رﺳـﻮم وأﺟﻮر اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ

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ﻗﺎﺋﻤﺔ اﻟﺮﺳــــﻮم

اﻟﺤﺴﺎﺑﺎت اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﻓﺘﺢ ﺣﺴﺎب اﻟﺘﻮﻓﻴﺮ/ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ 20 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﺗﺠﻮري ا
ﺳﻼﻣﻲ 50 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﺣﺴﺎب اﻟﺘﻮﻓﻴﺮ/ﺗﺠﻮري ا
ﺳﻼﻣﻲ/ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ (1) (3) 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب اﻟﺠﺎري 300 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب اﻟﺠﺎري (3 ) 2 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﻮم اﻟﺴﺤﻮﺑﺎت اﻟﻨﻘﺪﻳﺔ ﻣﻦ اﻟﻔﺮع 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ (اﻟﻤﺒﻠﻎ اﻟﻤﺴﺤﻮب أﻗﻞ ﻣﻦ 500 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ)

رﺳﻮم اﻟﺴﺤﺐ واﻳﺪاع ﻓﻲ ﺣﺴﺎﺑﺎت اﻟﻌﻤﻼت اﺟﻨﺒﻴﺔ ًﻣﺠﺎﻧﺎ

رﺳﻮم إﻏﻼق اﻟﺤﺴﺎب ًﻣﺠﺎﻧﺎ اﻟﻮدﻳﻌﺔ اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﺮﺻﻴﺪ ادﻧﻰ ﻟﻔﺘﺢ اﻟﻮداﺋﻊ اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﻌﺎدﻳﺔ 1,000 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

اﻟﺮﺻﻴﺪ ادﻧﻰ ﻟﻔﺘﺢ اﻟﻮداﺋﻊ اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﺨﺎﺻﺔ 50,000 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻧﺴﺒﺔ ا„رﺑﺎح اﻟﻤﺪﻓﻮﻋﺔ ﻓﻲ ﺣﺎل ﻛﺴﺮ اﻟﻮدﻳﻌﺔ ﻗﺒﻞ اﻻﺳﺘﺤﻘﺎق ﻧﺴﺒﺔ اﻟﻔﺘﺮة اﻟﻤﻨﻘﻀﻴﺔ ﻣﻦ اﻻﺳﺘﺤﻘﺎق اﺻﻠﻲ ﻧﺴﺒﺔ ارﺑﺎح اﻟﻤﺪﻓﻮﻋﺔ ﻣﻦ إﺟﻤﺎﻟﻲ اﻟﺮﺑﺢ اﻟﻤﺴﺘﺤﻖ ﻟﻠﻔﺘﺮة اﻟﻤﻨﻘﻀﻴﺔ

ﻣﻦ 99% إﻟﻰ 67% ﻣﻦ اﻟﻔﺘﺮة %80

ﻣﻦ 66% إﻟﻰ 50% ﻣﻦ اﻟﻔﺘﺮة %53.33

ﻣﻦ 49% إﻟﻰ 33% ﻣﻦ اﻟﻔﺘﺮة %40

أﻗﻞ ﻣﻦ 33% ﻣﻦ اﻟﻔﺘﺮة %26.66 ﺑﻄﺎﻗﺎت اﻟﺼﺮاف ا†ﻟﻲ ا
ﺻﺪار اول ﻟﺒﻄﺎﻗﺔ اﻟﺼﺮاف اžﻟﻲ واﻟﺮﻗﻢ اﻟﺴﺮي ًﻣﺠﺎﻧﺎ اﺳﺘﺒﺪال ﺑﻄﺎﻗﺔ اﻟﺼﺮاف اžﻟﻲ ﺑﻄﻠﺐ اﻟﺰﺑﻮن 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

اﺳﺘﺒﺪال اﻟﺮﻗﻢ اﻟﺴـﺮي ﺑﻄﻠﺐ اﻟﺰﺑﻮن 2 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

