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VANIK’S MAGAZINE FOR THE MONTH OF JULY - 2015

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EDITOR Mr. Pramod Padhi Dear Students, PUBLISHING MANAGER It is truly said that “What we show, so we reap” One’s present acts relations Smrutiranjan Chhatoi interactions endeavours and scarifies get accumulated as an aggregate of deeds and ADVISORS shape the course of life in future. G. Khatua B. R. Das This is the period where your every action is put to test to make you perfect achiever in future. ASSOCIATE EDITORS Satabdi Sagar Mohanty Samarendra Narayan Sahoo In your search for perfection we come forward to your rescue out experience and your commitment will definitely led to your success. DESIGNING & LAYOUT Vijaya Moharana

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar With Best Wishes Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______Subrat Kumar Chhatoi © Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher.  The editor and publisher have tried their best to verify the factual accuracy of the  informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. CONTENTS

Topics Page No Events of the Month 4  International news 9  National news 12  Bilateral 14  Economy and Banking 16  Award and Honour 19  Book and Author 20  Person in news 21  Places in news 23  Sports 25  Science and Technology 27  Environment and Ecology 29  Defence 30  Recent Summit in News 32  Committee and its Function 32  International and National institution 33  Recent visit and visitor 34  Date and Observation 34  State news 35  Recent government devlopement and scheme 37

 200 MCQ current affairs 39  40 MCQ of Computer 49  Abbreviation 50  Descriptive English 51  Word of the Month 51  Banking Terminology 52  Miscellaneous G.K. for SSC and Railway 53  Practice Set for Upcoming Exam 57  Previous Year Question 65  Who’s Who? 83  One Liner 85 MAGAZINE FOR THE MONTH OF JULY - 2015 EVENTS OF THE MONTH

money for various purposes. The government receives money from investors, who invest in the bond, and pays a fixed periodic interest GOLD MONETIZATION SCHEME known as coupon on it. On maturity, it returns the money to the In the Budget speech, the Finance minister Arun Jaetley announced investors. Similarly, in a gold bond, investors, such as households, the proposals to monetize gold, which means, converting the will be able to lend money to the government by investing in gold bond whose price will be based on the price of a fixed quantity of country’s gold holdings into cash to spur spending and investment, and limit the need to import gold.Two significant schemes were gold. On this, they will periodically receive a coupon (1.5-2% proposed in this respect. The first is the Gold Monetization Scheme, according to estimates). On maturity or sale of the bond, the bond which would enable depositors, such as households and jewelers, holder will receive an amount equal to the value of the underlying to open metal deposits with banks and place their gold holdings in amount of gold as on that date. Therefore, they will get the same them and can also borrow money using these accounts. return as buying gold bars or coins and selling them later, when The other initiative, a new Sovereign Gold Bond scheme which their price increases. would enable investors to trade in gold without having to buy it Advantage of the scheme: The benefit of this scheme is that it physically. In addition, the introduction of a domestically-made will remove the need to import gold for investment purposes. At Indian Gold Coin, bearing an Ashoka Chakra was also announced. present, when people buy gold as an investment, it has to be imported This could reduce the need for importing gold coins.Let’s see how from outside. This leads to an outflow of forex and increases India’s these policies might work and what their intended benefits are: current account deficit – the amount India owes to the world in foreign currency. With the introduction of the bond, the entire 1) Gold deposit scheme: Although the Budget document does transaction will take place in cash, removing the need for buying not talk about these at length, they are expected to work similarly imported gold. to bank accounts. People periodically deposit money in their As per the draft guidelines issued on 19 may, 2015, minimum gold accounts and receive interest from the bank. The bank uses these deposit is proposed at 30 gm and the interest earned on it would be deposits to make loans to others and receives interest in return. The exempt from income tax as well as capital gains tax. difference between the interest paid and received is the bank’s The govt. issues a draft scheme under which a person or entity can income. Similarly, under the scheme, households and jewelers will earn interest by depositing the yellow metal with banks. If gold be able to place their gold holdings in a metal deposit with a bank. mobilized through scheme is allowed to meet CRR / SLR The bank will pay interest for this. It will lend this gold to jewelers requirements, the value of the metal will be considered as deposit who require gold for their daily working and receive interest in for meeting the reserve ratios. return. The difference between the two interests will be the bank’s income. One can withdraw the gold in times of need. What is gold monetization scheme? It is a scheme that facilitates the depositors of gold to earn interest Advantages of the scheme : The scheme has two-pronged on their metal accounts .Once the gold is deposited in metal account, benefits. First, it will reduce the dependence on imported gold. India it will start earning interest on the same. is the world’s 2nd largest consumer of gold and has to import about 97% of its annual gold demand. This is a drain on its forex reserves, How it generally works? and is a key reason why the rupee value falls. On the other hand, When a costumer brings in gold to the counter of specified agency there is 20,000 tons of gold that is unproductively stashed away in or bank , the purity of gold is determined and exact quantity of gold household lockers, according to the Finance Minister. The scheme is credited in the metal account . Costumer may be asked to complete intends to circulate this stashed gold in the economy by pulling it KYC (know your costumer ) process. The deposited gold will be out of domestic safes and lending it to those who need it. This will lent by banks to jewelers at an interest rate little higher than the save the country billions of dollars of gold imports annually. Second, interest paid to customer. stocks of gold jewelry represent enormous personal wealth. However, this wealth is only notional because it doesn’t contribute How is the interest rate calculated? to growth. It can neither be spent nor invested. The gold deposit Both principal and interest to be paid to the depositors of gold, scheme can attract deposits worth Rs 1 lakh crore, according to an will be valued in gold. For example, if a customer deposits 100gm Economic Times report quoting SBI research. This gold will be of gold and gets one percent interest , then on maturity he has a converted into cash in the form of interest. Gold owners can then credit of 101 gm the scheme says. use it for spending and banks for productive lending. Imagine how much growth an extra trillion rupees can generate for the country. What is the tenure? Another media report suggest that this scheme can add 2% to the The tenure of gold deposits is likely to be for a minimum of one Gross Domestic Product (GDP) At of our country year. The minimum quantity of deposits is pegged at 30 gm to encourage even small deposits. The gold can be is any form, bullion 2) Sovereign Gold Bond : The gold bond will work just like a or jwellery regular coupon bearing bond that the government issues to borrow

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How the redemption takes place? 6. Action plan between the National Railway Administration Customer will have the choice to lake cash or gold on redemption, of China and the ministry of railways of India on but the preference has to be stated at the time of deposit. enhancing cooperation in the railway sector. (2015-16). 7. MoU on education exchange programme. Govt. may do away with mandatory, RBI approval for 8. MoU between the ministry of mines of India and the FDI :- ministry of land and resources of China on the cooperation  In a bid to attract more foreign investment the govt. is in the mining and minerals sector. looking at doing away with the mandatory approval of 9. Space Cooperation Outline (2015-2020). the Reserve Bank of India (RBI) which currently is needed 10. Protocol on health and safety regulations on importing after an investment proposal has been approved by FIPB Indian rapeseed meal between the export inspection (foreign investment promotion board) council, ministry of commerce and industry of India and  Investment upto Rs. 30,000 crore - cleared by FIPB. the general administration of quality supervision,  The move is aimed at making it easier for doing business inspection and quarantine. in India. 11. MoU between Doordarshan and China Central Television  India currently ranks 142 out of the 189 countries on ease on cooperation in the field of broadcasting. of doing business list. 12. Agreement between the ministry of tourism of India and  Section 6 of the foreign exchange management act the national tourism administration of China on (FEMA) has been amended is the Finance Bill 2015 cooperation in the field of tourism. approved by parliament earlier this month to delete the 13. MoU on establishing India-China think-tanks forum. requirement of RBI consent for cross – border 14. MoU between India’s Niti Aayog and the Development transactions and acquisition or transfer of immovable Research Centre, State Council of China. property to foreigners. 15. MoU between India’s ministry of earth sciences and the China Earthquake Administration concerning cooperation in the field of earthquake science and earthquake PM NARENDRA MODI’S THREE engineering. 16. MoU between India’s ministry of earth sciences and the DAY VISITE TO CHINA TO LIFT State Oceanic Administration of China on cooperation in the field of ocean science, ocean technology, climate HINDHI CHINI BHAI BHAI SPRIT change, polar science and cryosphere. India PM Narendra Modi Visited China to Strengenthen the indo- 17. MoU on scientific cooperation between Geological Survey china bond and made louder the “ Hindhi Chini Bhai Bhai slogan”. of India, ministry of mines of India and the China On his 3 days visit to China He was received by Chinese President Geological Survey, ministry of land and resources of of Xi Jinping recurred him of his ancestral home province Xian in China in geoscience. Shaanxi province.India and China signed 24 key agreements to 18. MoU between the ministry of external affairs of India strengthen their bilateral relationship in several fields including trade and ministry of foreign affairs of China on establishment and commerce, education, skill development, railways, human of states/provincial leaders’ forum. resource and other areas. The agreements were signed in the presence 19. Agreement on the establishment of sister-state/province of Prime Minister Narendra Modi and Chinese Prime Minister Li relations between state government of Karnataka and Keqiang after delegation level talks in Beijing. provincial government of Sichuan of China. India and China on signed 24 deals worth over $20 billion during 20. Agreement on establishment of sister-city relations Modi’s visit to the country. between Chennai and Chongqing of China.\ 1. Protocols between India and China on the establishment 21. Agreement on establishment of sister-city relations of consulates-general at Chengdu and Chennai and the between Hyderabad and Qingdao of China. extension of the consular district of the consulate general 22. Agreement on establishment of sister-city relations of India in Guanzhou to include Jiangxi province. between Aurangabad and Dunhuang of China. 2. MoU between the ministry of skill development and 23. MoU between the Indian Council for Cultural Relations entrepreneurship of India and the ministry of human and Fudan University on the establishment of a centre resources and social security of China on cooperation in for Gandhian and Indian studies. the field of vocational education and skill development. 24. MoU between Indian Council for Cultural Relations and 3. Action plan on cooperation in setting up of the Mahatma Yunnan Minzu University on the establishment of a yoga Gandhi National Institute for Skill Development and college. Entrepreneurship in Ahmedabad/Gandhinagar in Gujarat. 4. MoU between India and China on consultative mechanism TH for cooperation in trade negotiations. 8 IPL 2015 5. MoU on cooperation between the ministry of external In winning their second IPL title, Mumbai indian showed that a fast affairs of India and international department of the central start is often just that, as the Rajasthan Royals know all too well. committee of the Communist Party of China. What matters in the IPL is how you finish. Mumbai got hot at the right time, winning nine of their last 10 games to lift the trophy. It

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 5 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 was a replica of Kolkata Knight Rider’s hot streak last year, when they won their last nine games en route to their second title. Mumbai’s 41-run win over the Chennai Super Kings in the IPL final EUROPEAN UNION CLIMATE was their largest victory in terms of runs all season. Their second biggest victory came in the first Qualifier against the same CHANGE PLAN opponents. Their biggest victory in terms of wickets came in their Climate Action Network Europe (CAN-E) is recognised as Europe’s last league game against Sunrisers Hyderabad – a game they had to leading network working on climate and energy issues. With 141 win to make the playoffs. Mumbai had (probably unintentionally) member organisations in 25 European countries, CAN-E works to saved their best for last. prevent dangerous climate change and promote sustainable energy and environment policy in Europe.CAN-E supports and empowers FULL LIST OF AWARD WINNERS AT IPL 2015 civil society organisations to influence the design and development Champions - Mumbai Indians (Rs 15 crore prize money) of an effective global strategy to reduce greenhouse gas emissions Runner-up - Chennai Super Kings (Rs 10 crore) and ensure its implementation at international, national and local Orange Cap (most runs) 562 runs in 14 innings - David Warner levels in the promotion of equity and sustainable development. (Sunrisers Hyderabad) The European Climate Change Programme (ECCP) was launched Purple Cap (most wickets)-26 wickets in 16 innings - Dwayne in June 2000 by the European Union’s European Commission, with Bravo (Chennai Super Kings) the purpose of avoiding dangerous climate change. The goal of the Emerging Player-Shreyas Iyer (Delhi Daredevils) - 439 runs in ECCP is to identify, develop and implement all the necessary 14 innings elements of an EU strategy to implement the Kyoto Protocol. All Man-of-the-Final - Rohit Sharma (MI) EU countries’ ratifications of the Kyoto Protocol were deposited Maximum Sixes award in the final - 3 - Kieron Pollard (MI) simultaneously on 31 May 2002. Fair Play Award-Chennai Super Kings The European Union Greenhouse Gas Emission Trading Best catch of the tournament-Dwayne Bravo (CSK Vs RR). Took Scheme (EU ETS) is perhaps the most significant contribution of Shane Watson’s catch at the boundary the ECCP, and the EU ETS is the largest greenhouse gas emissions Most Valuable Player-Andre Russell (Kolkata Knight Riders) trading scheme in the world. In 1996 the EU adopted a target of a maximum 2°C rise in global OTHER IMPORTANT STATISTICS mean temperature, compared to pre-industrial levels. Since then, Total centuries - 4 (AB de Villiers, Chris Gayle, Brendon European Leaders have reaffirmed this goal several times. Due to McCullum and Shane Watson) only minor efforts in global Climate change mitigation it is highly Highest individual score - 133 not out - De Villiers (RCB Vs MI) likely that the world will not be able to reach this particular target. Fastest century - Chris Gayle - 46-ball ton Vs Kings XI Punjab The EU might then be forced to accept a less ambitious target or to Fastest half century - 19 balls - Andre Russell (KKR Vs KXIP) change its climate policy paradigm. and Harbhajan Singh (MI Vs KXIP). Russell won the award as he had better strike rate Key EU Target for 2020 Most sixes (Maximum Season award) - 38 - Chris Gayle (Royal 20% cut in greenhouse gas emissions compared with 1990 Challengers Bangalore) 20% of total energy consumption from renewable energy Most fours - 65 - David Warner (SRH) 20% increase in energy efficiency Total sixes in the tournament - 692 Key EU Target for 2016 Total wickets in the tournament - 686 At least 40% cut in greenhouse gas emissions compared with 1990 Highest team score - 235/1 - RCB Vs MI At least 27% of total energy consumption from renewable energy David Warner won the Orange Cap At least 27% increase in energy efficiency Best bowling in an innings - 4/10 - Ashish Nehra (CSK Vs RCB) Fastest ball bowled - 151.11 kmph - Mitchell Johnson (KXIP) Long Term Goal Most dot balls bowled in an innings- 18 - Zaheer Khan (DD Vs By 2050, the EU aims to cut its emissions substantially – by 80- CSK 4-1-9-2) 95% compared to 1990 levels as part of the efforts required by Most dot balls in the tournament - 170 - Nehra (CSK - 22 wickets developed countries as a group. in 16 innings. 62 overs, 449 runs) Turning Europe into a highly energy efficient and low-carbon Most maiden overs bowled in the tournament - 4 - Sandeep economy will also boost the economy, create jobs and strengthen Sharma (KXIP) Europe’s competitiveness.

PREVIOUS CHAMPIONS Financial Support  2014 - Kolkata Knight Riders At least 20% of the EU’s €960 billion budget for 2014 to  2013 - Mumbai Indians 2020 should be spent on protecting the climate. This is on top of  2012 - Kolkata Knight Rider funding from individual EU countries.  2011 - Chennai Super Kings The EU finances low-carbon energy demonstration projects from  2010 - Chennai Super Kings the sale of emission certificates. This includes technologies to trap  2009 - Deccan Chargers carbon dioxide from power stations and other industrial installations  2008 - Rajasthan Royals and store it in the ground, so-called carbon capture and storage (CCS).

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The European Union (EU) submitted its new climate action plan to the UN Framework Convention on Climate Change (UNFCCC) on March 6th . A week after Switzerland took lead by becoming the INDIAN NAVIGATIONAL first country to submit its post-2020 climate action plan, the European Union submitted its Intended Nationality Determined SATELLITE SYSTEM (IRNSS) Contribution (INDC) pledging that this group of 29 countries would India on 28 march 2015 demonstrated its ability to establish an work to reduce domestic emission of greenhouse gases by 40% from independent regional navigation satellite system, as ISRO’s PSLV their 1990 Level by the year 2030. The EU also committed for a C-27 successfully launched Indian Regional Navigation Satellite regular review and strengthening of its mitigation commitments System (IRNSS) 1-D satellite into the intended orbit. With this consistent with a long –term goal to curb emissions. launch, the country is poised to operationalise the Indian Regional Navigation Satellite System. And We will now be able to make use EU leaders agreed on 23 October 2014 the domestic 2030 of our receivers to locate ourselves independently. greenhouse gas reduction target of at least 40% compared to 1990 together with the other main building blocks of the 2030 policy About Indian Regional navigational Satellite System (IRNSS) framework for climate and energy, as proposed by the European The Indian Regional Navigation Satellite System (IRNSS) is an Commission in january2014. This 2030 policy framework aims to autonomous regionalsatellite navigation system being developed by make in European Union’s economy and energy system more the Indian Space Research Organisation (ISRO) which would be competitive, secure and sustainable and also sets a target of at least under complete control of the Indian government. The requirement 27 % for renewable energy and energy savings by 2030. The EU’s of such a navigation system is driven because access to foreign Intended Nationality Determined Contribution (INDC) comes well government-controlled global navigation satellite systems is not in advance of a new universal climate agreement which will be guaranteed in hostile situations, as happened to the Indian military reached at the UN climate conference in Paris in December 2015. depending on American GPS during the Kargil War. The IRNSS The new agreement will come into effect in 2020 and will pave the would provide two services, with the Standard Positioning Service way to keep a global temperature rise this century under 20C. open for civilian use, and the Restricted Service (an encrypted one) for authorised users (including the military). Governments have agreed to submit their INDC in advance of Paris When finished, the Indian Regional Navigation Satellite System with many developed expected to do so in the first quarter of this will consist of seven satellites in Geostationary and Geosynchronous year. In February in Geneva countries under the UNFCCC also orbits covering India and surrounding territories to provide India finalized the negotiating text for Paris agreement. The next round with independent access to navigation data without relying on of formal negotiations will take place at UNFCCC headquarters in foreign programs like GPS or Glonass. The system is designed to Bonn, Germany, in June. be compatible with the US Global Positioning System and Europe’s upcoming Galileo constellation using navigation signals in S-Band INDCs have been chosen as the vehicle for national contributions and at L5. The deployed constellation will only cover India and to the internal Paris agreement. They include, for example details surrounding regions with high-accuracy services available about of emission reductions the country will undertake and can include 1,500 Kilometers beyond the Indian territory. Flying in its XL other action plans covering areas such as adaption to climate change. configuration, PSLV consists of the standard PSI first stage that Countries have agreed that there will be no back tracking in their has six stretched boosters attached to it and a liquid-fueled second contributions. This means that the level of ambitions will increase stage stop which sits the solid third and the dual-engine liquid- over time . The negotiating text from Geneva also signals the fueled fourth state. Overall, the rocket stands 44.5 metres tall, has ambition among much government for a long- term goal to a diameter of 2.8 meters and a liftoff mass of 320,000 Kilograms. dramatically reduce greenhouse gas emissions over the century. The IRNSS constellation calls for three geostationary satellites and The EU in its submission to the United nations framework four more in inclined geosynchronous orbits. The geostationary Convention on Climate change (UNFCCC0 said “The target slots, located at 34, 83 and 1d32 degrees East will each be occupied represents a significant progression beyond its current undertaking by a single satellite, while the two inclined stations, at 55 and 111.75 of a 20% emission reduction commitment by 2020 compared to degrees East will each be home to a pair of spacecraft. IRNSS-ID 1990s( which include the use of offsets).It is in line with the EU will be the first satellite to be located at 111.75-degree East station objective in the context of necessary reductions according to the in the inclined orbit, joining the IRNSS-IA and IB satellites IPCC by developed countries as a group to reduce its emissions by operational in the 55-degree slot. IRNSS-IC, which launched last 80-95% by 2050 compared to 1990. Furthermore, it is consistent year, is in the 83-degree geostationary position. The IORNSS with the need for at least having global emissions by 2050compared to 1990. It claimed that the EU and its Member States (28 countries) spacecraft are built around ISRO’s I-IK satellite bus, with a mass of 603 kilograms (1,330lb). have already reduced their emissions by around 19% on 1990 levels Loaded with 822 kilograms (1,812 lb) of propellant for orbit-raising while GDP has grown by more than 44% over the same period. As and manoeuvring, its mass at launch will be around 1,425 kilograms a result, average per capita emissions across the EU and its Member (3,142 lb). The spacecraft are powered by a pair of solar arrays, States have fallen from 12 tonnes CO2eq-. in 2012 and are capable of generating 1.6 kilowatts of power, used to broadcast L5 projected to fall to around 6 tones CO2-eq in 2030. and S band navigation signals. Each satellite also carries C-band transponders and retro reflectors, which can be used for range calibration to determine precisely the propulsion and control system of each IRNSS satellite consists of a liquid-fuelled apogee motor

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 7 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 which produced up to 440 newtons (99 pounds-force) of thrust to raise the satellite into its operational orbit, and twelve reaction VANIK’S KNOWLEDGE GARDEN control thrusters for three-axis attitude control. Busy launch season ahead for ISRO Important Committees The launch IRNSS 1-D, which was earlier scheduled for March 9, 1. Suma Verma Committee - to update, and revise was postponed following an anomaly in the telemetry systems. While four of the seven satellites in the IRNSS will be in geosynchronous the Banking Ombudsman Scheme, 2006. orbit, the other three would be positioned in geo-stationary orbit, 2. Damodran Committee: on improvement of some 36,000 km above the Earth. The national space agency has lined up many launches before March customer services in banks . next year. A PSLV to launch a commercial satellite from the UK, 3. Shri M. Narasimham Committee: on Banking two navigation satellites, a GSAT series satellite and three satellites Sector Reforms. in IRNSS series are among the planned launches. A reusable launch vehicle would also be tested this year as a technology demonstrator. 4. Shri Raghuram Rajan Committee: on Financial The tests on the reusable launch vehicle would be complete and in Sector Reforms. three months, ISRO would be able to launch it. ISRO has also installed a Multi-Object Tracking Radar at a cost of 5. Shri B. Mahapatra Committee: to review the Rs. 245 crore for which the trials would be conducted soon. The existing prudential guidelines on restructuring radar is capable of tracking 10 objects in real time simultaneously. The configuration for a satellite for the use of SAARC countries as of advances by banks/financial institutions. mooted by Prime Minister Narendra Modi, was being finalised and 6. Shri Aditya Puri Committee: Dissemination of would be launched in 18 months. IRNSS 1-D is the fourth of the series of seven satellites, which Credit Information. would form ISRO’s IRNSS. The satellite is similar to, and follows 7. Shri K.U.B. Rao Committee: recommended the IRNSS 1A, 1B and 1C which were launched in April 2013, July aligning gold import regulations. 2014 and October 2014respectively.The next satellite which is going to launched are IRNSS 1E, 1F and 1G in august 2015,December 8. K M Chandrasekhar committee : for 2015 and May 2016. rationalization of foreign investment norms. 9. Shri Pulak Kumar Sinha Committee: to study the feasibility of Aadhaar as an additional  factor. for authentication of card present transactions VANIK’S KNOWLEDGE GARDEN 10. Mukul Mudgal Committee: looking into US giant Walmart's lobbying activities to enter Organisation headed by Prime Minister India. 1. Planning Commission 2. National Integration Council 11. MBN Rao Committee: to prepare the blueprint 3. National Ganga River Basin Authority of India’s first women’s bank. (NGRBA) 12. Arvind Mayaram Committee –for giving clear 4. National Development Council (NDC) 5. National Commission for Population Co definitions to Foreign Direct Investment ntrol (FDI) and Foreign Institutional Investment 6. Department of Space (DoS) (FII). 7. Department if Atomic Energy 8. Nuclear Command Authority 9. Indian Board of Wild Life 10. National Disaster Management Authority (NDMA) 11. Council of Scientific and Industrial Research (CSIR)

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United Nations Adopted Resolution to Strengthen Relief Credendino, who ran the EU’s anti-piracy mission off Somalia, Efforts in Nepal Operation Atalanta. The UN has adopted a resolution, led and co-sponsored by India, Pope Francis canonised two Palestinian nuns calling the international community to urgently assist Nepal and Pope Francis has named two Palestinian women Marie Alphonsine help rebuild the country following the devastating earthquake that Ghattas and Mariam Bawardy as saints, in a ceremony in Saint killed more than 8,200 people. It was adopted by consensus at the Peter’s Square just days after the Vatican formalised its de facto United Nations during a special 193-member General Assembly recognition of the state of Palestine. Both of them are 19th Century session. In the resolution UN has appealed to help raise US $ 423 nuns who lived in Ottoman-ruled Palestine. They are also the first million over the next three months in order to meet essential needs Arabic-speaking Catholic saints to Canonized. of Nepal earthquake survivors. US President Barack Obama entered Guinness Book of Mohammed bin Nayef appointed as Crown Prince of World Record Saudi Arabia President of the United States (US) Barack Obama entered Guinness Saudi King Salman bin Abdulaziz sacked his younger half brother Book of World Record for reaching a million followers in a span of as crown prince and appointed his nephew Mohammed bin Nayef mere 5 hours after going live. Barack Obama debuted on Social as Crown Prince While King’s son, Prince Mohammed bin Salman, Media Platform Twitter with @POTUS account. He beat the was appointed as Deputy Crown Prince. Saudi Arabia’s ambassador previous record, which was set in April 2014 by Iron Man star to United States Adel al-Jubeir was appointed as the Foreign Robert Downey Jr., after the actor reached a million followers in 23 Minister. He replaced Prince Saud al-Faisal. hours and 22 minutes. Seychelles became the 161st WTO member British PM David Cameron led Conservative Party won Seychelles, an archipelago of 90000 inhabitants became the 161st 2015 general election member of the World Trade Organization (WTO). It is one of the Prime Minister David Cameron and his Conservatives won a smallest nations among the WTO members. This approval by WTO resounding victory in the British general election.Conservative Party ended Seychelles 20-year long wait to become a member of WTO by winning 331 seats out of total 650 seats in House of Commons since it had applied for WTO membership in May 1995. has emerged single largest party in this general election.Labour Party US President Obama banned certain military-style has won 232 seats with 30.4% vote share, emerging as largest equipment provided to US police opposition party.Scottish National Party (SNP) has emerged third The President of United States (US) Barack Obama banned giving largest party in this election by winning 56 seats with 9% of vote certain kinds of military-style equipment to local police forces. The share. SNP has won 56 seats of the 59 seats from Scotland. issue came into spotlight after a young black man was killed by a Sri Lankan Parliament amended constitution to reduce white police officer in Ferguson in 2014 and later in April 2015, another black man was killed in Baltimore after taken in police President’s power Sri Lankan Parliament has amended the constitution to reduce the custody. He also called for a broader shift in law enforcement practices across the country. extensive powers given to the country’s president and to put into place a independent commissions for making key government Venezuela announced to cut working hours to tackle appoints like appointment of judges, police and public officials. energy crisis The president will also not be able to dissolve Parliament at his or Venezuela announced to cut the working day for public sector her will. workers to five-and-a-half hours to conserve energy, down from Canadian House of Commons approved Anti-Terror Act, eight to nine hours. The decision is a part of a nationwide electricity 2015 rationing plan. State employees would now work from 07:30-13:00 The Canadian House of Commons approved the Bill C-51, Anti- to save on air conditioning as there will be surge in energy demand due to extremely hot weather. Terror Act, 2015 that empowers the country’s spy agency. The act would give the Canadian Security Intelligence Service (CSIS) the EU approved plan to use Naval Force to combat ability to operate overseas and make preventative arrests. It also Smugglers and tackle Migration crisis makes it easier for police to arrest and detain individuals without The European Union (EU) approved a plan that empowers naval charge force to combat smugglers operating from Libya and tackle illegal Omar Hassan al-Bashir won the Presidential election of migration in its territory. According to EU Foreign Policy Chief Sudan Federica Mogherini, the operation would be launched by June 2015, Incumbent President of Sudan Omar Hassan al-Bashir on 27 April with a headquarters in Rome under Italian admiral Adm Enrico 2015 won the Presidential election of the country. He won another

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 9 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 term in office with 94 percent of votes. This win has extended of the country’s most senior politicians. She was elected as MP to Bashir’s tenure as President of the country for another five-year House of Commons i.e. lower house of UK Parliament from Paisley term. He had been in power in Sudan since 1989. and Renfrewshire South constituency in Glasgow, Scotland. It should be noted that, in 1667 Christopher Monck, Earl of Torrington David Arthur Granger sworn in as Guyana’s 8th at the age 13 was the youngest MP in United Kingdom. Executive President Former Army Brigadier David Granger was sworn in as the eighth Japan’s Maglev train made new world speed record President of Guyana. He was sworn-in as the President after his A Japan’s state-of-the-art Magnetic levitation technology (Maglev) Partnership for National Unity (APNU) party-led coalition won the train has clocked a new world speed record smashing through the national elections after defeated the ruling People’s Progressive 603 kilometre per hour mark in a test run near Mount Fuji. The Party (PPP). With this, it ended the 23 year old grip on power of new record has surpassed its previous record of 581 kilometre per Indo-Guyanese PPP. hour which was set in 2003. Central Japan Railway Company owns this fastest passenger train and is planning to have a train in service WHO Declared Liberia Ebola-Free in 2027 on the 286-km route between Tokyo and the central city of The UN health agency World Health Organization (WHO) declared Nagoya. Liberia Ebola-free, hailing the “monumental” achievement in the west African country where the virus has killed more than 4,700 Russia and Argentina agreed framework energy deals people. Now, Liberia’s neighbous Guinea and Sierra Leone are only Argentine President Cristina Fernandez de Kirchner and Russian two countries fighting to stop Ebola outbreak since it began in leader Vladimir Putin have signed a series of framework agreements December 2013. on economic and energy co-operation following talks in Moscow. Ousted Egyptian President Mohammed Morsi was The signed agreements include sentenced to death  Russian investment in a hydroelectric plant in Argentina’s Ousted Egyptian President Mohammed Morsi was sentenced to Neuquen River. death by Cairo court for his part in a mass jailbreak in 2011. He  Russia’s Rosatom nuclear corporation to build a new was Egypt’s first freely elected president after the military rule under reactor at Argentina’s Atucha 3 nuclear power plant. Hosni Mubarak came to end in 2011. Morsi who is leader Muslim  Memorandum of co-operation (MoC) on defence between Brotherhood Party was earlier sentenced to 20 years in jail for was both nations. on charges of espionage for his involvement in ordering the arrest and torture of protesters during his time in power. French parliament approved new surveillance rules The French Parliament has approved a surveillance law that North Korea successfully tested underwater test-fire of strengthens the intelligence services of the country to prevent submarine-launched ballistic missile terrorist attacks. This law was drafted by French Government three North Korea successfully test-fired a submarine-launched ballistic days after terrorist attack on Paris based satirical weekly Charlie missile (SLBM) — a technology that could eventually offer the Hebdo attack in January 2015 in which 17 people were killed. nuclear-armed state a survivable second-strike capability.This Canada announced to cut greenhouse gas emissions by successful test indicates the progress in the secretive state’s pursuit of building missile-equipped submarines which is described as a 30 percent by 2030 world level strategic weapon. Canada announced it plans to reduce its greenhouse gas emissions by 30 percent below 2005 levels by 2030 amid international efforts Japan proposed new JWG on Nuclear deal to create a new framework for addressing climate change. In this To discuss civil nuclear co-operation with India, Japan on 29 April regard, Prime Minister Stephen Harper’s led government submitted 2015 proposed a new Joint Working Group (JWG). The aim of the its target to the United Nations Framework Convention on Climate JWG will be to explore avenues to break the impasse that is going Change (UNFCCC). It should be noted that, during the 2015 Paris on between India and Japan on civil nuclear deal. Besides, the conference, a new international framework replacing the 1997 Kyoto Japanese Minister Miyazawa also announced that Japanese firms Protocol is to be discussed. The new framework will seek to bring have plans to invest 3 billion US dollars in India in the near future. poorer countries (developing) under its ambit and force them to make commitments under the new framework. Peter Jan Graaff of Netherlands appointed as head of UN Mission for Ebola Emergency Response China’s NDRC released new action plan One Belt, One The United Nations Secretary-General announced the appointment Road initiative of Peter Jan Graaff of the Netherlands as the Secretary-General’s China’s top economic planning agency, the National Development Acting Special Representative and Head of the United Nations and Reform Commission (NDRC), released a new action plan “One Mission for Ebola Emergency Response (UNMEER). He will Belt, One Road” initiative with an aim to establish new routes replace Mauritanian diplomat Ismail Ould Cheikh Ahmed who was linking Asia, Europe and Africa. It has two parts, a new Silk Road recently appointed as special UN envoy for Yemen. Economic Belt (SREB) linking China to Europe and the Maritime Silk Road (MSR) that links China’s port facilities with the African Mhairi Black elected as youngest MP in United Kingdom coast and then pushes up through the Suez Canal into the Mhairi Black student at the University of Glasgow at the age of 20 Mediterranean Sea. became Britain’s youngest lawmaker for centuries, defeating one B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 10 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

China became the world’s top importer of crude oil GDP will accelerate slightly from 2.6 percent in 2014 to 2.8 percent China overtook the United States as the world’s top importer of in 2015. In 2016, the global growth would improve to 3.1 percent. crude oil for the first time in April, and its purchases are expected to remain strong despite a slowing economy, with far-reaching World Happiness Report 2015 consequences for global oil and commodities markets. China is India was placed at 117th position in the recently released World already the world’s biggest energy consumer, with oil by far the Happiness Report 2015 among the 158 studied nations. The report largest traded energy market. was published by the United Nations (UN) Sustainable Development Solutions Network (SDSN). Top five countries: Switzerland (1st), NEWS IN BRIEF Iceland (2nd), Denmark (3rd), Norway (4th) and Canada (5th).  Indian-origin Daniel Mookhey beaome the first politician 16th annual State of the World’s Mothers (SOWM) to be sworn in to an Australian parliament on the Gita. report Mookhey, 32, was elected by the Labor to replace Steve Save the Children’s 16th annual State of the World’s Mothers Whan in the New South Wales upper house, making him (SOWM) report titled The Urban Disadvantage was released by the state’s first politician of Indian background. the Union Minister for Minority Affairs Najma Heptulla in New  Peter M Christian was elected as the eighth President of Delhi. The top five countries are Norway, Finland, Iceland, the Federated States of Micronesia. Denmark, Swedan. India is placed at the 140th position in the  The Australian Prime Minister Tony Abbott announced Mother’s Index. tough new punishments for foreigner investors who break rules on buying property in the country. The new The Human Capital Report 2015 punishments include up to three years in prison and fines The World Economic Forum (WEF) on 13 May 2015 released the of 127500 dollars for individuals and 637500 dollars for Human Capital Report collaboration with Mercer in Geneva, companies. Switzerland. Top five country are Finaland, Norway, Switzerland,  Two strong 6.8 magnitude earthquakes had strike the Canada, Japan. India occupied the 100th position among the 124 Solomon Islands in Pacific Ocean on 23 May 2015. countries surveyed in the Index.  Palestinians on 15 May 2015 observed the 67th Environmental Democracy Index anniversary of the 1948 Palestinian Nakba Day. Environmental Democracy Index was recently released by  Loretta Lynch was sworn-in as the United States’ 83rd Washington-based World Resources Institute (WRI) and Access Attorney General, the first African-American woman to Initiative. In the first edition of this index, Lithuania has topped She serve as the nation’s top law enforcement official. among the 70 countries. Top ten countries are Lithuania, Latvia, succeeded former attorney general Eric Holder Russia, United States, South Africa, United Kingdom, Hungary,  Thomas Bach, the president of International Olympic Bulgaria, Panama and Colombia. India has ranked 24th out of 70 Committee (IOC), was on 22 April 2015 named as countries. ambassador of HeForShe campaign by UN Women.HeForShe is a solidarity campaign for gender India ranked 13th in terms of electricity generation from equality established by United Nations (UN) Women. nuclear source  A Pakistani court jailed 10 men for 25 years each for According to the data published by the Power Reactor Information involvement in the 2012 shooting of teenage activist System (PRIS) of the International Atomic Energy Agency (IAEA), Malala Yousafzai, targeted for her campaign against India ranked 13th out of 31 countries in terms of electricity Taliban efforts to deny girls education. generation from nuclear power and is at the seventh position with  Buenos Aires became world’s bookstore capital as the the number of nuclear power reactors in operation. The current city has more bookstores per capita than any other major installed nuclear power capacity is 5780 MW which is expected to city in the world, according to a recent study by the “World increase to 10080 MW on progressive completion of projects under Cities Cultural Forum”, an organization that works to commissioning/construction by 2019. promote culture.  General Mark Milley has been selected as the next Army Forbes released GlobalTop 2000 Companies list Chief by President Obama in USA. Forbes released Global 2000 Companies list. Industrial and  PM Modi has emerged as the 3rd world leader on Twitter Commercial Bank of China tops the list for a third consecutive year. behind Obama and Pope. Reliance Industries is ranked 142 is followed by State Bank of  An army helicopter has crashed in a mountainous part of India which is ranked 152 . The other Indian companies on the list northern Pakistan killing seven people, including the are Oil and Natural Gas ranked 183, Tata Motors (263), ICICI Bank Philippine and Norwegian ambassadors. (283), Indian Oil (349), HDFC Bank (376), NTPC (431), Tata Consultancy Services (485), Bharti Airtel (506), Axis Bank (558), INDEX Infosys (672), Bharat Petroleum (757), Wipro (811), Tata Steel World Economic Situation and Prospects Mid-2015 (903) and Adani Enterprises (944). The United Nations (UN) on 19 May 2015 released Mid-2015 World Economic Situation and Prospects (WESP) update. Growth of world 

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Logo for International day of yoga launched in New Delhi Union Government extended e-Tourist Visa scheme to The logo for international day for yoga was launched in New Delhi 31 more countries by union external affair minister Sushma Swaraj and union minister India will provide e-Tourist Visa to 31 more countries, of state for AYUSH Shripad Yesso Naik. UN General Assembly including France and Canada, enabling the citizens of these nations has unanimously adopted 21 June as international yoga day after easy entry to the country. The e-Tourist Visa had been launched in Indian Prime Minister narendra modi proposed it during his speech November last year for 45 countries. With the latest addition, the in September 2014 at UN-GA. The resolution was passed within a total number of countries under this scheme will go up to 76. record time of 75 day in which 177 countries had become co-sponsor and was a record. Cabinet approved new anti-corruption bill; 3-7 year punishment proposed Railway Ministry launched mobile app for paperless The Union Cabinet chaired by Prime Minister Narendra Modi gave unreserved tickets its nod for amendments to the Prevention of Corruption Act (PCA), Union Railway Minister Suresh Prabhu has 1988 by pursuing the Prevention of Corruption (Amendment) Bill, launched ‘utsonmobile’, a mobile application for paperless 2013.The proposed amendments in the bill to amend parent Act unreserved tickets. The application has been developed by Centre mainly aim to give more stringent punishment for the offences of for Railway Information Systems (CRIS).This application will allow bribery, both for the bribe giver and the bribe taker and to enhance its passenger to buy a ticket on the move and to board the train with punishment from the minimum 6 months to 3 years and from the the ticket secured on his mobile phone in digital format, without maximum five years to seven years. any need for printing the ticket. NTPC flaged off Mobile Science labs to revolutionize NGT banned burning of waste in open rural education To tackle air pollution in Delhi-NCR , the National Green Tribunal India’s largest power producer, National Thermal Power Imposed a complete ban on burning of waste in open including Corporation (NTPC) flagged off a Mobile Science Lab (MSL) as garbage, leaves, plastic and crop residues and also directed part of its efforts to promote scientific learning.MSL seeks to authorities to levy a fine of Rs 5,000 on anyone found burning such revolutionize rural education in India and make hands-on learning material in the open. This decision of NGT bench headed by its accessible to underprivileged children. Union Minister for Power, chairperson Swatanter Kumar came in line with a series of orders Coal and New and Renewable Energy Piyush Goyal flagged off to control air pollution in the Delhi- NCR and on an application by three Mobile Service Labs.These three labs will be deployed at a person identified as Vardhaman Kaushik. Earlier, NGT had banned NTPC’s ongoing projects at Darlipalli, Pakri Barwadih and over 15-year-old petrol vehicles and over 10-year-old diesel vehicles Kahalgaon through Agastya International Foundation. from plying on Delhi-NCR roads. Union Cabinet approved revival of the Sindri unit of the NGT imposed monthly tax on all households in Delhi Fertilizer Corporation India National Green Tribunal (NGT) has ordered that every household Union Cabinet has approved the revival of closed urea unit of in Delhi pay a monthly environmental compensation to clean up Fertilizer Corporation India Limited (FICL) at Sindri in Jharkhand Yamuna river. The compensation to be paid will be directly with an investment of 6000 crore rupees. FICL’s Sindri unit was proportional to the property or water tax, whichever is higher, paid lying defunct and was not in operation along with its associated by a particular household. In case of households in unauthorised facilities since 2002. Apart from this decision, Union Cabinet also colonies, which do not pay property tax or water bill, the amount gave its nod for setting up of a new ammonia-urea complex at would be 100 to 500 rupees.This amount would be added to Namrup in Assam on Public Private Partnership (PPP) mode with electricity bills, water bill or the property tax by the respective an estimated investment of 4500 crore rupees. departments which will transfer the money to Delhi government.The NGT bench headed by its chairperson Justice Swatanter Kumar was Govt launched dedicated e-commerce Centre in Delhi hearing a petition by environmental activist, Manoj Misra against Union Communication and IT Minister Ravi Shankar Prasad severe pollution in Yamuna river. launched Dedicated E-Commerce Centre of India Posts, a government-operated postal system in New Delhi to cater the e- Government made PAN mandatory for central excise commerce business enterprises. This processing centre will registration exclusively handle all the e-commerce business and play a crucial Union Government has made Permanent Account Number (PAN) role in India’s e-business which has grown up to 70 thousand crore mandatory for private firms seeking central excise registration.As rupees in past few years. It is capable of handling 30000 parcels per the new rules, the PAN registration will now be given within (articles) per day. It will also facilitate to collection of parcels from two days of filing online applications to improve the ease in doing the e-commerce customers by processing and dispatching them business in manufacturing. within 24 hours to respective destination.

