Effects of Non-Ionizing Electromagnetic Fields on Flora and Fauna, Part 1. Rising Ambient EMF Levels in the Environment
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China Insurance Sector
China / Hong Kong Industry Focus China Insurance Sector Refer to important disclosures at the end of this report DBS Group Research . Equity 1 Nov 2017 Multi-year value growth ahead HSI: 28,336 • Strong growth potential back by C-ROSS, favourable policy direction, and structural drivers ANALYST • Favourable asset/liability mismatch position Ken SHIH +852 2820 4920 [email protected] bodes well under a rising rate environment; China lifers’ book value is set to rise Keith TSANG CFA, +852 2971 1935 nd [email protected] • Impact from 2 phase of auto insurance pricing reform expected to be more severe; online insurers considered to be a disruptive force Recommendation & valuation • Initiating coverage on China Insurance sector. Top picks: China Taiping (966 HK), CPIC (2601 HK), and C losing Targe t FY17F Ping An (2318 HK). Top SELLs: PICC P&C (2328 HK), Stock Ticker Rating Price Price PB Yield ROE and China Re (1508 HK) (HKD) (HK D) (X) (%) (% ) Spotlight on value enhancement: We believe China’s low Ping A n - H 2318 H K BUY 68. 1 86. 0 2.4 1.5 17.8 insurance coverage, launch of China Risk-Oriented Solvency C hina Life - H 2628 H K BUY 25. 8 32. 0 1.9 1.8 9.6 System (C-ROSS), and policy guidance will continue to direct China Taiping 966 HK BUY 25.1 38.0 1.4 1.1 8.9 China life insurers to refocus on traditional life products and C hina Pacific - H 2601 HK BUY 37. 7 54. 0 2.0 2.8 11.1 value enhancement. -
Flaming Cliffs 3] Dcs
[FLAMING CLIFFS 3] DCS DCS: Flaming Cliffs 3 Eagle Dynamics i Flight Manual DCS [FLAMING CLIFFS 3] DCS: Flaming Cliffs 3 is the next evolution of the Flaming Cliffs series. Flaming Cliffs 3 updates both Lock On and Flaming Cliffs to include new features in modular structure DCS World. Flaming Cliffs 3 was designed to continue the Flaming Cliffs series as what we term a "mid-fidelity" flight simulation. General discussion forum: http://forums.eagle.ru ii [FLAMING CLIFFS 3] DCS Table of Contents AIRCRAFT INTRODUCTION ............................................................................................ 2 SU-27 FLANKER B ............................................................................................................... 2 SU-33 FLANKER D ............................................................................................................... 3 MIG-29A FULCRUM A & МIG-29S FULCRUM C ...................................................................... 4 F-15C ............................................................................................................................... 5 SU-25 FROGFOOT ............................................................................................................... 6 SU-25Т FROGFOOT ............................................................................................................. 7 A-10A .............................................................................................................................. 8 GAME AVIONICS MODE ............................................................................................. -
CUGN Academic Catalog Contains Current Information Regarding the Academic Calendar, Admissions, Degree Requirements, Fees, Regulations, and Course Offerings
2012 ACADEMIC CATALOG CHRISTIAN UNIVERSITY GLOBALNET 2013-14 ACADEMIC CATALOG www.cugn.org Table of Contents Introduction . 3 Academic Policies . .60 Welcome . 4 Drop/Add Procedures . 60 From the President . .. 4 Appeals Process . 60 From the Academic Dean . 5 Honesty/Cheating/Plagiarism . 61 Contacting Us . 6 Student IDs . 61 About CUGN . 7 Bible Competency Exam and Advanced Placement . 61 History . 7 Repeating a Course . 62 Academic Programs . 7 GPA Scale . .. 62 What We Believe . 8 Pass-Fail and Course Validation in Core 1 . 62 Endorsements and Testimonials . 9 Special Student Needs/Accommodations . 63 General Endorsements . 9 CUGN Email Account/Google Docs . 63 Faculty Endorsements . 10 Incompletes . 63 Mission and Vision . .11 Extensions . 63 Academic Calendar / Enrollment Deadlines . 12 Academic Probation . 64 2013 . 12 Dismissal . .. 64 2014 . 13 Transfer Credit . 64 2015 . 14 Part-time, Full-time, Noncredit Students . 65 Curriculum Description . .15 Discussion Forum Guidelines . 65 Summary Chart of Program Requirements . 16 Requirements for Success . 66 M.A.R. Thesis-Project . 19 Tutorials and Learning Management System (LMS) . 66 M.A.R. Concentrations . .20 Bible Competency Exam . 66 Choosing Your M .A .R . Concentration . 20 English Proficiency . 66 Master of Arts in Ministry Studies (accredited) . 23 Computer/Internet/Software Requirements . 66 Certificate Programs . 24 Student Records . 67 Transfer Credit Courses . 26 Mentor Requirements . 67 Course Lists Per Semester . 27 Graduation Procedures . .67 Undergraduate Degree Options . 30 Online Library / Resources . 67 Course Descriptions . 32 Tuition and Financial Aid . 68 Old Testament . 33 Tuition Costs . 68 New Testament . 37 Tuition Payments . 68 Systematic Theology . 41 Refunds . 68 Church History . 42 Financial Assistance . -
