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Disruptive Technology It’S More Than Just Robots and Machinery

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Disruptive Technology It’S More Than Just Robots and Machinery ISSUE 1 / NOVEMBER 2017 Disruptive Technology It’s more than just robots and machinery. It spans online courses and how energy is generated to power-up your home. PGS31-45 Business Reports From luxury tea, restoring heritage building to halal branding, businesses Financial today face challenges with Smarts extraordinary creativity. Current overview of PGS16-30 Islamic finance and benefits of Islamic microfinance. PGS8-15 1 2 3 4 CONTENTS First Words & Editorial Info Entrepreneurs Arts 07 First Words by Chairman of 28 Passionate Endeavours 49 Liberating Snaps WIEF Foundation Three CEOs share their Photographer who changes global entrepreneurial journey perception of Muslim women Finance 08 Islamic Finance in Tech 52 Youth Non-Muslim Markets Humanly Possible Stimulations of diversity Two points that raise IF’s popularity 31 A tale of Sophia who’s more than an Young leaders fuelled by passion in non-Muslim markets average robot initiate diversity projects 10 Islamic Finance: Brief 34 Disruptive Change of edX Overview Course 56 Education A brief but comprehensive report Effects of self-serving Shifts in Education online courses Examples of unique school systems 13 Cultivation of Islamic Microfinance Reducing Greenhouse Gases A changemaker for microbusiness 36 Two experts speak on renewable 59 Focus sector energy today See, Eat, Do Kuching Quick report on the city that’s hosting the 13th WIEF 38 Life as a Digital Nomad Business Insight into a digital nomad’s Seeds of Sustainability lifestyle 16 Biji-biji manages waste in an urban setting A Matter of Trust 40 Equity crowdfunding and blockchain 20 Forking Out Facts on Halal Branding Artificially Yours Who, what, where of halal branding 43 Three experts discuss the progression of AI A Unique Blend of Ideas 22 Establishing luxury tea brand TWG Tea Women 46 The Little Newsletter that A Fine Balance Could 25 Balancing heritage building An uncommon preservation and commercial entrepreneurial tale viability 5 13th WIEF FIRST WORDS EDITORIAL WIEF, the Invisible INFO Bridge Builder About IN FOCUS Its inaugural issue published in November 2017 and it is an extension et me tell you about a of WIEF Foundation’s online bank of precocious 10-year-old who articles that is constantly growing to helps build bridges between cater to the reading pleasure of the global different societies for the business community. Do drop us a line solidarity and welfare of one on business-related matters you think we community. I call it, WIEF, should report on. It is a complimentary but other grownups call it World Islamic publication and for subscription. L Economic Forum. WIEF, as we know it, has been in existence for a decade and during this time I’ve 13th WIEF been part of its evolution, had a hand in its maturity and, not unlike a proud parent, basked in its achievements. The funny thing is, what WIEF has achieved cannot be seen, IN FOCUS online what it has nurtured cannot be measured by numbers and what bridges it has built cannot Web: infocus.wief.org Email: [email protected] be walked upon physically. However, it has made a significant dent and left an indelible Download digital version of the mark on the global business community. magazine now at wief.org/downloads/ How, you ask? I’ll simplify it for you. WIEF basically builds metaphorical bridges between business communities through many initiatives but the anchor event is the annual forum and last year, it was held in Jakarta and attended by over 4,000 participants from over 70 IN FOCUS editorial team countries. Its inclusive trait has endeared it to startup businesses, SME and all the way up Based out of WIEF Foundation to international corporations. office in Kuala Lumpur, Malaysia. The team, comparable to hardworking ants, formulates and actualises youth-centric, Tel:+603 2163 5500 and women entrepreneurial events as well as educational ones throughout the year and all Su Aziz, [email protected] over the world, that cater to their specific business needs. The results from these initiatives Samar Al-Montser, [email protected] are immeasurable and I know this, partly because, the testimonials from participants are Publisher: WIEF Foundation aplenty and I’ve had my back patted innumerable times by them in gratitude. So, with that, I hope I’ve whetted your appetite to not only attend our events and the 13th WIEF in Kuching but also to want to read what we write in this magazine. This is the inaugural issue of In Focus which is an extension of our online bank of articles on business, technology and the like. With our ear to the ground and an eye perpetually wide open, we listen and look out for what’s shifting the globe on its axis and report on myriad current