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Prime Minister released commemorative coin on Swami chain in the country with a total investment of 724.9 crore rupees. Chinmayananda Saraswati These projects will play important role in reducing the wastage of The Prime Minister, Shri Narendra Modi released a commemorative food in the country. The total capacity of these projects will be coin to mark the birth centenary of Swami Chinmayananda, at a around 1.12 lakh tonnes of cold storage and 11.10 lakh litres of function, in New Delhi.Swami Chinmayananda Saraswati was a milk storage per day. Hindu spiritual leader and teacher who inspired the formation of Union Cabinet approved amendment in Whistle Blowers Chinmaya Mission, a worldwide nonprofit organisation, to spread Protection Act, 2011 the knowledge of “Advaita Vedanta”, the nondual system of thought found in the Upanishads, which epitomise the philosophical The Union Cabinet has approved amendments in the Whistle teachings of the Vedas. Blowers Protection Act, 2011 to keep issues of national security out of its purview. The amendment in the parent Act will strengthen Cabinet gave its mode to benami transactions bill to curb the safeguards against disclosures which may prejudicially affect black money the sovereignty and integrity of the country and security of the state. To check the generation of black money in the country, the Cabinet About Whistle Blowers Protection Act, 2011 approved the new Benami Transaction (Prohibition) Bill which 1. It establishes a mechanism to investigate alleged cases provides for stringent measures against violators. The Bill has and register complaints on any allegations of corruption provision for for prosecution and aims to act as a major avenue for or wilful misuse of power against a public servant. blocking benami property, which leads to generation and holding 2. The Act also provides safeguards against victimisation of black money especially in real estate. of the person who makes the complaint and gives statutory protection to whistle blowers in the country. Union Cabinet approved PSLV Continuation Programme Union Cabinet has approved continuation of Polar Satellite Launch Lok Sabha passed Goods and Services Tax Bill Vehicle (PSLV) programme for another fifteen operational flights Lok Sabha has passed the Goods and Services Tax Bill, 2014 which of PSLV-C36 to PSLV-C50. The decision in this regard was taken is also known as Constitution (122nd Amendment) Bill.GST is at a Union Cabinet meeting chaired by Prime Minister Narendra India’s most ambitious indirect tax reform plan, which aims to carry Modi in New Delhi. All the fifteen operational flights under this out new indirect tax regime in the country that will subsume various programme will be completed during the period 2017-2020. central and state levies like sales tax, excise and service tax except taxes on the supply of alcoholic liquor for human consumption and Lok Sabha passed Juvenile Justice (Care and Protection petroleum products. of Children) Bill, 2014 The central government moved the Juvenile Justice Bill in the Lok NEWS IN BRIEF Sabha which will allow children in the 16-18 age group to be tried as adults if they commit heinous crimes. The bill states that in case  Parliament passed “Payments and Settlement Bill, 2014” a heinous crime has been committed by a person in the age group which seeks to address the problem of insolvency in the of 16-18 years will be examined by a Juvenile Justice Board to payment and settlement system by increasing assess if the crime was committed as a ‘child’ or as an ‘adult’. transparency and stability and bring India’s banking payment system in sync with international practices. Indian motor sports got Government recognition  The Union government has cancelled licences of nearly The Indian government finally recognised motor sports as a sport 9,000 Non-Governmental Organisations for violation of by including governing body FMSCI in the list of sports ministry- Foreign Contribution Regulation Act (FCRA). backed National Sports Federations (NSF). With this inclusion,  India has emerged as the fourth largest supplier of generic Motor Sports is now one of the 59 sports recognised by the Sports medicines to the United States. ndia’s generic medicines Ministry under NSF list which are categorized into various sports exports have touched over US 4 billion dollars in 2013- discipline such as High Priority, Priority and Others. 14 in spite of stringent regulatory measures imposed by CCEA gave nod to three highway projects in three US. states  In a written reply to the Lok Sabha Union Minister of The Cabinet Committee on Economic Affairs (CCEA) approved Power, Coal and Renewable Energy Piyush Goyal three highway projects in Haryana, Uttar Pradesh and Maharashtra announced that Union Ministry of New and Renewable with a total cost of 5,150 crore rupees. All the three projects will be Energy has signed memorandum of understanding (MoU) implemented on Build–operate–transfer BOT (toll) model. These with 12 countries in past 3 years To enhance cooperation projects include Eight-laning of Mukarba Chowk to Panipat section in the renewable energy sector. of National Highway (NH)- 1 in Delhi and Haryana, Six laning of  President Pranab Mukherjee inaugurated the 50th Agra-Etawah section of NH- 2 in Uttar Pradesh, Four laning of the Anniversary of India’s first historic climb of Mt. Everest Solapur-Bijapur section of NH- 13 in Maharashtra and Karnataka. in 1965 at a function held at Rashtrapati Bhavan. This function was organized by the Indian Mountaineering Union Government sanctioned 30 cold storage projects Foundation (IMF) to celebrate the historic climb of Mt. chain with Rs 725 crore outlay Everest in 1965 by an Indian team led by Captain Mohan Union Food Processing Minister Harsimrat Badal in New Delhi Singh Kohli. announced proposals for setting up 30 new cold storage projects

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 The Lok Sabha passed the negotiable Instruments Indira-Mujib pact of 1974 to exchange areas and people (Amendment) Bill 2015 by a voice vote, which aims at on either side of the border. making filing of cases more convenient for payees if  The Department of Telecommunications (DoT) extended cheques bounce. the date of implementation of the full Mobile Number  The Union Cabinet has approved Constitution (119th Portability (MNP) by two months, that is, till 3 July 2015. Amendment) Bill on Land Boundary Agreement (LBA)  Prime Minister Narendra Modi became the first prime between India & Bangladesh. The Bill seeks to minister in last 30 years to visit Naxal hotbed of operationalize the Land Boundary Agreement with Dantewada (Chhattisgarh) on 9 May 2015. Rajiv Gandhi Bangladesh by exchanging several enclaves located along was the last to do so. the common border of both nations. The territories involved in the exchange are located in the North eastern states of Assam, West Bengal, Meghalaya and Tripura. The Constitution (119th Amendment) Bill, 2013 aims to ratify the LBA between India and Bangladesh under the 

BILATERAL

India and South Korea signed 7 agreements to enhance India, Russia signed 11 MoIs for higher academic bilateral relations cooperation India and South Korea have signed 7 agreements /MoUs to enhance Indian and Russian institutions of higher learning inked 11 bilateral relations.The agreements were signed during Prime Memorandum of Intent (MoI) to establish the Network of Minister Narendra Modi’s last leg of three nation tour viz China, Institutions of Higher Education and to train highly qualified staff Mongolia and South Korea. for innovative economy and expand scientific, technical and Signed agreements are technological cooperation.Among those that signed the  Agreement for the Avoidance of Double Taxation and the memorandum were IIT Bombay, Madras and Delhi and also Prevention of Fiscal Evasion with Respect to Taxes on University of Delhi, Indian Statistical Institute and Institution of Income Engineers.A cooperation agreement was also signed between the  Cooperation in Audio-Visual Co-Production Department of Science & Technology in India and Russian Science  MoU for Cooperation between the India’s National Foundation, which will offer another platform for supporting joint Security Council and Korea’s Office of National Security research projects.  MoU for cooperation in the field of Electric Power Development and New Energy Industries Third India-Tunisia Foreign Office Consultations held  MoU on Cooperation in Youth Matters in Tunis  Framework of Cooperation in the Field of Road Transport Third India-Tunisia Foreign Office Consultations (FOC) was held and Highways in Tunis from 29 April to 2 May 2015. The third round of FOC was  MOU in the Fields of Maritime Transport and Logistics held after a gap of 12 years. The Indian delegation was led by Secretary (East) Anil Wadhwa who held comprehensive discussions India, Japan signed Action Agenda to Boost Trade, with Mohamed Ezzine Shelaifa, Secretary of State in the Ministry Investment of Foreign Affairs of Tunisia. In a boost to Prime Minister Narendra Modi’s ‘Make in India’ initiative, Japan’s Minister for Economy, Trade and Industry Yoichi India, Iran signed MoU for development of Chabahar Miyazawa and India’s Commerce and Industry Nirmala Sitharaman Port signed a five-point action agenda to increase bilateral trade and India has signed a Memorandum of Understanding with Iran for investment between the two nations. developing the Chabahar port that aims to improve trade The five-point agenda includes connectivity between Southeast Asia and Central Asia. The MoU  Development of selected townships in India as Japanese was signed by Minister for Shipping and Road Transport and industrial townships. Highways Nitin Gadkari and his Iranian counterpart Minister for  Promotion of investment and infrastructure development. Transport and Urban Development Abbas Ahmad Akhoundi in  Further development and cooperation in IT sector. Tehran, Iran. The port is strategically located in Sistan-Balochistan  Enhancing cooperation in strategic sectors. Province on Iran’s southeastern coast.  Asia-Pacific economic integration. NEWS IN BRIEF  The Union Cabinet gave its approval for signing of a shipping agreement between India and Jordan. The agreement aims at strengthening cooperation and B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 14 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

providing sustained mutual assistance on merchant  State owned National Thermal Power Corporation shipping and other related maritime matters. (NTPC) Limited has signed a pact with Jharkhand Bidyut  India and the Japan International Cooperation Agency Vitaran Nigam Limited to setup a 4,000 MW Patratu (JICA) signed an ODA (Official Development Assistance) power plant in the state. loan agreement to provide up to 21787 million yen (about  Doordarshan and China Central Television (CCTV) have 1165 crore rupees) for the Odisha Transmission System signed an agreement for exchange of art, culture and Improvement Project (OTSIP). development television programmes.  India and China are going to establish two sister cultural  India Meteorological Department (IMD) and Power parks one Beijing and other in Bengaluru. System Operation Corporation Ltd (POSOCO) have signed a memorandum of understanding (MoU) for MOU optimum use of weather information and forecast in the power sector. Reliance Jio sign pact with Huawei for 4G devices  A MoU was signed betwen Ananta P Sarma, MD and Reliance Jio Infocomm (RJio), a telecom arm of Reliance Industries CEO of SIDBI and MIDC CEO Bhushan Gagrani in the (RIL) has signed a pact with Chinese telecom equipment presence of Maharashtra Chief Minister Devendra manufacturer firm Huawei for sourcing various 4th Generation (4G) Fadanvis to provide easy finance to micro, small and devices by 2015 in around 5,000 towns and cities in India. It seeks medium enterprises (MSMEs) for their growth. As per to cover over 90 per cent of urban India and over 2.15 lakh villages. the MoU, both signatory parties have jointly created funds MoU signed between NRL & BPC to export petroleum to the tune of 200 crore rupees to provide immediate products through IBFPL pipeline finance to the MSMEs.  GMR Infrastructure Ltd on 18 May 2015 signed a A Memorandum of Understanding (MoU) was signed between Memorandum of understanding (MoU) with Guizhou Numaligarh Refinery Limited (NRL) and Bangladesh Petroleum International Investment Corporation (GIIC) for Corporation (BPC) to export petroleum products to Bangladesh. developing Kakinada Special Economic Zone (KSEZ) in The MoU seeks to provide cooperation in export of petroleum Andhra Pradesh. products from NRL’s marketing terminal in Siliguri, West Bengal  Alibaba-backed company Paytm on 3 May 2015 tied-up to BPC’s depot at Parbatipur in Bangladesh.The petroleum products will be exported through the proposed Indo-Bangla Friendship with Quick service restaurants (QSRs) Domino’s and Cafe Coffee Day for offline payment. With this Pipeline (IBFPL) of 130 km length and capacity of one Million Metric Tonne Per Annum (MMTPA). acquisition, Paytm’s mobile wallet will soon be accepted at Domino’s and Cafe Coffee Day. SAIL, ArcelorMittal inked MoU to set up steel plant in India  Steel Authority of India (SAIL) and world’s largest steelmaker, ArcelorMittal signed a MoU to set up an automotive steel VANIK’S KNOWLEDGE GARDEN manufacturing facility in India. The MoU was signed by ArcelorMittal Chairman & Chief Executive Lakshmi Niwas Mittal Organisation headed by Prime Minister and SAIL Chairman CS Verma in London. 1. Planning Commission Indian Army and Bank of India inked MoU on Defence 2. National Integration Council Salary Package 3. National Ganga River Basin Authority The Indian Army and Bank of India (BOI) signed a Memorandum (NGRBA) of Understanding (MoU) pertaining to the defence salary package of the Army personnel.The features of the MoU include facilities 4. National Development Council (NDC) like the standard bundle of concessional services including free 5. National Commission for Population Co drafts, free cheque books, free funds transfers to any bank in India ntrol through RTGS or NEFT and free ATM cards among others.The Personal Accident Insurance (PAI) cover has been doubled to Rs. 6. Department of Space (DoS) 10 lakhs, including air insurance, home loan insurance on Army 7. Department if Atomic Energy Welfare housing Organisation (AWHO) for deaths on account of 8. Nuclear Command Authority war/external aggression/ terrorist attack up to Rs 50 lakhs. 9. Indian Board of Wild Life NEWS IN BRIEF 10. National  National Institute of Electronics and Information Disaster Management Authority Technology (NIELIT) signed a memorandum of understanding (MoU) with e-commerce giant Snapdeal (NDMA) to roll out digital marketing courses. 11. Council of Scientific and Industrial Research (CSIR)

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Modi inaugurated ICICI Bank’s first branch in China and 15 lakh nepali rupees for those outside the capital for house To help Indian and Chinese corporates in cross-border businesses, reconstruction. The central bank also said the commercial banks top private sector lender ICICI Bank today opened its first branch and financial institutions could take a maximum interest of 2 per in China, which was inaugurated by Prime Minister Narendra Modi cent under home loan for such purposes. in the presence of ICICI Bank’s MD and CEO Chanda Kochhar. Kamath named as head of New Development Bank of The new branch will begin its operation with 17 banking professionals handling different functions including finance, BRICS nations operations, corporate banking and treasury. Currently ICICI Bank K V Kamath , Chairman of the India’s largest private sector bank is India’s biggest private sector lender with a total consolidated ICICI was appointed as head of the $50-billion New asset base of US $ 132 billion and has presence in 17 countries. Development Bank being set up by the five emerging economies Earlier in 2003, ICICI Bank had opened a representative office in of the BRICS grouping. Kamath will have a five-year term of the China. bank, which is likely to be operationalised within one year. India economic growth to surpass China’s in 2015-16: SBI launched sbiINTOUCH, NFC-enabled Contactless UN report Debit and Credit Cards Recently released UN World Economic Situation and Prospects State Bank of India (SBI) launched contact-less credit and debit (WESP) Report for Mid update -2015 said India’s economy is cards sbiINTOUCH which is based upon latest near-field technology projected to grow by 7.6 per cent this year and 7.7 per cent in 2016, (NFC) that enables customer to transact using the card by just overtaking China. While, it has projected China’s economic growth tapping or waving it against the reader of the point-of-sale machine will be 7 per cent in year 2015 and 6.8 per cent in 2016. Cards incorporated with NFC technology are secure and hassle- free. SBI is also proving a fraud liability cover of 1 lakh rupees on Global energy subsidied to hit US $ 5.3 trillion this year: these cards. With this, SBI has joined league of private lenders like IMF report ICICI Bank and HDFC Bank.Presently, Reserve Bank of India (RBI) In its recent report titled Act Local, Solve Global the International allows banks to enable transactions in case of contactless cards up Monetary Fund voiced alarm about energy subsidies across the to Rs. 2,000 without the requiring a separate PIN authentication. world, saying they were expected to reach $5.3 trillion in 2015, But incase of amounts higher, banks should provide customers with which is 6.5 per cent of the global economy. China is the largest an option of contact payment and pin authentication requirement. spender on energy subsidies and spends around 2.3 trillion dollars SBI Launched RuPay Platinum Debit Card a year, followed by the United States at 699 billion dollars and State Bank of India (SBI) has launched a RuPay Platinum debit Russia at 335 billion dollars. While India spends 277 billion dollars, card in association with National Payment Corporation of India Japan spends 157 billion dollars. (NPCI) .The card initially would be issued free to customers Six banks to pay record $5.7bn fines over key rates maintaining a quarterly balance of 50,000 rupees.RuPay Platinum manipulation debit card holders will also get additional benefits like 5 per cent Six of the world’s biggest banks were fined 5.7 billion US dollars cash back on utility bill, complimentary concierge services, personal on Foreign Exchange Benchmark Rates manipulation charges by accident death and permanent total disability insurance cover of Rs various authorities in the USA and the UK’s Financial Conduct 2 lakh, complimentary airport lounge.It should be noted that, Authority. The fines were imposed on Citicorp, JPMorgan Chase presently SBI has 19.7 crore debit cards in circulationout of which & Co., Barclays Plc, Royal Bank of Scotland Plc, UBS Group AG 4.5 crore are RuPay cards. and Bank of America Corp. as part of the settlements they reached SBI inked MoU with Amazon for payment, commerce with the government agencies in which they pleaded guilty to the solutions charges and agreed to pay fines. Citicorp, JPMorgan Chase & Co., State Bank of India (SBI) signed a memorandum of understanding Barclays Plc and Royal Bank of Scotland Plc agreed to plead guilty (MoU) with e-commerce giant Amazon to develop payment and to felony charges of conspiring to manipulate the price of US dollars commerce solutions for customers and small businesses. The MoU and euros in the international market. However, UBS Group AG of seeks to identify and tap the potential areas of collaboration for Switzerland, the first to cooperate with antitrust investigators, was payments and commerce solutions between both signatory parties. granted immunity from the charges.Two banks- Deutsche Bank AG and HSBC Holdings Plc are still under investigation facing similar Through this tie, SBI is seeking to enrich customers’ payment experience and opening up the windows of e-commerce to its small charges. and medium enterprise (SME) customer’s base which is the largest Nepal Rastra Bank to provide interest-free loans for in the country. rebuilding houses Nepal Rastra Bank on 7 May 2015 announced to provide interest- free loans for rebuilding houses. The bank will provide interest- free loans of up to 25 lakh nepali rupees in the Kathmandu Valley

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Bank of Baroda tied up with UAE Exchange for NRI Bharatiya Mahila Bank won The Asian Banker Achievement Award money transfer 2015 At a function held in HongKong. BMB was given the award Bank of Baroda, a leading Indian public sector bank, has tied up in the technology implementation category of Best Outsourcing with UAE Exchange to offer an instant cash transfer facility to NRI Project[New Bank]. The Chairman and Managing director of customers. This agreement will facilitate customers can send money Bharatiya Mahila Bank, Mrs Usha Ananthasubramanian received within minutes to their desired bank accounts in BoB in India. that award. Other than India, Pakistan and Tanzania are other 2 Currently, Bank of Baroda (BoB) has a network of more than 5,000 countries to have a bank for women. branches across United States, Europe, Africa, Australia and Asia. World Bank approved 250 million dollar credit for ICICI Bank launched NFC-enabled payment service Enhancing Teacher Effectiveness in Bihar ‘Tap-n-Pay’ The World Bank approved 250 million US dollar credit for the Largest private sector lender ICICI Bank in collaboration with Tech Enhancing Teacher Effectiveness in Bihar Programme to making Mahindra launched a payment service ‘Tap-n-Pay’ based on the them more qualified, accountable and responsive. The credit is being near-field communications (NFC) technology, enabling customers provided from the International Development Association (IDA). make over-the-counter payments without using cash.It can be used World Bank Country Director in India: Onno Ruhl. for merchant payments by merely tapping a NFC-enabled mobile Union Government relaxed FDI norms for NRIs, PIOs, phone or a tag on the counter. OCI IDBI Bank to roll out e-huts Union Government has decided to amend Foreign Direct Investment IDBI Bank has decided to roll out e-huts to connect with the rural (FDI) norms for NRIs, Persons of Indian Origin (PIOs) and populace.The bank has currently introduced e-lobbies which are Overseas Citizens of India (OCI) to increase capital flows into the next to the branches. The e-hut concept will be completely unmanned country. Decision in this regard was taken at Cabinet Committee units.e-huts is a concept that is widely accepted in the West, but in on Economic Affairs (CCEA) meeting chaired by Prime Minister India, it’s yet to pick up. Narendra Modi in New Delhi. Now non-repatriable investments of NRIs, PIOs & OCIs under under Schedule 4 of FEMA regulations Canara Bank tied up with Life Insurance Corporation will considered as domestic investment. The amendments will lead Canara Bank has entered into a memorandum of understanding with to greater foreign exchange remittances and investment in the Life Insurance Corporation of India for offering the “Pradhan Mantri country. Jeevan Jyoti Bima Yojana” insurance cover to all its eligible customers.The bank has also partnered with the United India Parliament has passed Regional Rural Banks Insurance Company for offering the Pradhan Mantri Suraksha Bima (Amendment) Bill, 2014 Yojana insurance cover. Parliament has passed Regional Rural Banks (Amendment) Bill, India granted $1 bn credit to Mongolia; deepens defence 2014. This bill amends Regional Rural Banks Act, 1976 and aims to strengthen the Regional Rural Banks (RRBs) and deepen their ties financial inclusion. This amendment bill increases the authorised India announced a US$ one billion credit line to Mongolia for capital of each Regional Rural Bank (RRB) from Rs 5 crore to Rs infrastructure development as they upgraded their ties to “Strategic 2000 crore divided into Rs 200 crore of fully paid share of Rs 10 Partnership” and agreed to deepen defense cooperation besides each.As per the parent Act the Rs 5 crore share capital of RRBs is exploring potential for tie ups in areas like the civil nuclear sector. split into 5 lakh shares of Rs 100 each. It also provides that the RBI planed IT wing as financial crimes rise in cyber authorised capital issued by any RRB’s shall not be reduced below space Rs 1 crore and shares in all cases to be fully paid up shares of Rs 10 The Reserve Bank is planning to set up an information technology each. wing to face the rising challenges coming from the cyber world.It can be noted that online frauds in the financial sector have been on HDFC Bank launched HDFC Bank Apollo Medical the rise and hundreds of gullible people have been defrauded by Benefits Card crooks, using their stolen credit and debit card information. The HDFC Bank in partnership with Apollo Hospital launched HDFC cyber thieves have even been using RBI logos to send out mails to Bank Apollo Medical Benefits Card, a co-branded medical benefits cheat customers. card which allows corporates to disburse medical allowances to their employees and has insurance cover for accidents. The bank claimed Reliance Jio to raise $750 million from Korean company that it is the first-of-its kind product in the country. The corporates Reliance Industries has signed up for a $750 million loan, backed can load the specified allowance onto the card every month which by Korea Trade Insurance Corp, to primarily finance the can be used by employees for medical expenditure at pan-India procurements for its infrastructure rollout from Samsung Electronics VISA/MasterCard outlets. and Ace Technologies Corp. It has a door-to-door tenor of 12 years, including a two-year availability period and a 10-year repayment SEBI notified the Securities and Exchange Board of India period thereafter. (Mutual Funds) Regulations, 2015 Bharatiya Mahila Bank won Asian Banker Achievement The Security and Exchange Board of India (SEBI) notified the Award 2015 SEBI (Mutual Funds) Regulations, 2015.The notified regulations dropped the 20-25 rule requiring a minimum of 20 investors and a cap of 25 percent investment by an individual investor in a particular

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 17 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 scheme, for certain foreign entities.The rule will not be applicable  Indian IT firms, technology major Infosys on Sunday to funds managed by local fund managers in regard to Category I announced establishing its first overseas centre outside and/or Category II FPIs (Foreign Portfolio Investors). Category I India in China with an investment of about USD 120 FPIs includes government and government related entities and million to tap in the burgeoning Chinese market. Category II FPIs includes both broad based entities such as mutual  Canara Bank has launched a mega CASA (current funds, investments trusts and persons such as portfolio managers, account, savings account) campaign in Bengaluru with investment managers, asset management companies, banks among the CanBank men and women with their logo colour caps others. flooding the nook and corners of the city to sell their Union Government allowed EPFO to invest 5% corpus products.  The direct tax collection by the government during 2014- in stock markets 15 fell short of the target by about 14 per cent with Rs. Union Government has allowed Employees’ Provident Fund 6,96,200 crore revenue coming to its kitty. Organisation (EPFO), India’s retirement fund body to invest five  Gold imports surged 19.5 per cent to reach USD 34.32 per cent of its corpus in exchange traded funds i.e. in stock markets. billion in 2014-15 due to declining prices and easing of The new pattern allows EPFO to invest 5% of its incremental income restrictions by the Reserve Bank. in Exchange Traded Funds (ETFs) from the current financial year i.e. 2015-16.This limit will start from 1% with an effect from April MERGER AND ACQUISTION 1, 2015 and reach upto 5% by the end of the FY 2015-16. This decision of Union Government will result in an inflow of around Flipkart acquired Appiterate 5000 crore rupees into the stock markets during this fiscal. Online marketplace Flipkart acquired Delhi-based mobile engagement and marketing automation company Appiterate in order NEWS IN BRIEF to strengthen its mobile platform. Tanuj Mendiratta is Co-founder  The Reserve Bank of India (RBI) on 12 May 2015 & CEO of Appiterate and was founded in 2013. released the report titled “State Finances: A Study of Budgets of 2014-15”. The theme of this year’s report PropTiger acquired Makaan.com is “Fiscal Consolidation”: Assessment and Medium Term PropTiger.com, the online realty services firm backed by media Prospects. magnate Rupert Murdoch, acquired its rival Makaan.com to ramp  Moody’s, the US research analytics firm, on 12 May 2015 up its presence in India’s secondary property market. released the quarterly Global Macro Outlook: 2015- Zomato has acquired NexTable 16 report.According to this India’s GDP will grow at a Online restaurant guide Zomato has acquired United States (US) strong pace of 7.5 percent 2015-16, which is the highest based online table reservation platform NexTable for undisclosed among G20 economies, amount. It is Zomato’s ninth acquisitions since past nine months.  The Reserve Bank of India (RBI) advised all public sector banks (PSBs) to appoint internal Ombudsman. This Myntra.com acquired Native5. internal Ombudsman will be designated as Chief E-commerce solutions provider for fashion and lifestyle products Customer Service Officer (CCSO) and it should not Myntra.com has acquired Bengaluru based mobile app development have worked in the bank in which it has been appointed platform company Native5. as CCSO. MakeMyTrip.com acquired Mygola  The Union Government and Asian Development Bank Online travel services provider MakeMyTrip.com has acquired (ADB) signed a 31 million US dollars loan agreement to Mygola, a startup travel guide firm.The acquisition was done boost water availability in selected river basins in through MakeMyTrip’s Innovation Fund, which invests in early- Karnataka and ensure improved water efficiency in stage or start-up companies in the travel technology space. irrigation. Capgemini acquired IGATE for $4 billion  Union finance Ministry exempted Minimum Alternate Tax (MAT) for foreign investors. MAT is a way of making Capgemini, the France-headquartered global IT services major companies pay minimum amount of tax. It is applicable announced the acquisition of iGATE, the US-listed company with to all companies except those engaged in infrastructure a significant employee presence in India in an all-cash deal valued and power sectors at $ 48 per share and the whole transaction will amount to $4 billion.  Reserve Bank of India (RBI) on 29 April 2015 imposed NEWS IN BRIEF a fine of 1.5 crore rupees each on three Public Sector  Apple Inc acquired GPS firm Coherent Navigations to Banks (PSBs) for violating Know Your Customer (KYC)/ improve Apple mapping capabilities Anti Money Laundering (AML) norms. These three PSBs  Internet firm Askme on acquired grocery marketplace are Bank of Maharashtra, Dena Bank and Oriental Bank BestAtLowest.com for about 10 million US dollar. of Commerce.  Global mobile multi-channel messaging platform mGage  Japan’s main stock market index Nikkei 225 on 21 April acquired Bengaluru-based counterpart Unicel 2015 closed above the 20000 level for the first time in Technologies. However, the deal value was not disclosed 15 years. by both the companies.  Airtel clinches $2.5 billion Chinese financing deals 

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Xi Jinping conferred with Nishan-e-Pakistan award actor Dilip Prabhavalkar. He was presented the award by noted Pakistan Government conferred Nishan-e-Pakistan, top civilian historian and writer Babasaheb Purandare. The Award is given to award on Chinese President Xi Jinping.He was bestowed with this meritorious names in the field of music, theatre, cinema, literature award for his outstanding contribution in promotion of relationship and social work every year to commemorate the death anniversary between the two countries by Pakistan President Mamnoon Hussain. of Master Deenanath Mangeshkar( father of Lata Mangeshkar) Two Indians awarded with the prestigious 2015 Whitley Hungarian writer Laszlo Krasznahorkai won Man Awards Booker International Prize 2015 Two Indians, Dr. Pramod Patil and Dr Ananda Kumar have been Hungarian writer Laszlo Krasznahorkai has won the prestigious awarded with the prestigious 2015 Whitley Awards worth 35000 Man Booker International Prize for 2015. He was chosen from a pound along with seven other environmentalists at a ceremony in list of 10 contenders from around the world.The prize, worth Royal Geographical Society, London. Dr Ananda Kumar awarded £60,000 bestowed upon a living author who has published fiction for using innovative communication systems to enable human- either originally in English or whose work is available in translation elephant coexistence in southern India while Dr Pramod Patil in the English language awarded for his work to protect the iconic great Indian bustard in Charlie Hebdo awarded 2015 PEN Freedom of the Thar Desert. The award is also dubbed as Green Oscar. Expression Courage award Yashwant Sinha Got Highest French Honour The French satirical magazine Charlie Hebdo has received a The French Government has appointed former Finance Minister controversial freedom of speech award at the PEN Literary Gala in and BJP leader Yashwant Sinha, Officier de la Légion d’Honneur New York. Editor-in-chief Gerard Biard and critic-essayist of Charlie (Officer of the Legion of Honour), the highest French civilian Hebdo, Jean-Baptiste Thoret accepted the award at a function held distinction, in recognition of his international action as Union at the American Museum of Natural History. The satirical magazine Minister of Finance (1998-2002), then External Affairs (2002- was recognized for this award by PEN American Centre as 12 of its 2004), and his invaluable contribution to thought on international staff members had died during January 2015 terrorist attack on its issues. Paris based office. Indian-Origin Scientist Sangeeta Bhatia won Heinz Mazen Darwish honoured with 2015 UNESCO/Guillermo Award 2015 Cano World Press Freedom Prize Sangeeta Bhatia, an Indian-Origin scientist at the Massachusetts UN’s Cultural body bestowed UNESCO-Guillermo Cano World Institute of Technology (MIT), who has developed artificial human Press Freedom Prize 2015 to Syrian journalist and rights microlivers for drug testing,won a prestigious $2,50,000 Heinz activist Mazen Darwish for his work carried out in Syria for more award for her work in tissue engineering and disease detection. than 10 years at great personal sacrifice, harassment, enduring a travel ban, as well as repeated detention and torture. Presently he Vice President Hamid Ansari confered Pt. Haridutt has been jailed by the Bashar al-Assad’s regime. Sharma Award to Anurradha Prasad Vice President Mohammed Hamid Ansari conferred the Pt. Haridutt Journalist Dr. Prannoy Roy awarded RedInk Lifetime Sharma Award to senior journalist Anurradha Prasad in New Delhi Achievement Award 2015 for her contribution in the field of Journalism, Writing and Social Prannoy Roy, the Executive Co-chairman of NDTV, conferred with Services. Presently, Anurradha Prasad is the editor-in-chief of News- the Redink Lifetime Achievement Award 2015 at a function in 24 Channel and is Managing Director of the entertainment company Mumbai. The awards were presented by the Union Railway Minister BAG Films & Media ltd. Suresh Prabhu. The RedInk Lifetime Achievement Award was instituted in 2010 by the Mumbai Press Club to encourage good, Indian-origin diplomat Gopinath Pillai awarded for his ethical journalism that impacts people and society. services in Singapore Indian-origin diplomat Gopinath Pillai has been bestowed with Writer Neel Mukherjee wons £10,000 Encore Award for Outstanding Service Award’ for his services to the city-state by year 2015 the National University of Singapore (NUS). Currently he is serving Kolkata-born writer Neel Mukherjee’s “The Lives of Others” has as Ambassador-at-Large of Singapore and special envoy to Andhra won the UK’s Encore Award worth 10,000 pounds prize for the Pradesh. best second novel. The novel covers, various issues ranging from the mass hunger of the Second World War to independence and the Anil Kapoor conferred with the Master Dinanath emergence of the Maoist Naxalbari movement. Mangeshkar Awards Bollywood actor Anil Kapoor conferred with prestigious Master Deenanath Mangeshkar Award 2015 along with veteran Marathi

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2 Indians posthumously chosen for UN’s prestigious Dag 2015 award at the prestigious 5th Asian Awards for their Hammarskjold Medal outstanding achievement in the field of business Two Indian peacekeepers have been chosen posthumously for United  Chemistry professor Sivanadane (Siva) Mandjiny has Nation’s Dag Hammarskjold Medal. They are Lance Naik Nand been named UNC Pembroke’s recipient of the UNC Board Ram and Raju Joseph. Lance Naik Nand Ram had served with the of Governors 2015 Award for Excellence in Teaching. UN Organization Stabilization Mission in the Democratic Republic Annually, the Board of Governors names one professor of the Congo (MONUSCO). While, Raju Joseph had served in a at each of the 17 UNC campuses to receive the award. civilian capacity with the UN Mission in South Sudan (UNMISS). The award winners will collect a commemorative bronze medallion and a $12,500 cash prize. President Mukherjee confered Florence Nightingale  Indian film Masaan directed by Neeraj Ghaywan won the awards to 35 Nurses prestigious critics prize in the Un Certain Regard category President Pranab Mukherjee conferred the Florence Nightingale at the 68th Cannes Film Festival. The film is a narrative Awards to 35 nurses from across the country on the occasion of set based in Varanasi and its characters connected with International Nurses Day at the Rashrapati Bhavan. The award is the Ganga. named after Florence Nightingale, founder of modern nursing. She  Shivani Agarwal and Maharaja Pandit are two Indians was born on May 12, 1820 and the day is celebrated as International who have been selected for the prestigious Radcliffe Nurses Day all over the world. Fellowship by Harvard University. Radcliffe Fellowship by Harvard University is considered as one of the most Four Indians to be conferred with 2015 Spring Imperial prestigious honors for 50 leading artists and scholars Decorations of Japan across the world. Eminent scientist and Bharat Ratna awarde Chintamani Nagesa Ramachandra Rao(C.N.R.Rao) was conferred with Japan’s highest civilian award the Order of the Rising Sun, Gold and Silver Star for his outstanding contributions to science and Indo-Japanese science  cooperation.Thottuvelil Krishna Pillai Aiyappankutty Nair (75) was awarded with Order of the Rising Sun, Gold and Silver Star for the contribution to the enhancement of relations and the promotion of friendship between Japan and India. Nikunj Parekh bestowed with The Order of the Rising Sun, Gold BOOK & AUTHOR and Silver Rays for contribution to promoting and presenting Japanese Culture in India while Topgay Bhutia bestowed with The  A Book titled China – Confucius in the Shadows Orders of the Sacred Treasure, Gold and Silver Rays for his written by Poonam Surie was released by the Vice contribution to the activities of the Japanese overseas establishment President M. Hamid Ansari. President Pranab Mukherjee confers Presidential Awards  Book titled Unbelievable – Delhi to Islamabad written for Classical Tamil by Prof Bhim Singh released. President Pranab Mukherjee conferred the Presidential Awards for  Novelist Siddhartha Gigoo has won 2500 pounds 2015 Classical Tamil for the years 2011-12 and 2012-13. Commonwealth Short Story Prize in Asia region for his Tolkappiyar Award for lifetime achievement in Classical Tamil was novel Umbrella Man. given to SV Shanmugam for year 2011-12 and R Krishnamurthi  Recently released book Indian Bumblebees has revealed for year 2012-13. that India is home to 48 of the 250 known species of Kural Pitam Award was given to Eva Maria Wilden of Germany for bumblebees. The book is written by entomologist M.S. 2011-12. Saini and co-authors Rifat H. Raina and Harpeet Singh Young Scholar Awards was presented to E. Ezhilvasanthan, K. Ghator. Bumblebees are social insects and live in colonies Jawahar and K. Iyyappan for 2011-12 while for the year 2012-13 and the size of it depends on the species. They are similar was given to R. Venkatesan, A. Sathish, M.R. Devak, U. Alibava to the honeybees. and B. Jaiganesh. NEWS IN BRIEF  Harkeert Singh Saini, an Indian-American policeman awarded with the prestigious Top Civilian Supervisor of the Year for his efficient services to the Houston Police department in the state of Texas of United States.   Shivani Agarwal and Maharaja Pandit are two Indians who have been selected for the prestigious Radcliffe Fellowship by Harvard University.  NRI industrialists Hinduja brothers – S P Hinduja and G P Hinduja – have won the Business Leader of the Year

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PERSON IN NEWS

President Pranab Mukherjee appointed new Governors  Satheesh Reddy : Senior DRDO scientist Satheesh in six states Reddy, has been conferred with the prestigious Fellowship Jharkhand: Droupadi Murmu of the Royal Institute of Navigation (RIN) for his work in the field of inertial and satellite-based navigation and Manipur: Dr Syed Ahmed avionics technologies. Arunachal Pradesh: J P Rajkhowa  Surender Singh : Senior IPS officer Surender Singh took Mizoram: Lt. General (Retd.) Nirbhay Sharma over as the new Director General (DG) of Central Tripura: Tathagata Roy Industrial Security Force (CISF). Surender Singh will Meghalaya: V. Shanmuganthan succeed Arvind Ranjan who had retired as the DG of the A record number of 10 Indian-origin candidates elected CISF. to the British parliament  Deepak Iyer was appointed as Chief Executive Officer Following are the elected Indian-origin candidates (CEO) and Managing Director (MD) of Bharti AXA Conservative Party: General Insurance.Iyer will take charge from Interim Priti Patel- won from Witham constituency. CEO and MD Milind Chalisgaonkar. Presently, he is Rishi Sunak- won from Richmond (Yorks) constituency. He is son- working as the MD-Indian subcontinent at Wrigley India, in-law of Infosys co-founder Narayana Murthy. a subsidiary of the US-based Mars. Alok Sharma- won from Reading West constituency.  Priti Patel : Indian-origin Tory MP Priti Patel appointed Shailesh Vara- won from Cambridgeshire Northwest constituency. as minister of state for employment in British Prime Suella Fernandes- won from Fareham constituency. Minister David Cameron’s new cabinet. In recently Labour Party: concluded 2015 UK General election, Priti Patel was re- Keith Vaz- won from Leicester East constituency. elected from Witham constituency in Essex on Valerie Vaz- won from Walsall South constituency. Conservative Party ticket. Virendra Sharma- won from Ealing Southall constituency.  Prof. Kuruppassery Varkey Thomas : Lok Sabha Seema Malhotra- won from south west London constituency. Speaker Sumitra Mahajan has renominated Prof. Lisa Nandy- won from Wigan constituency. Kuruppassery Varkey Thomas as Chairman of Public It has broken the previous 2010 general election record in which Accounts Committee (PAC) for a second term of one year. eight Indian-origin were elected.  MJ Joseph : was on 15 May 2015 appointed as the Controller General of Accounts (CGA) in the Union  Mr. Arvind Saxena : President Pranab Mukherjee has Ministry of Finance. He succeeded Jawahar Thakur who appointed Mr. Arvind Saxena as Member of Union Public has been appointed as OSD (Accounting Reforms) in the Service Commission (UPSC).With this appointment Mr. Office of CGA. Saxena became first officer from Research and Analysis  Navneet Rajan : Senior IPS officer Navneet Rajan Wasan Wing (RAW) to become member of UPSC. was on 7 May 2015 appointed as (DG) of Bureau of Police  Sanjita Pradhan : United States (US) President Barack Research and Development (BPR&D). Obama has nominated a Nepali American Sanjita  Mukesh Khanna : Actor and producer Mukesh Khanna Pradhan, an IIT alumnus to his advisory commission on on 29 April 2015 was appointed as the Chairperson of Asian Americans and Pacific Islanders (AAPIs). the Children’s Film Society of India (CFSI). He was  Achal Kumar Jyoti : President Pranab Mukherjee has appointed by Union Ministry of Information and appointed Retired IAS officer Achal Kumar Jyoti as the Broadcasting as successor of Amole Gupte. Election Commissioner. He will serve as Election  Cyriac Joseph : President Pranab Mukherjee has Commissioner for a period of three years, i.e. till he attains appointed Justice Cyriac Joseph as acting Chairman of the age of 65 years old (the age at which Election National Human Rights Commission (NHRC). Commissioners demit office under the Constitution).With  Akhil Amar, an Indian-American professor from Yale this appointment, the strength of three member Election University has been appointed as a member of the Commission of India (ECI) has now gone to two. prestigious National Council on Humanities of US by  Dr. Vivek Murthy : Indian-American Dr. Vivek President Barack Obama. Murthy was sworn-in as the US Surgeon General. Vivek  G Mohan Kumar : The Appointments Committee of the Murthy is 19th US Surgeon General and youngest-ever Cabinet appointed G Mohan Kumar as the Secretary of (37-year-old) to become in- charge of the country’s public the Ministry of Defence (MoD). health.  Parvinder Singh Batth, becomes first Sikh mayor in  Ms. Draupadi Murmu was sworn in as the first woman United Kingdom’s Wokingham Borough Council and overall ninth Governor of Jharkhand since the state was granted statehood status after bifurcating from Bihar on 15 November 2000. B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 21 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

OBITUTARY  Aruna Shanbaug: Aruna Shanbaug, the nurse from KEM VANIK’S KNOWLEDGE GARDEN hospital who was raped by a ward boy in 1973, passed away. She was living in a vegetative state for the last 42 years. In 2011, the Supreme Court (SC) had rejected a Terms Associated With Different Sports plea for her mercy killing (euthanasia) which was filed Badminton by former journalist and author Pinki Virani. Angled Drive Serve, Backhand Low Serve, Bird, Deuce, Double Droup, Fault, Flick Serve, Forehand Smash, Let, Lob, Love All, net Shots, Rush,  Dr. Amalendu Guha: Noted Assam historian and social Smash. scientist Dr. Amalendu Guha(91) passed away in Baseball Guwahati, Assam, following age related ailments. Base, Battery, Bunting, Catcher, Diamond, Hitter, Home Infield, Outfield,  Lu Ping: Lu Ping, Beijing’s tough-talking point man on Pinch, Pitcher Plate, Pullout, Short Stop, Strike. Hong Kong affairs during the city’s handover to Chinese Basketball rule in 1997, has died at the age of 87. Ball, Basket, Blocking, Dribbling, Free Throw, Held Ball, Holding, Jump  Sir Christopher Alan Bayly :Sir Christopher Alan Bayly, Ball, Multiple Throws, Pivot. a renowned historian passed away at the age of 70 on 20 Billiards April 2015 in Chicago, United States. Baulk Line, Break, Bolting, Cannon, Cue, Hazard, In-off, Jigger, Long  Michael Blake: Michael Blake, the Oscar-winning writer jenney, Pot, Scratch, Screw Back, short Stop, Strike. of ‘Dances With Wolves’ novel passed away in Tucson, Boxing Arizona, after a long battle with cancer. He was 69. Ausiliary, Babit Punch, Break, Cut, Defence, Down, Hook, Jab, Lying On,  Ruth Rendell: Renowned crime writer Ruth Rendell Knock, Seconds out, Slam, Upper Cut, Weight In, Win by Knock-out. passed away on 2 May 2015 in London, United Kingdom Chess at the age of 85. She was best-known for creation of Bishop, Capture, Castling, Checkmate, En Passant, Gambit, Grand Master, King, Knight, Pawn, Queen, Rook, Stalemate, Under Promoting. fictional character Inspector Wexford, which was turned Cricket into a highly successful TV series in Britain. Ashes, Banana, Boundary, Bowling, Caught, Chinaman, Cover Drive,  Ankit Keshri : Ankit Keshri, an East Bengal Club Crease, Doosra, Duck, Duckworth-Lewis Rule, Fine Leg, Follow On, Full cricketer died due to an injury sustained during a Cricket Toss, Gardening, Googly, Gully, Hat-trick, Hit Wicket, Inswinger, l.b.w., Association of Bengal’s senior one-day knock-out match. Leg-break, Leg-bye, Leg Glance, late Cut, maiden Over, No Ball, Off Break, He was 20. On Drive, Out, Outswinger, Over, Mandatory Over, over Pitch, Popping  Baleshwar Ram: Veteran Congress leader and Former Crease, Rubber, Run Down, Run Out, Short Pitch, Silly Point, Slip, Square Leg, Stone Walling, Straight Drive, Stumped, Short leg, Spin, Swing, Union minister Baleshwar Ram passed away at the age Thirdman, Yorker. of 87 due to kidney-related ailments in Patna, Bihar.Since Football 1952 he had served as MLA for five-term from various Advantage Clause, Blind Side, Centre Forward, Corner Kick, Dead Ball, assembly constituencies in Bihar. Direct Free Kick, Dribble, Goal kick, Golden Goal, Hat-trick, Marking,  Philip S. Goodman: Philip S. Goodman, an American OffSide, Penalty Kick, Penalty Shootout, Red Card, Striker, Throw In, film, television and stage writer, producer and director Tripping passed away in New York, United States. Golf  Suchitra Bhattacharya: Eminent Bengali writer Best-ball Foursome, Bogey, Bunker, Caddie, Dormy, Fairway, Fourball, Suchitra Bhattacharya passed away following a cardiac Foursome, Greed Holes, Links, Niblic, Par, Put, Rough, Stymied, Tee, arrest in Kolkata, West Bengal. Threesome.  Mrinal Datta Chaudhuri: Eminent economist, policy Hockey advisor and noted academic Mrinal Datta Chaudhuri Advantage, Back-stick, Bully, Cary, Centre Forward, Corner, Dribble, Flick, passed away in Pune, Maharashtra. He was popularly and Free-hit, Goal Line, Green Card, Halfway Line, Hat-trick, Off-side, Roll -in, Scoop, Short Corner, Sixteen-yard hit, Square Pass, Stick, Striking Cirele, affectionately called as ‘MDC’ among his circles. Tackle, Tie-breaker, Zonal Marking.  Sudha Shivpuri: Popular Indian stage, film and Horse Racing television actress Sudha Shivpuri died at the age of 77 Jockey, Punt, Steeplechase, Thorough Bred. due to multiple organ failure at a suburban hospital in Judo Andheri . Ashi-waza, chui, Dan, Dojo, Gyaku, Hajime, Ippon, Jigotai, Kaeshiwaza,  Veteran jazz: Veteran jazz musician Bob Belden passed Koka, Makikomi, Nage-waza, O-goshi, Randori, Scarf, Tani-Otoshi, Uchi- away after suffering a heart attack. He was 58. komvi, Waki-gatame, Yoshi, Yuko.  Eminent Marathi film and stage actress Bimba Modak Karate passed away due to her old age. Age Zuki, Ai-uchi, Aka, Chakugan, Dachi, Encho Sen, Fudotachi, Gedan,  Elizabeth Wilson: Veteran Hollywood actress Elizabeth Geri, Hajime, Ibuki, Jion, Kakato, Koka, Makiwara, Nidan, Obi, Rei, Wilson passed away following age-related illness at New Sanbon, Shiro, Tobigeri, Ude, Waza-ari, Yoko-geri, Zanshin, Zen-no. Haven, Connecticut. Polo Bunker, Chukker, Mallet. Rowing Bow, Bucket, Cow, Ergometer, Feather, Paddle, Regatta.  Rugby Football A Trackle, Lines, Scrum, Touch, Try. B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 22 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

