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2015 List of Government Schemes(Jan-Dec) by Affairscloud Study Material PDF 2015 List of Government Schemes Pradham Mantri Jan Dhan Yojana(PMJDY) AIM: Financial inclusion • National Mission for Financial Inclusion to ensure access to financial services, namely, Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner • Accidental insurance cover of Rs.1.00 lac & No minimum balance required,life insurance cover of Rs.30,000/- & operation of the account for 6 months, an overdraft facility will be permitted & Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days, Overdraft facility upto Rs.5000/- is available in only one account per household. • By 28 January 2015, 12.58 crore accounts were opened, with around Rs.10590 crore • Launched on --15 August 2014, location --viganan bhavan , new delhi Sukhanya samridi account AIM : For girl child • Sukanya Samriddhi Account, Govt is trying to give a social message that Girl Child is not a financial burden if parents of a Girl child secure their future through proper financial planning. • Interest rate of 9.2% --2015-16 • The maturity of account is 21 years from the date of opening of the account or Marriage of the Girl Child • Initial deposit of Rs 1000 and thereafter any amount in multiple of Rs 100 can be deposited subject to max limit of 1.5 lakh & Age of 10 years, a girl child can operate her account • Launched - 22 January 2015, location --Haryana, panipat ,Brand ambasdor -- Madhuri dixit MUDRA Bank Yojana • AIM -- Financial inculsion • Micro Units Development and Refinance Agency Ltd (MUDRA) Bank on 8 April, 2015 with a corpus of Rs 20,000 crore and a credit guarantee corpus of Rs 3,000 crore. • Mudra bank Extend finance and credit support to Microfinance Institutions (MFI) and agencies that lend money to small businesses, retailers, self-help groups and individuals& SC& STs & BCs • MUDRA Bank has launched three loan instruments: • Shishu: covers loans upto Rs 50,000/- • Kishor: covers loans above Rs 50,000/- and upto Rs 5 lakh • Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh • Launched on -- april 8th 2015, location --New Delhi Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) AIM -- Social security scheme • Bank account holders aged between 18 and 50 years are eligible to apply for this scheme • Premium is fixed at Rs. 330 for a life cover of Rs. 2 lacs. • June 1st, 2015 to May 31st, 2016 is the period for which this scheme will cover all kind of risks to your life in the first year of operation. Next year onwards as well, the risk cover period will remain June 1 to May 31. • Launched--9 May 2015 , , location –Kolkata Pradhan Mantri Suraksha Bima Yojana (PMSBY) AIM -- Social security scheme Bank account holders aged between 18 years and 70 years are eligible to apply for this scheme. • Just Rs. 12 in annual premium for having an accidental death or disability cover of Rs. 2 lacs under this scheme 1 | Page Follow Us - FB.com/AffairsCloudOfficialPage Copyright 2015 @ AffairsCloud.Com Study Material PDF • Insured for a period of one year from June 1, 2015 to May 31, 2016. Next year onwards as well, the risk cover period will remain to be June 1 to May 31. • Launched--9 May 2015, location –Kolkata Atal Pension Scheme AIM -- Social security scheme • Minimum age of joining APY is 18 years and maximum age is 40 years • Would receive the fixed monthly pension of Rs. 1000 to Rs 5000 at the age of 60 years • Pension of Rs 1000 he would contribute Rs 181 a month. On his death his wife would get Rs 1000 per month and after her death the nominees will get 1.7 lakh • Launched--9 May 2015, location --Kolkata Kisan Vikas Patra (KVP) Re-Introduced AIM: Saving certificate scheme The scheme provided facility of unlimited investment by way of purchase of certificates from post offices in various denominations • Denomination of Rs. 1000, 5000, 10,000 and 50,000, with no upper • Lock-in period of 2 years and 6 months • Double in 100 months • Maturity period of 8 years 4 months • Interest rate--8.7% Krishi Amdani Beema Yojana(KABY) AIM : Agricultural insurance • Plight of small and marginal farmers he said that most of them were leaving the agricultural practice because of the uncertainty over the produce and returns. • Krishi Amdani Beema Yojana so that the farmers don’t bear any financial burden if their produce gets destroyed due to unexpected weather or for any other reason. Pradhan Mantri Gram Sinchai Yojana(PMGSY) AIM : Micro Irrigation • Micro irrigation & ensure water supply to farmers round the year. • Basic contours of the agri-irrigation programme would be on lines of the PMGSY • Budget allocation --5300 crores • Launched by -- Rajnath Singh , • New Deadline 2022 to 2019. Pradhan Mantri Sansad Adarsh Gram Yojana(PMSAGY) AIM: Rural development • Under the Yojana, Members of Parliament (MPs) will be responsible for developing the socio- economic and physical infrastructure of three villages each by 2019, and a total of eight villages each by 2024. • Target --6,433 Adarsh Grams, of the 2,65,000 gram panchayats, will be created by 2024 • Funding -- through MP lads Soil Health Card Scheme for Every Farmer AIM -- Soil data • Soil Health Card is used to assess the current status of soil health and, when used over time, to determine • changes in soil health that are affected by land management. • The scheme will provide all 145 million farm owners in the country with a soil health card in the next three years. 