Connecting the Global Online Lending Community

New York 2015

April 13-15, New York Marriott Marquis

lendit.co About LendIt

LendIt USA is the world’s largest annual gathering of the online lending community. It is where established and emerging platforms and investors come to learn, network and do business. Last year’s US event attracted almost 1,000 attendees. This year, we expect to grow by at least 50%.

2013 375 2014 1,000 2015 1,500+ ATTENDEES PER YEAR = 100 PEOPLE

Audience Breakdown Platforms 29% Institutional Platforms 29% Investors Institutional investors 27% 27% Individual investors 15% Individual Investment bankers 8% Investors Service providers 8% 15% Venture Investment Service 7% Venture Capitalists 7% Bankers Providers 8% 8%

LendIt USA | New York, April 2015 p. 2 Visit lendit.co International Attendance

LendIt San Francisco 2014

Country Attendees Percent USA 799 86.30% China 31 3.30% UK 22 2.40% Australia 14 1.50% Canada 7 0.80% Germany 7 0.80% New Zealand 5 0.50% South Africa 5 0.50% Taiwan 4 0.40% Argentina 3 0.30% Brazil 3 0.30% France 3 0.30% Mexico 3 0.30% Russia 3 0.30% Sweden 3 0.30% Colombia 2 0.20% Czech Republic 2 0.20% Israel 2 0.20% Puerto Rico 2 0.20% Spain 2 0.20%

Brussels 1 0.10% “…LendIt 2014 was a brilliant event. Camaroon 1 0.10% The quality of the people attending, and the content of the presentations, Luxembourg 1 0.10% were awesome.”

Singapore 1 0.10% Christian Faes, Co-founder, LendInvest

LendIt USA | New York, April 2015 p. 3 Visit lendit.co Event Overview

The 3rd annual LendIt conference will take place over two and a half action-packed days at the New York Marriott Marquis in midtown Manhattan.

It will consist of: Over 100 Exhibitors in Other Highlights: 35,000 Sq. Ft. of • 5 streams of unique content Exhibition Space • Keynotes & panel discussions • Off the record speaker Q&A • Company Demos • China Break Out 3 Floors Of Content, • Real Estate Break Out Networking and Private Meeting Spaces Extensive networking activities • Pre and post conferences parties • Numerous breakfast, lunch and coffee breaks Keynotes and Panels • Private meeting rooms and pods • Event networking app Pre-Conference Workshops

1,500 Decision Makers

Start-up Zone

2 Fun Parties

“Marketplace lending is arguably the hottest spot for financial innovation today and LendIt is right at its center, stoking the fires with great education, content, and networking. LendIt assembles all the key players, asks all the right questions, and creates the perfect forum to fire up ideas, spark connections, and facilitate deal making.”

Penelope Holt, Chief Marketing Officer, BorrowersFirst

LendIt USA | New York, April 2015 p. 4 Visit lendit.co Event at a Glance Expo Map Floor 517 515 513 511 509 507 505 503 501

521 510 508 502 500

410 408 404 402 400 700 704 706 708 710

523 409 407 701 703 705 707 709 711 5 525 Up 308 304 300

527 806 • Exhibition 305 307 309 303 301 804 210 208 206 204 202 200 Elevators • Food and Beverage Areas 802 • Lounge 327 215 213 211 203 201 800 326 114 112 110 104 102 100 Down 227 Start-up Zone 601 603 605 607 609 611 • Registration S15 S13 S11 S9 S7 S5 S3 S2 226 S16 S14 S12 S10 S8 S6 S4 S1 115 600 604 606 608 610 • Start-up Zone Expo Hall Lounge Private Breakfast • Coat Check and Lunch

Floor

Speaker China China Ready Lounge Track 6 Networking Lounge • Keynotes & Panels Down Keynotes and Panels • Speaker Ready Room Elevators

• China Lounge Up • China Breakout Networking Lounge • Speaker Q & A Speaker Q & A Press • Sponsored Networking Lounges Lounge • Press Lounge

Floor

Private Company Demos Meeting Private Private Room Meeting Meeting Room Room

Private Meeting Pods 7 MP5 MP4 MP3 MP2 MP1 Track / Up • Real Estate Breakout Real Estate Track • Company Demos HARLEM Down • Private Meeting Rooms Private Meeting Room MP6 MP7 MP8 MP9 MP10 • Private Meeting Pods Private Meeting Pods