PLACE IN NEWS

ISIS militants took control of Syria’s ancient city of Airport (IGIA) as the world’s best airport for the year 2014 for Palmyra handling 25 to 40 million passengers per annum. Islamic State of Iraq and Syria (ISIS) militants have taken complete Dharahara Tower of Nepal collapsed after earthquake control of the ancient Syrian city of Palmyra. The city is a UNESCO designated World Heritage site and home to some of the world’s of magnitude 7.9 struck Nepal most magnificent ancient ruins. Earlier in March 2015, the militants 19th century Dharahara (Bhimsen) tower at the center of Sundhara had demolished several ancient sites that pre-date Islam in Iraq, in Kathmandu, Nepal on 25 April 2015 was reduced to rubbles including UNESCO World Heritage Sites Hatra and Nimrud. after an earthquake of magnitude 7.9 on the Richter scale struck the country. The nine-storey, 61.88-meter-tall (203-feet) tower was World’s largest flag unfurled in Tunisia a part of the architecture of Kathmandu recognised by UNESCO. It World’s largest flag size of 19 football pitches was unfurled at an was built in 1832 by Mukhtiyar (equivalent to Prime Minister) event in Ong Jmel in the southern desert area of Tunisia. The flag Bhimsen Thapa under the commission of Queen Lalit Tripura of 104,544 square metre was made using 80 kilometres of fabric Sundari. and weighed arounf 12.6 tonnes. Blue whales spotted for the 1st time in 100 years off President Of India Inaugurated ‘Namaste Russia’ In Sindhudurg coast in Maharashtra Moscow A mother-calf pair of blue whales, the largest mammals in the world, President Pranab Mukherjee on inaugurated a six-month-long was spotted after nearly 100 years in Maharashtra by a group of festival (form May to November 2015) of Indian culture “Namaste researchers, 3km away from the Sindhudurg coast between March Russia”, in Moscow during the last leg of his tour in Russia. The and May. Researchers also spotted four Bryde’s whales during the festival is being hosted under the patronage of Indian Council for same period. Cultural Relations (ICCR) and Ministry of Culture of the Russian Federation. Russian State Concert Company sodruzhestvo and President Pranab Mukherjee inaugurated 50th Jawaharlal Nehru Cultural Centre at the Embassy of India in anniversary of India’s first historic climb of Mt. Everest Moscow are the organisers of the festival. This festival seeks to in 1965 enhance and boost cultural bonds that build solid bridges of President Pranab Mukherjee inaugurated the 50th Anniversary of friendship and understanding between peoples of both countries. India’s first historic climb of Mt. Everest in 1965 at a function held at Rashtrapati Bhavan. This function was organized by the Indian PM Narendra Modi inaugurated IISCO’s plant at Mountaineering Foundation (IMF) to celebrate the historic climb Burnpur of Mt. Everest in 1965 by an Indian team led by Captain Mohan Prime Minister Narendra Modi inaugurated the 2.5 million tonne Singh Kohli. On this day in 1965, Indian team of 21 mountaineers new IISCO plant in Burnpur near Asansol distrct of West Bengal. led by Captain M S Kohli of Indian Navy had successfully climbed IISCO Steel Plant is a fully-owned subsidiary of Steel Authority of world’s highest peak Mt. Everest (8848 m) after a series of three India (SAIL) and has the largest blast furnace in the country. Newly unsuccessful attempts in five years. expanded plant is built by Union Government at a cost of 16000 crore rupees and spreads across 953 acres. The mordernisation of NEWS IN BRIEF plant has made it environment friendly as it is equipped with the  Researchers have discovered the driest location on Earth latest and advance green technologies that has zero emission. in the Atacama Desert in Chile. The site discovered is called as Maria Elena South (MES). Nadia district bagged UN Public Service Award  Union Road Transport and Highways minister Nitin Nadia district in West Bengal has won the 2015 United Nations Gadkari dedicated Shillong Bypass Highway Project and Public Service Award in the category of improving delivery of public four lane Jorabat-Barapani Section of NH-40 to the nation services for the initiative ‘Sabar Shouchagar’. While Hooghly and in Shillong, Meghalaya. The two projects are intended to Burdwan districts have bagged the second and third positions. improve connectivity between Guwahati and Shillong and Jaisalmer district in Rajasthan also features in the top 10 list of other parts of the North East. open defecation free districts. In all, 187 countries were in running  Mullivaikkal, the northern village of Sri Lanka was in for the award. news as for the first time in six years the Sri Lankan Tamils publicly commemorated those Tamilians who lost Indira Gandhi International Airport adjudged world’s their lives during the civil war between Liberation Tiger best airport of Tamil Eelam (LTTE) and Sri Lankan Army. Airports Council International (ACI) presented the Airport Service  State-owned electrical equipment maker Bharat Heavy Quality (ASQ) award to New Delhi’s Indira Gandhi International Electricals (BHEL) has commissioned a 195-MW thermal

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 23 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

unit at the thermal power plant of Kanti Bijlee Utpadan Nigam (KBUNL) in Muzzafarpur district in Bihar. VANIK’S KNOWLEDGE GARDEN  Calbuco volcano in southern Chile erupted for the first time after more than 42 years.It had erupted twice in the space of a few hours which led to billowing of huge ash Terms Associated With Different Sports cloud over a sparsely populated, mountainous area in Badminton southern Chile.Chilean Government authorities after Angled Drive Serve, Backhand Low Serve, Bird, Deuce, Double Droup,  Muglawali village of Yamungar district in Haryana located Fault, Flick Serve, Forehand Smash, Let, Lob, Love All, net Shots, Rush, Smash. near Adi Badri was in news after district authorities Baseball claimed that they have dugged out a paleo (old) channel Base, Battery, Bunting, Catcher, Diamond, Hitter, Home Infield, Outfield, which resembles now inactive River Saraswati.the Pinch, Pitcher Plate, Pullout, Short Stop, Strike. eruption have ordered evacuation of the 1,500 inhabitants Basketball of the nearby towns. Ball, Basket, Blocking, Dribbling, Free Throw, Held Ball, Holding, Jump  Chief Minister of West Bengal Mamata Banerjee Ball, Multiple Throws, Pivot. inaugurated the new headquarter of Coal India Ltd at New Billiards Town Rajarhat in West Bengal. Baulk Line, Break, Bolting, Cannon, Cue, Hazard, In-off, Jigger, Long  Singapore PM Lee Hsien Loong opened first museum jenney, Pot, Scratch, Screw Back, short Stop, Strike. Indian Heritage Centre in Little India. The museum was Boxing dedicated to Indian history. Singapore is celebrating 50 Ausiliary, Babit Punch, Break, Cut, Defence, Down, Hook, Jab, Lying On, years of its independence in 2015 as well as 50 years of Knock, Seconds out, Slam, Upper Cut, Weight In, Win by Knock-out. diplomatic relations with India. Chess  The first centre for Gandhian studies in China will be Bishop, Capture, Castling, Checkmate, En Passant, Gambit, Grand Master, King, Knight, Pawn, Queen, Rook, Stalemate, Under Promoting. inaugurated at Shanghai’s Fudan University next week Cricket by Prime Minister Narendra Modi who will also announce Ashes, Banana, Boundary, Bowling, Caught, Chinaman, Cover Drive, the setting up of a Yoga College in the country during his Crease, Doosra, Duck, Duckworth-Lewis Rule, Fine Leg, Follow On, Full three-day visit. Toss, Gardening, Googly, Gully, Hat-trick, Hit Wicket, Inswinger, l.b.w.,  Japan added a new country “Niue” to its map of the world Leg-break, Leg-bye, Leg Glance, late Cut, maiden Over, No Ball, Off Break, located in the pacific ocean. It become the 195th country. On Drive, Out, Outswinger, Over, Mandatory Over, over Pitch, Popping  Underwater explorers in Madagascar said that they have Crease, Rubber, Run Down, Run Out, Short Pitch, Silly Point, Slip, Square discovered treasure belonging to the notorious 17th Leg, Stone Walling, Straight Drive, Stumped, Short leg, Spin, Swing, Thirdman, Yorker. Century Scottish pirate captain William Kidd. Football Advantage Clause, Blind Side, Centre Forward, Corner Kick, Dead Ball, Direct Free Kick, Dribble, Goal kick, Golden Goal, Hat-trick, Marking, OffSide, Penalty Kick, Penalty Shootout, Red Card, Striker, Throw In,  Tripping Golf Best-ball Foursome, Bogey, Bunker, Caddie, Dormy, Fairway, Fourball, Foursome, Greed Holes, Links, Niblic, Par, Put, Rough, Stymied, Tee, Threesome. Hockey Advantage, Back-stick, Bully, Cary, Centre Forward, Corner, Dribble, Flick, Free-hit, Goal Line, Green Card, Halfway Line, Hat-trick, Off-side, Roll -in, Scoop, Short Corner, Sixteen-yard hit, Square Pass, Stick, Striking Cirele, Tackle, Tie-breaker, Zonal Marking. Horse Racing Jockey, Punt, Steeplechase, Thorough Bred. Judo Ashi-waza, chui, Dan, Dojo, Gyaku, Hajime, Ippon, Jigotai, Kaeshiwaza, Koka, Makikomi, Nage-waza, O-goshi, Randori, Scarf, Tani-Otoshi, Uchi- komvi, Waki-gatame, Yoshi, Yuko. Karate Age Zuki, Ai-uchi, Aka, Chakugan, Dachi, Encho Sen, Fudotachi, Gedan, Geri, Hajime, Ibuki, Jion, Kakato, Koka, Makiwara, Nidan, Obi, Rei, Sanbon, Shiro, Tobigeri, Ude, Waza-ari, Yoko-geri, Zanshin, Zen-no. Polo Bunker, Chukker, Mallet. Rowing Bow, Bucket, Cow, Ergometer, Feather, Paddle, Regatta. Rugby Football A Trackle, Lines, Scrum, Touch, Try. B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 24 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 SPORTS

CRICKET  Novak Djokovic of Serbia won his second Monte-Carlo  Cricket South Africa (CSA) announced a new tournament Masters title of Tennis. In the final clash played at Monte- to be known as the Africa T20 Cup. The tournament was Carlo, Monaco, planned to promote the game and nurture young talent in  Archana Girish Kamath and Anezka Ilcikova, the Indo- the continent. The tournament featuring Zimbabwe, Czech Republic pair won the cadet girls’ doubles table Kenya, Namibia, hosts South Africa and 12 CSA affiliates tennis title at the French junior and cadet open in Metz, will run from 4 September to 4 October 2015. France.  Bangladesh won the three-match One Day International  Russian Maria Sharapova on 17 May 2015 won the (ODI) Series against Pakistan in Dhaka by 3-0. This was women’s singles of Italian Open for the third time. Bangladesh’s first series white wash against an Asian Test-playing nation. OTHER SPORTS  Joe Root and Charlotte Edwards on 18 May 2015 were  Railway Sports Promotion Board won the championship named as England men’s and women’s cricketers of the of the 5th Senior National Hockey Championship 2015 year 2014-15 respectively. (Men) Div- A as the defeated Uttar Pradesh Hockey by  Brad Haddin, the Australian wicketkeeper batsman on 17 5-3 in the highly-contested final match in Pune. May 2015 retired from One Day International (ODI)  World champion Magnus Carlsen of Norway on won the cricket. He played 126 matches and scored 3122 runs at Shamkir Chess tournament held in Azerbaijan after an average of 31.53 AND AS A wicketkeeper, he claimed defeating Rauf Mamedov of Azerbaijan. Former world 170 catches and did 11 stumping over 14 years champion Viswanathan Anand finished second in this  The Board of Control for Cricket in India (BCCI) has tournament after he drew against Fabiano Caruana of nominated Rohit Sharma for the Arjuna award for 2015. Italy. Rohit has had an excellent last year for India in  India’s Shamjetsabam Sarjubala and Pinki Jangra have international cricket. clinched gold medals at the 22nd President’s Cup Open International Boxing Tournament held in Indonesia. TENNIS  India’s top rifle shooters have won a rich haul of three  4th Rome Masters title of Tennis gold and two bronze medals at the International Shooting Men’s single title - World no 1 Novak Djokovic from Competition of Hannover in Germany. Beijing Games Serbia has won his fourth Rome Masters Tennis Men’s gold medallist Abhinav Bindra won both the individual single title by defeating world no 2 Roger Federer and team gold in his pet 10 metre air rifle event. Chain Women’s single title- Maria Sharapova from Russia won Singh won gold medal in the 50 metre men’s rifle and the Rome Masters Tennis Women’s single title by team gold in the 10 metre air rifle event. The Gold medal defeateing Carla Suarez Navarro of Spain winning 10 metre air rifle team members included Men’s double title - Pablo Cuevas (Uruguay) and David Abhinav Bindra, Chain Singh and Gagan Narang. While, Marrero (Spain) Gagan Narang won the Bronze medal in the men’s 50 Women’s double title - Tímea Babos (Italy) and Kristina metre rifle 3 positions event and Apurvi Chandela won Mladenovic (France) Bronze medal in women’s air rifle event.  2015 Mutua Madrid Open  Maniram Patel from Gujarat has won Gold medal in the Men’s Singles Title: Britain’s ace tennis player Andy men’s 20 kilometre walk in the 19th Federation Cup senior Murray has won the 2015 Mutua Madrid Open Men’s athletics championship held at Mangaluru, Karnataka. Singles Title by deafting defending champion Rafael  Tejaswini Sagar from India won under-15 category of Nadal of Spain. World School Chess Championships in her maiden Women’s Singles Title: Petra Kvitova of Czech Republic attempt played at Pattaya, Thailand has won the 2015 Mutua Madrid Open Women’s Singles  Chelsea won the Barclays Premier League 2014-15 Title. In the final match she defeated Svetlana Kuznetsova football title by defeating Crystal Palace 1-0 in the final of Russia match held at Stamford Bridge in London. Open Men’s doubles: Rohan Bopanna (India) and Florin  Railway Sports Promotion Board (RSPB) won the 5th Mergea (Romania) Women’s doubles Title: Casey Hockey India Senior Women National Championship Dellacqua (Australia) and Yaroslava Shvedova (Russia) 2015. In the final match played at the Master Chandgi  Switzerland tennis player Roger Federer won the TEB Ram sports stadium at Saifai, Uttar Pradesh, Railways BNP Paribas Istanbul Open Men’s singles title by defeated Hockey Jharkhand. defeating Pablo Cueves of Uruguay .  American boxer Floyd Mayweather Jr. has won the unified World Welterweight title of World Boxing

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Council, World Boxing Organisation and World Boxing Association. VANIK’S KNOWLEDGE GARDEN  Lee Alan Johnson of England was named as the Head Indian National Trophies Associated with Sports Coach of Under-19 football team of India. He was named by the All India Football Federation (AIFF). Games/Sports Trophies/Awards  Ace Indian discus thrower Vikas Gowda won Gold at Badminton Divan Cup Jamaican International Invitation meet. Cricket Deodhar Trophy  The Indian Army team emerged as champions in the 19th Cricket Duleep Trophy Federation Cup National Senior Athletic Championships. Football D. C. M. Cup  A Special Genral Meeting (SGM) of the Boxing India Football Durand Cup (BI) removed Sandeep Jajodia as its president. Hockey Dhyan Chand  China won the World Team Chess Championship which Trophy was held at Tsaghkadzor, Armenia from 18 April 2015 to Football Dr. B. C. Roy 29 April 2015. Trophy (Junior)  Lin Dan of China won the men‘s title at Badminton Asia Polo Ezra Cup Championships 2015 held in the central city of Wuhan, Football F. A. Cup China. Cricket G. D. Birla Trophy  India for fast time was crowned champions at the 22nd Cricket Ghulam Ahmed President’s Cup Open International Boxing Tournament Trophy on 27 April 2015. Hockey Gurmeet Trophy  For the first time india will host the Paragliding World Hockey Gura Nanak Cup Cup from 23 October to 31 October 2015 at Bir Billing Hockey Gyanuati Devi in Kangra valley , Himachal Pradesh. Trophy  Badminton World Federation (BWF) released the latest Bridge Holkar Trophy single’s rankings. The ranking was topped by Ace shuttler Cricket lrani Trophy Saina Nehwal. She was followed by Li Xuerui of China. Football I. F. A. Shield Meanwhile, Nehwal’s compatriot and two-time World Championship bronze medalist PV Sindhu dropped to Hockey lndira Gold Cup number 12. In men’s singles, K Srikanth retained his Air Racing Jawaharlal fourth place. Even P Kashyap and HS Parnnoy also Challenge maintained their 13th and 15th positions, respectively. Best Services Sportsman Jaswant Singh  The British sports business magazine SportsPro released Trophy the World’s 50 Most Marketable 2015 report. According Hockey Kuppuswamy Naidu Trophy to SportsPro’s listing Eugenie Bouchard, Tennis player Hockey Lady Rattan Tata from Canada, topped the list. While, FC Barcelona soccer Trophy Neymar stood at second place and was followed by Golfer Hockey MCC Trophy Jordan Spieth at the third place. Cricket Moinuddaula Gold  Geeta Phogat won a bronze medal in the Women’s Cup Freestyle 58kg category in the Senior Asian Wrestling Hockey Murugappa Gold championship in Doha. Cup  India’s Shamjetsabam Sarjubala and Pinki Jangra have Hockey Modi Gold Cup clinched gold medals at the 22nd President’s Cup Open Badminton Narang Cup International Boxing Tournament held in Indonesia. Hockey Nehru Trophy  Ace marksman Jitu Rai was declared the Sportsperson Football Nixan Gold Cup of the Year’ at the Times of India Sports Awards in a Hockey Obaid Ullah Gold glittering ceremony that was graced by the legendary Carl Cup Lewis. Polo Prithi Singh Cup Cricket Rani Jhansi Trophy Cricket Ranjit Trophy Hockey Rangaswami Cup  Hockey Ranjit Singh Gold Cup Tennis Rajendra Prasad Cup Table Tennis Ramanujan Trophy Hockey Rene Frank Trophy

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ISRO announced to launch ASTROSAT in October 2015 NASA’s 10-Engine Electric Plane named GL-10 The Indian Space Research Organization (ISRO) is planing to Completed Flight Test launch its first ever dedicated astronomy mission called ASTROSAT NASA successfully tested a 10-Engine Electric Plane named which is intended for examining distant celestial objects. The Greased Lightning-10 (GL-10) similar as Unmanned Aerial Vehicle satellite will be driven into space by PSLV C-34 once it attains a (UAV) that can take off and land like a helicopter and fly efficiently height of around 650 km from the equatorial orbit around the Earth. like an aircraft. Huewei launched LiteOS, world’s most lightweight IoT Japanese Scientists discovered new state of matter called operating system (OS) Jahn-Teller-metal Chinese telecoms giant Huawei launched an operating system for JapaneseScientists have discovered a new state of matter called the the internet of things that’s just 10 kilobytes in size. “lightest” ‘Jahn-Teller-metal’ that appears to be an insulator, superconductor, software of its kind and can be widely applied to different areas metal and magnet all rolled into one. The research could help develop including smart homes, wearables, connected vehicles and other new molecular materials that are superconductors at even higher industries. The technology is part of the Agile Internet of Things temperatures. They made the discovery by studying a (IoT) solution. superconductor made from carbon-60 molecules or “buckyballs”. NASA developed first 3-D printed copper rocket engine Information and Broadcasting Ministry received ISO part 9001:2008 certification NASA engineers have developed the first full-scale, 3-D Union Ministry of Information and Broadcasting (I&B) received printed copper rocket engine part - a combustion chamber liner that an ISO 9001:2008 certification from the British Standards Institute operates at extreme temperatures and pressures. 3-D printing or (BSI). These licences or permissions include for satellite Television additive manufacturing technique has the potential to reduce the channels, multi-system operators, teleports, community radio time and cost of making rocket parts. It can help to manufacture stations and DTH services. engine parts 10 times faster and reduce the cost by more than 50 per cent. Telecom operators slashed roaming call rate by up to 40%, SMS by up to 75% Microsoft launched Edu-Cloud with aim to Make Leading Indian telecom operators including Vodafone, Airtel, Idea Learning Fun and Reliance Communication have slashed their roaming call rates Microsoft India unveiled Edu-Cloud, a cloud computing-based by up to 40 per cent and SMS rates by upto 75 percent.This rate offering, designed to offer digital learning and teaching in schools revision of telecom operators comes in line with Telecom Regulatory and higher educational institutions through virtual learning Authority of India (TRAI) decision to cut maximum or ceiling rate platforms in India. It is expected, Edu-Cloud will benefit around 1 for national roaming calls and SMSes.As per new ceiling rate million teachers and 6 million students in over 1,500 institutes across operators will charge maximum of Rs 1.15 per minute for STD India in next 18 months. Initially the company will tie-up with the calls on roaming compared to previous charge of Rs 1.50 per minute Hyderabad based Chaitanya group of educational institutions which on roaming. Similarly, an operator can charge a maximum of 80 will adopt Edu-Cloud for its teachers and students in its 80 schools. paise per minute for a local call instead of Re 1.TRAI also has ISRO’s Indigenous cryogenic engine tested successfully reduced National SMS ceiling rate from 1.50 rupees to 38 paise. Indian Space Research Organisation (ISRO) successfully tested Now a subscriber can be charged a maximum of 25 paise instead of an indigenous powerful version of the cryogenic engine which will 1 rupee local SMS. help India put satellites of upto four tonnes in geostationary orbit. NRSC, DoLR signed MoU for development of Web Geo The cryogenic engine was successfully ground tested at ISRO’s Portal Shrishti and Mobile App Drishti propulsion complex at Mahendragiri in Tirunelveli district, Tamil The Department of Space and Department of Land Resources Nadu. It should be noted that India sixth space farer after US, Russia, (DoLR) signed a MoU with National Remote Sensing Centre the European Space Agency, China and Japan to develop a cryogenic (NRSC) for the development of Web Geo Portal Shrishti and Mobile engine. App Drishtifor monitoring the IWMP watersheds. Drishti system Microsoft named its next Web Browser as Edge is a sophisticated instrument for assessment of Runway visual range, Microsoft, American multinational technology company, on 29 April which is a critical parameter for safe landing and takeoff of aircraft 2015 announced Edge as its next Web Browser’s name at the Build in poor visibility. Web enabled health monitoring, remote control Developer Conference held at San Francisco in California, of the system from any location in the country for accessing the USA.Earlier, Microsoft had called it as Project Spartan; a code name data and for maintenance are the other important features of this given by the company. The browser is intended to replace the Internet state of the art system. Explorer (IE) in future.

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NEWS IN BRIEF  Tesla Motors Inc., an American based company, launched  India has reached sixth position in terms of scientific its new solar energy based battery system Powerwall. It publications. Earlier, India stood at the tenth position in is a home battery that charges using electricity generated terms of publishing scientific research papers in different from solar panels. The Chief Executive Officer (CEO) journals of Tesla Motors is Elon Musk.  As per the Broadcast Audience Research Council (BARC)  National Aeronautics and Space Administration (NASA) data, Star Plus was the leading Hindi general ended the operations of MESSENGER Mission(Mercury entertainment channel (GEC) in the Hindi-speaking Surface, Space ENvironment, GEochemistry and markets (HSM), Zee emerged as a strong player in the Ranging) which was launched on 3 August 2004 to study regional channels such as Marathi and Telugu, Aaj Tak Mercury’s atmosphere. was the leader in Hindi news (HSM) and Times Now led  A team of astronomers using ground-based telescopes in in the English News category (All India). Hawaii, California, and Arizona recently discovered three  Global tech giant Google is in discussions with the planets orbiting a nearby star named HD 7924 that is Arunachal Pradesh government to run a pilot for only 54 light-years away. Each of the discovered planets deploying Chromebook laptops for school students. The has mass 7 to 8 times that of Earth and complete their pilot is proposed to be run in schools in two cities — orbit’s in just 5, 15, and 24 days around HD 7924. Itanagar and Ziro.  Tanishq Abraham, 11-year-old Indian-American child prodigy created a record by graduating from California College with three associate degrees in science, maths and foreign language studies.  HEALTH

Prime Minister Narendra Modi inaugurates India’s NEWS IN BRIEF Healthcare Tourism Portal  The world’s largest kidney weighing 2.75 kgs was Prime Minister Narendra Modi inaugurated India’s Healthcare removed by Indian surgeons in the 3 hour surgery. The Tourism Portal www.indiahealthcaretourism.com at the ‘SAAARC operation was done by the Surgeons of Sir Ganga Ram Trade Mart’ on the occasion of three-day Global Exhibition on Hospital (SGRM), Delhi. Services (GES). The portal is developed by the Union Government’s  Drug Maker Lupin Limited launched hepatic Department of Commerce and the Services Export Promotion encephalopathy drug Zaxine in Canada under a licensing Council (SEPC). agreement of US-based Salix Pharmaceuticals Company.  North and South America became the first regions of the 8% immunisation rate in rural areas, 67% in urban world to eradicate rubella, also known as German areas of India: Union Government measles.It was announced by an international expert Union Health Minister J P Nadda has announced that, the current committee during a meeting at the Pan American Health immunisation rate in rural areas is around 58 per cent while it is Organization/World Health Organization (PAHO/WHO). over 67 per cent in urban regions of the country. Lack of awareness  A new study revealed that different coloured capsicums among parents and non- availability of vaccines is the main reasons can control diabetes and obesity (Diabesity). The findings behind the low rate of immunization in the country. In order to of the study were published in the Natural Products promote immunisation programme in India, government had Research journal on 13 April 2015 allocated funds of Rs 221.70 crore, Rs 188.91 crore and Rs 189.26  North and South America have become the first regions crore for year 2012-13, 2013-14 and 2014-15 respectively. Under of the world to eradicate rubella, or German measles, after ‘Mission Indradhanush’, government has implemented no home-grown cases in five years. The virus - spread by immunization drives to target areas with partial immunisation and sneezes or coughs - can lead to serious birth defects if no immunisation in 201 high-focus districts to protect children contracted by pregnant women. against seven life-threatening diseases including pertussis, diphtheria, tetanus, polio, measles, tuberculosis and Hepatitis B.

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ENVIRONMENT & ECOLOGY

Rajasthan Government allocated 12 crore rupees for NEWS IN BRIEF Project Great Indian Bustard  A new species of a gecko a type of lizard was spotted at With the help of financial support of three crore rupees from japan the ruins of the World Heritage Site of Hampi in bank, Rajasthan Forest department has allotted more than twelve Karnataka. It was named as Cnemaspis adii after a young crore rupees for a bird conservation programme, Project “Great herpetology researcher Aditya Srinivasulu from Indian Bustard (GIB)”. Under the GIB Project, closures will be Hyderabad, Telangana. It was spotted by the researchers made at many places in Khudi rasla, Pokhran and Shahgarh of from the Osmania University in Hyderabad. Jaislmer district for safe habitat of bird. In order to regularly monitor  Scientists from the Zoological Survey of India (ZSI) have the bird information chips will installed. The Great Indian Bustard discovered a new species of catfish, Glyptothorax locally called as Godawan is also the state bird of Rajasthan. senapatiensis, in the Chindwin river drainage in Senapati district of Manipur. Locally in this region, this catfish Asiatic Lion Count in Gir Goes Up To 523, Shows Census species is known as Ngapang and mainly used by people The number of Asiatic lions in Gujarat’s Gir sanctuary has gone up for food. to 523, an increase of 27 per cent since 2010, when the last census  India and Bangladesh decided to take concerted showed the count at 411. According to the 14th Asiatic Lion Census conservation efforts to protect the rare spectacled langur 2015, conducted by wildlife experts last week, there are 109 adult along with other primates found in Patharia Hills Reserve lions and 201 adult lionesses along with 213 sub adults and cubs. Forest on either side of the fenced border along Assam’s World’s first fully warm-blooded fish named Opah Karimganj district of Assam’s Barak Valley. Apart from spectacled Langur, the reserve forest is also home to the discovered endangered Hoolock Gibbon and Golden Langur. World’s first fully warm-blooded fish named Opah or moonfish  Global warming phenomenon will lead to extinction of 1 was discovered recently. It was discovered by scientists at the US in 6 species by the end of century if the emission of carbon National Oceanic and Atmospheric Administration (NOAA). Opah dioxide stays the same. This was revealed by a study or moonfish has ability to circulate heated blood throughout its body titled Accelerating extinction risk from climate which makes it first fish known to be fully warm-blood. change published in the Journal Science on 1 May 2015. Huge Lava Lake Spotted on Jupiter’s Moon Io  The World Health Organisation (WHO) Regional Office for Europe and the Organisation for Economic Co- Huge Lava Lake was spotted on Jupiter’s Moon Io by an extremely powerful telescope on Earth named Large Binocular telescope operation and Development (OECD) released a report Interferometer (LBTI). LBTI located on Mount Graham in Arizona, titled ”Economic cost of the health impact of air pollution United States. Io is one of the innermost of the four moons of Jupiter in Europe: Clean air, health and wealth” after survey in which was discovered by Italian scientist and scholar Galileo the 53 countries of the WHO European Region. (Galilei) in 1610.  Noul the super storm that made landfall in northeastern region of the Philippines on 10 May 2015 prompting India home to 48 species of bumblebees evacuations and warnings of flooding and landslides in Recently released book Indian Bumblebees has revealed that India the region is home to 48 of the 250 known species of bumblebees. The book is written by entomologist M.S. Saini and co-authors Rifat H. Raina  and Harpeet Singh Ghator. Bumblebees are social insects and live in colonies and the size of it depends on the species. They are similar to the honeybees. Pethia striata, a new species of fish discovered in Western Ghats Ecologists have discovered a new species of fish called Pethia striata in Tunga River in the Kudremukh National Park, Karnataka. The male of the Pethia striata species is red in colour and measures 3-4cm in length, while the female is grey with a striking pattern of scales. They are usually are found in small groups of 3-4 individuals in shallow pools.

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France signed 7.02 billion US dollar agreement with being built for India under Project 28. NS Kamrota ,INS Kadmatt Qatar to supply 24 Rafale fighter jets and Kitan are other three anti-submarine warfare class stealth France signed a 7.02 billion US dollars agreement with Qatar to corvettes under the project 28. supply 24 Dassault Aviation-built Rafale fighter jets. This is the third contract to sell Rafale Fighter jets after contracts with Egypt India’s rescue operation in quake-hit Nepal named as and India. Agreement was signed by the French President Francois Operation Maitri Hollande and Qatari Emir Sheikh Tamim bin Hamad Al Thani in The Indian Army named the aid to Nepal ‘Operation Maitri’ or Doha, Qatar. The agreement also includes training of 36 Qatari friendship, a day after it started extending help to the neighbouring pilots and 100 technicians by the French military. It will also provide country that was hit by a massive earthquake. for the training of a number of Qatari intelligence officers. BrahMos land-attack cruise missile successfully test-fired Philippines, Japan coast guards hold anti-piracy drills from Car Nicobar Islands Philippine and Japanese coast guard teams held an anti-piracy drills India successfully test-fired an advanced version of the BrahMos in Manila Bay. This is the first drill held by Japan and the Philippines (Block–III version) i.e. land-to-land configuration of missile was after signing a strategic partnership pact in 2012. The drill features launched from a Mobile Autonomous Launcher (MAL) for its full- the storming of a cargo vessel after a mock hijack. The drill was range of 290-km test.BrahMos supersonic cruise missile designed held in a show of maritime cooperation between the two nations and developed by BrahMos Aerospace, a joint venture of India and amid rising tension in Asian waters. Russia which is capable of being launched from land, sea, sub-sea and air against sea and land targets. Astra Missile Successfully Test-Fired from Sukhoi-30 MKI Indian Navy commissioned INS Sardar Patel naval base After postponing twice, the indigenously-developed beyond visual in Porbandar range air-to-air missile, Astra was successfully launched from Su- Adding to a series of recent boosts for India’s defence sector,Indian 30 MKI fighter jet in two developmental trials conducted at the Navy has commissioned INS Sardar Patel naval base in Porbandar, Integrated Test Range, Chandipur, Odisha. It is air-to-air beyond- Gujarat in the presence of Gujarat Chief Minister Anandiben Patel visual-range (BVR) all-weather missile that can be launched from and Admiral RK Dowan.The newly commissioned naval base is different altitudes. christened after India’s first Home Minister Sardar Vallabhbhai Patel Patel. It is second naval base of Indian Navy on Gujarat coast, the 14th edition of Indo-French naval exercise VARUNA first one is INS Dwarka at Okha in Dwarka district. concluded 14th edition of Indo-French naval exercise Varuna concluded on 2 Indian Army conducted Akraman–II defense exercise in May 2015 in Goa. The naval exercise concluded in the presence of Rajasthan Goa Chief Minister Laxmikant Parsekar along with Vice Admiral Indian Army conducted a major exercise, ‘Akraman-II’, in Rajasthan SPS Cheema, Flag Officer Commanding-in-Chief Western Naval to test a new generation of weaponry and platforms employed in Command. In this edition of exercise, French Navy was represented the desert region, with providing ‘real time battle and situational by the Aircraft Carrier Charles de Gaulle and Indian side was awareness’ to its commanders. The exercise was conducted by the represented by Aircraft carrier INS Viraat. This operation aimed at Bhatinda-based Chetak Corps, a part of South Western Command. enhancing interoperability between the two navies and also showcases the close ties between the two countries. NEWS IN BRIEF  Indian Space Research Organisation (ISRO) is announced Akash missile inducted in Indian Army to commission Multi-Object Tracking Radar (MOTR) in Indian Army inducted the first regiment of the indigenously- June 2015. It is capable of tracking 10 different objects developed surface-to-air Akash missile system.Each regiment of at a time including 50 cm X 50 cm object size at a slant Akash missile in the Indian Army consists of six launchers with range of 1000 kilometer long range and 30 cm X 30 cm each launcher having three missiles.Indian Army had placed orders size at a slant range of 800 kilometer in Low Earth Orbit for two regiments worth about 19,000 crore rupees. The first (LEO). regiment will be ready by July 2015 and the second one by the end  Japan and the United States (US) signed a new set of of 2016. defence agreements on 27 April 2015 that allow for greater co-operation between their militaries. Both the INS Kavaratti, anti-submarine warfare ship launched countries have revised their defence deal after 18 years in Kolkata to deal with growing global security concern. INS Kavaratti, Indian Navy’s latest anti-submarine warfare class  Bilateral naval exercise SIMBEX-15 between India and stealth corvette was launched on 19 May 2015 in Kolkata. Kavaratti Singapore commenced in Singapore from 23 May 2015 is the last of the four anti-submarine warfare class stealth corvettes to May 26, 2015. This edition of naval exercise will give

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traditional emphasis on anti-submarine warfare (ASW) and more complex maritime exercises  The Indian Air Force (IAF) successfully test landed a VANIK’S KNOWLEDGE GARDEN Mirage-2000 on the Yamuna Expressway near Mathura Important Commissions and Committees in India as part of its trials to use national highways and civil airstrips for emergency landing by its fighter jets in future. Aggarwal Committee : Nepotism in granting petrol It should be noted that Yamuna Expressway is the longest pump, LPG connections Greenfield expressway in the country. Rangarajan Committee : Reforms in private sector  The United States (US) Army developed Blast proof wallpaper to protect soldiers from explosions. Naresh Chandra Committee : Corporate governance  The para-military force CRPF has decided to adopt Chakravarti Committee : Banking sector reforms Karikat village near Birganj in Nepal to provide people Rekhi Committee : Structure of indirect taxation immediate relief and help in its reconstruction. G.V.Ramakrishna Committee : Disinvestment in PSU  China will provide 110 fighter jet to Pakistan (JF-17 shares Thunder Fighter). Kelkar Committee : First committee on backward  Tata Power, L&T to supply mobile artillery system to the castes Army P.C.Hotha Committee : Restructuring of civil services Justice B.N.Kirpal Committee : 1st chairman National Forest Commission  Godbole Committee : Enron Power Project J.C.Kumarappa Committee : Congress agrarian Reforms Committee VANIK’S KNOWLEDGE GARDEN Important Commissions and Committees in India G.V.Ramakrishna Committee : Disinvestment in PSU shares Palekar Tribunal : Journalists’ Pay reforms U.C. Banerjee Commission : Enquiry into Godhra Kelkar Committee : First committee on backward carnage (railways) castes Sarkaria Commission : Centre-State relations P.C.Hotha Committee : Restructuring of civil Srikrishna Commission : 1992 Bombay riots services . Justice B.N.Kirpal Committee : 1st Thakkar Commission : Indira Gandhi assassination case chairman National Forest Commission Phukan Commission & Saharya Committee : Tehelka tapes Godbole Committee : Enron Power Project Phukan Commission & Saharya Committee : Tehelka tapes J.C.Kumarappa Committee : Congress agrarian Malimath Commission : Criminal Justice Reforms Committee Upendra Commission : Inquiry on rape and murder Swaminathan Committee : Population policy Thangjam Manorama Devi Rangarajan Committee : Statistics Malhotra Committee : Insurance Reforms Wardha Committee : Inquiry on murder of Graham Janaki Ram Committee : Security scam Staines Ajay Vikram Singh Committee : Faster promotions in army Rajinder Sachar Committee {1} : Companies and MRPT N.N. Vohra Committee : Criminalization of politics . Act Kelkar Committee {2} : Direct-Indirect Taxes Rajindar Sachar Committee {2} : Report on the social, Alagh Committee : Civil Service Examinations economic and educational status of the Muslims of India Abid Hussain Committee : Recommendations on Jyoti Basu Committee : Report on Octroi abolition Small scale industries Balwant Rai Mehta Committee : Recommendations on Narasimham Committee : Banking sector reforms decentralization system Chelliah Committee : Tax reforms Sawant Committee : Enquiry on corruption, charges against Mashelkar Committee : National Auto Fuel Policy ministers & Anna Hazare Boothalingam Committee : Recommendations on Chelliah Committee : Eradicating black money integrated wages, income and price policy Kothari Commission : Educational reforms Omkar Goswami Committee : Industrial sickness Wanchoo Committee : Tax enquiry Yashpal Committee : Review of School Education Bhanu Pratap Singh Committee : Agriculture system Aggarwal Committee : Nepotism in granting petrol pump, Ram Nandan Prasad Committee : Constitution of creamy layers among Backward Castes Kelkar Committee{3} : Enquiry on Kargil defense deals. M.M. Punchhi Commission : Centre-State Relations [note- this committee has been set up recently- after the sad demise of Justice (Retd.) Sarkaria]

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6th edition of National Conference on Nuclear Energy NEWS IN BRIEF held in New Delhi  9th Session of the India-South Africa Joint Ministerial Sixth edition of National Conference on Nuclear Energy held in Commission (JMC) was held in Durban on 19 May 2015. New Delhi. The theme of this edition was Nuclear Energy: a Clean The session was co-chaired by Minister for External Energy option. It was organized by Associated Chambers of Affairs and Overseas Indian Affairs Sushma Swaraj and Commerce and Industry of India (ASSOCHAM), one of the apex Foreign Minister of South Africa Maite Nkoana- trade associations of India. The conference discussed the issue Mashabane. related to the status of Nuclear Energy in India. India is on course  Hyderabad will host the four-day IndoGlobal Pharma of doubling its nuclear power generation capacity in five years i.e. Expo and Summit 2015 that is scheduled to be held on till 2020 by more than 10,000 MW. At present 3.5% of India’s 24 July 2015. The announcement was made by P V electricity is generated by Nuclear power plants. In future its share Appaji, Director-General of Pharmaceuticals Export will be less than 10% even if the installed capacity is tripled. Promotion Council of India (Pharmexcil) on 11 May 2015. The theme of Indo-Global Pharma Expo and India to assume Presidency of 68th World Summit 2015 will be Innovation and Advances. Health Assembly India assumed the presidency of the 68th World Health Assembly (WHA) held in Geneva after a gap of 19 years. The WHA session is presided by Union Health Minister Jagat Prakash Nadda who is also leading the high-level Indian delegation to the Assembly. 

COMMITTEE & ITS FUNCTION

 Union Government has constituted Committee headed by Justice A.P. Shah to look into the issue of Minimum Alternate Tax (MAT) on Foreign Institutional Investors (FIIs). The committee will submit its report expeditiously in order to resolve the issue of MAT between the tax authorities and the foreign investors. Government uses the MAT to get companies, which pay less or zero tax due to the available exemptions to pay some tax.  Bhartiya Janta Party (BJP) MP Surendrajeet Singh Ahluwalia has been appointed chairman of a Joint Committee of Parliament that will look into the provisions of the Land Acquisition Amendment Bill, 2015. The joint committee will comprise of 30-members- 20 members from Lok Sabha and 10 from the Rajya Sabha. The Committee will submit its report on the first day of the monsoon session.  India to be a member of CERN the world s largest particle physics laboratory of EU.

