PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015
CHARGES OF FRONTLINE OPERATIONS Remarks
DBU DBU FCY / (in Rs.) FCBU (in USD)
1 Monthly Service Charges for Accounts
a) Personal Current Accounts (avg bal. b) Business Current Accounts (avg bal. a) Counter Cheque Leaves Chg Rs.100 N/A Applicable VAT Charges b) Small ( 25 Leaves) Rs.375 N/A Applicable VAT Charges b) Large ( 50 leaves) Rs.750 N/A Applicable VAT Charges Applicable VAT Charges + c) Printing of Specially Designed Leaves -New Rs. 15 per leaf N/A Cost of Artwork is involved DBU DBU FCY / 4 Stop Payment of Cheque - Handling Charges (in Rs.) FCBU (in USD) a) With adequate funds 500 N/A b) Without adequate funds Rs.2000 N/A c) If entire cheque book or unused part Rs.2500 N/A 5 Outward Cheque Returns - Charges a) For inadequate funds Rs.2000 N/A b) Technical Reasons Rs.250 N/A When paying cheques c) Referral charge - When Paying the A/C is above the Rs.200 N/A without adequate funds in limit the client A/Cs 6 Post-dated Cheques - Handling Charges Rs.10 per chq N/A On 3rd Party CHQS PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) 7 Issue of Banker's Cheques - Charges a) Account Holder Rs.500 N/A b) Non Customers Rs.1000 N/A c) Banker's Cheques Cancellation Charges Rs.500 N/A 8 Standing Orders - Charges a) Setting- up Charges Rs.500 $5 b) Transfer to Accounts at PB No Charges No Charges d) Transfer through SLIPS Rs.250 N/A e) Non execution of a Standing Order due to lack of Rs. 250 $3 funds 9 Cheques Marked for Payment - Handling Charges a) On our customers account (Inward ) Rs.2000 N/A b) At the request of our customers (Outward) Rs.2000 N/A 10 Charges on SLIPS Transfer Rs.150 N/A 11 Service Charges on RTGS Transfer a) On our customer's account Rs.1000 $8 b) Settlements to other Banks customers Rs.1500 $25 12 Statements of Accounts (additional) a) Within 12 months- per statement Rs.100 $1 b) Beyond 12 months - per statement Rs.250 $3 c) Temporary Statements - per statement. Rs.100 $1 PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / 13 Statement Generation - Charges (in Rs.) FCBU (in USD) a) Monthly N/A N/A b) Weekly Rs. 750 $7 c) Daily Rs.1000 $10 d) Adhoc Basis Rs.100 $1 14 Salary Transfers - Handling Charges A) Bulk Salary Remittances - Handling Charges Rs. 2500 $25 a) Effect through SLIPS Rs. 150 N/A b) Effect through Banker's Cheque Rs. 150 N/A 15 Issue of duplicate advices Rs. 100 $10 16 Closing of Account - Handling Charges a) Savings Account (If closed within 6 months) Rs.500 $5 b) Current Account Rs.500 $5 c) DBU FCY / FCBU Accounts $5 $5 17 Balance Confirmation Charges a) Bank Format / Visa purposes Rs.750 $10 b) Auditors Format Rs.1500 $20 18 Investigation Charges a) Queries on transactions done within 12 months Rs. 250 $5 b) Queries on transactions done beyond 12 months Rs.1000 $10 c) Tracking Outward Remittance