based grant was on the minds of admin- president for academics. $1500 $1,460 intended audience isn’t nearly istrators at Nashville State “We were anticipating that as captive. Community College during the program would pass, so Tennessee Reconnect is its recent master-planning we wanted to see what our en- launching with eight commu- $1000 process, explains Sarah Rob- rollment would look like once nities, each serving multiple $705 erts, interim vice president of those funds were available,” counties, which initially cover 76.1%

% academic affairs. Lewis says. 71 of the state’s 95 counties. “Looking at our service area “We’ve had open houses on Each is designed to serve be- $500 24.5 demographic, we saw a lot of campus for adult learners, and tween 8,000 and 9,000 adults, adults in east and north Da- have had record numbers – Gibson explains. vidson County without college about 300 people – at each one “When we say ‘serve,’ 75.5%

23.9% degrees, which was one reason of them. There is tremendous 0 we mean help those people that led to our new campus in increase in this, and we think through the process of going Texas Donelson,” she says. some adults are going to want Georgia Virginia Florida back to school,” she points out. LouisianaKentucky Arkansas Alabama Mississippi Roberts adds that the new to get started right away.” “It may take someone six TENNESSEE West Virginia South Carolina North CarolinaU. S. AVERAGE campus will likely have a high That’s exactly what THEC months to decide to actually Sources: NASSGAP; www.tn.gov; Tennessee Higher Education Commission concentration of applied com- officials want to hear, and they go back. We launched three Hamilton County Herald puter information technology plan to engage that enthusiasm of our communities in March programs for adult learners, for a successful rollout that 2016 so we could get some but also will feature a bridge captures interest in every way degree or technical certifica- To that end, Patterson initial numbers and see how program for the college’s very possible. tion,” says Nancy Patterson, says Chattanooga State has adults would engage with us, successful program for nurses “The institutions themselves vice president of college ad- launched college-scheduling and we launched five more last to move from an LPN to an RN are going to focus on Tennes- vancement and public relations technology, a tool that lets a November. degree. see Reconnect, and they are at Chattanooga State Commu- student add or request class- “The legislation for the ini- “We’re moving a lot of very much part of the umbrella nity College. es through selection criteria tiative hadn’t passed yet, but we programs into that area to take of what we’re going to do as far “We know they will be com- based around his or her outside wanted to have the structure in advantage of being on that side as our communities, marketing ing with work schedules that schedule. place so that when the program of the county, but also to make and other ways to let people need to be planned around, and As students utilize it, the did receive legislative funding, sure we have the programs in know we’re here and what we life has a way of slowing down college can look at the times we would be ready,’’ she adds. place that all students want,” offer,” Gibson says. their progression. and types of classes needed On community college cam- adds George H. Van Allen, “We want to hit at all levels, “We want to make sure we and adjust academic planning puses, the activation of Ten- president. so we can equip all our part- are providing a great support accordingly. nessee Reconnect is being met “Nobody wants to drive from ners with the knowledge and system, just as we did with The college, along with its with the same enthusiasm that Donelson or Hermitage out to resources they need, and then Tennessee Promise, and work- counterparts across the state, Tennessee Promise was. the White Bridge Road campus help them share that with po- ing with our state partners to also will be using prior learning “We are ready and eager to at 8 a.m., or go the opposite tential students in the commu- ensure that those students get assessments, or PLAs, to gauge help those adults earn a college way in the afternoon; that’s nity.” to us ready to go.” where a student’s existing June 9 - 15, 2017 Public Notices Page 19 www.HamiltonCountyHerald.com Foreclosure Notices twenty-four (24) hours, the undersigned Suc- might not have been waived by such govern- Hamilton County Courthouse in Chattanooga, obligation by Maurice B. Jackson and Christie Continued from page 11 cessor Trustee reserves the right to deem the mental agency; all notes, stipulations, restric- Tennessee, offer for sale to the highest and Mi. Jackson described in the Deed of Trust next highest bidder able to comply with the tions, easements, conditions and regulations best bidder for cash, certain real property including, without limitation, as evidenced and place for the sale set forth above. terms of sale the successful bidder. as set out on recorded plat; any governmental situated in the City of Chattanooga, Hamilton by a certain Promissory Note dated June 17, This office is attempting to collect a debt. This Notice shall be published in the zoning and subdivision ordinances or regula- County, Tennessee, described as follows: 2005, executed by Maurice B Jackson and Any information obtained will be used for Hamilton County Herald on Friday, May 26, tions in effect thereon; the accuracy of the LOCATED IN THE CITY OF CHATTANOOGA. Christie M Jackson, payable to Cornerstone that purpose. 2017; June 2; and June 9, 2017. Index Book of the said Register’s Office; and HAMILTON COUNTY, TENNESSEE: Community Bank; and Brock & Scott, PLLC, Substitute Trustee Dated this 22nd day of May, 2017. any other matters which an accurate survey Lot Thirteen 1(13), Block Two of Haymore and WHEREAS, on or about February 26, c/o Tennessee Foreclosure Department R. Dee Hobbs of the Property might disclose; all other mat- Shelton Subdivision, as shown by plat of record 2016, SmartBank merged with Cornerstone 4360 Chamblee Dunwoody Road, Successor Trustee ters which are prior in right to the lien of the in Plat Book 8, page 20 in the Register’s Office Community Bank and stepped into the shoes Ste 310 May 26, June 2, 9, 2017 Fmr18113 Deed of Trust and all matters shown on any of Hamilton County. Tennessee. of Cornerstone Community Bank with respect Atlanta, GA 30341 applicable plat. The Deed of Trust recites title EXCEPTING THERFROM that part conveyed to to all claims at issue in this action. PH: 404-789-2661 NOTICE OF FORECLOSURE SALE to the property as unencumbered except as the City of Chattanooga by deed recorded in WHEREAS, Brian P. Mickles has been FX: 404-294-0919 WHEREAS, default having been made in provided above, but Substitute Trustee will Book 2289. page 313, said Register’ Office. appointed as Substitute Trustee pursuant to File No.: 17-05503 FC01 payment of the debts and obligation secured make no covenant of seisin or warranty of For prior title see deed recorded in Book 5110, that certain Appointment of Substitute Trustee May 26, June 2, 9, 2017 Fmr18111 to be paid by that certain Deed of Trust dated title, express or implied. Further, the transfer page 558, said Register’s Office. recorded in Book 10909 and Page 201 in the June 17, 2005, of record in Book 7561, Page shall be “As Is” and without warranty of any SUBJECT TO Any governmental zoning and Register’s Office of Hamilton County, Tennes- SUCCESSOR TRUSTEE’S NOTICE OF SALE 991 in the Register’s Office of Hamilton County, kind, express or implied, as to the condition of subdivision ordinance or regulations in effect see, with all the rights, powers and privileges Notice is hereby given that default having Tennessee (the “Deed of Trust”), Maurice B. such property and the improvements located thereon. of the original trustee named in said Deed of been made in regard to the indebtedness evi- Jackson, Christie M. Jackson, (“Grantors”), thereon, including merchantability or fitness SUBJECT TO Slope Easement to the City of Trust; denced by that certain Note dated August 25, conveyed to Edward L. Burris, Trustee, certain for particular purpose. Chattanooga recorded in Book 2289, page WHEREAS, on October 10, 2014, Maurice 2014 (“Note”), in the original principal amount real property, described below, (the “Property”) The Substitute Trustee, in order to ac- 313, said Register’s Office. B. Jackson and Christie M. Jackson filed a of Sixty-Two Thousand Five Hundred Dollars to guarantee the payment of a certain obligation complish the most advantageous sale and SUBJECT TO Joint Driveway Easement recorded Chapter 13, Bankruptcy No. 14-14457, in the ($62,500),executed by Timothy Ray Laymon by Maurice B. Jackson and Christie Mi. Jackson consequent discharge of his obligation under in Book 2371 page 854, said Register’s Office, United States Bankruptcy Court for the East and wife, Mary Ann Laymon (“the Laymons”), described in the Deed of Trust including, without the Deed of Trust, reserves the right to do any The Real Property or its address ill commonly District of Tennessee; and evidencing a debt owed by the Laymons in the limitation, as evidenced by a certain Promis- or all of the following, without further publica- known as 1209 Tunnel Blvd. Chattanooga, WHEREAS, Under an Agreed Order of principal amount of $62,500, plus accruing sory Note dated June 17, 2005, executed by tion and upon announcement at the time and TN 37411. The property description shall the above-referenced Bankruptcy entered interest, payable to the order of Mark D. Walker Maurice B Jackson and Christie M Jackson, place for the sale set forth herein: control in the event of any inconsistencies November 12, 2014, if Maurice B. Jackson (“Holder”). Said Note is secured by a Deed of payable to Cornerstone Community Bank; and 1. The right is reserved to adjourn the between the description and address or tax and Christie M. Jackson failed to close on Trust dated August 25, 2014, designating a WHEREAS, on or about February 26, day of sale to another date and time without identification number. one of their properties by May 15, 2017.the Trustee securing Holder, which is recorded 2016, SmartBank merged with Cornerstone further publication upon announcement at the Said sale will be subject to any and all automatic stay was lifted with respect to the in Book 10310, Page 35, Register’s Office Community Bank and stepped into the shoes time set above; unpaid ad valorem taxes (plus penalty and real property pursuant to 11 U.S.C. § 362(d), of Hamilton County, Tennessee. The Deed of of Cornerstone Community Bank with respect 2. The right is reserved to take or interest, if any) that may be a lien upon the Prop- and since there was no closing, Smart Bank Trust was assigned to Baptist International to all claims at issue in this action. accept the next highest or best bid at such erty; any and all liens, defects, encumbrances, has the right to foreclose on this real property. Missions, Inc., by Assignment dated August WHEREAS, Brian P. Mickles has been sale should the last and highest bidder fail or adverse claims, and other matters which take NOW, THEREFORE, notice is hereby given 25, 2014, which is recorded in Book 10310, appointed as Substitute Trustee pursuant to refuse to comply with the terms of sale for any priority over the Deed of Trust upon which this that the entire indebtedness has been declared Page 38. Said Deed of Trust covers one (1) that certain Appointment of Substitute Trustee reason. In such event, the Substitute Trustee foreclosure sale is had; any statutory rights of due and payable and that Brian P. Mickles, tract of certain property described therein and recorded in Book 10909 and Page 201 in the shall also reserve the right to reopen and sell redemption not otherwise waived in the Deed Trustee, and any substitute trustee who may hereafter (“Property”), and the undersigned, Register’s Office of Hamilton County, Tennes- said Property at his option; of Trust, including rights of redemption of any succeed him, pursuant to the power, duty and as Successor Trustee pursuant to the Appoint- see, with all the rights, powers and privileges 3. The right is reserved to conduct governmental agency, state or federal, which authority vested in and imposed upon him in ment of Successor Trustee of record in Book of the original trustee named in said Deed of the sale by or through his agents or attorneys might not have been waived by such govern- the Deed of Trust will on June 21, 2017, at 11053, Page 28 , in the Register’s Trust; acting in his place or stead, including the use mental agency; all notes, stipulations, restric- 10:00 o’clock a.m., at the West door of the Office for Hamilton County, Tennessee, and WHEREAS, on October 10, 2014, Maurice of an auctioneer; and tions, easements, conditions and regulations Hamilton County Courthouse in Chattanooga, pursuant to the instruction of the Holder of B. Jackson and Christie M. Jackson filed a This office maybe a debt collector. This as set out on recorded plat; any governmental Tennessee, offer for sale to the highest and said indebtedness and under the authority of Chapter 13, Bankruptcy No. 14-14457, in the may be an attempt to collect a date and any zoning and subdivision ordinances or regula- best bidder for cash, certain real property the aforementioned Deed of Trust, will sell for United States Bankruptcy Court for the East information obtained may be used for that tions in effect thereon; the accuracy of the situated in the City of Chattanooga, Hamilton cash in hand to the highest and best bidder at District of Tennessee; and purpose. Index Book of the said Register’s Office; and County, Tennessee, described as follows: public auction at the west door of the Hamilton WHEREAS, Under an Agreed Order of INTERESTED PARTIES: SmartBank any other matters which an accurate survey LOCATED IN THE CITY OF CHATTANOOGA, County Courthouse, Chattanooga, Tennessee the above-referenced Bankruptcy entered Dated this 23rd day of May, 2017. of the Property might disclose; all other mat- HAMILTON COUNTY, TENNESSEE: at 10 a.m. on June 20, 2017, the following November 12, 2014, if Maurice B. Jackson Brian P. Mickles, ters which are prior in right to the lien of the Being Lots “D” and “E” of the unrecorded plat of described property, to wit: and Christie M. Jackson failed to close on Substitute Trustee Deed of Trust and all matters shown on any Shipp’s Resubdivision of Lot One (1), Simpson Located in the City of Chattanooga, Hamilton one of their properties by May 15, 2017.the 701 Market Street, Suite 1610 applicable plat. The Deed of Trust recites title Estate, as shown by plat of record Plat Book 9, County, Tennessee: automatic stay was lifted with respect to the Chattanooga, TN 37402 to the property as unencumbered except as page 16, in the Register’s Office of Hamilton Lot Thirty-Six (36), of East Brainerd Ridge, real property pursuant to 11 U.S.C. § 362(d), (423) 266-1237 provided above, but Substitute Trustee will County, Tennessee, and Resubdivision of Lot as shown by plat of record in Plat Book 14, and since there was no closing, Smart Bank May 26, June 2, 9, 2017 Fmr18115 make no covenant of seisin or warranty of One (1), Block One (1), Arcadia Heights, as Page 133, in the Register’s Office of Hamilton has the right to foreclose on this real property title, express or implied. Further, the transfer shown by plat of record in Plat Book 6, page County, Tennessee. NOW, THEREFORE, notice is hereby given NOTICE OF FORECLOSURE SALE shall be “As Is” and without warranty of any 44, in the Register’s Office of Hamilton County, Being the same property conveyed by War- that the entire indebtedness has been declared WHEREAS, default having been made in kind, express or implied, as to the condition of Tennessee. ranty Deed of August 25, 2014, Book 10310, due and payable and that Brian P. Mickles, payment of the debts and obligation secured such property and the improvements located Said tract is more particularly described as: Page 33, in the Register’s Office of Hamilton Trustee, and any substitute trustee who may to be paid by that certain Deed of Trust dated thereon, including merchantability or fitness BEGINNING at the Northeast intersection County, Tennessee. succeed him, pursuant to the power, duty and June 17, 2005, of record in Book 7583, Page for particular purpose. of Shallowford Road and Gillespie Avenue; Subject to any governmental zoning and authority vested in and imposed upon him in 772 in the Register’s Office of Hamilton County, The Substitute Trustee, in order to ac- thence North along the East Line of Gillespie subdivision ordinances or regulations in the Deed of Trust will on June 21, 2017, at Tennessee (the “Deed of Trust”), Maurice B. complish the most advantageous sale and Avenue, Two Hundred Eight and 5/10 feet, effect thereon. 