AMMB Holdings Berhad (223035-V) | Annual Report 2016

Calendar Of Events: Business Activities

June 2015 > Uji Sherina Abdullah was appointed as the new Chief Human Resource Officer of AmBank Group effective 1 June 2015.

From left to right: Mohd Zamree Mohd Ishak, President and > Voon Seng Chuan was announced as the new Chief Executive Officer, Credit Guarantee Corporation; Dato’ Agil Independent Non-Executive Director and member of Natt, Chairman, Credit Guarantee the Board of AMMB Holdings Berhad on 18 June 2015. Corporation; Tan Sri Azman Hashim, Chairman, AmBank Group and Pushpa Rajadurai, Acting Chief > AmInvestment Bank swept the Best Corporate Sukuk, Executive Officer, AmInvestment Bank, AmBank Group at the Best Bank Capital Sukuk and the Best REIT Sukuk signing of the Portfolio Guarantee awards on 8 June 2015 at The Asset Triple A Islamic agreement between AmBank (M) Berhad and Credit Guarantee Finance Awards 2015 luncheon in . Corporation Malaysia Berhad (“CGC”) on Friday, 24 April 2015. > AmI nvest was named Malaysia’s Best Islamic Asset Management House of the Year at The Asset’s April 2015 Triple A Islamic Finance Awards 2015 held in Kuala > AmBank signed a Portfolio Guarantee agreement Lumpur on 8 June 2015. with Credit Guarantee Corporation Malaysia Berhad (“CGC”) on 24 April 2015 to further enhance > AmBank participated in the 44th anniversary Small Medium Enterprise (“SME”) financing in celebration dinner of the and Province Malaysia. Through this partnership, both CGC and Wellesley Used Cars Autocycle Dealers and Motor AmBank have committed to extend RM300 million Financiers Association on 20 June 2015, which was of financing to five main sectors namely wholesale held in conjunction with the Federation and Credit and retail trade, manufacturing, education, Companies Association of Malaysia (FMCCAM) healthcare, construction and resources. 37th Annual Delegates Conference.

> Eqhwan Mokhzanee Muhammad was appointed July 2015 as the new Chief Executive Officer of AmBank > AmI nvest was named Malaysia’s Best Investment Islamic Berhad effective 1 April 2015. Management Company for the fourth consecutive time at the World Finance Investment Management May 2015 Awards 2015 on 7 July 2015, making it the only > Mohamad Salihuddin Ahmad was appointed as investment management company in the history the new Chief Executive Officer of AmMetLife of the Awards worldwide to have received and Takaful Berhad effective 14 May 2015. maintained such high standards.

> The first ever Employee Engagement Expo was held > AmBank donated a total proceeds of RM8,000 on 19 and 20 May 2015 at Menara AmBank. The two- from the WAH Appreciation Week to charity body day expo was created to promote awareness on Rumah Victory on 7 July 2015. WAH, which stands departmental functions and to increase employee for Warm & Caring, Approachable & Attentive, engagement amongst AmBank Group staff. Helpful & Able, was developed to train AmBank service leaders and staff to portray the WAH Service Persona.

LEFT From left to right: Eqhwan Mokhzanee, Chief Executive Officer, AmBank Islamic Berhad and Datuk Mohamed Azmi Mahmood, Deputy Group Chief Executive Officer, AmBank Group at The Asset Triple A Islamic Finance Awards 2015 luncheon held on Monday, 8 June 2015 at a hotel in Kuala Lumpur.

RIGHT From left to right: Datin Maznah Mahbob, Chief Executive Officer, AmInvest receiving the award for ‘Malaysia’s Best Islamic Asset Management House of the Year’ from Chito Santiago, Managing Editor, The Asset at the award ceremony held in Kuala Lumpur on Monday, 8 June 2015.

118 > AmBank won the Website of The Year- Malaysia award for its Retail Banking website, ambank.com.my, at the 2015 Asian Banking and Finance Retail Banking Awards held on 8 July 2015.

August 2015 > On 10 August 2015, AmMetLife launched its latest product, ProtectSecure Prime, a whole life plan with a guaranteed premium from as low as RM150 per month.

