2018 Annual Report
STATE OF ARKANSAS ASA HUTCHINSON, GOVERNOR
ARKANSAS INSURANCE DEPARTMENT
ALLEN KERR ARKANSAS INSURANCE COMMISSIONER _____
ANNUAL REPORT SHOWING THE ARKANSAS BUSINESS FOR THE YEAR
2018
OF ALL INSURANCE COMPANIES, ASSOCIATIONS, AND FRATERNAL ORDERS TRANSACTING BUSINESS IN ARKANSAS.
_____
MISSION STATEMENT
The primary mission of the State Insurance Department shall be consumer protection through insurer solvency and market conduct regulation, and fraud prosecution and deterrence.
OUR VISION
Our vision is to serve and protect the public interest by the efficient and equitable enforcement of the state’s laws and regulations affecting the insurance industry.
CORE VALUES
The Insurance Department is comprised of several divisions with a wide variety of services to the public, public employees, and the industry.
Our core values are:
• Efficiency in our internal workings and in assisting consumers externally.
• Results that benefit Arkansas consumers and lead to growth for the Industry.
• Transparency in the rate-making process.
• Leadership among state regulators in growing industry and protecting consumers.
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
TABLE OF CONTENTS
Commissioner’s Letter 1 Message from the Commissioner 2 Administration Division 3 Accounting Division 4 Compliance Division 12 Consumer Services Division 14 Criminal Investigation Division 15 Finance Division 16 Human Resources Division 21 Information Systems Division 21 Legal Division 22 License Division 24 Liquidation Division 26 Public Employee Claims Division 26 Regulatory Health Link Division 27 Risk Management Division 28 Insurance Department History 30 Past Insurance Commissioners 31 Domestic Surplus Lines Carriers – By Premium 32 Farmers Mutual Aid Associations – By Premium 32 Fraternal Organizations – By Premium 32 Title Insurance Carriers – By Premium 32 Life & Health Insurance Carriers – By Premium 33 Property & Casualty Insurance Carriers – By Premium 41
i
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ARKANSAS CODE ANNOTATED
Title 23 - Public Utilities and Regulated Industries Subtitle 3 – Insurance Chapter 61 - State Insurance Department Subchapter 1 - General Provisions § 23-61-101 - State Insurance Department -- Continuation -- Assignment of space.
23-61-101. State Insurance Department -- Continuation -- Assignment of space. (a) There is continued at the seat of government of this state an office or department designated as the State Insurance Department. (b) Suitable space shall be assigned for the use of the department. (c) (1) (A) The purpose of the department is to serve and protect the public interest by the equitable enforcement of the state's laws and regulations affecting the insurance industry. (B) The primary mission of the department shall be consumer protection through insurer solvency and market conduct regulation, and fraud prosecution and deterrence. (2) Nothing in this subsection shall be construed to limit the Insurance Commissioner's authority as enumerated in other provisions of the Arkansas Insurance Code.
ii
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
Arkansas Insurance Department
Asa Hutchinson Allen Kerr Governor Commissioner
The Honorable Mike Preston Secretary of Commerce 1 Commerce Way Little Rock, AR 72202
Dear Secretary Preston:
I am pleased to present you the Annual Report of the Arkansas Insurance Department for the year 2018, pursuant to Ark. Code Ann. § 23-61-112.
This report summarizes the activities of the Department for the calendar year ending December 31, 2018.
Sincerely,
Allen Kerr Arkansas Insurance Commissioner
1
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
MESSAGE FROM THE COMMISSIONER
It is my honor to present my fourth Annual Report as the Arkansas Insurance Commissioner.
I am proud to report that Arkansas continued to aggressively recruit new companies to do business in our state. We welcomed 21 new companies in 2018, pushing our total to 86 new businesses since taking over in 2015. Last year we added one new domestic company to our ranks and welcomed two new captive insurers.
I am further proud to report that we increased individual agent licensure by nearly 11% in 2018. At the end of 2017, the Arkansas Insurance Department licensed 135,291 insurance producers and adjusters. At the end of 2018, the Department licensed 9,723 business agencies, a 4.9% increase from 2017.
The growth of producers and businesses in 2018 resulted in $15.17 billion in gross direct written premium for the year, a $752 million increase over 2017.
Since 2015, the Arkansas Insurance Department has increased direct written premiums in Arkansas by $2.93 billion.
While the Department increase opportunities for the insurance industry in 2018, it also made bold moves to protect consumers and do right by Arkansas taxpayers. In 2018, our Consumer Services Division recovered $8.86 million for Arkansas policyholders while AID’s Life Policy Locator reunited families with $3.86 million in lost life insurance policies or annuities.
2
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ADMINISTRATION DIVISION [email protected] - 501-371-2620 Commissioner………………………………………………Allen Kerr Chief Deputy Commissioner………………….Russ Galbraith Gov. Relations/PIO……………………………………Ryan James Executive Assistant…………………………….Beth Barrington
The Administration Division oversees the overall operations of the Arkansas Insurance Department, establishes Department policy, handles media inquiries, security, and coordinates consumer protection and outreach activities.
Each of division of the Department works collectively to meet its charge of consumer protection through industry regulation. Our staff of 150 dedicated professionals is committed to serving Arkansas policyholders every day.
Commissioner Kerr and other AID staff members represent the Department at annual meetings of the National Association of Insurance Commissioners (NAIC).
In 2018, Commissioner Kerr welcomed testimony before NAIC by Sen. Jason Rapert regarding Pharmacy Benefit Managers and Arkansas’s Pharmacy Benefits Manager Licensure Act (Act 3 of the Second Extraordinary Session).
2018 NAIC ASSIGNMENTS • Market Regulation and Consumer Affairs (D) Committee, • Market Conduct Examination Standards (D) Working Group Chairman • Market Regulation Certification (D) Working Group • Market Actions (D) Working Group, Chairman • Pre-Dispute Mandatory Arbitration Clauses (D) Working Group • NAIC/Industry Liaison Committee, Chairman • Antifraud (D) Task Force • NAIC/Consumer Liaison Committee, Vice-Chairman • Antifraud Education Enhancement (D) Working Group • Government Relations (EX) Leadership Council, SE Zone • Antifraud Technology (D) Working Group Representative • Market Information Systems (D) Task Force • Innovation and Technology (EX) Task Force • Producer Licensing (D) Task Force • Speed to Market (EX) Working Group • Producer Licensing Uniformity (D) Working Group • Information Systems (EX1) Task Force • Uniform Education (D) Working Group • Technical Consulting (EX1) Working Group • Accounting Practices and Procedures (E) Task Force • Regulatory Framework (B) Task Force • Examination Oversight (E) Task Force, Vice-Chairman • ERISA (B) Working Group • IT Examination (E) Working Group • Senior Issues (B) Task Force • Receivership and Insolvency (E) Task Force • Advisory Organization Examination Oversight (C) Working Group • Receivership Large Deductible Workers’ Compensation (E) • Auto Insurance (C/D) Working Group, Vice-Chairman Working Group • Workers’ Compensation (C) Task Force • Receivership Model Law (E) Working Group • NAIC/IAIABC Joint (C) Working Group • Reinsurance (E) Task Force • Market Analysis Procedures (D) Working Group • Financial Regulation Standards & Accreditation (F) Committee • Market Conduct Annual Statement Blanks (D) Working Group • NAIC/State Government Liaison Committee
3
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION [email protected] - 501-371-2620 Assistant Deputy Commissioner………..Courtney Traylor
The Accounting Division collects and oversees fees and premium taxes from all insurance companies conducting business in the State of Arkansas. It also handles all purchasing and accounts payable to the Department, and develops our annual budget.
The Arkansas Insurance Department is a dedicated funding agency, meaning that it derives none of its operating revenue from either premium tax collections or general revenue.
The agency is funded by fees and assessments imposed on entities regulated by the Department which are deposited in the Insurance Department Trust Fund.
Companies pay their insurance premium taxes using the OPTins online service which can be accessed via the Department’s website.
Taxes collected by the Department are deposited in the General Revenue Fund, Arkansas Works Trust Fund, and other funds as designated by statute.
FY2019 TAX COLLECTIONS FY2019 RECEIPTS Insurance Premium Tax $ 186,478,186 AID Trust Fund $ 30,492,039 AR Works Premium Tax $ 36,526,416 Premium & Other Taxes $ 249,239,875 Fire Protection Revolving Fund $ 14,604,716 Licenses & Fees $ 35,072,941 Surplus Lines Tax $ 11,630,557 Federal Funds $ 558,536 Total: $ 249,239,875 Healthcare Transparency Initiative $ 2,116,086 Total: $ 317,479,476
FY2019 FEE & OTHER COLLECTIONS FY2019 DISTRIBUTION License & Financial Regulation $ 30,492,039 General Revenue $ 122,666,253 Appointments/Adjusters $ 16,166,533 Gen Rev Biennium Sweep $ 18,514,178 School Property Premiums $ 8,953,180 Police/Fire Pension Fund $ 68,263,427 State Property Premiums $ 5,519,806 AR Works Trust Fund $ 36,526,416 Anti-Fraud $ 833,343 State/School Property Trust Fund $ 17,472,986 Pre-Paid Funeral Fees $ 306,955 DF&A/Constitutional Offices $ 16,179,482 Funeral Services Collections $ 351,501 Fire Protection Revolving Fund $ 14,604,716 Tax Filing Fee $ 12,945 Refunds $ 7,179,063 Continuing Education $ 130,125 AID Operations $ 11,017,862 Healthcare Transparency Initiative $ 2,116,086 Criminal Investigation Trust Fund $ 833,343 Pre-Paid Funeral Recovery $ 67,190 Federal Grant Operations $ 558,536 Bond Restitution Payments $ 73,861 Criminal Investigation Operations $ 960,000 Exam Travel Reimbursement $ 36,140 Pre-Paid Funeral Trust Fund $ 374,145 Agent Background Check $ 5,544 Continuing Education Trust Fund $ 130,125 Workers’ Comp. Qualifying $ 9,000 Healthcare Transparency Initiative $ 2,116,086 Miscellaneous $ 4 Gov’t. Bond Restitution Fund $ 73,861 Total: $ 65,074,252 Workers’ Compensation Fund $ 9,000 Total: $ 317,479,476 4
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS
TOTAL COLLECTIONS BY FISCAL YEAR
$300,013,953 $317,272,442 $259,795,387 $275,935,355 $233,020,680 $254,300,314
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
PREMIUM TAX COLLECTIONS BY FISCAL YEAR $186,478,186 $175,381,260 $175,546,849 $163,640,693 $164,754,154 $159,925,359
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
LICENSE & CFR FEE COLLECTIONS BY FISCAL YEAR
$30,202,737 $30,492,039 $26,715,853 $24,442,880 $21,803,949 $24,140,859
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
5
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS COLLECTIONS
APPOINTMENT/ADJUSTORS FEES FIRE PROTECTION REVOLVING FUND
$16,141,412 $16,166,533 $15,855,628 $14,604,716 $13,360,868 $12,350,925 $13,391,958 $13,515,406 $10,949,710 $11,171,382 $11,854,237 $10,850,206
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
SURPLUS LINES TAX SURPLUS LINES TAX
$11,630,557 $11,630,557 $10,537,494 $10,319,092 $10,836,862 $10,946,641 $10,537,494 $10,319,092 $10,836,862 $10,946,641 $9,325,845 $9,325,845
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
SCHOOL PROPERTY PREMIUMS SCHOOL PROPERTY PREMIUMS
$8,341,275 $8,512,709 $8,809,391 $8,953,180 $8,341,275 $8,512,709 $8,809,391 $8,953,180 $7,171,737 $7,691,731 $7,171,737 $7,691,731
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
ANTI-FRAUD FEES PREPAID FUNERAL FEES $1,299,701 $430,338 $436,700 $930,470 $381,775 $393,920 $821,500 $833,343 $313,590 $306,955 $666,410 $627,050
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
6
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS COLLECTIONS
CONTINUING EDUCATION FEES BOND RESTITUTION PAYMENTS
$230,805 $113,044 $105,495 $95,802 $95,519 $174,882 $80,933 $137,537 $73,861 $118,550 $111,509 $130,125
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
TAX FILING FEES PREPAID FUNERAL RECOVERY FUND $270,052 $84,355 $237,855 $67,190
$30,476 $2,595 $9,879 $6,662 $15,035 $18,906 $24,369 $12,945 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
WORKERS COMP. QUALIFYING FEES MISCELLANEOUS $9,000 $9,000 $3,783
$3,000 $1,227 $2,500 $2,000 $1,500 $645 $664 $519 $4
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
HEALTHCARE TRANSPARENCY INITIATIVE FUNERAL SERVICES COLLECTIONS $351,501 $2,116,086
$0 $0 $0 $0 $0 $0 $0 $0 $0 $100,000
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
7
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS RECEIPTS
TOTAL RECEIPTS BY FISCAL YEAR
$301,263,794 $317,479,476 $260,221,782 $264,349,638 $263,262,952 $277,325,900
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
INSURANCE DEPARTMENT TRUST FUND FEDERAL FUNDS
$30,202,737 $30,492,039 $27,201,102 $26,715,853 $24,442,880 $21,803,949 $24,140,859 $10,049,324 $3,467,565 $1,390,545 $1,249,841 $558,536
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
PREMIUM AND OTHER TAXES LICENSES AND FEES $35,733,914 $249,239,875 $32,885,948 $35,072,941 $221,750,249 $233,977,302 $31,219,419 $30,044,247 $204,133,088 $184,820,775 $194,698,513 $26,395,956
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
8
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS DISBURSEMENTS
TOTAL DISTRIBUTIONS BY FISCAL YEAR
$301,263,794 $317,479,476 $260,221,782 $263,262,952 $277,325,900
$164,349,638
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
GENERAL REVENUE GENERAL REVENUE - BIENNIUM SWEEP $18,350,431 $18,514,178 $122,666,253 $114,998,156 $115,558,893 $117,667,250 $110,804,559 $15,851,066 $100,189,181 $12,227,199 $10,303,291 $11,299,687
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
POLICE & FIRE PENSION FUND INSURANCE DEPARTMENT OPERATIONS
$64,709,222 $68,263,427 $11,944,523 $55,548,808 $56,294,526 $59,056,014 $60,859,825 $11,720,398 $11,015,658 $11,017,862 $10,864,787 $10,814,548
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
9
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS DISBURSEMENTS
STATE/SCHOOL PROPERTY INS. TRUST FUND FIRE PROTECTION REVOLVING FUND
$16,921,982 $17,342,744 $17,472,986 $15,539,356 $16,559,157 $14,146,692 $14,604,716 $12,350,925 $13,391,958 $13,515,406 $11,854,237 $10,850,206
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
DFA & CONSTITUTIONAL OFFICERS TAX/FEE/LICENSE REFUNDS
$15,875,761 $16,379,786 $16,179,482 $13,385,901 $10,999,255 $10,979,709 $10,965,390 $11,445,217 $7,691,047 $7,179,063 $3,438,229 $2,419,574
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
PRIVATE OPTION/AR WORKS TRUST FUND CRIMINAL INVESTIGATION TRUST FUND $1,299,701 $930,470 $33,968,406 $36,526,416 $821,500 $833,343 $666,410 $23,038,431 $22,140,170 $627,050 $7,055,940 $0
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
CRIMINAL INVESTIGATION OPERATIONS PREPAID FUNERAL TRUST FUND
$1,120,774 $437,000 $467,176 $960,000 $384,370 $403,799 $397,945 $857,758 $374,145 $485,000 $271,158 $0
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
10
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
ACCOUNTING DIVISION – DATA & TRENDS DISBURSEMENTS
CONTINUING EDUCATION TRUST FUND GOVERNMENT BOND RESTITUTION FUND
$230,805 $113,044 $105,495 $95,802 $95,519 $174,882 $80,933 $137,537 $73,861 $118,550 $111,509 $130,125
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
WORKERS COMPENSATION FUND HEALTHCARE TRANSPARENCY FUND $9,000 $9,000 $2,116,086
$3,000 $2,500 $2,000 $1,500 $0 $0 $0 $0 $100,000
FY2014 FY2015 FY2016 FY2017 FY2016 FY2017 FY2014 FY2015 FY2016 FY2017 FY2016 FY2017
11
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
COMPLIANCE DIVISION [email protected] - 501-371-2800 Manager…………………………………………………………Bill Lacy
The Compliance Division is responsible for monitoring and regulating the rate and form filing activities of all insurance companies transacting business in the State of Arkansas. Insurers selling Life, Health, Property and Casualty coverage in Arkansas must submit their forms for approval. These forms are reviewed to ensure compliance with state laws.
Insurers also must file rates they charge for insurance for most health and property and casualty personal lines of insurance as well as workers compensation and professional malpractice coverages.
Insurers file form and rate requests to the Arkansas Insurance Department (AID) through the System for Electronic Rate and Form Filings (SERFF) provided to the Department by the National Association of Insurance Commissioners (NAIC).
AID makes the non-proprietary portions of these filings available to the public through SERFF via a link on the Department’s website. The public can view filings conveniently from their home, office, or anywhere they have access to a computer free of charge.
CONTINUED DECLINE IN WORKERS’ COMPENSATION RATES
A dramatic decrease in the number of work-related injuries in past years has resulted in a decrease in the cost that a majority of Arkansas employers pay for workers' compensation insurance.
The significant rate reduction shows that policies in Arkansas are making it a welcome place for business and new employment opportunities.
The Department recognizes our state's employers and workers who mind workplace safety to keep costs low.
VOLUNTARY MARKET % RATE CHANGE ASSIGNED RISK % RATE CHANGE
1.90% 0 4.50% 0 FY08 FY09 FY10 FY11 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19 -2.10% FY08 FY09 FY10 FY11 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19 -4.10% -4.30% -5.80% -7.00% -7.40% -4.80% -8.50% -8.40% -6.40% -6.70%-1.40%-3.00% -1.60% -9.70% -12.80% -10.60% -13.80% -15.40% -14.90%
12
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
COMPLIANCE DIVISION – DATA & TRENDS
P&C RATE/RULE FILINGS P&C FORMS REVIEWED
3310 70380 1226 2023 44524 28026 CY2016 CY2017 CY2018 CY2016 CY2017 CY2018
P&C FORM FILINGS P&C REVIEW TURNAROUND DAYS
4922 4583 3515 6.41 2.85 3.71 CY2016 CY2017 CY2018 CY2016 CY2017 CY2018
L&H FILINGS L&H FORM FILINGS
1281 1027 959 880 1221 1206 CY2016 CY2017 CY2018 CY2016 CY2017 CY2018
L&H FORMS REVIEWED L&H REVIEW TURNAROUND DAYS
9.10 6014 7739 6.06 5244 2.82 CY2016 CY2017 CY2018 CY2016 CY2017 CY2018
13
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
CONSUMER SERVICES DIVISION [email protected] - 501-371-2640; 800-852-5494 Consumer Protection Manager…………………Jackie Smith
The Consumer Services Division (CSD) assists insurance consumers with complaints and inquiries regarding insurance companies, producers, and adjusters. CSD investigates all complaints and works with insurance companies and consumers to determine the appropriate course of action.
In 2018, it recovered $8,860,187 for Arkansas consumers.
CSD also travels across the state to provide educational information and materials to Arkansans with questions about insurance.
In the event of significant storm damage or catastrophic events, CSD travels to the damaged areas to assist homeowners with filing claims and procuring emergency living expenses from their insurers, as well as helping with any other insurance related issues.
CONSUMER COMPLAINTS RECEIVED CONSUMER COMPLAINTS CLOSED
3000 3000 2000 2000 1000 1000 0 0 Total Life Health Property Casualty Total Life Health Property Casualty CY2016 2473 353 877 442 801 CY2016 2231 297 855 388 691 CY2017 2189 302 869 356 662 CY2017 2244 334 838 374 698 CY2018 2395 275 924 421 775 CY2018 2528 281 931 469 847
CONSUMER RECOVERIES CONSUMER INTERACTIONS
$9,000,000 18000 $6,000,000 12000 $3,000,000 6000 $0 0 Total Life Health Property Casualty Total Life Health Property Casualty Other CY2016 $3,062,093 $1,179,529 $311,508 $795,661 $775,395 CY2016 13358 2307 4367 2508 4197 2237 CY2017 $2,813,213 $759,665 $567,574 $714,856 $771,118 CY2017 16119 2376 3629 2366 4439 3309 CY2018 $8,860,187 $2,701,178 $1,905,150 $3,133,839 $1,120,020 CY2018 17817 1756 3293 2578 3946 6244
LOST LIFE POLICY LOCATOR REQUESTS LOST LIFE POLICY LOCATOR RECOVERIES
720 $3,863,642 528 $1,310,246 46 $0
CY2016 CY2017 CY2018 CY2016 CY2017 CY2018
14
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
CRIMINAL INVESTIGATION DIVISION [email protected] - 501-371-2790; 866-660-0888 Deputy Commissioner…………………………………Paul Keller Deputy Director………………………………………..Pat O’Kelley Managing Attorney………………………………….….Dan Reber
The Criminal Investigation Division (CID) investigates and prosecutes all categories of insurance fraud. CID was created by the Arkansas General Assembly in 1993 to investigate workers' compensation fraud.
In 1997, the Legislature expanded CID’s mandate to include all other types of insurance fraud and in 2001, CID received full law enforcement status and statewide jurisdiction.
Investigations that result in a finding of a criminal violation are referred to the appropriate prosecuting attorney's office. Division attorneys are authorized to be appointed as special deputy prosecuting attorneys.
Insurance fraud is not a victimless crime. Every year thousands of Americans fall prey to the schemes that cost them their hard earned money.
It is estimated that insurance fraud costs Americans $80 billion to $120 billion a year.
A suspected case of insurance fraud may be reported anytime by calling the toll-free number 1-866-660-0888.
FRAUD INVESTIGATIONS
454 453 381 366
180 132 122 87 31 51 33 48 49 50 54
CY2014 CY2015 CY2016 CY2017 CY2018
Convictions Open Investigations Referred for Prosecution
FINES RESTITUTION $48,170 $7,190,865 $39,450 $26,470 $19,850 $20,350 $1,702,859 $129,060 $370,470 $77,585
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
15
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
FINANCE DIVISION [email protected] - 501-371-2665 Deputy Commissioner……………………………Mel Anderson
The primary goal of the Finance Division is to protect Arkansas insurance consumers through effective solvency regulations. This is performed by monitoring the financial condition of all domestic and foreign insurance companies doing business in the state.
Finance conducts financial and market conduct examinations, and reviews other financial information. It also reviews reports filed by insurance entities, including business plans, reinsurance agreements, merger and acquisition documents, company formation documents, and market research and feasibility studies.
Insurance companies doing business in Arkansas must file annual financial statements with the Finance Division. These statements are available to the public online for download.
