Development Without Displacement RESISTING GENTRIFICATION in the BAY AREA
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ARCH MORTGAGE INSURANCE COMPANY NAIC Group Code.....1279, 1279 NAIC Company Code
PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION *40266201920100101* QUARTERLY STATEMENT As of March 31, 2019 of the Condition and Affairs of the ARCH MORTGAGE INSURANCE COMPANY NAIC Group Code.....1279, 1279 NAIC Company Code..... 40266 Employer's ID Number..... 36-3105660 (Current Period) (Prior Period) Organized under the Laws of WI State of Domicile or Port of Entry WI Country of Domicile US Incorporated/Organized..... December 30, 1980 Commenced Business..... December 31, 1981 Statutory Home Office 33 East Main Street, Suite 900 .. Madison .. WI .. US .. 53703 (Street and Number) (City or Town, State, Country and Zip Code) Main Administrative Office 230 North Elm Street .. Greensboro .. NC .. US .. 27401 336-373-0232 (Street and Number) (City or Town, State, Country and Zip Code) (Area Code) (Telephone Number) Mail Address Post Office Box 20597 .. Greensboro .. NC .. US .. 27420 (Street and Number or P. O. Box) (City or Town, State, Country and Zip Code) Primary Location of Books and Records 230 North Elm Street .. Greensboro .. NC .. US .. 27401 336-373-0232 (Street and Number) (City or Town, State, Country and Zip Code) (Area Code) (Telephone Number) Internet Web Site Address www.archmi.com Statutory Statement Contact Jeffrey Wayne Shaw 336-412-0800 (Name) (Area Code) (Telephone Number) (Extension) [email protected] 336-217-4402 (E-Mail Address) (Fax Number) OFFICERS Name Title Name Title 1. Robert Michael Schmeiser # President & Chief Executive Officer 2. Sara Fitzgerald Millard Executive Vice President, General -
Report on Rent Control (1981)
Citizens League Report on Rent Control Prepared by Special Studies Task Force Donald Van Hulzen, Chairman Approved by Citizens League Board of Directors February 18,1981 Citizens League 530 Syndicate Building Minneapolis, MN 5 5402 (612) 338-0791 INTRODUCTION We were asked by the Citizens League Board of Directors in to deal only with rent control, and that took almost all of the fall of 1980 to develop and recommend a League our time. position on rent control. Our charge instructs us to (a) become familiar with the facts on the price of rental We don't fully understand what is happening, but there are housing and how rents have increased in comparison with some signs which indicate that the financial burden ques- other essential living expenses; (b) try to understand tion will emerge as a far more serious issue in the 1980s specific problems to which rent control proposals are being than many persons now recognize. In most income cat- addressed, and reach conclusions on the extent to which egories, housing will be claiming a larger portion of the these problems would be met through rent control; (c) household budget. Persons most significantly affected will become familiar with the extent to which rent control is in be those of low income who are using current income to existence elsewhere in the nation, and the results in these pay for housing, whether through rent or mortgage pay- locations; and (d) determine the impact which rent control ments. would have on maintenance of rental dwellings, new construction of rental dwellings, housing demand in parts Most of us are familiar with the fact that higher energy of the metropolitan area without rent control, supply and prices, higher interest rates and higher inflation rates have cost of housing for low md moderate-income households, resulted in significant increases in housing costs. -
Principles of Eminent Domain
Principles of Eminent Domain House Joint Resolution No. 34 Proposed Legislation Volume I1 Legislative Environmental Quality Council Eminent Domain Subcommittee Public Benefits and Private Rights: Countervailing Principles of Eminent Domain Proposed Legislation September 2000 Environmental Quality Council Members House Members Senate Members Representative Paul Clark Senator Mack Cole Representative Kim Gillan, Vice-Chair Senator William Crismore, Chair Representative Monica Lindeen* Senator Bea McCarthy Representative Doug Mood Senator Ken Mesaros Representative Bill lash Senator Barry "Spook" Stang Representative Cindy Younkin Senator Jon Tester Public Members Governor's Representative Mr. Tom Ebzery Ms. Julie Lapeyre Ms. Julia Page Mr. Jerry Sorensen Mr. Howard F. Strause Law, Justice, and Indian Affairs Committee Members on Eminent Domain Subcommittee Representative Gail Gutsche Representative Dan McGee Representative Jim Shockley *Eminent Domain Subcommittee merr~bersare noted in italics Legislative Environmental Policy Off ice Staff Todd Everts, Legislative Environmental Analyst; Larry Mitchell, Resource Policy Analyst; Mary Vandenbosch, Resource Policy Analyst; Krista Lee, Resource Policy Analyst; Maureen Theisen, Publications Coordinator; State Capitol, P.O. Box 20 1704, Helena, MT 59620- 1 704; (406) 444-3742; http://leg.state.mt.us Eminent Domain Study Staff Krista Lee, Resource Policy Analyst, Legislative Environmental Policy Office; Gordon Higgins, Research Analyst, Legislative Services Division; Greg Petesch, Chief Legal Counsel, Legislative Services Division 'The bill drafts in this report are in the form in which they were adopted by the Environmental Quality Council at its September 2000 meeting. For the most current versions of these bills, call the Legislative Environmental Policy Office at (406) 444- 3742 or view the online version by choosing Legislative Info from the State of Montana homepage, then 2001 Session. -