Is Their New Flight Simulator Package Set for Release in 2020 for Both PC and Xbox
New M Announced by Microsoft at Electronic Entertainment Expo 2019 (E3 2019) is their new flight simulator package set for release in 2020 for both PC and Xbox. We weren't expecting this announcement - given the history of Microsoft's attempts to revise its historic Microsoft Flight Simulator package (aka Microsoft Flight). This is a developing story so be sure to bookmark this page - it will be updated regularly with more information as and when it becomes available. The announcement was made via a YouTube video previewing the new sim. At first, we thought it was a hoax (like our 2014 April fools joke) however the video was verified and had been released on Microsoft's official Xbox YouTube channel. You can jump to the individual sections of this article using the links below: Official Release o Release Date o Official Pre-Order Launch Trailer Video o Editions, Pricing & Airports/Aircraft Included COVID-19 (Coronavirus) Delays X019 Update FSX Beta Global Preview Event Analysis FAQ SDK The Announcement Our Analysis What About Those Add-ons? The Next Generation Of Flight Simulation, “For You, With You!” August 8th Update: Development & Control of Flight Simulator X Insider Launch Videos o Discovery Series . World . Weather . Aerodynamics . Cockpits . Soundscape . Airports . Multiplayer Screenshots What do You Think? Release of Microsoft Flight Simulator NEW Posted 14th July 2020 Finally, after all the waiting, Microsoft Flight Simulator is set to be released on the 18th August 2020 courtesy of Xbox Game Studios and Asobo Studio. The release will be available for PC as well as Xbox Game Pass for PC (Beta). -
Assessing Payments Systems in Latin America
Assessing payments systems in Latin America An Economist Intelligence Unit white paper sponsored by Visa International Assessing payments systems in Latin America Preface Assessing payments systems in Latin America is an Economist Intelligence Unit white paper, sponsored by Visa International. ● The Economist Intelligence Unit bears sole responsibility for the content of this report. The Economist Intelligence Unit’s editorial team gathered the data, conducted the interviews and wrote the report. The author of the report is Ken Waldie. The findings and views expressed in this report do not necessarily reflect the views of the sponsor. ● Our research drew on a wide range of published sources, both government and private sector. In addition, we conducted in-depth interviews with government officials and senior executives at a number of financial services companies in Latin America. Our thanks are due to all the interviewees for their time and insights. May 2005 © The Economist Intelligence Unit 2005 1 Assessing payments systems in Latin America Contents Executive summary 4 Brazil 17 The financial sector 17 Electronic payments systems 7 Governing institutions 17 Electronic payment products 7 Banks 17 Conventional payment cards 8 Clearinghouse systems 18 Smart cards 8 Electronic payment products 18 Stored value cards 9 Credit cards 18 Internet-based Payments 9 Debit cards 18 Payment systems infrastructure 9 Smart cards and pre-paid cards 19 Clearinghouse systems 9 Direct credits and debits 19 Card networks 10 Strengths and opportunities 19 -
42Db806284f0469eb175c7556318039c Aalves
http://www.skymem.com/xdoc/document-2015-3-3t05-02-02-3131z- 42db806284f0469eb175c7556318039c [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] -
Tendencias En Medios De Pago 2015
Informe Tecnocom sobre TENDENCIAS EN MEDIOS DE PAGO 2015 Con la colaboración de Tecnocom es una multinacional española que cotiza en la Bolsa de Madrid desde 1987. En 2006, Tecnocom inició un proceso corporativo de expansión con el objetivo de llegar a ser líder en el mercado de la tecnología de la información español. Tecnocom es una de las cinco primeras empresas del sector de la tecnología de la información en España (alrededor de 400 millones de euros de ingresos) con una amplia experiencia en operaciones de elevado nivel tecnológico, como medios de pago bancarios o sistemas de automatización. Su presencia regional incluye España, Portugal, Estados Unidos y América Latina (Brasil, Chile, Colombia, Costa Rica, México, Perú y