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Micare Panel Gp List (Aso) for (October 2020) No
MICARE PANEL GP LIST (ASO) FOR (OCTOBER 2020) NO. STATE TOWN CLINIC ID CLINIC NAME ADDRESS TEL OPERATING HOURS REGION : CENTRAL 1 KUALA LUMPUR JALAN SULTAN EWIKCDK KLINIK CHIN (DATARAN KEWANGAN DARUL GROUND FLOOR, DATARAN KEWANGAN DARUL TAKAFUL, NO. 4, 03-22736349 (MON-FRI): 7.45AM-4.30PM (SAT-SUN & PH): CLOSED SULAIMAN TAKAFUL) JALAN SULTAN SULAIMAN, 50000 KUALA LUMPUR 2 KUALA LUMPUR JALAN TUN TAN EWGKIMED KLINIK INTER-MED (JALAN TUN TAN SIEW SIN, KL) NO. 43, JALAN TUN TAN SIEW SIN, 50050 KUALA LUMPUR 03-20722087 (MON-FRI): 8.00AM-8.30PM (SAT): 8.30AM-7.00PM (SUN/PH): 9.00AM-1.00PM SIEW SIN 3 KUALA LUMPUR WISMA MARAN EWGKPMP KLINIK PEMBANGUNAN (WISMA MARAN) 4TH FLOOR, WISMA MARAN, NO. 28, MEDAN PASAR, 50050 KUALA 03-20222988 (MON-FRI): 9.00AM-5.00PM (SAT-SUN & PH): CLOSED LUMPUR 4 KUALA LUMPUR MEDAN PASAR EWGCDWM DRS. TONG, LEOW, CHIAM & PARTNERS (CHONG SUITE 7.02, 7TH FLOOR WISMA MARAN, NO. 28, MEDAN PASAR, 03-20721408 (MON-FRI): 8.30AM-1.00PM / 2.00PM-4.45PM (SAT): 8.30PM-12.45PM (SUN & PH): DISPENSARY)(WISMA MARAN) 50050 KUALA LUMPUR CLOSED 5 KUALA LUMPUR MEDAN PASAR EWGMAAPG KLINIK MEDICAL ASSOCIATES (LEBUH AMPANG) NO. 22, 3RD FLOOR, MEDAN PASAR, 50050 KUALA LUMPUR 03-20703585 (MON-FRI): 8.30AM-5.00PM (SAT-SUN & PH): CLOSED 6 KUALA LUMPUR MEDAN PASAR EWGKYONGA KLINIK YONG (MEDAN PASAR) 2ND FLOOR, WISMA MARAN, NO. 28, MEDAN PASAR, 50050 KUALA 03-20720808 (MON-FRI): 9.00AM-1.00PM / 2.00PM-5.00PM (SAT): 9.00AM-1.00PM (SUN & PH): LUMPUR CLOSED 7 KUALA LUMPUR JALAN TUN PERAK EWPISRP POLIKLINIK SRI PRIMA (JALAN TUN PERAK) NO. -
Pengumuman Trafik Makluman Terkini Pelan Pengurusan Trafik Untuk Pembinaan Mrt Ssp Sepanjang Bandar Sri Damansara, Prima Damansara & Damansara Damai
PENGUMUMAN TRAFIK MAKLUMAN TERKINI PELAN PENGURUSAN TRAFIK UNTUK PEMBINAAN MRT SSP SEPANJANG BANDAR SRI DAMANSARA, PRIMA DAMANSARA & DAMANSARA DAMAI 11 APRIL 2019 1. LANJUTAN PENUTUPAN LORONG DI SEPANJANG JALAN CEMPAKA, BANDAR SRI DAMANSARA Tarikh 13 April 2019 – 04 Julai 2019 Masa 24 jam Jangka masa 3 bulan Menjalankan kerja-kerja pengalihan utiliti, pembinaan tiang MRT dan sebarang Tujuan kerja berkaitan pembinaan MRT Untuk makluman, penutupan satu (1) lorong secara berkala di Jalan Cempaka akan dilanjutkan dari 13 April 2019 sehingga 04 Julai 2019. Tempoh masa untuk kerja-kerja adalah 24 jam selama 3 bulan. Penutupan ini adalah sepanjang 300 meter secara berperingkat. Semasa penutupan lorong, satu (1) lorong akan dibuka pada setiap masa. Pemandu akan dilencongkan ke jalan bertentangan menggunakan kaedah “BERHENTI” dan “JALAN” (seperti yang ditunjukkan anak panah HIJAU dalam peta). Pengguna jalan raya dinasihatkan untuk mematuhi arahan papan tanda trafik dan pengawal bendera yang bertugas. Untuk maklumat lanjut, sila rujuk peta. …………………………………………………………………………………………………………………………………………………………… 1. CONTINUATION OF LANE CLOSURE ALONG JALAN CEMPAKA, BANDAR SRI DAMANSARA Date 13 April 2019 – 04 July 2019 Time 24 hours Duration 3 months Reason To facilitate utilities relocation, MRT pier construction and any other related works for MRT There will be continuation of one (1) lane closure intermittently along Jalan Cempaka, Bandar Sri Damansara from 13 April 2019 until 04 July 2019. Construction works will be for 24 hours for 3 months. The closure is for a stretch of 300 meters and by stages. During this closure, there will be one (1) lane made available and motorists will be diverted to opposite lane by flagman at both end (Jalan Cempaka-bound) using the “STOP” and “GO” method of traffic flow (as indicated in GREEN arrows in map). -