in dispute Rs. 1500 $15 19 Domestic Cheques Purchase - Banker's Cheques 0.5% flat Min Rs. a) Rupee source N/A 1000/- PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) 20 Foreign Currency Notes Encashment (Account Credited) a) In Rupees No Charges No Charges a) In Foreign Currency N/A N/A Foreign Currency Notes Encashment (Non Customers) N/A N/A 21 Outward Remittances + Commission in lieu of a) Rupee based Rs.2750 N/A Exchange Loss : $ 25 If Corresponding Bank charges are on ordering b) FCY based N/A $30 customer, an additional Rs. 2500 or $ 30 to be taken c) Telegraph Transfer (Non Customers) Rs.3750 $40 22 Issue of Demand Drafts (Customers) a) Rupee based Rs. 750 N/A b) FCY based N/A $10 c) Issue of Demand Drafts (Non customers) Rs. 1500 $15 d) Stop Payment/Cancellation of Demand Drafts - Rs. 1500 N/A Rupee based e) Stop Payment/Cancellation of Demand Drafts - N/A $25 FCY based 23 Inward Remittances a) Rupee based N/A N/A b) FCY based N/A $5 c) Payment by Draft / Banker's Cheques (Non Rs.500 $10 Customers) c) Telegraph Transfer (Non Customers) - pay cash Rs.2500 $25 From PBB - KL over the counter Drafts/Cheques/Money Orders deposited to the 24 account for Collection a) Rupee based Rs. 400 N/A b) FCY based N/A $5 PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) c) Immediate Credit /Purchased (Without limit) Arranged Drawn on Banks in / Banks 1) Rupee based 0.25% / 0.5 % N/A outside, Sri Lanka Drawn on Banks in / Banks 2) FCY based - Drafts Drawn by a Bank outside S.L. N/A 0.25% / 0.5 % outside, Sri Lanka 3) Min. Charges Rs.1000 $10 TRADE FINANCE RELATED CHARGES Current Tariff Pricing Remarks DBU DBU FCY / (in Rs.) FCBU (in USD) 25 LETTERS OF CREDIT (IMPORTS) A) LC ISSUING COMMISSION 1) SIGHT AND USANCE L/C UP TO 03 MONTHS 0.25% 0.25% UP TO 03 MONTHS FOR EACH ADDITIONAL 03 MONTHS OR PART 0.125% 0.125% THERE OF FOR EATCH ADDITIONAL 03 MONTHS OR PART THERE OF MINIMUM LKR 2,500.00 $ 30.00 MINIMUM SWIFT CHARGES LKR 2,500.00 $ 30.00 SWIFT CHARGES B) AMENDMENTS 1) EXTENTIONS / ENHANCEMENTS EXTENTIONS WITHIN SAME QUARTER LKR 1,500.00 $ 20.00 FOR EACH ADDITIONAL 03 MONTHS OR PART THERE OF 0.125% 0.125% ENHANCEMENTS UP TO 03 MONTHS 2) 0.25% 0.25% FOR EACH ADDITIONAL 03 MONTHS OR PART THERE OF 0.125% 0.125% MINIMUM LKR 2,500.00 $ 30.00 3) OTHER AMENDMENTS COMMISSION LKR 1,500.00 $ 20.00 PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) 26 DOCUMANTARY BILLS A) SIGHT BILLS COMMISSION LKR 1,500.00 $ 20.00 B) USANCE BILLS 1) ACCEPTANCE COMMISSION UP TO 03 MONTHS 0.25% 0.25% FOR EACH ADDITIONAL 03 MONTHS OR PART THERE OF 0.125% 0.125% MINIMUM LKR 2,500.00 $ 30.00 C) INTEREST RATE ON OVERDUE IMPORT BILLS Applicable Int. Applicable Int. 1) FACILITY CUSTOMERS Rate + 3% Rate + 3% 2) NON FACILITY CUSTOMERS Applicable To Date 27 SHIPPING GUARANTEES (SG) A) COMMISSION - ON INVOICE VALUE 0.25% 0.25% MINIMUM