LICENSED INSURERS - TOTAL LICENSED INSURERS - DOMESTIC
1552 1551 56 56 56 56 1545 1545 1540 52
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
LICENSED INSURERS - FOREIGN PRE-PAID FUNERAL - EXAMINATIONS 89 1496 1495 83 65 72 74 1489 1488 1489
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
PRE-PAID FUNERAL - LICENSES PRE-PAID FUNERAL - REPORTS REVIEWED 209 205 1,417 1,438 1,444 1,470 200 197 198 1,261
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
16
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
FINANCE DIVISION – DATA & TRENDS
TOTAL PREMIUM VOLUME BY CALENDAR YEAR $14,415,394,529 $15,429,121,319 $12,237,258,854 $12,906,371,770 $13,895,464,963
CY2014 CY2015 CY2016 CY2017 CY2018
ADMITTED PREMIUM BY CALENDAR YEAR $14,168,326,501 $15,167,789,526 $11,997,508,009 $12,682,515,696 $13,656,477,925
CY2014 CY2015 CY2016 CY2017 CY2018
NON-ADMITTED PREMIUM BY CALENDAR YEAR $239,750,845 $223,856,074 $238,987,038 $247,068,028 $190,602,102
CY2014 CY2015 CY2016 CY2017 CY2018
ALIEN PREMIUM BY CALENDAR YEAR $71,727,381 $70,729,691 $59,653,409 $68,187,507 $67,728,222
CY2014 CY2015 CY2016 CY2017 CY2018
17
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
FINANCE DIVISION – DATA & TRENDS
LIFE/ANNUITIES PREMIUM BY CALENDAR YEAR $4,195,714,908 $4,080,036,113 $3,954,659,878 $3,905,765,440 $3,826,429,308
CY2014 CY2015 CY2016 CY2017 CY2018
PROPERTY/CASUALTY PREMIUM BY CALENDAR YEAR $5,275,946,183 $4,982,152,685 $4,724,647,152 $4,439,113,059 $4,573,610,755
CY2014 CY2015 CY2016 CY2017 CY2018
HEALTH PREMIUM BY CALENDAR YEAR $5,603,718,287 $4,761,017,440 $5,138,360,395 $3,582,276,312 $4,205,091,415
CY2014 CY2015 CY2016 CY2017 CY2018
TITLE PREMIUM BY CALENDAR YEAR
$59,160,184 $61,474,458 $62,391,200 $47,491,453 $51,028,484
CY2014 CY2015 CY2016 CY2017 CY2018
18
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
FINANCE DIVISION – DATA & TRENDS
RISK RETENTION GROUP PREMIUM BY CALENDAR YEAR
$18,688,736 $18,988,768 $19,100,197 $15,116,436 $17,785,046
CY2014 CY2015 CY2016 CY2017 CY2018
OTHER PREMIUM BY CALENDAR YEAR $12,628,268 $12,578,888 $12,233,902 $7,745,309 $7,666,998
CY2014 CY2015 CY2016 CY2017 CY2018
FLOOD INSURANCE PREMIUM BY CALENDAR YEAR $2,433,439 $2,711,070 $1,555,833
$- $-
CY2016 CY2017 CY2016 CY2017 CY2018
NEW COMPANIES EXAMINATIONS
6 14 13 18 12 Other Insurance 20 14 14 20 30 21 9 10 12 8 CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
19
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
FINANCE DIVISION – DATA & TRENDS
DOMESTIC FINANCIAL EXAMINATIONS
10 6 7 5 3 4 3 4 3 0 1 1 1 1 1 1 0 2 1 2
CY2014 CY2015 CY2016 CY2017 CY2018
Life Property & Casualty Health Maintenance Organizations Other
DOMESTIC FINANCIAL ANALYSIS 264 257 209 237 214 237 228 208 185 228 202 204 228 202 204
CY2014 CY2015 CY2016 CY2017 CY2018
Financial Reviews Supplemental Filings Holding Company & Other Filings
DOMESTIC INSURERS - BY LINE 29 29 25 23 24 12 7 7 11 8 7 11 8 7 12 8 12 12 8 11 0 1 0 0 1 0 0 1 0 0 1 0 0 1 0
CY2014 CY2015 CY2016 CY2017 CY2018
Life/Annuities Property/Casualty Health Fraternal Title RRG Other
FOREIGN INSURERS - BY LINE 894 889 885 887 893 480 475 475 477 475 9 16 19 77 1 11 16 20 76 2 7 16 20 82 3 8 15 20 79 3 9 15 21 79 3
CY2014 CY2015 CY2016 CY2017 CY2018
Life/Annuities Property/Casualty Health Fraternal Title RRG Other
20
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
HUMAN RESOURCES DIVISION [email protected] - 501-371-2818 Manager…………………………………..Stephanie Lilly-Palmer
The Human Resources Division is responsible for the recruiting and hiring process of AID staff. It also manages staff payroll, benefits, personnel budget preparation and management, and staff training.
It is charged with ensuring compliance with the state’s personnel policies and procedures in accordance with state and federal law.
INFORMATION SYSTEMS DIVISION [email protected] - 501-371-2657 Deputy Commissioner……………………………..Letty Hardee
The Information Systems Division keeps the Arkansas Insurance Department operating effectively and efficiently in the ever-changing world of technology.
Information Systems continually looks to eliminate redundant technology and streamline contracts in order to reduce costs. Among the division’s priorities are:
• Reducing cable and Internet costs; • Copier inventory and annual costs; • Unifying cell phones under a single vendor; and • Eliminating unneeded cell and wireless equipment.
By executing its strategy of leveraging up-to-date, state-of-the-art software and systems technology, the division continually increases Department productivity.
As a result, the Department has seen minimal staff growth in the face of continued increases in the size of regulated industry in Arkansas, as well high premium tax collections and revenues.
21
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LEGAL DIVISION [email protected] - 501-371-2820 Dep. Commissioner/General Counsel...Suzanne Tipton Managing Attorney……………………………..….Booth Rand
The Legal Division conducts research and offers counsel for the purpose of representing the Commissioner, AID staff, and the Department in legal proceeding.
Other duties of this division include drafting legislation, rules, bulletins, legal opinions, and conducting consumer complaint investigations.
The division also maintains the corporate records of insurers, including name and address changes, and domestication status. Division attorneys represent the Department in administrative hearings and court appeals pertaining to licensees’ alleged insurance code or rule violations.
The Legal Division also provides counsel to the State Board of Embalmers, Funeral Directors, Cemeteries, and Burial Services following the passage of Act 788 of 2017. Additionally, division staff handles complaints against Pharmacy Benefit Managers following the passage of Acts 1 and 3 of the Second Extraordinary Session of 2018.
2018 Mergers
MERGED WITH______Century Life Assurance Company Puritan Life Insurance Company of America General American Life Insurance Company Metropolitan Tower Life Insurance Company Nebraska Life Assurance Company American Family Life Assurance Co. of Columbus Sussex Insurance Company Clarendon National Life Insurance Company United Guaranty Mortgage Indemnity Company United Guaranty Residential Insurance Company
2018 Name Changes
MERGED WITH______Allianz Life and Annuity Company Munich Re US Life Corporation American Healthcare Indemnity Company Service American Indemnity Company American International Insurance Company 21st Century North America Insurance Company Central Reserve Life Insurance Company Cigna National Health Insurance Company Hamilton Insurance Company Blackboard Insurance Company Hartford International Life Reassurance Corp. Talcott Resolution International Life Reassurance Corp. Hartford Life and Annuity Insurance Company Talcott Resolution Life and Annuity Insurance Co. Hartford Life Insurance Company Talcott Resolution Life Insurance Company Phoenix Life and Annuity Company Nassau Life and Annuity Company Port-O-Call Life Insurance Company Lasso Healthcare Insurance Company San Francisco Reinsurance Company Allianz Reinsurance America, Inc. SeaBright Insurance Company Clear Springs Property & Casualty Company Smart Insurance Company Greenhouse Life Insurance Company Zale Life Insurance Company Langhorne Reinsurance (Arizona) LTD
22
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LEGAL DIVISION – DATA & TRENDS
BULLETINS ISSUED ORDERS ISSUED
22 439 15 15 17 11 102 105 93 123
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
FINALIZED RULES REVOCATIONS 17 7 14 12 12 11 8 7 Individual 2 2 2 1 2 2 Companies 0
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
COMPANY ACTIONS INVESTIGATIONS 279280 225 215 21 190 192214 18 165 15 15 Company Mergers 147 138 11 13 Initiated 9 9 COA Cancellations 5 4 5 3 5 Closed 0 0 Multi-State Settlements
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
FINES RECOVERIES
$292,751 $2,552,984
$125,800 $67,565 $97,301 $550 $46,920 $136,211 $243,221 $35,087 CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
23
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LICENSE DIVISION [email protected] - 501-371-2750 Manager……………………………………………...Peggy Dunlap
The License Division is responsible for licensing resident and non-resident producers, adjusters, and business entities that solicit or sell insurance in the State of Arkansas.
The division licenses the following: Producers; Adjusters; Consultants; Surplus Lines Producers; Title Insurance Agents; Third Party Administrators; and Viatical/Life Settlement Providers and Brokers.
All licenses are renewed annually on the date of birth of the individual, and agencies are renewed on October 1 each year. Arkansas requires insurance carriers to appoint both individuals and business entities that will be selling for the company.
The division also conducts criminal background checks on all new resident applicants prior to approval for examination for licensure.
2019 INDIVIDUAL LICENSURE BY TYPE 2019 BUSINESS ENTITY LICENSURE BY TYPE
CATEGORY RES. NON-RES. TOTAL CATEGORY RES. NON-RES. TOTAL Adjuster 1,051 16,227 17,278 Adjuster 1 29 30 Cert. Application Counselor 64 2 66 Car Rental Agency 4 9 13 Consultant 132 31 163 Consultant Agency 9 9 18 Crop Adjuster 69 181 250 Exchange Agency 29 8 37 Emergency Producer 6 1 7 Insurance Producer 1,754 6,453 8,207 Exchange Producer 746 299 1,045 Life Settlement Broker 4 15 19 IPA Guide 16 0 16 Life Settlement Provider 0 21 21 Insurance Producer 17,732 96,469 114,201 MET 0 20 20 Life Settlement Broker 3 18 21 MEWA 1 3 4 Life Settlement Producer 12 13 25 MGA 1 32 33 Life Settlement Provider 0 0 0 Portable Electronics 0 11 11 MGA 0 0 0 Portable Electronics-Limited 0 103 103 Navigator 12 1 13 Reinsurance Inter. Broker 0 13 13 Purchasing Group Broker 0 1 1 Reinsurance Inter. Manager 0 4 4 Reinsurance Inter. Broker 0 6 6 Risk Retention Agency 0 0 0 Risk Retention Agent 1 0 1 Self Funded Plan 13 1 14 Surplus Lines Producer 47 1,479 1,526 Self Service Storage Ins. 53 6 59 Title Agent 669 3 672 Surplus Lines Agency 25 590 615 Total: 20,560 114,732 135,291 Third Party Administrator 26 324 350 Title Agency 152 0 152 Total: 2,072 7.651 9,723
24
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LICENSE DIVISION – DATA & TRENDS
TOTAL INDIVIDUAL LICENSES BY YEAR 122053 135291 87380 93714 101070
CY2014 CY2015 CY2016 CY2017 CY2018
INDIVIDUAL RESIDENT INDIVIDUAL RESIDENT
20308 20560 20308 20560 18113 16697 18457 18113 16697 18457
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018
TOTAL BUSINESS ENTITIES BY YEAR
9269 9723 6967 7401 7917
CY2014 CY2015 CY2016 CY2017 CY2018
BUSINESS ENTITY RESIDENT BUSINESS ENTITY NON-RESIDENT 2091 2022 2072 7178 7651 1942 5143 5459 5895 1824
CY2014 CY2015 CY2016 CY2017 CY2018 CY2014 CY2015 CY2016 CY2017 CY2018 25
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIQUIDATION DIVISION [email protected] - 501-371-2776 Deputy Receiver………………….………..Steve Uhrynowcyz
The Liquidation Division, acting on behalf of the Insurance Commissioner as Receiver, manages the day-to-day affairs of insolvent insurance company estates and insolvent prepaid funeral benefit trusts.
Although the division performs certain functions on behalf of the Commissioner, individuals employed with the division are not employed by the State of Arkansas.
The Liquidation Division does not receive any funding from the State of Arkansas. The division administers the Arkansas Life and Health Insurance Guaranty Association (ALHIGA) and the Arkansas Property and Casualty Guaranty Fund (APCGF).
In 2018, the division did not initiate and liquidations or rehabilitations pursuant to Ark. Code Ann. § 23-61-112.
PUBLIC EMPLOYEE CLAIMS DIVISION [email protected] - 501-371-2700 Director……………………………………………….…Nathan Culp
The Public Employee Claims Division (PECD) is responsible for the investigation and management of workers’ compensation claims filled each year for Arkansas state employees.
Workers’ compensation coverage is also provided for emergency service volunteers who are accidentally injured while performing services under the call and supervision of the State of Arkansas or its political subdivisions.
PECD has partnered with the UAMS College of Pharmacy to create the Evidence-Based Medicine Program. The program approves or denies non-formulary prescriptions for workers’ compensation claims involving state employees and has led to a reductions of state employee prescription costs.
STATE EMPLOYEE RX CLAIMS COSTS BY FISCAL YEAR $1,172,357 $991,657 $844,435 $692,022 $684,355
FY2015 FY2016 FY2017 FY2018 FY2019
26
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
REGULATORY HEALTH LINK DIVISION [email protected]; [email protected] RHLD: 501-371-2700; SHIIP: 800-224-6330 RHLD Manager………………………..…….Chantel Allbritton SHIIP Manager………………………………………..Carrol Astin
The Regulatory Health Link Division (RHLD) was established at the Arkansas Insurance Department in accordance with the Patient Protection and Affordable Care Act (PPACA) of 2010. The division is responsible for monitoring health insurance plans sold through HealthCare.gov.
The division also houses the Senior Health Insurance Information Program (SHIIP). Its mission is to help Arkansans save money and make informed decisions about Medicare coverage. SHIIP counsels Medicare beneficiaries and caregivers about plans, MEDIGAP policies, Medicare Advantage, Medicare Part D, and long-term care insurance.
Per state law, the Arkansas All-Payer Claims Database (APCD) is under the Department with RHLD being the responsible division. The Department works with the Arkansas Center for Health Improvement to ensure APCD is able to provide medical pricing information to Arkansas consumers, the General Assembly, state agencies, and other stakeholders making decisions on healthcare and healthcare policy.
HISTORIC MARKETPLACE ENROLLMENT BY MONTH, 2014 -2018 73,932 70,374 64,001 61,053 58,556 53,968 52,607 51,998 40,567 38,079
J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D 2014 2015 2016 2017 2018
SHIIP CONTACTS WITH ARKANSANS BY YEAR 26021 26174 24324 21787 21751 23828 17284 13966
CY2011 CY2012 CY2013 CY2014 CY2015 CY2016 CY2017 CY2018
27
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
RISK MANAGEMENT DIVISION [email protected] - 501-371-2776 Deputy Receiver………………….………..Steve Uhrynowcyz
The Risk Management Division was established to minimize the cost of insurance and surety bonding to state agencies and to analyze and make recommendations on loss control and safety programs to protect state assets.
In 2004, the Risk Management Division assumed the additional responsibility of providing insurance coverage, consulting, and loss control services to public schools that choose to participate in the Public School and Vehicle Insurance Trust Fund.
The division is staffed with professional who deal with the entire spectrum of the highly technical and complex areas of risk management and insurance. The knowledge and skills of the division staff have brought a high level of success to the programs managed by the division.
Extensive knowledge of governmental operation allows the Risk Management staff to provide consultant services as well as insurance and loss control experience at a minimal cost to taxpayers.
In the wake on ever-increasing cyber-attacks on governmental agencies, the Risk Management team has also added cyber insurance coverage to state agencies.
Risk Management also provides staffing for the Arkansas Governmental Bonding Board’s Trust Fund. This self-funded program was established in 1987 and provides fidelity bond coverage for 135,000 employees of state, county, and municipal governments, as well as public school districts in Arkansas.
ARKANSAS STATE VEHICLE SAFETY PROGRAM
The Risk Management Division also manages the state’s Vehicle Safety Program (VSP) covering 5,000 state vehicles.
The division also manages the state public school vehicle program.
The program involves record keeping and driver information which is accessible on the DFA-Driver Services website and results in improved loss ratios.
The division continually updates the vehicle safety program to protect state property and achieve premium savings on the state’s commercial fleet.
All state agencies that are part of the Arkansas Multi Agency Insurance Trust (AMAIT) Fund vehicle policy are required to participate in the VSP, as are all drivers operating a state vehicle or private vehicle on state business.
The division also offers an on-site advanced defensive-driving training program at no cost to state agencies and participating schools.
28
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
RISK MANAGEMENT DIVISION – DATA & TRENDS
STATE PROPERTY - INCURRED LOSSES STATE PROPERTY - REPORTED CLAIMS
$10,393,552 58 52 44 $5,727,873 33 35 $3,825,203 $4,336,608 $3,429,738 28 $1,299,539
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
SCHOOL PROPERTY - INCURRED LOSSES SCHOOL PROPERTY - REPORTED CLAIMS
181 182 183 $5,737,464 174 $4,941,675 170 $2,830,606 161 $2,472,063 $1,990,258 $1,258,243
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
STATE VEHICLE - INCURRED LOSSES STATE VEHICLE - REPORTED CLAIMS
