PUBLIC BANK CASH MANAGEMENT SERVICES
Ai Vern, Wong (Ms) Transaction Banking, Public Bank Berhad 03-2177 3218 [email protected] 2014 Public Bank Berhad. All Rights 1 Reserved. Confidential and Proprietary. Overview Of PB Cash Management Services PB Cash Management Services is a comprehensive service package aims to provide simplified solution for business to expedite collection and payment from various parties and channels.
Account Fund Inquiry Transfer
Cheque Payment Management
Investment Collection
2014 Public Bank Berhad. All Rights 2 Reserved. Confidential and Proprietary. PB Cash Management Services
• PB ECP (Online Bulk Payment) • eDistribution Payment • eDividend • Online Statutory Payment (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)
Internet Banking Direct Debit • Bill Payment • PBB Direct Debit • JomPAY • MyClear Direct Debit • PBB Payment Agent Self-Service Terminals Collections (Direct Connection) • ATM • FPX B2C / B2B • CDT • eIPO (Initial Public Offering) • CRM • eRights • CDM
2014 Public Bank Berhad. All Rights 3 Reserved. Confidential and Proprietary. PB Electronic Credit Payment (PB ECP) PB ECP is a module in our PBe Online Banking that enables our customers to make online bulk payments by uploading the payment file. Type of Payments: Payments to: Intrabank (PBB to PBB) Suppliers / Vendors - No limit Interbank GIRO (PBB to Others) Salary (Employees) - Max RM1Mil/Txn Bonus / Commission RENTAS (PBB to Others) - Min RM10K, Max RM5Mil/Txn PB ECP Features:
Currency : Ringgit Malaysia Future-dated payment Payment Notification Crediting to CASA Accounts (SMS/email) Only Optional ID Checking Bulk Approval Daily Limit : None
2014 Public Bank Berhad. All Rights 4 Reserved. Confidential and Proprietary. 3-Easy-Steps of Using PB ECP
1 2 3
• Offline • Online (PBe) • Online (PBe) • Maker • Uploader • Authorizer • Login ID only • Login ID & Token
2015 Public Bank Berhad. All Rights 5 Reserved. Confidential and Proprietary. Step 1: Prepare Payment Data File PB ECP Supports 2 Payment File Formats:
1.Excel
Companies without Accounting/Payroll Software Less than 200 transactions per month* Template provided by PBB
2.Text (Fixed Length)
Companies with existing Accounting/Payroll Software e.g. HR2000, SQL, UBS, MYOB etc. More than 200 transaction per month* File Specification provided by PBB
*recommendation only 2014 Public Bank Berhad. All Rights 6 Reserved. Confidential and Proprietary. PB ECP Payment File Format: Microsoft Excel Payment Date can be future-dated up to 30 Days
4567891230 CHEW JIN JIN 890106121234 NI 0162341390 5678901234 A.RAHMAN ALI 680205131235 NI 0162341390 4567891230 AZIZI BIN RAHMAN 580304141236 NI 0162341390 4567891230 RAJESH A/L SAMY 840403121237 NI 0162341390 5678901234 NURUL BINTI JOHAR 830502131238 NI 0162341390 5678901234 SARAH A/P SAMY 820601141239 NI 0162341390
Mandatory fields e.g. Optional w.c. SMS/Email Optional fields. Payment Type, Amount, Mandatory if ID Payment Joint Bene. columns Payment Purpose, BIC, Checking ENABLED Notification are only applicable to Account Number, Bene (Optional) RENTAS payment to 2015 Public Bank Berhad. All Rights 7 Name. Reserved. Confidential and Proprietary. Joint Account ONLY PB ECP Payment File Format: Text File (Fixed Length)
2015 Public Bank Berhad. All Rights 8 Reserved. Confidential and Proprietary. Step 2: Upload Payment Data File (Login PBe)
2014 Public Bank Berhad. All Rights 9 Reserved. Confidential and Proprietary. PB ECP – Go to PBe Business Banking
Select “Business”
Switch from Personal to Business. You only need ONE login ID & Password to access to both your Personal & Business profile.
