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INDIAN OVERSEAS BANK Ph: 04174-227977 VANIYAMBADI

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INDIAN OVERSEAS BANK Ph: 04174-227977 VANIYAMBADI INDIAN OVERSEAS BANK Ph: 04174-227977 VANIYAMBADI BRANCH(2951) e-mail: [email protected] 1,2, Ground Floor, Noorullapet, C N A Road Vaniyambadi – 635 751 SALE NOTICE OF IMMOVABLE SECURED ASSETS Issued under Rule 8(6) and 9(1) of the Security Interest (Enforcement) Rules 2002 To Borrower:- Mr. K Raghu S/o R Kannan (Proprietor of Raghuram Industries) 232/1, Sri Ram Nagar,Old Vaniyambadi, Devasthanam Post,Vaniyambadi-635751 (Borrower/mortgagor) Respected Sir/Madam, 1) This has reference to recovery actions initiated against you under the provisions of the SARFAESI Act 2002. 2) Please refer to the possession notice dated 21.03.2019 issued to you regarding taking possession of the secured assets at morefully described in the schedule below and the publication of the said possession notice in The New Indian Express(daily) and Dinamani(Tamil daily) on 23.03.2019 by the Authorized Officer for the purpose of realization of the secured assets in exercise of the powers conferred on the bank as secured creditor under the provisions of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest act, 2002 and the rules there under. 3) You the above named borrowers/ mortgagors/ guarantors have failed to pay the dues in full save and except payments amounting to Rs.Nil after issuance of demand notice dated 12.12.2018. Hence it is proposed to sell the secured assets mentioned in the Schedule below on “as is where is” and “as it is what is” condition under Sec 13(4) of the Act read with Rules 8 & 9 of the Security Interest (Enforcement) Rules, 2002. 4) After appropriating the aforesaid repayments, the dues in the loan account as on 30.06.2019 is Rs.18,36,879/- along with further interest at contractual rates and rests, besides costs/charges incurred till the date of repayment in full. 5) We hereby give you notice of 15 days that the below mentioned secured assets shall be sold by the Authorized Officer on 19.08.2019 between 11.00 A.M and 12 Noon with auto extension of 5 minutes through e-auction using www.foreclosure.com. 6) A copy of the e-auction notice inviting offers for e-auction setting out the terms & conditions of sale such as particulars of the secured asset, the dues of the Bank, reserve price, earnest money deposit, date and time fixed for inspection, last date for submission of offers and date, time of sale etc is enclosed for your ready information. Please also be advised that the said sale notice will also be published in The New Indian Express(daily) and Dinamani (Tamil daily) shorthly. Schedule of Secured Assets All that part and parcel of land and building at Door No: 232/1, S. F. No: 232/1D, Main Road, Sri Ram Nagar, old Vaniyambadi, Devasthanam Panchayat, Alangayam Block, Vaniyambadi Taluk, Vellore District and is bounded by Boundaries: North of Main Road; South of Bharathi Land; East of Minor Srinath Land; West of Bharathi Land Total extent of the site – 0.13 acres or 5395 sq.ft. Property is in the name of K Raghu Yours faithfully, Authorized Officer Encl: 1) E-Auction notice containing terms and conditions Proposed paper publication of E-Auction notice INDIAN OVERSEAS BANK Ph: 04174-227977 VANIYAMBADI BRANCH(2951) e-mail: [email protected] 1,2, Ground Floor, Noorullapet, C N A Road Vaniyambadi – 635 751 Borrower:- Mr. K Raghu S/o R Kannan (Proprietor of Raghuram Industries) 232/1, Sri Ram Nagar,Old Vaniyambadi, Devasthanam Post,Vaniyambadi-635751 (Borrower/mortgagor) SALE NOTICE FOR SALE OF IMMOVABLE PROPERTIES [Under Proviso to Rule 8(6) of Security Interest (Enforcement) Rules] E-Auction Sale Notice for Sale of immovable Assets under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act,2002 read with proviso to Rule 8(6) of the Security Interest (Enforcement) Rules, 2002. Notice is hereby given to the public in general and in particular to the Borrower(s) and Guarantor (s) that the below described immovable property mortgaged/charged to the secured Creditor, the constructive possession of which has been taken by the Authorised Officer of Indian Overseas Bank Secured Creditor, will be sold on “As is where is “, “ As is what is”, and “ Whatever there is” on 19.08.2019 (between 11A.M to 12 Noon with auto extension of 5 minutes each till sale is completed), for recovery of Rs 18,36,879/- from Mr.K Raghu S/o R Kannan. The reserve price will be Rs.22,47,000/- and the earnest money deposit will be Rs.2,24,700/-. Description of the Immovable property: All that part and parcel of land and building at Door No: 232/1, S. F. No: 232/1D, Main Road, Sri Ram Nagar, old Vaniyambadi, Devasthanam Panchayat, Alangayam Block, Vaniyambadi Taluk, Vellore Districtand