255 234 252 $2,162,904 210 231 166 $1,436,609 $1,010,235 $793,998 $999,168 $571,042
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
SCHOOL VEHICLE - INCURRED LOSSES SCHOOL VEHICLE - REPORTED CLAIMS 318 318 313 $2,241,247 308 307 $1,575,652 $1,630,541 $1,655,366 $1,370,510 $1,312,830 299
FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
29
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
INSURANCE DEPARTMENT HISTORY
The work of the Arkansas Insurance Department was initially placed in the office of the Auditor of State by lay. The original “Insurance Bureau” was established in the Auditor’s office by the Act of April 25, 1873 with the Auditor being charged with the execution of the laws of the state relating to insurance.
Recognizing the greatly increased volume of work required to be done by the Insurance Bureau, the Arkansas General Assembly created the State Insurance Department via Act 190 on March 7, 1917. The Act created the Department headed by the Arkansas Insurance Commissioner appointed by the Governor with the consent of the Senate.
The first State Insurance Commissioner was Bruce T. Bullion of Conway who served from 1917 to 1924.
AID’S FIRST COMMISSIONER BRUCE T. BULLION (1917-1924)
STATE INSURANCE BUREAU (1873-1916)
Auditors of State 1873-1874 Stephen Wheeler 1874-1877 W.R. Miller 1877-1882 John Crafword 1887-1887 W.R. Miller 1887-1892 W.S. Dunlap 1893-1896 C.B. Miles 1897-1900 Clay Sloan 1901-1904 T.C. Monroe 1905-1908 A.E. Moore 1909-1912 John R. Jobe 1912-1913 John N. Oathout 1913-1914 L.L. Coffman 1914-1916 M.F. Dickinson
30
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PAST INSURANCE COMMISSIONERS
31
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
DOMESTIC SURPLUS LINES Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 24319 Allied World Surplus Lines Ins Co $ 957,061 51.81% $ 335,447,126 $ 243,732,344 $ 91,714,782 38920 Kinsale Ins Co $ 890,031 48.19% $ 667,863,955 $ 434,364,292 $ 233,499,664 16237 Vault E&S Ins Co $ - 0.00% $ 56,282,941 $ 6,027,559 $ 50,255,382 Total: $ 1,847,092
FARMERS MUTUAL AID ASSOCIATIONS Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 14250 Farm and Home Mutual Ins Co $ 4,528,983 37.02% $ 8,946,020 $ 3,802,543 $ 5,143,477 14244 Farmers Mutual Ins Co Gentry $ 2,795,258 22.85% $ 13,561,714 $ 2,626,091 $ 10,935,623 14247 Farmers Protective Mutual Ins Rogers $ 1,804,750 14.75% $ 7,691,394 $ 1,565,811 $ 6,125,583 14252 Washington County Farmers Mutual Fire $ 1,170,390 9.57% $ 28,918,266 $ 807,495 $ 28,110,771 14246 Farmers Fire Ins $ 956,049 7.81% $ 1,888,456 $ 562,752 $ 1,325,704 14245 Farmers Mutual Fire (Carroll Cty) $ 954,359 7.80% $ 3,619,620 $ 587,855 $ 3,031,765 14251 Logan County Farmers Mutual Aid $ 24,113 0.20% $ 1,970,872 $ 29,149 $ 1,941,723 Total: $ 12,233,902
FRATERNAL ORGANIZATIONS Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 57541 Modern Woodmen Of Amer $ 38,298,647 41.46% $ 16,475,930,290 $ 14,597,001,160 $ 1,878,929,130 56014 Thrivent Financial For Lutherans $ 26,827,058 29.04% $ 90,508,933,597 $ 81,379,334,233 $ 9,129,599,364 57320 Woodmen World Life Ins Soc $ 13,405,276 14.51% $ 10,949,510,718 $ 9,517,337,442 $ 1,432,173,276 58033 Knights Of Columbus $ 5,158,090 5.58% $ 25,428,134,591 $ 23,284,007,123 $ 2,144,127,468 58068 Independent Order Of Foresters Us Br $ 3,664,033 3.97% $ 3,355,743,568 $ 3,207,637,836 $ 148,105,732 56499 Assured Life Assn $ 1,564,624 1.69% $ 58,383,598 $ 45,047,453 $ 13,336,145 57657 Royal Neighbors Of Amer $ 1,481,798 1.60% $ 1,067,888,392 $ 877,945,883 $ 189,942,509 56383 Order of United Commercial Travelers $ 1,311,546 1.42% $ 15,434,879 $ 7,180,829 $ 8,254,050 56030 Catholic Financial Life $ 576,384 0.62% $ 1,653,316,399 $ 1,553,958,979 $ 99,357,420 56332 First Cath Slovak Ladies Assn USA $ 47,861 0.05% $ 990,543,943 $ 886,161,245 $ 104,382,697 56227 KSKJ Life Amer Slovenian Catholic Un $ 40,236 0.04% $ 513,333,450 $ 494,388,452 $ 18,944,998 57223 Baptist Life Assn $ 3,693 0.00% $ 28,818,592 $ 27,254,137 $ 1,564,455 57622 Polish Natl Alliance Us Of Na $ 1,309 0.00% $ 431,694,354 $ 409,723,384 $ 21,970,970 56170 Womans Life Ins Society $ 70 0.00% $ 204,561,858 $ 184,588,524 $ 19,973,334 Total: $ 92,380,625
TITLE INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 51586 Fidelity Natl Title Ins Co $ 16,058,705 25.74% $ 1,114,334,333 $ 669,781,793 $ 444,552,540 50229 Chicago Title Ins Co $ 13,885,025 22.25% $ 1,728,158,250 $ 811,948,266 $ 916,209,984 50814 First Amer Title Ins Co $ 12,810,957 20.53% $ 2,827,803,805 $ 1,595,927,479 $ 1,231,876,326 50520 Old Republic Natl Title Ins Co $ 10,127,640 16.23% $ 1,198,861,886 $ 725,706,008 $ 473,155,878 50121 Stewart Title Guar Co $ 5,477,593 8.78% $ 1,122,363,072 $ 547,525,686 $ 574,837,386 50083 Commonwealth Land Title Ins Co $ 1,171,539 1.88% $ 632,820,286 $ 269,984,556 $ 362,835,730 50002 Land Title Ins Corp $ 1,036,137 1.66% $ 15,902,009 $ 7,086,457 $ 8,815,552 12522 Agents Natl Title Ins Co $ 710,481 1.14% $ 13,470,313 $ 8,264,484 $ 5,205,829 51152 WFG Natl Title Ins Co $ 485,541 0.78% $ 143,864,039 $ 114,949,161 $ 28,914,878 32
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
TITLE INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 50784 Security Title Guarantee Corp Baltim $ 353,455 0.57% $ 18,229,118 $ 12,792,486 $ 5,436,632 50050 Westcor Land Title Ins Co $ 165,312 0.26% $ 163,738,022 $ 98,978,570 $ 64,759,452 51411 American Guar Title Ins Co $ 61,575 0.10% $ 37,239,805 $ 7,869,627 $ 29,370,178 50172 General Title Ins Co $ 34,714 0.06% $ 10,450,385 $ 4,770,731 $ 5,679,654 12309 Alliant Natl Title Ins Co Inc $ 5,856 0.01% $ 33,315,424 $ 25,147,499 $ 8,167,925 51578 AmTrust Title Ins Co $ 5,590 0.01% $ 23,757,135 $ 3,562,888 $ 20,194,248 51020 National Title Ins Of NY Inc $ 1,080 0.00% $ 104,482,277 $ 63,456,690 $ 41,025,587 Total: $ 62,391,200
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 83470 USAble Mut Ins Co $ 2,411,700,113 24.84% $ 1,747,304,962 $ 916,759,531 $ 830,545,432 12567 Care Improvement Plus S Central Ins $ 592,475,685 6.10% $ 727,698,573 $ 254,651,592 $ 473,046,981 80799 Celtic Ins Co $ 425,844,213 4.39% $ 1,918,556,757 $ 1,459,397,683 $ 459,159,074 12151 Arcadian Hlth Plan Inc $ 326,136,541 3.36% $ 834,259,468 $ 322,774,745 $ 511,484,723 95442 Hmo Partners Inc $ 325,881,751 3.36% $ 128,331,716 $ 60,189,782 $ 68,141,934 79413 UnitedHealthcare Ins Co $ 231,863,040 2.39% $ 20,752,474,121 $ 12,624,242,172 $ 8,128,231,949 47155 Delta Dental Plan of AR Inc $ 207,751,439 2.14% $ 128,200,365 $ 39,003,740 $ 89,196,625 95448 QCA Hlth Plan Inc $ 207,578,182 2.14% $ 112,687,648 $ 52,715,458 $ 59,972,190 68241 Prudential Ins Co Of Amer $ 183,326,968 1.89% $ 271,164,345,897 $ 260,469,510,263 $ 10,694,835,634 11229 Harmony Hlth Plan Inc $ 182,443,467 1.88% $ 595,185,923 $ 392,012,945 $ 203,172,978 73288 Humana Ins Co $ 165,985,549 1.71% $ 7,233,381,293 $ 3,512,708,413 $ 3,720,672,880 65978 Metropolitan Life Ins Co $ 142,407,838 1.47% $ 378,079,610,239 $ 366,981,530,502 $ 11,098,079,737 65676 Lincoln Natl Life Ins Co $ 135,131,941 1.39% $ 238,248,101,003 $ 230,168,392,748 $ 8,079,708,255 70998 Qualchoice Life & Hlth Ins Co Inc $ 128,242,887 1.32% $ 74,808,040 $ 23,899,545 $ 50,908,495 61689 Athene Ann & Life Co $ 122,826,755 1.26% $ 57,996,952,203 $ 56,762,788,380 $ 1,234,163,823 65838 John Hancock Life Ins Co USA $ 119,623,518 1.23% $ 219,955,898,663 $ 211,086,594,086 $ 8,869,304,577 65056 Jackson Natl Life Ins Co $ 116,327,444 1.20% $ 224,874,557,552 $ 220,086,117,288 $ 4,788,440,264 60054 Aetna Life Ins Co $ 95,372,036 0.98% $ 20,230,650,349 $ 16,533,501,455 $ 3,697,148,894 12231 UnitedHealthcare Ins Co of the River $ 94,916,910 0.98% $ 395,119,447 $ 252,643,700 $ 142,475,747 91642 Forethought Life Ins Co $ 94,793,966 0.98% $ 31,172,858,857 $ 29,484,218,266 $ 1,688,640,591 81973 Coventry Hlth & Life Ins Co $ 92,134,212 0.95% $ 1,251,183,894 $ 287,260,180 $ 963,923,714 69345 Teachers Ins & Ann Assoc Of Amer $ 91,214,341 0.94% $ 303,286,268,584 $ 265,159,964,856 $ 38,126,303,728 60488 American Gen Life Ins Co $ 84,714,351 0.87% $ 176,784,737,643 $ 170,434,483,022 $ 6,350,254,621 71420 Sierra Hlth & Life Ins Co Inc $ 80,516,842 0.83% $ 4,126,484,433 $ 2,009,997,623 $ 2,116,486,810 65935 Massachusetts Mut Life Ins Co $ 75,858,703 0.78% $ 243,646,846,820 $ 228,037,060,151 $ 15,609,786,669 67091 Northwestern Mut Life Ins Co $ 74,096,989 0.76% $ 272,167,485,182 $ 250,033,334,331 $ 22,134,150,851 60380 American Family Life Assur Co of Col $ 69,711,692 0.72% $ 14,043,135,832 $ 11,443,495,645 $ 2,599,640,187 14063 MCNA Ins Co $ 67,173,464 0.69% $ 184,113,990 $ 62,407,558 $ 121,706,432 68896 Southern Farm Bureau Life Ins Co $ 66,625,163 0.69% $ 14,285,838,953 $ 11,691,688,321 $ 2,594,150,632 95446 United Hlthcare of AR Inc $ 65,936,607 0.68% $ 28,878,268 $ 10,051,513 $ 18,826,755 91596 New York Life Ins & Ann Corp $ 63,635,537 0.66% $ 153,457,660,670 $ 144,871,550,177 $ 8,586,110,493 69108 State Farm Life Ins Co $ 60,791,615 0.63% $ 74,990,697,979 $ 63,466,709,462 $ 11,523,988,517 70238 Variable Ann Life Ins Co $ 60,222,236 0.62% $ 78,453,699,858 $ 75,764,136,192 $ 2,689,563,666 66168 Minnesota Life Ins Co $ 57,765,740 0.59% $ 46,519,385,471 $ 43,670,418,267 $ 2,848,967,204 66869 Nationwide Life Ins Co $ 56,622,472 0.58% $ 139,341,303,302 $ 132,496,216,530 $ 6,845,086,772 79227 Pruco Life Ins Co $ 55,123,447 0.57% $ 113,272,680,509 $ 111,811,784,349 $ 1,460,896,160 12575 SilverScript Ins Co $ 54,830,510 0.56% $ 2,371,801,053 $ 1,372,957,202 $ 998,843,851 66044 Midland Natl Life Ins Co $ 54,048,323 0.56% $ 57,914,703,373 $ 54,343,495,152 $ 3,571,208,222 86231 Transamerica Life Ins Co $ 54,023,547 0.56% $ 117,015,549,929 $ 111,237,256,024 $ 5,778,293,905 33
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 61271 Principal Life Ins Co $ 53,633,816 0.55% $ 184,622,621,175 $ 179,303,030,772 $ 5,319,590,403 66915 New York Life Ins Co $ 51,921,692 0.53% $ 180,036,224,377 $ 159,029,754,011 $ 21,006,470,366 67466 Pacific Life Ins Co $ 51,287,929 0.53% $ 128,996,848,875 $ 119,305,414,442 $ 9,691,434,433 62235 Unum Life Ins Co Of Amer $ 51,169,671 0.53% $ 22,022,436,783 $ 20,188,212,472 $ 1,834,224,311 87726 Brighthouse Life Ins Co $ 50,991,189 0.53% $ 163,589,475,417 $ 156,858,647,957 $ 6,730,827,460 86509 Voya Retirement Ins & Ann Co $ 49,466,155 0.51% $ 100,327,002,300 $ 98,326,981,308 $ 2,000,020,992 69868 United Of Omaha Life Ins Co $ 48,216,080 0.50% $ 23,038,776,282 $ 21,399,406,489 $ 1,639,369,793 90611 Allianz Life Ins Co Of N Amer $ 45,545,793 0.47% $ 142,036,406,172 $ 135,460,894,163 $ 6,575,512,009 94358 USAble Life $ 43,211,777 0.45% $ 514,687,174 $ 240,891,912 $ 273,795,262 16130 Arkansas Hlth & Wellness Hlth Plan I $ 42,598,755 0.44% $ 21,794,367 $ 14,354,217 $ 7,440,150 67369 Cigna Hlth & Life Ins Co $ 39,764,812 0.41% $ 10,489,167,862 $ 5,688,030,863 $ 4,801,136,999 62944 AXA Equitable Life Ins Co $ 38,731,175 0.40% $ 190,005,188,151 $ 182,430,085,620 $ 7,575,102,531 92657 Nationwide Life & Ann Ins Co $ 38,153,057 0.39% $ 25,929,226,729 $ 24,461,516,319 $ 1,467,710,410 65005 RiverSource Life Ins Co $ 38,011,122 0.39% $ 98,013,761,182 $ 94,733,617,397 $ 3,280,143,785 68136 Protective Life Ins Co $ 33,301,615 0.34% $ 57,811,786,043 $ 53,471,512,957 $ 4,340,273,086 68608 Symetra Life Ins Co $ 31,833,326 0.33% $ 37,859,874,158 $ 35,733,307,844 $ 2,126,566,314 70670 Health Care Serv Corp A Mut Legal Re $ 30,366,194 0.31% $ 26,725,564,236 $ 9,866,225,164 $ 16,859,339,073 65757 Shelter Life Ins Co $ 28,368,658 0.29% $ 1,273,922,551 $ 1,042,954,198 $ 230,968,353 15135 Arkansas Superior Select Inc $ 27,979,131 0.29% $ 14,927,170 $ 9,915,011 $ 5,012,159 69019 Standard Ins Co $ 27,971,976 0.29% $ 23,862,641,971 $ 22,568,661,383 $ 1,293,980,588 68381 Reliance Standard Life Ins Co $ 27,774,858 0.29% $ 13,875,026,234 $ 12,596,758,188 $ 1,278,268,046 70688 Transamerica Financial Life Ins Co $ 27,365,085 0.28% $ 29,480,572,252 $ 28,390,062,433 $ 1,090,509,819 64246 Guardian Life Ins Co Of Amer $ 26,020,050 0.27% $ 58,488,696,709 $ 51,316,943,275 $ 7,171,753,434 60739 American Natl Ins Co $ 24,747,166 0.25% $ 20,467,545,782 $ 17,304,738,246 $ 3,162,807,536 63312 Great Amer Life Ins Co $ 23,064,696 0.24% $ 35,802,365,635 $ 33,100,973,164 $ 2,701,392,471 65498 Life Ins Co Of N Amer $ 21,823,389 0.22% $ 8,667,896,603 $ 6,891,720,167 $ 1,776,176,436 68322 Great W Life & Ann Ins Co $ 20,921,079 0.22% $ 55,785,510,539 $ 54,458,591,280 $ 1,326,919,259 65315 Liberty Life Assur Co Of Boston $ 20,846,914 0.21% $ 4,021,918,133 $ 3,490,936,790 $ 530,981,343 66974 North Amer Co Life & Hlth Ins $ 20,235,808 0.21% $ 27,330,486,090 $ 25,899,313,044 $ 1,431,173,046 67105 Reliastar Life Ins Co $ 20,109,446 0.21% $ 20,238,546,937 $ 18,605,610,732 $ 1,632,936,205 63274 Fidelity & Guar Life Ins Co $ 19,191,708 0.20% $ 24,714,470,075 $ 23,169,291,733 $ 1,545,178,342 60410 American Fidelity Assur Co $ 19,145,183 0.20% $ 6,101,209,972 $ 5,595,984,023 $ 505,225,949 84174 ELCO Mut Life & Ann $ 18,368,424 0.19% $ 878,436,703 $ 810,124,047 $ 68,312,656 70025 Genworth Life Ins Co $ 18,195,712 0.19% $ 39,995,411,439 $ 38,124,403,410 $ 1,871,008,029 60534 American Heritage Life Ins Co $ 17,944,979 0.18% $ 2,003,066,083 $ 1,679,196,811 $ 323,869,272 62049 Colonial Life & Accident Ins Co $ 17,862,434 0.18% $ 3,421,890,386 $ 2,893,892,328 $ 527,998,058 92738 American Equity Invest Life Ins Co $ 16,493,839 0.17% $ 53,705,158,340 $ 50,453,277,445 $ 3,251,880,895 92711 HCC Life Ins Co $ 16,154,696 0.17% $ 1,096,984,253 $ 535,435,274 $ 561,548,979 66583 National Guardian Life Ins Co $ 16,027,084 0.17% $ 4,080,043,173 $ 3,746,803,057 $ 333,240,116 68675 Security Benefit Life Ins Co $ 15,946,651 0.16% $ 33,538,590,276 $ 31,140,511,008 $ 2,398,079,268 64467 Wellcare Hlth Ins of KY Inc $ 15,448,849 0.16% $ 811,503,793 $ 448,554,299 $ 362,949,494 96377 Coventry Hlth Care of MO Inc $ 15,367,546 0.16% $ 279,188,087 $ 161,143,761 $ 118,044,326 62286 Golden Rule Ins Co $ 15,280,954 0.16% $ 522,610,328 $ 280,576,183 $ 242,034,145 70815 Hartford Life & Accident Ins Co $ 15,043,158 0.15% $ 12,909,480,177 $ 10,502,056,143 $ 2,407,424,034 67172 Ohio Natl Life Ins Co $ 14,843,749 0.15% $ 29,084,434,907 $ 28,065,361,817 $ 1,019,073,090 61301 Ameritas Life Ins Corp $ 14,833,491 0.15% $ 21,734,848,912 $ 20,224,222,720 $ 1,510,626,192 61263 Bankers Life & Cas Co $ 14,560,061 0.15% $ 15,514,556,186 $ 14,404,312,655 $ 1,110,243,531 88072 Talcott Resolution Life Ins Co $ 14,545,279 0.15% $ 86,253,285,678 $ 82,540,622,617 $ 3,712,663,061 66281 Transamerica Premier Life Ins Co $ 14,528,328 0.15% $ 47,636,506,272 $ 45,671,346,569 $ 1,965,159,703 62626 CMFG Life Ins Co $ 14,388,778 0.15% $ 18,292,077,077 $ 16,037,257,198 $ 2,254,819,879 68195 Provident Life & Accident Ins Co $ 14,165,028 0.15% $ 7,993,979,040 $ 7,386,717,679 $ 607,261,362 92622 Western Southern Life Assur Co $ 14,164,991 0.15% $ 13,029,414,400 $ 12,089,615,819 $ 939,798,581 34