Real Estate Highlights Kuala Lumpur - Penang - Johor Bahru • 1St Half 2008
Research Real Estate Highlights Kuala Lumpur - Penang - Johor Bahru • 1st Half 2008 Contents Kuala Lumpur Hotel • Condominium Market 2 • Office Market 5 • Retail Market 8 • Hotel Market 10 Penang Property Market 12 Retail Johor Bahru Property Market 14 Residential Office Executive Summary Kuala Lumpur • The high end condominium market stabilised in the first half of 2008 in terms of take up, capital values and rentals. • Rentals and occupancies of prime offices continued to rise due to the current tight supply of good quality office buildings. • Several retail centres located at fringes of KL City are undergoing refurbishment works to remain competitive. • The performance of the hotel industry had been resilient attributed to high tourist arrivals and receipts, which led to the increase in average room rates and occupancies. Penang • Most of the high end condominium projects which are nearing completion have been sold, with prices being revised upwards. • The retail industry performed well with higher tourist arrivals in Penang. • The asking rentals of newly completed offices with better IT facilities are ranging from RM2.50 to RM3.50 per sq ft per month. Johor • The high end residential market is gaining momentum with the positive development of Iskandar Malaysia. • Prime retail centres continued to enjoy growth in rentals and occupancies. • Office sector remains healthy at an average occupancy of 70%. 2 Real Estate Highlights - Kuala Lumpur | Penang | Johor Bahru • 1st Half 2008 Knight Frank Figure 1 Projection of Cumulative Supply Kuala Lumpur High End Condominium Market for High End Condominium (2008 - 2010) Market Indications 30,000 The high end condominium market generally stabilised during the first six months of the year with one 25,000 notable new project, The Regent Residences (across Twin Towers), recording prices in excess of RM2,500 per sq ft. -
Centre Wing, Metropolitan Square, Bandar Damansara Perdana
Centre Wing, Metropolitan Square, Bandar Damansara Perdana View this office online at: https://www.newofficeasia.com/details/centre-wingmetropolitan-square-band ar-damansara-perdana This fantastic serviced office option at the heart of Damansara Perdana is part of a multi-use development that has become something of a focal point for both business and entertainment in this part of Petaling Jaya. The serviced office suits are well equipped for modern business needs and are easily accessible via public transport. Transport links Nearest railway station: Kelana Jaya LRT Nearest road: Nearest airport: Key features 24 hour access 24-hour security Administrative support Banking services Car parking spaces Carpets Cash machine / ATM CCTV monitoring Comfortable lounge Company signage Conference rooms Furnished workspaces Meeting rooms Reception staff Restaurant in the building Security system Telephone answering service Town centre location VOIP telephony Wireless networking Points of interest within 1000 metres Ikano Power Center (mall) - 162m from business centre Sekolah Menegah Bandar Utama Damansara 4 (school) - 171m from business centre Cathay Cineplex (cinema) - 203m from business centre Cineleisure (mall) - 211m from business centre Sekolah Menengah Bandar Utama Damansara 4 (school) - 249m from business centre The Curve (mall) - 337m from business centre IKEA (furniture) - 371m from business centre Sekolah Kebangsaan Bandar Utama Damansara 4 (school) - 373m from business centre Sekolah Kebangsaan Bandar Utama Damansara 4 (school) - 400m from business -