Guide to Taking Mortgages in Moldova [EBRD
2008 Guide to taking mortgages in Moldova Guide to taking mortgages in Moldova Prepared by A.C.I. Partners European Bank for Reconstruction and Development Chisinau, 2008 © ACI Partners, 2008 © European Bank for Reconstruction and Development, 2008 All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, without the written permission of the copyright holders. Such written permission must also be obtained before any part of this publication is stored in a retrieval system of any nature. This publication has been made possible thanks to the generous support of the Swiss Government. The information and expression of opinions in this guide are not intended to constitute legal advice and should not be treated as a substitute for specific advice concerning individual situations. As the law related to the area of security is complex, we strongly recommend seeking legal advice when contemplating specific transactions. INTRODUCTION ....................................................................................................................................4 An explanation of the terms used......................................................................................................4 Key features of new legislation..........................................................................................................5 Laws governing mortgages................................................................................................................5 -
The First Cycle of Gentrification in West Oakland, California: 1998-2008
THE FIRST CYCLE OF GENTRIFICATION IN WEST OAKLAND, CALIFORNIA: 1998-2008 A Thesis Submitted to the Faculty of San Francisco State University In partial fulfillment of The requirements for The degree Master of Arts In Geography By Jason Neil Zimmerman April 2009 ii THE FIRST CYCLE OF GENTRIFICATION IN WEST OAKLAND, CALIFORNIA: 1998-2008 Jason Zimmerman San Francisco State University 2009 Gentrification is a complex process of urban change in which higher-income residents and commercial uses replace those of lower socioeconomic status. This thesis examines the process of gentrification between 1998 and 2008 in West Oakland, California, describing the transformations that occurred in the area and the extent to which gentrification is represented by these changes. West Oakland did gentrify, albeit in a slower and less dramatic manner than was expected. Increased land values and residential displacement, combined with an influx of wealthier residents, highlighted these shifts. However, it is a neighborhood to which wealthier residents and large developer capital came later than other nearby neighborhoods. Factors including local government development policy, community involvement in the redevelopment of the neighborhood, and city housing policies altered the course and arguably limited the extent of gentrification in West Oakland. Today West Oakland can be seen as a neighborhood that remains vulnerable to gentrification while at the same time it is a place of last resort for large flows of capital to settle and enact a process of gentrification. ii iii TABLE OF CONTENTS I. Introduction……………………………………………………………….….........1 II. Significance of Research…………………...…………………………………..15 III. Study Area Background……………………………...…………………………18 IV. A Review of the Literature…………………………………..…………….......31 1. -
A Downtown for Everyone Robert A
REPORT SEPTEMBER 2015 A DOWNTOWN Shaping the future of FOR downtown Oakland EVERYONE Contents Acknowledgements 4 Executive Summary SPUR staff Egon Terplan, Project lead 6 Introduction Mohit Shewaramani, Oakland Fellow 9 How We Got Here Sarah Jo Szambelan, Research Manager Robert Ogilvie, Oakland Director 12 Today’s Opportunities and Challenges SPUR Oakland City Board 20 Our Vision: A Downtown for Everyone Robert A. Wilkins (project co-chair) Bill Stotler (project co-chair) 24 BIG IDEA 1 Tomiquia Moss (board chair) Grow 50,000 more jobs in downtown and create pathways to get A DOWNTOWN Fred Blackwell people into them. Deborah Boyer 33 BIG IDEA 2 Anagha Dandekar Clifford Bring 25,000 more residents to downtown at a range of incomes, and Jose Corona Shaping the future of Charmaine Curtis enable existing residents to remain. Paul Figueroa 37 BIG IDEA 3 downtown Oakland Mike Ghielmetti FOR Set clear and consistent rules for growth to make downtown a better Spencer Gillette place for everyone. Chris Iglesias Robert Joseph 44 BIG IDEA 4 Ken Lowney Create inviting public spaces and streets as part of an active public Christopher Lytle realm. Olis Simmons Joshua Simon 54 BIG IDEA 5 EVERYONE Resources and reviewers Make it easy to get to and around downtown through an expanded Anyka Barber, Alex Boyd, Anthony Bruzzone, Clarissa transportation network. Cabansagan, Dave Campbell, Jim Cunradi, John Dolby, 63 Big Ideas for the Future Margo Dunlap, Karen Engel, Sarah Filley, Rachel Flynn, Erin Ferguson, Sarah Fine, Aliza Gallo, Jennie Gerard, June 66 -
