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One-Life Example: What one person can do. A Nine Network Gift Annuity Our founders were visionaries. Mrs. Edwards is 85 years old and is interested in helping the Nine Network We all want to make a positive difference in the can offer big financial benefits They believed education was essential to a healthy community and hoped continue its quality educational and entertainment programs. At the same time lives of others. But sometimes we wonder what television could bring opportunities for learning into every home. she would like to have a guaranteed lifetime income. Mrs. Edwards contributes one person can do. for you... and a significant $10,000 to the Nine Network’s Gift Annuity Program and is entitled to: contribution to our region. Remember, television was a relatively device in 1952, when our founders were Doris E. Wolff was a graduate of St. Louis University with a master’s degree in developing the idea that would become national educational television. $780 per year, or a 7.80% return, for life. advanced math. She became a math teacher at Cleveland High School and A Federal charitable deduction of $5,600. instilled a love of math in many, many of her students over the years. Her students We believe they were successful because they were guided by their principles and $640 of each year’s income is tax-free for described her as compassionate and encouraging. She was also a Sunday School their purpose. For them, television was just a tool—the technology that would approximately 5.5 years. teacher who cared very deeply about the young people she taught. help them achieve their vision for our community.

Clearly Doris Wolff touched many lives through her teaching. Things have certainly changed since our founding in 1954. We now have the internet, Roku, Tivo, Twitter, Facebook, YouTube, and more devices than we know But she discovered a way to touch many more lives. Gift Annuity Rates what to do with. In 2013, we were very surprised to learn that Doris Wolff had created an But our principles and our purpose have never changed. 9.00% additional legacy that would affect the lives of children throughout our 10% region for many years to come. We exist to ignite the spirit of possibility in our region. And we do it by providing 8% opportunities for learning, by creating greater respect for one another, and by 7.80% The Nine Network reaches a very large audience—often the largest per capita expanding our understanding of . 6% 6.80% 5.80% audience of any public television station in America. And, we have become a 5.10% 4% 4.70% national leader in community engagement—demonstrating what public media Whether you experience the Nine Network on one of our four channels, on the can do to strengthen civic life in communities across our country. internet, on social media or in person, we stand for our principles and our purpose. AGE 65 70 75 80 85 90+ We have a vision. And, while our work begins with children, we know we must We have made a long-term commitment to the people of work together to create a strong and healthy community for children and our region—and that has required us to make a adults alike. long-term investment in the future that will Joint/Survivorship Gift Annuity Rates come after us. Your annuity gift to the Nine Network will work for you and for your community.

AGE % RETURN AGE % RETURN “ The future belongs, not to those who have the Nine Network of Public Media 60/65 4.00% 80/85 6.10% most, but to those who 3655 Olive Street do the most with what St. Louis, Missouri 63108 65/70 4.40% 85/90 7.30% they have.” 70/75 4.80% 90/95 8.80% —Eugene P. Odum Call Roya Bromell 314-512-9129 75/80 5.30%

One-Life Example: What one person can do. A Nine Network Gift Annuity Our founders were visionaries. Mrs. Edwards is 85 years old and is interested in helping the Nine Network We all want to make a positive difference in the can offer big financial benefits They believed education was essential to a healthy community and hoped continue its quality educational and entertainment programs. At the same time lives of others. But sometimes we wonder what television could bring opportunities for learning into every home. she would like to have a guaranteed lifetime income. Mrs. Edwards contributes one person can do. for you... and a significant $10,000 to the Nine Network’s Gift Annuity Program and is entitled to: contribution to our region. Remember, television was a relatively new device in 1952, when our founders were Doris E. Wolff was a graduate of St. Louis University with a master’s degree in developing the idea that would become national educational television. $780 per year, or a 7.80% return, for life. advanced math. She became a math teacher at Cleveland High School and A Federal charitable deduction of $5,600. instilled a love of math in many, many of her students over the years. Her students We believe they were successful because they were guided by their principles and $640 of each year’s income is tax-free for described her as compassionate and encouraging. She was also a Sunday School their purpose. For them, television was just a tool—the technology that would approximately 5.5 years. teacher who cared very deeply about the young people she taught. help them achieve their vision for our community.