Company & Constitution
FREE NOVEMBER 2019 Publication Permit PP19508/08/2019(035103) Company & Constitution: Updates Can companies with Muslim to Real Property Gains directors be subjected to Syariah Tax Act 1976 & Stamp Court’s jurisdiction? ~ Pg 3 Act 1949 ~ Pg 4&5 NOVEMBER 2019 2 Message from the Editor Dear readers, Welcome to Empower, the voice and message of Halim Hong & Quek. Empower is our publication that aims to empower readers with knowledge and updates of the latest law, particularly that is close to our legal practice. We are pleased to publish the fourth issue of this newsletter which discusses some of the more recent issues in the real estate practice, company law and constitutional law. The recent judicial review application by Sisters in Islam (SIS) attempting to quash a fatwa that has labelled its company as deviant has surely attracted much controversy in the nation. The least that can be be said about this ruling is it Editorial Board could have far-reaching effects on companies operating in Chong Lee Hui Malaysia. Kashmirjit Kaur Ankit Sanghvi Also featured in this issue is our update of the amendments Lim Yoke Wah to the Real Property Gains Tax Act 1976 through the Goh Li Fei Finance Bill 2019 which mainly expanded the categories of Tan Lin Hong persons which could be subjected to real property gains tax. William Lee Wei Lie Read too the amendment in Stamp Act 1949 which will take Koh Sze Jie effect soon on 1 January 2020. Though Empower has been considered “new” in circulation, we were humbled by the feedback and notes of Design & Layout encouragement from our readers. -
2016 AL-SALĀM REIT Annual Report
2016 Annual 2016 Report AL-SALĀM REAL ESTATE INVESTMENT TRUST INVESTMENT REAL ESTATE AL-SALĀM 2016 AL-SALĀM REIT Annual Report Managed by: DAMANSARA REIT MANAGERS SDN BHD (717704-V) www.alsalamreit.com.my Section 1 Corporate Overview 5 | At a Glance 6 | Invesment Policy, Objectives & Strategies 7 | Corporate Profile 8 | Corporate Information Letter to Stakeholders 9 | Salient Features 11 | Key Milestones 12 | Financial Highlights 15 | Trading Performance 16 | Contents Section 2 Key Drivers 18 | Trust Structure 19 | Organisation Structure The Board of Directors 20 | The Shariah Committee 28 | Management Profile 30 | Table of Table Section 3 Section 5 Sustainability of Financial Reports Performance 90 | Manager’s Report 34 | Management Discussion & 96 | Independent Auditor’s Report Analysis 101 | Statement of Profit or Loss and Other 47 | Investor & Public Relations Comprehensive Income 50 | Market Report Summary 103 | Statement of Financial Position 54 | Summary of Investment 105 | Statement of Changes in Equity Portfolio 106 | Statement of Cash Flows 108 | Notes to the Financial Statements 148 | Statement by the Manager 149 | Statutory Declaration 150 | Shariah Committee Report 151 | Trustee's Report 152 | Analysis of Unitholdings Section 4 Foundation of Corporate Governance 68 | Board Charter 76 | Corporate Governance Report 85 | Audit Committee Report 87 | Statement on Risk Management and Internal Report Al-Salām REIT Corporate Overview 5 | At a Glance 6 | Invesment Policy, Objectives & Strategies 7 | Corporate Profile 8 | Corporate Information 9 | Letter to Stakeholders 11 | Salient Features 12 | Key Milestones 15 | Financial Highlights 1 16 | Trading Performance 2016 Annual Report 5 At a Glance 17 58 14 61 18 55 13 17 Property Revenue 17 NPI Value (%) 12 (%) (%) 8 10 Legend Retail Office F&B Restaurant F&B Non- Restaurant Net Property Gross Income Revenue RM56.9 million RM76.1 million Market Gross Capitalisation (as at 31 December 2016) Floor Area RM620.6 The 1.9 million sq. -
