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Mastercard Rules 11 December 2020

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Mastercard Rules 11 December 2020 Mastercard Rules 11 December 2020 BM Summary of Changes, 11 December 2020 Summary of Changes, 11 December 2020 The following are changes with the most recent publication of this document Source or Explanation of Chapter Number Rule Name Revisions Applicability of Rules in this Applicability of Rules in this AN 3929 Revised Standards Manual Manual > Payment for Gaming Payment Transactions Transactions in Select Regions and Introduction of New Mastercard Gaming and Gambling Payments Program in the U.S. Region Chapter 1 The License and 1.7.2 Extension of Area of AN 4346 Revised Standards Participation Use Programs for the Extension of Area of Use Program for Mastercard Enterprise Solution Wholesale 1.9.5 Customer Name AN 4419 Creation of Change Account-based Program 1.13.4 Rights, Liabilities, and Standards and Information- Obligations of a Terminated based Program Standards Customer and Related Mastercard Rules Updates Chapter 2, Standards and 2.1.6 Review Process AN 4118 Revised Standards Conduct of Activity and for the Appeal Filing Process Digital Activity 2.1.6 Review Process AN 4419 Creation of 2.2 Conduct of Activity and Account-based Program Digital Activity Standards and Information- based Program Standards 2.2.1 Customer and Related Mastercard Responsibilities Rules Updates 2.2.7 Information Security Program 2.5 Examination and Audit Chapter 3 Customer 3.7 Integrity of Brand and AN 4283 Revised Standards Obligations Network for Integrity of Brand and 3.9 Obligation of Customer Network to Provide Information © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 2 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions Chapter 4 Use of Mark 4.1.1.1 Registration of a AN 4284 Revised Standards Card Design for Marketing and 4.2 Requirements for Use of Solicitation Standards a Mark 4.7 Particular Uses of a Mark 4.7.6 Use of a Word Mark in a Corporate, Business or Domain Name 4.7.7 Use of a Word Mark in Text 4.11 Use of a Card Design in Issuer Advertising and Marketing Material Chapter 5 Acquiring 5.1.2.1 Gambling Merchants AN 3929 Revised Standards for Gaming Payment Transactions in Select Regions and Introduction of New Mastercard Gaming and Gambling Payments Program in the U.S. Region 5.3 Deferred Delivery AN 4327 Revised Standards Merchant (Added) for Deferred Delivery Regular Monitoring of DDMs Merchants (Added) Information and Consent (Added) Conditional Consent (Added) Request for DDM Information (Added) 5.11.6 Merchant Business AN 4398 Revised Standards Logos (Added) for a Digital Merchant Logo Requirement © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 3 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions Chapter 7 Service Providers 7.1 Service Provider AN 4288 Revised Standards Categories and Descriptions for Service Provider Updates 7.2 The Program Service and for DASP, SDWO, DSE, and Performance of Program Chapter Reorganization Service 7.2.1 Customer Responsibility and Control 7.2.2 Notification to the Corporation 7.2.3 Program Service Agreement 7.2.6 Use of the Marks 7.2.9 Notification of Settlement Failure Obligation 7.2.10 Data Security 7.5 Use of Corporation’s Systems and Confidential Information 7.6 Acquiring Programs 7.6.1 Merchant Agreements 7.6.2 Collection of Funds from a Merchant or ATM Owner 7.6.3 Access to Documentation 7.6.4 Authority to Terminate Merchant Agreement or ATM Owner Agreement 7.6.5 Payment Facilitators and Submerchants 7.6.5.1 Responsibility for Payment Facilitator and Submerchant Activity 7.6.6 Transaction Identification for ISO and PF Transactions (Added) © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 4 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions 7.6.7 Staged Digital Wallet Operator Requirements (Added) 7.8 Payment Facilitator Obligations 7.8.1.1 Required Submerchant Agreement Terms 7.8.2 Obligations as Sponsor of Submerchants 7.9 Type I TPP Obligations (Added) 7.10 Registration Requirements for Service Providers (Added) 7.10.1 Site Data Protection (SDP) Program Noncompliance 7.10.2 Registration Requirements for Type I TPPs 7.10.4 Registration Requirements for Digital Activity Service Providers 7.10.5 Service Provider Registration Noncompliance 7.11 Prohibition from Acting as a Service Provider 7.12 Termination of a Service Provider, Program Service Agreement, or De- registration 7.13 Confidential Information of Service Providers 7.14 Audits © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 5 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions Chapter 7 