LKR 3,000.00 $ 40.00 B) IF THE SG IS NOT CANCELLED WITHIN ONE MONTH CHARGES PER EACH ADDITIONAL MONTH LKR 2,000.00 $ 25.00 28 DELIVERY ORDERS / COPY DOCUMENTS COMMISSION LKR 3,000.00 $ 40.00 29 DOCUMENTARY COLLECTION A) DOCUMENTS AGAINST PAYMENT (DP) COMMISSION 0.25% 0.25% MINIMUM LKR 3,000.00 $ 30.00 PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) B) DOCUMENTS AGAINST ACCEPTANCE (DA) COMMISSION 0.25% 0.25% MINIMUM LKR 3,000.00 $ 30.00 1) D/A OVERDUE BILLS MONTHLY CHGS (PER BILL) LKR 2,000.00 $ 25.00 TRANSFER OF DOCUMENTS TO ANOTHER BANK LKR 4,000.00 $ 40.00 C) 30 DISCREPANCY CHGS DISCREPANCY CHARGES (FOREIGN BILLS) $ 50.00 $ 50.00 DISCREPANCY CHARGES (LOCAL LC BILLS) LKR 5,000.00 $ 50.00 31 REIMBURSEMENT CHGS L/C BILLS $ 50.00 $ 50.00 Deducted from the proceeds COLLECTION BILLS $ 40.00 $ 40.00 Deducted from the proceeds 32 LETTERS OF CREDIT (EXPORTS) A) ADVISING OF L/C'S AND AMENDMENTS CUSTOMER LKR 2,000.00 $ 20.00 NON CUSTOMER LKR 3,000.00 $ 30.00 B) TRANSFER OF L/C'S CUSTOMER LKR 3,500.00 $ 40.00 Per Beneficiary NON CUSTOMER LKR 5,000.00 $ 50.00 Per Beneficiary C) CONFIRMATION OF L/C'S UP TO 03 MONTHS 0.375% 0.375% FOR EACH ADDITIONAL MONTH 0.125% 0.125% PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) 33 EXPORT BILLS COLLECTION COMMISSION 0.25% 0.25% MINIMUM LKR 1,500.00 $ 20.00 34 EXPORT BILLS NEGOTIATION / PURCHASE COMMISSION 0.3% 0.3% MINIMUM LKR 3,000.00 $ 30.00 35 STATUS REPORT Corresponding Bank Charges + $ DRAWEE / BENEFICIARY STATUS 30 36 LETTERS OF GUARANTEE A) BID BONDS / PERFORMANCE BONDS / ADVANCE / PAYMENT GUARANTEES / OTHERS COMMISSION (PER ANNUM) 2%+ VAT 2%+ VAT MINIMUM LKR 3,000.00 $ 30.00 LOANS AND ADVANCES 37 INTEREST RATES ON ADVANCES DBU FCBU LIBOR + 2.5% A ALL DIRECT ADVANCES (OD/IF/PCL) PLR + 2% p.a p.a MINIMUM N/A 6% p.a LIBOR + 2.5% B HOUSING LOANS PLR + 2% p.a p.a MINIMUM N/A 6% p.a C VEHICLE LOANS PLR + 2% p.a N/A MINIMUM PLR+1.5% p.a. N/A DEPOSITS DEPOSITS D ALL DIRECT ADVANCES CASH BACKED FACILITIES RATE + 3% p.a RATE + 3% p.a DEPOSITS MINIMUM N/A RATE+2.5%p.a. AGAINST OTHER FOREIGN CURRENCY DEPOSITS PLR + 2% p.a N/A PUBLIC BANK BERHAD - TARIFF CHARGES EFECTIVE FROM 1st JANUARY 2015 DBU DBU FCY / (in Rs.) FCBU (in USD) 38 LOANS - PROCESSING FEES I) NEW - GRANTINGS LKR 2500.00 CASHBACK FACILITY $ 25.00 A FLAT LKR 5000.00 B VEHICLE LOANS N/A FLAT C OTHER FACILITIES 0.1% p.a 0.1% p.a D MINIMUM LKR 5,000.00 $ 50.00 MAXIMUM - - E II) REVIEW OF FACILITY A CASH BACKED N/A N/A B OTHER NIL NIL C MINIMUM NIL NIL D MAXIMUM NIL NIL 39 LOANS - EARLY SETTLEMENT FEES 1% p.a. 1% p.a. MISCELLANEOUS CHARGES 40 SWIFT CHARGES SWIFT COST PER MESSAGE LKR 1,500.00 $ 20.00 41 COURIER CHARGES MINIMUM CHARGES 3500 $35 42 POSTAL CHARGES NORMAL LKR 100.00 $ 1.00 Applicable only for REGISTERED LKR 200.00 $ 2.00 despatches made on client request. TRADE- POSTAGE LKR 250.00 $ 5.00