Clearly Doris Wolff touched many lives through her teaching. Things have certainly changed since our founding in 1954. We now have the internet, Roku, Tivo, Twitter, Facebook, YouTube, and more devices than we know But she discovered a way to touch many more lives. Gift Annuity Rates what to do with. In 2013, we were very surprised to learn that Doris Wolff had created an But our principles and our purpose have never changed. 9.00% additional legacy that would affect the lives of children throughout our 10% region for many years to come. We exist to ignite the spirit of possibility in our region. And we do it by providing 8% opportunities for learning, by creating greater respect for one another, and by 7.80% The Nine Network reaches a very large audience—often the largest per capita expanding our understanding of the world. 6% 6.80% 5.80% audience of any public television station in America. And, we have become a 5.10% 4% 4.70% national leader in community engagement—demonstrating what public media Whether you experience the Nine Network on one of our four channels, on the can do to strengthen civic life in communities across our country. internet, on social media or in person, we stand for our principles and our purpose. AGE 65 70 75 80 85 90+ We have a vision. And, while our work begins with children, we know we must We have made a long-term commitment to the people of work together to create a strong and healthy community for children and our region—and that has required us to make a adults alike. long-term investment in the future that will Joint/Survivorship Gift Annuity Rates come after us. Your annuity gift to the Nine Network will work for you and for your community.

AGE % RETURN AGE % RETURN “ The future belongs, not to those who have the Nine Network of Public Media 60/65 4.00% 80/85 6.10% most, but to those who 3655 Olive Street do the most with what St. Louis, Missouri 63108 65/70 4.40% 85/90 7.30% they have.” 70/75 4.80% 90/95 8.80% —Eugene P. Odum Call Roya Bromell 314-512-9129 75/80 5.30%

One-Life Example: What one person can do. A Nine Network Gift Annuity Our founders were visionaries. Mrs. Edwards is 85 years old and is interested in helping the Nine Network We all want to make a positive difference in the can offer big financial benefits They believed education was essential to a healthy community and hoped continue its quality educational and entertainment programs. At the same time lives of others. But sometimes we wonder what television could bring opportunities for learning into every home. she would like to have a guaranteed lifetime income. Mrs. Edwards contributes one person can do. for you... and a significant $10,000 to the Nine Network’s Gift Annuity Program and is entitled to: contribution to our region. Remember, television was a relatively new device in 1952, when our founders were Doris E. Wolff was a graduate of St. Louis University with a master’s degree in developing the idea that would become national educational television. $780 per year, or a 7.80% return, for life. advanced math. She became a math teacher at Cleveland High School and A Federal charitable deduction of $5,600. instilled a love of math in many, many of her students over the years. Her students We believe they were successful because they were guided by their principles and $640 of each year’s income is tax-free for described her as compassionate and encouraging. She was also a Sunday School their purpose. For them, television was just a tool—the technology that would approximately 5.5 years. teacher who cared very deeply about the young people she taught. help them achieve their vision for our community.

Clearly Doris Wolff touched many lives through her teaching. Things have certainly changed since our founding in 1954. We now have the internet, Roku, Tivo, Twitter, Facebook, YouTube, and more devices than we know But she discovered a way to touch many more lives. Gift Annuity Rates what to do with. In 2013, we were very surprised to learn that Doris Wolff had created an But our principles and our purpose have never changed. 9.00% additional legacy that would affect the lives of children throughout our 10% region for many years to come. We exist to ignite the spirit of possibility in our region. And we do it by providing 8% opportunities for learning, by creating greater respect for one another, and by 7.80% The Nine Network reaches a very large audience—often the largest per capita expanding our understanding of the world. 6% 6.80% 5.80% audience of any public television station in America. And, we have become a 5.10% 4% 4.70% national leader in community engagement—demonstrating what public media Whether you experience the Nine Network on one of our four channels, on the can do to strengthen civic life in communities across our country. internet, on social media or in person, we stand for our principles and our purpose. AGE 65 70 75 80 85 90+ We have a vision. And, while our work begins with children, we know we must We have made a long-term commitment to the people of work together to create a strong and healthy community for children and our region—and that has required us to make a adults alike. long-term investment in the future that will Joint/Survivorship Gift Annuity Rates come after us. Your annuity gift to the Nine Network will work for you and for your community.

AGE % RETURN AGE % RETURN “ The future belongs, not to those who have the Nine Network of Public Media 60/65 4.00% 80/85 6.10% most, but to those who 3655 Olive Street do the most with what St. Louis, Missouri 63108 65/70 4.40% 85/90 7.30% they have.” 70/75 4.80% 90/95 8.80% —Eugene P. Odum Call Roya Bromell 314-512-9129 75/80 5.30%

serving the St. Louis region. region. Louis St. the serving

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make with your financial financial your with make

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Yes, just as soon as you notify notify you as soon as just Yes, that makes a difference in the lives of countless children and adults in our region. region. our in adults and children countless of lives the in difference a makes that cannot be used entirely, the donor has up to five years to carry forward the unused unused the forward carry to years five to up has donor the entirely, used be cannot transfer to how on details

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Social like just bank fulfillment you receive by helping future generations take advantage of free free of advantage take generations future helping by receive you fulfillment certificates. Please call Roya Roya call Please certificates.