2 | Page Follow Us - FB.com/AffairsCloudOfficialPage Copyright 2015 @ AffairsCloud.Com Study Material PDF • The budget allotted Rs.100 crore for issuing cards and an additional Rs.56 crore to set up 100 mobile soil testing laboratories across the country. • Programme started in rajasthan & first SHC issued in punjab MAKE IN INDIA India must become a manufacturing powerhouse in order to gainfully employ its demographic dividend & Big labour pool and a large domestic market. In addition, with China’s competitive advantage in manufacturing eroding • India has the opportunity to take some share of global manufacturing away from China. • Stop tax terrorism & improve infrastructure • Reform labour laws & invest in skills development • Make it easier to acquire land & implement Goods and Services Tax (GST) some of the make in india initatives • Spice Group said it would start a mobile phone manufacturing unit in Uttar Pradesh with an investment of Rs.500crore • SAMSUNG --MSME-Samsung Technical Schools" will be established in India • Hitachi said it was committed to the initiative, It said that an auto-component plant will be set up in Chennai in 2016 • Huawei opened a new research and development (R&D) campus in Bengaluru • AIRBUS with MAHENDRA said that it will manufacture its products in India and invest $ 2 Billion US dollars. • Marine Products Export Development Authority said that it was interested in supplying shrimp eggs to shrimp farmers in India under the initiative • Tata JLR (Jaguar Land-Rover) announced that it will move its production of the Land Rover Defender to its Pune facility in India in 2016 Digital India KEY components of digital india • Digital infrastructure-to support national optic fiber • INTERNET OF THINGS (IOT)-essential building of smart cities • Foreign ICT investments -- make in india policy 9 pillars of digital india 1. Broadband Highways 2. Universal Access to Mobile Connectivity 3. Public Internet Access Programme 4. E-Governance –Reforming government through Technology 5. eKranti– Electronic delivery of services 6. Information for All 7. Electronics Manufacturing –Target NET ZERO Imports 8. IT for Jobs 9. Early Harvest Programmes DIGITAL INDIA intiatives India's top billionaires pledged around Rs 4.5 lakh crore to projects related to Digital Indiagenerate employments for some 18 lakh people. • Government's Rs 1.13-lakh-crore Digital India programme • Tata Consultancy Services -will hire 60,000 IT professionals this year. • Reliance Industries Chairman Mukesh Ambani said his company would invest Rs 2.5 lakh crore across • different Digital India heads • Digital India where 1.2 billion connected Indians drive the nation," said the Prime Minister at the launch of 3 | Page Follow Us - FB.com/AffairsCloudOfficialPage Copyright 2015 @ AffairsCloud.Com Study Material PDF • the Digital India Week • Kumar Mangalam Birla--350,000 towns and villages in India to provide mobile-based healthcare and • education services • Bharathi Mittal said spend over Rs 1 lakh crore in the next five years. • Rival telco Reliance Communications, pledged to invest Rs 10,000 crore to fund transformational initiatives • across the cloud, digital and telecom space. • Vedanta Resources Chairman Anil Agarwal, to provide education through digital medium, or e- Shikhsha. SKILL INDIA Focus on creating jobs for youth, the government has decided to revamp the antiquated industrial training centres that will skill over 20 lakh youth annually and devise special courses based on industry needs. • It will set up 1,500 new ITIs across the country and another 100-odd such centres in North East and Left Wing • Extremism affected states. • Creating 500 Million jobs by 2020 • World Youth Skills Day on 15th July* SMART cities A smart city should be able to respond faster to city and global challenges than one with a simple 'transactional' relationship with its citizens Key 'smart' sectors which includes Transport, Energy , Health care& Water and waste 100 Proposed Smart Cities SMART CITIES - Assistance from other countries • SINGAPORE --100 smart cities across the country, USA--AJMER,
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