ﻃﻠﺐ ﻧﺴﺨﺔ ﻣﻦ اﻟﻤﻌﺎﻣﻼت اﻟﻤﺼﺮﻓﻴﺔ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ رﺳﻮم اﻟﺴﺤﺐ اﻟﻨﻘﺪي ﻋﺒﺮ اﻟﺼﺮاف ا†ﻟﻲ ﻣﻌﺎﻣﻠﺔ ﻣﺼﺮﻓﻴﺔ ﺑﻨﻔﺖ دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون دوﻟﻲ رﺳﻮم ﺗﺤﻮﻳﻞ اﻟﻌﻤﻼت اﺟﻨﺒﻴﺔ ﻟﻤﻌﺎﻣﻼت اﻟﺒﻄﺎﻗﺔ

 ﺳﺤﺐ ًﻣﺠﺎﻧﺎ 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ 2 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ  اﻟﺪوﻻر اﻣﺮﻳﻜﻲ %2.25 (4)

 اﻻﺳﺘﻔﺴﺎر ﻋﻦ اﻟﺮﺻﻴﺪ ًﻣﺠﺎﻧﺎ 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ  اﻟﻌﻤﻼت اﺧﺮى %2.75 (4)

 اﻟﻤﺒﺎﻟﻎ اﻟﻐﻴﺮ اﻟﻜﺎﻓﻴﺔ ًﻣﺠﺎﻧﺎ 1 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ - رﺳﻮم اﻟﺸﻴﻜﺎت إﺻﺪار دﻓﺘﺮ ﺷﻴﻜﺎت 25 ورﻗﺔ 2.5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ رﺳﻮم ﺗﺤﺼﻴﻞ اﻟﺸﻴﻜﺎت

إﺻﺪار دﻓﺘﺮ ﺷﻴﻜﺎت 50 ورﻗﺔ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون 8 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ+رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ

رﺳﻮم اﻟﺸﻴﻜﺎت اﻟﻤﺮﺟﻌﺔ 14 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ  اﻟﺪول اﺧﺮى 13 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ+رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ

إﺻﺪار ﺣﻮاﻟﺔ ﺗﺤﺖ اﻟﻄﻠﺐ 3 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﺷﻴﻜﺎت ﻣﺮﺟﻌﺔ ﺿﻤﻦ دول اﻟﺨﻠﻴﺞ اﻟﻌﺮﺑﻲ 10 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ+رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ

إﻟﻐﺎء ﺣﻮاﻟﺔ ﺗﺤﺖ اﻟﻄﻠﺐ ًﻣﺠﺎﻧﺎ  ﺷﻴﻜﺎت ﻣﺮج ﻋﺔ ﺿﻤﻦ اﻟﺪول اﺧﺮى 15 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ+رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ إﺻﺪار ﺷﻴﻚ اداري 2 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

إﻟﻐﺎء ﺷﻴﻚ اداري ًﻣﺠﺎﻧﺎ ﻃﻠﺐ إﻳﻘﺎف ﺷﻴﻚ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻟﻠﺸﻴﻚ ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب، اﻟﺸﻴﻚ أو اﻟﻘﺴﻴﻤﺔ ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب (ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ) (1) ًﻣﺠﺎﻧﺎ ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب (أﻛﺜﺮ ﻣﻦ ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ) (1 ) 300 ﻓﻠﺲ ﻟﻠﺼﻔﺤﺔ، 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺤﺪ أﻗﺼﻰ

ﻧﺴﺨﺔ ﻣﻦ ﺷﻴﻚ، ﻗﺴﻴﻤﺔ أو ﻣﺴﺘﻨﺪات أﺧﺮى 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﺎﻟﺔ اﻟﻤﻮاﻓﻘﺔ ﻋﻠﻰ اﻟﺘﺪﻗﻴﻖ 20 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

ﺷﻬﺎدة رﺻﻴﺪ اﻟﺤﺴﺎﺑﺎت أو ﺷﻬﺎدات اﻟﺘﺄﻛﻴﺪ اﺧﺮى 10 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ اﻟﻄﻠﺒﺎت اﻟﺪاﺋﻤﺔ (أﻣﺮ اﻟﺪﻓﻊ اﻟﻤﺴﺘﺪﻳﻢ) داﺧﻞ اﻟﺒﻨﻚ ًﻣﺠﺎﻧﺎ

ًﻣﺤﻠﻴﺎ 100 ﻓﻠﺲ دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ + رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ

ًدوﻟﻴﺎ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ + رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ رﺳﻮم ﻋﺪم وﺟﻮد رﺻﻴﺪ ﻛﺎﻓﻲ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