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 94250 Banner Life Ins Co $ 13,928,801 0.14% $ 4,385,538,166 $ 3,649,685,967 $ 735,852,199 62510 Equitrust Life Ins Co $ 13,291,401 0.14% $ 18,595,267,003 $ 17,755,305,699 $ 839,961,304 61425 Trustmark Ins Co $ 13,227,506 0.14% $ 1,585,483,585 $ 1,250,472,667 $ 335,010,918 65919 Primerica Life Ins Co $ 12,998,446 0.13% $ 1,595,493,614 $ 921,328,980 $ 674,164,634 60895 American United Life Ins Co $ 12,834,262 0.13% $ 27,997,639,150 $ 26,945,075,808 $ 1,052,563,342 95591 United Hlthcare of Midlands Inc $ 12,720,067 0.13% $ 729,653,661 $ 426,937,294 $ 302,716,367 69663 USAA Life Ins Co $ 12,671,124 0.13% $ 25,393,938,915 $ 22,856,612,332 $ 2,537,326,583 91472 Globe Life & Accident Ins Co $ 12,646,297 0.13% $ 4,726,224,520 $ 4,354,426,061 $ 371,798,459 83836 Selected Funeral & Life Ins Co $ 12,363,125 0.13% $ 185,296,609 $ 159,750,955 $ 25,545,654 63177 Farmers New World Life Ins Co $ 11,480,244 0.12% $ 5,046,709,903 $ 4,598,549,308 $ 448,160,595 93742 Securian Life Ins Co $ 11,296,544 0.12% $ 1,094,945,262 $ 734,136,344 $ 360,808,919 71153 Talcott Resolution Life & Ann Ins Co $ 10,976,352 0.11% $ 32,808,756,472 $ 31,647,917,876 $ 1,160,838,596 88668 Mutual Of Amer Life Ins Co $ 10,596,969 0.11% $ 20,380,808,715 $ 19,453,603,891 $ 927,204,824 65927 Lincoln Heritage Life Ins Co $ 10,595,839 0.11% $ 1,033,901,401 $ 944,323,550 $ 89,577,851 65528 Life Ins Co Of The Southwest $ 10,532,884 0.11% $ 19,775,618,821 $ 18,534,513,679 $ 1,241,105,142 68357 Reliable Life Ins Co $ 10,115,485 0.10% $ 20,624,744 $ 8,878,953 $ 11,745,791 65331 Liberty Natl Life Ins Co $ 10,050,304 0.10% $ 7,793,015,959 $ 7,222,951,624 $ 570,064,335 80802 US Br Sun Life Assur Co of Canada $ 9,556,913 0.10% $ 18,836,114,465 $ 17,512,259,856 $ 1,323,854,609 79065 Delaware Life Ins Co $ 9,541,232 0.10% $ 36,852,571,054 $ 35,297,286,450 $ 1,555,284,604 93432 CM Life Ins Co $ 9,370,709 0.10% $ 8,312,670,613 $ 6,675,353,074 $ 1,637,317,539 15751 Qualchoice Advantage Inc $ 9,303,656 0.10% $ 5,620,126 $ 2,992,082 $ 2,628,044 12902 Healthspring Life & Hlth Ins Co Inc $ 9,268,123 0.10% $ 1,060,303,946 $ 497,558,195 $ 562,745,751 88366 American Retirement Life Ins Co $ 8,915,517 0.09% $ 123,934,041 $ 60,859,108 $ 63,074,933 77968 Family Heritage Life Ins Co Of Amer $ 8,694,507 0.09% $ 1,196,815,928 $ 1,071,374,095 $ 125,441,833 71412 Mutual Of Omaha Ins Co $ 8,282,906 0.09% $ 8,084,019,676 $ 4,911,301,789 $ 3,172,717,886 67644 Penn Mut Life Ins Co $ 8,041,422 0.08% $ 21,048,510,298 $ 19,194,934,335 $ 1,853,575,962 66850 National Western Life Ins Co $ 7,649,613 0.08% $ 10,991,032,897 $ 9,572,006,275 $ 1,419,026,622 65595 Lincoln Benefit Life Co $ 7,378,662 0.08% $ 10,462,537,824 $ 10,082,608,024 $ 379,929,800 67326 Old Surety Life Ins Co $ 7,217,057 0.07% $ 31,262,417 $ 17,158,907 $ 14,103,510 70939 Gerber Life Ins Co $ 7,034,148 0.07% $ 3,992,206,218 $ 3,680,479,689 $ 311,726,529 65536 Genworth Life & Ann Ins Co $ 6,892,775 0.07% $ 21,184,052,001 $ 20,030,147,441 $ 1,153,904,560 62146 Combined Ins Co Of Amer $ 6,834,945 0.07% $ 2,364,178,485 $ 2,189,814,342 $ 174,364,143 70319 Washington Natl Ins Co $ 6,359,882 0.07% $ 5,466,050,868 $ 5,100,288,397 $ 365,762,471 65129 Kansas City Life Ins Co $ 6,129,651 0.06% $ 3,333,231,044 $ 3,055,073,865 $ 278,157,179 13100 Omaha Ins Co $ 6,082,273 0.06% $ 98,911,912 $ 49,631,708 $ 49,280,204 90328 First Hlth Life & Hlth Ins Co $ 6,063,025 0.06% $ 363,187,710 $ 181,892,649 $ 181,295,061 62065 Colonial Penn Life Ins Co $ 5,943,655 0.06% $ 869,945,088 $ 777,515,435 $ 92,429,653 63762 Medco Containment Life Ins Co $ 5,898,234 0.06% $ 1,163,620,269 $ 775,264,433 $ 388,355,836 61921 Citizens Security Life Ins Co $ 5,846,676 0.06% $ 29,341,713 $ 13,323,659 $ 16,018,054 68543 Liberty Bankers Life Ins Co $ 5,720,951 0.06% $ 1,846,871,192 $ 1,615,169,047 $ 231,702,145 12321 American Continental Ins Co $ 5,668,828 0.06% $ 285,792,044 $ 167,492,936 $ 118,299,108 70408 Union Security Ins Co $ 5,664,094 0.06% $ 2,448,409,076 $ 2,322,143,077 $ 126,265,999 67989 American Memorial Life Ins Co $ 5,624,541 0.06% $ 3,339,117,718 $ 3,191,767,515 $ 147,350,203 62324 Freedom Life Ins Co Of Amer $ 5,423,624 0.06% $ 211,474,323 $ 88,700,709 $ 122,773,614 60577 American Income Life Ins Co $ 5,170,306 0.05% $ 4,156,790,188 $ 3,813,819,578 $ 342,970,610 61212 Baltimore Life Ins Co $ 4,895,978 0.05% $ 1,296,486,442 $ 1,212,311,693 $ 84,174,749 61883 ManhattanLife Assur Co of Amer $ 4,796,162 0.05% $ 700,471,670 $ 546,799,338 $ 153,672,332 77879 5 Star Life Ins Co $ 4,768,346 0.05% $ 302,153,187 $ 274,096,403 $ 28,056,784 60142 TIAA Cref Life Ins Co $ 4,747,979 0.05% $ 13,267,151,764 $ 12,766,267,837 $ 500,883,927 69116 State Life Ins Co $ 4,687,556 0.05% $ 8,490,203,483 $ 7,994,247,782 $ 495,955,701 71730 Continental Amer Ins Co $ 4,662,063 0.05% $ 665,078,572 $ 507,735,548 $ 157,343,024 69000 Northwestern Long Term Care Ins Co $ 4,638,422 0.05% $ 240,434,860 $ 98,666,149 $ 141,768,711 35
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 93548 PHL Variable Ins Co $ 4,562,802 0.05% $ 5,914,125,314 $ 5,796,299,320 $ 117,825,994 65722 Loyal Amer Life Ins Co $ 4,487,702 0.05% $ 338,740,173 $ 221,898,874 $ 116,841,299 65242 Lafayette Life Ins Co $ 4,432,092 0.05% $ 5,493,453,598 $ 5,159,068,303 $ 334,385,295 97136 Metropolitan Tower Life Ins Co $ 4,394,903 0.05% $ 20,617,233,327 $ 19,067,797,342 $ 1,549,435,985 73881 American Life & Annuity Co $ 4,336,768 0.04% $ 52,907,357 $ 49,859,725 $ 3,047,632 93696 Fidelity Investments Life Ins Co $ 4,275,799 0.04% $ 27,887,631,950 $ 26,930,105,254 $ 957,526,696 13183 Eagle Life Ins Co $ 4,140,875 0.04% $ 1,151,374,609 $ 968,785,871 $ 182,588,738 83968 Citizens Fidelity Ins Co $ 4,093,120 0.04% $ 70,293,970 $ 56,855,339 $ 13,438,631 76236 The Cincinnati Life Ins Co $ 4,066,580 0.04% $ 4,532,898,674 $ 4,342,322,578 $ 190,576,097 72850 United World Life Ins Co $ 3,982,282 0.04% $ 128,505,594 $ 83,950,996 $ 44,554,598 60076 Security Plan Life Ins Co $ 3,956,983 0.04% $ 307,240,356 $ 290,928,192 $ 16,312,164 61999 Americo Fin Life & Ann Ins Co $ 3,701,027 0.04% $ 4,570,254,245 $ 4,103,270,133 $ 466,984,112 69485 Security Natl Life Ins Co $ 3,651,141 0.04% $ 666,689,763 $ 619,505,699 $ 47,184,064 60186 Allstate Life Ins Co $ 3,520,795 0.04% $ 30,130,108,630 $ 26,658,932,169 $ 3,471,176,461 81043 Bankers Life Ins Co $ 3,508,885 0.04% $ 397,403,227 $ 364,824,024 $ 32,579,203 74780 Integrity Life Ins Co $ 3,450,729 0.04% $ 9,415,089,815 $ 8,283,823,111 $ 1,131,266,704 67784 Philadelphia Amer Life Ins Co $ 3,439,054 0.04% $ 303,304,506 $ 258,986,794 $ 44,317,712 89206 Ohio Natl Life Assur Corp $ 3,375,864 0.03% $ 4,054,307,592 $ 3,763,880,933 $ 290,426,659 71854 AAA Life Ins Co $ 3,351,814 0.03% $ 678,164,784 $ 505,707,363 $ 172,457,421 60183 S USA Life Ins Co Inc $ 3,317,399 0.03% $ 28,707,572 $ 11,487,587 $ 17,219,985 68462 Reserve Natl Ins Co $ 3,305,975 0.03% $ 136,009,747 $ 105,106,033 $ 30,903,714 84786 Colorado Bankers Life Ins Co $ 3,275,691 0.03% $ 2,677,070,509 $ 2,479,256,981 $ 197,813,528 62200 Accordia Life & Ann Co $ 3,272,817 0.03% $ 9,098,672,031 $ 8,333,054,845 $ 765,617,186 70335 West Coast Life Ins Co $ 3,214,898 0.03% $ 5,336,538,489 $ 4,924,638,146 $ 411,900,343 80578 Physicians Mut Ins Co $ 3,209,430 0.03% $ 2,356,292,530 $ 1,362,930,956 $ 993,361,574 61476 Boston Mut Life Ins Co $ 3,186,886 0.03% $ 1,465,056,985 $ 1,245,972,634 $ 219,084,351 71870 Fidelity Security Life Ins Co $ 3,099,299 0.03% $ 999,351,818 $ 757,003,902 $ 242,347,916 78077 Mony Life Ins Co Of Amer $ 3,007,564 0.03% $ 3,704,847,203 $ 3,482,400,359 $ 222,446,844 76112 Oxford Life Ins Co $ 2,958,654 0.03% $ 2,213,860,515 $ 2,010,137,648 $ 203,722,867 64890 Berkley Life & Hlth Ins Co $ 2,945,754 0.03% $ 324,157,136 $ 157,545,745 $ 166,611,391 31119 Medico Ins Co $ 2,869,546 0.03% $ 83,686,334 $ 45,961,729 $ 37,724,605 71404 Continental Gen Ins Co $ 2,864,053 0.03% $ 4,206,872,123 $ 3,951,364,082 $ 255,508,041 63258 Federated Life Ins Co $ 2,841,264 0.03% $ 2,007,383,563 $ 1,581,930,732 $ 425,452,830 72125 Physicians Life Ins Co $ 2,818,227 0.03% $ 1,678,227,389 $ 1,519,609,605 $ 158,617,784 69396 Texas Life Ins Co $ 2,793,982 0.03% $ 1,232,237,025 $ 1,137,250,131 $ 94,986,894 83860 American Home Life Ins Co $ 2,786,812 0.03% $ 22,808,668 $ 22,297,065 $ 511,603 62952 Equitable Life & Cas Ins Co $ 2,760,242 0.03% $ 485,293,645 $ 427,557,010 $ 57,736,635 64017 Jefferson Natl Life Ins Co $ 2,713,923 0.03% $ 6,172,234,811 $ 6,129,573,703 $ 42,661,108 68802 Sentinel Security Life Ins Co $ 2,689,808 0.03% $ 1,255,168,665 $ 1,215,576,274 $ 39,592,391 92916 United Amer Ins Co $ 2,673,094 0.03% $ 743,262,139 $ 584,939,216 $ 158,322,923 71161 Principal Natl Life Ins Co $ 2,655,531 0.03% $ 387,198,812 $ 182,015,536 $ 205,183,276 67199 Old Amer Ins Co $ 2,563,565 0.03% $ 268,672,487 $ 247,068,582 $ 21,603,905 60984 Compbenefits Ins Co $ 2,545,561 0.03% $ 29,754,993 $ 8,279,478 $ 21,475,515 68713 Security Life Of Denver Ins Co $ 2,524,958 0.03% $ 15,351,716,963 $ 14,386,339,978 $ 965,376,985 71714 Berkshire Life Ins Co of Amer $ 2,448,339 0.03% $ 3,927,638,422 $ 3,734,979,686 $ 192,658,737 64211 Guarantee Trust Life Ins Co $ 2,324,849 0.02% $ 638,857,858 $ 546,587,095 $ 92,270,763 68810 Sentry Life Ins Co $ 2,302,120 0.02% $ 7,018,893,337 $ 6,723,071,856 $ 295,821,481 87963 National Teachers Assoc Life Ins Co $ 2,285,797 0.02% $ 583,645,502 $ 444,931,626 $ 138,713,876 91529 Unimerica Ins Co $ 2,216,856 0.02% $ 436,717,249 $ 206,015,705 $ 230,701,544 62928 EMC Natl Life Co $ 2,194,923 0.02% $ 909,548,506 $ 793,926,640 $ 115,621,866 93262 Penn Ins & Ann Co $ 2,070,498 0.02% $ 6,110,090,574 $ 5,637,504,453 $ 472,586,121 86630 Prudential Ann Life Assur Corp $ 1,985,575 0.02% $ 54,107,393,642 $ 47,711,283,587 $ 6,396,110,055 36
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 77828 Companion Life Ins Co $ 1,933,415 0.02% $ 395,683,633 $ 167,536,020 $ 228,147,613 80942 Voya Ins & Ann Co $ 1,904,066 0.02% $ 50,810,613,347 $ 48,589,419,070 $ 2,221,194,277 65900 Wilco Life Ins Co $ 1,864,427 0.02% $ 2,794,927,192 $ 2,633,528,418 $ 161,398,774 93629 Prudential Retirement Ins & Ann Co $ 1,828,443 0.02% $ 69,883,151,732 $ 68,800,859,994 $ 1,082,291,738 64505 Homesteaders Life Co $ 1,710,890 0.02% $ 3,068,848,808 $ 2,861,847,406 $ 207,001,403 83607 Guggenheim Life & Ann Co $ 1,666,742 0.02% $ 13,820,077,395 $ 13,121,232,596 $ 698,844,799 78778 Guardian Ins & Ann Co Inc $ 1,655,416 0.02% $ 13,308,149,198 $ 12,852,836,095 $ 455,313,103 61190 Auto Owners Life Ins Co $ 1,597,959 0.02% $ 3,997,128,892 $ 3,507,722,656 $ 489,406,236 64513 Horace Mann Life Ins Co $ 1,531,480 0.02% $ 9,285,650,441 $ 8,819,547,448 $ 466,102,994 70866 Allstate Assur Co $ 1,529,238 0.02% $ 693,289,833 $ 552,312,455 $ 140,977,378 83992 Foundation Life Ins Co Of AR $ 1,519,022 0.02% $ 5,518,840 $ 4,026,959 $ 1,491,881 71439 Assurity Life Ins Co $ 1,512,142 0.02% $ 2,626,828,877 $ 2,289,280,663 $ 337,548,214 61115 Atlantic Coast Life Ins Co $ 1,509,849 0.02% $ 531,889,791 $ 503,159,818 $ 28,729,973 92703 United Natl Life Ins Co Of Amer $ 1,493,357 0.02% $ 33,966,649 $ 24,677,677 $ 9,288,972 66427 Mutual Trust Life Ins Co a Pan Amer $ 1,466,439 0.02% $ 2,043,985,429 $ 1,891,084,600 $ 152,900,829 63290 Fidelity Life Assn A Legal Reserve L $ 1,465,660 0.02% $ 407,036,326 $ 285,169,948 $ 121,866,378 60445 Sagicor Life Ins Co $ 1,444,178 0.01% $ 1,582,991,918 $ 1,491,986,256 $ 91,005,662 18750 Merit Hlth Ins Co $ 1,440,259 0.01% $ 127,559,044 $ 74,103,327 $ 53,455,717 63983 United Heritage Life Ins Co $ 1,386,887 0.01% $ 603,803,147 $ 536,534,926 $ 67,268,221 67598 Paul Revere Life Ins Co $ 1,376,313 0.01% $ 3,410,167,467 $ 3,219,039,302 $ 191,128,165 65412 Life Ins Co Of AL $ 1,288,641 0.01% $ 123,945,615 $ 82,577,216 $ 41,368,399 78700 Aetna Hlth & Life Ins Co $ 1,270,291 0.01% $ 185,176,815 $ 78,635,561 $ 106,541,254 62308 Connecticut Gen Life Ins Co $ 1,235,662 0.01% $ 19,056,658,134 $ 13,562,174,987 $ 5,494,483,147 84034 First Guar Ins Co $ 1,229,799 0.01% $ 53,653,045 $ 47,866,676 $ 5,786,369 66214 Heartland Natl Life Ins Co $ 1,218,919 0.01% $ 10,276,943 $ 5,282,805 $ 4,994,138 63053 Family Life Ins Co $ 1,178,115 0.01% $ 146,751,670 $ 118,351,588 $ 28,400,082 99937 Columbus Life Ins Co $ 1,171,546 0.01% $ 4,100,170,506 $ 3,817,907,035 $ 282,263,471 69132 State Mut Ins Co $ 1,154,751 0.01% $ 189,540,770 $ 163,288,025 $ 26,252,745 63967 Government Personnel Mut Life Ins Co $ 1,142,237 0.01% $ 820,201,055 $ 705,450,168 $ 114,750,887 76023 Columbian Life Ins Co $ 1,139,853 0.01% $ 340,685,738 $ 308,358,082 $ 32,327,657 69477 Time Ins Co II $ 1,130,324 0.01% $ 19,549,942 $ 16,991,979 $ 2,557,963 86126 Members Life Ins Co $ 1,111,995 0.01% $ 164,738,816 $ 125,291,565 $ 39,447,251 74799 Leaders Life Ins Co $ 1,085,762 0.01% $ 6,466,587 $ 3,310,332 $ 3,156,256 98205 Natl Foundation Life Ins Co $ 1,070,425 0.01% $ 53,806,198 $ 20,854,589 $ 32,951,609 97152 Plateau Ins Co $ 1,050,746 0.01% $ 27,920,133 $ 12,542,398 $ 15,377,735 68985 Starmount Life Ins Co $ 1,044,998 0.01% $ 94,040,314 $ 48,710,562 $ 45,329,752 84530 US Financial Life Ins Co $ 1,005,999 0.01% $ 537,939,299 $ 450,900,193 $ 87,039,106 60801 American Public Life Ins Co $ 1,004,970 0.01% $ 100,821,581 $ 65,626,057 $ 35,195,524 11121 Unified Life Ins Co $ 1,004,595 0.01% $ 225,391,536 $ 201,209,865 $ 24,181,671 67814 Nassau Life Ins Co $ 994,038 0.01% $ 11,959,770,917 $ 11,444,859,352 $ 514,911,565 73474 Dentegra Ins Co $ 989,269 0.01% $ 82,705,949 $ 35,727,843 $ 46,978,106 70548 Wichita Natl Life Ins Co $ 973,387 0.01% $ 15,854,210 $ 8,185,412 $ 7,668,798 62359 Constitution Life Ins Co $ 964,874 0.01% $ 390,724,157 $ 351,165,894 $ 39,558,263 84115 Jackson Griffin Ins Co $ 949,257 0.01% $ 12,677,514 $ 11,629,563 $ 1,047,951 61832 Chesapeake Life Ins Co $ 934,513 0.01% $ 197,675,396 $ 76,394,700 $ 121,280,696 60542 American Home Life Ins Co $ 933,139 0.01% $ 264,376,194 $ 242,536,565 $ 21,839,629 66370 Mony Life Ins Co $ 916,934 0.01% $ 7,062,672,327 $ 6,640,876,328 $ 421,795,998 64904 Investors Heritage Life Ins Co $ 908,580 0.01% $ 559,299,293 $ 518,407,379 $ 40,891,914 82538 National Hlth Ins Co $ 884,351 0.01% $ 59,431,223 $ 40,579,954 $ 18,851,269 67393 Ozark Natl Life Ins Co $ 869,944 0.01% $ 838,377,904 $ 695,626,975 $ 142,750,929 65870 Manhattan Life Ins Co $ 869,439 0.01% $ 633,256,286 $ 574,210,644 $ 59,045,642 69930 United Ins Co Of Amer $ 845,047 0.01% $ 3,906,884,033 $ 3,455,981,529 $ 450,902,505 37
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 61239 Bankers Fidelity Life Ins Co $ 841,710 0.01% $ 152,452,524 $ 118,238,475 $ 34,214,049 69744 Union Labor Life Ins Co $ 839,589 0.01% $ 3,892,636,743 $ 3,783,972,228 $ 108,664,515 99724 LifeShield Natl Ins Co $ 822,790 0.01% $ 92,361,403 $ 61,755,439 $ 30,605,964 67652 First Penn Pacific Life Ins Co $ 812,366 0.01% $ 1,442,407,620 $ 1,262,504,730 $ 179,902,890 91626 New England Life Ins Co $ 803,007 0.01% $ 8,500,669,704 $ 8,287,533,089 $ 213,136,615 70435 The Savings Bank Mut Life Ins Co of $ 777,716 0.01% $ 3,066,541,946 $ 2,864,742,779 $ 201,799,168 61492 Athene Annuity & Life Assur Co $ 765,756 0.01% $ 21,930,113,565 $ 20,386,052,576 $ 1,544,060,989 61875 Church Life Ins Corp $ 762,318 0.01% $ 301,046,112 $ 249,433,059 $ 51,613,053 86118 Arkansas Bankers Life Ins Co $ 753,837 0.01% $ 2,617,568 $ 1,009,656 $ 1,607,912 68594 American Amicable Life Ins Co Of TX $ 730,862 0.01% $ 313,099,895 $ 249,953,715 $ 63,146,180 86355 Standard Life & Accident Ins Co $ 727,983 0.01% $ 516,923,233 $ 225,032,849 $ 291,890,384 67539 Pan Amer Life Ins Co $ 727,838 0.01% $ 1,205,217,282 $ 961,653,257 $ 243,564,025 64238 Guaranty Income Life Ins Co $ 714,438 0.01% $ 902,367,665 $ 829,415,604 $ 72,952,061 12747 Envision Ins Co $ 677,769 0.01% $ 496,667,034 $ 444,845,802 $ 51,821,232 93440 HM Life Ins Co $ 671,415 0.01% $ 677,752,378 $ 286,434,806 $ 391,317,572 68845 Shenandoah Life Ins Co $ 665,145 0.01% $ 994,688,178 $ 886,061,220 $ 108,626,958 68284 Pyramid Life Ins Co $ 645,635 0.01% $ 74,219,530 $ 57,268,025 $ 16,951,505 77399 Sterling Life Ins Co $ 623,050 0.01% $ 33,531,322 $ 19,043,989 $ 14,487,333 67873 Pioneer Amer Ins Co $ 619,541 0.01% $ 85,223,381 $ 48,894,650 $ 36,328,731 84549 Symphonix Hlth Ins Inc $ 607,296 0.01% $ 338,035,215 $ 233,150,951 $ 104,884,264 85928 Family Liberty Life Ins Co $ 581,743 0.01% $ 33,651,403 $ 25,019,820 $ 8,631,583 85189 Western United Life Assur Co $ 569,865 0.01% $ 1,223,083,843 $ 1,143,668,672 $ 79,415,171 71390 Puritan Life Ins Co of Amer $ 559,826 0.01% $ 133,199,833 $ 111,641,676 $ 21,558,157 69922 United Home Life Ins Co $ 555,558 0.01% $ 97,560,770 $ 77,649,784 $ 19,910,986 71471 Ability Ins Co $ 547,108 0.01% $ 740,476,444 $ 717,222,762 $ 23,253,682 67180 Ohio State Life Ins Co $ 538,883 0.01% $ 14,717,396 $ 4,340,263 $ 10,377,133 68500 Continental Life Ins Co Brentwood $ 538,704 0.01% $ 366,652,960 $ 162,607,929 $ 204,045,030 82252 Landmark Life Ins Co $ 517,987 0.01% $ 46,092,291 $ 40,964,713 $ 5,127,578 66680 National Life Ins Co $ 505,883 0.01% $ 9,502,838,569 $ 7,371,731,786 $ 2,131,106,783 80985 4 Ever Life Ins Co $ 503,246 0.01% $ 181,986,256 $ 100,573,955 $ 81,412,301 66001 American Benefit Life Ins Co $ 494,167 0.01% $ 186,957,235 $ 162,253,968 $ 24,703,267 83798 Memorial Ins Co Of Amer $ 490,653 0.01% $ 1,148,651 $ 59,771 $ 1,088,880 61700 Renaissance Life & Hlth Ins Co of Am $ 455,464 0.00% $ 95,262,469 $ 27,421,026 $ 67,841,442 65781 Madison Natl Life Ins Co Inc $ 434,554 0.00% $ 337,362,165 $ 141,331,603 $ 196,030,562 90557 Zurich Amer Life Ins Co $ 432,147 0.00% $ 14,048,160,152 $ 13,922,110,750 $ 126,049,402 61360 Reliastar Life Ins Co Of NY $ 429,138 0.00% $ 2,815,164,151 $ 2,536,415,417 $ 278,748,733 62553 Country Life Ins Co $ 422,054 0.00% $ 9,656,258,475 $ 8,448,697,261 $ 1,207,561,213 64580 Illinois Mut Life Ins Co $ 417,832 0.00% $ 1,460,459,597 $ 1,220,352,604 $ 240,106,993 79022 Transamerica Advisors Life Ins Co $ 417,255 0.00% $ 7,204,454,331 $ 6,705,315,159 $ 499,139,172 60399 American Family Life Ins Co $ 396,155 0.00% $ 5,274,056,468 $ 4,627,202,386 $ 646,854,082 97705 Direct Gen Life Ins Co $ 395,109 0.00% $ 33,095,099 $ 10,010,105 $ 23,084,994 65080 John Alden Life Ins Co $ 381,531 0.00% $ 208,762,375 $ 190,846,843 $ 17,915,532 69515 Medamerica Ins Co $ 380,924 0.00% $ 1,199,752,871 $ 1,168,746,631 $ 31,006,240 90212 Great Southern Life Ins Co $ 371,236 0.00% $ 212,872,446 $ 159,354,927 $ 53,517,519 67148 Occidental Life Ins Co Of NC $ 369,698 0.00% $ 253,148,080 $ 225,443,127 $ 27,704,953 78662 Senior Life Ins Co $ 365,444 0.00% $ 63,823,676 $ 51,350,578 $ 12,473,099 76325 Senior Hlth Ins Co of PA $ 356,134 0.00% $ 2,186,058,273 $ 2,652,931,248 $ (466,872,975) 83933 Cooperative Life Ins Co $ 349,274 0.00% $ 6,681,038 $ 4,179,393 $ 2,501,645 84069 Smith Burial & Life Ins Co $ 349,076 0.00% $ 4,636,610 $ 4,183,245 $ 453,365 71129 Dearborn Natl Life Ins Co $ 346,940 0.00% $ 1,676,469,017 $ 1,223,444,486 $ 453,024,531 77720 LifeSecure Ins Co $ 342,473 0.00% $ 415,984,325 $ 369,088,642 $ 46,895,683 60518 American Hlth & Life Ins Co $ 341,162 0.00% $ 1,038,099,942 $ 909,559,859 $ 128,540,083 38