Many folks in their retirement years will be pleased when they compare their low low their compare they when pleased be will years retirement their in folks Many

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You Love the Nine Network! Nine the Love You

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Can I set up a Gift Annuity Annuity Gift a up set I Can

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Are Gift Annuities a part part a Annuities Gift Are

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A: After the death of the last last the of death the After

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satisfaction of supporting this noble mission—and to provide you the the you provide to mission—and noble this supporting of satisfaction

make with your financial financial your with make

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investment rates with the current annuity rates offered by the Nine Network. Nine the by offered rates annuity current the with rates investment

Social like just bank fulfillment you receive by helping future generations take advantage of free free of advantage take generations future helping by receive you fulfillment certificates. Please call Roya Roya call Please certificates.

Many folks in their retirement years will be pleased when they compare their low low their compare they when pleased be will years retirement their in folks Many

charitable tax deduction of more than $14,000. than more of deduction tax charitable

my in deposited directly

A:

Perhaps the greatest benefit of a Nine Network Gift Annuity is the personal personal the is Annuity Gift Network Nine a of benefit greatest the Perhaps Yes, we will gladly accept stock stock accept gladly will we Yes,

In the case of Mrs. Jones mentioned earlier, her $25,000 gift annuity produced a a produced annuity gift $25,000 her earlier, mentioned Jones Mrs. of case the In Q:

Can Annuity checks be be checks Annuity Can single-life annuity. single-life

of cash? of

5

You Love the Nine Network! Nine the Love You

You can receive as much as 8.5 percent for a two-life annuity and 9 percent for a a for percent 9 and annuity two-life a for percent 8.5 as much as receive can You instead stocks donating by for the gift portion of his or her annuity. annuity. her or his of portion gift the for

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Annuity. Ask us about the details. the about us Ask Annuity. Annuity Gift my start I Can

annuity contract, the donor who itemizes is entitled to an income-tax deduction deduction income-tax an to entitled is itemizes who donor the contract, annuity

A:

Testamentary a called is this Yes,

Because a charitable gift annuity is partly a gift and partly an investment in an an in investment an partly and gift a partly is annuity gift charitable a Because

a Nine Network gift annuity and start receiving a 6.7 percent return. return. percent 6.7 a receiving start and annuity gift Network Nine a

through my Will? my through

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Certificate of Deposit. When the CD matures in two months, they plan to obtain obtain to plan they months, two in matures CD the When Deposit. of Certificate

3

You Like Tax Deductions. Tax Like You

Q:

Can I set up a Gift Annuity Annuity Gift a up set I Can

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A:

No. The rate on your certificate certificate your on rate The No. If you want fixed, regular payments you can count on, then the Nine Network Network Nine the then on, count can you payments regular fixed, want you If

1 You Like Attractive Rates. Attractive Like You estate taxes. estate change?

payment date for the rest of your life. your of rest the for date payment Q:

one’s from excluded Will the rate of payments payments of rate the Will

you have assurance that your check will be in the mail (or direct deposited) every every deposited) direct (or mail the in be will check your that assurance have you A:

They are usually completely completely usually are They

and continues through your estimated life expectancy. life estimated your through continues and

And since gift annuity payments are backed by the full assets of the Nine Network, Network, Nine the of assets full the by backed are payments annuity gift since And

of one’s estate? one’s of

maximum limitation. maximum

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Q:

Are Gift Annuities a part part a Annuities Gift Are

Gift Annuity. There is no no is There Annuity. Gift year to year. to year (7.8 percent). Of this amount, more than half will be excluded from income taxes. taxes. income from excluded be will half than more amount, this Of percent). (7.8

will start your Nine Network Network Nine your start will The benefits include: benefits The happens to the financial markets. Your annuity payments will not change from from change not will payments annuity Your markets. financial the to happens

contributed $25,000 toward a gift annuity. Every year, she will receive $1,950 $1,950 receive will she year, Every annuity. gift a toward $25,000 contributed

A:

can shield from income taxes. income from shield can commitment $10,000 A

It’s nice to be able to count on a specific amount of payment no matter what what matter no payment of amount specific a on count to able be to nice It’s Part of each annuity payment is tax-free. For example, Mrs. Jones, age 85, 85, age Jones, Mrs. example, For tax-free. is payment annuity each of Part