إﻟﻐﺎء ﻃﻠﺐ اﻟﺘﺤﻮﻳﻞ اﻟﺪاﺋﻢ ﻗﺒﻞ اﻻﻋﺘﻤﺎد 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ اﻟﺘﺤﻮﻳﻼت ﻓﻮري+ (100 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ أو أﻗﻞ) ًﻣﺠﺎﻧﺎ ﻓﻮري+ (أﻛﺜﺮ ﻣﻦ 100 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ وﺣﺘﻰ 1,000 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ) 100 ﻓﻠﺲ

ﻓﻮري (رواﺗﺐ) 0.005 ﻓﻠﺲ

ﻓﻮري (أﺧﺮى) 100 ﻓﻠﺲ

ﻓﻮاﺗﻴﺮ ًﻣﺠﺎﻧﺎ ﺗﺤﻮﻳﻞ ﺳﻮﻳﻔﺖ ﻓﻲ اﻟﺒﺤﺮﻳﻦ 100 ﻓﻠﺲ

ﺗﺤﻮﻳﻞ ﺳﻮﻳﻔﺖ ﺧﺎرج اﻟﺒﺤﺮﻳﻦ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ + رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ

ﺗﺄﻛﻴﺪ ﺳﻮﻳﻔﺖ 2 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ اﻟﺮﺳﻮم اšدارﻳﺔ ﻟﻠﺘﻤﻮﻳﻼت اﻟﺘﻤﻮﻳﻞ اﻟﺸﺨﺼﻲ 120 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

ﺗﻤﻮﻳﻞ اﻟﺴﻴﺎرات 100 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

اﻟﺘﻤﻮﻳﻞ اﻟﻌﻘﺎري 0.75% ﻣﻦ ﻗﻴﻤﺔ اﻟﺘﻤﻮﻳﻞ

ﺗﻤﻮﻳﻞ اﻟﺴﻜﻦ اﻻﺟﺘﻤﺎﻋﻲ (ﻣﺰاﻳﺎ) 300 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

ﺷﻬﺎدة ﻣﺪﻳﻮﻧﻴﺔ (2) ًﻣﺠﺎﻧﺎ ﻟﻤﺮة واﺣﺪة ﻓﻲ اﻟﺴﻨﺔ 10 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺜﺮ ﻣﻦ ﻣﺮة ﻓﻲ اﻟﺴﻨﺔ

رﺳﺎﻟﺔ ﺑﺮاﺋﺔ ذﻣﺔ ًﻣﺠﺎﻧﺎ ﺧﻼل 6 أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﻤﻌﺎﻣﻠﺔ 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﺑﻌﺪ 6 أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﻤﻌﺎﻣﻠﺔ

رﺳﻮم ﺗﺄﺟﻴﻞ اﻗﺴﺎط ﺑﻄﻠﺐ اﻟﺰﺑﻮن 10 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﻮم اﻟﺘﺜﻤﻴﻦ واﻟﺘﺄﻣﻴﻦ واﻟﺘﺴﺠﻴﻞ اﻟﻌﻘﺎري و اﻟﺮﺳﻮم اﻟﺤﻜﻮﻣﻴﺔ اﺧﺮى ﺗﻄﺒﻖ اﻟﺮﺳﻮم اﻟﻤﺪﻓﻮﻋﺔ ﻟ½ﻃﺮاف اﻟﺜﻼﺛﺔ ﺑﺪون أي زﻳﺎدة

رﺳﻮم اﻟﺴﺪاد اﻟﻤﺒﻜﺮ (ﻟﻠﺘﻤﻮﻳﻼت اﻟﺸﺨﺼﻴﺔ و ﺗﻤﻮﻳﻼت اﻟﺴﻴﺎرات) 1% ﻣﻦ اﻟﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ ﻟﻠﺘﻤﻮﻳﻞ ﺑﻤﺎ ﻻ ﻳﺘﻌﺪى 100 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ

رﺳﻮم اﻟﺴﺪاد اﻟﻤﺒﻜﺮ (ﻟﻠﺘﻤﻮﻳﻼت اﻟﺴﻜﻨﻴﺔ) 0.75% ﻣﻦ اﻟﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ ﻟﻠﺘﻤﻮﻳﻞ ﺑﻤﺎ ﻻ ﻳﺘﻌﺪى 200 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﺧﺪﻣﺎت PayPal ﺗﻌﺒﺌﺔ ﺣﺴﺎب PayPal 1% ﻣﻦ اﻟﻤﺒﻠﻎ 2.68 دوﻻر أﻣﺮﻳﻜﻲ ﻛﺤﺪ أدﻧﻰ و26.81 دوﻻر ﻛﺤﺪ أﻗﺼﻰ