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INTERNATIONAL & NATIONAL INSTITUTION

Name of the organisation Headquarter Head UN Security Council New York The presidentship is held for one month by member countries in alphabetical order. UN General Assembly New York Huke Jeremic; 2013-John William Ashe UN Secretariat New York Ban Ki Moon International Court of justice The Hague, Netherlands Peter Tomka International Criminal Court Lyons, France Song Sang-Hyun Economic and Social Council New york Milos koterek Food and Agriculture organisation Rome Jose Graziano da Silva International civil Aviation organisation Montreal, Canada Raymond Benjamin International Labour organisation Geneva Juan Somavia International Monetary Fund Washington DC Christian Lagarde (former head Dominique Strauss Kahn was involved in a sex scandal) International Atomic Energy Agency Vienna, Austria Yukiyo Amano International Maritime Organisation London, U.K. Koji Sekimizu United nations Educational Cultural and Paris Irina Bokova (1st woman to have Social organisation become director-general)

Internatioonal labour organization Geneva Juan Somavia International fund for Agriculture Rome Kanayo F. Nwanze Development World Bank New York Jim Yong kim World health Organisation Geneva Dr. Margaret chan World intellectual property organisation Geneva Francis Gurry World trade Organisation Geneva Pascal Lamy United nations International Children and New York Anthony lake Women Fund Association of South East Nations Seat of Secretariat- Jakarta, Surin Pitsuwan indonesia North Atlantic Treaty organisation Brussels Anders Fogh Rasmussen Greenpeace Founded – Vancouver, Canada: Ana Toni, Indian lalita ramdas headquarter – Amsterdam was also its former head International criminal police organization or Lyons Mireilli Ballastrazi, secy gen – Interpol Ronald noble European organization for nuclear Research Geneva Rolf Dieter Heuer European Union Belgium Herman von Rompuy European parliament Belgium Martin Schulz The Commonwealth London Head – Queen Elizabeth II: secy gen – Kamlesh Sharma (India):chaipperson in office – kamla parsad bissessar Non-Aligned Movement Belgrade Mahmoud Ahmadinejad South Asean corporation for regional co- Kathmandu Mohammed Hasad Ahmes Manik operation Amnesty international London Sahil Shetty

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 PM Modi is likely attend the inauguration of the new Afghanistan Parliament building build by India.  Visiting Afghanistan President Ashraf Ghani expressed his unhappiness over Pakistan for its refusal to allow direct trade with India via Wagha border.  After a 10 yr gap USA & Sri Lanka agreed to have an annual partnership dialogue to promote bilateral trade and investment. US Secretary of state John Kerry visited Sri Lanka.  President Pranab Mukherjee will represent India on Russian Celebration of 70th anniversary of end of Fascism on May 9th as on this day Hitler was defeated in the 2nd World War.  Recently crowned Saudi King Salman has refused an invitation to attend a landmark submit hosted by USA President Barak Obama amid anger over USA-Iran nuclear negotiation

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DATE & OBSERVATION

April 22 :Earth Day. May 11 : National Technology Day. Theme- It’s our turn to lead. Theme- To memorize the anniversary of Shakti, the April 23 : World book and copyright day Pokhran nuclear test held on 11 May 1998. April 25 : World Malaria day May 12 : International Nurses day Theme- “Invest in the Future and Defeat Malaria”. Theme-The day is named after Florence Nightingale, April 29 : International Dance day founder of modern nursing. May 1 : International Labour Day (Workers Day) May 14 : World Migratory day May 3 :Press Freedom Day. May 15 : International Day of the Family Theme-Let Journalism Thrive! Towards better reporting, Theme-Men in Charge? Gender Equality and Children’s gender equality and media safety in the digital age. Rights in Contemporary Families. May 4 : Coal miner’s day May 17 :World Telecommunication Day (Information society day) May (2nd Sunday) : Mother’s Day May 21 : Anti-terrorism day(observed on the death anniversary of May 5: World Asthma Day seventh Prime Minister Rajiv Gandhi) Theme-You Can Control Your Asthma and sub-theme is May 22: International Day for Biological Diversity It’s Time to Control Asthma Theme: Biodiversity for Sustainable Development. May 8 :World Red Cross Day. May 24 :Commonwealth Day. May 9 : Victory day

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Four MoUs signed for Rs. 24,000 crore infrastructure Haryana Government launched seven IT based e-services development investment in Chhattisgarh in state In a big push for infrastructure development in Chhattisgarh, MoUs The Haryana government today launched seven e-services and worth Rs 24,000 crore were signed at Dantewada in the presence software applications in a measure to provide hassle free and graft- of Prime Minister Narendra Modi free administration to the people of the state. The seven services include e-Stamping, Jeevan Pramaan, Revised State Portal, Aadhaar- List of the signed MoUs: enabled biometric Attendance System, Mobile app and Aadhaar- MoU for 140 km rail line between Rowghat and linked registration of birth. Jagdalpur:  It was signed between Chhattisgarh Government, National Google to build 1,000-cr campus in Hyderabad Mineral Development Corporation (NMDC), Indian Telangana Government has inked a Memorandum of understanding Railway Construction Company (IRCON) Limited and (MoU) with tech giant Google Inc to build biggest campus outside Steel Authority of India (SAIL).Estimated project cost: US in Hyderabad. The firm is likely to spend about ¹ 1,000 crore to 2,000 crore rupees. build the facility that can house 13,000 employees when fully MoU for 3 million ton Ultra Mega Steel Plant ready.The MoU was signed between Telangana Secretary of IT  Signed between Union Ministry of Steel, Chhattisgarh Jayesh Ranjan and his counterpart David Redcliffe, Google’s global Government, SAIL and NMDC. Investment for the plant: head of facilities and workplace in Google headquarters at Mountain Approximately 18,000 crore rupees. View in USA. MoU for Slurry Pipeline and 2MTPA Pellet Plant at Nagarnar in Bastar District Rajasthan Opened Cow-Urine Refinery In Jalore  Signed between Chhattisgarh Government and Rajasthan Health Minister Rajendra Rathore inaugurated Cow-urine NMDC.Investment: 4,000 crore rupees. refinery for research on cow products at Pathmera village in Jalore MoU for setting up 1MTPA Pellet Plant at Dalli- district of Rajasthan. This refinery will play an important role in Rajhara, Balod District adopting scientific approach for Indian traditional system of  Signed between Chhattisgarh Government and SAIL. medicine. It will also give emphasis on the research of cow products Investment: 826crore rupees. and their application in the treatment of various diseases. Jayalalithaa sworn-in as Chief Minister of Tamil Nadu Meghalaya achieved 100% financial inclusion under for fifth time Pradhan Mantri Jan Dhan Yojna Jayalalithaa was sworn in as the Chief Minister of Tamil Nadu for In a move to boost the morale of differently-abled sportspersons in the fifth time on 23 May 2015. With this, Jayalalithaa became 29th Haryana, the government decided to include Deaflympics in its chief minister of Tamil Nadu for record fifth time which matches Sports Policy so that the Deaflympian medalists would be able to the record of former state CM and DMK leader M Karunanidhi. In get cash rewards, jobs and other benefits. Deaflympics is an September 2014, she had stepped down as the CM after trial court International Olympic Committee (IOC) sanctioned event, at which convicted and had sentenced her to 4 years in jail in the 19-year old deaf athletes compete at an elite level. Disproportionate Assets case. After this judgment of trial court she was disqualified as an MLA in accordance section 8 of the Maharashtra government allowed women to work in Representation of People’s Act (RPA), 1951. However, Karnataka night shifts High Court had acquitted her in the disproportionate assets case on Maharashtra Government decided to make several amendments to May 11, 2015 which had paved way for her to take over the reins as the Factories Act, 1948, clearing the decks for women employees CM of Tamil Nadu again. to work in night shifts. At present, section 66(1) (c) of Act does not allow women employees from working at a factory between 7 PM Punjab became first state to issue soil health cards to all and 6 AM. However, after amending the 67-year old Act, the factory farmers managements will have to ensure security of women working in Punjab Agriculture Department launched an ambitious pan-state night shifts. Apart from this, the proposed amendment will also programme to monitor the soil health of every farm in the state by enable workers to be eligible for paid leave after working for 90 issuing them personalised soil health card keeping in view the over days in a year instead of the current 240 days or more. Besides this, exploitation of soil. In this regard, every district of state has been amendment will also not make mandatory for workers to take the assigned mobile soil testing lab. These labs will take soil sample management’s permission for working overtime. In this regard, the from every farm and issue a digitalised soil health details. Prime amendment will increase the limit to 115 hours from the current 75 Minister Narendra Modi had formally launched the nationwide ‘Soil in 3 months. With this, Maharashtra has joined the list of Indian Health Card’ Scheme in Februrary 2015 in Suratgarh, Rajasthan. states that already have allowed women to work in night shifts or are in the process of doing so. They are Rajasthan, Haryana, Andhra Pradesh, Punjab and Madhya Pradesh.

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Maharashtra Government lowered natural calamity-hit Andhra Pradesh Government constituted SIT to probe crop loss percentage to 33% for compensation aid Chittoor firing Maharashtra government has decided to bring down the crop loss Andhra Pradesh Government constituted an eight-member Special percentage to 33 per cent from existing 50 per cent. As per the Investigation Team (SIT) to probe the Chittoor firing case in which existing rules, farmers in the state were entitled for government aid 20 people were killed in Seshachalam forest area of Chittoor and compensation only if 50 per cent and above of their crop are district.The SIT will be led by Ravishankar Ayyanar, an IPS officer damaged. The state government also has decided to raise the amount from Andhra Pradesh cadre. of compensation. NEWS IN BRIEF Assam awarded as the Best e-Panchayat state  Uttar Pradesh Food Safety and Drug Administration (UP State of Assam has been awarded as the Best e-Panchayat state on FDA) asked Nestle India to withdraw a batch of snack 25 April 2015 on the occasion of National Panchayati Raj Diwas. Maggi noodles from the market. UP FDA ordered the Apart from this award, 8 Panchayat Raj Institutes of state also removal of the batch of popular snack after it found that received Rajiv Gandhi Panchayat Shasaktikaran award. the product contained high level of lead in it.  The state government of Delhi decided to launch Pay & Andaman & Nicobar Police proposed to reserve 33% Play Scheme at the designated stadiums or sports seats for women complexes. The scheme is planned to promote sports for Andaman & Nicobar Police proposed to reserve 33 percent of the all age groups in the national capital. seats for the posts of constable and sub-inspector for women. At  Rajasthan Government has inked a Memorandum of present, women police consists only 18 percent part Andaman and Understanding (MoU) with National Health Mission Nicobar police. Earlier in June 2014, Gujarat Government also (NHM), UNICEF and Global Alliance for Improved announced 33 percent quota for women in police force. Nutrition (GAIN) to tackle the severe problem malnourishment in the state. Meghalaya achieved 100% inclusion in Jan Dhan Yojana  First Battalion the First Gorkha Rifles (1/1 GR) on 24 Meghalaya has achieved 100 percent success in implementing Union April 2015 celebrated its Bicentenary(200) at Pathankot, Government’s flagship scheme for financial inclusion-Pradhan Punjab. Mantri Jan Dhan Yojna (PMJDY). In the state, all eleven districts  Union govt gave its nod to set up the state first IIIT(Indian have been able to open at least one bank account of every household Institution Of Information technology) in Maharastra under the ambitious scheme. More than 5.53 lakh households have  High Court of Gujarat ordered shutting down of 67 sand been covered with 1.55 lakh new bank accounts. mining units in the Gir Forest Sanctuary, the only adobe Ahmedabad Banned Low Quality Plastic Items of Asiatic lions. These 67 mining units were ordered to stop operation as their leases were not renewed. The Ahmedabad Municipal Corporation (AMC) banned production,  Odisha govt. has liked the quota for SC/ST in higher storage, transportation and usage of low quality plastic cups, bags, education including technical education from 20% to pan-masala packing wrappers across the city with an effective from 38.75% (ST-22.5% & SC 16.25%). 1 May 2015. The ban was issued after it was found that use of low  NITI Ayog has requested the Odisha govt. to set up a grade plastic waste was resulting in chocking of man-hall and Tack Force on agriculture to address the issue of low drainage system of the city. production and productivity besides taking up matters Maharashtra Government banned borewells beyond 200 relating to lack of proper marketing facilities for farmers. ft  Delhi Metro Rail Corporation Ltd. (DMRC Limited) Maharashtra Government banned the digging of borewells beyond completed 20 years of its establishment during May 2015. 200 feet in the state with a view to check the steep decline of It was established with the legendary E. Sreedharan groundwater-level. Those who will be found guilty, will face a fine serving as its first Managing Director (MD). ranging from 10000 rupees to 25000 rupees or even imprisonment of up to six months in case of repeated offences.The decision is  part of Maharashtra Chief Minister Devendra Fadnavis’ water conservation project Jalayukta Shivar Yojana which aims to make 5000 villages in state drought-free in one year.

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RECENT GOVERNMENT DEVELOPMENT & SCHEME

Narendra Modi launches three social security schemes years. in Kolkata Any person having Aadhaar number linked bank account can PM Narendra Modi launched Pradhan Mantri Jivan Jyoti Bima join the scheme. Yojana, Pradhan Mantri Suraksha Bima Yojana and Atal Pension He/she must give a simple form to the bank every year before Yojana at an event in Kolkata also attended by Bengal CM Mamata 1st of June. In the form name of nominee also must be given. Banerjee.Modi unvieled the three social security schemes under the Risk Coverage: For accidental death and full disability– 2 Jansuraksha Yojana. Two of them relate to insurance and one to Lakh rupees pension. For partial disability – 1 Lakh rupees. Payment Mode of premium: 12 rupees per annum will be Atal Pension Yojana (APY) directly auto-debited by the bank from the subscribers account Under APY scheme, the pension subscribers will receive a fixed in case of long-term option. minimum monthly pension ranging from 1,000 rupees to 5,000 Implementation of Scheme: Will be offered by all Public rupees at the age of 60 years.The fixed minimum monthly pension Sector General Insurance Companies and all other insurers will be depending on the contributions subscribers. who are willing tie-up with banks for the purpose of joining Contribution: Union Government will co-contribute 50 the scheme percent of the total contribution of subscriber for a period of 5 years. Andhra Pradesh and Telangana introduced Accident Eligibility: Subscribers must have bank account and should Insurance Scheme for transport drivers not be members of any statutory social security scheme and or Andhra Pradesh and Telangana introduced 5 lakh rupees Accident Income Tax payers. Insurance Scheme for transport drivers. It will also cover education The minimum age of joining: 18 years and maximum age is of two children of the beneficiary. Andhra Pradesh Chief Minister 40 years. Chandrababu Naidu formally launched the scheme at Rajhamundry Focus of APY: To target unorganised sector workers. while Telangana Chief Minister Chandrasekhara Rao made the Coverage: The pension will also be available to the spouse announcement in Hyderabad. on the death of the subscriber and thereafter, the pension corpus would be returned to the nominee. Akhilesh launched luxury bus to villages and water ATMs Subscriber and Enrolment Payment: It will auto-debited Uttar Pradesh Chief Minister Akhilesh Yadav launched affordable from the accounts account holders depending upon selected ‘Lohia gramin bus seva’, with 25 per cent lower fares. This scheme monthly pension range. will provide connectivity at affordable fare between cities and rural Enrolment agencies: Subscribers will be enrolled through areas where there was no means of public transport is available. institutional architecture of National Pension System by all Apart from this he also launched Samajwadi water ATM scheme at Points of Presence (Service Providers) and Aggregators under bus stations which will provide potable water at the rate of 1 rupee Swavalamban Scheme. per litre and cold water at 2 rupees per litre. Operational Framework of APY: It will be administered by the Pension Fund Regulatory and Development Authority Union Government launched USTAAD Scheme for (PFRDA). Traditional Artisans in Varanasi Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) Union Government formally launched Upgrading the Skills and Under the PMJJBY, the insurance subscriber will get an annual Training in Traditional Arts/Crafts for Development (USTAAD) life insurance in case of death. Scheme. It was launched by Union Minister of Minority Affairs Dr. Eligibility: Available any person in the age group of 18 to 50 Najma Heptullah in Varanasi, Uttar Pradesh in order to improve years having a bank account. degrading conditions of world famous Banaras Saree weavers who Risk Coverage: 2 Lakh rupees in case of death due to any belong to minority communities. Under the scheme, assistance will reason. be provided to traditional artisans to sell their products in order to Payment Mode of premium: 330 rupees per annum will be make them more compatible with modern markets. directly auto-debited by the bank from the subscribers account. Implementation of Scheme: Will be offered by Life Insurance Haryana Government notified 163 services under Right Corporation (LIC) and all other life insurers who are willing to Service Act, 2014 tie-up with banks for the purpose of joining the scheme. Haryana government notified 163 services under Haryana Right to Pradhan Mantri Suraksha Bima Yojana (PMSBY) Service Act, 2014 with a view to provide time bound and hassle- Under the PMSBY, the insurance subscriber will get annual free services to the citizens. These services would be provided in life insurance in case of accidental death, partial disability or prescribed time period and on case of unnecessary delay, the full disability. concerned official would have to pay fine. Eligibility: Available to any person in the age group 18 to 70

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Delhi government approved farmer compensation scheme  Google India has announced support for three non- named after Gajender Singh governmental agencies from India working on child Government of Delhi gave its approval for setting up of a farmer safety.The three organisations are ChildLine India compensation scheme named after Gajendra Singh, who allegedly Foundation, Bachpan Bachao Andolan, and the Chennai- committed suicide during an AAP (Aam Aadmi Party) rally on 22 based Tulir - Centre for the Healing and Prevention of April 2015 by hanging himself with a tree. The decision on name Child Sexual Abuse. of the scheme was taken during a Cabinet meet chaired by Chief Minister Arvind Kejriwal. As per reports, the state government will distribute compensation to rain-hit farmers from first week of May  2015. Union govt. launched Atal Mission for Rejuvenation and Urban Transformation (AMRUT) replacing JNNURM VANIK’S KNOWLEDGE GARDEN Union Cabinet has cleared PM’s 100 Smart City project across the Names of important tribal groups & communities country and launched a new urban renewal mission named Atal Mission for Rejuvenation and Urban Transformation (AMRUT)  Abors: Arunachal Pradesh replacing JNNURM for 500 cities with an outlay of 48,000 cr. and  Aptanis: Arunachal Pradesh 50,000 cr. respectively. In the proposed Smart City will get central  Badagas: Nilgiri (TN) assistance of Rs. 100 cr. per year for 5 years. Under AMRUT cities  Baiga: Madhya Pradesh and towns with population of one lakh and above will receive funds  Bhils: Madhya Pradesh and Rajasthan, some in in three instalments. SPV will be created to implement Smart City Gujarat and Maharashtra programme PPP model to be used by states and ULB to mobilise  Bhot: Himachal Pradesh Pvt. Investment for AMRUT.  Bhotias: Garhwal and Kumaon regions of U. P.  Chakma: Tripura NEWS IN BRIEF  Chenchus: Andhra Pradesh, Orissa  The Union Government has allocated Rs 5,000 crore for  Gaddis: Himachal Pradesh the growth of Department of AYUSH and launched an independent National AYUSH Mission, targeting capacity  Garos: Meghalaya building for the sector.  Gonds: Madhya Pradesh. Also in Bihar, Orissa and A.P.  Siddhivinayak temple of Mumbai received International Organization for Standardization (ISO) 9001-2008  Gujjars: Himachal Pradesh certification for best quality practices. It is the first temple  Jarawas: Little Andamans in Mumbai to receive ISO certification.  Khas: Jaunsar-Babar area in U.P.  The government has approved the National Smart Grid  Khasis: Assam, Meghalaya Mission (NSGM), an institutional mechanism, for  Kol: Madhya Pradesh implementation of policies related to smart grid networks.  Kotas: Nilgiri (Tamil Nadu)  Goa Chief Minister Laxmikant Parsekar launched the  Kuki: Manipur state level ‘Beti Bachao Beti Padhao Scheme’ in Panaji.  Lepchas: Sikkim  Bharat Mala project of the Indian govt. to construct 5000  Lushais: Mizoram km of road network @ Rs. 50000 cr.  Murias: Bastar (Madhya Pradesh)  The govt. has declared to continue its Rs. 1000 minimum  Mikirs: Assam pension scheme in perpetuity to benefit over 20 lakh pensioners under EPFO.  Mundas: Bihar, Orissa, West Bengal  Odisha govt. launched ‘Niramaya’, a free drug  Nagas (Angami, Sema, Ao, Tangkul, Lahora): distribution scheme to cover whole state on 1 May 2015 Nagaland, some in Assam and NEFA region. to provide as many as 570 medicines in all the 30 districts  Oarons (also called Kurukh): Bihar, Orissa and West Bengal. of the State. It will be managed by the Odisha State Medical Corporation (OSMC). The State Government has  Onges: Andaman and Nicobar islands already allocated Rs.200 crore for the free medicine  Santals: Birbhum region in Bengal, Hazaribagh, Purnea in Bihar, Orissa scheme in the budget for 2015-16.  Odisha govt. launched the Odisha PVTG Empowerment  Sentinelese: Sentinel Island, Andaman and Nicobar and Livelihood Improvement programme (OPELIP) to  Shompens: Andaman and Nicobar ensure livelihood support for the particularly vulnerable  Todas: Nilgiri (Tamil Nadu) tribal groups, with an outlay of Rs. 795 cr. to benefit  Uralis: Kerala 62000 PVTG householders.  Warlis: Maharashtra  Odisha police launched a new Mobile Apps “Mo Saathi” by commissionerate police for women safety

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200 MCQ ON CURRENT AFFAIRS

1. Name the bank launched Tap-n-Pay, a b. Green You Green Earth d.Maglev Train ,France near field communication enabled c. Save our Earth e.none of these payment service? d. It’s Our Turn To Lead 16. Who has been conferred with prestigious a. Axis Bank e.none oh these Master Deenanath Mangeshkar Award b. ICICI Bank 9. Raja Ji National Park which is declared 2015 ? c. State Bank Of India as tiger reserve is situated in? a.Akshay Kumar d. Panjab National Bank a. Uttarkhand b.Amitabh Bachchan e.none of these b. Himachal Pradesh c.Sonu Nigam 2. Janaki Ballabh Patnaik congress leader c. Andhra Pradesh d.Anil Kapoor passed away, he was former CM of d. Assam e.None of these which state? e.none of these 17. Iconic business leader Ratan Tata has a. Tamilnadu 10. Teesta Retail Pvt Limited is in the news acquired a stake in which Chinese b. Kerala these days is a part of which company? handset maker ? c. Maharashtra a.Reliance Industrial development and a.Xiaomi d. Odisha Holdings limited b.China Mobile e.none of these b.Adani Ports and Shipping Limited c.Viva 3. India is on which place in the list of top c.Flipkart d.Xolo 5 e-waste producing report by UN. d.Snapdeal e.none of these nd a. 2 E.none of these 18. What is the magnitude (on Richter th b. 5 11. Who will launch an app specially for Scale) of Earth Quake that Devastated th c. 4 Indian customers having low speed Nepal ? st d. 1 Mobile Networks ? a. 6.9 e.none of these a.Whatsapp b. 8.7 5. Name the project launched by indian b.Hike c. 7.6 railway to monitor rail projects online? c.Skype d. 6.7 a. E-Rashak d.Facebook e.none of these b. E-Nirman e.none of these 19. 50th jnanpith Award is given to c. E-WIP 12. Name the Bank which is charged for a.Somnath Sharma d. E-Samiksha Rigging Rates ? b.Ramdhari Singh Dinkar e.none of these a.Axis Bank c.Bhalchandra Nemade 5. Name the Egyptian president who has b.Royal Bank of Scotland d.Gopinath Deshmukh been sentenced for 20 years. c.Yes Bank e.none of these a. Mohammad Kasim d.Deutsche Bank 20. Which bank has tied up with UAE b. Mohammad Morsi e.none of these exchange for Instant money Transfer ? c. Abdel Fattah el Sisi 13. According to Leading Human resources a.Canara Bank d. Ahmed Shafik Consultancy ‘Ranstad’ ,Who is the b.State Bank of India e.none of these most attractive employer in India ? c.Dena bank 6. Name the bank inked MoU with LIC a.Google d.Bank of Baroda and New India Insurance to provide b.Facebook e.none of these insurance cover. c.Sony 21. Inaugural John Disley London Marathon a. SBI d.Flipkart Lifetime Achievement Award will be b. Bharatiya Mahila Bank e.none of these given to : c. Bank of Baroda 14. Pollution Management and a.Paula redcliffe d. Punjab National Bank Environmental Health Programme b.Niel Armstrong e.none ofthese launched by c.Tyson Gay 7. Who has been appointed head of a.World Bank d.Usain Bolt National Judicial Appointments b.UNO e.none of these Commissions? c.WFO 22. 2015-16 Fifa Continental championship a. RS Subramaniyam d.WHO will be Hosted by b. VS Rao e.none of these a.Japan c. HL Dattu 15. New World record for Fastest train the b.North Korea d. None of these World by: c.China e.none of these a.Maglev Train ,Germany d.India 8. International Earth Day observed . The b.Maglev Train ,China e.none of these theme of this earth day is c.Maglev Train,Japan a. Go Green

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23. What is the theme of World Malaria Day 30. Shamkir Chess tournament held in Governmental Organisations for (observed on 25 April ,2015) ? Azerbaijan won by violation of FCRA. FCRA stands for a.Invest and Save people a. Vishavnathan Aanad a. Forest Country Regulation Act b.Invest to save people for Diseases b. Rauf Mamedov b. Foreign Contribution Regulation Act c.Invest to save people from Malaria c. Fabiano Caruana c. Foreign Country Regulation Act d.Invest in the future.Defeat malaria d. Magnus Carlsen d. Forest Contribution Regulation Act e.none of these e.none of these E.none of these 24. Cheetal helicopters are given by 31. Name the Indian-Origin scientist won 38. 5th Senior Men’s National Hockey goverment of India to which country ? prestigious Heinz award for year Championship 2015 won by a.Nepal 2015 at the Massachusetts Institute of a. Railways b.Bhutan Technology (MIT) b. Uttar Pradesh c.Afghanistan a. Sanam Kapoor c. Services d.Sri Lanka b. Sahana Kumar d. Punjab e.none of these c. Sangeeta Bhatia E.none of these 25. Recently Capgemini and iGATE entered d. Saman Ojha 39. Novelist Siddhartha Gigoo won 2015 into a merger agreement under which e.none of these Commonwealth Short Story Prize in Capgemini will acquire iGATE for a 32. Indian Army conducted a major exercise Asia region for his novel? cash consideration of $48 per share. ‘Akraman-II’ in which state a. The King of Settelment The headquarter of US-listed IT a. Rajasathan b. The Human Photograph services company iGATE is in b. Gujarat c. Light a. New York c. Orissa d. Umbrella Man b. New Delhi d. West Bengal e.none of these c. New Jersey e.none of these 40. Parliament of which nation amended d. Washington DC 33. Name the power producer company of the constitution to reduce the power of e.none of these India, flagged off a Mobile Science Lab Executive President and to put into 26. The Asian Banker Achievement Award (MSL) to promote scientific learning? place a Constitutional Council for 2015 won by which bank? a. BHEL making key government appoints? a. ICICI Bank b. NTPC a. Indonesia b. SBI c. Reliance Power b. Sri Lanka c. Panjab National Bank d. Jindal Power c. Malasiya d. Bharatiya Mahila Bank (BMB) e.none of these d. Pakistan e.none of these 34. Name the Person honoured with Officier e.none of these 27. India’s Shamjetsabam Sarjubala and de la Légion d’Honneur (Officer of the 41. Seychelles became the _____ member Pinki Jangra have clinched gold medals Legion of Honour) recently. of the World Trade Organization at the 22nd President’s Cup Open a. Yashwant Sinha (WTO). International Boxing Tournament. This b. Atal Bihari Vajpayee a. 162nd tournament held in c. L K Adwani b. 161st a. Malaysia d. Manmohan Singh c. 163rd b. Indonesia e.none of these d. 164th c. China 35. Name the first African-American e.none of these d. Japan woman sworn-in as United States 42. The logo for International Day of Yoga e.none of these Attorney General. was launched in New Delhi. The logo 28. Rescue operation by Indian Army to a. Bikalle kally was selected by the Committee of Yoga aid Nepal named as b. Williams Svotiana experts, which was constituted by a. Op. Rahat c. Carlina Martin a. Union Ministry of AYUSH b. Op. Maitri d. Loretta Lynch b. Union Ministry of Health c. Op. Shakti e.none of these c. Union Ministry of Medical d. Op. Himmat 36. Sudan’s President Omar al-Bashir has d. All of the above e.none of these won Presidential re-election by securing e.none of the above 29. Name the person nominated as new what % of vote? 43. Name the person who has been chief of UN Mission for Ebola a. 94 appointed as Crown Prince and as Emergency Response (UNMEER) by b. 92 Deputy Prime Minister of Saudi Arabia UN c. 89 by King Salman bin Abdulaziz al-Saud. a. Peter Jan Graaff d. 90 a. Muqrin bin Abdul Aziz b. Ismail Ould Cheikh Ahmed e.none of these b. Khalid al-Falih c. David Nabarrio 37. Recently Union government cancelled c. Adel al-Jubeir d. None of these the licences of nearly 9,000 Non- d. Mohammed bin Nayef e.none of these e.none of these

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44. India ranks at which position in the world b. Rajasthan a. Simma Dhiman in terms of electricity generation from c. Karnataka b. Poonam Surie nuclear source. d. Maharastra c. Rimma Singh a. 12th e.none of these d. Geete Pandey b. 13th 51. Name the person who has been taken e.none of these c. 14th charge as Director General (DG) of 58. Name the Atheltics won Gold medal in d. 15th Central Industrial Security Force the men’s 20 kilometre walk in the 19th e.none of these (CISF). Federation Cup senior athletics 45. India and Japan have signed a Five-point a. Manoj Rawat championship held at Mangaluru, action agenda to increase bilateral trade b. Deepak Kumar Karnataka. and investment. This five point agenda c. Parteek Garewal a. Srishesa Levi does not include d. Surendra Singh b. Rohita Kamesh a. Development and cooperation in IT e.none of these c. Maniram Patel sector 52. Senior DRDO scientist Satheesh Reddy, d. Rajshi Akshar b. Enhancing cooperation in strategic conferred with the prestigious e.none of these sectors Fellowship of RIN. RIN stands for 59. Cow-urine refinery for research on cow c. Asia-Pacific economic integration a. Royal Institute of Navigation products was opened at Pathmera d. Nuclear Power Generation b. Regional Institute of Networking village in Jalore district of which state e.none of these c. Royal Institute of Networking a. Haryana 46. Union Government has extended e- d. Regional Institute of Navigation b. Rajasthan Tourist Visa scheme to 31 more e.none of these c. Gujarat countries. With this the total number of 53. Name the person conferred with RedInk d. Punjab countries under the scheme are? Award for lifetime achievement. e.none of these a. 75 a. Sreenivasan Jain 60. Eminent scientist and Bharat Ratna b. 76 b. Arnab Goswami awardee Chintamani Nagesa c. 77 c. Dr. Prannoy Roy Ramachandra Rao conferred with d. 78 d. Dr. Naveen Kapoor which country’s highest civilian award e.none of these e.none of these the Order of the Rising Sun, Gold and 47. 14th edition of______naval exercise 54. World Press Freedom Day Celebrated Silver Star. Varuna concluded in Goa. on a. Japan a. Indo-Bangladesh a. 5 March b. France b. Indo-French b. 9 April c. America c. Indo-Russia c. 10 June d. England d. Indo-Japan d. 3 May e.none of these E.none of these e.none of these 61. Name the IT gaint, launched Edu-Cloud 48. Haryana Government has launched 55. American boxer Floyd Mayweather Jr. with an aim to Make Learning Fun. seven IT based e-services in the state won World Welterweight title of World a. Intel of ______district? Boxing Council, World Boxing b. HCL a. Ambala Organisation and World Boxing c. TCS b. Gurgaon Association. He defeated d. Microsoft c. Punchkula a. Farrion Chukez e.none of these d. Sirsa b. Manny Pacquiao 62. Name the state inked a Memorandum of e.none of these c. Lagnty Nupesa Understanding (MoU) with National 49. Delhi’s Indira Gandhi International d.Fodra sin Health Mission (NHM), UNICEF and Airport (IGIA) adjudged the world’s e.none of these Global Alliance for Improved Nutrition best airport for the year 2014. The score 56. Golden Medal is one of the top civilian (GAIN) to tackle the severe problem of IGIA is, out of 5 honours of Spain. Name the tennis malnourishment in the state. a. 4.90 player received the Golden Medal for a. Gujarat b. 4.60 Merit in Work. b. Rajasthan c. 4.95 a. Rafeal Nadal c. UP d. 4.85 b. Noval Djokovic d. MP e.none of these c. Andy Murray e.none of these 50. Forest department of which state has d. Roger Federer 63. Name the document that made been allotted more than twelve crore e.none of these compulsory by the govt. for private rupees for a bird conservation 57. Name the author of the Book titled China firms seeking central excise programme, Project Great Indian – Confucius in the Shadows was registration. Bustard (GIB)? released by the Vice President M. a. Aadhar a. Gujarat Hamid Ansari? b. Voter Card

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c. PAN Card d. First Wednesday of May a. Flipkart d. credit card e.none of these b. Amazon e.none of these 71. Bhel commissioned GVK Group’s 82.5 c. Ebay 64. World’s largest flag unfurled at an event MW greenfield hydro electric project in d. Myntra in Ong Jmel in the southern desert area which of the following state? e.none of these of which country? a. Rajasthan 78. Name the district in West Bengal that a. South Africa b. Gujarat has won the 2015 United Nations b. Indonesia c. Uttarakhand Public Service Award in the category of c. China d. UP improving delivery of public services d. Tunisia e.None of these for the initiative ‘Sabar Shouchagar’? e.none of these 72. Govt. of which state decided to bring a. Nadia 65. The Union Cabinet approved the 119th down the crop loss percentage to 33 per b. Bankura Constitutional Amendment Bill on cent from existing 50 per cent? c. Hooghly Land Boundary Agreement (LBA) a. Haryana d. Malda between India and ______? b. Maharastra e.none of these a. Pakistan c. Punjab 79. How many Indian companies listed b. China d. Tamil Nadu in world’s 2000 largest and most c. Bangladesh e.none of these powerful public companies, according d. Sri Lanka 73. 2015 Mother’s Index in the State of the to the Forbes’s annual list. e.none of these World’s Mothers (SOWM) report titled a. 60 66. Short range Akash missile system The Urban Disadvantage, India placed b. 56 inducted into Indian Army. Akash is a at 140th position out of how many c. 65 a. Surface to Surface Missile countries? d. 39 b. Surface to Air Missile a. 179 e.none of these c. Air to Air b. 142 80. Indian Army signed Memorandum of d. Air to suface c. 150 Understanding (MoU) on the Defence e.none of these d. 196 Salary Package with which of the 67. NASDAQ-listed which payment e.None of these following bank? company to handle remittances through 74. On which plane’s moon Io Huge Lava a. State Bank Of India electronic modes in India? Lake spotted on by an extremely b. Bank of Baroda a. MoneyGram powerful telescope on Earth named c. Bank of India b. Xoom Large Binocular telescope d. Dena Bank c. Western Union Interferometer (LBTI). e.none of these d. Paytm a. Mars 81. David Cameron become UK’s Prime e.none of these b. Jupiter Minister for second term. He led which 68. Name the country with whom India c. Earth party? agreed in 2003 to develop a port at d. Venus a. Labour Party Chabahar on the Gulf of Oman? e.none of these b. Scottish National Party (SNP) a. Pakistan 75. Who has been appointed Election c. Conservative Party b. Iran Commissioner by President Pranab d. None of the above c. Srilanka Mukharji? e.none of these d. UAE a. Achal Kumar Jyoti 82. What is the name of new party e.none of these b. Divakar Rai Maini announced by former Bihar CM Jitan 69. How many pacts were signed between c. Manish Paul Kant Ram Manjhi? India, Germany at Hannover fair? d. Vikram Dittya a. Hindustani Awam Morcha a. 11 e.None of these b. Janta United Party b. 10 76. Name the Magazine presented a Freedom c. Hindustani Party c. 12 of Expression Courage award from the d. Hindu Janta Dal d. 13 PEN American Center? e.none of these e.none of these a. Hara Kiri 83. Name the person won ‘Sportsperson of 70. Theme of World Asthma Day 2015 is b. The Clinic the Year‘ at the Times of India Sports You Can Control Your Asthma and sub- c. Charlie Hebdo Awards. theme is It’s Time to Control Asthma. d. The Daily Mash a. Saina Nahewal Every year World Asthma Day takes e.none of these b. Jitu Rai place on? 77. Name the e-commerce giant acquired c. MC Mary Com a. First Tuesday of May Bengaluru based mobile app d. Dipika Pallikal b. First Monday of May development platform company e.none of these c. First Thursday of May Native5.

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84. Name the bank launched RuPay 91. Name the country declared Ebola free c.russia’s Platinum debit card in association with by WHO in may,2015 d.cyprus’s National Payment Corporation of India a. Liberia e.none of these (NPCI)? b. Guinea 99. Recently who has been chosen as Best a. ICICI c. Sierra Leone Hockey Player of the Year in Mens’s b. SBI d. Uganda category in the Times of India Sports c. Punjab National Bank e.none of these Awards (TOISA) function? d. Axis Bank 92. Name the state, who decided to include a. I.G. Rathor e.none of these Deaflympics in its Sports Policy in b. Suresh Singh 85. How many Indian-origin Members of order to boost the morale of differently- c. Atul Gaur Parliament (MPs) elected in 56th abled sportspersons in the state. d. P.R. Srijesh Parliament of the UK ? a. Punjab e. None of these a. 11 b. Haryana 100. According to a study by Center for b. 12 c. Kerala International Development (CID) at c. 10 d. Maharashtra Harvard University India is projected d. 15 e.none of these to achieve highest annual GDP growth e.none of these 93. Book titled Unbelievable – Delhi to rate of ______percent over next 8 86. Name the new naval base commissioned Islamabad authored by years. by Indian Navy in Porbandar, Gujarat. a. Tevar Paul a.6.9% a. INS Vayuu b. Raju Pandey b.7.0% b. INS Okha c. Bhim Singh c.7.9% c. INS Dwarka d. Manish Kaathe d.8.0% d.INS Sardar Patel e.none of these e.8.2% e.none of these 94. Recently Indian and Russian institutions 101. Recently Narsingh Pancham Yadav 87. Name the most prominent world leader of higher learning inked bagged a ______in Men’s 74kg who attended Victory Day Parade of ______Memorandum of Intent (MoI). category in the Senior Asian Wrestling Russia (Russia’s most important a.2 championship. secular holiday)? b.5 a.gold a. Barack Obama c.11 b.copper b. Narendra Modi d.15 c.bronze c. Xi Jinping e.9 d.silver d. David Caremon 95. Recently NPCI announced a e.none of these e.none of these ______reduction in charges for 102. Recently Indian shuttler Saina Nehwal 88. India Posts’s e-commerce centre set to transactions from other banks ATM. received a cash award of _____ from start operations in which circle? a.5% b.10% the sports ministry for reaching the a. Delhi c.7% d.9% women’s singles final of the All b. Mumbai e.12% England Open Badminton c. Kolkata 96. Which bank has launched its mobile app Championships. d. Jaipur ‘Ping Pay’? a.40 lakh e.none of these a.sbi bank b.37 lakh 89. Mhairi Black at the age ____ become b.axis bank c.30 lakh the youngest elected Member of c.pnb bank d.20 lakh Parliament (MP) in United Kingdom in d.icici bank e.25 lakh over 300 years. e.HDFC bank 103. Which is the only Indian company a. 22 97. Recently India test-fired BrahMos among the world’s 10 biggest consumer b. 18 Block-III version. What is its full range? financial services firms in the list c. 16 a.1000 km compiled by Forbes Magazine? d. 20 b.750 km a. HDFC e.none of these c.550 km b. Reliance 90. Name the person conferred with d.290 km c. Sun Pharmaceuticals prestigious Dada Saheb Phalke Award e.none of these d. ICICI 2014. 98. Recently internationally renowned star e. None of these a. Raj Kapoor Jackie Chan has extended his support 104. Who won Madrid Open Tennis title b. Asha Boshale to anti-drug campaign, thereby (Women’s Singles)? c. Amithab bachchan becoming ______first anti-drug a. Svetlana Kuznetsova d. Shashi Kapoor celebrity. b petra Kvitova e.none of these a.singapore’s c. Yaroslava Shvedova b.japan’s d. Casey Dellacqua

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e. Helen dill c. Pradhan Mantri Suraksha Bima wealthiest entrepreneur under the age 105. Who won Madrid Open Tennis Trophy Yojana of ______. (Men’s Singles)? d. Pradhan Mantri Sadharan Bima a.25 a. Florin Mergea Yojana b.40 b Rohan Bopanna. e.None of these c.30 c. Rafael Nadal 112. Recently State-run SIDBI and d.35 d Andy Murray Maharashtra government have set up a e.none of these e. None of these ______SIDBI Social Venture 119. Who won a gold in boys’ 800m race of 106. Who won Madrid Open Tennis trophy Fund. the Asian Youth Athletics (Men’s Doubles) a. Rs. 1000 crore Championships? a. Florin Mergea and Rafael Nadal b. Rs. 500 crore a. Beant Singh b. Rohan Bopanna and Florin Mergea c. Rs. 75 crore b. Surjit Kamath c. Rafael Nadal and Florin Mergea d. Rs. 440 crore c. Harvinder Kaur d. Andy Murray and Rafael Nadal e. Rs. 200 crore d. Vinay Singh e. None of these 113. At which of the following places in India e. None of these 107. Jitu Rai was declared the Sportsperson Google has announced to build its 120. Recently Vikas Gowda won gold in of the Year at the Times of India Sports largest campus outside the US? Jamaican International Invitation meet. Awards (TOISA). He is a a. Hyderabad He is a ______. ______. b. Lucknow a. Table Tennis player a. Lawn Tennis player c. Pune b. Discus thrower b. Badminton player d. Vishakhapatnam c. Sprinter c. Shooter e. None of these d. Squash player d. Chess player 114. Who has been appointed as the e. None of these e. none of these Chairman of the National Safety 121. Which country has become world’s top 108. MoU between Govt of Chhattisgarh, Council (NSC)? importer of crude oil? NMDC, IRCON and SAIL for 140km a. K. Satish Reddy a. India rail line between Rowghat and b. Venu Srinivasan b.America Jagdalpur at an estimated project cost c. R.K. Sinha c. Japan of ______was signed. d. Dilip Reddy d.China a. Rs. 1000 crore. e. None of these e.none of these b. Rs. 5000 crore 115. Recently India’s Jisna Mathew won a 122. Who has been appointed as acting c. Rs. 3000 crore ______in girls’ 400m race in the Chairman of National Human Rights d. Rs. 2000 crore Asian Youth Athletics Championships. Commission (NHRC)? e. Rs. 500 crore a. gold a. Justice K.G. Balakrishnan 109. Recently ______Chief Minister b. silver b. Justice M.L. Subramanian Anandiben Patel dedicated to the c. bronze c. Justice S. Mrityunjaya nation, INS Sardar Patel, the new naval d. copper d. Justice Cyriac Joseph base of the Indian Navy. e. None of these e.none of these a. Odisha 116. Recently ______based business 123. Recently who has been appointed b. Gujarat incubator Startup Village was bestowed Governor of Jharkhand? c. Sikkim the national award for technology a. Droupadi Murmu d. Assam business incubator. b. J.P. Rajkhowa e. None of these a. Pune c. Tathagata Roy 110. According to a report of RBI the gross b. Kochi d. V. Shanmuganathan outstanding credit of scheduled c. Lucknow e. None of these commercial banks rose to ______in FY d. Bangalore 124. Recently Kiran Mazumdar-Shaw has 2013-14. e. None of these been ranked as the ______most a. 15% 117. Who has been appointed as new powerful executive in medicine making b. 12.5% Chairperson of American Chamber of by a UK-based magazine The Medicine c. 13.7% Commerce in India (AMCHAM India)? Maker. d. 14.7% a. Mathew Kat a. first e. 16% b. Balbir Kaur b. second 111. Expand PMSBY. c. Urooz Khan c. third a. Pradhan Mantri Samanya Bima d. Vanitha Narayanan d. fourth Yojana e. None of these e. None of these b. Pradhan Mantri Sukanya Bima 118. Recently Indian tech billionaire Arun 125. Recently Dr. Sivanadane (Siva) Yojana Pudur has been ranked as Asia’s Mandjiny has won the University of North Carolina (UNC) Board of