Private Private Private Private Meeting Meeting Meeting Meeting Room Room Room Room

LendIt USA | New York, April 2015 p. 5 Visit lendit.co Past Participating Companies

12Cube CrowdClear GSV Capital newbanq Security Financial Services 1st Global Capital Financial Services Crowdnetic-Lendvious Halifax Investment Holdings NEXLEND Seer Capital 1st Money Center Inc CrowdRunner Haritz Capital Niwodai Self Directed IRA Services, Inc. Able CrowdSettlements HarMoney Noble Selling Source Achievest CTH Investments HCG Funds Nomura Securities SenaHill Partners Acrecent Financial Corporation Custom House Global Fund Services Holcombe Financial Northeast Bank Sequoia Capital Advanceit Financial D&B Credibility Corp Holland & Knight LLP Nortridge Software Shacom, Inc Aequitas Capital DailyFunder Houlihan Lokey NoteX360 Shanghai Information Services Afluenta Darien Rowayton Bank Hudson Cove Capital Management Notient Association Allrise de la Croix Finance ID Analytics Novus Investments Shanghai Lujiazui International Ally Financial Inc. Dealstruck IDology Numerica Capital Group Financial Asset Exchange Co., Ltd Alphalend Deck Technologies, Inc. InboundProspect OCX Shepherd Capital American Banker Deloitte SA Industry Ventures Oliver Wyman Sheridan Asset Management,LLC American HealthCare Lending Deutsche Bank Insikt OnDeck Silicon Valley Bank AMG National Trust Bank Devonshire Investors Inter-Atlantic One American Bank SimpleTuition/Valore AmicCARE DI/ FMR Interactive Limited Opus Fund Services SinoLending, Member of the Board AnCap Partners Intuit Orchard Situs Holdings Anfexi Billing Technologies SA CV Direct Edge Marketing Invention Development Fund Orion First Financial Skagit Investments Limited Arbor Ventures Direct Lending Investments, LLC IRA Services Trust Company Outset Ventures.com SkyLaw Professional Corporation Arcadia Funds / Cirrix Capital Diversified Trust Co. iValidate Ovamba Solutions, Inc. Social Finance, Inc. Doubleline IVP Overland Advisors SocietyOne Atalaya Capital Management LP Duff & Phelps, LLC iwoca P2P Capital Solutions SoFi Atlanticus Corp. Eagle Cliff Partners J. T. Miller Company, Inc. Panmure Springleaf Auxmoney Eaglewood Capital Management J.C. Flowers & Co. LLC Parthenon Capital Square AvantCredit Earnest J.P. Morgan Securities, LLC Partner Weekly StormHarbour Partners AvidXchange ECC Capital J.T. Miller Company Patch of Land Inc. Strategic Funding Source, Inc. Bain Capital Ventures Echelon Capital JCE Capital PAVE Strategic Nationwide BancBox Ecobank Jefferies LLC Paydici StreetShares BankerBay Élan Alternative Group Jimubox PayNet Technology Crossover Ventures Barclays Eloan.co.il JMP Securities LLC Payoff Texas Capital Bank, N.A. BBVA Ventures Emerald Asset Management, Inc. Jumio Payplant The Board of Governors of the BDO Emerald Development Managers LP Kabbage, Inc. Pebb Capital Federal Reserve System Birchmere Advisors Emerald Direct Lending Advisers Katten Muchin Rosenman LLP PeerEx Investments The Credit Junction BlackRock Enova kauffman foundation Peerform The Debt Exchange Blennemann Family Investments Enverto Key Capital Group PeerStreet.com The Interface Financial Group Blue Elephant Capital Management ePAY Healthcare Kingdom Trust Company Pepper Hamilton, LLC The Loan Sheet LLC BlueMountain Capital Epic Loan Systems KLS Diversified Asset Management Peppercomm The Presidio Group BlueVine Capital Equifax Kreditech Petra Partners Thiel Capital BMO Capital Markets EveryLoan Inc Kubo Financiero PIMCO ThinCats BOFI Federal Bank Evolution Income Fund Pine Brook Partners Thomvest Ventures Bond Street Executive Loan Center Lend Academy Ping An Insurance Group--Shanghai Tide