اﻟﺴﺤﺐ ﻣﻦ ﺣﺴﺎب PayPal 1% ﻣﻦ اﻟﻤﺒﻠﻎ 2.68 دوﻻر أﻣﺮﻳﻜﻲ ﻛﺤﺪ أدﻧﻰ و26.81 دوﻻر ﻛﺤﺪ أﻗﺼﻰ

(1) اراﻣﻞ واﻳﺘﺎم وأﺻﺤﺎب اﻻﻋﺎﻗﺔ واﻟﻤﺘﻘﺎﻋﺪﻳﻦ واﻓﺮاد ﻣﺴﺘﻠﻤﻴﻦ ا
ﻋﺎﻧﺔ اﻻﺟﺘﻤﺎﻋﻴﺔ ﻣﻦ وزارة اﻟﻌﻤﻞ واﻟﺸﺆون اﺟﺘﻤﺎﻋﻴﺔ واﻟﻄﻼب واﻟﻤﻮﻇﻔﻴﻴﻦ اﻟﺒﺤﺮﻳﻨﻴﻦ اﻟﺬﻳﻦ ﺗﻘﻞ رواﺗﺒﻬﻢ ﻋﻦ 250 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ًﺷﻬﺮﻳﺎ ﻣﻌﻔﻴﻮن ﻣﻦ رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﻠﺮﺻﻴﺪ ﻟﺤﺴﺎﺑﺎت اﻟﺘﻮﻓﻴﺮ.

(2) اﻟﺮﺳﺎﺋﻞ اﻟﻤﻮﺟﻬﺔ ﻟﻠﻤﺠﻠﺲ اﻋﻠﻰ ﻟﻠﻤﺮأة و وزارة اﻟﻌﻤﻞ و اﻟﺸﺌﻮون اﺟﺘﻤﺎﻋﻴﺔ أو وزارة اﺳﻜﺎن ﺳﺘﻜﻮن ﻣﻌﻔﻴﺔ ﻣﻦ اﻟﺮﺳﻢ.

(3) رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﻠﺮﺻﻴﺪ ﺗﻄﺒﻖ ﺣﺴﺐ ﻣﺘﻮﺳﻂ اﻟﺮﺻﻴﺪ اﻟﺸﻬﺮي ﻓﻲ اﻟﺤﺴﺎب.

(4) ﺷﺎﻣﻞ رﺳﻮم ﺷﺮﻛﺎت اﻟﺪﻓﻊ اﻟﻌﺎﻟﻤﻴﺔ.

رﺳـﻮم وأﺟﻮر اﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎﻧﻴﺔ

ﻗﺎﺋﻤﺔ اﻟﺮﺳﻮم

اﻟﻜﻼﺳﻴﻜﻴﺔ اﻟﺴﻮداء اﻟﺘﻔﺎﺻﻴﻞ واﻟﺬﻫﺒﻴﺔ ﺗﻴﺘﺎﻧﻴﻮم ﺑﻼﺗﻴﻨﻴﻮم وﺳﻐﻨﺘﺸﺮ اﻧﻔﻴﻨﻴﺖ اﻟﺸﺮﻛﺎت

1 اﻟﺤﺪ ا„ﻗﺼﻰ ﻟﺮﺳﻮم ﺧﺪﻣﺔ اﻟﺒﻄﺎﻗﺎت - ًﺳﻨﻮﻳﺎ 1,080 د.ب 2,040 د.ب 3,060 د.ب 6,000 د.ب 14,500 ب ** 12,000 د.ب

2 رﺳﻮم اﻟﺨﺪﻣﺔ اﻟﺸﻬﺮﻳﺔ 90 د.ب 170 د.ب 255 د.ب 500 د.ب 1,200 د.ب 1,000 د.ب

3 اšﺷﺘﺮاك اﻟﺴﻨﻮي/رﺳﻮم اﻟﻌﻀﻮﻳﺔ ﻟﻠﺒﻄﺎﻗﺎت اšﺿﺎﻓﻴﺔ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ 50 د.ب ًﻣﺠﺎﻧﺎ