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Governors 2015 Award for Excellence e. None of these 139. Peter Gay passed away recently. He was in Teaching. He is _____ Professor. 132. Which has become the first state in a famous ______. a. Physics India to issue Soil Health Cards a. Journalist b. Biology (SHCs)? b. Singer c. Chemistry a. Punjab c. Historian d. English b. Uttar Pradesh d. Novelist e.none of these c. Odisha e.none of these 126. Which of the following has won Best d. Tamil Nadu 140. Government’s flagship programme Film Award at the 15th edition of the e. None of these “Namami Gange” has a budget outlay New York Indian Film Festival 133. Recently the Union Cabinet gave its of ______. (NYIFF)? approval for signing an agreement a. Rs. 12,000 crore a. Margarita with a Straw between India and ______on b. Rs. 14,000 crore b. Kaaka Muttai cooperation in the field of mining and c. Rs. 20,000 crore c. Labour of Love mineral sector d. Rs. 23,000 crore d. Daugthers of Mother India a. Japan e. Rs. 25,000 crore e. None of these b. China 141. Recently who has been awarded UK’s 127. Recently Prime Minister David c. Korea Encore Award? Cameron promoted one of Britain’s d. Russia a. Aravinda Adiga most prominent Indian-origin MPs e. None of these b. Neel Mukherjee ______by making her the new 134. Which state government has launched c. Chetan Bhagat Employment Minister. Samajwadi water ATM scheme at bus d. Arundhati Roy a. Harakan Reddy stations? e, None of these b. Kumar Mangalam a. Punjab 142. How many agreements have been c. Sakshi Rai b. Bihar signed between India and China for d. Priti Patel c. Maharashtra bilateral cooperation in several areas e. None of these d. Uttar Pradesh including economy, trade, science and 128. Recently RBI has advised all public e. None of these technology and culture? sector banks and some private sector 135. Recently who has been appointed Chief a. 24 b. 11 and foreign banks to appoint a/ an Financial Officer (CFO) of Tata c. 9 d. 16 ______to resolve customer Communications? e.none of these complaints. a. Arvind Sinha 143. With which Indian Channel, China a. internal ombudsman b. Keshav Patil Central Television (CCTV) has signed b. customer executive c. Pratibha K. Advani an agreement c. complaints head d. Sunandha Gaur for exchange of television programmes d. chief operations manager e. None of these related to art, culture and development? e. noneof these 136. Who has become the first Asian woman a. Times Now 129. Recently who has been appointed as to be elected mayor of Ealing Council b. Doordarshan Japan’s multinational in London? c. Sony telecommunications and internet a. Surpreet Singh d. Colors company SoftBank Corp.’s President? b. Sarabjeet Bagha e.none of these a. Amit Garg c. Harbhajan Kaur Dheer 144. Which ministry has decided to launch b. Nikesh Arora d. Rekha Verma a nation-wide unique and single c. Vinita Sinha e. None of these emergency response number that can be d. Harvinder Kaur 137. Who has been elected general secretary used in case of any emergency, e. None of these of Judo Union of Asia (JUA)? especially by women in distress? 130. William Zinsser passed away recently. a. D.K. Srivastava a. Ministry of Social Justice He was a famous ______. b. Mukesh Kumar b. Ministry of Human Resources a. singer c. T. Raghav c. Ministry of Health & Family Welfare b. dancer d. Suresh Bhargava d. Ministry of Home Affairs c. writer e. None of these e.none of these. d. squash player 138. Recently Moody’s projected India’s 145. The Union Government will re- e. golf player growth rate at______in 2015-16. promulgate land ordinance for the 131. Who won the 5th Junior Women a. 7.0% _____ time as the controversial land National Hockey Championship 2015? b. 7.9% acquisition bill has been referred to a a. Hockey Odisha c. 7.5% joint parliamentary committee. b. Hockey Haryana d. 8.0% a. First b. Third c. Hockey Jharkhand e. 8.5% c. Fourth d. Fifth d. Hockey Punjab e.none of these

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146. 109th Birth Anniversary of freedom c. Future Group c. Norovyn Altankhuyag fighter Sukhdev was celebrated on d. None of these d. Sükhbaataryn Batbold _____. e.none of these e.none of these a. 15th May 2015 152. In the second leg of 3-Nation tour, PM 159. On 17th May’15, Prime Minister b. 1st June 2015 Narendra Modi will visit which country Narendra Modi announced a line of c. 2nd July 2015 after China? credit of one billion US Dollars to d. 3rd June 2015 a. North Korea support expansion of Mongolia’s e.none of these b. Mangolia ______. 147.On 15thMay’15, the Vice President of c. Vietnam a. Increasing Control of Pollution India Shri M. Hamid Ansari conferred d. South Korea b. Military Expansion the “Pt. Haridutt Sharma Award” in the e.none of these c. Economic Capacity and field of Journalism, Writing and Social 153. By what percent has Canada announced Infrastructure Services to ______. its plans to reduce the greenhouse gas d. All of these a. Pratibha Patil emissions below 2005 levels by 2030 e.none of these b. Jhumpa Lahiri amid international efforts to create a 160. At what percent of GDP the government c. Anurradha Prasad new frame work for addressing climate has contained the fiscal deficit against d. Aradhna Kumari change? its own target of 4.1 per cent for the e.none of these a. 20% b. 25% financial year 2014-15? 148. What is the theme of the 6th National c. 30% d. 35% a. 4.3% b. 5.2% Conference on Nuclear Energy was e.none of these c. 3.2% d. 4% organized by ASSOCHAM in New 154. On 16th May’15, what edition of e.none of these Delhi on 15th May’15? anniversary of joining the Indian Union 161. Which country Prime Minister a. Power Production Medium is Sikkim celebrating? Narendra Modi will visit on the last leg b Nuclear Energy: A ‘Clean’ Energy a. 47th b. 40th of his three nation visit during 18-19th option c. 67th d. 69th May’15? c. Non-Conventional Energy e.none of these a. North Korea b. South Korea d. Green Energy 155. State Bank of India (SBI) on 14th c. Vietnam d. Japan e.none of these May’15 launched contact-less credit e.none of these 148.Which award has been launched by the and debit cards called____. 162. Which two countries accounted for 54 Union Minister for Health and Family a. Touch Card percent of the total global gold Welfare, Shri J. P. Nadda to public b. Swipe Card consumer demand in the first quarter health facilities on 15th May’15? c. sbiINTOUCH of the year 2015? a. m-Swasthya Award d. sbiSWIPE a. Dubai and Saudi Arabia b. e-medicines Award e.none of these b. Oman and Afghanistan c. Kayakalp Award 156. On 14thMay’15 which state c. China and Pakistan d. MedAid Award government banned the digging of d. India and China e.none of these borewells beyond 200 feet in the state e.none of these 150. On 15th May’15. Minster of Road with a view to check the steep decline 163. Which country’s president played in an Transport, Highways and Shipping, of groundwater-level? exhibition ice hockey game with retired Shri Nitin Gadkari launched the state a. Uttar Pradesh NHL players on 16th May’15 and of the art integrated data collection b. Maharashtra scored eight goals? system. Which technology would use c. Goa a. India b. Russia this system that compiles information d. Gujarat c. China d. Mongolia on road assets, condition of the e.none of these e.none of these pavements and traffic? 157. Which country’s scientist discovered a 164 Name the world’s first fully warm- a. GPRS Technology new state of matter called the Jahn- blooded fish species discovered by b. VSAT Technology Teller-metal having a rich combination researchers from the National Oceanic c. Telecom Technology of insulating, magnetic, metallic and and Atmospheric Administration d. Laser Technology superconducting phase? (NOAA)? e.none of these a. Japan a. Opah b. Bony 151. Whose offer has been approved by the b. India c. Opera d. Ray Ministry of Urban Development for c. United States e.none of these cooperation in conducting the ‘Cities d. Germany 165. Constitution Day of Norway was Challenge’ competition for selecting the e.none of these observed on ____. cities for financing under the Smart 158. Name the present Prime Minister of a. 16th May b. 18th May Cities Mission of the Government? Mongolia? c. 17th May d. 19th May a. Bloomberg Philanthropies a. Chimediin Saikhanbileg e.none of these b. BBC b. Dendeviin Terbishdagva

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166. In which country, the 68th Session of e.none of these c. 11 d. 7 the World Health Assembly (WHA) is 173. Which state’s legislative assembly was e.none of these scheduled to held from 18th May’15? addressed by the President of India on 180 Who has won the Women’s single title a. Britain b. South Africa 18th May’15? of Italian Tennis Open held in Rome on c. Brazil d. Geneva a. Uttarakhand 17th May’15? e.none of these b. West Bengal a. Martina Hingis 167. Name the shooter who won the bronze c. Assam b. Sania Mirza medal in the 50m Rifle Prone Event of d. Jammu & Kashmir c. Maria Sharapova the ISSF World Cup at Fort Benning in e.none of these d. Carla Suarez Navarro USA? 174. World no. 1 Novak Djokovic captured e.none of these a. Gagan Narang his fourth Rome Masters Tennis title 181. After how many years India assumed b. Abhinav Bindra with a convincing win over presidency of the 68th World Health c. Naveen Jindal ______. Assembly (WHA) at Geneva on 18th d. Souren Choudhary a. Andrey Agassi May’15? e.none of these b. Roger Federer a. 15 years b. 19 years Q168. Name the three Indian cities that will c. Leander Paes c. 23 years d. 25 years have Sister Cities in China as proposed d. Andy Murray e.none of these in the 24 agreements signed between e.none of these 182. How many new cold chains have been India and China on 15 May 2015? 175. Name the nurse who was in a vegetative sanctioned for setting up in the country a. Jhansi, Bhopal and Nagpur state for more than four decades with a total investment of over Rs. 700 b. Chennai, Hyderabad and Aurangabad following her brutal rape in 1973 & Crore? c. Hissar, Chandauli and Siliguri died in Mumbai’s KEM Hospital on a. 10 b. 20 d. Pune, Bengaluru and Hyderabad 18th May’15 after a bout of c. 30 d. 40 e.none of these pneumonia? e.none of these Q169. Which state will have province ties a. Manju Vaidya 183. Name the country that will host the with Sichuan province of China as b. Geeta Kumari Pacific Asia Travel Association (PATA) proposed in the 24 agreements signed c. Aruna Shanbaug Travel Mart 2015 in Sep 2015? between India and China on 15 May d. None of these a. France b. Singapore 2015? e.none of these c. Japan d. India a. Andhra Pradesh 176. Who has been appointed as Chairman e.none of these b. Maharashtra of a Joint Committee of Parliament that 184. On which day the President of India Shri c. Goa will go into the provisions of the Pranab Mukherjee will inaugurate the d. Karnataka controversial Land Acquisition Bill? 50th Anniversary of India’s first e.none of these a. S. S. Ahluwalia historic climb of Mt. Everest in 1965? 170. Name the poet of the ‘Gandhi Mala b. Montek Singh Ahluwalia a. 20th May 2015 Bethala’ – a Marathi Poem? c. V Ravi b. 19th May 2015 a. Devidas Ramachandra Tuljapurkar d. D P Singh c. 1st June 2015 b. Vasant Dattatray Gurjar e.nonje of these d. 5th June 2015 c. Bhalachandra Nemade 177. After how many years, Nelong Valley e.none of these d. None of these in Uttarkashi near China border has 185. National Day of the Republic of e.none of these been opened in May 2015 for tourists? Cameroon is being observed on 171. Which country’s Prime Minister has a. 40 years ______. married his gay partner, becoming the b. 53 years a. 19th May 2015 first leader in the European Union to c. 69 years b. 20th May 2015 enter into a same-sex union in a symbol d. 25 years c. 21st May 2015 of growing social change across the e.none of these d. 22nd May 2015 continent? 178. Which Indian software company is to e.none of these a. Seychelles open first overseas campus in China? 186. The ‘Kavaratti’ ship has been launched b. Canada a. Tech Mahindra on 19th May’15 at a glittering c. Luxembourg b. L&T Infotech ceremony held at Garden Reach d. Thailand c. Infosys Shipbuilders and Engineers Ltd e.none of these d. TCS (GRSE), Kolkata. It is the ______172.Who has launched the website of NITI e.none of these Ship of Project-28? Aayog on 18th May’15? 179. How many agreements have been a. First b. Second a. Pranab Mukherjee signed between India and South Korea c. Fourth d. Last b. Bibek Mukherjee to upgrade relations to special strategic e.none of these c. Narendra Modi partnership level on 18th May’15? d. Arvind Panagariya a. 24 b. 27

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187. Which state will host the Paragliding 193. Who has been appointed as the e.16 World Cup from 23rd Oct to 31st Oct’ Controller General of Accounts in the 200. Recently which private sector bank 2015? Ministry of Finance in May 2015? opened its first branch in China? a. Odisha a. M J Joseph a. HDFC Bank b. Meghalaya b. Jawahar Thakur b. ICICI Bank c. West Bengal c. Rachna Sirkar c. Axis Bank d. Himachal Pradesh d. None of these d. Yes Bank e.none of these e.none of these e. none of these 188. Name the department under the Union 194. With which Chinese company, Reliance Ministry of Earth Sciences on 18th Jio Infocomm has signed a pact for  May’15 that signed Memorandum of sourcing various 4G devices? Understanding (MoU) with Power a. Fujitsu ANSWER KEYS System Operation Corporation Ltd b. Huwaei (POSOCO) for optimum use of weather c. Indus Towers 1. (b) 2. (d) 3. (b) 4. (d) information/forecast in the power d. Mitsubishi 5. (b) 6. (b) 7. (c) 8. (d) 9. (a) 10. (a) 11. (c) 12. (d) sector? e.none of these 13. (a) 14. (a) 15. (c) 16. (d) a. National Centre for Medium Range 195. Name the Australian Wicketkeeper who 17. (a) 18. (d) 19. (c) 20. (d) Weather Forecasting announced his retirement from One Day 21. (a) 22. (a) 23. (d) 24. (c) b. India Meteorological Department International Cricket just a day before 25. (c) 26. (d) 27. (b) 28. (b) c. Indian Institute of Tropical leaving for tour of West Indies and 29. (a) 30. (d) 31. (c) 32. (a) Meteorology England? 33. (b) 34. (a) 35. (d) 36. (a) d. Earth Risk Evaluation Centre a. Steve Smith 37. (b) 38. (a) 39. (d) 40. (b) e.none of these b. Adam Gilchrist 41. (b) 42. (a) 43. (d) 44. (b) 45. (d) 46. (b) 47. (b) 48. (c) 189. As announced by the Climate Group c. Brad Haddin 49. (a) 50. (b) 51. (d) 52. (a) on 18thMay’15, which company d. Mark Hughes 53. (c) 54. (d) 55. (b) 56. (a) became the first Indian Company to e.none of these 57. (b) 58. (c) 59. (b) 60. (a) Join RE100 Renewable Energy 196. Who led the ICC committee that 61. (d) 62. (b) 63. (c) 64. (d) Campaign? recommended staging of Test Matches 65. (c) 66. (b) 67. (a) 68. (b) a. TCS extending into the evening hours and 69. (a) 70. (a) 71. (c) 72. (b) b. Infosys also deliberated on the concept of four- 73. (a) 74. (b) 75. (a) 76. (c) c. Wills Lifestyle day Test match, but in the end, decided 77. (d) 78. (a) 79. (b) 80. (c) 81. (c) 82. (a) 83. (b) 84. (b) d. L & T to stick to the usual five-day format? 85. (c) 86. (d) 87. (c) 88. (a) e.none of these a. Jagmohan Dalmiya 89. (d) 90. (d) 91. (a) 92. (b) 190. Which company has announced to b. Saurav Ganguly 93. (c) 94. (c) 95. (b) 96. (b) become carbon neutral by 2018? c. S Srinivasan 97. (d) 98. (a) 99. (d) 100. (c) a. TATA Motors d. Anil Kumble 101. (c) 102. (e) 103. (a) 104. (b) b. Capegemini e.none of these 105. (d) 106. (b) 107. (c) 108. (4) c. Infosys 197. Recently who won Rome Masters 109. (b) 110. (c) 111. (c) 112. (e) d. IBM Tennis title? 113. (a) 114. (a) 115. (b) 116. (b) 117. (d) 118. (b) 119. (a) 120. (b) e.none of these a. Novak Djokovic 121. (d) 122. (d) 123. (a) 124. (b) 191. In which state new Catfish species b. Roger Federer 125. (c) 126. (c) 127. (d) 128. (a) ‘Glyptothorax Senapatiensis’ c. Andy Murray 129. (b) 130. (c) 131. (b) 132. (a) discovered in the year 2015? d. Rafael Nadal 133. (b) 134. (d) 135. (c) 136. (c) a. Maharashtra e. none of these 137. (b) 138. (c) 139. (c) 140. (c) b. Manipur 198. Name the Indian-American who won 141. (b) 142. (a) 143. (b) 144. (d) c. Assam Intel Foundation Young Scientist Award 145. (b) 146. (a) 147. (c) 148. (b) d. Kerala in the US. 149. (c) 150. (4) 151. (a) 152. (b) 153. (c) 154. (b) 155. (c) 156. (b) e.none of these a. Karan Jerath 157. (a) 158. (a) 159. (c) 160. (d) 192. From which day the higher service tax b. Vickey Sharma 161. (b) 162. (d) 163. (b) 164. (a) of 14% which was proposed in the c. Rashid Pathan 165. (c) 166. (d) 167. (a) 168. (b) budget speech 2015 will be effective d. Anish Mathew 169. (d) 170. (b) 171. (c) 172. (d) ______. e. None of these 173. (a) 174. (b) 175. (c) 176. (a) a. 31st May 2015 199. How many agreements were signed by 177. (b) 178. (c) 179. (d) 180. (c) b. 30th June 2015 India and Mongolia during the recent 181. (b) 182. (c) 183. (d) 184. (a) c. 30th May 2015 visit of Prime Minister Narendra Modi 185. (b) 186. (c) 187. (d) 188. (b) 189. (b) 190. (c) 191. (b) 192. (d) d. 1st June 2015 to Mongolia? 193. (a) 194. (b) 195. (c) 196. (d) e.none of these a.5 b.7 197. (a) 198. (a) 199. (d) 200. (b) c.10 d.14

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40 MCQ ON COMPUTER 1. If a computer has more than one d) Schema 21. Which among following is responsible processor then it is known as ? 11. ARP stands for ? for specifying address of a memory a) Uniprocess a) Address Reverse Protocol location ? b) Multiprocessor b) Address Resolution Protocol a) RAM c) Multithreaded c) Address Repersentative Protocol b) Address Bus d) Multiprogramming d) Address Recording Protocol c) Control Bus 2. If a computer provides database services 12. Which is responsible for communication d) Hard Disk to other, then it will be known as ? between Memory and ALU ? 22. Which among following is responsible a) Web server a) Keyboard for finding and loading operating b) Application server b) RAM system into RAM ? c) Database server c) Control nit a) Bootstrap Loader d) FTP server d) USB b) CMOS 3. Technology used to provide internet by 13. If CPU executes multiple programs c) BIOS transmitting data over wires of simultaneously, it will be known as ? d) DMOS telephone network is ? a) Multiprocessing 23. Computer resolution measures ? a) Transmitter b) Multitasking a) Size of screen b) Diodes c) Timesharing b) Shape of screen c) HHL d) Multiprogramming c) Number of pixels d) DSL 14. Who invented C++ ? d) Number of colours it support 4. Which of following is used in RAM ? a) Steve Jobs 24. What is full form of CAM ? a) Conductor b) James Gosling a) Computer Aided Manufacturing b) Semi Conductor c) Bjarne Stroustrup b) Computer And Manufacturing c) Vaccum Tubes d) Dennis Ritchie c) Computer Aided Manifesto d) Transistor 15. What is the meaning of OSI, in terms d) Computer And Manifesto 5. Which operations are performed by of computers ? 25. Which term is related to database ? RAM? a) Open Software Intrerelation a) PHP a) Read b) Open System Intrerelation b) Java b) Write c) Open Software Interconnection c) Oracle c) Read and Write d) Open System Interconnection d) Assembly d) Depends on computer 16. ULSI microprocessor is used in which 26. Which operating system is developed 6. USB is which type of storage device ? generation of computers ? by Apple ? a) Primay a) Second generation a) Linux b) Secondary b) Third generation b) Window c) Tertiary c) Fourth generation c) Mac OS d) None of above d) Fifth generation d) DOS 7. MPG is an file extension of which type 17. Who invented keyboard ? 27. Which among following is an image of files ? a) James Gosling name extension ? a) Audio b) Steve Jobs a) gif b) Image c) Martin cooper b) docx c) Video d) Christoper Latham Sholes c) ppt d) Flash 18. What is meaning of OMR ? d) lib 8. Where BIOS is stored ? a) Optical Mark Reader 28. What is meaning of LAT ? a) Hard Disk b) Optical Message Reader a) Local Area Transport b) RAM c) Optical Message Render b) Large Area Transport c) Flash Memory Chip d) Optical Mark Render c) Local Area Transmission d) Any of above 19. Which function key is used to check d) Large Area Transmission 9. 1 Mega Byte is equal to spellings ? 29. SLIP stands for ? a) 1024 Bytes a) F2 a) Serial Line Internet Processing b) 1024 Kilo Bytes b) F5 b) Serial Line Internet Protocol c) 1024 Giga Bits c) F7 c) Serial Line Protocol d) 1024 Bits d) F11 d) None of above 10. Intersection of columns and rows is 20. In computer what converts AC to DC ? 30. Resolution of printer is measured in ? called a ? a) POST a) Megabits a) Data b) Adapter b) Inches b) Table c) RAM c) Hertz c) Cell d) SMPS d) DPI

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31. Word length of a home computer is ? ANSWER KEYS PMI- Purchasing Managers’ Index a) 4 bits DIIs- Domestic Institutional Investors b) 8 bits 1. (b) 2. (c) 3. (d) 4. (b) CST- Central Sales Tax c) 16 bits 5. (c) 6. (c) 7. (c) 8. (c) MMRCA- Medium Multi Role Combat d) 24 bits Aircraft 32. Which is responsible for performing 9. (b) 10. (c) 11. (b) 12. (c) MPLADS- MP Local Area Development modulation/demodulation ? Scheme 13. (b) 14. (c) 15. (d) 16. (d) a) Fiber FCA - Foreign Currency Account b) Coaxial Cable 17. (d) 18. (a) 19. (c) 20. (d) GSPA - Gas Sale Purchase Agreement c) Router TAPI - Tajikistan, Pakistan and India d) Modem 21. (b) 22. (a) 23. (c) 24. (a) Pipeline Project 33. What is unit of speed of Super 25. (c) 26. (c) 27. (a) 28. (a) SHADE- Shared Awareness and Computer? Deconfliction a) KFLOPS 29. (c) 30. (d) 31. (b) 32. (d) TIEA- Tax Information and Exchange b) LFLOPS Agreement 33. (d) 34. (c) 35. (b) 36. (c) c) MFLOPS NDSAP- National Data Sharing and d) GFLOPS 37. (c) 38. (c) 39. (b) 40. (b) Accessibility Policy 34. Which of the following software is NCMC- National Common Mobility Card interacts with the hardware ? MEDP- Multinational Design Evaluation a) Application software  Progrrame b) Utility program ANBC - Adjusted Net Bank CrediT c) System software BPSS - Board for Regulation and d) Interprator ABBREVIATION Supervision of 35. Which type of software are device GDR – Global Depository Receipts Payment and Settlement Systems drivers ALM- Asset Liability Management DCM - Department of Currency a) Application software ARC – Asset Reconstruction Companies Management b) System software FINO- Financial Inclusion Network EBT - Electronic Benefit Transfer c) Utility software Operation ECB - European Central Bank d) These are type of hardware CTT- Commodities Transaction Tax FCCB - Foreign Currency Convertible Bond 36. Which of following is not a valid bus in CRM- Customer Relationship Management FIEO - Federation of Indian Export computer system ? KYC-Know Your Customer Organisation a) Data Bu SLR-Statutory Liquidity Ratio FMCG - Fast Moving Consumer Goods b) Memory Bus CRR-Cash Reserve Ratio FMD - Financial Markets Department c) Address Bus MSF-Marginal Standing Facility GCC - Gulf Cooperation Council d) System Bus REPO-Repurchase Option GCCs - General-purpose Credit Cards 37. Which gate is also known inverter ? NBFC-Non Banking Finance Companies IBA - Indian Banks’ Association a) AND OSMOS- Off-Site Monitoring & JNNURM - Jawaharlal Nehru National b) OR Surveillance Urban c) NOT IFSC- Indian Financial System Code Renewal Mission d) XOR BSE-Bombay Stock Exchange KVIBs - Khadi and Village Industries 38. Directory structure in windows is ? NSE-National Stock Exchange Boards a) Flat SWIFT- Society for Worldwide Interbank KVIC - Khadi and Village Industries b) Hierarchical Financial Telecommunication Commission c) Both of above FSLRC – Financial Sector Legislative MMBCS - Magnetic Media Based Clearing d) None of above Reforms Commission System 39. By which key you can capture screen of LAF – Liquidity Adjustment Facility MMMFs - Money Market Mutual Funds current desktop ? DRT – Debt Recovery Tribunals OLTAS - Online Tax Accounting System a) Scrlk AFSPA- Armed Forces Special Powers Act b) PrtScr FRP- Financial Restructuring Plan c) Break DTAA- Double taxation Avoidance d) SysRq Agreement  40. Which of following alphabet can not be CCPA- Cabinet Committee on part of a hexadecimal digit ? Parliamentary Affairs a) A EFSF- European Financial Stability Facility b) L NPS- New Pension Scheme c) F NDMA- National Disaster Management d) E Authority

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DESCRIPTIVE ENGLISH Rules of Spotting Errors Part b) My brother has done and isstill doing excellent work for 1. ‘Scarcely’ and ‘hardly’ are followed by ‘when’ and not by his organization. ( Correct) ‘than’. 10. When there is a sense of continuity, that is, when a thing has a) I had scarcely entered the room than the phone rang. ( taken place in the past and still continues in the present, the Incorrect) perfect continuous tense form of the verb should be used. b) I had scarcely entered the room when the phone rang. ( a) India is independent for the last forty six years. Correct) ( Incorrect) 2. ‘Though’ is followed by ‘yet’ and not by ‘but’. b) India has been independent for the last forty six years. a) Though he is poor but he is honest. (Incorrect ) (Correct) b) Though he is poor, yet he is honest. (Correct) 11. Use of ‘when’ and ‘while’: Proper attention must be paid to 3. ‘No sooner’ is followed by ‘than’. these words. ‘When’ indicates a general sense and a) No sooner had I entered the class when the students ‘while’ implies a time during the process of doing a work. stood up. ( Incorrect) a) When learning to swim, one of the most important things b) No sooner had I entered the classthan the students stood is to relax. (Incorrect) up ( Correct) b) While learning to swim, one of the most important things 4. Attention must also be given to the verb form while using is to relax. (Correct) ‘no sooner than’. The correct forms are past perfect orpast indefinite. a) No sooner had I entered the classthan the students stand up. ( Incorrect)  b) No sooner had I entered the classthan the students stood up. ( Correct) WORD OF THE MONTH 5. ‘Lest’ must be followed by ‘should’. a) Read regularly lest you will fail. ( Incorrect) VOCABULARY b) Read regularly lest you should fail. ( Correct) RETARD -slow the growth or development of SCURRILOUS-very rude and insulting, and intended to damage 6. ‘Such’ is followed by ‘as’. a) He is such a writer that everyday should read his books. somebody’s reputation PROLIFIC-able to produce many works, etc (of an artist, a writer) (Incorrect) TRAUMA-a mental condition caused by severe shock, especially b) He is such a writer as everyday should read his books. when the harmful effects last for long time ( Correct) CONFINE-to keep somebody or something inside the limits of a 7. ‘So’ is followed by ‘that’ particular activity, subject , area, etc a) Sarita was so popular with her classmatesthat she always TRAMP-a person with no home or job who travels from place to had some people coming to her for advice. place, usually asking people in the street for food or money 8. ‘Unless’ expresses a condition. It is always used in the negative VITIATE-to spoil or reduce the effect of something sense. Thus ‘not’ is never used with ‘unless’. RETALIATE-To do something harmful to somebody because they a) Unless you do not labour hard, you will not pass. have harmed you firs ( Incorrect) DORMANT-not active or growing now but able to become active b) Unless you labour hard, you will not pass. ( Correct) or to grow in the future 9. When an action has taken place intwo clauses of a sentence, REVERE-love unquestioningly and uncritically it is used in both the clauses according to the requirement. ERUDITE-having or showing great knowledge that is gained from a) My brother has and is still doing excellent work for his academic study organization (Incorrect) CAPRICIOUS-showing sudden changes in attitude or behaviour LASSITUDE-a state of feeling very tired in mind or body

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JABBER: Talk excitedly; utter rapidly Crossing of Cheques: Crossing refers to drawing two parallel lines across the face of the cheque. A crossed cheque cannot be paid in JEOPARDIZE: Put in danger cash across the counter, and is to be paid through a bank either by transfer, collection or clearing. A general crossing means that cheque ONE WORD SUBSTITUTION can be paid through any bank and a special crossing, where the 1.Careful in performing duties = Punctilious name of a bank is indicated on the cheque, can be paid only through 2.A person who gives written testimony for use in a law court = the named bank. deponent Demat Account: Demat Account concept has revolutionized the 3.A person who is made to bear the blamedue to others = Scapegoat capital market of India. When a depository company takes paper 4.A person who pays much attention to his clothes and appearance shares from an investor and converts them in electronic form through = Dandy the concerned company, it is called Dematerialization of Shares. These converted Share Certificates in Electronic form are kept in a 5.A person hard to please = Fastidious Demat Account by the Depository Company, like a bank keeps 6.A person who considers himself superior to others in culture and money in a deposit account. Investor can withdraw the shares or intellect = Highbrow purchase more shares through this demat Account. 7.A wishful longing for something one has known in the past = Nostalgia Initial Public Offering (IPO): An event where a company sells its shares to the public for the first time. The company can be referred 8.The art of cutting trees and bushes in toornamental shapes = to as an IPO for a period of time after the event. Topiary 9.An associate in an office or institution = Colleague Insolvent: Insolvent is a person who is unable to pay his debts as 10.A person who believes in God = Theist they mature, as his liabilities are more than the assets . Civil Courts declare such persons insolvent. Banks do not open accounts of 11.A person who does not believe in God = Atheist insolvent persons as they cannot enter into contract as per law. 12.Witty, Clever, Retart = Repartee 13.A child who stays away from school without any good reason = JHF Account : Joint Hindu Family Account is account of a firm Truant whose business is carried out by Karta of the Joint family, acting 14.One who compiles a dictionary = Lexicographer for all the family members.. The family members have common ancestor and generally maintain a common residence and are subject 15.One who does not care for literature and art = Philistine to common social, economic and religious regulations. 16.One who totally abstains from alcoholic drinks = Teatotaller 17.A house for storing grains = granary Lease Financing: Financing for the business of renting houses or 18.A person who is neither intelligent nor dull(average) = Mediocre lands for a specified period of time and also hiring out of an asset for the duration of its economic life. Leasing of a car or heavy 19.A person who dances to the tune of his wife = Henpecked machinery for a specific period at specific price is an example. 20.Branch of medicine which deals with theproblems of the old = Ntology(Geriatrics) Letter of Credit: A document issued by importers bank to its branch or agent abroad authorizing the payment of a specified sum to a person named in Letter of Credit (usually exporter from abroad). Letters of Credit are covered by rules framed under Uniform  Customs and Practices of Documentary Credits framed by International Chamber of Commerce in Paris. BANKING TERMINOLOGY Material Alteration: Alteration in an instrument so as to alter the Risk-Averse, Risk-Neutral, Risk-Taking: character of an instrument for example when date, amount, name Risk-averse describes an investor who requires greater return in of the payee are altered or making a cheque payable to bearer from exchange for greater risk. an order one or opening the crossing on a cheque. Risk-neutral describes an investor who does not require greater return in exchange for greater risk. Merchant Banking : When a bank provides to a customer various Risk-taking describes an investor who will accept a lower return in types of financial services like accepting bills arising out of trade, exchange for greater risk. arranging and providing underwriting, new issues, providing advice, information or assistance on starting new business, acquisitions, Consumer Protection Act: It is implemented from 1987 to enforce mergers and foreign exchange. consumer rights through a simple legal procedure. Banks also are covered under the Act. A consumer can file complaint for deficiency Open-end (Mutual) Fund: There is no limit to the number of shares of service with Consumer District Forum for amounts upto Rs.20 the fund can issue. The fund issues new shares of stock and fills the Lacs in District Court, and for amounts above Rs.20 Lacs to Rs.1 purchase order with those new shares. Investors buy their shares Crore in State Commission and for amounts above Rs.1 Crore in from, and sell them back to, the mutual fund itself. The share prices National Commission. are determined by their net asset value. 

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100 G.K. QUESTION FOR SSC/RAILWAY 1. Who was the first European to designate 12. Panni, the first Grammarian of Sanskrit 22. With the disintegration of USSR in end Aryan as a race? language in India, lived during the – 1991, comprised of ____ Union (a) William Jones (a) 2nd Century BC Republics. (b) H.H Wilson (b) 6th – 5th Century BC (a) 15 (b) 10 (c) General Cunningham (c) 2nd Century AD (c) 5 (d) 25 (d) Max Muller (d) 5th – 6th Century AD 23. The light of distant stars is affected by 2. The staple food of the Vedic Aryan was 13. The words Satyameva Jayate in the State (a) the earth’s atmosphere (a) Barley and Rice Emblem of India have been adopted (b) interstellar dust (b) Milk and its products from which one of the following? (c) both (a) and (b) (c) Vegetables and fruits (a) Mundak Upanishad (d) None of the above (d) Rice and Pulses (b) Brahma Upanishad 24. The landmass of which of the following 3. The battle Mahabharata is believed to (c) Mudgala Upanishad continents is the least? have been fought at Kurukshetra for – (d) Maitreyi Upnishad (a) Africa (b) Asia (a) 14 days (b) 16 days 14. Upanishad are books on – (c) Australia (d) Europe (c) 18 days (d) 20 days (a) Religion (b) Yoga 25. Without ____ the equator would be much 4. Who among the following wrote (c) Law (d) Philosophy hotter than it is while the poles would Sanskrit Grammar? 15. The great law giver of ancient times was- be much cooler. (a) Kalidasa (b) Charaka (a) Manu (a) latitudinal redistribution of heat (c) Panini (d) Aryabhatt (b) Vatsyayana (b) cycle of air circulation 5. Which river has no mention in (c) Ashoka (c) global wind pattern Rigaveda? (d) Aryabhatta (d) All are similar terms (a) Sindhu (b) Saraswati 16. The word Gotra occurs for the first time 26.The Yarlung Zangbo river, in India, is (c) Yamuna (d) Periyar in – known as? 6. In which language was the ‘Shrimad (a) Rigaveda (a) Ganga Bhagavad Gita’ originally written? (b) Samaveda (b) Indus (a) Sanskrit (c) Yajurveda (c) Brahmaputra (b) Aphbhramsa (d) Atharvaveda (d) Mahanadi (c) Prakrit 17. Nayaya Darshan was propagated by – 27.The India’s highest annual rainfall is (d) Pali (a) Gautama reported at? 7. Purushasukta is founded in the – (b) Kapil (a) Namchi, Sikkim (a) Bhagavad Gita (c) Kanada (b) Churu, Rajasthan (b) Rigaveda (d) Jaimini (c) Mawsynram, Meghalaya (c) Manusmriti 18. The word Aryan means – (d) Chamba, Himachal Pradesh (d) Atharvaveda (a) Of good family 28.The watershed between India and 8. The hymns of ‘Rigaveda’ are the work (b) Cultivator Myanmar is formed by of – (c) Yajurveda (a) the Naga hills (a) one author (d) Atharvaveda (b) the Garo hills (b) four author 19. Which one of the following four Vedas (c) Khasi hills (c) seven author contains an account of magical charms (d) the Jaintia hills (d) many author and spells? 29. The number indicating the intensity of 9. Patanjali is well – known for the (a) Rigaveda an earthquake on a Richter scale range compilation of – (b) Samaveda between – (a) Yoga Sutra (c) Yajurveda (a) 1 to 7 (b) 1 to 8 (b) Panchatantra (d) Atharvaveda (c) 1 to 9 (d) 1 to 12 (c) Brahma Sutra 20. The expounder of Yoga philosophy was 30. Which is not a causative factor of (d) Ayurveda (a) Patanjali earthquake? 10. The God who is the most prominent in (b) Gautam (a) Volcanoes (b) Isostacy ‘Rigaveda’ is – (c) Jaimini (c) Tectonics (d) Waves (a) Indra (b) Agni (d) Sankaracharya 31. Distance of stars are measured in (c) Pasupati (d) Vishnu 21. Which of the following is tropical (a) Galactic unit 11. The Rigvedic God Varuna was – grassland? (b) seller mile (a) Harbinger of peace (a) Taiga (c) Cosmic Kilometre (b) Destroyer of foes (b) Savannah (d) Light year (c) Guardian of the cosmic order (c) Pampas 32. Decibel is the unit of (d) God prosperity (d) Prairies (a) speed of light (b) intensity of sound

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(c) intensity of heat (a) Piezo - electric Effect (a) Copper and Tin (d) None of these (b) Edison Effect (b) Copper and Zinc 33. Which of the following is not a vector (c) Photoelectric Effect (c) Copper and Aluminium quantity (d) Johnson Effect (d) Iron and Copper (a) speed 41. The core of an electromagnet is made of 51. Which gas is filled in refrigerators ? (b) velocity soft iron because soft iron has (a) Chlorofluorocarbon (c) torque (a) small susceptibility and small (b) Acetylene (d) displacement retentivity (c) Methane 34. When a steel ball is placed on the surface (b) large susceptibility and small (d) Butane of mercury, it does not sink because retentivity 52. How many different oxides are formed (a) of the surface tension of (c) large density and large by nitrogen ? mercury retentivity (a) two (b) mercury is a semisolid (d) small density and large retentivity (b) three (c) of the high viscosity of 42. What are audible sound waves ? (c) four mercury (a) Having frequency less than 20 Hz (d) more than four (d) the density of mercury is greater (b) Having frequency between 20 Hz 53. What is metallurgy ? than that of steel to 20000 Hz (a) process of extracting metal in pure 35. To produce deflection in a television (c) Having frequency more than form from its ore. picture tube: 20000 Hz (b) process of creating alloys of (a) an electric field is used (d) None of above metals. (b) a magnetic field is used 43. Which of the following is an (c) process of making metals live (c) both electric and magnetic field are electromagnetic wave ? long. used (a) Cathode rays (d) None of above. (d) none of the above (b) Sound wave 54. Contact lenses are made from ? 36. Two bulbs are fitted in a room in the (c) Ultrasonic wave (a) Polyvinyl chloride domestic electric installation. One of (d) Infra red rays (b)Teflon them glows brighter than the other. 44. Force of attraction between the molecules (c) Polystyrene Then of different substances is called (d) Lucite (a) the brighter bulb has smaller (a) Surface tension 55. Which one of the following is a primate? resistance (b) Cohensive force (a) Bear (b) Otter (b) the brighter bulb has larger (c) Adhesive force (c) Loris (d) Pangolin resistance (d) None of above 56. To which one of the following types of (c) both the bulbs have the same 45. Sudden fall in barometer is indication of organisms do mushrooms belong? resistance (a) Storm (b) Rain (a) Algae (b) Ferns (d) none of these (c) Tide (d) Clear weather (c) Fungi (d) Lichens 37. Alfred Nobel invented 46. The most electronegative element 57. Which one of the following disease is (a) X ray among the following is Inheritable? (b) Diesel Engine (a) sodium (b) bromine (a) Leukaemia (c) Dynamite (c) fluorine (d) oxygen (b) Colour blindness (d) Dynamo 47. The metal used to recover copper from (c) Malignancy 38. A car parked in the sun with its windows a solution of copper sulphate is (d) Hepatitis closed gets terribly hot inside. This is (a) Na (b) Ag 58. Which of the following control blood due to (c) Hg (d) Fe pressure? (a) the heat emitted by the 48. The law which states that the amount (a) Parathyroid engine of gas dissolved in a liquid is (b) Thyroid (b) the greenhouse effect proportional to its partial pressure is (c) Thymous (c) the good conducting power of the (a) Dalton’s law (d) Adrenal metal body (b) Gay Lussac’s law 59. Life saving harmone is – (d) the double layered wind shield (c) Henry’s law (a) Adrenal (b) Pituitary 39. If a band is played on the moon the sound (d) Raoult’s law (c) Thyroid (d) All of them will 49. The metallurgical process in which a 60. A person feel fatigued due to depositin (a) reverberate metal is obtained in a fused state is of a acid in their muscles is – (b) be heard by us faintly called (a) Latic Acid (c) be heard upto 10 km from it (a) smelting (b) Ureic acid (d) not be heard at any distance at all (b) roasting (c) Citric acid from it (c) calcinations (d) Pyruvic acid 40. The working of the quartz crystal in the (d) froth floatation 61. Cornea is an important part of – watch is based on the 50. Brass is an alloy of ? (a) Ear (b) Nose

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(c) Kidney (d) Eye (c) Peoples Education Society (c) Akbar 62. Corpus luteum is a mass of cells found (d) Depressed Classes Institute (d) None of the above is – 71.The Pagodas at Mahabalipuram had been 82. Approx __ % of Indian population is still (a) Brain (b) Ovary constructed by ___? Agriculturist. (c) Pancreas (d) Spleen (a) Cholas (a) 46% (b) 50% 63. The part of the body directly affected (b) Chalukyas of Kalyani (c) 58% (d) 64% by Rabies is: (c) Pallavas 83. How much population is living below (a) Bone tissue (d) Pandyas poverty line in India ? (b) Epidermal tissue 72. Which among the following is the most (a) Approx 24% (c) Nervous system famous Bronze Image of Chola Period? (b) Approx 25% (d) Respiratory system (a) Murugan (b) Nataraja (c) Approx 26% 64. Amino acids are a product of the (c) Venkateshwar (d) Vishnu (d) Approx 27% digestion of: 73. Rivers Tigris and Euphrates are 84. Who was the father of Operation Flood? (a) Carbohydrates associated with ? (a) Dr. Norman Borlaug (b) Fats (a) Mesopotamian Civilization (b) Dr. M.S. Swaminathan (c) Proteins (b) Egyptain Civilization (c) Dr. Verghese Kurien (d) Vitamins (c) Harappan Civilization (d) Dr. William Gande 65. The part of the body directly affected (d) Chinese Civilization 85. In which article of the Constitution of by Beri Beri disease is: 74. Who is considered as the master of Greek India has the Joint Sitting of the Lok (a) Nervous system comedy ? Sabha and the Rajya Sabha been (b) Epidermal tissue (a) Aeschylus (b) Sophocles provided ? (c) Respiratory system (c) Aristophanes (d) Philip (a) Article 101 (d) Bone tissue 75. “Boston Tea Party” incident happened (b) Article 108 66. Which of the following pairs are in ? (c) Article 133 correctly matched? (a) 1770 (b) 1771 (d) Article 102 1. Warren Hastings – Regulating Act (c) 1772 (d) 1773 86. Name the committee for formulating the 2. Cornwallis – Permanent Land 76. French Revolution was started in the framework of restructuring railways: Settlement Year? (a) Jain Committee 3. Wellesley – Subsidiary Alliance (a) 1786 (b) 1787 (b) Venkatachelliah 4. Dalhousie – Abolition of Sati (c) 1788 (d) 1789 (c) Rakesh Mohan Committee (a) 1 and 3 (b) 1, 2 & 4 77.Mansabdari was introduced in India by (d) Dinesh Goswami Committee (c) 1, 2 & 3 (d) 2 and 3 (a) Akbar (b) Humayun 87. Which is not a Kharif Crop ? 67. Arrange the following in chronological (c) Shahjehan (d) Babar (a) Jowar order, who administered as Governor 78. Under whose leadership was the (b) Maize Generals of India. Chittagong Armoury Raid organised ? (c) Groundnut 1. Wellesley (a) Jatin Das (d) Wheat 2. Cornwallis (b) Surya Sen 88. The data of estimation of India’s National 3. Warren Hastings (c) Ganesh Ghosh income is issued by ? 4. Dalhousie (d) None of the above (a) Planning Commision (a) 3,2, l, 4 (b) 1,2,4, 3 79. Which independent nawab of Bengal was (b) National Data Center (c) 4, 2, 3, 1 (d) 4, 1, 2,3 defeated and killed by forces of East (c) Central Statistical Organsation 68. The silver coins issued by the Guptas India company? (d) None of above were called ? (a) Siraj – ud -daula 89. The concept of Economic Planning in (a) rupaka (b) Shuja – ud -daula India is derived from ? (b) karshapana (c) Shah Alam II (a) USA (b) UK (c) dinara (d) None of the above (c) Australia (d) Russia (d) pana 80. Which of the following newspaper was 90. States earn maximum revenue through 69. In the ‘individual Satyagraha’, Vinoba launched by Pandit Madan Mohan (a) Tax Fines Bhave was chosen as the first Malviya in 1909? (b) Customs Satyagrahi. Who was the second? (a) Free India (c) License sales (a) Dr. Rajendra Prasadh (b) Leader (d) Commercial taxes (b) Pandit Jawaharlal Nehru (c) Independent 91. In India paper currency started in ? (c) C. Rajagopalachari (d) None of the above (a) 1860 (b) 1861 (d) Sardar Vallabhabhai Patel 81. The first Indian ruler to organize Haj (c) 1862 (d) 1863 70.Which of the following was not founded Pilgrimage at the expense of the state 92. The bank which has the highest number by Dr.B. R. Ambedkar? was: of branches in the world is ? (a) Deccan Education Society (a) Alauddin Khilji (a) State Bank of India (b) Samaj Samata Sangh (b) Aurangzeb (b) RBS