Pool Capital LLC Borro Experian plc Lendalytics Inc. Lujiazui International Financial Asset Tieback Realty Services, Inc. Brandenburger Consulting FastPay Exchange Co.,Ltd. Tiger Global Buchanan Ingersoll & Rooney Federal Reserve Board Lending Club Port Madison Income Fund TJS (USA), Inc. Burr Pilger Mayer FICO LendingHome Portfolio Financial Servicing Company Together Capital, LLC CAN Capital FIG, LLC LendingTree Praesideo Top Trend International Canaan Partners Finovate Group LendInvest Prime Meridian Capital Management Tritium Research, Inc CapiLoan Limited First Associates Lendio Prodigy Finance TrueAccord Capital One First Associates Loan Servicing LendLift Professional Education Institute TrustBuddy Capital Partners Services Corp First Marblehead Corporation LendLink Promontory Financial Group Trusted Ventures CapitalSpring Firstrust Bank Lendlink AB Prospect Capital Tsinghua University Carillon Capital Flexpoint Ford Lendly Pty Ltd Prosper U.S. Competitiveness Project, CarVal Investors LLC Fortress Investment Group LendUp Quantitative Tactics Harvard Business School Cascade Receivables Management ForwardLine LendZoan Quest Capital Strategies UC Berkeley CashCall Foundation Capital LeoGroup Management, LLC Quick Bridge Funding UK Bond Network CE2 Capital Partners Francisco Partners Leucadia National Corporation Quotanda United Medical Credit Celtic Bank FT Partners Liberum R.W. Pressprich & Co. Uprising Ceniarth, LLC FTV Capital Lighthouse Capital Rackson Asset Management Chalkhill Partners LLP FullThrottleVentures Loan Academy, LLC RainFin USC Marshall Chapman and Cutler LLP Fundación Capital Colombia Loan Ranger Rainmaker Inc. Uvamo China Rapid Finance Fundation Loan Science LLC Raiseworks Vanage Media CircleBack Lending, Inc. Fundera LOANCLUBUSA, INC Ranger Capital Varde Partners Citi Group Loftopia RateSetter Victory Park Securities Citi Ventures Funding Knight LogisticsFinance RBC Capital Markets Vouch Money Citigroup G5 Mortgage London Bay Capital Realty Mogul W2 Associates Cloud Lending G8 Capital Looking Glass Investments rebuildingsociety.com Waldorf Trade Risk, LLC Cloud Lending Garnet Capital Advisors Red Rock Assets LLC Wales Capital and CrowdBureau Club Hill Capital Garrison Investment Group Lux Analytics LLC REIFA & NationalREIA Wangdaizhijia Cognizant General Atlantic Lynn Jacobs Consulting Rescue One Financial Waterfall Asset Management Colchis General Financial Madiston Retail Capital Wave Holdings Inc Collective Spark Getfinancing Mambu RetireAmerica.com WealthForge Holdings, Inc. CommonBond, Inc. GI Partners MarketInvoice Richards Kibbe & Orbe LLP WebBank Commonwealth Bank of Australia GILT McKinsey & Company Riposte Management Wells Fargo Community Investment Management GLI Finance Merchant Cash and Capital Rothstein Kass West Side Advisors Confident Financial Solutions Global Endowment Management Merriman Route 66 Ventures Whetstone Partners Consumer Financial Protection Goldman Sachs Specialty Lending Metropolitan Capital Russo Investments Ltd Wilbow Group Bureau Goodwin Procter MIAC SAB Capital William Blair & Company Credit Sesame Google Ventures Millennium Trust Company Sagax Winged Foot Capital Credit Suisse Great Lakes Higher Education Mirador Sam’s Club/Walmart Wonga Group Ltd CreditCircle Inc. Corporation Mohr Davidow Ventures SANA International Group Pty Ltd Xinxindai Crestar Capital LLC Greenhill & Co. Money Place Australia Sandler O’Neill XPRS Capital, LLC Cross River Bank Greenstalk Capital Morgan Stanley Sands Capital Management CrossPacific Capital GROUNDFLOOR Mosaic Scale Options Zip Code Capital, Inc. Crowd Capital Advisors GroupLend Neuberger Berman SCM