4 اﻟﺮﺳﻮم اﻟﻤﺤﺘﺴﺒﺔ ﻓﻲ ﺣﺎﻟﺔ اﻟﺘﺴﺪﻳﺪ اﻟﻜﺎﻣﻞ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ﻟﻠﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ

5 رﺳﻮم اﻟﺴﺤﺐ اﻟﻨﻘﺪي %4 (ﺧﺎﺿﻊ ﻟﻤﺒﻠﻎ أدﻧﺎه 4 د.ب) (ﺑﻐﺾ اﻟﻨﻈﺮ ﻋﻦ اﻟﻤﺒﻠﻎ اﻟﻤﺴﺤﻮب ﻓﻲ اﻟﻌﻤﻠﻴﺔ)

6 رﺳﻮم اﻟﻤﺪﻓﻮﻋﺎت اﻟﻤﺘﺄﺧﺮة - ﻳﺮﺻﺪ ﻟ°ﻋﻤﺎل اﻟﺨﻴﺮﻳﺔ 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

7 رﺳﻮم ﺗﺠﺎوز اﻟﺤﺪ اﻻﺋﺘﻤﺎﻧﻲ اﻟﻤﻌﺘﻤﺪ - ﻳﺮﺻﺪ ﻟ°ﻋﻤﺎل اﻟﺨﻴﺮﻳﺔ 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

8 ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب (ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ) ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ

ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب (أﻛﺜﺮ ﻣﻦ ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ) 300 ﻓﻠﺲ ﻟﻠﺼﻔﺤﺔ، 5 دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺤﺪ أﻗﺼﻰ

9 رﺳﻮم اﺳﺘﺒﺪال اﻟﺒﻄﺎﻗﺔ 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

10 رﺳﺎﻟﺔ ﻣﺪﻳﻮﻧﻴﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ (ﻣﺮة واﺣﺪة ﻓﻲ اﻟﺴﻨﺔ) ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ

رﺳﺎﻟﺔ ﻣﺪﻳﻮﻧﻴﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ (أﻛﺜﺮ ﻣﻦ ﻣﺮة ﻓﻲ اﻟﺴﻨﺔ) 10 د.ب 10 د.ب 10 د.ب 10 د.ب 10 د.ب 10 د.ب

11 رﺳﺎﻟﺔ ﺑﺮاءة ذﻣﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ (ﺧﻼل 6 أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﺒﻄﺎﻗﺔ) ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ ًﻣﺠﺎﻧﺎ

رﺳﺎﻟﺔ ﺑﺮاءة ذﻣﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ (ﺑﻌﺪ 6 أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﺒﻄﺎﻗﺔ) 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

12* إﺿﺎﻓﺔ أﺟﺮة ﻋﻠﻰ اﻟﻤﻌﺎﻣﻼت ا„ﺟﻨﺒﻴﺔ: • اﻟﺪوﻻر ا„ﻣﺮﻳﻜﻲ 2.25% 2.25% 2.25% % 2.25%2.25 2.25% • اﻟﻌﻤﻼت ا„ﺧﺮى 2.75% 2.75% 2.75% % %2.75 2.75%2.75

13 رﺳﻮم ﻃﻠﺐ زﻳﺎدة اﻟﺤﺪ اﻻﺋﺘﻤﺎﻧﻲ ًﻣﺆﻗﺘﺎ 10 د.ب 10د.ب 10 د.ب 10 د.ب 10 د.ب 10 د.ب

14 رﺳﻮم إﻋﺎدة إﺻﺪار اﻟﺮﻗﻢ اﻟﺴﺮي 2 د.ب 2 د.ب 2 د.ب 2 د.ب 2 د.ب 2 د.ب

15 رﺳﻮم ﻃﻠﺐ ﻧﺴﺨﺔ ﻣﻦ اﻟﻤﻌﺎﻣﻠﺔ 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

16 اšﺳﺘﻔﺴﺎر ﻋﻦ اﻟﺮﺻﻴﺪ ﻋﺒﺮ أﺟﻬﺰة اﻟﺼﺮاف ا†ﻟﻲ ً(ﻣﺠﺎﻧﺎ ﻋﺒﺮ أﺟﻬﺰة ﺑﻨﻚ اﻟﺒﺤﺮﻳﻦ اšﺳﻼﻣﻲ) 1 د.ب 1 د.ب 1 د.ب 1 د.ب 1 د.ب 1 د.ب