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(c) London Bank ANSWER KEYS (d) Canara Bank 1. (c) 2. (b) 3. (c) 4. (c) 5. (d) 6. (a) 7. (b) 8. (d) 9. (a) 93. What is known as the “Little India”? 10. (a) 11. (c) 12. (b) 13. (a) 14. (d) 15. (a) 16. (a) 17. (a) 18. (a) (a) City (b) Town 19. (d) 20. (a) 21. (b) 22. (a) 23. (c) 24. (c) 25. (d) 26. (c) 27. (c) 28. (a) 29. (c) 30. (d) 31. (d) 32. (b) 33. (a) 34. (d) 35. (b) 36. (a) (c) Village (d) State 37. (c) 38. (b) 39. (d) 40. (a) 41. (b) 42. (b) 43. (d) 44. (c) 45. (a) 94. Who decides whether a bill is a Money 46. (c) 47. (d) 48. (c) 49. (a) 50. (b) 51. (a) 52. (d) 53. (a) 54. (a) Bill or Not ? 55. (c) 56. (c) 57. (b) 58. (d) 59. (a) 60. (a) 61. (d) 62. (b) 63. (c) (a) President 64. (c) 65. (a) 66. (d) 67. (a) 68. (a) 69. (b) 70. (a) 71. (c) 72. (b) (b) Chairmen of Rajya Sabha 73. (a) 74. (c) 75. (d) 76. (d) 77. (a) 78. (b) 79. (a) 80. (b) 81. (c) (c) Speaker of Lok sabha 82. (c) 83. (c) 84. (c) 85. (b) 86. (c) 87. (d) 88. (c) 89. (d) 90. (d) (d) Minister of Parliamentary affairs 91. (b) 92. (a) 93. (c) 94. (c) 95. (d) 96. (c) 97. (b) 98. (c) 99. (d) 95. The Chief Election Commissioner can 100. (a) be removed from his office: (a) By the Chief Justice of the  Supreme Court (b) By the President (c) On the basis of a resolution of the Cabinet VANIK’S KNOWLEDGE GARDEN (d) On the basis of proved Important Nuclear Power Plant in India misbehaviour by 2/3rd majority of Plant Location State Capacity both Houses of Parliament Narora Atomic Power Narora Uttar Pradesh 440 MW 96. First woman judge to be appointed to Station Supreme Court was: Rajasthan Atomic Rawatbhata Rajasthan 1180 MW (a) Rani Jethmalani Power Station (b) Anna George Malhotra Tarapur Atomic Power Tarapur Maharashtra 1400 MW (c) M. Fathima Beevi Station (d) Leila Seth Kakrapar Atomic Kakrapar Gujarat 440 MW 97. According to Which articles of the Indian Power Station Constitution is Hindi, In devnagari Kudankulam Nuclear Kudankulam Tamilnadu - MW script the official language of the Power Plant Union ? Madras Atomic Power Kalpakkam Tamilnadu - MW (a) Article 243 Station (b) Article 343 Kaiga Nuclear Power Kaiga Karnataka 660 MW (c) Article 223 Plant (d) Article 123 Madras Atomic Power Kalpakkam Tamil Nadu 440 MW 98. Before the independence of India, Dadra Station and nagar haveli were under the administrative control of ? (a) English (b) French (c) Portuguese (d) Afgans 99. Which community gets special provision for Central Services in Article 336 ? (a) Sikh Community (b) Muslim Community (c) Hindu Community (d) Anglo-Indian Community 100. Which one of the following dealt with the subject of Local self Government ? (a) Balwant rai Mehta Committee (b) Kothari Commission (c) Veerappa Moily Committee (d) Venkatachalam Commission

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PRACTICE SET FOR UPCOMING EXAM [SBI-PO (PRELIMINARY)]

ENGLISH LANGUAGE (5) E Directions (16-20): In each question, there is a sentence with a part of the sentence Directions (1-5): Rearrange the following Directions (6-15): In each of the following printed in bold. Decide whether this bold sentences (A), (B), (C), (D) and (E) in the passages there are blanks, each of which part is correct and fits in the grammatical proper sequence to form a meaningful has been numbered. These numbers are and contextual framework of the paragraph, then answer the questions printed below the passage and against sentence. If it is to be changed, choose given below them. each, five words are suggested, one of from options (1) to (4) to replace that part. (A) According to the national Policy which fits the blank appropriately in the If not, mark (5) as the answer i.e. ‘No of Education, it is 6 percent of the context of the passage. Find out the change required’. GDP. appropriate words. (B) India spends a little less than 4 On the first morning when the new Managing 16. Except for you and I, every one brought percent, as did countries like South Director took charge, he (6) on his desk a a present to the party. Korea and Japan that achieved long letter from a (7) It was an angry letter, a) With the exception of you and I high literacy post World War II. full of specific (8) it gave a dozen incidents everyone brought (C) The quality of expenditure is more of (9) service. It ended with this b) Except for you and I, every one important than the quantity. announcement – ‘You have received the (10) had brought (D) The center spends Rs 1000 per order that you will (11) get from me’. c) Except for you and me, every one year on a child while in cities like The new Managing Director was a man of brought Mumbai; it’s higher than Rs 6300. sense. He appreciated the (12) of this letter. d) Exception of you and me, (E) Yet independent studies have He wrote at once to true customer and (13) everyone had brought found that an average four years him for it. Then he took up the complaints e) No change required of schooling generates two years of the letter, one-by-one. They (14) him to 17. Had I realized how close I was to failing, of learning levels across country. (15) Out at once many of the weak points of I would not have gone to the party. (F) How much government should the the organization. a) If I would have realized government spend on education? b) Had I realize how close (G) China spends only 2.6 percent. 6. (1) put (2) found c) When I realized how close (3) Kept (4) threw d) If I realized close 1. Which one of the following can be the (5) read e) No change required FIRST sentence of the passage in the 7. (1) rival (2) well-wisher 18. If he was to decide to go to college, I rearranged sentences? (3) preacher (4) customer for one, would recommend that he go (1) A (2) D (5) grumbler to Yale University. (3) C (4) F 8. (1) matters (2) admiration a) If he were to decide to go to college (5) G (3) complaints (4) orders b) Had he decided to go to college 2. Which one of following can be the (5) praise c) In the event that he decides to go SECOND sentence of the passage in 9. (1) bad (2) excellent to college rearranged sentences? (3) prompt (4) timely d) Supposing he was, to decide to go (1) A (2) B (5) regular to college (3) C (4) D 10. (1) last (2) best e) No change required (5) E (3) first (4) important 19. Being as I am a realist, I could not accept 3. Which one of the following can be the (5) largest his statement that super natural beings THIRD sentence of the passage in the 11. (1) never (2) always has caused the disturbance. rearranged sentences? (3) seldom (4) often a) That I am a realist (1) A (2) B (5) ever b) Being a realist (3) C (4) D 12. (1) price (2) depth c) Being that I am a realist (5) E (3) anger (4) complaint d) Realist that I am 4. Which one of the following can be the (5) value e) No change required FOURTH sentence of the passage in the 13. (1) scolded 20. Although he is able to make political rearranged sentences? (2) explained enemies with this decision, the Prime (1) A (2) B (3) reprimanded Minister does not mind doing if for the (3) C (4) D (4) thanked sake of public welfare. (5) E (5) alerted a) liable from 5. Which one of following can be the 14. (1) prevented (2) enabled b) of a mind to FIFTH sentence of the passage in the (3) wanted (4) forced c) acknowledging his liability to rearranged sentence? (5) insisted d) liable to (1) A (2) B 15. (1) leave (2) sell e) No change required (3) C (4) G (3) find (4) cut (5) thrash Directions (21-25): Read the following

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 57 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 passage carefully and answer the Bolshevism in religion which we must try to C) Indianism is directed by the spirit questions given below it. Certain words/ prevent. We can do so only if we accept of God phrases are printed in bold to help you something like the Indian solution, which a) Only A & C locate them while answering those seeks the unity of religion not in a common b) Only B questions. creed but in a common quest. Let us believe c) Only C At one time it would have been impossible in a unity of spirit and not of organisation, a d) Only A to imagine the integration of different unity which secures ample liberty not only e) None of these religious thoughts, ideas and ideals. That is for every individual but for every type of 24. Which of the following is most nearly because of the closed society, the lack of any organized life which has proved itself the SAME in meaning as the world communication or interdependence on other effective. “reckon” as used in the passage? nations. People were happy and content For almost all historical forms of life and a) show regard amongst themselves, they did not need any thought can claim the sanction of experience b) take into consideration more. The physical distance and cultural and so the authority of God. The world would c) confront barriers prevented any exchange of thought be a much poorer thing if one creed absorbed d) agree with and beliefs. But such is not the case today. the rest. God wills a rich harmony and not a e) None of these Today, the world has become a much smaller colour less uniformity. the comprehensive 25. Which of the following is most place, thanks to the adventures and miracles and synthetic spirit of Indianism had made OPPOSITE in meaning of the word of science. Foreign nations have become our it a mighty forest with a thousand waving “profoundly” as used in the passage? next - door neighbours. Mingling of arms each fulfilling its function and all a) meagerly b) hardly population is bringing about an interchange directed by the spirit of God. Each thing in c) scarcely d) marginally of thought. We are slowly realizing that the its place and all associated in the divine e) empty world is a single cooperative group. Other concert making with their various voices and religions have become forces with which we even dissonance, as Heraclites would say, the Directions (Q. 26-30): In each questions have to reckon and we are seeking for ways most exquisite harmony should be our ideal. below, an incomplete sentence is given and means by which we can live together in which is followed by three possible fillers peace and harmony. We cannot have religious 21. According to the passage, religious unity denoted by (A), (B), and (C). Find out unity and peace so long as we assert that we and peace can be obtained if- which one, two or three of these fillers can are in possession of the light and all others a) We believe that the world is a make the sentence meaningfully complete are grouping in the darkness. That very single co-operative group and grammatically correct. assertion is a challenge to a fight. The b) We do not assert that we alone are in possession of the real 26. ______you will get a monthly political ideal of the world is not so much a allowance of Rs 200. single empire with a homogeneous, knowledge c) We believe in a unity of spirit and A) In addition to your salary civilization and single communal will a B) After completing your work brotherhood of free nations differing not of organisation d) We believe that truth does matter C) Besides your salary profoundly in life and mind, habits and (1) Only B and C institutions, existing side by side in peace and will prevail e) None of these (2) Only A and order, harmony and cooperation and each (3) Only C contributing to the world its own unique and 22. According to the author, which of the following is not true? (4) Only A and C specific best, which is irreducible to the (5) Only A and B terms of the others. a) Acceptance of Indianism is the exclusive pathway to heaven 27. ______Tagore’s poems are not likely The cosmopolitanism of the eighteenth to be forgotten. century and the nationalism of the nineteenth b) We should not assert that other religions have no definite pathway A) Standing first in loftiness of are combined in our ideal of a world thought commonwealth, which allows every branch or goal c) God wants a genuine similarity in B) Being first in loftiness of thought of the human family to find freedom, security C) Due to the loftiness of thought and self-realisation in the larger life of thoughts, ideas and values rather than an artificial (1) Only A and C mankind. I see no hope for the religious (2) Only A future of the world, if this ideal is not d) People interacting with each other is bringing about a change in their (3) Only B extended to the religious sphere also. When (4) Only B and C two or three different systems claim that they attitude e) None of these (5) All A, B and C contain the revelation of the very core and 28. In spite of his being very rich, centre of truth and the acceptance of it is the 23. Which of the following statements is/ are stated or implied in the above ______exclusive pathway to heaven, conflicts are A) He donated little sum to the inevitable. In such conflicts one religion will passage? A) People today are happy and organization not allow others to steal a march over it and B) He was not happy no one can gain ascendancy until the world content amongst themselves. B) There is no freedom and security C) He was being not happy is reduced to dust and ashes. To obliterate (1) Only A and B every other religion than one’s is a sort of in the religions sphere in the world today. (2) Only B

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(3) Only C which are water and 5 parts of syrup. per kg.. In order to make a profit of (4) Only B and C How much of the mixture must be 20%, he must sell the mixture at (5) Neither of the three drawn off and replaced with water so (1) Rs. 18 per kg 29. ______, and there is no doubt about that the mixture may be half water and (2) Rs. 17 per kg it. half syrup? (3) Rs. 16.40 per kg A) You will be elected (1) 1/3 (2) 1/4 (4) Rs. 15 per kg B) He has left (3) 1/5 (4) 1/6 43. Rs. 385 were divided among P , Q , R in C) I will leave 36. Salaries of Ravi and Sumit are in the such a way that P had Rs 20 more than (1) Only A ratio 2 : 3. If the salary of each is Q and R had Rs 15 more than P . How (2) Only B increased by Rs. 4000, the new ratio much was R’s share? (3) Only C becomes 40 : 57. What is Sumit’s (1) 156 (2) 145 (4) Only A and B salary? (3) 152 (4) 150 (5) All A, B and C (1) Rs. 17,000 (5) None of these 30. Unless you be quiet, I will compel you (2) Rs. 20,000 44. On selling 17 balls at Rs. 720, there is a ______. (3) Rs. 25,500 loss equal to the cost price of 5 balls. A) to remain quiet (4) Rs. 38,000 The cost price of a ball is: B) to be so 37. Ayesha’s father was 38 years of age (1) Rs. 45 (2) Rs. 50 C) to force you when she was born while her mother (3) Rs. 55 (4) Rs. 60 (1) Only C was 36 years old when her brother four 45. A shopkeeper labeled the price of his (2) Only B years younger to her was born. What is articles so as to earn a profit of 30% on (3) Only A and B the difference between the ages of her the cost price. He then sold the articles (4) Only A and C parents? by offering a discount of 10% on the (5) Only B and C (1) 2 years (2) 4 years labeled price. What is the actual percent (3) 6 years (4) 8 years profit earned in the deal? QUANTITATIVE APTITUDE 38. In the new budget, the price of kerosene (1) 18% oil rose by 25%. By how much percent (2) 15% 31. 120 workers can complete a piece of must a person reduce his consumption (3) 20% work in 85 days and each worker works so that his expenditure on it does not (4) Cannot be determined 10h/day. All worker start the work, after increase? (5) None of these 10 day all goes to strike. Due to strike, (1) 20% (2) 30% 46. The difference between the compound 25 day work stop. How many more (3) 22% (4) 24% interest and simple interest of some worker employed to finish the 39. In an examination, a student had to amount of money for 2 years at 9 % remaining work if each worker works obtain 33% of the maximum marks to per annum is Rs. 129.60. The sum of 8h / day. pass. He got 125 marks and failed by money is (1) 105 (2) 75 40 marks .the maximum marks were : (1) Rs. 12000 (3) 101 (4) 100 (1) 500 (2) 600 (2) Rs. 12500 32. In a hotel, food material available for 200 (3) 800 (4) 1000 (3) Rs. 13500 student for 50 days. After 10 days , 50 40. The average age of 40 boys in a class is (4) Rs. 16000 more students join the hostel. The rest 15. The average age of a group of 18 47. A man covers a certain distance between food material a available for how many boys in the class is 16 and the average his house and office on scooter.Having days. age of an other 12 boys in the class is an average speed of 30 km/hr, he late (1) 22 days (2) 25 14. What is the average age of the by 10 min. However, with a speed of (3) 32 days (4) None of these remaining boys in the class? 40 km/hr. he reaches his office 5 min 33. Two inlet pipe A & B can fill a tank in (1) 15.25 years earlier. Find the distance between his 25 min & 20 min. But due to same (2) 14.4 years house and office. disturbance in pipe, 5/6th from pipe A, (3) 14.75 years (1) 20 km (2) 40 km & 2/3rd form pipe B water flow. Both (4) None of these (3) 30 km (4) 25 km pipe fill the tank in how many min? 41. A square park is surrounded from outside 48. A train of length 200 m can cross a man, (1) 15 min (2) 20 min by a path of 5 meters width. If the area sitting inside another train of length 100 (3) 10 min (4) None of these of the path is 1700sq meters, then what m coming from opposite direction at 34. A merchant has 1000 kg of sugar part of is the area of the park? speed of 25 m/sec, in 5 seconds. Find which he sells at 8% profit and the rest (1) 3600sq m the speed of first train? at 18% profit. He gains 14% on the (2) 4900sq m (1) 40 m/sec (2) 20 m/sec whole. The Quantity sold at 18% profit (3) 5625sq m (3) 10 m/sec (4) 35 m/sec is (4) 6400sq m 49. In a box there are 8 red, 7 blue and 6 (1) 300 (2) 400 42. A shopkeeper bought 80 kg of sugar at green balls, one ball is picked up (3) 600 (4) 500 the rate of Rs. 13.50 per kg. He mixed randomly. What is the probability that 35. A vessel is filled with liquid, 3 parts of it with 120 kg of sugar costing Rs. 16 it is neither red nor green?

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(1) 2/3 (2) 3/4 60. 46080, 3840, 384, 48, 8, 2, ? (3) 7/19 (4) 7/21 (1) 1 (2) 1/64 (5) 9/21 (3) 1/8 (4) 2 50. In how many different ways can the (5) None of these letter of the word ‘UNIVERSAL’ be arranged when ‘U’ always comes on 1st Directions: (61-65 ): The following line graph gives the percentage of the number of candidates place and ‘L’ on the last place? who qualified an examination out of the total number of candidates who appeared for the (1) 5040 (2) 10080 examination over a period of seven years from 1994 to 2000. (3) 2520 (4) 720 Percentage of Candidates Qualified to Appeared in an Examination over the Years 51. A man can row 6 km/h in still water. If the speed of the current is 2 km/h, it takes 3 hours more in upstream than in the downstream for the same distance. (1) 30 km (2) 24 km (3) 20 km (4) 32 km 52. A cricketer had a certain average of runs for his 64 innings. In his 65th innings, he is bowled out for no score on his part. This brings down his average by 2 runs. His new average of runs is (1) 130 (2)128 (3) 70 (4) 68 53. A, B and C invest Rs.2000, Rs.3000 and Rs.4000 in a business. After one year, A removed his money but B and C continued for one more year. If the net profit after 2 years is Rs.3200 then A’s share in the profit is : 61. The difference between the percentages of candidates qualified to appear was maximum (1) Rs.1000 (2) Rs.600 in which of the following pairs of years? (3) Rs.800 (4) Rs.400 (1) 1994 and 1995 (2) 1997 and 1998 (5) Rs 900 (3) 1998 and 1999 (4) 1999 and 2000 54. A towel, when bleached, was found to (5) None of these have lost 20% of its length and 10% of 62. In which pair of years was the number of candidates qualified the same? its breadth. The percentage of decrease in area is: (1) 1995 and 1997 (2) 1995 and 2000 (1)10% (2) 10.08% (3) 1998 and 1999 (4) Data inadequate (3) 20% (4) 28% (5) None of these 55. When a number is divided by 24, the 63. If the number of candidates qualified in 1998 was 21200, what was the number of remainder is 16. The remainder when candidates appeared in 1998? the same number is divided by 12? (1) 32, 000 (2) 28, 500 (1) 3 (2) 4 (c) 6 (d) 8 (3) 26, 500 (4) 25, 000 56. 33, 110, 453, 2282, 13711, ? (5) None of these (1) 95673 (2) 96747 64. If the total number of candidates appeared in 1996 and 1997 together was 47400, (3) 96312 (4) 951321 then the total number of candidates qualified in these two years together was? (5) 96000 (1) 34, 700 (2) 32, 100 57. 5. 0.8, 3.8, 12.6, 44.8, 188.2, ? (3) 31, 500 (4) Data inadequate (1) 758.6 (2) 868.8 (5) None of these (3) 952.00 (4) 1012.2 (5) 1112.2 65. The total number of candidates qualified in 1999 and 2000 together was 33500 and the 58. 888, 440, 216, 104, 48, 22, 6 number of candidates appeared in 1999 was 26500. What was the number of candidates (1) 440 (2) 216 in 2000? (3) 104 (4) 48 (1) 24, 500 (2) 22, 000 (5) 22 (3) 20, 500 (4) 19, 000 59. 2, 3, 6, 15, 52.5, 157.5, 630 (5) None of these (1) 3 (2) 6 (3) 15 (4) 52.5 (5) 157.5

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REASONING All airplanes are helicopters. 75. Which bottle contains chemical L ? 69. Conclusions (1) Pink Directions (Q.66-68): Study the following I. No helicopter is a glider (2) Blue information carefully and answer the given II. All parachutes being helicopters is (3) Red questions: a possibility (4) Cannot be determined One of the seven subjects viz. Maths, 70. Conclusions: (5) None of these Zoology, Botany, Chemistry, Physics, I. No glider is an aero plane. 76. Which of the following combinations English and Statistics is taught on one day II. All gliders being helicopters is a of chemical and bottle is correct? in a week starting from Monday and ending possibility (1) P-Red on Sunday. Chemistry is taught on Thursday. 71. Statements : (2) N-Green English is taught the day immediately next Some mails are chats. (3) P- Green to the day when Zoology is taught. English All updates are chats (4) Q- Pink is neither taught on Tuesday nor Saturday. Conclusions: (5) None of these Only one lecture is held between Chemistry I.All mails being updates is a 77. Which bottle contains chemical Q? and Botany. Two lectures are scheduled possibility. (1) Pink between Maths and Zoology .Statistics is II. No update is metal (2) Green neither taught on Monday nor Sunday. (3) Violet Directions (72-73) (4) Cannot be determined 66. On which of the following days is Statements: (5) None of these physics taught? No stone is a metal 78. If all the six chemicals are arranged (1) Monday Some metals are papers alphabetically from left to right, (2)Tuesday All papers are glass positions of how many will remain (3) Wednesday 72. Conclusions unchanged? (4) Thursday I. No glass is a metal (1) None (2) One (5) Friday II. At least some glass is metal. (3) Two (4) Three 67. How many subjects are taught between 73. Conclusions (5) Four Botany on Saturday? I. All stones being glass is a possibility (1) None (2) One II. No stone is a paper. Directions (Q.79-83): Each of the questions (3) Two (4) Three below consists of questions and two (5) Four Directions.(74-78) :Study the following statements numbered I and II given below 68. Which of the following subjects is taught information to answer the given it. You have to decide whether the data on Saturday ? questions. provided in the statements are sufficient to (1) Botany (2) Statistics Six chemicals L, M, N, O,P and Q are kept answer the question. Read both the statement (3) Zology (4) Maths in bottles of different colours viz. green, and …………………. (5) Physics red, blue, white, pink and violet, not Give answer: necessarily in the same order. These bottles (1) If the data in statement I alone are Directions (Q.69-73) : In each question are arranged from left to right , again not sufficient to answer the question, below are two/ three statements followed necessarily in the same order. while the data in statement II by two conclusions numbered by two Chemical M is kept in white bottle. alone are not sufficient to answer conclusions numbered I and II . You have Chemical L is not kept in green bottle and the question. to take the two/ three giv en statements is kept to the immediate left of the violate (2) If the data in statement II alone to be true even if they seem to be at bottle. Chemical O is kept in the blue bottle are sufficient to answer the variance from commonly known facts and is kept exactly between the bottles question. While the data in and then decide which of the given containing chemicals L and M. the red bottle statement , I alone are not conclusions logically follows from the is at the extreme left end. The bottle sufficient to answer the question. given statements disregarding commonly containing chemical Q is not kept at either (3) If the data either in statement I known facts. of the ends. The green bottle is kept at the alone or in statement II alone are Give answer: extreme right end, Chemical P is not kept sufficient to answer the question. (1) If only conclusions I follows near the white bottle. (4) If the date even in both statements (2) If only conclusion II follows I and II together are not sufficient (3) If either conclusions I or 74. Four of the following five are alike in a to answer the question. conclusions II follows certain way based on their positions in (5) If the data in both statements I and (4) If neither conclusion I nor the above arrangement and so form a II together are necessary to answer conclusions –II follows. group. the question. (5) If both the conclusion I and Which is the one that does not belong 79. Do the the points A,B and C lie in a conclusion II follow. to the group? straight line? Directions(69-70): (1) LM (2) LP I. B is 2m towards north of D.C is 5m All gliders are parachutes (3) QO (4) LQ towards east of B.E is towards the west No parachutes are an airplane. (5) NO of D.A is 2m towards the north of E.

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II. f is 2m towards the south of C , G is I. Some people have different parking Directions (Q.89-90) : The following are 10m towards west of F.D is exactly privileges than others the steps I ,II III ,IV and V of an input midway between G and F .B is 2 m II. Parking spaces for VIPs and general represented A,B,C,D and E but not towards north of D.A is 4m towards public are separated. necessarily in this order . Rearrange them in either east or west from B. 86. Statement: A flyover would ease the the order of the steps and the answer the 80. Amongst P,Q,R,S and T sitting around traffic on Motilal Nagar road. given questions. a circular table and facing the centre , I. The Motilal Nagar road usually has a Input: abide 11 32 laws 50 93 17 of who is sitting to the immediate right of lot of traffic conclusions 21 nature S ? II. Currently also these is a flyover on (A) The of nature abide 11 laws17 I. P sits second to the right of S. R and Motilal Nagar road. countless 21 32 50 93 T are immediate neighbours of P. 87. Statement: The newly launched book (B) The of nature laws abide 11 II. Q sits second to the right of P , Q is is making India read like never before. countless 17 21 32 5093 an immediate neighbor of both S and I. India did not have avid readers before (C) The abide 11 32 laws 50 17 of R . the launch of this book. countless 21 nature 93 81. Is ‘SPOT’ word formed after performing II. This book has not been as successful (D) The of nature laws countless abide the following operations on a word as other books by the same author. 11 17 21 32 50 93 containing four letters? (E) The of abide 11 32 laws 17 I. There is only one letter between P and Directions (Q.88-92) :Study the following countless 21 nature 50 93 T , S is not an immediate neighbor or T information to answer the given II. P and S are placed immediately next questions: 89. Which of the following will be Step II ? to each other, there are two letters A word and number arrangement machine (1) A (2) B between S and T when given an input line of words and (3) C (4) D 82. How many sisters does shruti have? numbers rearranges them following a (5) E (shruti is a girl) particular rule. The following is an 90. Which of the following will be Step I. Kirti , the Mother of Shruti has only illustration of input and rearrangement IV? three children. (Single digit numbers are preceded by a Zero. (1) A (2) B II. Meenal the mother of Kirti, has only All other numbers are two digit numbers) (3) C (4) D one child and only one grandson. Input : are 74 82 we 02 10 saving 56 our (5) E 83. Who amongst H.J,K and L is the tallest? own 43 lives Step I : We are 74 02 10 saving 56 our Directions (91-92) : These questions are I. H is taller than k but shorter than L based on the following input: and J own 43 lives 82 Step II : We saving are 02 10 56 our own Input: 50 62 best 67 bargain 42 in stores II. Only one person is taller than J,H is 17 89 now 75 available. taller only than K. 43 lives 74 82 Step III : We saving own are 2 10 our 43 91. Which of the following would be Step Directions (Q.84-87): In each question lives 56 74 82 III for the input? below is given a statement followed by two Step IV : We saving own our lives are 02 (1) the stores 5062 best 67 bargain numbered I and II . An assumption is 10 lives 43 56 82 42in 17 now available 75 89 something supposed or taken for granted and Step V :We the last own our lives are 02 10 (2) the stores now in 50 best bargain an inference is something which can be 43 56 74 82 42 17 available 62 67 75 89 directly inferred from the given facts. You Step V is the last Step of the rearrangement (3) the stores now 50 62 best bargain have to consider the statement and the of the above input as the intended 42 in 17 available 67 75 89 following assumptions / inference and decide arrangement is obtained. (4) the stores now 50 62 bargain best which of those is /are implicit in the 42 in 17 available 67 75 89 statement. 88. Which of the following would be step IV for the following input? (5) the stores now in 50 bargain best Give answer: 42 17 available 62 67 75 89 (1) If only I is implicit Input : 19 there is 81 27 hope 45 for 33 one 49 better day 08 92. Which of the words/numbers below (2) If only II is implicit would be at the fifth position (from (3) If either I or II is implicit (1) There one is hope for 19 27 better day 08 33 45 49 81 the left end ) in Step V of the input? (4) If neither I or II is implicit (1) in (2) best (5) If both I and II are implicit. (2) There one is hope 19 27 for better day 08 33 45 49 81 (3)17 (4) bargain 84. Statement: Let the secretary prepare (3) There one is hope 19 27 for (5) 42 Power Point presentation for Ashish better 81 49 45 33 08 Directions(Q.93-95): Study the following I. Ashish is incapable of preparing a (4) There one is hope for 19 27 better information and answer the questions that power point presentation himself . day 08 33 49 45 81 follow: II. The Secretary is well versed with (5) There is one hope 19 27 for better In a certain code language , ‘hope to see operations of Power Point. day 08 33 49 45 81 you’ is coded as ‘re so na di’ , ‘please come 85. Statement: Cars found parked in VIP to see my party’ is coded as ‘fi ge na di ke parking area would be towed away. zo’ , ‘hope to come’ is coded as ‘di so ge’

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 62 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015 and ‘see you the party’ is coded as ‘re fi 99. In which of the following expressions and quantity of water in the initial zoo na’ does the expression ‘D > A’ does not liquid = 3 litre hold true? andquantity of syrup in the initial 93. How is ‘party’ coded in the given code (1) A < B C = D liquid = 5 litre language?  Let x litre of the mixture is drawn off (1) Di (2) ke (2) D  B > C  A and replaced with waterQuantity of (3) Fi (4)na (3) A  B = C < D water in the new mixture = 3-3x/8+x (5) None of these (4) D C B > A Quantity of syrup in the new mixture 94. What does the code ‘so ‘stand for in the   = 5-5x/8 given code language? (5) A > B  C = D Given that in the new mixture, (1) hope quantity of water = quantity of syrup (2) come 3-3x/8+x = 5-5x/8 (3) see 10x/8=2 (4) to 5x/4=2 (5) None of these  x=8/5 :8/5litre 95. How is ‘please’ coded in the given code 36. 4; Let the original salaries of Ravi and language? EXPLANATION Sumit be Rs. 2x and Rs. 3x respectively. (1) Either ‘re’ or ‘fi’ Then ( (2x + 4000)/(3x + 4000) ) = 40/ (2) Either ‘Zo” or ‘na’ 1-5 2-1 3-2 4-4 57 (3) Either ‘Zo’ or ‘fi’ 5-3 6-1 7-2 8-3 57 ( 2x + 4000 ) = 40 ( 3x + 4000 ) (4) Either ‘Zo’ or ‘ge’ 9-4 10-5 11-4 12-4 6x = 68,000 (5) Either ‘Ke’ or ‘fi’ 13-1 14-2 15-2 16.3 3x = 34,000 Directions (Q.96-100): Read the 17.5 18.1 19.2 20.5 Sumit’s present salary = (3x + 4000) = information / statement given in such 21.3 22.2 23.2 24.4 Rs.(34000 + 4000) = Rs. 38,000. question carefully and answer the questions. 25.3 26.4 27.1 28.1 37. 3 29.5 30.2 38.1; 96. Which of the following expressions will 31.1; Men1*day1*hour1/work1 = Reduction in consumption = [((R/ be true if the expression ‘H  G = K > Men2*day2*hour2/work2 (100+R))*100]% 120*85*10 = (120*10*10 + 50*x*8) [(25/125)*100 (a): F’ is definitely true? x = 225 men 39. 1; Let the maximum marks were x (1) K H (2) G = F  so more worker required 225-120 = x*33/100 = 125+40 =165 (3) H  F (4) F  G 105 x = 165*100/33 = 500]%=20%. (5) None is true 32. 3; Initial student*remaining days = after 40.2 4" 97. Which of the following expressions will joining total student* x Total4" students are 40 × 15 = 600 not be true if the expression ‘P  Q < 200*40 = 250* x So, 18 x 16 + (12 + 14) = 456 x = 32 days Left student is 10 and their average is R = S’ is definitely true? 33. 1; water flows from pipe A = 25*6/5 =600-456= 144÷ 10=14.4 (1) S P (2) P < R  water fows from pipe B = 20*3/2 41. 4 (3) S > Q (4) P > S A + B = 1/30 +1/30 = 2/30 Let the side of park be=’x’ (5) None of these so taank filled by A+B = 15 mins. Area of path= 2{(x + 10)5 + 5x} 98. In which of the following expressions 34.3; Explanation :By the rule of 1700=2(10x+50) does the expression ‘W < Z’ hold true? alligation,we have x = (850 - 50)/10 = 80m (1) W > Y < X  Z Profit% by selling 1st part Profit% by Area =(80)^2=6400 sq.m (2) Z > X  Y  W selling 2nd part 42.1 8 18 43. 2; Let Q gets Rs x. Then We can say P (3) Z Y > X W   gets Rs (x + 20 ) and R gets Rs ( x + 35) (4) Z > Y = X < W Net % profit . (5) Z  X > Y  W 14 x + 20 + x + x + 35 = 385 99. In which of the following expressions 18-14=4 14-8=6 3x = 330 will the expression ‘L < R’ be definitely x = 110 . true? => Quantity of part1 : Quantity of 44.4 (1) L  M > N = R part2 = 4 : 6 = 2 : 3 (C.P. of 17 balls) - (S.P. of 17 balls) = (2) L = M < N > R Total quantity is given as 1000Kg (C.P. of 5 balls) So Quantity of part2 (Quantity sold at C.P. of 12 balls = S.P. of 17 balls = (3) L < M N R   18% profit) = 1000×3/5=600Kg Rs.720. (4) R  M = N < L 35. 3; Explanation :Let the quantity of C.P. of 1 ball = Rs.720/12 = Rs. 60 (5) None of these the initial liquid in the vessel = 8 litre 45.5 Let the CP of the article = Rs.100.

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Then labeled price = Rs.130. Therefore 22 is wrong SP = Rs.130- 10% of 130 = Rs.130-13 = 59. 4; 2nd term = (1st term* 1.5) = 2 * 1.5 = 3 Rs.117. 3rd term = (2st term* 2) = 3* 2 = 6 Gain = Rs.117 – Rs.100 = Rs.17. 4th term = (3st term* 2.5) = 6 * 2.5 = 15 Therefore, gain/profit percent = 17%. 5th term = (4st term* 3) = 15 * 3 = 45 46.4 Therefore 52.5 is wrong D = P( r/100)2 60.1 129.60 = P ( 9 /100)2 46080 /12 = 3840 P = ( 129.60 x 100 x 100)/ 9 x 9 3840 /10 = 384 P = 16000 384 /8 = 48 47.3 48 /6 = 8 Solution: Let the distance be x km. 8/4 = 2 Time taken to cover x km at 30 km/hr = x/30 hrs 2 /2 = 1 Time taken to cover x km at 40 km/hr = x/ 40 hrs. 61-2 62-4 63-3 64-4 65-3 Difference between the time taken = 15 min = ¼ hr. 66.1 67.4 68.3 69.2 70.5 x/30 – x/40 = ¼ or 4x – 3x = 30 or x = 30 km. 71.1 72.2 73.1 74.4 75.1 48.4 76.3 77.3 78.2 79.3 80.3 Time taken by the train to cross the man =300/x+25 = 5 or ‘x’ 81.2 82.5 83.2 84.2 85.5 = 35 m/sec 86.1 87.4 88.2 89.5 90.2 49.4 91.3 92.2 93.3 94.1 95.4 50.1 96.1 97.1 98.3 99.3 100.5 51.2 Explanation: Let he required distance be x km. x/6-2 + x/ 6 + 2 = 3  à x/4 – x/8 = 3 à 2x –x/8 = 3 = x=3 x 8 = 24 km. VANIK’S KNOWLEDGE GARDEN 52.2 News Agencies of Nations Countries 53.4 Australia --Australian Associated Press (A.A.P) A:B:C=2000×12:3000×24:4000×24=1:3:4 China --Xin Hua A’s share = Rs.(3200×18)=Rs.400 Croatia --Hina 54.4; Explanation:Let original length = a and original breadth = b Denmark --Ritzavuz Bureau Decrease in area = ab - (80/100 a x 90/100 b) Egypt --Middle East News Agency (MENA) France --Agence France Press (A.F.P) = (ab-18/25ab) Germany --Deutsche Presse Agentur (D.P.A.) =7/25ab. India --Press Trust of India (PTI) So Decrease % = (7/25 abx1/abx100)%= 28% India --United News of India (UNI) 55.2 India --Samachar Bharti 24 is divided by 12 India --Univarta required remainder = remainder by 16/12 = 4 Indonesia --Antara 56. 5"5; The series is: Iran --Islamic Republic news Agency (IRNA) Iran --Fars News Agency 4" 13 × 2 + 7 = 300 Israel --Associated Israel Press (AIP) 33 × 3 + 11 = 110 Israel --Ittim 110 × 4 + 13 = 453 Italy --Agenzia Nazionale Stampa Associate (ANSA) 453 × 5 + 17 = 2282 Japan --Kyodo 2282 × 6 + 19 = 13711 Jordan --Petra 13711 × 7 + 23 = 96000 Kenya --Irin Malaysia --Malaysian National News Agency (MNNA) All are prime number > 7. Pakistan --Pakistan Press International (P.P.I) and 57. 3; The series is: Associated Press of Pakistan (APP) 0.8 × 1 + 3 = 3.8 Palestine --WAFA 3.8 × 2 + 5 = 12.6 Russia --Telegraph Agency of the Sovereign States 12.6 × 3 + 7 = 44.8 (TASS) 44.8 × 4 + 9 = 188.2 Russia --Novosti South Africa --Sapa 188.2 × 5 + 11 = 952 South Korea --Yon Hap 58.5; 2nd term = (1st term - 8)/2 = (888-8)/2 = 440 Turkey --Anadolu 3rd term = (2st term - 8)/2 = (440-8)/2 = 216 Turkey --Ihlas 4rd term = (3st term - 8)/2 = (216-8)/2 = 104 United Kingdom --Reuters 5rd term = (4st term - 8)/2 = (104-8)/2 = 48 United States of America --Assocciated Press (AP) 6rd term = (5st term - 8)/2 = (48-8)/2 =20 United States of America --United Press International (UP)

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PRACTICE SET FOR UPCOMING EXAM (SBI-PO - MAIN)

ENGLISH LANGUAGE the “same old thing.” Academic institutions sources. Academic salaries must be high and systems have become large and complex. enough to attract excellent scientists and Directions (1-6): Read the following They need good data, careful analysis, and scholars. Fellowships and other grants passage carefully and answer the creative ideas. In China, more than two- should be available for bright students. An questions given below it. Certain words/ dozen higher education research centres, and academic culture that is based on merit-based phrases have been printed in bold to help several government agencies are involved in norms and competition for advancement and you locate them while answering some of higher education policy for optimum research funds is a necessary component, as the questions. planning. is a judicious mix of autonomy to do creative India’s college and universities, with just a India has survived with an increasingly search and accountability to ensure few exceptions, have become large, under- mediocre higher education system for productivity. World class universities require funded, ungovernable institutions. At many decades. Now as India strives to compete in world class professors and students and a of them politics has intruded into campus a globalised economy in areas that require culture to sustain and stimulate them. life, influencing academic appointments and highly trained professionals, the quality of decisions across levels. Under investment in higher education becomes increasingly 1. What, according to the author, is the libraries, information technology, important. So far, India’s large educated shortfall of our government officials as laboratories, and classrooms makes it very population base and its reservoir of at least well as academicians when it comes to difficult to provide top-quality instruction or moderately well-trained university graduates higher education? engage in cutting-edge research. The rise in have permitted the country to move ahead. a) They are of the opinion that India the number of part-time teachers and the But the competition is fierce. China in has the best system of higher freeze on new full-time appointments in particular is heavily investing in improving education in the world. many places have affected morale in the its best universities with the aim of making b) They believe that it is the academic profession. The lack of a small group of them world class in the responsibility of private accountability means that teaching and coming decade, arid making a larger number institutions to bring about a research performance is seldom measured. internationally competitive research change in higher education. The system provides few incentives to universities. c) They are unaware of the new perform. Bureaucratic inertia hampers To compete successfully in the knowledge - developments in the field of higher change. Student unrest and occasional based economy of the 21st century, India education. faculty agitation disrupt operations. needs enough universities that not only d) They are unwilling to invest Nevertheless, with a semblance of normality, produce bright graduates for export but can money in higher education despite faculty administrators are able to provide also support sophisticated research in a getting sufficient grants for the teaching, coordinate examination, and award number of scientific and scholarly fields and purpose. degrees. produce at least some of the knowledge and e) They do not think innovatively in Even the small top tier of higher education technology needed for an expanding the direction of bringing about a faces serious problems. Many IIT graduates, economy. How can India build a higher change in higher education and are well trained in technology, have chosen not education system that will permit it to joint struck in a rut. to contribute their skills to the burgeoning developed economies? The newly emerging 2. Which of the following is/are problem/ technology sector in India. Half leave the private sector in higher educatioen cannot s faced by Indian colleges and country immediately upon graduation to spearhead academic growth. Several of the universities? pursue advanced study abroad - and most do well-endowed and effectively managed A) Political interference in decision not return. A stunning 86 per cent of students private institutions maintain reasonably high making in science and technology fields from India standards, although it is not clear whether B) Lack of funding necessary for who obtain degrees in the United States do these institutions will be able to sustain improvement in classrooms, not return home immediately following their themselves in the long run. They can help libraries, etc. study. Another significant group, of about produce well-qualified graduates in such C) Hiring of teachers on a part-time 30 per cent, decides to earn MBAs in India fields as management, but they cannot form basis only. because local salaries are higher - and are the basis for comprehensive research a) Only (A) lost to science and technology. A corps of universities. This sector lacks the resources b) Only (B) and (C) dedicated and able teachers work at the IITs to build the facilities required for quality c) Only (C) and IIMs, but the lure of jobs aboard and in instruction and research in the sciences. Most d) Only (A) and (B) the private sector makes in increasingly of the private institutions do not focus on e) All (A), (B) and (C) difficult to retain the best and brightest to advanced training in the sciences. 3. Which of the following steps has China the academic profession. Only public universities have the potential taken to improve higher education? Few in India are thinking creatively about to be truly world class institutions. But these A) Their education policy formation higher education. There is no field higher institutions have not been adequately or involves many governmental education research. Those in government as consistently supported. The top institutions bodies for thoughtful planning. well as academic leaders seem content to do require sustained funding from public B) They are sanctioning grants to

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their teachers to facilitate the 8. INCENTIVE loans had rates of about 86% annually, the improvement process a) prompt Consultative Group to Assist the Poor C) They are investing in universities b) discouragement (CGAP) criticized it for putting shareholders to make them internationally c) cash ahead of clients. The pressure to turn a profit competitive. d) margin also forces micro financiers to change their a) Only (B) e) motivator business models in ways that depart from b) Only (A) and (C) the industry’s core mission: to help poor c) Only (C) Directions (9-10): Choose the word/group people lead better lives. Such shifts have d) Only (B) and (C) of words which is most opposite in caused the average loan size to triple. e) All (A), (B) and (C) meaning to the word/group of words Moreover smaller loans being costlier to 4. Which of the following is possibly the printed in bold as used in the passage. service, a lower percentage of loans go to most appropriate title for the passage? 9. BURGEONING women because they tend to take out smaller a) Literacy in India a) minimizing sums. According to CGAP, with the flood of b) State of Higher Education in India b) growing new large entities there is the risk that a large c) Top Universities of India c) escalating percentage of cross-border funds go to Latin d) Educational Institutes in India d) dwindling America and Eastern Europe, the world’s e) Comparative Study of Higher e) easing most developed microfinance markets. “The Education in India and China 10. MEDIOCRE poorest of the world’s poor, who are 5. Which of the following is true, in the a) superlative predominantly in Asia and Africa get left context of the passage? b) middle out,” says the CEO of the nonprofit Grameen A) Private universities are well c) average Foundation, which helps develop equipped to produce graduates d) pleasant microfinance institutions. Segmenting the who can conduct research. e) ordinary industry, might be worthwhile if it allows B) India needs more universities that more of the poor to get access to credit. can cater to research studies in Directions (11-20): Read the following Multinational corporations could take the top different scientific fields. passage carefully and answer the microfinance institutions to the next level, C) India should completely stop questions given below it. Certain words/ and the remainder could be the responsibility graduates from leaving the country phrases have been printed in bold to help of development groups and regional banks. to pursue a career. you locate them while answering some of Yet making loans to poor people is hardly a a) Only (B) the questions. poverty cure. Property rights and the rule of b) Only (A) and (B) Giving loans to impoverished women to law matter too. One cannot over idealize c) Only (A) make ceramics or to farmers to buy milk what microfinance alone can do. Most d) Only (B) and (C) cows were not seen as great business. nonprofits started with lending simply e) All (A), (B) and (C) Microfinance was an industry championed because local laws prohibited nonbanks from 6. What, according to the author, is/are the by antipoverty activists. Today it is on the offering deposit accounts. With an increase step/s that can make Indian universities verge of a revolution, with billions of dollars in competition and marketing efforts, world class? from big banks, private-equity shops and poverty-alleviation experts are concerned A) Students need to be given pension funds pouring in, driving growth of that people will be talked into loans they independence to conduct research 30% to 40% this year alone. In 1998, a wouldn’t otherwise want. For example, B) Remuneration of teachers should nonprofit microfinance organization in Peru, organizations like Mibanco are providing be increased converted into a bank (called Mibanco). This consumer loans. There is nothing wrong with C) Proper support in the form of demonstrated that the poor are good risks buying TVs and microwaves on credit, but funds should be provided to who repay loans on time and getting them certain markets, like Mexico, have been universities together, not only chips away at poverty but flooded with loans that have nothing to do a) Only (A) and (B) also turns a profit. The success of Mibanco with providing capital to aspiring b) Only (C) has piqued the interest of commercial banks, entrepreneurs — just increasing household c) All (A), (B) and (C) which had previously shunned the country’s debt. d) Only (B) and (C) poor. Now big banks are going after e) Only (A) Mibanco’s clients with low-rate loans and 11. What does the transformation of Peru’s realizing it takes special know-how to work nonprofit organization into a bank Directions (7-8): Choose the word/group with the unbanked—are hiring away illustrate? of words which is most similar in meaning Mibanco’s staff. (A) To compete with commercial to the world/group of words printed in But with the emergence of players who are banks, microfinance institutions bold as used in the passage. only out for profit, microfinance schemes should convert into banks and could end up milking the poor. This could offer a wide variety of services. 7. CONTENT happen in countries where lenders don’t have (B) Microfinance institutions turn a) unhappy b) matter to disclose interest rates. It When a Mexican higher profits as banks since c) enclosure d) satisfied micro financier went public, revealing its interest rates on loans are at their e) substance discretion.