LendIt USA | New York, April 2015 p. 6 Visit lendit.co Past Sponsors & Exhibitors

...and more

LendIt USA | New York, April 2015 p. 7 Visit lendit.co Why Sponsor

LendIt sponsors get extensive brand exposure to a core audience of investment professionals and industry trailblazers before, during and after the event, through a powerful combination of mediums including:

• The LendIt website and blog • The event program • The exhibition • On-site recognition • On-site signage • Webcasts and videos • Joint press releases • Email marketing • A comprehensive digital and social marketing campaign • Strategic media partnerships SAMPLE EMAIL MARKETING EXPOSURE Sponsoring and exhibiting at LendIt will help your business:

• Increase brand and product awareness EuropeEurope 20201414 • Reach decision makers Sponsors • Launch new products Platinum • Raise capital • Educate the market • Uncover new partners

• Be seen as an industry leader Gold

Silver

“The event was put together very well Bronze and the content was exceptional.”

Larry Chiavaro, Executive Vice Other President & Principal, First Associates Loan Servicing, LLC.

SAMPLE ON-SITE SIGNAGE

LendIt USA | New York, April 2015 p. 8 Visit lendit.co Sponsor & Exhibitor Packages at a Glance Sponsor LEVEL TITLE PLATINUM GOLD SILVER BRONZE Company logo and/or description featured on: LendIt website, LendIt show guide, event signage and email marketing campaign Swag Bag Insert

Company Demo

Private Meeting Room Room Room Pod

Conference Kickoff Party

Exhibitor Booth 400 Sq. Ft 400 Sq. Ft 200 Sq. Ft 100 Sq Ft. 100 Sq Ft. Passes (all events) 10 Staff / 15 Guests 8 Staff / 10 Guests 5 Staff / 5 Guests 4 Staff / 3 Guests 2 Staff / 2 Guests

Show Guide Ad Size Full Page Full Page Half Page Quarter Page Quarter Page Discount Code 25% 25% 25% 25% 25% LendIt Blog 2 Guest Blog Posts and 1 1 Guest Blog 1 Guest Blog Post or 1 1 Guest Blog Post or 1 1 Guest Blog Post or 1 White Paper Release Post or 1 White Paper White Paper Release White Paper Release White Paper Release Release Other 1 of the following: 1 of the following: lanyard or mobile app lanyard or mobile app

Pricing 150K 75K 50K 25K 15K

LEVEL EXHIBITOR EXHIBITOR MEETING MEETING Exhibitor 1 2 ROOM POD Company logo and / or description featured on: LendIt website, LendIt show guide, event signage and email marketing campaign Booth / Meeting Room / Meeting Pod 200 Sq. Ft 100 Sq Ft. Private meeting room sizes range from 550 sq ft 100 Sq. Ft to 960 sq ft. Upon Special request larger meeting private pod rooms can be divided into multiple smaller on the expo meeting rooms. Additional fees may apply. floor Passes 2 Staff / 2 2 Staff / 1 2 Staff / 2 Guests 2 Staff / 2 Guests Guest Guests Discount Code 25% 25% 25% 25% Pricing 9K 6K 25K 10K

There are so many ways to get involved at LendIt. Want to customize or up grade your sponsorship package? Consider these sponsorship options: • Networking app • White paper release • Breakfast, lunch or coffee break • Seat drop Contact Peter now to secure • Swag bag insert • Real estate stream your positioning at LendIt. • Newspaper drop • Company demo stream [email protected] • Networking lounge • China stream sponsor • Charging station • Golf tournament • Guest blog • Gala dinner