10:00 o’clock a.m., at the West door of the Jackson, Christie M. Jackson, (“Grantors”), consequent discharge of his obligation under more or less, to a point on the Eastern line of Subject to all applicable conditions, restric- Hamilton County Courthouse in Chattanooga, conveyed to Edward L. Burris, Trustee, certain the Deed of Trust, reserves the right to do any Gillespie Avenue, at the Southwestern or most tions, reservations, easements, etc., as Tennessee, offer for sale to the highest and real property, described below, (the “Property”) or all of the following, without further publica- Western corner of Lot Two (2) of Block One shown on recorded plat. best bidder for cash, certain real property to guarantee the payment of a certain obligation tion and upon announcement at the time and (1), Arcadia Heights; thence Southeastwardly Subject to applicable conditions and ease- situated in the City of Chattanooga, Hamilton by Maurice B. Jackson and Christie M. Jackson place for the sale set forth herein: along the dividing lines of Lots One (1) and Two ments as set out in subdivision regulations County, Tennessee, described as follows: described in the Deed of Trust including, without 1. The right is reserved to adjourn the (2), One Hundred Fourteen (114) Feet to the recorded in Book 2116, Page 186, Register’s LOCATED IN THE CITY OF CHATTANOOGA, limitation, as evidenced by a certain Promis- day of sale to another date and time without Northern line of Lot One (1) of said Simpson Office of Hamilton County, Tennessee. HAMILTON COUNTY, TENNESSEE: sory Note dated June 17, 2005, executed by further publication upon announcement at the Estate; thence South Sixty-six (66) degrees Subject to matters shown on plat of record in Being Lots One (1) and Two (2), Johnston-Sipe Maurice B Jackson and Christie M Jackson, time set above; Fifteen (15) minutes West, along said line, Book 49, Page 271, in the Register’s Office Subdivision, as shown by plat of record in Plat payable to Cornerstone Community Bank; and 2. The right is reserved to take or Seven and 8/10 (7.8) feet, more or less, to a of Hamilton County, Tennessee. Book 35, page 36, (erroneously referred to in WHEREAS, on or about February 26, accept the next highest or best bid at such point in the North right-of-way of Shallowford Subject to restrictions recorded in Book deed of acquisition as page 35), in the Reg- 2016, SmartBank merged with Cornerstone sale should the last and highest bidder fail or Road, located Saventy-five (75) feet from its 933, Page 185, in the Register’s Office of ister’s Office of Hamilton County, Tennessee. Community Bank and stepped into the shoes refuse to comply with the terms of sale for any intersection with Gillespie Avenue; thence in Hamilton County, Tennessee. TOGETHER WITH easement rights set out in of Cornerstone Community Bank with respect reason. In such event, the Substitute Trustee a Southwestwardly direction, along the North Property known as: 7134 Lea Road, Chat- deed recorded in Book 2557, page 810, said to all claims at issue in this action. shall also reserve the right to reopen and sell right-of-way of Shallowford Road, Seventy-five tanooga, Tennessee 37421. Register’s Office. WHEREAS, Brian P. Mickles has been said Property at his option; (75) feet to the point of beginning. Property Map and Parcel: 158N-C-014 For prior title see deed recorded in Book 4879, appointed as Substitute Trustee pursuant to 3. The right is reserved to conduct For prior title see deed recorded in Book 4963 The street address of the above-described page 210, said registers office. that certain Appointment of Substitute Trustee the sale by or through his agents or attorneys and page 252, said Register’s Office. tract of property is believed to be as indicated; SUBJECT TO any governmental zoning subdivi- recorded in Book 10909 and Page 201 in the acting in his place or stead, including the use SUBJECT TO Any governmental zoning and however, the street address is not a part of sion ordinances or regulations in effect thereon. Register’s Office of Hamilton County, Tennes- of an auctioneer; and subdivision ordinances or regulations in ef- the legal description of the Property, and in the SUBJECT TO Restrictive Covenants recorded in see, with all the rights, powers and privileges This office maybe a debt collector. This fect thereon. event of conflict, the legal description controls. Book 2557, page 810, said Register’s Office. of the original trustee named in said Deed of may be an attempt to collect a date and any The street address of the Property is be- Said sale will be made subject to any unpaid SUBJECT TO Ten (10) foot Drainage Easement Trust; information obtained may be used for that lieved to be 900 Gillespie Rd, Chattanooga, property taxes, visible and/or recorded rights- straddling all side rear property lines as estab- WHEREAS, on October 10, 2014, Maurice purpose. Tennessee 37411. The property description of-way and easements, any and all easements lished by instrument recorded in Book 2116, B. Jackson and Christie M. Jackson filed a INTERESTED PARTIES: SmartBank shall control in the event of any inconsisten- and rights-of-way acquired by use and posses- Page 186, said Register’s Office. Chapter 13, Bankruptcy No. 14-14457, in the Dated this 23rd day of May, 2017. cies between the description and address or sion, whether visible and/or recorded or not, SUBJECT TO Fifty (50) foot easement for use United States Bankruptcy Court for the East Brian P. Mickles, tax identification number. and any and all encumbrances and restrictions of driveway recorded in Book 1973, Page 367, District of Tennessee; and Substitute Trustee Said sale will be subject to any and all of items recorded prior or superior to the lien said Register’s Office. WHEREAS, Under an Agreed Order of 701 Market Street, Suite 1610 unpaid ad valorem taxes (plus penalty and of the aforementioned Deed of Trust. The street address of the Property is the above-referenced Bankruptcy entered Chattanooga, TN 37402 interest, if any) that may be a lien upon the Prop- Said sale is in bar of all rights and equities believed to be 4101 Shallowford Road, Chat- November 12, 2014, if Maurice B. Jackson (423) 266-1237 erty; any and all liens, defects, encumbrances, of redemption, statutory rights of redemption, tanooga, TN 37411. The property description and Christie M. Jackson failed to close on May 26, June 2, 9, 2017 Fmr18116 adverse claims, and other matters which take homestead, dower, and other rights or exemp- shall control in the event of any inconsistencies one of their properties by May 15, 2017.the priority over the Deed of Trust upon which this tions of every kind, said rights and equities between the description and address or tax automatic stay was lifted with respect to the NOTICE OF FORECLOSURE SALE foreclosure sale is had; any statutory rights of being expressly waived in the aforementioned identification number. real property pursuant to 11 U.S.C. § 362(d), WHEREAS, default having been made in redemption not otherwise waived in the Deed Deed of Trust. Said sale will be subject to any and all and since there was no closing, Smart Bank payment of the debts and obligation secured of Trust, including rights of redemption of any The sale proceeds shall be applied in accor- unpaid ad valorem taxes (plus penalty and has the right to foreclose on this real property to be paid by that certain Deed of Trust dated governmental agency, state or federal, which dance with the provisions of the Deed of Trust. interest, if any) that may be a lien upon the Prop- NOW, THEREFORE, notice is hereby given June 17, 2005, of record in Book 7583, Page might not have been waived by such govern- The undersigned Successor Trustee re- erty; any and all liens, defects, encumbrances, that the entire indebtedness has been declared 764 in the Register’s Office of Hamilton County, mental agency; all notes, stipulations, restric- serves the right to postpone or adjourn the sale adverse claims, and other matters which take due and payable and that Brian P. Mickles, Tennessee (the “Deed of Trust”), Maurice B. tions, easements, conditions and regulations to another day, time and place certain, without priority over the Deed of Trust upon which this Trustee, and any substitute trustee who may Jackson, as set out on recorded plat; any governmental publication of further notice, upon announce- foreclosure sale is had; any statutory rights of succeed him, pursuant to the power, duty and Christie M. Jackson, (“Grantors”), conveyed zoning and subdivision ordinances or regula- ment at the time and place specified above. redemption not otherwise waived in the Deed authority vested in and imposed upon him in to Edward L. Burris, Trustee, certain real tions in effect thereon; the accuracy of the If the successful bidder at said sale is of Trust, including rights of redemption of any the Deed of Trust will on June 21, 2017, at property, described below, (the “Property”) Continued on page 20 unable to comply with the terms of sale within governmental agency, state or federal, which 10:00 o’clock a.m., at the West door of the to guarantee the payment of a certain Page 20 Public Notices June 9 - 15, 2017 www.HamiltonCountyHerald.com Foreclosure Notices at the conclusion of the sale, or credit bid from place certain without further publication, upon of Trust was last transferred and assigned Hamilton County, Tennessee, to wit: LOT ONE Continued from page 19 a bank or other lending entity pre-approved by announcement at the time and place for the to FREEDOM MORTGAGE CORPORATION HUNDRED TWO (102), HILLCREST HEIGHTS the successor trustee. The sale is free from all sale set forth above. W&A No. 103821 who is now the owner of said debt; and SUBDIVISION, AS SHOWN BY PLAT OF Index Book of the said Register’s Office; and exemptions, which are expressly waived in the DATED May 23, 2017 WHEREAS, the undersigned, Rubin Lublin TN, RECORD IN PLAT BOOK 68, PAGE 74, IN THE any other matters which an accurate survey Deed of Trust, said property being real estate WILSON & ASSOCIATES, P.L.L.C., PLLC, having been appointed as Substitute REGISTER`S OFFICE OF HAMILTON COUNTY, of the Property might disclose; all other mat- situated in Hamilton County, Tennessee, and Successor Trustee Trustee by instrument to be filed for record TENNESSEE. ALSO 1/41TH INTEREST INTO ters which are prior in right to the lien of the being more particularly described as follows: FOR SALE INFORMATION, VISIT WWW.MYFIR. in the Register’s Office of Hamilton County, COMMUNITY LOT KNOWN AS LOT ONE Deed of Trust and all matters shown on any Lot Two (2), Block Nine (9), Revised Day- COM and WWW.REALTYTRAC.COM Tennessee. NOW, THEREFORE, notice is HUNDRED EIGHTEEN (118). Parcel ID: 128 applicable plat. The Deed of Trust recites title tona Hills, as shown by plat of record in Plat May 26, June 2, 9, 2017 Fmr18119 hereby given that the entire indebtedness M A 005.36 PROPERTY ADDRESS: The street to the property as unencumbered except as Book 14, Page 38, in the Register’s Office has been declared due and payable, and that address of the property is believed to be 3932 provided above, but Substitute Trustee will of Hamilton County, Tennessee, SUBJECT NOTICE OF SUBSTITUTE TRUSTEE’S SALE the undersigned, Rubin Lublin TN, PLLC, as ALEXIS CIRCLE, CHATTANOOGA, TN 37406. make no covenant of seisin or warranty of TO any governmental zoning and subdivi- WHEREAS, default has occurred in the Substitute Trustee or his duly appointed agent, In the event of any discrepancy between title, express or implied. Further, the transfer sion ordinances and regulations in effect performance of the covenants, terms and by virtue of the power, duty and authority this street address and the legal description shall be “As Is” and without warranty of any thereon. SUBJECT TO Easement recorded conditions of a Deed of Trust dated December vested and imposed upon said Substitute of the property, the legal description shall kind, express or implied, as to the condition of in Book 9792, Page 534, in the Register’s 13, 2000, executed by GEORGE M. ADKISON, Trustee will, on June 29, 2017 at 12:00 PM control. CURRENT OWNER(S): AUTUMN PRICE such property and the improvements located Office of Hamilton County. Tennessee. MARY KATE D. ADKISON, conveying certain real on the front steps of the West Side Entrance OTHER INTERESTED PARTIES: The sale of the thereon, including merchantability or fitness ALSO KNOWN AS: 4604 Crestview Drive, property therein described to INSURED TITLE of the Hamilton County Courthouse, 615 above-described property shall be subject for particular purpose. Chattanooga, TN 37415 AGENCY, INC., as Trustee, as same appears Walnut Street, Chattanooga, TN, located to all matters shown on any recorded plat; The Substitute Trustee, in order to ac- This sale is subject to all matters shown of record in the Register’s Office of Hamilton in Chattanooga, Tennessee, proceed to sell any unpaid taxes; any restrictive covenants, complish the most advantageous sale and on any applicable recorded plat; any unpaid County, Tennessee recorded December 21, at public outcry to the highest and best easements or set-back lines that may be consequent discharge of his obligation under taxes; any restrictive covenants, easements, 2000, in Deed Book GI 5743, Page 712; and bidder for cash or certified funds ONLY, applicable; any prior liens or encumbrances as the Deed of Trust, reserves the right to do any or setback lines that may be applicable; any WHEREAS, the beneficial interest of said Deed the following described property situated well as any priority created by a fixture filing; or all of the following, without further publica- statutory rights of redemption of any govern- of Trust was last transferred and assigned in Hamilton County, Tennessee, to wit: and to any matter that an accurate survey of tion and upon announcement at the time and mental agency, state or federal; any prior liens to Shishi LLC who is now the owner of said LAND IN HAMILTON COUNTY, TENNESSEE, the premises might disclose. This property is place for the sale set forth herein: or encumbrances as well as any priority created debt; and WHEREAS, the undersigned, Rubin BEING LOT NO. SEVENTY-FIVE (75) ON THE being sold with the express reservation that 1. The right is reserved to adjourn the by a fixture filing; and to any matter that an ac- Lublin TN, PLLC, having been appointed as PLAN OF PLANNED UNIT DEVELOPMENT, it is subject to confirmation by the lender or day of sale to another date and time without curate survey of the premises might disclose. Substitute Trustee by instrument to be filed GEORGETOWN LANDING, OF RECORD Substitute Trustee. This sale may be rescinded further publication upon announcement at the In addition, the following parties may claim for record in the Register’s Office of Hamilton IN PLAT BOOK 83, PAGES 16 AND 17, at any time. The right is reserved to adjourn time set above; an interest in the above-referenced property: County, Tennessee. NOW, THEREFORE, notice REGISTER`S OFFICE FOR SAID COUNTY, TO the day of the sale to another day, time, and 2. The right is reserved to take or JOSHUA D. HOBBS is hereby given that the entire indebtedness WHICH PLAN REFERENCE IS HEREBY MADE place certain without further publication, accept the next highest or best bid at such The sale held pursuant to this Notice may has been declared due and payable, and FOR A MORE COMPLETE DESCRIPTION. upon announcement at the time and place sale should the last and highest bidder fail or be rescinded at the Successor Trustee’s option that the undersigned, Rubin Lublin TN, PLLC, Parcel ID: 104B A 021 PROPERTY ADDRESS: for the sale set forth above. All right and refuse to comply with the terms of sale for any at any time. The right is reserved to adjourn as Substitute Trustee or his duly appointed The street address of the property is believed equity of redemption, statutory or otherwise, reason. In such event, the Substitute Trustee the day of the sale to another day, time, and agent, by virtue of the power, duty and to be 8484 LEXIE LN, OOLTEWAH, TN 37363. homestead, and dower are expressly waived shall also reserve the right to reopen and sell place certain without further publication, upon authority vested and imposed upon said In the event of any discrepancy between this in said Deed of Trust, and the title is believed said Property at his option; announcement at the time and place for the Substitute Trustee will, on June 29, 2017 at street address and the legal description to be good, but the undersigned will sell 3. The right is reserved to conduct sale set forth above. W&A No. 305019 10:00 AM at the Front Steps of the Hamilton of the property, the legal description shall and convey only as Substitute Trustee. The the sale by or through his agents or attorneys DATED May 23, 2017 County Courthouse, located in Chattanooga, control. CURRENT OWNER(S): KELEKA Property is sold as is, where is, without acting in his place or stead, including the use WILSON & ASSOCIATES, P.L.L.C., Tennessee, proceed to sell at public outcry to JONES, ADRIAN JONES OTHER INTERESTED representations or warranties of any kind, of an auctioneer; and Successor Trustee the highest and best bidder for cash or certified PARTIES: Georgetown Landing Homeowners` including fitness for a particular use or This office maybe a debt collector. This FOR SALE INFORMATION, VISIT WWW.MYFIR. funds ONLY, the following described property Association The sale of the above-described purpose. THIS LAW FIRM IS ATTEMPTING may be an attempt to collect a date and any COM and WWW.REALTYTRAC.COM situated in Hamilton County, Tennessee, to property shall be subject to all matters shown TO COLLECT A DEBT. ANY INFORMATION information obtained may be used for that May 26, June 2, 9, 2017 Fmr18118 wit: LOCATED IN THE CITY OF CHATTANOOGA, on any recorded plat; any unpaid taxes; any OBTAINED WILL BE USED FOR THAT PURPOSE. purpose. HAMILTON COUNTY, TENNESSEE LOTS restrictive covenants, easements or set-back Rubin Lublin TN, PLLC, Substitute Trustee INTERESTED PARTIES: SmartBank NOTICE OF TRUSTEE’S SALE TWENTY-NINE (29) AND THIRTY (30), KELLY lines that may be applicable; any prior liens 119 S. Main Street, Suite 500 Memphis, TN Dated this 23rd day of May, 2017. WHEREAS, default has occurred in the AND DEFRIESE SUBDIVISION TO EASTDALE, or encumbrances as well as any priority 38103 www.rubinlublin.com/property-listings. Brian P. Mickles, performance of the covenants, terms, and AS SHOWN BY PLAT OF RECORD INPLAT BOOK created by a fixture filing; and to any matter php Tel: (877) 813-0992 Fax: (404) 601-5846 Substitute Trustee conditions of a Deed of Trust Note dated 10, PAGE 4, REGISTER`S OFFICE, HAMILTON that an accurate survey of the premises Ad #117792 06/02/2017, 06/09/2017, 701 Market Street, Suite 1610 August 27, 2004, and the Deed of Trust COUNTY, TENNESSEE. FOR PRIOR TITLE AND might disclose. This property is being sold 06/16/2017 Chattanooga, TN 37402 of even date securing the same, recorded LAST INSTRUMENT OF RECORD AFFECTING with the express reservation that it is subject June 2, 9, 16, 2017 Fmr18120 (423) 266-1237 September 1, 2004, in Book No. GI 7259, at TITLE TO THE ABOVE DESCRIBED PROPERTY to confirmation by the lender or Substitute May 26, June 2, 9, 2017 Fmr18117 Page 438, in Office of the Register of Deeds SEE DEED RECORDED IN BOOK 1838, PAGE Trustee. This sale may be rescinded at any NOTICE OF TRUSTEE’S SALE for Hamilton County, Tennessee, executed by 512, SAID REGISTER`S OFFICE. Parcel ID: time. The right is reserved to adjourn the WHEREAS, default has occurred in the NOTICE OF TRUSTEE’S SALE Keyna S. Moore and Kevin D Moore, conveying 147A-L-021 PROPERTY ADDRESS: The street day of the sale to another day, time, and performance of the covenants, terms, and WHEREAS, default has occurred in the certain property therein described to Kirsten address of the property is believed to be 1208 place certain without further publication, conditions of a Deed of Trust Note dated August performance of the covenants, terms, and W. Scott, Attorney as Trustee for Compass Greenwood Rd, Chattanooga, TN 37411. In upon announcement at the time and place 4, 2011, and the Deed of Trust of even date conditions of a Deed of Trust Note dated April Mortgage, Inc.; and the undersigned, Wilson the event of any discrepancy between this for the sale set forth above. All right and securing the same, recorded August 5, 2011, 29, 2013, and the Deed of Trust of even date & Associates, P.L.L.C., having been appointed street address and the legal description of the equity of redemption, statutory or otherwise, in Book No. GI 9451, at Page 527, in Office securing the same, recorded May 1, 2013, in Successor Trustee by JPMorgan Chase Bank, property, the legal description shall control. homestead, and dower are expressly waived of the Register of Deeds for Hamilton County, Book No. GI 9940, at Page 77, in Office of National Association. CURRENT OWNER(S): ATTENRO FOSTER in said Deed of Trust, and the title is believed Tennessee, executed by Angela T. Cobble, the Register of Deeds for Hamilton County, NOW, THEREFORE, notice is hereby given OTHER INTERESTED PARTIES: The sale of to be good, but the undersigned will sell conveying certain property therein described Tennessee, executed by Joshua D. Hobbs, that the entire indebtedness has been declared the above-described property shall be subject and convey only as Substitute Trustee. The to Title Guaranty and Trust Company as Trustee conveying certain property therein described due and payable; and that an agent of Wilson to all matters shown on any recorded plat; Property is sold as is, where is, without for Mortgage Electronic Registration Systems, to First Title Insurance Comapny as Trustee & Associates, P.L.L.C., as Successor Trustee, any unpaid taxes; any restrictive covenants, representations or warranties of any kind, Inc., as nominee for Platinum Financial Funding, for Mortgage Electronic Registration Systems, by virtue of the power, duty, and authority easements or set-back lines that may be including fitness for a particular use or L.L.C., its successors and assigns; and the Inc., as nominee Brand Mortgage Group, LLC, vested in and imposed upon said Successor applicable; any prior liens or encumbrances as purpose. THIS LAW FIRM IS ATTEMPTING undersigned, Wilson & Associates, P.L.L.C., its successors and assigns; and the under- Trustee, by JPMorgan Chase Bank, National well as any priority created by a fixture filing; TO COLLECT A DEBT. ANY INFORMATION having been appointed Successor Trustee by signed, Wilson & Associates, P.L.L.C., having Association, will, on July 27, 2017 on or and to any matter that an accurate survey of OBTAINED WILL BE USED FOR THAT PURPOSE. JPMorgan Chase Bank, National Association. been appointed Successor Trustee by Wells about 10:00 AM, at the Hamilton County the premises might disclose. This property is Rubin Lublin TN, PLLC, Substitute Trustee NOW, THEREFORE, notice is hereby given Fargo Bank, NA. Courthouse, Chattanooga, Tennessee, offer being sold with the express reservation that 119 S. Main Street, Suite 500 Memphis, TN that the entire indebtedness has been declared NOW, THEREFORE, notice is hereby given for sale certain property hereinafter described it is subject to confirmation by the lender or 38103 www.rubinlublin.com/property-listings. due and payable; and that an agent of Wilson that the entire indebtedness has been declared to the highest bidder FOR certified funds paid Substitute Trustee. This sale may be rescinded php Tel: (877) 813-0992 Fax: (404) 601-5846 & Associates, P.L.L.C., as Successor Trustee, due and payable; and that an agent of Wilson & at the conclusion of the sale, or credit bid from at any time. The right is reserved to adjourn Ad #117751 06/02/2017, 06/09/2017, by virtue of the power, duty, and authority Associates, P.L.L.C., as Successor Trustee, by a bank or other lending entity pre-approved by the day of the sale to another day, time, and 06/16/2017 vested in and imposed upon said Successor virtue of the power, duty, and authority vested the successor trustee. The sale is free from all place certain without further publication, June 2, 9, 16, 2017 Fmr18109 Trustee, by JPMorgan Chase Bank, National in and imposed upon said Successor Trustee, exemptions, which are expressly waived in the upon announcement at the time and place Association, will, on July 27, 2017 on or by Wells Fargo Bank, NA, will, on July 27, 2017 Deed of Trust, said property being real estate for the sale set forth above. All right and NOTICE OF SUBSTITUTE TRUSTEE’S SALE about 10:00 AM, at the Hamilton County on or about 10:00 AM, at the Hamilton County situated in Hamilton County, Tennessee, and equity of redemption, statutory or otherwise, WHEREAS, default has occurred in the Courthouse, Chattanooga, Tennessee, offer Courthouse, Chattanooga, Tennessee, offer being more particularly described as follows: homestead, and dower are expressly waived performance of the covenants, terms and for sale certain property hereinafter described for sale certain property hereinafter described Lot 102, Maplewood Heights, Southeast in said Deed of Trust, and the title is believed conditions of a Deed of Trust dated April 14, to the highest bidder FOR certified funds paid to the highest bidder FOR certified funds paid portion, Unit 2, as shown on plat of record to be good, but the undersigned will sell 2004, executed by AUTUMN PRICE, conveying at the conclusion of the sale, or credit bid from in Plat Book 26, Page 47 and revised in and convey only as Substitute Trustee. The certain real property therein described to a bank or other lending entity pre-approved by Plat Book 26, Page 50, in the Register’s Property is sold as is, where is, without PREFERRED TITLE INSURANCE AGENCY, the successor trustee. The sale is free from all Office, Hamilton County, Tennessee, to representations or warranties of any kind, INC., as Trustee, as same appears of record exemptions, which are expressly waived in the which plat reference is hereby made for a including fitness for a particular use or in the Register’s Office of Hamilton County, Deed of Trust, said property being real estate Let’s Be Social more particular description of said property. purpose. THIS LAW FIRM IS ATTEMPTING Tennessee recorded April 16, 2004, in Deed situated in Hamilton County, Tennessee, and Pick up a copy every Friday ALSO KNOWN AS: 4045 East Freedom TO COLLECT A DEBT. ANY INFORMATION Book GI 7093, Page 335; and WHEREAS, being more particularly described as follows: Circle, Ooltewah, TN 37363 OBTAINED WILL BE USED FOR THAT PURPOSE. the beneficial interest of said Deed of Trust IN THE SECOND CIVIL DISTRICT OF HAMIL- Read us online at This sale is subject to all matters shown Rubin Lublin TN, PLLC, Substitute Trustee was last transferred and assigned to PHH TON COUNTY, TENNESSEE: Lot Forty-nine www.HamiltonCountyHerald.com on any applicable recorded plat; any unpaid 119 S. Main Street, Suite 500 Memphis, TN Mortgage Corporation who is now the owner (49), Final Plat of Seven Lakes P.U.D., Phase taxes; any restrictive covenants, easements, 38103 www.rubinlublin.com/property-listings. of said debt; and WHEREAS, the undersigned, One (1), as shown by plat of record in Plat or setback lines that may be applicable; any php Tel: (877) 813-0992 Fax: (404) 601-5846 Rubin Lublin TN, PLLC, having been appointed Book 90, Pages 66, 67 and 68, in the Reg- statutory rights of redemption of any govern- Ad #117743 06/02/2017, 06/09/2017, as Substitute Trustee by instrument to be filed ister’s Office of Hamilton County, Tennes- Facebook: mental agency, state or federal; any prior liens 06/16/2017 for record in the Register’s Office of Hamilton see. TOGETHER WITH all benefits, rights, Hamilton-County-Herald or encumbrances as well as any priority created June 2, 9, 16, 2017 Fmr18107 County, Tennessee. NOW, THEREFORE, notice privileges, and easements, and SUBJECT by a fixture filing; and to any matter that an ac- is hereby given that the entire indebtedness TO the burdens, covenants, restrictions, Twitter: curate survey of the premises might disclose. NOTICE OF SUBSTITUTE TRUSTEE’S SALE has been declared due and payable, and bylaws, rules, regulations, and easements @HCHeraldEditor In addition, the following parties may claim WHEREAS, default has occurred in the that the undersigned, Rubin Lublin TN, all as set forth in Declarations of Covenants an interest in the above-referenced property: performance of the covenants, terms and PLLC, as Substitute Trustee or his duly and Restrictions Seven Lakes Community KEYNA S. MOORE conditions of a Deed of Trust dated September appointed agent, by virtue of the power, and Bylaws for Seven Lakes Homeowners’ KEVIN D MOORE 19, 2011, executed by KELEKA JONES, duty and authority vested and imposed upon Association, Inc., of record in Book 8901, TENNESSEE HOUSING DEVELOPMENT AGENCY ADRIAN JONES, conveying certain real said Substitute Trustee will, on June 29, Page 179, as amended in Book 9232, Page TN VALLEY FEDERAL CREDIT UNION property therein described to GLEN BALLETTO, 2017 at 10:00 AM at the West Door of the 539, in the Register’s Office of Hamilton REPUBLIC FINANCE as Trustee, as same appears of record in Hamilton County Courthouse, 615 Walnut County, Tennessee, and on recorded plat. The sale held pursuant to this Notice may the Register’s Office of Hamilton County, Street, Chattanooga, TN 37402, proceed THIS CONVEYANCE MADE SUBJECT TO THE be rescinded at the Successor Trustee’s option Tennessee recorded September 27, 2011, to sell at public outcry to the highest and FOLLOWING: Any governmental zoning and at any time. The right is reserved to adjourn in Deed Book GI 9483, Page 405; and best bidder for cash or certified funds ONLY, subdivision ordinances in effect thereon. the day of the sale to another day, time, and WHEREAS, the beneficial interest of said Deed the following described property situated in Restrictions, requirements, easements, June 9 - 15, 2017 Public Notices Page 21 www.HamiltonCountyHerald.com

obligations, including lien of assessments, HAMILTON COUNTY, TENNESSEE. of record in the Hamilton County Register’s Of- any kind, express or implied, including without Any governmental zoning and subdivision as set forth in Declaration of Covenants, THIS CONVEYANCE IS SUBJECT TO ALL fice. Default has occurred in the performance limitation, warranties regarding condition of the ordinances in effect thereon. Conditions and Restrictions for Seven Lakes RESTRICTIONS, EASEMENTS, SETBACK of the covenants, terms, and conditions of said property or marketability of title. Street Address: 786 Winding Hills Lane, Subdivision of record in Book 8901, Page LINES, AND OTHER CONDITIONS SHOWN Deed of Trust and the entire indebtedness has This office may be a debt collector. This Chattanooga, Tennessee 37343 179, as amended in Book 9232, Page 539, OF RECORD IN THE REGISTER’S OFFICE FOR been declared due and payable. may be an attempt to collect a debt and any Parcel Number: 099L C 030.02 in the Register’s Office of Hamilton County, HAMILTON COUNTY, TENNESSEE. Party Entitled to Enforce the Debt: Wells information obtained may be used for that Current Owner(s) of Property: John Pulleyn, Tennessee, but omitting any covenant or Street Address: 5219 Rotary Drive, Fargo Bank, N.A., successor by merger to Wells purpose. Trustee of the Richard Pulleyn Special restriction based on race, color, religion, Chattanooga, Tennessee 37416 Fargo Bank Minnesota, N.A. Shapiro & Ingle, LLP Needs Trust sex, handicap, familial status or national Parcel Number: 120F C 011.01 as trustee, in trust for the Holders of Struc- Substitute Trustee The street address of the above described origin unless and only to the extent that said Current Owner(s) of Property: Brandy C. tured Asset Securities Corporation Mortgage 10130 Perimeter Parkway, Suite 400 property is believed to be 786 Winding Hills covenant (a) is exempt under Chapter 42, Carter Pass-Through Certificates, Series 2002-HF2 Charlotte, NC 28216 Lane, Chattanooga, Tennessee 37343, but Section 3607, of the United States Code The street address of the above described 2-HF2, its successors and assigns. Phone: (704) 333-8107 such address is not part of the legal description or (b) relates to handicap but does not property is believed to be 5219 Rotary Drive, The following real estate located in Ham- Fax: (704) 333-8156 of the property sold herein and in the event of discriminate against handicapped persons. Chattanooga, Tennessee 37416, but such ilton County, Tennessee, will be sold to the www.shapiro-ingle.com any discrepancy, the legal description herein Building setback requirements as shown, address is not part of the legal description of highest call bidder: File No. 15-103221 shall control. described or noted on recorded plat. All the property sold herein and in the event of Described property located at Hamilton June 2, 9, 16, 2017 Fmr18124 This sale is subject to, without limitation, all other terms and provisions as set forth any discrepancy, the legal description herein County, Tennessee, to wit: matters shown on any applicable recorded plat; in the deed of record in Book 8796, Page shall control. LOTS EIGHT (8), NINE (9) AND TEN (10) SUBSTITUTE TRUSTEE’S SALE any unpaid taxes; any restrictive covenants, 685, in the Register’s Office of Hamilton This sale is subject to, without limitation, all OF BLOCK TWENTY-NINE (29), ARLINGTON Sale at public auction will be on June 29, easements, or setback lines that may be ap- County, Tennessee. Rights of others in and matters shown on any applicable recorded plat; HEIGHTS SUBDIVISION, AS SHOWN BY 2017 at 10:00AM local time, at the west door, plicable; any statutory right of redemption of any to the use of Private Community Walkway any unpaid taxes; any restrictive covenants, PLAT OF RECORD IN PLAT BOOK 5, PAGE Hamilton County Courthouse, 625 Georgia governmental agency, state or federal; any prior Easements as set forth in that amendment easements, or setback lines that may be ap- 23, (ERRONEOUSLY REFERRED TO IN QUIT Ave., Chattanooga, Tennessee pursuant to liens or encumbrances including those created to Declaration of Covenants, Conditions and plicable; any statutory right of redemption of any CLAIM DEED RECORDED IN BOOK 5347, Deed of Trust executed by Beverly A. Pulleyn by a fixture filing or any applicable homeowners’ Restrictions for Seven Lakes Subdivision governmental agency, state or federal; any prior PAGE 654, AS PLAT BOOK 29, PAGE 23) A/K/A Beverly Pulleyn and Husband, Richard association dues or assessments; all claims or of record in Book 9232, Page 539, in the liens or encumbrances including those created IN THE REGISTER’S OFFICE OF HAMILTON Pulleyn, to Edward L. Burris, Trustee, as trustee other matters, whether of record or not, which Register’s Office of Hamilton County, Ten- by a fixture filing or any applicable homeowners’ COUNTY, TENNESSE. for Cornerstone Community Bank on January may encumber the purchaser’s title and any nessee. Rights of others in and to the use association dues or assessments; all claims or BEING THE SAME PROPERTY CONVEYED TO 26, 2007 at Book GI 8223, Page 456, Instru- matter that an accurate survey of the premises of party walls. Conditions and easements other matters, whether of record or not, which W.C. HUNTER AND SPOUSE, PEGGY HUNTER ment No. 2007012900303; re-recorded at might disclose. contained in document of record in Book may encumber the purchaser’s title and any BY QUIT CLAIM DEED FROM WILLIAM Book GI 8243, page 683 The following parties may claim an interest 2116, Page 186, in the Register’s Office matter that an accurate survey of the premises HUGHES DATED FEBRUARY 14, 2000 AND Order of Judgment GI 11010/337 in the above-referenced property to be affected of Hamilton County, Tennessee. All notes, might disclose. RECORDED IN BOOK 5531, PAGE 811, IN 3/29/2017 by the foreclosure: any judgment creditor or stipulations, restrictions, easements, condi- The following parties may claim an interest THE REGISTER’S OFFICE FOR HAMILTON Order of Judgment GI 11019/570 lien holder with an interest subordinate to the tions, and regulations as shown, described in the above-referenced property to be affected COUNTY, TENNESSEE. 4/7/2017; and rerecorded on February 16, said Deed of Trust or any party claiming by, or noted on recorded plat. by the foreclosure: any judgment creditor or Street Address: 2004 Dodson Ave, 2007 in Roll GI 8243, Page 683; conducted through, or under any of the foregoing. Such ALSO KNOWN AS: 8851 Wilson Creek Drive, lien holder with an interest subordinate to the Chattanooga, Tennessee 37406 by Shapiro & Ingle, LLP, having been appointed parties known to the Substitute Trustee may Ooltewah, TN 37363 said Deed of Trust or any party claiming by, Parcel Number: 136L D 004 Substitute or Successor Trustee, all of record include: All parties claiming by, through, or This sale is subject to all matters shown through, or under any of the foregoing. Such Current Owner(s) of Property: Carolyn Hughes in the Hamilton County Register’s Office. De- under Beverly Pulleyn, Deceased. on any applicable recorded plat; any unpaid parties known to the Substitute Trustee may and James Houston fault has occurred in the performance of the Terms of Sale will be public auction, for taxes; any restrictive covenants, easements, include: None. The street address of the above described covenants, terms, and conditions of said Deed cash, free and clear of rights of homestead, or setback lines that may be applicable; any Terms of Sale will be public auction, for property is believed to be 2004 Dodson Ave, of Trust and the entire indebtedness has been redemption and dower to the extent disclaimed statutory rights of redemption of any govern- cash, free and clear of rights of homestead, re- Chattanooga, Tennessee 37406, but such declared due and payable. or inapplicable, and the rights of Beverly A. mental agency, state or federal; any prior liens demption and dower to the extent disclaimed or address is not part of the legal description of Party Entitled to Enforce the Debt: Federal Pulleyn A/K/A Beverly Pulleyn and Husband, or encumbrances as well as any priority created inapplicable, and the rights of Brandy C. Carter, the property sold herein and in the event of National Mortgage Association (“Fannie Mae”), Richard Pulleyn, and those claiming through by a fixture filing; and to any matter that an ac- and those claiming through him/her/it/them. any discrepancy, the legal description herein a corporation organized and existing under him/her/it/them. curate survey of the premises might disclose. Any right of equity of redemption, statutory shall control. the laws of the United States of America, its Any right of equity of redemption, statutory In addition, the following parties may claim and otherwise, and homestead are waived in This sale is subject to, without limitation, all successors and assigns. and otherwise, and homestead are waived in an interest in the above-referenced property: accord with the terms of said Deed of Trust, matters shown on any applicable recorded plat; The following real estate located in Ham- accord with the terms of said Deed of Trust, ANGELA T. COBBLE and the title is believed to be good, but the any unpaid taxes; any restrictive covenants, ilton County, Tennessee, will be sold to the and the title is believed to be good, but the TENNESSEE HOUSING DEVELOPMENT AGENCY undersigned will sell and convey only as Sub- easements, or setback lines that may be ap- highest call bidder: undersigned will sell and convey only as Sub- (THDA) stitute Trustee. plicable; any statutory right of redemption of any Described property located at Hamilton stitute Trustee. The sale held pursuant to this Notice may The right is reserved to adjourn the day governmental agency, state or federal; any prior County, Tennessee, to wit: The right is reserved to adjourn the day be rescinded at the Successor Trustee’s option of the sale to another day, time, and place liens or encumbrances including those created LOCATED IN THE CITY OF CHATTANOOGA, of the sale to another day, time, and place at any time. The right is reserved to adjourn certain without further publication, upon an- by a fixture filing or any applicable homeowners’ HAMILTON COUNTY, TENNESSEE: certain without further publication, upon an- the day of the sale to another day, time, and nouncement at the time and place for the sale association dues or assessments; all claims or BEGINNING at the most Southern corner of nouncement at the time and place for the sale place certain without further publication, upon set forth above. If you purchase a property other matters, whether of record or not, which the property conveyed to Ralph E. Mathews, set forth above. If you purchase a property announcement at the time and place for the at the foreclosure sale, the entire purchase may encumber the purchaser’s title and any Jr. Trustee, by Deed of record in Book at the foreclosure sale, the entire purchase sale set forth above. W&A No. 313041 price is due and payable at