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 99775 Funeral Directors Life Ins Co $ 339,599 0.00% $ 1,409,755,376 $ 1,279,747,179 $ 130,008,197 67660 Pennsylvania Life Ins Co $ 335,456 0.00% $ 21,072,687 $ 1,507,459 $ 19,565,228 88820 American Integrity Life Ins Co $ 330,820 0.00% $ 1,502,279 $ 407,205 $ 1,095,074 70742 Family Benefit Life Ins Co $ 302,099 0.00% $ 165,495,064 $ 158,094,588 $ 7,400,476 80659 US Business of Canada Life Assur Co $ 287,624 0.00% $ 4,538,021,309 $ 4,350,761,576 $ 187,259,733 60836 American Republic Ins Co $ 279,894 0.00% $ 1,057,032,659 $ 575,208,160 $ 481,824,499 63657 Garden State Life Ins Co $ 273,864 0.00% $ 136,296,781 $ 54,849,233 $ 81,447,548 63487 Investors Life Ins Co N Amer $ 270,692 0.00% $ 569,009,301 $ 512,507,649 $ 56,501,652 67946 Pioneer Security Life Ins Co $ 253,959 0.00% $ 95,786,618 $ 33,318,985 $ 62,467,633 67679 American Republic Corp Ins Co $ 250,697 0.00% $ 21,847,477 $ 14,157,635 $ 7,689,842 62413 Wilcac Life Ins Co $ 250,654 0.00% $ 2,289,231,872 $ 2,168,776,376 $ 120,455,496 89184 Sterling Investors Life Ins Co $ 250,400 0.00% $ 78,463,330 $ 68,261,493 $ 10,201,837 90638 Best Life & Hlth Ins Co $ 248,712 0.00% $ 23,570,821 $ 5,802,294 $ 17,768,527 61409 National Benefit Life Ins Co $ 222,857 0.00% $ 566,860,893 $ 412,912,396 $ 153,948,497 73504 Lumico Life Ins Co $ 221,671 0.00% $ 60,296,600 $ 14,149,318 $ 46,147,282 69310 Surety Life Ins Co $ 220,965 0.00% $ 19,651,381 $ 1,470,168 $ 18,181,213 90247 Rx Life Ins Co $ 220,436 0.00% $ 9,509,732 $ 324,758 $ 9,184,974 66087 Mid West Natl Life Ins Co Of TN $ 217,523 0.00% $ 62,703,834 $ 33,845,163 $ 28,858,671 61751 Central States H & L Co Of Omaha $ 216,054 0.00% $ 383,803,282 $ 246,690,771 $ 137,112,511 80020 Mountain Life Ins Co $ 203,224 0.00% $ 6,104,985 $ 2,345,657 $ 3,759,328 93777 Pavonia Life Ins Co of MI $ 188,457 0.00% $ 1,101,463,298 $ 1,027,707,037 $ 73,756,261 80314 Unicare Life & Hlth Ins Co $ 187,188 0.00% $ 310,602,066 $ 250,054,961 $ 60,547,105 64327 Harleysville Life Ins Co $ 185,658 0.00% $ 400,841,830 $ 349,787,934 $ 51,053,896 71480 Great Western Ins Co $ 185,183 0.00% $ 1,394,248,427 $ 1,370,831,592 $ 23,416,835 68632 Vantis Life Ins Co $ 181,922 0.00% $ 523,817,290 $ 460,166,671 $ 63,650,619 67261 Old Republic Life Ins Co $ 180,160 0.00% $ 109,020,833 $ 75,459,267 $ 33,561,566 93661 Annuity Investors Life Ins Co $ 170,571 0.00% $ 3,133,029,039 $ 2,820,354,644 $ 312,674,395 80926 Sun Life & Hlth Ins Co $ 167,859 0.00% $ 930,626,132 $ 825,197,019 $ 105,429,113 67601 Unum Ins Co $ 167,414 0.00% $ 62,799,760 $ 15,883,001 $ 46,916,759 71773 American Natl Life Ins Co Of TX $ 161,606 0.00% $ 127,657,525 $ 94,683,121 $ 32,974,404 62596 Union Fidelity Life Ins Co $ 155,833 0.00% $ 20,505,164,925 $ 19,837,362,525 $ 667,802,400 81353 NYLife Ins Co Of AZ $ 149,217 0.00% $ 176,583,174 $ 63,153,822 $ 113,429,352 61735 Central Security Life Ins Co $ 148,593 0.00% $ 86,975,180 $ 81,313,822 $ 5,661,358 67911 Pioneer Mut Life Ins Co $ 147,672 0.00% $ 509,566,120 $ 462,668,800 $ 46,897,320 60275 American Bankers Life Assur Co Of FL $ 144,625 0.00% $ 338,433,124 $ 290,533,352 $ 47,899,772 70483 Western & Southern Life Ins Co $ 143,480 0.00% $ 10,112,634,028 $ 5,175,577,852 $ 4,937,056,176 74918 Kilpatrick Life Ins Co $ 136,509 0.00% $ 193,932,491 $ 187,864,783 $ 6,067,708 60250 AmFirst Ins Co $ 135,886 0.00% $ 67,498,068 $ 11,575,147 $ 55,922,921 97179 UnitedHealthcare Life Ins Co $ 132,838 0.00% $ 241,185,823 $ 82,294,256 $ 158,891,567 97241 Settlers Life Ins Co $ 131,756 0.00% $ 426,385,366 $ 379,892,245 $ 46,493,121 67083 Manhattan Natl Life Ins Co $ 130,699 0.00% $ 149,753,967 $ 140,807,563 $ 8,946,404 63819 Unity Financial Life Ins Co $ 129,364 0.00% $ 301,723,884 $ 285,782,380 $ 15,941,504 73660 Directors Life Assur Co $ 128,703 0.00% $ 36,635,152 $ 34,276,828 $ 2,358,324 69337 American Fin Security Life Ins Co $ 128,293 0.00% $ 16,172,418 $ 8,016,220 $ 8,156,198 84018 Fidelity Standard Life Ins Co $ 125,416 0.00% $ 3,334,947 $ 2,830,013 $ 504,934 69973 United Life Ins Co $ 124,474 0.00% $ 1,514,371,934 $ 1,371,585,839 $ 142,786,095 68047 Professional Ins Co $ 123,326 0.00% $ 111,246,526 $ 61,020,442 $ 50,226,084 61859 Christian Fidelity Life Ins Co $ 119,957 0.00% $ 58,171,722 $ 30,939,665 $ 27,232,057 70130 Universal Guar Life Ins Co $ 110,479 0.00% $ 346,198,716 $ 286,173,785 $ 60,024,931 62057 Lincoln Life & Ann Co of NY $ 105,549 0.00% $ 14,482,181,537 $ 13,364,613,987 $ 1,117,567,550 87645 United Fidelity Life Ins Co $ 103,646 0.00% $ 755,873,413 $ 267,593,408 $ 488,280,005 72222 Amica Life Ins Co $ 102,887 0.00% $ 1,322,423,896 $ 994,161,651 $ 328,262,245 39
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 61182 Aurora Natl Life Assur Co $ 95,007 0.00% $ 3,067,159,420 $ 2,919,945,903 $ 147,213,517 68772 Security Mut Life Ins Co Of NY $ 88,157 0.00% $ 2,767,386,250 $ 2,602,459,938 $ 164,926,312 62863 Trustmark Life Ins Co $ 86,338 0.00% $ 319,928,815 $ 144,449,831 $ 175,478,984 60429 American Fidelity Life Ins Co $ 85,785 0.00% $ 401,311,513 $ 332,750,862 $ 68,560,651 84824 Commonwealth Ann & Life Ins Co $ 83,522 0.00% $ 19,255,382,010 $ 16,467,380,345 $ 2,788,001,665 94218 Country Investors Life Assur Co $ 83,184 0.00% $ 303,604,181 $ 104,429,915 $ 199,174,266 67628 Pekin Life Ins Co $ 81,724 0.00% $ 1,503,868,778 $ 1,374,670,448 $ 129,198,330 69566 Trans World Assur Co $ 77,038 0.00% $ 343,714,740 $ 257,459,161 $ 86,255,579 93459 Pan Amer Assur Co $ 76,038 0.00% $ 25,960,646 $ 6,517,823 $ 19,442,822 69078 Standard Security Life Ins Co Of NY $ 73,988 0.00% $ 129,108,313 $ 58,315,885 $ 70,792,428 70416 MML Bay State Life Ins Co $ 72,191 0.00% $ 4,859,690,475 $ 4,549,758,619 $ 309,931,856 71463 CICA Life Ins Co of Amer $ 63,180 0.00% $ 159,404,940 $ 112,131,182 $ 47,273,758 62880 AXA Equitable Life & Ann Co $ 62,675 0.00% $ 480,728,900 $ 461,466,624 $ 19,262,276 71706 Standard Life & Cas Ins Co $ 62,440 0.00% $ 34,708,472 $ 28,459,539 $ 6,248,933 93734 Nassau Life & Ann Co $ 60,664 0.00% $ 35,267,900 $ 24,711,639 $ 10,556,261 69272 Sunset Life Ins Co Of Amer $ 51,953 0.00% $ 304,737,378 $ 280,045,943 $ 24,691,435 80705 US Br Great West Life Assur Co $ 38,543 0.00% $ 73,126,093 $ 47,736,121 $ 25,389,972 61395 Beneficial Life Ins Co $ 38,122 0.00% $ 2,132,394,387 $ 1,947,498,189 $ 184,896,198 60704 Wilton Reassur Life Co of NY $ 37,751 0.00% $ 875,349,753 $ 775,302,334 $ 100,047,419 66540 National Farmers Union Life Ins Co $ 37,291 0.00% $ 191,053,817 $ 142,746,206 $ 48,307,611 88536 Protective Life & Annuity Ins Co $ 36,745 0.00% $ 5,108,664,276 $ 4,840,404,297 $ 268,259,979 68209 Provident Life & Cas Ins Co $ 32,798 0.00% $ 736,033,668 $ 604,855,830 $ 131,177,838 79987 Medico Corp Life Ins Co $ 32,783 0.00% $ 73,543,285 $ 48,585,990 $ 24,957,295 68039 Athene Ann & Life Assur Co of NY $ 28,818 0.00% $ 3,148,068,361 $ 2,865,973,450 $ 282,094,911 61069 Anthem Life Ins Co $ 26,133 0.00% $ 732,294,224 $ 583,344,937 $ 148,949,287 93610 John Hancock Life & Hlth Ins Co $ 25,997 0.00% $ 13,819,768,728 $ 12,826,976,383 $ 992,792,345 86959 National Family Care Life Ins Co $ 24,003 0.00% $ 15,833,782 $ 6,613,738 $ 9,220,044 79057 Southland Natl Ins Corp $ 23,829 0.00% $ 354,007,180 $ 332,103,479 $ 21,903,701 70580 Humanadental Ins Co $ 23,285 0.00% $ 101,009,207 $ 45,391,745 $ 55,617,462 62103 Columbian Mut Life Ins Co $ 22,951 0.00% $ 1,454,252,724 $ 1,358,334,751 $ 95,917,973 67903 Provident Amer Life & Hlth Ins Co $ 22,735 0.00% $ 9,230,214 $ 1,070,304 $ 8,159,910 80896 Centre Life Ins Co $ 19,986 0.00% $ 1,680,204,409 $ 1,586,291,594 $ 93,912,814 97268 Pacific Life & Ann Co $ 19,551 0.00% $ 7,132,788,310 $ 6,582,379,231 $ 550,409,079 66265 Monarch Life Ins Co $ 19,505 0.00% $ 622,097,438 $ 617,819,074 $ 4,278,364 81779 Individual Assur Co Life Hlth & Acc $ 19,456 0.00% $ 28,201,223 $ 18,464,401 $ 9,736,822 69140 First Allmerica Fin Life Ins Co $ 19,321 0.00% $ 3,264,605,579 $ 3,040,579,320 $ 224,026,259 91693 IA Amer Life Ins Co $ 19,243 0.00% $ 159,667,918 $ 97,268,314 $ 62,399,604 71919 Bankers Fidelity Assur Co $ 16,542 0.00% $ 11,157,039 $ 2,146,640 $ 9,010,399 42129 United Security Assur Co Of PA $ 15,954 0.00% $ 36,893,093 $ 25,402,025 $ 11,491,068 63495 Foresters Life Ins Ann Co $ 15,649 0.00% $ 2,468,154,759 $ 2,400,334,695 $ 67,820,064 61727 Cigna Natl Hlth Ins Co $ 14,576 0.00% $ 15,282,370 $ 795,039 $ 14,487,331 63223 Federal Life Ins Co $ 14,521 0.00% $ 247,837,847 $ 222,973,935 $ 24,863,912 69779 Union Natl Life Ins Co $ 13,803 0.00% $ 19,524,310 $ 2,749,943 $ 16,774,367 80624 American Progressive L&H Ins Of NY $ 12,814 0.00% $ 250,813,399 $ 134,282,439 $ 116,530,960 97691 Life Of The South Ins Co $ 12,332 0.00% $ 111,032,562 $ 88,278,888 $ 22,753,673 84522 Auto Club Life Ins Co $ 11,853 0.00% $ 836,506,933 $ 745,602,246 $ 90,904,687 60216 Amalgamated Life Ins Co $ 11,233 0.00% $ 146,540,258 $ 79,775,039 $ 66,765,219 14406 Industrial Alliance Ins & Fin Serv I $ 10,085 0.00% $ 260,994,791 $ 190,695,428 $ 70,299,363 66109 Midwestern United Life Ins Co $ 9,819 0.00% $ 231,588,020 $ 103,416,882 $ 128,171,139 97721 Thrivent Life Ins Co $ 9,376 0.00% $ 3,720,699,089 $ 3,561,643,870 $ 159,055,219 66311 Motorists Life Ins Co $ 8,259 0.00% $ 590,380,534 $ 521,929,908 $ 68,450,625 97764 Idealife Ins Co $ 7,195 0.00% $ 21,679,552 $ 6,398,443 $ 15,281,109 40
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
LIFE & HEALTH INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 76007 Old United Life Ins Co $ 6,604 0.00% $ 88,785,808 $ 36,278,333 $ 52,507,475 60176 SBLI USA Life Ins Co Inc $ 5,553 0.00% $ 1,557,882,531 $ 1,468,808,918 $ 89,073,613 65951 Merit Life Ins Co $ 5,537 0.00% $ 351,435,724 $ 257,335,161 $ 94,100,563 84107 Griffin Leggett Burial Ins Co $ 4,656 0.00% $ 127,335 $ 1,086 $ 126,249 61581 Capitol Life Ins Co $ 3,608 0.00% $ 301,618,398 $ 272,042,476 $ 29,575,922 91785 Equitable Natl Life Ins Co Inc $ 2,973 0.00% $ 10,263,763 $ 1,832,065 $ 8,431,698 81426 Commercial Travelers Life Ins Co $ 2,891 0.00% $ 32,536,839 $ 18,581,770 $ 13,955,069 68446 Longevity Ins Co $ 2,723 0.00% $ 7,713,154 $ 31,000 $ 7,682,154 82082 Citizens Natl Life Ins Co $ 2,108 0.00% $ 11,863,222 $ 10,087,287 $ 1,775,935 85561 Elips Life Ins Co $ 1,995 0.00% $ 40,512,201 $ 6,231,538 3 4,280,663 70122 Universal Fidelity Life Ins Co $ 1,458 0.00% $ 16,129,106 $ 10,262,894 $ 5,866,212 77119 Sentinel Amer Life Ins Co $ 1,449 0.00% $ 26,537,413 $ 21,014,761 $ 5,522,652 78743 New Era Life Ins Co $ 1,116 0.00% $ 543,062,628 $ 452,852,575 $ 90,210,053 86371 Clover Ins Co $ 984 0.00% $ 107,664,890 $ 72,605,577 $ 35,059,313 84077 Southern Fidelity Life Ins Co $ 885 0.00% $ 82,012 $ 13,300 $ 68,712 62634 Delaware Amer Life Ins Co $ 731 0.00% $ 116,978,115 $ 51,849,852 $ 65,128,263 70955 USA Life One Ins Co Of IN $ 666 0.00% $ 33,387,128 $ 19,622,378 $ 13,764,750 90581 Symetra Natl Life Ins Co $ 649 0.00% $ 18,878,429 $ 7,239,584 $ 11,638,845 79049 Alfa Life Ins Corp $ 639 0.00% $ 1,462,114,207 $ 1,204,809,092 $ 257,305,115 69647 Optum Ins of OH Inc $ 578 0.00% $ 356,229,281 $ 287,488,031 $ 68,741,250 60232 Lombard Intl Life Assur Co $ 406 0.00% $ 6,783,881,834 $ 6,757,713,952 $ 26,167,882 60003 Park Avenue Life Ins Co $ 228 0.00% $ 233,790,033 $ 183,359,547 $ 50,430,486 85766 United Concordia Ins Co $ 161 0.00% $ 316,224,025 $ 94,162,671 $ 222,061,354 Total: $ 9,710,156,181
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 25178 State Farm Mut Auto Ins Co $ 500,115,750 9.48% $ 159,865,233,167 $ 59,111,576,460 $ 100,753,656,707 25143 State Farm Fire & Cas Co $ 316,414,230 6.00% $ 41,009,727,920 $ 22,127,206,574 $ 18,882,521,347 23388 Shelter Mut Ins Co $ 306,153,356 5.80% $ 3,556,004,322 $ 1,568,480,452 $ 1,987,523,870 18325 Southern Farm Bureau Cas Ins Co $ 294,389,486 5.58% $ 2,365,724,018 $ 970,361,682 $ 1,395,362,336 13757 Farm Bureau Mut Ins Co Of AR Inc $ 241,729,935 4.58% $ 411,413,500 $ 158,858,775 $ 252,554,725 17230 Allstate Prop & Cas Ins Co $ 128,007,079 2.43% $ 218,768,372 $ 17,380,179 $ 201,388,193 42919 Progressive Northwestern Ins Co $ 98,257,697 1.86% $ 2,135,113,494 $ 1,509,209,602 $ 625,903,892 21628 Farmers Ins Co Inc $ 97,623,670 1.85% $ 294,923,492 $ 186,385,553 $ 108,537,940 20443 Continental Cas Co $ 83,414,473 1.58% $ 42,862,391,498 $ 32,451,049,145 $ 10,411,342,353 18988 Auto Owners Ins Co $ 77,310,108 1.47% $ 15,962,587,948 $ 4,944,987,975 $ 11,017,599,973 16322 Progressive Direct Ins Co $ 70,455,281 1.34% $ 9,188,480,225 $ 6,359,241,048 $ 2,829,239,177 25941 United Serv Automobile Assn $ 67,889,438 1.29% $ 36,922,905,416 $ 9,322,221,609 $ 27,600,683,807 10677 The Cincinnati Ins Co $ 64,936,576 1.23% $ 13,147,818,826 $ 8,228,714,453 $ 4,919,104,373 43575 Indemnity Ins Co Of North Amer $ 58,214,203 1.10% $ 346,437,189 $ 193,550,334 $ 152,886,855 39012 Safeco Ins Co Of IL $ 57,359,152 1.09% $ 201,125,783 $ 10,206,219 $ 190,919,564 11770 United Financial Cas Co $ 42,738,447 0.81% $ 4,113,922,509 $ 3,186,429,368 $ 927,493,141 18600 USAA Gen Ind Co $ 42,657,334 0.81% $ 5,236,574,010 $ 3,434,611,829 $ 1,801,962,181 12188 Trexis Ins Corp $ 41,728,971 0.79% $ 107,252,475 $ 57,733,955 $ 49,518,520 25968 USAA Cas Ins Co $ 41,190,357 0.78% $ 11,408,583,718 $ 6,484,222,306 $ 4,924,361,411 14138 GEICO Advantage Ins Co $ 40,950,617 0.78% $ 3,138,555,486 $ 1,607,942,780 $ 1,530,612,706 37877 Nationwide Prop & Cas Ins Co $ 40,337,224 0.76% $ 511,221,766 $ 477,474,084 $ 33,747,682 19232 Allstate Ins Co $ 39,622,219 0.75% $ 49,167,388,931 $ 32,303,291,383 $ 16,864,097,548 41
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 19445 National Union Fire Ins Co Of Pitts $ 39,366,228 0.75% $ 24,190,644,436 $ 18,670,955,173 $ 5,519,689,263 37907 Allstate Vehicle & Prop Ins Co $ 38,472,856 0.73% $ 59,436,436 $ 11,638,805 $ 47,797,631 25674 Travelers Prop Cas Co Of Amer $ 38,252,496 0.73% $ 856,750,250 $ 419,301,959 $ 437,448,291 24740 Safeco Ins Co Of Amer $ 35,585,588 0.67% $ 5,117,280,904 $ 3,550,809,501 $ 1,566,471,403 16535 Zurich Amer Ins Co $ 34,688,892 0.66% $ 30,948,104,546 $ 23,772,599,265 $ 7,175,505,281 25127 State Auto Prop & Cas Ins Co $ 33,612,261 0.64% $ 2,448,250,432 $ 1,752,096,046 $ 696,154,386 21652 Farmers Ins Exch $ 33,168,109 0.63% $ 17,016,311,531 $ 12,919,967,248 $ 4,096,344,283 42376 Technology Ins Co Inc $ 32,154,912 0.61% $ 4,199,981,145 $ 3,158,505,675 $ 1,041,475,469 15512 Automobile Club Interins Exch $ 31,111,480 0.59% $ 440,915,650 $ 243,339,198 $ 197,576,452 21415 Employers Mut Cas Co $ 30,835,887 0.58% $ 3,456,848,590 $ 2,023,106,871 $ 1,433,741,719 11185 Foremost Ins Co Grand Rapids MI $ 30,136,018 0.57% $ 2,393,673,774 $ 1,190,338,366 $ 1,203,335,408 40371 Columbia Mut Ins Co $ 27,738,783 0.53% $ 377,437,290 $ 198,285,816 $ 179,151,474 17647 United Home Ins Co $ 27,295,746 0.52% $ 46,037,956 $ 27,960,895 $ 18,077,061 19917 Liberty Ins Underwriters Inc $ 26,779,172 0.51% $ 284,533,390 $ 147,513,196 $ 137,020,194 11445 CGB Ins Co $ 26,043,877 0.49% $ 552,899,467 $ 367,054,813 $ 185,844,654 23779 Nationwide Mut Fire Ins Co $ 24,494,576 0.46% $ 8,204,955,925 $ 5,952,314,231 $ 2,252,641,694 23787 Nationwide Mut Ins Co $ 23,593,216 0.45% $ 34,671,786,094 $ 22,612,912,237 $ 12,058,873,857 35882 Geico Gen Ins Co $ 23,583,421 0.45% $ 209,546,307 $ 39,623,151 $ 169,923,156 23353 Meridian Security Ins Co $ 23,535,556 0.45% $ 155,274,635 $ 80,696,636 $ 74,577,999 22667 Ace Amer Ins Co $ 22,821,304 0.43% $ 25,135,881,115 $ 19,706,440,106 $ 5,429,441,009 14139 GEICO Choice Ins Co $ 22,632,493 0.43% $ 1,280,282,050 $ 766,494,646 $ 513,787,405 18058 Philadelphia Ind Ins Co $ 22,543,685 0.43% $ 9,058,183,989 $ 6,688,702,570 $ 2,369,481,419 13021 United Fire & Cas Co $ 22,518,075 0.43% $ 2,020,197,240 $ 1,245,939,774 $ 774,257,466 23035 Liberty Mut Fire Ins Co $ 22,216,476 0.42% $ 6,545,646,258 $ 4,860,608,526 $ 1,685,037,732 21482 Factory Mut Ins Co $ 21,953,220 0.42% $ 18,464,022,450 $ 7,222,755,927 $ 11,241,266,523 28401 American Natl Prop & Cas Co $ 21,878,341 0.41% $ 1,464,139,922 $ 824,644,221 $ 639,495,701 25658 Travelers Ind Co $ 21,532,521 0.41% $ 21,617,300,097 $ 14,983,999,635 $ 6,633,300,461 28223 Nationwide Agribusiness Ins Co $ 20,882,471 0.40% $ 778,045,118 $ 582,696,993 $ 195,348,125 31194 Travelers Cas & Surety Co Of Amer $ 20,563,611 0.39% $ 4,256,347,432 $ 2,145,120,255 $ 2,111,227,178 16691 Great Amer Ins Co $ 20,427,953 0.39% $ 8,026,095,036 $ 6,120,178,103 $ 1,905,916,933 27998 Travelers Home & Marine Ins Co $ 19,907,956 0.38% $ 372,880,459 $ 267,777,968 $ 105,102,491 10111 American Bankers Ins Co Of FL $ 19,705,186 0.37% $ 2,386,604,824 $ 1,749,454,173 $ 637,150,651 10642 Cherokee Ins Co $ 19,515,244 0.37% $ 551,598,375 $ 365,250,459 $ 186,347,916 13528 Brotherhood Mut Ins Co $ 19,384,765 0.37% $ 699,714,268 $ 459,129,154 $ 240,585,114 13935 Federated Mut Ins Co $ 19,354,585 0.37% $ 6,185,790,012 $ 2,731,965,365 $ 3,453,824,648 32700 Owners Ins Co $ 19,301,884 0.37% $ 4,387,900,280 $ 2,578,539,390 $ 1,809,360,890 20095 BITCO Gen Ins Corp $ 18,672,397 0.35% $ 974,286,039 $ 707,599,960 $ 266,686,079 20699 Ace Prop & Cas Ins Co $ 18,526,777 0.35% $ 11,390,139,095 $ 8,487,775,356 $ 2,902,363,739 11371 Great West Cas Co $ 18,295,531 0.35% $ 2,196,963,270 $ 1,583,930,645 $ 613,032,625 26298 Metropolitan Prop & Cas Ins Co $ 17,642,151 0.33% $ 6,842,386,568 $ 4,520,344,648 $ 2,322,041,920 20281 Federal Ins Co $ 17,398,641 0.33% $ 15,689,631,358 $ 10,899,789,505 $ 4,789,841,853 15725 Cameron Mut Ins Co $ 16,557,846 0.31% $ 90,230,071 $ 54,629,262 $ 35,600,809 27120 Trumbull Ins Co $ 16,545,341 0.31% $ 253,490,950 $ 135,699,214 $ 117,791,736 19240 Allstate Ind Co $ 16,319,652 0.31% $ 119,319,590 $ 16,062,053 $ 103,257,537 37220 Direct Ins Co $ 16,067,049 0.30% $ 56,385,819 $ 47,284,933 $ 9,100,886 36447 LM Gen Ins Co $ 16,028,093 0.30% $ 11,666,952 $ 612,262 $ 11,054,690 25135 State Automobile Mut Ins Co $ 16,018,041 0.30% $ 2,295,424,837 $ 1,529,494,468 $ 765,930,369 34312 Producers Agriculture Ins Co $ 15,659,776 0.30% $ 554,212,368 $ 492,287,199 $ 61,925,169 21253 Garrison Prop & Cas Ins Co $ 14,465,486 0.27% $ 2,588,112,337 $ 1,679,294,547 $ 908,817,790 33600 LM Ins Corp $ 14,414,547 0.27% $ 124,502,524 $ 5,443,333 $ 119,059,191 40436 Stratford Ins Co $ 14,214,007 0.27% $ 485,534,793 $ 396,729,973 $ 88,804,820 11150 Arch Ins Co $ 13,941,712 0.26% $ 3,712,838,060 $ 2,800,145,516 $ 912,692,543 42