LendIt USA | New York, April 2015 p. 9 Visit lendit.co Expo Map

Exhibitors Inventory Exhibitors LOCATION EXHIBITOR Our 35,000 square foot exhibition hall is the largest ever assembled in DIMENSION SIZE QTY SQFT DIMENSION SIZE QTY SQFT LOCATION EXHIBITOR 6’x8’ 48 16 768 10’X20’ 200 6 1,200 100 Direct Lending InvestmentsExpo Expoour industry.Map WeMap expect to have every major platform from around the 5’ x 10’ 50 4 200 20’X20’ 400 4 1,600 600 FICO 102 First Associates 10’X10’ 100 65 6,500 20’x30’ 600 1 600 world represented. Contact us today for premium positioning. 601 Biz2Credit 104 Prosper 603 CAN Capital 110 GLI Finance 112 GLI Finance 604 Peerform 114 GLI Finance 605 Provident Trust 115 National Debt Relief 517 551175 513515 513511 509511 505907 505507 550305 501503 501 606 LendKey 200 Assetz 607 American Home Owners 201 Patch of Land Preservation 202 The Interface Finance Group 521 521 608 Lighter Capital 203 Lob 510 508510 508 502 500502 500 609 204 Herio Capital 610 Argon Credit 206 Avant Credit 208 Lend Academy Investments 410 408410 408 404 404402 400402 400 700 707004 706704 770068 710708 710 611 miiCard 210 Garnet Capital Advisors 700 Afluenta 211 GLI Finance 701 Lendio 523 523 213 GLI Finance 703 Equifax 215 GLI Finance 409 407409 407 701 703701705703707705709707711709 711 704 Lending Home 226 LendInvest 525 525 Up Up 705 Millennium Trust 227 RK&O 706 Loan Now 300 Lending Club 308 308304 304 300 300 707 CommonBond 301 Cross River Bank 303 Realty Mogul 708 Merchant Cash & Capital 709 CircleBack 304 SoFi 527 527 806 806 305 PFSC 305 307305309307 309 303 303 301 301 710 Street Shares 307 AssetAvenue 711 Goodwin Procter 308 OnDeck 804 804 800 Fundera 309 Orchard 210 208210206208 206 204 204202 200202 200 ElevatorsElevators 802 iFunding 326 804 Petra Partners 327 China Rapid Finance 802 802 806 Manatt, Phelps & 400 Credible Phillips, LLP 402 Upstart 800 800 404 Funding Circle 327 327215 213215211213 211 203 201203 201 Start-up Zone 407 Pepper Hamilton LOCATION EXHIBITOR 408 Borrowell 326 326114 112 114110112 110 104 102104 100102 100 409 P2Binvestor Inc. Down Down S1 DVØ1 410 betterfinance S2 AppiePie 500 Blue Elephant 227 227 Start-upStart-up Zone Zone S3 Yield Crowd 501 BDO 601 603601605603607605609607611609 611 S15 S13 S15S11S13S9 S11S7S9S5 S7S3S5S2 S3 S2 S4 lend2fund 502 Capital One S5 Reamerge 503 Creditease 226 226 S6 Open Energy Group 505 NoteX S16 S14 S16S12S14S10 S12S8S10S6 S8S4S6S1 S4 S1 115 115 S7 Credibility Capital 507 Chapman and Cutler LLP 600 606004 606604 660068 610608 610 508 Cloud Lending S8 Bitbond 509 Nortridge Software Expo ExpoHall Lounge Hall Lounge S9 GROUPLEND 510 True Accord PrivatPrie vate S10 Lend Zoan 511 The Business Backer S11 Fundthrough 513 Money360 BreakfastBreakfast S12 Confident Financial 515 Dealstruck Solutions 517 Quarterspot and Lunchand Lunch S13 LendLayer 521 PMI Funds S14 overseacrowd.com 523 PeerTrader S15 525 Opus Fund Services SoldSold S16 Croudify 527 Lufax

LendIt USA | New York, April 2015 p. 10 Visit lendit.co LendIt USA | New York, April 2015 p. 11 Visit lendit.co Great News for Start Ups LendIt Start-ups

LendIt is delighted to announce the addition of the online lending community Start-up Zone to the LendIt USA expo floor.

The online lending community Start-up Zone has been created to celebrate, inspire, and accelerate high-growth entrepreneurship in our community.

Who is eligible? Online lending platforms only with 10 employees or less. <10 conference What do you get? pass • 48 square foot booth (6 ft. x 8 ft.) 6’ x 8’ booth exhibition • 1 high boy table (30 in. x 42 in.) hall pass • 2 stools • 1 conference pass • 1 exhibition hall only pass • Wi-fi connection your logo • Company logo and description featured on the LendIt website, LendIt event app and the LendIt show guide featured

Investment: $3K

Contact [email protected] to secure your place in the Start-up Zone now. Or sign up online at register.lendit.co

* Admission to the Start-up Zone is at the discretion of LendIt. Spots are limited to 15. Once these spots have been sold, the start up rate will no longer be available.