República Dominicana). Copyright © 2015 Telecomunicaciones y Energía, S.A. Todos los derechos reservados Tecnocom y su logo son marcas registradas por Telecomunicaciones y Energía, S.A. Diseño gráfico/maquetación: www.gcarrousel.com Informe Tecnocom sobre TENDENCIAS EN MEDIOS DE PAGO 2015 Informe Tecnocom sobre TENDENCIAS EN MEDIOS DE PAGO 2015 PRÓLOGOS / Tengo el gusto de presentarles la quinta edición del Informe NFC. Aunque todavía no existía una oferta concreta, ya se Tecnocom de Medios de Pago. Un año más hemos intenta- intuía una amenaza incierta proveniente de nuevos entran- do analizar las principales tendencias de los diferentes mer- tes digitales. Años después hemos podido comprobar que cados que cubrimos, con nuevos capítulos que pensamos empresas como Apple, Google o Samsung están irrumpien- ayudan a mantener el espíritu innovador con el que elabo- do con fuerza en el mundo de los pagos móviles, aunque ramos este documento. -
DCS F-15C EAGLE Flight Manual
[F-15C] DCS DCS F-15C EAGLE BELSIMTEK 1 Flight Manual [F-15C] DCS F-15C: DCS Flaming Cliffs is the module of F-15C aircraft for DCS World. ©2014 OOO "BelSimTek" General discussion forum: http://forums.eagle.ru BELSIMTEK 2 [F-15C] DCS TABLE OF CONTENTS F-15C INTRODUCTION ................................................................................................... 7 F-15 HISTORY ................................................................................................................ 9 ORIGINS ......................................................................................................................... 9 FURTHER DEVELOPMENTS .......................................................................................... 16 MULTISTAGE IMPROVEMENT PROGRAM ................................................................... 21 F-15S ENTER SERVICE ................................................................................................... 22 F-15S IN COMBAT ......................................................................................................... 23 GAME AVIONICS MODE .............................................................................................. 29 NAVIGATION MODE .......................................................................................................... 30 AIR TO AIR MODE ............................................................................................................. 31 F-15C COCKPIT INSTRUMENTS ................................................................................... -
Year Book 2016-17
Government of Pakistan Cabinet Secretariat Cabinet Division Year Book 2016-17 Published by: Cabinet Division, Government of Pakistan Compiled & Edited by: Samina Asghar, Assistant Director (ND-Wing), Cabinet Division. FOREWORD Rule 25 of the Rules of Business 1973 requires every Division of the Federal Government to prepare a Year Book on its activities and achievements during the year. The Year Book is prepared for information of the Cabinet as well as general public. The annual publication of this Year Book is also a recognition of the public’s right to information. In compliance with its responsibility under the Rules, the Cabinet Division has prepared its Year Book for the year 2016-17. The objective of this book is to keep the public informed on the important activities undertaken by the Cabinet Division and the organizations/bodies/departments under its administrative control. It is hoped that this publication will serve as a useful reference book for the public, scholars and researchers. Suhail Aamir Cabinet Secretary Islamabad, May, 2018 (i) (ii) TABLE OF CONTENTS Sr. Contents Pages No. 1. Organizational Chart of the Cabinet Division 3 2. Functions of the Cabinet Division 4-6 Activities during 2016-17 3. Cabinet Wing 9-11 4. Cabinet Committees Wing 12-13 5. Administration Wing 14-18 6. Military Wing 19-20 7. Awards Wing 21-23 8. Finance & Accounts Wing 24-25 9. Documentation/Devolution Wing 26-33 10. Organizations Wing 34-71 Pakistan Chairs Abroad 35-37 Health Wing 38-49 Central Pool of Cars 50-51 National Archives of Pakistan 52-64 National College of Arts and Design 65-68 Printing Corporation of Pakistan 69-70 Department of Stationery & Forms 71 11. -
Games of Empire Electronic Mediations Katherine Hayles, Mark Poster, and Samuel Weber, Series Editors