17 ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ • إﺻﺪار ﺷﻴﻚ إداري ﺑﺎﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب • ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ إﻟﻰ ﺣﺴﺎب ﻓﻲ ﺑﻨﻚ اﻟﺒﺤﺮﻳﻦ اšﺳﻼﻣﻲ 3 د.ب 3 د.ب 3 د.ب 3 د.ب 3 د.ب 3 د.ب

18 رﺳﻮم اﻟﻤﻄﺎﻟﺒﺎت (ﻟﻠﻤﻄﺎﻟﺒﺎت اﻟﻤﺮﻓﻮﺿﺔ) 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب 5 د.ب

(*) ﻳﺸﻤﻞ رﺳﻮم أﻧﻈﻤﺔ اﻟﺪﻓﻊ اﻟﺪوﻟﻴﺔ. • ًاﺑﺘﺪاء ﻣﻦ 15 ﺳﺒﺘﻤﺒﺮ 2018 (**) ﺳﻴﺘﻢ اﺣﺘﺴﺎب رﺳﻮم ﻻ ﺗﺴﺘﺮﺟﻊ ﺑﻘﻴﻤﺔ 100 د.ب ﺳﻨﻮﻳž ﻣﻦ ﺣﺴﺎب اﻟﺒﻄﺎﻗﺔ. Fees and Service Charges

www.bisb.com 17 51 51 51 Licensed as an Islamic Retail Bank by the Central Bank of Bahrain

Fees Details

Accounts Saving\Salary Account Opening Minimum Balance BD20 Tejoori Al Islami Opening Minimum Balance BD50 Saving\Tejoori Al Islami\Salary Account Below Minimum Balance Charges (1) (3) BD1 Current Account Minimum Balance BD300 Current Account Below Minimum Balance Charge (3) BD2 Over the Counter Cash Withdrawal BD1 (for less than BD500) Withdrawal and Deposit in Foreign Currency Accounts Free Closing Account Fee Free Investment Deposits Minimum Opening Balance (Normal Deposit) BD1,000 Minimum Opening Balance (Special Deposit) BD50,000 Premature Breakage Profit Compensation Percentage of original Terms Elapsed Percentage of Due Profits for the Elapsed Period to be Paid  Between 99% to 67% of Term 80%  Between 66% to 50% of Term 53.33%  Between 49% to 33% of Term 40%  Less than 33% of Term 26.66% Debit Cards First Issue of ATM Card and PIN Free ATM Card Replacement on Customer’s Request BD5 PIN Replacement Fee on Customer’s Request BD2 Transaction Copy Request Fee BD5 ATM Utilization Fees Foreign Currency Transaction Fees Transaction Benefit GCC International  US Dollar 2.25% (4)  Withdrawal Free BD1 BD2  Other 2.75% (4)  Balance Enquiry Free BD1 BD1  Insucient Funds Free BD1 - Cheque Charges 25 Leaves Cheque Book BD2.5 Cheque Collection 50 Leaves Cheque Book BD5  Within GCC BD8 + Correspondence Charges Returned Cheque (due to insucient balance) BD14  Outside GCC BD13 + Correspondence Charges Demand Draft BD3  Returned Cheques Within GCC BD10 + Correspondence Charges Cancellation of Draft Free  Returned Cheques Outside GCC BD15 + Correspondence Charges Manager Cheque BD2 Cancellation of Manager Cheque Free Stop Cheque BD5 Per Cheque Copy of Statement, Cheque or Voucher Copy of Statement Up to 2 Times a Year Free Copy of Statement More Than 2 Times a Year (1) BD0.300 Per Page Maximum of BD5 Copy of Cheque, Voucher or Other Documents BD5 Audit Confirmation Letter BD20 Certificate of Balance and Other Confirmations BD10 Standing Order Internal Free Local BD0.1 GCC BD5 + Correspondence Charges International BD5 + Correspondence Charges Insucient Balance to Entertain Standing Order BD5 Cancellation Standing Order Before Transmission BD5 Transfers Fawri+ (BD100 or less) Free Fawri+ (above BD100 and up to BD1,000) BD0.1 Fawri (salary) BD0.005 per record Fawri (other) BD0.1 per transaction Fawateer Free Swift Transfer within Bahrain BD0.1 Swift Transfer outside Bahrain BD5+Correspondence Charges Swift Confirmation BD2 Finance Processing Fees Consumer Finance BD120 Auto Finance BD100 Mortgage Finance 0.75% of Amount Financed Mazaya Finance BD300 Finance Outstanding Letter (2) Free Once a Year BD10 For More Than Once Finance Release Letter Free Within 6 Months of Settlement BD5 After 6 Months Postponement of Installments on Customer’s Request BD10 Valuation, Insurance, Registration, Notarization and All Other Governmental Fees Identical fees will be charged without any increase Early Settlement Charges (Personal and Auto Finance) 1% of the outstanding amount with a maximum of BD100 Early Settlement Charge (Residential Housing Finance) 0.75% of the outstanding amount with a maximum of BD200 PayPal Services PayPal Account Top Up 1% of amount with a minimum of $2.68 and maximum of $26.81 PayPal Withdrawl 1% of amount with a minimum of $2.68 and maximum of $26.81