LendIt USA | New York, April 2015 p. 12 Visit lendit.co Spotlight on Real Estate

LendIt is delighted to announce the addition of the Real Estate Crowdfunding Symposium at LendIt USA 2015. This is where established platforms and rap- idly-growing start ups come together to discuss innovation in commercial and residential real estate crowdfunding.

Hot topics will include: • Real estate crowdfunding - what is it and why now? • Compare and contrast different real estate crowdfunding business models • Hard money lending through real estate crowdfunding • Fix and flips: rebuilding America • Commercial office space now open to the crowd • New sources of capital for developers • The place for real estate crowdfunding in an asset allocation model

Past participating companies have included: • Realty Mogul • Realty Shares • Fundrise • iFunding • Landbay • LendInvest • Wellesley & Co • Funding Circle • Assetz Capital

Interested in getting involved? Contact [email protected] for more information.

LendIt USA | New York, April 2015 p. 13 Visit lendit.co LendIt Welcomes Chinese Online Lending Platforms to the Big Apple

LendIt is thrilled to celebrate and showcase Chinese innovation & entrepreneurship in online & P2P lending at LendIt USA 2015.

At LendIt USA Chinese online lending platforms will: • Join the discussion as conference speakers • Showcase their platforms on the expo floor as sponsors & exhibitors • Learn and network as conference attendees

To further help Chinese attendees get the most out of their LendIt experience, LendIt has created a dedicated China Stream & Lounge. The China Stream & Lounge will consist of: Real-time simultaneous Mandarin speaking Dedicated networking and translation of all conference staff and networking refreshment area where keynote presentations and concierge Chinese attendees can panel sessions host private meetings and relax in between sessions

Past speakers from China: Xie Ping, Executive Vice President, China Investment Corporation Yan Qingmin, Vice Chairman, China Banking Regulatory Commission (CBRC) Chen Wenhui, Vice Chairman, China Insurance Regulatory Commission (CIRC) Tang Ning, Founder & CEO, CreditEase Gregory Gibb, Chairman, Lufax Co. Ltd., Pingan Group Soul Htite, Founder & CEO, Dianrong.com Zhang Jun, Founder & CEO, PPdai.com

Past participating companies from China: China Rapid Finance SinoLending CreditEase Shacom, Inc (Taiwan) Dianrong Shanghai Information Services Assoc. Jade Capital Tsinghua University Jimubox Wangdaizhijia Lufax Co. Ltd. Xinxindai Niwodai Ping An Insurance Group

To learn more about the China Stream & Lounge contact [email protected]

LendIt USA | New York, April 2015 p. 14 Visit lendit.co The LendIt Difference

LendIt is about connecting the global online lending community.

LendIt brings together leading and emerging lending platforms, investors and service providers for unparalleled educational, networking and business development opportunities.

LendIt is not your typical events company. Its founding partners are all active industry participants commentating, writing, analyzing and investing in all things P2P lending. This is how they are able to secure the best speakers, curate the best content and anticipate the hot topics you want to know more about.

LendIt is commercial and fun!

“The conference was both well organized and attended. The growth and improvement from last year’s conference was eye opening. It speaks to both the growth of the industry as well as the sophistication and development of the market participants.”

Adam Goller, Vice President of Lending, Cross River Bank

LendIt USA | New York, April 2015 p. 15 Visit lendit.co Let’s Chat

To get involved with LendIt, please contact:

Peter Renton Conference Chairman [email protected] I want help networking Joy Schwartz at LendIt VP of Events [email protected] I want to plan an event Lisa Jones Director of Delegate Affairs at LendIt [email protected] Nora Steinman I want to Communications Manager make an [email protected] announcement www.lendit.co at LendIt @LendItConf #LendItUSA

Past Events

LENDIT 2013 - NEW YORK CITY LENDIT CHINA 2014

LENDIT 2014 - SAN FRANCISCO LENDIT EUROPE 2014 - LONDON

LendIt USA | New York, April 2015 p. 16 Visit lendit.co