Games of Empire Electronic Mediations Katherine Hayles, Mark Poster, and Samuel Weber, Series Editors 29 Games of Empire: Global Capitalism and Video Games Nick Dyer- Witheford and Greig de Peuter 28 Tactical Media Rita Raley 27 Reticulations: Jean-Luc Nancy and the Networks of the Political Philip Armstrong 26 Digital Baroque: New Media Art and Cinematic Folds Timothy Murray 25 Ex- foliations: Reading Machines and the Upgrade Path Terry Harpold 24 Digitize This Book! The Politics of New Media, or Why We Need Open Access Now Gary Hall 23 Digitizing Race: Visual Cultures of the Internet Lisa Nakamura 22 Small Tech: The Culture of Digital Tools Byron Hawk, David M. Rieder, and Ollie Oviedo, Editors 21 The Exploit: A Theory of Networks Alexander R. Galloway and Eugene Thacker 20 Database Aesthetics: Art in the Age of Information Overfl ow Victoria Vesna, Editor 19 Cyberspaces of Everyday Life Mark Nunes 18 Gaming: Essays on Algorithmic Culture Alexander R. Galloway 17 Avatars of Story Marie-Laure Ryan 16 Wireless Writing in the Age of Marconi Timothy C. Campbell 15 Electronic Monuments Gregory L. Ulmer 14 Lara Croft: Cyber Heroine Astrid Deuber- Mankowsky 13 The Souls of Cyberfolk: Posthumanism as Vernacular Theory Thomas Foster 12 Déjà Vu: Aberrations of Cultural Memory Peter Krapp 11 Biomedia Eugene Thacker 10 Avatar Bodies: A Tantra for Posthumanism Ann Weinstone 9 Connected, or What It Means to Live in the Network Society Steven Shaviro 8 Cognitive Fictions Joseph Tabbi 7 Cybering Democracy: Public Space and the Internet Diana Saco 6 Writings Vilém Flusser 5 Bodies in Technology Don Ihde 4 Cyberculture Pierre Lévy 3 What’s the Matter with the Internet? Mark Poster 2 High Techne¯: Art and Technology from the Machine Aesthetic to the Posthuman R. -
The Gulf and the Challenge of Missile Defense
1616 Rhode Island Avenue NW Washington, DC 20036 Anthony H. Cordesman Phone: 1.202.775.3270 Email: [email protected] Web version: The Gulf and the Challenge www.csis.org/burke/reports of Missile Defense Working draft, Please send comments Net Assessment Indicators and suggested additions to [email protected] Anthony H. Cordesman [email protected] February 26, 2019 Burke Chair Photo: ARASH KHAMOUSHI/AFP/ Getty Images In Strategy Iran and the Need for Missile Defense in the Gulf: Key Net Assessment Indicators Anthony H. Cordesman U.S. defense planners have been examining the need to create effective missile defenses in the Gulf since at least Iraq’s first use of ballistic missiles against Iran during the Iran-Iraq War in the mid-1980s. Actual progress, however, has been slow and has taken place on a country-by-country basis rather than a part of an integrated effort to create effective regional defenses. Israel has developed effective layered missile and rocket defenses for itself, but the defenses of our Arab strategic partners consist largely of limited coverage by dual capable Patriot missile and air defense systems and surface-to-air missiles that provide some coverage against cruises missiles, UCAVs, and drones. Meanwhile, Iraq, Oman, and Bahrain do not have a Patriot missile system. The United States has deployed Aegis cruisers in the past on a contingency basis and has now deployed THAAD missile defenses to the region. Qatar, Saudi Arabia, and the UAE have also bought THADD systems. As yet, however, there are no clear plans to provide an integrated missile defense system for the region, and the deep divisions between Arab strategic partners make it impossible to develop even integrated air defenses. -
Developments in Banking and Financial Law: 2005
DEVELOPMENTS IN BANKING AND FINANCIAL LAW: 2005 I. BUSINESS BANKRUPTCIES........................................2 II. AIRLINE BANKRUPTCIES.........................................11 III. HEDGE FUND INDUSTRY .........................................21 IV. SARBANES-OXLEY ACT ...........................................32 V. GRAMM-LEACH-BLILEY ACT .................................42 VI. BASEL II........................................................................50 VII. DOMESTIC MERGERS & ACQUISITIONS...............71 VIII. INTERNATIONAL MERGERS & ACQUISITIONS...81 IX. NYSE MERGER AND IPO...........................................90 X. WAL-MART’S INDUSTRIAL LOAN COMPANY...101 XI. CONSUMER PRIVACY LAW ...................................109 XII. SECURITY WITH ONLINE BANKING....................118 XIII. COMBATING IDENTITY THEFT.............................127 XIV. ANTI-MONEY LAUNDERING .................................137 XV. GSE FRAUD................................................................146 XVI. DOMESTIC AND INTERNATIONAL TAXATION .155 XVII. KETRA: TAX RELIEF & HURRICANE KATRINA.166 XVIII. SECURITIES OFFERING REFORM .........................175 XIX. SOFT DOLLAR PRACTICES.....................................184 XX. INSIDER TRADING ...................................................195 XXI. ANTIFRAUD...............................................................205 XXII. FDIC.............................................................................215 XXIII. CORPORATE GOVERNANCE..................................224 2 ANNUAL REVIEW