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 25615 Charter Oak Fire Ins Co $ 13,605,491 0.26% $ 942,774,617 $ 714,041,858 $ 228,732,759 39217 QBE Ins Corp $ 13,334,149 0.25% $ 2,182,106,724 $ 1,441,456,167 $ 740,650,557 27235 Auto Club Family Ins Co $ 13,177,883 0.25% $ 116,621,139 $ 66,847,012 $ 49,774,126 22055 Geico Ind Co $ 13,071,757 0.25% $ 10,106,132,518 $ 4,077,266,319 $ 6,028,866,198 10335 Bridgefield Cas Ins Co $ 13,021,404 0.25% $ 69,440,130 $ 16,866,868 $ 52,573,261 13897 Farmers Mut Hail Ins Co Of IA $ 12,919,691 0.24% $ 781,163,404 $ 344,371,049 $ 436,792,355 41840 Allmerica Fin Benefit Ins Co $ 12,740,303 0.24% $ 50,361,565 $ 19,464 $ 50,342,101 22292 Hanover Ins Co $ 12,250,348 0.23% $ 8,092,251,053 $ 5,925,188,488 $ 2,167,062,565 33049 State Volunteer Mut Ins Co $ 12,157,681 0.23% $ 1,243,393,506 $ 619,438,555 $ 623,954,951 18767 Church Mut Ins Co $ 12,154,761 0.23% $ 1,831,626,025 $ 1,211,768,377 $ 619,857,648 23760 Nationwide Gen Ins Co $ 12,134,025 0.23% $ 632,966,472 $ 397,950,250 $ 235,016,222 21407 Emcasco Ins Co $ 11,877,232 0.23% $ 508,061,231 $ 361,981,412 $ 146,079,819 27626 Firstcomp Ins Co $ 11,780,816 0.22% $ 211,283,129 $ 137,843,008 $ 73,440,121 24147 Old Republic Ins Co $ 11,571,816 0.22% $ 2,910,392,120 $ 1,802,487,709 $ 1,107,904,411 21180 Sentry Select Ins Co $ 11,169,757 0.21% $ 846,026,990 $ 620,219,708 $ 225,807,282 30210 Esurance Prop & Cas Ins Co $ 11,034,464 0.21% $ 104,448,699 $ 62,063,289 $ 42,385,410 28746 Equity Ins Co $ 10,960,686 0.21% $ 93,358,761 $ 62,669,199 $ 30,689,562 24082 Ohio Security Ins Co $ 10,960,580 0.21% $ 15,847,416 $ 2,199,083 $ 13,648,333 36781 FMH Ag Risk Ins Co $ 10,814,993 0.21% $ 122,322,065 $ 8,956,746 $ 113,365,319 14137 GEICO Secure Ins Co $ 10,405,691 0.20% $ 714,234,007 $ 345,515,332 $ 368,718,674 42749 Traders Ins Co $ 10,403,656 0.20% $ 94,681,846 $ 62,998,522 $ 31,683,324 25011 Wesco Ins Co $ 10,392,085 0.20% $ 1,838,678,984 $ 1,480,873,605 $ 357,805,379 13634 Essent Guar Inc $ 10,359,669 0.20% $ 2,128,452,727 $ 1,256,347,387 $ 872,105,340 20087 National Ind Co $ 9,986,527 0.19% $ 228,201,644,363 $ 105,730,557,675 $ 122,471,086,688 22063 Government Employees Ins Co $ 9,925,627 0.19% $ 32,565,318,014 $ 12,799,245,923 $ 19,766,072,091 13137 Viking Ins Co Of WI $ 9,860,251 0.19% $ 508,404,884 $ 337,137,718 $ 171,267,166 24538 Republic Underwriters Ins Co $ 9,838,353 0.19% $ 469,574,251 $ 288,360,882 $ 181,213,369 40649 Economy Premier Assur Co $ 9,586,204 0.18% $ 75,897,562 $ 30,840,096 $ 45,057,466 10464 Canal Ins Co $ 9,543,205 0.18% $ 817,825,482 $ 378,100,053 $ 439,725,430 10178 FCCI Ins Co $ 9,117,343 0.17% $ 2,094,270,111 $ 1,495,755,452 $ 598,514,659 38318 Starr Ind & Liab Co $ 8,993,558 0.17% $ 5,332,385,591 $ 3,308,485,648 $ 2,023,899,943 11839 Circle Star Ins Co RRG $ 8,977,678 0.17% $ 3,137,978 $ 1,249,482 $ 1,888,496 12548 American Agri Business Ins Co $ 8,973,406 0.17% $ 680,223,475 $ 647,073,567 $ 33,149,908 42404 Liberty Ins Corp $ 8,835,242 0.17% $ 256,038,541 $ 6,434,185 $ 249,604,356 21113 United States Fire Ins Co $ 8,445,845 0.16% $ 4,085,827,970 $ 2,768,186,596 $ 1,317,641,374 42986 Standard Guar Ins Co $ 8,439,696 0.16% $ 300,583,669 $ 170,496,340 $ 130,087,329 16047 Southern Pioneer Prop & Cas Ins Co $ 8,225,432 0.16% $ 49,912,474 $ 26,041,027 $ 23,871,447 26344 Great Amer Assur Co $ 8,133,667 0.15% $ 18,802,963 $ 9,505 $ 18,793,458 35289 Continental Ins Co $ 7,936,924 0.15% $ 1,793,387,767 $ 193,324,631 $ 1,600,063,136 19046 Travelers Cas Ins Co Of Amer $ 7,919,186 0.15% $ 2,027,549,104 $ 1,474,895,289 $ 552,653,815 29459 Twin City Fire Ins Co Co $ 7,913,763 0.15% $ 698,596,434 $ 423,050,157 $ 275,546,277 10014 Affiliated Fm Ins Co $ 7,870,251 0.15% $ 3,520,740,945 $ 1,854,008,074 $ 1,666,732,871 25844 Union Ins Co $ 7,867,552 0.15% $ 144,904,623 $ 98,192,770 $ 46,711,853 18236 Agents Mut Ins Co $ 7,781,720 0.15% $ 4,364,852 $ 1,363,253 $ 3,001,599 31325 Acadia Ins Co $ 7,775,594 0.15% $ 161,819,960 $ 107,845,344 $ 53,974,616 25623 Phoenix Ins Co $ 7,734,598 0.15% $ 4,265,124,101 $ 2,667,485,419 $ 1,597,638,683 11991 National Cas Co $ 7,690,952 0.15% $ 453,690,258 $ 310,715,547 $ 142,974,711 40142 American Zurich Ins Co $ 7,672,322 0.15% $ 307,664,721 $ 65,967,591 $ 241,697,131 39039 Rural Comm Ins Co $ 7,669,956 0.15% $ 1,916,911,487 $ 1,657,467,408 $ 259,444,079 37648 Permanent Gen Assur Corp $ 7,647,055 0.14% $ 520,708,720 $ 384,709,809 $ 135,998,911 10051 Lyndon Southern Ins Co $ 7,416,421 0.14% $ 237,184,751 $ 176,017,970 $ 61,166,781 37273 Axis Ins Co $ 7,414,312 0.14% $ 1,802,769,502 $ 1,243,777,295 $ 558,992,207 43
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 10783 Cornerstone Natl Ins Co $ 7,350,860 0.14% $ 25,464,517 $ 17,295,042 $ 8,169,475 28665 The Cincinnati Cas Co $ 7,341,169 0.14% $ 435,523,666 $ 37,423,319 $ 398,100,347 37885 XL Specialty Ins Co $ 7,230,845 0.14% $ 1,152,033,896 $ 851,686,010 $ 300,347,886 19682 Hartford Fire Ins Co $ 7,152,594 0.14% $ 21,732,043,887 $ 13,076,831,793 $ 8,655,212,094 10251 American Underwriters Ins Co $ 7,027,668 0.13% $ 5,679,064 $ 684,205 $ 4,994,859 25240 NAU Country Ins Co $ 7,022,979 0.13% $ 1,015,390,807 $ 720,735,146 $ 294,655,661 10166 Accident Fund Ins Co of Amer $ 6,950,216 0.13% $ 3,779,474,001 $ 2,842,223,522 $ 937,250,479 38776 Sirius Amer Ins Co $ 6,946,223 0.13% $ 1,228,020,618 $ 705,823,629 $ 522,196,989 22012 Motors Ins Corp $ 6,710,818 0.13% $ 1,906,891,381 $ 1,144,216,066 $ 762,675,315 15105 Safety Natl Cas Corp $ 6,649,977 0.13% $ 8,027,724,260 $ 5,660,817,171 $ 2,366,907,089 34495 Doctors Co An Interins Exch $ 6,631,581 0.13% $ 4,130,318,182 $ 2,115,377,555 $ 2,014,940,627 10855 Cypress Ins Co $ 6,619,904 0.13% $ 1,865,743,248 $ 1,289,652,323 $ 576,090,925 44369 Imperial Fire & Cas Ins Co $ 6,577,714 0.12% $ 87,360,906 $ 63,165,766 $ 24,195,139 34690 Property & Cas Ins Co Of Hartford $ 6,547,000 0.12% $ 246,760,314 $ 137,469,504 $ 109,290,809 38911 Berkley Natl Ins Co $ 6,478,911 0.12% $ 158,074,526 $ 105,096,912 $ 52,977,614 34339 Metropolitan Grp Prop & Cas Ins Co $ 6,434,704 0.12% $ 720,349,099 $ 322,639,930 $ 397,709,169 25682 Travelers Ind Co Of CT $ 6,401,053 0.12% $ 1,121,615,497 $ 788,828,898 $ 332,786,599 25666 Travelers Ind Co Of Amer $ 6,310,472 0.12% $ 665,308,406 $ 482,797,831 $ 182,510,575 31895 American Interstate Ins Co $ 6,126,188 0.12% $ 1,224,750,064 $ 841,174,811 $ 383,575,253 13565 Arkansas Mut Ins Co $ 6,094,931 0.12% $ 2,761,952 $ 1,613,134 $ 1,148,818 24015 Northland Ins Co $ 6,077,336 0.12% $ 1,207,418,895 $ 703,129,563 $ 504,289,333 12810 MDOW Ins Co $ 6,053,461 0.11% $ 20,230,776 $ 3,598,951 $ 16,631,825 23965 Norfolk & Dedham Mut Fire Ins Co $ 5,983,060 0.11% $ 461,196,918 $ 254,419,252 $ 206,777,666 10804 Continental Western Ins Co $ 5,836,010 0.11% $ 192,906,245 $ 96,209,231 $ 96,697,014 37478 Hartford Ins Co Of The Midwest $ 5,834,060 0.11% $ 658,482,275 $ 131,130,367 $ 527,351,909 38652 American Modern Select Ins Co $ 5,804,123 0.11% $ 188,875,858 $ 130,229,029 $ 58,646,829 33790 Radian Guar Inc $ 5,795,052 0.11% $ 4,059,597,933 $ 3,245,485,757 $ 814,112,176 10641 Endurance Amer Ins Co $ 5,772,658 0.11% $ 2,152,782,533 $ 1,605,882,761 $ 546,899,772 19402 AIG Prop Cas Co $ 5,755,926 0.11% $ 273,317,462 $ 29,687,017 $ 243,630,445 15130 Encompass Ind Co $ 5,753,220 0.11% $ 28,225,993 $ 1,978,665 $ 26,247,328 23361 Shelter Gen Ins Co $ 5,714,348 0.11% $ 141,183,235 $ 74,828,585 $ 66,354,650 23469 American Modern Home Ins Co $ 5,602,797 0.11% $ 977,414,694 $ 616,988,274 $ 360,426,420 11042 Stonetrust Commercial Ins Co $ 5,596,274 0.11% $ 170,276,349 $ 102,000,674 $ 68,275,675 29599 US Specialty Ins Co $ 5,524,225 0.10% $ 2,042,343,714 $ 1,448,672,798 $ 593,670,916 43494 American Hallmark Ins Co Of TX $ 5,456,200 0.10% $ 408,343,549 $ 269,484,430 $ 138,859,119 42390 Amguard Ins Co $ 5,440,804 0.10% $ 1,067,021,203 $ 879,585,301 $ 187,435,902 11843 Medical Protective Co $ 5,410,441 0.10% $ 3,204,062,972 $ 1,265,587,908 $ 1,938,475,064 20044 Berkshire Hathaway Homestate Ins Co $ 5,350,865 0.10% $ 2,879,947,794 $ 1,384,638,439 $ 1,495,309,355 10120 Everest Natl Ins Co $ 5,294,915 0.10% $ 775,787,591 $ 592,023,395 $ 183,764,196 11004 Trexis One Ins Corp $ 5,284,355 0.10% $ 55,613,126 $ 27,119,581 $ 28,493,546 20427 American Cas Co Of Reading PA $ 5,264,312 0.10% $ 132,096,400 $ 11,277 $ 132,085,123 20052 National Liab & Fire Ins Co $ 5,220,344 0.10% $ 2,742,921,792 $ 1,595,891,978 $ 1,147,029,814 25496 StarStone Natl Ins Co $ 5,220,192 0.10% $ 523,079,891 $ 411,018,590 $ 112,061,301 22276 Berkshire Hathaway Specialty Ins Co $ 5,087,563 0.10% $ 4,755,964,739 $ 1,275,566,959 $ 3,480,397,780 12304 Accident Fund Gen Ins Co $ 5,038,143 0.10% $ 250,959,238 $ 142,744,627 $ 108,214,611 32620 National Interstate Ins Co $ 5,025,180 0.10% $ 1,283,039,372 $ 1,017,521,837 $ 265,517,535 35300 Allianz Global Risks US Ins Co $ 4,979,939 0.09% $ 7,970,851,520 $ 6,041,823,429 $ 1,929,028,091 37257 Praetorian Ins Co $ 4,896,849 0.09% $ 476,779,497 $ 257,408,293 $ 219,371,204 19615 American Reliable Ins Co $ 4,878,785 0.09% $ 273,099,233 $ 199,155,381 $ 73,943,852 11118 Federated Rural Electric Ins Exch $ 4,844,648 0.09% $ 573,188,763 $ 364,036,065 $ 209,152,698 10872 American Strategic Ins Corp $ 4,821,984 0.09% $ 1,577,046,376 $ 940,919,660 $ 636,126,716 18295 Lafayette Ins Co $ 4,820,375 0.09% $ 225,712,390 $ 134,229,622 $ 91,482,768 44
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 23663 National Amer Ins Co $ 4,779,892 0.09% $ 245,170,522 $ 170,800,236 $ 74,370,286 20141 National Trust Ins Co $ 4,760,506 0.09% $ 37,948,087 $ (489,562) $ 38,437,649 11000 Sentinel Ins Co Ltd $ 4,746,898 0.09% $ 294,493,245 $ 82,630,858 $ 211,862,387 15032 Guideone Mut Ins Co $ 4,618,711 0.09% $ 1,027,262,646 $ 673,305,808 $ 353,956,838 23280 The Cincinnati Ind Co $ 4,583,348 0.09% $ 135,609,648 $ 33,491,369 $ 102,118,279 11630 Jefferson Ins Co $ 4,576,224 0.09% $ 521,743,992 $ 156,835,602 $ 364,908,390 24074 Ohio Cas Ins Co $ 4,565,418 0.09% $ 6,496,561,341 $ 4,666,154,702 $ 1,830,406,639 20397 Vigilant Ins Co $ 4,558,297 0.09% $ 443,240,126 $ 109,496,763 $ 333,743,363 27154 Atlantic Specialty Ins Co $ 4,493,074 0.09% $ 2,401,978,359 $ 1,782,783,191 $ 619,195,168 21709 Truck Ins Exch $ 4,479,430 0.08% $ 2,151,852,417 $ 1,484,319,223 $ 667,533,194 15873 United Guar Residential Ins Co $ 4,476,906 0.08% $ 1,905,922,127 $ 1,593,673,958 $ 312,248,169 37613 Farmers Union Mut Ins Co $ 4,435,116 0.08% $ 5,480,327 $ 3,008,649 $ 2,471,678 10030 Westchester Fire Ins Co $ 4,390,723 0.08% $ 338,378,117 $ 120,980,545 $ 217,397,572 23809 Granite State Ins Co $ 4,345,932 0.08% $ 39,902,983 $ 5,028,075 $ 34,874,908 38970 Markel Ins Co $ 4,312,935 0.08% $ 2,465,082,039 $ 1,272,681,343 $ 1,192,400,696 13056 RLI Ins Co $ 4,300,378 0.08% $ 1,845,401,038 $ 1,015,625,918 $ 829,775,120 41181 Universal Underwriters Ins Co $ 4,240,202 0.08% $ 336,989,451 $ 5,945,585 $ 331,043,866 33898 Aegis Security Ins Co $ 4,225,712 0.08% $ 175,562,426 $ 112,894,005 $ 62,668,421 28304 Federated Serv Ins Co $ 4,187,616 0.08% $ 438,027,072 $ 180,592,531 $ 257,434,542 19070 Standard Fire Ins Co $ 4,058,952 0.08% $ 3,935,183,141 $ 2,713,698,163 $ 1,221,484,978 37869 Pre Paid Legal Cas Inc $ 3,932,164 0.07% $ 20,970,170 $ 2,901,358 $ 18,068,812 26247 American Guar & Liab Ins $ 3,915,805 0.07% $ 259,287,734 $ 73,730,120 $ 185,557,615 10895 Midwest Ins Co $ 3,876,700 0.07% $ 102,569,324 $ 60,546,012 $ 42,023,312 20508 Valley Forge Ins Co $ 3,846,471 0.07% $ 73,557,579 $ 14,938 $ 73,542,641 21784 Firemens Ins Co Of Washington DC $ 3,835,631 0.07% $ 93,348,527 $ 59,395,311 $ 33,953,217 26433 Harco Natl Ins Co $ 3,816,024 0.07% $ 524,557,314 $ 370,002,896 $ 154,554,418 23450 American Family Home Ins Co $ 3,763,561 0.07% $ 374,141,728 $ 226,495,285 $ 147,646,443 42617 MAG Mut Ins Co $ 3,705,886 0.07% $ 1,670,020,146 $ 889,307,015 $ 780,713,131 22322 Greenwich Ins Co $ 3,701,978 0.07% $ 1,462,748,129 $ 1,029,239,645 $ 433,508,484 28535 Triangle Ins Co Inc $ 3,701,544 0.07% $ 94,752,823 $ 56,663,102 $ 38,089,721 38458 Genworth Mortgage Ins Corp $ 3,687,895 0.07% $ 3,573,525,297 $ 2,192,964,969 $ 1,380,560,328 34274 Central States Ind Co Of Omaha $ 3,646,196 0.07% $ 521,054,869 $ 56,396,441 $ 464,658,428 19429 Insurance Co Of The State Of PA $ 3,641,897 0.07% $ 215,344,551 $ 156,275,326 $ 59,069,226 13714 Pharmacists Mut Ins Co $ 3,615,396 0.07% $ 333,161,716 $ 195,653,720 $ 137,507,996 24554 XL Ins Amer Inc $ 3,610,989 0.07% $ 998,042,510 $ 749,743,421 $ 248,299,089 29068 IDS Prop Cas Ins Co $ 3,580,858 0.07% $ 1,798,130,662 $ 1,008,849,289 $ 789,281,373 13188 Western Surety Co $ 3,545,929 0.07% $ 2,083,835,493 $ 542,268,146 $ 1,541,567,347 12873 Privilege Underwriters Recp Exch $ 3,526,253 0.07% $ 694,418,466 $ 405,458,865 $ 288,959,601 33588 First Liberty Ins Corp $ 3,458,513 0.07% $ 22,754,536 $ 84,930 $ 22,669,606 22314 RSUI Ind Co $ 3,446,795 0.07% $ 3,665,978,613 $ 2,062,160,375 $ 1,603,818,238 20303 Great Northern Ins Co $ 3,386,355 0.06% $ 613,059,822 $ 228,072,374 $ 384,987,448 10127 Allied Ins Co of Amer $ 3,367,964 0.06% $ 93,330,612 $ 78,743,563 $ 14,587,049 25054 Hudson Ins Co $ 3,355,393 0.06% $ 1,363,032,602 $ 921,539,457 $ 441,493,145 14974 Pennsylvania Lumbermens Mut Ins $ 3,333,245 0.06% $ 495,745,574 $ 375,704,023 $ 120,041,551 39845 Westport Ins Corp $ 3,308,302 0.06% $ 5,450,072,572 $ 3,815,982,654 $ 1,634,089,918 11255 Caterpillar Ins Co $ 3,301,453 0.06% $ 858,206,401 $ 504,694,042 $ 353,512,359 23043 Liberty Mut Ins Co $ 3,300,844 0.06% $ 48,830,564,856 $ 32,465,234,407 $ 16,365,330,449 12416 Protective Ins Co $ 3,248,197 0.06% $ 973,853,280 $ 579,241,462 $ 394,611,818 40266 ARCH Mortgage Ins Co $ 3,247,544 0.06% $ 1,997,502,077 $ 1,688,653,014 $ 308,849,063 40045 Starnet Ins Co $ 3,235,322 0.06% $ 243,541,478 $ 127,519,069 $ 116,022,409 16578 Stillwater Prop & Cas Ins Co $ 3,170,923 0.06% $ 133,995,478 $ 14,785,871 $ 119,209,607 12300 American Contractors Ins Co RRG $ 3,148,823 0.06% $ 31,981,706 $ 21,314,337 $ 10,667,369 45
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 29858 Mortgage Guar Ins Corp $ 3,147,475 0.06% $ 4,974,334,147 $ 3,292,999,126 $ 1,681,335,021 21423 Union Ins Co Of Providence $ 3,111,595 0.06% $ 48,399,075 $ 1,619,138 $ 46,779,937 16705 Dealers Assur Co $ 3,103,552 0.06% $ 133,667,199 $ 58,943,796 $ 74,723,403 21687 Mid Century Ins Co $ 3,046,604 0.06% $ 7,003,468,951 $ 3,218,365,102 $ 3,785,103,849 38245 BCS Ins Co $ 2,927,710 0.06% $ 336,649,851 $ 194,735,033 $ 141,914,818 12305 Accident Fund Natl Ins Co $ 2,912,857 0.06% $ 186,690,728 $ 103,470,929 $ 83,219,799 19720 American Alt Ins Corp $ 2,908,995 0.06% $ 630,405,032 $ 416,062,620 $ 214,342,412 43460 Aspen Amer Ins Co $ 2,878,096 0.05% $ 1,041,337,748 $ 496,025,356 $ 545,312,392 33391 ProAssurance Ind Co Inc $ 2,824,223 0.05% $ 1,004,606,787 $ 710,785,984 $ 293,820,803 29424 Hartford Cas Ins Co $ 2,799,081 0.05% $ 2,391,611,800 $ 1,497,757,325 $ 893,854,475 19488 Amerisure Ins Co $ 2,798,335 0.05% $ 929,585,517 $ 686,321,211 $ 243,264,306 19380 American Home Assur Co $ 2,795,688 0.05% $ 24,665,924,238 $ 18,744,384,184 $ 5,921,540,054 23736 Direct Natl Ins Co $ 2,763,775 0.05% $ 7,296,810 $ 2,523,717 $ 4,773,093 29742 Integon Natl Ins Co $ 2,738,398 0.05% $ 4,183,411,803 $ 3,163,365,843 $ 1,020,045,960 36625 Old Reliable Cas Co $ 2,727,939 0.05% $ 5,232,283 $ 851,451 $ 4,380,832 39306 Fidelity & Deposit Co Of MD $ 2,720,681 0.05% $ 349,290,478 $ 75,580,762 $ 273,709,716 23612 Midwest Employers Cas Co $ 2,684,645 0.05% $ 153,322,995 $ 45,057,772 $ 108,265,223 30104 Hartford Underwriters Ins Co $ 2,672,829 0.05% $ 1,682,544,895 $ 1,094,611,715 $ 587,933,180 20109 BITCO Natl Ins Co $ 2,599,062 0.05% $ 361,762,214 $ 219,445,020 $ 142,317,193 42307 Navigators Ins Co $ 2,572,331 0.05% $ 3,326,510,625 $ 2,321,430,105 $ 1,005,080,520 35408 Imperium Ins Co $ 2,569,862 0.05% $ 407,957,041 $ 226,654,581 $ 181,302,460 20494 Transportation Ins Co $ 2,564,271 0.05% $ 73,088,272 $ 37,121 $ 73,051,151 31003 Tri State Ins Co Of MN $ 2,541,260 0.05% $ 72,098,305 $ 38,413,048 $ 33,685,258 23396 Amerisure Mut Ins Co $ 2,530,068 0.05% $ 2,439,254,436 $ 1,455,113,158 $ 984,141,278 22357 Hartford Accident & Ind Co $ 2,488,635 0.05% $ 11,860,205,540 $ 9,007,699,421 $ 2,852,506,120 26662 Milford Cas Ins Co $ 2,477,441 0.05% $ 56,766,882 $ 32,890,114 $ 23,876,768 19801 Argonaut Ins Co $ 2,449,262 0.05% $ 1,917,141,678 $ 1,021,463,660 $ 895,678,018 19976 Amica Mut Ins Co $ 2,409,974 0.05% $ 5,429,814,359 $ 2,871,537,705 $ 2,558,276,654 26565 Ohio Ind Co $ 2,403,844 0.05% $ 167,021,107 $ 120,318,521 $ 46,702,586 42579 Allied Prop & Cas Ins Co $ 2,383,972 0.05% $ 396,076,847 $ 336,507,740 $ 59,569,107 13838 Farmland Mut Ins Co $ 2,380,375 0.05% $ 531,082,362 $ 368,208,736 $ 162,873,626 28932 Markel Amer Ins Co $ 2,357,451 0.04% $ 838,216,849 $ 656,772,791 $ 181,444,058 43656 Louisiana Med Mut Ins Co $ 2,349,491 0.04% $ 431,539,574 $ 187,768,878 $ 243,770,696 10847 Cumis Ins Society Inc $ 2,348,850 0.04% $ 2,050,041,038 $ 1,107,686,426 $ 942,354,612 11800 Foremost Prop & Cas Ins Co $ 2,324,100 0.04% $ 59,824,154 $ 41,179,756 $ 18,644,398 19038 Travelers Cas & Surety Co $ 2,311,481 0.04% $ 17,473,912,387 $ 10,826,065,321 $ 6,647,847,066 22837 AGCS Marine Ins Co $ 2,302,411 0.04% $ 336,125,828 $ 172,641,154 $ 163,484,674 19879 Security Natl Ins Co $ 2,302,185 0.04% $ 1,165,558,450 $ 1,030,383,336 $ 135,175,114 16608 New York Marine & Gen Ins Co $ 2,204,928 0.04% $ 1,977,204,283 $ 1,503,629,522 $ 473,574,761 24988 Sentry Ins A Mut Co $ 2,186,620 0.04% $ 8,669,418,968 $ 3,252,632,840 $ 5,416,786,128 14982 Penn Millers Ins Co $ 2,182,755 0.04% $ 72,873,827 $ 28,738,523 $ 44,135,304 10510 Carolina Cas Ins Co $ 2,114,784 0.04% $ 192,862,230 $ 85,334,980 $ 107,527,250 21873 Firemans Fund Ins Co $ 2,113,574 0.04% $ 1,943,918,202 $ 630,634,343 $ 1,313,283,859 10701 Bridgefield Employers Ins Co $ 2,105,781 0.04% $ 114,487,967 $ 6,708,706 $ 107,779,261 22136 Great Amer Ins Co of NY $ 2,082,367 0.04% $ 102,371,796 $ 2,125,535 $ 100,246,261 10974 Root Ins Co $ 2,079,257 0.04% $ 165,169,943 $ 91,682,027 $ 73,487,916 36064 Hanover Amer Ins Co $ 2,072,182 0.04% $ 29,452,089 $ 960 $ 29,451,129 20478 National Fire Ins Co Of Hartford $ 2,042,226 0.04% $ 110,316,057 $ 14,717 $ 110,301,340 42757 Agri Gen Ins Co $ 2,028,775 0.04% $ 111,526,756 $ 799,494 $ 110,727,262 23841 New Hampshire Ins Co $ 1,985,229 0.04% $ 82,871,696 $ 20,495,613 $ 62,376,083 19658 Bristol W Ins Co $ 1,984,898 0.04% $ 153,640,575 $ 108,362,051 $ 45,278,524 20516 Euler Hermes N Amer Ins Co $ 1,968,808 0.04% $ 508,850,089 $ 330,428,182 $ 178,421,907 46