(1) Orphans, widows, disabled customers, pensioners, individuals receiving social subsides from the Ministry of Labor and Social Aairs, students and Bahraini nationals with a monthly salary below BD250 to be exempted from such fee.

(2) Finance outstanding letter addressed to Supreme Council for Women, Ministry of Labor and Social aairs or for social housing purposes are waived from the fee.

(3) The minimum balance will be calculated on a weighted average monthly balance.

(4) Inclusive of International Payment Schemes charges.

Credit Cards' Fees and Charges

Fees Details

Classic & Black & Description Gold Titanium Platinum Signature Infinite Corporate

1 Card Maximum Service Fees - Annually BD1,080 BD2,040 BD3,060 BD6,000 BD14,500** BD12,000

2 Monthly Maximum Service Fee BD90 BD170 BD255 BD500 BD1,200 BD1,000

3 Supplementary Annual Membership/Subscription Fee Nil Nil Nil Nil BD50 Nil

4 Fee Charged in Case of Full Settlement of Nil Nil Nil Nil Nil Nil Outstanding Balance

5 Cash Advance Fee (Regardless of Amount 4% (subject to a Min. of BD4 ) Withdrawn Per Transaction)

6 Late Payment Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

7 Over Limit Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

8 Copy of Statement Up 2 Times a Year Nil Nil Nil Nil Nil Nil

Copy of Statement More Than 2 Times a Year BD0.300 Per Page Maximum of BD5

9 Card Replacement Fee BD5 BD5 BD5 BD5 BD5 BD5

10 Credit Card Outstanding Letter - Once a Year Nil Nil Nil Nil Nil Nil

Credit Card Outstanding Letter - More than Once a Year BD10 BD10 BD10 BD10 BD10 BD10

11 Credit Card Release Letter - Within 6 Months of Settlement Nil Nil Nil Nil Nil Nil

Credit Card Release Letter - After 6 Months of Settlement BD5 BD5 BD5 BD5 BD5 BD5

12* Card Transaction Foreign Exchange Mark-Up: • US Dollar 2.25% 2.25% 2.25% 2.25% 2.25% 2.25% • All Other Currencies 2.75% 2.75% 2.75% 2.75% 2.75% 2.75%

13 Temporary Limit Increase Request Fee BD10 BD10 BD10 BD10 BD10 BD10

14 PIN Reprint Fee BD2 BD2 BD2 BD2 BD2 BD2

15 Transaction Copy Request Fee BD5 BD5 BD5 BD5 BD5 BD5

16 Balance Enquiry on ATMs (Free on BisB ATMs) BD1 BD1 BD1 BD1 BD1 BD1

17 Transfer of Credit Balance: • Manager's Cheque Issued of Credit Balance BD5 BD5 BD5 BD5 BD5 BD5 • Transfer Credit Balance to BisB Account BD3 BD3 BD3 BD3 BD3 BD3

18 Charge Back Fee (rejected claims) BD5 BD5 BD5 BD5 BD5 BD5

(*) Including International Payment Scheme Charges. • Eective from 15 September 2018 (**) BD100 non refundable, charged once every year.