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(C) The poor prefer to go to large banks Directions (16-18) : Choose the word 24. The movement, which aims to (a) / raise rather than NGOs to obtain loans. which is most similar in meaning to the awareness about climate change hopes (a) None word printed in bold as used in the (b) / to bring people together to think (b) Both (A) & (B) passage. about (c) / what they can do for reduce (c) All (A), (B) & (C) harmful pollution. (d) / No error (e) (d) Only (A) (5) None of these 16. depart : 25. Workers battling to restore (a) / power 12. What was the impact of the non (a) absent (b) retirement supply to the damaged reactors (b) / disclosure of their interest rates by (c) divide (d) expire have successful in (c) / reaching up to lending institutions? (e) vary the second reactor (d) / No error (e) (a) The Government issued sanctions 17. piqued : against such firms. (a) provoked (b) irritated Directions (26-30) : Each question below (b) Shareholders interests were not (c) disturb (d) offended has two blanks, each blank indicating that protected. (e) fascinated something has been omitted. Choose the (c) More microfinance institutions 18. verge : set of words for each blank that best fits were motivated to go public. (a) tend (b) crossroad the meaning of the sentence as a whole. (d) The poor were exploited. (c) ascent (d) slope (e) threshold 26. A controversial plan to build an immense (e) None of these dam in Brazil’s rainforest was stalled 13. What is the author’s opinion about the Directions (19-20) :Choose the word when it —— formidable bloc of —- in competition for customers among micro which is most opposite in meaning of the ecologists and indigenous tribes alike financiers? word printed in bold as used in the a) resulted, hostilities (a) It benefits the poor by providing passage. b) gained, supporters them with loans they would have c) attracted, opponents otherwise not had access to. 19. aspiring : d) lead, protesters (b) It is futile since the poor have to (a) uninterested e) drew, proponents pay high rates of interest on (b) ungrateful 27. According to a recent survey, sales property loans. (c) anxious figures of high end cars have seen an (c) It is not beneficial since firms (d) miserable — growth in the past year, which shows waste their profits on marketing (e) fraudulent that Indian consumers have — the rather than helping the poor. 20. core : impact of recession. (d) It is a disadvantage since micro (a) clear a) unprecedented, negated financiers use any means possible (b) unnecessary b) unbelievable, suffered to recover loans. (c) crust c) unusual, worsened (e) None of these (d) beside d) insignificant, endured 14. Which of the following is/are the (e) uncoordinated e) adequate, proven challenge/s faced by Mibanco at present Directions (21-25) : Read each sentence 28. The National Knowledge Commission from big banks ? has said that India will have to bring (A) Ensuring loyalty of their customers. to find out whether there is any grammatical error in it. The error, if any, — in education if it has to emerge as (B) Retention of employees. the most —- workforce of the world (C) Maintaining low interest rates. will be in one part of the sentence. The number of that part is the answer. If there a) changes, biggest (a) Only (C) b) reforms, talented (b) Both (A) & (B) is no error, the answer is ‘e’. (Ignore errors of punctuation, if any.) c) alleviation, skillful (c) Both (B) & (C) d) quality, brighter (d) Only (B) 21. The government needs to provide (a) / e) outcomes, demanded (e) None of these specific regulations that create an 29. Norway has stolen a march over the 15. Which of the following is/are environment (b) / where trained developed countries by —- that it consequence/s of micro financiers scientific personnel enjoyed space and would reduce 40% of its greenhouse altering their business models ? freedom (c) / to design new products gas emissions by 2020 and —- carbon (A) Larger loan amounts get benefiting society (d) / No error (e) neutral by sanctioned. 22. Though the book is not yet available on 2030. (B) Debt among the poor has fallen in India (a) / previews published in this a) allowing, turn some countries. country suggest (b) / that it is a complex b) posing, grew (C) Drop in the loans awarded to study-of (c) / an extremely complex c) estimating, exist women. personality (d) / No error (e). d) perceiving, arising (a) Both (A) & (B) 23. Conventionally speaking (a) / men are e) declaring, become (b) Both (A) & (C) supposed to earn while (b) / women are 30. According to the language experts, (c) Only (C) supposed to sit at home (c) / do children should begin talking in, their (d) All (A), (B) & (C) housework and discipline the children mother tongue rather than a foreign (e) None of these (d) / No error (e) language which can —- affect their

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comprehension abilities leading to 34. Which of the following sentence should c) attract d) complete serious language based —- later in their be the FIRST after rearrangement? e) cater lives. a) A b) B 40. a) deplete b) expand a) significantly, abilities c) C d) D c) terminate d) sustain b) appropriately, achievements e) E e) cease c) severely, advantages 35. Which of the following sentence should 41. a) provide b) include d) adversely, problems be the SECOND after rearrangement? c) connect d) support e) positively, issues. a) A b) B e) links c) D d) E 42. a) existing b) new Directions (31-35): Rearrange the e) F c) latest d) old following sentences (A), (B), (C), (E) and e) renewable (F) to make a meaningful paragraph and Directions (36-45): In the following 43. a) supplied b) dispersed then answer the questions which follows. passage there are blanks, each of which c) provided d) converted A) Increased competition, has been numbered. These numbers are e) used globalization and the need for printed below the passage and against 44. a) predict b) promise enormous resources have nudged each, five words/phrases are suggested, c) pursue d) expects priorities which once held the fort. one of which fits the blank appropriately. e) created B) In order to achieve these, hype and Find out the appropriate word/phrase in 45. a) Despite b) As sensationalism is put in to spice each case. c) Owing to d) Unless up the news which have robbed One big (36) between the investments in e) Although news stories of credibility. fossil fuels and those in wind power, solar C) This is only possible if a lot more cells, and geothermal energy is that latter will Direction(46-50):In the following thought is put into the gathering supply energy in (37). These “wells” will questions,sentences are given with blanks and presentation the daily news never run dry. If the money spent on oil in to be filled in with an appropriate word. and delivering it much more one year were (38) in wind turbines, the Five alternatives are suggested for each sensitively to its receivers / users. electricity generated would be enough to (39) question. Choose the correct alternative D) Technological innovation and one-fifth of the word’s needs. out of the four as your answer economic change have Investments in infrastructure for the new transformed the news industry to energy economy, which would eventually 46. The boy was ______of cheating in the the extent where its original have to be made when fossil fuels reserves examination. definition as a public service no (40), will obviously be huge. These include (a) Condemned longer holds good. the transmission lines that (41) wind farms (b) accused E) In order to win it back, the media with electricity consumers, and the pipelines (c) Charged should make full use of the that link hydrogen supply sources with end- (d) punished tremendous power that the users. To a substantial degree, the (e)None of these democracy blesses it with. infrastructure for the (42) energy sources - 47. We have two telephone operators, F) These included public good and the transmission lines for electricity from ______of them do you want? social responsibility. But sadly, coal and the pipelines for natural gas can (a) who (b) whom today, these have made way for a easily be (43) to hydrogen distribution (c) which (d) what business target of commercial system. (e)None of these viability and a chase of For developing countries, the new energy 48. I have no ____ motive in offering this viewership. sources (44) to reduce dependence on advice. imported oil, freeing up capital for (a) Posterior (b) interior 31. Which of the following sentence should investment in domestic energy sources. (45) (c) ulterior (d) exterior be the SIXTH (LAST) after few countries have their own oil fields, most (e) None of these rearrangement? have wind and solar energy. In terms of 49. ______politicians are always a) A b) B economic expansion and job generation, respected. c) C d) D these new energy technologies are a godsend. (a) Conscious (b) Conscientious e) F (c) Cautious (d) Carefree 32. Which of the following sentence should 36. a) argument b) change (e)None of these be the THIRD after rearrangement? c) exception d) issue 50. We will have to atone _____ our a) A b) E e) difference misdeeds. c) D d) F 37. a) infinity b) perpetuity (a) at (b) on e) C c) extension d) reality (c) for (d) with 33. Which of the following sentence should e) renewability (e) None of these be the FIFTH after rearrangement? 38. a) dissipated b) applied a) A b) B c) drawn d) invested REASONING c) E d) C e) given e) F 39. a) involve b) meet

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Directions (51-55) : Study the following Mark answer: Directions (61-65) : Study the following information carefully and answer the (a) if the inference is ‘definitely true’, information carefully to answer these questions given below: i.e. it properly follows from the questions: P,Q,R,S,T,V and W are travelling in three statement of facts give. (i) ‘A $ B’ means’ A is mother of B’ different vehicles. There are at least two (b) is the inference is ‘probably true’ (ii) ‘A # B’ means ‘A is father of B’ passengers in each vehicle-I, II and III- and though not ‘definitely true’ in light (iii) ‘A @ B’ means ‘A is husband of only one of them is a male. There are two of the facts given. B’ engineers, two doctors and three teachers (c) if the ‘data are inadequate’, i.e., (iv) ‘A% B ‘means ‘A is daughter of among them. from the facts given you cannot B’ (i) R is a lady doctor and she does not say whether the inference is likely 61. P@Q$M#T indicates what relationship travel with the pair of sisters, P and to be true or false. of P with T? V. (d) if the inference is ‘probably false’, (a) Maternal Grandfather (ii) Q, a male engineer, travels with though not ‘definitely false’ in the (b) Paternal Grandfather only W, a teacher in a vehicle I. light of the facts give. (c)Maternal Grandmother (iii) S is a male doctor. (e) if the inference is ‘definitely false’, (d)Paternal Grandmother (iv) Two persons belonging to the i.e., it cannot possibly be drawn (e) None of these same profession do not travel in from the facts given or it 62. Which of the following expression the same vehicle. contradicts the given facts. indicates ‘R is the sister of H’? (v) P is not an engineer and travels in The performance of Indian agriculture is (a) R$D@F#H vehicle II. largely dependent on amount of rainfall (b) H%D@F$R across the country. A substantive part of the (c) R%D@F$H 51. What is V’s profession? cultivable land is dependent on irrigation (d) H$D@F#R (a) Engineer which is directly related to monsoon. (e) None of these (b) Teacher However, agriculture and allied activities 63. If FD % K # H, the how is F related to (c) Doctor account for less than even one-fourth of the H? (d) Data inadequate total GDP. The component of the (a) Brother-in-law (e) None of these manufacturing sector that depends on (b) Sister 52. In which vehicle does R travel? agriculture for the supply of intermediates (c) Sister-in-law (a) I (b) II is not very high, which suggests that the (d) Cannot be determined (c) III (d) II or III structure of industrialization has changed (e) None of these (e) None of these over the years. Several components of the 64. Which of the following expression 53. Which of the following represents the tertiary sector that are crucial for the growth indicates ‘H is the brother of N’? three teachers? of the rest of the economy have grown (a) N%F@D$H (a) WTV sizeable, thanks to IT and BPO. So it is less (b) N%F@D%H (b) WTP likely that aggregate economic growth will (c) N%F@D$H#R (c) WTV or WTP be adversely affected if rainfall is scanty. Yet, (d) H#R$D$N (d) Data inadequate a somewhat different picture emerges if we (e) None of these (e) None of these look deeper into the matter. Still, a very 65. If G$N@K, how is K related to G? 54. Which of the following is not correct? significant chunk of the population and (a) Mother-in-law (a) T-Male-Teacher workforce depends on agriculture for its (b) Daughter (b) Q-Male-Engineer livelihood. A decline in agriculture reduces (c) Aunt (c) P-Female-Teacher per capital food availability, which in turn, (d) Daughter-in-law (d) V-Female-Teacher pulls down the standard of living. (e) None of these (e) W-Female-Teacher 55. How many lady members are there 56. Agro based activities constitute more Directions (66-70) : In each question below among them? than 2.5 per cent of GDP in India. are given some statements followed by four (a) Three 57. The industrialization process had conclusions numbered I, II ,III and IV. You (b) Four undergone significant changes over the have to take the given statements to be true (c) Three or Four past few decades. even if they seem at variance from commonly (d) Data inadequate 58. Non-industrial and not-agriculture sector known facts. Read all the conclusions and (5) None of these activities have considerably grown over then decide which of the given conclusions the past few years. logically follows from the two given Directions (56-60) : Below is given a 59. Weak monsoon have adverse effect on statements, disregarding commonly known passage followed by several possible GDP even though non-agricultural facts. inferences which can be drawn from the facts sector activities may continue to be the stated in the passage. You have to examine same. 66. Statements : Some ice are rings. each inference separately in the context of 60. Manufacturing sector no longer depends No ring is paint. the passage and decide upon its degree of on agriculture sector. Some rings are gold. truth or falsity. Conclusion : I. No gold is paint

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II. No ice is gold. (e) None of these with its neighbor to reduce tension in III. Some rings are the area. paints. Directions (71-75) : In each question below Assumptions: IV. All golds are rings is given a statement followed by two I. The neighboring country may agree (a) Only I and III follow assumptions numbered I and II. As to participate in the track II dialogue. (b) Only I and II follow assumption is something supposed or taken II. The people involved in track II (c) Only III and IV follow for granted. You have to consider the dialogue nay be able to persuade their (d) Only II and III follow statement and the following assumptions and respective Governments. (e) None of these decide which of the assumptions is implicit 67. Statements : All gstesare flowers. in the statement. Directions (76-80) : Each of the questions Some gates are fruits. Give answer (a) if only assumption I is below consists of a questions and two Some flowers are clips. implicit. statements numbered I and II given below Conclusions : I. Some flowers are fruits Give answer (b) if only assumption II it. You have to decide whether the data II. Some clips are fruits. is implicit. provided in the statements are sufficient to III.Some clips are gates Give answer (c) if either I or II is answer the question. Read both the IV. No flower is fruit. implicit. statements are Give answer: (a) Only I follows. Give answer (d) if neither I nor II is (a) If the data in statement I alone is (b) Only I and IV follow implicit. sufficient to answer the question, while (c) Only II and IV follow Give answer (e) If both I and II are data in statement II alone is not (d) Only I and III follow implicit. sufficient to answer the question. (b) If the data in statement II alone is (e) None of these 71. Statement: The Government has recently 68. Statements: No candle is bell. sufficient to answer the question, while hiked the prices of diesel and petrol to the data in statement I alone is not Some shoes are bells reduce the oil pool deficit. All tables are shoes. sufficient to answer the question. Assumptions: (c) If the data either in statement I alone Conclusions : I. Some tables are bells I. The amount earned by this increase II. No table is bell. or in statements II alone is sufficient to may substantial enough to reduce the answer the question. III. Some shoe are deficit. candles (d) If the data in both the statements I II. There may be wide spread protests and II together are not sufficient to IV. No shoes is candle. against the price hike. (a) Only I and IV follow answer the question. 72. Statement: The X passenger car (e) If the data in both the statements I (b) Only I and II follow manufacturing company announced a (c) Only III and IV follow and II together are necessary to answer sharp reduction in the prices of their the question. (d) Only I and III follow luxury cars. (e) None of these Assumptions: 76. How is M related to F? 69. Statements : Some films are clouds I. There may be an increase in the sale Statements: All rats are clouds of their luxury cars. I.F is sister of N who is mother of R. Some clouds are chairs II. The other such car manufactures may II. M has brothers of which one is R. Conclusions: I. No films is chair also reduce their prices. 77. On which data in March was Pravin’s II. Some rats are films. 73. Statement: A foreign film producer father’s birthday? III. Some clouds are rendered his apology before Indian Statements: rats. society for misinterpreting a part of I.Pravin correctly remembers that his IV. Some chairs are rats. Indian epic. father’s birthday is after 14the but (a) Only I and III follow Assumptions: before 19thMarch. (b) Either II or IV follows I. Indians are very sensitive to the II. Pravin’s sister correctly remembers (c) No any conclusion follows misinterpretation of the epic. that their father’s birthday is after 17th (d) Only Iv follows II. It is possible to derive wrong but before 21st March. (e) None of these meaning from the epic. 78. Among M,N,T,R and D each having 70. Statements: Some lice are slates 74. Statement: A man’s mother different age who is the youngest? All slates are apples instructed him to return home by train Statements: No apple is car. if it rains heavily. I. N is younger than only D among Conclusions : I. Some cars are slates Assumption: them. II. Some lice are cars. I. A man may not be also able to decide II. T is older than R and younger then III. Some apples are lice himself if it rains heavily. M. IV. No car is lice. II. The trains may ply even if it rains 79. Village D is in which direction of village (a) None follows heavily. H? (b) Only II follows 75. Statement: The Government of India Statements: (c) Only III follows has decided to start a track II dialogue I. Village H is to the south of village A (d) Either II or IV and III follow which is to the South-East of village D.

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II. Village M is to the east of village D II. The bus driver should be arrested (a) Red and to the North-East of village H. immediately to make necessary inquiry. (b) Cream 80. How is ‘food’ written in a code 84. Statement: The State Government has (c) White language? decided to make available foodgrains (d) Indigo Statements: and clothes to flood-affected people. (e) None of these i. ‘Always eat good food’ is written as Courses of action. 88. Who wears Violet shirt? ‘ ha na pa ta’ in that code language. I. The affected people should be (a) C II. ‘Enjoy eating good food’ is written identified by the Government (2) F as ‘ni ha ja pa’ in that code language. machinery and relief should be provided (3) C or F to them. (4) Data inadequate Directions (81-85) : In each question below II. The Government machinery should (5) None of these is given a statement followed by two courses collect sufficient foodgrains and clothes 89. What is the colour of F’s shirt? of action numbered I and II. A course of to help the affected people (a) Blue action is a step or administrative decision to 85. Statement: The meteorological (b) Violet be taken for improvement, follow up or department has predicted good (c) Green further action in regard to the problem, policy monsoon this year for the tenth (d) Data inadequate etc. on the basis of the information given in consecutive year and will result in good (e) None of these statement. You have to assume everything crop yield. 90. What is the colour of B’s trousers? in the statement to be true, then decide which Courses of action: (a) Red of the two given suggested courses of action I. The Government should offload and (b) White logically follows for pursuing. store before harvesting. (c) Indigo Give answer: II. The Government should provide (d) Data inadequate (a) if only course of action I follows. chemical fertilizers to farmers (e) None of these (b) if only course of action II follows immediately. (c) if either course of action I or II Directions (91-95) : Read the following follows. Directions (86-90) : Study the following information carefully and answer the (d) if neither course of action I nor Ii information carefully and answer the following questions; follows. questions given below: Following are the criteria for organizing (e) if both courses of action I and II (i) A,B,C,D,E,F and G are seven interview of such candidates as have been follow. persons wearing a shirts of selected from the promotion to officer’s different colours- white, red, grade from assistant grade in the PRS 81. Statement: There persons were caught black, green, yellow, blue and Industrial Group Limited: eith huge arms and ammunition in the violet- and trousers of different The candidate to be called for interview city. colours- blue ,red, white, black, must: Courses of action: cream,yellow and indigo. The (i) be a graduate with minimum 50% I. The policy should beinstructed for persons, colour of the shirt and marks. nightpatrolling. colour of the trousers above are (ii) have minimum five years’ II. The three persons should be set free not necessarily in the same order. experience in the clerical cadre and their movements should be No person is wearing shirt and job. carefully watched to nab the other trousers of same colour. (iii) have obtained at least ‘C’ ratings criminals. (ii) B is wearing red shirt and is not in performance (speed of work) 82. Statement: There is a considerable wearing cream of yellow trousers. and the quality of work each increase in the number of persons D is wearing green shirt and indigo during the last three years. For this affected by water-borne diseases during trousers. Colours of A’s shirt and five ratings A, B,C,D and E have monsoon period. F’s trousers is same. Colour of E’s been created on the basis of Courses of action: shirt and C’s trousers is same. G “Performance Appraisal Report” I. The Government should disseminate is wearing blue shirt and E is with the lowest ratings of A and adequate information regarding pure wearing blue trousers. F is not the highest ratings of E. drinking water to the people. wearing any yellow dress. Red and (iv) have obtained at least’s’ ratings in II. All the hospitals in the city should blue is not the combination of shirt the approach of work be equipped properly for the treatment and trousers of any of the persons. (dependability) and in the of patients during monsoon period. 86. What is the colour of A’s trousers? flexibility of work each for his/her 83. Statement: At least 15 people were killed (a) White works in the last three years. For and many others injured when a bus fell (b) Cream this, seven ratings A,B ,C ,D,E,F into a river near a bridge. (c) Blue and G have been formulated on the Courses of action: (d) Data inadequate basis of “Performance Appraisal I. The protection walls of the bridge (e) None of these Report” with lowest ratings of A should be made strong enough to avoid 87. What is the colour of G’s trousers? and the highest ratings of G. such accidents.

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However, in case of a candidate who 194. Anubhav Rege is with the company for (b) C fulfills all other criteria EXCEPT last seven years. For the last 4 years he (c) Person from Delhi (a) (i) above, but has passed Graduation has ‘D’ rating for ‘quality of work’ ‘C’ (d) Person from Kochi Exam and has got ‘E’ ratings in the rating for ‘speed of work’, ‘E’ rating (e) Can’t be determined approach of work in the last three years, for ‘dependability’ and ‘D’ rating for 98. According to the sitting arrangement may be referred to the Assistant ‘flexibility’. His marks in graduation what will come in place of question Manager (Personnel). and post-graduation are 46% and 50% mark? D : Mumbai :: C : ? (b) (ii) above, but has experience of respectively. He is very fond of cultural (a) Lucknow three years in clerical cadre job and has activities. (b) Chennai got at least ‘D’ ratings in the quality of 95. Shivasundaram has got ‘D’ rating since (c) Kochi work for his/her works in the last three he joined the bank three years ago on (d) Amritsar years, may be referred to the Deputy quality of work, speed of work, (e) None of these Manager (Personnel). dependability and flexibility. He has 99. From which city does A belong? Based on these criteria and information passed his gradation and post (a) Pune provided against each candidate, decide graduation with 52% and 47% marks (b) Delhi the course of action. You are not to respectively. Shivasundarm is popular (c) Chennai assume anything. If the data provided employee because of his social (d) Amritsar are not adequate to decide the given activities. (e) Can’t be determined course of action, your answer will be 100. Which of the following combinations “Data inadequate”. All the candidates Directions (96-100): Study the following is definitely correct? fulfil the criterion of age. information carefully and answer the (a) H– Amritsar Give answer: questions given below: (b) D– Chennai (a) if data are inadequate In a conference 8 people A, B, C, D, E, F, G (c) A–Pune (b)if not to be selected and H from different cities Delhi, Pune, (d) G–Mumbai (c) if selected for the interview Kochi, Mumbai, Chennai, Lucknow, (e) None of these (d)if case is referred to the Assistant Bhatinda and Amritsar not necessarily in Manager same order are sitting around a rectangular QUANTITATIVE APTITUDE (e) if case is referred to the Deputy table. 3 persons are sitting on the each longer Manager side and 2 on the smaller side. Directions (101-105) : Study the table 91. Mohammed Sheikh is a brilliant post- D is sitting second to the right of the person carefully to answer the questions that graduate in Science and has secured who is from Amritsar. E is sitting third to follow- 63% and 55% marks in graduation and the left of the person who is from Lucknow. Distance (in kms) travelled by six F and G are sitting opposite to each other. C post graduation respectively. He has ‘E’ trucks on six different days of the week grade for dependability and flexibility is sitting diagonally opposite to the person in Performance Appraisal Report for from Bhatinda. B is sitting opposite to the Truck P Q R S T U last four years. He has got ‘C’ rating person who is from Delhi. The person from for quality of work and speed of work. Mumbai is sitting second to the right of the Day Monday 240 250 320 325 330 300 He joined the bank four years ago. person from Chennai and second to the left Tuesday 320 264 308 314 318 314 92. Kiran Bala is a young lady and laborious of A, who is not sitting near to the person Wednesday 324 294 330 312 310 325 assistant who joined this organization who is from Bhatinda. G is sitting on the Thursday 288 300 310 278 260 275 six years ago after passing B. smaller side and to the right of the person Friday 366 302 288 292 270 268 Commerce Exam. The ratings beings who is from Bhatinda. Persons from Chennai Saturday 292 284 260 274 280 242 given to her for the last 4 years are ‘D’ and Mumbai are not on the same side of the and ‘C’ respectively for quality of work table. Person from Mumbai is sitting third and speed of work. She is one of the to the right of the person from Amritsar, who 101. What is the average distance travelled leaders of the clerks. She has got ‘D’ is not sitting diagonally opposite to the by truck S in all the days together? ratings for flexibility of work for the person from Pune. last 5 years. 96. Who is sitting third to the right of the 1 1 93. Mandar Bhave has passed his person from Lucknow. a) 198 b) 296 Graduation in Science and Diploma in (a) E 3 6 Business Management with 58% and (b) Person from Chennai 62% respectively. He is good player of 1 1 (c) A c) 199 d) 299 chess. His rating on PAR and ‘D’ for (d) Person from Bhatinda 6 3 ‘dependability’ and ‘flexibility’ whereas (e) None of these e) None of these he has ‘C’ rating for ‘quality of work’ 97. Who is definitely sitting diagonally 102. If the speed of truck P on Monday was and ‘D’ rating for ‘speed of work’ for opposite to D? the last 4 years. 19.2 kms/hr, What was the time taken (a) A by it to cover the given distance?

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a) 10 hours b) 11 hours c) 9 hours 30 minutes City Passing Failing d) 12 hours 30 minutes A 7 3 e) None of these 103. If to travel the given distance, the time B 5 3 taken by truck Q on Friday was 8 hours, what was speed on that day? C 4 5 a) 42.50 kms/hr D 1 3 b) 28.25 kms/hr c) 37.75 kms/hr E 3 2 d) 32.25 kms/hr e) None of these F 7 5 104. What is the total distance travelled by all the trucks together on Saturday? 106. What is the respective ratio of the a) 1623 kms b) 1632 kms number of candidates failing in the c) 1263 kms d) 1362 kms exam from City D to those failing in e) None of these. the exam from City A? 105. If on Tuesday truck R and truck T a) 289 : 42 b) 42 : 289 travelled at the same speed, what was c) 227 : 50 4) 50 : 227 the respective ratio time taken by truck e) None of these. R and time taken by truck T to cover 107. The number of candidates appearing their respective distances? for the exam from City C is what 111. What was the total expenditure on a) 154 : 159 percent of the number of candidates Accounts department? b) 142 : 167 appearing for the exam from City B? (a) Rs. 16.8 lakhs c) 161 : 173 (rounded off to the nearest integer) (b) Rs. 1680 lakhs d) Cannot be determinede5) None of a) 27 b) 34 (c) Rs. 18.6 lakhs these c) 42 d) 21 (d) Rs. 16.8 millions (e) None of these Directions (106-110) : Study the tables e) 38 112. What was per employee expenditure on carefully to answer the questions that 108. Number of candidates passing in the medical? follow- exam from City F is what percent of (a) Rs. 12,000/- Number of candidates (in lakhs) the total number of candidates (b) Rs.13,000/- appearing in an entrance examination appearing from all the cities together? (c) Rs. 12,500/- from six different cities and the ratio of (rounded off to two digits after the (d) Rs.13,500/- candidates passing and failing in the decimal) a) 12.93 b) 14.46 (e) None of these same. c) 10.84 d) 11.37 113. What was the total expenditure on e) None of these salary of employees in Marketing department? City A B C D E F 109. Which city has the highest number of students failing in the entrance exam? (a)Rs.6.12 lakhs Number of (b) Rs.61.2 millions 1.25 3.14 1.08 2.27 1.85 2.73 a) F b) C Candidates c) B d) D (c)Rs.6.12 millions e) None of these (d) Rs.176 lakhs (e) None of these Ratio of candidates passing and failing 110. What is the number of candidates passing in the exam from city E? 114. What was the amount spent on within the city a) 13,000 b) 11,10,000 electricity? c) 1,13,000 d) 11,000 (a)Rs. 132 millions (b) Rs.13.2 lakhs e) None of these. (c) Rs.126 millions (d) Rs.12.6 lakhs Directions (111-115) :- Study of following (e) None of these graph carefully to answer these questions: 115. What was the expenditure on telephone Details about the distribution of for employees in computer department? employees and expenditure of an (a) Rs. 11.52 lakhs organization (Distributed (b) Rs.11.52 millions proportionately across the departments) (c) Rs. 10.72 lakhs Annual expenditure on different items Total (d) Rs. 10.72 millions Expenditure=Rs. 12crores (e) None of these

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Directions (116-120):- Study the following Directions (121-125):- Answer these questions on the basis of the information given below: graph carefully and give answer. (i) In a class of 80 students the girls and the boys are in the ratio of 3:5. The students can Account of income and expenditure (in speak only Hindi or only English or both Hindi and English crores) of seven companies in the (II) The number of boys and the number of girls who canspeak only Hindi is equal and year2007. each of them is 40% of the total number of girls. (iii) 10% of the girls can speak both the languages and 58% of the boys can speak only English. 121. How many girls can speak only English? (a) 12 (b) 29 (c) 18 (d) 15 (e) None of these 122. In all how many boys can speak Hindi? (a) 12 (b) 9 (c) 24 (d) Data inadequate (e) None of these 123. What percentage of all the students (boys and girls together) can speak only Hindi? (a) 24 (b) 40 (c) 50 (d) 30 (e) None of these 124. In all how many students (boys and girls together) can speak both the languages? (a) 15 (b) 12 (c) 9 (d) 29 (e) None of these 125. How many boys can speak either only Hindi or only English? (a) 25 (b) 38 (c) 41 (d)29 (e) None of these 116. Approximately what is the percentage of profit/loss that companies C and D Directions (126-130) :- Study the given number of candidates appeared and qualified had together? during 2001 to 2006 from 6 states (a) 10% profit (b) 12% profit Year 2001 2002 2003 2004 2005 2006 (c) 10% loss State app. Qual. App. Qual. App. Qual. App. Qual. App. Qual. App. Qual. (d)12% loss A 5600 840 7250 925 8250 876 7856 824 8349 932 7964 853 (e) There was no loss or profit B 7200 864 8100 840 7865 792 8425 896 7658 878 8107 940 117. If the income of company A increased C 4850 588 6450 650 7120 685 7763 735 6984 792 7058 827 by 10% in year 2007 from year 2006 D 6325 745 7185 795 8545 842 6987 898 5896 685 6754 746 and profit earned in 2006 was 20%, E 5200 640 6225 685 7962 934 7645 888 7389 843 7766 812 what was its expenditure in 2006? ( The F 6500 820 7380 860 6895 788 7844 762 8105 798 8934 911 value upto two decimal places in crores) (a) 36.36 (b) 32.32 126. In which of the given years the number of candidates appeared from state D has maximum (c) 30.30 percentage of qualified candidates? (d) Can’t be determined (a) 2002 (b) 2005 (c) 2003 (d) 2004 (e) None of these (e) None of these 127. What is difference between total candidates appeared in six states in year 2001 and 118. If the expenditure of company G in 2003? 2007 was 20% more than its (a) 6915 (b)10692 (c)10962 (d) 9615 (e) None of these expenditure in the year 2006 and the 128. What is the percentage increase/decrease in the number of the appeared to the qualified company earned a profit of 10% in candidates in the state B from 2001 to 2002? 2006, what was the company’s income (a) 1.25 (b) 2.25 (c) 2.50 (d)1.6 (e)1.5. in 2006 (in Rs. Crore) 129. What is the difference between total qualified candidates in six states in year 2003 and (a) 37.5 2006? (b) 41.25 (a) 217 (b)172 (c) 168 (d) 226 (e) None of these (c) 34.09 130. What is per cent of the total qualified candidates to the total number of appeared candidates (d) Can’t be determined among all the six states in 2006? (e) None of these (a)15 (b) 11 (c) 19 (d)13 (e) 14 119. Which of the following companies had Directions (131-135) :- Study the following tables carefully and answer the questions the highest percentage of profit/loss in given below: 2007? Number of Cars (In thousands of Different Models and Colours sold in two Metro (a) B (b) C Cities in a year (c) F (d) A (e) None of these 120. What is the approximate percentage of profit earned by all the companies together in 2007? (a) 11 (b) 11.5 (c) 10.5 (d) 12 (e) 12.5

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139. The total number of students who opted for Mathematics in the Years 2005 and Metro M Metro H 2008 together are approximately what e Colour Colour percent of the total number of students Black Red Blue White Silver Black Red Blue White Silver who opted for all three subjects in the A 40 25 55 75 15 45 32 40 60 20 same years? B 20 35 60 80 20 30 37 39 81 35 (a) 38 (b) 28 C 35 30 50 90 35 40 42 41 6 37 (c) 42 (d) 32 D 45 40 45 85 40 35 39 37 90 42 (e) 48 E 50 35 35 60 30 50 44 43 77 22 140. What is the respective ratio between the F 55 42 40 65 52 47 34 45 87 17 number of students who opted for English in the years 2006 and 2008 together and the number of students who opted for Hindi in the year 2005 131. The difference between the white-coloured cars sold in the two metros of which of the and 2009 together? following models is the minimum? (a) 11:5 (b) 12:7 (a) A (b) C (c) D (d) F (e) None of these (c) 11:7 (d) 12:5 132. The total number of blue-coloured cars of Model E and D sold in Metro H is exactly (e) None of these equal to the number of white-coloured cars of which Model in Metro M? (a) B (b) F (c) C (d) A (e) None of these Directions (141-150):- Study the following 133. What is the difference between the number of blue-colour cars of Model C sold in Metro information and answer the questions M and number of red colour cars of Model F sold in Metro H? that follow: (a) 8,000 (b)10,000 (c) 12,000 (d) 15,000 (e) None of these The Graph Given Below Represents The 134. The total number of silver-coloured cars sold in Metro H is approximately what percentage Production (In Tonnes) And Sales of that in Metro M? (In Tonnes) Of Company A from 2006-11 (a) 130 (b) 140 (c) 90 (d) 100 (e) 110 135. In Metro M the number of cars sold was maximum for which of the colour-model combinations? (a) White-C (b) Blue-B (c) Silver-B (d) White-D (e) None of these Directions (136-140):- Study the following graph and answer the questions given below: No. of students (in thousands) who opted for three different specializations during the given five years in a University.

The table given below represents the respective ratio of the production (in tonnes) of Company A to the production (in tonnes) of Company B, and the respective ratio of the sales (in tonnes) of Company A to the sales (in tonnes) of Company B.

Year Production Sales 2006 5:4 2:3 136. Out of the total number of students who opted for the given three subjects, in the year 2009, 38% were girls. How many boys opted for Mathematics in the same year? 2007 8:7 11:12 (a) 1322 (b) 1332 (c) 1312 (d) Cannot be determined (e) None of these 2008 3:4 9:14 137. If the total number of students in the University in the year 2007 was 455030, then the 2009 11:12 4:5 total number of students who opted for the given three subjects were approximately what 2010 14:13 10:9 percent of the total students? (a) 19 (b)9 (c)12 (d) 5 (e) 23 2011 13:14 1:1 138. What is the total number of students who opted for Hindi and who opted for Mathematics in the years 2006,2007 and 2009 together?