the conclusion matter that an accurate survey of the premises 2007, Page 118, in the Register’s Office of price is due and payable at the conclusion DATED May 24, 2017 of the auction in the form of a certified/ might disclose. Hamilton County, Tennessee; thence South of the auction in the form of a certified/ WILSON & ASSOCIATES, P.L.L.C., bank check made payable to or endorsed The following parties may claim an interest 36 Degrees 44 Minutes East, 86 feet along bank check made payable to or endorsed Successor Trustee to Shapiro & Ingle, LLP. No personal checks in the above-referenced property to be affected the Northeast line of Oak Hill North, Unit 3, as to Shapiro & Ingle, LLP. No personal checks FOR SALE INFORMATION, VISIT WWW. will be accepted. To this end, you must bring by the foreclosure: any judgment creditor or shown by Plat of record in Plat Book 25, Page will be accepted. To this end, you must bring MYFIR.COM and WWW.REALTYTRAC.COM sufficient funds to outbid the lender and any lien holder with an interest subordinate to the 42, said Register’s Office; thence along the sufficient funds to outbid the lender and any June 2, 9, 16, 2017 Fmr18121 other bidders. Insufficient funds will not be said Deed of Trust or any party claiming by, East line of said Oak Hill North, Unit 3, South other bidders. Insufficient funds will not be accepted. Amounts received in excess of the through, or under any of the foregoing. Such 08 Degrees 06 Minutes West (according to accepted. Amounts received in excess of the SUBSTITUTE TRUSTEE’S SALE winning bid will be refunded to the successful parties known to the Substitute Trustee may said plat of Oak Hill North, Unit 3, said bearing winning bid will be refunded to the successful Sale at public auction will be on June 29, purchaser at the time the foreclosure deed include: Bernstein, Stair & McAdams LLP. is South 08 Degrees 16 Minutes West), 56.3 purchaser at the time the foreclosure deed 2017 at 10:00AM local time, at the west door, is delivered. Terms of Sale will be public auction, for feet, to the most Northwestern corner of Lot is delivered. Hamilton County Courthouse, 625 Georgia This property is being sold with the express cash, free and clear of rights of homestead, 12-A, Winding Hills Subdivision, as shown by This property is being sold with the express Ave., Chattanooga, Tennessee pursuant to reservation that the sale is subject to confirma- redemption and dower to the extent disclaimed plat of record in Plat Book 21, Page 80, said reservation that the sale is subject to confirma- Deed of Trust executed by Brandy C. Carter, tion by the lender or trustee. This sale may be or inapplicable, and the rights of William Hughes Register’s Office; thence North 53 Degrees tion by the lender or trustee. This sale may be to US Title, Trustee, as trustee for Mortgage rescinded only by the Substitute Trustee at any and Carolyn Hughes, and those claiming 06 Minutes East (according to said plat of rescinded only by the Substitute Trustee at any Electronic Registration Systems, Inc. as nomi- time. If the Substitute Trustee rescinds the through him/her/it/them. Winding Hills Subdivision, said bearing is time. If the Substitute Trustee rescinds the nee for Dover Mortgage Company on August 5, sale, the purchaser shall only be entitled to a Any right of equity of redemption, statutory North 53 Degrees 44 Minutes) along the sale, the purchaser shall only be entitled to a 2009 at Book GI 9024, Page 486, Instrument return of any money paid towards the purchase and otherwise, and homestead are waived in Northwest line of Lots 12-A and bearing is return of any money paid towards the purchase No. 09008761; conducted by Shapiro & Ingle, price and shall have no other recourse. Once accord with the terms of said Deed of Trust, North 53 Degrees 44 Minutes East) along price and shall have no other recourse. Once LLP, having been appointed Substitute or Suc- the purchaser tenders the purchase price, the and the title is believed to be good, but the the Northwest line of Lots 12-A and 12, the purchaser tenders the purchase price, the cessor Trustee, all of record in the Hamilton Substitute Trustee may deem the sale final in undersigned will sell and convey only as Sub- Winding Hills Subdivision, 154.4 feet, to the Substitute Trustee may deem the sale final in County Register’s Office. Default has occurred which case the purchaser shall have no remedy. stitute Trustee. most Southern corner of Lot 11-A, Winding which case the purchaser shall have no remedy. in the performance of the covenants, terms, The real property will be sold AS IS, WHERE The right is reserved to adjourn the day Hills Subdivision; thence North 36 Degrees The real property will be sold AS IS, WHERE and conditions of said Deed of Trust and the IS, with no warranties or representations of of the sale to another day, time, and place 54 Minutes West (according to said plat of IS, with no warranties or representations of entire indebtedness has been declared due any kind, express or implied, including without certain without further publication, upon an- Winding Hills Subdivision said bearing is any kind, express or implied, including without and payable. limitation, warranties regarding condition of the nouncement at the time and place for the sale North 36 Degrees 16 Minutes West), 135 limitation, warranties regarding condition of the Party Entitled to Enforce the Debt: Wells property or marketability of title. set forth above. If you purchase a property feet, to the Southeastern line of said tract property or marketability of title. Fargo Bank, NA, its successors and assigns. This office may be a debt collector. This may at the foreclosure sale, the entire purchase conveyed to Ralph E. Mathews, Jr.; thence This office may be a debt collector. This The following real estate located in Ham- be an attempt to collect a debt and any informa- price is due and payable at the conclusion South 46 Degrees 01 Minute West (according may be an attempt to collect a debt and any ilton County, Tennessee, will be sold to the tion obtained may be used for that purpose. of the auction in the form of a certified/ to said Mathews’ Deed in Book 2007, Page information obtained may be used for that highest call bidder: Shapiro & Ingle, LLP bank check made payable to or endorsed 118, said Register’s Office, this bearing is purpose. Described property located at Hamilton Substitute Trustee to Shapiro & Ingle, LLP. No personal checks North 53 Degrees 06 Minutes East), 110.83 Shapiro & Ingle, LLP County, Tennessee, to wit: 10130 Perimeter Parkway, Suite 400 will be accepted. To this end, you must bring feet to the point of Beginning. Substitute Trustee LEGAL DESCRIPTION FOR PROPERTY Charlotte, NC 28216 sufficient funds to outbid the lender and any FOR PRIOR TITLE see Deed recorded in 10130 Perimeter Parkway, Suite 400 COMMONLY KNOWN AS: 5219 Rotary Drive Phone: (704) 333-8107 other bidders. Insufficient funds will not be Book 4848, Page 594, Register’s Office of Charlotte, NC 28216 Chattanooga TN 37416: Fax: (704) 333-8156 accepted. Amounts received in excess of the Hamilton County, Tennessee. Phone: (704) 333-8107 BEING ALL OF LOT NUMBER FIFTY-TWO www.auction.com winning bid will be refunded to the successful THIS CONVEYANCE MADE SUBJECT TO THE Fax: (704) 333-8156 (52) OF LOGAN HEIGHTS SUBDIVISION, AS File No. 12-040785 purchaser at the time the foreclosure deed FOLLOWING: www.auction.com SHOWN BY PLAT OF RECORD IN PLAT BOOK June 2, 9, 16, 2017 Fmr18123 is delivered. Subject to Anchor Easement as shown on File No. 16-105817 13, PAGE 74 OF THE REGISTER’S OFFICE This property is being sold with the express survey of Chattanooga Surveying Company, June 2, 9, 16, 2017 Fmr18125 OF HAMILTON COUNTY, TENNESSEE, THE SUBSTITUTE TRUSTEE’S SALE reservation that the sale is subject to confirma- dated March 5, 1987. LEGAL DESCRIPTION CONTAINED HEREIN Sale at public auction will be on June 29, tion by the lender or trustee. This sale may be Subject to 15 foot Drainage Easement as SUBSTITUTE TRUSTEE’S SALE IS THE SAME AS THE DEED PRIOR TO TITLE. 2017 at 11:00 am local time, at the west door, rescinded only by the Substitute Trustee at any shown on survey of Chattanooga Surveying Sale at public auction will be on June 29, THE ABOVE DESCRIPTION IS THE SAME AS Hamilton County Courthouse, 625 Georgia time. If the Substitute Trustee rescinds the Company, dated March 5, 1987. 2017 at 10:00AM local time, at the west door, FOUND IN PRIOR DEED OF RECORD AS A Ave., Chattanooga, Tennessee pursuant to sale, the purchaser shall only be entitled to a Subjectto Easement for installation of Hamilton County Courthouse, 625 Georgia BOUNDARY LINE SURVEY WAS NOT DONE Deed of Trust executed by William Hughes return of any money paid towards the purchase Utilities and Roadway for purposes of Ave., Chattanooga, Tennessee pursuant to AT THE TIME OF THIS CONVEYANCE. and Carolyn Hughes, to Transcontinental Title, price and shall have no other recourse. Once ingress and egress as set out in instrument Deed of Trust executed by Christopher Edwards BEING THE SAME PROPERTY CONVEYED TO Trustee, as trustee for EquiFirst Mortgage the purchaser tenders the purchase price, the recorded in Book 2046, Page 241, said and Kami T. Edwards, to Robert Wilson, Trustee, BRANDY C. CARTER FROM GENE ROBERTSON Corporation on June 2, 2000 at Book GI 5614, Substitute Trustee may deem the sale final in Register’s Office. as trustee for United Wholesale Mortgage on BY WARRANTY DEED DATED 08/06/08 AND Page 643, Instrument No. 2000061200179; which case the purchaser shall have no remedy. Subject to all notes, stipulations, restrictions, October 9, 2009 at Book GI9038, Page 804, RECORDED 08/08/08 IN BOOK 8735, conducted by Shapiro & Ingle, LLP, having been The real property will be sold AS IS, WHERE easements, conditions, and regulations as Continued on page 22 PAGE 158 IN THE REGISTER’S OFFICE FOR appointed Substitute or Successor Trustee, all IS, with no warranties or representations of set out on recorded plat. Page 22 Public Notices June 9 - 15, 2017 www.HamiltonCountyHerald.com Foreclosure Notices Street Address: 2306 Ashford Dr, at the foreclosure sale, the entire purchase for Hamilton County, Tennessee, executed by Book 1021, Page 509, and depicted on Continued from page 21 Chattanooga, Tennessee 37412 price is due and payable at the conclusion Daniel A Urffer, II, conveying certain property plat of record in Plat Book 62, Page 288, Parcel Number: 149G B 010.05 of the auction in the form of a certifi ed/ therein described to Charles E. Tonkin, II as in the Register’s Offi ce of Hamilton County, Instrument No. 2009101900100; conducted Current Owner(s) of Property: Christopher bank check made payable to or endorsed Trustee for Mortgage Electronic Registration Tennessee. Subject to: All notes set out on by Shapiro & Ingle, LLP, having been appointed Edwards and wife, Kami T. Edwards to Shapiro & Ingle, LLP. No personal checks Systems, Inc., as nominee Mortgage Investors recorded plat. Substitute or Successor Trustee, all of record The street address of the above described will be accepted. To this end, you must bring Group, its successors and assigns; and the ALSO KNOWN AS: 7525 Mcdaniel Lane, in the Hamilton County Register’s Offi ce. De- property is believed to be 2306 Ashford Dr, suffi cient funds to outbid the lender and any undersigned, Wilson & Associates, P.L.L.C., Ooltewah, TN 37363 fault has occurred in the performance of the Chattanooga, Tennessee 37412, but such other bidders. Insuffi cient funds will not be having been appointed Successor Trustee by This sale is subject to all matters shown covenants, terms, and conditions of said Deed address is not part of the legal description of accepted. Amounts received in excess of the JPMorgan Chase Bank, National Association. on any applicable recorded plat; any unpaid of Trust and the entire indebtedness has been the property sold herein and in the event of winning bid will be refunded to the successful NOW, THEREFORE, notice is hereby given taxes; any restrictive covenants, easements, declared due and payable. any discrepancy, the legal description herein purchaser at the time the foreclosure deed that the entire indebtedness has been declared or setback lines that may be applicable; any Party Entitled to Enforce the Debt: Nation- shall control. is delivered. due and payable; and that an agent of Wilson statutory rights of redemption of any govern- star Mortgage LLC, its successors and assigns. This sale is subject to, without limitation, all This property is being sold with the express & Associates, P.L.L.C., as Successor Trustee, mental agency, state or federal; any prior liens The following real estate located in Ham- matters shown on any applicable recorded plat; reservation that the sale is subject to confi rma- by virtue of the power, duty, and authority or encumbrances as well as any priority created ilton County, Tennessee, will be sold to the any unpaid taxes; any restrictive covenants, tion by the lender or trustee. This sale may be vested in and imposed upon said Successor by a fi xture fi ling; and to any matter that an ac- highest call bidder: easements, or setback lines that may be ap- rescinded only by the Substitute Trustee at any Trustee, by JPMorgan Chase Bank, National curate survey of the premises might disclose. Described property located at Hamilton plicable; any statutory right of redemption of any time. If the Substitute Trustee rescinds the Association, will, on June 29, 2017 on or In addition, the following parties may claim County, Tennessee, to wit: governmental agency, state or federal; any prior sale, the purchaser shall only be entitled to a about 10:00 AM, at the Hamilton County an interest in the above-referenced property: Lot 1, Ashwood Subdivision, Phase 1, liens or encumbrances including those created return of any money paid towards the purchase Courthouse, Chattanooga, Tennessee, offer DANIEL A URFFER, II of record in Plat Book 39, Page 340, in by a fi xture fi ling or any applicable homeowners’ price and shall have no other recourse. Once for sale certain property hereinafter described The sale held pursuant to this Notice may te Register’s Offi ce of Hamilton County, association dues or assessments; all claims or the purchaser tenders the purchase price, the to the highest bidder FOR certifi ed funds paid be rescinded at the Successor Trustee’s option Tennessee. other matters, whether of record or not, which Substitute Trustee may deem the sale fi nal in at the conclusion of the sale, or credit bid from at any time. The right is reserved to adjourn Being the same property conveyed to may encumber the purchaser’s title and any which case the purchaser shall have no remedy. a bank or other lending entity pre-approved by the day of the sale to another day, time, and Christopher Edwards and wife Kami T. matter that an accurate survey of the premises The real property will be sold AS IS, WHERE the successor trustee. The sale is free from all place certain without further publication, upon Edwards, from Doris E. Townson, unmarried, might disclose. IS, with no warranties or representations of exemptions, which are expressly waived in the announcement at the time and place for the dated 04-16-04, recorded in Book 7099, The following parties may claim an interest any kind, express or implied, including without Deed of Trust, said property being real estate sale set forth above. W&A No. 322309 Page 485, in the Register’s Offi ce of Hamilton in the above-referenced property to be affected limitation, warranties regarding condition of the situated in Hamilton County, Tennessee, and DATED May 25, 2017 County, Tennessee. by the foreclosure: any judgment creditor or property or marketability of title. being more particularly described as follows: WILSON & ASSOCIATES, P.L.L.C., Subject to setback lines and easements of lien holder with an interest subordinate to the This offi ce may be a debt collector. This Lot Four (4), of the revised plat for Corson Successor Trustee record in Plat BOok 39, Page 340, aforesaid said Deed of Trust or any party claiming by, may be an attempt to collect a debt and any and Vincent Subdivision of Lots 2 and 4, FOR SALE INFORMATION, VISIT WWW. records. through, or under any of the foregoing. Such information obtained may be used for that as recorded in Plat Book 62, Page 288, in MYFIR.COM and WWW.REALTYTRAC.COM Subject to Restrictions as set out in parties known to the Substitute Trustee may purpose. the Register’s Offi ce of Hamilton County, June 2, 9, 16, 2017 Fmr18128 instrument recorded in Book 3144, Page include: First Volunteer Bank. Shapiro & Ingle, LLP Tennessee. TOGETHER WITH the matters 5, and in book 3145, Page 833, and in Terms of Sale will be public auction, for Substitute Trustee of record which benefi t the above described SUBSTITUTE TRUSTEE’S SALE Book 3216, Page 328, in the Register’s cash, free and clear of rights of homestead, 10130 Perimeter Parkway, Suite 400 land. For prior title and last instrument Default having been made in the payment of Offi ce of Hamilton County, Tennessee, but redemption and dower to the extent disclaimed Charlotte, NC 28216 of record affecting the above described the debts and obligations secured to be paid by omitting any covenant or restriction based or inapplicable, and the rights of Christopher Phone: (704) 333-8107 property, see warranty deed from Julia a certain Deed of Trust executed January 21, on race, color, religion, sex, handicap, Edwards and Kami T. Edwards, and those Fax: (704) 333-8156 Jones Defoor n/k/a Julia Waters and Vickie 2015 by Lindsay M. Ochal and Brandon Card familial status or national origin unless and claiming through him/her/it/them. www.auction.com Jones Corson to Tommy D. Wright and wife, wife and husband to Title Guaranty & Trust, only to the extent that said covenant (a) is Any right of equity of redemption, statutory File No. 17-109716 Annette Wright dated and fi led for record as Trustee, as same appears of record in the exempt under Chapter 42, Section 3607, and otherwise, and homestead are waived in June 2, 9, 16, 2017 Fmr18126 December 13, 2004 in Book 7368, Page offi ce of the Register of HAMILTON County, Ten- of the United States Code or (b) related to accord with the terms of said Deed of Trust, 929, in the Register’s Offi ce of Hamilton nessee, in Book GI 10387, Page 501, and the handicap but does not discriminate against and the title is believed to be good, but the NOTICE OF TRUSTEE’S SALE County. Tennessee. Subject to: Any govern- undersigned having been appointed Substitute handicapped persons. undersigned will sell and convey only as Sub- WHEREAS, default has occurred in the mental zoning and subdivision ordinances Trustee by instrument recorded in Book GI Subject to all notes, stipulations, restrictions, stitute Trustee. performance of the covenants, terms, and and regulations in effect thereon. Subject 10974, Page 883, in the said Register’s Offi ce, easements, conditions, and regulations as The right is reserved to adjourn the day conditions of a Deed of Trust Note dated to: The matters of record which benefi t and the owner of the debt secured, Freedom set out on recorded plat. of the sale to another day, time, and place September 11, 2013, and the Deed of Trust the above described land. Subject to: An Mortgage Corporation, having requested the Subject to any Governmental Zoning and certain without further publication, upon an- of even date securing the same, recorded easement being 50 feet in width for the undersigned to advertise and sell the property Subdivision Ordinances or Regulations in nouncement at the time and place for the sale September 12, 2013, in Book No. GI 10057, benefi t of East Tennessee Natural Gas as described in and conveyed by said Deed of effect thereon. set forth above. If you purchase a property at Page 528, in Offi ce of the Register of Deeds described by instrument of record in Deed Trust, all of said indebtedness having matured June 9 - 15, 2017 Public Notices Page 23 www.HamiltonCountyHerald.com