Service Providers 7.1 Service Provider AN 4419 Creation of Categories and Descriptions Account-based Program Standards and Information- based Program Standards and Related Mastercard Rules Updates Chapter 10 Payment Payment Transfer Activity AN 3929 Revised Standards Transfer Activity Rules for Gaming Payment Transactions in Select Regions and Introduction of New Mastercard Gaming and Gambling Payments Program in the U.S. Region Payment Transfer Activity AN 4419 Creation of Rules Account-based Program 10.1.1 General Requirements Standards and Information- based Program Standards 10.1.6 Security Incidents and Related Mastercard Rules Updates Applicability of Rules AN 4288 Service Provider Standards Updates for DASP, SDWO, DSE and Chapter Reorganization Chapter 12 Canada Region 6.1.1 Mastercard Card AN 3340—Revised Standards Issuance —Retiring Contactless Magnetic Stripe Mode Technology 7.6.7 Staged Digital Wallet AN 4288 Service Provider Operator Requirements Standards Updates for DASP, SDWO, DSE and Chapter Reorganization Chapter 13 Europe Region 6.1 Card Issuance—General AN 3340—Revised Standards Requirements —Retiring Contactless Magnetic Stripe Mode Technology 6.1.1 Mastercard Card AN 3479—Decommissioning Issuance of Dedicated Debit Mastercard Account Ranges © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 6 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions 7.1 Service Provider AN 4288 Service Provider Categories and Descriptions Standards Updates for 7.1.1 Third Party Processor DASP, SDWO, DSE and Chapter Reorganization 7.6.6 Transaction Identification for ISO and PF Transactions (Added) 7.6.7 Staged Digital Wallet Operator Requirements Chapter 14 Latin America Definitions AN 3399—Debit Mastercard and the Caribbean Region 4.1 Right to Use the Marks Strategy (Deleted) 6.1.2 Maestro Card Issuance 6.4 Selective Authorization (Deleted) Chapter 16 United States 6.1.1 Mastercard Card AN 1430—Revised Standards Region Issuance —Refund Transactions 7.1 Service Provider AN 4288 Service Provider Categories and Descriptions Standards Updates for 7.9 Type>TPP Obligations DASP, SDWO, DSE and (Added) Chapter Reorganization 7.10.2 Registration Requirements for Type I TPPs 7.10.3 Registration Requirements for Type III TPPs Chapter 18 Value-Added 18.3.2 Customer AN 4419 Creation of Services Rules Responsibilities Account-based Program Standards and Information- based Program Standards and Related Mastercard Rules Updates Appendix B Compliance Compliance Zones AN 4327 Revised Standards Zones for Deferred Delivery Merchants AN 4288 Service Provider Standards Updates for DASP, SDWO, DSE and Chapter Reorganization © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 7 Summary of Changes, 11 December 2020 Source or Explanation of Chapter Number Rule Name Revisions Appendix C Definitions Funding Transaction (Added) AN 4153 Revised Standards for Enhancements to MoneySend Payment Transactions and Funding Transactions Gaming Payment AN 3929 Revised Standards Transaction (Added) for Gaming Payment Payment Transaction Transactions in Select (Updated) Regions and Introduction of New Mastercard Gaming PTA Program (Updated) and Gambling Payments Program in the U.S. Region © 1969–2020 Mastercard. Proprietary. All rights reserved. Mastercard Rules • 11 December 2020 8 Mastercard Standards Mastercard Standards Mastercard is dedicated to making payments safe, simple and smart. We have a set of standards (“the Standards”) in support of this mission that provides our Customers with clear direction as to their responsibilities. The Standards include the information contained in this Mastercard Rules manual and other manuals, along with guides, bulletins and policies that may be updated from time to time. The Standards enable growth for Mastercard and for our Customers while ensuring integrity and reliability. They are developed under a set of principles that guide us in our actions and provide a framework under which we operate. Mastercard and its Customers: Uphold the value of the Mastercard brands as the choice of payment for consumers, businesses and merchants. Consumers, businesses and merchants have multiple payment options to use and to accept. Mastercard and its Customers operate so as to uphold the value of the Mastercard brands so that our products will be adopted and chosen by these end users. Act with financial integrity and in compliance with the Standards and the law. Operating programs in a manner that is financially sound, in compliance with the Standards and the law helps us manage risk to Mastercard and to our Customers. Engage in rigorous fraud management practices.
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