2014 Public Bank Berhad. All Rights 10 Reserved. Confidential and Proprietary. PB ECP – Go to PBe Business Banking
PRIME PRIMARY SDN BHD SECONDFIN SECONDARY SDN BHD SECONDHR SECONDARY SDN BHD Select “Entity”
SINGLE Sign-On to ALL your companies/subsidiaries
2014 Public Bank Berhad. All Rights 11 Reserved. Confidential and Proprietary. PB ECP – Go to Payment Module
Select “Payment”
2014 Public Bank Berhad. All Rights 12 Reserved. Confidential and Proprietary. PB ECP – Go to ECP/eDividend
Select ECP/eDividend File Upload from the side-bar menu to upload the payment file
2014 Public Bank Berhad. All Rights 13 Reserved. Confidential and Proprietary. PB ECP - Upload Payment File
1. Select Funding Account(s)
2. Browse to locate the payment file from your PC to upload
1
2
2015 Public Bank Berhad. All Rights 14 Reserved. Confidential and Proprietary. PB ECP – Payment File Summary
Summary of the payment file you uploaded with details
2015 Public Bank Berhad. All Rights 15 Reserved. Confidential and Proprietary. PB ECP – View Content Screen
Screenshot of the file content 2015 Public Bank Berhad. All Rights 16 Reserved. Confidential and Proprietary. PB ECP – Select Authorizer/Approver
2015 Public Bank Berhad. All Rights 17 Reserved. Confidential and Proprietary. PB ECP File Upload Status
1
2
1. ECP / eDividend File Upload Status: Pending / Approved / Rejected 2. ECP / eDividend Transaction Status Report: Successful / Unsuccessful Txn Reports etc. 2015 Public Bank Berhad. All Rights 18 Reserved. Confidential and Proprietary. Step 3: PB ECP – Transaction Approval
2014 Public Bank Berhad. All Rights 19 Reserved. Confidential and Proprietary. PB ECP – Transaction Approval
1
2
1. Single Transaction Approval 2. Multiple ECP Files Transaction Approval 2014 Public Bank Berhad. All Rights 20 Reserved. Confidential and Proprietary. PB ECP – Approve Payment File Summary Page
Data # 1 Data # 2
2015 Public Bank Berhad. All Rights 21 Reserved. Confidential and Proprietary. PB ECP – Approve Payment File with Token
Authorizers are required to 278894 Data # 1 use SecureSign Token to approve ECP Payment File.
The SecureSign Token is an Data # 2 independent portable keypad device with long battery life of between 4 to 5 years.
Authorizer needs to key in the 2 data sets (red color font) displayed in Approval Screen into the Token to generate the SecureSign Code. 2015 Public Bank Berhad. All Rights 22 Reserved. Confidential and Proprietary. PB ECP – Standard Operating Terms (IBG)
File Upload and Approval Stop Payment Instruction Estimated Fund Received By Processing Window for PB ECP Cut-Off Time on T Day Cut-Off Time (Manual) Beneficiary via IBG
Before T Day By 3.00pm on T-1 Day By 11.00am on T Day
Window 1 By 5.00am on T Day Not allowed on T Day By 11.00am on T Day
Window 2 By 8.00am on T Day Not allowed on T Day By 2.00pm on T Day If T Day = Business Days Window 3 By 11.00am on T Day By 9.30am on T Day By 5.00pm on T Day
(Mon to Fri) Window 4 By 2.00pm on T Day By 12.30pm on T Day By 8.20pm on T Day Window 5 By 5.00pm on T Day By 3.30pm on T Day By 11.00pm on T Day
After Window 5 on T Day Not allowed N/A N/A
If T Day = Non-Business Day By 11.00am on next business Not allowed on T Day day (Sat, Sun & FT Public Holidays) Note: Payments via Intrabank will be received within 2 hour after the respective processing time (Window 1 to 5) by the beneficiary. 2015 Public Bank Berhad. All Rights 23 Reserved. Confidential and Proprietary. PB ECP – Standard Operating Terms (RENTAS)
Estimated Fund Received By File Upload and Approval Stop Payment Instruction Processing Window for PB ECP Beneficiary via Rentas Cut-Off Time on T Day Cut-Off Time (Manual)
Before T Day By 3.00pm on T-1 Day By 11.30am on T Day
