5 Simple Steps of Spending through UnionPay network with NCB ATM Card

Con rm that the merchants display UnionPay logo in their shops and accept your payments using UnionPay ATM Card. Confirm

Take out your NCB ATM Card with UnionPay logo and get ready to pay. Take Out Your Card

Remind the store sta to settle your payment through UnionPay network. Tips for enjoying the o ers: NCB ATM Card o ers are only applicable to the transactions settled through UnionPay network and are not applicable to other networks (e.g. EPS). Remind

Input NCB ATM Card password and sign your name. Security tips: Do not disclose your password to anyone, including the Police and bank sta . Input Password

Verify the sales slip information and con rm the payment is settled through the UnionPay network by NCB ATM Card with card number starting with 62 and UnionPay logo. Please keep the sales slip for record. Verify Tips for enjoying the o ers: If the store sta does not settle your payment through UnionPay network, please ask the sta to cancel the incorrect transaction and settle the payment through UnionPay network again.

General Terms and Conditions: For NCB ATM Card o er details, 1. NCB ATM Card promotions are applicable to NCB UnionPay ATM Card with card number starting with please visit 62 (refers to “NCB ATM Card”). 2. The oers are subject to the relevant terms and conditions. For details, please refer to the relevant promotional materials or contact the sta of NCB. 3. Nanyang Commercial Bank, Limited (refers to the "Bank") is not the provider of the products and services purchased, thus the Bank is not responsible for the products and services provided by the merchants. 4. The Bank reserves the right to amend or terminate the oer and terms and conditions at any time without prior notice, and shall not bear any responsibility caused by the amendments or terminations. 5. In case of disputes, the decision of the Bank shall be nal. 6. NCB ATM Card is subject to the relevant terms. For details, please refer to the Bank’s website (www.ncb.com.hk/atm) and “General Information” (www.ncb.com.hk > Banking Service > Private Banking > Other Services > Conditions and Rules for Services and other Information) or contact the www.ncb.com.hk/atmo er sta of NCB. 7. If there is any discrepancy or inconsistency between the Chinese version and the English version of these terms and conditions, the Chinese version shall apply and prevail.