by default in the payment of a part thereof, at said property for unpaid property taxes; any redemption not otherwise waived in the Deed Page 27, of the Register’s Office of Hamilton THIS IS AN ATTEMPT TO COLLECT A DEBT AND the option of the owner, this is to give notice restrictive covenants, easements or set-back of Trust, including rights of redemption of any County, Tennessee, according to Plat, said ANY INFORMATION OBTAINED WILL BE USED that the undersigned will, on Thursday, July lines that may be applicable; any prior liens or governmental agency, state or federal, which lot fronts fifty (50) feet on the south side FOR THAT PURPOSE. 27, 2017 commencing at 12:00 PM, at the encumbrances as well as any priority created might not have been waived by such govern- of Sawyer Street and extends back South- If applicable, the notice requirements of T.C.A. Front steps of the West Side Entrance of the by a fixture filing; a deed of trust; and any mat- mental agency; all notes, stipulations, restric- wardly between parallel lines a distance 35-5-101 have been met. Hamilton County Courthouse, 615 Walnut ter than an accurate survey of the premises tions, easements, conditions and regulations of One Hundred Thirty-Seven (137) feet. All right of equity of redemption, statutory Street, Chattanooga, TN, HAMILTON County, might disclose; and as set out on recorded plat; any governmental ALSO KNOWN AS: 102 Sawyer Street, and otherwise, and homestead are expressly Tennessee proceed to sell at public outcry All right and equity of redemption, statutory zoning and subdivision ordinances or regula- Chattanooga, TN 37405 waived in said Deed of Trust, but the under- to the highest and best bidder for cash, the or otherwise, homestead, and dower are tions in effect thereon; the accuracy of the This sale is subject to all matters shown signed will sell and convey only as Substitute following described property, towit: expressly waived in said Deed of Trust, Index Book of the said Register’s Office; and on any applicable recorded plat; any unpaid Trustee. Situated in County of HAMILTON, State of and the title is believed to be good, but the any other matters which an accurate survey taxes; any restrictive covenants, easements, If the U.S. Department of Treasury/IRS, the Tennessee. undersigned will sell and convey only as of the Property might disclose; all other mat- or setback lines that may be applicable; any State of Tennessee Department of Revenue, In the First Civil District of Hamilton County, Substitute Trustee. The right is reserved ters which are prior in right to the lien of the statutory rights of redemption of any govern- or the State of Tennessee Department of Tennessee: to adjourn the day of the sale to another Deed of Trust and all matters shown on any mental agency, state or federal; any prior liens Labor or Workforce Development are listed The North Fifty (50) feet of the East One day, time, and place certain without further applicable plat. The Deed of Trust recites title or encumbrances as well as any priority created as Interested Parties in the advertisement, Hundred Seventy (170) feet of Lot Nine (9), publication, upon announcement at the time to the property as unencumbered except as by a fixture filing; and to any matter that an ac- then the Notice of this foreclosure is being Fryars Subdivision of the Frank Steele Home and place for the sale set forth above. provided above, but Substitute Trustee will curate survey of the premises might disclose. given to them and the Sale will be subject to Place, as shown by plat of record in Plat This office is attempting to collect a debt. make no covenant of seisin or warranty of In addition, the following parties may claim the applicable governmental entities’ right to Book 8, Page 12, in the Register’s Office of Any information obtained will be used for title, express or implied. Further, the transfer an interest in the above- referenced property: redeem the property as required by 26 U.S.C. Hamilton County, Tennessee. Said part of lot that purpose. shall be “As Is” and without warranty of any QT TRIPLETT 7425 and T.C.A. §67-1-1433. makes one lot fronting fifty (50) feet on the Brock & Scott, PLLC, Substitute Trustee kind, express or implied, as to the condition of GLORIA L TRIPLETT This property is being sold with the express West side of Chattanooga-Cleveland Pike, c/o Tennessee Foreclosure Department such property and the improvements located CITY FINANCE COMPANY reservation that the sale is subject to confir- now known as Tunnel Boulevard, and running 4360 Chamblee Dunwoody Road, Ste thereon, including merchantability or fitness The sale held pursuant to this Notice may mation by the lender or trustee. If the sale is back Westwardly, between parallel lines. This 310 for particular purpose. be rescinded at the Successor Trustee’s option set aside for any reason, the Purchaser at conveyance made subject to the following: Atlanta, GA 30341 The Substitute Trustee, in order to ac- at any time. The right is reserved to adjourn the sale shall be entitled only to a return of Any governmental zoning and subdivision PH: 404-789-2661 FX: 404-294-0919 complish the most advantageous sale and the day of the sale to another day, time, and the purchase price. The Purchaser shall have ordinances if effect thereon. Conditions and File No.: 16-09811 FC02 consequent discharge of his obligation under place certain without further publication, upon no further recourse against the Mortgagor, easements contained in document of record June 2, 9, 16, 2017 Fmr18132 the Deed of Trust, reserves the right to do any announcement at the time and place for the the Mortgagee or the Mortgagee’s attorney. in Book 2116, Page 186, in the Register’s Of- or all of the following, without further publica- sale set forth above. W&A No. 319751 MWZM File No. 17-000901-670 fice of Hamilton County, Tennessee. All notes, NOTICE OF FORECLOSURE SALE tion and upon announcement at the time and DATED May 31, 2017 MACKIE WOLF ZIENTZ & MANN, P. C., Substi- stipulations, restrictions, easements, condi- 1. WHEREAS, default having been place for the sale set forth herein: WILSON & ASSOCIATES, P.L.L.C., tute Trustee(s) tions, and regulations as shown, described made in payment of the debts and obligation 1. The right is reserved to adjourn the Successor Trustee Premier Building, Suite 404 or noted on recorded plat. secured to be paid by that certain Deed of day of sale to another date and time without FOR SALE INFORMATION, VISIT WWW.MYFIR. 5217 Maryland Way Tax Parcel ID: 147P-D-006 Trust dated June 27, 2006, of record in Book further publication upon announcement at the COM and WWW.REALTYTRAC.COM Brentwood, Tennessee 37027 Property Address: 37 Tunnel Boulevard, Chat- 8003, Page 80 in the Register’s Office of time set above; June 9, 16, 23, 2017 Fmr18136 PHONE: (615) 238-3630 tanooga, TN. Hamilton County, Tennessee (the “Deed of 2. The right is reserved to take or EMAIL: [email protected] All right and equity of redemption, home- Trust”), Harry Thompson as Trustee for the accept the next highest or best bid at such SUBSTITUTE TRUSTEE’S SALE June 9, 16, 23, 2017 Fmr18137 stead and dower waived in said Deed of Harlis Trust (“Grantor”), conveyed to Edward L. sale should the last and highest bidder fail or Sale at public auction will be on July 6, 2017 on Trust, and the title is believed to be good, but Burris, Trustee, certain real property, described refuse to comply with the terms of sale for any or about 11:00AM local time, at the Main door SUBSTITUTE TRUSTEE’S SALE the undersigned will sell and convey only as below, (the “Property”) to secure the payment reason. In such event, the Substitute Trustee of the Hamilton County Courthouse, Chatta- Sale at public auction will be on July 6, Substitute Trustee. of a certain obligation described in the Deed shall also reserve the right to reopen and sell nooga, Tennessee, conducted by the Substitute 2017 at 12:00PM local time, at the west door, ARNOLD M. WEISS, Substitute Trustee of Trust including, without limitation, that evi- said Property at his option; Trustee as identified and set forth herein below, Hamilton County Courthouse, 625 Georgia Weiss & Cummins, PLLC denced by a certain Interest Only Home Equity 3. The right is reserved to conduct pursuant to Deed of Trust executed by BETTY Ave., Chattanooga, Tennessee pursuant to 208 Adams Avenue Line of Credit dated June 27, 2006, executed the sale by or through his agents or attorneys PALMER, to PRIORITY TRUSTEE SERVICES OF Deed of Trust executed by Mark S. Hendrix Memphis, Tennessee 38l03 by Harry Thompson and Phyllis J. Thompson acting in his place or stead, including the use TENNESSEE, L.L.C, Trustee, on September 20, and Teela F. Moore, to Charles E. Tonkin, II, 90l5268296 (“Co-debtors”), payable to Cornerstone Com- of an auctioneer; and 2005, at Record Book GI 7690, Page 741 as Trustee, as trustee for Mortgage Electronic File # 7240-128634-FC munity Bank; and; This office may be a debt collector. This may be Instrument No. 2005092700123 in the real Registration Systems, Inc. as nominee for June 2, 9, 16, 2017 Fmr18129 2. WHEREAS, Grantors executed a an attempt to collect a debt and any informa- property records of Hamilton County Register’s Mortgage Investors Group on November 13, Modification of Deed of Trust dated October tion obtained may be used for that purpose. Office, Tennessee. 2012 at Book GI 9805, Page 733; conducted NOTICE OF FORECLOSURE SALE 11, 2006, of record in Book 8111, Page 165 INTERESTED PARTIES: Owner of Debt: DEUTSCHE BANK NATIONAL by Shapiro & Ingle, LLP, having been appointed STATE OF TENNESSEE, HAMILTON COUNTY in the Register’s Office of Hamilton County, Frantz, McConnell & Seymour, LLP TRUST COMPANY, AS TRUSTEE FOR SOUND- Substitute or Successor Trustee, all of record WHEREAS, Francois C. Lambert executed Tennessee (“Modified Deed of Trust”) which CO-DEBTOR: VIEW HOME LOAN TRUST 2005-OPT4, ASSET- in the Hamilton County Register’s Office. De- a Deed of Trust to Mortgage Electronic Regis- increased the principal indebtedness from Harry Thompson BACKED CERTIFICATES, SERIES 2005-OPT4 fault has occurred in the performance of the tration Systems, Inc. as nominee for Regions $60,000 in the Deed of Trust to $100,000 in CO-DEBTOR: The following real estate located in Hamilton covenants, terms, and conditions of said Deed Bank d/b/a Regions Mortgage, Lender and the Modified Deed of Trust upon which default Phyllis J. Thompson County, Tennessee, will be sold to the highest of Trust and the entire indebtedness has been Fmls, Inc., Trustee(s), which was dated August has been made in payment of the debts and Dated this 31st day of May, 2017. call bidder subject to all unpaid taxes, prior declared due and payable. 31, 2009 and recorded on September 4, 2009 obligations secured by the Modified Deed of Brian P. Mickles, liens and encumbrances of record: Party Entitled to Enforce the Debt: JPM- in Book GI 9013, Page 42, Hamilton County, Trust; and Substitute Trustee A CERTAIN TRACT OR PARCEL OF LAND IN organ Chase Bank, National Association, its Tennessee Register of Deeds. 3. WHEREAS, on or about February 701 Market Street, Suite 1610 HAMILTON COUNTY, STATE OF TENNESSEE, successors and assigns. WHEREAS, default having been made in 26, 2016, SmartBank merged with Corner- Chattanooga, TN 37402 DESCRIBED AS FOLLOWS, TO-WIT: The following real estate located in Ham- the payment of the debt(s) and obligation(s) stone Community Bank and stepped into the (423) 266-1237 IN THE CITY OF CHATTANOOGA, HAMILTON ilton County, Tennessee, will be sold to the thereby secured by the said Deed of Trust shoes of Cornerstone Community Bank with June 2, 9, 16, 2017 Fmr18134 COUNTY, TENNESSEE: highest call bidder: and the current holder of said Deed of Trust, respect to all claims at issue in this action; THE WEST THIRTY-THREE AND ONE- THIRD Described property located at Hamilton Regions Bank DBA Regions Mortgage, (the and NOTICE OF TRUSTEE’S SALE (33-1/3) FEET OF LOT ONE HUNDRED County, Tennessee, to wit: “Holder”), appointed the undersigned, Brock 4. WHEREAS, Brian P. Mickles has WHEREAS, default has occurred in the TWENTY (120), MONTAGUE`S PARK PLACE, LOCATED IN THE SECOND CIVIL DISTRICT OF & Scott, PLLC, as Substitute Trustee, by an been appointed as Substitute Trustee pursu- performance of the covenants, terms, and AS SHOWN BY PLAT OF RECORD IN PLAT HAMILTON COUNTY, TENNESSEE: instrument duly recorded in the Office of the ant to that certain Appointment of Substitute conditions of a Deed of Trust Note dated BOOK 1, PAGE 2, IN THE REGISTER`S OF- Lot Six Hundred Fourteen (614), Hamilton Register of Deeds of Hamilton County, Tennes- Trustee recorded in Book 11060 and Page 266 February 8, 2005, and the Deed of Trust of FICE OF HAMILTON COUNTY, TENNESSEE. On Hunter Subdivision, Phase 11, as shown see, with all the rights, powers and privileges in the Register’s Office of Hamilton County, even date securing the same, recorded Febru- ACCORDING TO SAID PLAT SAID PART OF by plat of record recorded in Plat Book 67, of the original Trustee named in said Deed Tennessee, with all the rights, powers and ary 15, 2005, in Book No. GI 7429, at Page LOT FRONTS THRITY-THREE AND ONE - Page 86, in the Register’s Office of Hamilton of Trust; and privileges of the original trustee named in said 152, in Office of the Register of Deeds for THIRD (33-1/3) FEET ON THE NORTH LINE County, Tennessee. NOW, THEREFORE, notice is hereby given Deed of Trust; and Hamilton County, Tennessee, executed by Qt OF EAST ELEVENTH STRET AND EXTENDS Being the same property conveyed to Jeffrey that the entire indebtedness has been declared 5. NOW, THEREFORE, notice is hereby Triplett and Gloria L Triplett, conveying certain BACK NORTHWARDLY, AT RIGHT ANGLES, A. Brown and wife, Shannon M. Brown by due and payable as provided in said Deed of given that the entire indebtedness has been property therein described to Frontier Title & ONE HUNDRED FIFTY (150) FEET, MORE OR Warranty Deed from H. Curtis Blair, dated Trust by the Holder, and that as agent for the declared due and payable and that Brian P. Escrow, Inc. as Trustee for Mortgage Electronic LESS TO AN ALLEY. October 9, 2009 and filed of record October undersigned, Brock & Scott, PLLC, Substitute Mickles, Trustee, and any substitute trustee Registration Systems, Inc., as a nominee for BEING THE SAME PROPERTY CONVEYED 13, 2009 in Deed Book 9035, Page 959, Trustee, by virtue of the power and authority who may succeed him, pursuant to the power, Aegis Lending Corporation, its successors TO BETTY PALMER BY WARRANTY DEED in the Register’s Office of Hamilton County, vested in it, will on June 29, 2017, at 10:00AM duty and authority vested in and imposed upon and assigns; and the undersigned, Wilson & FROM TAHA AND SP INVESTMENTS, LLC, Tennessee. at the usual and customary location at the him in the Deed of Trust will on June 28, 2017, Associates, P.L.L.C., having been appointed BOOK 7690, PAGE 739, DATED SEPTEMBER SUBJECT TO Any governmental zoning and/ Hamilton County Courthouse, Chattanooga, at 10:00 o’clock a.m., at the West door of the Successor Trustee by U.S. Bank National As- 20,2005, RECORDED SEPTEMBER 27, 2005, or subdivision ordinance or regulation in Tennessee, proceed to sell at public outcry to Hamilton County Courthouse in Chattanooga, sociation, as Trustee for the registered holders IN THE REGISTER`S OFFICE OF HAMILTON effect thereon. the highest and best bidder for cash, the fol- Tennessee, offer for sale to the highest and of AEGIS Asset Backed Securities Trust 2005-2, COUNTY, TENNESSEE. SUBJECT TO Restrictions of record in Book lowing described property situated in Hamilton best bidder for cash, certain real property Mortgage Backed Notes. Tax ID: 1461 C 015 6121, Page 674, in the Register’s Office of County, Tennessee, to wit: situated in the City of Chattanooga, Hamilton NOW, THEREFORE, notice is hereby given Current Owner(s) of Property: BETTY PALMER Hamilton County, Tennessee, but omitting All that certain parcel of land situate in the City County, Tennessee, described as follows: that the entire indebtedness has been declared The street address of the above described any covenant or restriction based on race, of Chattanooga, County of Hamilton, State of LOCATED IN, HAMILTON COUNTY, STATE OF due and payable; and that an agent of Wilson property is believed to be 1017 E 11TH ST, color, religion, sex, handicap, familial status Tennessee, being known and designated as TENNESSEE: & Associates, P.L.L.C., as Successor Trustee, CHATTANOOGA, TN 37403-3206, but such or national origin unless and only to the Lot 5, Corrective Plat Meadow Acres Estates, In the City Of Chattanooga, Hamilton County, by virtue of the power, duty, and authority address is not part of the legal description of extent that said covenant (a) is exempt under Lots 1 - 6, as shown by the Plat recorded in Tennessee: Lot Twenty (20), Unit Two (2), vested in and imposed upon said Successor the property sold herein and in the event of any Chapter 42, Section 3607 of the United Plat Book 48, Page 201, being a Correction Windbrook Subdivision, as shown on plat Trustee, by U.S. Bank National Association, discrepancy, the legal description referenced States Code or (b) relates to handicap but of Plat recorded in Plat Book 47, Page 309, of record in Plat Book 70, Page 61, in the as Trustee for the registered holders of AEGIS herein shall control. does not discriminate against handicapped in the Register’s Office of Hamilton County, Register’s Office of Hamilton County, Ten- Asset Backed Securities Trust 2005-2, Mort- SALE IS SUBJECT TO OCCUPANT(S) RIGHTS persons. Tennessee. The foregoing description was nessee. REFERENCE for prior title is made gage Backed Notes, will, on July 3, 2017 on IN POSSESSION. SUBJECT TO Provisions regarding subdivision taken from said recorded Plat. to deed of record in Book 7591, Page 787, or about 3:00 PM, at the Hamilton County THE RIGHT IS RESERVED TO ADJOURN THE plats of record in instrument recorded in Book Being the same property as conveyed from in the said Register’s Office. Courthouse, Chattanooga, Tennessee, offer DAY OF THE SALE TO ANOTHER DAY, TIME AND 2116, Page 186, in the Register’s Office of Shellie Wallace, Successor Trustee to Fed- 6. The street address of the Prop- for sale certain property hereinafter described PLACE CERTAIN WITHOUT FURTHER PUBLICA- Hamilton County, Tennessee. eral Home Loan Mortgage Corporation, as erty is believed to be 1400 Innisbrook Drive, to the highest bidder FOR certified funds paid TION, UPON ANNOUNCEMENT AT THE TIME AND SUBJECT TO Ten (10) foot Power and described