Window 1 By 5.00am on T Day Not allowed on T Day By 11.30am on T Day
If T Day = Business Window 2 By 8.00am on T Day Not allowed on T Day By 11.30am on T Day Days Window 3 By 11.00am on T Day By 9.30am on T Day By 1.30pm on T Day (Mon to Fri) Window 4 By 2.00pm on T Day By 12.30pm on T Day By 4.30pm on T Day
After Window 4 on T Day Not allowed N/A N/A
If T Day = Non-Business Day By 11.30am on next business Not allowed on T Day day (Sat, Sun & FT Public Holidays)
Note: Rentas below RM 10K per transaction (Windows 1 to 4) will be routed to IBG. 2015 Public Bank Berhad. All Rights 24 Reserved. Confidential and Proprietary. PBe Online Statutory Payment PBe Online Statutory Payment enables our corporate customer to perform KWSP/LHDN/SOCSO payment easily by uploading the contribution file (stipulated format by respective statutory bodies) Requirements: Maintain Current Accounts with Public Bank
Sign up for PBe Online Banking (Corporate)
Required Software Options: •Own Accounting/Payroll Software e.g. Sage UBS, MYOB, QuickPay, HR2000 •EPF Contribution Software http://goo.gl/tOjxCw •Sistem Caruman PERKESO Software (available to download at PERKESO website) http://www.perkeso.gov.my/my/perlindungan-keselamatan-sosial/kelayakan-majikan-dan-pekerja/sistem-caruman- perkeso.html •LHDN PCB Software (available to download at PERKESO website) http://www.hasil.gov.my/pdf/pdfam/Perisian_PCB.zip •Request the pre-loaded software CD from the Bank (Account Holding Branch) 2016 Public Bank Berhad. All Rights 26 Reserved. Confidential and Proprietary.
Online Statutory Payment at PBe (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)
Select “Other Payment” at Payment Module
2016 Public Bank Berhad. All Rights 27 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (EPF & SOCSO Preliminary Test File)
2016 Public Bank Berhad. All Rights 28 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (SAMPLE: SOCSO Brg8A Text File)
Text File Format:
Fixed Length
Specific position for specific field e.g. position 1-12 is for Kod Majikan, position 201-214 is for Jumlah Caruman
2016 Public Bank Berhad. All Rights 29 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Submit EPF Contribution)
2016 Public Bank Berhad. All Rights 30 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Summary of the Uploaded File)
3123456789
1234567
2016 Public Bank Berhad. All Rights 31 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Internet Banking Receipt)
3123456789
1234567
2016 Public Bank Berhad. All Rights 32 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Re-print Transaction Receipt)
EPF Payment 5200.00 LHDN/PMF Payment (Open) 2400.00 Bill Payment to Other Bill 180.80 Fund Transfer to Favorite PB Account 250.00 Loan Payment (Own) 1724.00
Transaction Approval Maker Transaction Status View Completed
Transaction 2016 Public Bank Berhad. All Rights 33 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Submit PCB Contribution)
2016 Public Bank Berhad. All Rights 34 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Income Tax Payment)
2016 Public Bank Berhad. All Rights 35 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Tabung Haji Payment)
2016 Public Bank Berhad. All Rights 36 Reserved. Confidential and Proprietary. Online Statutory Payment at PBe (Zakat Payment)
2016 Public Bank Berhad. All Rights 37 Reserved. Confidential and Proprietary. MyGST – KASTAM Payment at PBe
(Optional)
2016 Public Bank Berhad. All Rights 38 Reserved. Confidential and Proprietary. Multiple Bill Payment at PBe
3010 – Syarikat Bekalan Air Selangor (SYABAS) 0000123456
3620 – Tenaga Nasional Berhad 0000123456
All registered FAVOURITE Bills will be displayed in “Multiple Bill Payment” module 2014 Public Bank Berhad. All Rights 39 Reserved. Confidential and Proprietary.