INDIAN OVERSEAS BANK BOKARO STEEL CITY BRANCH, BYE PASS ROAD CHAS, BOKARO – 827013, TEL N0-06542-234788 – 235044, E-Mail: Iob1246@Iob.In

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INDIAN OVERSEAS BANK BOKARO STEEL CITY BRANCH, BYE PASS ROAD CHAS, BOKARO – 827013, TEL N0-06542-234788 – 235044, E-Mail: Iob1246@Iob.In INDIAN OVERSEAS BANK BOKARO STEEL CITY BRANCH, BYE PASS ROAD CHAS, BOKARO – 827013, TEL N0-06542-234788 – 235044, E-Mail: iob1246@iob.in E-AUCTION SALE NOTICE SALE OF IMMOVABLE PROPERTY MORTGAGED TO THE BANK UNDER THE SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002 Whereas M/s. Sweta Textiles has borrowed monies from Indian Overseas Bank against the mortgage of the immovable properties more fully described in the schedule hereunder and on upon classification of the account as NPA, the Bank has issued a Demand notice under Section 13(2) of the SARFAESI Act, 2002 (Act) on 09.11.2018 calling upon the borrowers M/s Sweta Textiles, Proprietor & Mortgagor - Shri Kuldeep Kumar Saw & Guarantor - Sunita devi to pay the amount due to the Bank, being Rs. 8,83,930.93 (Rupees Eight Lakhs Eighty Three Thousand Nine Hundred Thirty and Nienty three Paise onlu) as on 31.10.2018 payable together with further interest at contractual rates and rests along with costs, charges etc till date of repayment within 60 days from the date of receipt of the said notice. Whereas the borrowers & guarantors having failed to pay the amount dues in full to the Bank as called for in the said demand notice, the Bank has taken possession of the secured assets more fully described in the schedule hereunder on 16.07.2019 under Section 13 (4) of the Act with the right to sell the same in “As is where is”, As is what is” and “Whatever there is” under Section13(4) of the Act read with Rules 8 &9 of the Security interest (Enforcement) Rules, 2002 for realization of Bank‟s dues. The dues to the bank as on the date of taking possession was intimated as Rs. 9,74,867.93 (Rupees Nine Lakhs Seventy Four Thousand Eight Hundred Sixty Seven and Ninety three Paise ) as on 16.07.2019 payable together with further interest at contractual rates and rests along with costs, charges etc since the date mentioned in the demand notice. The dues of the borrower as on 28.02.2021 is Rs.11,79,545.00 (Eleven Lakh Seventy Nine thousand Five hundred and Forty Five only) subsequent to the Bank issuing demand notice. The undersigned in exercise of the powers conferred under Sec 13(4) of the said Act proposes to realize the Bank’s dues by sale of the under mentioned properties. SCHEDULE OF PROPERTY (IES) (Complete description of the security along with boundaries to be given Description of Immovable Property All that part and parcel of the property consisting of Sale deed 3056 dt.16.06.2014 & Rectification Sale deed no 5747 dt. 09.10.2014, Mouza- Siyarda Khata No. 62, Plot No.261 ,Area 27 Decimal registration sub-district chas and District Bokaro Bounded On the North by : Proposed Road Page 1 of 6 On the South by : Rest Portion of his plot On the East by :Rest Portion of his plot On the West by :Rest Portion of his Plot Date and time of e-auction 31.03.2021 between -11:00 a.m to 3:00 p.m (time) with auto extension of 05 minutes each till sale is completed. Reserve Price Rs.13,33,500.00 Earnest Money Deposit Rs.1,33,350.00 Bid Multiplier Rs. 10,000/- (the amount in multiples of which the bid is to be increased) Inspection of property 18.03.2021 onwards between 11am to 4 pm. Starting date for submission of 18.03.2021 online application for BID with EMD Last date for submission of 26.03.2021 before 04:00 pm online application for BID with EMD Known Encumbrance if any To the best of knowledge and information of the Authorised Officer, there is no encumbrance on the properties. However, the intending bidders should make their own independent inquiries regarding the encumbrances, title of property & to inspect & satisfy themselves *Outstanding dues of Local Self Government (Property Tax, Waters sewerage, Electricity Bills etc) if any, shall be borne by the purchaser. *Bank’s dues have priority over the Statutory dues. Terms and conditions of e-auction 1. The Sale will be conducted by the undersigned through e-auction platform provided by the e-Auction service provider MSTC Ltd at the Website https://www.mstcecommerce.com on the date and time mentioned above. The intending Bidders/Purchasers are requested to register on portal https://www.mstcecommerce.com using their mobile number and email-id. Further, they are requested to upload requisite KYC documents. Once the KYC documents are verified by e-auction service provider (may take 2 working days), the intending Bidders/Purchasers have to transfer the EMD amount using online mode in his Global EMD Wallet well in advance before the auction time. Bidder registration, submission & verification of KYC documents and transfer of EMD in wallet must be completed well in advance at least