List of Installations Affected Under Efficient Management of Electrical Energy Regulations 2008 (Emeer 2008) State: Selangor
LIST OF INSTALLATIONS AFFECTED UNDER EFFICIENT MANAGEMENT OF ELECTRICAL ENERGY REGULATIONS 2008 (EMEER 2008) STATE: SELANGOR No. Installation Name Address 12 (10 & 8),JLN TLK GADUNG 27/93,40400 SEKSYEN 27,SHAH ALAM, 1 PERUSAHAAN JAYA PLASTIK SELANGOR 2 PLASTIC CENTRE SDN BHD 6065,JLN HJ ABD MANAN BT 5,,41050 MERU,KLANG, SELANGOR LOT 1, JALAN P/2A, KAWASAN PERUSAHAAN PKT 1, 43650 BANDAR BARU 3 PLASTICTECNIC (M) SDN BHD BANGI, SELANGOR LOT 8595, KG. AIR HITAM, BATU 6 1/2, JALAN LANGAT, 41200 KLANG, 4 PLASTIK V SDN BHD SELANGOR LOT 60 & 61, JALAN SUNGAI PINANG 5/1, SEKSYEN 5, FASA 2A, TAMAN 5 POSCO-MALAYSIA SDN BHD PERINDUSTRIAN PULAU INDAH, 42920 PELABUHAN KLANG, SELANGOR 6464 & 6486,JLN SG PULUH,42100 KAW PERINDUSTRIAN LADANG SG 6 PRESS METAL BERHAD PULUH,KAPAR, SELANGOR 24,JLN CJ 1,43200 BERSATU INDUSTRIAL PARK CHERAS 7 R O WATER SDN BHD JAYA,BALAKONG, SELANGOR 11,JLN PERUSAHAAN 1,43700 BERANANG IND ESTATE,BERANANG, 8 RANK METAL SDN BHD SELANGOR NO. 2,JLN SULTAN MOHAMED 1, ,42000 KAWASAN PERINDUSTRIAN 9 KAWAGUCHI MFG. SDN BHD BANDAR SULTAN SULAIMAN,PELABUHAN KLANG, SELANGOR 10 BOX-PAK (MALAYSIA) BHD LOT 4 JALAN PERUSAHAAN 2, 68100 BATU CAVES, SELANGOR Inti Johan Sdn. Bhd., Lot. 18, Level 3 (1 St Floor), Persiaran Mpaj, Jalan Pandan 11 PANDAN KAPITAL Utama, Pandan Indah, 55100 Kuala Lumpur LOT 1888,JLN KPB 7,43300 KAWASAN PERINDUSTRIAN BALAKONG,SERI 12 MEGAPOWER HOLDINGS S/BHD KEMBANGAN, SELANGOR AVERY DENNISON MATERIALS SDN LOT 6 JALAN P/2, KAWASAN PERUSAHAAN BANGI, 43650 BANGI 13 BHD SELANGOR NO. -
Journey Vol 16 Jan - Jun 2019 | 1 Business Addresses Sales Offices & Galleries
JOURNEY VOL 16 JAN - JUN 2019 | 1 BUSINESS ADDRESSES SALES OFFICES & GALLERIES HQ MITC SDN BHD ML GLOBAL BERHAD D’ ISLAND RESIDENCE BANDAR SAUJANA PUTRA MIDHILLS, GENTING HIGHLANDS PLAZA SERI SETIA, LEVEL 1-4 NO.L3-22 PLAZA SERI SETIA H-G, SUNWAY PJ@51A NO.2A JALAN TIMUR 9 NO.2 & 6 JALAN SPU 1 LOT 15360, MUKIM BENTONG NO.1 JALAN SS9/2 NO.1 JALAN SS9/2 JALAN SS9A/19, SEKSYEN 51A D’ ISLAND RESIDENCE BANDAR SAUJANA PUTRA DAERAH BENTONG 47300 PETALING JAYA 47300 PETALING JAYA 47300 PETALING JAYA 47130 PUCHONG 42610 JENJAROM, KUALA LANGAT PAHANG DARUL MAKMUR SELANGOR DARUL EHSAN, MALAYSIA SELANGOR DARUL EHSAN, MALAYSIA SELANGOR DARUL EHSAN, MALAYSIA SELANGOR DARUL EHSAN, MALAYSIA SELANGOR DARUL EHSAN, MALAYSIA MALAYSIA T +60 3 7877 7333 F +60 3 7877 7111 T +60 3 7877 7333 F +60 3 7861 8077 T +60 3 7874 5888 F +60 3 7874 5889 T 1700 81 8998 T 1700 81 8998 T 1700 81 8998 CREDIT ADMINISTRATION IPOH CAMERON HIGHLANDS BRINCHANG SQUARE ZENOPY RESIDENCES SKYLAKE RESIDENCE NO. L3A-21, PLAZA SERI SETIA NO.17 MEDAN IPOH 1A B3-31-G BRINCHANG SQUARE B3-31-G, BRINCHANG SQUARE 173 & 175, JALAN LP 7/2 JALAN PUTRA PERDANA 5A NO.1 JALAN SS9/2 MEDAN IPOH BISTARI JALAN BESAR BINCHANG JALAN BESAR BRINCHANG TAMAN LESTARI PERDANA TAMAN PUTRA PERDANA 47300 PETALING JAYA 31400 IPOH 39100 CAMERON HIGHLANDS 39100 CAMERON HIGHLANDS BANDAR PUTRA PERMAI 47130 PUCHONG SELANGOR DARUL EHSAN, MALAYSIA PERAK DARUL RIDZUAN, MALAYSIA PAHANG DARUL MAKMUR, MALAYSIA PAHANG DARUL MAKMUR, MALAYSIA 43300 SERI KEMBANGAN, SELANGOR SELANGOR DARUL EHSAN, MALAYSIA T +603 7861 6000 F +603 -