Real Estate Syndication: Property, Promotion, and the Need for Protection
THE YALE LAW JOURNAL VOLUME 69 APRIL 1960 NUMBER 5 REAL ESTATE SYNDICATION: PROPERTY, PROMOTION, AND THE NEED FOR PROTECTION CURTIS J. BERGERt READERS of the June 29, 1958, edition of the Mew York Times may have puzzled over a sixteen page advertising supplement urging them to buy units in a syndicate that would soon acquire the leasehold on one of Manhattan's prominent office buildings.' For many, this was their first glimpse of syndica- tion-a technique that has become the vogue in real estate investment.2 Syn- tInstructor in Law, Yale Law School 1959-1960. The author is indebted for assistance in research on a portion of this Article to Mr. Donald P. Horwitz, a third-year student at the Yale Law School. 1. N.Y. Times, June 29, 1958, § 10. The promoters of Motors Building Realty Com- pany sought to raise $5,780,000 to acquire the leasehold of the General Motors Building. 2. Towards the end of WVorld War II, several forces ended the doldrums which had characterized real estate investment throughout the 1930's and early 1940's. Individual sav- ings accumulated during the war sought investment outlets. U.S. BunRAu oF THE CEN- sus, DEP'T OF ComimRce, STATISTICAL ABSTRACT OF THE UNrED STATES 436, 457 (1956). Lending institutions were ready to disgorge, often at bargain basement values, their de- pression-acquired foreclosed realty holdings. Mfunicipally-owned land, the product of de- pression tax foreclosures, became attractively available to developers. The governmental stimulus of insured or guaranteed mortgages, National Housing Act, 48 Stat. 1246 (1934), as amended, 12 U.S.C. -
Smart Infill
Smart Infill A practical guide to creating vibrant places throughout the Bay Area Greenbelt Alliance would like to thank the following organizations for their support for this report: Forest City Panoramic Interests SKS Investments Greenbelt Alliance also thanks the following individuals, who contributed expertise or reviewed significant portions ofSmart Infill: Gillian Adams, Association of Bay Area Governments Curt Johansen, Triad Communities W. Anderson Barnes, Grant Thornton LLC Vivian Kahn, Dyett and Bhatia George Brewster, KMJ Urban Communities Dan Kingsley, SKS Investments Paul Campos, Home Builders Association of Northern Gabriel Metcalf, San Francisco Planning and Urban California Research John Chapman, Trustee, East Bay Community Foundation Kate O’Hara, East Bay Alliance for a Sustainable Economy Ann Cheng, Transportation and Land Use Coalition Paul Penninger, Non-Profit Housing Association of Tim Colen, San Francisco Housing Action Coalition Northern California (formerly) Zach Cowan, City of Berkeley Charles Purvis, Metropolitan Transportation Commission Ignacio Dayrit, City of Emeryville Christy Riviere, Association of Bay Area Governments David Early, Design, Community & Environment Jack Robertson, AF Evans John Ellis, WRT Kate White, Urban Land Institute San Francisco Rachel Hooper, Shute, Mihaly & Weinberger LLP Chris Wuthmann, Renew Property Services Rosey Jencks, San Francisco Public Utilities Commission Michelle Yesney, David J. Powers & Associates Thanks also to the many city staff around the region who helped us understand -
GENTRIFICATION and CRIME New Configurations and Challenges for the City
Delft University of Technology Gentrification & Crime New Configurations and Challenges for the City Leoni, Giovanni ; Hein, C.M.; Semi, Giovanni ; La Spina, Antonio ; Mirabile, Mario ; Cabras, Edoardo ; Bonura, Massimo ; Arena, Alessio ; Mirabile, Mario ; Cattafi, Carmelo Publication date 2020 Document Version Final published version Citation (APA) Leoni, G. (Ed.), Hein, C. M. (Ed.), Semi, G. (Ed.), La Spina, A. (Ed.), Mirabile, M. (Ed.), Cabras, E. (Ed.), Bonura, M., Arena, A., Mirabile, M., Cattafi, C., La Spina, A., Bighelli, C., Panagiotakopoulos, D., & Cabras, E. (2020). Gentrification & Crime: New Configurations and Challenges for the City . (CPCL Series). TU Delft Open. Important note To cite this publication, please use the final published version (if applicable). Please check the document version above. Copyright Other than for strictly personal use, it is not permitted to download, forward or distribute the text or part of it, without the consent of the author(s) and/or copyright holder(s), unless the work is under an open content license such as Creative Commons. Takedown policy Please contact us and provide details if you believe this document breaches copyrights. We will remove access to the work immediately and investigate your claim. This work is downloaded from Delft University of Technology. For technical reasons the number of authors shown on this cover page is limited to a maximum of 10. Giovanni Semi Antonio La Spina Mario Mirabile Edoardo Cabras GENTRIFICATION AND CRIME New Configurations and Challenges for the City -
Real Estate Update