business issues we hope you’ll find relevant. Most of all, I invite you to write for us on matters that are business related, that are economy-shifting and that are tantamount to productivity of societies as well as countries. I look forward to reading articles by you on said matter in future In Focus issues or its website. Know that, we’ll value words you pen to form articles that’ll reflect ON THE COVER, ISSUE 1 your experience that amount to priceless knowledge you’ll be sharing with our readers. Disruptive Technology AI and both of its adverse as well as Know that, it’ll be appreciated. positive effects as discussed by robotics experts (pages 31-45). Photo by Sahron Pittaway The Honourable Tun Musa Hitam Chairman of WIEF Foundation 7 FINANCE The steady rise of Islamic finance’s popularity in Islamic non-Muslim majority countries such as Japan, writes former president and CEO of INCEIF, Daud Vicary Abdullah, boils Finance in down to two points, its growth hampered by one or two Non-Muslim factors and its role can be pivotal in two sectors globally. Markets 8 FINANCE et’s cut straight to the chase. The Contribution of Islamic finance to Lpopularity of Islamic finance in Malaysia has led the world in every the economy Asian non-Muslim majority countries is aspect of Islamic finance for two Globally, Islamic finance in a shariah undoubtedly growing and is now primarily decades or more. compliant form represents a little over focused on doing business rather than on one per cent of the global economy. In religious lines. In the last 20 years or so, Malaysia, current estimates are close there have been some to-ings and fro-ings In fact, Islamic finance can be enjoyed by to 30 per cent. So long as the younger based on religious interpretations. The everyone and the social impact and risk generation or millennials, as they are situation now has become more stable sharing values may be enjoyed by all, too. better known, continue to support the as it is generally recognised that money values of the SDG, then Islamic finance and finance have no religion but do share Generally, the answer to how long it will continue to be a growth area. ethical and responsible values. took to establish Islamic finance in economically stable East Asian countries Alignment of values to sustainability, The reasons for the popularity of Islamic such as Korea, Japan and Taiwan can good stewardship and adherence to finance in non-Muslim markets can be be lengthy. Japan’s probably at the ‘do no harm values’ and coupled with varied. So, to put a finger on it, generally, forefront in both its understanding and risk sharing, transparency of business in my experience they revolve around two application of Islamic finance. Many transactions as well as a viable alternative main factors: Japanese financial institutions have to a debt based financial economy will Islamic subsidiaries operating in Malaysia, allow Islamic finance to flourish. This Firstly, is a recognition that Islamic Indonesia and the GCC (Saudi Arabia, is as long as education, research and the Finance can be good for business. An Kuwait, UAE, Qatar, Bahrain and Oman). associated awareness created is permitted example of that’ll be Brazil, which is the Korea and Taiwan are giving thought to to develop further. Only then will Islamic number one global supplier of halal food this. However, the prime driver is likely finance be thought of as a catalyst for to the Muslim world. Brazil has recognised to be the establishment of halal trade and inclusive growth. that it’s not just about halal the food but tourism which are both being recognised the financing of supply chain operations as significant growth markets in these Last words in accordance with shariah law. Asian countries. Malaysia has led the world in every aspect of Islamic finance for two decades or more. Secondly, it’s a growing recognition of the In fact, there are a few sectors where In education and research, INCEIF – the values of Islam and Islamic finance. Here, Islamic finance can comfortably play Global University of Islamic Finance – has it’ll be good to draw your attention to the a role in within these countries. Close led the way. It has produced more than close resemblance between the objectives links between the halal industry, halal 1,500 masters and PhD graduates from of the Maqasid al Shariah (objectives tourism, development of infrastructure, over 70 countries around the world. Also, of Islamic law) and the 17 UN Global SME financing and the growth of an asset it has secured a global ranking at number Sustainable Development Goals (SDG). management industry focused on the SDG 25 for applied research in economics, Indeed, of the USD169 trillion of invested will be the key growth areas as shared recognised by the RePEc (Research Papers assets in the world today, more than 40 values become more widely understood.
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