Confinity 1999 Di Peter Thiel E Levchin, Nasce Paypal Come Servizio Per Trasferire Elon Musk Lancia 2000 Denaro

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Confinity 1999 Di Peter Thiel E Levchin, Nasce Paypal Come Servizio Per Trasferire Elon Musk Lancia 2000 Denaro «Siamo con te, ovunque tu sia» 1 PayPal è accettato in 202 Paesi e 25 valute. Fai shopping o ricevi denaro, senza confini né barriere linguistiche. Il mondo a portata di click! Permette ai suoi 295 milioni di utenti attivi di spedire, ricevere e trattenere denaro, in modo semplice, rapido e Consente il sicuro. trasferimento di fondi da e verso persone che non hanno un account PayPal. Impiegato da siti e-ecommerce per la vendita di beni, ma anche da chi svolge un’attività lavorativa offline 1998 2 Nella società Confinity 1999 di Peter Thiel e Levchin, nasce PayPal come servizio per trasferire Elon Musk Lancia 2000 denaro. X.com per fare acquisti online e offrire servizi A seguito di finanziari. trasferimenti illeciti, 2002 X.com si fonde con Confinity. eBay acquista la società per 1,5 miliardi di dollari e diventa Sistema di pagamento standard. 3 2007 2015 Approda in Europa, dopo il rilascio della licenza. Viene scorporata da eBay e quotata di 2020 nuovo in borsa. PayPal, come da accordi, termina di essere l’opzione prominenti di pagamento per eBay. SWOT Analysis 4 Perché scegliere PayPal? Strengths Weaknesses • Semplicità • Truffe • Ridotte spese di commissione • Elevati costi per l’azienda • Marketing virale S W Opportunities Threats • Riconoscimento biometrico • Truffe • Applicazioni apposite • Contenziosi e reclami • Utilizzo in Asia O T • Concorrenti Principali Concorrenti 5 VS VS La Galassia dei Servizi PayPal 6 Protezione Money BOX degli acquisti Your App per Portale Privacy; smartphon Pagamenti BeneficienzaText Sicurezza; e e tablet da QR CODE Affidabilità e Here immediatezza PayPal.me Servizi Individuali La Galassia dei Servizi PayPal 7 Servizi Individuali Servizi per Clienti Business 7 Nessuna azienda è troppo piccola, “nessuna ambizione è troppo grande ” IMPRESE SVILUPPATORI • PMI • < 10M € di volume delle vendite • GRANDI IMPRESE • > 10M € di volume delle vendite • MARKETPLACE e PLATFORM PayPal e la privacy nel mondo dell’ecommerce 8 Privacy come elemento fondamentale per la formazione di una base installata di clienti PayPal è conforme agli “Standard PCI DSS”, che Pagando con PayPal, non accomuna le organizzazioni comunichi il tuo numero di che si occupano di conto né i dati della tua carta di elaborazione, archiviazione e credito/debito trasmissione di dati relative a transazioni effettuate con carte di pagamento ***** 6 requisiti per la conformità agli standard PCI DSS 9 6. Adottare criteri di 1. Creare e gestire protezione delle informazioni una rete protetta • Gestire una politica che garantisca la • Installare e gestire una configurazione sicurezza delle informazioni per tutto 5. Monitorare e testare il personale. firewall, per proteggere i dati della regolarmente le reti carta. • Registrare e monitorare tutti gli • Non utilizzare valori predefiniti del accessi a risorse di rete e dati dei fornitore per le password di Sistema e titolari di carta. altri parametri di protezione. • Eseguire regolarmente test dei sistemi e processi di protezioni. 2. Adottare un programma di gestione delle vulnerabilità 4. Implementare forti misure di controllo dell’accesso • Proteggere tutti i sistemi da malware, aggiornare regolarmente i programmi 3. Proteggere i dati dei • Limitare l’accesso ai dati dei titolari di e il software antivirus. titolari di carta carta solo se necessario. • Proteggere i dati dei titolari di carta • Individuare e autenticare l’accesso ai • Sviluppare e gestire sistemi e memorizzati. applicazioni protette. componenti di sistema. • Cifrare i dati dei titolari di carta • Limitare l’accesso fisico ai dati dei trasmessi su reti aperti e pubbliche. titolari di carta. PayPal e Criptovalute 10 Dal 2021, PayPal supporta pagamenti in criptovalute, grazie alla partnership con la “crypto bank” Paxos PayPal Bitcoin Commissioni al 3% Commissioni fisse «Solo» in 202 Paesi Globale Policy molto rigide Decentrato Necessita dati sensibili Totale anonimato Protezione acquirenti Nessuna protezione PayPal e Criptovalute 11 Transazioni al secondo 120 100 80 60 115 40 56 20 20 7 0 Bitcoin Ethereum Litecoin PayPal TPS PayPal e Criptovalute 12 Transazioni al secondo 4000 3500 3000 2500 2000 4000 1500 1000 500 56 115 0 7 20 Bitcoin Ethereum Litecoin PayPal VISA TPS Fine! Claudio Di Nino Mariagabriella Iacutone Pierfilippo Sessa Valentina Ricciardi Gabriele Valentini Economia dei Mercati Digitali – A.A. 2020/2021.
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