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the percent of income he or she she or he income of percent the I can invest? can I

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Q: older a person is on the day the the day the on is person a older What are the minimum minimum the are What

wish to receive payments. The The payments. receive to wish

Gift Annuity, and how often you you often how and Annuity, Gift Acquire a Gift Annuity. Annuity. Gift a Acquire

the time you contract for the the for contract you time the

A: This depends on your age at at age your on depends This

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is tax-free? is

Q: How much of my Annuity Annuity my of much How

serving the St. Louis region. region. Louis St. the serving

Directors to further its work of of work its further to Directors

determined by its Board of of Board its by determined

used by the Nine Network as as Network Nine the by used

remainder of your gift is is gift your of remainder

income beneficiary, the the beneficiary, income

A: After the death of the last last the of death the After

safe from the uncertainties of the economy. the of uncertainties the from safe

Annuity after my death? my after Annuity

and care from free income income—an lifetime guaranteed a of security If you want an income-tax deduction, the Nine Network Gift Annuity is for you. for is Annuity Gift Network Nine the deduction, income-tax an want you If

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satisfaction of supporting this noble mission—and to provide you the the you provide to mission—and noble this supporting of satisfaction

make with your financial financial your with make

the gift annuity even higher than the rate used to establish the annuity. the establish to used rate the than higher even annuity gift the

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us of the arrangements you you arrangements the of us amount. The tax advantages with the charitable deduction make the effective rate of of rate effective the make deduction charitable the with advantages tax The amount. your securities. your

A:

Yes, just as soon as you notify notify you as soon as just Yes, that makes a difference in the lives of countless children and adults in our region. region. our in adults and children countless of lives the in difference a makes that cannot be used entirely, the donor has up to five years to carry forward the unused unused the forward carry to years five to up has donor the entirely, used be cannot transfer to how on details

Security checks? Security

enlightened education and entertainment. Your gift annuity assists a worthy cause cause worthy a assists annuity gift Your entertainment. and education enlightened The deduction is available for the tax year when the gift annuity is established. If it it If established. is annuity gift the when year tax the for available is deduction The Bromell at 314-512-9129 for for 314-512-9129 at Bromell

investment rates with the current annuity rates offered by the Nine Network. Nine the by offered rates annuity current the with rates investment

Social like just bank

fulfillment you receive by helping future generations take advantage of free free of advantage take generations future helping by receive you fulfillment certificates. Please call Roya Roya call Please certificates.

Many folks in their retirement years will be pleased when they compare their low low their compare they when pleased be will years retirement their in folks Many

charitable tax deduction of more than $14,000. than more of deduction tax charitable

my in deposited directly

A:

Perhaps the greatest benefit of a Nine Network Gift Annuity is the personal personal the is Annuity Gift Network Nine a of benefit greatest the Perhaps Yes, we will gladly accept stock stock accept gladly will we Yes,

In the case of Mrs. Jones mentioned earlier, her $25,000 gift annuity produced a a produced annuity gift $25,000 her earlier, mentioned Jones Mrs. of case the In Q:

Can Annuity checks be be checks Annuity Can single-life annuity. single-life

of cash? of

5

You Love the Nine Network! Nine the Love You

You can receive as much as 8.5 percent for a two-life annuity and 9 percent for a a for percent 9 and annuity two-life a for percent 8.5 as much as receive can You instead stocks donating by for the gift portion of his or her annuity. annuity. her or his of portion gift the for

Q: Gift annuity rates are very attractive for older friends of the Nine Network. Network. Nine the of friends older for attractive very are rates annuity Gift

Annuity. Ask us about the details. the about us Ask Annuity. Annuity Gift my start I Can

annuity contract, the donor who itemizes is entitled to an income-tax deduction deduction income-tax an to entitled is itemizes who donor the contract, annuity

A:

Testamentary a called is this Yes,

Because a charitable gift annuity is partly a gift and partly an investment in an an in investment an partly and gift a partly is annuity gift charitable a Because

a Nine Network gift annuity and start receiving a 6.7 percent return. return. percent 6.7 a receiving start and annuity gift Network Nine a

through my Will? my through

throughout your lifetime. your throughout

Certificate of Deposit. When the CD matures in two months, they plan to obtain obtain to plan they months, two in matures CD the When Deposit. of Certificate

3

You Like Tax Deductions. Tax Like You

Q:

Can I set up a Gift Annuity Annuity Gift a up set I Can

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A:

No. The rate on your certificate certificate your on rate The No. If you want fixed, regular payments you can count on, then the Nine Network Network Nine the then on, count can you payments regular fixed, want you If