bounded by Boundaries: North of Main Road; South of Bharathi Land; East of Minor Srinath Land; West of Bharathi Land Total extent of the site – 0.13 acres or 5395 sq.ft. Property is in the name of K Raghu For detailed terms and conditions of the sale, please refer to the link provided in Indian Overseas Bank Secured Creditor’s website i.ewww.iob.in [https://www.iob.in/TenderDetails.aspx?Tendertype=E_Auction] or contact Branch Manager, Indian Overseas Bank, Vaniyambadi Branch, 1,2, Ground Floor,Noorullapet, C N A Road, Vaniyambadi -635 751 Phone No – 04174-227977, e-mail: [email protected] during office hours or the Bank's approved service provider M/s 4Closure Contact person Mr. U Subbarao, Ph.No.08142000061. Date: 25.07.2019 Authorised Officer Place:Vaniyambadi Indian Overseas Bank ******************************************************************************************* This may also be treated as a Notice under Rule 8(6)/Rule 9(1) of Security Interest (Enforcement) Rules, 2002 to the borrower/s and guarantor/s of the said loan about holding of e-auction on the above mentioned date. Indian Overseas Bank Name of the Account: K Raghu Branch: Vaniyambadi TENDER / BID DOCUMENT (for e-auction) Authorised Officer Indian Overseas Bank Allapuram Branch Indian Overseas Bank SALE NOTICE (Sale through e-auction only) SALE OF IMMOVABLE PROPERTY MORTGAGED TO THE BANK UNDER THE SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002 Whereas K Raghu borrowed monies from Indian Overseas Bank against the mortgage of the immovable properties more fully described in the schedule hereunder and on upon classification of the account as NPA, the Bank has issued a demand notice under Section 13(2) of the SARFAESI Act, 2002 (Act) on 12.12.2018 calling upon the borrower Mr K Raghu S/o R Kannan (Raghuram Industries) to pay the amount due to the Bank, being Rs. 16,92,381/-( Rupees Sixteen Lakhs Ninety Two Thousand Three Hundred Eighty one only) as on 30.11.2018 payable together with further interest at contractual rates and rests along with costs, charges etc till date of repayment within 60 days from the date of receipt of the said notice. Whereas the borrowers & guarantors having failed to pay the amount dues in full to the Bank as called for in the said demand notice, the Bank has taken possession of the secured assets more fully described in the schedule hereunder on 21.03.2019 under Section 13 (4) of the Act with the right to sell the same in “As is where is” and “As is what is” basis under Section13(4) of the Act read with Rules 8 &9 of the Security interest (Enforcement) Rules, 2002 for realization of Bank’s dues. The dues to the bank as on the date of taking possession was intimated as Rs.17,64,572/- (Rupees Seventeen Lakhs Sixty four Thousand Five Hundred Seventy two only) as on 21.03.2019 payable together with further interest at contractual rates and rests along with costs, charges etc till date of repayment, after reckoning repayments, if any, since the date mentioned in the demand notice. The dues of the borrower as on 30.06.2019 works out to Rs 18,36,879/-( Rupees Eighteen Lakhs Thirty Six Thousand Eight Hundred and Seventy Nine Only) after reckoning repayments, if any, amounting to Nil subsequent to the Bank issuing demand notice. The undersigned in exercise of the powers conferred under Sec 13(4) of the said Act proposes to realize the Bank's dues by sale of the under mentioned properties. SCHEDULE OF PROPERTY(IES) All that part and parcel of land and building at Door No: 232/1, S. F. No: 232/1D, Main Road, Sri Ram Nagar, old Vaniyambadi, Devasthanam Panchayat, Alangayam Block, Vaniyambadi Taluk, Vellore District and bounded by Boundaries: North of Main Road; South of Bharathi Land; East of Minor Srinath Land; West of Bharathi Land Total extent of the site – 0.13 acres or 5395 sq.ft. Property is in the name of K Raghu Reserve Price: Rs.22,47,000/- EMD: Rs.2,24,700/- Bid Multiplier: Rs.20,000/- Known Encumberance if any: Nil Date and time of e-auction 19.08.2019 between 11A.M to 12 Noon with auto extension of 5 minutes each till sale is completed. EMD Remittance Deposit through EFT/NEFT/ RTGS Transfer in favour of “ IOB Vaniyambadi Branch EMD Account” to the credit of A/C no.295102000002000, Indian Overseas Bank,Vaniyambadi Branch (1,2, Ground Floor, Noorullapet, C N A Road Vaniyamabadi) Branch Code : 2951 IFSC Code : IOBA0002951. Bid Multiplier Rs. 20,000/- Inspection of property From 08.08.2019 onwards (10.00 A.M to 4.00 P.M) Submission of online application From 03.08.2019 onwards for bid with EMD Last date for submission of online 17.08.2019 Upto 07.00 P.M (atleast 1 day prior to the date application for BID with EMD of e-auction) Known Encumbrance if any NIL *Bank' dues have priority over the Statutory dues.
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