Spring 2008 REAL ESTATE UPDATE ATLANTIC YARDS—PUBLIC TAKING OR PRETEXT? The Atlantic Yards Arena and Redevelopment Project in Atlantic Yards—Public Brooklyn overcame a legal challenge on February 1, 2008, in Taking or Pretext? ..................1 the case of Goldstein v. Pataki, decided by the United States Second Circuit Court of Appeals. The plaintiffs-appellants, You Scratch My Back, and fifteen property owners whose homes and businesses are slated I’ll Scratch Yours....................2 for condemnation to make way for the project, sought to block its construction. They argued that the condemnation or “taking” of the private LLC Derivative Suits— property of existing home and business owners to assemble the large swath of land New York Court of Appeals Moves the Law required by the project violates the Fifth Amendment of the Constitution, which Closer to Delaware..................4 reads, in part, “Private property [shall not] be taken for public use, without just compensation.” An expansive reading of the Fifth Amendment might lead one to conclude that as long as the owners of private property are justly compensated, their private property may be taken. This has never been the holding of the Supreme Court of the United States, however. The Supreme Court precedents all first require that the taking be for a “public purpose.” The definition of public purpose has, however, expanded more and more over the centuries. First, the entity to which the private property is given does not have to be a government or public entity; it can be another private individual who is going to put the property to a public use. -
Climate Gentrification: Flooding the Cities
Seton Hall University eRepository @ Seton Hall Law School Student Scholarship Seton Hall Law 2020 Climate Gentrification: Flooding the Cities Rakiah N. Bonjour Follow this and additional works at: https://scholarship.shu.edu/student_scholarship Part of the Law Commons Climate Gentrification: Flooding the Cities Rakiah Bonjour Over 94 million Americans live in coastal counties.1 Despite the coast’s scenic views and salty charm, more and more people are fleeing the coast as the sea engulfs their property and the cost of maintaining their ocean-view homes becomes too high.2 Those who can afford to escape rising sea levels and the accompanying floods flock to high ground, pushing out those who can no longer afford to stay. This is known as “climate gentrification,” where those escaping the sea are gentrifying areas inland and causing displacement of long-term residents, usually minorities or members of impoverished communities.3 This note will discuss three types of policies commonly implemented to combat climate change and rising sea levels – protection, accommodation, and retreat policies – and will explore how they contribute to climate gentrification. It will offer solutions to balance the influx of people inland. The concept of climate gentrification has been studied in Miami and the surrounding area.4 This note, however, will focus on climate gentrification as a national phenomenon, and use general policy proposals to portray how those policies effect this concept. Part II of this note gives a brief history of climate change and sea level rise, introduces climate gentrification, and how the two are related; it also introduces the governmental policies and regulations applied to combat climate change. -
Going Uptown in Downtown Oakland: Market‐Rate Housing As a Redevelopment Tool
GOING UPTOWN IN DOWNTOWN OAKLAND: MARKET‐RATE HOUSING AS A REDEVELOPMENT TOOL Jessica Sheldon Master of City Planning Candidate University of California, Berkeley submission for APA’s Economic Development Division Graduate Scholarship February 6, 2009 Abstract At least since urban renewal efforts of the 1960s, local governments around the country have struggled with how to revitalize city centers in order to turn around declining populations and job opportunities. Traditionally, these efforts have focused on employment growth or retail and industrial development. Beginning in the 1990s, however, there was increased focus on a different strategy: attracting new residents into market‐rate units. Proponents argue that new residential development will itself spur greater retail and job growth. The city of Oakland, California represents one of the fullest implementations of this strategy. Between 2000 and 2008, over 10,000 new residential—mostly market‐rate—units were approved for construction in the downtown area. This paper examines how a consensus emerged around market‐rate residential development, with a focus on the negotiations between the mayor, city council, developers, and community advocates over one specific project, “The Uptown.” A strong mayor was the primary driver of the development, yet other stakeholders came to support it and managed to have at least some of their interests fulfilled. Jessica Sheldon Going Uptown In Oakland, California at the beginning of the 21st century, a consensus emerged among developers, politicians, and other city officials that market‐rate residential development was the best strategy for revitalizing the city’s downtown. At that particular moment in time—at the height of the housing bubble—and with a location just minutes from San Francisco, it seemed like downtown Oakland was poised for a comeback.