in Book 8917 Page 577, Recorded Hixson, Tennessee 37343. The property at the conclusion of the sale, or credit bid from PLACE FOR THE SALE SET FORTH ABOVE. THE Communication Easement as noted or 05/04/2009 in HAMILTON County Records description shall control in the event of any a bank or other lending entity pre-approved by TERMS OF SALE ARE CASH. ANY TAXES OR stipulated Tax ID: 158LF 11.05 inconsistencies between the description and the successor trustee. The sale is free from all FEES WILL BE THE RESPONSIBILITY OF THE on recorded plat. Parcel ID Number: 158L F 011.05 address or tax identification number. exemptions, which are expressly waived in the PURCHASER. IF THE SALE IS SET ASIDE FOR SUBJECT TO Twenty (20) foot Sewer Address/Description: 1252 Joiner Road, 7. Said sale will be subject to any and Deed of Trust, said property being real estate ANY REASON, THE PURCHASER AT THE SALE Easement as noted or stipulated on Chattanooga, TN 37421. all unpaid ad valorem taxes (plus penalty and situated in Hamilton County, Tennessee, and SHALL BE ENTITLED ONLY TO A RETURN OF THE recorded plat. Current Owner(s): Francois Lambert. interest, if any) that may be a lien upon the Prop- being more particularly described as follows: PURCHASE PRICE. THE PURCHASER SHALL Street Address: 6366 Veronica Dr, Ooltewah, Other Interested Party(ies): N/A erty; any and all liens, defects, encumbrances, Located in the County of Hamilton, State HAVE NO FURTHER RECOURSE AGAINST THE Tennessee 37363 The sale of the property described above adverse claims, and other matters which take of Tennessee: Lot one hundred fifty- eight GRANTOR, THE GRANTEE, OR THE TRUSTEE. Parcel Number: 122B-G-003.00 shall be subject to all matters shown on priority over the Deed of Trust upon which this (158), Spears Subdivision of Hill City, as OTHER INTERESTED PARTIES: HOUSEHOLD Continued on page 24 any recorded plat; any and all liens against foreclosure sale is had; any statutory rights of shown by plat of record in Plat Book 1, FINANCIAL CENTER INC Page 24 Public Notices June 9 - 15, 2017 www.HamiltonCountyHerald.com Foreclosure Notices Successor Trustee by U.S. Bank Trust, N.A., Address/Description: 4919 Shoreline Drive, plicable; any statutory right of redemption of any in Hamilton County, Tennessee, and being more Continued from page 23 as Trustee for LSF9 Master Participation Trust. Chattanooga, TN 37416. governmental agency, state or federal; any prior particularly described as follows: NOW, THEREFORE, notice is hereby given Current Owner(s): James A. Miller and Sybil liens or encumbrances including those created Land in the Second Civil District of Hamilton Current Owner(s) of Property: Mark S. Hendrix that the entire indebtedness has been declared Jamison Miller. by a fixture filing or any applicable homeowners’ County, Tennessee: Being a part of the and Teela F. Moore, husband and wife due and payable; and that an agent of Wilson & Other Interested Party(ies): Razor Capital, association dues or assessments; all claims or Northeast Quarter of Section Thirty-six The street address of the above described Associates, P.L.L.C., as Successor Trustee, by LLC and Southern Community Bank. other matters, whether of record or not, which (36), Township Two (2) South, Range Four property is believed to be 6366 Veronica Dr, virtue of the power, duty, and authority vested The sale of the property described above may encumber the purchaser’s title and any (4), West of the Basis Line, Ocoee District, Ooltewah, Tennessee 37363, but such ad- in and imposed upon said Successor Trustee, shall be subject to all matters shown on matter that an accurate survey of the premises and being more particularly described as dress is not part of the legal description of by U.S. Bank Trust, N.A., as Trustee for LSF9 any recorded plat; any and all liens against might disclose. follows: Beginning at a point in the West- the property sold herein and in the event of Master Participation Trust, will, on July 3, 2017 said property for unpaid property taxes; any The following parties may claim an interest ern line of Donaldson Road, three hundred any discrepancy, the legal description herein on or about 3:00 PM, at the Hamilton County restrictive covenants, easements or set-back in the above-referenced property to be affected ninety-nine and twenty-five hundredths shall control. Courthouse, Chattanooga, Tennessee, offer lines that may be applicable; any prior liens by the foreclosure: any judgment creditor or (399.25) feet Northwardly along said line This sale is subject to, without limitation, all for sale certain property hereinafter described or encumbrances as well as any priority lien holder with an interest subordinate to the from its intersection with the Northern line matters shown on any applicable recorded plat; to the highest bidder FOR certified funds paid created by a fixture filing; a deed of trust; and said Deed of Trust or any party claiming by, of Gleason Drive, being the Northeastern any unpaid taxes; any restrictive covenants, at the conclusion of the sale, or credit bid from any matter than an accurate survey of the through, or under any of the foregoing. Such corner of the property conveyed to Stella easements, or setback lines that may be ap- a bank or other lending entity pre-approved by premises might disclose; and parties known to the Substitute Trustee may L. Peel, et al, by deed recorded in Book plicable; any statutory right of redemption of any the successor trustee. The sale is free from all All right and equity of redemption, statutory include: None. 1307, page 321, in the Register’s Office governmental agency, state or federal; any prior exemptions, which are expressly waived in the or otherwise, homestead, and dower are Terms of Sale will be public auction, for of Hamilton County, Tennessee; thence liens or encumbrances including those created Deed of Trust, said property being real estate expressly waived in said Deed of Trust, cash, free and clear of rights of homestead, North sixty-six (66) degrees forty-five (45) by a fixture filing or any applicable homeowners’ situated in Hamilton County, Tennessee, and and the title is believed to be good, but the redemption and dower to the extent disclaimed minutes West along the Northern line of association dues or assessments; all claims or being more particularly described as follows: undersigned will sell and convey only as or inapplicable, and the rights of Bobby D. the said Peel property, three hundred forty other matters, whether of record or not, which BEGINNING ON A STONE IN THE LINE OF Substitute Trustee. The right is reserved Billingsley and Janie M. Billingsley, and those (340) feet, more or less, to the Western may encumber the purchaser’s title and any TH C.S. RAILROAD RIGHT OF WAY; THENCE to adjourn the day of the sale to another claiming through him/her/it/them. line of said Quarter Section; thence North matter that an accurate survey of the premises 205 FEET SOUTH WITH LINE OF SAID RIGHT day, time, and place certain without further Any right of equity of redemption, statutory twenty-two (22) degrees thirty-five (35) might disclose. OF WAY TO A. HIGDON NORTHEAST COR- publication, upon announcement at the time and otherwise, and homestead are waived in minutes East along said line, one hundred The following parties may claim an interest NER; THENCE WITH HIGDON LINE WEST 284 and place for the sale set forth above. accord with the terms of said Deed of Trust, sixty and twenty-five hundredths (160.25) in the above-referenced property to be affected FEET TO A STONE AT NORTHWEST CORNER This office is attempting to collect a debt. and the title is believed to be good, but the feet to a point; thence South sixty-eight (68) by the foreclosure: any judgment creditor or OF SAID A. HIGDON’S LOT; THENCE NORTH Any information obtained will be used for undersigned will sell and convey only as Sub- degrees forty-five (45) minutes East, one lien holder with an interest subordinate to the WITH LEASE LINE OF DURHAM COAL AND that purpose. stitute Trustee. hundred ninety (190) feet, more or less, said Deed of Trust or any party claiming by, IRON COMPANY AND J.R. VARNER LAND Brock & Scott, PLLC, Substitute Trustee The right is reserved to adjourn the day to the Northwestern corner of the tract through, or under any of the foregoing. Such 184 FEET TO A STONE CORNER; THENCE c/o Tennessee Foreclosure Department of the sale to another day, time, and place conveyed to Frances Elizabeth Quarles by parties known to the Substitute Trustee may EAST A DIRECT LINE TO THE BEGINNING 4360 Chamblee Dunwoody Road, Ste certain without further publication, upon an- deed recorded in Book 1119, page 246, in include: US Department of Housing and Urban AND CONTAINING FOUR-FIFTHS OF AN 310 nouncement at the time and place for the sale said Register’s Office; thence Southwardly Development. ACRE, MORE OR LESS. Atlanta, GA 30341 set forth above. If you purchase a property along the Western line of said Quarles Terms of Sale will be public auction, for ALSO KNOWN AS: 11551 Higdon Street, PH: 404-789-2661 FX: 404-294-0919 at the foreclosure sale, the entire purchase Tract, seventy (70) feet to a point; thence cash, free and clear of rights of homestead, Soddy Daisy, TN 37379 File No.: 17-05626 FC01 price is due and payable at the conclusion Eastwardly along the Southern line of said redemption and dower to the extent disclaimed This sale is subject to all matters shown June 9, 16, 23, 2017 Fmr18141 of the auction in the form of a certified/ Quarles Tract, one hundred fifty (150) feet or inapplicable, and the rights of Mark S. Hendrix on any applicable recorded plat; any unpaid bank check made payable to or endorsed to a point in the Western line of Donaldson and Teela F. Moore, and those claiming through taxes; any restrictive covenants, easements, SUBSTITUTE TRUSTEE’S SALE to Shapiro & Ingle, LLP. No personal checks Road; thence South along said line, ninety him/her/it/them. or setback lines that may be applicable; any Sale at public auction will be on July 13, will be accepted. To this end, you must bring and twenty-five hundredths (90.25) feet, Any right of equity of redemption, statutory statutory rights of redemption of any govern- 2017 at 10:00AM local time, at the west door, sufficient funds to outbid the lender and any more or less, to the point of beginning. and otherwise, and homestead are waived in mental agency, state or federal; any prior liens Hamilton County Courthouse, 625 Georgia other bidders. Insufficient funds will not be ALSO KNOWN AS: 707 Donaldson Road, accord with the terms of said Deed of Trust, or encumbrances as well as any priority created Ave., Chattanooga, Tennessee pursuant to accepted. Amounts received in excess of the Chattanooga, TN 37412 and the title is believed to be good, but the by a fixture filing; and to any matter that an ac- Deed of Trust executed by Bobby D. Billingsley winning bid will be refunded to the successful This sale is subject to all matters shown undersigned will sell and convey only as Sub- curate survey of the premises might disclose. and Janie M. Billingsley, to Milligan Reynolds purchaser at the time the foreclosure deed on any applicable recorded plat; any unpaid stitute Trustee. In addition, the following parties may claim Guaranty Title, Trustee, as trustee for Mort- is delivered. taxes; any restrictive covenants, easements, The right is reserved to adjourn the day an interest in the above- referenced property: gage Electronic Registration Systems, Inc. as This property is being sold with the express or setback lines that may be applicable; any of the sale to another day, time, and place AMBROCIO GARNER nominee for Taylor, Bean & Whitaker Mortgage reservation that the sale is subject to confirma- statutory rights of redemption of any govern- certain without further publication, upon an- CHARLES ANDREW NELSON Corp. on September 2, 2004 at Book GI 7263, tion by the lender or trustee. This sale may be mental agency, state or federal; any prior liens nouncement at the time and place for the sale JAMIE LYNN NELSON Page 598, Instrument No. 2004090300143; rescinded only by the Substitute Trustee at any or encumbrances as well as any priority created set forth above. If you purchase a property The sale held pursuant to this Notice may conducted by Shapiro & Ingle, LLP, having been time. If the Substitute Trustee rescinds the by a fixture filing; and to any matter that an ac- at the foreclosure sale, the entire purchase be rescinded at the Successor Trustee’s option appointed Substitute or Successor Trustee, all sale, the purchaser shall only be entitled to a curate survey of the premises might disclose. price is due and payable at the conclusion at any time. The right is reserved to adjourn of record in the Hamilton County Register’s Of- return of any money paid towards the purchase In addition, the following parties may claim of the auction in the form of a certified/ the day of the sale to another day, time, and fice. Default has occurred in the performance price and shall have no other recourse. Once an interest in the above-referenced property: bank check made payable to or endorsed place certain without further publication, upon of the covenants, terms, and conditions of said the purchaser tenders the purchase price, the AMY R WOODEN to Shapiro & Ingle, LLP. No personal checks announcement at the time and place for the Deed of Trust and the entire indebtedness has Substitute Trustee may deem the sale final in The sale held pursuant to this Notice may will be accepted. To this end, you must bring sale set forth above. W&A No. 321844 been declared due and payable. which case the purchaser shall have no remedy. be rescinded at the Successor Trustee’s option sufficient funds to outbid the lender and any DATED June 1, 2017 Party Entitled to Enforce the Debt: Nation- The real property will be sold AS IS, WHERE at any time. The right is reserved to adjourn other bidders. Insufficient funds will not be WILSON & ASSOCIATES, P.L.L.C., star Mortgage LLC, its successors and assigns. IS, with no warranties or representations of the day of the sale to another day, time, and accepted. Amounts received in excess of the Successor Trustee The following real estate located in Ham- any kind, express or implied, including without place certain without further publication, upon winning bid will be refunded to the successful FOR SALE INFORMATION, VISIT WWW.MYFIR. ilton County, Tennessee, will be sold to the limitation, warranties regarding condition of the announcement at the time and place for the purchaser at the time the foreclosure deed COM and WWW.REALTYTRAC.COM highest call bidder: property or marketability of title. sale set forth above. W&A No. 319913 is delivered. June 9, 16, 23, 2017 Fmr18139 Described property located at Hamilton This office may be a debt collector. This DATED June 5, 2017 This property is being sold with the express County, Tennessee, to wit: may be an attempt to collect a debt and any WILSON & ASSOCIATES, P.L.L.C., reservation that the sale is subject to confirma- NOTICE OF FORECLOSURE SALE IN THE CITY OF CHATTANOOGA, HAMILTON information obtained may be used for that Successor Trustee tion by the lender or trustee. This sale may be STATE OF TENNESSEE, HAMILTON COUNTY COUNTY, TENNESSEE: purpose. FOR SALE INFORMATION, VISIT WWW.MYFIR. rescinded only by the Substitute Trustee at any WHEREAS, James A. Miller executed a Lot Two Hundred Twenty-two (222), Unit One Shapiro & Ingle, LLP COM and WWW.REALTYTRAC.COM time. If the Substitute Trustee rescinds the Deed of Trust to The Bank/First Citizens Bank, (1), Lake Vista Subdivision, as shown by Substitute Trustee June 9, 16, 23, 2017 Fmr18144 sale, the purchaser shall only be entitled to a Lender and George N. McCoin, Trustee(s), plat of record in Plat Book 19, Page 82-83, 10130 Perimeter Parkway, Suite 400 return of any money paid towards the purchase which was dated September 18, 2006 and in the Register’s Office of Hamilton County, Charlotte, NC 28216 NOTICE OF TRUSTEE’S SALE price and shall have no other recourse. Once recorded on October 2, 2006 in Book GI Tennessee. Phone: (704) 333-8107 WHEREAS, default has occurred in the the purchaser tenders the purchase price, the 8099, Page 242, Hamilton County, Tennessee REFERENCE is made for prior title to Deed Fax: (704) 333-8156 performance of the covenants, terms, and Substitute Trustee may deem the sale final in Register of Deeds. of record in Book 5546, page 462, in www.auction.com conditions of a Deed of Trust Note dated which case the purchaser shall have no remedy. WHEREAS, default having been made in the Register’s Office of Hamilton County, File No. 17-111363 November 2, 2016, and the Deed of Trust The real property will be sold AS IS, WHERE the payment of the debt(s) and obligation(s) Tennessee June 9, 16, 23, 2017 Fmr18143 of even date securing the same, recorded IS, with no warranties or representations of thereby secured by the said Deed of Trust and SUBJECT TO easements, conditions and December 19, 2016, in Book No. GI 10933, any kind, express or implied, including without the current holder of said Deed of Trust, Branch stipulations shown and/or noted on plat NOTICE OF TRUSTEE’S SALE at Page 963, in Office of the Register of Deeds limitation, warranties regarding condition of the Banking & Trust Company, (the “Holder”), ap- SUBJECT TO reservations of record in Book WHEREAS, default has occurred in the for Hamilton County, Tennessee, executed by property or marketability of title. pointed the undersigned, Brock & Scott, PLLC, 1045, page 189, and in Book 1328, page performance of the covenants, terms, and James A Hutchings and Charlene J Lindsey, This office may be a debt collector. This as Substitute Trustee, by an instrument duly 17, in the Register’s Office of Hamilton conditions of a Deed of Trust Note dated conveying certain property therein described may be an attempt to collect a debt and any recorded in the Office of the Register of Deeds County, Tennessee. February 22, 2006, and the Deed of Trust to Joseph B. Pitt, Jr. as Trustee for Mortgage information obtained may be used for that of Hamilton County, Tennessee, with all the SUBJECT TO restrictions of record in Book of even date securing the same, recorded Electronic Registration Systems, Inc., as purpose. rights, powers and privileges of the original 1304, page 188, in the Register’s Office of February 24, 2006, in Book No. GI 7852, at nominee PennyMac Loan Service, LLC., its Shapiro & Ingle, LLP Trustee named in said Deed of Trust; and Hamilton County, Tennessee, but omitting Page 165, in Office of the Register of Deeds successors and assigns; and the undersigned, Substitute Trustee NOW, THEREFORE, notice is hereby given any covenant or restrictions based on for Hamilton County, Tennessee, executed by Wilson & Associates, P.L.L.C., having been 10130 Perimeter Parkway, Suite 400 that the entire indebtedness has been declared race, color, religion, sex, handicap, familial Amy R Wooden, conveying certain property appointed Successor Trustee by PennyMac Charlotte, NC 28216 due and payable as provided in said Deed of status or national origin unless and only to therein described to FMLS, Inc. as Trustee for Loan Services, LLC. Phone: (704) 333-8107 Trust by the Holder, and that as agent for the the extent that said