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APRIL 2021

COMING SOON NEW CARD MOBILE APP Soon, you can manage your Hawaii Central anytime, anywhere with our new mobile app. • View credit card transactions Look for our NEW HCFCU Cards App • View current card balance in the upcoming months! • View minimum payment due & next due date • Setup card controls & alert notifications for your credit card DOWNLOAD ON: • Lock & unlock your credit card on-the-go • Make a payment • Report a lost or stolen credit card

VIEW CARD OVERVIEW Check Balances View Payment Due Dates CONTROL Lock Cards YOUR SPENDING Set up Card Controls and Alerts based on your chosen criteria.

FOR ATTENDING OUR 2021 ANNUAL MEETING Mahalo Our 83nd Annual Meeting was held virtually on Saturday, March 13, 2021. Hawaii Central Board Chairman Neil Shimogawa highlighted our successes in 2020 and Alan Yasuda, Sam Aucoin, and Ariel Chun were re-elected to serve on the Board of Directors.

Download a copy of the 2020 Annual Report on our website. HawaiiCentral.org/2020-annual-report

NOTICE TO OUR MEMBERS MARCH As of March 31, 2021, has discontinued travelers checks; therefore, we will no longer be issuing travelers checks after March 31st. Members who still have travelers checks after 3/31/21 will 31 still be able to use them as normal. HawaiiCentral.org | Routing #321378990 FEDERALLY INSURED BY NCUA Simplify Your Life with One Card. As a Central Checking member, you’re able to get our FREE VISA® ! With our Card, you can your Central Checking Account how you wish and whenever you want. Our VISA® Debit Card offers members the convenience of a checkbook and ATM card in one. Use it for purchases at merchants displaying the Visa logo and the purchase amount will be withdrawn from your Central Checking Account.

Call Us, VISA® DEBIT CARD BENEFITS Ask About No monthly balance requirements or monthly fees Surcharge-Free at over 200 First Hawaiian ATMs YOUR throughout Hawaii & 30,000 Co-Op ATMs nationwide ONE Add to Apple Pay, Google Pay, or Samsung Pay VISA® Secure CARD  Hawaii Central has one card to connect, access, and use your accounts.

A Access Your Funds* B ATM Use AnytimeCO-OP B2C / Branded Locations C Shop Anywhere Locations that offer CO-OP ATM or Shared Branch services are included in this category. members will see Make ATM transactions from your No surcharge fees at all Firstthese logos online in the locator or when they visit a CO-OP SharedOnline Branch or ATM. or in-store wherever Central Checking Account and Hawaiian Bank and CO-Op ATMs. VISA is accepted. Central .

To order your FREE VISA Debit Card, call (808) 536-3677 to speak to Delaine Roberts.

THE CO-OP BRAND IDENTITY GUIDE | 6 EMERGENCY CASH M AY EMERGENCY CASH EMERGENCY$ CASH 8 EMERGENCY CASH SHRED DAY COLLEGE BOUND? EMERGENCY CASH 9AM - 11AM Open an HCFCU account with us and EMERGENCYNO PAYMENTS CASH HCFCU Main Branch Parking Lot you’ll have nationwide access at over 5,000 Our annual free on-site document shared branches and nearly 30,000 CO-OP EMERGENCYDUE FOR 6 MONTHS CASH shredding just for our members is back! ATMs. , you’ll have 24/7 If you have old, confidential documents, access, free VISA debit card and on-the-go EMERGENCYExperiencing financial hardship? CASH We have we will safely dispose of them. Please limit mobile deposit via our mobile app. Learn emergency options up to $5,000. two banker boxes (approx 15” x 12” x 10”) more about our student loan program at EMERGENCYCall or visit us at the branch CASH to discuss per member. hawaiicental.studentchoice.org. your options. EMERGENCY CASH BRANCH CLOSURES GOOD FRIDAY Friday, April 2 MAIN BRANCH HARKNESS BRANCH MEMBER SERVICES CLOSE AT 12 PM 681 South King Street Queen’s Medical Center (808) 536-3677 Honolulu, Hawaii 96813 HOURS MEMORIAL DAY Monday – Thursday: 8:00am – 4:30pm CONSUMER Monday, May 31 HOURS Friday: 7:15am – 4:30pm (808) 536-0833 Monday – Thursday: CLOSED 8:00am – 4:30pm EWA BEACH POP-UP BRANCH REAL ESTATE LOANS Friday: 8:00am – 5:00pm Queen’s Medical Center West Oahu (808) 529-4599 INDEPENDENCE DAY TEMPORARILY CLOSED NMLS #412820 Monday, July 5 HawaiiCentral.org (DUE TO COVID-19) CLOSED

Routing #321378990