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 19216 Southern Ins Co $ 1,949,975 0.04% $ 40,158,551 $ 7,728,951 $ 32,429,600 12114 National Security Fire & Cas Co $ 1,941,117 0.04% $ 73,957,532 $ 39,312,756 $ 34,644,776 44393 West Amer Ins Co $ 1,923,691 0.04% $ 54,063,495 $ 2,756,954 $ 51,306,541 23728 National Gen Ins Co $ 1,896,764 0.04% $ 58,156,519 $ 33,219,399 $ 24,937,120 14354 Jewelers Mut Ins Co $ 1,876,047 0.04% $ 463,994,140 $ 168,815,733 $ 295,178,407 20990 Country Mut Ins Co $ 1,851,442 0.04% $ 5,018,273,876 $ 2,389,747,620 $ 2,628,526,256 24112 Westfield Ins Co $ 1,831,873 0.03% $ 2,902,734,549 $ 1,747,165,657 $ 1,155,568,892 12831 State Natl Ins Co Inc $ 1,816,722 0.03% $ 542,004,667 $ 147,626,897 $ 394,377,770 41343 HDI Global Ins Co $ 1,804,498 0.03% $ 479,771,317 $ 326,007,994 $ 153,763,323 18023 Star Ins Co $ 1,776,642 0.03% $ 1,806,736,389 $ 1,227,148,374 $ 579,588,015 21458 Employers Ins Co of Wausau $ 1,766,319 0.03% $ 6,383,404,332 $ 4,727,417,999 $ 1,655,986,333 29874 North Amer Specialty Ins Co $ 1,765,328 0.03% $ 529,896,026 $ 195,644,908 $ 334,251,118 21326 Empire Fire & Marine Ins Co $ 1,746,536 0.03% $ 58,590,636 $ 19,968,642 $ 38,621,994 12870 Sentruity Cas Co $ 1,716,415 0.03% $ 219,763,193 $ 169,004,709 $ 50,758,484 32506 Monroe Guar Ins Co $ 1,714,268 0.03% $ 53,908,098 $ (1,266,666) $ 55,174,764 11242 Allied Eastern Ind Co $ 1,702,469 0.03% $ 101,549,198 $ 82,308,555 $ 19,240,642 42587 Depositors Ins Co $ 1,694,787 0.03% $ 269,765,574 $ 231,521,015 $ 38,244,559 10204 Consumers Ins Usa Inc $ 1,685,273 0.03% $ 82,547,983 $ 57,719,038 $ 24,828,946 18430 Agricultural Workers Mut Auto Ins $ 1,681,974 0.03% $ 93,278,489 $ 55,635,543 $ 37,642,946 19410 Commerce & Industry Ins Co $ 1,630,416 0.03% $ 447,118,589 $ 25,771,438 $ 421,347,151 26832 Great Amer Alliance Ins Co $ 1,619,178 0.03% $ 29,546,869 $ 1,062,554 $ 28,484,315 40827 Virginia Surety Co Inc $ 1,599,738 0.03% $ 1,643,310,471 $ 1,249,867,853 $ 393,442,618 26310 Granite Re Inc $ 1,594,289 0.03% $ 102,782,773 $ 60,817,558 $ 41,965,215 22306 Massachusetts Bay Ins Co $ 1,592,658 0.03% $ 65,793,902 $ 19,845 $ 65,774,057 10718 Retailers Cas Ins Co $ 1,590,420 0.03% $ 83,346,537 $ 32,845,763 $ 50,500,774 37915 Essentia Ins Co $ 1,586,649 0.03% $ 78,260,038 $ 46,808,830 $ 31,451,208 26182 Harleysville Worcester Ins Co $ 1,575,949 0.03% $ 162,535,125 $ 101,570,966 $ 60,964,159 11523 Wright Natl Flood Ins Co $ 1,555,569 0.03% $ 26,968,555 $ 7,543,741 $ 19,424,814 42552 Nova Cas Co $ 1,534,289 0.03% $ 95,985,945 $ 4,870,159 $ 91,115,786 37540 Beazley Ins Co Inc $ 1,481,027 0.03% $ 597,225,158 $ 424,311,662 $ 172,913,496 24767 St Paul Fire & Marine Ins Co $ 1,465,133 0.03% $ 19,476,302,837 $ 13,771,734,477 $ 5,704,568,360 25895 United States Liab Ins Co $ 1,408,532 0.03% $ 1,153,139,166 $ 430,859,181 $ 722,279,985 23582 Harleysville Ins Co $ 1,401,454 0.03% $ 149,368,464 $ 120,725,664 $ 28,642,800 19062 Automobile Ins Co Of Hartford CT $ 1,376,901 0.03% $ 1,047,629,330 $ 743,250,643 $ 304,378,687 24414 General Cas Co Of WI $ 1,366,640 0.03% $ 889,334,986 $ 634,832,532 $ 254,502,454 32603 Berkley Ins Co $ 1,331,808 0.03% $ 18,700,265,930 $ 13,112,335,999 $ 5,587,929,931 23418 Mid Continent Cas Co $ 1,326,954 0.03% $ 540,750,616 $ 363,874,399 $ 176,876,217 22756 Horace Mann Prop & Cas Ins Co $ 1,314,282 0.02% $ 297,794,005 $ 184,868,959 $ 112,925,046 24260 Progressive Cas Ins Co $ 1,303,101 0.02% $ 10,149,263,715 $ 7,738,078,966 $ 2,411,184,749 10200 Hiscox Ins Co Inc $ 1,299,584 0.02% $ 577,623,458 $ 399,334,553 $ 178,288,905 10690 Allied World Natl Assur Co $ 1,290,991 0.02% $ 440,917,428 $ 292,117,070 $ 148,800,358 19100 Amco Ins Co $ 1,278,234 0.02% $ 868,319,575 $ 666,962,857 $ 201,356,718 41483 Farmington Cas Co $ 1,269,638 0.02% $ 1,076,887,888 $ 790,653,981 $ 286,233,908 10916 Suretec Ins Co $ 1,247,452 0.02% $ 258,255,515 $ 150,976,622 $ 107,278,893 19631 American Road Ins Co $ 1,237,048 0.02% $ 794,020,230 $ 470,238,427 $ 323,781,803 12262 Pennsylvania Manufacturers Assoc Ins $ 1,192,689 0.02% $ 1,068,321,990 $ 743,086,682 $ 325,235,308 40460 Sagamore Ins Co $ 1,191,128 0.02% $ 191,463,465 $ 55,738,337 $ 135,725,128 18694 Great Midwest Ins Co $ 1,151,602 0.02% $ 220,482,268 $ 91,293,426 $ 129,188,842 29700 North Amer Elite Ins Co $ 1,138,303 0.02% $ 136,097,461 $ 94,915,301 $ 41,182,160 28452 Republic Mortgage Ins Co $ 1,134,415 0.02% $ 549,942,301 $ 497,801,247 $ 52,141,054 36137 Travelers Commercial Ins Co $ 1,118,876 0.02% $ 485,154,491 $ 397,195,325 $ 87,959,165 13695 National Mortgage Ins Corp $ 1,092,736 0.02% $ 942,794,437 $ 539,653,401 $ 403,141,036 47
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 37923 GEICO Marine Ins Co $ 1,091,546 0.02% $ 161,896,961 $ 91,366,249 $ 70,530,712 12777 Chubb Ind Ins Co $ 1,090,000 0.02% $ 281,997,586 $ 105,795,263 $ 176,202,323 19887 Trinity Universal Ins Co $ 1,089,225 0.02% $ 3,675,261,635 $ 2,678,379,114 $ 996,882,521 22683 Teachers Ins Co $ 1,073,585 0.02% $ 360,966,928 $ 217,877,058 $ 143,089,870 11126 Sompo Amer Ins Co $ 1,053,780 0.02% $ 1,326,319,117 $ 713,659,993 $ 612,659,124 38601 MIC Prop & Cas Ins Corp $ 1,044,757 0.02% $ 103,375,211 $ 47,477,330 $ 55,897,881 13927 Homesite Ins Co Of The Midwest $ 1,039,246 0.02% $ 350,178,250 $ 246,755,758 $ 103,422,492 42978 American Security Ins Co $ 1,038,532 0.02% $ 1,430,858,378 $ 896,041,877 $ 534,816,501 11673 Redwood Fire & Cas Ins Co $ 1,027,890 0.02% $ 1,911,865,500 $ 1,256,698,822 $ 655,166,678 42803 Guideone Elite Ins Co $ 1,022,426 0.02% $ 29,921,159 $ 3,924,384 $ 25,996,775 35629 Association Cas Ins Co $ 1,020,882 0.02% $ 46,292,570 $ 27,594,108 $ 18,698,462 23248 Occidental Fire & Cas Co Of NC $ 1,012,082 0.02% $ 377,575,220 $ 204,622,283 $ 172,952,937 29580 Berkley Regional Ins Co $ 1,008,162 0.02% $ 811,656,667 $ 53,712,976 $ 757,943,691 26077 Lancer Ins Co $ 979,866 0.02% $ 717,181,343 $ 502,404,600 $ 214,776,743 15954 AmTrust Ins Co of KS Inc $ 978,367 0.02% $ 108,834,988 $ 42,183,688 $ 66,651,300 20362 Mitsui Sumitomo Ins Co of Amer $ 973,155 0.02% $ 1,013,786,745 $ 636,114,288 $ 377,672,457 28460 Sentry Cas Co $ 972,135 0.02% $ 355,548,712 $ 284,822,114 $ 70,726,597 10936 Seneca Ins Co Inc $ 970,909 0.02% $ 185,641,209 $ 40,129,221 $ 145,511,988 41459 Armed Forces Ins Exch $ 935,779 0.02% $ 131,053,825 $ 72,385,404 $ 58,668,421 21881 National Surety Corp $ 935,081 0.02% $ 148,005,863 $ 72,450,545 $ 75,555,318 26492 Courtesy Ins Co $ 929,965 0.02% $ 962,162,146 $ 535,748,990 $ 426,413,156 30945 Plaza Ins Co $ 922,085 0.02% $ 83,348,394 $ 59,324,814 $ 24,023,580 33022 AXA Ins Co $ 911,124 0.02% $ 251,752,558 $ 110,552,837 $ 141,199,721 20117 California Cas Ind Exch $ 894,153 0.02% $ 539,142,804 $ 347,518,330 $ 191,624,474 27855 Zurich Amer Ins Co Of IL $ 886,385 0.02% $ 54,565,656 $ 20,130,206 $ 34,435,449 22209 Freedom Specialty Ins Co $ 870,713 0.02% $ 69,546,041 $ 46,635,735 $ 22,910,306 35696 Harleysville Preferred Ins Co $ 852,067 0.02% $ 113,499,333 $ 61,126,749 $ 52,372,584 11832 Health Care Industry Liab Recip Ins $ 844,387 0.02% $ 54,704,351 $ 37,213,373 $ 17,490,978 25224 Great Divide Ins Co $ 840,293 0.02% $ 280,509,283 $ 210,290,948 $ 70,218,336 10945 Tokio Marine Amer Ins Co $ 833,876 0.02% $ 1,432,184,407 $ 921,937,989 $ 510,246,418 31470 Norguard Ins Co $ 813,989 0.02% $ 1,304,595,812 $ 1,038,122,203 $ 266,473,609 14559 Guideone Specialty Mut Ins Co $ 812,340 0.02% $ 226,678,327 $ 148,088,240 $ 78,590,087 22578 Horace Mann Ins Co $ 808,041 0.02% $ 541,819,571 $ 366,835,951 $ 174,983,620 19640 Columbia Natl Ins Co $ 797,120 0.02% $ 90,667,729 $ 52,965,331 $ 37,702,398 14380 Build Amer Mut Assur Co $ 794,674 0.02% $ 526,304,188 $ 112,569,839 $ 413,734,349 21164 Dairyland Ins Co $ 784,705 0.01% $ 1,422,403,541 $ 951,772,496 $ 470,631,045 24066 American Fire & Cas Co $ 776,798 0.01% $ 42,420,397 $ 1,121,029 $ 41,299,368 11231 Generali Us Branch $ 766,760 0.01% $ 71,411,155 $ 36,108,748 $ 35,302,407 10023 Alliance Of Nonprofits For Ins RRG $ 741,653 0.01% $ 115,660,133 $ 76,805,539 $ 38,854,594 16024 Federated Reserve Ins Co $ 723,911 0.01% $ 116,083,220 $ 60,200,693 $ 55,882,526 36897 Manufacturers Alliance Ins Co $ 721,479 0.01% $ 235,437,478 $ 163,232,485 $ 72,204,993 12472 LUBA Cas Ins Co $ 721,325 0.01% $ 230,606,480 $ 126,493,890 $ 104,112,590 42994 Progressive Classic Ins Co $ 718,724 0.01% $ 544,160,924 $ 388,029,267 $ 156,131,657 14444 LAMMICO RRG Inc $ 718,468 0.01% $ 6,841,998 $ 1,117,903 $ 5,724,095 38997 Sompo Amer Fire & Mar Ins Co Amer $ 705,455 0.01% $ 104,940,312 $ 31,877,502 $ 73,062,810 23647 Ironshore Ind Inc $ 698,252 0.01% $ 235,373,113 $ 146,950,157 $ 88,422,956 20346 Pacific Ind Co $ 697,515 0.01% $ 11,006,896,748 $ 7,828,873,083 $ 3,178,023,665 21172 Vanliner Ins Co $ 685,687 0.01% $ 478,167,948 $ 339,667,954 $ 138,499,994 24449 Regent Ins Co $ 681,247 0.01% $ 37,487,498 $ 4,858,386 $ 32,629,112 10815 Verlan Fire Ins Co MD $ 672,989 0.01% $ 25,541,496 $ 26,686 $ 25,514,810 27928 Amex Assur Co $ 660,455 0.01% $ 237,793,806 $ 45,602,448 $ 192,191,358 28339 Gateway Ins Co $ 651,899 0.01% $ 67,285,186 $ 57,049,734 $ 10,235,452 48
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 44725 1st Auto & Cas Ins Co $ 640,584 0.01% $ 23,499,095 $ 13,784,770 $ 9,714,325 21857 American Ins Co $ 637,499 0.01% $ 144,170,224 $ 75,805,107 $ 68,365,117 11050 Amerisure Partners Ins Co $ 613,133 0.01% $ 97,423,201 $ 73,704,355 $ 23,718,846 20931 Atlanta Intl Ins Co $ 600,385 0.01% $ 86,799,312 $ 57,898,129 $ 28,901,183 21105 North River Ins Co $ 598,930 0.01% $ 1,046,058,430 $ 763,791,410 $ 282,267,020 22039 General Reins Corp $ 592,250 0.01% $ 16,067,172,424 $ 5,517,028,046 $ 10,550,144,378 21261 Electric Ins Co $ 588,269 0.01% $ 1,308,443,355 $ 903,892,062 $ 404,551,293 18619 Platte River Ins Co $ 585,710 0.01% $ 155,859,602 $ 106,191,148 $ 49,668,454 45934 American Compensation Ins Co $ 585,145 0.01% $ 77,025,378 $ 21,533,332 $ 55,492,046 24139 Old Republic Gen Ins Corp $ 581,817 0.01% $ 2,181,858,381 $ 1,513,390,393 $ 668,467,988 31348 Crum & Forster Ind Co $ 553,893 0.01% $ 55,929,047 $ 35,801,416 $ 20,127,631 33723 Great Amer Spirit Ins Co $ 547,412 0.01% $ 17,340,911 $ 6,951 $ 17,333,960 11592 International Fidelity Ins Co $ 543,368 0.01% $ 228,149,623 $ 132,274,413 $ 95,875,210 12718 Developers Surety & Ind Co $ 531,250 0.01% $ 676,140,008 $ 560,747,350 $ 115,392,658 10346 Employers Preferred Ins Co $ 531,101 0.01% $ 1,388,280,697 $ 1,198,228,149 $ 190,052,548 14494 Merchants Bonding Co a Mut $ 522,663 0.01% $ 226,033,865 $ 91,292,340 $ 134,741,525 37621 Toyota Motor Ins Co $ 519,484 0.01% $ 557,788,908 $ 321,133,094 $ 236,655,814 10103 American Agricultural Ins Co $ 515,595 0.01% $ 1,350,355,454 $ 770,102,869 $ 580,252,585 10353 Ooida RRG Inc $ 511,456 0.01% $ 100,887,221 $ 76,953,184 $ 23,934,036 21849 American Automobile Ins Co $ 499,297 0.01% $ 140,631,197 $ 60,773,643 $ 79,857,554 31089 Repwest Ins Co $ 497,127 0.01% $ 351,948,593 $ 135,186,014 $ 216,762,579 28258 Continental Ind Co $ 497,033 0.01% $ 262,146,319 $ 162,945,913 $ 99,200,406 10054 Securian Cas Co $ 496,029 0.01% $ 376,102,676 $ 243,040,240 $ 133,062,436 16624 Allied World Specialty Ins Co $ 493,938 0.01% $ 900,158,280 $ 558,645,672 $ 341,512,608 10676 First Guard Ins Co $ 488,592 0.01% $ 36,631,776 $ 3,027,469 $ 33,604,307 15580 Scottsdale Ind Co $ 483,836 0.01% $ 95,246,776 $ 54,552,603 $ 40,694,173 14260 OrthoForum Ins Co RRG $ 483,000 0.01% $ 19,059,309 $ 17,721,940 $ 1,337,369 10472 Capitol Ind Corp $ 475,578 0.01% $ 632,913,825 $ 364,510,746 $ 268,403,079 10817 Plateau Cas Ins Co $ 460,452 0.01% $ 47,746,179 $ 23,477,066 $ 24,269,113 34037 Hallmark Ins Co $ 459,772 0.01% $ 291,558,450 $ 188,951,348 $ 102,607,102 13307 Lexon Ins Co $ 458,392 0.01% $ 273,323,476 $ 204,504,214 $ 68,819,262 12866 T H E Ins Co $ 448,208 0.01% $ 206,735,773 $ 139,760,200 $ 66,975,573 44121 Oms Natl Ins Co Rrg $ 442,491 0.01% $ 443,451,986 $ 185,026,261 $ 258,425,725 29157 United WI Ins Co $ 433,236 0.01% $ 207,040,823 $ 83,503,770 $ 123,537,053 16045 Everest Premier Ins Co $ 430,427 0.01% $ 73,408,678 $ 46,257,426 $ 27,151,252 41513 Foremost Signature Ins Co $ 419,123 0.01% $ 46,185,570 $ 25,666,329 $ 20,519,242 12572 Selective Ins Co Of Amer $ 406,893 0.01% $ 2,539,670,612 $ 1,906,867,576 $ 632,803,036 10243 National Continental Ins Co $ 406,494 0.01% $ 170,712,036 $ 90,080,712 $ 80,631,324 15865 NCMIC Ins Co $ 403,845 0.01% $ 818,306,840 $ 511,832,447 $ 306,474,393 19984 ACIG Ins Co $ 403,503 0.01% $ 524,483,126 $ 375,613,742 $ 148,869,384 33200 Norcal Mut Ins Co $ 384,463 0.01% $ 1,529,139,243 $ 786,796,796 $ 742,342,447 13269 Zenith Ins Co $ 380,259 0.01% $ 1,790,647,426 $ 1,249,562,636 $ 541,084,790 27847 Insurance Co Of The West $ 362,763 0.01% $ 2,788,143,883 $ 1,678,797,386 $ 1,109,346,497 10071 Encompass Ins Co Of Amer $ 342,455 0.01% $ 20,828,608 $ 639,144 $ 20,189,464 41424 Pennsylvania Manufacturers Ind Co $ 341,098 0.01% $ 248,357,329 $ 166,209,273 $ 82,148,056 30120 Znat Ins Co $ 340,212 0.01% $ 66,618,190 $ 40,516,011 $ 26,102,179 18279 Bankers Standard Ins Co $ 338,408 0.01% $ 392,566,346 $ 192,742,433 $ 199,823,913 36234 Preferred Professional Ins Co $ 336,303 0.01% $ 257,219,293 $ 149,422,558 $ 107,796,736 26581 Independence Amer Ins Co $ 326,977 0.01% $ 126,509,605 $ 43,523,988 $ 82,985,617 27251 PMI Mortgage Ins Co $ 324,821 0.01% $ 818,685,727 $ 2,006,318,114 $ (1,187,632,387) 24376 Spinnaker Ins Co $ 322,092 0.01% $ 74,367,182 $ 41,349,772 $ 33,017,410 44237 Mental Hlth RRG $ 321,321 0.01% $ 31,280,366 $ 14,454,261 $ 16,826,105 49
