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February 2017 | Issue 89 NARPO THE MAGAZINE OF THE NATIONAL ASSOCIATIONnews OF RETIRED POLICE OFFICERS # Knowing me, knowing you... the Police Family in 2017 MULTI AWARD ABTA No.Y6412 WINNER NARPO - the voice of retired police officers ‘To safeguard the rights of members and to promote measures for their welfare, with particular regards to pensions’ TravNARPOFull010217_OT.indd 1 13/01/2017 10:24 2 NARPO news CAR & HOME INSURANCE W! Purchase online NE by the 28 February 2017 and receive a 5% discount* Serving NARPO members for over 30 years Great value car and home insurance for you and your family You could save an average of £120 on your car insurance and £120 on your home insurance**. We’ll also pay any cancellation fee up to £125 when you switch. NARPO members and their families have over 55,000 insurance policies with us. Why not join them and protect your car or home with Police Mutual? Contact us for a quote today: We’re open from 9.00am – 5.00pm Call 0345 758 5878 Mon-Fri NEW Visit policemutual.co.uk/narponews SAVINGS AND INVESTMENTS INSURANCE MORTGAGE ADVICE HEALTHCARE INDEPENDENT FINANCIAL ADVICE FINANCIAL EDUCATION *5% online discount to our standard premium price is for new customers purchasing online only. The discount is automatically included on every new car & home insurance premium quoted and purchased from 1 January to 28 February 2017. We reserve the right to remove this discount at any time. This discount excludes renewal policies and optional extras. Minimum premiums apply. **Average premium savings of £120 for each product is based on 28% of all NARPO car insurance members and 30% of all NARPO home insurance members who provided their existing premium and switched their insurance (inbound sales only) from June 2015 - May 2016. The National Association of Retired Police Officers (NARPO) is an Introducer Appointed Representative of PMGI Limited, trading as Police Mutual, is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales No. 1073408. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS. Calls to 03 numbers usually cost no more than to geographic numbers (01 or 02) and are usually included in call packages, please check with your phone company if they are included in your package. For your security, all telephone calls are recorded and may be monitored. Our car and home insurance is provided by RSA Insurance Group plc. PMGI2394 ADVERT 0217 NARPOnews - the voice of retired police officers 3 CAR & HOME INSURANCE W! Purchase online NE by the 28 February 2017 05 07 and receive a 5% discount* The President’s Chief’s review inside Briefs Front Cover: How well do current Police 12 41 officers understand the needs of NARPO members, and vice Dementia Retired? versa? How is the relationship Pilot Who’s between the different Retired? generations of Police officers? What can we all do to support our Police Family? We would like to hear from you. 09 Readers Letters 15 Brexit And Beyond Mailing Information 22 What’s on It is important that you notify NARPO HQ of any changes to your address as soon as possible. Please quote your membership number which is MWPA 1st WW Battlefield printed above your name on the envelope in which 24 Visit 2016 NARPO News is delivered. Tel: 01924 362 166 Serving NARPO members for over 30 years advertisements do not contravene the Trade Description Act 1968, Cenetaph Parade the Sex Discrimination Act 1975 35 and the Business Advertisements (Disclosure) Order of 1997 and Great value car and home insurance for you and your family conform to the British Code of Advertising Practice. Articles You could save an average of £120 on your car insurance and £120 on your home insurance**. contributed by the editorial staff Book ‘em We’ll also pay any cancellation fee up to £125 when you switch. may not be reproduced without permission in writing from 40 NARPO members and their families have over 55,000 insurance policies with us. Opinions expressed by authors and The Editor. services offered by advertisers are Why not join them and protect your car or home with Police Mutual? not specifically endorsed by NARPO News is published by the Association. The National Association of Retired Retired? Who’s Retired? Police Officers (NARPO). Contact us for a quote today: We’re open from The Editor reserves the right to refuse 45 Making Tracks to Broadway 9.00am – 5.00pm or withdraw advertisements at his For further information about Call 0345 758 5878 Mon-Fri discretion and does not accept NARPO, its services, branches and liability for clerical or printer’s errors, approved advertisers, please visit NEW Visit policemutual.co.uk/narponews although every care is taken to our website at www.narpo.org avoid mistakes. Advertisements in Members’ small ads NARPOnews are accepted by the To facilitate a prompt reply when National Association of Retired Police contacting the office by email, 48 SAVINGS AND INVESTMENTS INSURANCE MORTGAGE ADVICE HEALTHCARE INDEPENDENT FINANCIAL ADVICE FINANCIAL EDUCATION Officers only on the understanding please quote your membership *5% online discount to our standard premium price is for new customers purchasing online only. The discount is automatically included on every new car & home insurance premium quoted and that the advertisers warrant that the number. purchased from 1 January to 28 February 2017. We reserve the right to remove this discount at any time. This discount excludes renewal policies and optional extras. Minimum premiums apply. **Average premium savings of £120 for each product is based on 28% of all NARPO car insurance members and 30% of all NARPO home insurance members who provided their existing NARPO House, 38 Bond Street, Wak efield, West premium and switched their insurance (inbound sales only) from June 2015 - May 2016. Yorkshire WF1 2QP. Tel: 01924 362166. The National Association of Retired Police Officers (NARPO) is an Introducer Appointed Representative of PMGI Limited, trading as Police Mutual, is authorised and regulated by the Financial Time Out Puzzle Conduct Authority. Registered in England & Wales No. 1073408. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS. Calls to 03 numbers usually cost no Fax: 01924 372088. Email: [email protected] more than to geographic numbers (01 or 02) and are usually included in call packages, please check with your phone company if they are included in your package. For your security, all 51 telephone calls are recorded and may be monitored. Our car and home insurance is provided by RSA Insurance Group plc. Designed & Produced by © Wilson Design House 2015. www.wilsondesignhouse.com PMGI2394 ADVERT 0217 Email [email protected] 4 NARPOnews Make securing funeral costs one of your New Year’s resolutions Emotions can run high when Avoid rising costs - pay Dignity can access. The Trust Fund is a loved one passes away. So today’s prices managed by some of the most respected names in the financial industry to trying to organise a funeral and You can stop your funeral costs from being make sure that your money is properly sort out how to pay for funeral more than they need to simply by paying protected. This means you can relax, safe costs can seem daunting. in advance with a Prepaid Funeral Plan in the knowledge your money will be there from Dignity, the UK’s leading funeral plan whenever it is needed. Funeral costs have continued to rise each provider. By planning ahead you can help year and it can be a worry to think how your protect yourself and loved ones from Flexible payment options loved ones would cope financially if they rising funeral costs, save money and Dignity offers a choice of three plans were suddenly hit with an unexpected bill. reduce the worry of funeral affordability and a number of payment options to suit Why not make a New Year’s Resolution to in the future. all budgets. 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If it’s a burial funeral you’re thinking about, by 2023.* That’s an increase of more than Dignity offers one of the largest burial £2,300 in just seven years. contributions available at £1,200 - which increases each year in line with RPI. Rising Funeral Costs Ensure your personal wishes are met Average funeral cost The Prepaid Funeral Plan not only covers the cost of the funeral services detailed Projected funeral cost within it, but also lets you take care of the funeral arrangements in advance. It allows you to detail any wishes you may have, for example which hymns or readings you may want. This means your loved I am now in the position of not £6,107 ones won’t have the worry of finding a “having to worry, or indeed think, funeral director or deciding on the most about my funeral at all.