two days before auction date. In case Auction purchaser submits the KYC documents within two days preceding the Auction date, Authorized officer / Bank / e- Auction service provider is having liberty to accept and complete the KYC verification & EMD amount. However in such event the Authorized officer / Bank / e- Auction service provider will not be held liable for any delay/failure for verification of KYC documents and failure to transfer EMD in wallet. The interested bidder will be able to bid on the date of e-auction only if the Page 2 of 6 Bidder’s Global Wallet have sufficient balance (>=EMD amount) as on the date and time of Auction. Bidders may give offers either for one or more properties. In case of offers for more than one property bidders will have to deposit EMD for each property. 2. Earnest Money Deposit (EMD) amount as mentioned above shall be paid online i.e. through NEFT after generation of Challan from (https:www.mstcecommerce.com) in bidders Global EMD Wallet. NEFT Challan will be valid for one transaction only. If multiple transactions are made, only first will be reconciled and other transaction(s) shall not be considered. NEFT transfer can be done from any Scheduled Commercial Bank. Only NEFT mode should be used for fund transfer. Use of any other payment mode would result in non-credit of EMD amount in the bidder's wallet. Payment of EMD by any other mode such as Cheques will not be accepted. The Earnest Money Deposited shall not bear any interest. For refund of EMD of the unsuccessful bidders, Bidder has to seek the refund online from e-Auction service provider by logging in https://www.mstcecommerce.com and by following procedure for refund given therein and only after seeking refund online, the refund will be made by the e- Auction service provider. EMD amount of the unsuccessful bidders will be returned without interest. 3. Platform (https:www.mstcecommerce.com) for e-Auction will be provided by Bank’s e Auction service provider MSTC Limited having its Registered office at 225- C, A.J.C. Bose Road, Kolkata-700020 (contact Phone & Toll free Numbers 033- 22901004, operation time of Help desk: 8:00 am to 8:00 pm). The intending Bidders/Purchasers are required to participate in the e-Auction process at e- Auction Service Provider’s website https://www.mstcecommerce.com/auctionhome/ibapi. The Sale Notice containing the General Terms and Conditions of Sale is available /published in the following websites/ web page portal www.iob.in and https://ibapi.in. The intending participants of e- auction may download free of cost, copies Terms & Conditions of e-auction, Help Manual on operational part of e-Auction related to this e-Auction from e-Bक्रय –IBAPI portal (https://www.ibapi.in). 4. The bid price to be submitted shall be equivalent or above the reserve price and during the e-auction bidders will be allowed to offer higher bid in inter-se bidding over and above the last bid quoted and by minimum increase in the bid amount given in the table to the last higher bid of the bidders. The property will not be sold below the reserve price set by the Authorized Officer. The bid quoted below the reserve price shall be rejected. The bidders shall increase their bids in multiplies of the amount specified in the public sale notice/Terms and condition of Sale. Unlimited extension of 10 Minutes time will be given in case of receipt of bid in last ten minutes. Ten minutes time will be allowed to bidders to quote successive higher bid and if no higher bid is offered by any bidder after the expiry of ten minutes to the last highest bid, the e-auction shall be closed. 5. Intending Bidders are advised to properly read the Sale Notice, Terms & conditions of e-auction, Help Manual on operational part of e-Auction and follow them strictly. Page 3 of 6 6. In case of any difficulty or assistance is required before or during e-Auction process they may contact authorized representative of our e-Auction Service Provider https://www.mstcecommerce.com, (direct link https://www.mstcecommerce.com/auctionhome/ibapi/index.jsp) contact details of which are available on the e-Auction portal. 7. After finalization of e-Auction by the Authorized Officer, successful bidder will be informed by our above referred service provider through SMS/ email. (on mobile no/ email address given by them/ registered with the service provider). However, the sale is subject to confirmation by the Secured Creditor. 8. The successful bidder shall have to deposit 25% (twenty five percent) of the bid amount, less EMD amount deposited, on the same day or not later than the next working day and the remaining 75% amount shall be paid within 15 days from the date of auction in the form of Banker's Cheque/ Demand Draft issued by a Scheduled Commercial Bank drawn in favor of Indian Overseas Bank, payable at Bokaro or through NEFT/RTGS in “IOB e-auction Account”, A/C no.
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