Proclamation of Sale
Proclamation of Sale In the exercise of the rights and powers conferred upon the Assignee(s)/Financier(s)/Lender(s) under Loan Agreement and/or Deed of Assignment entered into between the Assignee(s)/Financier(s)/Lender(s) and the Assignor(s)/Borrower(s), it is hereby proclaimed that the Assignee(s)/Financier(s)/Lender(s) with the assistance of the undermentioned Auctioneer will sell the property(ies) by public auction. Public Auction Via Online Bidding On Saturday, 20th February, 2021, Time : 10.30 a.m. at WWW.NGCHANMAU.COM (Bidder registration and payment of auction deposit must be made by 5pm, at least one (1) working day before auction date; otherwise the Auctioneer has the right to reject the registration. All bidders are advised to log in to the online bidding hyperlink provided and be on standby before the auction time) Unit No. B-0-6 & B-0-7 (Auction Hall), Unit No. B-1-6 & B-1-7 (Office), Megan Avenue 2, No. 12, Jalan Yap Kwan Seng, 50450 Kuala Lumpur. Visit our website, www.ngchanmau.com, for more information or call 1700 81 8668 for assistance. View Live Auction at www.ngchanmau.com/live-auction Low Cost Single Storey 001 RM83,200 Terraced House 002 Ref : DC10022988 Size : 1,313 sq. ft. No. 114, Lorong Cempaka 4, Desa Cempaka, Called Off 26700 Muadzam Shah, Pahang. 003 RM420,000 Condominium With 1 Car Park 004 Ref : DC10052877 Size : 1,195 sq. ft. Unit No. E-8-3, Lanai Gurney Condominium, No. 1, Called Off Jalan Bukit Keramat, 54000 Kuala Lumpur. -
Registered Environmental Auditor
REGISTERED ENVIRONMENTAL AUDITOR BACKGROUND EXPIRY NO NAME ADDRESS CONTACTS EMAIL ID NO DETAILS DATE 1 Azmi Bin Sofah Dip.ElectricaL (Power) , Lot 224A, Jalan Bistari, Kampung H/P : 012-3653087 [email protected] EA0027 12-May-20 BSc.(Environment) Sri Aman, Batu 13, 47150 Puchong M.(Industrial Safety Management) (CESSWI) 2 Ahmad Azuan Bin Dip. Buss.Mgmt No 119 Jalan Laman Kemboja 2, h/p:0123898904 [email protected] EA0087 31-May-22 Sheikh Omar Master of Industrial Safety Kota Seriemas, 71800 Nilai, Negeri Management Sembilan (CESSWI) 3 Badariah Awang Kechik B.A. Geography Block B-2-8 Pangsapuri Sutera H/P:019-4587163 [email protected] EA0082 30-May-20 M.Env.Management Taman Sutera 3, Taman Sutera (CESSWI) Seberang Jaya, Pulau Pinang 4 Benny Tan Cheah Hee Master of Environmental No.23 Jalan Mutiara Emas 10/1 019 – 885 8502 [email protected] EA0098 31-May-21 Engineering Taman Mount Austin - Bachelor of Engineering 81100 Johor Bahru (Chemical) - CESSWI: 5059 5 Casey Ngo Saik Peng B.Eng (Chemical), R-Sync Technical Resources Sdn. T : 04-3996389 [email protected], EA0046 31-Mar-20 (Dr.) M. Environmental Bhd. No.46, Tingkat 1, Lorong F : 04-3996389 [email protected] Engineering, PhD in Kelasah 3, Taman Kelasah, H/P : 012-5120652 Chemical Engineering Seberang Jaya, 13700, Pulau (CESSWI) Pinang 6 Chin Kim Siew B.Tech (Environment) B2-6-7, Pelangi Court, 41050 H/P: 012-3228512 [email protected] EA0067 31-May-22 (CESSWI) Klang, Selangor 7 Chor Ee Weei B.E(Chemical) MB.A Meridian World Sdn. -
Malaysia Real Estate Highlights
