W&M ScholarWorks Dissertations, Theses, and Masters Projects Theses, Dissertations, & Master Projects 2008 Plastic Capital: Wilmington, Delaware and the Deregulation of Consumer Credit Carolee Anne Klimchock College of William & Mary - Arts & Sciences Follow this and additional works at: https://scholarworks.wm.edu/etd Part of the American Studies Commons, and the Economic History Commons Recommended Citation Klimchock, Carolee Anne, "Plastic Capital: Wilmington, Delaware and the Deregulation of Consumer Credit" (2008). Dissertations, Theses, and Masters Projects. Paper 1539626545. https://dx.doi.org/doi:10.21220/s2-s3d9-ny48 This Thesis is brought to you for free and open access by the Theses, Dissertations, & Master Projects at W&M ScholarWorks. It has been accepted for inclusion in Dissertations, Theses, and Masters Projects by an authorized administrator of W&M ScholarWorks. For more information, please contact
[email protected]. Plastic Capital: Wilmington, Delaware and the Deregulation of Consumer Credit Carolee Anne Klimchock Brooklyn, New York Bachelor of Arts, Smith College, 1998 A Thesis presented to the Graduate Faculty of the College of William and Mary in Candidacy for the Degree of Master of Arts American Studies Program The College of Wiliiam and Mary August, 2008 APPROVAL SHEET This thesis is submitted in partial fulfillment of the requirements for the degree of Master of Arts Carolee Klimchock Approved by the Committee, May 2008 Arthur L. Knight III 7 John Blair Gamber ABSTRACT PAGE Wilmington, Delaware is today the site of the majority of credit card company headquarters in the country. A Supreme Court case in 1978 enabled banks to "export" the interest rate of the state in which the bank was located to customers nationwide.