> AmBank Group held its Hari Raya Open House for clients, guests and members of the media at The > The Small Business Banking (SBB) team at Northern Tan Sri Azman Hashim (left with Majestic Hotel, Kuala Lumpur on 5 August 2015. gong) launching Southern Region More than 1,200 guests attended the event. Region 2 and AmBank Taiping Branch organised Family Day on Saturday, 22 August an SBB Partnership Talk on 15 September 2015. 2015 accompanied by Michael Tan, Organising Chairman (right > AmBank Group organised the Southern Region Approximately 90 SME members from the North with gong). Looking on are Senior Chinese Chamber of Commerce and Industry Management from AmBank Group Family Day gathering attended by 2,600 staff and also, management from and their family members at Lotus Desaru Beach (NPCCCI) attended the talk. AmBank . Resort, Kota Tinggi, Johor, on 22 August 2015. Southern Region comprises the states of Johor, > AmBank completed its first PIN & PAY transaction Melaka and . on 14 September 2015 to be amongst the first banks in Malaysia to deploy Personal Identification > AmBank and Kelab AmBank Group (“KAG”) gave Number (PIN) enabled cards that are compliant Raya hampers and duit Raya to 60 children and with global Europay, MasterCard and Visa (EMV) teenagers from Yayasan Bandaraya standards. on 13 August 2015. In line with the festive month, AmBank also donated daily goods to Pertubuhan > TRUE by AmBank awarded a total of RM150,000 to Kebajikan Baitul Maghfirah and Raudhatul Maryam. 20 young professionals who submitted their ideas and aspirations to the TRUE Potential Campaign. The winners were celebrated in an event held in September 2015 Bangunan AmBank Group on 25 September 2015. > For the fourth consecutive year, AmBank Group was once again named as Best FX Bank for > AmBank Group was the main sponsor for the ninth Corporates and Financial Institutions in Malaysia Art Expo Malaysia Plus 2015, which was held from at the Ninth Annual Alpha Southeast Asia 10 to 13 September 2015 in Matrade Convention Best Financial Institution Awards 2015 on Centre (MECC). 8 September 2015. > AmBank received the Order of Excellence award > AmI nvest launched the Advantage Global Equity for Best Social Media or Word of Mouth Campaign Volatility Focused fund, which aims to provide for its #LifeGetsFun Instagram campaign at the long-term total returns by investing in a portfolio 2015 Promotion Marketing Awards of Asia (PMAA) of global equities. Dragons of Malaysia Awards. > AmI nvestment Services Berhad, the unit trust and funds management business of AmInvest brand, is now known as AmFunds Management Berhad effective 10 September 2015.

> AmGeneral Insurance Berhad launched its new AmDrive Plus policy on 3 September 2015. This protection plan provides coverage against Jamzidi Khalid, Executive Vice President, Markets Division, accidents as well as 24-hour vehicle breakdown AmBank Group (right) receiving the assistance and towing services within Malaysia. Best FX Bank for Corporates and Financial Institutions in Malaysia award from Siddiq Bazarwala, Publisher, Alpha Southeast Asia on Tuesday, 8 September, 2015.

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> T he Institute of Chartered Accountants in England and Wales (ICAEW) honoured AmBank Group’s Internal Audit Department at the ICAEW Annual Dinner 2015 on 6 November 2015. AmBank Group is the approved Authorised Training Employer (ATE) for the ACA learning and professional development programme.

> T an Sri Azman Hashim officially unveiled the Azman Hashim USM Sports Arena at Universiti Sains Malaysia (USM) in Pulau Pinang on 25 November 2015.

> AmGeneral Insurance Berhad signed a Memorandum of Understanding (“MoU”) with Universiti Kebangsaan Malaysia (“UKM”) on 23 November 2015 to sponsor four actuarial science final year students from UKM’s School of ABOVE Seohan Soo, Executive Vice President, Capital Markets Group, Mathematical Sciences. AmBank Group accepted the awards on behalf of AmInvestment Bank at The Asset Triple A Asia Infrastructure > AmBank Group started its annual Back To Awards Ceremony in Hong Kong. School Charity Programme in Subang, , BELOW Tan Sri Azman Hashim on 30 November 2015 for 110 children and performing the ground breaking youths comprising 58 boys and 52 girls, aged ceremony for the Azman Hashim Universiti Malaysia Sabah (UMS) three to 16 years old from four charity homes Gallery project in Kota Kinabalu, around Klang Valley. Sabah on Wednesday, 7 October 2015. > AmBank Group demonstrated the spirit of October 2015 camaraderie and harmony amongst Malaysians > AmInvestment Bank Berhad was awarded the with its colourful Deepavali celebrations held on coveted Project Finance Bank of the Year (Malaysia), 3 November 2015 at the foyer of AmBank Group, Oil and Gas Deal of The Year, Project Finance Deal Jalan Raja Chulan in Kuala Lumpur, and 11 other of The Year/Best Oil and Gas Deal (Malaysia) and locations. Omapodi, palkova, a traditional Indian Best Transport Deal (Malaysia) awards at The Asset milk dessert as well as muruku were distributed to Triple A Asia Infrastructure Awards 2015, which customers and employees. was held on 30 October 2015 in Hong Kong.