covenant (a) is exempt AmSouth Bank; and the undersigned, Wilson NOW, THEREFORE, notice is hereby given Fax: (704) 333-8156 undersigned, Brock & Scott, PLLC, Substitute under Chapter 42, Section 3607 of the United & Associates, P.L.L.C., having been appointed that the entire indebtedness has been declared www.shapiro-ingle.com Trustee, by virtue of the power and authority States Code or (b) related to handicap but Successor Trustee by U.S. BANK NATIONAL due and payable; and that an agent of Wilson File No. 17-111458 vested in it, will on July 11, 2017, at 10:00AM does not discriminate against handicapped ASSOCIATION. & Associates, P.L.L.C., as Successor Trustee, June 9, 16, 23, 2017 Fmr18138 at the usual and customary location at the persons. NOW, THEREFORE, notice is hereby given by virtue of the power, duty, and authority Hamilton County Courthouse, Chattanooga, Street Address: 6329 Hansley Dr, that the entire indebtedness has been declared vested in and imposed upon said Successor NOTICE OF TRUSTEE’S SALE Tennessee, proceed to sell at public outcry to Chattanooga, Tennessee 37416 due and payable; and that an agent of Wilson & Trustee, by PennyMac Loan Services, LLC, will, WHEREAS, default has occurred in the the highest and best bidder for cash, the fol- Parcel Number: 129K H 024 Associates, P.L.L.C., as Successor Trustee, by on July 3, 2017 on or about 3:00 PM, at the performance of the covenants, terms, and lowing described property situated in Hamilton Current Owner(s) of Property: Bobby D. virtue of the power, duty, and authority vested Hamilton County Courthouse, Chattanooga, conditions of a Deed of Trust Note dated April County, Tennessee, to wit: Billingsley in and imposed upon said Successor Trustee, Tennessee, offer for sale certain property 12, 2004, and the Deed of Trust of even date LOCATED IN THE CITY OF CHATTANOOGA, The street address of the above described by U.S. BANK NATIONAL ASSOCIATION, will, on hereinafter described to the highest bidder securing the same, recorded April 23, 2004, HAMILTON COUNTY, TENNESSEE: property is believed to be 6329 Hansley Dr, June 29, 2017 on or about 10:00 AM, at the FOR certified funds paid at the conclusion in Book No. GI 7100, at Page 947, in Office Lot Ninety-three (93), Bal Harbour, Unit Three Chattanooga, Tennessee 37416, but such Hamilton County Courthouse, Chattanooga, of the sale, or credit bid from a bank or other of the Register of Deeds for Hamilton County, (3), as shown by plat Recorded in Plat Book address is not part of the legal description of Tennessee, offer for sale certain property lending entity pre-approved by the successor Tennessee, executed by Ambrocio Garner, 31, Page 207, in the Register’s Office of the property sold herein and in the event of hereinafter described to the highest bidder trustee. The sale is free from all exemptions, conveying certain property therein described to Hamilton County, Tennessee. any discrepancy, the legal description herein FOR certified funds paid at the conclusion which are expressly waived in the Deed of Transcontinental as Trustee for Mortgage Elec- Being the same property conveyed to James shall control. of the sale, or credit bid from a bank or other Trust, said property being real estate situated tronic Registration Systems, Inc., as nominee A Miller and wife, Vendolyn B. Miller by deed This sale is subject to, without limitation, all lending entity pre-approved by the successor in Hamilton County, Tennessee, and being more for Choice Capital Funding Inc., its successors recorded in Book 2763, Page 781 in the Reg- matters shown on any applicable recorded plat; trustee. The sale is free from all exemptions, particularly described as follows: and assigns; and the undersigned, Wilson & ister’s Office of Hamilton County, Tennessee. any unpaid taxes; any restrictive covenants, which are expressly waived in the Deed of Situate in the City of Chattanooga, Hamilton Associates, P.L.L.C., having been appointed Parcel ID Number: 120J A 021.06 easements, or setback lines that may be ap- Trust, said property being real estate situated County, Tennessee: Being Lot 14, Final Plat, June 9 - 15, 2017 Public Notices Page 25 www.HamiltonCountyHerald.com

Dogwood Village, as shown by plat recorded number is 706-638-1742. A free copy shall financial hardship, to employ Counsel. Pro Se PATRICK, SHAWANDA ANITA in Plat Book 77, page 71, in the Register’s be available to the parents. Upon request, If you have any questions concerning this June 2, 9, 16, 23, 2017 Cmr18122 VS Office of Hamilton County, Tennessee. the copy will be mailed to the requester. The notice, you may call the telephone number of PATRICK, MILTON JOSEPH ALSO KNOWN AS: 7136 Blossom Circle, child is in the present physical custody of the clerk’s office which is 706-638-1742. Non-Resident Notice It is appearing from allegations in Plaintiff’s Chattanooga, TN 37421 the Walker County Department of Family and WITNESSETH the Honorable Steven M. Ellis, State of Tennessee, County of Hamilton Bill, which is sworn to, that the defendant is a This sale is subject to all matters shown Children Services. Judge of said Court. Docket No. 17D1135 non-resident of the State of Tennessee, so that on any applicable recorded plat; any unpaid NOTICE OF EFFECT OF TERMINATION JUDG- This 15th day of May, 2017. DIVISION the ordinary process of law cannot be served taxes; any restrictive covenants, easements, MENT: Georgia law provides that you can John Friant, Deputy Clerk, Juvenile Court, STEELE, DAKOTA ROSE upon MILTON PATRICK. or setback lines that may be applicable; any permanently lose your rights as a parent. A Walker County, Georgia VS IT IS ORDERED that publication be made for statutory rights of redemption of any govern- petition to terminate parental rights has been May 19, 26, June 2, 9, 2017 Cmr18081 JIMENEZ, ALEJANDRO four successive weeks in the Hamilton County mental agency, state or federal; any prior liens filed requesting the court to terminate your It is appearing from allegations in Plaintiff’s Herald, a newspaper published in Hamilton or encumbrances as well as any priority created parental rights to your child. A court hearing Non-Resident Notice Bill, which is sworn to, that the defendant is a County, Tennessee, notifying said non-resident by a fixture filing; and to any matter that an ac- of your case has been scheduled for the 21st State of Tennessee, County of Hamilton non-resident of the State of Tennessee, so that that unless MILTON PATRICK answers and curate survey of the premises might disclose. day of July, 2017, at 10:00 o’clock a.m., at Docket No. 17D1113 the ordinary process of law cannot be served makes defense to said complaint in the offices In addition, the following parties may claim the JUVENILE COURT OF WALKER COUNTY, DIVISION upon ALEJANDRO JIMENEZ. of the Circuit Court Clerk of Hamilton County, an interest in the above-referenced property: Walker County Courthouse, LaFayette, GA MARQUEZ, FIORDALIZA IT IS ORDERED that publication be made for Tennessee, within thirty (30) days after the JAMES A HUTCHINGS 30728. VS four successive weeks in the Hamilton County fourth weekly publication of this order, the same CHARLENE J LINDSEY If you fail to appear, the court can terminate MARQUEZ-SANTOS, CARLOS M. Herald, a newspaper published in Hamilton will be taken as admitted by MILTON PATRICK The sale held pursuant to this Notice may your rights in your absence. It is appearing from allegations in Plaintiff’s County, Tennessee, notifying said non-resident and the case will be set for hearing ex parte be rescinded at the Successor Trustee’s option If the court at the trial finds that the facts Bill, which is sworn to, that the defendant is a that unless ALEJANDRO JIMENEZ answers and or without MILTON PATRICK presence. at any time. The right is reserved to adjourn set out in the petition to terminate parental non-resident of the State of Tennessee, so that makes defense to said complaint in the offices This 31st day of May 2017. the day of the sale to another day, time, and rights are true and that termination of your the ordinary process of law cannot be served of the Circuit Court Clerk of Hamilton County, Larry L. Henry place certain without further publication, upon rights will serve the best interests of your upon CARLOS MARQUEZ-SANTOS. Tennessee, within thirty (30) days after the Circuit Court Clerk announcement at the time and place for the child, the court can enter a judgment ending IT IS ORDERED that publication be made fourth weekly publication of this order, the J. Wheeler, D.C. sale set forth above. W&A No. 322392 your rights to your child. for four successive weeks in the Hamilton same will be taken as admitted by ALEJANDRO Deputy Clerk DATED June 5, 2017 If the judgment terminates your parental County Herald, a newspaper published in JIMENEZ and the case will be set for hearing Attorney for Plaintiff: WILSON & ASSOCIATES, P.L.L.C., rights, you will no longer have any rights to Hamilton County, Tennessee, notifying said ex parte or without ALEJANDRO JIMENEZ pres- Richard Brent Teeter Successor Trustee your child. This means that you will not have non-resident that unless CARLOS MARQUEZ- ence. June 9, 16, 23, 30, 2017 Cmr18140 FOR SALE INFORMATION, VISIT WWW.MYFIR. the right to visit, contact, or have custody of SANTOS answers and makes defense to said This 22nd day of May 2017. COM and WWW.REALTYTRAC.COM your child or make any decisions affecting complaint in the offices of the Circuit Court Larry L. Henry June 9, 16, 23, 2017 Fmr18145 your child or your child’s earnings or property. Clerk of Hamilton County, Tennessee, within Circuit Court Clerk Your child will be legally freed to be adopted thirty (30) days after the fourth weekly publica- J. Wheeler, D.C. by someone else. tion of this order, the same will be taken as Deputy Clerk Misc. Even if your parental rights are terminated: admitted by CARLOS MARQUEZ-SANTOS and Attorney for Plaintiff: Notices Court (1) You will still be responsible for providing the case will be set for hearing ex parte or Pro Se financial support (child support payments) without CARLOS MARQUEZ-SANTOS presence. June 2, 9, 16, 23, 2017 Cmr18127 Notices for your child’s care unless and until your This 18th day of May 2017. PUBLIC NOTICE child is adopted; and Larry L. Henry Non-Resident Notice MEETING (2) Your child can still inherit from you unless Circuit Court Clerk State of Tennessee, County of Hamilton OF THE BOARD OF DIRECTORS IN THE JUVENILE COURT OF WALKER and until your child is adopted. J. Wheeler, D.C. Docket No. 17A185 OF THE STADIUM CORP. COUNTY This is a very serious matter. You should Deputy Clerk DIVISION Pursuant to the provisions of the Tennessee STATE OF GEORGIA contact an attorney immediately so that you Attorney for Plaintiff: ISSA AKEEM WILLIAMS Open Meeting Law, notice is hereby given IN THE INTEREST OF: can be prepared for the court hearing. You have Pro Se VS that on Thursday, June 22, 2017 at 11:00 D.A.S. the right to an attorney and to have him or her May 26, June 2, 9, 16, 2017 Cmr18114 UNKNOWN BIOLOGICAL FATHER A.M. the Stadium Corporation Board will hold 1 11/20/2016 MALE 146-17J-147 represent you. If you cannot afford to hire an It is appearing from allegations in Plaintiff’s a meeting in the Chancellor’s Skybox 302 at Age DOB Sex Case No. attorney, the court will appoint an attorney if Non-Resident Notice Bill, which is sworn to, that the defendant is a Finley Stadium/Davenport Field, 1826 Carter A Child Under 18 Years of Age. the court finds that you are an indigent person. State of Tennessee, County of Hamilton non-resident of the State of Tennessee, so that Street, Chattanooga, Tennessee 37408 for the NOTICE OF SUMMONS Whether or not you decide to hire an attorney, Docket No. 17D1116 the ordinary process of law cannot be served purpose of conducting such general business TO DARRIOUS BROWN, THOMAS WOODS, you have the right to attend the hearing of your DIVISION upon UNKNOWN BIOLOGICAL FATHER. as may come before the meeting. GEORGE JONES, ANY UNKNOWN PUTATIVE case, to call witnesses on your behalf, and to SHAW, VICKEY LYNN ROBBINS IT IS ORDERED that publication be made for June 9, 2017 Mmr18142 FATHERS, TO WHOM IT MAY CONCERN, AND question those witnesses brought against you. VS four successive weeks in the Hamilton County ANYONE CLAIMING TO HAVE A PARENTAL IN- The biological/putative father is hereby SHAW, STEVEN SCOTT Herald, a newspaper published in Hamilton PUBLIC NOTICE TEREST IN THE ABOVE-NAMED MINOR CHILD placed on notice that pursuant to O.C.G.A. It is appearing from allegations in Plaintiff’s County, Tennessee, notifying said non-resident The following vehicles will be up for auction in BORN TO SHANNON SPECK, MOTHER, ON THE Section 15-11-233 he may lose all rights to Bill, which is sworn to, that the defendant is a that unless UNKNOWN BIOLOGICAL FATHER Chattanooga, TN on or after 06/24/2017 at DATE LISTED ABOVE. the above named child and will not be allowed non-resident of the State of Tennessee, so that answers and makes defense to said com- 8:00am- A-Chattanooga Wrecker Service 3806 You are hereby notified that the above-styled to object to the termination of his rights to the ordinary process of law cannot be served plaint in the offices of the Circuit Court Clerk Cottonwood Rd- 1967 Olds 384677W261789, action seeking the termination of the parental such child unless, within 30 days of receipt of upon STEVEN SHAW. of Hamilton County, Tennessee, within thirty 2002 Landrover SALTY124X2A769011, rights of the parents of the above-named minor notice, you file a petition to legitimate the child IT IS ORDERED that publication be made for (30) days after the fourth weekly publication of 2016 Volks 1VWBT7A38GC010654 KC child was filed against you in said Court on the as well as a notice of the filing of the petition four successive weeks in the Hamilton County this order, the same will be taken as admitted Towing 2924 Rossville Blvd- 2002 Volks 1st day of March, 2017, and that an Order for to legitimate with the Walker County Juvenile Herald, a newspaper published in Hamilton by UNKNOWN BIOLOGICAL FATHER and the WVWPD63B12P016401, 2000 Ford 1FAF- Service of Publication was entered by the Court Court where the termination proceeding is County, Tennessee, notifying said non-resident case will be set for hearing ex parte or without P66L9YK129600 C&S Auto 1706 S Holtzsclaw on the 12th day of May, 2017. pending. Additionally, the court may enter an that unless STEVEN SHAW answers and makes UNKNOWN BIOLOGICAL FATHER presence. Ave- 2006 Nissan 1N4AL11D96N425463 You are hereby commanded and required order terminating all the parental rights of a defense to said complaint in the offices of This 23rd day of May 2017. Econo Auto Painting 221 W. 20th St- 2005 to appear before the Juvenile Court of Walker biological father, including the right to object the Circuit Court Clerk of Hamilton County, Larry L. Henry Jeep 1J4GL58K55W559308 Scenic City County, Georgia, in LaFayette, Georgia, on the thereafter to such proceedings if the biological Tennessee, within thirty (30) days after the Circuit Court Clerk Auto Repair Inc. 2828 Rossville Blvd-1991 21st day of July, 2017, at 10:00 o’clock a.m., father fails to timely legitimate the child named fourth weekly publication of this order, the Heather Nolan Ford 1FTDF15N8MNA33833 Expressway The hearing is for the purpose of determining above. same will be taken as admitted by STEVEN Deputy Clerk Towing 3806 Cottonwood Rd- 1998 Ford whether or not said parental rights should be The general nature of the allegations are: SHAW and the case will be set for hearing ex Attorney for Plaintiff: 3FAFP1138WR179133 S&S Towing 4402 terminated. the parents have failed to complete their case parte or without STEVEN SHAW presence. Alan Beard 7th Ave- 2007 Dodge 1D7HE22K27S263173, A copy of the Petition may be obtained plans for reunification. This 19th day of May 2017. June 2, 9, 16, 23, 2017 Cmr18131 2009 Ford 3FAHP08Z29R196480, 2005 from the Clerk of the Juvenile Court at the All concerned parties are informed that they Larry L. Henry BMW WBAEV33455KX12763 Andrews Tow- Courthouse located at 103 South Duke are entitled to have an attorney represent them, Circuit Court Clerk Non-Resident Notice ing & Recovery 3511 Clio Ave- 2004 Nissan Street, LaFayette, Georgia, 30728, during and if a party is entitled to Counsel during the J. Wheeler, D.C. State of Tennessee, County of Hamilton 1N4AL11D94C154641 regular business hours, Monday through Friday, proceedings, the Court will appoint Counsel, at Deputy Clerk Docket No. 17D1196 June 9, 2017 Mmr18146 exclusive of Holidays. The Clerk’s telephone no cost if the party is unable, without undue Attorney for Plaintiff: DIVISION

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Events [email protected] Super Crossword BASEBALL BATTY by King Features 30th annual Spring Garden Tour can be combined with various plantings Th e tour, sponsored by the Master to create beautiful and relaxing land- Gardeners of Hamilton County, will take scapes.” place Saturday, June 10, 10 a.m.-6 p.m., Th is year, the Spring Garden Tour and Sunday, June 11, 1-5 p.m. Featur- includes fi ve private gardens: two in ing seven public and private gardens East Brainerd, two in Hixson and one in located in Chattanooga, Hixson and East downtown Chattanooga. Chattanooga Brainerd, the tour benefi ts educational School for Liberal Arts, which has a programs sponsored by the Master Gar- Master Gardener-sponsored program, is deners and the Chattanooga Area Food also on the tour, as are the award-win- Bank. Tickets are $15 and can be pur- ning gardens at the BlueCross BlueSh- chased on the day of the event at any of ield of Tennessee headquarters. the gardens. For more information, visit Top Secret Tuesdays at Palace Picture www.mghc.org/30th-annual-spring-gar- House den-tour. Beginning June 13, Th e Palace Picture Patsy Boles, Spring Garden Tour House will present “a top secret off ering chair and long-time master gardener, of mind meltingly strange cinema” each says, “We join our gardeners in welcom- Tuesday at 10 p.m. Th e cost of admis- ing everyone to celebrate spring with sion for this weekly game of cinematic a leisurely stroll among trees, shrubs, Russian roulette will be $5. Th e Palace perennials, herbs and native wildfl ow- will be off ering a special on beer during ers. Th ese gardens demonstrate how the screening. sculpture, water features and stonework

