RSG Victoria
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SITHGAM301 - Provide Responsible Gambling Services RSG Victoria Table of Contents Section 1 Background of gambling ................................................................................................................................... 1 Section 2 Gambling in Victoria and Australia .................................................................................................................... 5 Section 3 Provide information ........................................................................................................................................ 19 Section 4 Interact with customers and the community ................................................................................................. 35 Section 5 Exclusion provisions ........................................................................................................................................ 43 Section 7 Financial transactions ...................................................................................................................................... 59 Section 8 advertising and promotions ............................................................................................................................ 63 Section 1 Background of gambling What can I expect to learn in this section of the RSG program? When you have finished this section discussing the Background of gambling you should understand............ the term gambling activity the difference between the terms Gambling, Gaming and Wagering why people are attracted to gambling the potential benefits of gambling activities the potential harmful effects of gambling what problem gambling is and the ripple effect theory what responsible gambling is Gambling in the community It is highly likely that you will already have some gambling knowledge; that you have been given a ticket for Tattslotto as a gift at some stage in your past, you may have bought or sold raffle tickets to raise funds for your school, been to watch a horse or dog race, or you may know someone who gambles, plays the 'pokies' or goes to 'Bingo' nights. In today's society there are so many ways we can legally participate in gambling activities, and most of us do enjoy our experiences. However, a significant number of us become so focused on the possibility of winning that we lose our ability to logically assess or manage our involvement, and our gambling becomes a problem for us, our families, our friends and the community. It is for this reason people who work in businesses offering gambling activities are required to learn how to encourage Responsible Gambling. What do we mean when we talk about gambling activity? In its simplest form gambling activity refers to the focus of the gambling; the game, race or competition on which an individual places bets or outlays money. (Such as horse races, pokies, tattslotto or the roulette wheel). At its most complex it can include discussion on the frequency of gambling, the demographics of those who participate in its various forms and gambling related issues for individuals and the community. What is the difference between Gambling, Gaming & Wagering? SITHGAM301 - Provide Responsible Gambling Services There is confusion about what the terms gambling and gaming mean and how wagering relates to them. Not many people appreciate the difference between them....... .........when people talk about gambling, listen carefully, and you will notice they use the words interchangeably. Gaming when someone participates in a gaming activity they are participating in any form of gambling except wagering Wagering refers to bets placed with totalisators (e.g. TAB or Sportsbet) or bookies on races, sports or other events (e.g. horse racing, greyhound racing, sports games, politics etc) Gambling encompasses both gaming and wagering, it refers to all situations where money is staked on a chance or uncertain outcome Please note; Throughout this program we will talk about problem gambling and responsible gambling; when these are discussed we are referring to all forms of legalised gambling including wagering. What is Speculation? Am I gambling if I speculate? Well..... yes you are gambling. You are taking a risk by buying something and gambling on the hope you will be able to sell it for more in the future. We mention it here because it is a form of gambling but it's not legislated against even though there are many people who suffer in the same way as problem gamblers do. Speculation as defined by Wikipedia is..... 'Financial speculation which can involve the buying, holding, selling, and short-selling of stocks, bonds, commodities, currencies, collectibles, real estate, derivatives, or any valuable financial instrument to profit from fluctuations in its price, irrespective of its underlying value.' Why are people attracted to gambling It is important to understand why so many of us choose to gamble..... Research conducted by governments within Australia has shown there are seven main reasons people indulge and it's generally a combination of some or all of the following, they.... enjoy the atmosphere of a gambling venue or event look forward to the social aspects of gambling like the challenge of daring to beat the odds thrive on testing their luck hope to win back previous losses can escape the reality and circumstances of their lives and importantly, they hope to win! SITHGAM301 - Provide Responsible Gambling Services Treat Gamblers with Respect!! Choosing to gamble is an individual's right, and must be respected. Regardless of your personal thoughts, it is not your place to judge someone who chooses this form of entertainment, even if it does become a problem for them. What is problem gambling? It is not possible to identify a problem gambler merely by their physical appearance. Someone who is betting heavily might be doing so within his or her own predetermined limits. They could be having fun, a “night on the town” or splurging earlier winnings. Whereas an alcoholic or a chronic drug user might have observable indications that they have an addiction, it is less obvious in a gambler. There are various definitions of problem gambling, but most emphasise: 1. A person’s lack of control over their gambling behaviour 2. Adverse personal, economic and social impacts resulting from a gambler's actions. Problem gambling may involve: gambling more money than the player can afford gambling that makes the home life of the player unhappy feelings of remorse after gambling bills that can't be paid by the player due to excessive gambling borrowing money to gamble trying to win back gambling losses gambling to escape worry or personal problems changes in sleeping or eating habits due to gambling committing illegal acts or considering these to finance gambling considering self-harm as a result of gambling It is estimated that problem gamblers contribute one third of all money people spend on gambling. It is also estimated that each problem gambler has a financial or emotional impact on 5 to 10 other people. This impact is called the ripple effect... more about that next Characteristics of Problem Gambling and the ripple effect theory Just like a stone tossed into a pond, the behaviour of a problem gambler can have a ripple effect through the whole community. An individual with a gambling problem can potentially have an impact on their, family, friends, place of work/study, on governments and communities - the impact on these levels within communities is known as 'The Ripple Effect'. It has been demonstrated by research that a problem gambler may impact another 5 to 10 people within their circle of family and friends. The focus of a gambling problem will vary from person to person with most gambling in four or more products at a time, gambling frequently and for long periods. They may focus on Horses, Greyhounds, Card and Table Games or become seduced by Electronic Gaming Machines; these are just a few of the gambling options available to punters. SITHGAM301 - Provide Responsible Gambling Services Individuals with a Gambling Problem tend to experience: Stress Depression Financial hardship (inability to pay bills), debts, loss of assets and some even become bankrupt They may consider actions they normally wouldn't such as: Suicide Crimes such as theft, to fund their addictions The family and friends of people with gambling addictions may experience: Stress Family neglect Loss of household income Relationship breakdown and grief Domestic violence Someone with a gambling problem may find it very difficult to study effectively, may have a reduced ability to focus on and recall information. The workplace of the individual may become destabilised, working relationships undermined as the individual becomes unreliable, moody and may even steal from mates or the boss. Lack of performance may result in losing a job Reduced productivity of an individual may not be significant but of thousands of individuals it becomes a problem for the community Individuals sacked because of the impact their gambling problem has on their ability to function may require financial support from the community such as unemployment benefits Individuals and the family and friends of individuals with gambling problems seek counselling and help from community and legal services Increased demand for help puts pressure on legal services Demand for help puts a strain on counselling services Many crimes committed by individuals with gambling problems place a cost burden on communities.