> AmBank Group was the main sponsor for the December 2015 Golden Eagle Award 2015 ceremony on 16 October > AmInvest was awarded with the title of Malaysia’s 2015, with 138 winners honoured that night. Most Outstanding Islamic Fund Manager at the 12th Kuala Lumpur Islamic Finance Forum Awards > AmBank Group was the official bank for the Sixth Ceremony held on 1 December 2015. OIC Muslim World Biz Business and Investment Zone Exhibition and Conference 2015, which was > AmMetLife launched the EduCare Club on held from 27 to 30 October 2015 at Putra World 6 December 2015, an exclusive membership circle Trade Centre, Kuala Lumpur. for Malaysian parents wanting the best for their children. > The Malaysia Australia Business Council (MABC) held its annual gala dinner on 2 October 2015 at > T an Sri Azman Hashim presented the Azman Hilton Kuala Lumpur where AmBank Group came Hashim-IIUM Ummatic Scholarship to 10 on board as the platinum sponsor. undergraduate students of International Islamic University Malaysia (IIUM) at a ceremony held > T an Sri Azman Hashim, Chairman, AmBank Group, on 15 December 2015 at Azman Hashim Complex attended the ground-breaking ceremony for in IIUM. Azman Hashim UMS Gallery on 7 October 2015 at the Universiti Malaysia Sabah (UMS) campus in January 2016 Kota Kinabalu, Sabah. > AmMetLife and AmMetLife Takaful held a launching ceremony to commemorate the November 2015 relocation of the companies’ Head Office from > Dato’ Sulaiman Mohd Tahir took the helm as Menara AmMetLife in Jalan Lumut to Menara 1 Group Chief Executive Officer of AMMB Holdings Sentrum in Jalan Tun Sambathan, Kuala Lumpur and Chief Executive Officer of AmBank on on 11 January 2016. 23 November 2015.

120 Tan Sri Azman Hashim (sixth from left), Prof Dr Torla Haji Hassan, Deputy Rector of Academic and Planning, IIUM (seventh from left) and the recipients of the third batch of the Azman Hashim-IIUM Ummatic Scholarship posing for a group photo after the presentation ceremony at Dewan Zabedah, Azman Hashim Complex on Tuesday, 15 December 2015.

March 2016 syndicated Islamic Financing Facility of up to > F aradina Ghouse was appointed as the Group Chief RM500 million. AmInvestment Bank is part of the Compliance Officer of AmBank Group effective Joint Mandated Lead Arrangers for the syndicated 15 March 2016. facility for the leading property developer.

> Three of AmInvest’s unit trust funds were honoured > AmBank Group, in collaboration with Malaysian for providing consistent strong risk adjusted Australian Business Council, held a Networking returns relative to peers at The Edge | Thomson Evening and Talk event at Hilton Kuala Lumpur Reuters Lipper Fund Awards 2016 on 7 March 2016. on 31 March 2016. The talk focused on the topic The funds were AmDynamic Bond, AmCumulative “What do Bankers Look for in a Business Loan?” and Growth and AmASEAN Equity. was presented by Wong Yoke Kim, Vice President, Wholesale Banking Coverage, AmBank Group. > The Global Markets and Transaction Banking team conducted an intensive two-day Foreign Exchange > The Minority Shareholder Watchdog Group Administration (FEA) and Foreign Exchange (FX) (MSWG) and Institutional Investor Council held its training for over 80 staff from 25 branches. Governance Week 2016 conference from 30 March until 1 April 2016. AmBank Group came on board > AmGeneral Insurance launched its exclusive as the silver sponsor for the three-day event and AutoGen Club on 30 March 2016 that recognises Dato’ Sulaiman Mohd Tahir was a panelist for the the support and contribution of their loyal CEO session themed “Corporate Governance in partners, with benefits which include Fast Claims GLCs and Financial Institutions”. Services and Enhanced Motor Underwriting Guide to meet the needs of their partners and customers. > AmI nvestment Bank was the Principal Adviser, Joint Underwriter and Joint Placement Agent for > Malaysia’s first and only bond Exchange Traded Pecca Group Berhad’s Initial Public Offering (IPO), Fund (ETF), ABF Malaysia Bond Index Fund (ABF held on 29 March 2016. Malaysia), doubled its approved fund size from 1.0 billion to 2.25 billion units within just two months > AmBank Islamic continuously provide superior due to overwhelming interest from investors. customer experience with the appointment of 175 AmBank Group Islamic Banking Champions > AmBank Islamic has inked a financing agreement across all branches. With these appointments, each with UDA Holdings Berhad along with four other branch will now have a dedicated consultant on financial institutions on 30 March 2016 for a Islamic banking facilities offered by the bank.

From left to right: Datuk Ahmad Abu Bakar, Group Managing Director, UDA Holdings Berhad; General Tan Sri Yaacob bin Mohd Zain (R), Chairman, Non-Independent Non-Executive Director, Affin Hwang Capital; Dato’ Dr Mohd Shafei Abdullah, Chairman, UDA Holdings Berhad; Maimoonah Hussain, Managing Director, Investment Banking, Affin Hwang Capital; Seohan Soo, Executive Vice President, Capital Markets Group, AmBank Group; Dato’ Sulaiman Mohd Tahir, Group Chief Executive Officer, AmBank Group; Datuk Wan Azhar Wan Ahmad, Independent Non-Executive Director, Bank Pembangunan Malaysia Berhad and Eqhwan Mokhzanee, Chief Executive Officer, AmBank Islamic Berhad during the signing ceremony on Wednesday, 30 March 2016.

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