CRITIC From page 17 mance by Israeli actress Gal Gadot as the titular character that is as heartfelt and to fi nd Ares, looking very out of place in vulnerable as it is fi erce and heroic. her Amazonian duds, and Trevor tries Gadot not only looks great running to reel her in and convince the Allies across a battlefi eld in slow motion, her that a genuine threat is looming on the hair fl ying as she blocks bullets, she horizon. sells the moments when she discovers Th e action is also more memora- love and feels the pain of the loss of a ble. Th e best moments resemble the loved one. DC clearly had confi dence in slow-motion shots from “300,” with Di- Gadot, director Patty Jenkins (who last ana twisting and turning in mid-leap to fi lm was “Monster” in 2003!), Heinberg’s position herself for a boot to the face of script and the fi lm overall. an enemy or a slice of her sword through To the studio’s credit, there’s not a German fl esh. single cameo by another DC Comics But the humor and action do not exist character, no after credits scene meant for their own sake. Th rough them, Diana to set up another movie and no extra learns how undervalued woman are in villains shoehorned into the story. the world of men and how humans do Th is is Wonder Woman’s movie, and not need a Greek god to cause them to DC wisely allowed her to stand alone. do terrible things to each other. I could nitpick. Some of the side char- Its humor and action with depth and acters serve no real purpose, and the fi lm meaning. ends as so many movies based on comic Especially touching is the scene in book characters do: with a special eff ects which Diana uses her shield and brace- show. But I left the theater exhilarated. lets to protect herself from bullets as “Wonder Woman” is full of adven- she singlehandedly takes on an entire ture, humor and comic book thrills – all battalion of enemy troops and wins back skillfully executed by Jenkins – but these a German-occupied village, liberating things serve the very human heart that the beleaguered people who live there. beats at the center of the movie. It’s the moment where the very thing After many missteps, it’s nice to see that pulled me into the movie – the DC has fi nally found its footing. With emotional thrust – is at its most power- “Wonder Woman,” the studio can ful. not only stand tall, it can look Marvel At the center of the fi lm is a perfor- straight in the eye.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald June 9 – 15, 2017 | 27

ROSS From page 17 a manual with Thomas that of children in the courtroom. does things extremely well but defines the Daubert standard Their corroboration came as “We say justice doesn’t talk about them.” ny. For example, Tennessee and will enable judges to ask the legal obstacles, including is blind. Justice Enthusiastic, friendly and was once the only state with a questions designed to ensure age and corroboration require- easy to converse with, Ross per se exclusionary rule that an expert witness is up to snuff. ments, to putting a child on the needs guidance, makes an uplifting first impres- prevented experts on eyewit- “We’re trying to educate the stand fell away. It was ground- and science can sion. Those who have known ness memory from testifying in legal system about science,” breaking work, and Ceci and him for a while have even kind- court “since the court deemed Ross says. Ross were among the first to frequently provide er things to say. For example, the way in which eyewitness Born in Tehran, Iran, where publish a volume on the topic. that guidance.” Thomas says Ross’ defining memory works common his father worked for the now “We wanted to help the Bill Colvin, president of the personality traits are his eternal sense.” defunct U.S. Information courts admit and handle testi- CBA, in announcing Ross as the optimism, pragmatism and Ross, together with Chatta- Agency, Ross sent some of his mony from three- and four- 2017 Liberty Bell award winner pursuit of truth. nooga Judge W. Neil Thomas formative years near Wash- year old kids,” Ross says. (Thomas also calls Ross a III, conducted a study using ington, D.C., and the rest in After earning his doctorate “jokester.” However, he turned dom under the law. jury panels, police officers and Ithaca, New York. in 1989, Ross taught at Boise the tables on his friend when “We say justice is blind. attorneys that demonstrated Growing up, Ross had a rep- State in Idaho for three years. he constructed an elaborate Justice needs guidance, and how jurors’ understanding of utation as a prankster, although He then moved to Chattanooga ruse to convince him to attend science can frequently provide eyewitness memory differs he considered his jokes to be when the opportunity arose the Law Day luncheon without that guidance. Our recipient’s from what science has proven. experiments. “People fascinat- for him to work with Dr. Amye telling him why he needed to professional life has been “So, when jurors are making ed me,” he says, smiling. “I liked Warren, an authority on child be there.) dedicated to this principle so judgments about eyewitnesses, seeing how they reacted.” witnesses, at UTC. Ross says he simply feels that all may have confidence they’re using the wrong crite- By sixth grade, Ross knew Over the last two decades, blessed. “I’ve had the opportu- our court systems,” Bill Colvin, ria,” Ross says. he wanted to be a psycholo- Ross has embraced life in the nity to work with some incred- president of the CBA, said as Ross and Thomas present- gist. When his father tried to Chattanooga area. A resident ible people in the legal system. he made the announcement. ed the data to the Tennessee steer him toward something of Signal Mountain and an avid I have tremendous respect for “I felt humbled,” Ross says. Judicial Conference. Within a practical in college, Ross failed outdoorsman, he spends his off them. It’s always been about “The award should have gone year, State v. Coley, in which his first accounting class. He hours bicycling with friends, how we can improve the judi- to someone else.” the trial court had excluded then took Psychology 101 as an hiking and gardening. Ross also cial system,” he says. Judge Thomas, who has col- expert testimony concerning elective and earned an A. enjoys traveling and has stories Change has not always been laborated with Ross on several eyewitness identification the “From that moment on, I about competing in Iron Man easy, as Colvin said during his studies and seminars, disagrees. defendant sought to offer in knew what I was supposed to competitions around the world Law Day remarks. “The law is He says Ross deserves the a trial for aggravated robbery, do,” he says. and fly-fishing in Montana that sometimes slow to recognize award, not just for the impact was overturned. Ross went on to earn a bach- could rival his courtroom tales. scientific developments, and his work has had but also for The unifying factor in the elor’s, master’s and doctoral “My work is emotionally scientific developments are the way he’s labored quietly, many kinds of work Ross does degrees at Cornell. All three intense,” Ross says. “I couldn’t sometimes recognized in court- without drawing attention to is his effort to marry science were focused on developmental exist without the fitness com- rooms before gradual accep- himself. and the law. It’s a rocky union, and social psychology with an ponent.” tance in the scientific commu- “He’s done a lot of good he says, because the courts emphasis on psychology and The Chattanooga communi- nity,” he said. without flying his flag. When have a poor understanding of the law. ty has, in turn, embraced Ross. Yet, Ross has done his job Major Winchester first ap- science. “I wanted to do research In the most recent example of well, Thomas says, and both peared on ‘M*A*S*H,’ Hawkeye “To be admitted into court, that could be applied to the his local acclaim, the Chatta- science and law are better for told him they did meatball scientific evidence must pass real world,” he says. “I was a nooga Bar Association named it. “Science and the law don’t surgery; they patched their the Daubert standard, which blue-collar kid. I needed prac- Ross the recipient of the 2017 always mesh well, but they patients up and got them out determines whether the science ticality.” Liberty Bell Award during its should. The disciplines can’t be of there,” Thomas says. “Ma- is junk,” Ross says, indicating Ross’ first taste of how the Law Day luncheon in May. The kept separate and be as rich as jor Winchester said, ‘I do one science is often poorly under- science he loved could be used award recognizes community they are together,” he says. “Da- thing, I do it very well and stood by the court.” to effect change came as he and service that has strengthened vid’s work brings them closer then I move on.’ He flew his To bring the law and science Ceci studied the suggestibility the American system of free- to each other.” closer together, Ross is writing flag continuously. That’s the antithesis of David Ross. He 50 YEARS From page 1 pointed director of Chattanoo- of Pittsburgh, Pennsylvania, ga State Technical Institute by will be the speaker at the third opened under its new own- the state board of education in annual Business Beautification ership and is now ready to Nashville. Sessions will succeed Awards luncheon June 30 in resume full operation after the Charles O. Whitehead, who the banquet hall of Holiday Inn completion of an extensive has been named director of the Golden Gateway. interior remodeling program, new State Technical institute Thursday, June 15 announced Franklin Haney, now under construction in president of Statewide Enter- Shelby County near Memphis. A four-year state college, prises, Inc., which recently pur- The Double-Cola division of a branch of the University of chased the Lake Chickamauga Fairmont Foods Co. announced Tennessee, was being consid- ered Thursday as the UT board Resort complex. that Ray A. Taber has been ap- of trustees met in Knoxville. Monday, June 12 pointed manager. He succeeds Dr. Andrew Holt, president of Clarence M. Vaughan, who was Gov. Lester Maddox came to UT, has previously expressed recently promoted to general Rossville to view the devasta- approval of a UT four-year manager. tion at Rossville Development college in Chattanooga. Wednesday, June 14 Co. and pledged whatever John T. Lupton has resigned assistance the state can give, Dr. Edward A Owens, from the board of trustees of both to concerns and individ- teacher at Central High School, Erlanger Hospital because of uals affected by the disaster received the Evans Foundation business demands. Dr. George and to the efforts of companies Award during ceremonies at C. Young, immediate past and the community to stage a the Interstate Life and Accident president of the Chattanoo- comeback. Insurance Co. board room. H. ga-Hamilton County Medical Dr. C. R. Thomas was elected Clay Evans Johnson, founda- Society, has been appointed to president of the Chattanoo- tion trustee and president of replace him. ga Area Heart Association at Interstate Life, made the $600 Friday, June 16 the group’s annual meeting award on the recommendation at Hunter Art Gallery. Heart of the Central High School The Tennessee Association Fund receipts for 1967 will faculty. Dr. Owens has served of Life Underwriters conven- total $73,000, or approximately as head of the school’s science tion is expected to draw a re- $3,000 more than last year’s department since 1965. cord 300 delegates to the Read total. R. Jackson Seay, Jr., of House for the opening general session, President Robert F. Tuesday, June 13 Simonds & Simonds Land- Hopper said. scape Architect and Planners Edgar H. Sessions was ap- 28 | June 9 – 15, 2017 Hamilton County Herald www.hamiltoncountyherald.com Home Slice Pizza opens on 23rd Street By David Laprad mix that comes on every pie – and boasts its own Roma- A new pizza establishment no, provolone and mozzarella wants to prove that quality and cheese blend. value can go hand-in-hand. Johnson says he’s especially “We want to give our cus- proud of the crust that provides tomers more bang for their the foundation for these ingre- buck but still deliver the kind of dients. “It’s not a thin crust and pizza that makes them want to it’s not a thick crust,” he says. come back,” says Josiah John- “It’s designed so that every bite, son, general manager of Home from the outside to the middle, Slice Pizza. has a crunch.” Located at 2000 E. 23rd St., Customers can also order a just off exit four of Interstate garlic-infused crust with any 24, Home Slice offers a vari- pizza. ety of house pizzas created by Johnson has no qualms Johnson as well as the oppor- revealing that his not-so-secret tunity for customers to build ingredient in his crust is corn- their own. meal – but he won’t give away Ranging from the Reggie the ingredients that go into his the Veggie, which comes with sauce. “I need to hold a few of bell peppers, spinach, banana my cards close to my chest,” he peppers, black olives, mush- says, laughing. rooms, and diced onions and Quality was Job 1, Johnson tomatoes, to the Meat Monster, explains, and affordability was which is covered with ground Job 2. beef, pepperoni, Italian sausage, Small pizzas, which Johnson Photograph by David Laprad smoked ham and bacon bits, says are a good size for one, A Reggie the Veggie and a Meat Monster go into the oven at Home Slice Pizza. Home Slice sets out to offer start at $4 for the cheese and something for everyone. go no higher than $6 for the successfully pitched the Home the inaugural location is doing Johnson says Home Slice Meatball Meltdown, the Happy Home Slice Pizza Slice concept to the owners. good business, they plan to uses only fresh ingredients. Hawaiian, the River City Rock- (423) 531-3500 Johnson opened Home open more Home Slice estab- “We worked long and hard to et and others. Slice a mere three weeks after lishments throughout Chatta- select the vendors that would The prices go up from there, www.facebook.com/HomeSlicePiz- zaTN securing a space. Although nooga. bring us the best,” he says. but not much. “The price of initially offering only take-out, For now, though, Johnson “And we get a truck in three our large supreme pizza is $13, the restaurant now has seating just wants to focus on making or four times a week. It’s the which is well below what a well. Salads are coming soon. for up to 16. great pizza. only way we can make sure the large pizza at a chain goes for,” Johnson paid his dues Home Slice will aim to sat- “If you carry one of our spinach leaves on our Reggie Johnson says. opening and running two pizza isfy pizza cravings 11 a.m.-10 pizzas out the door and you’re the Veggie are the freshest they Other items on the menu establishments in Lakeland, p.m. Monday through Thurs- not satisfied with the taste, could be.” include a meatball sandwich, Florida. He and his wife and day and 11 a.m.-midnight Fri- we’ll make you another pizza Johnson adds he doesn’t a hot ham and cheese, garlic kids moved from Clarksville day and Saturday. The pizzeria or give you your money back,” take any shortcuts, either. For knots, spicy cheese bites and to Chattanooga in April to is closed on Sunday. he points out. “Just come and example, Home Slice makes its cinnamon knots. Canned and open Home Slice after Johnson Josiah and his business try one out. I believe it won’t be own sauce – a sweet and savory bottled drinks are available as partners have big plans. Once your last.”

SEC From page 16 here: The decision to place With divisional play in place, East than us to play Alabama league schedules. Missouri in the SEC East and the SEC gained the opportunity every year,” Dye pointed out The naysayers will point out and Auburn east, Sankey told Texas A&M in the Western to stage a championship game on his weekly radio show. “We that 10 of the last 11 national reporters: Division is one of convenience. at regular season’s end. And don’t need to let Alabama dic- champions have come from “Is that an agenda item? No. Ignoring geography, SEC make no mistake: The SEC tate what we do at Auburn. We the SEC or ACC – Alabama Do you talk about it in media officials dropped Missouri into Championship Game has been can play them on a rotation, four times, Florida twice, LSU, press conferences? Regularly. the Eastern Division with A&M a cash cow, thanks to ticket just like everybody else.” Auburn, Florida State and … I think the next question going into the West when the sales, advertising deals and a Jacobs took a different tack. Clemson once each. Only Ohio is about a nine-game sched- SEC expanded from 12 to 14 in TV contract. He said it is important to keep State from the Big Ten in 2014 ule, none of which are on the 2012. That way everything else As for switching divisions, the Iron Bowl as a late-season has crashed the party. Would agenda.” pretty much stayed intact. don’t expect Auburn to give up fixture in the SEC schedule. those SEC and ACC teams And you know what? It’s the At the time, there were without a fight. Jacobs, the Au- “I would want to preserve have been in position to play right stance on realignment. As indications that the conference burn athletics director, made the Auburn-Alabama rivalry, for the championship if they for adding a conference football planned to revisit the matter at his comments after a similar however we could do that,” he had been forced to endure a game, he’s wrong. some point. Apparently, that statement by former Tigers said. “… The Auburn-Alabama ninth conference game? Moving Auburn east would time has not come. football coach Pat Dye. Speak- game right now, it just means Sorry, but I heard the same cause more problems than it Note that the only sports im- ing on the “Paul Finebaum too much to too many people argument in 1992 when the would solve. Sure, a Missou- pacted by divisional play in the Show” on the SEC Network, to give that up. I think there SEC went from seven league ri-for-Auburn trade would SEC are football and baseball. Dye said Auburn and Missouri are other ways that we could games to eight. Coaches, fans help balance the two divisions. The conference abandoned the should swap divisions. possibly change without having and media argued that the But what about the annual East/West divisions in men’s “We touch Florida, Georgia to give that rivalry up.” days of the SEC competing for Iron Bowl showdown between basketball in 2012. Other sports and Tennessee,” Dye added. As for a nine-game con- national championships were Alabama and Auburn? have no divisional borders. “We need to be in the East, and ference schedule, its time over because an extra confer- The SEC would be crazy to The idea of divisional play Missouri needs to be in the has come. None other than ence game would be too taxing eliminate that game. And if goes back to 1992 and is rooted West.” Alabama coach Nick Saban has for its teams. you made that a permanent in – you guessed it – money. This is a prevailing school gone on record as supporting a Then Alabama promptly crossover game, what about When the SEC expanded to of thought at Auburn. In ninth SEC game. I concur. won the national title that very Alabama-Tennessee? 12 teams with the additions of April 2016, Tigers coach Gus Other conferences have tak- season. Florida followed suit Many UT fans, of course, Arkansas and South Carolina, Malzahn said he would not be en the nine-game plunge. The in 1996, and Tennessee in ’98. like the idea of not playing the the conference was split into opposed to Auburn’s move to Big Ten added a ninth game Somehow, the cream always Crimson Tide every October. two divisions for football. Inter- the Eastern Division. last season, joining the Pac-12 rises to the top. They’re tired of losing. Sorry, estingly, Arkansas was placed Dye even went so far as to and Big 12. That leaves the SEC folks, but that rivalry has been in the West and South Caroli- say he didn’t mind if the Iron and ACC as the only members Reach David Climer at too good for too long. na in the East. Longitude was Bowl was sacrificed. of the so-called Power Five [email protected] and Let’s add a little context taken into consideration. “I’d rather see Auburn in the conferences with eight-game on Twitter @DavidClimer