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 19828 Argonaut Midwest Ins Co $ 319,078 0.01% $ 22,886,029 $ 4,811,534 $ 18,074,495 10069 Housing Authority Prop A Mut Co $ 314,427 0.01% $ 190,069,542 $ 65,862,472 $ 124,207,070 23426 Oklahoma Surety Co $ 311,310 0.01% $ 17,409,806 $ 502,352 $ 16,907,454 15947 County Hall Ins Co Inc A RRG $ 310,666 0.01% $ 67,959,647 $ 51,308,357 $ 16,651,290 41106 Triumphe Cas Co $ 308,989 0.01% $ 61,455,210 $ 42,771,485 $ 18,683,725 44105 Ophthalmic Mut Ins Co RRG $ 307,356 0.01% $ 297,970,565 $ 84,348,596 $ 213,621,969 16217 National Farmers Union Prop & Cas $ 304,534 0.01% $ 142,669,565 $ 101,202,164 $ 41,467,401 13978 Florists Mut Ins Co $ 301,824 0.01% $ 133,813,806 $ 106,167,173 $ 27,646,634 32387 Star Cas Ins Co $ 301,616 0.01% $ 36,598,267 $ 27,438,000 $ 9,160,267 41394 Benchmark Ins Co $ 298,181 0.01% $ 425,965,654 $ 313,213,374 $ 112,752,280 11551 Endurance Assur Corp $ 297,480 0.01% $ 2,731,240,015 $ 1,622,502,296 $ 1,108,737,719 12750 Evergreen Natl Ind Co $ 279,352 0.01% $ 48,969,674 $ 14,541,507 $ 34,428,167 16044 Everest Denali Ins Co $ 262,140 0.00% $ 52,765,808 $ 26,044,998 $ 26,720,810 18287 Assured Guar Municipal Corp $ 257,306 0.00% $ 5,512,471,268 $ 2,978,979,178 $ 2,533,492,090 10216 American Contractors Ind Co $ 254,521 0.00% $ 367,896,181 $ 241,436,579 $ 126,459,602 32786 Progressive Specialty Ins Co $ 251,173 0.00% $ 1,297,638,588 $ 926,980,047 $ 370,658,541 11595 Merchants Natl Bonding Inc $ 250,461 0.00% $ 39,519,528 $ 22,298,105 $ 17,221,423 14460 Podiatry Ins Co Of Amer $ 250,209 0.00% $ 294,256,831 $ 189,229,168 $ 105,027,663 34762 Sunz Ins Co $ 247,491 0.00% $ 325,997,016 $ 255,541,419 $ 70,455,597 36650 Guarantee Co Of N Amer USA $ 244,093 0.00% $ 249,549,181 $ 49,626,979 $ 199,922,202 11598 Applied Medico Legal Solutions RRG $ 242,741 0.00% $ 154,383,223 $ 110,259,530 $ 44,123,693 20338 Palomar Specialty Ins Co $ 238,583 0.00% $ 152,411,488 $ 88,680,895 $ 63,730,593 81108 United Security Hlth & Cas Ins Co $ 236,023 0.00% $ 6,025,913 $ 2,089,705 $ 3,936,208 11452 Hartford Steam Boil Inspec & Ins Co $ 231,291 0.00% $ 1,456,830,487 $ 874,748,206 $ 582,082,281 19941 American Commerce Ins Co $ 228,614 0.00% $ 375,318,682 $ 268,316,159 $ 107,002,523 40444 Old Republic Surety Co $ 222,702 0.00% $ 127,481,703 $ 56,867,277 $ 70,614,426 39942 American Natl Gen Ins Co $ 220,177 0.00% $ 114,999,979 $ 52,463,016 $ 62,536,963 39322 General Security Natl Ins Co $ 218,532 0.00% $ 439,098,553 $ 329,213,094 $ 109,885,459 40258 AIG Assur Co $ 206,846 0.00% $ 36,042,787 $ 929,280 $ 35,113,507 25321 Metropolitan Drt Prop & Cas Ins Co $ 204,695 0.00% $ 176,721,486 $ 130,065,654 $ 46,655,832 11134 Rural Trust Ins Co $ 202,046 0.00% $ 24,703,009 $ 12,191,885 $ 12,511,124 42048 Diamond State Ins Co $ 199,462 0.00% $ 104,033,056 $ 75,352,316 $ 28,680,740 32280 Commercial Cas Ins Co $ 198,560 0.00% $ 104,519,427 $ 41,202,231 $ 63,317,196 11124 Versant Cas Ins Co $ 197,789 0.00% $ 57,944,196 $ 40,704,411 $ 17,239,785 36307 Gray Ins Co $ 191,401 0.00% $ 318,800,242 $ 190,582,642 $ 128,217,600 22730 Allied World Ins Co $ 190,025 0.00% $ 1,917,181,302 $ 1,065,817,932 $ 851,363,370 25984 Graphic Arts Mut Ins Co $ 186,317 0.00% $ 164,467,035 $ 100,865,387 $ 63,601,648 28860 Clear Blue Ins Co $ 184,709 0.00% $ 82,408,494 $ 34,083,992 $ 48,324,502 15911 American Mining Ins Co $ 181,610 0.00% $ 40,725,199 $ 13,959,903 $ 26,765,296 22551 Mitsui Sumitomo Ins USA Inc $ 180,259 0.00% $ 145,497,500 $ 77,469,944 $ 68,027,556 10367 Avemco Ins Co $ 180,153 0.00% $ 88,446,504 $ 29,607,185 $ 58,839,319 36161 Travelers Prop Cas Ins Co $ 179,756 0.00% $ 281,723,744 $ 208,994,235 $ 72,729,509 12190 American Pet Ins Co $ 165,038 0.00% $ 108,700,491 $ 52,456,954 $ 56,243,537 10476 STICO Mut Ins Co RRG $ 161,924 0.00% $ 23,572,626 $ 11,512,700 $ 12,059,926 19518 Catlin Ins Co $ 159,600 0.00% $ 209,726,010 $ 158,968,015 $ 50,757,995 42897 American Serv Ins Co Inc $ 158,404 0.00% $ 157,413,038 $ 130,136,979 $ 27,276,059 13126 Midwest Builders Cas Mut Co $ 156,149 0.00% $ 113,341,775 $ 56,876,351 $ 56,465,424 10749 Intrepid Ins Co $ 151,688 0.00% $ 37,938,600 $ 6,973,869 $ 30,964,731 24732 General Ins Co Of Amer $ 150,399 0.00% $ 111,630,412 $ 2,749,579 $ 108,880,833 11573 Accident Ins Co Inc $ 149,644 0.00% $ 75,502,733 $ 57,589,907 $ 17,912,826 12696 America First Ins Co $ 142,833 0.00% $ 15,319,824 $ 102,860 $ 15,216,964 20370 AXIS Reins Co $ 141,668 0.00% $ 3,852,211,280 $ 2,885,165,057 $ 967,046,223 50
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 19704 American States Ins Co $ 139,344 0.00% $ 144,681,332 $ 9,487,846 $ 135,193,486 31887 Coface N Amer Ins Co $ 136,257 0.00% $ 148,546,487 $ 100,490,180 $ 48,056,307 28886 Transguard Ins Co Of Amer Inc $ 134,753 0.00% $ 418,825,395 $ 225,327,712 $ 193,497,683 23434 Middlesex Ins Co $ 134,414 0.00% $ 791,312,519 $ 548,024,540 $ 243,287,979 20702 Ace Fire Underwriters Ins Co $ 131,324 0.00% $ 99,201,904 $ 19,060,120 $ 80,141,784 34630 Oak River Ins Co $ 128,159 0.00% $ 863,586,980 $ 537,115,073 $ 326,471,907 11579 Old Glory Ins Co $ 127,774 0.00% $ 21,151,291 $ 11,409,799 $ 9,741,492 20400 Cimarron Ins Co Inc $ 120,135 0.00% $ 15,143,705 $ 2,654,942 $ 12,488,763 11206 Housing Enterprise Ins Co Inc $ 118,892 0.00% $ 84,831,806 $ 47,413,932 $ 37,417,874 35181 Executive Risk Ind Inc $ 113,064 0.00% $ 5,520,870,779 $ 3,936,610,105 $ 1,584,260,674 10052 Chubb Natl Ins Co $ 112,116 0.00% $ 270,623,670 $ 93,976,460 $ 176,647,210 24198 Peerless Ins Co $ 111,774 0.00% $ 15,491,097,520 $ 11,775,147,264 $ 3,715,950,256 33162 Bankers Ins Co $ 109,526 0.00% $ 139,541,382 $ 66,509,212 $ 73,032,170 21865 Associated Ind Corp $ 109,407 0.00% $ 103,174,955 $ 11,302,092 $ 91,872,863 25976 Utica Mut Ins Co $ 107,500 0.00% $ 2,622,038,443 $ 1,664,762,899 $ 957,275,544 13613 College RRG Inc $ 105,879 0.00% $ 30,331,385 $ 18,930,211 $ 11,401,174 15563 Clear Spring Prop & Cas Co $ 105,581 0.00% $ 97,505,412 $ 45,301,211 $ 52,204,201 35157 Fair Amer Ins & Reins Co $ 104,304 0.00% $ 229,732,427 $ 30,287,595 $ 199,444,832 10349 Acceptance Cas Ins Co $ 103,643 0.00% $ 153,465,029 $ 90,848,076 $ 62,616,953 26797 Housing Authority RRG Inc $ 99,663 0.00% $ 318,350,479 $ 128,250,979 $ 190,099,501 15080 IQS Ins RRG Inc $ 98,470 0.00% $ 1,804,910 $ 694,342 $ 1,110,568 11030 MEMIC Ind Co $ 97,483 0.00% $ 604,479,538 $ 444,233,603 $ 160,245,935 35769 Protective Prop & Cas Ins Co $ 95,437 0.00% $ 366,705,422 $ 192,878,056 $ 173,827,366 10671 The Gray Cas & Surety Co $ 94,135 0.00% $ 19,866,455 $ 4,290,995 $ 15,575,460 44130 Paratransit Ins Co Mut RRG $ 92,981 0.00% $ 33,803,646 $ 20,369,333 $ 13,434,313 21660 Fire Ins Exch $ 91,447 0.00% $ 2,875,921,471 $ 2,046,175,709 $ 829,745,762 14990 Pennsylvania Natl Mut Cas Ins Co $ 90,383 0.00% $ 1,258,287,644 $ 678,127,974 $ 580,159,670 13792 New Home Warranty Ins Co a RRG $ 90,351 0.00% $ 26,246,845 $ 19,175,451 $ 7,071,394 27138 Midvale Ind Co $ 86,175 0.00% $ 59,133,694 $ 45,390,119 $ 13,743,575 10212 Allmerica Fin Alliance Ins Co $ 86,022 0.00% $ 19,526,674 $ 27,360 $ 19,499,314 29980 First Colonial Ins Co $ 83,935 0.00% $ 289,760,365 $ 161,744,036 $ 128,016,329 12311 Bloomington Compensation Ins Co $ 82,516 0.00% $ 15,823,365 $ 1,571,132 $ 14,252,233 11835 PartnerRe Amer Ins Co $ 82,312 0.00% $ 380,921,304 $ 272,628,244 $ 108,293,060 15377 Western Natl Mut Ins Co $ 78,041 0.00% $ 1,135,565,807 $ 643,547,537 $ 492,018,270 16023 Lemonade Ins Co $ 77,856 0.00% $ 58,730,369 $ 35,133,516 $ 23,596,853 10222 PACO Assur Co Inc $ 75,149 0.00% $ 60,827,043 $ 29,494,968 $ 31,332,075 12209 Restoration RRG Inc $ 74,027 0.00% $ 89,053,663 $ 45,946,366 $ 43,107,297 10020 United Educators Ins RRG Inc $ 73,802 0.00% $ 917,637,987 $ 614,393,420 $ 303,244,567 12631 American Builders Ins Co RRG Inc $ 72,437 0.00% $ 4,403,854 $ 3,329,958 $ 1,073,896 41998 American Southern Home Ins Co $ 71,962 0.00% $ 124,275,447 $ 81,188,393 $ 43,087,055 11963 AmFed Cas Ins Co $ 71,690 0.00% $ 6,824,017 $ 1,676,479 $ 5,147,538 10235 American Southern Ins Co $ 70,371 0.00% $ 115,941,206 $ 72,474,697 $ 43,466,509 12839 MidSouth Mut Ins Co $ 69,895 0.00% $ 43,736,585 $ 31,374,321 $ 12,362,264 10724 Eastern Alliance Ins Co $ 68,777 0.00% $ 363,692,684 $ 253,293,683 $ 110,399,001 10952 Transamerica Cas Ins Co $ 66,967 0.00% $ 158,418,276 $ 36,586,002 $ 121,832,274 11967 General Star Natl Ins Co $ 65,569 0.00% $ 231,162,607 $ 48,208,367 $ 182,954,240 14026 Sunland RRG Inc $ 65,508 0.00% $ 2,885,982 $ 1,355,453 $ 1,530,529 30180 Assured Guar Corp $ 62,157 0.00% $ 3,081,481,592 $ 1,288,521,020 $ 1,792,960,572 26611 Blackboard Ins Co $ 59,688 0.00% $ 67,245,124 $ 26,944,477 $ 40,300,647 12297 Petroleum Cas Co $ 58,989 0.00% $ 33,163,561 $ 9,021,325 $ 24,142,236 12172 Claim Professionals Liab ins Co RRG $ 57,337 0.00% $ 4,778,995 $ 1,824,098 $ 2,954,897 13177 ARCOA RRG Inc $ 57,282 0.00% $ 22,900,298 $ 13,509,880 $ 9,390,418 51
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 35505 Rockwood Cas Ins Co $ 55,111 0.00% $ 291,067,462 $ 182,179,510 $ 108,887,952 32450 ALPS Prop & Cas Ins Co $ 53,784 0.00% $ 126,799,825 $ 85,158,198 $ 41,641,627 15738 MedChoice RRG Inc $ 53,319 0.00% $ 6,922,503 $ 5,059,731 $ 1,862,772 15679 National Fire & Ind Exch $ 52,843 0.00% $ 11,171,017 $ 5,072,746 $ 6,098,271 11941 Green Hills Ins Co RRG $ 52,312 0.00% $ 11,769,126 $ 6,858,893 $ 4,910,233 10391 Berkshire Hathaway Direct Ins Co $ 48,104 0.00% $ 145,583,715 $ 14,629,151 $ 130,954,563 10084 Title Industry Assur Co RRG $ 46,670 0.00% $ 7,880,377 $ 2,227,180 $ 5,653,197 10758 Colonial Surety Co $ 43,420 0.00% $ 68,020,322 $ 21,777,472 $ 46,242,850 24724 First Natl Ins Co Of Amer $ 42,448 0.00% $ 59,400,669 $ 908,126 $ 58,492,543 10164 Cpa Mut Ins Co Of Amer RRG $ 42,139 0.00% $ 15,159,595 $ 10,013,557 $ 5,146,038 44768 Vantapro Specialty Ins Co $ 41,183 0.00% $ 34,297,426 $ 10,778,091 $ 23,519,335 26905 Century Natl Ins Co $ 40,646 0.00% $ 96,975,826 $ 65,498,776 $ 31,477,050 31232 Work First Cas Co $ 39,499 0.00% $ 57,798,225 $ 39,742,899 $ 18,055,326 25933 Universal Surety Co $ 39,119 0.00% $ 211,650,604 $ 33,915,297 $ 177,735,307 37710 First Amer Prop & Cas Ins Co $ 38,480 0.00% $ 90,620,104 $ 56,065,941 $ 34,554,163 14366 NASW RRG Inc $ 38,259 0.00% $ 18,476,801 $ 5,987,966 $ 12,488,835 13285 Allegheny Cas Co $ 36,615 0.00% $ 34,219,669 $ 10,567,642 $ 23,652,027 32778 Washington Intl Ins Co $ 35,948 0.00% $ 101,548,003 $ 16,155,760 $ 85,392,243 31968 Merastar Ins Co $ 35,822 0.00% $ 42,080,503 $ 34,264,465 $ 7,816,038 41491 Geico Cas Co $ 35,302 0.00% $ 3,932,362,388 $ 2,702,064,399 $ 1,230,297,989 24171 Netherlands Ins Co The $ 35,150 0.00% $ 99,220,216 $ 7,773,004 $ 91,447,212 25186 Emc Prop & Cas Ins Co $ 34,571 0.00% $ 71,024,291 $ 2,763,694 $ 68,260,597 37206 Contractors Bonding & Ins Co $ 31,978 0.00% $ 220,198,735 $ 106,065,738 $ 114,132,997 13720 CrossFit RRG Inc $ 31,468 0.00% $ 7,208,515 $ 5,616,766 $ 1,591,749 10754 Spirit Mountain Ins Co RRG Inc $ 31,002 0.00% $ 6,058,272 $ 2,771,013 $ 3,287,259 11123 Safety First Ins Co $ 30,612 0.00% $ 103,458,919 $ 30,843,941 $ 72,614,978 13200 Universal Surety Of Amer $ 30,008 0.00% $ 15,097,323 $ 7,012 $ 15,090,311 24120 Westfield Natl Ins Co $ 28,711 0.00% $ 683,559,379 $ 377,765,901 $ 305,793,478 19178 Southern Guar Ins Co $ 28,048 0.00% $ 26,817,769 $ 1,104,253 $ 25,713,516 36765 Gulf Guar Ins Co $ 27,816 0.00% $ 4,359,904 $ 489,630 $ 3,870,274 31925 Falls Lake Natl Ins Co $ 27,194 0.00% $ 405,957,041 $ 311,925,557 $ 94,031,484 31534 Citizens Ins Co Of Amer $ 27,114 0.00% $ 1,622,184,027 $ 918,923,942 $ 703,260,085 13559 Municipal Assur Cor $ 26,905 0.00% $ 735,763,050 $ 414,834,176 $ 320,928,874 19690 American Economy Ins Co $ 26,623 0.00% $ 70,152,812 $ 822,264 $ 69,330,548 11710 Allied Professionals Ins Co RRG $ 26,094 0.00% $ 49,177,905 $ 27,714,956 $ 21,462,949 14402 Bearing Midwest Cas Co $ 25,997 0.00% $ 9,425,123 $ 3,494,154 $ 5,930,969 26921 Everest Reins Co $ 25,829 0.00% $ 11,819,170,986 $ 8,168,576,889 $ 3,650,594,097 10784 Maxum Cas Ins Co $ 25,103 0.00% $ 26,206,775 $ 7,967,006 $ 18,239,769 14388 Cherokee Guar Co Inc a RRG $ 24,815 0.00% $ 24,721,662 $ 19,398,024 $ 5,323,638 10003 Excess Share Ins Corp $ 24,769 0.00% $ 55,162,975 $ 32,674,242 $ 22,488,733 10232 American Assoc Of Othodontists RRG $ 24,455 0.00% $ 48,037,636 $ 31,884,676 $ 16,152,960 41050 TDC Natl Assur Co $ 23,111 0.00% $ 351,525,072 $ 249,040,959 $ 102,484,113 36226 United Cas & Surety Ins Co $ 22,866 0.00% $ 21,536,658 $ 6,565,781 $ 14,970,877 11208 AmFed Natl Ins Co $ 22,680 0.00% $ 65,366,483 $ 29,556,762 $ 35,809,721 26869 Silver Oak Cas Inc $ 21,188 0.00% $ 233,093,227 $ 143,542,924 $ 89,550,303 25402 Employers Assur Co $ 20,476 0.00% $ 879,784,979 $ 682,273,339 $ 197,511,640 12915 Urgent Care Assur Co RRG Inc $ 20,279 0.00% $ 4,887,780 $ 3,345,508 $ 1,542,272 19860 Argonaut Great Central Ins Co $ 19,499 0.00% $ 46,274,529 $ 18,391,468 $ 27,883,061 15211 Lone Star Alliance RRG $ 18,300 0.00% $ 19,214,072 $ 15,751,074 $ 3,462,998 26042 Wausau Underwriters Ins Co $ 17,654 0.00% $ 133,037,555 $ 62,986,283 $ 70,051,272 11600 Frank Winston Crum Ins Co $ 17,640 0.00% $ 129,011,167 $ 105,625,735 $ 23,385,432 35963 AF&L Ins Co $ 17,383 0.00% $ 118,788,670 $ 116,738,106 $ 2,050,564 52
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 41238 Trans Pacific Ins Co $ 17,298 0.00% $ 67,661,420 $ 13,104,269 $ 54,557,151 11153 Titan Ins Co Inc RRG $ 16,843 0.00% $ 76,487,791 $ 18,055,617 $ 58,432,174 13580 ARISE Boiler Inspection & Ins Co RRG $ 16,641 0.00% $ 4,798,083 $ 1,191,912 $ 3,606,171 11825 Care RRG Inc $ 16,525 0.00% $ 21,804,789 $ 17,375,462 $ 4,429,327 14190 OBI Natl Ins Co $ 16,106 0.00% $ 13,430,093 $ 41,578 $ 13,388,515 27740 North Pointe Ins Co $ 15,880 0.00% $ 24,357,390 $ 10,900,967 $ 13,456,423 19992 American Select Ins Co $ 15,365 0.00% $ 266,173,628 $ 146,668,787 $ 119,504,841 11714 Emergency Physicians Ins Exchange RR $ 15,082 0.00% $ 18,642,580 $ 13,203,713 $ 5,438,867 14788 NGM Ins Co $ 14,817 0.00% $ 2,521,159,594 $ 1,971,156,398 $ 550,003,196 22926 Economy Fire & Cas Co $ 14,786 0.00% $ 503,899,956 $ 132,256,265 $ 371,643,691 16001 LUBA Ind Ins Co $ 13,570 0.00% $ 5,567,357 $ 480,202 $ 5,087,155 10801 Fortress Ins Co $ 12,775 0.00% $ 141,663,475 $ 74,143,511 $ 67,519,964 11197 National Independent Truckers IC RRG $ 11,140 0.00% $ 16,784,851 $ 7,673,512 $ 9,111,339 36927 Colony Specialty Ins Co $ 10,504 0.00% $ 66,937,228 $ 42,880,518 $ 24,056,711 40517 Advantage Workers Comp Ins Co $ 10,449 0.00% $ 513,083,829 $ 292,823,430 $ 220,260,399 24503 Catlin Ind Co $ 10,278 0.00% $ 101,102,837 $ 39,595,495 $ 61,507,342 22713 Insurance Co of N Amer $ 9,797 0.00% $ 357,319,881 $ 14,180,716 $ 343,139,165 18333 Peerless Ind Ins Co $ 9,771 0.00% $ 208,500,019 $ 12,372,389 $ 196,127,630 16155 Recover Ins Co RRG Inc $ 8,315 0.00% $ 2,596,590 $ 658,444 $ 1,938,145 36340 Camico Mut Ins Co $ 7,748 0.00% $ 94,109,155 $ 51,464,877 $ 42,644,278 25422 Atradius Trade Credit Ins Co $ 7,683 0.00% $ 127,808,574 $ 51,730,218 $ 76,078,356 13019 Eastern Advantage Assur Co $ 6,873 0.00% $ 71,240,500 $ 54,063,716 $ 17,176,784 11145 Golden Ins Co RRG $ 6,478 0.00% $ 13,542,771 $ 11,613,056 $ 1,929,715 15645 OBI Amer Ins Co $ 6,397 0.00% $ 15,717,472 $ 42,557 $ 15,674,915 41211 Triton Ins Co $ 5,003 0.00% $ 447,258,314 $ 334,060,253 $ 113,198,061 27081 Bond Safeguard Ins Co $ 4,925 0.00% $ 90,027,518 $ 48,476,499 $ 41,551,019 24104 Ohio Farmers Ins Co $ 4,339 0.00% $ 3,019,493,490 $ 742,094,695 $ 2,277,398,795 16203 CM Select Ins Co $ 3,775 0.00% $ 20,485,357 $ 51,450 $ 20,433,907 11177 First Fin Ins Co $ 3,592 0.00% $ 545,691,683 $ 115,208,439 $ 430,483,244 29033 Atain Ins Co $ 3,550 0.00% $ 84,467,031 $ 32,991,625 $ 51,475,406 40169 Metropolitan Cas Ins Co $ 3,476 0.00% $ 235,578,117 $ 165,978,047 $ 69,600,070 22748 Pacific Employers Ins Co $ 3,370 0.00% $ 926,312,932 $ 45,815,068 $ 880,497,864 15778 LCTA Cas Ins Co $ 3,187 0.00% $ 65,205,094 $ 42,525,783 $ 22,679,311 26379 Accredited Surety & Cas Co Inc $ 3,000 0.00% $ 199,185,322 $ 132,349,220 $ 66,836,102 40940 Western Pacific Mut Ins Co RRG $ 2,902 0.00% $ 140,779,027 $ 23,474,398 $ 117,304,629 33650 Mendota Ins Co $ 2,029 0.00% $ 94,291,827 $ 68,629,498 $ 25,662,330 13677 Affiliates Ins Recip a RRG $ 1,860 0.00% $ 7,045,647 $ 1,490,162 $ 5,555,485 34738 Arag Ins Co $ 1,354 0.00% $ 92,320,544 $ 24,115,803 $ 68,204,742 42889 Victoria Fire & Cas Co $ 1,346 0.00% $ 36,899,381 $ 2,350,681 $ 34,548,700 19399 AIU Ins Co $ 1,297 0.00% $ 80,046,472 $ 5,797,139 $ 74,249,333 16104 Eagle Builders Ins Co RRG Inc $ 1,264 0.00% $ 2,714,876 $ 1,176,434 $ 1,538,442 12294 Southwest Marine & Gen Ins Co $ 1,248 0.00% $ 292,644,667 $ 225,911,500 $ 66,733,167 40703 Unitrin Safeguard Ins Co $ 1,103 0.00% $ 49,385,406 $ 41,312,133 $ 8,073,273 35386 Fidelity & Guar Ins Co $ 1,090 0.00% $ 19,638,201 $ 1,493,473 $ 18,144,728 20796 21st Century Premier Ins Co $ 1,027 0.00% $ 295,104,232 $ 52,441 $ 295,051,791 14395 Terrafirma RRG LLC $ 816 0.00% $ 7,539,996 $ 2,619,642 $ 4,920,354 16667 United Guar Residential Ins Co of NC $ 811 0.00% $ 38,188,065 $ 16,284,618 $ 21,903,447 25887 United States Fidelity & Guar Co $ 613 0.00% $ 3,358,469,858 $ 2,374,263,407 $ 984,206,451 33987 ADM Ins Co $ 567 0.00% $ 22,217,170 $ (1,204,766) $ 23,421,936 39527 Heritage Ind Co $ 561 0.00% $ 21,512,520 $ 2,788,244 $ 18,724,276 14702 Eastguard Ins Co $ 489 0.00% $ 207,914,879 $ 150,244,541 $ 57,670,338 24791 St Paul Mercury Ins Co $ 450 0.00% $ 329,755,736 $ 214,668,748 $ 115,086,988 53
HTTP://INSURANCE.ARKANSAS.GOV
ARKANSAS INSURANCE DEPARTMENT 2018 ANNUAL REPORT
PROPERTY & CASUALTY INSURANCE Companies listed by Arkansas premium as of December 31, 2018 NAIC# Company Name Premium Mkt. Share Assets Liabilities Cap./Surplus 11114 St Charles Ins Co RRG $ 450 0.00% $ 19,061,231 $ 2,609,479 $ 16,451,752 35416 Us Underwriters Ins Co $ 379 0.00% $ 163,457,965 $ 38,438,255 $ 125,019,710 12260 Campmed Cas & Ind Co Inc $ 232 0.00% $ 20,274,470 $ 22,379 $ 20,252,091 10499 CorePointe Ins Co $ 204 0.00% $ 16,746,271 $ 2,622,111 $ 14,124,160 30279 Boston Ind Co Inc $ 200 0.00% $ 28,825,843 $ 3,179,624 $ 25,646,219 29513 The Bar Plan Mut Ins Co $ 150 0.00% $ 39,984,271 $ 24,315,817 $ 15,668,454 10810 Republic Fire & Cas Ins Co $ 46 0.00% $ 8,569,844 $ 4,055 $ 8,565,789 21296 Alterra Amer Ins Co $ 26 0.00% $ 21,211,994 $ 11,053,379 $ 10,158,615 11223 Safeway Ins Co Of AL $ 20 0.00% $ 84,751,145 $ 51,895,540 $ 32,855,605 Total: $ 5,275,002,313
54
HTTP://INSURANCE.ARKANSAS.GOV