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141. What is the approximate percentage (c) 23:25 (d) 50:23 developed fully ? increase in the production of Company (e) None of these 155. Globalization of a company means the A (in tonnes) from the year 2009 to the 147. What is the average number of boys company is production of Company A (in tonnes) who visited Delhi, Varanasi and a) Ethnocentric in the year 2010? Jodhpur together? b) Regiocentric (a)18 (b) 38 (1) 82 (b) 77 c) Polycentric (c) 23 (d) 27 (c) 86 (d) 76 d) Geocentric (e) 32 (e) None of these e) None of these 142. The sales of Company A in the year 148. What is two-third of the total number 156. A management theory fails be cause : 2009 was approximately what percent of girls who visited Jodhpur and a) People do not want to work of the production of Company A in the Varanasi together? accordingly\ same year? (a) 46 (b) 48 b) People are illiterate (a) 65 (b)73 (c)54 (d) 58 c) Theory is not necessary (c)79 (d) 83 (e) None of these d) Management is not pure sci ence (e) 69 149. Total number of students who visited e) It lacks universal applicabili ty 143. What is the average production of Jodhpur is approximately what 157. Which of the following is known as a Company B (in tonens) form the year percent of girls who visited Ajmer? Watch dog of international trade? 2006 to the year 2011? (a) 90 (b) 81 a) GATT b) UNCTAD (a) 574 (b) 649 (c) 66 (d)70 c) G 16 d) WTO (c) 675 (d) 593 (e)76 e) None of these (e) 618 150. What is the total number of students 158. In marketing zero level channel implies 144. What is the respective ratio of the total who visited Varanasi? a) manufacturer selling to the retailer production (in tones) or Company A to (a) 121 (b) 143 b) manufactures selling to the final the total sales (in tones) of Company (c) 111 (d)153 consumer A? c) retailer selling to the final (e) None of these (a) 81: 64 (b) 64:55 consumer (c) 71:81 (d) 71:55 d) marketer selling to the final (e) 81:55 consumer 145. What is the respective ratio of GENERALAWARENESS e) None of these production of Company B (in tones) in 159. A person selling insurance, advertising 151. Green marketing is related with: the year 2006 to production of services and educational programs can a) Agricultural marketing Company B (in tones) in the year 2008? be termed as b) Eco-friendly marketing (a) 2:5 (b) 4:5 a) Creative salesperson of c) Colors (c) 3:4 (d) 3:5 intangibles d) All of the above (e) 1:4 b) Creative salesperson of tangibles e) None of these c) Back-door salesperson\ 152. Direct mailing is Directions (146-150):-Study the following d) Salesperson engaged in multiples a) Cost efficient information carefully to answer the sales b) Selective questions that follow:- e) None of these In a school there are 800 students who have c) Personal d) All (a), (b) and (c) are true 160. The ‘word load’ approach was designed visited five different cities viz. Delhi, Ajmer, by e) None of these Varanasi, Mumbai and Jodhpur. Fifty four a) W J Talley 153. Which of the following do you consider percent of the total students are boys. One b) Mark Taylor the social aspect of packaging? fourth of the total number of girls visited c) Adam Smith a) Attractiveness Mumbai. Twenty five percent of the total d) Robinson b) Bio-degradability number of girls visited Delhi. Number of e) None of these girls who visited Jodhpur is half the number c) Name of a manufacturer d) Name of a Brand 161. ______is Microsoft’s latest entry of girls who visited Delhi. Five –sixth of the into the programming arena. e) Convenience remaining girls visited Ajmer. Total number (a) Java 154. What does the frequency of any of students who visited Mumbai is 192. One- (b) .NET advertisement medium implies? fourth of the total number of boys visited (c) Visual Basic a) How many buyers are ex posed ? Varanasi. 101 boys have visited Ajmer. Two- (d) Pascal b) Is the medium titled on a third of the remaining number of boys have (e) None of these par ticular segment ? visited Delhi. 162. What type of technology allows you to c) Does it allow concentration on a verbally speak with someone over the 146. What is the respective ratio between the specific area ? Internet? number of girls who visited Delhi and d) Does it allow to see the (a) Wiki number of boys who visited Mumbai? ad vertisement often ? (b) VoIP (a) 23:24 (b) 23:50 e) Does allow the message to be

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(c) Ephone b. Which is assigned one and only e. None of these (d) Social network one task 179. Name of the project launched by Kerala (e) None of these c. Which uses one kind of software Govt. to end liquor, drug abuse? 163. What is extension of Disc Image File ? d. Which is meant for application a. Vibodhan (a) .dsk software b. Subodham (b) .osdsk e. None of these c. Nirodhan (c) .os 172. Identify false statement d. Jivodham (d) .iso a. You can find deleted files in e. None of these (e) None of these recycle bin 180. Russia agreed for joint military exercise 164. You can create a new presentation by b. You can restore any files in recycle with which country for the first time? completing all of the following except bin if you ever need a. China (a) Clicking the new button on the c. You can increase free space of disk b. Sri Lanka standard toolbar by sending files in recycle bin c. India (b) Clicking file, new d. You can right click and choose d. Pakistan (c) Pressing ctrl + N Empty Recycle Bin to clean it at e. None of these (d) Clicking file open once 181 Richie Benaud died recently, he was (e) None of these e. None of these related to which sport? 165. I/O processor has direct access to ? 173. World Wide Web is being standard by a. Hockey (a) Main Memory a. Worldwide corporation b. Football (b) Secondary Memory b. W3C c. Cricket (c) Flash Memory c. World Wide Consortium d. Tennis (d) ROM d. World Wide Web Standard e. None of these (e) None of these e. None of these 182. The book named INDIA SHASTRA 166. You can convert existing Excel 174. Which of the following windows written by worksheet data and charts to HTML version support 64 bit processor? a. V. Krishanamurty document by using the ? a. Windows 98 b. Shashi Tharoor (a) Internet Assistant Wizard b. Windows 2000 c. Akeel Bilgrami (b) Intranet Wizard c. Windows XP d. T M Babu (c) Import Wizard d. Windows 95 e. None of these (d) Export Wizard e. None of these 183. Who has been appointed as the CEO (e) None of these 175. Underlined text, such as text and folder of Khadi and Village Industries 167. Who was the Founder of Bluetooth ? names is referred to as Commission? (a) Ericson a. Hyperlink a. Vikram Maan (b) Martin Cooper b. Menu b. Surendar Singh (c) Steve Jobs c. Source drive c. Amit kumar (d) Apple d. All of these d. Arun Kumar (e) None of these e. None of these e. None of these 168. Which among following is commonly 176. Inaugural John Disley London 184. Who has won the Tyler prize for used language in Android applications? Marathon Lifetime Achievement Award Environmental Achievements 2015 ? (a) C (b) Php will be given to : a) Gopal Das Neeraj and Dr. Jane (c) C++ (d) Java a. Paula redcliffe Lubchenco (e) None of these b. Niel Armstrong b) Madhav Gadgil and Dr.Steve 169. Which program is run by BIOS to check c. Tyson Gay Jamson hardware components are working d. Usain Bolt c) Gopal Das Neeraj and Dr.Steve properly while computer is turned ON? e. None of these Jamson (a) DMOS (b) POST 177. What is the theme of World Malaria d) Madhav Gadgil and Dr. Jane (c) CMOS (d) RIP Day (observed on 25 April ,2015) ? Lubchenco (e) None of these a. Invest and Save people e) None of these 170. Human beings are referred to as b. Invest to save people for Diseases 185. World TB day is celebrated on ? Homosapinens, which device is called c. Invest to save people from Malaria a) 21 March Sillico Sapiens? d. Invest in the future.Defeat malaria b) 22 March a. Monitor 178. Bahrain Grand Prix of Formula One c) 23 March b. Hardware won by Lewis Hamilton (36th title). He d) 24 March c. Robot drives which formula 1 car? e) 25 March d. Computer a. Mercedes 186. India’s first Polar Remotely Operated e. None of these b. Ferrari Vehicle (PROVe) successfully 171. What is meant by a dedicated computer? c. Red Bull operationalised for research in ______a. Which is used by one person only d. All of these

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by National Institute of Ocean 192.Passengers can book their b. R.P. Sinha Technology (NIOT). train tickets ______days prior from the c. Deep Kumar Upadhyay a) North Antarctica travel date. d. Arjun Kumar Karki b) South Africa a) 120 e. None of these c) North America b) 150 200. Announced in the Union Budget 2015- d) South Antarctica c) 140 16 Pradhan Mantri Suraksha Bima e) None of these d) 160 Yojana is a 187. Name of the Two-year-old girl e) 180 a. life insurance scheme from Vijaywada, Andhra Pradesh who 193. As per Railway Budget 2015-16, how b. accidental insurance scheme has created new record in Archery and many Bio-Toilets will be launched in c. non-life insurance scheme has entered her name into the India the Trains? d. a and b Book of Records. a) 21,000 e. None of these a) Chanasini Shivani b) 15,000 b) Cherukuli Dolly Shivani c) 17,000 c) Arumeena Reddy d) 20,000 d) None of the Above e) 21,000  e) None of these 194. Which of the following countries is not 188. Section 66 A is related to which Act ? a member of G-15? a) Indian Penal Code Act a) Jamaica EXPLANATION b) Information and technology Act b) Indonesia c) Electronics and intrumentation Act c) Colombia 1.e 2.e 3.b 4.b d) All of the Above d) Peru 5.a 6.d 7.d 8.e e) None of these e) None of these 9.d 10.a 11.e 12.d 189. Which of the following Country ranked 195. The international township built near 13.c 14.c 15.c 16.e top in world most dangerous countries Pondicherry in India in coloration with 17.a 18.a 19.a 20.b listin the world according to Country UNESCO is called 21.c; Use ‘enjoy’ in place of ‘enjoyed’ Threat Index (CTI)? a) Elbaville 22.a; Use ‘in’ in place of ‘on’ a. Iraq b) Auroville 23.d; Use ‘upbring’ in place of ‘discipline’ b. Syria c) Gayaville 24.d; Use ‘to’ in place of ‘for’ c. Nigeria d) Broadway 25.c; Use ‘succeeded’ in place of d. Somalia e) None of these ‘successful’ e. None of these 196.What is the Repo Rate as per the annual 26.c 27.a 28.b 29.e 190. MUDRA Bank will be inaugrated Monetary Policy released by RBI 30.d 31.c 32.d 33.c by PM Modi on 8 April, 2015. recently? 34.d 35.a 36.e 37.b MUDRA stands for? a. 8.0% b. 7.5% 38.d 39.b 40.a 41.c a. The Major Unit for Development c. 7.00% d. 8.50% 42.a 43.d 44.b 45.e Refinancing Agency (MUDRA) e. 6.75% 46.b; Explanation: The preposition of is Bank 197. Which airport has bagged the used with accused similarly b. The Micro Unit Developing prestigious Golden Peacock National condemned for, charged with and Refinance Agency (MUDRA) Quality Award for the year 2015? punishment for are used. Bank a. Delhi International Airport 47.c; Explanation: Who refers to human c. The Major Units for Development Limited being in general which is used instead Refinance Agency (MUDRA) b. Chhatrapati Shivaji International of who when there is restriction of Bank Airport choice. i.e. which of you did this? d. The Micro Units Development c. Bangalore Airport 48.c; Explanation: Ulterior means hidden or Refinance Agency (MUDRA) d. Rajiv Gandhi International Airport not obvious and Interior means inner Bank e. None of these portion in the some way exterior is the e. None of these 198. Which service of India Post closed after antonyms of interior. 191. Which of the following E-commerce 135 years? 49.b; Explanation: Conscientious means company has acquired a majority stake a. Telegram taking care to do things carefully and in digital financial distribution b. Savings Account correctly. platform RupeePower? c. Current Account 50.c; Explanation: To atone for means to do a. Amazon d. Money Order something to compensate for some b. Flipkart e. None of these previous misdeed. c. Snapdeal 199. Who has been appointed by Nepal’s Ans.(51-55): d. Ebay government as its next ambassador to e. None of these India? a. Virendra Dutta

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65.d Person Vehicle Profession Gender Q I Engineer Male W I Teacher Female G (–) P II Teacher Female Mother S II Doctor Male M Husband V II Engineer Female K (+) (–) T III Teacher Male R III Doctor Female  K is the daughter-in-law of G

51.a 52.c 53.b 54.d 55.b 66.e 56.b 57.b 58.a 59.c 60.d 61.b I  Ice Ring II  (+) Husband (–) Paint P Q III  Gold IV  Mother (+) – Male (+) M (–) – Female Father 67.a T  P is the paternal grandfather of T Flower I  Gate Fruit II  62.c III  Clip IV 

(+) Husband (–) F D 68.e Father Mother I Either Case (–) R H Bell II Table Candle III Either Case IV 63.a Shoe

(+) K 69.e

(+) (–) Chair Husband Father I  D H F Film II  Rat III  F is the brother-in-law of H  Cloud IV 

64.c 70.d

(+) (–) I  Husband Apple D II F Lice Slate III  Either Case Father Son IV Car (–) N (+) H

Father 71.a 72.a 73.e 74.b 75.e 76.e 77.e 78.e 79.c 80.d R 81.d 82.e 83.a 84.e 85.a

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Ans. (86-90):

Person Shirt Trouser A White/Black Red B Red Black/White C Black/white/Violet Yellow D Green Indigo E Yellow Blue F Black/White/Violet White/Black G Blue Cream

Ans. (86-90): 86.e 87.b 88.c 89.d 90.d

Ans. (91-95)

Condition (i) (ii) (iii) (iv) (a) (b) Answer Question 111.d ; Total expenditure on accounts 91. √ √ √ _ 2 120000000 168 =  Rs.16.8millions 92. _ √ √ _ _ 1 1200 93. √ _ √ √ _ √ 1 112.b; Required expenditure 94. _ √ √ √ √ _ 4 95. √ _ √ √ _ √ 5 15600000 = Rs.13,000 /  1200 113.c; Required expenditure Solutions (96 – 100) 36000 = 204  Rs.6.12 millions 1200 114.e; Required Amount= Rs.1,32,00,000/- 115.a Required expenditure 14400000 = 96  Rs.11.52 lakhs 1200 116.e; Total Exp.=45+40=Rs.85 cr Total Inc.=35+50=Rs.85cr  No Profit, no loss 117.e; Income of A in 2006 = 101.e 102.d 103.c 104.b 105.a 100 100 106.c 107.b 108.a 109.d 105.e 37.5   Rs.28.41cr Ans. (111.115): Annual expenditure on different items 110 120 TotalExp. Rs.12Cr. 100  120 118.b; Exp. Of G in 2006=45

100 110 Income of G in 2006 = 45   Rs.41.25cr 120 100

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119.d =(853+940+827+746+812+911)- 120.c ; Required profit percent=(37.5-27.5)+(42.5-32.5)+(35-45) (876+792+685+842+934+788)=5089-4917=172 H”10.5% 130.b; Total no. of qualified candidates in year 2006=5089 Total no. of appeared candidates in year 2006=46583 5 Ans.(121-125): Total number of Boys in the class= 80  50 5089 8  Required percentage= 100 H”11% 46583 131.e 132.a 133.e 134.c 135.a 3 136.d; Since percentage of (boys or girls) in Mathematics is Total number of Girls in the class= 80  30 8 not given. Hence, number of boys opted Mathematics cannot be determined. 137.b; Total number of students opted for the given subject Hindi English Hindi English in2007= (15+10+15) thousands=40 thousands 40000 12 1 12 12 12 12  Required percentage= 100 H”9% 2 455030 138.e; Total number of students opted Hindi and Mathematics Boys Girls in 2006, 2007, and 2009 =( 5 + 35 + 15 + 15 + 20 + 5)thousands = 95000 (15 30) 121.d 100 122.e; 12+9=21 139.d; Required percentage = (55 85) H”32% 12 12 140.a; Required ratio = (25 + 30) : (5 + 20)= 55 : 25 = 11.5 123.d; Required percentage= 100 80 Ans.(141-145): 240   30% 8 Year Production Sales 124.b; 9+3=12 (in tones) (in tones) 125.c; 12+29=41 Company Comp Compa Com 126.d; A any ny pany B A B 2006 750 300 450 Years % of 2007 800 5500 600 Qualified 2008 600 450 700 Candidates 2009 550 400 500 2001 11.77 2010 700 500 450 2002 11.06 2011 650 550 550 2003 9.85 2004 12.85 141.d Production of company A in 2009 = 550 tonnes 2005 11.61 Production of Company A in 2010 = 700 tonnes 2006 11.04 700 550 Required percentage = 100 550 127.c; Required difference = (8250 + 7865 + 7120 + 8545 + 7962 + 6895)-(5600+7200+4850+6325+5200+6500)=46637- 150  100  27.27% H”27% 35675=10962 550 864 840 142.b; Sales of Company A in 2009 = 400 tonnes 128.d; Required difference= 100   100 Production of Company in 2009 = 550 tonnes 7200 8100 Required percentage = =12-10.4=10.6 400 4000 100   72.72% H”73% 129.b; Required difference 550 55

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143.c; Production of company B in 145.c; Ratio= 750 Pr oductionofcompanyBin2006 2006  4  600 toness 5 Pr oductionofconpanyBin2008 800 600 3 Production of company B in 2007  7  700 toness   Ratio  3: 4 8 800 4 600 Production of company B in 2008  4  800 toness Ans (146-150): 3

550 Cities Boys Girls Total Production of company B in 2009  12  600 toness 11 Delhi 82 92 174 Ajmer 101 115 216 700 Varanasi 108 23 131 Production of company B in 2010  13  650 toness Mumbai 100 92 192 14 Jodhpur 41 46 87 650 Total 432 368 800 Production of company B in 2011  14  700 toness 13 146.c; Required ratio = 92 : 100 = 23 : 25 Average Production= 231 600 700  800  600  650  700 4050 147.b; Required average =  77   675 3 6 6 148.a; Required No. of girls = tones 2 2 144.e; Total production of company A from the year 2006- 23  46   69  46 2011=750+800+600+550+700+650 3 3 =4050 tonnes Total sales of company A from the year 2006- 87 2011=300+550+450+400+500+550=2750 149.e; Required percentage = 10 H”76% Ratio = 115 150.e 151.b 152.d 153.b 154.d 155.d TotalPr oductionofcompanyAfrom2006to2011 156.e 157.d 158.b 159.a 160.a 161.b TotalsalesofcompanyAfrom2006to2011 162.b 163.d 164.d 165.a 166.a 167.a 168.d 169.b 170.d 171.b 172.c 173.b 4050 81 174.a 175.a 176.a 177.d 178.a 179.b   2750 55 180.d 181.c 182.b 183.d 184.d 185.d 186.a 187.b 188.b 189.a 190.d 191.c Ratio= 81:55 192.a 193.c 194.c 195.b 196.b 197.a 198.d 199.c 200.d

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WHO’S WHO  Research and Analysis Wing (RAW) : Rajinder INDIA Khanna, Director  National Institution for Transforming India (Niti  National Security Guard (NSG) : Jayanto Narayan Aayog) :Narendra Modi, Chairman Choudhury, Director-General  Lok Sabha, Speaker :Mrs. Sumitra Mahajan  Central Reserve Police Force (CRPF) : Prakash  Lok Sabha, Secretary-General : T. K. Viswanathan Mishra, Director-General  Rajya Sabha, Chairman : Mohammad Hamid Ansari  Border Security Force (BSF) : Devendra Kumar  Rajya Sabha, Deputy Chairman : P. J. Kurien Pathak, Director-General  Rajya Sabha, Leader of House : Arun Jaitley  Central Industrial Security Force (CISF) : Arvind  Rajya Sabha, Leader of Opposition : Ghulam Nabi Ranjan, Director-General Azad  Railway Protection Force. (RPF) : P. K.  Rajya Sabha, Secretary-General : Shumsher K. Mehta, Director-General Sheriff  Indo-Tibetan Border Police (ITBP) : Krishna  National Institution for Transforming India (Niti Chaudhary, Director-General Aayog) : Arvind Panagariya, Vice-Chairman  Sashastra Seema Bal : B. D. Sharma, Director-  Chief Election Commissioner : Syed Nasim Zaidi General  Comptroller and Auditor-General of India : Shashi  Indian Coast Guard : Vice-Admiral Anurag G. Kant Sharma Thapliyal, Director-General  National Human Right Commission (NHRC) : Justice  Defence Intelligence Agency : Lt. Gen. Avtar K. G. Balakrishnan, Chairperson Singh, Director-General  Cabinet Secretary : Ajit Kumar Seth  University Grants Commission (UGC) : Prof. Ved  Principal Secretary to Prime Minister : Nripendra Prakash, Chairman Misra  Defence Research and Development Organisation.  National Commission for Backward Classes : Justice (DRDO) : Dr. Avinash Chander, Scientific Adviser to V. Eshwaraiah, Chairman Defence Minister and Secretary  National Commission for Protection of Child Rights  Principal Scientific Adviser to the Government : Dr. R. (NCPCR) : Ms. Shanta Sinha, Chairperson Chidambaram  National Commission for Scheduled Castes : Dr. P. L.  Space Commission and ISRO : A. S. Kiran Punia, Chairman Kumar, Chairman  National Commission for Scheduled Tribes (NCST)  Atomic Energy Commission and Secretary, Dept. of : Dr.Rameshwar Oraon, Chairman Atomic Energy : Ratan Kumar Sinha, Chairman  Union Public Service Commission (UPSC) : Deepak  National Commission for Minorities : Naseem Gupta, Chairman Ahmad, Chairperson  National Commission on Farmers (NCF) : Dr. M. S.  Staff Selection Commission (SSC) : Amitava Swaminathan, Chairman Bhattacharya, Chairman  National Security Adviser and Special Adviser to PM  Indian Council of Medical Research : Dr. Vishwa (Internal Security) : Ajit Kumar Dova Mohan Katoch, Director-Genera  National Investigation Agency (NIA) : Sharad  India and Census Commissioner : C. Kumar, Director-General Chandramouli, Registrar-General  Railway Board : A. K. Mital, Chairman  Law Commission : Justice D. K. Jain, Chairman  Intelligence Bureau (IB) : Dineshwar Sharma, Director  Indian National Academy of Engineering (INAE) : Dr.  Central Bureau of Investigation (CBI) : Anil Kumar B. N. Suresh, President Sinha, Director

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 National Forest Commission : Justice (Retd.) B. N.  National Commission for Women : Ms. Lalitha Kirpal, Chairman Kumarmangalam, Chairperson  National Dairy Development Board (NDDB) : T.  14th Finance Commission : Dr. Y. V. Nanda Kumar, Chairperson Reddy, Chairman  Border Roads Organisation : Lt. General AT  National Statistical Commission : Dr. Pronob Parnaik, Director-General Sen, Chairman  Reserve Bank of India (RBI) : Dr. Raghuram  Central Board of Film Certification (CBFC) : Pahlaj Rajan, Governor Nihalani, Chairperson  Press Council of India : Justice Chandramauli  Archaeological Survey of India (ASI) : Dr. Rakesh Kumar Prasad, Chairman Tewari, Director-General  Audit Bureau of Circulations (ABC) : Ravindra  Federation of Indian Chambers of Commerce and Pisharody, Chairman Industry (FICCI) : Dr. Jyotsna Suri, President  Central Board of Direct Taxes (CBDT) :R. K.  Telecom Regulatory Authority of India (TRAI) : Dr. Tewari, Chairman Rahul Khullar, Chairman  Central Board of Excise and Customs : Mrs. J.M.  Enforcement Directorate : Dr. Rajan Shanti Sundharam, Chairman Katoch, Director  Competition Commission of India : Ashok Chawla  Pension Fund Regulatory and Development Authority  Central Administrative Tribunal : Justice Syed Rafat (PFRDA) : R. V. Verma, Chairman Alam, Chairman  Bhabha Atomic Research Centre : Dr. Sekhar  National Hydroelectric Power Corporation (NHPC) Basu, Director : R.S.T. Sai, CMD  Indian Olympic Association : N.  Oil and Natural Gas Corporation (ONGC) : R. S. Ramachandran, President Sharma, CMD  National Council of Educational Research and  GAIL : B. C. Tripathi, CMD Training (NCERT) : Prof. B.K.Tripathi, Acting  Indian Oil Corporation (IOC) : S. Behuria, Chairman Director  Oil India Ltd : Sunil Kumar Srivastava, CMD  Confederation of Indian Industry (CII) : Ajay S.  Central Board of Secondary Education (CBSE) : Dr. Shriram, President Satbir Bedi, Chairperson  Prasar Bharti Board : Dr. A. Surya  Securities and Exchange Board of India (SEBI) : U. K. Prakash, Chairman Sinha, Chairman  Investment Commission : Ratan Tata, Chairman  National Bank for Agriculture and Rural Development  Board of Control for Cricket in India (BCCI) (NABARD) : Dr. Harsh Kumar : Jagmohan Dalmiya, President Bhanwala, Chairman  NASSCOM : R. Chandrasekaran, Chairman  State Bank of India (SBI) : Smt.Arundhati  National Film Development Corporation (NFDC) Bhattacharya, Chairman : Ramesh Sippy, Chairman  Industrial Development Bank of India (IDBI) : M. S.  United News of India : Ravindra Kumar, Chairman Raghavan, Chairman  Press Trust of India (PTI) : Mahendra Mohan  Company Law Board : Justice Dilip Raosaheb Gupta, Chairman Deshmukh, Chairman  Indian Newspaper Society (INS) : Kiran B.  India’s Permanent Representative to UN : Asoke Vadodaria, President Kumar Mukerji  Life Insurance Corporation of India (LIC) : S. K. Roy, Chairman  Central Water Commission : Ashwin  Pandya, Chairman

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ONE LINER 1. A beautiful valley of Uttarakhand state was opened recently for tourists for the first time since the 1962 Indo-China war because of its proximity to the China border. Which valley is this? – Nelong Valley 2. 67-year old former nurse Aruna Shanbaug passed away in a Mumbai hospital after being in coma for 42 years after a sexual assault by a ward-boy in 1973. What is the name of this Mumbai hospital in which she used to serve and passed 42 years of her life, being taken care- off by a group of hospital nurses and doctors during this duration? – Kings Edward Memorial (KEM) Hospital 3. What is the name of the former Army General who took over as the 8th President of Guyana ? – David Arthur Granger 4. Private-sector Federal Bank forayed into credit card segment with the launch of a co-branded credit card. It has tied up with which PSU bank for this co-branded credit card? – SBI 5. What was the fiscal deficit (estimated) for 2014-15 as announced by the Union Finance Ministry? – 4% of the GDP 6. What was the gross tax collection in 2014-15 as announced by the Union Finance Ministry ? – Rs. 12,45,037 crore 7. Mangaluru-headquartered Corporation Bank recently dropped plans to take over the assets and liabilities of a Maharashtra-based cooperative bank whose license was cancelled by the RBI in 2013. Which bank is this? – Rupee Co-operative Bank Limited 8. Which country won the 2015 Sudirman Cup (for Badminton) ? – China 9. Pope Francis canonized Sister Marie-Alphonsine Danil Ghattas and Maryam Baouardy in a ceremony in Saint Peter’s Square. These two women belonged to which country? – Palestine 10. What is the name of the US firm which was selected by the Ministry of Urban Development as the knowledge partner for smart cities mission in which this firm would assist in selecting the cities for financing under the mission? – Bloomberg Philanthropies (BP) 11. Which three Indian cities will have Sister Cities in China as proposed in the 24 agreements signed between India and China during Prime Minister Narendra Modi’s state visit to China? – Chennai, Hyderabad and Aurangabad 12. Which African country came to news in May 2015 for a failed coup against its President? – Burundi 13. A 12-member jury How many agreements between India and China were signed after Prime Minister Narendra Modi’s talks with Chinese Premier Li Keqiang on 15 May 2015? – Twenty Four (24)gave death sentence to the accused of the Boston Marathon bombing of 2013. What is the name of this accused? – Dzhokhar Tsarnaev 14. A team of scientists from Tohoku University (Japan) recently reported discovery of a new state of matter that was developed in the lab. This new substance is expected to prove a game changer for the way we use and produce energy. What is the name given to this substance? – Jahn-Teller metal 15. A new research done by the US National Oceanic and Atmospheric Administration (NOAA) has found the world’s first fully warm-blooded fish. This fish circulates heated blood throughout its body much like mammals and birds. What is the name of this fish? – Opah (or Moonfish) 16. How many agreements between India and China were signed after Prime Minister Narendra Modi’s talks with Chinese Premier Li Keqiang? – Twenty Four (24) 17. On the second day of his state visit to China, Indian Prime Minister made the announcement of the opening of the second route for the Kailash-Manasarovar Yatra by China from June 2015. This second route would be through which pass to complement the existing route through the Lipulekh Pass in Uttarakhand? – Nathu La (Sikkim) 18. What is the name of India’s largest online fashion retailer which after months of speculation, finally closed its website to become an app- only service from 15 May 2015? – Myntra 19. The first ever meeting of which important council of Indian Railways was and was headed by noted industrialist Ratan Tata? – ‘Kayakalp Council’ 20. The Companies (Amendment) Bill, 2014 was passed by the Rajya Sabha on 13 May. How many amendments in total were affected in the Companies Act of 2013 through this amendment bill? – Sixteen

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21. How many smokers (approx.) are there globally as disclosed in the newly disclosed status report of Global Statistics on Addictive Behaviours (GSAB)? – 1 billion 22. In a departure from tradition, Indian Prime Minister Narendra Modi started his historic 3-day official visit of China from which ancient Chinese city on 14 May 2015? – Xi’an 23. The Union Govt. appointed new Governors for four states. Who are these? – V. Shanmuganathan (Meghalaya), Draupadi Murmu (Jharkhand), Tathagata Roy (Tripura) and J.P. Rakkhowa (Arunachal Pradesh) 24. The Union Govt. gave its clearance for disinvestment of which two public-sector undertakings (PSUs) with the aim of garnering around Rs. 15,000 crore from this sale? – Indian Oil Corporation (IOC) and NTPC 25. The Supreme Court in its order given said that picture of only three officials can feature in government advertisements that are placed by the centre and state governments to publicize various schemes. Which three officials are these? – The President, the Prime Minister and the Chief Justice of India 26. In a setback to the Narendra Modi govt., which global financial entity downgraded India to “underweight” category, which was the first major downgrade for the India in the past one year? – HSBC 27. Which city would become the first in India to get Google Street View as announced on 12 May 2015? – Hyderabad 28. According to a latest report disclosed by a South Korean intelligence agency, the minister of the People’s Armed Forces in North Korea was executed during April 2015 for allegedly showing disrespect for its top leader, Kim Jong Un. What was the name of this official? – Gen. Hyon Yong Chol 29. Who was appointed as the acting Chairman of the National Human Rights Commission (NHRC) by the President Pranab Mukherjee? – Justice Cyriac Joseph 30. What is the name of the oil painting of Spanish artist Pablo Picasso which smashed the record for the most expensive artwork ever sold at auction when it soared to $179.4 million (around Rs. 1100 crore) at Christie’s auction? – “Les femmes d’Alger (Version ‘O’)” which means “(Women of Algiers (Version O)” 31. Google announced integration of Indian Railways schedules as well as updated information about public transport in eight Indian cities on Google Maps. This facility would be made available under which feature of Google Maps? – “Google Transit” 32. Which noted banker of India was appointed as the first President of the $100-billion New Development Bank (NDB) of the BRICS countries, to be based in China’s financial hub Shanghai? – KV Kamath 33. A 5-day census of the Asiatic Lions was conducted at the famous Gir Wildlife Sanctuary in Gujarat that concluded. According to the primary results of this census there are how many lions at the sanctuary? – 523 34. The Karnataka High Court overturned a trial court judgment and acquitted AIADMK chief and former Tamil Nadu Chief Minister J. Jayalalitha along withthree of her associates in an 18-year-old disproportionate assets case. This case is associated with which tenure of her as the Chief Minister of Tamil Nadu? – 1991-96 35. Eastern India’s newest Greenfield airport – the Kazi Nazrul Islam Airport, started its symbolic operations as Prime Minister Narendra Modi became the first passenger to fly out of the airport on this day. This airport is situated at which place in West Bengal? – Andal 36. During April 2015, China overtook the United States in import of which important commodity to become world’s largest importer of this commodity? – Crude Oil 37. Who became the first black to be elected as the leader by South Africa’s main opposition party, the Democratic Alliance (DA)? – Mmusi Maimane 38. Prime Minister Narendra Modi inaugurated a revamped and modernized 2.5 million tonne steel plant of IISCO on the occasion of his maiden visit to West Bengal. This plant is situated at which? – Burnpur 39. Prime Minister Narendra Modi became the first prime minister in last 30 years to visit Naxal hotbed of Dantewada (Chhattisgarh). Who was the last to do so? – Rajiv Gandhi

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40. A memorandum of understanding (MoU) for establishment of a three-million-tonne ultra mega steel plant (UMSP) was signed on the occasion of Prime Minister Narendra Modi’s visit of Chhattisgarh on 9 May 2015. This UMSP would be established at which village of the state? – Dilmili 41. What is the name of the super storm that made landfall in northeastern region of the Philippines prompting evacuations and warnings of flooding and landslides in the region? – Noul 42. Which private sector financial entity from India has emerged the only Indian company among a list of the world’s 10 biggest consumer financial services firms complied by Forbes magazine and released recently? – HDFC 43. Who won the Spanish Formula 1 Grand Prix that culminated? – Nico Rosberg (Germany) 44. What is the name of the festival of Indian arts and culture in Russia that was inaugurated by President Pranab Mukherjee in Moscow? – “Namaste India” 45. A new strategic naval base of the Indian Navy named “INS Sardar Patel” was commissioned. This base has been established in which coastal city of Gujarat? – Porbandar 46. From May 2015 National Payments Corporation of India (NPCI) has reduced the switching fee it charges banks for processing inter-bank ATM transactions by five paise. What is the new switching fee after this reduction? – 45 paise per transaction 47. Russia staged a massive and extravagant parade on Red Square in Moscow with display of some new armour for the first time. What was the reason for this massive parade? – Commemoration of 70 years of Russian victory over Nazi Germany in World War II 48. History was made for the Indian Army when for the first time one of its contingents took part in the international military parade, as part of Russia’s Victory Day commemoration. This contingent was from which regiment of the Indian Army? – Nine Grenadiers regiment 49. Which West African country, which was at the center of the largest Ebola epidemic so far, was declared free of Ebola by the World Health Organization? – Liberia 50. Prime Minister David Cameron scored a stunning election victory in Britain as his Conservative Party gained majority on its own by winning 331 seats. With this resounding victory, the Conservatives will be able to govern the country alone for the first time since which year? – 1992 51. Who became the youngest British MP since 1667 after her historic win in the British Parliamentary elections of 2015? – Mhairi Black 52. In one of the most tragic aviation disasters in Pakistan, Ambassadors of two countries were killed when a Pakistani Army helicopter crashed in a mountainous part of northern Pakistan. Which countries’ Ambassadors to Pakistan died in this bizarre accident? – Norway and the Philippines 53. Union Finance Minister Arun Jaitley announced decision to set up a high-level panel to examine the issue of minimum alternate tax (MAT) on foreign institutional investors (FIIs). Who will lead this panel? – Justice A.P. Shah 54. Who was appointed as the new Election Commissioner to fill one of the two vacancies in the three-member body? – Achal Kumar Jyoti 55. Which entity during May 2015 completed India’s single largest office space leasing deal so far by signing up for a 2-million sq. ft. custom- built office campus in Bengaluru? – Flipkart 56. India and Iran on 6 May 2015 signed an agreement to develop a strategic port in southeast Iran. This was done despite U.S. pressure not to rush into any such trade agreements before world powers clinch a final nuclear accord with Iran. Which Iranian port is involved in this agreement? – Chabahar Port 57. India’s first satellite-controlled solar power plant was inaugurated in which state ? – Punjab 58. What was India’s place in the State of the World’s Mothers 2015 Report prepared by ‘Save the Children’ that was launched ?- 140 out of 179 countries 59. Which countries were placed at top and bottom places respectively in the 2015 Mothers’ Index of 179 countries that was released ? – Norway (top) and Somalia (bottom) 60. Which village of Haryana state came to news with the discovery of huge water resources from a field , a discovery some experts believed to be part of the mystic Saraswati River described in Rigveda? – Mugalwali

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61. The National Commission for Backward Classes (NCBC) during May 2015 recommended to the Centre to raise the ‘creamy layer’ criterion for other backward castes (OBCs) from the present annual salary of Rs. 6 lakh to what new level? – Rs. 10.50 lakh 62. A Mumbai sessions court on 6 May 2015 sentenced Bollywood film star Salman Khan to five years in prison, for killing a man in a hit-and- run accident. Later the Mumbai High Court gave 2-day bail to Khan after the superstar applied for it. When this accident had taken place? – 28 September 2002 63. The skywatchers got a chance to see a delightful meteor shower of a comet on 5 and 6 May 2015. Which famous comet is this? – Halley’s Comet 64. Which city had the highest vehicle density in India as disclosed by a series of latest data released recently? – Chennai 65. A youth from Hyderabad came to prominence recently as he and his team of researchers at Salk Institute of Biological Studies in California has developed a technique that could help women prevent their children from inheriting severe illnesses including those of heart and brain. What is the name of this Indian youth? – Pradeep Reddy 66. In an important development, the Indian Army inducted an indigenously developed supersonic surface-to-air missile which is capable of targeting enemy helicopters, aircraft and UAVs from a range of 25 km. What is the name of this missile which has been commissioned almost 3 decades after this project was initiated? – Akash 67. What was the name of the CEO of online survey development company SurveyMonkey, who died during May 2015? – Dave Goldberg 68. A noted Indian investor and mutual fund entrepreneur passed away during May 2015 after a car accident in the United States. At the time of accident he was going to attend the annual general meeting of Berkshire Hathaway, the company controlled by legendary investor Warren Buffett. Who was this renowned Indian investor? – Parag Parikh 69. What is the name given to the newly born daughter of Britain’s Prince William and the Duchess of Cambridge, as announced? – “Charlotte Elizabeth Diana” 70. Which club won the English Premier League for 2014-15 after winning its match on 3 May 2015? – Chelsea 71. The boxing bout between which two boxers held was billed by numerous hyperboles such as the “Fight of the Century” and “The Battle for Greatness”? – Floyd Mayweather, Jr. and Manny Pacquiao 72. The Department of Telecom (DoT) deadline to fully implement the mobile number portability (MNP) across the country was extended by how many months? – Two months 73. Which state govt. launched ‘Niramaya’, a free drug distribution scheme to cover whole state on 1 May 2015? – Odisha 74. Which noted Indian scientist was chosen for Japan’s highest civilian award – the “Order of the Rising Sun, Gold and Silver Star” as announced by the Japanese Govt. on 2 May 2015? – Prof. C.N.R. Rao 75. Who took over as the new Director General of the Central Industrial Security Force (CISF) on 1 May 2015? – Surender Singh 76. Ruth Rendell, who passed away on 2 May 2015, was associated with which field? – Crime fiction writing 77. Which Indian airport was recently presented the world’s best airport award for the year 2014 by Airports Council International (ACI), under the category of handling 25 to 40 million passengers per annum? – Indira Gandhi International Airport (Delhi) 78. Which Latin American city has highest bookstores per capita than any other major city in the world, according to a recent study by the World Cities Cultural Forum? – Buenos Aires (Argentina) 79. Software giant Microsoft recently unveiled its new web browser, which would eventually replace the existing Internet Explorer. What is the name of this browser which will incorporate several new path-breaking features? – Edge 80. Which state govt. on 30 April 2015 issued a circular banning the use of the phrase “Horn Ok Please” on the rear side of commercial vehicles? – Maharashtra 81. The Maharashtra’s Food and Drugs Administration (FDA) on 1 May 2015 filed an FIR against CEO of which e-commerce major on charges of for selling prescription drugs online? – Snapdeal 82. US space agency NASA’s 11-year old probe mission for Mercury ended abruptly after it crashed into the little planet. What was the name of this historic probe? – Messenger

B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 88 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF JULY - 2015

83. Which district of West Bengal was declared as the first Open Defecation Free (ODF) district in the country? – Nadia 84. What is the name of a new rating mechanism for television in India that announced its first data for week 16 of 2015 and is now being seen as a replacement to the existing ratings provider, TAM? – Broadcaster Audience Research Council (BARC) 85. Which country will become the first to make a cricket tour of Pakistan since 2009 as announced? – Zimbabwe 86. What is the name given to an ambitious road project proposed by the Union Govt. from Gujarat to Mizoram to be built along India’s vast West-to-East land border? – “Bharat Mala” 87. Which South-east Asian country on 29 April 2015 undertook the controversial executions of 8 persons including 7 foreigners, an incident which drew widespread condemnation from around the world? – Indonesia 88. Union Govt. announced extending e-Tourist Visa scheme for 31 more countries. With this extension the scheme will be available for how many countries from 1 May 2015? – 76 89. In a sudden development, Saudi King Salman bin Abdulaziz sacked his younger half brother as crown prince. Who was appointed as the new heir apparent? – Deputy Crown Prince Mohammed bin Nayef (the nephew of the King) 90. Indian Army has recently cleared the field trials of which 45-calibre artillery gun as disclosed by Union Defence Minister Manohar Parrikar in Parliament? – Dhanush 91. Which U.S. city witnessed incidents of rioting and looting during April 2015? – Baltimore 92. Who was sworn in as the first African-American woman Attorney General of the United States on 27 April 2015? – Loretta Lynch 93. The bilateral trade between India and the United States crossed which landmark figure during 2014, as disclosed by US Ambassador to India Richard Verma during April 2015? – $100 billion 94. Who became the first India-born woman to be appointed a judge in New York City ? – Raja Rajeswari 95. At least 1,500 people died in a massive earthquake and a series of aftershocks that hit several parts of Nepal and India since morning of 25 April 2015. Which district of Nepal was the epicentre of the quake? – Lamjung 96. The Draft Agreement on Coastal Shipping between India and Bangladesh was finalized during a Secretary-level talk held at New Delhi during April 2015. According to this Draft Agreement, the bilateral inland water transit and trade will now be automatically renewed after how many years instead of the current norm of one year? – Five Years 97. What will be the slogan of the New Education Policy that was unveiled on 24 April 2015 by HRD Minister Smriti Irani? – “Nayi Shiksha Neeti Kare Saakaar, Gyaan, Yogyata aur Rojgaar” 98. Which public sector bank launched “Rupay Platinum Debit Card” on 20 April 2015 by tying up with National Payments Corporation of India (NPCI)? – IDBI Bank 99. In a tragic accident, a promising Bengal batsman passed away on 20 April 2015 owing to an injury sustained during a Cricket Association of Bengal’s (CAB) Senior one-day knock-out match three days ago on 17 April. What was the name of this young cricketer, who was also a former Bengal U-19 captain? – Ankit Keshri 100. What is the name of the 21-year old English batsman who made cricketing history by scoring 350 in a one-day club match on 20 April 2015? – Liam Livingstone

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B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 89 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] VANIK PROVIDES

Well Equipped Classroom Vanik’s Recent Selections Centralized A/C Counseling with Central A/C Fully Wi-Fi Enabled Lab

Library With Well Developed & Experienced & Dedicated Faculties Exam Oriented Study Material Interview Grooming Session Let’s Join & Maximize Your Knowledge...

WHY YOU SHOULD JOIN VANIK INSTITUTE FOR “BANKING, RAILWAY AND SSC”

1. BEST FACULTY OF INDIA FOR CLASSES COMPARE TO ALL OTHER EXAMPLE : APTITUDE-6 VOL, REASONING-4 VOL , ENGLISH-3VOL, INSTITUTE. COMPUTER-2 VOL, BANKING AWARENESS-2 VOL, MARKETING-2 2. Highest no of hours in every subject for better understanding. Total VOL, CURRENT AFFAIR : DAILY SHEET, 6 NOS MONTHLY MAGAZINE hours for banking - 400+HRS (6 MONTHS DAILY 2 ½ HRS CLASS ) ,2 NOS HALF YEARLY MAGAZINE , PREVIOUS YEAR PAPERS OF - IBPS AND SSC - 550+ HRS (6 MONTH DAILY 5 HRS CLASS ) PO, IBPS CLERK, SBI PO, SBI CLERK, PRACTICE PAPERS FOR EXAMPLE : APTITUDE-80HRS, REASONING-70HRS, ENGLISH-70HRS, UPCOMING EXAMS COMPUTER-40HRS, BANKING AWARENESS-30HRS, MARKETING-30HRS, FOR SSC students extra volume of materials and General study material CURRENT AFFAIRS-50HRS, GENERAL STUDIES-120HRS (HISTORY, (HISTORY, GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & GEOGRAPHY, POLITY, LIFE SCIENCE, ECONOMICS, PHYSICS & CHEMISTRY ) CHEMISTRY) 3. Separate vocabulary class (1000 - BANKING AND 1500 WORDS - SSC ) 15. Interview classes , mock interview with video recording and analysis 4. Separate traditional GK class for easily remember GK in the class 16. Personal development and group discussion class itself. (50 hrs) 17. Weekly 3 online mock test of upcoming exams with discussion. 5. Time to Time motivational class and classes how to crack the exam by (MTD- MOCK TEST & DISCUSSION our experts. 18. Unlimited online practice tests as per your choice (MCT - MY CHOICE 6. Daily Doubt clearing classes . TEST ) 7. Different technique of teaching style for easy understanding 19. Separate online test subject wise and topic wise test ( SBT - SUBJECT 8. Daily class test of every class after the class BASED TEST AND TBT - TOPIC BASED TEST ) 9. Weekly test of weekly covered topics of all subjects 20. Hostel (both boys and ladies separately) 10. Class room assignment practice and discussion of every topic in class 21. In campus canteen facility it self 22. Largest Campos with modern infrastructure compare to all other 11. Daily current affair handouts before the class institute at bhubaneswar 12. Weekly current affair class with weekly C/A question discussion class. 23. 24 hrs study room for self study 13. Best material with work book for practice more question at home 24. Modern computer lab with wi- fi campus 14. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 30+ 25. HIGHEST LEVEL OF SUCCESS RATE VOLUMES FOR SSC STUDY MATERIAL KIT (Total 25 Volumes)

MONTHLY ISSUE - JULY - 2015 V

A Vanik’s N REA APTITUDE I V V V V V K A A A A A N N N N N SONING I I I I I K K K Current Affairs K K ENGLISH COMPUTER REASONING ENGLISH Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU for APTITUDE Bank PO & Clerical Railway & SSC A Complete Magazine for all Competitive Exams COMPUTER for for Bank PO Bank PO & Clerical Bank PO & Clerical Railway & SSC

Bank PO It isn’t how you start but how you finish that matters Current Affairs for Railway & SSC Bank PO for , Clerical & Bank PO for , Clerical & , Clerical & Bank PO, Clerical & Banking Awareness General Awareness , Clerical & All Other Competitive Examinations

All Other Competitive Examinations

Topicwise Theory with Solved Examples All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations All Other Competitive Examinations COMPUTER Assignment - I Assignment - II Topicwise Theory with Solved Examples Bank PO |Clerical (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Assignment - I Assignment - II Topicwise Theory with MCQs (Class Room Practice) (Home Work Practice) Sentence Noun Parts of Speech Adjective Assignment - I Assignment - II Pronoun Tense L E A R N Verb (Class Room Practice) (Home Work Practice) Preposition Conjunction Himalayan Tragedy Punctuations

Direct & Indirect Speech Active & Passive Voice Vanik’s Page Articles Adverb 200 Updated MCQs 100 One Liners 40 MCQs on Computers 100 GK for SSC & Railway Vanik’s Knowledge Garden P u b l i c a t i o n s SBI-Prelimenary Practice Set P u b l i c a t i o n s Leading Institute for Banking, Railway & SSC New P u b l i c a t i o n s P u b l i c a t i o n s P u b l i c a t i o n s SBI-PO Practice Paper Monthly Updated Current Affairs unctions New Committees & its F Awards & Honours Events of the month Games & Sports Date and Observations onomy & Banking Important Index Ec s Recent MOU echnology Famous Personality Science & T Books & Authors Famous Places

Bank PO Clerical Railway SSC CRT

COURSE FEATURES: 1. Small Batch S 2. Best Study Materials with Workbook S C 2. AC Classroom with Audio & Video B 3. Weekly Subject/Topicwise Test (WTS) A N 4. Monthly Test (MTS)with Discussion K I 5. Transportation Facility N 6. Hostel Facility (Boys & Girls) G R 7. Library Facility A 8. Online Test I L W A COURSES OFFERED: Y 1. Banking Intensive Course (240hr) Intensive Plus Course (360hr) 2. Banking + Railway (420hr) For Online Test & Discussion Students 3. Banking+Railway+SSC (450hr) 4. SSC Plus (450hr) Facility 5. Online Test Series Library - 7am to 9am Daily Current Affairs Hard Copy Current Affairs Class Current Affairs Weekly Test & Discussion Class Individual Doubt Clear Online Test Series Features Also Available Hard Copy of Online Test Question with Explanation Weekly 3 Test & 3 Discussion Discussion of all 5 subject by 5 best faculty of India New Batch Starts for SSC/Railway Technical Course Monthly Magazine Centralized A/C Lab with Wi-Fi Facility from 20th June 2015 Scholarship for Toppers

Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Ph : 0674-6556677, 8093-556677 Web : www.vanik.org, E-mail : [email protected] Price : `40