A comprehensive analysis of Malaysia's residential, retail, office and industrial markets Real Estate Highlights knightfrank.com/research Research, 1st Half 2020 REAL ESTATE HIGHLIGHTS KUALA LUMPUR HIGH END CONDOMINIUM MARKET Market Indications Highlights The COVID-19 pandemic is driving the global economy into recession and many countries, including Malaysia, are responding with stimulus packages to avoid a cascade of bankruptcies and emerging market debt defaults. The country’s dependency on oil revenue The recovery path of the property will further strain the government’s fiscal position amid declining oil prices. market since 2019, which was supported by the extended Home The country’s economy expanded 4.3% in 2019 (2018: 4.7%), the lowest growth since the Ownership Campaign (HOC), has global financial crisis in 2009. It weakened further to record at 0.7% in 1Q2020 (4Q2019: been thrown off by the onset of the 3.6%), reflecting the early impact of measures taken both globally and domestically to COVID-19 pandemic in 1Q2020. contain the spread of the novel coronavirus. Malaysia's economic growth for 2020, as measured by gross domestic product (GDP), is projected at between -2.0% and 0.5%. 6-month automatic loan moratorium to provide a short-term breather to The period of low headline inflation, recorded at 0.7% in 2019 (2018: 1.0%), mainly reflects borrowers impacted by the pandemic. the lapse in the impact from the Sales and Services Tax (SST) implementation. It continued to remain modest at 0.9% in 1Q2020 (4Q2019: 1.0%) due to lower fuel costs. The country’s The Central Bank has also lowered average headline inflation for 2020 is expected to turn negative due to lower global fuel the Overnight Policy Rate (OPR) thrice prices coupled with weaker domestic growth prospects and labour market conditions. -
UDA, Bank Muamalat Embark on Property Ownership Campaign
New Straits Times April 1, 2021 UDA, Bank Muamalat embark on property ownership campaign UDA Holdings Bhd (UDA) enters into a memorandum of understanding (MoU) with Bank Muamalat Malaysia Bhd (Bank Muamalat) to promote residential and commercial property ownership for Malaysians. KUALA LUMPUR: UDA Holdings Bhd (UDA) has entered into a memorandum of understanding (MoU) with Bank Muamalat Malaysia Bhd (Bank Muamalat) to promote residential and commercial property ownership for Malaysians. UDA president and chief executive officer Mohd Salem Kailany said with the MoU, the company will develop 14 residential and commercial property projects throughout Malaysia. Salem said UDA and Bank Muamalat will assist more people in owning a property through a Smart Mortgage-SJKP and Smart Mortgage SRP for first time home buyer schemes offered by Bank Muamalat. "In line with efforts to empower people from all walks of life and entrepreneurs to own properties in residential and commercial sectors, this MoU will reach out to more people so that they can afford to own a home through the scemes," he told the media at the signing of the MoU today. Bank Muamalat head of consumer banking division Zury Rahimee Zainal Abiden said the bank will provide end-financing to potential buyers for property projects developed by UDA throughout Malaysia. Zury said this involves housing and commercial development projects of various phases including affordable homes and waqf projects. "We aim to disburse RM1 million of loans to homebuyers by the end of this year through our Smart Mortgage-SJKP and Smart Mortgage SRP for all projects developed by UDA," he said.