1 You Like Attractive Rates. Attractive Like You estate taxes. estate change?

payment date for the rest of your life. your of rest the for date payment Q:

one’s from excluded Will the rate of payments payments of rate the Will

you have assurance that your check will be in the mail (or direct deposited) every every deposited) direct (or mail the in be will check your that assurance have you A:

They are usually completely completely usually are They

and continues through your estimated life expectancy. life estimated your through continues and

And since gift annuity payments are backed by the full assets of the Nine Network, Network, Nine the of assets full the by backed are payments annuity gift since And

of one’s estate? one’s of

maximum limitation. maximum

The tax-free portion of the annuity payment is considered “return of principal” principal” of “return considered is payment annuity the of portion tax-free The

Q:

Are Gift Annuities a part part a Annuities Gift Are

Gift Annuity. There is no no is There Annuity. Gift year to year. to year (7.8 percent). Of this amount, more than half will be excluded from income taxes. taxes. income from excluded be will half than more amount, this Of percent). (7.8

will start your Nine Network Network Nine your start will The benefits include: benefits The happens to the financial markets. Your annuity payments will not change from from change not will payments annuity Your markets. financial the to happens

contributed $25,000 toward a gift annuity. Every year, she will receive $1,950 $1,950 receive will she year, Every annuity. gift a toward $25,000 contributed

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Yes, just as soon as you notify notify you as soon as just Yes, that makes a difference in the lives of countless children and adults in our region. region. our in adults and children countless of lives the in difference a makes that cannot be used entirely, the donor has up to five years to carry forward the unused unused the forward carry to years five to up has donor the entirely, used be cannot transfer to how on details

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One-Life Example: What one person can do. A Nine Network Gift Annuity Our founders were visionaries. Mrs. Edwards is 85 years old and is interested in helping the Nine Network We all want to make a positive difference in the can offer big financial benefits They believed education was essential to a healthy community and hoped continue its quality educational and entertainment programs. At the same time lives of others. But sometimes we wonder what television could bring opportunities for learning into every home. she would like to have a guaranteed lifetime income. Mrs. Edwards contributes one person can do. for you... and a significant $10,000 to the Nine Network’s Gift Annuity Program and is entitled to: contribution to our region. Remember, television was a relatively new device in 1952, when our founders were Doris E. Wolff was a graduate of St. Louis University with a master’s degree in developing the idea that would become national educational television. $780 per year, or a 7.80% return, for life. advanced math. She became a math teacher at Cleveland High School and A Federal charitable deduction of $5,600. instilled a love of math in many, many of her students over the years. Her students We believe they were successful because they were guided by their principles and $640 of each year’s income is tax-free for described her as compassionate and encouraging. She was also a Sunday School their purpose. For them, television was just a tool—the technology that would approximately 5.5 years. teacher who cared very deeply about the young people she taught. help them achieve their vision for our community.

Clearly Doris Wolff touched many lives through her teaching. Things have certainly changed since our founding in 1954. We now have the internet, Roku, Tivo, Twitter, Facebook, YouTube, and more devices than we know But she discovered a way to touch many more lives. Gift Annuity Rates what to do with. In 2013, we were very surprised to learn that Doris Wolff had created an But our principles and our purpose have never changed. 9.00% additional legacy that would affect the lives of children throughout our 10% region for many years to come. We exist to ignite the spirit of possibility in our region. And we do it by providing 8% opportunities for learning, by creating greater respect for one another, and by 7.80% The Nine Network reaches a very large audience—often the largest per capita expanding our understanding of the world. 6% 6.80% 5.80% audience of any public television station in America. And, we have become a 5.10% 4% 4.70% national leader in community engagement—demonstrating what public media Whether you experience the Nine Network on one of our four channels, on the can do to strengthen civic life in communities across our country. internet, on social media or in person, we stand for our principles and our purpose. AGE 65 70 75 80 85 90+ We have a vision. And, while our work begins with children, we know we must We have made a long-term commitment to the people of work together to create a strong and healthy community for children and our region—and that has required us to make a adults alike. long-term investment in the future that will Joint/Survivorship Gift Annuity Rates come after us. Your annuity gift to the Nine Network will work for you and for your community.

AGE % RETURN AGE % RETURN “ The future belongs, not to those who have the Nine Network of Public Media 60/65 4.00% 80/85 6.10% most, but to those who 3655 Olive Street do the most with what St. Louis, Missouri 63108 65/70 4.40% 85/90 7.30% they have.” 70/75 4.80% 90/95 8.80% —Eugene P. Odum Call Roya Bromell 314-512-9129 75/80 5.30%